October 25, 2024 • 43 mins
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Episode Transcript
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Speaker 1 (00:02):
We're just trying to turn a neckel in to a dime.
That's the bottom line.
Speaker 2 (00:14):
Welcome to real honest talk about money, politics, news and
information you can actually use. Buckle up and hold on tight.
This is that's the bottom line.
Speaker 3 (00:29):
The best thing in life I free. But you can
give them to the bath and be the.
Speaker 4 (00:48):
Hello everyone, every more, Welcome this is That's the bottom line.
With yours truly, Jean Valeradi. Your weekly radio broadcast that
tells it like it is on k LVII five sixty am.
You can hear this broadcast Saturday mornings at six am,
(01:08):
excuse me, and then again on Sundays at eleven. And
we also want to welcome those of you who listen
to this weekly report online by logging on to savemiretirement
dot com. War that's the bottom line radio show. You
can find us anywhere on the internet anytime you want.
(01:29):
I'm a partner at Asset Growth Associates. We have offices
located in Dallas, Houston, and Beaumont, Texas, where we offer investment,
pension and retirement planning services, as well as income tax
returns for individuals, families, and businesses. Hey listen, we do
it all asset growth associates, including representing our clients who
(01:54):
may be having difficulty with the irs, often being able
to negotiate a settlement, or occasionally even paying nothing at
all sometimes to go to negotiating a fresh start as well.
As I said, we do it all, and we have
(02:14):
been serving our clients in Texas and Louisiana for decades. Now.
On today's report, among today's topics, we're gonna mention, we're
going to talk to you about electoral votes and the
part they play in our constitutional republic and why they
(02:36):
protect everyone's vote. And today's dirty Little Secret exposes that
Donald Trump has now gained the edge to win back
the presidency and why it is so important that he does,
and they're out there trying to sully his name within
you and it just never ends. What can I say? Today?
(03:00):
Solution segment also wants you to know that it's very
vital to maintain a saving strategy in your personal life
and even more important to retain an income strategy for
your retirement years. Now, listen to me. We have a
suggestion for accomplishing this later in today's report. Actually we
(03:26):
make that suggestion every week, and listen. We can also
help you with your income tax returns and when it
comes to investing money for future use. To you know
what your risk number is. You can find out by
logging on to either Save My Retirement or what is
my Risk Number dot Com. You answer a brief number
(03:46):
of questions, the computer program will assign you a risk
number between one and ninety nine and show you if
you're actually investing according to your individual risklance. Listen, it's free.
It's a free service we offer to the public at large.
So just log on to savemy Retirement dot Com. Do
(04:09):
it today, and while you're there, sign up for a
free newsletter which also offers a lot of tax and
investment tips. Well, I've got a lot to cover. Let's
get started once again. This is Jane Valerani reporting a
year in the United States, the United States of America.
(04:30):
That's where we live, ladies and gentlemen. We live in
a constitutional republic. Each state is a lot of a
specific number of electoral votes based on the state's population
in choosing a president. If it wasn't designed that way,
and the presidency was decided by just a popular vote,
(04:53):
then you would find that New York, California, and Texas
would decide who the president would be. And that wouldn't
be fair, right, because it would take away just about
everybody's votes except those who live in the most populous states.
(05:14):
So our founders devised a system called the Electoral College,
and the system has been working well since seventeen eighty seven.
So in America, the president is chosen by the states
based on the electoral votes allotted to each state, which
(05:36):
is based on the population of each state. That means
the big states don't get to rub out the small
states and choosing a president. Now, this year's presidential election
is currently underway. It's going on right now as I speak,
with the final day of voting being November fifth. Will
(05:57):
the election be determined on November or will it be
dragged on for days beyond the deadline? Then, even if
we know which candidate has won the presidency, will courts
get involved ordering recounts and with the outcome there dragging
on endlessly. And my question this morning is a simple one.
(06:19):
Will we know the outcome of the election on November
fifth or will recounts continue well beyond election day? I
hope for the sake of the country we know the
outcome when the counting is done on November fifth, because
if we do, at least we'll know without dragging it
(06:39):
on endlessly or having lawsuit after a lawsuit. Hopefully the
American people will be spared a replay of twenty twenty
and everything we've been hearing from the news media indicates
either more confusion or that Donald Trump has the election
all wrapped up and he's going to regain the presidency.
(07:02):
And for those of you out there who prefer to
live in a constitutional republic, we better cross our fingers
and hope that Trump regains the presidency and straightens the
mess Biden and Harris have made of everything since taking
over four years ago. We need stability, and we need
(07:24):
an economy that works. If Trump is the final winner,
then he will bring stability not only to the United States,
but probably to the rest of the world as well.
You O'donald Trump's a strong enough leader to accomplish it,
and to do so without forcing the United States into
(07:44):
World War three. That's where we're headed, ladies and gentlemen,
with these crazy politicians running things these days. And then
what if Trump wins the popular vote and comes up
short on the electoral vote count. It could have. In fact,
it has happened in the past. Most recently was in
(08:05):
twenty sixteen when Hillary Clinton won the popular vote against
Donald Trump, but Trump won the presidency because he captured
the electoral vote count. Now, for years, listen to me,
the Democrats have been trying to do away with the
electoral college since they always win both New York and California,
(08:26):
which usually there big enough states to swing the presidency
to a Democrat candidate if they managed to pick up
a few smaller states. All that being said, it goes
without say the fight to save the United States from
collapsing into tyranny and inaugurating a new era of one
(08:50):
party rule is becoming a danger. It's a danger that
we're going to have to reckon with because it's it's
creeping in to become more probable than ever and more
probable than they ever thought was possible as the growing
threats of communism and socialism continue to gain ground within
(09:15):
the Democrat Party. This is what's happening right now, ladies
and gentlemen. So the combination of moral decay coupled with
the growing threat of destroying the makeup of an American
family with one man and one woman as a father
and a mother with children comprising the family makes it
(09:38):
very possible to salvage the traditional family and the underpinning
of a society itself. If the enemies of freedom succeed
in destroying the American family, which is itself the seed
of society, then the family will also be destroyed, along
(10:00):
with the rest of civilization itself. As the collapse of
a moral society continues to come apart, it brings down everything.
Everything else comes tumbling down. And this is why we
Americans find ourselves at the juncture. We're at the crossroads.
We're at the crossroads we never thought we would ever
(10:20):
have to cross. And there's still time, ladies and gentlemen,
there's still time to prevent the collapse of society as
we once knew it and return to a nation founded
on the family unit, Mom and dad, the home, the family.
You know, it's within a moral and just society. But
(10:40):
not if we let it slip through our fingers. The
future is now, and in fact, it's just days away.
Now's the time to wake up. So now the coffee,
as they say, and do so before we never have
it again, because if they take it away, if it
fails and we lose what we have, then it's going
to really be hard to recover it. Ladies and gentlemen,
(11:05):
it'll really be hard to recover it. At the beginning
this morning's report, how important this year's election outcome is
going to be, because it could very well be the
most important election we've ever had. And I'm telling you
right now, little by little, the enemies of freedom and justice,
(11:27):
they are creeping in, and they're little by little they're
taking the answers. Even speculation that Kamala Harris is just
a figurehead president candidate, that it's really a way for
them to try to slip Barack Obama back into the
presidency of the United States. I don't know if that's
(11:48):
just conspiracy theory or not, but I know I've got
a lot to cover, So don't go away. We'll be
right back.
