55KRC Monday Show - Restore WellNess, Smitherman, Money Monday, Stephanie Pierruci

Episode Transcript

Speaker 1 (00:07):
Five o five, a fifty five k r c DE
talk station.

Speaker 2 (00:13):
Happy Monday, Vation.

Speaker 1 (00:29):
No ideals, don you do? I perfect way to start
off a Monday, Joss Trekker check your producer of the program,
Jos Traker. My name is Brian Thomass to the fifty
five KRSE Morning Show. Appreciate you tuning in and uh,
good morning here on a Monday. Coming up six oh
five in studio George Brennaman. George a very wonderful guy.
It's got a whole lot to talk about this morning.

(00:54):
One of the things we'll be talking about is Restore
Wellness dot Org. It's a new uh thing that he
has created along with the doctor. George a retired engineer
with a forty year record of innovation and electronic controls
and artificial intelligences, been getting involved with community advocacy for
I've had a decade plus more than that. Even he's

(01:15):
led a bunch of efforts here in the Southwest Ohio region,
been on my program a bunch of times. Restore Wellness
dot Org the result of a deep die, they say,
in pursuit of personal health and better understanding of the
chronic illness epidemic. So he's relied on some learning treatises
and textbooks and the well the help and support of

(01:36):
Keith kenhunt Field, a student of both conventional alternative therapy,
is going to be focusing on being sensited all aspects
of a patient experience, getting back to natural modalities and
order to be more cost effective and more conducive and
achieving wellness. The idea, of course, improve your health. Maybe

(01:58):
this is along the lines of what are RFK Junior
is talking about?

Speaker 3 (02:01):
I don't know.

Speaker 1 (02:01):
That's why we get George and study to talk about
well AT's talk about the local political matters, because George
has got his well fingers on the pulse of what's
going on locally in politics. That again coming up at
six oh five. Just wait an hour for that one. Smitherman,
it is Monday. We get the Smith event every Monday
with the former vice mayor of the City of Cincinnati.
That takes place at seven to twenty Monday Monday, with

(02:22):
Brian James every Monday at eight oh five, talking about
the December job report turned out a little bit better
than some We're expecting market dropping because of concerns over
inflation fears. M Are we gonna have an interest rate raise.
I know they've already talked about no more interest rate
drops and other issues with Brian James again eight oh

(02:44):
five for that and Stephanie Peruci with the book Sound
the Alarm? Are there similarities between the la fires and
the Malley fires? Of course I anticipated those alarm bells
ringing early on, given the UH. I don't know if
it's conspiracy theories or pattern observation or what the shenanigans,
we'll just call it lightly that went on in connection

(03:04):
with the Lahina fire. Lots of rumors, accusations and inu
windows about whether that was sort of intentionally causing to
bring up in order to bring about some sort of
nirvana like driving community grid connected, just to all that
nonsense we talk about all the time with global warming.
So well, what's Governor Gavin news I have to say

(03:25):
about all this? And you can feel free to call
five one three, seven four nine fifty five hundred, eight
hundred eighty two to three talk pound five fifty on
at and T phones, get your podcasts at fifty five
care sea dot com. Well, those who are worried about
conspiracy theories connection with Line and Los Angeles, Oh my god,
they're doing this intentionally, just to bring about this well
workable community with more affordable housing and tiny houses, and

(03:46):
we're no longer going to have multi gazillion dollar homes.
I don't know. Apparently, Governor Gavin Newsom just signed an
executive order suspending regulations that impede the rebuilding process. Hmmm.
Described as the three page executive order signed by the
governor this week or over the weekend, even seeking to

(04:08):
streamline the building permit process, as well as oh my god,
roll back environmental regulations that subject rebuilding to layers of
time consuming bureaucracy. What about the environment law covers all
the areas affected by the fires. According to The New

(04:28):
York Times, the order is likely to be the first
of several permit streamlining measures issued by the state, county,
and city agencies in the wake of the devastating fires
across Greater Los Angeles. Court to the reporting, the order
signed by Governor Newsom would also direct state agencies to
coordinate with local governments to remove or expedite permitting and

(04:52):
improval processes during rebuilding hmmm. They say. One of the
most impactful rollbacks instituted by this order be the waiver
on permanent requirements under the California Environmental Quality Act as
well as the California State Coastal Act, according to The
New York Times, and I think everybody appreciates this considering

(05:16):
the price of property and building out there. California one
of America's most difficult and costly places to build, a
driving factor behind the state's long standing affordable housing shortage.
It's amazing all these environmental regulations and roadblocks to buildings
obviously driven up the price of real estate. When there's

(05:38):
a massive impediment to building, literally anything from the most
affordable project to the most expensive, multi gazillion dollar home
takes a long time to do it. Everyone suffers. New
York Times says, of all the hurdles of project can
be subjected to, few are more difficult and time consuming
than the California and Environmental Quality Act, which often requires

(06:04):
developers to fund in depth environmental studies on a project's
potential impact on everything from local wildfire wildlife to noise, views,
and traffic. Groups who oppose a particular development often use
the CEQA lawsuits to try and stop them, which adds
years to even the smallest of projects. Newsom's order even

(06:30):
went further than past waivers following other disasters, allowing property
owners to rebuild their homes and businesses without even showing
they had tried to comply with the CEQA despite the waiver.
Hmm about his Executi Voter newsom under the following words,
when the fires are extinguished, victims who have lost their

(06:52):
homes and businesses must be able to rebuild quickly without roadblocks.
The Executi Voter I signed today will help cut permitting
delays and important first step in allowing our communities to
recover faster and strowger. I've also ordered our state agencies
to identify additional ways to streamline the rebuilding and recovery processes. Okay, well,
you've got all these layers of bureaucracy and litigation while

(07:16):
there aren't fires raging, which of course impeded the God's
idea of building more homes, affordable housing, literally everything else
that would benefit Californians in the name of the environment.
It's also been recognized as I will get to by
Tom McClintock. Tom one are the few Republicans representing California's

(07:38):
fifth Congressional district, has this to say regarding these impediments,
and how these impediments, and these allegedly in the name
of the environment regulations, actually caused the problem. He writes,
when one cabrillo dropped anchor and what's now Los Angeles

(07:59):
San Pedro Bay, and the summer of fifteen forty two,
he promptly named it the Bay of Smokes. Annual wildfires
fanned by Santa Wins are nothing new in southern California.
To remember, fifteen forty two is before global warming and
climate change, before the Industrial revolution and the invention of
the internal combustion engine. Stating the obvious, So this is

(08:21):
how nature garden. She doesn't care who lives, whose lives
are destroyed, whose homes are burned, or how long it
takes to reclaim the scarred land. We mortals do. Throughout
most of the twentieth century, we took measures to minimize
the frequency and severity of wildfires. We created land management
agencies to do some of the gardening ourselves. We removed
excess timber, creating resilient, fire resistant forests, thriving mountain economies,

(08:44):
and a lucrative source of public revenue. We leased public
lands the sheep and cattle ranchers the stock kept brushed
from building up. We established competent infrastructure to stop fires
from getting out of control. We cut fire brakes into
the soil to contain flames, and prior to eighteen hundred, remember,

(09:04):
before global warming, California lost an average of four point
five million acres of fires every year. As we introduced
scientific land management and fire suppression measures. By the end
of the twentieth century, that ever, dropped to around twenty
five hundred or two hundred and fifty thousand acres, down
from four point five million. But in twenty twenty, California

(09:27):
suffered a single year loss of four point three million
acres to wildfires. Between twenty nineteen and twenty twenty three,
and average more than one and a half million acres
burned every year. What happened? The left blames client changing climate,
but that doesn't explain California's long history with massive wildfires
or why fires became less threatening throughout most of the

(09:50):
twentieth century. We can find a more likely culprit in
the state's recent extreme environmental and social policies, which some
of which you're just suspended by the wave of Governor
Newsom's executive What are allowing and streamlining the building process.
I guess it doesn't matter now. Environmental studies required by

(10:12):
the National Environmental Policy Act the nineteen seventy now costs
millions of dollars and take an average of five point
three years for forced thinning projects in California to get approved.
Often the cost amounts to more than the value of
the timber itself. The amount of timber harvested from public

(10:32):
lands has declined seventy five percent since the nineteen eighties,
with a come commitment increase in forest acreage destroyed by wildfire.
You can't cut it, but nature or some idiot, it's
going to burn it down. Sheep and cattle grazing on
public lands, once common in southern California, had largely been

(10:55):
regulated out of use by bureaucratic restrictions and fees designed
to discourage of practice. Wilderness restrictions make brush brush suppression
more difficult throughout much of the state. Restrictions environmental leftists
promised that laws such as the National Environmental Policy Act,

(11:16):
the Wilderness Act, the Endangered Species Act would protect and
improve the environment. Fifty years later, we're entitled to ask
how's it going. Between twenty twelve and twenty twenty Onoeen,
we lost a quarter of California's forest land of wildfires.
And hear you know this is the stat right here.
I've been waiting for it. A UCLA study, not the

(11:40):
bashing of conservative thought. UCLA, I might interject, estimated that
California's twenty twenty fires, No, that was four years ago.
Twenty twenty fires released twice as much greenhouse gas into
the atmosphere as had been prevented by the previous eighteen
years of primarily government and forced restrictions. Oh my god,

(12:04):
that was just the twenty twenty fires. I wonder how
much negation of these climate alarming you know, particulate regulations
have been negated by the fires that are still burning
as I speak this morning. Resource policy also changed radically.
The visionary water projects of the twentieth century gave way

(12:25):
to increasingly restrictive conservation edicts, while leftist officials neglected the reasons.
Basic water infrastructure authorities forced utilities to spend billion on
women and solar projects, money that could have otherwise funded
such desperate priorities as fire proofing power lines. As a results,
one of the states most heavily invested in wind power,

(12:46):
it has shut down its power lines on windy days.
It's a consequence of these follies, hydrants failed and many
over extended, firefighters supporting having no choice but to surrender
to the lays. Despite high taxes and government spending, LA
woke officials still can't spare proper funding for its fire
department under Americair and Bass cities already underfunded budget by

(13:10):
more than seventeen million dollars last year. Meanwhile, the city
spent them as twice as much as the fire department's
budget on homeless projects. Strained by the state's illegal immigrant problem,
fueled in part by LA's designated itself a sanctuary city,
local officials seem more concerned with social justice than putting

(13:31):
out real fires. State imposed price controls on fire insurance
premiums have destroyed that industry. To premiums assign a dollar
value to the risk of living in an area. As
the risk increases, so do the premiums. But no, not
in California, where regulators have limited companies ability to set
market premiums. These price controls do what they always do,

(13:54):
distort the price signals consumers need to make rational decisions.
And create short of whatever is being controlled. Fire insurers
can no longer charge sufficient premiums to cover the risk,
leaving them with no other choice but to exit the market.
Fire is a condition of nature, but how we deal

(14:14):
with it is a choice. Tragedy in southern California is
the result of decades of self destructive policies made by
foolish politicians. We can change the policies that got us
into this mess by throwing out the politicians who made them,
or wait for a desperate situation like Governor Newsom is
facing right now and get rid of them by an

(14:35):
executive order. Don't ever count on that, folks, he concludes,
in terms of changing the politicians, Let's hope we do
so before the next big fire five nineteen fifty five
care Cee detox Nation, stick around, play to talk about it.

Speaker 4 (14:49):
You're right back fifty five KRC if you're living with.

Speaker 1 (14:53):
Se detox station and a happy Monday to Hundre two
three tak Ti fifty eight at funds. I also point
to the insanity of California's energy electricity rates and why
the wildfire and climate policies have sent them through the

(15:13):
roof alre to the highest electricity prices in the nation,
growing faster than any other state wildfire related costs. The
state's ambitious greenhouse gas reduction programs and policies are apparently
the reason for it. According to a non partisan government
agency's review of this.

Speaker 3 (15:36):
I just.

Speaker 1 (15:38):
The state's Legislative Analyst Office LAO did the report, about
three quarters of the state wide energy services are from
three large investor owned utilities. In the past ten years
between January twenty fourteenth and twenty four the electricity rate
increases of those three large companies increases range from eighty
three to one hundred and eighteen percent, far more than

(15:58):
double the national average of thirty four percent. Wildfire related
to costs, electricity rates increased in recent years, making up
between seven and thirteen percent of your electricity bill in California.
According to the state's report, utility service providers are liable

(16:19):
for the cost of wildfires caused by their infrastructure, regardless
of whether they have found of an acted negligent little.
Of course, it's their equipment. They have to take care
of it and replacement. You own a business, you own trucks,
the trucks wreck, you've got to deal with it. Hopefully,
you have insurance, or in the state of California where
there is an insurance anymore, it's your cost. Well, those

(16:40):
costs are passed along to the ratepayers. They pay for
the wildfire insurance. Also that covers some of the California
Wildfire Fund. You're paying for that won if anybody feels
they've got a good return of their investment, considering their
utility bills are about twenty percent higher than they otherwise
would be because of these fires. Also, you're forced out

(17:02):
there to pay for climate programs again negated completely by
the fires that are raging. Greenhouse emission reduction efforts also
adds to the rate payer bill in California, they say.
One of the examples cited into the state report a
program requiring certain percentage of utilities retail energy to come

(17:22):
from renewable resources. The state report found that the program
added about five percent to the increase in electricity rates.
Ah The California Public Utility Commission authorizes utility companies to
implement various rate payer funded In other words, they decide

(17:43):
you pay to help support California's zero mission vehicle goals,
including installing publicly available charging stations. They don't have to
do it. They're authorized to do it, but since they're
passing along the cost to the consumer, they do it right.
Pairs also required to pay for a variety of other
programs aimed at helping the state meet its climate goals

(18:06):
in twenty twenty three, and estimated four percent of average
rates were used for supporting the programs. And again going
back to the state Representative McClintock's point, after all that
extra money that's been paid by every single Californian with

(18:27):
an electric bill, and all the money that's been thrown
at these programs, and all the efforts to reduce their
carbon emissions down to zero by some arbitrarily randomly selected
calendar year UCLA, the study estimated California's twenty twenty fires
alone released twice as much greenhouse gas into the atmosphere

(18:50):
as had been prevented by the previous eighteen years of
government and forest restrictions. Sisiphis comes to mind five seven
fifty five care cdtalk stations Local stories are alternatively. You
can feel free to call. I'd love to hear from you.
If you've got a comment, I'll be right back.

Speaker 5 (19:08):
This is fifty five krc an iHeartRadio station.

