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January 20, 2026 146 mins
Tuesday - We talk tipping, Hot-Take Dating, A.I., Sex Bets and Jim’s fascination with Grindr. We review the Clipse album Lord Willin’ for WYDTN. It’s Only Money with Scott Brown with Edgewater Family Wealth with 10 tips for your 401k. Plus, JCS News, Froggers Football Follow-up, JCS Trivia & You Heard it Here First.

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Episode Transcript

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Speaker 1 (00:03):
Who would do the culvert crew.

Speaker 2 (00:06):
Oh man, beer cracking serted here we need the sound
effect for that. All right, still not allowed to drink
any us. You know your favorite tea bagging.

Speaker 3 (00:17):
Rock Ledge sounds so but uh Jim Jams Public's has
those ready made meals that you just shove in the
make it arm, the meat loaf.

Speaker 1 (00:30):
I almost cussed. Have got this guy many there you go.

Speaker 4 (00:37):
Yes, Sam's fry chicken is the best I've worked as
Sam's as a food demonstrator there, and.

Speaker 5 (00:44):
That chicken is good and how they make it, the
people really work at it.

Speaker 6 (00:51):
It's really cool Sam's.

Speaker 7 (00:53):
I can get it right on, dude, all right, don't
get it Daniel, and I am the one who won
at seven o'clock yesterday and it is becau because of y'all.

Speaker 1 (01:01):
I won one thousand dollars. So yes, you guys should
take you. Thank you, Daniel.

Speaker 8 (01:10):
Oh that's awesome.

Speaker 7 (01:12):
I'll give common dayan three hours and thirty nine minutes.

Speaker 1 (01:16):
That's a rest find file four protest. Okay, that's fine.

Speaker 9 (01:19):
They don't we're taking credit? Oh well, street fight them, yeah,
we will, all right. For seven nine four one text
seven seven zero three one credit is your three oclick keyword.
Ironically see R E D I D go to real
radio dot FM and sending off for your chance at
one thousand dollars. The winners are coming in and we
are good at this game, guy, so pay attention. You
can win some money. Help you out of here at

(01:40):
the beginning of the year. That would be a great plus.

Speaker 8 (01:42):
I'm sure yeah, we ohe Oh, it's off to work.

Speaker 1 (01:45):
We got I'm Jim. There's Jack and deb has your news.

Speaker 10 (01:48):
It's time for JCS news.

Speaker 11 (01:52):
Wow.

Speaker 10 (01:53):
This guy kind of put his name on everything. It's
in my contracted here's the news on the Jim Cober
Show and JC.

Speaker 12 (02:00):
This news is brought to you by that mortgage guy
Don all Right, the Indiana Hoosiers are heading home to
celebrate last night's college football National championship win over the
University of Miami Hurricanes.

Speaker 11 (02:11):
How about that wins r sweeter when you have to
go through some adversity or some struggle, if it was
just handed to you, then there would be no satisfaction
at the end of it.

Speaker 12 (02:19):
So Miami native and Heisman Trophy winning quarterback Fernando Mendoza
says he's okay with the bumps and bruises after being
pounded last night by the Caneses.

Speaker 1 (02:28):
Yes he's armed arms.

Speaker 12 (02:29):
Yeah, then cruise and is happy to bring a basketball
town its very first football national championship. With the game over,
the Miami host committee today officially handed the baton to
Las Vegas, which will host next year's championship game. Imagine
being the Hurricanes, knowing that when this kid who said
his dream was always to be a Hurricane wasn't even

(02:51):
allowed to be a walk on, and now he comes
back as the Heisman Trophy winner and beats your school
to win the national championship.

Speaker 1 (02:58):
Such a great story. Wanted Indiana to win.

Speaker 7 (03:01):
Yeah, I just realized today I did not watch one
college football game this year.

Speaker 9 (03:06):
I did not either. It's so funny you mentioned that.
I said to Brandon today, Brandon Kravitz, who was our
sports guy. So I'm in the hallway we're talking about it,
about what an incredible football year. This has been up
and down the scope for NFL and for college I
said last night, I watched every play. It was the
first football game, college football game I watched all year long,
and I chose a good one.

Speaker 1 (03:23):
It was a good game.

Speaker 9 (03:25):
This has been an incredible season. It has the story
out of this game. I thought that was one of
the most heartwarming. On top of that kid story was
his parents story immigrants. I guess right, the mom has MS.
So when when the kid did something great, if you'll notice,
the dad doesn't stand up in cheer, He stays seated
because his wife can't stand up in cheer and he

(03:47):
doesn't want her to fill left out of the celebration,
so he sits beside his wife who has MS and
is incapable of doing it, so that she feels that
that camaraderie they do as parents as raising that kid.
I thought that it was like that was damn near
tear inducing.

Speaker 1 (04:02):
Dude.

Speaker 9 (04:02):
Yeah, it was a great story. What a great gap
to a great season for college football.

Speaker 8 (04:07):
Go I mean, and the game was one that I
mean right up until literally.

Speaker 1 (04:11):
The last minute, and that last play will go down
in history. Oh, without a doubt, that run will go
down in history.

Speaker 8 (04:16):
So I mean it was.

Speaker 1 (04:19):
It really was. I mean, you heard this morning that
they won.

Speaker 12 (04:22):
It was a really tight game all four quarters. It
wasn't a moment you could take your eyes.

Speaker 1 (04:27):
Off YouTube that that last run from that kid. Mendoza
you'll lose your mind.

Speaker 8 (04:31):
Yeah, that Superman dive. Yeah, all right.

Speaker 12 (04:34):
Speaking of schools, this is sad news but Cape Canaveral's
only elementary.

Speaker 8 (04:38):
School could close its doors.

Speaker 12 (04:40):
District officials are meeting today to discuss closing Cape View
Elementary due to low enrollment. And if that happens once again,
families are going to be left scrambling to find another
school to take their children to.

Speaker 8 (04:52):
And we're halfway through the school year.

Speaker 9 (04:54):
This family's been fighting over there for a couple of
weeks about this. You know, we talked about this a
couple of weeks ago, with a voucher program shutting down
these public schools. It's one of those, and it's one
of the only ones in the entire area. The entire
Area's unbelievable.

Speaker 12 (05:04):
Speaking of education, Governor Ron DeSantis is announcing new funding
for nursing education in Florida. This is an important story
for you with your son in school. Speaking at a
news conference in Saint Petersburg at Saint Petersburg College, rather
Desanta said Florida has invested nearly five hundred million dollars
in nursing program since twenty twenty two, and we're going

(05:25):
to be awarding twenty million dollars more dam. The goal
is to train more nurses and keep them working in Florida.
As you know, we've talked about this before, the Florida
Hospital Association warning that our state is going to need
thousands of nurses over the next decade, and Desanta says
the effort is already producing more than one thousand additional nurses.

Speaker 8 (05:46):
Each and every year. Wow, that is pretty cool.

Speaker 12 (05:49):
This next story, man, the crime stories coming out of
central Florida just have not stopped, and we've got a
new one and a parent murder followed by a suicide
involving a mental health counselor and her patient.

Speaker 1 (06:00):
Wow.

Speaker 12 (06:01):
Orange County Sheriff's deputy say forty four year old Rebecca
White was stabbed at her office Monday evening. Deputy say
the suspect, thirty nine year old Michael Smith, was found
dead this morning. They believe Smith is her former client.
The stabbing happened during a therapy session with another patient,
a man in his thirties, who had tried to intervene
when the guy started attacking. He ended up being injured

(06:24):
and hospitalized. Unfortunately, the counselor was declared dead after she
was taken to the hospital.

Speaker 13 (06:29):
Wow.

Speaker 12 (06:30):
And again the thirty nine year old suspect apparently committed suicide.
They found his body this morning.

Speaker 1 (06:35):
Wow.

Speaker 12 (06:36):
He was also stabbed. Like I said, when into surgery.
He's expected to recover. Apparently the former patient just demanded
to see her. She refused to let him in, and
that was when the attack occurred. All right, Floridattorney General
James Uthmeier not one for timing.

Speaker 8 (06:54):
We're reading the room. Yeah, yeah.

Speaker 12 (06:56):
It says state laws that require affirmative action in hiring
are unconstitutional. In an opinion issued on Martin Luther King
Junior Day, Uthmeyer argues the law violates the Fourteenth Amendment's
Equal Protection cause and Florida's Constitution by mandating race based preferences.
His opinion says his office will not defend or enforce

(07:19):
those provisions, including similar preferences in government contracting. Now, the
opinion not legally binding, but it has drawn criticism from
Democratic leaders and a rival in this year's Attorney general race.
All right, lawmakers are considering a measure that streamlines enforcement
of traffic enforcement cameras. I'd think that would write itself,

(07:39):
but Senator Nick Deciglia proposed Senate Bill six fifty four.

Speaker 1 (07:43):
Great job, by the way, thank you.

Speaker 8 (07:44):
You got to be real much with that name.

Speaker 9 (07:47):
Oh my god, just me saying in my head, I
got any fine, I learnedly just her to say it myself,
and I gotta find you just kind of put my
email just popped in. You owe me a thousand bucks
for even thinking about being able.

Speaker 1 (07:57):
To say that.

Speaker 11 (07:59):
Well.

Speaker 12 (07:59):
I talked about shiny fat earlier, So don't tempt a faith.
Senate Bill six point fifty four, which was passed unanimously
today by the Transportation Committee.

Speaker 11 (08:08):
The spear of this bill is to really create and improve,
to your point, the mess that we've seen in the
various camera systems that we have when it comes to
enforcing speed, red lights of school buses, et cetera.

Speaker 9 (08:21):
I guess I had the wrong view of these things.
I thought they were pretty damn efficient. Can they not
lean on them or something? Or do they get challenged
and they lose a lot?

Speaker 12 (08:29):
I think it's the mish mash of enforcment. This city
has this, this county has.

Speaker 1 (08:33):
I see what you're saying. They're not on the.

Speaker 8 (08:34):
Same exactly, We're not on the same page.

Speaker 7 (08:37):
Yeah, Private companies are in partnership with municipality, you're right, yeah,
And sometimes they challenge them because the sign is like
if the camera is outside of school zone, right, and
they're saying, well, then it can't.

Speaker 1 (08:51):
They are challenging that, right right.

Speaker 12 (08:53):
Yeah, well Desiglia, Oh there we go again, says The
bill requires the DMV to post program data submitted by
counties and cities on its website, and it also allows
motorists to challenge a violation violation notice via zoom. Much
easier than having to drag your happy ass down to
a DMV or a courthouse. Yeah, to have a citation

(09:14):
with one of these traffic cameras.

Speaker 9 (09:15):
Yet a blackoff, you're gonna like block off half a month, Yeah, exactly,
depending on what penalty you're in.

Speaker 1 (09:19):
I mean, you go there and sit, you can sit
there for a week, you never know.

Speaker 12 (09:23):
Well, not only that, the Senate Transportation Committee also voted
to approve Senate Bill three eighty two, which would require
writers of certain high speed Class three E bikes to
hold either a driver's license or a learner's permit.

Speaker 14 (09:37):
Wow.

Speaker 12 (09:37):
Think to all the young kids that are on those
things that had it would affect.

Speaker 9 (09:40):
They're so dangerous ye are. It's so crazy. People just
do not understand how quick those things are. And it's
not even that they're fast, it's how fast it gets fast.
That's the thing that you do not understand. It will
throw you off.

Speaker 7 (09:52):
I thought, don't they have could show you need a
driver's license. There's no like I thought, we used have
like a MOPA license, like at fifteen. You could get
a special I thought as well, based on those two
years at fifteen to be able to ride one of
those Yeah, based on like break horsepower or something.

Speaker 8 (10:08):
Right, Yeah, I guess it would. I don't know.

Speaker 12 (10:10):
It's just like having a golf cart. Well, now is
your golf cart street legal? Well, you don't have lights,
doesn't have mirrors and.

Speaker 9 (10:16):
You but there's the thing you can do because Code
Black made his street legal. You have to have certain
turn signals, you have to break lights, you have to
have running lights, you have to have a tag that
can be seen at night.

Speaker 1 (10:27):
You have to have head lights. There's a couple other things.

Speaker 9 (10:30):
But it cost him a pretty good number to get
his golf cart registered to have, you know, for road ready.

Speaker 1 (10:35):
But he does. Well, it's a pain in the ass.

Speaker 12 (10:37):
It is all right, A Melbourne man could get a
huge payout from the state after he was wrongly convicted
of murder. Jeffrey Abramowski has spent the last two and
a half decades in prison.

Speaker 8 (10:52):
And a half years no, twenty three years.

Speaker 12 (10:56):
He was convicted of murdering an elderly man in two
thousand and two, but new in a evidence cleared him
of the crime. So a judge has recommended that Florida
pay Abramowski one point one million dollars for his time
spent behind bars.

Speaker 1 (11:11):
For twenty five years. Yeah, yeah, that is that's dirt gene,
all right.

Speaker 8 (11:16):
And if they even pay that amount, let's less.

Speaker 1 (11:18):
Than fifty k year.

Speaker 9 (11:19):
Right, We're going to take a third of your life, yeah,
or something you didn't do.

Speaker 1 (11:23):
And that's less than fifty thousand dollars a year.

Speaker 8 (11:25):
And that's if they even agree to pay that amount.

Speaker 12 (11:27):
I wouldn't be surprised if the state said, hey, our
hands are tied.

Speaker 8 (11:30):
We can only give you.

Speaker 1 (11:31):
Yeah, how would you like free tolls? I mean property tax?
Let's let's make a deal.

Speaker 12 (11:39):
Russell Brand has been granted bail after appearing in a
UK court via video chat. This comes after the actor
and comedian was charged with two additional counts of rape
and sexual assault in December five. Initial allegations were made
against him in the twenty twenty three documentary Dispatches. Brand
appeared in court from a video link from his Florida

(12:00):
home this morning. His plea hearing is set for February seventeen.

Speaker 1 (12:04):
Have you seen that guy lately? No? Oh man, oh man.

Speaker 9 (12:08):
If you are doing like a word association and they
flashed up Russell Brand's photograph, you just like the guy
who mumbles on corner.

Speaker 1 (12:16):
He himself go.

Speaker 9 (12:17):
He just well, he just he doesn't shave anymore, and
and it's changing. But it's his eyes, like dude doesn't
blink a lot. And guys with those big white ass
eyes like they're always surprised if something just a weird cat.
That guy, Yeah, that guy derailed. Something happened with him.

Speaker 12 (12:34):
He's off the he's off the trails or rails right now, crowds.

Speaker 8 (12:39):
I know, seriously, I need to stop while I'm still head.

Speaker 12 (12:43):
Supposed to be a much warmer and beautiful weekend this
weekend in Central Florida, like commerce, go absolutely, and you
may be tempted to maybe take some personal watercraft out
on the area lake. But there is one lake you're
gonna want to avoid.

Speaker 8 (12:55):
Oh boy, Yeah.

Speaker 12 (12:56):
The Florida Department of Health is warning folks about blue
green algae in Lake Gatland.

Speaker 1 (13:01):
Lake Gatland, Yeah, gatl I know.

Speaker 12 (13:04):
The DOH is currently testing the water for toxins. Blue
green algae can be harmful to both humans and animals.
May not want to take your dog and throw the
stick in the water there. Residents and visitors should avoid swimming, waiting,
and again using their personal watercrafts in the lake until
further notice.

Speaker 15 (13:20):
Wow.

Speaker 12 (13:21):
Speaking of transportation, a futuristic travel option come into Orlando.
Oh yeah, way Mo plans to launch driverless taxis in
the City Beautiful as early as March. The company is
testing the service, so you may see driverless cars on
city streets already, and city Commissioner Shan Rose says, don't
be alarmed, don't call nine one one. She understands some

(13:42):
may be worried, freaking out, but she tells New six
it's just simply a sign of the time.

Speaker 9 (13:48):
All those grannies and be like ghosts. I saw my
first scout today. Did you really driving through alta mind?

Speaker 1 (13:56):
You know?

Speaker 9 (13:56):
The thing they don't mention about that that I think
is very interesting, is I believe all the scouts are electric.

Speaker 7 (14:02):
I don't know if it's all of them. I know
i've seen the electric VW bus.

Speaker 1 (14:06):
Yeah, that's exactly.

Speaker 9 (14:07):
That's the one I saw today, the ID or whatever
it is. Yeah, yeah, that's so smart.

Speaker 1 (14:11):
Yes.

Speaker 9 (14:12):
I mean when you talk about like, you know, running
out an initiative that saves the county money as opposed
to having you know, fuel burning cars, you know, putting
all those miles, people don't realize, like I've told you before,
you know, three hundred and fifty miles is nothing for
a range for those things, And if you're driving them
in the city, it even gets more because it's not
pushing all that weight against the wind at higher speeds.
I know that because my wife's car, hers would go

(14:33):
like from the battery would go twice as fast when
you're going like eighty miles an hours. Just it just
takes a lot to move a vehicle that heavy that long.
But what a great idea saving all that money, recharge
them overnight.

Speaker 8 (14:44):
And being environmentally sent.

Speaker 1 (14:46):
The smart stuff. Man, Someondle County's got it going.

Speaker 8 (14:48):
Yeah, they do, all right.

Speaker 12 (14:49):
Another transportation news, I think this is a pretty cool
story because there's a new way to travel in Miami
Dade County. The City of Miami Beach is launching a
free water taxi sir today across Biscayne Bay to downtown Miami.

Speaker 1 (15:03):
That's cool, isn't it.

Speaker 12 (15:05):
The city says it's a scenic, sustainable, and convenient alternative
to driving. And as anyone knows, if you've driven in
South Florida, you want to just drive into.

Speaker 9 (15:12):
The water, you do, You want to stay in the
car and stay in the car into the gurgle bottom.

Speaker 1 (15:18):
That sucks. That place sucks.

Speaker 12 (15:19):
Oh, driving there is insanity, the worst. I mean, you
understand why grand theft autos is going to be said
in South Florida. Each vessel can carry up to fifty
five passengers and you can see the schedule and get
more information at Miami Beach fl dot gov.

Speaker 7 (15:35):
Speaking of carrying passengers, back to the Scout topic, the
primary Scout fleet is electric thirty five eco friendly fully
electric Volkswagen ID Buzz vehicles. However, they have some for
accessibility needs. Scout also operates Toyota see in a hybrid
wheelchair access. Yeah, if someone needs wheelchair access, then they

(15:57):
have the hybrid vans.

Speaker 9 (15:58):
Very cool, dude, and they have it very easier at
on the van. You could scan the QR, do your
whole thing. It's pretty darn cool. It's the freebie app Yeah, yeah.

Speaker 1 (16:04):
Right on.

Speaker 12 (16:05):
Well still in South Florida, History Miami Museum is one
of eight cities that will host an exhibit of eighteenth
century documents marking the nation's two hundred and fiftieth anniversary.
Nice yeah, Jim Byron with the National Archives on the
Freedom Plane National Tour documents that forged the nation.

Speaker 16 (16:26):
Purpose of this tour is to allow those Americans who
may not be planning to visit our nation's capital to see, experience,
and learn from American history. And American history is the
story of all of us.

Speaker 1 (16:36):
He says.

Speaker 12 (16:37):
Each city, including Miami, Los Angeles, Houston, Atlanta, and Denver,
among others, will keep the documents, including the original engraving
of the Declaration of Independence, safe with climate controls and
security protocols.

Speaker 1 (16:51):
Hopefully not the same ones they had at the Louver. Yeah.

Speaker 12 (16:54):
History Miami Museum's exhibition runs June twentieth to July fifth.

Speaker 7 (17:00):
It's like I remember when they had the Traveling Vietnam
Wall it's a neat way to kind of you know, hey,
not everyone can go to Washington exactly.

Speaker 9 (17:09):
And they did the Berlin Wall as well. They toured
with a piece of the remember that.

Speaker 8 (17:13):
Yeah, also to the Liberty Bell at one point, I.

Speaker 7 (17:17):
Just they did I know, they did a part of
the Twin Towers after nine.

Speaker 8 (17:22):
Yeah that I remember that too.

Speaker 12 (17:25):
And then finally, Progresso, you know, the soup company has
revived its viral soup candy soup candy.

Speaker 8 (17:34):
After they sold out in minutes last year.

Speaker 7 (17:37):
Soup candy like candy, Yes, you put it in your soup.

Speaker 1 (17:41):
The no, the brands they drop its sandy that tastes
like soup.

Speaker 12 (17:45):
The brand's soup drops, hard candy inspired by classic Progresso soups,
are returning for a second year with the debut of
the Progresso Soup Drops variety can Yeah that sounds dis
Austin general, Mills want to try.

Speaker 1 (18:01):
It, says.

Speaker 12 (18:02):
The new variety pack features three of Progresso's most well
known flavors. Timed for a national Soup month. The lineup
includes the chicken Noodle soup drop, the absolute legend Tomato
basil soup drop.

Speaker 1 (18:15):
That actually doesn't sound terrible.

Speaker 8 (18:17):
And beef pot roast.

Speaker 1 (18:18):
That soup drop not good. How do you get pot
roasted a candy?

