April 29, 2025 • 36 mins
In this episode of Uzazi, Nabifo sits down with Coach Marjorine, a Finance and Personal Growth Coach who transformed from career-focused professional to empowered working mother. She shares her raw transition story while offering practical financial strategies specifically designed for new mothers. From setting essential workplace boundaries to restructuring personal finances during maternity leave, Marjorine provides the roadmap many working women desperately need. Whether you’re expecting your first child or adjusting to your new normal, this conversation delivers both inspiration and actionable advice for owning your financial future while embracing motherhood’s beautiful chaos.
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Speaker 1 (00:00):
Baby Mama, baby mom.
Speaker 2 (00:06):
Return after a child, I actually get better, even hotter.
I would say. Yeah, So if you're listening.
Speaker 3 (00:12):
In off, Yeah, if you're listening and you've given up,
you're not combing your hair, you're.
Speaker 2 (00:18):
Dressed up in those long dresses, please put them aside
and get back to the African print. Whine right, take
that you're well.
Speaker 1 (00:33):
But then it said that she won be i'mna before
Amonga And this is the Zazi Hub podcast where motherhood
meets business. This episode, we have a personal growth and
finance coach. Actually, her background is very diverse. She's done
(00:56):
so many things. She's her mother, she's started businesses, she's
been in the corporate world, so she has such a
versatile experience. She's none other than coach Marjorine Nantambi. And
I'm so excited to have her here with us. Thank
(01:17):
you for making the time. And oh my god, I
love everything that you're doing on social media. I love
everything that you're saying. You know, personal growth is so
wide and even finance. We all have financial challenges, so
I'm so excited to have you here so that we
(01:39):
can unravel.
Speaker 2 (01:41):
Oh yeah, I love the sound of that.
Speaker 1 (01:45):
She's also the founder and CEO of Unravel Consulting. So
welcome to that, Zazi har Port.
Speaker 2 (01:53):
Thank you so much, thank you so much for having me.
I am excited to be here. Thank you. Yeah.
Speaker 1 (01:59):
So, is there anything that I left out in the introduction?
Speaker 2 (02:03):
You did the introduction justice? You did it justice like
I always so. We keep evolving, different things keep coming up,
but you did well. Thank you for that kind introduction.
Speaker 1 (02:13):
I try so tell me what what?
Speaker 2 (02:17):
What?
Speaker 1 (02:17):
How did you? Maybe let's take it back to when
did you become a mother? How was that journey? You know,
how was it? How did you become a tell us
a bit about your motherhood journey?
Speaker 2 (02:32):
My mother who journey? You know, you've taken me back
in time. I remember growing up, how you used to
be those people that have those tiny diairies, remember that
there is that had had locks. I was those people.
I was always noting my future, and I was seeing
my future with these beautiful kids, even hard names then.
Of course I don't remember which names I had, but
(02:53):
I've always loved babies, children, It's just so much joy.
So I I had my first baby, Midia, after school,
after university. That was twenty nineteen. Yeah, twenty nineteen. That's
when I had my first baby, is now a big
boy five years and I remember we're excited when he
(03:14):
graduated from top class. They're like, yeah, we met it.
We were crossing to primary school. So yes, that is
when the journey started twenty nineteen. And now I have
a second baby, the girl, who just made two years.
So we have a boy and a girl.
Speaker 1 (03:32):
Yeah, we have similar similar ages because I had my
firste in twenty nineteen as well and then but then
for me it was back to back. Okay, so fifteen
months apart. Two under two or my.
Speaker 2 (03:45):
Two under two. That's what you are. The real heroes,
the real heroes.
Speaker 1 (03:50):
That's an episode on its own. So did you spend
some time in the corporate world. Did you transition from
being this young woman into motherhood while you were in
the corporate world? Did it happen after? How did you
navigate that transition from being just you by yourself to
becoming a mom.
Speaker 2 (04:12):
I think it was sort of I bumped into that thing.
I don't know if someone is ever ready for, like
getting into motherhood, family and all of that. I just
sort of bumped into it because yes, I was in
the corporate space when I had my first baby, so
that was at a time I had finished school, so
(04:33):
we had first functions with my husband and then got
the first baby. So I was still working in my
corporate space, and I remember it was quite hectic being
a first having your first baby. We were always running
to hospital like for every tiny thing, and it was
just like, is this your first year. I'm like, He's like, okay,
(04:55):
go back home and sleep because the baby would cry. Oh,
we just got to hospital like everything, first child. So
whenever that would say us, I think working in they're like, okay,
what is it this time the baby can't eat? I've
been giving them mortal or something like. It was always that,
like any slight thing because we didn't know how to
(05:17):
do it and just tell people mother who never comes
with like this man the other MANU that will show
you do this, do the other. And even when you've
had a child before, kids are different, babies are different,
You cannot know it all. So it's one of those professions.
I call it a profession because it is a real profession.
(05:38):
You learn on the job, You get the baby, learn
like you now you're thrown into that deep and you
just learn how to swim in there, especially for the
first child. That is exactly what happens. So I was
still in corporate a lot of expectations work and things
like that. But I thank god that my workplace, my
bosses were really supportive because of the work I was
(06:00):
doing then and I had empowered that team, like the
administrators had already got someone who was really doing the
work that I was doing. That even when I stepped away,
because I told them, yes I'll be away and leave,
I'll keep supporting this person. But these are the basics.
As a finance person, this is what they do. As
and operations, this is what they do. And that's why
I tell people, keep empowering the people you supervise as mothers,
(06:23):
as women in the corporate space, because you never know
when you need that person to step in. Maybe your
child gets an emergency. You don't have to leave the
work hanging because you have to attend to the child. Yeah,
so keep mentoring that other person, that junior, that assistant.
But even when you're awake, you have that support someone
to fill in the gap. So they're really supportive. They
(06:45):
give the three months like most companies do, and I
remember after they asked, they told me yeah, you can
come some days and you can feel free to come
with your child. So I'll go with the child and
the nanny. So I brastfeed and then go attend to
the work that I'm supposed to do. Then breast the
baby is awake. That is ours balancing. And of course
they gave us that schedule that you could come late
(07:07):
and then leave early, so that really helped me as well.
I know very few workspaces give that, so I'm really
grateful to them for that opportunity, and that is how
I was able to navigate through and also support. Still,
mothers get as much support as possible. You're not a hero.
(07:27):
Yes we're heroes as mothers, but do not crucify yourself
because you want to play Superman. You're not Superman. I
think it's just enough to feel like, okay, I'm a woman,
I can do all these things. Yeah, so we keep
taking on all this load of things we think we
can do, yet in turn we are affecting ourselves. That's
(07:50):
why so many mothers go through that postpartum depression. Why
sometimes the help is there but you do not even
accept the help. Of course, for some the help is
not there, which is really understand, but I tell people
ask for help as much as possible. It could be
your parent, your sister, you're younger, whatever, whatever help that
can be or what that looks like, please get it
(08:12):
for me. What I do usually when when every time
I give birth, the first thing after hospital, I'm driving
to my parents' home like straight for those first like
two weeks or something. And then after I go back
because I cannot handle that pressure alone. No, I can't
be the only one up at night. Yeah, So I
go there for the first two or three weeks, and
(08:34):
when I feel I'm stable, then I get back home.
