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February 5, 2026 12 mins

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Speaker 1 (00:00):
Cap says it's not worth the money. What's not worth
money apparently Josiah's health.

Speaker 2 (00:06):
And I feel like, as a parent, sometimes you just
make decisions on what you will pay for and what
you won't pay for for your children.

Speaker 3 (00:13):
And yesterday was one of those days.

Speaker 2 (00:15):
I've mentioned that I lost my wallet, still haven't found
it at this point, still having gone through all the
necessary processes to acquire a new debit card and all
that kind of stuff that was in said wallet. One
of the things that was in the wallet was my
medical health card courtesy of my Heart Radio. Josiah stayed
home yesterday because he was sick, and I told his mom.

Speaker 3 (00:35):
That I would go grab Joe.

Speaker 2 (00:36):
We would hit an urgent care figure out what's going on,
because at this point he clearly needs an antibiotic. Like
it's not just enough robotestin to go around or whatever
the case may be. He needs something with a little
bit more punch to it. So we go into an
urgent care. I'm like, this is the situation. I don't
have my ID, he does have insurance.

Speaker 3 (00:55):
What can we do?

Speaker 2 (00:56):
They start trying to figure out, pull up different things
and actually text the group chat to see if all
of our group numbers was able to be utilized in
their system if they can just find it that way.

Speaker 3 (01:06):
Lady couldn't do it.

Speaker 2 (01:06):
She was like, if he was here before, then we
could use his information from his chart that he had
last time.

Speaker 3 (01:13):
So I'm like, okay, this is a new one.

Speaker 2 (01:15):
But he had a physical had another urging here that
I was about fifteen minutes away, and I was like,
all right, bet, we'll just drive over here because they
should have all my information. We drive over there, the
lady pulls up the information. He's like, I see you,
but I don't see his information here. So we wait
for a long time. I call his mama. She couldn't
find his stuff. We know in fifteen twenty minutes. She goes, listen,

(01:35):
there's nothing that we can do. I can't pulliver up
his information, but you can't pay out a pocket and
there'll be a little copeic. I was like, all right, bet,
how much is it? She was like one hundred dollars.
I was like, he ain't a hundred dollars sick. He
ain't a hundred dollars sick. So we went to Target
got the adult rod but testing because he at the
age of twelve where you can go twelve and oder.

Speaker 3 (01:56):
They had a nice honey peck. We went back to
the crib.

Speaker 4 (01:58):
You know, you couldn't view your card on I.

Speaker 3 (02:01):
Try, I put in app.

Speaker 2 (02:03):
I don't had an app, So y'all got to school
me on the app. Okay, but I tried to pull
up work day through just like work day and put
in my email addressing and all of that.

Speaker 3 (02:11):
That didn't work. So at that point I was just like, whatever.

Speaker 5 (02:13):
Yeah, it's not worked. I'll show you so you have it. Yeah,
my choice or you could pay one hundred dollars for
your sick kids.

Speaker 1 (02:19):
All right, he ain't a hundred dollars sick. That's five
things for one hundred dollars every single and those aren't
smart decisions either. Wait, but your child, what if he
gets worse? Then at that point I'll have my choice app.

Speaker 5 (02:32):
Then we can figure it out, like right on there,
you can save it to your wallet.

Speaker 1 (02:37):
He ain't a hundred dollars sick, he was fine, let's
do it. Go fund me for Josiah. Go ahead, you
can fund it yourself.

Speaker 5 (02:43):
To be honest, there there have been times this actually
just happened to me with the dentist where they're trying
to get me to replace a crown on a tooth
that nothing's really happened to it yet. It's more like
preventative so it doesn't crack or whatever. So I make
the appointment. I go in for the appointment and they're like, okay,
it's you know you're paying before. Your insurance is going
to cover this much. But it's still eight hundred dollars.

(03:04):
I was like, I literally was like, cancel the appointment.

Speaker 3 (03:06):
I watched my back out. I'm good.

Speaker 5 (03:08):
No, wait until it falls out of my damn mouth.
Have you a crown doing it? I don't care. I
don't have eight hundred dollars and I want to spend
out a crown right now.

Speaker 1 (03:18):
You have just by the way, which this is from
the same woman who probably buys eight hundred dollars worth
of Amazon a week. This is the let me say
something to you. If a crown cracks, it's the worst
pain you'll ever go through in your life.

Speaker 3 (03:30):
It's nerve pain.

Speaker 5 (03:32):
I can walk to my geno's office. I will walk
my butt right there and they can do it them.

Speaker 1 (03:35):
I'm telling you, though, I first off, there is nothing
that's too expensive for my kids, except their parking tickets exactly.
But they're health wise. I could never do it like
I would not. I wouldn't do it for myself, but
for form.

Speaker 2 (03:50):
If he was bent over vomiting fever at one hundred
and five, that'd have a different story.

Speaker 3 (03:56):
This ain't that well, it's his illness. I mean, he's
just I feel like he has what we've all had.