Speaker 8 (18:22):
I don't know, and I don't think I want to
know now the limited.

Speaker 9 (18:26):
Immediately Jack chimes in and says, I try it. I
bring really good Indian food.

Speaker 1 (18:30):
Jacks like carry.

Speaker 9 (18:35):
Tomato soup candy. But I won't even attempt a shot
at your.

Speaker 1 (18:40):
Indian for me.

Speaker 7 (18:41):
I will try it if someone heats it and brains
really anything else.

Speaker 1 (18:47):
Yeah, I'm a very messy you night night shirt baby.

Speaker 12 (18:53):
The limited The limited edition variety cans went on sale Thursday,
January fifth teenth, sold out once again within minutes. But yeah, yeah,
have no fear because additional drops are planned every Thursday
through the end of the month of January.

Speaker 8 (19:09):
While supplies last. You can still get your soup job.

Speaker 1 (19:13):
So when does your soup drop?

Speaker 9 (19:15):
I have a theory though about these things, is we
saw this with that whole Polynesian sauce and stuff like that.
I think a lot of these sales are people just
buying this stuff thinking that the secondary market is going
to explode. That's what I think happens a lot.

Speaker 1 (19:28):
You mean, like you as your BBA, Yeah.

Speaker 9 (19:30):
Exactly, But but with this, if you if it's a
limited edition and they know they're not gonna make them anymore,
people will go out there and to just buy them
and sit on them for a couple weeks and then
put them right back up on eBay or whatever and
sell the hell out of them.

Speaker 1 (19:41):
Sit on the soup drops. Yeah you want hot soup exactly.

Speaker 8 (19:44):
It smells like chicken noodle down.

Speaker 12 (19:47):
Yeah, either way, That concludes your JCS news.

Speaker 1 (19:52):
No soup for you, all right? For us seven one
six four one text us seven seven zero three one.

Speaker 9 (19:58):
Load them up, guys, we're gonna do the frog football
follow up. Somebody in the audience it's gonna win a
twenty five dollars gift card to a Froggers billing bar.

Speaker 1 (20:05):
We'll do that next. The Bruggers football follow up is next.
Call now for your chance to win.

Speaker 10 (20:10):
Four oh seven nine one one four. It's time for
the Froggers football follow up on the Jim Colbert Show.

Speaker 9 (20:26):
You are correct, Dan Stone, It is time for the
Froggers football follow up, brought to you by our good
friends over at Froggers Gillin Bar. Four my friends, counting one,
two three, four of these great locations all throughout Central Florida,
and the end is near.

Speaker 15 (20:39):
Uh.

Speaker 9 (20:39):
The Championship Games is coming up this weekend. Of course
the super Bowl in a couple of weeks. What better
place in the Olympics. By the way, we're gonna get
a Jack's Olympic update coming up with a Winter Olympics,
so anything you want to watch.

Speaker 1 (20:50):
Man.

Speaker 9 (20:51):
Not only do they have all the great big screens,
wonderful food, great people. The girls that work at Froggers
are so awesome, cold beer you can't lose. We love Frogers.
Froggers goin bar or four locations to serve you wherever
you are in Central Florida.

Speaker 7 (21:07):
Jackson, that's right, Just go to Frogers dot com, find
the one near you and get on all right, So
you guys know the deal.

Speaker 1 (21:14):
We have five people on the line.

Speaker 9 (21:15):
The whole idea of this game, and it has been
the entire season, is to choose the member of the
show that you think did the best in this past
weekend's NFL Action.

Speaker 7 (21:25):
That's right, you have four choices, Jim, Debra, myself, and
Ross who made his picks. Deb wasn't here when we
talked about it on last Thursday, However, she did submit picks,
and she is a viable candidate for one of the
four of us.

Speaker 1 (21:41):
Just remember, if you've been.

Speaker 7 (21:42):
Following all season long, you know that Jim has always
been in last place for most of the season.

Speaker 1 (21:47):
Why get why?

Speaker 7 (21:49):
He had a few bright spots. Ross did really well.
Deb had a fantastic run for a while. I had
last week's winter. But I just want to impart this
one piece of advice. Past results is not indicative of
future performance. So it's a new week and a new
chance for you to determine which one of us it's

(22:11):
best in the football Pass clear something real before we
go any farther. The guy that just wanted me to
make his plate and bring it to him just ragged
on me about how well I picked football games of
the season.

Speaker 9 (22:21):
I just want to make sure that's clear, right. The
guy asking me for something taking chance at me.

Speaker 7 (22:24):
Maybe because you finished in last place, you should be
forced to service.

Speaker 12 (22:28):
Look at this guy, Wow, that next thing, you know,
he's going to give you the gag ball and tell
you to be a good boy.

Speaker 1 (22:34):
I got you.

Speaker 9 (22:35):
Wait right there, I don't know if I want to
eat it now you wait right there. I don't know,
I'll find all kinds of stuff to drag through it. Yeah,
that looks like something I've got my fans hold on.

Speaker 17 (22:51):
All right.

Speaker 7 (22:51):
So there were only four matchups, but we made our picks.
We did the total points for the Rams Bears game
as a tie breaker in case it was the you
got it.

Speaker 1 (23:00):
So that is where we are.

Speaker 16 (23:02):
Now.

Speaker 7 (23:02):
We just need to call Leard to pick one of
the four of us they think did the best this week.

Speaker 1 (23:06):
Neber one, two, three, four, five, let's go two? Two?
Is Josh? Josh? How you doing good? How you doing good? Buddy?
All right, man, it's easy. You get the first pig.
Who do you think me? Deb? Jack or Ross? Who
had the best weekend this past week?

Speaker 9 (23:19):
In the NFL picks, Gotta go with the Girl, deb
Ah Deb Deb was not here, so we didn't know
who she picked, but we reached out.

Speaker 1 (23:27):
She texted us her picks.

Speaker 7 (23:29):
We went through the results and we marked him and
Deb actually got three damn out of four correct and
tied for first place. WHOA, So we go to a tiebreaker,
which is the total points.

Speaker 1 (23:44):
Okay.

Speaker 7 (23:45):
In the final game of the week, which was the
Rams Bear Okay, okay, there were thirty seven total points
scored in that game. Yeah, now, Debbator picks, Yes, she did,
but never submitted the amount of points, so she has
a zero and zero. She is thirty seven points away
from the right answer. She finished in second place, and

(24:13):
I had proof.

Speaker 1 (24:13):
I asked you, yeah, but then you didn't pass it on. No,
I got your picks on.

Speaker 7 (24:18):
Yeah, the picks are good, but the points we didn't
have anything.

Speaker 1 (24:22):
What would you have picked thirty eight?

Speaker 8 (24:23):
Honestly?

Speaker 7 (24:25):
If guess what? If she picked fifteen, she would have won.
Oh my god, she would have been closer than the
eventual one, three, four or five?

Speaker 1 (24:33):
Too? Sad? You pick five? Rick? How you doing? Rick?

Speaker 18 (24:42):
Yeah?

Speaker 1 (24:42):
Yourself doing good? Buddy? Deb is off the table. Who
do you think? Did it me? Jack or Ross?

Speaker 19 (24:49):
I'll go for Jack.

Speaker 15 (24:51):
Rick.

Speaker 7 (24:51):
Oh, I am so glad you picked me because I
have been on fire lately. I won last week and
I got one right this week. Unfortunately that's three wrong
too many?

Speaker 1 (25:03):
Right?

Speaker 3 (25:04):
Yeah?

Speaker 1 (25:04):
Yeah? All right? Deb one O those bills one, three
or four? One?

Speaker 8 (25:09):
Those bills broke my heart to one?

Speaker 1 (25:11):
All right one? Sean? How you doing doing great? All right? Buddy?

Speaker 9 (25:15):
You got a fifty to fifty shot here, it's either
Jack now or it's you or raw for me.

Speaker 1 (25:21):
Yeah, yeh, it's either Ross or myself. Who do you
think did it? We're gonna go with.

Speaker 7 (25:26):
Ross, you know what, solid pick because I think he's
had the most wins throughout the entire season, start to finish,
and he did get too right with only two wrong,
but not enough.

Speaker 1 (25:38):
He finishes in third place.

Speaker 9 (25:39):
Oh man, oh man, oh man, oh man. You just
realize I have no idea. I literally had no idea,
and it's up to you. And I will tell you
there's a special indication with this choice you're about to make.
Deb I'm gonna ask you.

Speaker 1 (25:57):
Line three or line four three.

Speaker 9 (26:03):
Mike Larson year RIBBT.

Speaker 1 (26:11):
I lost by the last I lost last week, but
I'm in here strong this week. It's gotta be Jim.

Speaker 9 (26:18):
Yeah, Mike, want you on hold.

Speaker 1 (26:21):
You're a winner, buddy. Thanks for calling. Always good hearing
from you.

Speaker 12 (26:24):
There.

Speaker 1 (26:24):
He is the legend, Mike the buzzer Lars.

Speaker 7 (26:26):
Though he was seventeen points off on the tiebreaker with
just one wrong, Jim had the Texans.

Speaker 1 (26:32):
Over the Patriots.

Speaker 7 (26:33):
Bim correctly picked the Broncos, Seattle and the Rams and
so Ti Debrah, but on points Jim is the winner
this week, and so is Mike Buzzer Larsen.

Speaker 1 (26:42):
Yeah, not bad.

Speaker 12 (26:44):
I gotta end up strong for that chicken Tika Missel.
I'll forget my tie breaker next time.

Speaker 1 (26:50):
I put.

Speaker 9 (26:51):
I picked a bunch at night, I put like fifty
eight or something or whatever it was.

Speaker 1 (26:54):
No, you had fifty fifty four? Is that what it was?
All right? Very good? All right?

Speaker 9 (26:58):
Mark good or Mike good job. You're winner and thanks
to Froggers. We love those guys. You will as well
for the great locations if you want to go and
hang out Froggers.

Speaker 1 (27:06):
Grill and Bar.

Speaker 7 (27:06):
Yeah yeah, And we have one more gift card and
we'll do that next Tuesday, and based on our picks
for this upcoming championship weekend.

Speaker 1 (27:14):
We'll do that on Thursday when Ross is here.

Speaker 9 (27:16):
All right four seven nine one text us seven seven
zero three one.

Speaker 1 (27:19):
What'd you do? That's new?

Speaker 9 (27:20):
As next I'm gonna find out what these guys thought
about Clips's album. Lord willin and then we'll find out
what Deb has to offer for next week. That's right
after this on the Jim Colbert Show.

Speaker 10 (27:30):
New keyword this has been the Froggers Football follow up.
Find the Froggers near you at Froggers dot com.

Speaker 1 (27:43):
All right, shut soup drops.

Speaker 9 (27:51):
Next thing you know, they'll be coming up with soups
of positories.

Speaker 1 (27:56):
God, oh beg, Jimmy, stop, you're making my mouth moist.

Speaker 17 (28:03):
And I hate the word moist.

Speaker 1 (28:07):
Love food, So keep talking, but by the moist, go
just chout down. Okay, oh stop it, stop stop it.
I'm getting hungry before I can eat.

Speaker 8 (28:21):
Dad, stop making the man moist. You're welcome.

Speaker 1 (28:31):
Man.

Speaker 9 (28:32):
Every time he calls, I was like I'm talking to
a cartoon badger every single time.

Speaker 1 (28:41):
Every time.

Speaker 9 (28:42):
All right, welcome back to the Jim Corber Show. We're
all radio one oh four point one four o'clock. Keyword
is gold g O L D. Go to real Radio
dot FM and send that with bucks gold. That is
your four o'clock heyword. Good luck, guys.

Speaker 1 (28:55):
I'm Jim.

Speaker 9 (28:56):
There's deb Jack is here as well. Let's do what'd
you do that's new?

Speaker 20 (29:05):
What did you do?

Speaker 12 (29:07):
What you do that?

Speaker 20 (29:12):
I need to tell you something.

Speaker 15 (29:15):
That's right.

Speaker 1 (29:15):
Closman Law k l A U s m A in
law dot com.

Speaker 9 (29:19):
Glenn will be in with us on Thursday for Colbert
Cork until then what you do that's new. Every Tuesday
at four o'clock for the last seven years or so,
one of the members will choose something for the other
members to.

Speaker 1 (29:30):
Watch, read, or listen to. We will do that.

Speaker 9 (29:32):
We'll reconvene on that following Tuesday, talk about it, and
then move on to the next choice. I kicked off
the year for us with a hip hop album. This
goes back to what I was doing in at the
end of last year, kind of introducing the guys to
some records that I listened to a lot when I
was younger, and records that got me into hip hop
a lot. And this is damn sure one of them.
It's a clips is the band, it's the Virginia Beach Group.

(29:53):
It's two brothers actually and uh. The album is called
Lord Willin. It was produced by for L Williams. You
can hear his influence all through the album. And I
wondered what you guys would think about it. We'll find
out what deb has to do all for here in
a second.

Speaker 1 (30:07):
What do you guys think? First, I had no idea
for LL was part of it.

Speaker 7 (30:11):
It's I in one of the videos, like I watched
it or I listened to it on YouTube, and so
for two of them they had videos and he was
in one of them.

Speaker 1 (30:18):
I'm like, that's for ol Williams. And then I.

Speaker 7 (30:21):
Quickly looked it up and yes, so for Williams is
part of it, you know, producer. Before he was a
frontman and artists on his he.

Speaker 9 (30:29):
Had a group called the Neptunes with a guy named
Chad and they they did a lot of beats for
hip hop artists back in the late nineties early two thousands.

Speaker 1 (30:36):
Yeah.

Speaker 7 (30:37):
So, uh, and then I liked Young Boy the second one.
Uh see, it's fun and I don't know what it's
safe to play.

Speaker 1 (30:45):
Nothing.

Speaker 9 (30:46):
I would say you probably don't want to take a chance.
I think even the clean versions will get us fired. Yeah, okay,
so there you have that.

Speaker 7 (30:54):
What's funny is before you mentioned it a week ago today,
I've never heard the name clips before.

Speaker 21 (31:00):
Yeah.

Speaker 1 (31:00):
Yeah, a lot of people have it.

Speaker 9 (31:02):
This was kind of a band that had had about
a two and a half three year run and then
they just kind of went away. I think maybe one
of the guys split off, tried to do something else
or whatever, but it just didn't It was kind of
wild how they disappeared they actually just came back in
the scene about a year and a half, two years ago.

Speaker 1 (31:16):
They are.

Speaker 7 (31:17):
Then I watch a tiny desk concert they did last year,
and I believe this summer they have a few shows
in Camiforna.

Speaker 1 (31:23):
Yeah, sure enough.

Speaker 12 (31:24):
Well what's interesting is, just like Jack, I'd never heard
this music before, even though they had at least one
song with Faith Evans. Yes, yes, so there are a
couple of beats that I recognized. And then I went, oh,
that's why I've never heard of these guys before, because
nothing they sing is radio friendly, so you wouldn't have
been introduced to them, you know, listening to the radio,

(31:44):
which is how it was done in the old days.

Speaker 1 (31:46):
I would I.

Speaker 9 (31:46):
Would think that you would probably recognize Grindon. That was
the song that really kind of busted them out.

Speaker 21 (31:51):
Jack.

Speaker 9 (31:51):
You can actually play the beginning of that just a
beat most people will know. And the reason why is
is that that sound that you hear that sounds like
a drop, like a water drop. That Sparrell actually doing
that on his mouth.

Speaker 16 (32:02):
Oh really, Yost, And I just wanted.

Speaker 1 (32:14):
It was about the patrol, all right. That's yeah, that
is the clean version. That's it. It's the song's cheek.
He's getting that that sound that yeah, yeah like that sound,
but he's doing that was and I like Gangster Lean too.

Speaker 8 (32:32):
Yeah, you're gonna make me Gangster Lean.

Speaker 1 (32:34):
I love this album. Hot Damn is another good, another.

Speaker 9 (32:37):
Good, And believe it or not, I've never was a
big Germaine Dupre fan from because he was a big
time producer back in the day as well and had
a little heat with some hip hop stuff as well.
But uh, let's talk about it is the song that
he featured on or help produce, and I think it's
great as well. So it's just a really good album.
One of the reasons I wanted you to hear it
specifically more than anything dead is I know that you're

(32:58):
a big bass fan.

Speaker 15 (33:00):
I love.

Speaker 1 (33:01):
This isn't that this is.

Speaker 9 (33:03):
I mean, these beats really don't lean on eight oh
eight bass or any of the normal stereotypical hip hop stuff.
That's kind of what separated Farrel from his early producing stuff.
It was more it was more instrumental then.

Speaker 1 (33:16):
I don't want to be the beat makes up for
the bass.

Speaker 7 (33:19):
There's one song where it had more of an R
and B feel, and now I felt, yeah, it was
that was a little like halfway through the album maybe
a little more.

Speaker 1 (33:27):
Yeah, my man said, this is taking him back to
high school. I love it.

Speaker 7 (33:29):
But uh, definitely it sounded like it was nineties. Yes,
it had a ninety sound to it.

Speaker 1 (33:36):
It sure did.

Speaker 9 (33:37):
And you know, and again they didn't lean on big,
huge bass beats or any of that stuff to kind
of create the tone. That was more hymn mixing up
you know, like songs. And the cool thing is, I
believe if you go and look, you can actually see
his production notes on this album and see where he
pulled the samples from to create the songs, which is
also very cool.

Speaker 8 (33:55):
It just makes me so nervous.

Speaker 7 (33:58):
The song I'm good I'm playing now, he's not on
that album, but it's in our system with Clips and
Pharrell Williams, which means I know I'm allowed to play.

Speaker 15 (34:05):
Wow.

Speaker 1 (34:06):
Cool.

Speaker 12 (34:07):
Well, what's interesting is that this is a two thousand
and two album, but the sound is really kind of
like early nineties.

Speaker 7 (34:12):
It is, yes, agreed, Yeah, Because my wife came in,
she goes, you know, she asked what I was listening
to it. She goes, yeah, that sounds like way back
I know.

Speaker 12 (34:21):
And yet it's really not that far back. I mean,
twenty four four years is.

Speaker 15 (34:25):
Gonna be killed.

Speaker 1 (34:26):
Oh, it's a grown ass man away.

Speaker 8 (34:30):
It is a grown ass man away.

Speaker 9 (34:32):
See if you can you play any when the last time? Oh, Jim, yeah,
I got it, I got it.

Speaker 1 (34:37):
So now we have no dumb Okay, so hold on
for a second.

Speaker 9 (34:41):
I didn't realize two and a half seconds into the
song he was an yelbian word and a.

Speaker 1 (34:45):
Half it was the first word.

Speaker 12 (34:48):
You're being awfully generous over there, Colbert, that's his hello.

Speaker 1 (34:53):
Yeah, exactly right. It's a cultural thing. We don't have
to be mad about it.

Speaker 12 (34:56):
That was man, Yeah, except every song I was like that.
That's why I've never heard that.

Speaker 1 (35:00):
One gunshy we are we're allowed to play that? How
crazy is that?

Speaker 7 (35:06):
But a yeah you could, Yeah, we're not saying dude.

Speaker 9 (35:11):
Had We had a guy on the Monsters actually wrote
a song called you Can Say in on the radio,
and the whole song was about all the other stuff
you can't say but you can say one of the
worst words in American culture. I think maybe global culture.

Speaker 1 (35:25):
No. I definitely broke into a sweat for sure.

Speaker 9 (35:29):
I think that's kind of fun. We should just choose
hip hop albums and how far we can get.

Speaker 1 (35:33):
Before we have to dump it.

Speaker 12 (35:35):
I like my job, yeah, I really do. I love
my job, like to keep it.

Speaker 9 (35:40):
There's a guy that does I forget, I forget who
the artist is, but there's a guy out there that
does an Instagram page and it goes, this is me
playing albums until this particular artist tells me what to do.

Speaker 1 (35:51):
And I think it's Biggie and.

Speaker 9 (35:53):
Or somebody, and he basically it's the reason he did
this because like every single song this guy has, the
first thing he says is that it's used to have
to do something, you gotta get down or something like that,
and it's just like then it stops.

Speaker 1 (36:08):
That's it. The entire post is like twelve seconds long.
That's funny, all right?

Speaker 9 (36:12):
That What do you got for us? Okanksey, you guys,
by the way, for tolerating that. I know these things
are a bit of.

Speaker 7 (36:17):
A stretch for you guys, but I appreciate it because
something that is, you know, so received by many.

Speaker 1 (36:23):
I never didn't even know it exists.

Speaker 9 (36:25):
I probably listened to that record two hunder Time. Yeah,
if I've listened to it once. I mean I just
I had a minute there where. That's all I listened
to is clips.

Speaker 8 (36:32):
So you're gonna, Allie, kick on your.

Speaker 1 (36:35):
To a bitch. Oh yeah, yeah, that's exactly what we did.

Speaker 8 (36:38):
You're gonna take it back up again?

Speaker 12 (36:40):
No way, Well we're going to throw it back a
little bit further than that. I have in eleven minute
and fifty one second video called ten bizarre nineteen seventies
products we couldn't live without, and I have to say
one of them I feel rightfully exonerated.

