November 7, 2025 • 41 mins
- If you have any questions please contact Asset Growth Associates Tax & Retirement Advisors located at 1391 Calder Avenue in Beaumont. You can also email info@savemyretirement.com or phone (409) 840-6900.
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:05):
Are you exposed to unnecessary risk in your investment portfolio?
Introducing the current Portfolio risk Analysis, a powerful evaluation tool
that's part of our proprietary Achieving Alpha platform. Here's how
it works. We compare your current portfolio with an achieving
Alpha portfolio. In seconds. You'll see the unnecessary risk. But
(00:26):
that's not all. We calculate your portfolios risk to reward
ratio and show you how the achieving Alpha portfolio can
lower volatility while keeping your income strong. Protect what you've built,
and discover how resilient your money really is. Asset Growth
Associates Alpha Achieved Call Asset Growth Associates at four O
(00:47):
nine eight four zero sixty nine hundred or visit savemretirement
dot com to schedule your portfolio review today. That's four
O nine eight four zero sixty nine hundred or visit
savemyretirement dot com. Asset Growth Associates Wealth Advisors is a
registered investment advisor in the state of Texas.
Speaker 2 (01:05):
We're just trying to turn a neckel into a dime.
That's the bottom line. Welcome to real, honest talk about money, politics,
news and information you can actually use.
Speaker 3 (01:25):
Buggle up and hold on tight.
Speaker 4 (01:27):
This is that's the bottom line.
Speaker 5 (01:33):
The best thing the life of free but you can
give them to the bath and be the That's the mood.
Speaker 6 (01:53):
Morning, everybody. This is that's the bottom line. I'm your host,
Jeff Lewis of Asset Growth Associates, along with Gene Ballerani.
Thanks for spinning part of your weekend with us. Our
top line story this week, the Democrats swept the off
your elections on Tuesday. Today, we're going to talk about
what that means and what it doesn't mean. We'll start
(02:16):
with a sample from the election night speeches.
Speaker 7 (02:20):
Wow. They always say we're loud, but man.
Speaker 8 (02:25):
With this vote, you guys just screamed from the rooftime.
Speaker 7 (02:32):
My fellow Virginians, tonight we sent a message.
Speaker 9 (02:48):
The sun may have set over our city this evening,
but as Eugene Debs once said, I.
Speaker 10 (03:00):
Can see down a better day for junility.
Speaker 6 (03:05):
The evening started with a big win by Abigail Spamberger
in the Commonwealth of Virginia. She won by over fourteen points,
and I have to say I missed my projection on
this one by almost ten. She pretty much ran to
the table in every area possible. Virginia voters came in
with a fifty seven percent approval rating of Glenn Youngkin
(03:27):
according to the exit surveys, but Abigail Spamberger wins by
fourteen Why. Part of it is because of the government shutdown,
and that also carried over into the other races as well.
The shutdown is not popular for a lot of reasons,
and in Virginia they're more likely to blame Republicans than
the are Democrats. Now, this had a down blow effect
(03:51):
as well, because Jay Jones won by almost six percent,
a race that I thought to the Republican Mires would actually
hold on to his seat by just a couple of points.
Jones did run about ten points behind Spamberger, but it
wasn't enough. And unfortunately, you're seeing a very very radical
(04:11):
person take in the attorney generalship in Virginia. That could
be problematic down on the road, but for now it
just sounds bad. I mean, a guy that talks about
killing his political opponents and voters put him in by
seven points. That's ridiculous, but Virginia is what Virginia is.
(04:33):
It's no longer for lovers now. It's also possible that
Earl Sears, the Republican nominee for governor and the race
and the current lieutenant governor. For some reason, the popular
policies by Glenn Youngkin did not carry over to her.
It may be that she's simply not as charismatic her.
Maybe there's some other baggage related to that. We don't know.
(04:56):
I mean, if there were parties were reversed mean and
were would be crying that, oh, the voters are racist. Okay,
we're not going to do that here, but it does
make it begg question why did Earl Sears perform so badly?
A lot of it's going to be momentum. We talk
about what's going on in New Jersey. For example, New
Jersey was a state that Trump only lost by six
(05:17):
points at this time back in twenty four and we
thought maybe this time around that the race to be
closer in backs. Polls showed it a dead heat in
New Jersey. But as Mikey Cheryl says right here, I'm
going to remind you guys.
Speaker 8 (05:32):
That New Jersey is not a red state. New Jersey's
not a purple state. New Jersey is a blue state.
Speaker 6 (05:46):
Mikey Cheryl, the governor elect in New Jersey, won her
race by thirteen points, so much for the talk about
New Jersey narrowing. Rather than get focused on a blue
governor winning in a blue state, let's get real. What's
going on in this is that we're dealing with such
(06:08):
a small sample size of the electorate because off your
elections just don't really turn out that much. Even mid
term performances don't mirror that of what we see in
general elections every four years, and these off your elections
are even less turnout than the midterms. So if you
look at the breakdown of it in New Jersey, Hispanic
(06:29):
voters swung back to Democrats too. One that's problematic if
that's the trend. I don't think it is, because the
turnout is going to be the most core, diehard supporters
of either party. The middle doesn't show up. You're just
dealing with a smaller centle of the electric and the
electric is so totally different it's impossible to get a
(06:50):
good feedback on what's going to happen and say next
year in the midterms. What this election doesn't mean. It's
not a repudiation of Trump. Now it may look like that,
but in reality, again you're dealing with the core supporters
of either side, and in these states Virginia and New Jersey.
They're simply far more voter registration for the Democrats than
(07:13):
to are Republicans now, so it's not a predictor of
the upcoming mid terms, and it's not a blue wave.
Some of the ridiculousness I saw included Democrats claiming they
flipped Georgia and Mississippi. Even Georgia was a utility district race,
a commissioner race that had absolutely no bearing on anything,
so Democrats won it big deal. In Mississippi, their state
(07:38):
House super majority was broken up in a redrawn district,
a court ordered mandated district that reframed the district to
be slightly majority Democrat, and as a result, a Democrat
won with fifty three percent of the vote. That's not
a wave election. Republicans still won where they were expected to.
(07:58):
There were elections in Florida. Republicans won both of those
because again they were read districts. So what happened was
everything held pace. There were no surprises on Tuesday, the
surprise that we were expecting one, because there generally is,
I guess the biggest surprise was the Virginia race, where
(08:21):
the attorney general race for the Democrat that we expected
to probably flip because he was so disqualifying. He still
won and won soltly. So it wasn't the results that
were surprising. It was the margins. Democrats won larger than expected,
and that could be problematic next year if Republican voters
(08:43):
don't turn out the way they did at this time around.
This is what Speaker Johnson had to say.
Speaker 11 (08:49):
Well, we're very bullish about the midterms. I wouldn't read
too much into last night. Special elections and off years
are always sort of anomalies. They don't pretend what happens
in the future. No big surprises last night. I mean,
obviously we predicted all of this. You could say there
was a slight surprise, I think in the AG's race
in Virginia because mister Jones had such incredible things that
(09:11):
he said and fantasized about his political opponents. But look,
in the end, blue states voted blue.
Speaker 6 (09:17):
Speaker Johnson sounds optimistic, and he's supposed to be. That's
his job. But let's be honest about what this election
does mean. Democrats outperformed, Republicans underperformed, and if that trink continues,
Republicans aren't just going to lose the House. Next year,
Democrats may have a chance to retake the Senate despite
(09:37):
the map, because you could see states like Ohio and
even Texas come into play. Ohio involves a very tight
race involving shared brown re entering to Frey. Republicans have
to realize that Hispanic voters are on loan and we
won't win without them, because otherwise it's going to be
a very tough battle to retake the House. We'll be
(10:00):
right back after this.
