The Troubleshooter 05-11-26

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Episode Transcript

Speaker 1 (00:00):
Yeah, rit need advice, so you don't have to come
running as you can.

Speaker 2 (00:16):
Shooter's gonna help come.

Speaker 1 (00:19):
Dix.

Speaker 3 (00:20):
He is the Troubleshooter Show. No Tom Martino, Hey, I.

Speaker 4 (00:26):
Am Tom Martino. Welcome to the only show anywhere in
the universe that talks about every day as and pains,
the things that tick you off, the things that make
you tick. And I'm embarrassed to ask this live on
the air. But is Major Mark Major signed in yet
because he's on remote?

Speaker 1 (00:42):
Yeah, yeah, yeah, I don't see him. Gotcha, brother, what's
on your mind today?

Speaker 5 (00:49):
Oh?

Speaker 1 (00:49):
Man?

Speaker 6 (00:50):
Well, lady, with that, I ran deal kind of fell through.
I don't know if he can hear me.

Speaker 1 (00:54):
You're knock out. I can hear you. I can hear you. Fine, bro,
So I think we got a shin.

Speaker 4 (01:05):
Oh, I hear you. Just great, man. So here's here's
what I wanted to mention on the hantavirus. The nuts
are going to be out again. They're going to be
out again and again. In the beginning of COVID. In

(01:25):
the beginning of COVID, we went on the air and said,
what you have to do. The best thing to do
with any outbreak of anything is to boost your own immunity. Okay,
do you remember Mark, We were censured, literally censured by

(01:45):
Facebook for saying that. They said caution, and they had
this big thing that we might be giving out false information.

Speaker 1 (01:55):
And the I gave the days and yeah, the information.

Speaker 4 (02:01):
I gave out was coursitin zinc and some other things
just for boosting general immunity.

Speaker 1 (02:07):
Okay.

Speaker 4 (02:08):
And then I said, what you should have is supplementation
and then boosting your immunity and a good.

Speaker 1 (02:13):
Diet and exercise. That's the first thing.

Speaker 4 (02:16):
The second thing I said is we need to target
our isolation. Don't shut down the entire society. Let's do
the people at risk. Okay, you know all of the
stuff I said in the very beginning, I mean it's
on tape.

Speaker 1 (02:31):
I said it in the very.

Speaker 4 (02:31):
Beginning, along with thousands and thousands of others. And of
course we went way overboard, way way overboard, and you'll
have people to this day thinking that it was all
necessary and they're idiots and all of it, I mean
not all of it. Most of it was for nothing.
It was ridiculously stupid. And the thing with the mask

(02:52):
was even more of a joke, more of a joke now,
let me explain something with the hand to virus, because
I happen to know a lot about the handa virus
because I researched it once a long time ago. Long
story short, it was I found out about mouse droppings
and how dangerous they could be. And I had a
barn and I was sweeping out the barn one day

(03:12):
and it was dusty, and someone said, you got to
watch out for virus.

Speaker 1 (03:15):
And this was years ago. Anyway, the hand of virus.

Speaker 4 (03:20):
They're talking about different strains of the hand to virus. Now,
of all the strains in all the lands, every strain
is traced to urine droppings or nesting materials of mice. Okay,
what about person to person? Well, for all you people

(03:44):
who are craving and I mean it, because they crave
government control and health official control, and they can't wait
to break out their mask again.

Speaker 1 (03:54):
In fact, I'll bet you they're all excited. Oh man, I'll.

Speaker 4 (03:57):
Be able to virtue signal and wear my mask again
and look down on people who don't, and I'll be
able to really, you know, really flaunt my safetiness. And
I'm going to talk about how bad you are if
you don't wear a mask and between SIPs and bites
of your food. I mean, okay, do you remember that
all that crap? Okay, they would say between SIPs and bytes.

Speaker 1 (04:18):
If you're sitting there using a mask.

Speaker 4 (04:20):
Between SIPs and byce, it is absolutely doing nothing for you.

Speaker 1 (04:23):
I don't even want to get to it.

Speaker 4 (04:24):
In fact, masks were more poisonous than the air because
people didn't wear them the right way to begin with.

Speaker 1 (04:30):
I don't want to get into that. But here's what
I want to tell you. For sure, only one strain
of the hand to virus, only one. Only one.

Speaker 4 (04:37):
Now, listen, I want you to document what I'm saying.
I want you to remember what I'm saying. Only one
strain of the hand to virus. One strain has been
known to go person to person. They think, think because
they did a study.

Speaker 1 (04:54):
How many cases we're confirmed, do they feel that went
person to person? How many do you think? How many
do you think? Deputies? There's only one strain and.

Speaker 7 (05:09):
An Indian strain, and the only the only outbreak of
that is on this cruise ship which recently, well yeah.

Speaker 1 (05:16):
In recent but I'm talking about back in the day. Oh,
I've never heard of it. As far as person a
person transfers zero until now thirty four cases of person
a person that they believe we're spread person a person
believe but not proven. Yeah, thirty four cases.

Speaker 4 (05:34):
Well, what they said was they couldn't trace the people
to the actual urine or feces, so they surmised it
went from.

Speaker 1 (05:40):
Person to person.

Speaker 4 (05:41):
But in the person to person transfer, they say it's
either it has to be sex or you have to
come in contact with their feces or urine.

Speaker 1 (05:49):
Gross.

Speaker 4 (05:50):
So thirty four cases, thirty four Now for these thirty
four cases now of of what they feel a semi infirmed,
questionable person to person thirty four cases.

Speaker 1 (06:04):
The world is going to go crazy. I can't wait
to see this. No, it's gonna go crazy, going to Okay, no, no, no.
The news media they can't even they can't wait. Oh
my god, they can't.

Speaker 4 (06:15):
Wait to talk ventilating now, listen, I'm all for being protective,
being up for protection and being healthy, and I have
one to talk, right.

Speaker 1 (06:25):
I used to brag about it. Oh, I work out,
and I have a great diet and I have great supplements,
and then I get cancer. Right, So I'm kind of
pissed up myself. You know.

Speaker 4 (06:32):
Although people say, Tom, there's nothing you can do about that.
You know, the jury's out on white cancer is so ubiquitous.

Speaker 7 (06:38):
Well, wait time, it goes farther than that. I think
that's the reason you survived cancer. So how can you
say that you're mad at yourself? How can you say
how can you apply that that was a waste of time?
You wouldn't be here right now if you didn't work out.

Speaker 1 (06:50):
You think that was one of the reasons why. That
was the only reason.

Speaker 4 (06:53):
Doctor Joel schud I put this from Denver region just
has to be in the house today.

Speaker 1 (06:57):
Joe, what do you have to say anything the hand
of virus or anything?

Speaker 8 (07:02):
No, I mean, the only thing that I noticed about
it does I mean, there's a lot of hysteria because
of what happened with COVID, that's right. I don't think
that this is you know, it's the health officials have said.
Not that we should trust the health officials, but I
think in this administration we can someone you know that
this is not something to be concerned about. It's not
airborne transmission. Uh, it's containable. I think it's like, you know,

(07:24):
when we had those other viruses that happened in Africa
is way worse than a lot of these.

Speaker 1 (07:31):
Remember I wasn't worried about that.

Speaker 7 (07:33):
The only thing we really have to fear is this
the ball as I hear virus that comes here. Oh
it's it's a it's a terror. Actually, I think that's
a bacterial infection. But that's a terrible, deadly disease.

Speaker 8 (07:44):
If you remember, we had US scare with that during
the Obama administration. They sent health officials over there to
contain it, and they were still able to contain. I
think we had like one or two cases come.

Speaker 1 (07:52):
To the US. Yeah, it was older. Now, Alison, we
should be smart as people.

Speaker 8 (07:56):
I don't think, you know, I don't think anything is
as scary or as worrisome as an aerosolized you know,
respiratory easily.

Speaker 4 (08:05):
But no matter virus, no matter what, you get your
organism in shape. Okay, get in shape and get get
your immunity up and because there you know, there's very
a few drugs you can do for a virus.

Speaker 1 (08:17):
The good news about a virus is, uh, it it
weakens over time, and it doesn't get stronger over time against.

Speaker 7 (08:25):
Weaker Yeah, it actually wants to evolve to a less
deadly form. It wants does not want to kill its home.
That's exactly That also kills the paras. That's exactly right.

Speaker 4 (08:35):
So when people used to say, oh, the new strain
of COVID is even stronger, in all of that, you know,
let me just say something. What they did in COVID
is almost criminal. Like they were putting people on respirators
right away, they were killing more people.

Speaker 1 (08:50):
Yeah, I dropped the almost part. Yeah it was.

Speaker 4 (08:53):
Terrible, but I know that a lot of people have
been talking about I heard it all over the news,
and I wanted to.

Speaker 1 (08:58):
Put it in perspective. We're talking about.

Speaker 4 (09:01):
In all the cases ever studied ever on to person contact,
they think thirty four people contracted at Persson, thirty four
people and only one strain, which is the I call
it the Andes. Maybe I'm mispronouncing that, but anyway, think
about that.

Speaker 1 (09:20):
I mean, that is crazy. Otherwise you have to come.

Speaker 4 (09:23):
In contact with the droppings, urine and saliva. In fact,
a lot of these horse people, I think are in
more danger when they muck out the stalls.

Speaker 1 (09:31):
And barn You know, I used to sweep. Now, there
were a lot of.

Speaker 4 (09:34):
Mouse droppings in a barn, right and you sweep that
there's a lot of dust. You should wear a mask
for that, and you should be very careful. I'm not
saying not to be careful. I'm all about health. But wait,
just wait. News media loves to jump on stuff like this,
and there's a certain strain of people.

Speaker 1 (09:53):
I don't know why. I don't know why, but they love,
they actually love control. Is it about? They want the
government to do everything, and they want to be told
what to do, and they want to be They.