Speaker 1 (19:13):
Five fifty five hundred eight hundred eight two to three
talk pounds by fifty on AT and T phones and
podcast available fifty five care sy dot com, including High
Winds for Child Protection, Todd zins Or the watchdog for
city Council in the county. Good conversation with Todd who
was in the studio for an hour, and of course
this past Friday Tech Friday with Dave had our interest
it doing that one and I appreciate it because it's

(19:36):
important information. George Breneman coming up at six oh five,
got a whole bunch of things to talk about him
within the hour. And Christopher Smithman on the program today
as well. Ah Boone County doing the right thing, going
in the opposite direction as they've done in California. The
well closing are closer to prohibiting large solar farms to
preserve rural farmland. Janry Andine Boone County Fiscal Court conducted

(20:02):
its first reading and an ordinance that would allow would
add language to the county's zoning code to regulate and
define solar energy systems and battery storage facilities within unincorporated county.
Land Boone County Planning Commission unanimously recommended approval prior to
the regulation being presented. New regulations would prohibit solar farms

(20:24):
and only allow solar storage facilities on parcels of land
within an industrial zoning designation. Regulations would not prohibit rooftop
mounted solar systems and industrial zones. Boone County Zoning Administrator
Michael Schwartz, I guess speaking with WCPO, it's where I'm
getting the reporting on this. Thank you to Kenton Hornback

(20:46):
for doing the reporting. This is really geared to industrial
uses and residential uses for battery storage facilities. That regulates
the larger industrial type to those industrial zones. So if
past regulations would only apply to the future development of
private solar farms, sports confirmed to the Fiscal Court, the
Kentucky State Law Cares one hundred point three twenty four

(21:07):
For those keeping track dictates the public utility facilities are
exempt from local planning and zoning requirements. Moreover, a Court
of the Kentucky Resource Council, solar arrays proposed by utility
regulated by the Public Service Commission or municipality are also
exempt from local planning and zoning requirements. Judge Executive Gary

(21:30):
Moore said it does protect from private, non utility development
of solar farms. Okay not the only local government taking
measures to reign in solar farm development. In February twenty
twenty three, Kentucky and Lantern Link NKY Content Partner reported
that thirteen county fiscal courts and seven city governments across

(21:53):
Kentucky had taken measures to regulate solar projects within their jurisdiction,
saving them from the I guess environmental green alarmists I
don't know. Stolen semi trucks sent law enforcement on a
chase across Butler and Preble County on Saturday afternoon. Butler

(22:14):
County Sheriff Richard Jones shared a video on x detailing
the pursuit, which began twelve forty seven in the afternoon.
Set in the post, thirty seven year old Joseph Allen
Horton was arrested after a multi jurisdictional pursuit. Horton's been
charged with a third degree felony failure to comply, fourth
degree felony receiving stolen property. Reportedly, Cjm's Trucking company discovered

(22:37):
that one of their twenty thirteen Kenworth semitrucks was missing
and they began tracking the semi truck. They discovered it
was exiting Ice seventy five near Middletown, where the Butler
County Sheriff's Office said the pursuit began. Sheriff's office said
Horton traveled through multiple cities and jurisdictions while he attempted
to thwart the pursuit by throwing hammers and tools out

(22:59):
of the window onto pursuing officers. Pursuit came in an
end after a semi truck hit stop sticks, causing it
to run off the road at the Third Street extension
just north of Black Street in Hamilton. Least in the
chase lasted one and a half hours. Currently, all of

(23:20):
Horton's charges are through Butler County, with more pending from Middletown, Trenton,
and Prebble County. Thirty five fifty five care CE Detalk
station stick around and got stack is stupid coming up?
Or alternatively you are free to call five one, three, seven, four, nine,
fifty five hundred, eight hundred eighty two to three talk
pound five fifty on AH and T phones. I will

(23:42):
be right back.

Speaker 5 (23:43):
This is fifty five KRC an iHeartRadio station.

Speaker 1 (23:47):
Jennernine says, we got to partly clind it in our
hands with a high twenty five overnight, little of eleven
with clouns. We got to high twenty two tomorrow with clouns.
Maybe a few snowflakes early afternoon, one degree tomorrow night
for the low clear skies, and a clear Wednesday as
well with a high of twenty six thirty two degrees.
Right now, it's time for traffic update. First of the morning.

(24:08):
You see how Traffic Center. Don't let injuries slow you down.

Speaker 6 (24:11):
That you see health Orthopedic sands sports medicine experts can
help keep you moving. Schedule a same day appointment at
you see health dot com. Clean slate on the highways
to start off your Monday morning. No acced ins to
deal with, No overnight work crews aren't going to add
any extra time. Snap found seventy one under fifteen minutes
Blue wassh through downtown Chuck Ingram on fifty five krs

(24:32):
the talk station.

Speaker 1 (24:35):
By forty here at fifty five kr CD talk station
Fun Times here wishing everyone a happy Monday and welcoming
to the fifty five carsee morning show. Unexpected but quite welcome.
Bring him acount. He's course with the Hudson Institute, a
business executive, former US government senior official, Senior fell at
the Hudson Institute. He regularly appears in the Morning show.

(24:55):
Is also a professor at Miami University. He knows energy
policy and he heard me comment about the Boone County
restricting large solar farms. Bring him a cow. Welcome back
to the program and a happy new year, team, my friend.

Speaker 7 (25:07):
Hey, Happy new year, Brian. Yes, I'm an avid listener,
even when I'm not on.

Speaker 1 (25:11):
I do appreciate that you know. And then nothing warms
my heart more than to know that you know whise
and logical, reasonable folks like you actually listen to my program.
I consider that this is the highest possible honor I
could have and charge conversations your podcast.

Speaker 7 (25:29):
Yes, absolutely, and as soon as this transition duty is
over for the incoming present, on my way to Washington,
DC right now. That's why you fired up another episode
of that.

Speaker 1 (25:40):
I'm sorry that I didn't put that right at the
front of your resume as I was reminding folks of
of your background. Yes, you are on the Trump transition team.

Speaker 7 (25:52):
I am, indeed and have been working behind the scenes
since September trying to prepare the new administration to be
armed with all the information they need to take assume
power on January twentieth. And this will be my third
time participating in the peaceful transfer of government.

Speaker 1 (26:12):
I appreciate you doing that. So what elements are you
going to be dealing with? I trust its energy policy,
doing energy.

Speaker 7 (26:19):
But I'm also on the national security side. I'll be
at the Pentagon here in just a couple hours, where
I've been parked for the last week, talking through national
security issues with them, And yeah, it's exciting. You know,
there are hundreds of us working on this, and actually
the transition team is embedded right now and every single
federal agency trying to get to the bottom of things,

(26:43):
I guess.

Speaker 1 (26:43):
But just collectively speaking, are you getting any pushback from
the current powers that be before the transition takes place?
I mean, you know all those rumors about people popping
w's off of the of the keyboards back when Bush
was taking over the as president. I don't know if
that kind of childish shenanigans is going on, but obviously

(27:03):
there's a new sheriff in town. Clearly the business world
is reacting favorably toward the transition and sort of conceding
the loss and moving in a more conservative direction. You've
got the DEI policies getting thrown out. You've got Zuckerberg
getting rid of the so called fact checkers because of
course the Department of Justice was busily deleting information that

(27:26):
we all found accurate. So there seems to be this
this colossal shift going on outside. How's it like on
the inside as a transition team is working.

Speaker 7 (27:37):
Yeah, I will tell you the agencies I've been in,
it's been very orderly, it's been very receptive. We've had
briefings with all the leadership of all the different agencies.
I've been personally brief practically one on one with all
of our combatant commanders around the world, Sentcom, you COOM, Africom, Northcom,

(28:00):
et cetera. You know, so everything that I have seen.
And on the energy side, the same thing. Any document
request we want, we've gotten. Any briefing we've asked for,
we've gotten. Now. The other thing it's still frustrating, Brian,
is the current administration is acting like you know, there's
no change. They are hiring people, they are spending money,

(28:20):
they are pushing out regulations right until the very last day.
And it's very frustrating, especially when senior career leaders are
being hired and the incoming team will have to decide,
you know, what they can do. Do they have to
keep those people? They'd like to hire their own people, right,
But that's a longer conversation.

Speaker 1 (28:41):
Well, are there any prohibitions to just canning the people
that have been recently hired in favor of folks that
this new administration would prefer, folks that sort of have
at least a consistent focus and perspective upon what the
government is trying to accomplish.

Speaker 7 (28:59):
Yes, great idea. If somebody is new to government, they're
on a one year probation. If someone is a member
of the Senior Executive Service, which are like generals and
admirals on the career non uniform side, they can be
a reassigned to any position within the agency bought. There
is a hold a federal law that prohibits an incoming

(29:21):
administration from making any personnel changes the first one hundred
and twenty days. So we're stuck with what we've got.

Speaker 1 (29:30):
So this is just one more just middle finger at
Trump having won the election. I mean to put people
in these positions that are clearly subject to being removed
under the law within the first year. This is just
a speed bump and an intended impediment to stop Trump
from getting what he wants done quicker.

Speaker 7 (29:51):
It's I think you can certainly look at it that way,
especially if there are these political hires or people that
are currently in political slots that would have to resign
wise on January twentieth, because you know, the five thousand
senior policy and executive positions are all political, they have
to resign. Some of those do what's called burrowing in.
They suddenly switch to a career status and try to

(30:15):
assume a job meant for career civil servants and hope
nobody notices. But that's not going to work well.

Speaker 1 (30:23):
I would hope the transition team will be paying attention
to and writing down names that would help them be
easy identify those folks down the road. Well.

Speaker 7 (30:32):
Absolutely, that is a big part of it. But I
have to say it's also intended to keep new the
new administration to give to force administration to take some
time to make sure they know what they're they're doing
before they go after people. And you shouldn't be going
after anybody unless it's just not based on merrit. Brian
and if I may, I can tell you across government

(30:52):
the eyes out the window, everything's going to be based
on merit. You want a promotion, merit, you want to
be hired merit. That's where it's going to go.

Speaker 1 (30:59):
Well, that's where it should have been all along. You know,
you want the best and brightest people in charge. I
mean that just seems logical and reasonable, and of course
that got thrown out the window in the name of
DEI Bringham. You want to hang out, I figure you
got more to talk about in comment on in the
transition as well as maybe your response to the California wildfires.
Wildfires just having some connection with their energy policy and

(31:22):
Green New Deal and green focus. Bring the Mcowan from
the Hudson Institute. Pause for a moment. We'll bring them back.
It's five forty six fifty five KRC DE Talk station
fifty five the talk station I love.

Speaker 5 (31:35):
This is the best job people.

Speaker 1 (31:36):
Five fifty to fifty five KRC Detalk station. A very
happy Monday to you. And normally doing snack is stupid,
but when it comes to environmental policies to California, is
revealing that well they are and should be a subject
matter of the stack of stupid and somebody knows all
about energy policy. Bringa McGowan from the Hudson Institute Charged
Conversations as his podcast, you can find that we've had
bring them on the program a lot talk about energy policy.

(31:58):
And I don't know if you heard the read Tom McClintock.
He's an elected official Republican in California representing the fifth
Congressional district. He pointed out a fun fact California's twenty
twenty fires, going back a few years on that brig
and released twice as much greenhouse gas into the atmosphere,
has been prevented by the prior eighteen years of government
and force restrictions. As I see the raging fires out there,

(32:22):
the worst in the nation's history, probably one of the
worst natural disasters. They're still burning right now, obviously bigger
than the twenty twenty fires. And I see New York
City has issued a new char broial rule that would
force the char broilers of meat to cut their emissions
by seventy five percent. As if that's going to do anything. Brigham,

(32:45):
your comments about energy policy and how well it served
California or generally speaking.

Speaker 7 (32:51):
Yeah, thanks, Brian. You know it's.

Speaker 1 (32:55):
I don't know.

Speaker 7 (32:56):
There's lots of saying but I don't know if I
can repeat them on the radio. But people, some of
these people obviously do.

Speaker 1 (33:05):
Not live in the real world.

Speaker 7 (33:06):
And while maybe well intentioned, if one really believes what
they believe, it's absolutely only harming ourselves, you know it is. Meanwhile,
while China, India, the global South, China in particular, puts
out more emissions in the entire Western world, we are

(33:30):
You can hold your breath, Brian. We could not admit
a single thing and it won't change the outcome other
than harm ourselves.

Speaker 1 (33:36):
Right now, well, and that seems to be the only
conclusion one can reach. This is for the purpose of
harming ourselves, to reduce us, to make us a less consumptive,
less prosperous society. I've been making that point for years
because that's the only place the arrows of logic and
reason ultimately point, since, for example, one year of firefighters

(34:01):
in negates eighteen years of our throat cutting in an
effort to stop CO two emissions. It's just it. It's
as if we don't pay attention to anything.

Speaker 7 (34:13):
That is exactly and what we're really doing, to your point,
is harming ourselves. We're harming our economy, We're harming our
standard living. This climate change is a religion. It's a
religion frankly the left. It's a religion of people that
think we should all live in communes. It's a religion
of people that were the Occupy Wall Street movement that

(34:36):
think capitalism and is bad. And I can keep going
on and on. Quite honestly, China and some of our
other adversaries around the world want us to buy into
this also because it weakens our national security, and yeah,
we've got to stop, you know. And the wildfires, you know,
the Mali wildfires were blamed on climate change. Some of

(34:58):
the earlier wildfires were arson, but some were actually a
result of the electric company out there PG and E
not being able to provide upgrades which required construction, which
required going into quote ecologically sensitive areas, so high winds,
power lines fell on the grounds, are fires.

Speaker 1 (35:20):
Yeah, it is. We've met the enemy, and.

Speaker 7 (35:24):
It's us, Brian, We are our own worst enemy with
these prioritized, politically charged religious view. It's not climate change,
It's called weather exactly. Exactly. And it's comical that the
electric companies are charged with the obligation and protect the
power grid and you know, make sure that the power

(35:45):
lines are protected, and then when they go to do that,
we need to put in fire breaks, We need to
do this, We need to do brush removal, we need
to do some deforestation, et cetera. They're met with all
these environmental challenges which are created by regulations in the
state of California which obliges the power companies to make
sure the power lines are safe. I mean, it's a
circular pleasure fest if I can be so delicate in

(36:07):
giving the FEC compliance obligations. You are spot on, and
you know, talking about the need to clear the underbrush
to prevent these fires, to remove flammable material. You may
remember Trump actually talked about that last time, and he
was talking about, you know, the underbrush and European forests,

(36:29):
and everybody laughed at him. So Trump thinks we need
to go, you know, clean. He thinks the forests are
clean in Europe and they're not here, and we need
to spend more money. Now, what he was saying is,
you've got to take care of things around your house
and around public lands to minimize fire dangers.

Speaker 1 (36:48):
Seems like a simple prospect and they used to do it,
but they stopped doing it. And look what we've brought about.
Brig McGowan, Hudson Institute. Appreciate you calling in this morning,
Appreciate you tuning into the fifty five KRC Morning Show
offering your insight, and I wish you all the best
with the Trump transition team. And we'll look forward to
listening to another edition of Charge Conversations. Find it on
where you find your podcast. Bring him thanks again. We'll

(37:11):
talk very soon. I feel certain coming up with five
bet Thanks Brian. Five fifty six fifty five k STEE
Talk Station, George Brunneman after the news. There's no shortage
of stuff to talk about in twenty twenty five. I'm
so excited the conversation is happening here on fifty five KRC.

Speaker 8 (37:28):
The talk station run a business, and it's until five
fifty about KRCD talk station.

Speaker 1 (37:35):
It is Monday and a very happy one tea, and
I was so pleased to see George Brownhan was on
the rundown this morning. And George is not alone in
studio with George nurse practitioner Keith Tenfield. We're gonna be
talking about George Brenneman's new program, Restore Wellness dot org. Well,
it's actually George and Keith's new program. Restore Wellness dot
Org is the website. It's all about wellness. George. You know,

(37:58):
he's a retired engineer. He's got all kinds of props, innovation,
electronic controls, artificial intelligence. He's been involved in community activity
for more than a decade, done on my program many
times about local issues, and this Restore Wellness dot Org
as a result of his personal pursuit for better health
along with his wife. We'll get some details on that.