Speaker 2 (04:03):
And it's at the point where, like the medical professionals
say that the cough and all of that will last
four to six weeks, you know.

Speaker 3 (04:10):
So it's like this is gonna this is what it's
gonna be.

Speaker 1 (04:13):
And there may not be medication for it because it's
it's viral and they're not gonna be.

Speaker 2 (04:17):
A We got the adult roe, but testing its like, honey, listen,
how he is two three?

Speaker 1 (04:21):
The funny thing is how much money in roadblocks do
you buy for this kid just because you want to
keep him from we could up other.

Speaker 3 (04:28):
Bother he bothers me.

Speaker 1 (04:30):
Excuse me, Uh, I don't have one hundred dollars here,
but can you take it on his robo rodbooks?

Speaker 3 (04:34):
What's going on? How you doing? Megan?

Speaker 5 (04:37):
Hi?

Speaker 3 (04:38):
Good morning, good morning. What's happening?

Speaker 6 (04:40):
I've called you like three mornings in a row.

Speaker 1 (04:42):
Now, Megan, you are hold on a second. We have
a we have something for you, Megan. Guess what we
got for you?

Speaker 6 (04:50):
What is that?

Speaker 1 (04:51):
Absolutely nothing but just an applause, man, an applause.

Speaker 7 (04:55):
Appreciate it.

Speaker 3 (04:56):
I love it. I love that for me.

Speaker 1 (04:58):
We don't have we need to have, like you know
how you go to stores and you have punch cards
exactly like I always love when I give my free
drink every now and again.

Speaker 3 (05:09):
You know, Megan, What's what's going on? What were you
calling for?

Speaker 6 (05:12):
So I'm commenting on keV okay because I get the
whole like, he's not one hundred dollars sick because I
took my son to the like emergency urgent care and
it's like an urgent care, but like an emergency room,
and he didn't get any type of IVS, he didn't
get any medication, he hardly seen a doctor, and he

(05:35):
basically just breached like their air. And I owe them
three hundred.

Speaker 3 (05:40):
And we're not doing that. He's not doing that.

Speaker 6 (05:43):
Absolutely not.

Speaker 5 (05:45):
I'm a firm believer in urgent cares are a waste
of time and money. Really, absolutely if it's that bad
go to the hospital and if not, do a video
visit on demand from your house. It'll take you five
minutes and you can get a prescription that way.

Speaker 7 (05:59):
Well.

Speaker 1 (05:59):
I always felt like when I went to an urging care,
especially if it was like a you know, a wound
or a break or something, they can never do anything.

Speaker 4 (06:06):
They just basically do a video visit.

Speaker 3 (06:09):
What's up Princess, Hello, good morning, Good.

Speaker 7 (06:13):
Morning, But I was just calling to comment on keV Oh.
Most places really should be able to pull your insurance
information with the social I used to work at a pharmacy.
We pulled information with less and then also too, you
could have just pat it and your insurance would have
reimbursed you.

Speaker 3 (06:30):
Oh you brought that up and I was trying to
go through.

Speaker 4 (06:33):
I just wanted a hundred bucks real quick.

Speaker 3 (06:35):
No, I don't think so.

Speaker 2 (06:37):
She seemed to be a very nice woman, but I
didn't feel like going through all to reimburse and all
that type of c and they didn't X what I
do I.

Speaker 1 (06:43):
Take because I'm always fearful of which, by the way,
I cannot believe you've had your wallet missing for this
long and you're not panicking, because I would be panicking
if it was five seconds. I take pictures of my
driver's license, my insurance cards, all that stuff and keep
it in my phone and put it in a file
that's import and file, because there are so many times
I think that if I fly somewhere, I'm never going

(07:04):
to have the ability to get back on the planks.
I'll lose my driver's license. So I at least have it,
you know, they're just in case. But also then the
other thing is that the insurance card is always one
of the ones that you miss. But if they had
your insurance, they should be able to pull his insurance up.
Because it's the same insurance. You would think you got
the same number problems. What's up jay?

Speaker 8 (07:22):
Hey?

Speaker 7 (07:23):
Yo? What a what a mojo?

Speaker 2 (07:25):
Hey?

Speaker 7 (07:25):
Okav Man, listen bro. My wife just sent me to
the urgent care a few days ago on the.

Speaker 6 (07:30):
Same I'm like, Yo, this kid sneezes like three times.

Speaker 7 (07:34):
I'm up in the urgent care sitting there paying.

Speaker 6 (07:36):
Up one hundred dollars and then they got me there
for three hours just for them to look at him
and be like, oh.

Speaker 9 (07:42):
He seems fine, he seems okay.

Speaker 1 (07:44):
He'm gonna tell you what you already know, you know
what I would exactly, you know, I'd give Kevin less
crap if it was. The story was, he walked into
the urgent care. There were about twenty eight people in there,
and he realized I ain't waiting this long and left
more than one hundred dollars.

Speaker 3 (07:58):
He wasn't worth a horbust both urgent cares. There was
no wait.

