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May 7, 2026 • 23 mins

But what about electronic toll collection?

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Speaker 1 (00:00):
This person.

Speaker 2 (00:00):
The story that got sent to me, right, was somebody
in North Carolina. In North Carolina, they have what is
quick passed, the same as easy Pass.

Speaker 1 (00:10):
I don't know, but it's whatever. It's some kind of
transponder for your car to go through tolls.

Speaker 2 (00:17):
So anyway, this one guy has has cancer, right, and
so they go through, you know whatever.

Speaker 1 (00:24):
Everything's moving along, moving along. Anyway.

Speaker 2 (00:27):
The guy ends up dying from cancer, right, and the
family then like they're going through and kind of taking
care of all the business and everything. They started getting
bills from n see quick Pass to pay off whatever
was left on his.

Speaker 1 (00:48):
Transponder.

Speaker 3 (00:49):
No, so this isn't what Diane was worried about with identity.

Speaker 1 (00:52):
Being no no, no, no, no no, it said.

Speaker 2 (00:55):
After his death, the family began sorting out his assets.

Speaker 1 (01:00):
They receive communication from North Carolina.

Speaker 2 (01:02):
Quick Pass to pay a toll fee incurred by the
man before he had before he had passed right. The
toll twelve dollars was most likely incurred by his travels
going through wherever. I don't know where he was going whatever,
so they wanted them to pay it. I wouldn't have

(01:23):
paid that.

Speaker 4 (01:26):
I mean, is it a case where you could say, well,
here's his death certificate. I mean, will you waive this fee,
But they would also probably say no, he was alive
when he drove through the toll booth.

Speaker 1 (01:41):
Then go ask him for the money.

Speaker 4 (01:44):
Yeah, but are these people who are these are people
who are in charge of his estate, right, who have
to tie it, like you said, tie up all the
loose ends.

Speaker 1 (01:53):
They told n see quick Pass or whatever.

Speaker 2 (01:56):
Yeah, hey, he passed right, and he was an older guy,
he was like seventy five eighty years old whatever, so maybe.

Speaker 1 (02:04):
It wasn't that it was like their dad or whatever
it was.

Speaker 2 (02:07):
And and see quick Pass wrote back and said, please
accept our sincere condolences. However, please be aware we have
closed this request. We await your immediate payment of all
levy tolls, processing fees, and or civil penalty.

Speaker 5 (02:21):
They don't care. They're there to you know, doesn't that
go rightify a bill?

Speaker 1 (02:27):
Doesn't that go away?

Speaker 3 (02:28):
Sentence you read kind of contradicted itself, though, what do
you mean we've closed this?

Speaker 4 (02:33):
It was the closed he closed the account, right, Yeah,
so no further charges could come to it.

Speaker 5 (02:38):
But this still needs to be paid.

Speaker 1 (02:40):
But you still low as twelve dollars.

Speaker 5 (02:42):
I'm not come on, twelve bucks. Twelve bucks, I'm not surprised.

Speaker 1 (02:47):
Twelve bucks.

Speaker 5 (02:48):
Yeah, when you.

Speaker 2 (02:50):
Turned in Scott's and I know that you did it
for for identity whatever.

Speaker 5 (02:55):
Not so much.

Speaker 2 (02:56):
It was just it was one of the guys on
a shared account. Now, did they charge you for whatever
Scott had on there?

Speaker 5 (03:02):
No, there was.

Speaker 4 (03:03):
He had a balance remaining on there. And they said
it takes like thirty five days. They said, you know,
mail it back to us. I had to do the
thing where I wrapped it in tinfoil right again and say,
oh toilet paper, No, you wrap it in tinfoil because
that sort of disables it. Send it in a padded
envelope down to Clifton Forge, right, and then it takes
like thirty five days, and any remaining balance will be

(03:25):
refunded to his credit card.

Speaker 1 (03:29):
Oh that's right, because you have to have money on it.
Yeah that's right. Yeah, that's right. These people are charging
twelve dollars. Get over it.