Speaker 1 (11:56):
We're just trying to turn a nickel into a dime.
It's the bottom line.
Speaker 4 (12:05):
If you owe the I R S five thousand dollars
or more, don't call an unknown eight hundred number. Instead
personally meet with us to review your IRS problem. And
if you want to pay the I R S nothing
or less than you owe, we can set up a
fresh start agreement with the I R S. We can
(12:27):
help you, Ladies and gentlemen can call us whole free
at one eight six six seven two eight three six
nine seven.
Speaker 2 (12:35):
We're just trying to.
Speaker 3 (12:36):
Turn a nipple into one dime.
Speaker 5 (12:39):
That's the bottom line. We will, we will.
Speaker 3 (12:56):
People can't even walk the street, big.
Speaker 2 (13:02):
Bat.
Speaker 4 (13:10):
Welcome back, Writers and gentlemen you're listening to, that's the
bottom line. You're weekly broadcast on KLDI. That tells it
like it is. Former President Barack Obama is on television
campaigning so much for a Democrat victory in this year's
presidential election. If we didn't know better, many Americans might
(13:35):
think it was mister Obama who was running against Donald
Trump for the presidency. And you know what, maybe that's
exactly what is happening. Kamala Harris's names on the ticket,
but many believe Obama is really a shadow candidate who
will be running things from behind the scenes. Hey, who
(13:56):
knows what if anything is, if anything is accurate anymore.
I don't know Obama was running things before he forced
Biden to step down and inserted Kamala Harris. Is she
really the Democrat presidential nominee, or is it a committee
(14:17):
comprised of Barack Obama and a stealth crew of anti
American pro communist operatives seeking to simply slip in and
take over. And I suppose this is why we see
Obama as much as anyone else on the evening television newscasts.
It's really Obama front and center, conducting his stealth campaign
(14:41):
behind the scenes right there in Washington, d C. Now
what does this tell you? It says, even if she's elected,
Kamala Harris probably won't be running anything other than becoming
the ceremonial head of state, the person who trucks about
the globe, cutting ribbons and expressing that big wide mouth
(15:04):
ear to ear grin she has as a stand in
for the man who really is running things, the rock,
Hosaim Obama. The anti American Democrats are with one heartbeat
of gaining complete control of the US presidency. And there's
only one man standing in their way, ladies and gentlemen,
(15:25):
and it's Donald J. Trump, who, if he succeeds in
regaining the US presidency, will restore peace, prosperity, in justice
to our American way of life. And we the people
are out and about casting our votes and attempting to
restore law and order to our American way of life
by putting Trump back in the White House. And hopefully
(15:48):
Trump packs the gear to take it back and take
on all of America's enemies, both foreign and domestic, and
restore liberty and justice for all. You know, the traders
in Washington, DC and elsewhere, they threw everything they had
at Trump, including those two assassination attempts. But Trump still
(16:09):
standing and obviously has become a man with a mission
and who knows may really and truly meet the Lord's
choice to step in and help calm the world down
a little bit. Ass has often been said time and
time again, God worked mysterious ways his wonders to perform
(16:30):
unless much I do believe if Trump wins back to presidency,
he will restore American leadership in a troubled world because
he's a strong enough individual to pull it off. Plus,
this time around, he knows who his internal enemies are,
and you know, the ones working in the halls of
(16:52):
Congress and elsewhere in those dark corners of Washington, d C.
But then again, what do any of us really know?
We're seeing our country disintegrating from within by our internal enemies,
and we need a strong enough leader with the ability
and determination to see it through to a victory of survival.
(17:13):
You know, the enemies of freedom and justice have literally
caused Trump to run the gauntlet, but through the grace
of God, the man still standing. So somebody, if there,
must like him, and they must like us too. You know,
in a few weeks we will know if we have
survived this latest attempt to destroy the United States by
(17:36):
our enemies the world over, and we're still We're still standing,
the American people, We're still standing, which can be taken
as a sign if we so choose to accept it
as such. Now, I don't know the answer to much
of anything anymore, or how things are going to turn
out in this perpetual battle between good and evil. We
(18:00):
do know the battle rages on, and if we don't
regain enough control to get everything back under control, we
will only be able to speculate the probable outcomes. But
at the moment, as things are beginning to look, it
appears the attempt by evil to destroy freedom and justice
(18:22):
is going to suffer a setback, and if Trump takes
back the presidency, there will be a reckoning, and most
of us will be cheering it on. You know, we're
days away from knowing the outcome. And as one of
my old college professors used to say, we have to
we have to hope for the best, but prepare for
(18:44):
the worst, because no matter what, it's always going to
be better if God is on your side. And that's
really the way it is, ladies and gentlemen, It's always
better if God is on our side. And I hope
He sees us through this and what's happening here. Of course,
we all know the outcome if we read the Bible
(19:05):
a little bit. You know, here's something else I want
you to know. We're living in troubled times and we
lack proper leadership from the Biden administration. Biden just made
a mess of everything, and he's not you know, he
doesn't even know probably where the men's room is anymore.
(19:27):
But by now it is becoming obviously clear that President
Biden and his family have been up to their necks
in crooked schemes for most of the time that he's
held public office. Biden's a disgrace to the office of
the presidency of the United States. But what about you
and your family. If you use proper planning, you know
(19:51):
you can survive the current trauma that they're putting us
through in Washington, d C. You can ensure your family's future.
Now's the time for a flight to safety. And if
you come in and visit with us an Asset Growth Associates,
we can help you both protect and grow your nest eggs,
(20:12):
ladies and gentlemen, you can do it. I want you
to call us for an appointment and we can show
you the kind of work that we do. All you
have to do is pick up the telephone in doll
four h nine eight four sixty nine hundred. You call
that number, we'll answer the telephone. We'll set a time
for you to get together with us. We'll share ideas
(20:33):
with you that have helped others in the past, and
we can design a plan that'll work for you and
help you be prepared for the future. And you know
that that's that's the way it can be. And we
do have the possibility of things turning out better, or
(20:55):
hopefully we do. So that's why I want you. The
next time you're caeruising through the internet, why not log
on to Save my retirement dot com. Learn a little
bit about the company that we operate, Asset Growth Associates,
and uh we've been helping our clients for decades now.
(21:16):
We've been helping families in Texas and Louisiana for decades.
We've planned to continue doing so for the years that
lie ahead. Four oh nine eight four oh sixty nine hundred.
That's our local phone number in Beaumont, Texas. I want
you to call us, set an appointment, come in and
visit with us and learn more about the work that
(21:37):
we do for our clients. And if you live in
far away places, call the toll free line one eight
six six seven two eight three six nine seven and
then you'll be able to reach us online. Also, if
you log on to Save my retirement dot com, so
join us right after the break.
Speaker 1 (21:58):
We're just trying to turn a neck one to a dime.
That's the bottom line.
