April 30, 2026 • 29 mins
Today, we’re talking about something that impacts thousands of workers across Pennsylvania—workers’ compensation. Whether you’ve experienced a workplace injury or are navigating benefits, understanding your rights is essential. Joining us is David Stern, founding partner of Stern and Cohen, a Philadelphia-based workers’ compensation law firm recently recognized as a 2025 Gold Winner for Philadelphia’s favorite workers’ compensation firm. He breaks down the basics of workers’ comp and explains Maximum Medical Improvement (MMI)—what it means and how it can affect your benefits, recovery, and future.
🌐 Stern & Cohen – Web & Socials:
Then, we shift to the power of community giving. We’re joined by Michael Kellerman, President of The Foundation for Delaware County, to talk about Delco Gives—a 48-hour giving campaign uniting nonprofits and donors across Delaware County. This inspiring initiative makes it easy to support causes you care about and strengthen communities throughout the region.
📅 Event Info:
🌐 Delco Gives – Web & Socials:
Stay with us for an informative and empowering conversation on workers’ rights—and how giving back can make a lasting impact in our communities.
🌐 Stern & Cohen – Web & Socials:
- Website: https://sterncohenlaw.com
- Instagram: @sterncohenlaw
- Facebook: Stern & Cohen
- Phone: 215-608-0711
Then, we shift to the power of community giving. We’re joined by Michael Kellerman, President of The Foundation for Delaware County, to talk about Delco Gives—a 48-hour giving campaign uniting nonprofits and donors across Delaware County. This inspiring initiative makes it easy to support causes you care about and strengthen communities throughout the region.
📅 Event Info:
- Delco Gives: May 6–7 (48-hour giving campaign)
- 🎉 May 6 | 6–8 PM: Dining Under the Stars, Media
- 🎉 May 7 | 7:30–9 AM: Tailgates across Delaware County
- 🎉 May 7 | 5–8 PM: Closing Party at WSFS Bank Sportsplex (home of the Philadelphia Union)
🌐 Delco Gives – Web & Socials:
- Website: https://delcofoundation.org
- Giving Portal: https://delcogives.org
- X (Twitter): @delcofdn
- Instagram: @delcofdn
Stay with us for an informative and empowering conversation on workers’ rights—and how giving back can make a lasting impact in our communities.
Listen
Watch
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Good morning. You're listening to Insight I show about empowering
our community. I'm Lorraine Ballad Morrel. Today we're covering two
important conversations from protecting your rights on the job to
celebrating community service. First, we talk about workers compensation and
what you need to know. Then Delco Cares Day as
a county wide day of service in the Delaware County
that brings together volunteers, nonprofits, and local leaders to support
(00:23):
community projects and make a positive impact across the region.
Stay with us today, we're talking about something that impacts
thousands of workers across Pennsylvania, workers compensation. Whether it's a
workplace injury or navigating benefits, understanding your rights is critical.
Joining us is David Stern, founding partner of Stern and Cohen,
(00:45):
recently recognized as a twenty twenty five gold winner for
Philadelphia's favorite workers compensation firm. We'll also talk about a
new legal update on maximum Medical Improvement known as MMI
and what that means for your benefits with us. David,
thank you so much for joining us here today, and
for listeners who may not be familiar, what exactly is
(01:07):
worker's compensation and who qualifies for it?
Speaker 2 (01:10):
In Pennsylvania, thank you for having me so. Workers compensation
is a statewide legal system that provides for the payment
of medical bills and lost wages when you suffer an
injury in the course and scope of employment. Workers compensation,
as opposed to other areas of personal injury law, do
(01:30):
not require a showing of fault. So, in other words,
if you get injured at work, you're entitled to the
payment of your medical bills and lost wages regardless of
whether there was anyone at fault, Meaning even if it
was your own fault, if you did something careless, you
are still entitled to these benefits.
Speaker 1 (01:50):
All right, David, let's talk about maximum medical improvement or MMI.
What does it mean and how can it impact somebody's benefits?
Speaker 2 (01:57):
So, maximum medical improvement is a term that's been around
for a long time. It's actually a medical term. Doctors
use this term for when they've gotten a patient about
as far as they can get them in terms of
their improvement in their condition.
Speaker 3 (02:10):
So perhaps you know.
Speaker 2 (02:12):
Post surgically, after some therapy, you know you finally will
reach a plateau, and doctors will refer to that as
maximum medical improvement. In Pennsylvania, unlike other states, just because
of an injured worker reaches that stage, reaches their maximum
medical improvement, that does not necessarily impact their right to
receive benefits, whereas in other states that might be when
(02:34):
your benefits end. However, in Pennsylvania, typically what I will
counsel clients is when they do reach that stage, when
they do reach their plateau, their maximum medical improvement, you know,
this is often a good time to discuss options. Many
times those options are you know, a potential return to
work and or a resolution, a settlement of their case.
(02:58):
So all though reaching that stage in your case isn't
going to be harmful here in Pennsylvania, it's a time
where I normally will have a conversation with a client
about their future.
Speaker 1 (03:11):
What are some of the common mistakes that people make
after getting injured on the job. I mean, you know,
no one expects to be injured, and oftentimes they don't
know what their course of actions should be. So tell
us what people should be aware of.
Speaker 2 (03:27):
So two things jumped to my mind right away. The
first is not notifying a manager or a supervisor that
you were injured. Under the law, there are statutory guidelines
for how long you have to report an injury. I've
spoken to clients in the past who've suffered an injury
and then they said to me, you know, I just
(03:48):
wanted to gut it out. I wanted to just try
to keep going, and they went, you know, too long
of a period of time without reporting it, and then
there was a problem. So not notifying the employer is
one fall.
Speaker 3 (04:03):
That I see.
Speaker 2 (04:04):
The second mistake, if that's the right word here that
I that I see is not taking control of your
medical care. So often, you know, employees will get injured
at work. The employer will direct their employee where to treat.
Oftentimes where the employee gets directed to treat is not
(04:27):
in their best interest. It's in the best interests of
the insurance company who's trying to minimize costs, but it's
not in the best interests of the employee.
Speaker 3 (04:36):
And you know, you do have rights here.
Speaker 2 (04:38):
You're not you know, stuck with the doctor that the
employer is directing you to. But sometimes I see, you know,
people just go way down the road with these doctors
that are not there to help them. And you know,
oftentimes that can be a mistake.
Speaker 1 (04:54):
Based on a personal experience knowing someone who had to
deal it with work Comp. One thing I observed was
he was examined by a Workman's Comp doctor, and I
noticed that the workmen Comp's doctor gave a very cursory
examination that didn't seem to reflect the actual reality of
(05:15):
that person. I wonder if you can talk about that,
because certainly these doctors that Workmen's Comp directs you to
get that examination are going to work in behalf of
Workmen's Comp. So what do you do if someone says, yeah,
you don't look so bad, but you know that you
really are injured.