Speaker 4 (10:08):
Are all for they're all for quashing speech and movement
and our freedoms. What is it about certain people that
want our freedoms abridged? Why do they want our freedoms
to bridge? What do they get out of this government control?

Speaker 1 (10:27):
Now? You know who I am. You know who you are.

Speaker 4 (10:29):
I'm not identifying you as any particular name.

Speaker 1 (10:32):
I don't know.

Speaker 4 (10:33):
I don't have a label for you, but I'm going
to give you the generalization. You love government control when
it comes to the health thing. The stricter the better,
because you think that they're trying to save you. You love
a restricted movement, You love sheltering in place, You love
restricting freedom of speech. When it comes to people disagreeing

(10:55):
with you.

Speaker 1 (10:56):
You love all of this, you crave it.

Speaker 4 (10:58):
And now this hand the virul maybe spark some life
into you and you're thinking, oh wow, maybe we're gonna
have a reason.

Speaker 1 (11:06):
Oh good, we're gonna have a reason.

Speaker 4 (11:08):
For the government to get into control, and we're gonna
show we're gonna show, you know, people what they really
need to do.

Speaker 1 (11:15):
They love why is it? Why?

Speaker 4 (11:18):
What is it about some people that love and when
I'm not kidding, I am not kidding, they love government control.
And oh wait, they don't have a vaccination for this,
but maybe they'll try to come up with one, a
vaccination because you know, thirty four people, by the way,

(11:39):
caught this thing.

Speaker 1 (11:40):
Thirty four people now COVID. You know it.

Speaker 4 (11:43):
It was a flu. It was a bad thing. It
could have been dealt with a lot better. Although you'd
be shocked at how many people feel the masks were necessary.
The six foot spacing did it all.

Speaker 1 (11:54):
And the vaccine was the life saver.

Speaker 4 (11:57):
You know that the untold misery people are suffering from
that mRNA research. But by the way, on do you
know why the mRNA? You know why that was developed, right?
You know why they were developing that and then through Project.

Speaker 1 (12:15):
Light Speed that Trump went out and said we got
to get a vaccine, Gotta get a vaccine, and they
took this research they were doing anyway and they repurposed it.
But originally and by the way, mRNA, she's wonderful. It
is a wonderful science.

Speaker 4 (12:34):
It's going to be so wonderful for our society. The
real what they try to do is find precursors to ailments.

Speaker 1 (12:48):
It wasn't meant to be to find.

Speaker 4 (12:50):
The precursor to a virus, although that's how they purposed
it for the COVID vaccine, and unfortunately the COVID vaccine
gave a bad name to mRNA research. The real research
it was being used for is cancer, to detect the
early signs of cancer and then trigger your T cells

(13:14):
to kill the cancer. In fact, they have one near
and dear to my heart right now going on with
pancreatic cancer to stop reoccurrence. They're taking people into a
study who've had pancreatic or cancer and they are administering
this vaccine which is programmed to detect the early signs

(13:38):
of something. I don't know the signs behind it, but
then it triggers your T cells. Then they can go
and find out how many times your T cells were
triggered to see that it's working, and so far it's
showing great results now that that's being headed up by
Sloan Kettering, and I contacted them because I was in

(14:00):
early contact with them for my cancer, and they said
I couldn't be in the research because my case was
too clean. In other words, it never metastasized. And although
there is a risk of reoccurrence with especially pancreatic cancer,
they said mine is minor because it had never spread.
So in a way I'm blessed, but in a way,

(14:21):
I can't be part of this research.

Speaker 1 (14:23):
And there's research going on every day with mRNA.

Speaker 4 (14:26):
So people got heard bad things about mRNA because of COVID,
But the research itself is absolutely wonderful. The guy that
invented it or founded it, it never meant it to
be for a vaccine, and by the way, it never
was a vaccine. By the way, it never was, But

(14:47):
it was more of a treatment than a vaccine. It
was a pre treatment to hopefully make it less deadly.
Is that that was their hope. But really, the research
yourself is great.

Speaker 1 (15:00):
OK.

Speaker 4 (15:00):
We got a lot to talk about I want your calls.
You got to call us if you have a problem.
Question to clink. There are so many people that fail
to call us, and then they call when it's too late.
Oh Mark, help me, Tom help me. Three oh three Martino,
three oh three six two seven eight four sixty six,
three oh three Martino or three oh three seven to
one three talk.

Speaker 1 (15:20):
Let me tell you one thing, Okay, one thing right now?

Speaker 4 (15:23):
Okay, you need to call at the first sign of trouble.
You may not lie, not like what we say, but
what we say could help you prevent major, major problems.
All right, This hour brought to you by Frank durand
the real estate man. Let me tell you what he'll do,
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estate man dot com to list your home with Remax
Alliance three oh three nine two zero sixteen twenty two. Hi,
I'm Tom Martino. You're troubleshooter. I got a text here.
Now I get it, Tom. You're a danger to people.
You should not be on the airways and and uh,

(16:49):
you know, talking about health. Someone literally just texted that.
Honest to god, they texted, you're a danger. They didn't,
of course, Uh, they won't worse come on the air
because I challenge them.

Speaker 6 (17:02):
Come on the air, Come on the air. I would
love you to talk more. Ron is saying that's dangerous.
What you were saying, I mean, that is like that
that is an opinion. How that is wondrous in any fashion.
They think I'm discouraging. They think I'm discouraging. There was
a little more to it.

Speaker 4 (17:19):
Just they said, you're discouraging people from taking smart, proactive
you know, steps when we have an outbreak.

Speaker 6 (17:28):
Okay, and the seven people. How is that an outbreak?

Speaker 1 (17:34):
Yeah?

Speaker 4 (17:34):
I know, but because they want it to be. Like
I said, there there is a certain faction of our
society that loves government control, but a certain government control,
not just any it's got to be their government control.

Speaker 1 (17:50):
But they want they want to be censored, they want
to be controlled. They want the umbrella of government to
oversee everything they do. If you, you would be shocked.

Speaker 4 (18:04):
I think today in today's world, if we did a
survey on how many people think freedom of speech is wrong?
Is that no? No, no, no, because they don't like
what's being said. You see the voice of dissidence. They
don't like the voice of dissidence. So they don't want
a freedom of speech. And in many cases they don't

(18:27):
want a freedom of movement.

Speaker 1 (18:28):
They don't want freedom. They don't. Uh.

Speaker 4 (18:31):
And I'm just gonna say this, there's a certain people,
certain people just are like that. That's all I the Hippies,
do you know, the Hippies that I grew up with.
And I say hippies, that was a word some people
that Here's what the Hippies believed in small government, they

(18:52):
believed in freedom of absolute freedom of speech. They believed in,
you know, anti war, believed in in all kinds of
stuff that right now, if you took a conservative person
and brought them back.

Speaker 1 (19:09):
To the sixties, they would be a hippie. They would
be a hippie.

Speaker 4 (19:14):
And now they're considered conservative absolutely positively. And and it's
like my kid asked me one time, Dad, when did
you turn conservative? And by the way, don't don't don't
label me as a conservative in everything.

Speaker 1 (19:30):
I'm not your conservative is?

Speaker 9 (19:31):
Trust me?

Speaker 1 (19:33):
What's that? You're very conservative?

Speaker 6 (19:35):
But you look at conservatives sometimes because of some of
your folks basically as a negative conservative isn't a negative,
nor does it always know you voting saying it is.

Speaker 1 (19:47):
A negative mark. I'm not saying it is.

Speaker 4 (19:49):
I just don't think I'm I fit the label of
conservative like a lot of people.

Speaker 6 (19:55):
Are you just like you invest? Are you conservative as
an investor? Moderate?

Speaker 1 (20:02):
Yeah?

Speaker 4 (20:02):
Yeah, I am, thank you. Yeah. Anyway, let's let's put
it this way. Bottom line is when my son asked me,
when did you change? And I said I didn't.

Speaker 1 (20:14):
I said, the.

Speaker 4 (20:14):
World changed around me. I stayed the same. I have
the same beliefs. I mean, I truly. Anyway, summer, let's
talk about your warranty issue.

Speaker 1 (20:24):
And by the way, you guys, we do have.

Speaker 4 (20:26):
Joel Trudac with US, doctor Truerdac with Denver Region, and
I saved texts for him because I always get questions
about stem cell therapy and stuff summer. What's going on
with your warranty? What kind of warranty we're talking about?

Speaker 10 (20:41):
Yeah, so I have gotten an extended warranty for my
car because they, you know, they called it was that,
you know, call us about our your extended warranty or whatever,
and so okay, so.

Speaker 4 (20:54):
This is after you, This is after you bought the car.
After you bought the car, somebody called you for it. Yes, okay,
go ahead.

Speaker 10 (21:07):
Yeah, so they had called me. I got the extended warranty,
and I tried using the extended warranty and they told
me that they weren't going to cover my engine. And
then in the middle of us trying to figure stuff out,
they canceled my warranty. They canceled my contract.

Speaker 4 (21:27):
Okay, first things first, when did you buy the warranty?

Speaker 10 (21:33):
I don't remember. It was maybe a few months after
I got the car.

Speaker 1 (21:38):
Which is when last year when just roughly, Yeah, so I.

Speaker 10 (21:43):
Bought the car in October of twenty four.

Speaker 1 (21:46):
Okay, gotcha.

Speaker 4 (21:47):
So you bought an extended warranty in twenty twenty four.

Speaker 1 (21:53):
Yeah, okay, and you did it from a phone call?
Is that right? That's correct?

Speaker 4 (22:03):
Okay, So what happened to your car that they didn't cover?
Tell me that story.

Speaker 10 (22:09):
So I took my car in because the check engine
light turned on. So I took it into the dealership
so that they can take a look at it. They
found out that there was metal in the oil of
the engine, and apparently something about my camshaft grinding or
something like that.