Speaker 1 (36:59):
What do you mean rightful exonerated?

Speaker 8 (37:00):
That a product?

Speaker 12 (37:01):
I tried to wrap my arms around the sponge and
they were never sponge worthy Jack, and it could just
could not ever make these things work. And when I
saw them come up on the video, there are a
couple of products that actually made me laugh out loud,
just from the old commercials that you see. Y, G,
your hair smell so terrific.

Speaker 1 (37:22):
Oh yeah, man, these were products. G your hair smells terrific?

Speaker 8 (37:26):
You remember that?

Speaker 1 (37:27):
How crazy is that? Yeah? That'sinitely. I'm gonna lean in
and take a snort of your hair.

Speaker 8 (37:31):
But that's exactly what it was like.

Speaker 12 (37:33):
And when you see the old commercials, you see the products,
you know It's interesting because these are products that were
just such a part of everyday life, you just never
imagine that not being there anymore. Right, But it's also
just a real walk down memory lane just to see
ten bizarre products nineteen seventies, products that we couldn't live
without and hopefully, in twenty twenty six, will never go

(37:54):
back to again.

Speaker 1 (37:57):
I'm interested to see that now. Yeah.

Speaker 12 (37:59):
Yeah, I'll tell you which item, what product I feel
exonerated from when we review it next year.

Speaker 1 (38:04):
Yeah, I'll try to guess which one it is.

Speaker 7 (38:06):
We'll add that link to our post if anyone wants
to see not only what we've done this year, because
this is only the third one upcoming, we have every
year listed and you can link to that from the
beginning in twenty eighteen when we started this bit.

Speaker 9 (38:20):
Yeah, and I will tell you, man, I say this
all the time, and it's one hundred percent right.

Speaker 1 (38:23):
To have that archive.

Speaker 9 (38:24):
Is kind of cool because if you ever get in
a rut, like a content rut, where you just can't
break out of your normal repertoire of stuff you like
to watch, if you go to that master list and
you start perusing that thing, you know it's all four
of us on the shows using stuff that we think
is interesting. Behind the scenes, you're going to find something
that kind of peak your interest for sure.

Speaker 8 (38:43):
Very unique list.

Speaker 1 (38:44):
It is for sure a.

Speaker 9 (38:44):
Right four seven nine six four one. Don't forget your
four o'clock keyword is gold.

Speaker 1 (38:49):
That's gold.

Speaker 9 (38:50):
Slide over to Real Radio FM and send that away
for your chance at one thousand dollars. Back in a
second with more of the Jim Colberg Show.

Speaker 1 (38:58):
Stay right there.

Speaker 7 (39:08):
Proudly sponsored since d one by Glenn Klausman Closmanlaw dot Com.

Speaker 5 (39:13):
Hi, Hey, good afternoon, guys. Jim great choice clips. Lord
Willing classic album two thousand and two was my freshman
year in high school and you cannot get away from
that grinding beat. But on another note, the new album
Let God Sort Them Out is nominated for I think

(39:34):
five or six Grammys this year. You might want to
take a listen to that. It's it's They're back to
their roots. Love it Do Somewhere for real. The album
is an instant classic. Go take a look at.

Speaker 1 (39:46):
It, Will Butt, Thanks for the heads up. Good day,
Covert and Company.

Speaker 17 (39:50):
It's Connor, Greek Mike come in so out here forty
four and I seventy five. Kind of wild wood ish
edge of the village is there is an ex mort
adult supercenter right off the side of the road and
their sign says keep Florida Lubricating.

Speaker 9 (40:17):
Sorry, all right, your four o'clock he ord a his
gold that's g O l D. Go to real Radio
NFMS and then I'll bring your chance at one thousand bucks.
We will remind you if you are playing the game,
turn your phone on, keep it close to you, and
answer it when it rings, even if you do not
recognize the number, even if it says like what's the unknown, Yeah,

(40:38):
no caller ID any of that stuff, that could be
them telling you you've won.

Speaker 1 (40:42):
You have to pick up your phone.

Speaker 7 (40:43):
And we've had there's a talkback right here that are
saying they've been.

Speaker 1 (40:46):
Playing for months and your years have it? Have it won?

Speaker 7 (40:49):
And and some people when they win, they said, I've
been playing this thing for years, someday months or you know.
So it's random. But what I do know, based on
all the day I see for the winners is that
our station has beaten out nearly every other station than
this company for the amount of winners.

Speaker 1 (41:10):
That means we have more people playing.

Speaker 7 (41:12):
It and you know, so you're talking thousands and thousands
of people are trying to win, and we're there's only
thirteen winners every day, and right now we already have
four winners. I think we're already leading the company. Unbelievable,
and we missed the first day because of the website.

Speaker 1 (41:27):
Yeah, yeah, for sure. And you only have to wait
an hour. Yeah, that's it.

Speaker 12 (41:31):
If you enter at the top of the four o'clock hour,
by five o'clock, you'll know where they or not you've won.

Speaker 1 (41:36):
So entered again. That's right. Gold is the word, by the.

Speaker 7 (41:38):
Way, And we actually someone on the texting service who's
talking about you know, it seems like some of the
same callers get through all the time, whether it's calling
for contests or doing the texting service.

Speaker 1 (41:49):
Some people treat it like a job.

Speaker 7 (41:51):
We'll set reminders and have a system down where okay,
on top of the hour, I got to get the keyword,
I'm going to enter And they do it every hour,
thirteen times a day, saying you have to But I'm
saying some people are that dedicated.

Speaker 9 (42:03):
Seven seven zero three one. That's how you text us.
If you'd like to leave a talk back that's easy
as well. Grab the iHeartRadio app, go to real radio
and use that mic to send it on over saw something.
You know, we talk about tipping quite a bit. And
actually it's so funny. I wrote this story down because
I saw it online today and then right as I
came in to do the show today and I started
scrolling through doing that final check of the news if
there's anything breaking out there. I went to Facebook and

(42:25):
looking for some human interest stuff, and somebody posted the
story over again, and I'm kind of interested.

Speaker 1 (42:32):
So when you guys.

Speaker 9 (42:32):
Go and you you you go somewhere to eat, right,
and you get and you get the receipt, you know,
they bring that little folding thing and mubblah blah blah blah,
and then you know they you know, the credit card
up top in the little pocket. They bring it back
and when you open it up, you know, there's your
your receipt, there's the restaurant's receipt. And on the receipt.
With some places, it does the math for you. Right,

(42:56):
let's say your bills fifty seven dollars and seventy five
cents or what I've it'll give you a ten percent tip,
you know, a twenty percent tip and then maybe a
twenty five percent and it'll it'll.

Speaker 1 (43:07):
I think it goes eighteen, twenty and twenty two.

Speaker 9 (43:09):
I think it actually, yeah, fifteen or eighteen and then
twenty five.

Speaker 1 (43:13):
Right, it depends on if they have tablecloths.

Speaker 9 (43:18):
And so you and I know a lot of people
use that, right, Like sometimes we will use that because
it's just you'll get twenty percent. I mean, twenty percent
is an easy toime to figure out. But you know,
you look down there and then boom there. It is
very easy, and it's smart. It really is smart. It
takes it takes a step away from people who are
looking to make a decision, and most people will just
kind of lean on the numbers and they shouldn't have

(43:40):
because man, they've uncovered this one restaurant or this one
place where the math wasn't right on the percentages. It
was actually giving them more of a tip than they deserved. Really,
because nobody stops and does the math on them that
they just take it as normal. It wasn't like so much.
But I think the first tip will a dollar or
fifty more. The second one was like right at two

(44:03):
dollars more, and the third one, I think was like,
you know, a little over two dollars more, but every
one of the every one of the choices was wrong.

Speaker 1 (44:11):
Wow, And I was like, who would have thought you
had to check that? Of all things?

Speaker 9 (44:16):
When you go out to eat, you're already like bracing
yourself when they bring you the bill, especially if you've
had if you've had two drinks, I got bad news
for you.

Speaker 1 (44:22):
You just bought another meal.

Speaker 8 (44:23):
Yeah, no doubt.

Speaker 7 (44:24):
And the I at least had twenty percent as a staple,
as if you're using that at a standard, it's easy
to figure out.

Speaker 1 (44:31):
That's easy. Yeah, sure, you know you just percent times too.

Speaker 7 (44:34):
Yeah, you move the decimal one and double it and
it's good to go.

Speaker 12 (44:38):
That's why I usually don't rely on those things on
the bottom because if they don't give me the twenty
percent choice, and I don't think I want to go
up to twenty three or twenty five, I'll just do
my own simple math.

Speaker 7 (44:47):
But some places, like when you are doing small purchases,
like at a coffee place, where it could be under
ten dollars or typically the bill is under twenty, I'm
not interested in the ten, fifteen, twenty, like that one
dollar two dollars three dollars off right, right right right?

Speaker 1 (45:02):
Yeah?

Speaker 9 (45:03):
Yeah, and uh, I mean again at the coffee places,
it is like, yeah, this is a little question here
for you.

Speaker 1 (45:08):
I'm like, oh god, I hate it. I hate it
more than anything.

Speaker 9 (45:10):
And I got coffee at that place the other day
and I just reminded myself how much I hate it. Yeah,
I'd rather tip you a dollar than eighty seven cent. Yeah, yeah,
I would, right for sure. And another thing like I
wanted to talk about.

Speaker 12 (45:21):
Yeah, how you're gonna get to that eighty seven cents
when there's no pennies anymore?

Speaker 15 (45:24):
Nah?

Speaker 1 (45:25):
Yeah really digital boom got it.

Speaker 9 (45:28):
So we talk about AI a lot, right, I don't
think we've had a conversation about AI that's been very
positive over the last like two or three or four months.

Speaker 1 (45:36):
Would you guys agree with that? Nope, Like a lot
of the you you don't agree.

Speaker 13 (45:39):
No.

Speaker 7 (45:39):
I think there's plenty of positive things, and I think
we've talked about.

Speaker 8 (45:43):
It, yeah, like the medicine, how it's going to lead
in medicine.

Speaker 9 (45:45):
But what we've talked about mostly is how this is
going to affect slop.

Speaker 1 (45:49):
Yeah, you have to slop. The whole production of it.

Speaker 7 (45:51):
But the negative actual definitely leads the news on AI.

Speaker 1 (45:55):
Right.

Speaker 9 (45:56):
So with that said, this week today I saw one
of I mean, if you want to define what AI
for me? Now, I know this is completely subjective, right
when it comes to how you take these technologies in Like,
for somebody may not mean anything like if it can't
produce like a cool song for them to rag on
their sister or something, they don't give a damn about

(46:16):
AI or whatever. My whole thing was, AI is going
to revolutionize the way that we test medications, and it's
going to create a longer lifespan for humans, and it's
going to do it pretty fast. I think within a
generation and a half or so, you're going to see
people that are sending their lives by five, maybe to
eight ten years based on technologies that we are able
to expedite using AI in laboratories and with testing medications. Right,

(46:41):
that's the number one thing I thought it would be, right.
I mean, your Google Sarge engine just going faster and
being a little bit more comprehensive. To me, isn't worth
building a twenty billion dollar data center, right, just so
you can find out somebody's birthday real fast. That's not
exactly what it is. So the story goes like this,
there's a guy who went I want to say it

(47:02):
was to the French Alps and he went to go hiking.
Right and make sure I got this right, there's a
BBC story. He has a mountaineer and he went missing, right,
And they went forever looking for this guy, sent up drones,
helicopter sorties flying around the mountain. Have you seen the story, No,

(47:23):
flying around the mountain looking. I think they looked for
about he's sixty six years old. He was an experienced
climber and an orthopedic surgeon. His name was Nicola Evoldo.
He went missing. They went everywhere looking for him. They
could not find him. To save their lives, and they
kind of knew where he was or to save his Yeah, yeah,

(47:43):
it was about a five hundred square mile area where
they thought he was.

Speaker 8 (47:48):
That's all.

Speaker 9 (47:49):
Yeah, five hundred square miles, right. So they're flying drones
over it. They're flying helicopters costing tens of thousands, possibly
hundreds of thousands of dollars searching for this guy. After
a while, they kind of realized that there's a chance
that this guy's not going to be alive. I think
it was like maybe three days after you know, they
did the search. They stopped for three days, and they

(48:09):
kept on looking and they couldn't find it. And somebody
came up with the idea and they said, well, what
if we used AI to find this guy? And they're like, well,
how would you use AI to find this guy? Right,
So they took one of the photographs from the helicopter, right,
and they and they and they told AI. They said, hey,
go pixel by pixel, pixel by pixel of a higher

(48:35):
res photograph from a rece or from a rescue helicopter,
the same ones that look for people at sea, which is,
I've heard one of the hardest things to do. It's
literally to find somebody at sea. You would think it
would be easy, but it is not easy at all. Right,
this apparently is equally as difficult. So they told AI
go pixel to pixel and look for any aberration of

(48:59):
color against this landscape because they knew he had a
red helmet on. That's what they knew. They're like, well,
it's a red helmet. And even in this landscape of rock,
crags and snow and all of.

Speaker 8 (49:11):
This stuff, red's not going to be a predominant color, go.

Speaker 9 (49:14):
And find this red and they sent and the idea
that this AI went from pixel to pixel in this
photograph looking for it, and guess what it found it
It found him. And the most impressive part is the AI,
as it went from pixel to pixel, realized where the
helmet was. And the story that gets so weird about

(49:35):
it is the helmet was actually in a shadow. But
because AI is so thorough when it comes to the search,
and it was so disciplined to look for that color difference,
because they programmed it and they asked it look for
anything that looks outside of the norm, including rock crags,
this color, and they gave it this big prompt and

(49:55):
that damn thing went from pixel to pixel on this
gigantic photograph. I think it like two and a half hours,
and then it said there, it is right there, and
even then they found the helmet. They found the guy
was passed away unfortunately, but his helmet was even get
in a shadow and they still found it. And they
said that had that AI not found it, that guy
probably would have died and stayed on that mountain until

(50:16):
it melts, and it could have been it could have
been forever until they found that guy because they're still
finding people on everest who had been covered up. And
then as the melts come, they'll see a foot sticking
out of the snow or.

Speaker 12 (50:27):
Nothing for the climbers to walk by the bodies of
other climbers.

Speaker 1 (50:30):
Oh yeah, they're all up there. It's crazy.

Speaker 9 (50:32):
But I thought that was the craziest thing. And they
make such a big deal about it because of how
much information that is for the AI to look at.
But it would have taken a human being, you know,
a loop and a blown up picture and it would
have taken a month to go through there.

Speaker 1 (50:46):
Yeah, and still.

Speaker 9 (50:47):
Probably wouldn't have found it because of where it was
on the mountain. Wow, just so unbelievably impressive to me.

Speaker 8 (50:53):
If only they had had that idea the three days prior.

Speaker 1 (50:56):
But at least now they do.

Speaker 9 (50:58):
Yeah, the helicopter dropped a two drone pilots on the
mountain the slopes close to those rocky faces and colors,
which also some of the colors as the sun bounced
off the rocks. Yeah, it would mimic the color of
the helmet and the AI saw right through it. Pretty crazy,
And it says until two years ago they would be
analyzing these photographs by themselves, each and every one of them.
They would have a human being in a room and

(51:19):
a magnifying glass looking through anything to find some little
drop that they could use to go and find this cat.

Speaker 12 (51:25):
It's no different than doing the fingerprints the way it
used to be.

Speaker 1 (51:29):
Oh yeah, with the book.

Speaker 8 (51:30):
Counting the ridges and the grooves.

Speaker 1 (51:31):
Oh my god, did.

Speaker 12 (51:32):
You actually I learned recently how our finger finger prints
are created.

Speaker 8 (51:37):
I told you that, you the one who told us
about that.

Speaker 1 (51:39):
Yeah, it's when you that's.

Speaker 12 (51:40):
Right, when you bump up against the amniotic sack, when
you're in the womb.

Speaker 9 (51:44):
Yeah, that create so crazy, that creates your finger I
did not know that until I think we did trivia
on fingerprints exactly.

Speaker 8 (51:50):
That's I still am amazed that that's the case.

Speaker 9 (51:52):
And I always wondered, like, how could it be where
no human beings could have the same fingerprint. Well, obviously,
if you're in the womb, there's I mean, there's no
way to predict how people could bump up against the
side of that wall the same. I mean, the chances
of that are virtually none. The one thing, and do
identical twins, they do they have the same fingerprints.

Speaker 12 (52:10):
I don't believe so, because they think that's one of
the things, right that and their belly button, which we
learned about trivia as well. Right See, we learned something
new every day from you crazy.

Speaker 1 (52:19):
Business, all right.

Speaker 9 (52:20):
Four oh seven nine one six one four one text
Us at seven seven zero three one. It says, yeah,
they ended up with three possible locations, one that contained
that red object. The next morning, when the drones went out,
the red object in one of the photos turned out
to be his helmet. This led rescuers to quickly discover
the body of the missing doctor, still partially covered in snow,
dressed in black. Without AI flagging the red dot in

(52:40):
one of those drone photos. He may have never ever
been found, It said. The software managed to detect the
red color even though the helmet was in shade when
the when the image was taken, pretty darn and pressive.

Speaker 8 (52:53):
It is amazing, all right.

Speaker 9 (52:54):
Four oh seven nine one six one four one text
Us at seven seven zero three one. Scott Brown coming
in a little bit later, the triumphant return of Scott
Brown from eduardor family Wealth. We've had Brad Scher in
a couple of weeks and his son he's been great,
but we will get the We will get the information
from the mouth of the horse himself.

Speaker 1 (53:12):
Today.

Speaker 8 (53:13):
He's gonna want to talk to you about that.

Speaker 1 (53:15):
And real quick before we're gonna break.

Speaker 21 (53:19):
Had not the.

Speaker 8 (53:20):
Surprise when he comes in if he wins.

Speaker 9 (53:24):
Have you guys seen this thing that's happening on CNN,
this climb from this guy Alex Honold.

Speaker 1 (53:30):
Have you seen it? No?

Speaker 9 (53:32):
I think Alex Honold is known as the greatest free
climber ever. I think he's the only person in the
history of El Capitan, you know that basically that giant rock.
I think he's the only guy that's ever free climbed
it with no safety gear at all. If I remember right,
he may be that guy. He's going to climb a
building on Friday, a skyscraper live on Netflix.

Speaker 7 (53:56):
They said, it's I watched the promo for it last night.
It's going to be live for two hours on Netflix.
Won't it take more than two hours to climb the skyscraper.

Speaker 9 (54:04):
One hundred and one story tie Pay skyscraper. And the
way the thing is shaped is the reason why people
are freaking out about it, because it's that big skyscraper
where the it doesn't the the sections don't go straight up,
they go out like that. Yeah, so like a like
it's you know, like it's like a so he has
to climb not straight up. He has actually climb at

(54:25):
an angle, I believe, and then go over the ridge
and then go up and do the same thing.

Speaker 1 (54:28):
A hundred. He's got a stories. He's got a kid,
by the way. Yeah, yeah, there's the guy with a kid.

Speaker 7 (54:33):
Do it climbing a thousand foot high skyscraper with no safety.

Speaker 9 (54:37):
Net no no, no, no nothing, no parachute, no safety lines,
no safety nets, no nothing. That's called free climbing. No nets,
no nothing, one mistake.

Speaker 1 (54:46):
You go. That's it. Live on Netflix. I can't even
and I was gonna, I cannot watch it. I can't
watch it.

Speaker 8 (54:53):
I cannot watch.

Speaker 9 (54:54):
When they when I saw the fight, Like, CNN has
a story on this, and they're doing an interview with him,
and while they're doing interview, they're showing clips of him
doing this. Now, the people who photograph him are online,
so they're perfectly safe, and they just they basically go
right up beside him while he's free climbing and they
film him when they do this shot from the top
of this mountain down to show him and the guy

(55:15):
climbing up that.

Speaker 1 (55:16):
Last one hundred feet or whatever.

Speaker 9 (55:17):
I almost just kind of got vertigo and fell over, Ah,
because it just takes it away from me so much.
I hate heights so much that it's difficult for me.

Speaker 1 (55:28):
I won't be able to watch it.

Speaker 9 (55:29):
And this guy is a This guy is a marvel
of a human being, I mean a marvel. And he's
not that young anymore. He's been doing this forever man. Yeah, yeah,
Alex Honald is his name, and he's known as that.
I think he's the greatest free climber in the world,
the most the most awarded and considered, I believe, the
best that's ever lived.

Speaker 1 (55:51):
And he's gonna climb this building. This happened before, Jack.

Speaker 9 (55:53):
You remember that in the eighties, that guy called the Fly,
the human fly or whatever climbed up one of the
buildings in New York.

Speaker 7 (56:00):
The Twin Towers. Wait, there was the guy who walked
across it on the type rope. Yeah, that's that's not
that's the guy that climbed it. Yeah, there was the guy.

Speaker 9 (56:07):
He did it in like a he did it in
a costume, like a like a like a superhero costume
or something.

Speaker 20 (56:12):
Yeah.

