A Simplified Guide to Disability Insurance with Bart Spencer (Ep. 16)

Have you ever thought about what would happen to your income if you suddenly became unable to work due to illness or injury?

Disability insurance can protect your income and provide a safety net for a time just like that.

In this episode, Jeff Brimhall, Ph.D., CFP®, CFA, and Benjamin Cummings, Ph.D., CFP® are joined by Bart Spencer (aka The DI NUT), Director of Disability Income and Long Term Care at Allegis Advisor Group. They break down how disability insurance works, including critical costs and benefits involved.

Bart discusses: 

• How to determine the amount of disability insurance you might need
• Why an employer-sponsored group plan might not be sufficient to protect your income
• The different types of coverage periods in disability insurance
• Key features you should look for in a disability insurance policy
• And more

Resources:

• Council For Disability Awareness

Connect with Blue Barn Wealth:

• [e-mail]
• [phone]
• Blue Barn Wealth 
• LinkedIn: Jeff Brimhall
• LinkedIn: Benjamin Cummings
• LinkedIn: Blue Barn Wealth
• Facebook: Blue Barn Wealth
• Twitter: Blue Barn Wealth
• Instagram: Blue Barn Wealth

Connect with Bart Spencer:

• Allegis Advisor Group
• LinkedIn: Bart Spencer

About Our Guest: 

Bart Spencer is the Director of Disability Income and Long Term Care at Allegis Advisor Group. He is very involved in the insurance community and is known as “The DI NUT” because of his passion for disability income protection. Bart speaks regularly in industry meetings such as gatherings of the National Association of Insurance and Financial Advisors (NAIFA). He is past president of NAIFA Bonneville in Ogden, UT, and membership chair for the Utah NAIFA Association.