Speaker 6 (22:29):
And so yeah, okay, So what did they say was
wrong with your car?

Speaker 1 (22:36):
The mechanic that found metal in the oil.

Speaker 10 (22:41):
That's basically that they found the metal in the oil
and that it was that the engine was going to
need to be replaced.

Speaker 1 (22:50):
Okay. How many miles on this.

Speaker 10 (22:54):
About one one hundred and thirty thousand or so.

Speaker 4 (23:00):
Okay, So what okay, First of all, what do they
say they won't cover?

Speaker 1 (23:06):
They're not going to cover it at all. Did they say? Why?

Speaker 4 (23:09):
What did they say about your car? It's what kind
of year making model is your car?

Speaker 10 (23:15):
I have a twenty twelve Dodge charger okay. And they
said that they weren't going to cover it because I
drove it to the car dealership with the check engine
light on.

Speaker 4 (23:32):
Oh say, they look for any reason they cannot to
cover it. Trust me, any reason they can they'll take.
So they said, because you drove it like that, you
contributed to this. But if your engine light was on,
most likely you already had metal in it. So they're
saying you ruined your engine? Is that what they're saying?

Speaker 1 (23:54):
Yes, how much did you pay for this warranty?

Speaker 10 (24:00):
I pay like one hundred and eighty seven a month
or so.

Speaker 1 (24:05):
Okay.

Speaker 4 (24:06):
And when they canceled you, are they giving you a refund?

Speaker 10 (24:11):
No, they just said that they I just got an email.

Speaker 11 (24:16):
Stating that.

Speaker 10 (24:20):
They canceled my contract.

Speaker 1 (24:23):
Okay.

Speaker 4 (24:24):
Now, truly, these people who buy these are wasting money. Okay,
they're never going to get you an engine. Did you
think that they were going to cover an engine if
the engine went out? If it wasn't you driving there
with the engine light on, they would have found another reason.
These extended warranties on these used cars are worth nothing

(24:45):
because they exclude pre existing conditions. They exclude what they
call owner abuse. They exclude normal wear and tear. So
if you take out normal wear and tear, and you
take out owner abuse, and you take out lack of maintenance,
and you take out all of these other things, there's
really nothing they cover, and so they're going to find

(25:07):
an excuse no matter what. You know, if you had
a when you bought this car with over one hundred
thousand miles on it?

Speaker 1 (25:15):
Did it have over one hundred when you bought it?

Speaker 9 (25:19):
Yes?

Speaker 5 (25:19):
It did.

Speaker 4 (25:21):
Yeah, Unfortunately that's just trouble waiting for you. Did you
get it checked out when you bought it? Did you
have anybody look at it before you bought it?

Speaker 12 (25:32):
No?

Speaker 13 (25:32):
I just kept it with the.

Speaker 10 (25:35):
I just took what the dealership said that was good
with it and stuff.

Speaker 4 (25:40):
I want to call the warranty company for you and
actually find out what they say. They put it in
writing to you, why they're canceling you right now?

Speaker 1 (25:50):
They put it in writing.

Speaker 10 (25:51):
No, they didn't put anything in writing.

Speaker 1 (25:55):
What's the name of the warranty.

Speaker 10 (25:58):
It's called Impressions warranty.

Speaker 1 (26:02):
I have okay, hold on a.

Speaker 4 (26:03):
Second, Okay, good Hey, Deputy bo I hear your loudmouth
in the studio.

Speaker 1 (26:09):
Can you give them a call? Yes? This is where
we need your loudmouth. Okay, now call call Summer's warrants. BO.
Thanks listen.

Speaker 4 (26:17):
Bo's gonna get on the phone with you during the break,
and then what we're gonna do is see what they
have to say about it. I want to get them
down for an actual reason. By the way, renew home
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(27:02):
Insurance paying too much your coverage at dozens of insurance
companies find out now three O three seven to seven
to one help. You'll think you're his only customer when
you choose Frank durand the real estate Man dot com
to list your home with Remax Alliance three three nine
two zero sixteen twenty two Hi Tom Martino, your troubleshitter

(27:26):
with Major Mark Major at his home studio. I'm at
the home studio. We're talking to Summer. By the way,
Summer is going to talk to Bobo's going to talk
to the extended warranty company. But in general, if you've
listened to this show, we can save.

Speaker 1 (27:37):
You a lot of trouble.

Speaker 4 (27:38):
Don't buy extended warranties on used cars. I don't like
them even on new cars, although we do cars. They're
a bit better if you buy them as a factory backed.
The only thing about new cars. And let me say
this so you understand this. Okay, I know this sounds
obvious to many of you, but for some reason, people
fall for it. Let's say you buy a car, right,

(28:00):
I'm going to do a quiz. You buy a car
and it has a three year factory warranty three year,
thirty six thousand miles and in F and I financing
an insurance. When you go there to wrap up the deal,
the guy says, do you want to buy a five
year warranty? So my question is how many years do

(28:20):
you have of an extended warranty?

Speaker 1 (28:22):
Two years? You have two?

Speaker 4 (28:24):
Two years because the three years you had anyway, And
there's nothing that the extended warranty covers that the factory
warranty won't cover. So you are you're buying a five
year warranty. That's really two years if you say within
the mileage. So really, if you want to buy an
extended warranty on a new car, wait for the factory

(28:44):
warranty to run out. Now, they say at F and I,
when you go in to wrap up the deal F
and I, they say, wait a minute, you better buy
it now. It's never going to be a better time.
You got to buy it now. You can't get it.
That's not true. Right before your factory warranty spires, you're
gonna get all kinds of.

Speaker 1 (29:02):
Offers to extend that warranty.

Speaker 4 (29:04):
And if you want to have a factory warranty extended,
that's the way to do it.

Speaker 1 (29:08):
Never buy it an inception. Ever.

Speaker 4 (29:10):
Now with used cars, again, you're not buying anything. Okay,
you're buying air. They might fix something here and there,
but very seldom. Okay, normal warrant, tear, owner abuse, lack
of maintenance, all of these things not covered.

Speaker 1 (29:25):
That's what do you mean? It is not covered?

Speaker 4 (29:28):
Everything is normal wear and tear or owner abuse or
pre existing condition or lack of maintenance, everything, Because if
you have a car with one hundred and thirty thousand miles,
the only thing they cover, the only thing are factory defects. Now,
don't you think a factory defect will show up before
one hundred and thirty thousand miles. By the way, I'm

(29:49):
gonna say this again. Go ahead, Mark, Sorry, were you
going to say something?

Speaker 5 (29:54):
I want to say this. I've worked on seven extended
warranty paces. Yeah, and I think they're just a contractual
license to steal. I have not been successful in any
They don't cover anything.

Speaker 1 (30:09):
Now, every now and then you'll hear somebody say, well,
I got my transmission done, I got this done, I
got that.

Speaker 4 (30:14):
Then you know, here's what's weird. It's funny that that
is the exception, not the rule. When something is covered,
we are so baffled by it. What you actually got
that covered? It's ridiculous. That's how bad they are. They're
so bad that we come to be happy when we

(30:35):
find out they cover something, and they should cover a
lot of things, but they don't. They're the worst thing
you could do. Okay, somebody here texted me and wants
to know. They want They hear a lot about PRP.
Can you explain that. I know we've tried to explain
it in the past, but for dummies, what is PRP,
doctor Trudek, What is p RP?

Speaker 1 (30:56):
Well, it stands for platelet rich plasma.

Speaker 4 (30:58):
Platelet rich plasmas are all but doesn't all plasma have
platelets in it?

Speaker 8 (31:05):
Yes, But what we do is that we take a
sample of blood, just a regular blood sample from the patient,
from the patient, and you spin it at a high
speed in a center and what it isolates is like
a pellet of the concentrated platelets.

Speaker 4 (31:19):
When you get these concentrated platelets, what.

Speaker 1 (31:22):
Do you do with them?

Speaker 8 (31:23):
So we extract them from the centrifuge test tubes.

Speaker 1 (31:28):
Right, just now you have the patients platelets. Yeah, we
have concentration of the patients.

Speaker 4 (31:34):
What is good about high concentration of platelets?

Speaker 8 (31:36):
So the platelets have growth factors in them which accelerate
healing and accelerate repair.

Speaker 1 (31:41):
So it's like a stem cell treatment.

Speaker 8 (31:43):
It's like that, It's like stem cell light if you Yeah,
it doesn't have the same right healing properties as a
full stem cell does, but it's good for certain types
of conditions, and.

Speaker 1 (31:54):
It's much less expensive than stem cell.

Speaker 8 (31:56):
It's much less expensive than stem and can be used
in a lot of things. It can be used on
anything from the from a small muscle tear to chronic inflammation. Okay,
so once you get into a larger muscle tear, or
you get into degeneral arthritis where you need to regrow cartilage,
or you need to regrow a torn ligament or tendon
puer piece, not nearly as effective as stem cell therapy,

(32:19):
but for a small tear, or for chronic like tennis
elbow or golfer's elbow, or for chronic tennanitis where there's
not an actual tear but chronic inflammation, it works fantastically well.

Speaker 4 (32:31):
All right, we talk about help a lot on this show.
One of the things you can't discount the quality of water.
And I love water pros my god. They have the
best water systems at the lowest prices anywhere. You're never
going to find anyone smarter than Paul the Waterman when
it comes to your water system. Whole house systems around
six grand drinking water at the kitchen sink eleven hundred

(32:52):
dollars fully installed. That's reverse osmosis give them a call.
Three oh three eight six two five five five four.
You'll never find better prices or better products period Waterpros
dot net. Go with a sure thing Denver's Best roofer
Excel Roofing dot com. You don't pay a cent until

(33:13):
you're content. Time for an insurance check up free, no obligation.
In comparison, call Compass Insurance paying too much your coverage
at dozens of insurance companies find out now three all
three seven to seven to one help. You'll think you're
his only customer when you choose Frank durand the real
estate Man dot com to list your home with Remax

(33:34):
Alliance three all three nine two zero sixteen twenty two. Hey,
I'm Tom Martino. You're a troubleshooter. Please please mask me
send me home. Yeah, I don't want freedom any longer.
Give me the hand of virus and you know a
shelter in place.