Speaker 3 (03:37):
I mean, I'm so confused by the story because it
looks like ultimately they said, no, no, it was a
misunderstanding on our part. We're sorry, we're waving it.

Speaker 1 (03:46):
Oh.

Speaker 4 (03:46):
Eventually they did once once people started to hear of it.

Speaker 1 (03:50):
Yes, right, eventually they did.

Speaker 3 (03:52):
So they only did it because of public pressure.

Speaker 1 (03:55):
So the people reached out to.

Speaker 2 (03:59):
I don't some customer advocate or something like that, and
then they finally then they reached out to n see
quick pass or quick patol whatever, and they were like, oh, yeah,
we're gonna go ahead and wave that.

Speaker 1 (04:13):
We're gonna go ahead and wave that. But what is
the policy?

Speaker 3 (04:17):
Well, that sounds like they've established a precedent that, yeah,
you do not have to pay unresolved debt of loved ones.

Speaker 1 (04:22):
But is that the policy?

Speaker 3 (04:25):
I wouldn't think so, but it now is it is
documented as the policy?

Speaker 4 (04:29):
Yeah, yeah, No, the person that's in that situation is
gonna go ah remember this.

Speaker 1 (04:34):
It said. Yeah.

Speaker 2 (04:35):
So it says several hours after they got information blah
blah blah and see quick pass, the family was contacted
and told they would not have to pay the outstanding fee.
They said the debt can't be transferred, which kind of
so that's why we're saying that we can't go after
this person. So what's the lesson there? Have a bunch

(04:58):
of everybody's account is different.

Speaker 3 (05:00):
Why was so much of your father's debt transferred to you.

Speaker 5 (05:02):
Yeah, you always talk about that.

Speaker 1 (05:03):
That's old in times, that's old in times.

Speaker 3 (05:06):
Before there were consumer advocates.

Speaker 1 (05:08):
But is that? But is that? Yeah?

Speaker 2 (05:10):
Because I got all my dad's like credit card debt
and stuff like that.

Speaker 1 (05:14):
But why why would I get that? Now that I
think about.

Speaker 3 (05:16):
It, did he list you as the of a calm down?

Speaker 1 (05:21):
I'm co signing on my dad's stuff.

Speaker 3 (05:22):
The person to inherit.

Speaker 1 (05:25):
There was nothing to inherit.

Speaker 5 (05:26):
I bequeathed to Elliott, my debt bequeath.

Speaker 2 (05:34):
Man, so I so, but now everything is waived, so
now you don't have to pay anything.

Speaker 3 (05:38):
Doesn't I get that the public would see this as
maybe a little bit insensitive on behalf of Nsiquokpass, But
I feel like everyone would think that NCY cook Pass
or easy Pass or whatever it may be, would have
the right to go afore that money. And it didn't
sound like they were harassing or hound dollars.

Speaker 1 (05:58):
Get over it.

Speaker 3 (06:00):
The amount because you're I think you're confusing people when
you keep saying that, because it doesn't you can't tell
what side you're on.

Speaker 1 (06:05):
I'm on the family side. I'm not that.

Speaker 3 (06:08):
But any amount than the precedent. It doesn't say like, oh,
if it's over a certain amount, it's no. They're just
saying that it was a misunderstanding. They're not pointing to
it being less than one hundred dollars or.

Speaker 1 (06:19):
Yeah, no, I understand that.

Speaker 3 (06:20):
But I really do think that a reasonable person understands
that you don't just get away with not paying this
because you're dead. But it can come off as North Carolina.
It can come off as too soon, even though again
they weren't hounding the family. I don't get that impression
at all, right, So I don't understand why they wiped

(06:43):
it clean.

Speaker 1 (06:44):
Why would you do that?

Speaker 3 (06:46):
It's not worth for two seconds of the update from
the And finally tonight, you've opened yourself up now to.

Speaker 1 (06:55):
So much nobody would nobody will ever.