Speaker 2 (10:01):
We're just trying to turn a neckel into a dime.
That's the bottom line.
Speaker 1 (10:08):
If you own a variable annuity, you could be losing
thousands of dollars every year without even knowing it. At
Asset Growth Associates Wealth Advises, we specialize in identifying and
eliminating hidden fees. Our comprehensive fee analysis provides you with
a personalized report that highlights potential savings you may not
(10:29):
have been aware of. Imagine this detailed reports delivered straight
to your inbox with visual insights into how fees can
impact your retirement that have smart comparisons between your current
annuities and lower cost alternatives. Visit savemy retirement dot com
and find the special offer for the free variable annuity
(10:52):
fee analysis. That's savemy retirement dot com. Past performance is
no indication of future results. Asset Growth Associates Wealth Advisors
is a registered investment advisor in the state of Texas.
Speaker 3 (11:06):
The stock market doesn't care about your retirement plans. This
is gene valeraanti of Asset Growth Associates. What is principal protection?
When you're investing in the stock market, you're risking your
principle and your rate of return if any, in the
hope that you will have a rate of return. With
(11:28):
principal protection, you stop risking your principle and you are
only risking your rate of return. When you make money
in a principal protection account, you get to keep the money.
Give us a call today at Asset Growth Associates at
one eight six six seven two eight three six nine seven.
An easy way to remember that is one eight six
(11:49):
six Save my Retirement. You can also reach us locally
by calling four to oh nine eight four oh sixty
nine or by visiting savemyretirement dot com. You will be
glad that you did.
Speaker 1 (12:12):
At Asset Growth Associates Wealth Advisors, We've always believed that
smarter tools lead to smarter financial decisions. That's why we've
invested in our most powerful client service platform yet, our
proprietary Achieving Alpha Dashboard. This cutting edge system gives us
command of ninety nine covered call etf strategies, including the
(12:36):
High Yield Yield MAC series, with performance tracking, back testing
and portfolio modeling that's second to none. What does that
mean for you? It means clear insights, smarter income strategies,
and personalized recommendations you can actually understand, delivered in a
beautiful client ready report. Whether you're looking to grow your income,
(13:00):
protect your principle, or make sense of the markets, this
dashboard helps us do more for you. Call Asset Growth
Associates today at four oh nine eight four zero sixty
nine hundred and schedule your complementary portfolio review. That's four
o nine eight four zero sixty nine hundred, or you
(13:21):
can visit savemyretirement dot com to find out more Asset
Growth Associates. Your path to financial freedom starts here. Past
performance is no indication of future results. Asset Growth Associates
Wealth Advisors is a registered investment advisor in the state
of Texas.
Speaker 2 (13:42):
We're just prime to.
Speaker 4 (13:43):
Turn an aplent to what dime that's the bottom line.
Speaker 6 (14:18):
We're back with. That's the bottom line. I'm Jeff Lewis.
The one race we hadn't talked about yet was the
New York mayor race, with so Rammondani pulling off a
major win in that race over Andrew Cuomo. So I
want to take this next segment as an opportunity to
talk about a success story, the socialist success story. We're
(14:40):
going to highlight the examples of where socialism in all
of its forms, Marxism, Leninism, Stalinism, Nazism, maloism, democratic socialism,
where these policies have prevailed and made lies better for
its people. So here you go a comprehensive list of
(15:01):
everywhere socialism has succeeded. And that's it. We'll be right back.
Speaker 2 (15:18):
We're just trying to turn a nekel into a dime.
That's the bottom line.
Speaker 6 (15:24):
At Asset Growth Associates Wealth Advisors, we believe that smarter
tools be the smarter financial decisions. That's why we've invested
in our most powerful client Cyrus platform yet, our proprietary
Achieving Alpha Dashboard. This cutting edge system gives this command
of ninety nine cover call ETF strategies, including the high
(15:44):
yield Gillmac series with performance tracking, back testing, and portfolio
modeling that's second to none. Whether you're looking to grow
your income, protect your principle, or make sense of the markets,
this dashboard helps us do more for you. And let
me take a moment to speak about what I consider
the most powerful ability of the Achieving Alpha platform, the
(16:06):
risk return advantage. Are you being rewarded for the risk
in your investments? Too often investors build portfolios that look
strong on paper, but the numbers tell a different story.
High volatility, concentrated holdings, and limited upside can leave you
exposed taking too much risk with too little reward to
show for it. That's where Asset Growth Associates and its
(16:29):
proprietary Achieving Alpha platform comes in introducing the risk return advantage.
Risk return Advantage evaluates your holdings in real time and
then compares it to your portfolio's actual return potential. We
don't just show you the problem, we highlight solutions. By
reallocating into a smarter, achieving Alpha portfolio, you'll see how
(16:50):
to reduce volatility, protect your money, and still keep your
income strong. Because risk without reward is an investing it's
gambling call, Asset Growth Associates today at four zero nine
eight four zero sixty nine hundred and schedule your complementary
portfolio review. That's four h nine eight four zero sixty
(17:12):
nine hundred. Or you can visit savedmyretirement dot com to
fight out more. Asset Growth Associates. Wealth Advisors is a
registered investment advisor in the state of Texas.
Speaker 2 (17:23):
We're just trying to turn ankel into a dime. That's
the bottom line.
Speaker 6 (17:29):
We're back once again on that's the bottom line. I'm
Jeff Lewis. So we're going to give you a bonus
segment today because that last one was obviously going to
be short. But what did you expect? Socialist policies have
failed literally everywhere they'd been tried. But apparently New York
City is doomed to go down this path because that's
(17:50):
what democrats want. This is what they believe in. Check
out this new stat.
Speaker 12 (17:54):
Here's something interesting Gallup has got out there. When you
ask democrats what they view positively and knowing what Momdanni's
policy platforms are, sixty six percent of them have a
positive view of socialism. Just forty two percent have a
positive view of capitalism.
Speaker 6 (18:08):
Z Ramandni's victory on Tuesday, all Wight's a brand new
era of democratic politics. Here he is in his victory
speech on Tuesday.
Speaker 9 (18:18):
The conventional wisdom would tell you that I am far
from the perfect candidate. I am young, despite my best
efforts to grow older. I am Muslim, I am a
democratic socialist, and most damning of all, I refuse to
(18:44):
apologize for any of them.
Speaker 6 (18:46):
Yes, he's very unapologetic. In fact, he took a tone
in his victory speech that hasn't been heard in politics
in a very long time.
Speaker 9 (18:54):
My friends, we have toppled a political dynasty. I wish
Andrew Cuomo only the best in private life, but let
tonight be the final time I utter his name.
Speaker 6 (19:12):
His arrogant tone did not strike record among even Democratic listeners.
Here's Van Jones speaking about it.
Speaker 13 (19:19):
That speech appeal to some, but I think he missed
an opportunity. I think the Mom Donnie that we saw
in the campaign trail, who was a lot more calm,
who was a lot warmer, who was a lot more embracing,
was not present in that speech. And I think that
Mom Donnie is the one you need to hear from tonight.
(19:40):
There are a lot of people trying to figure out
can I get on this train with him or not?
Is he going to include me? Is is he going
to be more of a class warrior even in office.