Speaker 1 (33:55):
You will not believe some of.

Speaker 4 (33:57):
The texts I'm getting from people who say I am dangerous.

Speaker 1 (34:01):
Talking about viruses.

Speaker 4 (34:02):
What's going to happen if we have a real breakout, Tom,
They listen to you, and we're gonna have resistant people
once again. Resistant. You must comply the hint. The virus
is gonna get you.

Speaker 1 (34:14):
Listen.

Speaker 4 (34:15):
I'm all for health, I'm all for prevention. I'm all
for boosting your immune system. I'm all for real things
that work. Most things under COVID did not work and
were ridiculous. You know, Fauci was actually on national television
making fun of masks at one time and then had
to go back and backtrack when it became fashionable that

(34:37):
you wear masks.

Speaker 1 (34:39):
I think I see a lot of these.

Speaker 4 (34:42):
The same people that have these yard signs, you know,
follow the science, are the people that don't follow the science.

Speaker 1 (34:48):
That's what's amazing to me.

Speaker 4 (34:49):
I remember the yard signs, follow the science, and then
you know they'd be I remember them. They'd be walking
down the street and wide open air, no one around him,
with a mask on, driving in their car. I remember that,
driving in their car with.

Speaker 1 (35:04):
A with a mask on. Oh you see it to
this day. I see it all the time. Come on,
I'm serious.

Speaker 4 (35:10):
And what I like is if they're driving I'm gonna
I'm gonna do a quiz back when COVID was there,
if they were driving around with a mask on, Okay,
what bumper sticker did they have on their car? Let's
let's play a game magical.

Speaker 1 (35:26):
What do you think? Do you think it was Biden?
Of course it was.

Speaker 4 (35:30):
I remember it and it's amazing. You know some of
the uh I don't want to get into it.

Speaker 1 (35:35):
It just pisses me off so much.

Speaker 4 (35:37):
Go with a sure thing Denver's Best roofer Excel Roofing
dot com. You don't pay a cent until you're content.
Time for an insurance check up free, no obligation. In comparison,
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three O three seven
seven to one help. You'll think you're his only customer

(35:59):
when you choose Frank durand the Real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two.

Speaker 2 (36:08):
Y'all ripped up news mean advice, so you don't have
come running.

Speaker 1 (36:21):
Just as as we can.

Speaker 2 (36:23):
Show Shooter's gonna help come Man Dix.

Speaker 1 (36:28):
Is the Troubleshooter Show. Now Tom Martino, Hi, I'm Tom Martino.
Welcome to the show.

Speaker 4 (36:37):
We are troubleshooting for you, solving problems, answering questions taking complaints.

Speaker 1 (36:43):
Making your life just a little easier.

Speaker 4 (36:45):
All you have to do is give us a call
at three oh three Martino three oh three six two
seven eight four sixty six. Compass Insurance will do a
free insurance check up for the asking three oh three
nine nine six nine thousand. Get it done, Save money
three oh three nine nine six nine thousand.

Speaker 1 (37:01):
We all use them.

Speaker 4 (37:02):
Hey, listen, man, I'll tell you what this man walking
onto the runway. I was just looking at some of
the video. They it's it's crazy. It looks like when
he walked onto the runway, he didn't like run up
to the engine or try to commit suicide.

Speaker 1 (37:18):
I mean, obviously he wanted to commit.

Speaker 4 (37:20):
Suicide, I think, but he never changed his step, his stride.
He hops the fence and walks and just happens to intersect.
I mean, he was walking right down the runway. They
were on takeoff role and oh.

Speaker 1 (37:33):
My goodness, bam, he's uh, he's nothing but hamburger. It's disgusting.
But what the hell did they identify him yet? As
to anything?

Speaker 4 (37:43):
They don't know anything about him, huh. Anyway, what's going
to be left of him to identify? Holy yeah, DNA
maybe he's in if he's in the DNA banks. But
you know, this is not the first time people have
committed suicide this way.

Speaker 1 (38:02):
Uh, there's a there's other video. One guy. Don't you
think that up?

Speaker 6 (38:08):
Why do you think it's suicide? Well, I'm going, my god,
you can't find a gun or a knife or a
tall building. You're gonna You're gonna jump a fence and
run and try to jump into a plane taking off.

Speaker 1 (38:26):
That seems a horrible way to commit suicide. I don't know,
you didn't even jump. He was just walking.

Speaker 6 (38:31):
Yeah, you don't have to ju I think he was
drunk or on drugs or just a wacko man.

Speaker 1 (38:37):
Probably all Oh.

Speaker 6 (38:38):
Wow, I mean, really think about that. You're gonna commit suicide.
So that's your plan. That's the dumbest plan I ever
heard of. The chances of getting caught before you're dead
are much higher.

Speaker 4 (38:52):
There must be a way in all of this to
blame Trump. There's gotta be something we can find. There's
got to be something anyway. Here's the deal. He kind
of probably knew how to gain access. I mean, like
it's you know, I mean, it's not just he just
happened to be right, on the active runway and walking

(39:14):
across when a plane takes off. I think that the
guy knew about airport operations personally.

Speaker 1 (39:20):
I mean, so back so that's a hard thing to do.
It's crazy.

Speaker 6 (39:26):
So back in the you know, mid to late nineties,
we were coming back from Cabo, Suzanne and myself, and
when we landed at DA it's only a two to
two and a half hour flight. You know, you go
through security and they got to bring the drug dogs
out and all that stuff. So while we were in
that secure area, all of a sudden, they bring three

(39:47):
guys through in handcuffs that snuck into the luggage department
in Cabo because back then they didn't have really high
security in the Mexican airports, so they snuck in the
luggage and flew and they got caught by our guys
over here. And I remember them telling us it happens
all the time, all the time.

Speaker 4 (40:07):
Wow, do you remember some you remember the people that
try to get that get caught in the wheel well,
there have.

Speaker 1 (40:13):
Been a few of those.

Speaker 4 (40:15):
Oh yeah, Actually got called man, it's crazy.

Speaker 6 (40:18):
Somebody we've lived They've literally lived on a flight, a
jet engine flight in the wheelwell, that's so crazy.

Speaker 4 (40:27):
I mean, how would they have enough air to breathe?
You know, that's if they're up at thirty thousand feet.
They wouldn't have enough air unless they went in some
deep sleep or something.

Speaker 1 (40:36):
It's crazy.

Speaker 4 (40:37):
Anyway, we have a doctor Joel Schridak with us from
Denver Region dot com and Denver Region dot com. Somebody says,
stem cells, this is from one of my texts, can
cure Alzheimer's or does it help? Have you ever heard
of people using stem cells for Alzheimer's.

Speaker 8 (40:58):
Joel, We've used it on page before intravenously, and it
does seem to reduce the symptoms somewhat. It's more beneficial
for neurodegenerate diseases like Parkinson's.

Speaker 1 (41:10):
So Parkinson's, it really reduces the tremors.

Speaker 4 (41:12):
Somebody said here their uncle showed great improvement with Parkinson's.

Speaker 1 (41:17):
Yes, that's good. Okay.

Speaker 4 (41:20):
Here, somebody else wants to know, are there different kinds?

Speaker 1 (41:23):
I was told Here's what he says.

Speaker 4 (41:25):
I was told there were different kinds of stem cells
on me, and that it depends on what they're going
to use them for where they get them from. What
does he mean by that? Different kinds of stem cells.
Do we have different kinds of stem cells?

Speaker 8 (41:38):
Well, we use two different areas that we get stem
cells from. So we use at a post stem cells,
so fat stem cells.

Speaker 1 (41:44):
Are fat contains at a posts stem cells.

Speaker 8 (41:48):
And then we get them from the APP from abdominal fat.
And then we also called mesenchymal stem cells, which is
a fancy term for.

Speaker 1 (41:54):
Bone marrow during bone marrow, So bone marrow or fat.
What's the difference? Are I thought stem cells or stem
cells or stem cells.

Speaker 8 (42:01):
The two different types of stuff. Those two different types
of stem cells seem to have slightly different properties. So
like the bone marrow derived stem cells does more for
heart tissue repair like cartilage, bone, some tendon, whereas the
fat based ones are more for muscle ligament repair, more
soft tissue repair like that. But really they both kind

(42:23):
of when they work together, they have just a greater
effect altogether. So that's why we like to use both
stem cell subsets in almost all of the things that
we're treating.

Speaker 1 (42:33):
This guy says, I'm sore all over unlike you.

Speaker 4 (42:37):
Yeah, he's making a show knees hips, shoulders, back pain.
I mean, what do you do with people with multi symptoms?
Do you ever do some system you know, do you
ever do it for the whole system?

Speaker 8 (42:51):
So in cases like that, we'd want to look at
how bad the degeneral of arthritis is in the joints,
so we probably recommend treating those directly. But if there's
whole body wide issues.

Speaker 1 (43:01):
Systemically is the word I was searching for.

Speaker 8 (43:03):
Yes, Systemically we do a lot of treatments where we'll
treat a joint and at the same time do a
systemic injection, an infusion of umbilical courts, stem cells and exisomes,
so that treats the whole body, and it also treats directly.
So let's say somebody's got shoulders, knees hips, we might say, okay,
well let's pick the worst joint, the most stabilitating joint.

(43:24):
We're going to treat that directly, and then we're gonna
do an intravenous treatment with stem cells to kind of
treat your whole body aches and pains and things like that.