Speaker 3 (06:58):
Pay, but they'll extend it to you, not just someone's passing.
I feel like you'll use this as a tool to
get out of other toll debt. And we hear about
that all the time, people owing thousands of dollars in
unpaid tolls.

Speaker 1 (07:13):
This was dumb.

Speaker 3 (07:15):
I agree, it's just really bad business. And I don't know,
I don't.

Speaker 1 (07:18):
It's nice, it's nice, but it's it's it's.

Speaker 3 (07:21):
A moment in time. It's not nice, it's not worth it.

Speaker 4 (07:23):
But quick pass is going to ride this, you know,
positive story, and so many people are going to remember
that about that on it.

Speaker 2 (07:30):
If I were if I were the family, if I
were the family and they were coming after me for
twelve dollars, I'd never ride that toll.

Speaker 5 (07:35):
Again until you need to get where you need to go.

Speaker 3 (07:39):
That's the stupidest claim ever.

Speaker 1 (07:46):
I'm on ninety five and I want to use the
easy passes.

Speaker 4 (07:49):
But you see what I'm sitting traffic, sitting at forty
five minute traffic.

Speaker 1 (07:53):
Tes sit in traffic, son of a bitches.

Speaker 3 (07:56):
Listen, I've sworn off restaurants because there are other restaurants I.

Speaker 1 (08:00):
Have, you know what, Call me the root one.

Speaker 5 (08:04):
Guy, another light.

Speaker 2 (08:11):
I know the freeway's empty, but no, sir, root one
only for me.

Speaker 3 (08:18):
Yeah, I just I don't really.

Speaker 1 (08:21):
But is that but but that? But that begs the
question is it really commonplace just to forgive it?

Speaker 5 (08:27):
I would say, no, is that?

Speaker 1 (08:28):
What is that?

Speaker 2 (08:29):
Is that really the case that they won't tell you
that upfront so they try to get the money out
of you. But if you go, hey, come on, they'll go,
you know what, we're just forgive it.

Speaker 4 (08:40):
I mean, maybe if you because I'm sure there's plenty
of people who would have that stuff on auto pay
or whatever. And and there's probably maybe a small subset
of people who are like, hey, listen, we're we're we're
inundated with bills right now. We are trying to get
by on very little. We can't afford this. And I
think if you called and like pleaded your case, But

(09:02):
then again, probably a lot of a lot of people
don't do that because they think, no, no, no, they're just
going to say no.

Speaker 1 (09:06):
I'll my case. Ever heard of the n C quick pass.

Speaker 3 (09:09):
That's like when they say you can't transfer debt, you
can call a credit card company and work out a place. Yeah,
I hear that, and it sounds like a trap, like, oh,
they want to get me on the phone and now
they know the but now they've that's what they tell
you they're going to do. Because I want some ignorance.
You can't claim like oh I never got the bill

(09:30):
or stuff like that, which you often say. The mails
is slow.

Speaker 1 (09:33):
The ticket blew off the window.

Speaker 5 (09:37):
You still get your credit card statement in the mail.

Speaker 1 (09:41):
The yeah, no you just can't go. I just know,
I just.

Speaker 4 (09:46):
I never thought of that, But that to me always
seemed like such a good will type story. I never
thought of that. Having a conversation is a trap.

Speaker 2 (09:55):
Oh yeah, no it is, because now you're on the hook.

Speaker 4 (09:58):
But when they go, you still want to Yeah, but
I don't want to do I think you still want
to try to pay your bill, even if it is
maybe a lot less than you should be paying.

Speaker 1 (10:06):
I'm not. I still don't want to pay the bill
forty not even in Elliott's bill.

Speaker 3 (10:10):
It's his dad's.

Speaker 1 (10:11):
Yeah, why am I? By the way, I'm called.

Speaker 2 (10:13):
I don't even remember the credit card company, but I'll
all find it.

Speaker 5 (10:17):
And he died how long ago? It's been a long time.

Speaker 3 (10:21):
Do you remember though? His favorite Neil Diamond.