(38:19):
Did a whole lot of research and then teamed up
with Keith, who is a nurse practitioner, started a journey
in medicine conventional and alternative therapies with a focus on
being sensitive to all aspects of a patient's experience. I
guess everybody's different, so he wants to get back to
natural modalities and this kind of sort of jobs perfectly
timing wise with our FK Junior and welcome, gentlemen. It's

(38:42):
great to have you both in studio. Thanks for showing
up today. Thanks Brian Glad to be here, and I
appreciate the topic. Our FK Junior is kind of an
odd guy. I don't agree with everything he has to say.
I'm glad there's a polio vaccine, for example, because I've
seen rooms full of people in iron lungs before then
and polio vaccine came out, So I'm not a complete

(39:03):
vaccine skeptic. Now. COVID nineteen and the problems with the
mRNA vaccine and all that I see, I hear, I
read about, I'm worried about it. It's kind of put
everybody back on their heels when it comes to the
concept of vaccines generally. But the thing that I really
embraced about RFK Junior, and the fact that he's involved
on some or may very well be involved on some

(39:24):
level with the administration, is this focus on the food
that we eat. Absolutely, And you know, I've talked about
it before, and George, you have personal experience with the
keto diet and when I decided to try to pursue
that to deal with my cancer, because there are a
lot of clinical trials and studies out there which show,
you know, removing the excess sugar from your diet can

(39:45):
starve the cancer, and of course that includes getting rid
of the cars. Carbs convert to sugar. Fine, But when
you start looking at food labeling and you start trying
to find where sugars are, you come to this realization
that all these there's so many editives in literally everything.
And this is a more recent societal phenomenon. I supposed

(40:08):
to roll back the clock forty years, there wouldn't be
all these you know.

Speaker 9 (40:12):
Well, not only that, it's only happening in the United States,
so high fruc dose cornsrup probably the evil of all
evils that they've stuck in there that didn't happen anywhere else.
And in the United States it's only happening because the
government has corn subsidies that make the price cheaper. And
it's more addictive than sugar, and it's cheaper than sugar.
So that's why we're the only country that has that

(40:34):
stuff in our foods. So much of what's happening, and
the additives are the key. It's only happening here because
our agencies, the ones that are supposed to protect us,
most of their funding comes from the people they're trying
to regulate, so pharmaceutical their industry controls the FDA and
controls all of the processes to get the drugs onto

(40:56):
the market.

Speaker 1 (40:57):
So you have this corruption.

Speaker 9 (40:59):
That was one of the things I think I've mentioned
this before is that the corruption that goes on in
the medical and food industry is just as bad as
the corruption that goes on in the political industry, maybe
even worse.

Speaker 1 (41:10):
Well. And pharmaceutical companies are interested in their bottom line,
of course, and they create cures for symptoms. They aren't
interested in addressing the source of the symptom, which exactly
and we take this crap out of our food and
maybe we wouldn't be dealing with the problems that require

(41:30):
pharmaceuticals to address. So we're also the only nation that
uses seed oils the same way, so vegetable oil, canola, soybean,
all of those things which the body doesn't know what
to do with when you stick it in there, and
they make everything worse. I think Keith will talk about
the way it makes your body inflame. All of that
stuff a US only problem. Most places only use avocado
and olive oil. We started or good old bacon grease,

(41:53):
you know, switched over to avocado. I make my own
mayonnaise now, which is really simple. Really, That's one of
the things I keep wanting to do because cheese. You
can't find a bottle of mayonnaise that doesn't have soybean oil,
and none of them. I made a batch a day
before yesterday. You got one of those wand blunders. Yeah, yeah, okay.
You put too well, one egg, a cup of avocado oil,

(42:16):
about a half a teaspoon of lemon juice, about a
quarter to a half teaspoon of Dijon mustard, and I
think that's it. Maybe it was a little of white
wine vinegar two about the same amount as lemon juice.
Put all that in a container where the wand blender
is fits with the bottom of it, and you just
turn it on one minute and you've got mayonnaise, period,

(42:37):
and it's awesome. It tastes great. It's got nothing in it.
But what I just mentioned all natural ingredients, including the
primary source of the oil, avocado oil. And that's what
we need to get to.

Speaker 9 (42:46):
And that's sort of where this restore wellness idea came from.
Was that there COVID woke everybody up right. You suddenly
realized how corrupt what was going on with like fauci
as far as push those mRNAs and the fact that
COVID was only killing people over the age of seventy,
but we're going to give these vaccines to five year olds.

(43:07):
You know, it made everybody step back and say, what
the heck's going on here? And when simultaneously with that,
two other things happened. There's a lot of new books
out there talking about metabolic health, and there's a lot
of new information coming out there because of RFK Junior
and his challenges. Yeah, and so you had this nexus
of all of this new information and the fact that

(43:29):
COVID was waking everyone up. And so, like I, Nancy
and I just started down this path of reading a
ton of books and came to the conclusion, Hey, keto
is the way to go, Like you said, but we
had tried keto before, back when it was called Atkins right,
and the whole purpose was to lose weight. Well, now
the purpose wasn't for us to lose weight. It was

(43:50):
we don't want to get cancer. We don't want to
get heart disease. You know, we're trying to get rid
of inflammation, the fact that every bone in our body
hurts when we move. And sure enough, if that's your
motivation for changing your diet, you'll do it, where as
opposed to, Okay, I want to lose twenty pounds, I'm
going to go on quto for five months.

Speaker 1 (44:08):
Well well, and again, I don't know if keto's the
end all be all, and it's not an easy diet
to follow, but I did it for reason number one.
I'm in this sort of pause between maybe getting cancer
therapy or treatments, traditional cancer therapy treatments, or trying a
different path. And I was given sort of a pause.

(44:29):
I could choose to go ahead with a protocol or
take away and see approach, which is what I chose.
And then I started doing all this research and finding
all these studies on keto and its relationship to cancer. Now,
I'll be the first person to admit I haven't seen
any to talk about keto relating to lymphoma, which is
my cancer. So with hard tumors, breast cancers and brain

(44:50):
tumors and other tumors that they've shown some really amazing,
amazing results with these protocols, some of them which involve
ivermectin and some others, but legitimately and it sort of
accepted in the medical community, peer reviewed scientific studies saying
this might be the way to go. So that was
motivation number one, and of course motivation number two. I
got tired of being called fat by my relatives, so

(45:13):
I was able to lose you know, basically ten pounds.
It's stalled though right there, and now I'm sort of
doing this hybrid. My wife is baking homemade bread now
and it's impossible to say no to just one slice
of bread. I mean, you got to have some carbs
in your life. It makes life worth living, which is
the hard part about keito because you're not supposed to
eat carbs at all.

Speaker 10 (45:32):
You know, well, Brian, you know, I think one of
the things is that people look at keto as a diet,
and I particularly like to look at it as a
nutritional status. Like if you're going to bring food into
your body, make it a nutritional source, something that has
a high vitality to it, so your entire existence becomes
more vital. And it's also more of like a cultural
sense too. You you look around at certain people, like say Cincinnati,

(45:52):
and we might have a maybe a mild obesity problem
in general, so we kind of accept overweight as a
just a general thing, where if you go to forends
like Naples where my in laws live.

Speaker 1 (46:01):
They're all skinny down there.

Speaker 10 (46:02):
It's a different kind of culture, so they're eating different,
exercising different.

Speaker 1 (46:06):
And we can't do just one thing. We can't just
do a diet.

Speaker 10 (46:08):
We have to exercise, we have to move, we have
to hydrate, and putting all that together makes a fantastic
energetic self. And in that energetic self, you feel more
motivated to even be healthier and go do things like
pickleball and play and have an active lifestyle. It builds
on itself, right exactly. It produces that motivation that just
gets you in the right direction.

Speaker 1 (46:27):
You know. All right, let's pause. We will continue this
conversation again. You can find the website it's Restore Wellness
dot or we're going to continue with George brunhaman and
nurse practitioner Keith Tannenfeld. After a word for QC Kinetics
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Speaker 11 (47:43):
Fifty five KRC dot Com cybersecurity threats around thinking about
krcity talk station Happy Monday one off for now former
Vice Mayor of the City of Cincinnati, Christopher smithmen with
the Monday Morning Smither vent.

Speaker 1 (47:55):
We's get money money with Brian James in the meantime
from Restore Liberty dot Us normally talking politics with George Runvan.
He's teamed up with a nurse practitioner named Keith Tennantfeld,
both of them in studio to talk about a better
path for well living your life and eating. It's Restore
Wellness dot org. Gentlemen, I generally speaking, if you had
to boil down your advocacy and what you're hoping to

(48:17):
accomplish with Restore Wellness dot org, what would it be?
And I also want to hear the story about how
you two hooked up.

Speaker 9 (48:24):
So the main focus is think of it as lead
a horse to water, you know. Unlike Restore Liberty, where
we were trying to influence political outcomes, so the people
that we were talking to, we really weren't trying to
help them. We were trying to encourage them to go
out and talk to other people and influence the process.
With Restore Wellness, the whole focus is one to one.

(48:45):
We want to get the people that are listening. We
want to give them the tools to make a more
healthy choice just in general, to help hopefully, you know,
get these principles out there and give people a chance
to take care of themselves. I think the main, folks,
is the idea that we want to move from this
idea that you go to see your doctor because you

(49:06):
have a symptom and you want to cure. So you've
already got a problem, and we want to change that
focus to be I don't want to get the problem
in the first place, exactly.

Speaker 1 (49:14):
And so that's just so radical nowadays.

Speaker 9 (49:17):
Because you go, like like Keith was just saying, with
the vaccines, you go in, you got a symptom, here's
your here's your pill, get out of here. And I
think that's just totally missing, and that's why we have
all these chronic diseases.

Speaker 10 (49:28):
And I think what also is we have to think
of our future, of our kids when they see when
when kids see their parents doing healthy choices, when they
see them working out, then that's going to be a
generational change and generations.

Speaker 1 (49:38):
What's going to drive our health and moness in the future.

Speaker 10 (49:40):
And what you mentioned about horses and fantastic things like,
I believe that we're being farmed. I literally believe that
in any aspect, whether it be through food, through hydration
or sports drinks, or or or alcohol, tobacco, drugs, whatever
it might be, that it's this culture of they want
to leach us for all the money that we can
and and and what do we end up in the end?
We end up these diseased animals that have arthritis and

(50:02):
all kinds of other things. When when if we pull
back our money and stop buying this crap, we're gonna
end up getting better in general?

Speaker 1 (50:10):
Well, I guess I have to look at this in
the context. I mean, you know, tobacco, alcohol, you know,
drugs generally speaking, been around since the dawn of mankind,
since we found it figured out how to make ourselves
feel better and otherwise perhaps painful environment. But we have
also transformed the nature of food, which seems to me
the education element that's missing. I mean, I'm old enough

(50:34):
to remember the four four three two diet recommendations, you know,
four servings of fruits and vegetables, you know, four servings
of you know, carbohydrates, or is three servings of proteins.
To remember that fact in the seventies, which is when
the problem started. Well that's true, but you see, even
if that was an accurate approach, it didn't address what

(50:55):
specific types of foods we are consuming with any food category.
And now as you started out you point it out,
everything's got freaking corn syrup in it. Everything's got all
these additives and preservatives that never existed in anyone's diet
before the last forty years or so. So you could
follow a strict, even if accurate, regiment, but still be

(51:15):
filling your body with a bunch of nonsensical polliticans.

Speaker 10 (51:18):
And also, Brian, what if your car mechanic told you
you needed to get your oil changes every thousand miles,
You'd be like, you just want to get my money,
get an oil changes. It doesn't need to be changed
that frequently. Just like eating, we don't need to eat
three meals a day. There's a lot of people who
don't need to eat one meal a day. Sometimes, you know,
we're eating too much. And that's and they're trying to
push that food because it costs money, and that's what
they want.

Speaker 1 (51:39):
Save your money, go drink some water. Well, and the
ultra processed food quite often is less money, right, That's
what it's weird. It's it's a manufactured it's a massive
factory in Hastings, Nebraska, like ConAgra, and they churn out
these very very low cost and of course you're going
to gravitate toward that when the price of natural you know,

(51:59):
orgame anchor Fresh Foods has gone through the ceiling. I mean,
just a grocery shop with my wife the other day,
dozen eggs was on sale like five bucks, right, and
you know, so you want to go in that direction,
but it's really expensive to do that. So I'm gonna
go get the meal deal and get my two burgers
for less than five.

Speaker 10 (52:18):
But hopefully you end up eating less because you're actually
full of nutrition and not just you know product.

Speaker 1 (52:26):
Right, Well, that's kind of the goal that you were
speaking of earlier. If you start focusing on the good
stuff your body's I guess ultimate conclusion or working with
your brain is well, you really don't need it. It's
to me. I kind of you food these days, and
it's it's tough many times, but I've fewed in the

(52:47):
same way I view sort of impulse purchases. Right, Just
think about it for a few minutes before you go
down that road. We have what I call the carb
cabinet corner. And you know, when I was on this
kid to die, I would walk over to that just
as a matter of routine and habit, and I'd open
it up and I'd stare at it. And that's where

(53:08):
the loaf of bread was, or the bag of chips
that we used to buy that we don't buy anymore,
that's where it was. And I would stare at it
and say, well, I can't eat any of this stuff,
and I'd close the cabinet. You know, twenty five minutes later,
I'd be doing the same damn thing. And it caused
me to look at my life and the way I
what I was doing on a daily basis, Oh, what's

(53:28):
a few chips, Grab a couple of chips out of
the bag, you know. Okay, you do that at eleven
thirty in the morning, and then maybe at one o'clock
your back over the cab corner or carb corner, and oh,
what's a big deal. It's just a few chips. And
by the end of the day you've eaten maybe a
bag or a bag of chips. So I try to
view every one of my food choices as make a

(53:49):
conscious decision. Is it is good for me it? Does
it have a bunch of crap in it that I
don't need? Does it have any sugar in it? That's
my first point of inquiry at the outset, And if
it does, I tell myself just don't eat.

Speaker 10 (54:04):
It right, you know. I mean you have to train yourself.
COVID taught me one thing. One time I had COVID
and I lost a complete, you know, sensation of taste,
so I couldn't taste anything. It's quite funny. My kids
were putting like hot spices on my tongue. I'm like,
I got nothing here, guys, what are you doing? But
then I realized when I ate a piece of candy
and I couldn't taste it, and I'm like, well, what's
the point of eating candy if I can't taste it?
Which a unique is like, I wouldn't eat candy if

(54:25):
I couldn't taste it. So what we're trying to do
is we're trying to satisfy these taste buds for what
neurochemistry benefits. I'm high of it. And that really turned
me on to saying, listen, we need to be eating
not because of what it tastes like, but what it
can do for my you know, overall wellness.