For those maybe that are not able to get that,
maybe either your parents passed on or they're so far
away from where you are, then get support. Still, find someone.
It could be that one friend you like. Don't ever
get to a point where you don't have anyone to
step in for you to step into the gap. There
are some husbands that are really supportive, and they applaud them.
(08:57):
Yes they're supposed to be supportive. But those that go
on extrameal and work that journey with you. But if
you do not have a supportive partner, then find someone.
It could be a friend, it could be a relative,
but get someone, get someone, get support. That is the
only way.
Speaker 1 (09:14):
Yeah. I echo everything she said because for me it
was the opposite and I thought I could do it
all myself. Why you know, clearly you know. But speaking
of that transition, how long did it take you to
feel like yourself again? You know, because I know you
wrote a book called Bounce Back. Yes, how long did
(09:38):
it take you to feel like because you know, sometimes
we get back into work and we have the baby,
but you still don't feel like you've actually bounced back.
You don't feel balanced. How long did it take you
to get balanced again? Did you ever get balanced? Because
it's still a struggle. Yes, And what were some of
(09:59):
the mechanisms? Do you have any tips trips?
Speaker 2 (10:04):
So, one thing when it comes to motherhood that I
tell moms even before you get pregnant, before you start
giving birth, is self love. Yeah, self love, that it
is you first before anyone else. It is you. And
I tell moms even after giving birth, make sure, yes
you're taking care of the baby, but you're taking care
(10:25):
of you too, like you are taking care of you.
That is how you look, how you feel. I know
the days after giving birth, where you don't even put
a cloth on your body. And that is okay, take
that time, if it's two weeks, if it's a month,
to enjoy that time. Take that time off. But after that,
bounce back into it because you're not going to be
in there for good and you're not going to say
(10:46):
I'm giving up on my dreams because I had a child. No,
children should never be the reason you give up on
your life. Children are a blessing from God, and that's
what they tell us, that every child has a blessing
that they add onto our lives. So it's important for
us to know that these children have come. It is
a gift from God, and what can they add? Like,
(11:09):
what else can I do? Even with these children? So
one thing that helped me through it all is the
self love. And this is something I practiced even way
back before I had a child, that I started speaking
the positivity, the self love, practicing those things way before
the baby was here. But even after the baby came,
(11:31):
of course you're still in shock. You're like, Okay, will
I ever be myself ever again? And one thing I've
realized is every time after a child, I actually get better,
even hotter. I would say, yeah.
Speaker 3 (11:46):
So if you're listening, yeah, if you're listening and you've
given up, you're not combing your hair, you're dressed up
in those long dresses.
Speaker 2 (11:55):
Please put them aside and get back into the Africa
right and your life is certain. And I remember for
my second baby, I got one like that and I
got those and they had zips here in front of breastfeed,
and like I was sorted for like some weeks. But
it's important for you to snap back into your real
(12:16):
self because, like they say, you cannot put from an
empty cap. Imagine you're sitting there, you always uh uh,
maybe getting into those the depression series in and out
of that. The postpartum depression is real if you don't
have the right support, or you don't have the right
coping mechanism or things to help remind you that you
(12:38):
are actually still yourself and you can do better because
the more the better you feel about yourself, the better
or the more life you give to the baby. And
I remember one of I have a friend of mine
that was going through that phase and the baby had colic.
You know, the colic nights. Yes, that's like the worst
(12:58):
night mayre you can have. And remember what talking and
she was saying, I would go to the bathroom, lock
myself in, let the top floor and I cry, like
I just scream. I'm like, what is going on? So
those moments are there, Embrace them. Yes, be in the moment,
cry if you want to cry, But after that you
(13:19):
need to get back on because you need to support
to give this baby love. So if you're not loving
on yourself, you're going to hate this baby and you'll
not take care of them. So it's not their fault
that they're here. It is your fault if you're looking
for someone to do them, So it's not their fault
at all. So the best way that can help us
bounce back as moms is embracing the season that yes,
(13:41):
that is what you are doing, that is what you've done.
Maybe the baby is here, but then how best can
you support yourself to support the baby. So it's okay
to be in those moments so you don't feel like
dracing and you don't feel like sure, you don't feel
like coming bad. That should be we're giving it like
two three days, Yes, that's okay. Maybe Max a week
(14:03):
after that dress up put that vastly on your lips
dot like lip lip glows or something and snap back
into yourself. Yeah, And I know healing is different for
different people. If you need two weeks, that's okay, but
still put a deadline to which are like, I need
my one math straight where I just want to be
in my zone. Then after that math, we are waiting
(14:26):
for you on this other side of life and motherhood
because it is a journey. And the longer you close
in into the sadness, the depression, the all those things
that emotions that you go through, we all go through
those emotions, but you just decide, like, you know what
I feel, the emotions are not feeling. I'm not feeling
(14:47):
like my best self. But one thing that actually helps
is dressing up. Did you know that dressing up can
actually help solve in the mental issues? And you know
usually when you've given birth, there is that the doctor
reviews that week. Then I think after reunization, I used
to dress up for these you find me at home.
I don't want to when you're going for lipstick what
(15:11):
my hair is neat because that also I feel like, okay,
so I can still be myself again. I think it's
also an important thing for us to do.
Speaker 4 (15:20):
Where were you Where were you this, I know, right,
especially oh my god, please, I hope you're taking notes
if you're in that transition period, you know, how did
you now.
Speaker 1 (15:35):
Transition into personal growth and finance? Because that's a whole
other ale on its own. How did you transition from
Oh my god, I'm going through this, I'm having kids,
I'm thinking of leaving the corporate world, and then zeroing
in on what you zeroed in.
Speaker 2 (15:56):
Yeah, so this is something that I was doing way back,
even in school. You know, how you're minding your business,
but people always come to you for advisings like that,
Oh myja, I'm going through this. I think there is
something about like what they say, that people see a
leader in you. And I've always been that person that
loves to encourage, that loves to inspire, that wants to
(16:17):
empower someone to know that you know what, you can
actually do it, And it used to come natural even
during school days. So I think that's how I ended
up being in leadership positions and all of that. So
after school, we were always going back to schools, different schools,
career guidance, encouraging students, you can do it, you can
achieve it. What couse you want to do. You need
to do these subjects things like that. So that is
(16:38):
something that I was always passionate about. And they would
see you speaking in a school, and then they call
it to another, they call it to a church, they
call it to these different places. So that passion was
always there. And during the lockdown, I think that went
someone to but you know, this thing you're doing, you
can actually do it professionally, like what people speak professionally.
(16:58):
People like I had no idea. So around that time,
I think that is when COVID HEAT and by that
time I was teaching at ECONS That's where I was teaching.
So in COVID HEAT, I was just scrolling social media
and then I saw a post from Baharti Hilder. She
is someone that I had looked up to for a
long time. I was following her radio programs, would go
(17:19):
for some of those events that were organizing. So she
had this post that if you want to be a
speaker a coach, well shared a course for it. I'm like,
this is exactly what I've been looking for. So during
the lockdown, I signed up. I did that the first
course to try to get into this space a professional
way of helping or supporting people and just that guidance.
(17:43):
And I remember that was the time I wrote my book,
my first book, Bounce Back. So at that time I
was still in the corporate world, but also now discovering that, Okay,
I can I can do more about this passion thing
that I had, because I tell people, passion is not enough.