I think he missed a cance tonight to open up
and bring more people into the tent. I think its
tone was sharp. I think he was using the microphone
(20:01):
in a way that he was almost yelling. And that's
not the mom Donnie that we've seen on TikTok and
the great interviews and stuff like that. So I felt
like it was a little bit of a character switch here.
Speaker 6 (20:12):
But Democrats are betting big that man Donnie is the
feature of the party. Here's AOC speaking about his victory.
Speaker 14 (20:19):
Well, what I think is so impressive about what Zohran
Mamdani accomplished tonight, as well as the entire movement of
New Yorkers that came out to vote for him, is
that he had to not just defeat a Republican. He
had to defeat a Republican and the old guard of
the Democratic Party at the same time. He was fighting
a war on two fronts and not just one. And
(20:40):
he's still one resounding way. And I think the message
that that sends is that the Democratic Party cannot last
much longer by denying the future, by trying to undercut
our young, by trying to undercut a next generation of
diverse and upcome the main Democrats that have the parties,
(21:03):
the actual party that are actual electorate and voters support.
Speaker 6 (21:07):
But Republicans embrace the opportunity for contrast. Trust me, this
is a politicy debate. We're it in a half here,
Speaker Johnson.
Speaker 11 (21:16):
What's going to happen is the reason I'm optimistic is
they've handed the keys to the kingdom to the Marxists
and he will destroy it. Socialism never leads to lower
prices in better living. It leads to human misery every
single time in history that it's been attempted. And it
won't take long for that to happen in New York City.
So we will have yet another example of the failed
(21:36):
philosophy that draws everybody back to what we stand for,
and that's the founding principles of the country. Individual freedom,
limited government, the rule of law, peace through strength, discrresponsibility,
free markets, human dignity. The way to have human flourishing
is to have a democratic form of capitalism. Capitalism is
the thing that makes all boats rise, not government control.
(21:57):
And we're going to have a great example to point
to a New York City. Is the months ahead of
us unfold.
Speaker 6 (22:02):
When we return. It's Gene Valerani's dirty little secret. Stay
with us.
Speaker 2 (22:07):
We're just trying to turn a nickel into a dime.
That's the bottom line. We're just trying to turn a
nickel into a dime. That's the bottom line.
Speaker 15 (22:22):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. Your weekly radio broadcast on KLVI that tells
it like it is. This is Gene Valerani reporting and
now it's that part of the show where we like
to share our ideas and a little editorial comment. Is
(22:42):
most of the press an enemy of freedom. Freedom of
the press is sacked for saint under the US Constitution,
and it must be free to tell the truth. We
should endorse this freedom and always protect it. But unfortunately
today's news media, except for few outlets, it's a servant
(23:06):
of left wing propaganda and mostly an ally of left
wing like when it should be being a watchdog for
the people of the United States and instead they're pushing
the propaganda instead of being our watchdog like they were
intended to be. There are a few news outlets that
(23:28):
seek truth, and they seek it for the sake of justice.
But they are there aren't very many of them. That's
the problem. The truth is the truth, no matter matter
what someone claims, is the truth. I hope I'm making
that clear enough. Day doesn't go by without the media
(23:50):
leaning to left wing anti American politics, and they do so.
They do it presumably because they have the right to,
and seldom are called out on it, unless, of course,
it destroys the politician they're criticizing. For reasons unknown to
most of us. We have to adjure the half truths
(24:14):
of the wrong party. Right now, the media wants to
try and destroy President Trump. Any news story that is
usually critical and condescending of a Republican politician. Why they're
all for that, aren't they. Most of the public, unfortunately,
only reacts to criticism of a single person when that
(24:37):
person is caught red handed doing something wrong. And even then,
the news media ignores their duty to report all the
facts they have gathered, and when the facts are clearly
looked at, they'll publish a retraction on a back page somewhere,
but only as enough time passes and they w themselves
(25:01):
one of their own trophies. That's what they do. You know,
they'll print an excellent trophy, take a take it back
a few months later, but then give themselves a gold
star for having reported it in the first place. Right now,
the US media leans so far to the left it
(25:24):
has little to write about. It is always ready and
eager to kiss some that cat politician that say, oh
left wing, that cat politician on his or herd out
you know where, right right before printing truth. They just
don't they're allergic to it. I guess this sipe of
(25:48):
news media has no place in the modern world. How
often have you watched a news story where rioters are
burning down the city, and even with fire burning before
the reporters in full focus, have heard the reporter refer
to the crowd doing so doing the destruction as it's
(26:12):
a peaceful demonstration. When you see them burning down the
houses or burning down businesses in the background. You know,
we Americans are supposed to be a free people who
ferries our past. We make sure our children are rased
correctly and taught the right the right thing, right from wrong.
(26:34):
Whatever happened to that way of life. That's what I
want to know, because they don't do that very much anymore.
Pretty hard to find nowadays. I guess when we hear
things like it goes in one ear and out the other,
I guess it has merit to it now said, But
unfortunately we live in a world of shadows where too
(26:56):
many of us don't practice the golden rule. Oh, we've
been taught right growing up, but we ignore the peril
of losing it. The problem begins with society as a whole,
initially in our homes and schools, and with the world
at large. The news media nowadays picks and chooses which
(27:17):
stories to bring to the public and slants much of
it to its reporting of politics and crime. The business
of closing down the government and denying people their wages.
Seems very wrong with a Democrat politician investigating sitment when
(27:38):
they sit back and collect a paycheck for doing nothing
and acting like they're representing their constituents. But they're not.
Because that's a lot of lonely, isn't it. It's a
lot of lonely if I've ever heard it. They're building
a wall around themselves and trying to convince the American
people doing it for the good of the country. They
(28:02):
better never be given the power in the future because
we can see where it leads them. Don't forget. They're
up there in DC right now dragging how much good
they're doing while government workers go without paychecks. Now, how
would you like to be in that position? Oh, they'll
(28:23):
get their back pay, but they're going to take their
good old time in paying those folks. It's a stunt
that Democrats are doing to punish working Americans. And to
be able to send your tax dollars to illegals, they
should donate their paychecks too for foreign aid. And right,
(28:44):
I mean, if they're going to send your money, says
he said, illegals, I wonder why they don't send their
money to the illegals if that's what they feel so
good about it. After all, they represent foreign illegals more
then they are American constituents. At least that's the way
(29:05):
I see it. We'll be back before after this Messach,
don't go away.
Speaker 2 (29:11):
We're just trying to turn a nekel into a dime.
That's the bottom line.
Speaker 1 (29:17):
Visualize a future where your retirement income is completely tax free.
Most traditional retirement accounts come with a hidden partner the irs.
But what if you could legally separate yourself from the
future tax hikes and keep more of what you've earned.
At Asset Growth Associates, we've developed the Tax Free Future Calculator,
(29:39):
powered by our proprietary Achieving Alpha strategy. This powerful tool
shows you exactly how to transform your retirement savings into
a lifetime of tax free income. Picture more control, more growth,
and more money staying in your pocket, not Uncle Sam's.
You deserve a tax free future? Call four h nine
(29:59):
A four zero sixty nine hundred or visit savemyretirement dot
com to schedule a visit Discover a tax free Future
four h nine eight four zero sixty nine hundred. Asset
Growth Associates Wealth Advisors is a registered investment advisor in
the state of Texas.