Speaker 12 (56:12):
Yeah, well think about Nikolinda's grandfather who did this between
two skyscrapers and Puerto Rico and then ended up falling
to his death.

Speaker 9 (56:18):
Yeah, the wind, the wind got him and he couldn't
get down to the wire enough to balance himself and
he just toppled over fell twelve twenty seven stories.

Speaker 1 (56:26):
Yeah no, yeah, no, thanks, can't watch it? No all right?

Speaker 9 (56:28):
Four seven nine four one text us at seven seven
zero three one back in one second with more than
Jim Colbert show.

Speaker 19 (56:45):
What's Up guys, saw as your boy line and teacher.

Speaker 1 (56:48):
Just a little psa.

Speaker 19 (56:49):
With all the gift cards given out over the holiday season,
if you're going to use one at a restaurant, make sure.

Speaker 1 (56:54):
You're using and tipping before you.

Speaker 8 (56:57):
Use that gift card.

Speaker 19 (56:58):
That way that server gets paid on what the amount
of the actual food was and everything. And also be
careful with all those automated ones that they put out
at the table and they're asking for like the tip
before they run your cards and everything.

Speaker 1 (57:13):
So be careful. Tell you Budy appreciate it.

Speaker 13 (57:16):
I don't know if you guys covered this on the
news part today, but do we really need another Fast
and the Furious roller coaster. They already have one, Hollywood,
why do an you want to hear at Universal? They
should have just changed it to back to the future.
Bring it back Universal. Come on anyway, anyway, guys, have

(57:39):
a great show.

Speaker 1 (57:39):
Thanks buddy, appreciate that prevent away. Yeah. I don't know, man,
I don't know.

Speaker 9 (57:44):
I saw that that Fast and Furious thing was coming,
but I'm not a thing part guy.

Speaker 1 (57:48):
I guess. I mean I read something about it.

Speaker 7 (57:50):
I missed that one the I know there. This show
that they did was a huge bus.

Speaker 9 (57:56):
Yeah, yeah, yeah, that was one of the staging areas
for Halloween Hard Knights. I remember walking through that. I'm like,
nobody ever talks about this now. Yeah, I thought it
was just a display thing that to talk about it
in the beginning with how bad it was?

Speaker 1 (58:09):
Oh really? Yeah?

Speaker 9 (58:10):
All right for seven nine six four one, text us
at seven seven zero three one. Don't forget your four
o'clock keyword is gold.

Speaker 1 (58:16):
That's g O L D.

Speaker 9 (58:17):
Go to Real Radio FM and send that out for
your chance at one thousand bucks. We'll have a fresheet
for you at the top of the hour.

Speaker 1 (58:23):
I'm Jim. There's deb he Jack is here as well.

Speaker 15 (58:26):
YEP.

Speaker 9 (58:26):
National Championship game was last night. It was actually a
lot of fun to watch. I'm not a big college
football guy, and I have no dog in.

Speaker 1 (58:33):
That hunt for either one of those teams.

Speaker 9 (58:35):
You know, Miami is a Florida team, and I was
a Florida State fan, so we had some classic battles
back in the eighties. Florida State and Miami with those
two big, giant offense is always fun to watch. I
have no interest. I just hear you gotta watch Indiana
play because they're big. They look a lot like Alabama
from the Midwest, which is an accurate depiction of the team.
But there was some controversy at the game last night,

(58:57):
and it had nothing to do with what was going
on on the field. Oh boy, what happened? An ESPN
cameraman is catching some hell now, let me say, let
me say this. Did not do anything wrong, per se,
I knew the per se part.

Speaker 1 (59:15):
Ye didn't tee it up.

Speaker 9 (59:18):
Didn't do anything that broke any rule, no FCC violation,
didn't say anything, nothing like that.

Speaker 1 (59:27):
Zumming in on hot women.

Speaker 9 (59:30):
A hot woman, Oh yeah, why would that be controversial?

Speaker 1 (59:35):
I mean, the woman was completely.

Speaker 9 (59:37):
Nothing happened, no outward movements, nothing dirty.

Speaker 1 (59:43):
She didn't yell anything, no, nothing was this camera angle massive.

Speaker 9 (59:48):
Massive controversy because they did a really big close up
right on this girl in the crowd.

Speaker 1 (59:54):
What was the point of the close up? Don't know that.

Speaker 9 (59:58):
Yeah, just a fan shot just to you know after
the game is over. Miami fans were distraught. This person
is a Miami fan. She was distraught. Apparently she had
a seat that was easy to see by ESPN and
they flashed over and of all the people at the
stadium in Miami, they put this girl on the camera. Well,

(01:00:21):
if you do that, you're gonna find out the bit
why they put her on mean why it's a big controversy, huge, No,
although she may have a huge rag.

Speaker 1 (01:00:30):
I love hearing you say that, though. So she wasn't crying, No,
not crying.

Speaker 8 (01:00:38):
Making out with somebody, not.

Speaker 1 (01:00:39):
Making out laughing, not laughing that.

Speaker 8 (01:00:42):
She was very sad, wearing shorts or a short skirt.

Speaker 9 (01:00:46):
No, not showing any skin at all, just in the crowd,
very sad.

Speaker 1 (01:00:52):
She's putting on lip gloss. No, she was eating a banana. No,
she didn't give the finger.

Speaker 8 (01:00:59):
I wasn't there.

Speaker 9 (01:01:00):
ESPN cameras panned to adult film star oh a Bella Danger,
whom I've never heard of before, in the.

Speaker 12 (01:01:09):
Crowd, but apparently the cameraman has during the first.

Speaker 9 (01:01:12):
Fourth quarter of Miami Night's game or Miami Monday Night's game. Indiana,
of course, beat Miami twenty seven to twenty one at
the college football playoff, but the but should esp and
camerasman cameraman have panned her in the crowd on Monday evening.
Some aren't happy about it, and it said, quote here,
no shot. ESPN just showed a Bella Danger on national television.

(01:01:34):
One person wrote, but look that's her right there, and
look at the face she's making. Now she's sad, but
that could be a mony face.

Speaker 12 (01:01:42):
Yeah, I'm pretty sure the cameraman's like, wait, I saw
that the last video right down exactly.

Speaker 9 (01:01:47):
That's very That is a very money face field to it,
that's for sure.

Speaker 12 (01:01:52):
But Jack's got it up on our YouTube screen if
you want to see it.

Speaker 9 (01:01:55):
Oh yeah, this guy, look at her there she is
apparently that's a big time porn star.

Speaker 1 (01:02:00):
I'd never heard of her before, but she was in
the crowd and he asked you recognize her?

Speaker 9 (01:02:05):
Nope, ESPN man, they went right to her and there
you go, a bella danger. But apparently that ESPN cameraran's
catching hell. A lot of people online were saying ESPN
and came ran hold my beer, spoting a Bella danger midgame,
parents clutching pearls. Miami takes the l legend status unlocked

(01:02:25):
for the ESPN Guy, thirty year old adult film star,
was in tears following the game on Monday evening as
Miami's dream season came to an end.

Speaker 1 (01:02:34):
Quote.

Speaker 9 (01:02:35):
I hate this, She told her how many fans on
her Instagram two and a.

Speaker 8 (01:02:40):
Half million, one point thirty million.

Speaker 1 (01:02:42):
I mean, did you say one three? Would you say
a two and a half?

Speaker 9 (01:02:45):
I hate this, she told her nine and a half
million Instagram fans. She goes, even though we lost, I
don't care. The game tonight prove that no one else
deserved to be in the National Championship over Miami, and
nobody cares about your opinion on Miami exactly. They're not
gonna really care about that. When they find out about
what you do for a limit.

Speaker 8 (01:03:04):
Yeah, they're a yeah, not here for your on field.

Speaker 9 (01:03:09):
It's just kind of funny. They give all the people
in that stadium. What do you do to like forty
fifty thousand people in that stadium that cameraman spotted her instantaneously.

Speaker 8 (01:03:16):
Here's the other thing.

Speaker 12 (01:03:17):
She's also a law student at the University of Miami.

Speaker 1 (01:03:21):
Is she really?

Speaker 9 (01:03:22):
So she must be an only fans because they say
adult film star. But I mean, if you're an OnlyFans,
content creators that make you an adult film star.

Speaker 12 (01:03:32):
This is interesting. One fan tweeted, quote guys across the
country watching the game with their wives and having to
pretend they had no idea who what Bella Danger was
when they showed her on TV and their wife asked,
who's that?

Speaker 9 (01:03:44):
Jack had some candid photographs of Bella Danger up on
the feed Real Radio, Dot FM, slash Watch.

Speaker 1 (01:03:51):
They're safe.

Speaker 9 (01:03:52):
She's clothed, Yeah, yeah, they're all clothed. Yeah, but she's
doing her thing there right. Oh that one, Jack, she's
making the face like, I don't know, to step on something.

Speaker 8 (01:04:01):
Yeah, I'm sure that's what the face is.

Speaker 9 (01:04:04):
She must have stepped on something, Jack. That one face
looks like she's hurting or something.

Speaker 15 (01:04:10):
Good.

Speaker 9 (01:04:10):
Lord, Yeah, I don't know that she's a film star, dude.
She looks like maybe just an OnlyFans creator. I'm not
you know, I'm not discounting that by any means. But
I don't know if she's like part of one of
the Vivid like if she's a Vivid girl or something
like that.

Speaker 1 (01:04:21):
I don't know.

Speaker 12 (01:04:22):
Her law firm interview is going to be rather interesting
in the future.

Speaker 1 (01:04:26):
I don't even know if it matters anymore. I don't know.

Speaker 8 (01:04:28):
I believe I think it would. I think it would depend.

Speaker 12 (01:04:31):
I think if you're trying to get hired at a
prestigious law firm and you have that as their background
and they're going to have to answer for it, I
think it very very much could affect what law firms
are going to want to hire her and put her
as that front face.

Speaker 1 (01:04:44):
Yeah.

Speaker 9 (01:04:44):
Yeah, yeah, it's so funny. It's no shot. ESPN just
showed a bellat Angel in that.

Speaker 1 (01:04:50):
Yeah.

Speaker 9 (01:04:50):
I think it's more of a tell that you know
who it is, Like I wouldn't have posted anything like that, Like.

Speaker 1 (01:04:54):
No chance of ESPN just put this por Like how
would you know.

Speaker 9 (01:04:56):
Who a bella danger is? Like you gotta know, dude,
just to pick some porns are out of a crowd
of fifty thousand people, you gotta be a little more
tuned in, Like I saw her once on a magazine.
I mean, that ain't just something you stum belong.

Speaker 15 (01:05:08):
To, right.

Speaker 7 (01:05:08):
But if they say she's a Miami super fan, then
typically super fans are recognized just like the fire the
guy with the fireman helmet at the Jets games.

Speaker 1 (01:05:17):
Oh yeah, yeah, you know, it's like you always see him.
They're always in the same seat.

Speaker 9 (01:05:21):
Yeah yeah, interesting though, all right four O seven nine
one six one o four to one text does at
seven to seven zero three one always like to be
on the cusp of new dating ideas, And I have
to tell you, usually I kind of mock them. I
bring them up only so we can make fun of them. Ah,
these guys may be onto something. This is a this
is a really interesting new dating technique, and I think

(01:05:43):
that you are going to think it's very funny. I'll
tell you what it is next.

Speaker 1 (01:05:46):
Thang.

Speaker 21 (01:05:47):
Look, you know, cameraman show gratudas shots of girls half
naked in the crowd of football games and up close
to really hot ones. If you want to get upset
about a bell of danger being spotted at a game, give.

Speaker 1 (01:06:06):
Me a break.

Speaker 21 (01:06:06):
I mean, because people have an issue what she does.
It shouldn't make a difference what she does. It's a
perfectly league profession. People want to get over it.

Speaker 1 (01:06:14):
Pearl clutching.

Speaker 22 (01:06:14):
But hey, Covert and Crew Delanne Steve here, Hey, I.

Speaker 14 (01:06:18):
Was just wondering.

Speaker 3 (01:06:19):
I put my uh, the word of the hour in there,
and I've been trying for months, years and.

Speaker 1 (01:06:25):
Decades to get that thousand dollars.

Speaker 3 (01:06:27):
And I'm just wondering if I have a spam app.

Speaker 18 (01:06:31):
That intercepts spam calls, and I'm wondering if that's why
i haven't received a call.

Speaker 9 (01:06:35):
No, but your companions call you have a good after
your competition gets hundreds of thousands of people, Doug, Yeah, yeah, man,
a lot out there. By the way, you're five o'clock.
Keyword is check CG C K. Got a real radio
don FM and send that away for your chance in
a thousand bucks. When we hear that all the time.
Uh and inevitably, you know a lot of Actually we
had a winner last year. Uh if I remember right

(01:06:56):
said they've been doing the since we started it, which
is kind of what Jack ten years ago.

Speaker 1 (01:07:01):
Until over ten years.

Speaker 7 (01:07:02):
Yeah, we were doing it before I became manager.

Speaker 1 (01:07:05):
And that was twenty thirteen.

Speaker 9 (01:07:07):
Yeah, so wow, we've been doing it in a minute here,
and you know, people say the same thing. It's just
you know, look, you know, it's a little bit of
luck in there, and then it's you being prepared when
the opportunity arises.

Speaker 12 (01:07:17):
And not only that, listen, do not sleep on those
later keywords. We give you keywords right up until nine
o'clock tonight.

Speaker 1 (01:07:25):
That's right.

Speaker 12 (01:07:25):
Not that many people listening at seven, eight, nine o'clock.
So if you really want to win, you know, maybe
think about entering some of those later keywords as well.

Speaker 1 (01:07:34):
For sure.

Speaker 9 (01:07:35):
Welcome back on Jim, there's deb Hello. Jack is here
as well. By the way, I guess Bella Rain or
a Bella was her name, a Bella danger.

Speaker 1 (01:07:42):
There you go, there you go.

Speaker 9 (01:07:43):
She is a major player and somebody called her a
top dog in the business right now. So she's not
just an only fan in's content creator. She's an actual
full blown porn star. Bad phrasing there. Congratulation, Yeah, yeah,
good job, all right, Uh you really use your skill set,
hey man.

Speaker 1 (01:08:02):
Whatever.

Speaker 7 (01:08:03):
She's also a director, Jim, Yeah.

Speaker 12 (01:08:08):
He said that was so much indignation, Jack, It was beautiful.

Speaker 7 (01:08:12):
I'm just looking at the overview, it says she's an
American pornographic film actress, director, and erotic photography model.

Speaker 1 (01:08:22):
Thirty years old. Could you please mark that for me?
Sure that one hurt, buddy?

Speaker 8 (01:08:27):
Five O three.

Speaker 1 (01:08:28):
Corn corn stuff five oh three. H She's also a director, Jim.

Speaker 12 (01:08:39):
No say it with indignation. She's a director, Jim. She's
hustling out there, man, that's so good.

Speaker 9 (01:08:47):
She's doing his power to boost her integrity. That's so great, buddy,
you're the greatest.

Speaker 1 (01:08:52):
It's like she's following the step foots of.

Speaker 7 (01:08:55):
Ron Howard and Jason Bates. Sure, yeah, yeah, yeah, go
from in front of the camera to behind.

Speaker 1 (01:08:59):
He's right, the game, not the player, Jim.

Speaker 9 (01:09:02):
Normal transition for sure. All Right, So I said, this
is a USA Today story. By the way, if you
wanna check this out, read it in its entirety. It's
quite a bit. So we'll just kind of encapsulate it
for you and give you the heads up on the
new dating trend. Aw Look, you know we've heard damn
near every possible iteration of dating trends, have we not?

Speaker 1 (01:09:24):
I mean, speed dating, online dating.

Speaker 12 (01:09:27):
I've heard of a new one, a new trend. But
I'll wait and see, because I don't know if it's
this one.

Speaker 1 (01:09:32):
No, give me the hit.

Speaker 7 (01:09:33):
I'll tell you if you're un or not speed friends
we talked about No this is blindfold dating.

Speaker 1 (01:09:38):
I've heard of that one as well. Yeah, that's a
lot like that Love is Blind.

Speaker 12 (01:09:42):
Exactly exactly where you make a connection on voice and
subject matter, but not looks all right right right?

Speaker 1 (01:09:48):
Oh it is, Jack.

Speaker 9 (01:09:49):
It is the most dangerous when you watch that Love
is Blind show and they talk for like six, eight,
ten days and they fall in love. They're saying stuff
that people have been together twenty years don't say to
each other. And they opened that window and they had
a walk down the aisle toward each other.

Speaker 1 (01:10:03):
Man.

Speaker 9 (01:10:03):
There's one where that girl just like got about halfway
and she's like, no, dog, well no, no, no.

Speaker 8 (01:10:09):
No, Jack's just got danger on the brain.

Speaker 1 (01:10:11):
She's like, you didn't right, you didn't sound fat. Oh
that can change anyway.

Speaker 9 (01:10:16):
That's not it, Debra, Jack, you want to take a
shot at what this dating trend would be.

Speaker 1 (01:10:21):
It's not blindfold. It's not blindfold.

Speaker 9 (01:10:23):
And I will tell you there really isn't There really
isn't a like, it's not anything like that.

Speaker 1 (01:10:29):
It's got it. They do it genealogy testing. That's a
good guess.

Speaker 8 (01:10:34):
I guess they match weapons.

Speaker 1 (01:10:36):
That's funny.

Speaker 9 (01:10:37):
No, what is one of the most unique things when
you're dating, Like when you start dating for the first time.
Of course I've not done this in a billion years,
but when you start dating you have conversation, right, and
what do you talk about when you start dating when
you're just meeting somebody for the first time?

Speaker 1 (01:10:53):
Work?

Speaker 9 (01:10:53):
Yeah, you just do yourself right, like about yourself, things
that you know about yourself. You know, we're going to music,
you dig, you do the basic stuffy Can this person
and I, at least if we had this emotional connection,
do the ancillary things that we like in our life hobbies, music, movies,
things of that nature, we can kind of blend that again,
because I don't know how many couples out there actually

(01:11:14):
really do love the same stuff on TV or same music.

Speaker 1 (01:11:17):
My wife and I do not. We do.

Speaker 9 (01:11:19):
We have some venn Diagram crossover for sure, but for
the most part, she likes a totally different kind of
music than I do. But we do have some that
we find.

Speaker 8 (01:11:27):
You know, mutually satisfying.

Speaker 9 (01:11:30):
Yeah, yeah, yeah, sure, So I think that when you
start looking at dating, you have to find some of
those things.

Speaker 1 (01:11:35):
This looks at it a different.

Speaker 9 (01:11:36):
Way, though, Guys. It's called hot take dating. And the
entire idea of hot take dating is you sit down
fireball everything that's the most controversials about you right off rip.
There's no finding this out five years later.

Speaker 1 (01:11:52):
When you got a one year old, right. This is
not that. This is you sitting down face to face.

Speaker 9 (01:11:59):
Going hey, man, I didn't think jan six was that bad? Yeah,
or you know, or is anything like that?

Speaker 1 (01:12:06):
Right?

Speaker 9 (01:12:06):
You just had this super hot take about things in
life that you have strong feelings about, and rather than
breaking into them softly over a period of time and
having that person acclimate because they like you and they
figure they'll they'll figure out how to work with the
other stuff.

Speaker 1 (01:12:21):
Man, they just get that other stuff out there right
off rip. It seems like an awkward way to find out.

Speaker 12 (01:12:26):
But you know, I have read before that science says
that we bond more over the things that we hate
over the things that.

Speaker 8 (01:12:34):
We find mutually enjoyable.

Speaker 1 (01:12:37):
Wow.

Speaker 12 (01:12:38):
So like if you have that coworker that you both hate,
you'll bond more over you know, oh, really complaining about
that coworker.

Speaker 8 (01:12:45):
Then, did you see the final episode of land Man.

Speaker 1 (01:12:47):
I've not heard that before. That's very interesting.

Speaker 12 (01:12:50):
So that makes the hot take thing that kind of Yeah, yeah,
you can see it's complete total.

Speaker 8 (01:12:55):
You know, you're you're being transparent.

Speaker 9 (01:12:57):
Yeah, it's at twenty twenty six, coming in hot with
the new dating trend.

Speaker 1 (01:13:01):
It's called hot take dating.

Speaker 9 (01:13:02):
According to Tender's year in Swipe twenty twenty five that
it's already starting to take over the dating scene and
it is a doozy. They're saying, you know that typical
advice of avoiding touchy topics like politics, religion with someone
you just met, especially on the first date. Hot take
dating throws all of that out, is come in hot,

(01:13:23):
what do you believe? Where are you at with religion?
Where are you at with politics? Where are you at
with all these controversial takes?

Speaker 1 (01:13:29):
You know? Where are you with the environment? Kind of music?
Do you listen to? Why?

Speaker 9 (01:13:33):
All of those things right up front? But they say
the number one thing is like the tact involved with
sharing your most deep and darken You know, I sayd
I shtuldn't even say deep and dark, but your most
personal feelings because I know I mean I don't know
about you guys, but I mean, you know, for a
long time, you're like, you're wondering, how is your partner
going to, you know, think about how you feel about

(01:13:54):
a certain religion or religion, or how how are they
going to feel about the way you feel about, you know,
any of the things going on politic immigration or abortion
or you know, taxing or any of these things.