Speaker 1 (54:40):
Right, And there is a lot to be said for that.
It's we have to change our mindset, and it is not.
It's an uphill challenge me. We'll get some practical tips
from the gentleman about how to do that right now
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three two four eight ninety six hundred two four eight
ninety six hundred fifty five KRC the talk station in
today's Marketers reporting he's your nine verst one to wetherfolcasts. Today.
We have a partly cloudy day with the high twenty
five overnight little eleven with clouds uh some spotty snowflakes
possible tomorrow from the High twenty two with thotty skies
clearing up over nine down to one degree, and on

(56:47):
Wednesday a high twenty six with clear skies thirty one.
Right now time for traffic.

Speaker 6 (56:51):
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can see health dot com problem southbound seventy five the
highway shut down at Paddock due to a multiple vehicle
accident just above the lateral. Traffic already backing into Lachland

(57:13):
because of it. I'm not seeing any problems at all
on southbound seventy one, I said, yet chut ingramout fifty
five krs the talk station.

Speaker 1 (57:22):
Six fifty five Krcity Talks station, and a very happy
Monday to you in studio Keith Tennant felt he's a
nurse practitioner and a well student of a not necessarily
alternative medicine, but natural modality. You've seen talking about health
and wellness and our diet playing a huge role in that.
George Brenneman from Restore Liberty dot Us has teamed up
with Keith and they have restored Wellness dot org. It's

(57:44):
an effort to raise awareness about what we're putting in
our bodies and provide you some resources to help you
make better choices. I asked you earlier. I wanted to
know how you two met. I understand it had something
to do with COVID.

Speaker 9 (57:56):
Right, So during COVID I was one of those people
that was was very skeptical from the beginning the engineer
I am. I downloaded all the data and my conclusion was,
unless you were over the age of seventy, this is
a big don't care. And then of course all of
the frenzy, the lockdowns, you know, saying that a paper.

Speaker 1 (58:15):
Mask will stop a virus. I mean, the engineering maybe
just went nuts.

Speaker 9 (58:18):
Absolutely, And so you know, I got COVID once or
twice and it's like, what's the real treatment. And that's
when the whole ivermectin approached and I heard about this
guy out in Harrison that had a great way of
treating COVID was having a ton of success, and that
was Keith out out there doing you know, the ivermectin
and the other treatments.

Speaker 1 (58:37):
Yeah. Success. If you mentioned ivermectin. Then that you were
viewed as some sort of crackpot yep horse pill horse.
And as we find out fast forward to today, it
had a very legitimate basis for some practitioner as yourself
or physician to recommend, but they wouldn't even allow pharmacies

(58:58):
to fill prescriptions for ivermec.

Speaker 10 (59:00):
When I saw my first patient turn around with ivermec
and they were definitely sick, couldn't breathe, they were sent
away from an emergency room to go home and call
us at their SATs were low and whatever, and we
gave them ivermectin. And then two days later they called
me back and said they're doing so much better. Two
days later they went from from death's door to feeling
great again. I said, we got to keep doing this

(59:20):
and over and over and over, multiple patients getting better
two days later, two days later, two days later, and
it and people were it was a self referral at
that point in time. They were coming to get their
lives saved. It was I couldn not turn away from that.
That was my calling at that time of my life.

Speaker 1 (59:36):
Was amazing well, and it was an off label use
for that particular drug, and I don't care what the
genesis is for it. But physicians have been doing off
label use of drugs for forever. I mean, if they
believe it would help you, and you have a discussion
with your patient about the upside risk and the downside risk,
the potentials, and you're in a desperate situation, you can

(59:58):
barely breathe, and your physician and says, you know what,
we can try this, and then they would allow it,
and then you would go ahead, and Brian, you.

Speaker 10 (01:00:05):
Know what really made me wake up to this whole
problem that we had with fousing all this is number one.
In the beginning, all the pharmacies were given us. Ivermectin
wasn't a problem. I could get ivermectin at CVS, Walgreens, Krogers,
it didn't matter. And then then, Brian, what happened is
that they came out with this don't take a horse
medication for your COVID and then everybody started shutting it down.
And then we were lucky to be able to find

(01:00:27):
some really good pharmacies, mainly compounding pharmacies that were able
to give us this ivermectin, and then before you know,
we were able to still distribute this population but there
was a scary moment there when they used that.

Speaker 1 (01:00:40):
I would call it a syop to shut it down.

Speaker 10 (01:00:41):
And the reason that they shut it down is because
emergency Youth authorization for the vaccine was if there was
no cheap, alternative effective medication, and that was ivermectin. So
they squashed it so that they could promote this vaccine
and poor use of rimsevere which caused organ failure and
organ disease, not to mention them multiple intubations that were

(01:01:02):
possibly unnecessary because they should have used antihistamines. Fantastic time
for me for learning, but I just wish it didn't
come at the cost that it.

Speaker 1 (01:01:10):
Did, no question. And it kind of reminds me of
Ice two commercials for an outfit that did bioidentical hormone
replacement therapy, and that's how they treat high cholesterol in
Europe bioidentical. And the problem is that pharmaceutical compani would
rather you be on one of their prescriptions like lipator,
which have their own independent problems. I mean, I want

(01:01:32):
to go down that avenue necessarily, but they try to
convince physicians that hormone replacement therapy is bad. But the
reason they don't like hormone and placement therapy because bioidentical
can't be patented and they can't make a special pharmaceutical
out of it that can be prescribed, even though it
will do wonders helping lower your cholesterol as well as
all the other traditional benefits of having appropriate level hormones, anyhow,

(01:01:54):
will continue. It's got to take a break now. Six
thirty six fifty five ks detoxication the dynamic duo of
Demis Street, doctor Fred Pack and doctor Meghan Freu. Meghan
is back. She was on attorney to leave there for
a while. The baby's great. She is outstanding and got
to se he when they had my teeth clean. It's
only been a few weeks. I love going to the dentists.
I know a lot of people don't, and I don't
know why, because I always feel just so refreshed coming

(01:02:15):
out of the dentists. I know I'm in good shape,
got a clean bill of health hopefully anyway. But when
you've got the team of Peck and Freu working with you,
you're going to be comfortable with the dentists. If you're
freaked out about dentistry, they do have sedation dentistry there,
but it's the most state of the art practice you
are ever gonna find. The people there treat you like family,
a very welcome environment. And so for those that struggle

(01:02:35):
with the concept of dentistry, you got to talk to
doctors Peck and Freu, especially Megan Freu. You won't talk
about bedside manner, but doctor Peck, he is a genius
in the field of cosmetic dentistry, one of the three
fellows in the entire state of Ohio that is a
certified of a fellow with the American Academy of Cosmetic Dentistry.
Brilliant life changing, transformative smile makeovers. Of course, doctor Frew

(01:03:00):
on her way to accreditation, so you've got his years
of experience with her new you know, sort of viewpoints
on cosmetic dentistry. So experience of life changing him is
that impact of exceptional dentistry on your smile? Call for
the appointment and please tell him. Brian said, I when
you do five one three six, one seventy six sixty
six six, one seventy six sixty six learn more online

(01:03:21):
peck pec k peck smiles dot com.

Speaker 5 (01:03:24):
This is fifty five KRC an iHeartRadio station.

Speaker 4 (01:03:28):
You want to know what the VIP stands for.

Speaker 1 (01:03:30):
And Neil sa forty one pifk you I have KCD
talk station. A very happy Monday to you talking help.
It's been a real interesting conversation this morning. George Brunneman,
otherwise normally talking about politics, has gotten involved with the
sort of awareness movement in terms of help what we're
putting in our bodies, what we should and shouldn't do.
Restore wellness dot Org is the name of the website
he's teamed up with nurse practitioner Keith Tennenfield, both of

(01:03:52):
them in studio. All Right, we're talking a little bit
about exercise and the break there, and I'll admit I
remind myself being self deprecating and critical of myself, as
I am always of that opening scene from Big Lebowski.
You know, the dude was the laziest man in Los
Angeles count That's me. I mean, I do, and I

(01:04:13):
have talked about it, and I will also point out
I think if you talk about pursuing a healthier lifestyle,
you're sort of out loud committing to people that That's
one of the reasons I've said it out loud on
the Ready to Force myself to live within what I
said I'm trying to do. But I'll be the first person.

(01:04:34):
I'm lazy man. I don't exercise, and my wife is
listening right now, going, no kidding, why don't you walk
the dog? Or you know, I'm watching a movie or something.
You know, where does that motivation come from? How can
you tap into that when you you got to force
yourself to do something that's that runs so contrary to
what you really want to do, which is just be lazy. Well,

(01:04:56):
one of the books out there that that's really good
is called The Primal Blueprint, basically talk about how we
want to get back to being cavement. And when it
came to exercise, his recommendation was play. If you do
nothing else, just go out and play if you if
you want to go and you know, shoot hoops for
five minutes and then that becomes ten, that becomes twenty,
or you want to play with the grandkids, which is

(01:05:16):
sort of the approach we're taking.

Speaker 9 (01:05:18):
You know, get out there and move. The first step
is it doesn't have to be quote exercise, you know, dumbbells, machines, treadmills.

Speaker 1 (01:05:26):
It's got to be move.

Speaker 9 (01:05:28):
If you're just out there moving and you didn't used
to move. You're going to see a benefit from that,
and then that's sort of the hook to get you going.
I think that's the key to all of this wellness
stuff is to just get that first step. And you
already said the first step. The first step is acknowledging
this is something I need to do.

Speaker 1 (01:05:44):
I have a problem. It's like the first step a step,
you know, Brian.

Speaker 10 (01:05:49):
I think another good thing to remind myself is is
that I'm made for greatness, not comfort. And if I'm
sitting around doing comfortable things, then I'm not being great
And I'm want to be a great grandfather one day.
So constant in my back of my mind as I'm
saying to myself, how can I be greater at what
I'm doing right now? Say I am watching TV, Say
it's crappy outside, I can't do a damn thing. Well,
I can do barbells. I can take a five or

(01:06:10):
ten pound or twenty pound weight and just sit there
and watch, you know, whatever I want to a while
I'm doing bicep curls.

Speaker 1 (01:06:15):
Yeah, I guess I don't know where it just went
away from me, cause I was a huge practitioner yoga.
I had a bulging lower lombard disc going back a
long time, late thirties, and I found out through doing
physical therapy to get rid of that. It was mostly
just a bunch of you know, sort of modified yoga poses.
Is why I started going down the yoga path. I

(01:06:35):
haven't had back problems in years, and I'm still extremely flexible.
But I used to get and sit down on the floor,
and I used to recommend it to my listeners. Listen,
if you're watching TV, just get on the floor and
do some yoga while you're watching TV. You can combine
that with the TV watching and you're accomplishing two things
at the same time. It'll solve your bag problems. I
don't know where that went, I really don't. I just

(01:06:57):
it just disappeared one day and it never came back. Well,
the natural effect anymore is to just gravitate to doing nothing.
The older you get and so our kind of age, George,
I think it is agent and it's familiarity. Right, You've
been doing this for so long. Why do I got
to keep doing this?

Speaker 7 (01:07:12):
Right?

Speaker 1 (01:07:12):
And I'm happy, I'm comfortable. I don't want anything more.
You know, if someone offered me, you know, five times
my current sour to pick up and move to some
other city. I would turn them down. I'm like, right,
you know, I may just become too comfortable in my
old age.

Speaker 9 (01:07:27):
But the thing that woke us up is, you know,
you hear the stories, and you know I have personal
friends that fell down steps and that was the end.

Speaker 1 (01:07:36):
I know of three people that died from falling down.

Speaker 9 (01:07:39):
And so Nancy and I looked at things and this like,
you know, whatever happens, we're sixty five. Now, by the
time we're seventy, we still want to be able to
run around with the kids. Run being no I get it,
but go around with the kids. We want to be
able to get up off the floor. We don't want
to have to worry about falling down. All of that
just came back to saying, okay, we can't sit and
just do nothing.

Speaker 6 (01:07:59):
We have to.

Speaker 9 (01:08:01):
And of course, you know last night, she's already yelling
at me because I didn't work out yesterday.

Speaker 1 (01:08:05):
So you know it had ability. It is a team yeah,
no teamwork. My wife and I shoveled the driveway together
the excellent day and we have done you know, I
said a lot work five times, so I did get
more exercise in the last week. Speaking of exercise, you
and Brian.

Speaker 10 (01:08:21):
When I have a patient comes into my place and
they are exercising every day or five days a week,
they are my healthiest patients.

Speaker 1 (01:08:27):
And I don't care what their age is.

Speaker 10 (01:08:28):
If they are exercising, they're sitting on that table looking
amazingly healthy. So movement is key, made for greatness, not comfort.

Speaker 1 (01:08:35):
So get up and move. Start with just doing something
other than sitting. Make it, pick a ball, whatever.

Speaker 7 (01:08:41):
You know.

Speaker 1 (01:08:41):
In our generation, this this current generation that grew up
in front of the video game consoles. I mean that's
a real problem and I think it's going to be
a pandemic, really correlation with the obesity epidemic with young
people too. Six coming up with a six forty seven
Fify five ks the talk station one more segment with
the guys from Restore Wellness dot or check it out online.
Also check out online EMORYFCU dot org because Emory Federal

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Speaker 8 (01:09:55):
Lender fifty five krc a U line the fucking health
all morning and the goal with the new website, Restore
Wellness dot org is to spread information and encourage discourse
about a better path, better way to you know, way
to eat better lifestyle, because if you engage in these activities,
then you're going to avoid the downfalls and the problems

(01:10:16):
and the need for pharmaceuticals perhaps to cure the ailment
that you were faced with because well, you didn't follow
best practices when it comes to your life.

Speaker 1 (01:10:26):
You guys gonna be out doing some you know, training
or I know that the websites up and running, So
what's what's the goal next step? What are you going
to be doing by way of advocacy and so.

Speaker 9 (01:10:37):
A couple of ways you're going about it. The first
is podcasting. So we did the press announcement for Restore
Wellness last Thursday. We're getting ready to start doing videos
and podcasts. We'll probably do the meetings at the farm
and you know, in cooperation with the Restore Liberty effort.
The x feed is extremely frutal ground right now. So

(01:11:00):
if you go to acts, look up Restore Wellness dot
org or look up Restore Liberty dot us. Our stream
there is constant I try to get you know, five
or six things up there every day. It'll get you
to the latest information from the people that are really
making a difference. I usually get a bunch of the
stuff that's coming out of the Make America Healthy Again

(01:11:21):
out there. Go to the website, send us an email.
Info at Restore Wellness dot org. Twitter's a great place. Hey,
we're back on Facebook too November suddenly, surprise, surprise, Restore
Liberty can can post again.

Speaker 1 (01:11:37):
So I haven't.

Speaker 9 (01:11:38):
I've spent so much time away from it since I
couldn't do anything, then I'm reluctant to go back.

Speaker 1 (01:11:43):
But that's a place to go.

Speaker 9 (01:11:44):
What we're looking for is if you've got a group,
even a you know, a small group of friends and neighbors,
or you've got a small company that wants to learn
more about this, we're open to going there, maybe filming
a podcast there where we talk about a topic that
you're interested in. So we're trying to grow the effort
right now. We'll be talking to some of the policymakers.

(01:12:07):
Certainly Warren Davidson's on board with this stuff. Good, hoping
to get Bernie Marino on board as well. So we're
going to go the political avenue, but we're consciously staying
away from politics with this effort.