Speaker 2 (05:32):
Yeah, that's a really good question. I mean, so typically
at the beginning of the claim, the employer may direct
you to a doctor of their choosing, and you know
that doctor is trying to sort of get you in
and out as quickly as possible and save the insurance
company money. And that instance, you know, I recommend that
you know, you find your own doctor, you know, sort
(05:52):
of navigating those complicated sees. You know, I would advise
that you get an attorney to to sort of help
you explore those options. But certainly, you know, you want
to get someone in your corner who's going to you know,
give it a real look and you know, using your verbiage,
not just a cursory evaluation. The other thing that happens
in these cases, which you may also be referring to,
(06:13):
is the insurance company is entitled to what's called an
independent medical exam So your friend may have been you know,
you know, involved in one.
Speaker 3 (06:22):
Or even more of those.
Speaker 2 (06:23):
It's when the insurance company chooses a doctor and they
can do this every six months to evaluate you and
provide the insurance company with an opinion. These doctors, even
though the term is independent or anything but independent, their
livelihood is often tied to the income they make performing
these evaluations, and so they're going to skew their opinions
(06:45):
as far towards the insurance company as possible. So, you know,
sort of having an attorney in your corner is critical
in these instances. If you're being sent to one of
these independent medical examinations, you know, so you know what
your rights are when you do at the report and
the mail from that doctor, you know, claiming that there's
nothing wrong with you.
Speaker 1 (07:05):
You know, there may be a certain stereotype about people
who seek workmen's comp you know, you see all these
stories about people who who apply for workman's comp get
workmen's comp and then they have a full time job
in constructions elsewhere or something crazy like that. But I
think that that preconception might influence people who might be
(07:25):
reluctant to ask for a workman's comp simply because they
don't want to be seen as someone trying to shirk
their job or make money off of workman's comp. So
I wonder if you can address that.
Speaker 2 (07:36):
Yeah, I mean, I think the insurance industry has a
pretty good PR department, and you know, they have done
a pretty good job of painting, you know, injured people
in the light where there's a lot of fraud. I've
been doing this for nearly twenty seven years. I can
count on one hand the amount of times that I've
(07:57):
had a client who's engaged in something that even somewhat
approaches fraud or illegality. The truth and unfortunately this PR
effort hasn't really been pursued with a lot of vigor.
But the truth is that there's a lot more fraud
taking place on the insurance company side. They are denying
(08:19):
claims for people who should not get their claims denied,
denying claims because someone got hurt on a Monday. So well,
you must have gotten hurt and over the weekend. If
you're claiming that you're hurt on Monday, you know, and
even it seems like that story would be hyperbole me
saying this to you, but this is what I see
(08:39):
on a daily basis. I can understand why, you know,
folks would have some reticence to pursuing a case based
on sort of the picture that's been painted, but they shouldn't.
And the truth is where there's a lot of inappropriate
behavior taking place is on the other side, on the
insurance side of things.
Speaker 1 (08:58):
Speaking of which you often see these stories about hidden
cameras or people taking pictures or video. Does that actually happen?
And if that does happen, what can the individual on
workmans do?
Speaker 2 (09:14):
It Absolutely happens. It is somewhat infrequent, but it does happen.
I always tell my clients, you know, listen, in order
for an insurance company to hire a surveillance company and
have someone go out and take video, that is a
reasonably expensive endeavor. So insurance companies are just not you know,
surveilling people for days on end and spending.
Speaker 3 (09:38):
Thousands of dollars on this.
Speaker 2 (09:40):
It happens infrequently, but it does happen, and it's done
somewhat judiciously by insurance companies when they think maybe they
might catch something on video. But what I always tell
my clients is if your doctor would be okay with
what you're doing, then you have nothing to worry about.
You know, Almost every surveillance video I've ever received is
(10:03):
my client getting in a car, maybe going to get gas,
maybe going to a grocery store, carrying you know, reasonably
light bags. It doesn't show much. And I whenever I
show it to the doctor that's treating my client, they say,
I don't have any problem with this individual engaging in
this sort of behavior. And I say to my clients,
(10:24):
you can't be a prisoner in your home just because
you have a worker's compensation case. So I try to,
you know, impress upon my clients that it's nothing to
have fear over.
Speaker 1 (10:36):
Right now, I wonder if you can share one of
the more rewarding cases of your career that really highlights
the importance of this work.
Speaker 2 (10:45):
Yeah, that's a really good question. I'll tell you I've had,
you know, Unfortunately, in the last twelve months, I've had
about six or seven death cases that I've handled and
although these are obviously just the most horrific of circumstances.
(11:07):
What you often find is I am representing.
Speaker 3 (11:11):
A widow or a widower and.
Speaker 2 (11:14):
Children, and more often than not, the decedents' income was
very much relied upon by this family. There's this terrible
accident at work, the individual passes, and now that income
is not there, and I've won and I've settled for
(11:36):
very large sums of money relative to workers' comp cases.
Several of these in recent months, and just you know,
to hear the dependence, you know, say to me, oh
my gosh, we can breathe again, you know we can.
You know we can pay the rent. You know we can.
It's you know, it's it's been. So this isn't just
(11:58):
any one case, but just sort of grouping a bunch
of these together in recent months, I find these, you know, fade,
all these death cases when they're when when I'm successful,
to be exceptionally rewarding.
Speaker 1 (12:10):
Well, that's very interesting because I wouldn't think that Workmen's
comp would apply to someone who's passed away. How does
that work?
Speaker 2 (12:17):
So the worker's comp system has what's called fatal claim benefits.
It's for the dependence of the employee who passes, and
it provides a percentage of the decedent's income to the family.
So that that is, you know what we are pursuing
for these families. They've lost a loved one, they've lost
(12:38):
a breadwinner, and you know, the system allows me to
go to court and obtain the lost wages that this
family otherwise relied upon.
Speaker 1 (12:49):
A very interesting I did not know that. How has
workers compensation law evolved in Pennsylvania and what should workers
be paying attention to right now?