Speaker 12 (01:14:05):
You know, especially because you know, Chris is a Republican, right,
and I'm NPA.

Speaker 9 (01:14:11):
Right, you know, And and again I am a Republican,
but I'm probably I'm more of a McCain Reagan Publican Republican,
and my wife is not. She's more of a she's
more of a Now Republican. So even you know, even
within the context of having the same political party, there
are rubs.

Speaker 12 (01:14:26):
Oh yeah, someone texted us at seven seven zero three one,
and this is not fair. They break the ice by
asking her how many cats she has.

Speaker 9 (01:14:34):
Oh man, that's a great question, though, that's a great question.
That's an immediate tell because it's it's not a totally
flawed strategy. Dating and relationship experts say, but if not
done tactfully, hot take dating could land you in hot
water could also accidentally repel people who otherwise may have
been a good match for you, right, Like all that
other stuff could work out, and then you come in

(01:14:56):
hot with these takes and they're like, I don't know
if I can get over that type thing other than
getting into a relationship, and like saying, here's why I
feel this way about this, because maybe it's a past
situation that I'm not going to have time to tell
them about in a dating scenario, like you know, in
a in a set dating scenario.

Speaker 7 (01:15:14):
I think when you come in hot, you the other
person makes a snap judgment in that moment, as opposed
to it's like putting your hand in the boiling water
then just turning up the water and it gets you know,
it builds to the simmer. The when you know a
person and you see their thought process, I think you

(01:15:35):
have a better chance of having a longer relationship than
coming in hot.

Speaker 1 (01:15:39):
It's like, wow, you're an idiot.

Speaker 12 (01:15:40):
Yeah, well, I mean plus, if you come in hot,
then you automatically put that other person on the other
side of the table in a defensible position where they
feel they have to defend their belief systems. And that's
just nowhere to start when you're coming in it's my
way or the hells.

Speaker 1 (01:15:55):
We should have to defend your belief system. You shouldn't
really have to do that. I don't guess.

Speaker 7 (01:15:58):
But is this a premise of a new dating show
or is this just a theory on dating and gen No.

Speaker 9 (01:16:05):
It's a rolled out this is what we're doing hot
take dating kind of thing.

Speaker 1 (01:16:09):
I don't know if it's an app yet or anything.

Speaker 9 (01:16:11):
It says that this expert says the first by the way,
when they talk about things that you need to share
is it's the political climate. Data shows that politics is
the forefront of dater's minds right now, according to the
Tender Year in Swipe twenty twenty five report.

Speaker 8 (01:16:26):
I still can't believe we have that.

Speaker 9 (01:16:27):
What percentage of people say that they're unwilling to date
someone with opposing political views?

Speaker 1 (01:16:33):
Sixty five?

Speaker 8 (01:16:35):
I was gonna slow, Yeah, I'll go seventy.

Speaker 1 (01:16:37):
Really, it's only forty one percent. Really?

Speaker 9 (01:16:39):
Yeah, so a little short of half of the people
who date say that they would not consider dating somebody
because they did not look at politics the way they
looked at them.

Speaker 1 (01:16:48):
Yeah, what a shallow way to date.

Speaker 9 (01:16:50):
You could miss a you could miss a partner in
your life that could change your entire existence. But you're
not going to even and introduce yourself because they don't
vote the way you do, or seems that seems.

Speaker 7 (01:17:00):
Blunt, or if you go down to I mean, you
talk about hot take dating, if your core beliefs are
I believe this approach is actually mean spirited and basically evil.
And why would I want anyone who subscribes to that
as a way to treat other human beings. I believe
you that's that's a boundary I have, and I have
no need for you in my life.

Speaker 1 (01:17:21):
Yeah yeah, I mean, and that could happen.

Speaker 8 (01:17:23):
But the cool thing here, there's always batteries.

Speaker 9 (01:17:25):
Well, let me right, but let me tell you why
I think this is interesting, Jake. They actually mentioned that
very thing in the idea of the story, like the
whole idea of coming in hot, and it's kind of
setting people off. I would much rather have that than
spend a year and a half falling for somebody and
then at the end of the year and a half
we have a couple of drinks and like, hey, I'll
retire you on that one thing and then tell you

(01:17:47):
something You're like the changes your entire outlook of how
you view this person. Like, I would much rather have
that happen on day one. Just just get it to
me right now.

Speaker 1 (01:17:56):
Hey, honey, I was digging under the seat of the
car and I found this.

Speaker 9 (01:18:01):
But you know, it could be something else. It could
be something in the person's past. Maybe they dated a bunch,
maybe they had you know, maybe they were taken advantage
of as a kid when they were younger, and there's
some stuff there that they that is something they need
to share because that could affect their personality long term,
and that person needs to understand that they deal with
things emotionally. Maybe that other person doesn't.

Speaker 8 (01:18:23):
I'd be surprised if that came out in a first date.

Speaker 9 (01:18:25):
Yeah, I mean again I would as well. Yeah, but
in the idea of hot take dating, you're trying to
share all these things that could create speed bumps down
the road, getting that right out in the open so
people can make a decision before they move further or
further or whatever.

Speaker 12 (01:18:39):
Which is interesting though, because here's here's the caveat you're gonna.

Speaker 8 (01:18:43):
Have speed bumps.

Speaker 12 (01:18:45):
Yeah, you're right, Yeah, I mean, some of these things
are the big chunks that you can iron out in
the beginning. But if speed bumps is what's going to
keep you from, you know, continuing on, then I don't know. Yeah,
because it's never going to be smooth sailing. Even if
you think you found the exact right person for you,
you're still going to have speed bumps.

Speaker 9 (01:19:03):
He said here that the trend is also emerged because
of social media, which encourages people to have a hot
take about pretty much anything and everything to gain attention
and followers. That attitude has bled over into dating apps.
She says as well, So you know you're going on
your grinders, and you're going on your what are the
other ones?

Speaker 12 (01:19:20):
I don't know if you'd go on grinder if you're
looking for like a long term relationship.

Speaker 1 (01:19:24):
But is that not? Oh that's the gay one.

Speaker 9 (01:19:28):
I'm sorry, I know it is a gay one.

Speaker 1 (01:19:34):
Rewind. Why would I say that out loud? What would
I say? Grinder?

Speaker 8 (01:19:42):
And it was the first one that came to your mind?

Speaker 1 (01:19:45):
I mean, Christian Mingle.

Speaker 10 (01:19:49):
Still the common sense financial advice you need?

Speaker 1 (01:19:56):
It's only money.

Speaker 10 (01:19:57):
With Scott Brown today at six twenty on The Jim
Colbert Show.

Speaker 18 (01:20:01):
Hey, o'hannah, how's it going today? I just want to share.
I feel like the most fortunate man in the world
to have married my beautiful wife. We naturally get along,
have never raised their voices at one another in sixteen years,
no arguments whatsoever. There's no R next to her name,

(01:20:22):
and I'm not maga, but we have opposing political views
and I love the differences between us at Marrier every day.

Speaker 1 (01:20:29):
Aloha so sweet. Thanks brough Up.

Speaker 14 (01:20:32):
Hey there, we're in the topic of online dating and
dating in general. Just want to let you know I
met my wife on ok Cupid, So yeah, stuff like
that actually works.

Speaker 1 (01:20:44):
Right on, man.

Speaker 6 (01:20:45):
So, my wife voted for Donald J. Trump on the
first election and I did not, but I didn't know
that on her hinge profile. We didn't talk about that
till we almost got dang near till we got married
that I knew she voted that way the first time.
Had I known that, maybe I wouldn't have swept right.

(01:21:05):
But now we're both in alignment. But yeah, it was definitely.
It's definitely a thing.

Speaker 4 (01:21:12):
Oh yeah, so a day in the life of Jimmy
pulls out his phone that he got stopped through his
Hulu mobile eye.

Speaker 1 (01:21:19):
You shut your mouth.

Speaker 4 (01:21:21):
The disrespect, isn't he and the disrespect went to his
favorites and pulled up Grinder and then second in line,
Christian mingle, it's a joke.

Speaker 1 (01:21:34):
Not almighty. Can't a guy go to a gay app occasionally?
I just want to see Alba measure up.

Speaker 8 (01:21:46):
I have a soda can somewhere around here.

Speaker 1 (01:21:51):
More like a mini red Bull.

Speaker 9 (01:21:53):
Single serving, more of a single serving red Bull kind
of thing. Standard is uy guy kind of thing?

Speaker 1 (01:21:58):
All right?

Speaker 9 (01:21:59):
Uh, you're finally like word, by the way is check
CG c K. Go to real radio dot. I feminsen
that away for your chance out a thousand bucks. That's
check guys. That is you're five like keywords as if
you check your Grinder account.

Speaker 1 (01:22:13):
Oh you have an account there? Now, I don't. Nobody
has a Grinder account. Get out of here. There's no
E in it. It's weird spelled it wrong in the
first sixteen times I try to put it in there
like it's not going through.

Speaker 9 (01:22:30):
All right, welcome back up, Jim, there's dead Hello Jack
is her as well?

Speaker 1 (01:22:35):
Do you have a smart speaker? I know you do.
We have a number of them.

Speaker 7 (01:22:38):
Yeah, I was gonna. I'm not sure if you use them.
I got you one at Christmas one year. That means
it's probably still in the boxer. It's been regifted to
one of your children.

Speaker 1 (01:22:46):
We used that one in the bathroom, the video one. No,
I gave you a video one, remember, Yeah, yeah, dude,
I'm telling you we use it. We have to the house.

Speaker 9 (01:22:52):
We have We have one in the bedroom, we have
one in the kitchen, we have one in the bathroom.

Speaker 1 (01:22:56):
So we've got a number of them throughout the house.
Six seven years to find a gift to us. Is
that not?

Speaker 7 (01:23:00):
However, have you noticed something over the past couple of days.
I haven't with specifically Amazon Alexa.

Speaker 1 (01:23:08):
Oh no, I haven't, but it's kind of weird.

Speaker 9 (01:23:09):
I was folding at people must think I only fold clothes,
But I was folding some clothes the other day and
I just said, you know, yeah, I said the hey
Google thing, and then I said play the tool.

Speaker 1 (01:23:23):
So I was listening to something.

Speaker 9 (01:23:24):
But the one thing I did realize is they played
a bunch of live stuff first, and I had to
like fast forward through the songs, get to a good song,
or get to a song you know that I knew
really well.

Speaker 7 (01:23:32):
So, hey, Google is the competitor with Amazon, right, So
that's one brand, and you have your Hey Google speaker,
and I hope I'm not triggering everyone's speaker who has
one right now. But then with Amazon and Alexa, they've
upgraded the interface and the aiyah and so now they
have various voices and it's more conversational now, really, yes,

(01:23:56):
where it used to just report yes the weather and say, oh,
the weather's going to be lovely, and it's more conversation
and like, it took me back the first time it happened.
Then then they say, oh, by the way, you might
have noticed a new upgrade, and you know, it's my
new voice. And then we started challenging my daughter's like
started asking her questions and carrying on conversations. It's definitely

(01:24:21):
they are leaning into upgrades in AI technology from where
they used to be because it is artificial intelligence. Yes
we've put in our homes for years, but they definitely
have taken a level up in how interactive they are.

Speaker 9 (01:24:34):
You know, or I noticed that more than any not
on my not on that yet because I don't use
it enough. But where I have noticed it is in
spam email. The spam email that I get now is
more clever when it comes to the verbiage they try
to use to get you to open it. In other words, uh, hey, Jimbo,
you remember this from last week? Oh yeah, and you

(01:24:56):
don't remember, like you because we get so many emails,
so many corresponds about everything that it just slides in there.
But they've they've learned how to write these email, these
spam email where it seems like an email from somebody
that you know, because it uses this different vernacular to
get your attention, because it seems considerably more human.

Speaker 12 (01:25:16):
I got one of those recently that said following up
on this from last week, and I was like, delete,
but Jack to your point. Have you noticed the commercials
where the person will say to an AI chat, but
I'm forgetting the name right now, talk me out of
skipping my workout right?

Speaker 16 (01:25:32):
Yeah?

Speaker 1 (01:25:33):
Yeah?

Speaker 8 (01:25:33):
And then the app.

Speaker 12 (01:25:34):
Says, you know you always feel better when you when
you when you're done, Yeah, you know, you just got
to give it ten to fifteen minutes.

Speaker 8 (01:25:41):
I was like, that used to be a friend, right.

Speaker 7 (01:25:44):
Oh by all means yeah, they definitely have that. You
can see it easily happening. My daughter shared with me
some of the text conversations she has where she'll like
what she's thinking. She puts ideas like about you know,
friends and relationships, and they and some of the advice
it's like, well I would have said that, yeah, and

(01:26:06):
some of them like, damn, that was good.

Speaker 9 (01:26:07):
It should I mean, they're pulling it from every single
study a human being is ever done on the psychology
between communication and people.

Speaker 7 (01:26:15):
But as we know, there are misses as well when
it comes to especially impressionable young people who can be
led astray.

Speaker 1 (01:26:25):
Or perceive the information differently.

Speaker 7 (01:26:26):
And that's a huge one because they the comprehension. If
they want to keep hearing what they want, they rephrase
it until they get back what they want. And if
the AI is adapting itself to you and trying to
please you, uh huh, then it's going to find ways
to do just that.

Speaker 9 (01:26:42):
We settle sex bets, Yeah, you guys do, Deborah, Yes,
don't bring it up again. It was a complete mistake
on my part, is the first one I could think of.
And Matt has not text me back.

Speaker 1 (01:27:02):
All right, sex bets.

Speaker 9 (01:27:03):
If you're in bed and we're and we're having a
disagreement about something, and you know, not a relationship disagreement,
just something on like on some fact, I believe this
happens here. You're like, no, I don't think that happens here.
I read that it happens here. Columbus never said foot
mr right exactly, something like that.

Speaker 1 (01:27:18):
Right.

Speaker 9 (01:27:18):
We'll always go sex bet and she's like, well, what
do you pursue?

Speaker 1 (01:27:23):
You know what's going on?

Speaker 9 (01:27:25):
And then I'll then I'll then yeah, then I'll be like, well,
we're sex beting this, and she'll be like, I don't
know about that for this one. I mean, because the
same I think everybody's sex bets, but the sex bet
thing is, like, you know, it's depending on how severe
the disagreement is. If this is a game breaking disagreement

(01:27:45):
and I say sex bet and she looks over at me,
I'm like, yeah, it's gonna be that. Yeah, because this
is a really big disagreement. You think you're really right,
So are you willing to roll the nice on that?

Speaker 1 (01:27:56):
You know what? You know what that is? Right?

Speaker 8 (01:27:58):
Such an interesting relationship.

Speaker 9 (01:28:00):
And then she'll be like, Okay, no sex bet, let's
find out. And then we're like, hey, we have Hey,
Google tell me if that is the case, and then
Google says, you know, we don't tell it's a sex bet.

Speaker 1 (01:28:09):
I wonder what it would do if settle the sex
bet for us.

Speaker 8 (01:28:12):
It's already recorded it and send it to headquarters. Don't
worry about it.

Speaker 7 (01:28:15):
And to that point, because it is more conversational and
it does listen longer, as this texer points out, they write,
they also listen for commands longer. They asked for a
definition of something for his daughter. It was I think
it's like a life lesson definition thing, and so the
person gave their daughter the example of it, and Alexa

(01:28:36):
chimes in saying, yes, that's a great example of that,
you know. And this was like a full minute after.

Speaker 1 (01:28:42):
They were done. Oh wow. Yeah.

Speaker 7 (01:28:44):
My daughter asked it about a car she was looking at.
And then then last night she said, hey, I bought
a car. She's like, was it you know this one?
And it remembered, Yeah, it remembered. The first thing that
blew my mind.

Speaker 8 (01:28:55):
Is like, I said that used to be a friend.

Speaker 1 (01:28:57):
Yeah.

Speaker 7 (01:28:58):
We were both kind of hammering it with questions when
this new voice popped up and she's like, well that's right, Jack,
and I'm like, oh, she knows me. Yeah, she knew
it with me, and now she knows my daughter's voice
as well. So she will refer to you by name.

Speaker 8 (01:29:14):
Yeah, yeah, I'd be like, Okay, I was.

Speaker 9 (01:29:16):
Hammering Lance with the comments on grinder the other night.
I bet you were hammering Lance.

Speaker 1 (01:29:20):
I bet you were. He was lancing Jim. Get out
of here, Jack, something dirty. Save the license. They call
it grind her for a reason. Save the license. Oh yeah, bets? Jack?

Speaker 8 (01:29:36):
Do you do sex bets?

Speaker 1 (01:29:38):
Uh? Yeah?

Speaker 14 (01:29:39):
Yeah?

Speaker 15 (01:29:39):
Sure?

Speaker 1 (01:29:40):
Well yeah, or sex negotiations? Whatever?

Speaker 9 (01:29:43):
Right?

Speaker 1 (01:29:43):
Yeah, you know it is everyone wins. She's like, if
you build those towels, I'll do this. I'm like, I
like volding towels. Let's go.

Speaker 9 (01:29:53):
You do you do you negotiate like that?

Speaker 1 (01:29:57):
You guys do sex negotiations at your place? Do you? Not?

Speaker 8 (01:30:01):
Very often?

Speaker 1 (01:30:01):
No?

Speaker 8 (01:30:01):
No?

Speaker 1 (01:30:02):
What's it going to take? Seriously, what's the take to
get into a sex bet with you? Guys? With you
and Chris?

Speaker 9 (01:30:09):
Tell me, like, for the three of you out here, Jack,
you're such a disgusting bastard.

Speaker 1 (01:30:15):
They don't talk about that. I don't grind her, how
do you know? Well? Not with you involved?

Speaker 8 (01:30:23):
Sure, that would just be a you and Jackson area.

Speaker 9 (01:30:26):
You do not have the baggage and it'll beard if
you feel me.

Speaker 1 (01:30:32):
Don't feel me here right.

Speaker 12 (01:30:33):
This is interesting though, because I recently heard this story
about a Reddit argument of a man whose wife would
make comments about his pudgy middle when they were getting intimate.
He had told her that, you know, that really hurts
my feelings when.

Speaker 8 (01:30:53):
You do that.

Speaker 12 (01:30:53):
I wish I wish you wouldn't do that, and then
he kind of teased her back a little bit.

Speaker 8 (01:30:57):
And of course you know how well that one.

Speaker 1 (01:30:59):
Oh yeah, you cannot mention a food pa.

Speaker 12 (01:31:01):
So the question is, I mean, do you guys, would
that hurt your feelings or as long as you're getting you.

Speaker 9 (01:31:07):
No, no, no, yeah, I would not be cool with that.
I would not be cool if my wife went, you
know what's funny I love? Yeah, it is when you're tumming,
he hits me before anything else. You know, No, man,
that's all what you want.

Speaker 1 (01:31:23):
You don't want that. No one, no, no man wants that.

Speaker 9 (01:31:27):
No man wants to be told any part of them
hits them before the part. You know, you don't want
to hear this, like I can feel it on my back.

Speaker 1 (01:31:41):
You don't want you don't want that. Nobody wants that.

Speaker 8 (01:31:44):
I agreed one person who was talking.

Speaker 1 (01:31:46):
That's why we don't have full length mirror.

Speaker 12 (01:31:49):
Was saying, Hey, as long as I'm giving my husband sex,
he could care what I call him. And I was thinking, Yeah,
for the majority of people, men or women, especially when
you're being against meid, you're already your most vulnerable.

Speaker 1 (01:32:01):
Yeah, sure, that's not when you want.

Speaker 12 (01:32:03):
Them to grab a handful and go oh look it
shakes like a bowlful of shallow right.

Speaker 9 (01:32:07):
Yeah, I don't want my wife to look at me
and go, hey, can I slap your fudgies?

Speaker 1 (01:32:16):
Come back there? We no when you get me where
you Where are your fudgies located? Right here?

Speaker 12 (01:32:22):
You know what?

Speaker 1 (01:32:23):
Are? Men have boobs too?

Speaker 9 (01:32:25):
And sometimes if you eat a little to me hamburgers,
these things are fudging up. And if your wifele attaching goes,
I want to slap your fudgies.

Speaker 1 (01:32:35):
That's bad. You don't want to do that. That is
not sexy. Nobody is like.

Speaker 9 (01:32:39):
Nobody's like, oh baby, let me slap them fudgies, And
you're like, Nope, that's it.

Speaker 1 (01:32:44):
Well, we do have a show title. Find Can you
find that flag and half staff? If you feel me?

Speaker 8 (01:32:53):
That's what I thought.

Speaker 12 (01:32:54):
I thought, Yeah, that that definitely wouldn't be the case.
Both men and women would be embarrassed and sensitive a that.

Speaker 1 (01:33:00):
Yeah, no, man, it sucks. It sucks. If you're having
sexually your wife and she's closing her eyes.