Passion alone is not enough, but you can turn your
(18:04):
passion into a business. What I'm doing now is started
as a passion, speaking to people, encouraging, empowering, things like that,
and now it's the business that I'm running fully. So
passion is good, but passion alone is not alone is
not enough. So you need to build on that passion,
learn the things you need to learn, and then implement
(18:25):
definitely the things you want to achieve, and then larn
the business you want to turn it into a business.
You need to learn the basics about business. So that
is how I started in twenty twenty. When I wrote
my first book, I was always going to my supervisor, Oh,
I need some time of having baby and a meeting
or a TV interview or things like that. And because
(18:46):
we had a very good working relationship with my supervisors,
we left on very good terms. Given my first job.
I remember recently, just the first week of John I had,
I did a team building for my first workplace. Yeah,
they called me to do it in building for them,
So you're still in very good terms. That's why I
tell people, even when you're transitioning or you're living a space,
(19:07):
live on a very good note.
Speaker 1 (19:09):
Don't burn bridges.
Speaker 2 (19:10):
Do not burn bridges when you're still there, work diligently, excellently,
and then when it's time for you to move on,
it's okay. Growth is part of life, but live well
on a good note. So that is when I left
now and got into the space of launching out the
(19:31):
trainings that speaking, I didn't know what it would turn
out to be, but I always tell people and I'm
still on the journey. Definitely. Self discovery is something you
can never get to that tape or epitol of. So
we keep discovering what else can I do? How can
I get better? And things like that. But yeah, it's
been quite a journey. So that's this year makes five
(19:53):
years in Wow, yes, because I said twenty twenty and yr.
People look and oh my god, my jaan to be
like you. I have no idea it's been five years
at it, and they've just got to know me, like
one two, three years ago or two years ago because
it started really paying off in big ways. I think
twenty twenty four three because last day is twenty twenty four,
(20:17):
so twenty twenty three and twenty twenty four, which is
last year, So I had three years of putting in
the work. That's why I want to encourage our mother
out there because we're talking motherhood and businesses. Maybe you're
starting that business out of passion and you feel like
things are not shifting. You need that time to put
in the work. That is not the time you give up.
(20:38):
That is the time you put in even extra work.
Do their research, Go out there, network, find the information.
Try this. Fail. It's okay to fail, but don't stay down.
Fail try this, try the other until because all the
successful people we see out there are the people that failed,
but they didn't stay down. The people that stayed down,
we never get to know about them.
Speaker 1 (21:00):
True.
Speaker 2 (21:00):
So maybe you're listening, you want to try something. Maybe
you're now a stay at home mom and you're wondering
what can I do. I tell people you can turn
that passion into a business. Whatever it is that you
love to do. Whether it's beautifying your own space, there
are people like us that need you to come and
beautify our special because you're gifted in different ways. So
learn as much as possible. I remember, even before the coaching,
(21:21):
during lockdown, I tried different things because you were home.
That's when I learned how to make smooth these word things.
And I started selling the board as we're moving. Remember, yeah,
so put on the board and deliver all these things.
But I learned that on YouTube. So and they say
that's the best university you can ever go to your
tube right now, and even the coaching, constantly learning, constantly
(21:44):
learning on YouTube, on all these social media platforms. Learn
whatever it is you've chosen to do. Put in the
hours of learning and trying, learning and trying putting the work.
It will eventually pay off if you don't give up.
Speaker 1 (21:58):
That is very true. And I must say you have
such a powerful presence, you know, for those of you
who are not TI, I can feel she's using this
positive energy and I'm just catching all the vibes. You know,
and you have this way in which you break down things,
you know, you simplify things. I think I watched one
(22:22):
of your YouTube on how to break down finance and
how to you know, for lack of a better way
to put this, motherhood and finance are very closely linked.
You know, motherhood is expensive and regardless of what level
(22:43):
you own, you know, so how how I don't even
know how to ask this question, but put finance and
motherhood together for me?
Speaker 2 (22:54):
Put it for me. In finance, we have what you
call an emergency. Fan, let me start there. I always
tell people pregnancy or giving birth should never be an emergency.
You've been watching this baby grow nine months lean and
then you panic last minute, you need clothes, you need,
(23:15):
and that's what we all do. Why I think someer
we are last minute people. But finance and motherhood is
something that is really critical because, like you said, it's
one of the most expensive things. Yes, because of the
babies here, no turning back. The baby keeps growing, the
(23:35):
expenses keep growing. So motherhood is something we actually need
to plan for. It is not in the this generation
that we are living in that you should assume, oh,
the baby has a father, the father, No, please, no assumptions.
So I usually tell moms or wives or people that
want to give back, start planning for your child ali plan.
(23:57):
I was telling people my second bone was product of
the vision board. I put my baby's on the vision
board and what I wanted to have for them, and
people love it, like what you put your baby on
the vision board? But yes, so it is important for
us to start planning this motherhood. What kind of even
before you conceive, what kind of pregnancy do you want
to have? You want to go through? Because I believe
(24:20):
everything starts in the mind. Definitely, we have hormones, we
have all these different things, but everything starts in the mind.
Remember for my first baby, when I was still working
my corporate space, I would be up in my office
and then someone comes in and they bring juice, they
bring yoga. I'm like, guys, what is going on? They're
like people downtairs are saying that. You're like, what is
(24:41):
going on? They say you look good. I'm like, okay,
thank you, Let's take that juice and yogurt and everything. So,
because even when you're pregnant, it's not a liewle for
you to look the way you want to look. Keep
looking good because that sends a message to your mentor yes,
that you know what, I'm still me and I'm carrying this.
(25:01):
That's why I make it a point to have fun
even while at it. For my second baby, that's when
I had gotten into a bit of working with companies,
being a brand ambassador, influencing and all of that, and
I was always having a good time with my bump online.
And I know some people say, how can you put
a bump online? But that is also a personal decision.
(25:22):
For if you're not okay putting your bump on there,
that is okay. But for those that feel that is
a way that will help you feel good about yourself.
Whatever it is that can help you feel good about yourself,
do it. And I remember after having the baby, after
some time, I met someone and she was like, oh
my god, major you saved my life and my baby.
Like we have not been in touch with, not talked
(25:44):
to anything, like yeah, just one day when I felt
like I had given up on carrying this baby and everything,
I opened my Instagram. I see you dancing with the
bab I'm like, what, people can have fun well pregnant,
so that means I can do it. So she went
through with it, and the baby is now happy and alive.
So whatever it is that you're doing You never know
who you are blessing. This is out there and that
(26:06):
is where we need to be mindful. How are we
using these social media platforms? Are using it to change
someone's name, to put someone down, or you're putting out
content that can help someone. You don't need to be
an expert the simple things that are helping you or
the simple tips that you are using maybe throughout your
journey of pregnancy. Just share what have you eaten today?
How is it going for you? You never know who
(26:28):
is watching and life that you could be probably saving
out there. So I'm not saying go out there and
show your pregnancy journeys. If that is not for you,
don't worry. We have content creators for that and they're
doing a good job, the mom influencers and all those people.
But whatever it is. Also, find that community that can
guide you on that journey. So whether it's someone that
(26:50):
you are following, if you have no community, find people
that are going through the same season like you are.