Speaker 1 (01:12:18):
Well, you know that's funny.

Speaker 9 (01:12:19):
It's not left right, it's certainly political, but it's not
left right right.

Speaker 1 (01:12:23):
I even commented on that we're talking about. We were
enjoying this conversation and of course for the Petubb Casey
morning shows normally politically focused, and I said, well, it's
really nice to get away from politics for a little while,
particularly giving what's going on in the world. But this
does involve I mean, as you quickly to point out,
this really is in many ways very political. I mean

(01:12:43):
the information we need and that we should know about,
for example, like what's in our foods and what we
are eating and what things like seed oils can do
to us is what we all need to know about,
but is being suppressed because of the powerful you know,
lots and the money and influencing government.

Speaker 9 (01:13:02):
And the fact that the cigarette companies, when their profits
were going down because of the Surgeon General's warning, the
first thing they did is they went out and bought
all the food companies. So Jay Reynolds and Philip Morris
they own the food companies now. And the first thing
they did is set about making them addictive, which is
where high fruc dose corn syrup came from. But this

(01:13:23):
is stuff that Europe doesn't allow in their foods. So like,
for instance, I like a little caramel in my latte
in the morning. Right, If you buy Ghia deelli caramel
in the United States, it's sweetened with high fruit dose
corn syrup. If you buy it in Europe, it's cane sugar.

Speaker 1 (01:13:40):
We can't get the cane suer option here.

Speaker 9 (01:13:43):
Though, because they financed the government's paying people to grow
corn and giving it away.

Speaker 1 (01:13:48):
Basically, you see, my libertarian philosophy would be, you know,
make your own choices. You get the education so you
can make informed decisions, right, but don't tell me what
I can and cannot do by way of how I
manufacture my product. If you make something that is deadly
or carcinogenic, we have a tort system which will allow
you to recover liability for your damages. But if I

(01:14:10):
got an option between the giedeli chocolate that's got corn
syrup in it and the one that's made naturally with
no preservatives or editives or artificial colors and flavors, I'm going.

Speaker 9 (01:14:19):
To go with the latter options absolutely, unless the government
puts their thumb on the scale and says we're going
to make the one cheap and the other expensive. And
that's where the politics is in this now. It's putting
the thumb on the scale. We got to get rid
of that. That's a political effort. But for the most part,
but education can overcome these challenges. And I think that's
the beauty of what you fellows are trying to do

(01:14:39):
here with again Restore Wellness dot org. Find them online
and get an x and follow them, get the tweets,
get the information that's coming out, and pay attention. It's
within your power to a little a healthier life and
a pain free life and one that's got fewer challenges.
We just got to kind of take the bull by
the horns educate ourselves into making proper choices. Thank you,

(01:15:00):
gentlemen for helping us all achieve those goals and make
us a better healthier society. Six fifty six stick around,
We get a little talk about Christopher Smithman coming on
seven to twenty with a Smither event Money Monday with
Brian James adatoh five.

Speaker 1 (01:15:12):
I'll be right back.

Speaker 3 (01:15:13):
Your voice refreshing your country for reasonable American.

Speaker 1 (01:15:19):
Fifty five KRC, the Talk Station.

Speaker 4 (01:15:23):
This report is sponsored.

Speaker 1 (01:15:39):
Seven oh six at fifty five KRC, the Talk Station,
Brian Thomas USh and everyone that very happy Monday, interesting
conversation with those guys about health. Generally speaking, now I'll
speak on my own experiences because I just kind of
want to put at least a relatable face on the
challenges you face when it comes to try to be

(01:16:00):
motivated to do something like exercise. I get it, man,
I get it. It's not easy. It really isn't. But
hopefully those guys will serve to help at least educate people.
And the more information we have, the better our choices
can be. And that's really that's what it's all about.
And when you find out your government is operating against
you in many respects, as we learned more and more

(01:16:22):
and more, For example, Mark Zuckerberg speaking with Joe Rogan
last week. At least he's being honest now talking about
how the Department of Justice was telling them what they
can and cannot talk about. I mean, he said, I'm
generally pro rolling out vaccines. I didn't think on balance,

(01:16:43):
the vaccines are more positive than negative. I did think
on balance, but I think that while we're trying to
push that program, they also tried they the government Department
of Justice tried to censor anyone who is basically arguing
against it, and they pushed us super hard to take
down things that one were true. They'll be Mark Zuckerberg,

(01:17:04):
the Meta CEO, the Facebook guy. They basically pushed us
and said anything that says that vaccines might have side effects,
you basically need to take down. Joe Rogan following up,
who is they who's telling you to take down things
that talk about vaccine side effects. Zuckerberger's answer, It was

(01:17:26):
people in the Biden administration, he claimed, and he said
out loud, I wasn't involved in those conversations directly. These
people from the Biden administration, he said, would call up
our team and scream at them and curse. Adding to
the Biden administration demanded this company, in his words, take
down this meme of Leonard Leonardo DiCaprio looking at a

(01:17:49):
TV talking about how ten years from now you're going
to be seeing an ad that says if you took
a COVID vaccine you're eligible for some kind of payment,
this class action lawsuit type meme, and they're like, you
have to take that down. Of course, that being humor

(01:18:09):
and satire. You said, there were instances in which Meta
refused to take down humor and satire, resulting in Joe
Biden accusing Meta of in his words, killing people and
speaker with Rogan he said, and then all these different
agencies and branches of government basically started investigating and coming
after our company. Ah, the power of government, the threat

(01:18:35):
of government. Going back to Eric Holder's operation choke Point
or choke holderever, it was threatening banks that were doing
businesses with legitimate lawful businesses like gun manufacturers and payday lenders,
threatening the banks with regulatory oversight and audits, compliance audits
if they didn't fall in line and do what the
Justice Department said, which was don't do business with these

(01:18:58):
lawful entity or we're coming after you.

Speaker 12 (01:19:03):
Hmm.

Speaker 1 (01:19:04):
Excuse me, be a parallel with well George and keeps
me talking about In the last segment, let's go to
the phones. I got Todd on the line. Todd, thanks
for calling this morning. Welcome to the Morning Show at
Happy Monday.

Speaker 13 (01:19:15):
Good morning, Bryan. Yes, I met Teith Tenhunfeld, your previous
guest two years ago when I had COVID and I
was referred to him as a person who could help
me with the ivermect and I got it, and like
you said, I was symptoms were gone within a day
or two.

Speaker 1 (01:19:34):
It's amazing, isn't it. And I'm telling you, I mean,
it's still almost like an open nerve. When you mentioned
the word ivermectin, we heard so many times over and
over and over again, the horse pill, the horse tee warmer,
and no, you can't take that, it won't do anything
for you, when medical practitioners would have otherwise given it

(01:19:56):
to you. And then the pressure on doctors to not
provide that as an alternative out of fear they were
going to lose their medical licenses exactly.

Speaker 13 (01:20:06):
And on a health related note, I also I would
like to mention that some square dancing classes are starting this.

Speaker 1 (01:20:20):
Todd was at listener lunch the other day talking about
the square dancing. He would love people to take up
square dancing. Todd wants to have a partner to dance
with the alamanna left and Alamanna rife, whatever the hell
that means. But as I mentioned to Todd, and every
time he brings up square dancing, and there are opportunities
to square dance, I can't think of the The Bugs Bunny,
one of my favorite cartoons of all tying The Bugs

(01:20:41):
Bunny square dancing. So where's the class, Todd, Let let people.

Speaker 13 (01:20:46):
Know a Tuesday nights and Thursday nights. On Tuesday nights,
it's at the Prince of Peace Lutheran Church in Love One. Okay,
starts at seven point thirty.

Speaker 1 (01:20:57):
That's my neck of the woods.

Speaker 13 (01:20:59):
And it might be good to start a little early
because the doors open early. Okay, But the class starts
at seven thirty. And then at the on Thursdays, the
class starts at six point thirty and it's at the
Wyoming Civic Center at the corner of Springfield Park and Worthington.
All right, and class starts at six thirty, but the

(01:21:21):
door's open at six o'clock.

Speaker 1 (01:21:22):
Opportunity to mount people and shake hands and engage in
some fellowship before you start square dancing. So when you're
partner round and round.

Speaker 13 (01:21:30):
Takes a lot of steps and it's a fellowship and
everything else.

Speaker 1 (01:21:36):
I wish you the best of luck in getting people
engaged in square dancing. You won't see me at Principece.
So even though it's really close to where I live,
I just im that's not a road I'm going to
go down. But then again, I don't like to dance anyway.
Talk to my wife about that. It's a source of frustration.
It has been since we well met. I've went three
seven eight two three talks. Yeah. So, in addition to

(01:22:00):
Mark Zuckerberg coming clean on well, having to cave into
government pressure removing information that he even knew to be
true because government said, don't spread the information much in
the same way they said ivermicted wouldn't help you at all.
They wanted you to get the JAB. Doctors were incentivized
to give you the JAB. I guess they got paid

(01:22:22):
extra money to do that. And we'll move away from
perhaps alternative remedies and opportunities for you to get well.
He also got rid of DEI. Mark Zuckerberg terminated to
the diversity equity inclusion programs effective immediately. This was just
reported a couple of days ago. Instead to build initiatives

(01:22:42):
that focus on how to apply fair and consistent practices
that mitigate bias for all them out of your background.
Why the legal and policy landscape surrounding diversity, equity and
inclusion efforts in the United States is changing, he said.
He pointed out the Supreme Court made decisions signal a
shift in how courts are approaching DEI The term DEI,

(01:23:04):
he said, has become change in part because it's understood
by some as a practice suggesting preferential treatment of some
groups over others. At least that's from Janet Gale, VP
of Human Resources at Meta. Therefore, Meta will no longer
have a DEI team. Hmm, they say. Maxine william the

(01:23:27):
company's chief diversity officer, is going to begin a new
role focusing on accessibility and engagement. That from again Janelle Gale,
VP of Human Resources. What is accessibility and engagement? Is
that DEI with a different, different phrasing, I guess probably.

(01:23:48):
Memo also announced changes to the company's hiring, development, and
procurement practices, saying that they are no longer going to
focus solely on sourcing business suppliers from diverse own businesses,
in other words, no racial check marks. Instead, they say,
in their words, their focus efforts on supporting small and
medium sized businesses that provide that power much of our economy.

(01:24:10):
Meta will continue seeking employees from diverse backgrounds, but will
no longer be using its, in their words, diverse slate
hiring approach, which is designed to ensure every pool of
candidates considered for position is diversified in other words, meets
specific racial or other ethnic categories. We believe there are

(01:24:30):
other ways to build industry leading workforce and leverage teams
made up of world class people from all types of backgrounds.
The VP stated, world class people from all types of backgrounds.
You know what that sounds like, merit. We are going
to be hiring the best in the business. We're looking
at small medium sized businesses. They're great. We're going to

(01:24:53):
be hiring the best, the world class folks, regardless of
their background. And isn't that what merit is all about? Merit,
you want to build a best business. You want to
be the best in your industry, Hire the best people.
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(01:25:36):
of them are in the roofing industry apparently, So don't
go down that road. And do you even talk to
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roofing business. I'm sure your adjuster, like mine can well
regale you with stories about what they have found out
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(01:26:00):
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Speaker 7 (01:26:32):
Eric.

Speaker 1 (01:26:33):
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Speaker 5 (01:26:46):
This is fifty five krc an iHeartRadio station. They see
Shuy seven twenty one.

Speaker 1 (01:26:53):
If you give have a kercdtalk station a happy Monday.
See it made always extra special and happier because every Monday,
at this time we are joined by the former Vice
Mayor of the City of Cincinnati and dear friend of
mine and the listening audience, Christopher Smithman. Follow him online
on axit vote smith Aman. Welcome back, Christopher, Happy Monday
to you. Hope you had a wonderful weekend.

Speaker 3 (01:27:13):
Oh thank you, brother, I did. And it's always good
to hear your voice, even even in the midst of
troubling times. I sometimes wake up in the morning and
turn you on and say, there's our shepherd telling the truth.

Speaker 1 (01:27:28):
Brother.

Speaker 3 (01:27:29):
We're a part of your flock out here. Brother, Oh wow,
we're and we're here. We're here every morning trying to
figure out what's going on in the world, and we
just love your show.

Speaker 12 (01:27:41):
For it.

Speaker 1 (01:27:41):
I appreciate that, very appreciate it.

Speaker 3 (01:27:43):
Have to be a part of it.

Speaker 1 (01:27:44):
Brother, I listened to you. I feel pressure.

Speaker 3 (01:27:49):
I'm not just I'm not just participating. I'm literally listening.

Speaker 1 (01:27:53):
Oh that's one of my just sort of I can't
believe it when I go out into the world. And
you know, it's like Brigham Acown from the Hudson Institute.
I mean, he's a brilliant man, and when he says
he listens to the program, I mean, I'm humbled by that.
I just I really truly am. And you're in that category. Two,
my friend, I have the smartest listening audience out there.

(01:28:13):
You guys always keeping me on my toes, and it's
just a it's a beautiful thing for me to be
able to connect with so many wonderful people. And I
you know, I'm just so happy to have you on
the show spreading the information and love to brother.

Speaker 3 (01:28:26):
Well, brother, let me just start off by saying, you
and I have talked about the importance of voting, the
importance that elections have consequences, and sometimes those consequences are dire,
and what we see happening in California is a reflection

(01:28:49):
of people voting for the wrong people, elections having consequences,
and they are dire. I extend my heart out to
those citizens, Americans in California who had lost everything. You know,
as a financial planner, still today the majority of Americans

(01:29:10):
have their wealth tied up, a lot of it in
their homes, their equity, and in a state where people
can't even get fire insurance, blood insurance, earthquake insurance. That
there are people that are living on the edge and
never believe, Bryan, that a fire would take out everything

(01:29:32):
that they have owned. So if I'm the governor from
Governor Newsom of California, there are a few things when
I wake up that I'm going to think about. One
is the possibility of an earthquake and the possibility of
a fire. How in the world could you have a
mayor Bath have a Governor Newsom have reservoirs that are

(01:29:55):
empty and a focus on endangered fish. Where you have
a community left without fire, hydrants that are not working,
that have no water, and not a clear plan of
evacuation of citizens who now we know twenty four are dead.
You and I know they are going to be a

(01:30:15):
lot more by the time.

Speaker 1 (01:30:16):
This whole thing is over, but.

Speaker 3 (01:30:19):
The shame on all of them. D in California stands
for a disaster, not Democrat. Brother. I am just blown
away by what is going to even occur today and
tomorrow with the high winds, as if California has not
had high winds before. And my last part of this

(01:30:39):
event is to think about a mayor, a mayor bass
who announces that we are having some type of an
emergency and then flies to Africa. What sense does that
make for any leader to say we're experiencing some type
of an emergency and then leave town.

Speaker 1 (01:31:00):
Vice mayor is apparently suspended for I guess calling in
a bomb threat, leaving I guess no one in control
of the city for the time being. We'll bring Christopher back.
Sounds like he's got more in his chest. I imagine
he does seven twenty five if you five K City
Talk station. I want to mention affordable imaging services, because
imaging can be affordable if you don't go to the
hospital imaging department. Check out the overhead in that place.