Speaker 6 (30:19):
Are you tired of watching your investments rise and fall
with the market. What if you could have growth potential
without the risk of losing your hard earned money. This
is Jeff Lewis with Asset Growth Associates. If this sounds interesting,
then you need to ask us about a principal protection plan,
a smart financial solution designed to protect your money in
a down market while capturing market linked returns while the
(30:43):
market goes up, no market losses, market linked gains, peace
of mind. Don't leave your future to chance. Call Asset
Growth Associates today at four zero nine eight four zero
sixty nine hundred to learn how to grow and protect
your wealth. Protect what you've built, grow with confidence. Call
(31:04):
now four nine eight four zero sixty nine hundred. Per
visitors at savemiretirement dot com.
Speaker 2 (31:12):
We're just trying to turn a nickel into a dime.
Speaker 10 (31:16):
That's the bottom line.
Speaker 15 (31:18):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. Your weekly radio broadcast that tells you the
truth and what it is that Asset Growth Associates. When
we're not on the radio, we're helping our clients plan
for the future by setting aside money to grow over time,
(31:41):
earning market link returns or earning fixed interest rates. The
difference for our clients is when they invest when the
market has a hiccup and goes down. Our clients in
principal protection don't lose money when that happens. Now, please
(32:02):
listen to me, and a principal protection plan issued through
Asset Growth Asso shits our clients lose nothing during a
downturn on Wall Street value stay put but continue to increase,
while other investors you're just trying to catch back up.
You can see the difference there, right, Sometimes they never
(32:25):
catch back up. In one of our principal protection accounts,
a down market has no effect on the value of
your account. Our clients lose nothing, and then when the
market starts back up, there's no way for our clients
to catch up or get back to even because nothing
is ever lost to begin with. Plus, these accounts are insure.
(32:48):
That's right, they're in sure, which also offers more safety
and growth. Now, if you'd like to learn more about
these specialized accounts, call us an Asset Growth Associates. Our
toll free phone number is one eight sixty six seven
two eight three six nine seven, and for local callers,
(33:10):
we can be reached at four oh nine eight four
oh sixty nine hundred and let me give those of
you those numbers one more time, okay, listen toll free
one eight sixty six seven, two eight three six nine seven.
That's if you live in far away places, if you're
(33:31):
out of the four oh nine code. The four oh
nine code for our offices phone phone numbers four o
nine eight four oh sixty nine hundred. We can also
be reached online by logging on to Save my retirement
dot com, which provides information about our company and the
(33:53):
work that we do for our clients. All of these
accounts less they direct beneficiary and go straight to the
surviving spouse or of the name or the name beneficiary.
If the spouse happens to be the beneficiary in the
(34:15):
event of the death of the contract's owner, they can
take the contract over, or they can collect the proceeds,
or they can do as they choose. When we take
a look at the world's political situation, not to mention
the difficulties being caused by politics, especially from the left
(34:36):
who want something they don't even understand when they brazenly
attacked our American free market system. Most people should know
by now there's no such thing as a free lunch,
or that people can't exist with less money. Oh, I
guess you can, but it's a little harder to do
(34:59):
it right. Well for the most part, though, that's a lie,
and most of us know it. They're the sirens songs
being sung by left wing democrats and socialists who do
not have your welfare at heart. Listen to me. They
don't care if you grow old and are broke. Believe them,
(35:22):
and you'll be no better off than the poor souls
in third world countries like North Korea, Venezuela, and many
of those other failed states the world over. That's what
happens when you go to communism. You lose the value
of what you learned. So if you have the discipline
(35:43):
to set funds aside today for future growth and solid returns,
you need to call us an Asset Growth Associates, or
we can help you and your family build a long
term security. As they say, the words of the wise
is sufficient, and this is why we encourage anyone listening
(36:06):
to these weekly broadcasts to call us that Asset Growth
Associates four oh nine eight four oh sixty nine hundred
again the toll free number one eight six six seven
two eight three six nine seven. That's the toll free line.
And of course we can also be reached online by
(36:29):
you sending us some email and log on to savemiretirement
dot com. Spend some time with us and we'll open
an entire boost to your financial future and for you
and your family as well. But to learn more, you
(36:49):
have to take the first step by picking up the
phone and dialing four oh nine eight four oh sixty ninehundred.
And as you often hear me say, if you live
in a faraway place, call us toll free by dialing
one eight sixty six seven two eight three six nine seven,
(37:14):
Set a time to visit with us, allow us to
look at some of your current planning, or let us
help you begin one soon Online we can be reached
at saveyretirement dot com. So why not log on, make
an appointment with us, come in for a visit, and
take the first step to financial freedom, because that's what
(37:37):
we're trying to offer you. Four oh nine eight four
oh sixty nine hundred. Again, is the phone call you
must make or can make, or should make. Listen. If
you do not, you will be if you do. If
you do, you're going to miss out on something probably.
(37:57):
And if you if you do make that phone call, oh,
you'll be glad that you did a simple phone call
four oh nine eighty four oh sixty nine hundred. We'll
be back with Jeff in a moment.
Speaker 2 (38:12):
Where's Josh trying to turn a necke in poo? That's
the bottom line. Where's Josh trying to turn a necke
in poo.
Speaker 10 (38:23):
That's the bottom line.
Speaker 6 (38:37):
Thank you for listening today. That that's the bottom line.
All of our podcasts are available on demand online at
savemiretirement dot com, or just go to your iHeartRadio app
and sch force under the podcast tab and be sure
to add us the favorites. You can also follow us
for all the latest updates on Facebook at Jeff Lewis.
That's the bottom line. Our physical address in Beaumont is
(38:59):
at thirteen ninety one Calder Avenue, a block from the
intersection of MLK and Calder. Would you like to avoid
paying taxes on your retirement income, then maybe it's time
to get rothicized. By converting your traditional ira into a
roth ira, either all at once or over time, you
can pay taxes now instead of later. It makes more
(39:21):
sense to pay taxes on the seed rather than the crop.
Roth Iras let you harvest your money tax free after
it's grown over the years. Scheduled deployment with this to
see if a conversion makes sense for you. If you
want a big, beautiful boost to your portfolio, come talk
to us about our cover call ETF strategy. These exchange
(39:43):
creative funds face their values off of underlying equity positions
in big time companies like super Microcomputers and Taiwan Semiconductors,
or even full sectors like ai in tech. And even
though these companies don't pay much in the way of
dividus themselves, these funds do on a weekly basis, generating
dependable income, generally with less risk than many funds that
(40:06):
just invest in the overall market. You never want to
give up capital if you don't have to, so why
not let your money work for you. Our proprietary Achieving
Alpha portfolio builder can customize a plan based off of
your income needs, whether it's for your overall budget or
even protect against rising medical costs. And speaking of rising
(40:28):
medical costs, it's Medicare season, and if you're not sure
what's going on with your Medicare coverage, we can help
you understand how your current policy works better. Yet, if
you're turning sixty five soon or getting ready to come
off group coverage, we can help you not screw it up.
To begin with, the schedule and appointment with us, call
our office toll free at eight sixty six. Save my
(40:50):
retirement now. As you get close to retirement, you generally
get more interested in keeping your money safe. If so,
you're probably a good candidate for a principal protection straight
where you can get market linked rates of return with
zero risk to your principle. We generally recommend these as
at least a portion of a diversified portfolio. That's why
(41:10):
people more than ever are choosing Asset Growth Associates. We've
got the experience and name you can trust. We know
how to handle your money consistently, safely, and always with
your best interests in mind. I'm Jeff Lewis for Gene
Valerani and everyone here at Asset Growth Associates. Remember that
you are greatly blessed and highly favored because, as always,
(41:34):
that's the bottom line.
Speaker 4 (41:37):
That's the bottom line.