Follow those just for motivation encouragement. So how the finances
ties in is you need to prepare for the journey
because the moment you conceive, you know the baby will
be out. You know that even before they come out,
you have nine months to plan, sit and plan. And
(27:13):
I love the fact that usually we start the doctor
visits immediately six weeks and you're already going into those checks.
So most of the hospitals have that system where you're
allowed to deposit slowly already when you find out who
that gun is going to be, also find out rich
hospital you want to go to, then start going plan
(27:35):
for that baby. You say, Okay, if this is the bill,
how can we split it in the nine or eight
or six months that I have left, And then start
depositing slowly such that you don't panic at the last
minute to get the money. And then also you know
that once the baby gets here, they need to close.
They need to feed. I have to Now I don't
(27:56):
know what they put in those teens. You know that
the that's how you get the formula that you buy
for my kid. My second formula tolerant was a lot
of intolerant. Somehow she could take my milk, but she
couldn't take cow milk, So you had to do formula
(28:17):
special time.
Speaker 1 (28:20):
Oh my goodness, and that is like three times the
price of the regular. Yes, I'm telling you, I breastfed.
Speaker 2 (28:27):
Yeah, I know you have no option WHOA So it
can be too hard on the on the mam diapers.
I whish there was a formula they gave us earlier
about is it training and all of that. I wish
(28:49):
it could come earlier, like a month or two becose,
But then you wouldn't do it right, you know, right,
So formula plus diapers.
Speaker 1 (28:58):
Yes, you have to be ready.
Speaker 2 (29:00):
Yeah, we definitely have to put our finances together. So
planning is very important, planning your finances when you're working
this journey, knowing what do I want to have for
the child? Because I was listening just recently to as
someone and they were saying, your children should not suffer
the consequences of your poor your poor planning and your
(29:22):
own seriousness and your lazy decisions. They should not. It's
not their fault that they are here. So definitely as moms,
because the burden usually rests on us, it is on
us to plan better. If you have a supportive partner,
that is amazing powerful. But if you do not, don't
(29:43):
then go in the corner and cry day and night
because you're not going to change your thing. The baby's
coming anyway, So find out what else can I do?
Where can I get help? What else can I do
to bring this money in to help me plan better?
Speaker 1 (29:56):
Do you sustain an emergency? And you mentioned the emergency,
but every other day is an emergency, especially in those
first three years of life. Every other day is an emergency.
You're rushing to hospital, infection, flu. How do you maintain
that emergency fund? Because yes, fine, I have followed your instructions.
(30:19):
I have built up my emergency fund, but every other
math it's being depleted. How do I maintain that?
Speaker 2 (30:26):
So I realized most of the things that take us
into emergency, thankfully there is insurance for them, and sometimes
the insurance could be a bit expensive, but it is
one way that is going to help us take care
of the emergencies. Because what is the commonest emergency may
be medical health and you can get that medical insurance
to cover you and the child. So if you're not able,
(30:49):
if maybe you don't have a job, that catus for that.
I know that there are different other ways where you
can get on to a cover you as an individual
with your child. It may take a bit of money,
but when you plan, you can save up that many
even before the baby gets here.
Speaker 1 (31:03):
And you actually save a lot before yes.
Speaker 2 (31:07):
Because they take care of the bill. And then after
in case the baby has anything, you are sorted. But
then for people that could be listening and they don't
have that privilege, maybe you don't have that job or
you don't have that money. Still putting that money aside
will help. So how do we work on maintaining the
emergency fund? You need to ask yourself what is an
(31:28):
emergency and what is not? As moms, we treat everything
as an emergency. Like I told you my story my
first baby. We're running towards like the baby because we're
running like the baby. Fine, So you need to find
out what is an emergency, what is not? And then
we look for other alternatives. What else can work apart
(31:48):
from maybe going to the hospital doing this, What preventive
measures can we take because when you get to the
hospital level, then the.
Speaker 1 (31:59):
EXPI, immunity boss all.
Speaker 2 (32:02):
Those things, so they have different things that you and
also make YouTube your friend, yes as our mom, and
Google Google YouTube as your friend. By the time I
give bath, I knew this different. I was almost a
gain because I was I had all these things. What
is because you're telling me what what do I need
things like that? Okay? In case this doesn't like, do
(32:25):
your research. Now you don't even have to go to
Google YouTube. Now you have TikTok what they are people
that are sharing that content. So learn as much as
possible even before the baby gets here. Preventive measures in
case the baby gets this, in case if you don't
want them to get this, what do you do? And
also getting information for people that have been there before.
Maybe you have friends that have given bath already, or
(32:46):
you have relatives or your mom or all the people
that can guide. In case you don't have those, then
that's where social media comes in to bridge that gap
to give you that information. Of course you need someone
by your side, but if you don't, at least equip
yourself with that information that preventive measures for you, and
also how to give back on a budget. You don't
(33:07):
have to go to that expensive hospital because that's where
you saw your friend going. Ask yourself, what is my budget?
What can I afford? And that's why in finances talk
a lot about budgeting because if you do not budget,
that's how you get into that emergency mode. I need
extra money to do this, Yet that money would have
been enough for you to go where you can afford,
with the quality of the services that you can get,
(33:30):
and then also ask yourself, how can I get if
it's maybe clothes or things for the baby, how can
I get the things on a budget? Or the mistakes
to avoid a new as a new mom, I remember
for my first baby, I bought a full suitcase of
clothes and by like two weeks though are not fitting two.
Speaker 1 (33:49):
Weeks and way new bone size.
Speaker 2 (33:52):
New bone size because I had no idea that the
new bone size of the whites may be as usually
may be smaller than ours. My baby was a big baby,
so in like a week or not, I had to
go by I'm like, what so for my second baby
in oversized, I'm not doing the list again. Oh yeah,
(34:13):
so those things can help I plan your finances better.
Speaker 1 (34:18):
I could talk to you for hours, because I feel
like we've just scratched the surface, and somehow I don't
even understand how time has has moved, because I still
have like so many questions. I think we are going
to have another We're going to have to do this
again and go and do a deep dive into the
finance because oh my god, it's such a big. It's
(34:41):
such a big topic, you know. But if I want
to know more, because even now I feel like I've
just scratched the surface. If I want to know more
from you, where do I go?
Speaker 2 (34:53):
Like you said, all social media platforms. I have a
YouTube channel Marjory not and where we share so many
tips on finances, planning, goal setting, vision boarding and things
like that, and alsocial media Instagram, LinkedIn, TikTok Marjory Natomb.
You will find.
Speaker 1 (35:11):
Me excellent, excellent. Thank you so much.
Speaker 2 (35:15):
For coming, Thank you for having me.
Speaker 1 (35:19):
Energy is infectious. I don't know how I can say it,
and I feel like now I need to come under
your mentorship because you know, budgeting and treating everything as
an emergency and personal development is endless. We are constantly
trying to grow. We didn't even get into your team building,
(35:40):
which is amazing. Guys, check out our social media platforms.
She recently came back from Zanzibar. I don't know if
I got lost in the mile, but you're not leaving
maybe high Yeah, I'm definitely going to be there. Thank
you so much for listening to us and to every
(36:01):
mom out there. You're doing a good job. You're doing
a good job. Forget about whatever bad thing happened today.