Speaker 9 (01:33:05):
I got bad news for you, dude, And it ain't
you she's thinking about.

Speaker 1 (01:33:12):
It's kin from sales, who is fudgy less.

Speaker 8 (01:33:20):
Well, you can take that into your next sex.

Speaker 1 (01:33:21):
Bet, right right, nice, I appreciate it.

Speaker 8 (01:33:24):
Maybe you can up the anti sex bets.

Speaker 9 (01:33:26):
Everybody does sex bets, no, no question. People out there
and relationships have been around longer than and you've gotten
past all that, all the all the the stuff that
you get passed in that first three or four years
you start learning about each other man when you're ten years,
fifteen years and one of these things and there's a
communication level that gets real blunt, and you stop, you

(01:33:47):
stop pussy footing around, and you're just like, this is
what's gonna have to happen tonight.

Speaker 1 (01:33:51):
If you want that thing fixed? Oh you like that?

Speaker 9 (01:33:54):
You don't like that sprinkler spewing out of that water
like a good news for you. There's one thing I'll
show you. That sprinkle will be dry.

Speaker 1 (01:34:01):
In no time.

Speaker 8 (01:34:03):
Don't say that. I said sprinkle, you said dry in
no time?

Speaker 1 (01:34:07):
All right?

Speaker 9 (01:34:07):
For our seven six one o four one. You can
always text us how we get on.

Speaker 12 (01:34:11):
This boy, you know how to make a girl happy.

Speaker 8 (01:34:14):
I'll have you dry in no time.

Speaker 1 (01:34:15):
Tick. The is all. That's what happened.

Speaker 7 (01:34:16):
I just asked you about smart speakers.

Speaker 1 (01:34:22):
Then you went to six bence and then we went
to slapping fudgies.

Speaker 9 (01:34:26):
What you're talking about the budget at the tired thing?
Nobody wants that.

Speaker 1 (01:34:30):
What would be the most We all got it, don't we? Yeah,
but what would be the most sensitive thing? You could say?
You would wait, would be the only one?

Speaker 8 (01:34:38):
Absolutely? Absolutely yeah?

Speaker 12 (01:34:41):
And like you were saying, you know, there's one thing
you do realize when you get ten, fifteen, twenty years
in that I mean, it's not going to be the
same as it was in your twenties.

Speaker 9 (01:34:52):
And it is subjective though I have to tell you
it's from my thirties. Yeah, it's from person to person
because certain things do certain things.

Speaker 12 (01:35:01):
Well, oh now he's giggling like a little girl. This
is gonna be good.

Speaker 9 (01:35:06):
After being you know, I'm with her twenty two years,
like we've been married twenty years.

Speaker 1 (01:35:10):
I mean you know, things happen. What do you mean
by things? Well, I just during intimacy one time, we're like,
you know you're in it, you know you're doing the
thing right.

Speaker 9 (01:35:24):
And then like at the you know the height, jeez,
she goes, you got something on your tooth. It turns
out on a big piece of cilantro. Come and get
one of my tooth, and it looked like somebody punched

(01:35:46):
my face. And she looks up there and she's having
sex with little scrabbled fudgy pirate. She's we both start laughing,
but of course everything dies at that point. This is
like where's your eye patch? And I'm like, I can't
even do this now. I know there's gonna be a
week before I'm I cannot rebound from this.

Speaker 1 (01:36:07):
It's gonna be a week before I come back to life.

Speaker 9 (01:36:10):
Just put me in the closet for a while, not
that closet for us seven one.

Speaker 1 (01:36:17):
Let him up Trivia's next Grinder. Hey jim Culver crew,
this is lance from Grinder. Hey Jimbo, if we go out.

Speaker 16 (01:36:30):
I won't mind if your belly hits my body.

Speaker 17 (01:36:32):
First, but if we do go out, it'll give a
new meaning to the word.

Speaker 1 (01:36:36):
Budgie and see this coming?

Speaker 23 (01:36:41):
What of j S.

Speaker 15 (01:36:43):
For the love of God, stop saying Google and Alexa,
my android auto is going crazy and cutting you guys off.

Speaker 1 (01:36:51):
I don't need distress right now. Yeah, we definitely don't
want I'm cutting it up. Welcome back to The Jim
Culberg Show four point one.

Speaker 9 (01:37:01):
Thanks for tuning in, guys. We appreciate that, as we
do every single day. I hope you're having a good
time today listening to the program on your way home.
It's kind of kicking it after a long tuesday at work.
That's what we do here at Real Radio, and the
Jim Colbert Show gets you in a good mood on
your way home so you can enjoy your evening when
you get there.

Speaker 1 (01:37:16):
If you like the show, please tell somebody tune us in.

Speaker 8 (01:37:19):
Make us your number one pre set after you enter
that keyword.

Speaker 1 (01:37:22):
That'd be nice.

Speaker 9 (01:37:23):
I'm Jim, there's deb Hello, Jack is here as well.
Hi there, what's in the Jackie Sack?

Speaker 1 (01:37:27):
My friend? All aboard? Chug at chugga. Shoot you look
at the glack, look at it glack. All right, here
we go.

Speaker 7 (01:37:33):
We're going into the Jackie Sack for the second time
this week.

Speaker 1 (01:37:36):
So boy, here we go, Here we go.

Speaker 7 (01:37:39):
All right now, fans of live music, got you covered?
February seventh, Lake Known Alive. It's at the Lawn at
Foxy Park where you will have six hand pick touring
tribute bands together for music all day and into the night.

Speaker 1 (01:37:56):
It's a festival.

Speaker 7 (01:37:57):
Atmosphere made for friends, food, drinks, and great vibes, plus
a kid's village as well.

Speaker 9 (01:38:03):
Let me tell you this sounds like a blast. By
the way, it's a Fleetwood Matt cover band. It's a
queen cover band. I mean there are like five banger
cover bands there that are going to be a black
I think this be maybe something I actually.

Speaker 1 (01:38:16):
Kick it out to. Yeah, Boxy Park is fun.

Speaker 7 (01:38:18):
And this is Lake Nona Live at the Lawn at
Boxy Park, February seventh. If you want tickets, you could
go to Lakenona Live dot com.

Speaker 1 (01:38:26):
Very cool.

Speaker 7 (01:38:26):
Also in the Jackie Sack a pair of tickets to
see you Be forty Wow featuring Ali Campbell at a
Popka Amphitheater and that's happening April fifteenth. So's on the
prizes in the Jackie Sack.

Speaker 8 (01:38:38):
Sorry Jack back to you a click stag.

Speaker 1 (01:38:40):
Thank you devroo one, two, three, four or five. Let's
go one. Let's go one right up there with Kent. Kent,
how are you doing careful, doing pretty good? Doing good? Buddy?
Would you like to play a little game with us?
Let's do it.

Speaker 9 (01:38:59):
Show all right, Kent, this is a very easy game.
Get a question here for four answers. One of these
answers is untrue. What trying to fool you, buddy? But
if you can find it, I'll send you over to
Jack and you can choose something nice for yourself.

Speaker 1 (01:39:12):
Are you ready?

Speaker 14 (01:39:14):
Yep?

Speaker 1 (01:39:14):
Here we go, buddy.

Speaker 9 (01:39:15):
On this day in nineteen sixty six, Emmy nominated actor, author, activist, director,
known for portraying one of the most lovable, slash hateable
characters on TV. He gave it the office, Steve stole
stopp or he'll shroot oh Dwight true, which is not

(01:39:39):
m Rain Wilson was born on this day.

Speaker 1 (01:39:43):
That's right.

Speaker 9 (01:39:44):
Here are three fun facts about rain. Oh yeah, here
are three fun facts about rain Wilson. And one shrewding
like shooting pain of like cascrow that I've even here,
all right, but here we go. We're talking about Rain Wilson,
the guy who played a shroot on the office.

Speaker 1 (01:39:58):
Here we Go. Number one.

Speaker 9 (01:39:59):
Before finding success at the office, Rain worked as.

Speaker 1 (01:40:02):
A mover for you Haul in New York. Number two.

Speaker 9 (01:40:05):
He played clarinet and bassoon in his high school band.
Number three, his full name is Rain Percival Dietrich Wilson.
Or lastly, he's great friends with legendary actor Henry Winkler,
who was actually his best man at his wedding.

Speaker 1 (01:40:21):
Which of those is a lie? Oh, Henry Winkler. That's
the one, buddy, right off the bell?

Speaker 9 (01:40:30):
Two days close for two this week, guys are sniffing
me out with Nope, guys are finding the answer really quickly. Yeah,
you are a winner. Kent gets the prize. Oh man, Yeah,
he is.

Speaker 1 (01:40:43):
Not great friends. Well, I don't know.

Speaker 9 (01:40:44):
He could be friends with him, but Henry Winkler was
not his best man, and there are so many weird
relationships in Hollywood. I thought maybe that would fly. He
did work as a mover in you Haul for New York. Yes,
he does play claire now or he did play clarinet
and bassoon in his high school band. And actually I
think he is a podcast that uses the word bassoon
or something.

Speaker 8 (01:41:04):
You know that got him all the late Oh yeah.

Speaker 1 (01:41:06):
For sure.

Speaker 9 (01:41:07):
That and his look, his full name is Rain Percival
Dietrich Wilson. A couple other things you may not know
about our boy Rain Wilson before we get to the
top of the hour. Don't forget. It's only money coming
up in the six o'clock hour. And Scott just sent
me the the topics. And by the way, if you
have a four to one K and you're in that
world where you're within four or five, six, seven years

(01:41:28):
of you know, making the move, today's entire segment is
ten things you need to know about your four to
one K, So stay tuned for that for sure. Between
the ages of three and five, he lived in Nicaragua.

Speaker 1 (01:41:40):
Oh wow.

Speaker 9 (01:41:40):
Yeah, now here's what I wanted to ask you guys,
because I know nothing about this. He practices the Baja
faith or is it Behi.

Speaker 12 (01:41:48):
Bahia, but he is what it is, a Hia, that's it, yeah, Bahiah.

Speaker 9 (01:41:53):
Yeah, he practices that faith and has for years.

Speaker 1 (01:41:57):
It's kind of what does that be.

Speaker 12 (01:41:58):
It's kind of there's a city in Brazil called Bahia.
It's kind of like the Afro slave religions of the islands. Yeah,
kind of like akin to not Santaria, not Santaia because
it's not negative like Santoia can be. But yeah, I
would call it like a Caribbean religion.

Speaker 9 (01:42:18):
Hobby dam Yeah, all right, he's a passionate hobby chess
player and his wife's name is Holiday rhine Horn.

Speaker 1 (01:42:26):
Of course, Holiday rhine Horn.

Speaker 8 (01:42:29):
So did he specifically look for a woman with an
interesting name?

Speaker 1 (01:42:33):
It takes them.

Speaker 9 (01:42:33):
They've been together thirty five years or something. They've been
together since like the early nineties. Dude, he's been with
his chick fever.

Speaker 1 (01:42:40):
Yeah.

Speaker 9 (01:42:40):
The Bahaya faith, I thought it was more of like
a rasta thing. That's that's the thing. I thought it
would be more parallel.

Speaker 12 (01:42:47):
With And I could be pronouncing it incorrectly because it
is a modern world religion founded in nineteenth century.

Speaker 1 (01:42:54):
Iran hobby damn.

Speaker 12 (01:42:56):
Really yeah, emphasizing the unity of God, religion, and humanity,
promoting universal education, gender equality, and harmony between science and religion.

Speaker 1 (01:43:05):
Nothing about grass.

Speaker 9 (01:43:09):
Oh, it almost seems like when I read a little
bit about it today, was like almost like humanism with
a central point, like you know, you want, just like
you know, people to be cohesive and in kind of
tune with each other. But there doesn't seem to be
a central figure like a you know, a god. Okay, yeah,

(01:43:30):
deity of some sort.

Speaker 8 (01:43:32):
It's interesting, but he's been practicating for.

Speaker 1 (01:43:34):
A while and seems like a happy guy. I mean,
his wife is named Holiday, so he wins Rain and Holidays.

Speaker 9 (01:43:41):
Yeah, all right, four seven nine four one. Got a
new keyword for you coming up at the top of
the hour, and don't forget on the second hour there
we have Scott Brown coming up for its only money
just a bit, we'll do a little break here.

Speaker 1 (01:43:52):
More of the Jim Colbert Show in just a few Oh,
what up, casey as, it's funny you bring up Rain Wilson.

Speaker 15 (01:44:06):
I literally found a movie on Hulu he did just
last year called Code three, about him being a paramedic.
It's like an action comedy. I saw it Friday night
my wife was working. I watched it again with her
on Saturday and she loved it. I highly recommended.

Speaker 20 (01:44:24):
Code Possum Show. Guys, this is damn from Daytona. Y'all
so funny today you about maybe piss myself? Okay, buddy,
At least Jim was saying about slapping fudgies. Least worst
can say is hey, i'ld like you do the truffle
shuffle like the kick from Goonies. Had it happened to
me when I was like three hundred sound pounds?

Speaker 1 (01:44:44):
Oh dude, not fun huh so uh brinder, gimme. Okay, dude,
I knew it was you and that girl and ask
that's your thing though.

Speaker 9 (01:44:58):
All right, welcome back to the Jim Colmer Show. Real
ready one tozer four point one. You're six o'clock. Heyward
his bank that's b A n K. Go to real
Radio dot a him and send that off for your
chance at one thousand bucks. Bank is the word, guys,
go get that money. We need a winner for sure.
B A n K. That is your six o'clock keyword.
I've got to see you early, so gook get the money.
I'm Jim, there's deb Hello, Jack is here as well

(01:45:18):
giving you a head start. Yes, Scott Brown in the
Wings will be with us in a few minutes for
its only money going over four to one k. Like
ten things you need to know about your four to
one k super important information, so stay tuned for them.
Rain Wilson's way said, need you to know that Rain
Wilson was in the rob Zombbie movie One Thousand Corpses.

Speaker 1 (01:45:35):
I think that's the same one that Paris Hilton was in.
Oh wow, House of a Thousand Corpses.

Speaker 9 (01:45:40):
He was also You want to know what his film
debut was, Jack, I filmed that you and I absolutely
love a comedy, one of the most underrated comedies with
one of the biggest all star casts.

Speaker 1 (01:45:52):
Of all time. Nineteen forty one.

Speaker 7 (01:45:54):
No, no, you're closer gazing titles now that these are
too old. No, it has to be something more recent.

Speaker 1 (01:46:03):
Well space related.

Speaker 9 (01:46:04):
That's that's what a Galaxy Quest is the answer. I mean,
so many stars in that movie. That was Rain Wilson's
film debut. I think it was one of the Aliens
or whatever, whatever the case movie. And if you haven't
seen Galaxy Quest, Tim Allen, Sigurney Jrny Weaver, Uh, the

(01:46:26):
guy Sam Sam Rockwell yep uh, the guy Tony Shalob
Chaloub who was the what was the guy the show
is on Forever Monk?

Speaker 12 (01:46:36):
He was on Monk. He was also in Men in Black.
Oh yeah, you're right, yeah, yeah, he was the guy realized.
Galaxy Quest is from nineteen ninety nine.

Speaker 9 (01:46:44):
Yeah, it is so good. If you haven't checked it out.
Do you know the premise of the movie.

Speaker 1 (01:46:48):
I do not.

Speaker 9 (01:46:49):
The aliens see TV shows blasted through you know, they
can pick that up like as they're flying around there, right,
and they're they're like human esque aliens.

Speaker 1 (01:46:59):
It's not like kind of lizard or anything like that, right.

Speaker 9 (01:47:01):
And uh, they are being threatened by another alien group,
and they all since they saw this TV show from
America of.

Speaker 7 (01:47:12):
These Galaxy quests and it's similar to Star Trek.

Speaker 9 (01:47:15):
Right, And so they think that that show is real
and that those people can save them from the other
aliens that want to kill them.

Speaker 7 (01:47:22):
So they come to Earth during a convention and where
they kind of kidnap them to help them.

Speaker 1 (01:47:30):
So they find themselves in really in space, like.

Speaker 9 (01:47:33):
It's really defending against other like a and it's it's
really good and maybe the best that Sigourney Weaver has
ever looked on film. There's a movie she did called
Heartbreakers with Gene Hackman and Jennifer love Hewett. I believe
she looks really good that movie. But man, she looks
really good in Galaxy question.

Speaker 7 (01:47:52):
Oh, Alan Rickman, it was great.

Speaker 9 (01:47:56):
Dude, that was I mean, I'm telling you that movie
was absolutely Stacked with stars.

Speaker 1 (01:48:00):
Yeh, so good because in the face of it, you're like,
what fish but you But it's such a good movie.

Speaker 9 (01:48:06):
It really is start solid, you know. So this morning
I'm reading around, and you know, I think this guy
covers pretty much everywhere in the central Florida area. I
think basically all the news stations here in town probably
have the same reach as our radio station.

Speaker 1 (01:48:22):
Right.

Speaker 9 (01:48:22):
Imagine people on the coast over there can watch Channel two,
Channel six and Channel nine and Fox thirty five if
they want to, Right. So I read this morning that
justin Mormouth, I think of Channel nine, Channel.

Speaker 1 (01:48:34):
Six, Channel six is dad is Channel nine is Channel.

Speaker 9 (01:48:37):
Nine is leaving the business, leaving the TV business and
the news business, and he's going on to something else.
So I happen to know his dad. I don't know
Justin all that well. I've met him a number of times.
I mean, you couldn't like one of the greatest kids,
like just an absolute great guy, right, And I've known
Greg for a while. So I text Greg Greg this morning,

(01:48:57):
his dad, Greg Warmouth from Channel nine. I said, today, Man,
you know, what's the chances this is actually what's up
with your son?

Speaker 1 (01:49:03):
The quittor. This is actually I text him.

Speaker 9 (01:49:06):
I said, Hey, I'm going to be that guy that
never text you ever, but now I'm texting you for
a favor, right, So I asked him to give me
Justin's number and stuff so we could get ahold of
him and find out what he's leaving for and and
all this stuff.

Speaker 1 (01:49:18):
He's been there like twelve years.

Speaker 9 (01:49:20):
I think he basically when he went there right out
of college, and he's been doing and he's great at it,
you know, good young man. So hopefully we'll have some
information about Justin Mormoth and where he's going, maybe an
interview with him a little bit later this week.

Speaker 1 (01:49:30):
I think it'd be cool. Yeah, it would yeah.

Speaker 9 (01:49:32):
I mean his family, that family's been on television in
town forever. I mean Greg's been on the air since
what the nineteen eighties Yeah, yeah, definitely the eighties. And
his boy's been there for twelve years now, so it's
like a family legacy of year it is. I think
his other son is a was a professional baseball player. Yeah,
so pretty cool family there. So we'll hopefully have Justin
Warmouth on a little bit later this week. Four oh

(01:49:54):
seven nine one six one oh four to one text
US at seven seven zero three one. I said this
thing about Florida invalidating some driver's license.

Speaker 1 (01:50:04):
Have you seen this?

Speaker 3 (01:50:05):
Wow?

Speaker 9 (01:50:06):
It says, it says, and it's weird because I didn't
even know this can happen. This is a Channel six story,
click Orlando dot Com. I'm going to check this out.
State Bill seventeen eighteen went into effect back in twenty
twenty three. I had no idea this was even going on.
But with this recent crackdown on illegal immigration in Florida,

(01:50:27):
it's a good reminder that some out of state driver's
license are no longer legal in the state of Florida.

Speaker 1 (01:50:31):
Did you guys know that?

Speaker 9 (01:50:32):
No, no clue that if you drove here from another state,
and US being the tourist capital of the planet Earth.

Speaker 1 (01:50:40):
I thought every state was good. In every other state, it.

Speaker 9 (01:50:43):
Says same here. That's because a twenty twenty three state
law which prohibits the issuance of driver's license to those
who do not have proof of lawful residence in the US.
The legislation also specify is that out of state driver's
license that are issued exclusively to illegal immigrants are also

(01:51:05):
invalid in Florida. And the list of major The lists
of licenses no longer accepted in the state is located
on the FDL or the Florida Department's Highway Safety and
Motor Vehicles website and includes like it's and it's so crazy,
like what states do you believe cannot drive in this state?

Speaker 8 (01:51:22):
California, that would be mine. That in New York.

Speaker 1 (01:51:24):
California's not on the list, New Mexico not on the list.
New York. There's only there's one, and it's everyone from
the state.

Speaker 9 (01:51:34):
Yeah, well, I guess it is if you have a
license that was issued a certain kind of license, Like
I'll give you an example, Connecticut, if you have a
license that says not for federal identification, you cannot use
that as a driver's license in the state of Florida.
If you come here from Delaware and you have a
license that says driving privilege only or not valid for identification,

(01:51:57):
you cannot use that in the state of Florida. Come
here from Hawaii, you know, if you drive here.

Speaker 8 (01:52:01):
From Hawaii, which would be interesting.