Speaker 2 (41:39):
You can reach Asset Growth Associates by calling one eight
six six seven to eight thirty six ninety seven are
by visiting savemiretirement dot com.
Are you exposed to unnecessary risk in your investment portfolio?
Introducing the current Portfolio risk Analysis, a powerful evaluation tool
that's part of our proprietary Achieving Alpha platform. Here's how
it works. We compare your current portfolio with an achieving
Alpha portfolio. In seconds. You'll see the unnecessary risk. But
(00:26):
that's not all. We calculate your portfolios risk to reward
ratio and show you how the achieving Alpha portfolio can
lower volatility while keeping your income strong. Protect what you've built,
and discover how resilient your money really is. Asset Growth
Associates Alpha Achieved Call Asset Growth Associates at four O
(00:47):
nine eight four zero sixty nine hundred or visit savemretirement
dot com to schedule your portfolio review today. That's four
O nine eight four zero sixty nine hundred or visit
savemyretirement dot com. Asset Growth Associates Wealth Advisors is a
registered investment advisor in the state of Texas.
Speaker 2 (01:05):
We're just trying to turn a neckel into a dime.
That's the bottom line. Welcome to real, honest talk about money, politics,
news and information you can actually use.
Speaker 3 (01:25):
Buggle up and hold on tight.
Speaker 4 (01:27):
This is that's the bottom line.
Speaker 5 (01:33):
The best thing the life of free but you can
give them to the bath and be the That's the mood.
Speaker 6 (01:53):
Morning, everybody. This is that's the bottom line. I'm your host,
Jeff Lewis of Asset Growth Associates, along with Gene Ballerani.
Thanks for spinning part of your weekend with us. Our
top line story this week, the Democrats swept the off
your elections on Tuesday. Today, we're going to talk about
what that means and what it doesn't mean. We'll start
(02:16):
with a sample from the election night speeches.
Speaker 7 (02:20):
Wow. They always say we're loud, but man.
Speaker 8 (02:25):
With this vote, you guys just screamed from the rooftime.
Speaker 7 (02:32):
My fellow Virginians, tonight we sent a message.
Speaker 9 (02:48):
The sun may have set over our city this evening,
but as Eugene Debs once said, I.
Speaker 10 (03:00):
Can see down a better day for junility.
Speaker 6 (03:05):
The evening started with a big win by Abigail Spamberger
in the Commonwealth of Virginia. She won by over fourteen points,
and I have to say I missed my projection on
this one by almost ten. She pretty much ran to
the table in every area possible. Virginia voters came in
with a fifty seven percent approval rating of Glenn Youngkin
(03:27):
according to the exit surveys, but Abigail Spamberger wins by
fourteen Why. Part of it is because of the government shutdown,
and that also carried over into the other races as well.
The shutdown is not popular for a lot of reasons,
and in Virginia they're more likely to blame Republicans than
the are Democrats. Now, this had a down blow effect
(03:51):
as well, because Jay Jones won by almost six percent,
a race that I thought to the Republican Mires would actually
hold on to his seat by just a couple of points.
Jones did run about ten points behind Spamberger, but it
wasn't enough. And unfortunately, you're seeing a very very radical
(04:11):
person take in the attorney generalship in Virginia. That could
be problematic down on the road, but for now it
just sounds bad. I mean, a guy that talks about
killing his political opponents and voters put him in by
seven points. That's ridiculous, but Virginia is what Virginia is.
(04:33):
It's no longer for lovers now. It's also possible that
Earl Sears, the Republican nominee for governor and the race
and the current lieutenant governor. For some reason, the popular
policies by Glenn Youngkin did not carry over to her.
It may be that she's simply not as charismatic her.
Maybe there's some other baggage related to that. We don't know.
(04:56):
I mean, if there were parties were reversed mean and
were would be crying that, oh, the voters are racist. Okay,
we're not going to do that here, but it does
make it begg question why did Earl Sears perform so badly?
A lot of it's going to be momentum. We talk
about what's going on in New Jersey. For example, New
Jersey was a state that Trump only lost by six
(05:17):
points at this time back in twenty four and we
thought maybe this time around that the race to be
closer in backs. Polls showed it a dead heat in
New Jersey. But as Mikey Cheryl says right here, I'm
going to remind you guys.
Speaker 8 (05:32):
That New Jersey is not a red state. New Jersey's
not a purple state. New Jersey is a blue state.
Speaker 6 (05:46):
Mikey Cheryl, the governor elect in New Jersey, won her
race by thirteen points, so much for the talk about
New Jersey narrowing. Rather than get focused on a blue
governor winning in a blue state, let's get real. What's
going on in this is that we're dealing with such
(06:08):
a small sample size of the electorate because off your
elections just don't really turn out that much. Even mid
term performances don't mirror that of what we see in
general elections every four years, and these off your elections
are even less turnout than the midterms. So if you
look at the breakdown of it in New Jersey, Hispanic
(06:29):
voters swung back to Democrats too. One that's problematic if
that's the trend. I don't think it is, because the
turnout is going to be the most core, diehard supporters
of either party. The middle doesn't show up. You're just
dealing with a smaller centle of the electric and the
electric is so totally different it's impossible to get a
(06:50):
good feedback on what's going to happen and say next
year in the midterms. What this election doesn't mean. It's
not a repudiation of Trump. Now it may look like that,
but in reality, again you're dealing with the core supporters
of either side, and in these states Virginia and New Jersey.
They're simply far more voter registration for the Democrats than
(07:13):
to are Republicans now, so it's not a predictor of
the upcoming mid terms, and it's not a blue wave.
Some of the ridiculousness I saw included Democrats claiming they
flipped Georgia and Mississippi. Even Georgia was a utility district race,
a commissioner race that had absolutely no bearing on anything,
so Democrats won it big deal. In Mississippi, their state
(07:38):
House super majority was broken up in a redrawn district,
a court ordered mandated district that reframed the district to
be slightly majority Democrat, and as a result, a Democrat
won with fifty three percent of the vote. That's not
a wave election. Republicans still won where they were expected to.
(07:58):
There were elections in Florida. Republicans won both of those
because again they were read districts. So what happened was
everything held pace. There were no surprises on Tuesday, the
surprise that we were expecting one, because there generally is,
I guess the biggest surprise was the Virginia race, where
(08:21):
the attorney general race for the Democrat that we expected
to probably flip because he was so disqualifying. He still
won and won soltly. So it wasn't the results that
were surprising. It was the margins. Democrats won larger than expected,
and that could be problematic next year if Republican voters
(08:43):
don't turn out the way they did at this time around.
This is what Speaker Johnson had to say.
Speaker 11 (08:49):
Well, we're very bullish about the midterms. I wouldn't read
too much into last night. Special elections and off years
are always sort of anomalies. They don't pretend what happens
in the future. No big surprises last night. I mean,
obviously we predicted all of this. You could say there
was a slight surprise, I think in the AG's race
in Virginia because mister Jones had such incredible things that
(09:11):
he said and fantasized about his political opponents. But look,
in the end, blue states voted blue.
Speaker 6 (09:17):
Speaker Johnson sounds optimistic, and he's supposed to be. That's
his job. But let's be honest about what this election
does mean. Democrats outperformed, Republicans underperformed, and if that trink continues,
Republicans aren't just going to lose the House. Next year,
Democrats may have a chance to retake the Senate despite
(09:37):
the map, because you could see states like Ohio and
even Texas come into play. Ohio involves a very tight
race involving shared brown re entering to Frey. Republicans have
to realize that Hispanic voters are on loan and we
won't win without them, because otherwise it's going to be
a very tough battle to retake the House. We'll be
(10:00):
right back after this.