You're doing a good job and keep it up. And
with that, we're out.
Speaker 2 (36:14):
When you can come over with a baby, Mom almost
are your homots, are your number and you're getting again.
Talk pull a Google calm goomanger. Kid is a gun aga.
Baby Mama, baby mom.
Speaker 2 (00:06):
Return after a child, I actually get better, even hotter.
I would say. Yeah, So if you're listening.
Speaker 3 (00:12):
In off, Yeah, if you're listening and you've given up,
you're not combing your hair, you're.
Speaker 2 (00:18):
Dressed up in those long dresses, please put them aside
and get back to the African print. Whine right, take
that you're well.
Speaker 1 (00:33):
But then it said that she won be i'mna before
Amonga And this is the Zazi Hub podcast where motherhood
meets business. This episode, we have a personal growth and
finance coach. Actually, her background is very diverse. She's done
(00:56):
so many things. She's her mother, she's started businesses, she's
been in the corporate world, so she has such a
versatile experience. She's none other than coach Marjorine Nantambi. And
I'm so excited to have her here with us. Thank
(01:17):
you for making the time. And oh my god, I
love everything that you're doing on social media. I love
everything that you're saying. You know, personal growth is so
wide and even finance. We all have financial challenges, so
I'm so excited to have you here so that we
(01:39):
can unravel.
Speaker 2 (01:41):
Oh yeah, I love the sound of that.
Speaker 1 (01:45):
She's also the founder and CEO of Unravel Consulting. So
welcome to that, Zazi har Port.
Speaker 2 (01:53):
Thank you so much, thank you so much for having me.
I am excited to be here. Thank you. Yeah.
Speaker 1 (01:59):
So, is there anything that I left out in the introduction?
Speaker 2 (02:03):
You did the introduction justice? You did it justice like
I always so. We keep evolving, different things keep coming up,
but you did well. Thank you for that kind introduction.
Speaker 1 (02:13):
I try so tell me what what?
Speaker 2 (02:17):
What?
Speaker 1 (02:17):
How did you? Maybe let's take it back to when
did you become a mother? How was that journey? You know,
how was it? How did you become a tell us
a bit about your motherhood journey?
Speaker 2 (02:32):
My mother who journey? You know, you've taken me back
in time. I remember growing up, how you used to
be those people that have those tiny diairies, remember that
there is that had had locks. I was those people.
I was always noting my future, and I was seeing
my future with these beautiful kids, even hard names then.
Of course I don't remember which names I had, but
(02:53):
I've always loved babies, children, It's just so much joy.
So I I had my first baby, Midia, after school,
after university. That was twenty nineteen. Yeah, twenty nineteen. That's
when I had my first baby, is now a big
boy five years and I remember we're excited when he
(03:14):
graduated from top class. They're like, yeah, we met it.
We were crossing to primary school. So yes, that is
when the journey started twenty nineteen. And now I have
a second baby, the girl, who just made two years.
So we have a boy and a girl.
Speaker 1 (03:32):
Yeah, we have similar similar ages because I had my
firste in twenty nineteen as well and then but then
for me it was back to back. Okay, so fifteen
months apart. Two under two or my.
Speaker 2 (03:45):
Two under two. That's what you are. The real heroes,
the real heroes.
Speaker 1 (03:50):
That's an episode on its own. So did you spend
some time in the corporate world. Did you transition from
being this young woman into motherhood while you were in
the corporate world? Did it happen after? How did you
navigate that transition from being just you by yourself to
becoming a mom.
Speaker 2 (04:12):
I think it was sort of I bumped into that thing.
I don't know if someone is ever ready for, like
getting into motherhood, family and all of that. I just
sort of bumped into it because yes, I was in
the corporate space when I had my first baby, so
that was at a time I had finished school, so
(04:33):
we had first functions with my husband and then got
the first baby. So I was still working in my
corporate space, and I remember it was quite hectic being
a first having your first baby. We were always running
to hospital like for every tiny thing, and it was
just like, is this your first year. I'm like, He's like, okay,
(04:55):
go back home and sleep because the baby would cry. Oh,
we just got to hospital like everything, first child. So
whenever that would say us, I think working in they're like, okay,
what is it this time the baby can't eat? I've
been giving them mortal or something like. It was always that,
like any slight thing because we didn't know how to
(05:17):
do it and just tell people mother who never comes
with like this man the other MANU that will show
you do this, do the other. And even when you've
had a child before, kids are different, babies are different,
You cannot know it all. So it's one of those professions.
I call it a profession because it is a real profession.
(05:38):
You learn on the job, You get the baby, learn
like you now you're thrown into that deep and you
just learn how to swim in there, especially for the
first child. That is exactly what happens. So I was
still in corporate a lot of expectations work and things
like that. But I thank god that my workplace, my
bosses were really supportive because of the work I was
(06:00):
doing then and I had empowered that team, like the
administrators had already got someone who was really doing the
work that I was doing. That even when I stepped away,
because I told them, yes I'll be away and leave,
I'll keep supporting this person. But these are the basics.
As a finance person, this is what they do. As
and operations, this is what they do. And that's why
I tell people, keep empowering the people you supervise as mothers,
(06:23):
as women in the corporate space, because you never know
when you need that person to step in. Maybe your
child gets an emergency. You don't have to leave the
work hanging because you have to attend to the child. Yeah,
so keep mentoring that other person, that junior, that assistant.
But even when you're awake, you have that support someone
to fill in the gap. So they're really supportive. They
(06:45):
give the three months like most companies do, and I
remember after they asked, they told me yeah, you can
come some days and you can feel free to come
with your child. So I'll go with the child and
the nanny. So I brastfeed and then go attend to
the work that I'm supposed to do. Then breast the
baby is awake. That is ours balancing. And of course
they gave us that schedule that you could come late
(07:07):
and then leave early, so that really helped me as well.
I know very few workspaces give that, so I'm really
grateful to them for that opportunity, and that is how
I was able to navigate through and also support. Still,
mothers get as much support as possible. You're not a hero.
(07:27):
Yes we're heroes as mothers, but do not crucify yourself
because you want to play Superman. You're not Superman. I
think it's just enough to feel like, okay, I'm a woman,
I can do all these things. Yeah, so we keep
taking on all this load of things we think we
can do, yet in turn we are affecting ourselves. That's
(07:50):
why so many mothers go through that postpartum depression. Why
sometimes the help is there but you do not even
accept the help. Of course, for some the help is
not there, which is really understand, but I tell people
ask for help as much as possible. It could be
your parent, your sister, you're younger, whatever, whatever help that
can be or what that looks like, please get it
(08:12):
for me. What I do usually when when every time
I give birth, the first thing after hospital, I'm driving
to my parents' home like straight for those first like
two weeks or something. And then after I go back
because I cannot handle that pressure alone. No, I can't
be the only one up at night. Yeah, So I
go there for the first two or three weeks, and
(08:34):
when I feel I'm stable, then I get back home.
For those maybe that are not able to get that,
maybe either your parents passed on or they're so far
away from where you are, then get support. Still, find someone.
It could be that one friend you like. Don't ever
get to a point where you don't have anyone to
step in for you to step into the gap. There
are some husbands that are really supportive, and they applaud them.