Speaker 1 (43:31):
By the way, if you're listening, give us a call.

Speaker 4 (43:34):
If you need a problem solved, you need a question answered,
you want to just lay it out there, do an
on air review about a company, or just drop a
dime to let people know that somebody ripped you off
so they don't rip off anyone else. All of these
things can be accomplished on the show, and unlike social media.

(43:56):
By the way, social media is great, right, everybody's a star,
everybody has a podcast.

Speaker 1 (44:01):
I noticed, by the way.

Speaker 4 (44:02):
But in any case, here's the deal. If you want
to really get some results, you call the radio show.
And unlike the social media, we get people to work
on your problem. Nobody on Facebook's going to do that
for you, or on next door or any of the platforms.

Speaker 1 (44:24):
In fact, I have to tell you something.

Speaker 4 (44:27):
I can't believe all of the people that go on
social media who have been ripped off, they go to
social media to warn people. Well, don't just warn people,
call in, let's do something about it. Let's go after
the guy. Yeah, let's go after him, especially if you
know someone still in business ripping people off. I remember

(44:51):
one time Major Mark Major went to an auction where
we knew a guy was ripping people off, and he
was in the audience, and I forget what he yelled,
but he disrupted the whole thing. Mark Mark would go
out on a lot of these things.

Speaker 1 (45:05):
He still will, by the way, But where we knew
that ripoff was still operating. Wait, what was the auction
and what was the mark? Do you remember some time
ago it was a big wait horses? Oh whoa, that's right.

Speaker 4 (45:18):
Anyway, he yelled something out, are you I don't know,
didn't you rull off? Something bold like are you still
ripping people off?

Speaker 1 (45:24):
Or something? Whatever?

Speaker 6 (45:26):
Whatever it was, it was everybody's attention, that's for sure.

Speaker 1 (45:31):
Oh, no fooling right yeah.

Speaker 4 (45:34):
So anyway, if there's someone you want to say, let
us know.

Speaker 6 (45:38):
I want to say they sold horses. God, that was
so it was ten, twelve, thirteen years ago. I want
to say they sold horses and they were having some
kind of like almost.

Speaker 1 (45:48):
Like a livestock auction. But the guy that was doing it,
the guy that was.

Speaker 6 (45:54):
Doing it though, the horses were so mound nutritioned it
was crazy. We had a lady call in and say
his pictures and I went out there before this auction
or whatever, and the horses looked like they hadn't eaten forever.

Speaker 4 (46:08):
Oh man, anyway, hey, ax, are you trying to put
Is this line one for the taking right now?

Speaker 1 (46:14):
I can take the call before the break.

Speaker 4 (46:16):
If there's someone it's Dick Hi man, Dick, are you on?

Speaker 1 (46:20):
This is Tom? What's happening? Hey Tom, this is I
tried calling last week, but the show ended about this
man named Tom that had lost all that stuff to
the movers. Oh none, yeah, yeah, it was terrible. He
it was Presto Logics was the was the name? Anyway?

(46:43):
What do you do you know about them? Dick? No,
but start looking online for that stuff. Those guys are
gonna want to honk that off as soon as they can.
They may not know the value of it.

Speaker 14 (46:56):
I don't know who would buy Uh what do you
or would buy something knowing the possibility of was stolen.

Speaker 1 (47:04):
But for sure, start looking online for that. The problem
is that he don't believe.

Speaker 4 (47:11):
I can't believe that he left that much stuff there
to be stolen.

Speaker 1 (47:15):
Mark.

Speaker 4 (47:15):
I don't think you were on or do you remember
Mark if you were listen to this.

Speaker 1 (47:20):
He had boxes, bins.

Speaker 4 (47:22):
Plastic bins of collectible.

Speaker 1 (47:24):
Coins, and he had gold.

Speaker 4 (47:25):
And other stuff he said worth three hundred thousand dollars.
He said, also, this is where it got suspect to me.
I don't think Tom was making up.

Speaker 1 (47:35):
The store, and I don't believe it. No offense.

Speaker 4 (47:38):
He also said this mark that they got into his
gun safe without breaking into it. They had access somehow,
he said, they hacked it or what do you call it?

Speaker 1 (47:47):
When you wait?

Speaker 6 (47:48):
Wait wait, I'm sorry. So he hired the movers and
they showed up. I'm sorry, you explain what happened.

Speaker 1 (47:54):
Okay, So these movers, Presto Logistics, show up at his
place and they pick up his stuff. And he said in.

Speaker 4 (48:04):
His garage he had some plastic bins filled with collectible coins.
And then he said his gun safe. Yeah, they cracked
the safety. Said they didn't like break into it. Did
they want him cracked it open? Did he want them
to move that stuff?

Speaker 1 (48:20):
He wanted them to move the safe.

Speaker 6 (48:23):
Okay, he calls up a mover with three hundred doubts.
First of all, I'm gonna tell you this, I don't
know of any movers that will move firearms. I just
don't know of any, not saying you can't hide them. Generally,
they will not move firearms. And who in their right
mind with three hundred thousand coins would call up and
have a mover move them? And the insurance if it

(48:44):
stayed the state is what he said.

Speaker 4 (48:47):
They weren't supposed Here's what was weird. He said the
bins were in the garage but weren't supposed to be moved.

Speaker 1 (48:54):
He was gonna move them? Or didn't he say that? Again?

Speaker 7 (48:56):
He said, Mark, He said that he had some bins
with a valuable gold and silver, right if he did
not intend for the movers to take them.

Speaker 1 (49:03):
However, he left him in the garage with everyone. I
don't remember. Crazy. It sounds like an insurance lane.

Speaker 7 (49:12):
Movers distracted him and they and said, oh what about
this room, the other room?

Speaker 1 (49:17):
And while he was in some of the rooms.

Speaker 7 (49:19):
His claim is that the movers sneaked into those bins,
opened them, sole the gold and silver.

Speaker 1 (49:25):
Why would they in the.

Speaker 2 (49:29):
Well?

Speaker 1 (49:29):
Too rifle for easy? Impossible? But it sounds very, very
very But he had no proof. But here here's what
his proof was going to be.

Speaker 4 (49:41):
And again I wish I could help the guy, but
because I don't put it past.

Speaker 1 (49:45):
Movers from stealing. But here's what his proof was.

Speaker 4 (49:48):
He said, Well, we saw the bins at my house
and we knew what was in him, and when we
got to the destination they were empty. That was his proof.
And I said, but how do we know what was
in him? You didn't have him catalogs. You didn't have
him inventoried. First of all, this is my theory on moving, Okay,
I truly believe, and actually I think Mark first put

(50:09):
this thought in my head years ago, that it's almost
never worth moving. In other words, truly unless this heirloom stuff.
You can take most valuables in a secure van or
something or by yourself and then buy stuff. At the
other end, it almost never pays to move your old crap.

(50:30):
Just buy new stuff, because by the time you get
there and get unloaded, some of the stuff isn't he
You know, these dressers and beds, unless they're really valuable,
why would you bother moving them? Truly, why would you bother?
And some of the stuff, of course you move.

Speaker 1 (50:46):
But documents and coins and investments people who have valuable art,
you're crazy to use regular movers. You need bonded carry.

Speaker 7 (50:56):
Yeah, and Tom and some of them do offer that service.
It was a few months ago, so I had Bueller's
sales manager at my home to give me a quote
for moving and storing my stuff, and he said that
for the art they do offer a bonded insured storage
service and a secure facility. Now he did say, and
I already knew this. He did see some gun cases
around stored and he said, oh, but we don't want

(51:18):
to touch the guns. And I said, don't worry, Rich, Yeah,
they're not going to you anyway.

Speaker 4 (51:22):
So anyway, we have more coming up. Three oh three
seven one three eight two five five. John Fuller is
a personal injury attorney. I hope you never need, but
if you do need someone, he'll talk to you upfront
about your case. If you hire him as on a
percentage fee basis and he gives you personalized service, you
get his cell phone. You can call her text at

(51:42):
any time. That's three oh three, five nine seven forty
five hundred John Fuller. Go with a sure thing Denver's
Best roofer Excel Roofing dot com. You don't pay a
cent until you're content. Time for an insurance check up free,

(52:04):
no obligation. In comparison, call Compass Insurance paying too much
your coverage at dozens of insurance companies find out now
three oh three, seven to seven to one help. You'll
think you're his only customer when you choose Frank Durand
the real estate Man dot com to list your home
with Remax Alliance three oh three nine two zero sixteen
twenty two. Hi Tom Martino, you're troubleshooter three O three

(52:31):
seven one three talk seven one three eight two five five.
Joe's got a comment on the air. We were talking
about airports and uh the guy that walked onto the
runway and got sliced up by a jet engine.

Speaker 1 (52:42):
Go ahead, Joe, what do you have to say?

Speaker 15 (52:45):
Hey, Tom, thanks for taking my call, longtime listener.

Speaker 1 (52:48):
Yes sir, yes sir, And you've I've.

Speaker 15 (52:51):
Been helped out a lot by sharing an auto tech.
I just want to give them a shout out because
they've helped me over the last couple of years. But uh,
comming is to work. I used to work out at
the airport, and I'm also a GA pilot, but that's separate.
It doesn't really have anything to do with my job
out there. But every once in a while i'd get
on the crew and do the perimeter checks, you know,

(53:12):
in that airport. I forget how many square miles it is,
but it is huge. You go around and around and around,
and an area where this person was on one seven left,
there's nothing out there. I mean it's bare bones. I
think there's a firehouse out there or something, but it's
it's desolated. And I used to think to myself, on

(53:32):
these perimeter searches, you know, those fences aren't very high
and it would be easy for someone to get over.
I think there's barbed wire at the top, and I
you know, it was just always a thought. And if
you look at that, if you look at that video,
I have to agree. I think it was some type
of suicide or something because if you look at that video,
it looks like the person's either old or hurt. And

(53:56):
I think what happened. This is just speculation, but I
think they probably got hurt in the barbed wire, and
you look at it, they're limping, and I think they
probably just ran right in front of the right in
front of it. I really do.