Speaker 2 (12:59):
The changes in the law over time. I guess I
would say the system was set up to be construed
in favor of the injured worker. And so what I
mean by that is, if you get injured at work,
even if your employer is the one at fault, you know,
someone left something on the ground haphazardly and you tripped
(13:23):
and you had a bad fall, even if it's the
employer's fault, you can't sue the employer in civil court
for pain and suffering and things like that. Instead, your
rights are relegated to workers' comp The trade off there
the fact that you can't go to civil court. Instead
you have to only you can only pursue workers comp
(13:44):
is that the system was sort of created to be
in favor of the injured worker close calls. You give
the close call to the injured worker because they can't
pursue the employer in any other type of litigation. Contrary
Toup pop Fueler belief, if you have a good lawyer,
these laws are, you know, set up in such a
(14:06):
way that you will find success in getting what you're
entitled to under the law.
Speaker 1 (14:14):
Your firm, Stern and Cohen, has just been named a
twenty twenty five gold winner for Philly's Favorite workers compensation Firm.
What do you think sets your team apart?
Speaker 2 (14:24):
Yeah, I mean, I love to brag about my firm.
We have really great people who come to work every
day and work really hard with the mission of helping
injured Pennsylvanians and we are one hundred percent committed to that.
You know, when a client calls, we answer the phone.
(14:44):
We don't put people into voicemails, and we treat our
clients with dignity and respect because we know that they're
going through a tough time. And the other thing is,
I'm sure people have seen our billboards around the city
and the picture of myself and my partner, Unlike a
lot of other firms that you see on billboards or
TV or whatnot. Taylor and I like, we actually represent clients,
(15:07):
like we're not just a face on a billboard. And
all the attorneys in my firm have been mentored by myself,
and we just have exceptional litigators, and we have a
firm where we are committed to giving our clients access
to their lawyers. So what Sometimes we'll get phone calls
from clients who are represented by other firms, and the
(15:30):
number one complaint they'll say is I never get to
talk to my lawyer, and it's Durning Cohen. And why
I think we, you know, were recognized with this award,
is that our attorneys like we speak to our clients.
I mean, sure, like we have staff and paralegals and
assistants and the clients deal with them regularly. But if
(15:51):
you want to speak to your lawyer, like you will
speak to your attorney, So you know, I think those
sort of things are really what set us apart.
Speaker 1 (15:59):
Knowing what it's like to go through a workman's comp situation,
observing it on the other side of it, I understand
how important it is to have your handheld a little
bit because it's such a stressful time. Certainly, the majority
of people would like to get back to work, and
certainly at the end of the day they want to
get past the injury and live a normal life. So
(16:19):
having that kind of personal contact has got to be
very important. So if someone believes they are not being
treated fairly or their benefits are being cut off, what
steps should they take and how can they get help?
Speaker 2 (16:31):
Well, you know this is not a coined response, but
the answer is to call an attorney. The worker's compensation
system is very complicated. The insurance company, or you know,
the employer and the insurance company are far more adept
at dealing with these cases than the injured worker is.
And many times, whether the injured worker knows it or not,
(16:55):
the insurance company and the employers already have counsel involved.
They're sort of moving in stride with what they're being
told by an attorney. And you should level the playing field.
You should have an attorney who can be there for
you to make sure that nothing inappropriate does take place.
(17:15):
And the nice thing about workers comp arrangements with lawyers
is it's a contingent fee. So if you call me
and you know you want to get some advice and
retain me as your attorney. You know, you don't take
out your checkbook and write me a check. We work
on a contingent fee and only get paid if there's
some type of financial recovery based on our efforts. So
(17:38):
you know, it really levels the field in the sense that,
like you don't have to pay to get the best attorney,
you can have any attorney you want because of this arrangement.
Speaker 4 (17:49):
Yeah.
Speaker 1 (17:50):
Well, if people would like to get in touch with
your law firm, Stern and Cohen, how did we do that?
Speaker 2 (17:55):
I mean I always like to direct people to our
website sterncohenlaw dot com. The phone number is two one
five nine one four four three.
Speaker 1 (18:06):
We've been talking about something that impacts thousands of workers
across Pennsylvania, and that is workers compensation. Whether it's a
workplace entry or navigating benefits, understanding your rights is critical.
Thank you so much, David Stern, founding partner of Stern
and Cohen, recently recognized as a twenty twenty five gold
winner for Philadelphia's favorite workers compensation firm. Thank you so
(18:29):
much for joining us today.
Speaker 3 (18:30):
Thank you for having me.
Speaker 1 (18:37):
We're talking about the power of community giving and how
small acts of generosity can create big impact. Joining us
as Michael Kellerman, President of the Foundation for Delaware County,
to talk about delco gives a forty eight hour giving
campaign uniting nonprofits and donors across Delaware County, Pennsylvania. This
is your chance to support causes you care about and
(18:59):
help strengthen communit it ease across the region. So, Michael,
for listeners who may not be familiar, can you tell
us about the Foundation for Delaware County and your role
as president?
Speaker 5 (19:08):
Absolutely, The Foundation for Delaware County is a community foundation
serving Delaware County that is about ten years young. So
there are community foundations out there that are one hundred
years old and we.
Speaker 4 (19:20):
Are a relatively new one.
Speaker 5 (19:21):
But we are dedicated in multiple ways to bringing together philanthropists, foundations,
and other resources to support our community of nonprofits at
many different levels, from direct grants to capacity building and
education services. And we really sit at the nexus of
people who are generous and care about their community and
(19:42):
people who are working to better their community, focused entirely
on Delaware County. So that's the role I get to
play at the Foundation is to lead this incredible team
that does this mission or carries out this mission in
unique ways. And I suppose on our seventh year of existence,
we started to think about how we might do more
(20:04):
collective giving in the community. How do we spread a
message that is so compelling further than that first iteration
of owners and get new people to think about being
engaged in their community more deeply.
Speaker 1 (20:17):
Well, let's talk about Delco Gives. You've got a big
event that comes up at least for the last couple
of years, I'm aware of what is it exactly and
why is it such an important initiative for Delaware County nonprofits?
Speaker 4 (20:31):
Very good question.
Speaker 5 (20:32):
So I'll say that I started my Delco Gives journey
just as a resident of Delaware County, right, My family
and I loved the first two years logging on to
the site at delco gives dot org, really sort of
exploring all the different nonprofits throughout the county that are participating.
Speaker 4 (20:49):
And then we might have gone in knowing that we.
Speaker 5 (20:51):
Wanted to support those that we know really well and loved,
but along the way we discovered all these other extraordinary
organizations and we're sort of inspired to become part of
something bigger than yourself. Right, So, I think the idea
of collective impact is all of these organizations. And this year, Lorraine,
we have I think three hundred and fifteen and growing,
(21:13):
so the largest of our three years that are participating
and sending their message of hope of community engagement out
to the broader community. And we at the Foundation get
to create a megaphone for that, right. Delco Gives is
a community wide celebration. If you are driving through Delaware
County on May sixth or May seventh, you will see it.