Speaker 1 (10:23):
Song I do not you Diana?

Speaker 5 (10:26):
Oh uh cracklin, Rosie.

Speaker 1 (10:28):
No, that's what we named our irish.

Speaker 3 (10:30):
After we just did this.

Speaker 5 (10:33):
Was that one?

Speaker 1 (10:33):
The bill Fine the sun shines all the time?

Speaker 2 (10:38):
You said that was a second favorite, correct, Yeah, no,
but I was saying that's the one we play.

Speaker 1 (10:43):
Yes, yeah, brother loves Traveling Salvation Show.

Speaker 3 (10:48):
The La Times ranked as what number dian one, No?

Speaker 1 (10:53):
Three?

Speaker 3 (10:53):
Jesus it's like you have other things on your mind dating.

Speaker 5 (11:02):
Yes, that would be really bad.

Speaker 3 (11:05):
Okay, well why you said that?

Speaker 1 (11:08):
Because Diane said she's considering.

Speaker 3 (11:11):
My god, but Christen's looking down.

Speaker 1 (11:14):
It came up from the last break the.

Speaker 5 (11:16):
Elliott and how I said I thought I never would again.

Speaker 1 (11:20):
Yeah, well I was getting there. I just hadn't gotten
there yet. Why why? Why am I made to feel uncomfortable?

Speaker 5 (11:27):
I'm sorry you're feeling thank you?

Speaker 1 (11:30):
So you know what? Apology accepted?

Speaker 3 (11:32):
Finally, Diane, that's all he was looking for. Back to
this original story. Yes, is there something Diane brought up
the idea of an estate? Is there something legally we're missing?

Speaker 1 (11:47):
Wait you say that again?

Speaker 3 (11:48):
Is there something? It's very complicated, as Diane knows when
someone passes. Right, are we missing? We're saying this sets
up a legal precedent? But is there a legal issue
at hand for the enforcement of this debt that we're
not realizing?

Speaker 4 (12:08):
Like there's probably is that part of the fine print
when you sign up for one of those transponders, right,
Like are you agreeing to have your errors?

Speaker 6 (12:19):
Right?

Speaker 2 (12:19):
No? No, but I think what Tyler's saying, if there's
no estate, then there are no heirs.

Speaker 3 (12:24):
I don't really know what you mean by no estate.
Aren't we talking about family?

Speaker 1 (12:29):
Yeah?

Speaker 2 (12:29):
But like for example, like you guys could be crap
all the time. I don't have I don't have a
will or anything set up.

Speaker 1 (12:35):
Oh just me.

Speaker 3 (12:36):
So who are they going to go because you have
no paperwork, you have no estate.

Speaker 1 (12:42):
As far as I'm concerned, it doesn't sound that bad.

Speaker 5 (12:47):
Remember, I'm sure the courts will agree with you.

Speaker 4 (12:50):
Well as you know, we have to go with as
as far as he's concerned.

Speaker 1 (12:53):
So to hi Elliott in the morning, Hey, good morning.

Speaker 7 (13:03):
How are you guys?

Speaker 1 (13:04):
I'm doing great.

Speaker 8 (13:06):
Yeah, so not quite related to a state. But I
had an eighteen hundred dollars easy pass bill wiped out
once just because I called it and asked there was
a one time thing.

Speaker 7 (13:13):
They said they would never do it again, but save
me a bucket.

Speaker 2 (13:15):
Of money eighteen dollars And wait, there was no nobody passed,
there was no incident, nothing. You just called easy pass
and was like, listen, I'm eighteen hundred dollars in the hole.

Speaker 1 (13:25):
I can't pay it. And they were like, sweet, no problem,
I'll wave it.

Speaker 7 (13:29):
That's exactly what happened.

Speaker 5 (13:32):
How the hell did you talked your way into that
which state?

Speaker 3 (13:35):
Yeah, I really did.

Speaker 8 (13:36):
I just I called them and I said, look, I
really can't pay this. I don't know how it happened. Then,
truth be told to you guys, was complete irresponsibility on
my part.