Speaker 1 (54:09):
Yeah, he didn't want to do that, but.

Speaker 6 (54:11):
Why go so far out of your way to commit suicide?
Why wouldn't you just jump off the building or you know,
buy a shot gun for one hundred bucks a big r.

Speaker 15 (54:22):
Yeah, I get it, Mark, It makes a lot of
sense too. I really it doesn't make sense. I don't
think it was a you know, I don't think it
was a crew member. I don't think it was you know,
a ramp guy employee. I really think it was just
someone I don't know.

Speaker 6 (54:35):
I think after they find the identification and actually we
know who this guy is, it'll make a lot more sense.

Speaker 9 (54:43):
Yeah, I believe.

Speaker 15 (54:44):
So, you know, you're going to look back in their
mental history and things like that. Probably possibly, But but yeah, again,
I mean that the d the square mileage is ridiculous.
I think it's seventy square miles or something, and it's
huge the perimeter of that area.

Speaker 9 (55:00):
And again, the.

Speaker 15 (55:01):
Fence wasn't very high and there's just a little barb
wire and I always thought, you know, that wouldn't be
really hard to get over for anyone, and it happened.

Speaker 1 (55:10):
Yeah, sure did.

Speaker 4 (55:12):
I mean, I just I can't believe it though. I mean,
his timing, it looks like it was impeccable. I mean,
you know, how if you wanted to do that, I
think it would be difficult to plan it. I mean,
he obviously didn't plan it, but there was something It
was amazing how he happened to be right there at

(55:32):
the time and to collide with the engine and get
ingested by it. That's what was crazy about it, is
what I call the timing. It was terrible, just terrible. Anyway,
three three seven to one three.

Speaker 6 (55:48):
Yeah, how long does it take a pilot to tell
you he's a pilot? That guy did it perfectly. It
was under thirty seconds. Really, Ok, it was perfect and
he wack it in just right. I loved it. He
did a great job. By the way, little germane to

(56:11):
the topic. But still the fact he was a pilot
really didn't matter. But I love it.

Speaker 1 (56:17):
Tom does that all the time.

Speaker 6 (56:18):
I'll be like, Oh, it's a beautiful day, and Tommy talk,
I think I'm gonna go flying today.

Speaker 1 (56:25):
I don't think I do that. We were at denny
a time years ago.

Speaker 6 (56:29):
You and I were at Denny's and the waitress came
up and basically said, can I get you some coffee?
And you said, yes, hot coffee sounds great because I'm
gonna go flying soon.

Speaker 1 (56:40):
Oh come on. Hey.

Speaker 4 (56:42):
By the way, Deputy d said that one of the
Sleaesbergade Ambers has a new company and he looks really
really dressed up here, cleaned up.

Speaker 1 (56:55):
Huh.

Speaker 4 (56:56):
His neck tattoos you can hardly see them, but I don't.
I don't don't find him on my Sleevez Brigade. I'm
very disappointed. I'm going to the sleeves brigade trying to
find him.

Speaker 1 (57:06):
Anyway, it's just there, are you? I got to find him?
Do you a patriot remodeling? Justin Garcia? Anyway? Justin Garcia
has a new company.

Speaker 9 (57:15):
Now.

Speaker 4 (57:15):
By the way, he has a two hundred thousand dollars
judgment against him from a problem we took on this show,
and an attorney picked up and helped this woman get
a judgment. Of course, he probably, you know, will never
be able to collect. Yeah, I'm going through the sleeves
brigade here and I do not see Justin Garcia. I

(57:37):
don't see him, so I might have to put him
up there. I'll go look for him on the back end.

Speaker 1 (57:42):
But in any.

Speaker 4 (57:43):
Case, be on the lookout for this guy because this
new company, what's the name.

Speaker 7 (57:46):
Of a d you see, I'm on their website right now.
It's called Pantheon Design and Build Group Limited.

Speaker 1 (57:53):
This guy's a bad news bearer, and it looks like
he surrounded himself with some nice people. In fact, the
website you know what is it calls?

Speaker 4 (58:04):
One of them is the PR person or whatever in
any marketing director marketing this guy, This guy is bad news.
I mean his name is Justin Garcia, and uh, give
the website. I want the website out because I want them.

Speaker 12 (58:19):
To beware of it. Pantheon group dot net, Pantheon net.
And what's kind of funny is that they list their address.
I looked up the address that's their registered agent, garus
s Praise. So it looks like you can save all,
you know, a lot of times serving them with a
lawsuit if you sign up with Pantham Group because that's
where they're registered agent resides.

Speaker 1 (58:40):
And then this other one again.

Speaker 4 (58:43):
I need to go and put this damn thing on
the I need to put Justin Garcia on the Sleeves Regada.

Speaker 1 (58:49):
I can't believe it. I was there. I checked a
I'll find a link to it.

Speaker 4 (58:54):
Yes, fine, help me with a link here because something
is going on where I can't find it anyway. Three
all three seven one three talk seven one three eight
two five five.

Speaker 1 (59:03):
You know the thing is is the Sleeves.

Speaker 4 (59:07):
Brigade really shows up a lot when people are doing
background checks.

Speaker 1 (59:11):
But the point is you have to do your checking.

Speaker 4 (59:13):
You'd be shocked how many people hire someone and put
money down, way big money and never ever check out
the company, I don't do. They assume everybody's trustworthy. Most
people who've been ripped off it's the first time they've
ever come across this, and they put big money down.

Speaker 1 (59:36):
It's almost like they they don't even think about it.
Imagine that they don't have background on the person. They
know nothing about the company. Once in a while, somebody says,
oh yeah, I google them or whatever, but very seldom
do people check out the contractors they're doing business with
and they're putting down twenty thirty, forty fifty sixty thousand dollars.

(01:00:00):
So anyway that I just wanted to warn you about
Justin Garcia and his new company.

Speaker 4 (01:00:06):
Uh, stay away, stay away, and beware of this guy.
And again I'm gonna upgrade or update these sleeves Frigade.

Speaker 1 (01:00:14):
We got more coming up. Three oh three seven to
one three talk seven one three, eight two five five.

Speaker 4 (01:00:21):
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Com go with a sure thing Denver's best roofer Excel
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Speaker 1 (01:00:46):
You don't pay a cent until you're content.

Speaker 4 (01:00:51):
Time for an insurance check up free no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three all three seven
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three all
three nine two zero sixteen twenty two. Hey Tom Martino here,

(01:01:16):
welcome to the show.

Speaker 1 (01:01:17):
Three all three seven one three eight two five five.

Speaker 4 (01:01:21):
You know, I, uh, I need to make the Sleaze
Brigade updated. There are a few people that drop through
the cracks that should have been on there, and Justin
Garcia is one of them.

Speaker 1 (01:01:31):
So I really want to warn you. Okay. So we
have doctor Joel Schrdak with us.

Speaker 4 (01:01:35):
From Denver Region and they want to know when do
you think insurance will start covering it? Hey, does insurance
still consider it experimental?

Speaker 9 (01:01:47):
Yes?

Speaker 1 (01:01:47):
They do, Okay?

Speaker 8 (01:01:48):
Why so, in order for insurance to cover any procedure
or any medication, you have to have these big multi
site studies with thousands and thousands of patients.

Speaker 1 (01:01:58):
You mean for FDA approved for well it has to
be FDA proof for insurance to covery right, right, And
in order to get that, you have to have those thousands.

Speaker 8 (01:02:06):
Of huge studies that take you know, hundreds of millions
of dollars to fund. So it has to be done
by a pharmaceutical company or a medical device.

Speaker 4 (01:02:13):
Yeah, because there is no one stem cell provider that's
going to.

Speaker 8 (01:02:17):
Make no money off of your own stem cells. Even
in biblical courts stem cells, there's not a huge.

Speaker 1 (01:02:22):
Marketing Yeah, well that's right.

Speaker 8 (01:02:24):
In other words, huge profit to be made by a corporation.

Speaker 4 (01:02:27):
Now, if someone, if a big pharmaceutical company wanted to
do it, one of the reasons you can't. You can't
concentrate stem cells and send them across the country is
because by concentrating them, you constitute a drug, and therefore
they can't do that. So here's what I want to

(01:02:49):
know with FDA. If if a company wanted to make
it a stem cell drug, they literally wanted to concentrate
stem cells and start selling them on the market, that
could be good money. I mean, think about that. I mean,
the only reason you can't ship stem cells now is

(01:03:10):
because you can't get enough of them to do good.

Speaker 1 (01:03:14):
On the other end, that's a long story. Let me
explain what I mean.

Speaker 4 (01:03:18):
Stem cells do not survive transport enough to do you
any good. At the other end, however, the fluids that
contain stem cells also have regenerative properties, so they're not useless.

Speaker 1 (01:03:37):
Okay.

Speaker 4 (01:03:38):
In other words, you can get stem cell fluids. You
can and I don't know what do you even call
it when you ship them to your lab?

Speaker 1 (01:03:45):
What do you call them? But we have umbilical cords
stem cells, and we have X okay.

Speaker 4 (01:03:49):
And the umbilical cords and stuff you have shift in right, right,
and exosomes exosomes right, and those have regenerative properties, but
very few. They don't have millions of living stem cells
when you ship them. The only way to get stem
cells to be shipped like a drug would be to
make it a drug. They'd have to concentrate it and

(01:04:12):
they'd have to mass produce it. And like Joel said, here,
no one's going to invest the millions and millions and
millions of dollars.

Speaker 1 (01:04:21):
For this because.