Speaker 2 (10:01):
We're just trying to turn a neckel into a dime.
That's the bottom line.
Speaker 1 (10:08):
If you own a variable annuity, you could be losing
thousands of dollars every year without even knowing it. At
Asset Growth Associates Wealth Advises, we specialize in identifying and
eliminating hidden fees. Our comprehensive fee analysis provides you with
a personalized report that highlights potential savings you may not
(10:29):
have been aware of. Imagine this detailed reports delivered straight
to your inbox with visual insights into how fees can
impact your retirement that have smart comparisons between your current
annuities and lower cost alternatives. Visit savemy retirement dot com
and find the special offer for the free variable annuity
(10:52):
fee analysis. That's savemy retirement dot com. Past performance is
no indication of future results. Asset Growth Associates Wealth Advisors
is a registered investment advisor in the state of Texas.
Speaker 3 (11:06):
The stock market doesn't care about your retirement plans. This
is gene valeraanti of Asset Growth Associates. What is principal protection?
When you're investing in the stock market, you're risking your
principle and your rate of return if any, in the
hope that you will have a rate of return. With
(11:28):
principal protection, you stop risking your principle and you are
only risking your rate of return. When you make money
in a principal protection account, you get to keep the money.
Give us a call today at Asset Growth Associates at
one eight six six seven two eight three six nine seven.
An easy way to remember that is one eight six
(11:49):
six Save my Retirement. You can also reach us locally
by calling four to oh nine eight four oh sixty
nine or by visiting savemyretirement dot com. You will be
glad that you did.
Speaker 1 (12:12):
At Asset Growth Associates Wealth Advisors, We've always believed that
smarter tools lead to smarter financial decisions. That's why we've
invested in our most powerful client service platform yet, our
proprietary Achieving Alpha Dashboard. This cutting edge system gives us
command of ninety nine covered call etf strategies, including the
(12:36):
High Yield Yield MAC series, with performance tracking, back testing
and portfolio modeling that's second to none. What does that
mean for you? It means clear insights, smarter income strategies,
and personalized recommendations you can actually understand, delivered in a
beautiful client ready report. Whether you're looking to grow your income,
(13:00):
protect your principle, or make sense of the markets, this
dashboard helps us do more for you. Call Asset Growth
Associates today at four oh nine eight four zero sixty
nine hundred and schedule your complementary portfolio review. That's four
o nine eight four zero sixty nine hundred, or you
(13:21):
can visit savemyretirement dot com to find out more Asset
Growth Associates. Your path to financial freedom starts here. Past
performance is no indication of future results. Asset Growth Associates
Wealth Advisors is a registered investment advisor in the state
of Texas.
Speaker 2 (13:42):
We're just prime to.
Speaker 4 (13:43):
Turn an aplent to what dime that's the bottom line.
Speaker 6 (14:18):
We're back with. That's the bottom line. I'm Jeff Lewis.
The one race we hadn't talked about yet was the
New York mayor race, with so Rammondani pulling off a
major win in that race over Andrew Cuomo. So I
want to take this next segment as an opportunity to
talk about a success story, the socialist success story. We're
(14:40):
going to highlight the examples of where socialism in all
of its forms, Marxism, Leninism, Stalinism, Nazism, maloism, democratic socialism,
where these policies have prevailed and made lies better for
its people. So here you go a comprehensive list of
(15:01):
everywhere socialism has succeeded. And that's it. We'll be right back.
Speaker 2 (15:18):
We're just trying to turn a nekel into a dime.
That's the bottom line.
Speaker 6 (15:24):
At Asset Growth Associates Wealth Advisors, we believe that smarter
tools be the smarter financial decisions. That's why we've invested
in our most powerful client Cyrus platform yet, our proprietary
Achieving Alpha Dashboard. This cutting edge system gives this command
of ninety nine cover call ETF strategies, including the high
(15:44):
yield Gillmac series with performance tracking, back testing, and portfolio
modeling that's second to none. Whether you're looking to grow
your income, protect your principle, or make sense of the markets,
this dashboard helps us do more for you. And let
me take a moment to speak about what I consider
the most powerful ability of the Achieving Alpha platform, the
(16:06):
risk return advantage. Are you being rewarded for the risk
in your investments? Too often investors build portfolios that look
strong on paper, but the numbers tell a different story.
High volatility, concentrated holdings, and limited upside can leave you
exposed taking too much risk with too little reward to
show for it. That's where Asset Growth Associates and its
(16:29):
proprietary Achieving Alpha platform comes in introducing the risk return advantage.
Risk return Advantage evaluates your holdings in real time and
then compares it to your portfolio's actual return potential. We
don't just show you the problem, we highlight solutions. By
reallocating into a smarter, achieving Alpha portfolio, you'll see how
(16:50):
to reduce volatility, protect your money, and still keep your
income strong. Because risk without reward is an investing it's
gambling call, Asset Growth Associates today at four zero nine
eight four zero sixty nine hundred and schedule your complementary
portfolio review. That's four h nine eight four zero sixty
(17:12):
nine hundred. Or you can visit savedmyretirement dot com to
fight out more. Asset Growth Associates. Wealth Advisors is a
registered investment advisor in the state of Texas.
Speaker 2 (17:23):
We're just trying to turn ankel into a dime. That's
the bottom line.
Speaker 6 (17:29):
We're back once again on that's the bottom line. I'm
Jeff Lewis. So we're going to give you a bonus
segment today because that last one was obviously going to
be short. But what did you expect? Socialist policies have
failed literally everywhere they'd been tried. But apparently New York
City is doomed to go down this path because that's
(17:50):
what democrats want. This is what they believe in. Check
out this new stat.
Speaker 12 (17:54):
Here's something interesting Gallup has got out there. When you
ask democrats what they view positively and knowing what Momdanni's
policy platforms are, sixty six percent of them have a
positive view of socialism. Just forty two percent have a
positive view of capitalism.
Speaker 6 (18:08):
Z Ramandni's victory on Tuesday, all Wight's a brand new
era of democratic politics. Here he is in his victory
speech on Tuesday.
Speaker 9 (18:18):
The conventional wisdom would tell you that I am far
from the perfect candidate. I am young, despite my best
efforts to grow older. I am Muslim, I am a
democratic socialist, and most damning of all, I refuse to
(18:44):
apologize for any of them.
Speaker 6 (18:46):
Yes, he's very unapologetic. In fact, he took a tone
in his victory speech that hasn't been heard in politics
in a very long time.
Speaker 9 (18:54):
My friends, we have toppled a political dynasty. I wish
Andrew Cuomo only the best in private life, but let
tonight be the final time I utter his name.
Speaker 6 (19:12):
His arrogant tone did not strike record among even Democratic listeners.
Here's Van Jones speaking about it.
Speaker 13 (19:19):
That speech appeal to some, but I think he missed
an opportunity. I think the Mom Donnie that we saw
in the campaign trail, who was a lot more calm,
who was a lot warmer, who was a lot more embracing,
was not present in that speech. And I think that
Mom Donnie is the one you need to hear from tonight.
(19:40):
There are a lot of people trying to figure out
can I get on this train with him or not?
Is he going to include me? Is is he going
to be more of a class warrior even in office.
I think he missed a cance tonight to open up
and bring more people into the tent. I think its
tone was sharp. I think he was using the microphone
(20:01):
in a way that he was almost yelling. And that's
not the mom Donnie that we've seen on TikTok and
the great interviews and stuff like that. So I felt
like it was a little bit of a character switch here.