(21:33):
You'll see yard signs, banners, you'll see people on the corners,
you'll see tailgates, all this sort of activity for the
sole purpose of lifting up all of these nonprofits and
encouraging more people to give and people who give to
give more. So Delco Gives has just become it's really
the region's largest giving celebration, giving sort of days as
(21:55):
we call them.
Speaker 4 (21:56):
But we're on our third annual this year. We were
blown away in the first two years.
Speaker 5 (22:01):
I mean I saw this happen from the outside, and
now I get to see the sort of under the
hood part of it. And you know, last year alone,
we saw I think nearly eleven thousand donors participate. Wow,
and the average gift was thirty dollars. So one of
the things that you might hear, which is you know,
a world weary sentiment, is that I don't know that
(22:22):
my fifty dollars, my five dollars really helps. Well, the
average gift is thirty dollars, and we raised two point
three million last year alone.
Speaker 4 (22:31):
It really does go far. Any amount makes a difference.
Speaker 5 (22:35):
It's not the amount that really matters is the choice
to give and the relationship you developed with those organizations.
Speaker 4 (22:41):
So anyway, I hope you can pick up in my voice.
Speaker 5 (22:44):
I'm super excited that I get to participate this year
in a different way than in the first two years
and see what happens on the sixth and.
Speaker 4 (22:51):
Seventh of May.
Speaker 1 (22:52):
One of the unique aspects of Delco Gives is that
bonus funding is based on the number of donors, not
the size of the gift. As you mention, the average
gift is thirty dollars. Why is that approach so impactful?
Speaker 5 (23:05):
Sure, you know the life cycle of a nonprofit. Every year,
these organizations are trying so hard to balance fundraising and
carrying out their mission. So one of the things about
the Foundation for Delaware County is we pride ourselves on
trying to add value, to be additive in the community,
not duplicative, not sort of overlapping or intercompetitive. And so
(23:28):
through Delco Gifts, we provide a platform that the nonprofits
can use to tell their story and bring it farther right.
And so the concept you just talked about, I'm very
excited about. This year, we're sort of rebranding this idea
of a bonus pool as.
Speaker 4 (23:42):
All in for Delco. We're all in for Delaware County.
Speaker 5 (23:45):
So the idea here is if you're a participating nonprofit
and you work really hard to spread the word about
DELCO Gifts, to tell your networks, to get your networks
to engage their peers, their friends, their family in becoming
more involved all all of that effort, Yes, you get
the donations that come to your nonprofit, but you also
get a share of a bonus pool based on all
(24:07):
the activity you.
Speaker 4 (24:08):
Are able to drum up in your community.
Speaker 5 (24:10):
And that additional pot of resources is distributed to all
participating nonprofits. Love letter back to all the organizations for
working so hard to spread the word about Delco Gives.
And so this year. We are promoting it as all in.
We're asking everyone to go all in. And what that
could mean is, I mean people can give directly to
the All In Pool and have their.
Speaker 4 (24:31):
Dollars distributed, but also at checkout.
Speaker 5 (24:34):
When people are making their donations, they could add an
additional five percent, ten percent dare I say fifty percent on.
Speaker 4 (24:41):
Top of that to the All In Pool and know
that they're giving.
Speaker 5 (24:44):
It's not only going to the organization they love, but
is being spread about to so many different community missions
across Delaware County.
Speaker 1 (24:50):
Of course, there's thedelcogives dot org. People can give online
and find their favorite nonprofit, but there's also some in
person events tied to delco Gives share some details on
how people can participate and celebrate.
Speaker 4 (25:05):
It's anchored by two events.
Speaker 5 (25:06):
It kicks off on May sixth at Dining under the
Stars and Media, So that's the official launch of the activity. Now,
I should say, learning that the portals open, people are
actively giving now. But what we've found and the research
shows is that if you focus people's attention on a
specific period of time, the majority of people will go
(25:26):
into action during that time right, And so it kicks
off with Dining under the Stars on Wednesday, May sixth,
and then it finishes up on Thursday, May seventh with
a really cool event at the Wisfiss Bank Sportsplex down
on the Riverfront. It's an indoor facility. We had some
rain the first couple of years. We're happy to move
it indoors and it's a big family friendly event with
(25:47):
a band called Go Go Gadget, lots of family activities,
food and drink, and just a joyous opportunity to get
in front of our community and the people that participated
and the people that are benefiting from Delco Gives and
announce where we've landed now. Last year, I think that
was difficult to do because a number just kept going
up and as it was being shared. But that's sort
(26:10):
of the bookends of the event. And then in between
those events, many things happen. There are tailgates across Delaware
County on May seventh. There will be groups of people
on important corners all day long, whipping up support for
people to pay attention to what's happening.
Speaker 4 (26:27):
And there's all other sorts of events that happen.
Speaker 5 (26:29):
You know, people organize their friends groups, their corporate office groups,
their church groups, people come together in many different ways
to put their networks into action for Delco Gifts. So
I guess what I would say is it's almost impossible
to avoid the excitement during that twenty four hour to
forty eight hour cycle. But if you're able to get
(26:50):
out for dining, onto the Stars or to the sportsplex,
both will put into sort of like clear bullet points
what Delco Gifts can be. And then that celebration that
happens at the end is the place where we get
a lot of hoops and hollering for the number once
it shows up on the screen, because it's always something
that really impresses us in terms of how our community
(27:13):
turns out in support of itself.
Speaker 3 (27:15):
Yeah.
Speaker 1 (27:16):
Well, if people would like more information about the Delco
Foundation or the Delco Gives campaign, tell us where we
can go.
Speaker 5 (27:23):
Delcofoundation dot org is our main website for the foundation,
but the quickest way to learn about all these incredible
nonprofits is to go to Delcogives dot org.
Speaker 4 (27:33):
That's where you can.
Speaker 5 (27:35):
Discover all the different missions where you can get involved,
you can go all in, you can sign up and
organize a group of people. It takes maybe thirty seconds
to a minute to create a page, and then you
could spend a short amount of time distributing that to
your networks. There's so many ways to get involved. The
platform works really well for disseminating the spirit and the
(27:55):
energy around Delco Gifts, so we encourage you to go
to delco Gifts dot org.
Speaker 1 (27:59):
Fantastic Michael Kellerman, president of the Foundation for Delaware County,
telling us about Delco Gives, a forty eight hour giving
campaign uniting nonprofits and donors across Delaware County. It's happening
May sixth through the seventh, forty eight hours of fun
and generosity, and the community really steps up and gives
(28:20):
and supports all these hundreds of nonprofits. Delco Gives dot
org or Delcofoundation dot org for more information. Michael, thank
you so much for joining us today.