Speaker 4 (01:04:24):
People can extract them from themselves, so there wouldn't be
a big market for it.

Speaker 1 (01:04:29):
You couldn't You couldn't.

Speaker 4 (01:04:30):
Charge that much money for it to make up for
your investment.

Speaker 8 (01:04:33):
No, they need huge, double blinded placebo studies that you know,
show its efficacy across thousands and thousands.

Speaker 4 (01:04:39):
You get a drug on the market. Are we talking
about one hundred million.

Speaker 1 (01:04:43):
More than that? Oh? Come on to get a drug
onto the market. Yeah, if you.

Speaker 4 (01:04:47):
Wanted to make a stem cell drug and show the
efficacy and all that, it would take more than one
hundred million dollars, you think.

Speaker 1 (01:04:53):
Yes, absolutely, Holy about the end.

Speaker 8 (01:04:56):
With the pharmaceutic what big pharma invests in order to
bring a drug to market hundreds of millions of dollars
just to get it to market, just to get it
to market, to get FDA approval, to get it to market,
to be able to sell it.

Speaker 4 (01:05:08):
So you see, why would anyone do that with stem cells?
If all someone has to do is go to Denver
region and have them extract it on their own.

Speaker 1 (01:05:17):
There's no point. Yeah, So that answers the question.

Speaker 8 (01:05:20):
The original question is why does why does insurance not
cover it?

Speaker 1 (01:05:23):
Right?

Speaker 4 (01:05:24):
Because it's not a drug, it's not an FDA approved drug.
It's that simple, and it's not an FDA approved procedure.

Speaker 1 (01:05:32):
Here's the thing, and no one's going to go out to.

Speaker 4 (01:05:34):
Try to get the procedure approved because there's no money
in it. You can't charge what it would take to
do this study. Because to get a procedure or a
drug through FDA approval.

Speaker 1 (01:05:47):
You're telling me he's more than one hundred million.

Speaker 4 (01:05:49):
I was thinking like fifty million would be a lot,
but you're saying hundreds of millions.

Speaker 8 (01:05:54):
Think about how much money the big pharmaceutical corporations invest
in bringing a drug to market.

Speaker 1 (01:06:01):
God almighty, I mean, it's amazing.

Speaker 8 (01:06:03):
And that's why most drugs that are on the market
aren't meant as curious. They're meant to be taken for
the rest of your life so that they can make
a profit off of it, okay, and keep you sick
and alive.

Speaker 4 (01:06:13):
My wife paid twelve grand, not with you, guys, for
stem cell therapy. Saw no improvement. Why do some people
get improvement? She has friends who had the same thing
done and it worked. Why is that that's a problem.

Speaker 1 (01:06:28):
Why?

Speaker 4 (01:06:28):
Because you know, for example, if you take a tranquilizer,
you're going to be tranquilized. If you take certain drugs,
they're going to work. If you do stem cell therapy,
it doesn't always work.

Speaker 1 (01:06:43):
Why, Well, I can't speak to what the person is
not this person.

Speaker 4 (01:06:47):
Yeah, but he said his wife's friend did it. It worked,
she did it and it didn't work.

Speaker 1 (01:06:54):
Right, But we don't know what they will. Yeah, but
here's what I'm asking. Then, the question I'm asking, the
direct question uestion, is why in some just do you
not get results? And I'm not saying you personally talk
about the industry.

Speaker 8 (01:07:06):
In like one out of twenty cases we don't get
the desired result. Is in that that that is typical
for our clinic.

Speaker 4 (01:07:12):
You're saying, you're saying that nineteen out of twenty you'll
get results.

Speaker 8 (01:07:17):
Nineteen out of twenty will get results. And then those
few that we don't get results, we have other things
that we can do, so we'll it will boost it
again with platelets oftentimes that gets people to where they
need to be.

Speaker 1 (01:07:29):
So your success rate is that much or is it?
Is it? Okay?

Speaker 4 (01:07:34):
We'll talk about that coming up. Three oh three seven
one three A two five five Go with a sure
Thing Denver's Best Roofer Excel roofing dot com. You don't
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check up free, no obligation. In comparison call Compass insurance

(01:07:57):
paying too much your coverage at dozens of insurance find
out now three all three seven to seven to one.

Speaker 1 (01:08:02):
Help.

Speaker 4 (01:08:03):
You'll think you're his only customer when you choose Frank
durand the real estate man dot com to list your
home with Remax Alliance three all three nine two zero
sixteen twenty two. Hey Tom here, welcome with Mark Major
Major Mark Bass. I wanted to do say some questions

(01:08:23):
taking complaints, Go ahead, sir, well.

Speaker 1 (01:08:25):
Doctor Joel. So it's so funny.

Speaker 6 (01:08:28):
I got on with the Denver region over a year ago,
so it was January twenty twenty five. I started doing
their GLP one product. It was like, I oh, was
so cheap. It was like two hundred and ninety bucks
a month, thirty day out after the first sixty days
or whatever. I mean, it's very it's just price wise,

(01:08:48):
it's the best out there. But so in eight months
I went from two hundred and thirty three pounds to
under one ninety, like one eighty eight, one eighty nine,
one eighty eight was my life.

Speaker 1 (01:09:00):
Then I got off of it.

Speaker 6 (01:09:01):
So in August, the last year I got off of it,
I ended up putting in basically not quite a year,
but three quarters of a year I'd put back on
about fifteen pounds. So now we're getting ready to go
on a cruise, so I'm just doing a quick no
sugar diet and I'll drop that ten or fifteen. So
when people get off of it and complain, they put

(01:09:23):
all the weight back on. I'm a perfect example as yet.
If you don't like watch your diet and exercise, you
will put weight back on.

Speaker 1 (01:09:30):
But if you it's I don't know how to explain it.

Speaker 6 (01:09:34):
That eight months also kind of taught me how much
food you should be eating.

Speaker 1 (01:09:41):
It kind of trained my brain as well.

Speaker 6 (01:09:42):
Would you agree with that aspect that not only is
it good because you're not hungry during that time and
you don't think of food, but it does kind of
train you long term when you get.

Speaker 8 (01:09:53):
Off of it, well, yeah, your body's going to adjust
to the new calorie intake that you have during the
time that you're on that truck. So even when you
get off of it, your body's adjusted down to taking
that many calories. It's gonna you know, you've not gain
some of the weight back, but probably not all of
the weight back. You know, we do have a lot
of patients that will go on and off of the

(01:10:15):
GLP ones, you know, over time.

Speaker 6 (01:10:17):
So does anybody take like a dose to kind of
you know, I went called Turkey in eight months? Does
some people like take like a mini dose or a
micro dose?

Speaker 8 (01:10:29):
Some people will reduce the number of units that they
take per week.

Speaker 1 (01:10:32):
Yeah, to just.

Speaker 6 (01:10:33):
Get folks out there, I just I really wanted to
say that my journey with these guys couldn't have been better.
If you're looking for weight loss and really you're up
there and you know you need to do something, just
go reach out to them. The consultations free Denverregen dot com,
Denverregion dot com, and.

Speaker 15 (01:10:50):
I mean it.

Speaker 6 (01:10:51):
You're gonna love the initial free consultation and you're gonna
love their pricing.

Speaker 1 (01:10:55):
It's so cheap.

Speaker 9 (01:10:56):
Hey.

Speaker 1 (01:10:57):
Coming up, I'm gonna talk out a trend called body
hacking or health hacking, shortcuts, how people are doing it,
what they're doing, and one of the biggest trends in medicine.
Coming up.

Speaker 4 (01:11:13):
Go with a sure thing Denver's best roofer Excel Roofing
dot com.

Speaker 1 (01:11:17):
You don't pay a cent until you're content.

Speaker 4 (01:11:23):
Time for an insurance checkup, free, no obligation, comparison call
Compass Insurance paying too much your coverage at dozens of
insurance companies find out now three all three seven seven
to one help. You'll think you're his only customer when
you choose Frank durand the real estate Man dot com
to list your home with Remax Alliance three all three
nine two zero sixteen twenty.

Speaker 1 (01:11:43):
Two rip.

Speaker 2 (01:11:51):
News need advice? Who you don't have? Runciousness? Kim Shoot's
gonna help coming.

Speaker 1 (01:12:03):
This is the Troubleshooter Show. No Tom Martino, Hello Tom
Martino here, what's happening with you? What can we do
for you?

Speaker 4 (01:12:13):
We try to solve problems, answer questions, and take complaints.
We talk about a host of things that are near
and dear to your heart and pocketbook and major mark
majors with me. And we also have a guest today
from Denverregien dot com, doctor Joel Turdak. And somebody texted

(01:12:35):
and wanted the lowdown on something that people talk about.
This is not the body hacking I talked about that's
coming up. They call it health hacking or body hacking.
By the way, this hour brought to you by Apple Hating,
Apple Air, Apple Heating and Air. They do your air
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(01:12:59):
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But here's what Apple really does.

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They do, honest to God, great service with a family
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Speaker 1 (01:13:15):
That's Appleair.

Speaker 4 (01:13:16):
And you can reach them at three three seven three
three twenty eight thirteen, always free second opinions and what
I like on their website. They have this self scheduling tool.
You don't have to talk to anybody. You can pick
a time convenient for yourself. Three oh three seven three
three twenty eight thirteen. I've known Todd for years, probably

(01:13:41):
thirty years. Anyway, he's been here since nineteen eighty eight
with Apple Air. Let's keep going here, by the way,
that's Apple Air within an e on the end of air,
appleair dot com. Let's talk about problems, questions and complaints.
And first, somebody wants to know about ivermectin. You know,

(01:14:04):
Ivermectin became a political football.

Speaker 1 (01:14:06):
For some reason.

Speaker 4 (01:14:07):
I don't know why, but it became a political football.
It was it was if if you believed in ivermectin,
you were a no good, dirty, rotten scoundrel. Uh yeah, yeah,
they thought you were crazy and.