Speaker 4 (22:09):
I want to invite our listeners to find out what
a risk number can do for them. Visit what is
My Risk Number dot com and while you're there you
will find more information. And if you click the link
on the front page, a quick five minute process will
give you your risk number for free. Visit what is My
(22:31):
Risk Number? Dot com now to take control of your
investments and make them do what you want them to
do with a very high degree of certainty. That is
what is my risk number? Dot com? Again, what is
my risk number? Dot com?
Speaker 1 (22:49):
We're just trying to turn Ankeel into a dime. That's
the bottom line.
Speaker 4 (22:54):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line your weekly broadcast asked on KLBI. That tells
it like it is. And now it's time for the
segment of the show that we call the dirty Little Secret.
You know, we're down to a matter of a few days,
(23:15):
and the nightmare of campaign twenty twenty four will have
passed into the history books. If we're lucky, Donald Trump
will ascend to his rightful second term as President of
the United States. If we're not, then be prepared to
see if you have any old foot stamp books lying around,
(23:37):
because things are likely to take a nasty turn for you.
I can't see the future any better than anyone else can.
And while I'm smart enough to understand that most of
us do better during prosperous times, I'll never understand why
there are people in this world who prefer every thing
(24:00):
to be coming apart so that they can curse the darkness.
Last week, headlines across the Wall Street Journal read and
them quoting Donald Trump has the edge for Nile. Yes,
last week was a turning point for the Trump campaign,
and from all indications, his campaign is strengthening. If things
(24:24):
hold as they now are, it is very likely Trump
will win back the US presidency and World War three
will be yet further postponed for a while longer. But
events can change in an instant, and no one knows
with certainty what the future will bring. Most of us
(24:46):
are hoping for peace and prosperity, while they seek the
destruction of peace and prosperity, but only for the wicked.
Be careful what you really really wish for, ladies and gentlemen, because,
as the saying goes, if you want something bad enough,
you're probably gonna get it. But then there's always a
chance that once you get it, you're gonna wish you hadn't.
(25:10):
But from my vantage point, with the election a little
more than days away, all indications are that mister Trump
will be elected President of the United States on Tuesday,
November fifth. If he is, there will be a lot
more to be thankful for because if there's anything we
(25:30):
could use a lot more of these days, it's a
stronger dose of peace and prosperity through strength and determination.
Attributes mister Trump possesses a lot of They trust me,
he does. He has to face it, Ladies and gentlemen.
President Trump never quits until the task at hand is completed.
(25:55):
You've got to You've got to hand him that much.
But for now, according to no less a source than
the Wall Street Journal, Donald Trump, Donald Trump still has
the edge, at least for now. If he keeps the edge,
and there's no reason to believe he won't, then he
(26:17):
will be returning to sixteen hundred Pennsylvania Avenue on inauguration Day,
January twentieth, twenty twenty five. His enemies will curse all
the lost attempts as convicting him of crimes he did
not commit. And they tried that. They just couldn't put
(26:37):
him in jail. But they did manage to get a
conviction in that Manhattan courtroom where Trump was convicted of
making thirty four counts of hush money payments to Stormy Daniels,
but he was never sentenced because the US Supreme Court
threw the case out before Trump was sentenced, before that
(26:58):
crooked Manhattan Juan Martron. And when we Americans think back
to all the courtroom drama the Democrats and special counsel
Jack Smith put mister Trump through, it will be the
topic of ill fated courtroom shenanigans for decades to come,
(27:19):
and beyond that, it will also be a testimony to
the wilful attempts at political persecutions of an innocent man
ever attempted by partisan Democrat judges and prosecutors in a
Manhattan part room. If anything, it was one of the
most painous attempts by crooked judge and jury to put
(27:42):
an innocent man in prison ever recorded in the annuals
of criminal justice here in the United States of America.
It's as if all the forces of Hell itself rose
against Donald Trump, but still failed. Now we marry Cans
have certainly lived for a period of American history which
(28:06):
which will remain a notable place in all future law books, journals,
history books, or any kind of book, including comic books,
that have ever been published. But did occur, and it
occurred in broad daylight, the broad daylight of a Manhattan
(28:27):
court room, not in the darkness of the Middle Ages
that in the twenty first century of modern America, it showed,
if anything, the attempts crooked judges and politicians will go
to to convict innocent individuals, no matter the overwhelming innocence
of an innocent man who was also a president of
(28:50):
the United States. Now nothing else, this attempt at an
unjust prosecution of an innocent man in the face of
overwhelming innocence remains. It remains one of the biggest miscarriages
of justice ever carried out in an American courtroom. You
have to marvel. You just have to marvel at this
(29:13):
episode of one individual who survived unbelievable legal and judicial
attempts to destroy him, and after all this time is
still standing. You have to love it and admire Donald
Trump for his strength and determination in the face of
such so much adversity. It's almost unbelievable. But yes, they
(29:38):
were throwing that much at him, and they figured they
were going to be able to prosecute him. They were
going to be able to throw him in jail and
lock the Kia. And that is what they do in
communists China, that's what they do in North Korea. You're
not supposed to do that in the United States of America.
(29:59):
But they were doing it, weren't they, And that all
the service a warning to all of us, every single American,
that you know, you're up against some pretty some pretty
stiff odds in this world whenever you're you're an innocent
person and they're coming after you. It's a terrible situation
(30:20):
to be in. But I guess it happens every day.
What can we do? All we can do? You know,
we're just spectators. We're watching these events unfold, and you
know the in the end we can still go to vote.
We better make sure we vote for the right people.
We better make sure that we don't fall into this
(30:42):
trap of thinking that money grows on trees and that
you know, there's never going to be a rockoning for
the wasteful spending that the federal government goes about putting
out misty, but that's what they're doing. We have to
watch our pocket books at home, don't we. We can't
(31:04):
just buy things we can't afford. You know what happens
if you do, You end up in debt and you
end up losing it. Anyhow, ladies and gentlemen, we have
to walk the straight narrow in this life. You know
it as well as I do. And the answer is
always going to be that you know you have to be.
You have to prepare for the future to hope for
(31:25):
the best, and you have to prepare for the worst
and hope for the best. And that's just the way
it is, and it's going to always be that way,
and that's why we encourage you to get involved in
saving money principal protection accounts, and these accounts are issue
thrower sis what you call us four oh nine eight
(31:46):
four oh sixty nine hundred if you live far away
one eight six six seven two eight three six nine seven,
we'll be right back with more right after this, where
us try.
Speaker 1 (32:00):
To turn ankel into a dime. That's the bottom line.
Speaker 4 (32:08):
This is Gene Valerati of Ascent Growth Associates. If you've
been watching recent news, a few banks have had a
run where customers panic and withdraw all their money at once,
causing the banks to fail. If that isn't worrying enough.
On January first, twenty twenty three, the Federal Reserve set
(32:28):
a new low reserve trumpch for net transaction accounts to
six hundred and ninety one point seven million dollars, meaning
that banks with net transaction account balances up to this
amount are subject to a reserve requirement ratio of zero percent.
(32:49):
You heard me right, zero reserve requirements. Forget fractional reserve banking.