Speaker 4 (28:31):
Thanks for having me.
Speaker 1 (28:32):
You can listen to all of today's interviews by going
to our station website and typing in keyword Community. You
can also listen on the iHeartRadio app ye Words Philadelphia
Community Podcast. Follow me on Twitter and Instagram at Lorraine Ballard.
I'm Lorraine Ballard Morril and I stand for service to
our community and media that empowers what will you stand
for You've been listening to Insight and thank you
Good morning. You're listening to Insight I show about empowering
our community. I'm Lorraine Ballad Morrel. Today we're covering two
important conversations from protecting your rights on the job to
celebrating community service. First, we talk about workers compensation and
what you need to know. Then Delco Cares Day as
a county wide day of service in the Delaware County
that brings together volunteers, nonprofits, and local leaders to support
(00:23):
community projects and make a positive impact across the region.
Stay with us today, we're talking about something that impacts
thousands of workers across Pennsylvania, workers compensation. Whether it's a
workplace injury or navigating benefits, understanding your rights is critical.
Joining us is David Stern, founding partner of Stern and Cohen,
(00:45):
recently recognized as a twenty twenty five gold winner for
Philadelphia's favorite workers compensation firm. We'll also talk about a
new legal update on maximum Medical Improvement known as MMI
and what that means for your benefits with us. David,
thank you so much for joining us here today, and
for listeners who may not be familiar, what exactly is
(01:07):
worker's compensation and who qualifies for it?
Speaker 2 (01:10):
In Pennsylvania, thank you for having me so. Workers compensation
is a statewide legal system that provides for the payment
of medical bills and lost wages when you suffer an
injury in the course and scope of employment. Workers compensation,
as opposed to other areas of personal injury law, do
(01:30):
not require a showing of fault. So, in other words,
if you get injured at work, you're entitled to the
payment of your medical bills and lost wages regardless of
whether there was anyone at fault, Meaning even if it
was your own fault, if you did something careless, you
are still entitled to these benefits.
Speaker 1 (01:50):
All right, David, let's talk about maximum medical improvement or MMI.
What does it mean and how can it impact somebody's benefits?
Speaker 2 (01:57):
So, maximum medical improvement is a term that's been around
for a long time. It's actually a medical term. Doctors
use this term for when they've gotten a patient about
as far as they can get them in terms of
their improvement in their condition.
Speaker 3 (02:10):
So perhaps you know.
Speaker 2 (02:12):
Post surgically, after some therapy, you know you finally will
reach a plateau, and doctors will refer to that as
maximum medical improvement. In Pennsylvania, unlike other states, just because
of an injured worker reaches that stage, reaches their maximum
medical improvement, that does not necessarily impact their right to
receive benefits, whereas in other states that might be when
(02:34):
your benefits end. However, in Pennsylvania, typically what I will
counsel clients is when they do reach that stage, when
they do reach their plateau, their maximum medical improvement, you know,
this is often a good time to discuss options. Many
times those options are you know, a potential return to
work and or a resolution, a settlement of their case.
(02:58):
So all though reaching that stage in your case isn't
going to be harmful here in Pennsylvania, it's a time
where I normally will have a conversation with a client
about their future.
Speaker 1 (03:11):
What are some of the common mistakes that people make
after getting injured on the job. I mean, you know,
no one expects to be injured, and oftentimes they don't
know what their course of actions should be. So tell
us what people should be aware of.
Speaker 2 (03:27):
So two things jumped to my mind right away. The
first is not notifying a manager or a supervisor that
you were injured. Under the law, there are statutory guidelines
for how long you have to report an injury. I've
spoken to clients in the past who've suffered an injury
and then they said to me, you know, I just
(03:48):
wanted to gut it out. I wanted to just try
to keep going, and they went, you know, too long
of a period of time without reporting it, and then
there was a problem. So not notifying the employer is
one fall.
Speaker 3 (04:03):
That I see.
Speaker 2 (04:04):
The second mistake, if that's the right word here that
I that I see is not taking control of your
medical care. So often, you know, employees will get injured
at work. The employer will direct their employee where to treat.
Oftentimes where the employee gets directed to treat is not
(04:27):
in their best interest. It's in the best interests of
the insurance company who's trying to minimize costs, but it's
not in the best interests of the employee.
Speaker 3 (04:36):
And you know, you do have rights here.
Speaker 2 (04:38):
You're not you know, stuck with the doctor that the
employer is directing you to. But sometimes I see, you know,
people just go way down the road with these doctors
that are not there to help them. And you know,
oftentimes that can be a mistake.
Speaker 1 (04:54):
Based on a personal experience knowing someone who had to
deal it with work Comp. One thing I observed was
he was examined by a Workman's Comp doctor, and I
noticed that the workmen Comp's doctor gave a very cursory
examination that didn't seem to reflect the actual reality of
(05:15):
that person. I wonder if you can talk about that,
because certainly these doctors that Workmen's Comp directs you to
get that examination are going to work in behalf of
Workmen's Comp. So what do you do if someone says, yeah,
you don't look so bad, but you know that you
really are injured.
Speaker 2 (05:32):
Yeah, that's a really good question. I mean, so typically
at the beginning of the claim, the employer may direct
you to a doctor of their choosing, and you know
that doctor is trying to sort of get you in
and out as quickly as possible and save the insurance
company money. And that instance, you know, I recommend that
you know, you find your own doctor, you know, sort
(05:52):
of navigating those complicated sees. You know, I would advise
that you get an attorney to to sort of help
you explore those options. But certainly, you know, you want
to get someone in your corner who's going to you know,
give it a real look and you know, using your verbiage,
not just a cursory evaluation. The other thing that happens
in these cases, which you may also be referring to,
(06:13):
is the insurance company is entitled to what's called an
independent medical exam So your friend may have been you know,
you know, involved in one.
Speaker 3 (06:22):
Or even more of those.
Speaker 2 (06:23):
It's when the insurance company chooses a doctor and they
can do this every six months to evaluate you and
provide the insurance company with an opinion. These doctors, even
though the term is independent or anything but independent, their
livelihood is often tied to the income they make performing
these evaluations, and so they're going to skew their opinions
(06:45):
as far towards the insurance company as possible. So, you know,
sort of having an attorney in your corner is critical
in these instances. If you're being sent to one of
these independent medical examinations, you know, so you know what
your rights are when you do at the report and
the mail from that doctor, you know, claiming that there's
nothing wrong with you.