Speaker 9 (01:52:04):
Limited purpose driver's license, limited purpose instruction permit, limited purpose
provisional driver's license, not valid for use official that all
those are no good in the state Rhode Island all that,
no good. Vermont's the other state. No real ID or
junior driver's license. None of that stuff will work in Florida.
So theoretically, if you come down here to vacation and

(01:52:26):
you have one of these licenses and you get pulled
over in the state of Florida, I guess they will
just not let you drive anymore. I mean me, just
confiscate your license maybe, or just tell you can't drive.

Speaker 8 (01:52:36):
I don't know, in this day and age, it could
be far worse.

Speaker 9 (01:52:39):
Yeah, I just had no clue that we had limitations
like that on anybody in the state, much less, you know,
just people coming from states in the US.

Speaker 1 (01:52:47):
No clue at all.

Speaker 8 (01:52:50):
Don't know the reasoning behind that.

Speaker 9 (01:52:52):
Yeah, I guess it's just because that they don't want
people who are here illegally in the country who have
been issued driver's license or IDs. I didn't know that
you could even get a driver's license or an ID
if you were here in this country illegally, Like, how
would you prove you know what I'm saying, Yeah, you don't.
You have to they get the requirements to certificate.

Speaker 12 (01:53:12):
Right, but proof of residence, proof of residence, don't you?

Speaker 9 (01:53:17):
Okay, so let me let me because I haven't done
this in so long. Don't you have to bring like
a power bill or something that you have a proof
of residence for the address that's going on your on
your license.

Speaker 7 (01:53:26):
So just because you you have a a proof of
residence does not mean you were born here, like you know, yeah,
you know an address and out right, it does not
prove that you were born here. Yeah, it just means
you rented a house or apartment.

Speaker 1 (01:53:41):
Or po box. Can you even do a po box
for rovers anymore? You can? I don't think no, that'd
be that'd be quite a coupe for the criminals, would it?

Speaker 23 (01:53:48):
Not?

Speaker 1 (01:53:51):
Try and catch me?

Speaker 9 (01:53:52):
Guy says My brother grew up in Florida, moved back
to Puerto Rico when he was eighteen, maintains a Florida
driver's license because it's such an s show back in
Puerto Rico with waiting and trying to get your driver's license.
That's what I heard about when my daughter lived in
South Africa. She said that the government buildings were just
a coin flip of whether or not they're going to
be open or even have power.

Speaker 1 (01:54:11):
So, like I don't know.

Speaker 9 (01:54:12):
Yeah, nine one six one o four, and then we'll
ended up with this before we get over to Scott Brown.
So the other day, I don't think you were here
with a stab when I brought this up. But we
never got any conclusion, any conclusion here. You know, when
you're at a turning signal, yeah, I say you're gonna
go left, but you don't have the signal. It's just
a green light, so you have to wait for the

(01:54:32):
oncoming traffic to clear out before you can make your
left turn.

Speaker 1 (01:54:35):
It's still illegal turn right.

Speaker 9 (01:54:37):
You ever pulled out there in the middle of that
section and thought for sure that you're gonna be able
to make it through, but the light starts turning yellow
and you're stuck out there in the middle and the
cars keep coming. So now you're stuck out there, somebody's
behind you in the turning lane. You can't back up.
Is that a ticket? Is that illegal? If you accidentally,
like say, you pull out there and you think, well,
I have all intentions of going through this light. I

(01:54:58):
had a green light when I pulled out here, should
be no problem.

Speaker 1 (01:55:01):
Thought there was.

Speaker 9 (01:55:02):
Gonna be able to you know, thought I was gonna
have a chance to get in there with cars. Maybe
something happened right, I didn't get the thought I.

Speaker 1 (01:55:08):
Was looking for.

Speaker 9 (01:55:08):
Now somebody's pulled into the turning lane and taking up
that spot.

Speaker 1 (01:55:11):
So here I am.

Speaker 9 (01:55:12):
Now there's no man's land in the middle of an intersection,
looking to go left. And now the light's red. And
if I turned left there even though the traffic stopped,
I'm running a red light. So he's getting stuck out
there illegal? Is it a ticket?

Speaker 8 (01:55:25):
Yes, because you're impeding the flow of traffic.

Speaker 1 (01:55:28):
Let me see here what Trooper Steve says? Oh, Steve says,
my crush? What are you talking about? There's no crush.
He's married. I'm married. There's no crush. I'm not even gay.
What are you talking about? He's not gay. Why are
you all about? Grinder? Oh my god, it was just
a joke. Get off my budgies. So what did Trooper

(01:55:52):
Steve say? Yeah?

Speaker 9 (01:55:53):
And when he was asked about getting stuck in an intersection,
he says, why did I get a ticket if my
light was green when I entered that intersection but couldn't Ooh,
because they got stuck by traffic.

Speaker 12 (01:56:02):
Get moved before you were given the all clear and
now you're impeding the flow of traffic.

Speaker 9 (01:56:06):
Yeah, the scenario says, you're driving a heavy traffic light turnscreen,
everything starts moving, you pulling the intersection, only for the
traffic to suddenly stop. Light changes. Now you're stuck in
the middle. Moments later, you're being pulled over and you're
cited for blocking in the intersection. Exactly like you said.
If it sounds familiar, it is absolutely true. Under floor
the law, drivers are not permitted to enter an intersection

(01:56:27):
unless they can complete the maneuver and fully clear it.
When entering on a green light is required, it does
not override the responsibility to ensure that there's enough space
on the other side.

Speaker 1 (01:56:36):
So, but basically what they're saying is is, if.

Speaker 9 (01:56:38):
You don't know if you can make it, do not
pull your car out there, because if you get stuck
out there.

Speaker 8 (01:56:42):
And there's a cop near, you're going to get a ticket.

Speaker 9 (01:56:44):
You are going to get a ticket. And that makes
perfect sense. Actually, and I've done that. I've done that
so many times, and it business you off because you
pull out there like oh, you're like almost don't even
realize it's happening, right, Yeah, And then you look behind
you and somebody's sitting there and you're trying to signal
them to back up, even if they're on the car
and they're.

Speaker 1 (01:57:01):
Just they're on their phone. They're okay, they're not even looking.

Speaker 8 (01:57:04):
They're hoping you get the ticket.

Speaker 9 (01:57:06):
Yeah, they're like, they're like, go, buddy, go exactly all right?
Seven seven zero three one. That's how you text us.
Don't forget guys, you're six o'clock. Keyword is bank.

Speaker 1 (01:57:14):
That's b A n K.

Speaker 9 (01:57:16):
Slide over to real radio dot FM and send that
away for your chance at one thousand bucks. And guys,
remember if you're playing the game, phone on phone up
and answer it when it rings. That, my friends, is
how they tell you that you've won. You got to
pick up that phone, say let break will come back
and do it's only money with their buddy. Scott Brown
from Edgewater Family Wealth.

Speaker 1 (01:57:42):
What's up?

Speaker 9 (01:57:42):
Colbert Crue Matt from Jacksonville, Hey Trooper Steve, I love you, bro,
but nobody writes tickets for people who block intersections.

Speaker 1 (01:57:53):
I see it every day all day long. Good god man,
Hey guys, happy day.

Speaker 23 (01:58:01):
I used to work with a company that hired a
lot of illegal immigrants and it was common knowledge that
you go to certain states and get a driver's license
where it was easier to acquire one, come to Florida,
and now that you have a license, Florida would give
you a Florida driver's license.

Speaker 1 (01:58:15):
Understood.

Speaker 23 (01:58:16):
I think that's what this new thing is about the
issuance of a license. If you're here on vacation. I
don't believe you're gonna get hassled. It's just that Florida
won't honor or recognize that to issue a Florida driver's license.

Speaker 1 (01:58:28):
Did not know that.

Speaker 9 (01:58:28):
Awesome, Thanks for that heads up, buddy, appreciate that. Smartest
audiences in.

Speaker 8 (01:58:31):
The world, we say it all the time.

Speaker 9 (01:58:33):
Welcome back to the Jim Culvert Show, Real Radio one
or four point one Bank. We believe it though, b
A and let them say it.

Speaker 1 (01:58:39):
Jack shut up? Okay, bank, is your six o'clock here?
Where that's B A n K.

Speaker 9 (01:58:44):
Go to Real Radio dot FM and send then I'll
for your chance at one thousand dollars. I am Jim
deb is here.

Speaker 1 (01:58:49):
Hello, Jack is here as well. Yeah, let's do it's
only money. Well figure.

Speaker 10 (01:58:54):
People passionate about planning for their future rise a love investment, grant.

Speaker 11 (01:59:00):
Build.

Speaker 10 (01:59:03):
Isn't that really just common sense financial advice?

Speaker 1 (01:59:08):
Oh okay, here it's all little money. Wiscott Brown from
the Edge family.

Speaker 9 (01:59:14):
W goodlow forbody, Scott. Triumphant return of mister Scott Brown.

Speaker 1 (01:59:22):
So good to be back. All limbs it attached. Yeah,
one piece, didn't hit any tree.

Speaker 22 (01:59:26):
Nice going boss here, right, I'm outstanding. Didn't really doing
doing very well?

Speaker 1 (01:59:32):
I was your skiing? It was okay.

Speaker 22 (01:59:34):
That was the snow kind of wild. I've heard it's
a little whild there. It's a little brown.

Speaker 1 (01:59:38):
Yeah. Maybe that's gonna change this week with this cold
blast coming through.

Speaker 22 (01:59:41):
Yeah, we got some snow while we were there, which
was nice, but it certainly wasn't the winter wonderland that
I normally see when I fly in to Colorado.

Speaker 16 (01:59:50):
Yeah.

Speaker 1 (01:59:50):
Yeah, where do you guys ski up there? Steamboat? Yeah
that's good. That's a good mountain.

Speaker 22 (01:59:53):
It's it's a great friendly I'm a Floridian, I ski
like one.

Speaker 1 (01:59:56):
Yeah.

Speaker 22 (01:59:56):
Yeah, so I need a friendly mountain, A nice, soft,
cushy mountain with alcohol at the bottom. Yeah sure, So
Steamboat fits that bill. Each and every time we went.

Speaker 1 (02:00:05):
Over to what was the last one, Beaver Creek?

Speaker 15 (02:00:08):
What it is?

Speaker 9 (02:00:08):
Yeah, and they have I don't know if it's that particular,
but there's a Waldorf in that area. I think, I
want to say it's a Waldorf.

Speaker 22 (02:00:15):
I know it's a very fancy It makes sense because
that's a fancy mountain, right.

Speaker 9 (02:00:18):
So when you come down one of those runs, it's
interesting because when you get to the halfway point, it's
one of the green runs I believe, or maybe a
blue one, there's a little plateau that you can stop
that catch your breath. For the last part it when
you look down, all the hot tubs are out there
on that pool deck are all steaming, so it looks
like the damp place is on fire twenty four hours
a day. But man, when you get down to the bottom,
you're like, man, who can afford this? It's just like

(02:00:40):
random hot tubs. So up the entire area, people just
come out there, drop their bibs, just jump.

Speaker 1 (02:00:45):
In and grab a drank. Oh my god.

Speaker 22 (02:00:49):
What's amazing to me is like at Steamboat they have
a couple of like halfway houses. Yeah, Like, who's having
a martini halfway down the mountain? I mean, they're just
asking for trouble. It would be your boy, right, yeah, yeah,
all right. Scott Brown owns and operates edgewordter Family Wealth.
That's Edgewaterfamilywealth dot com. That's important to know that website.
I'll tell you why a little bit later.

Speaker 9 (02:01:09):
Scott is a fiduciary here in town with thirty eight
years of experience, and he's here to do one thing,
one thing only, and that's to make sure that you're
managing your money right or give you some good ideas
of how you could take care of your money a
little bit better long term, and maybe even give you
some pointers to make that money grow as you move
toward your retirement goal.

Speaker 1 (02:01:25):
That's well said. Yeah, thank you, but I just made
that up right, It was pretty good. That'sn't sure why
I was here actually tell you so that thanks. I
appreciate that.

Speaker 9 (02:01:32):
You know, I said earlier in the show, Scotty that
you know a lot of people you know moving toward
that that you know, that time where you'll have to
start making those decisions on how you want your money
handled and things of that nature. I'm actually one of
those people sure where I'll be looking for somebody in
the next couple of years to you know, to take
care of that money and make sure it's doing the
right things for me. And I know that four o
one k's are a great source of wealth here in America.

(02:01:54):
I know that a large portion of our millionaires are
four one K million.

Speaker 22 (02:02:00):
Yeah, I think we the statistic Fidelity put out last
year with seven seven out of ten if you look
at their book of business meeting all the people that
have money with Fidelity, which is millions and millions of people,
seven out of ten of the folks that have seven
or seven figure accounts accumulated that money.

Speaker 1 (02:02:17):
Through a four to one case. Right, Yeah, yeah, for sure.

Speaker 22 (02:02:19):
You know it's counter into to people think, well they
were they were doctors or fancy lawyers, or they invented something,
or they're so let No.

Speaker 1 (02:02:26):
It's just they were persistent. They were regular people saving money.

Speaker 9 (02:02:29):
Absolutely, it's all it was. They just didn't stop and
they never talked about it. It never even acted. It was
around And that's exactly how you do it. It's like
cooking a brisket. We said all the time, right, it's
a slow and low baby all day long. Don't lift
the lid. No, definitely, don't lift.

Speaker 1 (02:02:43):
Don't peak, don't lift the lid, don't.

Speaker 7 (02:02:45):
Peak, don't stab your four o one cave especially tomorrow.

Speaker 1 (02:02:48):
Don't peak, Yeah, yeah, for sure, do not peak tomorrow.

Speaker 9 (02:02:51):
All right, So you have about ten things you want
to we need to know about our four to one ks.

Speaker 1 (02:02:54):
Let's rip them.

Speaker 22 (02:02:55):
Yeah, so I mean I sent you this list, and
of course my list died. Here we go, all right,
So a record. One of the things that caught my
attention was a record forty five percent of four oh
one K participants increase their contributions last year. So essentially
forty five percent of the people who are in four
to oh one k's. I'm assuming the experience having been
good the last few years contributed to that number. But

(02:03:17):
folks said, hey, this is going okay, I'd like to
add more.

Speaker 1 (02:03:21):
Money to this thing.

Speaker 22 (02:03:23):
And I've had this I've had this conversation a lot
of times in the last week. For some reason, people
have asked me what the tipping point in a four
oh one K is. And my experience tells me forty
years of doing this in thousands of participants met and
talked to, is that about fifty thousand dollars becomes a
difference maker for people. And what I mean by that is,
if you have ten grand in a four to oh

(02:03:43):
one k and something happens at the house, the air
conditioner or the roof, whatever it is, and you go, ah, look,
I could scrimp and save and I could do this
or do that to maybe get this thing paid for
this roof, for this air conditioner, or I could take
it out of my four oh one k.

Speaker 1 (02:03:58):
It's ten grand. There's ten grand in the four one k.
Ten grand is going to change my life?

Speaker 22 (02:04:01):
Who cares? Right, That's kind of what people think. But
what I've noticed is when they get to fifty grand,
that mentality changes for them. And what happens is they
say the same thing happens at home, the roof, the
air conditioner or whatever it is, and they say, I
need some money. But ooh that fuck fifty grand. That
made five grand last year when I made I'm not
touching that. The going to find another way. If I

(02:04:24):
got to pick up coke, ba is that still a thing?

Speaker 1 (02:04:26):
Can you pick up coke? So don't do that. I'm
gonna find another way.

Speaker 22 (02:04:31):
To accumulate this ten grand to leave my four to
one case. Yeah, yeah, yeah, that's an interesting number. Did
you think it would be higher than that? If you
asked me that question, I would think it would be
higher than that for some reason. I probably if you
ask me forty years ago, I would have said, yeah,
it would be higher than that. But the fifty grand
seems to be where I find people start to take
it seriously. Yeah, because I think they see, like I said,

(02:04:53):
if you have if you have a grand in a
four to one kN you make ten percent, you make
one hundred bucks, and you're like, eh, so what right?
But if you have fifty grand and a four to
one K and you make ten percent, you make.

Speaker 1 (02:05:03):
Five thousand dollars.

Speaker 22 (02:05:05):
And for a lot of people, that's a month's wages
that just made on money that was sitting there right
in an account that they had literally, well not literally
nothing to do, but i'll largely had nothing to do.

Speaker 9 (02:05:17):
Right, Hey, were there changes in legislation that allowed you
to also add more to your four one k?

Speaker 1 (02:05:21):
Last year? Or so?

Speaker 22 (02:05:23):
Every year they've changed the amount, they've uped the amount.
For the most part, I think for people in their
fifties or sixties, like people our age we can put
up to I think we're up to around thirty thousand
dollars a year with our makeup contributions. And for folks
that are below the age of fifty. It's still around
seventeen thousand dollars a year. I don't quote me on
the but's something still that neighborhood for sure.

Speaker 9 (02:05:44):
All right, number two years, it says define contribution plans
four one K and four to H three bs cover
half of all private sector employees.

Speaker 1 (02:05:52):
What do you mean by that?

Speaker 22 (02:05:53):
So the four to one K is obvious. Four to
three B is just a not for profit version of
a four oh one case. If you work at a
hospital or for the government or whatever, you likely have
a four H three B. And I think people think
as the four oh one K that big of a deal. Well,
it literally covers half of the private workers in this country.
And the point is that pensions have kind of gone
the way of the Dodo bird. Very few companies Disney

(02:06:15):
still has one, a few other companies still have them.
The military as a great pension if you make it
to your twenty years. But the reality is most of
us have access to this thing that we call a
four oh one K or a four H three B,
and so many people in the private sector still do
not participate. And that's somewhat shocking. The understanding what we
know about the statistics for sure. Number three here says

(02:06:36):
the above is one hundred million people. So what we
just explained, they're one hundred million of those people and
twelve trillion dollars in total assets and defined contributions. Plans
also knows as four O one K. Well, really twelve
trillion dollars.

Speaker 1 (02:06:50):
Wow, that's amazing and growing every day.

Speaker 22 (02:06:52):
And I think again people underestimate the opportunity they have there.

Speaker 1 (02:06:57):
And you could bemoan it.

Speaker 22 (02:06:58):
You could say, well, tensions would be better, and of
course they would be better, right if a company just
put money aside for you. But the reality is not
many companies have that. So we can bemoan at all
we want. We have to do something for ourselves, says here.

Speaker 9 (02:07:11):
Nearly half of all plans are immediately invested or vested
in matches, meaning the match goes with you no matter
how long you've been with the company.

Speaker 1 (02:07:20):
Yeah.

Speaker 22 (02:07:21):
So back in the day, when I started in the
business many hundreds of years ago, it feels like very
few companies allowed their participants to take the match if
they left within the first seven years. The typical vesting
schedule used to be you've vested zero percent for the
first two years and then you invest You've vested twenty
percent of a year for the next five meaning if

(02:07:41):
you didn't stay at the company for seven years, you
weren't taking all that money with you if you went
somewhere else. Oh boy, this is meaningful because it's a
big change. Companies are recognizing that workers are more portable
these days, they're more transient. I suppose it's it's proven
that younger younger people have been basically told you need
to change job every five years if you want to

(02:08:02):
get the maximum dollar for what you're worth. Because companies
aren't like they're not going, hey, I'm gonna give you
a raise. You have to basically threaten and leave to
get any money.

Speaker 9 (02:08:09):
So, from what I understand, a new generations like they
look at it like I have to change jobs every
five years to make sure I'm making the right amount
of money.

Speaker 22 (02:08:15):
Yeah, I think, And obviously there's some truth to that,
depending on your profession right now. But I suppose somebody
who's an applicant would say, well, what's the situation with
the four oh one k right, and they say you
got a seven year investing schedule, they might thick on it.

Speaker 1 (02:08:27):
I might look somewhere up. I yeah, yeah, for sure.

Speaker 22 (02:08:29):
I think companies are starting to understand this and making
these benefits more readily available to their people.

Speaker 9 (02:08:34):
Talking to Scott Brown from Edgewater or Family Wealth, this
is its only money. Our segment trying to get you
into the idea of at least investing or taking care
of your cash. We're going through some things here for
your four O one K number six.

Speaker 15 (02:08:45):
Here.

Speaker 9 (02:08:45):
In two thousand and six, only ten percent of plans
auto enrolled their employees. Today that number is sixty one percent. Yeah,
so this is a jiget, I mean, come on, man, Well.

Speaker 1 (02:08:57):
It's it's the nudge, right.

Speaker 22 (02:08:58):
There's a famous book called Nudge that talks about how
we nudge people into doing things we want them to do.
And in this case, what the government realized. And here's
the funny part. When I started doing four oh one
ks thirty years ago, they hated this. They being the government,
like you would get you could actually potentially be sued
for putting someone in a four to oh one k
oh yeah, automatically. ARISA law was kind of fuzzy on this,

(02:09:22):
and it made advisors like me nervous when we said, well,
auto enroll your people because there's a ninety percent persistency
for auto enrollment. So if you get auto enrolled in
your plan, there's a ninety percent chance you'll persist and
stay with that enrollment. Conversely, if you have to enroll,
if you need to do something to make that, you know,
advocate on your own, behalf the numbers drop like in half. Wow,

(02:09:45):
that's insane, right, So we know that auto enrollment is important,
but the hilarity of the whole thing is, like I said,
when I started in the business, the government hated this idea.
Now the government loves this idea because they see the
deficiency and retirement savings and they see that people will
persistent if they're autom enrolled.