(08:57):
Yes they're supposed to be supportive. But those that go
on extrameal and work that journey with you. But if
you do not have a supportive partner, then find someone.
It could be a friend, it could be a relative,
but get someone, get someone, get support. That is the
only way.
Speaker 1 (09:14):
Yeah. I echo everything she said because for me it
was the opposite and I thought I could do it
all myself. Why you know, clearly you know. But speaking
of that transition, how long did it take you to
feel like yourself again? You know, because I know you
wrote a book called Bounce Back. Yes, how long did
(09:38):
it take you to feel like because you know, sometimes
we get back into work and we have the baby,
but you still don't feel like you've actually bounced back.
You don't feel balanced. How long did it take you
to get balanced again? Did you ever get balanced? Because
it's still a struggle. Yes, And what were some of
(09:59):
the mechanisms? Do you have any tips trips?
Speaker 2 (10:04):
So, one thing when it comes to motherhood that I
tell moms even before you get pregnant, before you start
giving birth, is self love. Yeah, self love, that it
is you first before anyone else. It is you. And
I tell moms even after giving birth, make sure, yes
you're taking care of the baby, but you're taking care
(10:25):
of you too, like you are taking care of you.
That is how you look, how you feel. I know
the days after giving birth, where you don't even put
a cloth on your body. And that is okay, take
that time, if it's two weeks, if it's a month,
to enjoy that time. Take that time off. But after that,
bounce back into it because you're not going to be
in there for good and you're not going to say
(10:46):
I'm giving up on my dreams because I had a child. No,
children should never be the reason you give up on
your life. Children are a blessing from God, and that's
what they tell us, that every child has a blessing
that they add onto our lives. So it's important for
us to know that these children have come. It is
a gift from God, and what can they add? Like,
(11:09):
what else can I do? Even with these children? So
one thing that helped me through it all is the
self love. And this is something I practiced even way
back before I had a child, that I started speaking
the positivity, the self love, practicing those things way before
the baby was here. But even after the baby came,
(11:31):
of course you're still in shock. You're like, Okay, will
I ever be myself ever again? And one thing I've
realized is every time after a child, I actually get better,
even hotter. I would say, yeah.
Speaker 3 (11:46):
So if you're listening, yeah, if you're listening and you've
given up, you're not combing your hair, you're dressed up
in those long dresses.
Speaker 2 (11:55):
Please put them aside and get back into the Africa
right and your life is certain. And I remember for
my second baby, I got one like that and I
got those and they had zips here in front of breastfeed,
and like I was sorted for like some weeks. But
it's important for you to snap back into your real
(12:16):
self because, like they say, you cannot put from an
empty cap. Imagine you're sitting there, you always uh uh,
maybe getting into those the depression series in and out
of that. The postpartum depression is real if you don't
have the right support, or you don't have the right
coping mechanism or things to help remind you that you
(12:38):
are actually still yourself and you can do better because
the more the better you feel about yourself, the better
or the more life you give to the baby. And
I remember one of I have a friend of mine
that was going through that phase and the baby had colic.
You know, the colic nights. Yes, that's like the worst
(12:58):
night mayre you can have. And remember what talking and
she was saying, I would go to the bathroom, lock
myself in, let the top floor and I cry, like
I just scream. I'm like, what is going on? So
those moments are there, Embrace them. Yes, be in the moment,
cry if you want to cry, But after that you
(13:19):
need to get back on because you need to support
to give this baby love. So if you're not loving
on yourself, you're going to hate this baby and you'll
not take care of them. So it's not their fault
that they're here. It is your fault if you're looking
for someone to do them, So it's not their fault
at all. So the best way that can help us
bounce back as moms is embracing the season that yes,
(13:41):
that is what you are doing, that is what you've done.
Maybe the baby is here, but then how best can
you support yourself to support the baby. So it's okay
to be in those moments so you don't feel like
dracing and you don't feel like sure, you don't feel
like coming bad. That should be we're giving it like
two three days, Yes, that's okay. Maybe Max a week
(14:03):
after that dress up put that vastly on your lips
dot like lip lip glows or something and snap back
into yourself. Yeah, And I know healing is different for
different people. If you need two weeks, that's okay, but
still put a deadline to which are like, I need
my one math straight where I just want to be
in my zone. Then after that math, we are waiting
(14:26):
for you on this other side of life and motherhood
because it is a journey. And the longer you close
in into the sadness, the depression, the all those things
that emotions that you go through, we all go through
those emotions, but you just decide, like, you know what
I feel, the emotions are not feeling. I'm not feeling
(14:47):
like my best self. But one thing that actually helps
is dressing up. Did you know that dressing up can
actually help solve in the mental issues? And you know
usually when you've given birth, there is that the doctor
reviews that week. Then I think after reunization, I used
to dress up for these you find me at home.
I don't want to when you're going for lipstick what
(15:11):
my hair is neat because that also I feel like, okay,
so I can still be myself again. I think it's
also an important thing for us to do.
Speaker 4 (15:20):
Where were you Where were you this, I know, right,
especially oh my god, please, I hope you're taking notes
if you're in that transition period, you know, how did
you now.
Speaker 1 (15:35):
Transition into personal growth and finance? Because that's a whole
other ale on its own. How did you transition from
Oh my god, I'm going through this, I'm having kids,
I'm thinking of leaving the corporate world, and then zeroing
in on what you zeroed in.
Speaker 2 (15:56):
Yeah, so this is something that I was doing way back,
even in school. You know, how you're minding your business,
but people always come to you for advisings like that,
Oh myja, I'm going through this. I think there is
something about like what they say, that people see a
leader in you. And I've always been that person that
loves to encourage, that loves to inspire, that wants to
(16:17):
empower someone to know that you know what, you can
actually do it, And it used to come natural even
during school days. So I think that's how I ended
up being in leadership positions and all of that. So
after school, we were always going back to schools, different schools,
career guidance, encouraging students, you can do it, you can
achieve it. What couse you want to do. You need
to do these subjects things like that. So that is
(16:38):
something that I was always passionate about. And they would
see you speaking in a school, and then they call
it to another, they call it to a church, they
call it to these different places. So that passion was
always there. And during the lockdown, I think that went
someone to but you know, this thing you're doing, you
can actually do it professionally, like what people speak professionally.
(16:58):
People like I had no idea. So around that time,
I think that is when COVID HEAT and by that
time I was teaching at ECONS That's where I was teaching.
So in COVID HEAT, I was just scrolling social media
and then I saw a post from Baharti Hilder. She
is someone that I had looked up to for a
long time. I was following her radio programs, would go
(17:19):
for some of those events that were organizing. So she
had this post that if you want to be a
speaker a coach, well shared a course for it. I'm like,
this is exactly what I've been looking for. So during
the lockdown, I signed up. I did that the first
course to try to get into this space a professional
way of helping or supporting people and just that guidance.
(17:43):
And I remember that was the time I wrote my book,
my first book, Bounce Back. So at that time I
was still in the corporate world, but also now discovering that, Okay,
I can I can do more about this passion thing
that I had, because I tell people, passion is not enough.
