You Don't Own Your Agency. It Owns You.

You Don't Own Your Agency. It Owns You.

If you own a P&C insurance agency doing $2 million to $5 million in annual premium - and you can't go 90 days without answering a client's email, your team freezes when you're unreachable, or being away makes you anxious - this show was built for you. Here's the truth: If your P&C insurance agency can't run without you, you don't own it. At best, you're a producer with equity. Real ownership isn't book size. It isn't revenue. It's freedom. It's control. It's building something that runs without you - and outlives you. Pete Poggi grew a personal lines P&C insurance agency from $3 million to $180 million in 84 months - without commercial lines, without cold calls, and without becoming a prisoner to his own business. He did it by installing systems that removed owner dependence at every level and created leadership depth that didn't require him in the room. What You'll Discover Each episode features real conversations with P&C insurance agency owners who have scaled to $50 million, $100 million and beyond - plus solo episodes where Pete shares the exact recruiting, training, and management frameworks that took his agency from owner-dependent to owner-optional. This show is for the P&C insurance agency owner who has outgrown being a producer but hasn't yet built the team and systems to step away. If you're ready to stop being owned by your insurance agency and start owning it - this is your show. About Pete Poggi Pete Poggi is the founder of John Galt Insurance and creator of the Million Dollar Producer training program for P&C insurance agents. He is also the author of the bestselling book "P&C Insurance Accelerator: How To Build an 8 Figure Agency Without Relying on Cold Calls, Outrageous Franchise Fees or Outdated Sales Tactics," available on Amazon and Audible. Learn more at www.PetePoggi.com

Episodes

August 11, 2026 35 mins
Gina Prizzi got laid off at 51 with zero insurance experience. Five years later she runs a $15M P&C insurance agency.

When COVID shut down the medical laboratory she ran, Gina couldn't get hired anywhere. Not for $20 an hour. Not for $15. No college degree, and everyone said she was either overqualified or underqualified.

A friend introduced her to insurance, and she started over from nothing - no license, no...
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    Sixteen years ago, Kyle Quezada was running a Foot Locker.

    Today he owns three P&C insurance agency offices approaching $40 million in combined premium - and he doesn't produce a penny. 

    Kyle was Pete's first hire. He didn't know what insurance was. He jokes he couldn't even spell it. Pete took a bet on him anyway, and that one hire helped build a personal-lines operation that grew from $3 million to $180 mil...
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    Most P&C agency owners think they have a hiring problem.

    They don't.

    They have an opportunity problem - and it's costing them their next producer.

    You've said it yourself: "I can't find good people."

    But good people are everywhere.

    The reason they're not choosing your agency has nothing to do with your pay, your splits, or your nice office.

    It's that you're pitching a job when you shoul...
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    Jonathan Pinto built a $135 million P&C insurance agency in Miami - with zero bought leads and not one service person on payroll.

    He and his brother started from nothing, selling to eat.

    Today the agency runs on 100% referrals, writes only personal lines, and grows about 30% every single year.

    And Jonathan hasn't personally produced in years. He builds producers instead.

    If you're stuck between $3M a...
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    Most P&C insurance agency owners don't own a business. They own a high-paying job - and the moment they stop, it stops.

    You're putting in 60 to 70 hours a week. You can't step away for even a week without something breaking. On paper it looks like success - the money is good, the business keeps coming in - but everything still runs through you. That's not ownership. That's a glorified producer with a fancy title.

    ...
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    Billy Wagner built a $60 million-plus P&C agency in Ponte Vedra Beach, FL - and developed nine different million-dollar producers along the way. Most agency owners would kill to build one. He built nine.

    He did it by making a decision most owners never make: he stopped trying to be the hero and started building heroes. Billy turned recruiting, hiring, and developing people into his actual specialty - a 21-step hiring pro...
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    Steve Trout was a top producer doing close to a million dollars in premium a year - personally writing 10 to 15 deals a week. His agency was around $8 to $10 million, and it was killing him. He was working 12-hour days, his wife was effectively a single parent, he'd just had his third kid, and he was burning out.

    Then he stopped writing. Cold. Walked in one day, told the team he was done producing, and pushed every relations...
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    Pete Poggi spent three years in BNI with his best friend Chuck Wieland, a mortgage broker writing 15 loans a month. Pete had Chuck's auto and home insurance. He wrote zero of Chuck's loan closings.

    Over a million dollars in premium. Gone. All because Pete never asked the one question that would have changed everything.

    In Episode 2, Pete told this story solo. In Episode 7, Chuck sits down across from Pete and tells it...
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    You've heard the strategy works. Now here's the exact script - the walk-in line, the two-lender ask, the Monday follow-up - that turns a 10-minute open house visit into a multi-year P&C referral partnership.

    In this episode, Pete Poggi gives you the prescriptive open house playbook: the words to say at the door, the question that gets realtors to hand you their two go-to lender contacts, and the team math that turns five...
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    Most P&C insurance agency owners are stuck behind a desk waiting for the phone to ring. Their referral pipeline is one realtor and a prayer. There's a better way - and almost no agent will do it.

    In this episode, Pete sits down with Cristian Hervia, a P&C insurance producer who built a book from zero to nearly $6 million in seven years - and 98% of it came from referral partners, not lead lists. Cristian has done ove...
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    If you disappeared for two weeks - no phone, no email, no check-ins - would your P&C agency survive? And could you mentally even handle it? Most agency owners already know the answer, and most are afraid to admit it.

    Pete Poggi grew a personal lines P&C agency from $3 million to over $170 million. He’s worked with hundreds of agency owners stuck between $2M and $5M who are putting in 60 to 70 hour weeks and sti...
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    You're a P&C agency owner working 60 to 70 hours a week, and you still leave the office with a to-do list longer than the one you walked in with. Here's what almost no one tells you: the problem isn't your work ethic. It's your day.

    In this episode, Pete Poggi sits down with Kyle Quezada - a former million-dollar producer who built and now owns multiple insurance agencies without producing a single policy himself. They b...
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    Almost every P&C agency owner is making the same $1 million mistake. Just like Pete did - and they don't even see it yet.

    Here's the story: Pete Poggi spent three years in a BNI group with his friend Chuck Wieland, a mortgage broker writing 15 loans a month.

    Pete had all of Chuck's personal insurance - home, auto, flood, umbrella.

    Great job, right?

    However, Pete wrote ZERO of Chuck's closings. Three ...
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    Most P&C insurance agency owners don't actually own their agency. They own a glorified job with a fancy title - and they don't even realize it.

    Here are the two questions Pete Poggi asks every agency owner he meets: If you disappeared for two weeks - no phone, no email, no check-ins - would your agency survive? And could you mentally even handle that?

    Most owners already know the answer. They're just afraid to adm...
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    Coming May 26, 2026: A new weekly podcast for the P&C insurance agency owner who's done working 70-hour weeks just to keep the lights on.

    If you own a P&C agency between $2 million and $5 million in annual premium and you can't step away for a week without something falling apart, your agency owns you. Not the other way around.

    Pete Poggi grew his own P&C agency from $3 million to $170 million in 84 months...
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