How about zero reserve banking? Why would the Fed funeral
reserve create this environment of uncertainty? If this is a
concern to you, and it should be, we can show
you how to protect yourself and how to locate and
(33:10):
utilize financial institutions with very real reserves, not zero reserves.
Give us a call an Asset Growth Associates one eight
six six seven two eight three six nine seven. That's
eight six six seven two eight three six ninety seven.
You can also reach us locally in Beaumont, Texas by
(33:33):
dialing four oh nine eight four oh sixty nine hundred.
Give us a call. You'll be glad that you did.
Speaker 1 (33:40):
We're just trying to turn a nickel into a dime.
That's the bottom line.
Speaker 4 (33:45):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. You're weekly broadcast on kl the eye that
tells it like it is. And now it's time for
the solution segment. A period in the show each week
where we share ideas with you that will give you good, good,
solid advice on how to invest money and do it properly.
(34:10):
Wild is vital to have a solid saving strategy. Listen
to me, it's more important to have an income strategy
for your retirement. The years will come and go and
you will find yourself at that point someday to How
many times have we heard comments like experts say retirees
(34:33):
will only need eighty percent of their current income after
they retire. Now, what the so called experts are not
saying is that people actually spend more during retirement than
they do when they're actively working. During your working years,
most of you spend more money on the weekends, and
(34:56):
in retirement every day is a weekend. Realistically, we can
expect the cost of consumer goods and services will continue
to increase over time. As we grow older, we will
very likely become more familiar with doctors and hospitals. That's
(35:16):
just a fact of life. Trust me, they're out there
waiting to collect your money. When you retire, you're going
to be seeing more doctors, and you're going to be
seeing resorts to retire at Unfortunately, the cost of health
insurance continues to rise dramatically. For example, health insurance premiums
(35:38):
rose by two hundred and thirteen percent between nineteen ninety
nine and two thousand and sixteen, compared to forty four
percent increase in the cost of consumer goods overall. I
guess we can thank Obama for that, right. The point
(36:00):
is that we all need a solution as to how
to increase our income after retirement or risk outliving our
retirement cash flow. That Asset Growth Associates we have a
solution for not outliving your retirement income we really do,
and simultaneously avoiding the effective market volatility on retirement assets.
(36:27):
We have plans which increase with the rising cost of
living and encourage interested parties to call as soon an
Asset Growth Associates. The phone number locally in the four
oh nine area code is four oh nine eight four
oh sixty nine hundred. The toll free number one eight
(36:49):
six six seven two eight three six nine seven. Easy
way to remember that number one eight sixty six Save
my Retirement. You can also log on to a computer
program log on to Save my Retirement dot com. Any
way you reach us, you can reach us, whether it's
(37:09):
computer or telephone, you schedule time to meet with us,
and we will inaugurate a planning session. And the good
news is we are living longer. But the bad news
is it's coming it's costing us more money to do so.
You know, when Social Security was established in nineteen thirty five,
(37:30):
life expectancy was just over age fifty nine for men
and slightly above sixty three for women. By twenty twenty,
life expectancy is gonna It's risen to over seventy seven
for men and eighty two for women. That's the life
(37:51):
expectancy right now, and many, many, many of us are
exceeding that. That means we're living longer. That gives us
more time for freights and pains and things to see
doctors for. Right So, the time the plan is now,
because the future is now. The decisions made today are
(38:11):
the decisions which are going to govern our lives for
the future. That's just the way it is. Ladies and gentlemen.
You're going to see more doctors as you get older.
Speaker 2 (38:22):
You know.
Speaker 4 (38:23):
A friend of mine used to say that the difference
between a dirty old man and a dignified elderly gentleman
is money. Of course, I'm being facetious when I say that,
but the need for sufficient income will always be there,
whether we're working or whether we are retired. Now's the
time for proper planning, because proper planning prevents poor performance.
(38:48):
So give us a call soon an Asset Growth Associates
the phone number four oh nine eight four oh sixty nine.
Appointment with us. Take a look at your situation and
we will help you outline a plan that will help
you in your retirement years and so that you don't
(39:10):
run out of money. Poll free number one eight six
six seven, two eight three, six nine seven. Either one
of those numbers four O nine eight four oh sixty
nine hundred or one eight six six seven two eight
three six nine seven. Either one will put you in
touch with us. You can also breach be reached on
(39:30):
the World Wide Red by logging on to Save Myretirement
dot com. You get a hold of us, we'll set
an appointment, we'll meet with you, we'll share some ideas
with you, and then you can take the first step
of the thousand mile journey that is necessary to complete
your planning process so that when you get old, you
(39:54):
have some money to fall back on and you can
live comfortable in your old age. We'll be back with
more right after these messages.
Speaker 1 (40:02):
Where'd just trying to turn a necke in die? That's
the bottom line, where's just trying to turn a neckle in?
Speaker 3 (40:10):
What die?
Speaker 5 (40:11):
That's the bottom line.
Speaker 4 (40:26):
Welcome back, ladies and gentlemen. You've been listening to That's
the bottom Line, your weekly report that comes to you
on klv I Saturday mornings at six am and then
again on Sundays at eleven am, and anytime you want
to listen by logging onto either Savemyretirement dot com or
(40:48):
log on to That's the bottom Line Radio show. You
can find us all over the internet and we bring
you this report to share ideas with you and let
you know what's the bailable so that you can have
and prepare to have the tools necessary to prepare for
comfortable retirement. No one knows the future, but what we
(41:11):
do know is that the future will arrive, and when
it does, we're going to be older. To prepare for
that future, you're going to have to have a dependable
source of income when it arrives. Nowadays, even those of
us setting funds aside for the future and traditional investments
are finding out that depending on the stock market can
(41:33):
be disappointing that Asset Growth Associates we have a solution.
It's called principal protection accounts. Its accounts that you place
funds in and then that money grows and it is
not subject to loss caused by a market downturn. The
money is never lost when the market has a setback
(41:56):
like I did this past week. But more importantly, when
gains are added to these accounts, they become part of
the growing protected principle. The money's going to be there.
If you have one of these accounts, I want you
to call us an Asset Growth Associates. The phone numbers
four O nine eighty four sixty nine hundred. You allow
(42:19):
us to help you simplify you're in your investing options,
the options that you have. Time passes very quickly, ladies
and gentlemen, Time passes quickly. You know that if you're
listening to the show, if you're getting close to retirement,
if you're already retired, you wonder where did all those
(42:40):
years ago? What's next? Listen to me. There's a lot
that's coming down the road. You have to be prepared
for it, one way or the other. One thing you're
going to always have to have is you're going to
have to have a little nest egg somewhere that you
can fall back on. That's just a fact of life.
No one knows the future, but we do know that
(43:01):
the future will arrive, and when it does, you're going
to be older. And that's that's a fact of life. Well,
the old clock on the wall says that we're running
out of time. More ways than then we want. God
bless you, God bless your family, God bless freedom loving
Americans everywhere. We'll see you next week.
Speaker 5 (43:24):
That's the bottom line.
Speaker 2 (43:27):
You can reach asset growth and susinates not calling one
eight six six seven to eight thirty six ninety seven
are by visiting savemiretirement dot com
We're just trying to turn a neckel in to a dime.