Passion alone is not enough, but you can turn your
(18:04):
passion into a business. What I'm doing now is started
as a passion, speaking to people, encouraging, empowering, things like that,
and now it's the business that I'm running fully. So
passion is good, but passion alone is not alone is
not enough. So you need to build on that passion,
learn the things you need to learn, and then implement
(18:25):
definitely the things you want to achieve, and then larn
the business you want to turn it into a business.
You need to learn the basics about business. So that
is how I started in twenty twenty. When I wrote
my first book, I was always going to my supervisor, Oh,
I need some time of having baby and a meeting
or a TV interview or things like that. And because
(18:46):
we had a very good working relationship with my supervisors,
we left on very good terms. Given my first job.
I remember recently, just the first week of John I had,
I did a team building for my first workplace. Yeah,
they called me to do it in building for them,
So you're still in very good terms. That's why I
tell people, even when you're transitioning or you're living a space,
(19:07):
live on a very good note.
Speaker 1 (19:09):
Don't burn bridges.
Speaker 2 (19:10):
Do not burn bridges when you're still there, work diligently, excellently,
and then when it's time for you to move on,
it's okay. Growth is part of life, but live well
on a good note. So that is when I left
now and got into the space of launching out the
(19:31):
trainings that speaking, I didn't know what it would turn
out to be, but I always tell people and I'm
still on the journey. Definitely. Self discovery is something you
can never get to that tape or epitol of. So
we keep discovering what else can I do? How can
I get better? And things like that. But yeah, it's
been quite a journey. So that's this year makes five
(19:53):
years in Wow, yes, because I said twenty twenty and yr.
People look and oh my god, my jaan to be
like you. I have no idea it's been five years
at it, and they've just got to know me, like
one two, three years ago or two years ago because
it started really paying off in big ways. I think
twenty twenty four three because last day is twenty twenty four,
(20:17):
so twenty twenty three and twenty twenty four, which is
last year, So I had three years of putting in
the work. That's why I want to encourage our mother
out there because we're talking motherhood and businesses. Maybe you're
starting that business out of passion and you feel like
things are not shifting. You need that time to put
in the work. That is not the time you give up.
(20:38):
That is the time you put in even extra work.
Do their research, Go out there, network, find the information.
Try this. Fail. It's okay to fail, but don't stay down.
Fail try this, try the other until because all the
successful people we see out there are the people that failed,
but they didn't stay down. The people that stayed down,
we never get to know about them.
Speaker 1 (21:00):
True.
Speaker 2 (21:00):
So maybe you're listening, you want to try something. Maybe
you're now a stay at home mom and you're wondering
what can I do. I tell people you can turn
that passion into a business. Whatever it is that you
love to do. Whether it's beautifying your own space, there
are people like us that need you to come and
beautify our special because you're gifted in different ways. So
learn as much as possible. I remember, even before the coaching,
(21:21):
during lockdown, I tried different things because you were home.
That's when I learned how to make smooth these word things.
And I started selling the board as we're moving. Remember, yeah,
so put on the board and deliver all these things.
But I learned that on YouTube. So and they say
that's the best university you can ever go to your
tube right now, and even the coaching, constantly learning, constantly
(21:44):
learning on YouTube, on all these social media platforms. Learn
whatever it is you've chosen to do. Put in the
hours of learning and trying, learning and trying putting the work.
It will eventually pay off if you don't give up.
Speaker 1 (21:58):
That is very true. And I must say you have
such a powerful presence, you know, for those of you
who are not TI, I can feel she's using this
positive energy and I'm just catching all the vibes. You know,
and you have this way in which you break down things,
you know, you simplify things. I think I watched one
(22:22):
of your YouTube on how to break down finance and
how to you know, for lack of a better way
to put this, motherhood and finance are very closely linked.
You know, motherhood is expensive and regardless of what level
(22:43):
you own, you know, so how how I don't even
know how to ask this question, but put finance and
motherhood together for me?
Speaker 2 (22:54):
Put it for me. In finance, we have what you
call an emergency. Fan, let me start there. I always
tell people pregnancy or giving birth should never be an emergency.
You've been watching this baby grow nine months lean and
then you panic last minute, you need clothes, you need,
(23:15):
and that's what we all do. Why I think someer
we are last minute people. But finance and motherhood is
something that is really critical because, like you said, it's
one of the most expensive things. Yes, because of the
babies here, no turning back. The baby keeps growing, the
(23:35):
expenses keep growing. So motherhood is something we actually need
to plan for. It is not in the this generation
that we are living in that you should assume, oh,
the baby has a father, the father, No, please, no assumptions.
So I usually tell moms or wives or people that
want to give back, start planning for your child ali plan.
(23:57):
I was telling people my second bone was product of
the vision board. I put my baby's on the vision
board and what I wanted to have for them, and
people love it, like what you put your baby on
the vision board? But yes, so it is important for
us to start planning this motherhood. What kind of even
before you conceive, what kind of pregnancy do you want
to have? You want to go through? Because I believe
(24:20):
everything starts in the mind. Definitely, we have hormones, we
have all these different things, but everything starts in the mind.
Remember for my first baby, when I was still working
my corporate space, I would be up in my office
and then someone comes in and they bring juice, they
bring yoga. I'm like, guys, what is going on? They're
like people downtairs are saying that. You're like, what is
(24:41):
going on? They say you look good. I'm like, okay,
thank you, Let's take that juice and yogurt and everything. So,
because even when you're pregnant, it's not a liewle for
you to look the way you want to look. Keep
looking good because that sends a message to your mentor yes,
that you know what, I'm still me and I'm carrying this.
(25:01):
That's why I make it a point to have fun
even while at it. For my second baby, that's when
I had gotten into a bit of working with companies,
being a brand ambassador, influencing and all of that, and
I was always having a good time with my bump online.
And I know some people say, how can you put
a bump online? But that is also a personal decision.
(25:22):
For if you're not okay putting your bump on there,
that is okay. But for those that feel that is
a way that will help you feel good about yourself.
Whatever it is that can help you feel good about yourself,
do it. And I remember after having the baby, after
some time, I met someone and she was like, oh
my god, major you saved my life and my baby.
Like we have not been in touch with, not talked
(25:44):
to anything, like yeah, just one day when I felt
like I had given up on carrying this baby and everything,
I opened my Instagram. I see you dancing with the
bab I'm like, what, people can have fun well pregnant,
so that means I can do it. So she went
through with it, and the baby is now happy and alive.
So whatever it is that you're doing You never know
who you are blessing. This is out there and that
(26:06):
is where we need to be mindful. How are we
using these social media platforms? Are using it to change
someone's name, to put someone down, or you're putting out
content that can help someone. You don't need to be
an expert the simple things that are helping you or
the simple tips that you are using maybe throughout your
journey of pregnancy. Just share what have you eaten today?
How is it going for you? You never know who
(26:28):
is watching and life that you could be probably saving
out there. So I'm not saying go out there and
show your pregnancy journeys. If that is not for you,
don't worry. We have content creators for that and they're
doing a good job, the mom influencers and all those people.
But whatever it is. Also, find that community that can
guide you on that journey. So whether it's someone that
(26:50):
you are following, if you have no community, find people
that are going through the same season like you are.
Follow those just for motivation encouragement. So how the finances
ties in is you need to prepare for the journey
because the moment you conceive, you know the baby will
be out. You know that even before they come out,
you have nine months to plan, sit and plan. And
(27:13):
I love the fact that usually we start the doctor
visits immediately six weeks and you're already going into those checks.