Speaker 1 (08:02):
Oh, we were the only people in there because I've
done that. I've done that before, I've done the whole
you know what, you're not arms not falling off. We're
going like, I don't want to sit there and wait.
But the money thing is he okay, brod of dollars?
What were they gonna do that the robin tests can't do?
Are they really going to serve his needs? Do something

(08:24):
that's going to magically make him feel better in a day?

Speaker 3 (08:26):
Felt? How did his mom field about?

Speaker 1 (08:28):
She went really tripping? Okay, he has school today. What's up, Brandon?
What's going on?

Speaker 3 (08:33):
So?

Speaker 9 (08:34):
My daughter actually just got put on growth hormone shots.
We've been doing us for the past year where we've
been trying to get her approved, and after yesterday I
called to get her first script filled and it is
four thousand dollars a month for two months, it's fourteen
a month and that's ruin chart.

Speaker 3 (08:51):
Wow. What is the growth hormone shots for? What does
it do?

Speaker 9 (08:55):
So she's got the bone structure of a six year
old and she's nine out this year at this point,
so it's basically to help her grow, just so she's
not always in the bottom one percentile.

Speaker 7 (09:06):
Wow.

Speaker 1 (09:07):
Wow, And and you and he listen to this dad,
he loves his kid. He pays four thousand dollars a month.
You wouldn't pay one hundred dollars.

Speaker 2 (09:16):
This is the kind of guy you should start to
go fund me for. Are you willing to support the
listener whose daughter needs it?

Speaker 3 (09:22):
Absolutely? Will you also too? Absolutely? All right? Will you
give my one hundred dollars? Will you?

Speaker 1 (09:27):
I will give them a hundred dollars. If you give
one hundred dollars, you're not giving him one hundred dollars.
I know you won't even give your kid one hundred dollars. Brandon,
I'm sorry that you deal with that. That's that sucks.
Why not just let her be the shortest kid in class?

Speaker 9 (09:40):
That's what me and my wife have been discussing. Yes,
it's even worth continuing, I mean, I.

Speaker 1 (09:44):
Mean, look at you can actually amount you can amount
to things. Be the shortest in class.

Speaker 3 (09:49):
Right, dude?

Speaker 4 (09:50):
But knows a weird AI look at just look at Shannon.

Speaker 3 (09:54):
And you are thousand dollars? Were you one of the
shortest kids in class? And look at you you were
one of the smartest kids in class? Or if not
this smart, she was the valet. No, but I'm saying,
you know what, I.

Speaker 4 (10:06):
Honestly, since I think about would.

Speaker 2 (10:08):
You prefer to be the shortest kid in the class
like yourself or the biggest kid in class like Mojo?

Speaker 1 (10:12):
Go?

Speaker 4 (10:13):
Sure, the shortest.

Speaker 3 (10:15):
See, I'm telling you there's all that. You know what?

Speaker 1 (10:17):
And if my parents, I guarantee you, If my parents
would you know, have been given the option of a
four thousand dollars to make me less big, my dad
would have said, no, I spend that in this food
every single month?

Speaker 3 (10:31):
Why would I spend that money? All? Right? Hold on,
Myra says she could have helped you out with this.
What's up?

Speaker 9 (10:37):
Myra?

Speaker 3 (10:37):
Where the hell were you yesterday?

Speaker 8 (10:41):
No, I'm a billing specialist and I worked in several
different places. By law, they were not supposed to tell
Kevin that he could pay one hundred dollars copay if
they didn't even know or could verify.

Speaker 3 (10:53):
It was one hundred dollars out of pocket. They said,
I think.

Speaker 8 (10:57):
Yeah, but if they couldn't verify the insurance, that they
could fire. Because when you go to urgent care, they
do not go and pull your insurance up right away.
Most of the time. What they do is they let
you get your visit to process whatever code that they have,
and then they bill you for that, and then they
look up your assurance. They can do it by birthday,
social Security number, and there are several porters that can
go on that put up multiple assurances.

Speaker 3 (11:17):
What you're doing. She said, she has never fall for
the trick.

Speaker 8 (11:21):
I met all y'all before I came to the party
first time, long time. By law, that's the thing that
the medical field can do, but they're not supposed to.

Speaker 1 (11:34):
All right, take care of yourself. Tiffany works at an
urgent care and says, what about Kevin keV.

Speaker 8 (11:41):
You did the right thing. They did the same thing.

Speaker 7 (11:43):
Probably would have gave them some colin all or something
and told them to go home, had.

Speaker 1 (11:47):
A fever of one hundred and two, gave them Colin
off to find everybody's like, oh, take them to the emergency.

Speaker 7 (11:53):
For what I have three kids, and then honestly, urgent care.
Most people come in there for a doctor.

Speaker 3 (12:04):
No, I'm just being honest.

Speaker 4 (12:05):
Yes, that's why he's seen.

Speaker 2 (12:06):
Actually spending one hundred dollars in Rowbucks would have probably
made him feel better than whatever medicine they would have
gave him.

Speaker 3 (12:14):
There you go.
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