Speaker 1 (07:05):
You know, there may be a certain stereotype about people
who seek workmen's comp you know, you see all these
stories about people who who apply for workman's comp get
workmen's comp and then they have a full time job
in constructions elsewhere or something crazy like that. But I
think that that preconception might influence people who might be
(07:25):
reluctant to ask for a workman's comp simply because they
don't want to be seen as someone trying to shirk
their job or make money off of workman's comp. So
I wonder if you can address that.
Speaker 2 (07:36):
Yeah, I mean, I think the insurance industry has a
pretty good PR department, and you know, they have done
a pretty good job of painting, you know, injured people
in the light where there's a lot of fraud. I've
been doing this for nearly twenty seven years. I can
count on one hand the amount of times that I've
(07:57):
had a client who's engaged in something that even somewhat
approaches fraud or illegality. The truth and unfortunately this PR
effort hasn't really been pursued with a lot of vigor.
But the truth is that there's a lot more fraud
taking place on the insurance company side. They are denying
(08:19):
claims for people who should not get their claims denied,
denying claims because someone got hurt on a Monday. So well,
you must have gotten hurt and over the weekend. If
you're claiming that you're hurt on Monday, you know, and
even it seems like that story would be hyperbole me
saying this to you, but this is what I see
(08:39):
on a daily basis. I can understand why, you know,
folks would have some reticence to pursuing a case based
on sort of the picture that's been painted, but they shouldn't.
And the truth is where there's a lot of inappropriate
behavior taking place is on the other side, on the
insurance side of things.
Speaker 1 (08:58):
Speaking of which you often see these stories about hidden
cameras or people taking pictures or video. Does that actually happen?
And if that does happen, what can the individual on
workmans do?
Speaker 2 (09:14):
It Absolutely happens. It is somewhat infrequent, but it does happen.
I always tell my clients, you know, listen, in order
for an insurance company to hire a surveillance company and
have someone go out and take video, that is a
reasonably expensive endeavor. So insurance companies are just not you know,
surveilling people for days on end and spending.
Speaker 3 (09:38):
Thousands of dollars on this.
Speaker 2 (09:40):
It happens infrequently, but it does happen, and it's done
somewhat judiciously by insurance companies when they think maybe they
might catch something on video. But what I always tell
my clients is if your doctor would be okay with
what you're doing, then you have nothing to worry about.
You know, Almost every surveillance video I've ever received is
(10:03):
my client getting in a car, maybe going to get gas,
maybe going to a grocery store, carrying you know, reasonably
light bags. It doesn't show much. And I whenever I
show it to the doctor that's treating my client, they say,
I don't have any problem with this individual engaging in
this sort of behavior. And I say to my clients,
(10:24):
you can't be a prisoner in your home just because
you have a worker's compensation case. So I try to,
you know, impress upon my clients that it's nothing to
have fear over.
Speaker 1 (10:36):
Right now, I wonder if you can share one of
the more rewarding cases of your career that really highlights
the importance of this work.
Speaker 2 (10:45):
Yeah, that's a really good question. I'll tell you I've had,
you know, Unfortunately, in the last twelve months, I've had
about six or seven death cases that I've handled and
although these are obviously just the most horrific of circumstances.
(11:07):
What you often find is I am representing.
Speaker 3 (11:11):
A widow or a widower and.
Speaker 2 (11:14):
Children, and more often than not, the decedents' income was
very much relied upon by this family. There's this terrible
accident at work, the individual passes, and now that income
is not there, and I've won and I've settled for
(11:36):
very large sums of money relative to workers' comp cases.
Several of these in recent months, and just you know,
to hear the dependence, you know, say to me, oh
my gosh, we can breathe again, you know we can.
You know we can pay the rent. You know we can.
It's you know, it's it's been. So this isn't just
(11:58):
any one case, but just sort of grouping a bunch
of these together in recent months, I find these, you know, fade,
all these death cases when they're when when I'm successful,
to be exceptionally rewarding.
Speaker 1 (12:10):
Well, that's very interesting because I wouldn't think that Workmen's
comp would apply to someone who's passed away. How does
that work?
Speaker 2 (12:17):
So the worker's comp system has what's called fatal claim benefits.
It's for the dependence of the employee who passes, and
it provides a percentage of the decedent's income to the family.
So that that is, you know what we are pursuing
for these families. They've lost a loved one, they've lost
(12:38):
a breadwinner, and you know, the system allows me to
go to court and obtain the lost wages that this
family otherwise relied upon.
Speaker 1 (12:49):
A very interesting I did not know that. How has
workers compensation law evolved in Pennsylvania and what should workers
be paying attention to right now?
Speaker 2 (12:59):
The changes in the law over time. I guess I
would say the system was set up to be construed
in favor of the injured worker. And so what I
mean by that is, if you get injured at work,
even if your employer is the one at fault, you know,
someone left something on the ground haphazardly and you tripped
(13:23):
and you had a bad fall, even if it's the
employer's fault, you can't sue the employer in civil court
for pain and suffering and things like that. Instead, your
rights are relegated to workers' comp The trade off there
the fact that you can't go to civil court. Instead
you have to only you can only pursue workers comp
(13:44):
is that the system was sort of created to be
in favor of the injured worker close calls. You give
the close call to the injured worker because they can't
pursue the employer in any other type of litigation. Contrary
Toup pop Fueler belief, if you have a good lawyer,
these laws are, you know, set up in such a
(14:06):
way that you will find success in getting what you're
entitled to under the law.
Speaker 1 (14:14):
Your firm, Stern and Cohen, has just been named a
twenty twenty five gold winner for Philly's Favorite workers compensation Firm.
What do you think sets your team apart?
Speaker 2 (14:24):
Yeah, I mean, I love to brag about my firm.
We have really great people who come to work every
day and work really hard with the mission of helping
injured Pennsylvanians and we are one hundred percent committed to that.
You know, when a client calls, we answer the phone.
(14:44):
We don't put people into voicemails, and we treat our
clients with dignity and respect because we know that they're
going through a tough time. And the other thing is,
I'm sure people have seen our billboards around the city
and the picture of myself and my partner, Unlike a
lot of other firms that you see on billboards or
TV or whatnot. Taylor and I like, we actually represent clients,
(15:07):
like we're not just a face on a billboard. And
all the attorneys in my firm have been mentored by myself,
and we just have exceptional litigators, and we have a
firm where we are committed to giving our clients access
to their lawyers. So what Sometimes we'll get phone calls
from clients who are represented by other firms, and the
(15:30):
number one complaint they'll say is I never get to
talk to my lawyer, and it's Durning Cohen. And why
I think we, you know, were recognized with this award,
is that our attorneys like we speak to our clients.
I mean, sure, like we have staff and paralegals and
assistants and the clients deal with them regularly. But if
(15:51):
you want to speak to your lawyer, like you will
speak to your attorney, So you know, I think those
sort of things are really what set us apart.