Speaker 9 (02:10:00):
Interesting, all right, Number seven here, less than fifty four
percent of people under twenty five participate in their plans.

Speaker 1 (02:10:06):
Yeah, so why is that? Well, they're young.

Speaker 9 (02:10:09):
Well, I mean it's proven though, I mean their employees
don't tell I mean, is there no training at the
jobs like where they mentioned to them that the it's
available and.

Speaker 7 (02:10:18):
We have sometimes they are not looking that far down
the road. A text just came in and said, thirty
nine years old started his four oh one K sixteen
years ago. They have almost half a million already. He
wishes his kids would understand what he's saying. So I
think it's just understanding the benefit of starting the earlier
start just exponentially puts you so much further ahead.

Speaker 22 (02:10:41):
Yeah, compounding some miraculous thing. And to be fair, we
were all young ones, right, and our priorities can be
a little goofy when we're younger and we have other
things that concern us, maybe we have young children.

Speaker 1 (02:10:50):
Whatever it is.

Speaker 22 (02:10:51):
But the reality is the seven out of ten millionaires
that we talk about that got them through four oh
one case, they're those that forty six percent. They're in
that forty six of twenty five year olds who started
saving early. So, yes, compounding is critical, and I do
think young people obviously think they'll do it tomorrow. Procrastinations
right day. But the reality is, if you start saving

(02:11:14):
at age twenty four and you earn eight percent a
year and you're making sixty thousand dollars a year, let's
say you get a three percent raise a year, you'll
have two point three million dollars at age sixty five.
If you wait till you're forty, however, you will have
around nine hundred thousand dollars, so less than half. While
that's by waiting that fifteen years to do the same
savings at the same retain credible. You know, I think

(02:11:36):
one of the major lessons, you know, younger people could
learn is is the fomo idea. In other words, just
assume that money's never going to be there. I think
most people think, well, you know, I could use that
thirty or eighty dollars a month or whatever that's going
in my four o one K. You know, I can't
afford to have that out of there. They don't They
don't think about training themselves to not have that money
and acclimate with a different lifestyle rather than sacrifice. I mean,

(02:11:58):
you got to sacrifice a little bit for this kind
of thing. I mean, you know, it's it's maybe a
terrible example, but if the government called you up tomorrow
said you know, you're behind on your taxes in US
ten grand a year for the next whatever five years
to catch up, you'd learn to get around it. You
figure that figure it out, right. You wouldn't like it,
it wouldn't be great. Maybe you wouldn't go out to
dinner as much, But the reality is you would figure

(02:12:20):
it out and I think, you know again putting off.
You know, gratification is a difficult thing for people.

Speaker 1 (02:12:28):
You know delay.

Speaker 22 (02:12:29):
As I said early on in this program many years ago,
once you learn to get gratification from the delay, delay
and gratification is no longer hard, right. And when you
get to that magic balance of forty or fifty or
seventy or whatever it is for you, it literally changes
every It did for me.

Speaker 1 (02:12:45):
I was a young person at one time.

Speaker 22 (02:12:46):
Or another, believe it or not, and at that time
I made silly decisions with money. But once that balance
started to grow and I started to see what ten
percent meant to one hundred grand as opposed.

Speaker 9 (02:12:56):
To ten grand, then it became a thing for you.
Complete game day hundred percent. Like it says here it
says less than fifty four percent of people under twenty
five participate in their four one K plans. Then the
next one says, but over eighty four percent of people
or people who are thirty five and overdue.

Speaker 22 (02:13:10):
Well let's think about that, right, So does that tell
you if you're twenty five, not participating is a good
What these thirty five year olds said, well wait a minute, yeah,
well this is real started to talk this is really happening. Yeah, yeah,
so yeah, that should tell you everything you need to know.
And people in their fifties participate around ninety percent, so
that should tell you everything.

Speaker 1 (02:13:28):
You need is there.

Speaker 9 (02:13:29):
Women are actually more likely to participate than men. That
actually makes sense. That tracks one hundred percent, does I
don't think anybody is surprised by that.

Speaker 1 (02:13:36):
Yeah.

Speaker 22 (02:13:36):
Men men are more impulsive. Men are more prone to gambling.
Men are more prone to I can.

Speaker 1 (02:13:40):
Do this myself, and.

Speaker 22 (02:13:43):
I need bigger wheels on this truck, right exactly, that
kind of stuff.

Speaker 1 (02:13:47):
Hey, they're not spending enough another texture.

Speaker 7 (02:13:49):
What advice would you give for a server who doesn't
have a four oh one k available?

Speaker 1 (02:13:53):
So yeah, and that's a tough one. Restaurants are tough.

Speaker 22 (02:13:55):
They don't they're notorious for not having not This isn't
true obviously of all restaurants, but many restaurants don't because
their workers come and go. But the reality is, if
you don't have one, your best bet is is an
IRA like putting money right? And if I don't know
how this, how do you say the person was did
they say.

Speaker 1 (02:14:11):
They did not?

Speaker 22 (02:14:11):
But if you're a young person, a roth makes all
the sense in the world. If you're in your fifties,
maybe the traditional makes more sense. But just doing an
IRA and you can do I think now seven or
eight thousand dollars a year in an IRA. If you're
over fifty, I think it's closer to ten.

Speaker 1 (02:14:22):
Yeah.

Speaker 9 (02:14:23):
This other text I have to read because I we
have combated this a little bit, this mentality with this
segment for a little bit. It says, all caps, I'm
twenty five, y'all making me feel stupid. I need to
get my s straight and start this already. You're only
twenty five, dog, you are. You are not behind.

Speaker 1 (02:14:40):
Matter of fact, if you have that attitude right now,
you're winning. It's one hundred percent what I was going
to say. Write that in all caps.

Speaker 9 (02:14:46):
Now act that out in all caps, and you will
not believe where you'll be when you're forty.

Speaker 22 (02:14:51):
That text tells me everything I need to know. Yeah,
they get it, they get it, and they're kind of
they're really not giving us a hard time. They're giving
themselves a hard time, which I totally get.

Speaker 1 (02:15:00):
Yeah.

Speaker 22 (02:15:00):
No, look, you're twenty five, you got so much time
ahead of you. But doing here's the problem is people
want to drink the ocean in one gulp. They say, well,
it's got what's a hundred bucks gonna do? What's a
hundred bucks a month is gonna do? I'll wait till
I can do five hundred. I'll call me when you're
fifty three, I can do one thousand. I'll wait till
I can do it. No, do the hundred, because the
compounding will take care of you over time. So do

(02:15:21):
the hundred. And when you can do.

Speaker 1 (02:15:23):
Two, do two.

Speaker 22 (02:15:24):
And here's a cautionary tale is don't get too don't
listen to me or to you, and get over zels.
And now every extra dime you have, you're putting in
your fural o K. That's not what I'm asking for here,
what I'm saying because if you do that and something
goes wrong, now you've got to dig in the four
to one K and you're shooting yourself in the foot.
So what I would say is, if you say, hey,
I think I got two hundred bucks a month, do

(02:15:44):
one hundred and fifty. Do one hundred in the four, OK,
but the rest in the savings account. So when the
bad thing happens, which it will, you'll have that extra cash.

Speaker 1 (02:15:52):
You won't have to mess with the four one.

Speaker 9 (02:15:53):
And choose the number that you know you'll not quit on, right,
I mean, don't don't overbite this, don't chew off too much.
The number one thing is consistency and being persistent with this.
So if you look at it in your well, if
I really stretch it out, I could do three hundred.
Don't do that because you will stop doing it. You
will find a reason not to. Just you'll have to
trust it on this. We've done this a long time

(02:16:14):
and it will work if you just choose something that's
comfortable and then don't waiver. That's the number one thing.

Speaker 1 (02:16:19):
You can't waiver.

Speaker 22 (02:16:20):
Yeah, you have to be determined and yeah, pick something
that's not painful. It's like saying I'm going to start
running and then you want to do twenty six miles
the first story like that idea?

Speaker 1 (02:16:28):
All right?

Speaker 9 (02:16:28):
The last one here says in two thousand and eight
or fifty percent of participants either reduced or stop contributing
all together.

Speaker 1 (02:16:34):
Yeah.

Speaker 22 (02:16:34):
So I pointed that out because if you think about
how excited I just told you, forty five percent of
people increased. But that's recency bias, right, I'm not saying
it's a bad thing. But they're doing it because the
market's doing well, right, they've seen positive results. The real hero,
the real winner, will add to a contribution when the
market's down right. Because if you look at oh eight,

(02:16:55):
that fifty percent of people, if you had one hundred
dollars you put in the market in a oa'd be
worth over eleven hundred bucks today.

Speaker 1 (02:17:02):
No way, and forty percent game.

Speaker 9 (02:17:05):
So for every one hundred dollars you put in there
is a grand is a grand, it's a ten x
in the mighty.

Speaker 22 (02:17:12):
And the reason people stop contributing is why because the
market was down right. So in their heads mark it
down bad. Now in their heads mark it up good.
It should it shouldn't really matter.

Speaker 1 (02:17:22):
Wow, man, incredible stuff.

Speaker 22 (02:17:24):
So yeah, so I I just I Every year there's
a study that comes out from Vanguard on four oh
one ks and I'm that nerd.

Speaker 1 (02:17:31):
That one can't wait to read it.

Speaker 22 (02:17:32):
It's like you guys can't read your I don't know
what you read around here. Yeah, But for me, I'm like, oh,
the four one reports here, right, So I read it.
I read it from top to bottom. I find the
statistics fascinating. And if you I think for people who
are listening. If you understand, you're not alone. If you
understand one hundred million people are in these plans. If
you understand the average participant saves about seven percent a
year plus match, which puts them about ten or eleven

(02:17:54):
percent on an annual basis. You don't have to drink
the ocean in one gulp. Most young people start with
one hundred bucks, fifty bucks, whatever it is, and then
people in their forties and fifties are usually doing five hundred,
six hundred bucks a month.

Speaker 9 (02:18:05):
And Scott, can I tell you I know you can
say this because I know you've experienced it. The confidence
that gives you once you get that account to like,
you know, eight ten grand and you look at that
and you're like, damn, I did that.

Speaker 1 (02:18:15):
Yeah, I did that. I did do that.

Speaker 9 (02:18:16):
I beat the odds of everybody in my family, and
I've started something that nobody else has And it doesn't
take that long that point in the number.

Speaker 1 (02:18:24):
It just like with the diet or with working down.

Speaker 9 (02:18:26):
It's the same thing. If you just stay persistent, you
will be fine. That's the number one key.

Speaker 22 (02:18:31):
And don't let the crabs try to pull you back
in the bucket. Yeah, tell when you tell people, I'm
gonna listen, I'm gonna go after.

Speaker 1 (02:18:37):
It my four wing. Oh what are you doing that for?
I would never get the company my money it is.
That's theulmbest thing I ever heard. All Right, stay tuned,
here's we're gonna do. We're gonna do some news.

Speaker 9 (02:18:44):
We'll come back and let's s gott tell you how
you can get his books and how you can make
an appointment to possibly make your financial life a lot better.
We had a lot of text about it, so you
being back in as obviously you know, primate the pump
for sure.

Speaker 1 (02:18:55):
WI some news.

Speaker 12 (02:18:55):
Yeah, we're gonna talk about lawmakers tackling large data centers,
new agreement on a rais stadium, and the governor loses
a football bet.

Speaker 8 (02:19:05):
We'll talk about that next during You heard it here first, all.

Speaker 9 (02:19:07):
Right, saying little break, we'll come back and get deb's news.
Get the hell out of here. On a Tuesday, our friends.

Speaker 7 (02:19:16):
At Tklaw want to remind us to look ahead, so
that we will look ahead to what's happening on real
radio and on the Monsters in the morning tomorrow on
a Wednesday edition, Angelique will be in. I believe Amber
might be in as well. They have a lot going
on this week. Check out the monsters. Also more chances
for you to win one thousand dollars. Resume at nine

(02:19:37):
am tomorrow morning. When it's time for you to look
ahead for you and your family. When it comes to
the world of family law, is state planning, all of.

Speaker 1 (02:19:46):
That good stuff.

Speaker 7 (02:19:46):
Do it with the team at TK law online. It's
one firm for life dot com.

Speaker 9 (02:19:59):
Welcome back to the Jim Over Show. We're already at
one oh four point one seven seven zero three one's
how you text us?

Speaker 1 (02:20:04):
By the way, thanks for the kind words about the segment.
You know it says love the advice. Love the segment.

Speaker 9 (02:20:09):
You guys are the best two pages of questions today
And if you ever have one when Scott's in, please
text us because we take a picture of the screen
and next week we'll tackle some of these questions that
kind of recur a lot over the office and they're
great help to people.

Speaker 1 (02:20:23):
By the way, it warms my heart. It's yeah, it's
a lot of fun. Yeah, I'll take a screenshot.

Speaker 7 (02:20:27):
Jim will literally take a picture of the screen to
text it y polaroid.

Speaker 1 (02:20:34):
Look at it.

Speaker 9 (02:20:35):
Well, I'm doing I'm like, you have to blow this up.
Dog tell people how to get your books. They're very
important and they're free.

Speaker 1 (02:20:40):
It's right, Chrice.

Speaker 22 (02:20:42):
So if you come to Edgewaterfamily Well dot com you
can get my book I Never Made Anybody Rich, which
you can download for free, or actually I think we
send you a copy of that and then you can.

Speaker 1 (02:20:50):
Download for free.

Speaker 22 (02:20:51):
I got a guy which is a guide to using
a financial advisor. And you know, I think a lot
of people are confused about how to interact with the
financial advisor. And this guy's very simply says steps one
through ten. Ask this, don't ask that, don't do this,
don't do that. It's it's really a neat thing. And
if you need a console, again Edgewaterfamilywealth dot com there's
a drop down and we do we probably average four
or five consoles.

Speaker 1 (02:21:10):
Away over the phone.

Speaker 9 (02:21:11):
And the very thing is people can hear your vernacular,
they hear that you're a regular guy. I would not
have let you on the show with some stiff suit.
So the cool thing is, is you not how to
communicate with regular people. That's a giant asset for us.
So when you call up Scott, don't think you're gonna
get a bunch of mumbo jumbo or finance talk. He's
gonna talk to you just like he talks on the air,
and it's gonna work out great for you.

Speaker 1 (02:21:29):
Yeah, I mean we avoid jargon.

Speaker 22 (02:21:30):
I think if you encounter somebody who's you can using
jargon way too frequently, that probably means they don't know.

Speaker 1 (02:21:35):
What they're talking.

Speaker 9 (02:21:36):
A yeah, yea yeah, yeah. There is the signal word thing.
And of course we're gonna have some live events coming
up soon.

Speaker 22 (02:21:42):
We're working on two events and we're actually gonna maybe
announce I think next week. A webinar really, so for
people who are like I can't go to a thing,
I can't go to lunch, I can't go to dinner,
but maybe like a one hour long webinar when we
just get on.

Speaker 1 (02:21:54):
Your computer, we answer questions and you'll email I'm a burger.
We will not do that.

Speaker 9 (02:22:00):
You can order Uber eats while you're talking, all right,
Edgewaterfamilywealth dot Com.

Speaker 1 (02:22:03):
That's Edgewaterfamilywealth dot Com. Don't forget. They will do consults
on the phone or in person. You can do that
for sure.

Speaker 9 (02:22:09):
They've had any questions that we didn't cover today during
the segment, Feel free to give these guys a buzz,
and don't forget to go and get those books. They're
absolutely free as well, and they can help you a lot.
Deb What do you have for news?

Speaker 17 (02:22:18):
Good time for You.

Speaker 10 (02:22:20):
Heard it here first on the Jim Colbert Show.

Speaker 12 (02:22:23):
Well, Jimmy, I have a state Senate committee approving a
bill to put guidelines in place for large data centers.
Oh yeah, it requires facilities pay the cost of electric
service as well as water permits. Bill sponsor Brian Avila
says it's one of the year's biggest issues.

Speaker 24 (02:22:40):
This is a balance between making sure that we are
still leading the way on tech, but also laying a
foundation and protecting our consumers and particularly making sure that
our local governments in rural areas have a voice and
a seat at the table.

Speaker 12 (02:22:53):
So the bill would require the Florida PSC to develop
service requirements to ensure that each large load custom bears
its own full cost of service. You'll pass that onto
rural communities. You know, we're struggling to figure out how
to keep a hospital open in their area.

Speaker 1 (02:23:08):
Yeah. I get ready for pocket nuclear plants.

Speaker 8 (02:23:10):
Yeah, exactly, that's coming, neighborhood nukes.

Speaker 12 (02:23:12):
Heilsboro College leaders in Tampa weighed the next steps in
a proposed Tampa Bay Rays stadium project. Trustees met this
afternoon and a proved a non binding agreement tied to
redeveloping the Dale Maybury Campus. Ray CEO Ken Babby says,
the team really needs the love.

Speaker 8 (02:23:29):
In North America.

Speaker 19 (02:23:30):
At least in my eyes, there's not a professional sports
team nick that is in more crisis and has more
headwinds than the Tampa Bay Ray.

Speaker 12 (02:23:40):
Hey, we had a billion dollars in plenty of land here,
but the proposal calls for a new stadium, mixed use development,
and a rebuilt college campus, with the Rays leasing much
of the property long term, still hoping to have a
stadium open for the twenty twenty nine season. And then
finally another sports stories, Governor Ron DeSantis, Indiana Governor Mike

(02:24:01):
Braun a.

Speaker 8 (02:24:02):
Few Florida delicacies.

Speaker 12 (02:24:04):
Okay, after Indiana defeated Miami and the College Football Playoff
National Championship. Since he lost that bet, DeSantis must send
bronze stone crabs and key lime pie.

Speaker 1 (02:24:14):
Really what a mix?

Speaker 12 (02:24:15):
He was promised pork tenderloin and sugar cream pie if
the Hurricanes won.

Speaker 8 (02:24:20):
What I never heard of sugar cream pie.

Speaker 9 (02:24:23):
Well, he send them expensive ass crab legs, and you're
the cheapest kind of port there is.

Speaker 1 (02:24:28):
They hit out of here with that. What a terrible deal.

Speaker 12 (02:24:30):
The Hoosier has finished a perfect sixteen to no season
with a win last night in Miami Gardens. The Canes
finished their season thirteen and three, and you heard it
here first.

Speaker 1 (02:24:40):
I'm the Jim Colbert chef.

Speaker 15 (02:24:42):
Thank you.

Speaker 1 (02:24:42):
Never appreciate that so much. Who do we have the thing? Today?

Speaker 12 (02:24:45):
We want to thank Scott Brown with Edgewater Family Wealthy,
just in case you missed any of his top ten
things you need to know about your four to oh
win k His podcast has already been posted at the
Jim Colbert Show. Also want to say con graduate relations
once again to Mike Buzzer Larson for winning that twenty
five dollars.

Speaker 8 (02:25:04):
Gift card to Frogger's Drilling Bar.

Speaker 12 (02:25:07):
And then, last but never least, Sam Bowen and Candice
Rich for running our YouTube check.

Speaker 1 (02:25:12):
Thanks. I appreciate that very much.

Speaker 17 (02:25:13):
Jack.

Speaker 1 (02:25:14):
How long have you been at your current job?

Speaker 7 (02:25:16):
The choices who are under five years, five to ten,
ten to twenty or more uh ten to twenty majority
at thirty nine percent is under five years. Oh really,
ten to twenty came in. It's twenty seven percent. Five
to ten years and more are both seventeen percent.

Speaker 9 (02:25:33):
Wow wow again Edgeworderfamilywealth dot Com. Coming up tomorrow, we'll
have a animal house.

Speaker 12 (02:25:39):
We have the Kenny Talier from the Peed Alliance of
Greater Orlando coming in to share some really good news.

Speaker 1 (02:25:44):
Very nice.

Speaker 9 (02:25:44):
We'll also have Scott Maxwell plus all kinds of fun
stuff to talk about. That's tomorrow right here at three
o'clock on behalf of Dev Jack and Scott.

Speaker 1 (02:25:51):
I'm Jim.

Speaker 9 (02:25:51):
We follow the New Chunky, They follow the Monsters of
the Morning. After us, it's Tom and Damma, the Corporate
Time and our friends from Real Lass. We will see
you tomorrow at three for more of The Jim Colbert Show.
Until then, yourself a fantastic Tuesday evening.

Speaker 1 (02:26:01):
See I'm day bye.

Speaker 9 (02:26:05):
Yeah right whatever.

Speaker 1 (02:26:08):
If you missed any.

Speaker 10 (02:26:09):
Part of today's show, check out The Jimbert Show on demand,
and for highlighted feature segments, listen to The Jim Colbert
Show The Goods. Both are available for free on the
iHeartRadio app.
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