Speaker 3 (13:44):
I just didn't care at the time. But I call it,
asked and there we'll never.

Speaker 8 (13:49):
Do it again, but yeah, we'll do it this time.

Speaker 1 (13:51):
Wow.

Speaker 3 (13:52):
Yeah, I'm grateful for it, clearly, But yeah.

Speaker 1 (13:55):
That's happened. And they didn't like, they didn't like.

Speaker 2 (13:58):
It, didn't ruin your credit, they didn't small claims, cordial
or nothing.

Speaker 1 (14:01):
They just wiped it.

Speaker 3 (14:03):
That's right when it comes to easy Pass, though, telling
the operator I don't know how this happened. I mean,
did they giggle? I do you drove down the road?

Speaker 5 (14:14):
You got on the toe a lot?

Speaker 1 (14:19):
Hey listen, I live right off sixty six. I have
no idea how this happened.

Speaker 3 (14:23):
Like if it's a credit card and you're paying like
medical bills or something like, it could be like I
can't believe this. So much stuff happened and I don't
know how this happened. I yes, of course I do.
I spent money.

Speaker 8 (14:34):
It was it was compounding penalties is how it got
so high.

Speaker 1 (14:38):
I hate those two words. Okay, I hate those two words.

Speaker 3 (14:41):
Just driving the no.

Speaker 2 (14:43):
But it's like I didn't pay last month and now
you're asking. Now it's I trust me. I know of
compounding issues.

Speaker 1 (14:50):
I know of that. Yeah, yeah, way, thank you, Hey,
you got it? Thank you, sir man.

Speaker 5 (14:56):
That's that is not the norm?

Speaker 1 (14:58):
No?

Speaker 2 (14:58):
No?

Speaker 1 (14:58):
Or is it? You don't know? Or is it?

Speaker 2 (15:00):
Because easy Pass knows you're gonna keep driving, right, so
I'll wipe out eighteen hundred. But it's coming in and
the person on the phone, it's not their money, it's
easy Pass money.

Speaker 1 (15:12):
Yeah. But if they there easy Pass? Who owns easy Pass?
I don't know you like.

Speaker 3 (15:17):
Bezos, the easy Pass group, it's probably.

Speaker 2 (15:26):
Is it Apollo, I swear to God if it's Josh Harris.
They own everything.

Speaker 3 (15:33):
It's a network of toll agencies in the Eastern US
managed by the interagency group easy Pass.

Speaker 2 (15:42):
So there's not a there's not a there's not an
owner of easy Pass.

Speaker 3 (15:47):
And then they contract their operations to private companies.

Speaker 1 (15:53):
Like n See quick Pass.

Speaker 3 (15:54):
But we're two for two now where the story is
they just dismiss all your fees. The absolution is the end.

Speaker 1 (16:01):
Yeah, beautiful mine too. Hi Elliott the morning, Yeah.

Speaker 8 (16:06):
Hi, this mean yeah, hey hey, good morning, good morning.

Speaker 3 (16:09):
Hey.

Speaker 8 (16:10):
I don't know if this is relative to this, but
I know that some states, like Arizona is, but I
think it's called family law where if your spouse passes,
the family automatically inherits the debt versus like Maryland where
if your spouse has a credit card in her name
alone and you have a credit card, if she passes,
then the debt dies with her.

Speaker 1 (16:30):
Basically, you know what.

Speaker 2 (16:32):
That may make sense, and that answers my dad's question
because Arizona was where my dad lived, and I inherited
family law.

Speaker 1 (16:38):
Family law, well, that's that's exactly the es.

Speaker 8 (16:40):
So there's there's some states that have what's called like
I think it's family law, manly, where the debt the
debt passes with the family, versus like Maryland where if
it's a credit card in their name alone, then it
passes with them. And then uh for the easy pass thing,
is it assigned to the like is the assigned to
the driver or to the vehicle, like the thin number

(17:03):
the license plate. I was also thinking about that.