That's the bottom line.
Speaker 2 (00:14):
Welcome to real honest talk about money, politics, news and
information you can actually use. Buckle up and hold on tight.
This is that's the bottom line.
Speaker 3 (00:29):
The best thing in life I free. But you can
give them to the bath and be the.
Speaker 4 (00:48):
Hello everyone, every more, Welcome this is That's the bottom line.
With yours truly, Jean Valeradi. Your weekly radio broadcast that
tells it like it is on k LVII five sixty am.
You can hear this broadcast Saturday mornings at six am,
(01:08):
excuse me, and then again on Sundays at eleven. And
we also want to welcome those of you who listen
to this weekly report online by logging on to savemiretirement
dot com. War that's the bottom line radio show. You
can find us anywhere on the internet anytime you want.
(01:29):
I'm a partner at Asset Growth Associates. We have offices
located in Dallas, Houston, and Beaumont, Texas, where we offer investment,
pension and retirement planning services, as well as income tax
returns for individuals, families, and businesses. Hey listen, we do
it all asset growth associates, including representing our clients who
(01:54):
may be having difficulty with the irs, often being able
to negotiate a settlement, or occasionally even paying nothing at
all sometimes to go to negotiating a fresh start as well.
As I said, we do it all, and we have
(02:14):
been serving our clients in Texas and Louisiana for decades. Now.
On today's report, among today's topics, we're gonna mention, we're
going to talk to you about electoral votes and the
part they play in our constitutional republic and why they
(02:36):
protect everyone's vote. And today's dirty Little Secret exposes that
Donald Trump has now gained the edge to win back
the presidency and why it is so important that he does,
and they're out there trying to sully his name within
you and it just never ends. What can I say? Today?
(03:00):
Solution segment also wants you to know that it's very
vital to maintain a saving strategy in your personal life
and even more important to retain an income strategy for
your retirement years. Now, listen to me. We have a
suggestion for accomplishing this later in today's report. Actually we
(03:26):
make that suggestion every week, and listen. We can also
help you with your income tax returns and when it
comes to investing money for future use. To you know
what your risk number is. You can find out by
logging on to either Save My Retirement or what is
my Risk Number dot Com. You answer a brief number
(03:46):
of questions, the computer program will assign you a risk
number between one and ninety nine and show you if
you're actually investing according to your individual risklance. Listen, it's free.
It's a free service we offer to the public at large.
So just log on to savemy Retirement dot Com. Do
(04:09):
it today, and while you're there, sign up for a
free newsletter which also offers a lot of tax and
investment tips. Well, I've got a lot to cover. Let's
get started once again. This is Jane Valerani reporting a
year in the United States, the United States of America.
(04:30):
That's where we live, ladies and gentlemen. We live in
a constitutional republic. Each state is a lot of a
specific number of electoral votes based on the state's population
in choosing a president. If it wasn't designed that way,
and the presidency was decided by just a popular vote,
(04:53):
then you would find that New York, California, and Texas
would decide who the president would be. And that wouldn't
be fair, right, because it would take away just about
everybody's votes except those who live in the most populous states.
(05:14):
So our founders devised a system called the Electoral College,
and the system has been working well since seventeen eighty seven.
So in America, the president is chosen by the states
based on the electoral votes allotted to each state, which
(05:36):
is based on the population of each state. That means
the big states don't get to rub out the small
states and choosing a president. Now, this year's presidential election
is currently underway. It's going on right now as I speak,
with the final day of voting being November fifth. Will
(05:57):
the election be determined on November or will it be
dragged on for days beyond the deadline? Then, even if
we know which candidate has won the presidency, will courts
get involved ordering recounts and with the outcome there dragging
on endlessly. And my question this morning is a simple one.
(06:19):
Will we know the outcome of the election on November
fifth or will recounts continue well beyond election day? I
hope for the sake of the country we know the
outcome when the counting is done on November fifth, because
if we do, at least we'll know without dragging it
(06:39):
on endlessly or having lawsuit after a lawsuit. Hopefully the
American people will be spared a replay of twenty twenty
and everything we've been hearing from the news media indicates
either more confusion or that Donald Trump has the election
all wrapped up and he's going to regain the presidency.
(07:02):
And for those of you out there who prefer to
live in a constitutional republic, we better cross our fingers
and hope that Trump regains the presidency and straightens the
mess Biden and Harris have made of everything since taking
over four years ago. We need stability, and we need
(07:24):
an economy that works. If Trump is the final winner,
then he will bring stability not only to the United States,
but probably to the rest of the world as well.
You O'donald Trump's a strong enough leader to accomplish it,
and to do so without forcing the United States into
(07:44):
World War three. That's where we're headed, ladies and gentlemen,
with these crazy politicians running things these days. And then
what if Trump wins the popular vote and comes up
short on the electoral vote count. It could have. In fact,
it has happened in the past. Most recently was in
(08:05):
twenty sixteen when Hillary Clinton won the popular vote against
Donald Trump, but Trump won the presidency because he captured
the electoral vote count. Now, for years, listen to me,
the Democrats have been trying to do away with the
electoral college since they always win both New York and California,
(08:26):
which usually there big enough states to swing the presidency
to a Democrat candidate if they managed to pick up
a few smaller states. All that being said, it goes
without say the fight to save the United States from
collapsing into tyranny and inaugurating a new era of one
(08:50):
party rule is becoming a danger. It's a danger that
we're going to have to reckon with because it's it's
creeping in to become more probable than ever and more
probable than they ever thought was possible as the growing
threats of communism and socialism continue to gain ground within
(09:15):
the Democrat Party. This is what's happening right now, ladies
and gentlemen. So the combination of moral decay coupled with
the growing threat of destroying the makeup of an American
family with one man and one woman as a father
and a mother with children comprising the family makes it
(09:38):
very possible to salvage the traditional family and the underpinning
of a society itself. If the enemies of freedom succeed
in destroying the American family, which is itself the seed
of society, then the family will also be destroyed, along
(10:00):
with the rest of civilization itself. As the collapse of
a moral society continues to come apart, it brings down everything.
Everything else comes tumbling down. And this is why we
Americans find ourselves at the juncture. We're at the crossroads.
We're at the crossroads we never thought we would ever
(10:20):
have to cross. And there's still time, ladies and gentlemen,
there's still time to prevent the collapse of society as
we once knew it and return to a nation founded
on the family unit, Mom and dad, the home, the family.
You know, it's within a moral and just society. But
(10:40):
not if we let it slip through our fingers. The
future is now, and in fact, it's just days away.
Now's the time to wake up. So now the coffee,
as they say, and do so before we never have
it again, because if they take it away, if it
fails and we lose what we have, then it's going
to really be hard to recover it. Ladies and gentlemen,
(11:05):
it'll really be hard to recover it. At the beginning
this morning's report, how important this year's election outcome is
going to be, because it could very well be the
most important election we've ever had. And I'm telling you
right now, little by little, the enemies of freedom and justice,
(11:27):
they are creeping in, and they're little by little they're
taking the answers. Even speculation that Kamala Harris is just
a figurehead president candidate, that it's really a way for
them to try to slip Barack Obama back into the
presidency of the United States. I don't know if that's
(11:48):
just conspiracy theory or not, but I know I've got
a lot to cover, So don't go away. We'll be
right back.