Speaker 6 (20:12):
But Democrats are betting big that man Donnie is the
feature of the party. Here's AOC speaking about his victory.
Speaker 14 (20:19):
Well, what I think is so impressive about what Zohran
Mamdani accomplished tonight, as well as the entire movement of
New Yorkers that came out to vote for him, is
that he had to not just defeat a Republican. He
had to defeat a Republican and the old guard of
the Democratic Party at the same time. He was fighting
a war on two fronts and not just one. And
(20:40):
he's still one resounding way. And I think the message
that that sends is that the Democratic Party cannot last
much longer by denying the future, by trying to undercut
our young, by trying to undercut a next generation of
diverse and upcome the main Democrats that have the parties,
(21:03):
the actual party that are actual electorate and voters support.
Speaker 6 (21:07):
But Republicans embrace the opportunity for contrast. Trust me, this
is a politicy debate. We're it in a half here,
Speaker Johnson.
Speaker 11 (21:16):
What's going to happen is the reason I'm optimistic is
they've handed the keys to the kingdom to the Marxists
and he will destroy it. Socialism never leads to lower
prices in better living. It leads to human misery every
single time in history that it's been attempted. And it
won't take long for that to happen in New York City.
So we will have yet another example of the failed
(21:36):
philosophy that draws everybody back to what we stand for,
and that's the founding principles of the country. Individual freedom,
limited government, the rule of law, peace through strength, discrresponsibility,
free markets, human dignity. The way to have human flourishing
is to have a democratic form of capitalism. Capitalism is
the thing that makes all boats rise, not government control.
(21:57):
And we're going to have a great example to point
to a New York City. Is the months ahead of
us unfold.
Speaker 6 (22:02):
When we return. It's Gene Valerani's dirty little secret. Stay
with us.
Speaker 2 (22:07):
We're just trying to turn a nickel into a dime.
That's the bottom line. We're just trying to turn a
nickel into a dime. That's the bottom line.
Speaker 15 (22:22):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. Your weekly radio broadcast on KLVI that tells
it like it is. This is Gene Valerani reporting and
now it's that part of the show where we like
to share our ideas and a little editorial comment. Is
(22:42):
most of the press an enemy of freedom. Freedom of
the press is sacked for saint under the US Constitution,
and it must be free to tell the truth. We
should endorse this freedom and always protect it. But unfortunately
today's news media, except for few outlets, it's a servant
(23:06):
of left wing propaganda and mostly an ally of left
wing like when it should be being a watchdog for
the people of the United States and instead they're pushing
the propaganda instead of being our watchdog like they were
intended to be. There are a few news outlets that
(23:28):
seek truth, and they seek it for the sake of justice.
But they are there aren't very many of them. That's
the problem. The truth is the truth, no matter matter
what someone claims, is the truth. I hope I'm making
that clear enough. Day doesn't go by without the media
(23:50):
leaning to left wing anti American politics, and they do so.
They do it presumably because they have the right to,
and seldom are called out on it, unless, of course,
it destroys the politician they're criticizing. For reasons unknown to
most of us. We have to adjure the half truths
(24:14):
of the wrong party. Right now, the media wants to
try and destroy President Trump. Any news story that is
usually critical and condescending of a Republican politician. Why they're
all for that, aren't they. Most of the public, unfortunately,
only reacts to criticism of a single person when that
(24:37):
person is caught red handed doing something wrong. And even then,
the news media ignores their duty to report all the
facts they have gathered, and when the facts are clearly
looked at, they'll publish a retraction on a back page somewhere,
but only as enough time passes and they w themselves
(25:01):
one of their own trophies. That's what they do. You know,
they'll print an excellent trophy, take a take it back
a few months later, but then give themselves a gold
star for having reported it in the first place. Right now,
the US media leans so far to the left it
(25:24):
has little to write about. It is always ready and
eager to kiss some that cat politician that say, oh
left wing, that cat politician on his or herd out
you know where, right right before printing truth. They just
don't they're allergic to it. I guess this sipe of
(25:48):
news media has no place in the modern world. How
often have you watched a news story where rioters are
burning down the city, and even with fire burning before
the reporters in full focus, have heard the reporter refer
to the crowd doing so doing the destruction as it's
(26:12):
a peaceful demonstration. When you see them burning down the
houses or burning down businesses in the background. You know,
we Americans are supposed to be a free people who
ferries our past. We make sure our children are rased
correctly and taught the right the right thing, right from wrong.
(26:34):
Whatever happened to that way of life. That's what I
want to know, because they don't do that very much anymore.
Pretty hard to find nowadays. I guess when we hear
things like it goes in one ear and out the other,
I guess it has merit to it now said, But
unfortunately we live in a world of shadows where too
(26:56):
many of us don't practice the golden rule. Oh, we've
been taught right growing up, but we ignore the peril
of losing it. The problem begins with society as a whole,
initially in our homes and schools, and with the world
at large. The news media nowadays picks and chooses which
(27:17):
stories to bring to the public and slants much of
it to its reporting of politics and crime. The business
of closing down the government and denying people their wages.
Seems very wrong with a Democrat politician investigating sitment when
(27:38):
they sit back and collect a paycheck for doing nothing
and acting like they're representing their constituents. But they're not.
Because that's a lot of lonely, isn't it. It's a
lot of lonely if I've ever heard it. They're building
a wall around themselves and trying to convince the American
people doing it for the good of the country. They
(28:02):
better never be given the power in the future because
we can see where it leads them. Don't forget. They're
up there in DC right now dragging how much good
they're doing while government workers go without paychecks. Now, how
would you like to be in that position? Oh, they'll
(28:23):
get their back pay, but they're going to take their
good old time in paying those folks. It's a stunt
that Democrats are doing to punish working Americans. And to
be able to send your tax dollars to illegals, they
should donate their paychecks too for foreign aid. And right,
(28:44):
I mean, if they're going to send your money, says
he said, illegals, I wonder why they don't send their
money to the illegals if that's what they feel so
good about it. After all, they represent foreign illegals more
then they are American constituents. At least that's the way
(29:05):
I see it. We'll be back before after this Messach,
don't go away.
Speaker 2 (29:11):
We're just trying to turn a nekel into a dime.
That's the bottom line.
Speaker 1 (29:17):
Visualize a future where your retirement income is completely tax free.
Most traditional retirement accounts come with a hidden partner the irs.
But what if you could legally separate yourself from the
future tax hikes and keep more of what you've earned.
At Asset Growth Associates, we've developed the Tax Free Future Calculator,
(29:39):
powered by our proprietary Achieving Alpha strategy. This powerful tool
shows you exactly how to transform your retirement savings into
a lifetime of tax free income. Picture more control, more growth,
and more money staying in your pocket, not Uncle Sam's.
You deserve a tax free future? Call four h nine
(29:59):
A four zero sixty nine hundred or visit savemyretirement dot
com to schedule a visit Discover a tax free Future
four h nine eight four zero sixty nine hundred. Asset
Growth Associates Wealth Advisors is a registered investment advisor in
the state of Texas.
Speaker 6 (30:19):
Are you tired of watching your investments rise and fall
with the market. What if you could have growth potential
without the risk of losing your hard earned money. This
is Jeff Lewis with Asset Growth Associates. If this sounds interesting,
then you need to ask us about a principal protection plan,
a smart financial solution designed to protect your money in
a down market while capturing market linked returns while the
(30:43):
market goes up, no market losses, market linked gains, peace
of mind. Don't leave your future to chance. Call Asset
Growth Associates today at four zero nine eight four zero
sixty nine hundred to learn how to grow and protect
your wealth. Protect what you've built, grow with confidence. Call
(31:04):
now four nine eight four zero sixty nine hundred. Per
visitors at savemiretirement dot com.