So most of the hospitals have that system where you're
allowed to deposit slowly already when you find out who
that gun is going to be, also find out rich
hospital you want to go to, then start going plan
(27:35):
for that baby. You say, Okay, if this is the bill,
how can we split it in the nine or eight
or six months that I have left, And then start
depositing slowly such that you don't panic at the last
minute to get the money. And then also you know
that once the baby gets here, they need to close.
They need to feed. I have to Now I don't
(27:56):
know what they put in those teens. You know that
the that's how you get the formula that you buy
for my kid. My second formula tolerant was a lot
of intolerant. Somehow she could take my milk, but she
couldn't take cow milk, So you had to do formula
(28:17):
special time.
Speaker 1 (28:20):
Oh my goodness, and that is like three times the
price of the regular. Yes, I'm telling you, I breastfed.
Speaker 2 (28:27):
Yeah, I know you have no option WHOA So it
can be too hard on the on the mam diapers.
I whish there was a formula they gave us earlier
about is it training and all of that. I wish
(28:49):
it could come earlier, like a month or two becose,
But then you wouldn't do it right, you know, right,
So formula plus diapers.
Speaker 1 (28:58):
Yes, you have to be ready.
Speaker 2 (29:00):
Yeah, we definitely have to put our finances together. So
planning is very important, planning your finances when you're working
this journey, knowing what do I want to have for
the child? Because I was listening just recently to as
someone and they were saying, your children should not suffer
the consequences of your poor your poor planning and your
(29:22):
own seriousness and your lazy decisions. They should not. It's
not their fault that they are here. So definitely as moms,
because the burden usually rests on us, it is on
us to plan better. If you have a supportive partner,
that is amazing powerful. But if you do not, don't
(29:43):
then go in the corner and cry day and night
because you're not going to change your thing. The baby's
coming anyway, So find out what else can I do?
Where can I get help? What else can I do
to bring this money in to help me plan better?
Speaker 1 (29:56):
Do you sustain an emergency? And you mentioned the emergency,
but every other day is an emergency, especially in those
first three years of life. Every other day is an emergency.
You're rushing to hospital, infection, flu. How do you maintain
that emergency fund? Because yes, fine, I have followed your instructions.
(30:19):
I have built up my emergency fund, but every other
math it's being depleted. How do I maintain that?
Speaker 2 (30:26):
So I realized most of the things that take us
into emergency, thankfully there is insurance for them, and sometimes
the insurance could be a bit expensive, but it is
one way that is going to help us take care
of the emergencies. Because what is the commonest emergency may
be medical health and you can get that medical insurance
to cover you and the child. So if you're not able,
(30:49):
if maybe you don't have a job, that catus for that.
I know that there are different other ways where you
can get on to a cover you as an individual
with your child. It may take a bit of money,
but when you plan, you can save up that many
even before the baby gets here.
Speaker 1 (31:03):
And you actually save a lot before yes.
Speaker 2 (31:07):
Because they take care of the bill. And then after
in case the baby has anything, you are sorted. But
then for people that could be listening and they don't
have that privilege, maybe you don't have that job or
you don't have that money. Still putting that money aside
will help. So how do we work on maintaining the
emergency fund? You need to ask yourself what is an
(31:28):
emergency and what is not? As moms, we treat everything
as an emergency. Like I told you my story my
first baby. We're running towards like the baby because we're
running like the baby. Fine, So you need to find
out what is an emergency, what is not? And then
we look for other alternatives. What else can work apart
(31:48):
from maybe going to the hospital doing this, What preventive
measures can we take because when you get to the
hospital level, then the.
Speaker 1 (31:59):
EXPI, immunity boss all.
Speaker 2 (32:02):
Those things, so they have different things that you and
also make YouTube your friend, yes as our mom, and
Google Google YouTube as your friend. By the time I
give bath, I knew this different. I was almost a
gain because I was I had all these things. What
is because you're telling me what what do I need
things like that? Okay? In case this doesn't like, do
(32:25):
your research. Now you don't even have to go to
Google YouTube. Now you have TikTok what they are people
that are sharing that content. So learn as much as
possible even before the baby gets here. Preventive measures in
case the baby gets this, in case if you don't
want them to get this, what do you do? And
also getting information for people that have been there before.
Maybe you have friends that have given bath already, or
(32:46):
you have relatives or your mom or all the people
that can guide. In case you don't have those, then
that's where social media comes in to bridge that gap
to give you that information. Of course you need someone
by your side, but if you don't, at least equip
yourself with that information that preventive measures for you, and
also how to give back on a budget. You don't
(33:07):
have to go to that expensive hospital because that's where
you saw your friend going. Ask yourself, what is my budget?
What can I afford? And that's why in finances talk
a lot about budgeting because if you do not budget,
that's how you get into that emergency mode. I need
extra money to do this, Yet that money would have
been enough for you to go where you can afford,
with the quality of the services that you can get,
(33:30):
and then also ask yourself, how can I get if
it's maybe clothes or things for the baby, how can
I get the things on a budget? Or the mistakes
to avoid a new as a new mom, I remember
for my first baby, I bought a full suitcase of
clothes and by like two weeks though are not fitting two.
Speaker 1 (33:49):
Weeks and way new bone size.
Speaker 2 (33:52):
New bone size because I had no idea that the
new bone size of the whites may be as usually
may be smaller than ours. My baby was a big baby,
so in like a week or not, I had to
go by I'm like, what so for my second baby
in oversized, I'm not doing the list again. Oh yeah,
(34:13):
so those things can help I plan your finances better.
Speaker 1 (34:18):
I could talk to you for hours, because I feel
like we've just scratched the surface, and somehow I don't
even understand how time has has moved, because I still
have like so many questions. I think we are going
to have another We're going to have to do this
again and go and do a deep dive into the
finance because oh my god, it's such a big. It's
(34:41):
such a big topic, you know. But if I want
to know more, because even now I feel like I've
just scratched the surface. If I want to know more
from you, where do I go?
Speaker 2 (34:53):
Like you said, all social media platforms. I have a
YouTube channel Marjory not and where we share so many
tips on finances, planning, goal setting, vision boarding and things
like that, and alsocial media Instagram, LinkedIn, TikTok Marjory Natomb.
You will find.
Speaker 1 (35:11):
Me excellent, excellent. Thank you so much.
Speaker 2 (35:15):
For coming, Thank you for having me.
Speaker 1 (35:19):
Energy is infectious. I don't know how I can say it,
and I feel like now I need to come under
your mentorship because you know, budgeting and treating everything as
an emergency and personal development is endless. We are constantly
trying to grow. We didn't even get into your team building,
(35:40):
which is amazing. Guys, check out our social media platforms.
She recently came back from Zanzibar. I don't know if
I got lost in the mile, but you're not leaving
maybe high Yeah, I'm definitely going to be there. Thank
you so much for listening to us and to every
(36:01):
mom out there. You're doing a good job. You're doing
a good job. Forget about whatever bad thing happened today.
You're doing a good job and keep it up. And
with that, we're out.
Speaker 2 (36:14):
When you can come over with a baby, Mom almost
are your homots, are your number and you're getting again.
Talk pull a Google calm goomanger. Kid is a gun aga.
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