(01:31:21):
From the moment you walk in the hospital door. Just
look around you. Everything that must be paid for and
run and air conditioned and heated and parking lots and
massive buildings and empty hospital beds and all of it. Well,
they make a lot of that profit up in the
hospital imaging department, where a CT scan can set you
back five thousand dollars. Hey, new calendar year, new round

(01:31:41):
of out of pocket responsibility, got ninety two hundred dollars.
Staring in the face, you're gonna have to go out
of pocket before insurance even kicks in. What about that
five thousand dollars CT scan bill you're gonna get. Oh,
and add on to it a separate bill for the
radiologist report, and maybe separate for the contrast, etc. How
about affordable imaging services where that CT scan without a
contrast is four hundred and fifty bucks CT with contrast

(01:32:04):
six hundred. Yes, the overhead is extremely low at affordable
imaging services. That's the point. You get the same hospital
imaging equipment and they're at affordable imaging. Medical professionals have
been at this for decades and they only charge you
a mere fraction of the cost. I had a CT
scan there done. My cancer doctor had no problem with
the imaging. I of course had a problem with the

(01:32:25):
what it showed, but that's what it's everybody's going to
get an image like that, mri CT scan, echo cardiogram,
ultrasundlung screening, your cardiac scoring. It's all available for a
tiny fraction of what the hospital charges. Check it out
online Affordable Medimaging dot com. Yes, you have a choice,
you can go you one five, one three seven, five
three eight thousand five one three seven five three eight thousand.

Speaker 4 (01:32:49):
Fifty five KRC.

Speaker 1 (01:32:51):
I love my pre six chann nine with a four ks.
You have a cloudy day to day mostly anyway, I
have twenty five clouds remain every nine down to eleven
degrees mostly tomorrow, little snow flurries possible in the afternoon.
Twenty two will be the high clear skys over night
down to one single degree and a dry Wednesday. Clear
sky's high at twenty six twenty eight degrees right now, Chuck,

(01:33:13):
How about traffic from the.

Speaker 6 (01:33:15):
UCAL Traffic Center.

Speaker 1 (01:33:16):
Don't let injuries slow you down.

Speaker 6 (01:33:18):
To you see health, orthopedics and sports medicine experts can
help keep you moving. Schedule with the same day appointment
at youseehealth dot com. Southbound seventy five continues to run
over a forty five minute delay through the Blackland split
down to the accident above the lateral single file again
Pie in the right lane in found seventy fours back
in close to North Bend. Here come the break life

(01:33:39):
southbound seventy one between two seventy five and the Reagan Highway.
Chuck ingramont At defied Kerra. See the talk station.

Speaker 1 (01:33:47):
Seven twenty nine I fifty five KRCIT talk station Ryan
Thomas with former Vice Mayor of the City of Cincinnati,
Christopher Smith Aman doing this Smith event. Hey, real quick
here Christopher, on your rant with politicians and they're stupid mistakes.
I got to read you this para two paragraphs from
an article I found on Free Beacon. This problem with
the forest and the tinder and the easily ignitable environment

(01:34:10):
they have created has been known for a long time.
This isn't like something that's snuck up on them. I mean,
we all can remember multiple fires that have occurred over
the past four or five years. I know one of
the politicians, Miss McClintock. Tom McClintock from California pointed out
and I read this fun fact this morning. A UCLA

(01:34:31):
study estimated to California's twenty twenty fires released twice as
much greenhouse gas into the atmosphere as had been prevented
by the prior eighteen years of government and force restrictions
on greenhouse gases. So what was just one calendar year
and the twenty twenty fire pales in comparison to what's
going on now. But let me just read this here.

(01:34:51):
The state is known for years at the plotting pace
of its fire prevention efforts is a problem. Early in
his term, Governor Newsom launch the California Vegetation Treatment Program,
which designed speed environmental reviews for forest management projects. Two
years after launching the program, zero completed projects. The Free

(01:35:12):
Breaking review the program's latest data found that the five
hundred and twenty five approved projects spanning six hundred and
sixty six thousand acres, only two hundred and thirty one
projects dealing with only six thousand acres have been completed.
There are only two projects located in the Los Angeles
metro area dealing with one hundred and thirty acres, a

(01:35:32):
fuel reduction project proposed by the Los Angeles County Fire Department,
both incomplete and finally, a separate interagency database created by
Newsom's California Wildlife and Forest Resilience Task Force shows the
state and federal agencies have completed forest management projects across
only fifty four thousand, almost fifty five thousand acres in

(01:35:53):
southern California between twenty twenty one and twenty twenty three.
For contacts, the Angelus National Forest alone is more than
six hundred and fifty thousand acres. They're their own worst enemy.
They go into glorious detail about every time they try
to do one of these projects, they get sued by
environmental groups who stand in the way of forest management.

(01:36:13):
I mean, it's just like we need to do it
on one side, and then on the other side, they
got all these laws that prevent the things from moving forward.
It's backcrap insane.

Speaker 3 (01:36:25):
It's just amazing, man, how policies can like these can
just destroy an entire community and they matter. You know,
when I hear about this endangered fish that Governor Newsom
was so worried about that they put a damn in place,
and we absolutely know that that has impacted the ability

(01:36:49):
for those people in California to have access to water.
They cared more about the fish, and I'm not talking
about multiple fish, a specific type of fish. Then they
did the citizens of California who are still losing everything.

Speaker 1 (01:37:06):
Brian, Yeah, well I read that that fish has not
been seen by mankind for the last decade. They don't
have any sign that the thing's still around. Now that's
a sad thing. I'm sorry we've killed yet another species
in the world. But you know, in the final analysis,
they're trying to fight a battle on behalf of something
that may not even exist anymore.

Speaker 3 (01:37:27):
That's it's it is amazing. I'll give a personal side note,
and that is, as you know our family, we are
farmers and just ironically, we did a selective clearing on
that property where my son went down, worked with Forestreet
and did a selective clearing on that property to make

(01:37:51):
sure that in the event of fire, we're lowering the
chances of burning down not only our property, but our
neighbor's property. And so that's what you do. And so
literally last year I was working with a forestryt consultant
on our property doing that clearing, preparing the land and
making sure that it is as safe as it possibly

(01:38:12):
can be. So I'm just sharing with you this is
not rocket science. This is failed leadership in California. And
I'm telling voters over there and voters here. We just
had a significant snow. Brian Thomas, I'm going to say,
you know, every ten years, every fifteen years, the weather
people get it, right. If you're the mayor of the city,

(01:38:33):
you've got to anticipate and be prepared for that. Anybody
listening to my voice and Cincinnati knows that their side
streets were a disaster for the last five days, meaning
we had sailed leadership here. Even in the city of Cincinnati.
It's not the men and women who are out there
working overtime busting their butts. It's a mayor who's not ready,

(01:38:58):
a mayor who wasn't ready for that snow. Here's the
bottom line. If I were the mayor and I'm watching
the news and I go, man, we might get a
foot of snow now for Buffalo, for Detroit, not a
big deal, but for Cincinnati a big deal. So you
know what you do. You'll reach out to your corporate
partners and you stage them and you say, you know

(01:39:19):
those trucks that you have idling right now, we'd like
to hire those men and women so that they can
help us clear our streets. You don't have to have
all the equipment there. All you have to do is
have a vision and be prepared and talk to our
corporate partners so that when we have a snow like this,
our high schools and grade schools don't have to be

(01:39:40):
closed just because they cannot get on the side streets.
Brian Thomas, that was incompetence. That just came right out
of city Hall. But guess what, in November, they'll vote
for the same people. So if you're voting for the
same people, don't expect your side streets to ever be cleared,
because elections have consequences.

Speaker 1 (01:40:00):
Let's pause right here. Will bring and Christopher back for
one more. I have a feeling he's got enough in
them to go on for hours this morning. Let me pause.
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(01:40:20):
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(01:41:03):
got to go Zimmer dot com.

Speaker 5 (01:41:05):
This is fifty five krc an iHeartRadio station, Wood.

Speaker 1 (01:41:10):
And Limping Attorneys head Law seven Here about KRCD talk station.
Always enjoying conversations with Christopher Smith and former vice man
in the City of Cincinnati, doing the Smith event for
this fine Monday morning, and Christopher, I got to imagine
there's more on your mind than you already went through today.
You've been punching with punching pretty hard this morning.

Speaker 3 (01:41:34):
Brother, let me tell you the hush money case, and
this will be my last point dealing with President elect Trump.
Where you're the lawyer, I'm not, but it looked like
a bunch of nothing at the end of the day,
where they call the president in and basically say no time,
no penalty, no no fees, court fees, period. What we're

(01:41:59):
going to say to you is god speed in your
in your next term. And the point of it was
when he's sworn in for the mainstream media to say
that he has a felony. You and I and anybody
watching this case, this is not about being for Trump
or against Trump. Know that that case was nothing but
nonsense and at the end of the day, will be appealed,

(01:42:22):
will be overturned, and everything that this lawfare of. We
had a president, meaning the outgoing president Biden, weaponizing, weaponizing
the court system against his opponent, and it was just
so so bad. We were operating like a third world
country and so embarrassing for all of it. Said, I

(01:42:45):
agree with President elect Trump when he told the judge
that this is an embarrassment for New York State. It's
an embarrassment for prosecutor brags, it's an embarrassment for Judge
Mansion and at the end of the day, all this
will be overturned. It was a bunch of nothing at
the end of the day.

Speaker 1 (01:43:04):
Yeah, I agree with you, but I think, you know,
maybe an embarrassment if we, you know, sort of take
a take an objective look at it in the context
of the law and the charges that were brought against him.
And you know, as far as hush money is concerned,
even calling it that is ridiculous because these confidentiality agreements
are entered into all the time. But it's not an

(01:43:27):
embarrassment for the prosecutor there because he is surrounded by
people who absolutely hate Donald Trump, and anything someone can
do to impact Donald Trump for the negative is going
to be embraced by the echo chamber that they live in.
So he's got to live in that environment. So rather
than do the right thing and not pursue spurious charges
and engage in law fair he has he's surrounded by

(01:43:49):
all these people who want him to literally bend over
backwards to go after Donald Trump even though there's nothing there,
because well that's just the way they feel. And so
he's going to go back to his job if the
dust settles on one and it ultimately does get overturned
on appeal, which I agree that it will. But he's
surrounded by these people still and they're still happy that
he forced Donald Trump to jump through the hoops to

(01:44:10):
ultimately get himself acquitted.

Speaker 3 (01:44:12):
Well with the sad part about it is like California.
New York is under a crime wave where you had
a veteran named Penny who said, man, you see something,
do something. He had had fifteen years of his life,
possibly meaning facing fifteen years in prison by the same prosecutor.
And two weeks later, you have a twenty three year

(01:44:33):
old nurse on a train who set on fire by
an immigrant who's here illegally and sands the fire to
give it more oxygen and burns her to death. And
I'm saying here, we're watching this hush money case, which
you're right, it was a journal entry, that's what they
called it, and I shouldn't give them the power to
call it what they were trying to brand it ass

(01:44:56):
But at the end of the day, there's a crime
wave in New York and elections have consequences. California is
dealing with fires. New York is dealing with this crime way,
and at the end of the day, I feel like
those voters will continue to put the same people in.
That's the shame, That's what has to happen. And I
don't want that to happen in Cincinnati, where I live.

(01:45:18):
I want voters to wake up and say, listen, I
don't want the same thing. I don't want a flood
to happen. I don't need to have a snowstore. I
can see that city Council is distracted by what's happening
in Israel and hamas not something that they should be
debating on the floor of council. We have a pension

(01:45:38):
plan our Cincinnati retirement. Since the plan is still underwater,
it's no better than it was. The reality of it
is we have a distracted leadership and it's not until
the city is filing bankruptcy, or we have a massive
flood on the Ohio River, or we have a massive
snow that somebody in these fifty two neighborhoods says they

(01:45:58):
want to wake up, and we've got to do better
than that. Brian Thomas, let me end with this love
an extension of my late wife and this is to
all of those widowers and widower's out there, widows and
widowers like your mom, right, so this is ours, this
is what we're approaching her death date. And I just
say to those, look, getting a hold of your new normal,

(01:46:21):
right is normal. And so don't let anybody tell you
how to grieve, don't tell anybody what your timeline is.
That this is a process. And I know that there
are people that are listening to us right now who
don't have the support system that your mom has and
that I have. They're very much alone and isolated, and
I just want to let them know they are not alone,

(01:46:44):
that there are lots of people out there that care
about them, that are concerned about them, that will reach
out and will reach back to them if they need help.
So I just want to say that as I approach
this for my family, and I know your mom she's
going through which she's approaching it, and it's just a
part of life and that and nights are bad for

(01:47:05):
a lot of the people that are new into it.
I'm not new into it, right. I've gotten a hold
of my new normal, But there are a lot of
people out there, Brian Thomas that are still struggling with it.

Speaker 1 (01:47:14):
You know, it's really interesting you brought that up, and
I'm so glad you did. I mean, most notably my mom,
because I just had a conversation with her the other
day about exactly what you're talking about in the evening,
and she was thinking about something made her think about
my late father, and she experienced them obvious, you know,
depression and sadness and missed him and was reflecting on

(01:47:34):
him not being there. And you know, then it's been
a couple of years and that is a persistent issue
for those who are grieving. So it's a long process.
But thank you for reminding everyone that there is support
out there and that you know they're in our thoughts
and prayers to the extent that helps, folks. I truly
mean that, And of course you're always in my prayers
and thoughts with my brother, and I enjoy having you

(01:47:55):
on the program to talk about this and I and
you are.

Speaker 3 (01:47:59):
You are my brother, and I think about your daughter
who is about to be married, and that's going to
be one of those triggers. It's going to be one
of those processes because your dad isn't going to be there,
and acting as if it's normal, meaning meaning you know
that his chair is empty, your mom knows it. And
we extend our love and support to your entire family

(01:48:19):
as you march through this beautiful event for your daughter,
beautiful event as you embrace your new son. But it
still is a process sometimes that can be bittersweet for
those who've lost someone.

Speaker 1 (01:48:31):
Love you, brother, words from a new grandfather on that note, God,
love you, Christopher. Appreciate the vent man, Appreciate the positive
words as well. You hang in there, we'll talk next Monday,
coming up in seven fifty five krs the talk station,
and take my advice. Speaking to my daughter. I've mentioned
it before, I'll mention it again in the context of
USA installation. That was our house warming gift to my

(01:48:53):
daughter and Eric, and they experienced a outage. Yes, they
ran out of propane. The heating wasn't work and I
said to that USA insallation helps. You said, oh my god. Yes,
they were able to manage through. I guess a week
without heat before they got the propane refilled. They live
in a rural area, so that's how they get their heat.

(01:49:13):
But they were very appreciative of the USA insulation. We've
kept there and kept their house really manageably warm enough
that they could enjoy the living there without having to
take refuge at our house. But that's what it's all about,
comfort and energy savings. And it's only ninety nine dollars
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(01:49:36):
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Homes like my daughters with R twelve and a late
seventies bill not enough, and of course it deteriorates over time,
losing its insulated cability. The foam goes with the old
insulation really boosting the insulated power. So that's one or
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(01:49:58):
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(01:50:20):
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Speaker 4 (01:50:30):
Fifty five KRC.