Speaker 1 (11:56):
We're just trying to turn a nickel into a dime.
It's the bottom line.
Speaker 4 (12:05):
If you owe the I R S five thousand dollars
or more, don't call an unknown eight hundred number. Instead
personally meet with us to review your IRS problem. And
if you want to pay the I R S nothing
or less than you owe, we can set up a
fresh start agreement with the I R S. We can
(12:27):
help you, Ladies and gentlemen can call us whole free
at one eight six six seven two eight three six
nine seven.
Speaker 2 (12:35):
We're just trying to.
Speaker 3 (12:36):
Turn a nipple into one dime.
Speaker 5 (12:39):
That's the bottom line. We will, we will.
Speaker 3 (12:56):
People can't even walk the street, big.
Speaker 2 (13:02):
Bat.
Speaker 4 (13:10):
Welcome back, Writers and gentlemen you're listening to, that's the
bottom line. You're weekly broadcast on KLDI. That tells it
like it is. Former President Barack Obama is on television
campaigning so much for a Democrat victory in this year's
presidential election. If we didn't know better, many Americans might
(13:35):
think it was mister Obama who was running against Donald
Trump for the presidency. And you know what, maybe that's
exactly what is happening. Kamala Harris's names on the ticket,
but many believe Obama is really a shadow candidate who
will be running things from behind the scenes. Hey, who
(13:56):
knows what if anything is, if anything is accurate anymore.
I don't know Obama was running things before he forced
Biden to step down and inserted Kamala Harris. Is she
really the Democrat presidential nominee, or is it a committee
(14:17):
comprised of Barack Obama and a stealth crew of anti
American pro communist operatives seeking to simply slip in and
take over. And I suppose this is why we see
Obama as much as anyone else on the evening television newscasts.
It's really Obama front and center, conducting his stealth campaign
(14:41):
behind the scenes right there in Washington, d C. Now
what does this tell you? It says, even if she's elected,
Kamala Harris probably won't be running anything other than becoming
the ceremonial head of state, the person who trucks about
the globe, cutting ribbons and expressing that big wide mouth
(15:04):
ear to ear grin she has as a stand in
for the man who really is running things, the rock,
Hosaim Obama. The anti American Democrats are with one heartbeat
of gaining complete control of the US presidency. And there's
only one man standing in their way, ladies and gentlemen,
(15:25):
and it's Donald J. Trump, who, if he succeeds in
regaining the US presidency, will restore peace, prosperity, in justice
to our American way of life. And we the people
are out and about casting our votes and attempting to
restore law and order to our American way of life
by putting Trump back in the White House. And hopefully
(15:48):
Trump packs the gear to take it back and take
on all of America's enemies, both foreign and domestic, and
restore liberty and justice for all. You know, the traders
in Washington, DC and elsewhere, they threw everything they had
at Trump, including those two assassination attempts. But Trump still
(16:09):
standing and obviously has become a man with a mission
and who knows may really and truly meet the Lord's
choice to step in and help calm the world down
a little bit. Ass has often been said time and
time again, God worked mysterious ways his wonders to perform
(16:30):
unless much I do believe if Trump wins back to presidency,
he will restore American leadership in a troubled world because
he's a strong enough individual to pull it off. Plus,
this time around, he knows who his internal enemies are,
and you know, the ones working in the halls of
(16:52):
Congress and elsewhere in those dark corners of Washington, d C.
But then again, what do any of us really know?
We're seeing our country disintegrating from within by our internal enemies,
and we need a strong enough leader with the ability
and determination to see it through to a victory of survival.
(17:13):
You know, the enemies of freedom and justice have literally
caused Trump to run the gauntlet, but through the grace
of God, the man still standing. So somebody, if there,
must like him, and they must like us too. You know,
in a few weeks we will know if we have
survived this latest attempt to destroy the United States by
(17:36):
our enemies the world over, and we're still We're still standing,
the American people, We're still standing, which can be taken
as a sign if we so choose to accept it
as such. Now, I don't know the answer to much
of anything anymore, or how things are going to turn
out in this perpetual battle between good and evil. We
(18:00):
do know the battle rages on, and if we don't
regain enough control to get everything back under control, we
will only be able to speculate the probable outcomes. But
at the moment, as things are beginning to look, it
appears the attempt by evil to destroy freedom and justice
(18:22):
is going to suffer a setback, and if Trump takes
back the presidency, there will be a reckoning, and most
of us will be cheering it on. You know, we're
days away from knowing the outcome. And as one of
my old college professors used to say, we have to
we have to hope for the best, but prepare for
(18:44):
the worst, because no matter what, it's always going to
be better if God is on your side. And that's
really the way it is, ladies and gentlemen, It's always
better if God is on our side. And I hope
He sees us through this and what's happening here. Of course,
we all know the outcome if we read the Bible
(19:05):
a little bit. You know, here's something else I want
you to know. We're living in troubled times and we
lack proper leadership from the Biden administration. Biden just made
a mess of everything, and he's not you know, he
doesn't even know probably where the men's room is anymore.
(19:27):
But by now it is becoming obviously clear that President
Biden and his family have been up to their necks
in crooked schemes for most of the time that he's
held public office. Biden's a disgrace to the office of
the presidency of the United States. But what about you
and your family. If you use proper planning, you know
(19:51):
you can survive the current trauma that they're putting us
through in Washington, d C. You can ensure your family's future.
Now's the time for a flight to safety. And if
you come in and visit with us an Asset Growth Associates,
we can help you both protect and grow your nest eggs,
(20:12):
ladies and gentlemen, you can do it. I want you
to call us for an appointment and we can show
you the kind of work that we do. All you
have to do is pick up the telephone in doll
four h nine eight four sixty nine hundred. You call
that number, we'll answer the telephone. We'll set a time
for you to get together with us. We'll share ideas
(20:33):
with you that have helped others in the past, and
we can design a plan that'll work for you and
help you be prepared for the future. And you know
that that's that's the way it can be. And we
do have the possibility of things turning out better, or
(20:55):
hopefully we do. So that's why I want you. The
next time you're caeruising through the internet, why not log
on to Save my retirement dot com. Learn a little
bit about the company that we operate, Asset Growth Associates,
and uh we've been helping our clients for decades now.
(21:16):
We've been helping families in Texas and Louisiana for decades.
We've planned to continue doing so for the years that
lie ahead. Four oh nine eight four oh sixty nine hundred.
That's our local phone number in Beaumont, Texas. I want
you to call us, set an appointment, come in and
visit with us and learn more about the work that
(21:37):
we do for our clients. And if you live in
far away places, call the toll free line one eight
six six seven two eight three six nine seven and
then you'll be able to reach us online. Also, if
you log on to Save my retirement dot com, so
join us right after the break.
Speaker 1 (21:58):
We're just trying to turn a neck one to a dime.
That's the bottom line.