Speaker 2 (17:06):
No, the tolls assigned to the driver because it has
to be attached to a car.

Speaker 5 (17:11):
Yeah.

Speaker 2 (17:12):
Like even if you rent a car, like like let's say,
like you can rent a car from.

Speaker 1 (17:16):
Enterprise where it has to take with you, or.

Speaker 2 (17:19):
You can use their easy pass like some of them
have on the license plates. But you can, but you're
responsible for paying them. Because when that first happened, I
was like, oh, hell yeah, I don't have to pay this.
But then when you turn the car in you'll get
an email it's like, oh, you ran up, you know,
like twenty dollars in tolls.

Speaker 1 (17:37):
You're like, well that sucks. I'd have taken route one.

Speaker 2 (17:42):
There.

Speaker 1 (17:42):
It is interesting, all right, very good, Thank you sir.

Speaker 3 (17:45):
If you bring your own easy pass into a rental
car before you start driving that, do you have to
log on and add that license plate and make a
model to your easy pass?

Speaker 1 (17:56):
No?

Speaker 3 (17:56):
You sure you don't even inspect rental car?

Speaker 1 (18:01):
No?

Speaker 4 (18:01):
No, but you don't look for the golf ball sized
ding No, because if you see.

Speaker 1 (18:05):
But here's here's where here's where the problem is.

Speaker 2 (18:07):
So many cars now have like rental cars have it
built in, right because easy passes all over the place,
So you can't bring your So you're you're gonna get
two dings if you bring.

Speaker 1 (18:17):
Yours, I think.

Speaker 2 (18:18):
But back in the day before every car had it,
you used to be able to bring yours.

Speaker 3 (18:24):
Oh so now you're saying you can't.

Speaker 2 (18:25):
If the car has it, there's no way to turn
it off. I mean, yeah, some of them have the
ones up up top. Yeah, but a lot of them
now are built into the license plate. So it used
to be if you went somewhere like I, I can
remember it. Now this goes, this goes back aways. But
I could remember like getting into a buddy's car who
didn't have easy pass and I would bring mine.

Speaker 3 (18:47):
Oh I can't hid money.

Speaker 1 (18:48):
Yeah, no you can't.

Speaker 5 (18:49):
This drives on you know.

Speaker 2 (18:51):
Also, I don't want to sit in line at the
Lincoln Tunnel for forty five minutes. Just easy pass that bitch,
and let's go, even even on the toll road. Like
remember before everybody had used to have the easy pass. Yeah,
if we were schlepping out to Ashburn and be like,
oh my god, local lanes, no, so you would bring

(19:12):
it with you, right, So you could do that and
it would just charge. They didn't care what car it's in, Right,
it's not like an easy past Central.

Speaker 1 (19:20):
They're like this one only goes on that light Subaru. No,
they don't know.

Speaker 3 (19:26):
I think the second thing I did after adding my
six five to my insurance was added to the easy pass.

Speaker 1 (19:34):
The Yeah, I just I thought you.

Speaker 3 (19:36):
Had to immediately register the car with the transponder.

Speaker 1 (19:40):
Maybe I don't know if you do now I have
no idea. No, because I got a new easy pass,
like when I when I got rid of my old car.

Speaker 2 (19:48):
Yeah, it got this car, which also getting old. But
the I didn't go in and go like.

Speaker 1 (19:53):
Oh I have a better update.

Speaker 5 (19:55):
They just moved easy.

Speaker 1 (19:56):
Pass in there.

Speaker 3 (19:57):
Yeah, you don't think of those things.

Speaker 1 (19:59):
I don't care about the those things.

Speaker 2 (20:00):
Hell, I'll just call easy pass and just say abolition it,
abolish it.

Speaker 3 (20:06):
Is, absolve it.

Speaker 1 (20:10):
That's it. I knew it, knew what I meant. I
knew it was an ad word.

Speaker 3 (20:14):
Line three is calling for the abolition of easy paths.

