Mortgage Gumbo with Dwayne Stein

Mortgage Gumbo with Dwayne Stein

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org). Equal Housing Opportunity.

Episodes

September 2, 2023 53 mins
This week your Chef Dwayne Stein puts the real world on hold. Forget about inflation, rising rates and schmuckatelli's. Let's Talk Fantasy Football!! Once again the Doctor of Fantasy Football, Jason Fontenelle joins the show to share his best Picks, Busts, and Tips for a successful Fantasy Season. Who are his Top Ten Picks? Who are his best RB's and WR's? Finally, he offers his tips for a successful draft which can make or break y...
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The Queen of Insurance Collette Biedenkopf is LIVE In Studio. From Hurricanes to Wildfires, to Insurance Renewal Costs Skyrocketing. Are they raising this rates for profit alone? Your Chef Dwayne Stein and the Queen explain the "why" of Insurance rates and renewals rate hikes. Also, is the Insurance of Last Resort worse than the big name companies. The answers might surprise you. To get in touch with the Queen go to https://themona...
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Your Chef Dwayne Stein has a very special guest in studio today. Jeff LeSaicherre of Fleur de Lis Law & Title. He and Dwayne discuss all the great ways Fleur de Lis Law & Title can help to make your home buying process as easy as possible. Dwayne asks him about all the other services they provide. Such as Estate Planning, what is or is not acceptable as a last will and testament. He even talks about their staffs bilingual ability t...
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What do first time home buyers need to know? Well your Chef Dwayne Stein has the answers. In a special treat cohost James Parker has traveled all the way from Bug Tussle to be live in studio today. Before the guys tell you what 1st time home buyers need to know they dig into the latest data on National Credit Card debt, and what it means for you. One trillion dollars in debt may sound like a lot....but how about 11 Trillion? All th...
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What's a Budget? What goes into it? What counts towards your budget? What doesn't apply? Cell phone bills? Insurance? Utilities? Your Chef Dwayne Stein breaks it all down. He and cohost James Parker breakdown the loan categories that best fit your budget, and what it takes to qualify. The guys share a story about a bad decision that cost someone a lot of money. Tito's Rate Watch and the Jobs Report numbers. All that and more on Mo...
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Dwayne starts off todays show with a huge "Thank You" to the Gumbo Nation. The Fed Raises Rates. What does that mean for you? Your Chef Dwayne Stein breaks down the latest data provided from the Fed Chairman. Later Dwayne and cohost James Parker dig into the latest inflation numbers, and the GDP (Gross Domestic Product) numbers are in as well. Finally the guys discuss Foreclosures, and end the show with your questions from the mai...
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This week your Chef Dwayne Stein shares Home Price Predictions. Where are we going? What do the experts think? More importantly, what does Dwayne think. Also, how is Supply and Demand affecting the market. In continuing education Dwayne shares some new terminology that you should know. Finally Dwayne and Cohost James Parker discuss the real purpose of home ownership. We close out the show with our weekly segment "Rate Watch" sponso...
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This week your Chef Dwayne Stein is talking about Assumable Mortgages. What are they? Well Dwayne is going to explain it better than the schmuckatelli's on Tik Tok. Since Social Media is driving it, there are a lot of things that need to be explained. There are a lot of Pros and Cons to Assumable Mortgages, so he breaks down the types, and which types are even eligible for them. There are 2 types...Simple and Novation. Later Dwayne...
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Today your Chef Dwayne Stein answers a question that many potential home owners haven't considered asking. What is the cost of Waiting to Buy? If Rates stay high, should I still buy? As you already know, Dwayne's opinions are Data Driven, so he and cohost James Parker look at the mid-year home sales projection numbers and give you an informed opinion. We also start the show with a very personal story of a single mother who was dupe...
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Happy 4th of July! There's nothing more American than Home Ownership. Today your Chef Dwayne Stein gives you all the phases you go through when purchasing a new home. Cohost James Parker asks what the difference is between is between being Pre-Qualified and Pre-Approved. Later the guys go over the latest housing data, and their weekly segment Rate Watch. All that and more on Mortgage Gumbo w/ Dwayne Stein 7/1/23 Personal NMLS17510...