Speaker 1 (15:59):
Knowing what it's like to go through a workman's comp situation,
observing it on the other side of it, I understand
how important it is to have your handheld a little
bit because it's such a stressful time. Certainly, the majority
of people would like to get back to work, and
certainly at the end of the day they want to
get past the injury and live a normal life. So
(16:19):
having that kind of personal contact has got to be
very important. So if someone believes they are not being
treated fairly or their benefits are being cut off, what
steps should they take and how can they get help?
Speaker 2 (16:31):
Well, you know this is not a coined response, but
the answer is to call an attorney. The worker's compensation
system is very complicated. The insurance company, or you know,
the employer and the insurance company are far more adept
at dealing with these cases than the injured worker is.
And many times, whether the injured worker knows it or not,
(16:55):
the insurance company and the employers already have counsel involved.
They're sort of moving in stride with what they're being
told by an attorney. And you should level the playing field.
You should have an attorney who can be there for
you to make sure that nothing inappropriate does take place.
(17:15):
And the nice thing about workers comp arrangements with lawyers
is it's a contingent fee. So if you call me
and you know you want to get some advice and
retain me as your attorney. You know, you don't take
out your checkbook and write me a check. We work
on a contingent fee and only get paid if there's
some type of financial recovery based on our efforts. So
(17:38):
you know, it really levels the field in the sense that,
like you don't have to pay to get the best attorney,
you can have any attorney you want because of this arrangement.
Speaker 4 (17:49):
Yeah.
Speaker 1 (17:50):
Well, if people would like to get in touch with
your law firm, Stern and Cohen, how did we do that?
Speaker 2 (17:55):
I mean I always like to direct people to our
website sterncohenlaw dot com. The phone number is two one
five nine one four four three.
Speaker 1 (18:06):
We've been talking about something that impacts thousands of workers
across Pennsylvania, and that is workers compensation. Whether it's a
workplace entry or navigating benefits, understanding your rights is critical.
Thank you so much, David Stern, founding partner of Stern
and Cohen, recently recognized as a twenty twenty five gold
winner for Philadelphia's favorite workers compensation firm. Thank you so
(18:29):
much for joining us today.
Speaker 3 (18:30):
Thank you for having me.
Speaker 1 (18:37):
We're talking about the power of community giving and how
small acts of generosity can create big impact. Joining us
as Michael Kellerman, President of the Foundation for Delaware County,
to talk about delco gives a forty eight hour giving
campaign uniting nonprofits and donors across Delaware County, Pennsylvania. This
is your chance to support causes you care about and
(18:59):
help strengthen communit it ease across the region. So, Michael,
for listeners who may not be familiar, can you tell
us about the Foundation for Delaware County and your role
as president?
Speaker 5 (19:08):
Absolutely, The Foundation for Delaware County is a community foundation
serving Delaware County that is about ten years young. So
there are community foundations out there that are one hundred
years old and we.
Speaker 4 (19:20):
Are a relatively new one.
Speaker 5 (19:21):
But we are dedicated in multiple ways to bringing together philanthropists, foundations,
and other resources to support our community of nonprofits at
many different levels, from direct grants to capacity building and
education services. And we really sit at the nexus of
people who are generous and care about their community and
(19:42):
people who are working to better their community, focused entirely
on Delaware County. So that's the role I get to
play at the Foundation is to lead this incredible team
that does this mission or carries out this mission in
unique ways. And I suppose on our seventh year of existence,
we started to think about how we might do more
(20:04):
collective giving in the community. How do we spread a
message that is so compelling further than that first iteration
of owners and get new people to think about being
engaged in their community more deeply.
Speaker 1 (20:17):
Well, let's talk about Delco Gives. You've got a big
event that comes up at least for the last couple
of years, I'm aware of what is it exactly and
why is it such an important initiative for Delaware County nonprofits?
Speaker 4 (20:31):
Very good question.
Speaker 5 (20:32):
So I'll say that I started my Delco Gives journey
just as a resident of Delaware County, right, My family
and I loved the first two years logging on to
the site at delco gives dot org, really sort of
exploring all the different nonprofits throughout the county that are participating.
Speaker 4 (20:49):
And then we might have gone in knowing that we.
Speaker 5 (20:51):
Wanted to support those that we know really well and loved,
but along the way we discovered all these other extraordinary
organizations and we're sort of inspired to become part of
something bigger than yourself. Right, So, I think the idea
of collective impact is all of these organizations. And this year, Lorraine,
we have I think three hundred and fifteen and growing,
(21:13):
so the largest of our three years that are participating
and sending their message of hope of community engagement out
to the broader community. And we at the Foundation get
to create a megaphone for that, right. Delco Gives is
a community wide celebration. If you are driving through Delaware
County on May sixth or May seventh, you will see it.
(21:33):
You'll see yard signs, banners, you'll see people on the corners,
you'll see tailgates, all this sort of activity for the
sole purpose of lifting up all of these nonprofits and
encouraging more people to give and people who give to
give more. So Delco Gives has just become it's really
the region's largest giving celebration, giving sort of days as
(21:55):
we call them.
Speaker 4 (21:56):
But we're on our third annual this year. We were
blown away in the first two years.
Speaker 5 (22:01):
I mean I saw this happen from the outside, and
now I get to see the sort of under the
hood part of it. And you know, last year alone,
we saw I think nearly eleven thousand donors participate. Wow,
and the average gift was thirty dollars. So one of
the things that you might hear, which is you know,
a world weary sentiment, is that I don't know that
(22:22):
my fifty dollars, my five dollars really helps. Well, the
average gift is thirty dollars, and we raised two point
three million last year alone.
Speaker 4 (22:31):
It really does go far. Any amount makes a difference.
Speaker 5 (22:35):
It's not the amount that really matters is the choice
to give and the relationship you developed with those organizations.
Speaker 4 (22:41):
So anyway, I hope you can pick up in my voice.
Speaker 5 (22:44):
I'm super excited that I get to participate this year
in a different way than in the first two years
and see what happens on the sixth and.
Speaker 4 (22:51):
Seventh of May.
Speaker 1 (22:52):
One of the unique aspects of Delco Gives is that
bonus funding is based on the number of donors, not
the size of the gift. As you mention, the average
gift is thirty dollars. Why is that approach so impactful?
Speaker 5 (23:05):
Sure, you know the life cycle of a nonprofit. Every year,
these organizations are trying so hard to balance fundraising and
carrying out their mission. So one of the things about
the Foundation for Delaware County is we pride ourselves on
trying to add value, to be additive in the community,
not duplicative, not sort of overlapping or intercompetitive. And so
(23:28):
through Delco Gifts, we provide a platform that the nonprofits
can use to tell their story and bring it farther right.