Speaker 1 (01:50:32):
The Cold Weather is stand in buck Sexton doing their
homework today at noon because you got to make sense
of it on fifty five KRC, The Talk station eight
oh five and Happy Monday, Ka Brian Thomas. Always looking
forward to this segment because you get to learn about
money matters. It is time well money Monday with all
their financials. Brian James. He's a certified financial planners and

(01:50:54):
he's here to talk about well one thing, the jobs report.
Welcome back, Brian James. Happy Monday to you, back at you,
Good morning to you as well. Hope you had a
good weekend. I had a great weekend, all right. So
we have this job's report and it looks good two
hundred and fifty six thousand gains. However, it's bad cause
you get good news. The employment rate is down to

(01:51:18):
four point one percent, a lot of additional jobs. That
all sounds like wonderful news, and yet Wall streets reaction
is the stock market to tank or at least drop precipitously.
How can you reconcile these Brian, Yeah, it doesn't make
a lot of sense, does it. We really want jobs.
We need as many people to have jobs as we
can possibly get. If everybody's working, that means everybody has

(01:51:38):
money to spend, and money makes the world go around.

Speaker 14 (01:51:40):
It all moves around in a virtuous circle and we
all do better right well, long term, yes, but short term.
Remember what we're battling right now. We've been battling interest
rates for the past several years, through the whole COVID crisis.
And while we're not at the over nine percent inflation
situation that we were out a few summer years ago,

(01:52:01):
we're not back down to where we want to be either.
The Fed's goal is normally to keep inflation in the
two to two and a half percent range, and we're
hovering just above that, somewhere in the three percent range.
And what we're making progress, but at the same time
not where we need to be, and we've been here
for a while, so the concern is keeping the momentum.
What that means, though, is that the economy would preferably

(01:52:23):
would slow down just for a little bit, so we
can kind of get caught up on that, and a
Job's report of two hundred and fifty six thousand new
jobs created shows that that is not quite happening to
the Fed's liking just yet.

Speaker 1 (01:52:34):
So obviously, if you have jobs, you have money, and
therefore creates demand for goods and services, which I suppose
to some degree are still in shorter supply given the
ripple effect we're still experiencing from COVID and supply chain
issues and things of that nature. That's correct.

Speaker 14 (01:52:52):
Yeah, so the concern all along and I don't remember
the last time I heard the term a hard landing.
We seem to have avoided that knock on wood, but
nobody says that anymore. Right, We've been expecting this, this
fall off the cliff moment where the economy absolutely collapses,
but that is just not happening. As much as the
talking heads seem to want that to happen, and as

(01:53:13):
much a volume of discussion as there is around that
that has not come to pass, and nobody uses those
terms anymore. So this is evident that we are not
seeing the pullback that we expected we would, and that's
going to be in the short term as we're talking
about that. That's a challenge from a standpoint of if
the real goal is to keep inflation down, then the
economy has got to step on the brakes a little

(01:53:34):
bit at some point. But as long as we're out
there spending money and creating economic activity and creating these
new jobs, and that's not going to happen, and we'll
have to continue this fight. So what's looking right now
is that the Federal Reserve is not likely at this point,
as we're sitting here right now with the information we have,
not very likely that the Federal Reserve is going to
continue cutting rates in twenty twenty five. The prevailing opinion

(01:53:56):
is we're probably going to stand flat for the balance
of the year unless we get new information, which we
always do well.

Speaker 1 (01:54:03):
And I think, as everybody knows by now, California as
a state is one of the largest economies in the
globe all by itself, will the I mean, I guess
to rebuild Los Angeles as much damage has been done
and it's going to take a lot of work, a
lot of energy, and a lot of materials and supplies
that do that. Is that going to feed inflation? Do
you think? What have that substantial and effect given the

(01:54:25):
how sizable the damages and how much of the California
economy comes from the greater Los Angeles area.

Speaker 14 (01:54:33):
Yeah, absolutely so. So the state of California is one
of the largest economies on the face of the earth. Obviously,
it's ranked above even many other countries, most other countries, frankly.
And so when we have this big of a hit,
of course it's gonna it's gonna have an impact there.
There are, of course, supply chain disruptions that can happen.
Los Angeles is a major port. And while you want

(01:54:55):
to want to say the wildfires probably aren't gonnaffect direct
to all those ships coming in at the end, any
kind of chaos in an area where goods and services
are supposed to be moving through is going to have
an impact. And then, not to mention insurance, this is
probably the big one to keep an eye on, because
we all have to the whole purpose of insurance is
that everybody shares the risks. You pay your premium, you're
covering not only your own home, but everybody else's home

(01:55:18):
and that because that's how insurance works. So this is
going to have a widespreading effect over time. It's going
to remain to be seen exactly what the impact will be,
but there's no denying that it's going to have an
impact on people who live nowhere near Los Angeles. For
all these reasons.

Speaker 1 (01:55:31):
Well, and I think it's a pretty good time for
people to maybe take stock in their own insurance. It's
like a cautionary tale. What's happening out there could very
well happen to you. And one of the interesting things
that was reported, for example, the Marshall fire, which happened
in twenty twenty one in Denver and Boulder, Colorado, they
found out a study was done after that. They found

(01:55:53):
thirty six percent of homeowners homeowners who filed insurance claims
learned that their policies covered less than three quarters of
their home's replacement cost. So you've got a replacement cost
policy and you think you're all, well, that's fine. Usually
the policy will specifically identify what the cap is on
the replacement cost. And I know I had my home
evaluated recently because when I saw what the replacement cost

(01:56:17):
was valued at on my policy, I'm like, there's no
way in hell this could replace my house. We've been
here for twenty five plus years, we have made a
lot of investments into it on the interior space, and
nobody knows about this, most notably my insurance company. So
if it all burned to the ground, how on the
hell would I prove what the real replacement cost is
and would it be subject to some kind of cap anyway?

Speaker 14 (01:56:38):
Right, you've identified a pretty specific risk that affects anybody
who has a home. You need to understand where you're exposed.
And so when you use the term replacement cost, what
you're talking about is the fact that you could find
a home that is very similar to yours on the
market right now, and perhaps you could buy that as
your replacement. But the replacement cost is actually the sum

(01:56:58):
total of the two by fours dry wall, the insulation,
and all the other stuff that make up your house.
That's a lot more than buying a similar house elsewhere.
So your insurance, yeah, your insurance needs to cover that
replacement cost, not just another the value of a similar home.

Speaker 1 (01:57:14):
Well, and I suppose it's a cautionary tail. And again
for people to identify all of the things they own
in their home, maybe can take some sort of video
of it and keep that in a fire safe or
in a safe deposit box or something, because in the
aftermath of a major disaster like this, the likelihood you're
going to remember everything that was in the house is
slim to none. And the fact that you're going to
have to demonstrate to your insurance company the improvements that

(01:57:36):
you made that went up and smoke.

Speaker 14 (01:57:38):
Yes, And remember it's not going to be very right.
Right now, we're still fighting fires. But what's going to
come very shortly is the scammers out of the woodwork, oh,
making claims of things that didn't happen, or offering to
help people that they actually aren't going to deliver on
any of those kinds of things. All of that is
going to drive the cost of insurance up as well.

Speaker 1 (01:57:56):
True that, and also I can use that as a
little springboard to remind people of something that I read
this morning, and it's a terrible thing to happen. But
since you brought up scammers, they are targeting people who
want to help out the victims of these wildfires, and
there are always scammers out there. It's really prudent of
you to be very, very very cautious about who you're
writing a check to in terms of providing some aid.

(01:58:18):
There are people that get on the phone and call
and ask you this solicit. It sounds like a legitimate group,
but they're not. So be if you're choosing a charitable contribution,
and I'm not going to try to steer anybody away
from helping their fellow Americans in times of need. But
just make sure you're not dealing with a scam organization.
Go with someone like you know, Matthew. Twenty five Ministries
is one of my favorite to mention because they are
legitimate and every dollar you give to them is going

(01:58:40):
to land in the hands of someone out there who
needs it. People have forgot about North Carolina too by now,
Brian James. Yeah, yeah, we do have.

Speaker 14 (01:58:50):
Short attention spans for our natural disasters anymore. But I
know you raise a great point in one of those things.
If you are contacted by somebody who is raising funds
on behalf of these people who have suffered this misfortune,
then what the best thing to do really is take
the information from that organization, then go research it on
your own. If when you ask for the website or
some other outside resource, a legitimate organization will be ecstatic

(01:59:12):
to give to you over the phone. Somebody who is
not legit is going to insist that you need to
give them money right then and there at that moment,
and not let you.

Speaker 1 (01:59:19):
Go to that outside resource.

Speaker 14 (01:59:20):
So be careful who you're listening to.

Speaker 1 (01:59:22):
Amen to that. We're going to continue with all our
financials Brian James and find out the details on apparently
something that's very popular, but is it the right thing
for you?

Speaker 3 (01:59:34):
What is this?

Speaker 1 (01:59:35):
What are these things called TDT date funds? Target date
fund target date funds.

Speaker 14 (01:59:42):
These are funds that are supposed to be set and forget.

Speaker 1 (01:59:44):
Let's learn together, because I'm not familiar with target date funds,
and I always like to point out there's not a
day that goes by in the morning show where I
don't learn something. Today, I'm going to learn something from
Brian James, which is something that usually happens. Come up
an eight fifteen fifty five k C the talk station,
don't go away, We right back fifty five Entrust Brian
James doing that money Monday thing. Hey, Brian, before we

(02:00:05):
get onto target date funds, what are they and whether
we should be in or not? On interest rates, we
talked about the idea of this in the current inflation
rate that the Stellar Jobs Report, which means a lot
of people are more people are employed, obviously potentially fueling
the inflationary concerns. You mentioned that the Feds probably no

(02:00:26):
longer likely to cut interest rates, but I saw this,
Matt Rowe, portfolio manager over at Norma Capital Management, this
article you pointed you forwarded along saying that they may
even raise rates.

Speaker 14 (02:00:37):
Now, yeah, that's highly possible because again, remember it's all
about inflation. We want to get inflation under control. And
for the last couple of years we've been on a
pace of having stopped it and then driven it down
all the way down from that nine percent range. But
now that we've kind of plateaued, there's a chance that
it could turn around and go the other way. So yeah,
I mean, I think that's a fairly obvious conclusion for

(02:01:00):
this gentleman to come to, just to say that if
things start to if we see start see prices go
up again, then we may be raising rates. Now, what
we haven't talked about yet this morning, Brian, is the
incoming administration and what their thoughts are. It's one thing
to want to increase the position of the United States
with regard to its trading partners with tariffs, but we

(02:01:21):
can't pretend that that's going to happen in a vacuum.
Tariffs are the purposeful raising of prices on somebody. The
goal is, or at least on paper, we would want
to raise prices on people who want to export their goods,
on countries who want to export their goods to our country.
But what that is always going to lead to is
increase prices because they're simply going to recover those from
the consumers. If you are a producer, you have that control.

(02:01:44):
If you are a consumer, then you eat it. So
I think there's a there's a bigger and bigger drum
beat for the fact that interest rates are not only
going to at best stay flat, like you just said,
it could also increase. Remains to be seen.

Speaker 1 (02:01:57):
Well in some people view that as a political measure,
and I know it was observed in these comments from
Matt Rowe that well, the political will of the Trump
administration will certainly be to keep rates down and be
upset if they get raised. But that reminds me of
of the argument that I believe was Jimmy Carter had
with wasn't it Alan green Span at the time. He

(02:02:17):
begged and begged and begged and pleaded to lower the
interest rates because they were so onerous, but with the
stagflation that was going on, it was like, no, we
have to do this in order to bring to write
the condition. So Jerome Powell may raise rates, but it
probably won't be a politically motivated I guess is the
conclusion we must draw.

Speaker 14 (02:02:36):
Right, So, Jerome Powell, as the Fed Chair is not
subject completely to the whims of the president. He's not
a cabinet member. So if the President wants to get
rid of the Federal Reserve Chair, he has to prove
legal cause. There has to actually be something other than
I don't like you. So he doesn't have to be
as Jerome does not have to be as politically sensitive

(02:02:57):
as many other cabinet members do as a decision maker.

Speaker 1 (02:03:00):
Let's move over and together learn maybe you will for
the first time. I know I am. Target date funds.
What's the story on these? They apparently are quite popular
for four to one k's.

Speaker 14 (02:03:09):
Yeah, target date funds the Kellogg's Variety pack of investments.
So the purpose of a target date fund is one
fund that owns a bunch of other things, and the
intent is kind of a one stop shop for a
properly allocated portfolio according to what your retirement date might be.
So these frequently appear more and more. They're appearing in

(02:03:30):
four oh one k's and it's believed that they're going
to capture about two thirds of all four to oh
one K contributions by twenty twenty seven.

Speaker 1 (02:03:37):
And so they're already in there.

Speaker 14 (02:03:38):
You probably have them in your four oh one K
or four or three B or whatever your employer offers
as your retirement plan. And the goal here again is
to most of them have a number in the in
the name of the fund, So twenty forty five, twenty
thirty five, twenty fifty, whatever that may be. What that
number is intended to be is approximately the year you
might retire. So the intent is that it will build

(02:04:01):
a portfolio with one, one single option. You don't have
to choose anything. It's just going to build a portfolio
that is targeted toward that date, and then as time
goes by, the portfolio itself will become more conservative. So,
for example, a twenty fifty fund is probably you know,
that's somebody who's gonna be working for another twenty five years.
That's a long term timeframe. That's going to be mostly
stocks ten years from now or fifteen years from now.

(02:04:24):
In twenty forty, it's probably going to be about a
seventy percent stock thirty percent bond type of a portfolio.
That's generally how they work. It's a set it and
forget it approach.

Speaker 1 (02:04:34):
So these are good tools.

Speaker 14 (02:04:35):
I'm not somebody who believes that that all target date
funds are bad. That's what if you read the headlines,
that's kind of what can come across. But it's not
something that you can completely just solely rely on. You
have to pay attention to the same things you would
any other investment. First and foremost, what's under the hood.
Just because it has a number in the in the
name of the fund doesn't mean that it's a portfolio

(02:04:56):
you necessarily that.

Speaker 1 (02:04:57):
Applies to you.

Speaker 14 (02:04:58):
So a a fund with a twenty year time frame
can be anywhere from eighty percent stocks to one hundred
percent stocks. It's just the opinion of the fund firm underneath,
So you still got to look under the hood to
see what it's invested in.

Speaker 1 (02:05:09):
But they are actively managed in the sense that you're
just not They're not just compiled of one set group
for all time of stocks, because I mean the point
that you made that there's some gets moved over to
bonds over time suggests that there is some active management.
Are they constantly shifting and changing what these specific stocks
are that are invested in this this type of target

(02:05:30):
fund and date fund?

Speaker 14 (02:05:31):
Great question. So the answer is somewhere in the middle.
So they're essentially active management of passive indexes. So in
other words, the S and P five hundred, which we
all know is the basically the five hundred largest United
States based publicly traded companies, that's going to make up
a good core of all these funds. So they're not
really target date funds are not deciding they're going to

(02:05:53):
sell PNG and buy more Apple or anything like that.
They're simply following the index. But there will be ten, fifteen,
twenty different indices inside this fund. So the active management occurs.
And how much are we going to expose to stocks
big stocks, little stock, small stocks, and how much are
we going to expose to bonds. It's not at the
individual security level of the individual bond or the stock.