Speaker 4 (22:09):
I want to invite our listeners to find out what
a risk number can do for them. Visit what is
My Risk Number dot com and while you're there you
will find more information. And if you click the link
on the front page, a quick five minute process will
give you your risk number for free. Visit what is My
(22:31):
Risk Number? Dot com now to take control of your
investments and make them do what you want them to
do with a very high degree of certainty. That is
what is my risk number? Dot com? Again, what is
my risk number? Dot com?
Speaker 1 (22:49):
We're just trying to turn Ankeel into a dime. That's
the bottom line.
Speaker 4 (22:54):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line your weekly broadcast asked on KLBI. That tells
it like it is. And now it's time for the
segment of the show that we call the dirty Little Secret.
You know, we're down to a matter of a few days,
(23:15):
and the nightmare of campaign twenty twenty four will have
passed into the history books. If we're lucky, Donald Trump
will ascend to his rightful second term as President of
the United States. If we're not, then be prepared to
see if you have any old foot stamp books lying around,
(23:37):
because things are likely to take a nasty turn for you.
I can't see the future any better than anyone else can.
And while I'm smart enough to understand that most of
us do better during prosperous times, I'll never understand why
there are people in this world who prefer every thing
(24:00):
to be coming apart so that they can curse the darkness.
Last week, headlines across the Wall Street Journal read and
them quoting Donald Trump has the edge for Nile. Yes,
last week was a turning point for the Trump campaign,
and from all indications, his campaign is strengthening. If things
(24:24):
hold as they now are, it is very likely Trump
will win back the US presidency and World War three
will be yet further postponed for a while longer. But
events can change in an instant, and no one knows
with certainty what the future will bring. Most of us
(24:46):
are hoping for peace and prosperity, while they seek the
destruction of peace and prosperity, but only for the wicked.
Be careful what you really really wish for, ladies and gentlemen, because,
as the saying goes, if you want something bad enough,
you're probably gonna get it. But then there's always a
chance that once you get it, you're gonna wish you hadn't.
(25:10):
But from my vantage point, with the election a little
more than days away, all indications are that mister Trump
will be elected President of the United States on Tuesday,
November fifth. If he is, there will be a lot
more to be thankful for because if there's anything we
(25:30):
could use a lot more of these days, it's a
stronger dose of peace and prosperity through strength and determination.
Attributes mister Trump possesses a lot of They trust me,
he does. He has to face it, Ladies and gentlemen.
President Trump never quits until the task at hand is completed.
(25:55):
You've got to You've got to hand him that much.
But for now, according to no less a source than
the Wall Street Journal, Donald Trump, Donald Trump still has
the edge, at least for now. If he keeps the edge,
and there's no reason to believe he won't, then he
(26:17):
will be returning to sixteen hundred Pennsylvania Avenue on inauguration Day,
January twentieth, twenty twenty five. His enemies will curse all
the lost attempts as convicting him of crimes he did
not commit. And they tried that. They just couldn't put
(26:37):
him in jail. But they did manage to get a
conviction in that Manhattan courtroom where Trump was convicted of
making thirty four counts of hush money payments to Stormy Daniels,
but he was never sentenced because the US Supreme Court
threw the case out before Trump was sentenced, before that
(26:58):
crooked Manhattan Juan Martron. And when we Americans think back
to all the courtroom drama the Democrats and special counsel
Jack Smith put mister Trump through, it will be the
topic of ill fated courtroom shenanigans for decades to come,
(27:19):
and beyond that, it will also be a testimony to
the wilful attempts at political persecutions of an innocent man
ever attempted by partisan Democrat judges and prosecutors in a
Manhattan part room. If anything, it was one of the
most painous attempts by crooked judge and jury to put
(27:42):
an innocent man in prison ever recorded in the annuals
of criminal justice here in the United States of America.
It's as if all the forces of Hell itself rose
against Donald Trump, but still failed. Now we marry Cans
have certainly lived for a period of American history which
(28:06):
which will remain a notable place in all future law books, journals,
history books, or any kind of book, including comic books,
that have ever been published. But did occur, and it
occurred in broad daylight, the broad daylight of a Manhattan
(28:27):
court room, not in the darkness of the Middle Ages
that in the twenty first century of modern America, it showed,
if anything, the attempts crooked judges and politicians will go
to to convict innocent individuals, no matter the overwhelming innocence
of an innocent man who was also a president of
(28:50):
the United States. Now nothing else, this attempt at an
unjust prosecution of an innocent man in the face of
overwhelming innocence remains. It remains one of the biggest miscarriages
of justice ever carried out in an American courtroom. You
have to marvel. You just have to marvel at this
(29:13):
episode of one individual who survived unbelievable legal and judicial
attempts to destroy him, and after all this time is
still standing. You have to love it and admire Donald
Trump for his strength and determination in the face of
such so much adversity. It's almost unbelievable. But yes, they
(29:38):
were throwing that much at him, and they figured they
were going to be able to prosecute him. They were
going to be able to throw him in jail and
lock the Kia. And that is what they do in
communists China, that's what they do in North Korea. You're
not supposed to do that in the United States of America.
(29:59):
But they were doing it, weren't they, And that all
the service a warning to all of us, every single American,
that you know, you're up against some pretty some pretty
stiff odds in this world whenever you're you're an innocent
person and they're coming after you. It's a terrible situation
(30:20):
to be in. But I guess it happens every day.
What can we do? All we can do? You know,
we're just spectators. We're watching these events unfold, and you
know the in the end we can still go to vote.
We better make sure we vote for the right people.
We better make sure that we don't fall into this
(30:42):
trap of thinking that money grows on trees and that
you know, there's never going to be a rockoning for
the wasteful spending that the federal government goes about putting
out misty, but that's what they're doing. We have to
watch our pocket books at home, don't we. We can't
(31:04):
just buy things we can't afford. You know what happens
if you do, You end up in debt and you
end up losing it. Anyhow, ladies and gentlemen, we have
to walk the straight narrow in this life. You know
it as well as I do. And the answer is
always going to be that you know you have to be.
You have to prepare for the future to hope for
(31:25):
the best, and you have to prepare for the worst
and hope for the best. And that's just the way
it is, and it's going to always be that way,
and that's why we encourage you to get involved in
saving money principal protection accounts, and these accounts are issue
thrower sis what you call us four oh nine eight
(31:46):
four oh sixty nine hundred if you live far away
one eight six six seven two eight three six nine seven,
we'll be right back with more right after this, where
us try.
Speaker 1 (32:00):
To turn ankel into a dime. That's the bottom line.
Speaker 4 (32:08):
This is Gene Valerati of Ascent Growth Associates. If you've
been watching recent news, a few banks have had a
run where customers panic and withdraw all their money at once,
causing the banks to fail. If that isn't worrying enough.
On January first, twenty twenty three, the Federal Reserve set
(32:28):
a new low reserve trumpch for net transaction accounts to
six hundred and ninety one point seven million dollars, meaning
that banks with net transaction account balances up to this
amount are subject to a reserve requirement ratio of zero percent.
(32:49):
You heard me right, zero reserve requirements. Forget fractional reserve banking.