Speaker 1 (20:20):
Where am I going? Line Line one? Hi Elliott in
the morning.

Speaker 6 (20:27):
Hey Elliott, am I on? Yes?

Speaker 1 (20:29):
Yes, how are your allergies?

Speaker 7 (20:32):
My allergies?

Speaker 2 (20:33):
Oh you sound really stuffed up anyway, I'm sorry, Thank Scott.

Speaker 6 (20:39):
Uh. My name is Neelie I'm calling from Reston. My
cousin and I several years ago rented a car driving
around Tuscany and we wanted to go around Sienna and
we ended up going into the city and we couldn't,
of course, read the signs, and we ended up in
an area where there were no cars and we were
in a pedestrian only and six months later we got

(21:01):
a ticket.

Speaker 1 (21:02):
Oh my god, I found it.

Speaker 6 (21:04):
Yeah, but they I got that cameras in the rental car.
Took them six months, but we got the ticket. I
forget how much it was?

Speaker 1 (21:10):
My were you terrified when you were like, hey, honey.

Speaker 5 (21:13):
Why where are we the only car on the road?

Speaker 1 (21:16):
No carzos here?

Speaker 7 (21:17):
Like?

Speaker 2 (21:18):
Didn't you like it didn't dawn on you like, oh crap,
there's nobody driving.

Speaker 6 (21:23):
Now? Well yeah, we no, we just rolled with it. Wow,
I got out of there. That's possible.

Speaker 2 (21:29):
How much do you remember how much that ticket was?

Speaker 6 (21:36):
I forget I got you she called me. I with
my cousin and she called and said, guess what we got?

Speaker 1 (21:42):
Wow? Wow? All right, very good, very good, Thank you, ma'am.
Thank you.

Speaker 3 (21:48):
From Melicia on Facebook. If the estate is insolving, the debts,
don't necessarily have to be paid.

Speaker 1 (21:57):
Well, I'm telling you right now, I'm in saul.

Speaker 3 (22:01):
Or does this go back to that state law that
you were dealing with.

Speaker 4 (22:06):
Because it was Arizona where there's family law, right, no
family law in Maryland.

Speaker 1 (22:13):
I don't know. I also don't know what insolvent means.
If I'm being honest, not able to pay it?

Speaker 5 (22:18):
Yeah, I can't pay it.

Speaker 1 (22:19):
Oh, so it's broke.

Speaker 3 (22:21):
Yeah, isn't the need to pass it to someone else?
Suggesting the person the estate was? Oh, I'm thinking of
the estate of the decedent. They're talking about the estate
after the person has passed.

Speaker 2 (22:35):
I had five hundred dollars, but my dad's got one
thousand dollars in debt.

Speaker 1 (22:39):
I am insolvent, Thank you. I can't afford it.

Speaker 3 (22:43):
I'd like to insolvent the puzzle.

Speaker 1 (22:47):
Line too. Hi Ellio of the Morning. Hi, Hi, yes,
real quick, What can I do for you?

Speaker 7 (22:54):
This is Crystal and Kate Zill. My mom passed away
in twenty twenty two and she had thirty six hundred
dollars credit card balance which had to be paid before
the estates be settled. And I'm in the state of Maryland.

Speaker 1 (23:04):
So yeah, but what about family law.

Speaker 7 (23:08):
I don't know anything about family law. I was told
by the estate lawyer that had to be paid before
we could settle the estate, so that credit card got
their money.

Speaker 2 (23:16):
Did you tell him you were insolvent? No, so you
ended up having you ended up having to pay.

Speaker 5 (23:23):
Just like split it up between siblings.

Speaker 7 (23:26):
No, we just paid out of her money, which was
the estate we were all going to split.

Speaker 2 (23:30):
I see, Oh boy, that would chat my ass, that
that would chat my less.

Speaker 7 (23:38):
I kept telling my mother, always just spend money on
your credit card, Mom, because we're not going to have
to pay it when you die.

Speaker 6 (23:47):
We were totally wrong.
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