Speaker 2 (31:12):
We're just trying to turn a nickel into a dime.
Speaker 10 (31:16):
That's the bottom line.
Speaker 15 (31:18):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. Your weekly radio broadcast that tells you the
truth and what it is that Asset Growth Associates. When
we're not on the radio, we're helping our clients plan
for the future by setting aside money to grow over time,
(31:41):
earning market link returns or earning fixed interest rates. The
difference for our clients is when they invest when the
market has a hiccup and goes down. Our clients in
principal protection don't lose money when that happens. Now, please
(32:02):
listen to me, and a principal protection plan issued through
Asset Growth Asso shits our clients lose nothing during a
downturn on Wall Street value stay put but continue to increase,
while other investors you're just trying to catch back up.
You can see the difference there, right, Sometimes they never
(32:25):
catch back up. In one of our principal protection accounts,
a down market has no effect on the value of
your account. Our clients lose nothing, and then when the
market starts back up, there's no way for our clients
to catch up or get back to even because nothing
is ever lost to begin with. Plus, these accounts are insure.
(32:48):
That's right, they're in sure, which also offers more safety
and growth. Now, if you'd like to learn more about
these specialized accounts, call us an Asset Growth Associates. Our
toll free phone number is one eight sixty six seven
two eight three six nine seven, and for local callers,
(33:10):
we can be reached at four oh nine eight four
oh sixty nine hundred and let me give those of
you those numbers one more time, okay, listen toll free
one eight sixty six seven, two eight three six nine seven.
That's if you live in far away places, if you're
(33:31):
out of the four oh nine code. The four oh
nine code for our offices phone phone numbers four o
nine eight four oh sixty nine hundred. We can also
be reached online by logging on to Save my retirement
dot com, which provides information about our company and the
(33:53):
work that we do for our clients. All of these
accounts less they direct beneficiary and go straight to the
surviving spouse or of the name or the name beneficiary.
If the spouse happens to be the beneficiary in the
(34:15):
event of the death of the contract's owner, they can
take the contract over, or they can collect the proceeds,
or they can do as they choose. When we take
a look at the world's political situation, not to mention
the difficulties being caused by politics, especially from the left
(34:36):
who want something they don't even understand when they brazenly
attacked our American free market system. Most people should know
by now there's no such thing as a free lunch,
or that people can't exist with less money. Oh, I
guess you can, but it's a little harder to do
(34:59):
it right. Well for the most part, though, that's a lie,
and most of us know it. They're the sirens songs
being sung by left wing democrats and socialists who do
not have your welfare at heart. Listen to me. They
don't care if you grow old and are broke. Believe them,
(35:22):
and you'll be no better off than the poor souls
in third world countries like North Korea, Venezuela, and many
of those other failed states the world over. That's what
happens when you go to communism. You lose the value
of what you learned. So if you have the discipline
(35:43):
to set funds aside today for future growth and solid returns,
you need to call us an Asset Growth Associates, or
we can help you and your family build a long
term security. As they say, the words of the wise
is sufficient, and this is why we encourage anyone listening
(36:06):
to these weekly broadcasts to call us that Asset Growth
Associates four oh nine eight four oh sixty nine hundred
again the toll free number one eight six six seven
two eight three six nine seven. That's the toll free line.
And of course we can also be reached online by
(36:29):
you sending us some email and log on to savemiretirement
dot com. Spend some time with us and we'll open
an entire boost to your financial future and for you
and your family as well. But to learn more, you
(36:49):
have to take the first step by picking up the
phone and dialing four oh nine eight four oh sixty ninehundred.
And as you often hear me say, if you live
in a faraway place, call us toll free by dialing
one eight sixty six seven two eight three six nine seven,
(37:14):
Set a time to visit with us, allow us to
look at some of your current planning, or let us
help you begin one soon Online we can be reached
at saveyretirement dot com. So why not log on, make
an appointment with us, come in for a visit, and
take the first step to financial freedom, because that's what
(37:37):
we're trying to offer you. Four oh nine eight four
oh sixty nine hundred. Again, is the phone call you
must make or can make, or should make. Listen. If
you do not, you will be if you do. If
you do, you're going to miss out on something probably.
(37:57):
And if you if you do make that phone call, oh,
you'll be glad that you did a simple phone call
four oh nine eighty four oh sixty nine hundred. We'll
be back with Jeff in a moment.
Speaker 2 (38:12):
Where's Josh trying to turn a necke in poo? That's
the bottom line. Where's Josh trying to turn a necke
in poo.
Speaker 10 (38:23):
That's the bottom line.
Speaker 6 (38:37):
Thank you for listening today. That that's the bottom line.
All of our podcasts are available on demand online at
savemiretirement dot com, or just go to your iHeartRadio app
and sch force under the podcast tab and be sure
to add us the favorites. You can also follow us
for all the latest updates on Facebook at Jeff Lewis.
That's the bottom line. Our physical address in Beaumont is
(38:59):
at thirteen ninety one Calder Avenue, a block from the
intersection of MLK and Calder. Would you like to avoid
paying taxes on your retirement income, then maybe it's time
to get rothicized. By converting your traditional ira into a
roth ira, either all at once or over time, you
can pay taxes now instead of later. It makes more
(39:21):
sense to pay taxes on the seed rather than the crop.
Roth Iras let you harvest your money tax free after
it's grown over the years. Scheduled deployment with this to
see if a conversion makes sense for you. If you
want a big, beautiful boost to your portfolio, come talk
to us about our cover call ETF strategy. These exchange
(39:43):
creative funds face their values off of underlying equity positions
in big time companies like super Microcomputers and Taiwan Semiconductors,
or even full sectors like ai in tech. And even
though these companies don't pay much in the way of
dividus themselves, these funds do on a weekly basis, generating
dependable income, generally with less risk than many funds that
(40:06):
just invest in the overall market. You never want to
give up capital if you don't have to, so why
not let your money work for you. Our proprietary Achieving
Alpha portfolio builder can customize a plan based off of
your income needs, whether it's for your overall budget or
even protect against rising medical costs. And speaking of rising
(40:28):
medical costs, it's Medicare season, and if you're not sure
what's going on with your Medicare coverage, we can help
you understand how your current policy works better. Yet, if
you're turning sixty five soon or getting ready to come
off group coverage, we can help you not screw it up.
To begin with, the schedule and appointment with us, call
our office toll free at eight sixty six. Save my
(40:50):
retirement now. As you get close to retirement, you generally
get more interested in keeping your money safe. If so,
you're probably a good candidate for a principal protection straight
where you can get market linked rates of return with
zero risk to your principle. We generally recommend these as
at least a portion of a diversified portfolio. That's why
(41:10):
people more than ever are choosing Asset Growth Associates. We've
got the experience and name you can trust. We know
how to handle your money consistently, safely, and always with
your best interests in mind. I'm Jeff Lewis for Gene
Valerani and everyone here at Asset Growth Associates. Remember that
you are greatly blessed and highly favored because, as always,
(41:34):
that's the bottom line.
Speaker 4 (41:37):
That's the bottom line.
Speaker 2 (41:39):
You can reach Asset Growth Associates by calling one eight
six six seven to eight thirty six ninety seven are
by visiting savemiretirement dot com.
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Las Culturistas with Matt Rogers and Bowen Yang
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.