And so the concept you just talked about, I'm very
excited about. This year, we're sort of rebranding this idea
of a bonus pool as.
Speaker 4 (23:42):
All in for Delco. We're all in for Delaware County.
Speaker 5 (23:45):
So the idea here is if you're a participating nonprofit
and you work really hard to spread the word about
DELCO Gifts, to tell your networks, to get your networks
to engage their peers, their friends, their family in becoming
more involved all all of that effort, Yes, you get
the donations that come to your nonprofit, but you also
get a share of a bonus pool based on all
(24:07):
the activity you.
Speaker 4 (24:08):
Are able to drum up in your community.
Speaker 5 (24:10):
And that additional pot of resources is distributed to all
participating nonprofits. Love letter back to all the organizations for
working so hard to spread the word about Delco Gives.
And so this year. We are promoting it as all in.
We're asking everyone to go all in. And what that
could mean is, I mean people can give directly to
the All In Pool and have their.
Speaker 4 (24:31):
Dollars distributed, but also at checkout.
Speaker 5 (24:34):
When people are making their donations, they could add an
additional five percent, ten percent dare I say fifty percent on.
Speaker 4 (24:41):
Top of that to the All In Pool and know
that they're giving.
Speaker 5 (24:44):
It's not only going to the organization they love, but
is being spread about to so many different community missions
across Delaware County.
Speaker 1 (24:50):
Of course, there's thedelcogives dot org. People can give online
and find their favorite nonprofit, but there's also some in
person events tied to delco Gives share some details on
how people can participate and celebrate.
Speaker 4 (25:05):
It's anchored by two events.
Speaker 5 (25:06):
It kicks off on May sixth at Dining under the
Stars and Media, So that's the official launch of the activity. Now,
I should say, learning that the portals open, people are
actively giving now. But what we've found and the research
shows is that if you focus people's attention on a
specific period of time, the majority of people will go
(25:26):
into action during that time right, And so it kicks
off with Dining under the Stars on Wednesday, May sixth,
and then it finishes up on Thursday, May seventh with
a really cool event at the Wisfiss Bank Sportsplex down
on the Riverfront. It's an indoor facility. We had some
rain the first couple of years. We're happy to move
it indoors and it's a big family friendly event with
(25:47):
a band called Go Go Gadget, lots of family activities,
food and drink, and just a joyous opportunity to get
in front of our community and the people that participated
and the people that are benefiting from Delco Gives and
announce where we've landed now. Last year, I think that
was difficult to do because a number just kept going
up and as it was being shared. But that's sort
(26:10):
of the bookends of the event. And then in between
those events, many things happen. There are tailgates across Delaware
County on May seventh. There will be groups of people
on important corners all day long, whipping up support for
people to pay attention to what's happening.
Speaker 4 (26:27):
And there's all other sorts of events that happen.
Speaker 5 (26:29):
You know, people organize their friends groups, their corporate office groups,
their church groups, people come together in many different ways
to put their networks into action for Delco Gifts. So
I guess what I would say is it's almost impossible
to avoid the excitement during that twenty four hour to
forty eight hour cycle. But if you're able to get
(26:50):
out for dining, onto the Stars or to the sportsplex,
both will put into sort of like clear bullet points
what Delco Gifts can be. And then that celebration that
happens at the end is the place where we get
a lot of hoops and hollering for the number once
it shows up on the screen, because it's always something
that really impresses us in terms of how our community
(27:13):
turns out in support of itself.
Speaker 3 (27:15):
Yeah.
Speaker 1 (27:16):
Well, if people would like more information about the Delco
Foundation or the Delco Gives campaign, tell us where we
can go.
Speaker 5 (27:23):
Delcofoundation dot org is our main website for the foundation,
but the quickest way to learn about all these incredible
nonprofits is to go to Delcogives dot org.
Speaker 4 (27:33):
That's where you can.
Speaker 5 (27:35):
Discover all the different missions where you can get involved,
you can go all in, you can sign up and
organize a group of people. It takes maybe thirty seconds
to a minute to create a page, and then you
could spend a short amount of time distributing that to
your networks. There's so many ways to get involved. The
platform works really well for disseminating the spirit and the
(27:55):
energy around Delco Gifts, so we encourage you to go
to delco Gifts dot org.
Speaker 1 (27:59):
Fantastic Michael Kellerman, president of the Foundation for Delaware County,
telling us about Delco Gives, a forty eight hour giving
campaign uniting nonprofits and donors across Delaware County. It's happening
May sixth through the seventh, forty eight hours of fun
and generosity, and the community really steps up and gives
(28:20):
and supports all these hundreds of nonprofits. Delco Gives dot
org or Delcofoundation dot org for more information. Michael, thank
you so much for joining us today.
Speaker 4 (28:31):
Thanks for having me.
Speaker 1 (28:32):
You can listen to all of today's interviews by going
to our station website and typing in keyword Community. You
can also listen on the iHeartRadio app ye Words Philadelphia
Community Podcast. Follow me on Twitter and Instagram at Lorraine Ballard.
I'm Lorraine Ballard Morril and I stand for service to
our community and media that empowers what will you stand
for You've been listening to Insight and thank you
Popular Podcasts
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
Hey Jonas!
Hey Jonas! The official Jonas Brothers podcast. Hosted by Kevin, Joe, and Nick Jonas. It’s the Jonas Brothers you know... musicians, actors, and well, yes, brothers. Now, they’re sharing another side of themselves in the playful, intimate, and irreverent way only they can. Spend time with the Jonas Brothers here and stay a little bit longer for deep conversations like never before.
Betrayal Weekly
Betrayal Weekly is back for a new season. Every Thursday, Betrayal Weekly shares first-hand accounts of broken trust, shocking deceptions, and the trail of destruction they leave behind. Hosted by Andrea Gunning, this weekly ongoing series digs into real-life stories of betrayal and the aftermath. From stories of double lives to dark discoveries, these are cautionary tales and accounts of resilience against all odds. From the producers of the critically acclaimed Betrayal series, Betrayal Weekly drops new episodes every Thursday. If you would like to share your story, you can reach out to the Betrayal Team by emailing them at betrayalpod@gmail.com and follow us on Instagram at @betrayalpod and @glasspodcasts. Please join our Substack for additional exclusive content, curated book recommendations, and community discussions. Sign up FREE by clicking this link Beyond Betrayal Substack. Join our community dedicated to truth, resilience, and healing. Your voice matters! Be a part of our Betrayal journey on Substack.