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Your Chef Dwayne Stein is here to talk about Home Buying Myths....and then Debunk the heck out of them. Is it cheaper to Rent than it is to Own? Do I need to put a 20% down payment on a house? Well, Dwayne has the answers. Later he and cohost James Parker discuss the Debt Ceiling Bill and the portion that will resume collections of Student Loan Debts....and why it's a Good Thing! Later they discuss the latest Existing Home Sales da...
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This week your Chef Dwayne Stein wants you to ask yourself some questions. Are you ready to buy a home? Are there signs that you are ready, but you just don't see them? These aren't home buying tips, but questions you should ask yourself if it's your time to shine and buy a home. The answer may surprise you! Later Dwayne and cohoct James Parker dig into the latest data from the Fed. What do these new inflation numbers mean? Finally...
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On today's menu of Mortgage Gumbo, your Chef Dwayne Stein is talking about PMI or Private Mortgage Insurance. What is PMI? When do you need it? What do you need it for? Later Dwayne and cohost James Parker discuss Blended Rates. What are they? Do you need it? Finally the guys share some stories about Free Second Looks. If you think you're trapped in something, send it over to Dwayne for a FREE 2nd Look! It's free and it can save yo...
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Are you considering a refi right now? Should you refinance in this environment? Well, your Chef Dwayne Stein has got you covered! Dwayne shares some wins this week from clients who came in looking to refi. The Debt Ceiling vote has passed and now our State Parks are safe. Cohost James Parker adds his thoughts on the bill as well. Later the guys explain the difference between an FHA Loan and a Conventional Loan. All that and more on...
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This week your Chef Dwayne Stein has a jam packed show full of education and options! Members of the Total Home Authority are live in studio today. Owner of Fleur De Lis Law & Title Jeff LeSaicherre and CEO Dawn Cazedessus are answering your questions that you sent via mortgagegumbo.com and all of our social media platforms. Specifically they will answer what is the difference between Owners Title and Lenders Title. As well as deep...
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Live From Downtown Sulphur, Louisiana it's Dwaaaaayne Stein. Your Chef Dwayne Stein is trying to cook up a State Baseball Championship for the Lakeshore Titans, so please excuse any "echo-y" audio in todays show. Today Dwayne breaksdown the Latest Housing Numbers. What do New home sales look like? What about Home Values? Are they Up or Down? Later Dwayne and cohost James Parker remind you to Vet ! Vet! Vet! Trust, but Verify when i...
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The Fed is raising the rates again. It affects you personally, and your Chef Dwayne Stein is going to tell you how. We all know that the Fed is "famous" for being reactionary. But if they would just stay the course they could possibly be useful. But they are the type of people who go to a gym for one day and then are shocked that they don't wake up with six-pack abs the next morning. Cohost James Parker asks Dwayne about the saga o...
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Are you Fed up with the FED? All signs point to yes! They also point to another Rate Hike this week. The New Home sales data is out. What does it mean? Well, your Chef Dwayne Stein and cohost James Parker break it all down. Later we do Rate Watch sponsored by Tito's. We also have a couple of callers with some in depth questions on the benefits of paying off a home versus keeping cash on hand. All that and more on Mortgage Gumbo w/ ...
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This week your Chef Dwayne Stein breaks down the new Mortgage Fee. What is it you ask? It's not an Executive order but a rule change by the President of the United States. Can your High Credit Score now work against you? If you already have a Mortgage, will your rate or fee increase. Dwayne Stein has the answers. Cohost James Parker also hits Dwayne with some Scenarios that affect the average homeowner. Rate Watch sponsored by Tito...
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Spring is sprung, and the Spring Buying Season is now upon us!. Your Chef Dwayne Stein talks about what's going on in the Market. The CPI Numbers, and the Cost of Waiting. Dwayne also has story time and shares some stories about clients, and a home sale in his own backyard. Later Dwayne quizzes cohost James Parker. All that and more on Mortgage Gumbo w/ Dwayne Stein 4/15/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS302...
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