How about zero reserve banking? Why would the Fed funeral
reserve create this environment of uncertainty? If this is a
concern to you, and it should be, we can show
you how to protect yourself and how to locate and
(33:10):
utilize financial institutions with very real reserves, not zero reserves.
Give us a call an Asset Growth Associates one eight
six six seven two eight three six nine seven. That's
eight six six seven two eight three six ninety seven.
You can also reach us locally in Beaumont, Texas by
(33:33):
dialing four oh nine eight four oh sixty nine hundred.
Give us a call. You'll be glad that you did.
Speaker 1 (33:40):
We're just trying to turn a nickel into a dime.
That's the bottom line.
Speaker 4 (33:45):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. You're weekly broadcast on kl the eye that
tells it like it is. And now it's time for
the solution segment. A period in the show each week
where we share ideas with you that will give you good, good,
solid advice on how to invest money and do it properly.
(34:10):
Wild is vital to have a solid saving strategy. Listen
to me, it's more important to have an income strategy
for your retirement. The years will come and go and
you will find yourself at that point someday to How
many times have we heard comments like experts say retirees
(34:33):
will only need eighty percent of their current income after
they retire. Now, what the so called experts are not
saying is that people actually spend more during retirement than
they do when they're actively working. During your working years,
most of you spend more money on the weekends, and
(34:56):
in retirement every day is a weekend. Realistically, we can
expect the cost of consumer goods and services will continue
to increase over time. As we grow older, we will
very likely become more familiar with doctors and hospitals. That's
(35:16):
just a fact of life. Trust me, they're out there
waiting to collect your money. When you retire, you're going
to be seeing more doctors, and you're going to be
seeing resorts to retire at Unfortunately, the cost of health
insurance continues to rise dramatically. For example, health insurance premiums
(35:38):
rose by two hundred and thirteen percent between nineteen ninety
nine and two thousand and sixteen, compared to forty four
percent increase in the cost of consumer goods overall. I
guess we can thank Obama for that, right. The point
(36:00):
is that we all need a solution as to how
to increase our income after retirement or risk outliving our
retirement cash flow. That Asset Growth Associates we have a
solution for not outliving your retirement income we really do,
and simultaneously avoiding the effective market volatility on retirement assets.
(36:27):
We have plans which increase with the rising cost of
living and encourage interested parties to call as soon an
Asset Growth Associates. The phone number locally in the four
oh nine area code is four oh nine eight four
oh sixty nine hundred. The toll free number one eight
(36:49):
six six seven two eight three six nine seven. Easy
way to remember that number one eight sixty six Save
my Retirement. You can also log on to a computer
program log on to Save my Retirement dot com. Any
way you reach us, you can reach us, whether it's
(37:09):
computer or telephone, you schedule time to meet with us,
and we will inaugurate a planning session. And the good
news is we are living longer. But the bad news
is it's coming it's costing us more money to do so.
You know, when Social Security was established in nineteen thirty five,
(37:30):
life expectancy was just over age fifty nine for men
and slightly above sixty three for women. By twenty twenty,
life expectancy is gonna It's risen to over seventy seven
for men and eighty two for women. That's the life
(37:51):
expectancy right now, and many, many, many of us are
exceeding that. That means we're living longer. That gives us
more time for freights and pains and things to see
doctors for. Right So, the time the plan is now,
because the future is now. The decisions made today are
(38:11):
the decisions which are going to govern our lives for
the future. That's just the way it is. Ladies and gentlemen.
You're going to see more doctors as you get older.
Speaker 2 (38:22):
You know.
Speaker 4 (38:23):
A friend of mine used to say that the difference
between a dirty old man and a dignified elderly gentleman
is money. Of course, I'm being facetious when I say that,
but the need for sufficient income will always be there,
whether we're working or whether we are retired. Now's the
time for proper planning, because proper planning prevents poor performance.
(38:48):
So give us a call soon an Asset Growth Associates
the phone number four oh nine eight four oh sixty nine.
Appointment with us. Take a look at your situation and
we will help you outline a plan that will help
you in your retirement years and so that you don't
(39:10):
run out of money. Poll free number one eight six
six seven, two eight three, six nine seven. Either one
of those numbers four O nine eight four oh sixty
nine hundred or one eight six six seven two eight
three six nine seven. Either one will put you in
touch with us. You can also breach be reached on
(39:30):
the World Wide Red by logging on to Save Myretirement
dot com. You get a hold of us, we'll set
an appointment, we'll meet with you, we'll share some ideas
with you, and then you can take the first step
of the thousand mile journey that is necessary to complete
your planning process so that when you get old, you
(39:54):
have some money to fall back on and you can
live comfortable in your old age. We'll be back with
more right after these messages.
Speaker 1 (40:02):
Where'd just trying to turn a necke in die? That's
the bottom line, where's just trying to turn a neckle in?
Speaker 3 (40:10):
What die?
Speaker 5 (40:11):
That's the bottom line.
Speaker 4 (40:26):
Welcome back, ladies and gentlemen. You've been listening to That's
the bottom Line, your weekly report that comes to you
on klv I Saturday mornings at six am and then
again on Sundays at eleven am, and anytime you want
to listen by logging onto either Savemyretirement dot com or
(40:48):
log on to That's the bottom Line Radio show. You
can find us all over the internet and we bring
you this report to share ideas with you and let
you know what's the bailable so that you can have
and prepare to have the tools necessary to prepare for
comfortable retirement. No one knows the future, but what we
(41:11):
do know is that the future will arrive, and when
it does, we're going to be older. To prepare for
that future, you're going to have to have a dependable
source of income when it arrives. Nowadays, even those of
us setting funds aside for the future and traditional investments
are finding out that depending on the stock market can
(41:33):
be disappointing that Asset Growth Associates we have a solution.
It's called principal protection accounts. Its accounts that you place
funds in and then that money grows and it is
not subject to loss caused by a market downturn. The
money is never lost when the market has a setback
(41:56):
like I did this past week. But more importantly, when
gains are added to these accounts, they become part of
the growing protected principle. The money's going to be there.
If you have one of these accounts, I want you
to call us an Asset Growth Associates. The phone numbers
four O nine eighty four sixty nine hundred. You allow
(42:19):
us to help you simplify you're in your investing options,
the options that you have. Time passes very quickly, ladies
and gentlemen, Time passes quickly. You know that if you're
listening to the show, if you're getting close to retirement,
if you're already retired, you wonder where did all those
(42:40):
years ago? What's next? Listen to me. There's a lot
that's coming down the road. You have to be prepared
for it, one way or the other. One thing you're
going to always have to have is you're going to
have to have a little nest egg somewhere that you
can fall back on. That's just a fact of life.
No one knows the future, but we do know that
(43:01):
the future will arrive, and when it does, you're going
to be older. And that's that's a fact of life. Well,
the old clock on the wall says that we're running
out of time. More ways than then we want. God
bless you, God bless your family, God bless freedom loving
Americans everywhere. We'll see you next week.
Speaker 5 (43:24):
That's the bottom line.
Speaker 2 (43:27):
You can reach asset growth and susinates not calling one
eight six six seven to eight thirty six ninety seven
are by visiting savemiretirement dot com
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