(02:06:14):
It's really at the index level to control the risk
and the volatility of the portfolio.

Speaker 1 (02:06:20):
Well, and I would argue because my financial planners have
been over my selections. We have a variety of different
funds we can invest in here through my four oh
one K at iHeart, my financial planner has looked at
what I am invested in and occasionally will make recommendations
about you should change the percentage allocation, because you know,
there's international investments, there's currency investments, there's all kinds of

(02:06:42):
different options for you. But since this is out of
my element and I wouldn't profess for a minute to
know anything about investing, I let you know, my financial
planner make the recommendations for me. I suppose anybody who
has a four oh one K plan should still probably
have a financial planner to help them make sure that
they're selecting the right funds.

Speaker 14 (02:06:59):
Yes, absolutely, because you need somebody in arms length away
who is going to frankly protect you from yourself.

Speaker 1 (02:07:05):
Yeah. Yeah.

Speaker 14 (02:07:06):
Unless you do this all day, every day, you'll be
tempted to react to whatever has happened over the last
couple of weeks and months. And that's never the way
to manage a portfolio, because we need to be targeting
the different piles of money we have for specific goals,
whether that's a goal thirty years from now means you
can be aggressive, or if it's a goal in the
next year, going to buy a house or you got
a kid going to college or something like that, each

(02:07:27):
of those goals is going to have a unique solution
that's going to be best for that situation, and a
financial planner can help you prioritize which ones are non negotiable,
which ones can you fudge on if you can't afford
to do them all at once, how do you organize
it all?

Speaker 1 (02:07:39):
Pheebase is the way to go because that means of
a fiduciary obligation to you, and that's really important as well.
Brian James, always a pleasure having you on for the
Monday segment. Money Monday is what we call it. The
podcast be available a fifty five KRC dot com. We'll
talk again next Monday. Have a great week, Brian, have
a good weeks day warm Thank you brother e twenty
six fifty five CARC Detalk Station back to talk about
the similar between the La fire and the Lahina fire

(02:08:02):
and Maui. Stephanie Perucci, she's the author of the books
we went over last time she was on the program
burned back better Lahaina, a perfect storm or a perfect crime.
The follow up books Sound the Alarm, the Maui disaster
that sparked a global awakening. Stephanie Perucci be up next,
Don't go.

Speaker 4 (02:08:18):
Away fifty five KRCI here.

Speaker 1 (02:08:22):
It is your nine first one of weatherforc Ass. We
have a party cloudie. Day to day high have twenty
five and overnight down to eleven with clouds. Clouds tomorrow
as well, maybe a few snowflakes early afternoon twenty two
for the high down to one degree tomorrow, night clear
sky and a clear Wednesday with a high of twenty six.
It is twenty five right now. It is time for
traffic Chuck from the uc on Traffic Center.

Speaker 6 (02:08:45):
Don't let injuries slow you down. The UC Health Orthopedics
sans sports medicine experience can help keep you moving. Schedule
the same day appointment at you see help dot com.
Seven pound seventy one continues slow from Fields Eartle down
to an accident near ken Wood Road. Right sign is
blocked off northbound seventy one that's running heavy from above
Red Bank through ken Wood and Blue Ash. With three

(02:09:07):
separate accidents between Montgomery and Fifer Chuck Ingram on fifty
five KRC the talk station.

Speaker 1 (02:09:16):
Hey thirty fifty five krsite talk station, Ryan Thoms Fishing, Neverready,
a Happy Monday, and welcoming back to the fifty five
Case Morning Show. Author of Burn Back Better Lahina, A
Perfect Storm or Perfect Crime in the follow up books,
she was on recently to talk about Sound the Alarm,
the Malley disaster that sparked a global awakening. Stephanie Perucci,

(02:09:36):
welcome back to the fifty five KRS Morning Show.

Speaker 12 (02:09:39):
Thank you so much for having me back. And have
you fortunate circumstances.

Speaker 1 (02:09:44):
Well clearly, And you know what I had you in mind.
Right after these fires started. I said, it's just going
to be a moment's time when people like Stephanie Perucci
and others are going to be saying these these these
these the Lahina fire and these fires that are raging
in Los Angeles striking similarities. It's almost as if a
willful negligence. I kind of look at and think about

(02:10:05):
the Secret Service and all the failures of the Secret
Service which allowed of guy to squeeze off around and
almost killed Donald Trump, and you find out about how
wax they were across the board. It's almost as if
they wanted it to happen. Well, you can't deny that
this gross incompetence out in Los Angeles obviously exacerbated beyond
anybody's wildest imagination, the extended damage that was caused. The policies.

(02:10:28):
They mean, they knew that the that the reservoir was empty,
they knew there was no water pressure. They had cut
fire budgets, I mean knew some cut the fire budgets
by one hundred million dollars months before the California fire started.
The La Mayor was in Africa or something. Everyone seems
to be asleep at the wheel and lo and behold
after warning after warning after warning, after having all kinds

(02:10:51):
of fire projects in the books that they knew they
had to do. As it turns out, there's so much
environmentalleet litigation. Every time they tried to do one of
these fire protection or prevention programs, well litigation ensusan they're
held up. It's as if they can get nothing accomplished.
To what end do you find a nefarious purpose behind

(02:11:14):
all of this? WILF was seemingly wilful negligence.

Speaker 12 (02:11:18):
Yeah, it's unbelievable. I mean, the waterways were restricted to
protect smelt. As you said, they're laying off firefighters, they're
cutting the budget, and the people were voting on more
fire mitigation activities, they were voting for more accessible water.

(02:11:38):
And LA and Southern California failed their voters because they
kept taking the can on these things that could have
helped prevent the fires. And we saw the same thing
happen in Hawaii where there was something simple such as
unmitigated brush along the high ways and up on the hills,

(02:12:02):
which then the wind carried down that eventually incinerated Lahina.
Simple things like this absolutely have to be paid attention to,
and when they're not, it's it's disasterused well.

Speaker 1 (02:12:17):
And I know that the conclusions you reached and sound
the alarm along with your co offers. I mean you
referred to it as a crime, uh, and that the
the there were there were reasons why Leahina burned. Did
they allow this brush to accumulate and did you conclude
or has it ever been concluded how that particular fire started,
because it serves as a convenient springboard even if it

(02:12:40):
was a truly a national a natural disaster, and even
if the failures of government and Lord knows, we're all
used to being failed by our government led to the
brush being laid around they have have they used that
as an opportunity to bring about a change they couldn't
accomplish otherwise absent this complete devastation and might that happen
in law Los Angeles? In other words, these you know,

(02:13:02):
drivable communities or walking communities, This whole global warming push
for us to all live in tiny houses and commute
by you know, electric bike or ev or something.

Speaker 12 (02:13:14):
Yeah, what you'll see right now in Mahina is people are.

Speaker 1 (02:13:19):
Not building back.

Speaker 12 (02:13:20):
There's you know, a couple homes going up. They've put
so many restrictions in Mahina with regards to the utilities
underground and easements and different things like that, that it's
going to be virtually impossible for anyone to build back
even fifty percent of the home space that they had.
And these these were not largely sprawling homes. Some of

(02:13:43):
these eighty six percent of what burned in Mahina was
working class. But what they did build was what you
might call one of these I don't know, prison camp,
smart city type things, way upon a hill, not on
the beach. And I have been exploring these tiny homes,

(02:14:04):
and I mean it's essentially a prison cells with so
much surveillance, you cannot do anything without being viewed by
some camera that's in some corner. And what I anticipate
is that something similar is going to happen in California, where,

(02:14:27):
of course there was already plans for smart cities. They
had a really comprehensive Smart LA twenty twenty eight plan,
ironically the same year that they are going to host
the Olympics. In terms of did I ever come up
with some sort of culprit, yeah, I think that there

(02:14:50):
was weather engineering. We know there was weather engineering in
southern California because we have people who documented they had
not seen a sunny day without cloud seating and stratospheric
aerosol injection is the term that Dane Weggington prefers to use,
probably since December November, so there was definitely some manipulation

(02:15:14):
of the weather. We think similar to Lehina, we know
there was arson. We believe there were at least three
arson points in Mahina as well, and we know people
have been arrested in California for arson. And then finally
it's hard not to wonder if there was some sort
of energy weapon. It's all speculation. But when you see

(02:15:37):
things burning inside out, things burning at extremely high temperatures,
you have to wonder, well, we've got myriad of patents
for these energy weapons. Are we using them so that
we can go in there and buy up this property cheap?

Speaker 7 (02:15:54):
Yeah?

Speaker 1 (02:15:54):
Well, I am jaded and cynical when it comes to
the idea that we can actually manipulate the weather. Just
I've never really caught into that sort of conclusion. But
be that as it may, we do have clear failures
here across the border around Los Angeles. And the other
thing is I wanted you to address Gavin and Newsom
has signed an executive order the other day. When a pause,
we'll bring you back Stephanie Perucci again, author of Sound

(02:16:17):
the Alarm as well as Burn Back Better. A couple
more questions on that to see if maybe there's something
different going on in LA than Leahina. Pause. It's eight
thirty seven right now. We'll bring it back. Fifty five
KRC the talk station.

Speaker 5 (02:16:30):
This is fifty five KARC, an iHeartRadio station.

Speaker 1 (02:16:34):
Not thinking about rich My author friend, Stephanie per Richie
can get her books online, Burned Back Better, and which
is Leahina the perfect storm or perfect Christ a perfect crime,
and then followed up by sound the alarm, the malle
disaster that'sparked a global awakening concerns that you know, maybe

(02:16:54):
this is all in part of some intentional effort to
take away private property and create these new live communities,
all in the name of global warming. And Stepanie I
just wanted to point out it was a point. It
was noted by an op ed piece by Representative Tom McClintock,
who's elected official in California that according to a UCLA study,
so not exactly a bastion of conservative thought there, but

(02:17:17):
at UCLA study estimated that California is twenty twenty fires,
and they've had quite a few big fires over the
past four or five years. But the twenty twenty fires
alone released twice as much greenhouse gas into the atmosphere
has been prevented by the prior eighteen years of primarily
government and forced restrictions. So we're all spinning our wheels
here as China belches out more carbon than we capture

(02:17:40):
every single day. Well, the fires in negate all of
our efforts on top of it. So the idea of
building these communities in the name of saving the planet
is a nonsensus, nonsensical suggestion as well. Be that as
it may. One of the things Gavin Newsom did do,
and I think it was an appropriate thing to do.
He signed an executive order suspending regulations that currently make

(02:18:01):
California the most difficult place to build anything, notably the
California Environmental Quality Act, which throws massive hurdles regarding any
kind of building from the smallest to the largest. You
have to do environmental studies on the project's potential impact
from everything from local wildlife to noise, views, and traffic.
So he suspended that, and he also suspended the other

(02:18:22):
onerous act, the California State Coastal Act. So rolling back
environmental regulations that would subject rebuilding to layers of time
consuming bureaucracy was his stated goal in mixing these regulations
to rebuild Los Angeles. So that's a positive sign, isn't it.
Or perhaps it just sounds good on the surface that

(02:18:43):
they'll still have onerous rebuilding rules that'll go along with
anything that's rebuilt.

Speaker 12 (02:18:49):
Yeah, I mean, there was not only the smart LA
twenty twenty eight, but that LA twenty eight Division all included.
It was hacks with this sustainable development type language. And
part of the reason that there was this plan to build,

(02:19:11):
of course, mind you, in areas where they're where they
were already cramming people into extremely extensive housing. There there
was this issue of well, we need to have places
for athletes, we need to maximize our existing sports infrastructure sustainably,

(02:19:32):
we need to you know, to deliver these uh you know,
carbon neutral, low carbon footprint type facilities. And one of
the maps for the twenty twenty eight Olympics includes the
Palisades the Pacific.

Speaker 1 (02:19:53):
Yeah, from this, I've never you know, I never witnessed
or viewed or even took any interest in knowing where
Pacific Policades was or how the living conditions were. But
judging from the before and after pictures I've seen, I
don't think there was any place left to build in
that area. So how would you deal with multi million
dollar homes as small as they may be. I think
the average is three and a half million in that area.

(02:20:14):
How could you change the environment and make it one
of these living communities when all the land has already
been built on question mark.

Speaker 12 (02:20:22):
Yeah, that's a huge problem. I mean, I live in Aspen, Colorado.
We're surrounded by mountains on every side. There is nowhere
else to build, so at the property prices keep going up. Inact,
a little town of Carbondale, Colorado, which was like Leahina,
very working class, sort of middle of the Espen Valley,
has had the largest property price increases in the last

(02:20:46):
ten years in the entire country. So I know that
a place like Palisade, which is also restricted by certain
land and water limitations, there's no When there's no where
else to build, there's nowhere else to build, you're going
to have to eliminate something and build up, you know, high,

(02:21:06):
like a skyscraper or something like that. And so these
are all some of the things we saw with Leahina
as well. They were packing all these different people in
tourism and gambling and casino development and hotel development on
some of the more important decision making bodies and boards

(02:21:31):
and legislative bodies in Hawaii on Maui, and they didn't
want to keep these sacred old family homes. They wanted
to build these Las Vegas Disney World type structures. It's
really curious what were their plans, What did they think
they were going to do bringing Disney in to these

(02:21:52):
boards where there was nowhere else to build. You're going
to hit an ocean on one side, or you're going
to hit a mountain on.

Speaker 3 (02:21:58):
The other side.

Speaker 12 (02:21:59):
So that is why we were asking the question, what
were they thinking? Where did they think they were going
to build legitimately? And there were working class people, not
in Lahaina, not in Palisades. They weren't working class by
any means, but they.

Speaker 7 (02:22:16):
Were in the way.

Speaker 1 (02:22:18):
Well, working class folks can get in the way, and
so can multimillion dollar homes and more expensive land when
there's no more land and it's the best place because
the view or the location. That's when prices go up.
And of course there's nothing you can do about it
absent a massive natural disaster like we're witnessing going on
right now in Los Angeles, surrounded by all kinds of massive,

(02:22:39):
gross negligence, what I'm going to call wilful negligence. It's
fascinating stuff. I really appreciate you writing about it in
your books might encourage my listeners to get a copy
of them. And I will let you know. Maureen wanted
me to tell you specifically. She's one of my listeners
after our last conversation, she bought both of your books,
and she said, I literally could not put them down,

(02:23:00):
and I've recommended them to many of my friends. So
you least sold a few books last time you're on
the morning show, and I'll encourage my listeners to check
out what you're writing. Stephanie Perucci, it's been a real
pleasure talking with you. If you uncover anything else, you know,
you've got a vehicle here on the fifty five KRC
Morning should to get the word out.

Speaker 12 (02:23:16):
I appreciate it so much. Thanks for having me back.

Speaker 1 (02:23:18):
It's been my pleasure. Eight forty seven fifty five KRC,
The Talk Station. Don't go away, folks, got a few
more minutes to cover some stuff. I'll be right back.
Fifty five KR, The Talk Station.