Speaker 1 (01:14:23):
Yeah.

Speaker 4 (01:14:24):
So but some people swore by it. They said, my god,
I had you know, the people who say they took
it for COVID, they got over covid immediately, but they
say that the COVID thing gave it a bad name,
that it's a it's a miracle drug and it really
works on a lot of things. And so they want

(01:14:45):
to know what you think about it. But so, you know,
I don't want to I don't know what Denver region
does as far as all that stuff, and but they
wanted to know personally what you think of ivermectin. Do
you know why the way it was, uh, it was
it's a Nobel Prize winner.

Speaker 1 (01:15:01):
Yet for it because it eliminated or helped eliminate parasites.

Speaker 8 (01:15:06):
It was a malarial drug, okay, and it worked effectively
for malari. So you know, this is my understanding of it,
is that if it were approved for treatment of COVID,
that would eliminate the emergency the emergency drug development of
the vaccines that they were developing. So there was a
lot of pressure from the pharmaceutical companies that were making
the vaccines not to allow this to be a treatment

(01:15:28):
because it would eliminate their emergency development.

Speaker 1 (01:15:30):
Do you know anyone treated by it? No?

Speaker 8 (01:15:32):
I didn't, But what I what I heard is that
so they did a study and they said and they
treated people with it who had full blown COVID and
they didn't get great results. But from what I understand
is that you need to take it prophylactically. You need
to take it either at the very early stages or
before you even get it. And it was working in
that respect on helping people to prevent catching COVID or

(01:15:55):
prevent the symptoms from getting worse. But it was quashed
and suppressed because if that is something that was admitted
as a viable treatment for COVID, it would have eliminated.

Speaker 1 (01:16:05):
The emergency status of the of the vaccines, which which
allowed them to get it through at rocket speed and
make billions of dollars.

Speaker 4 (01:16:14):
Billions and billions of dollars. And to this day it's
still not actually a vaccine. I don't know why they
call it a vaccine.

Speaker 8 (01:16:21):
And now they're taking ivermixin off the market altogether.

Speaker 1 (01:16:23):
Wait wait, what, yeah, why are they taking Are you
sure that that's what I heard. I can look it
up again here, okay, real quick. Here, it's a. It's a.
It's a.

Speaker 4 (01:16:32):
I looked at AI and it said it's a great
medicine for what it's intended for, which are parasites and
things like that and some infections.

Speaker 1 (01:16:41):
I heard, and it may be a rumor that it
was taken off the market, Joel.

Speaker 7 (01:16:45):
During the China irs panic, my healthcare provider wrote me
a prescription for ivermictin y.

Speaker 1 (01:16:52):
So this person.

Speaker 7 (01:16:55):
Was at risk of losing their vicense for right me
that prescription?

Speaker 1 (01:17:02):
Did you take it?

Speaker 11 (01:17:02):
No?

Speaker 7 (01:17:03):
I still have a whole bunch of it in case
another version of the China virus comes around.

Speaker 4 (01:17:08):
Joe Ways is still legally available at Google. It says
it is and prescription through pharmacies commonly prescribed for parasitic
infections and skin conditions, and also for some generic conditions.

Speaker 1 (01:17:25):
Go ahead, I'm.

Speaker 7 (01:17:26):
Sorry, Joel, So if I and I'm not going to
ask you, and I'll need it. I don't need another
prescription for it. But if you were to write me
a prescription for it today, would you would your license
be in jeopardy?

Speaker 8 (01:17:36):
He's I wouldn't write the prescription because my license is
a chiropractical license.

Speaker 1 (01:17:40):
Oh okay, so you don't subscribe what a doctor? No,
they can write a prescription. I'm reading it right here.

Speaker 7 (01:17:47):
Well, she was always within her legal right to write
me that prescription, but she would have had her license
pulled by the government if they kind of looked into it.

Speaker 1 (01:17:55):
I think that's still the case.

Speaker 8 (01:17:56):
It was if it's prescribed, If it was prescribed specifically
to treat COVID was probably Oh I see, okay, that
would be a non qualifying condition.

Speaker 4 (01:18:04):
It was so controversial that when people got a prescription,
the pharmacists.

Speaker 1 (01:18:08):
Were asking them, is this for COVID? Like it's any
other business.

Speaker 4 (01:18:12):
They pharmacists shouldn't get between a doctor and a patient,
but they were doing it. They were intercepting, saying, you know,
you shouldn't do this for COVID. They were telling him
not to do it.

Speaker 7 (01:18:21):
Well, Tom, I had to use a far away out
of state pharmacy to ship me the drug because there
was no pharmacist in Denver that would fill that prescription.

Speaker 4 (01:18:31):
But why did it become so controversial? That's what I
don't know.

Speaker 1 (01:18:35):
Well, I think became you know what it became synonymous with,
is again the political battle. Oh that's all it was.
It was a political football, improfiteer, and.

Speaker 4 (01:18:46):
People thought it was anti drug. You know what's funny
is big pharma. People used to think and distrust big pharma,
but during COVID, basically progressives loved big pharma.

Speaker 1 (01:18:59):
They were voting big farmer.

Speaker 4 (01:19:00):
That was one of the things that you know, God,
it was so amazing to me.

Speaker 1 (01:19:06):
What how political COVID became.

Speaker 4 (01:19:10):
It was a political game, like if you and and
and what I don't understand because these signs follow the
science or I believe in the science. They were going
against their own beliefs because some of the science did
not point to some of the things they were doing.
They weren't following science during COVID.

Speaker 1 (01:19:31):
Yeah, the stupid masks were just the superstition. But you know,
and some of these restrictions they made for outdoor gatherings
or other gatherings were so stupid. Anyway, ivermectin.

Speaker 4 (01:19:43):
Bottom line is it's still being used and it's mainly
for parasites. There are some doctors that prescribe it for
other things, but I did not read here where their
license was would be in jeopardy.

Speaker 8 (01:19:57):
It's not FDA approved for COVID, So you can't prescribe
it for COVID, okay, would you?

Speaker 1 (01:20:03):
That would be where your license would come into jeopardy.

Speaker 7 (01:20:06):
What do you What do you have to claim to
have to get a valid prescription for it?

Speaker 1 (01:20:11):
Some kind of paras course it says.

Speaker 4 (01:20:15):
Yeah, and they say be careful not to take the
The animal dosage just are much much higher, and you
can be you can be overdosed, of.

Speaker 1 (01:20:23):
Course at least what.

Speaker 4 (01:20:27):
But obviously it's controversial still to this day. But I
don't know of anyone personally who took it. I don't
believe I do.

Speaker 1 (01:20:36):
I don't. There's one wait, wait, there might be one
woman who said she had COVID and took it and
it was better in two days. But she doesn't. But
she wasn't tested for COVID. So it's hard to say.
And has anyone listening ever? Let me know?

Speaker 4 (01:20:51):
Have you ever done it? Anyway, let's talk to Terry.
You have a comment, Terry, did you take ivermectin?

Speaker 1 (01:20:59):
Yeah?

Speaker 11 (01:21:00):
I actually take it twice a year now it works great.
I had long COVID.

Speaker 1 (01:21:04):
It helped me come out of it.

Speaker 11 (01:21:06):
The symptoms, everything that you hear about long COVID. The
doctor here in Alaska prescribes it regularly a lot of
people that have suffered issues with the vaccine or COVID.
It helps absolutely, you recover from it. Also, I take
it twice a year. I do two parasite cleans. It
works phenomenal and I have the labs to show all this,
But highly recommend people take it now.

Speaker 4 (01:21:29):
When you say you take it twice a year systemically
for parasites, I mean, how do you know it's working.

Speaker 11 (01:21:37):
I get the blood, I get my blood labs drawn.
They can tell if you have like parasites. They shed
like eggs and stuff. So I do a cleanse both
with supplements and then I follow it afterwords with the ibermectin,
and I only do do field eight eight weeks.

Speaker 4 (01:21:54):
Do you feel differently taking ivermectin or do you not
notice anything?

Speaker 9 (01:22:01):
No?

Speaker 11 (01:22:01):
I don't really notice anything. The only thing that I
had to do is I had to cut back on
the dosage because I'm very sensitive. It was just like
my eyes were real sensitive to light out at the
higher dose. So I cut back from eighty milligram down
to forty and then called no issue with that. But
other than that, no, I didn't feel any different, didn't
feel bad. Actually it made me feel better.

Speaker 1 (01:22:21):
Actually, where do you get it? Terry? So?

Speaker 11 (01:22:26):
In Alaska? Here there's a doc I work with that
gets it at a compounding pharmacy.

Speaker 1 (01:22:31):
Okay, how much does it cost? Now days?

Speaker 11 (01:22:35):
It's not that expensive. But my first original script was
seventy five dollars and that lasted me three months. And
I just take a capsule once every third day. If
you had a severe case, you could take it daily.
But it's it's not that expense. I think it increased
to like because of costs have gone up. I think
it's like three months at one hundred bucks. So it's

(01:22:57):
really cheap.

Speaker 1 (01:22:59):
But where does your doctor prescribe it?

Speaker 4 (01:23:01):
Then you're in a compact to a compounding pharmacy.

Speaker 11 (01:23:06):
Correct, Yep, it's the prescription yep.

Speaker 4 (01:23:09):
And your doctor does he believe that? What does he
believe it's good for? What does your doctor believe it's
good for?

Speaker 11 (01:23:17):
He uses it for both the parasites. People have had
success with tumors, reversing tumors with that with some benzodol,
but long covid is what he mainly uses it for.
There's people a lot of people that have had long
covid or vaccine. They got the vaccine. That's why I
got it because I had I was forced to get
the vaccine because of my work, and I had all

(01:23:37):
kinds of troubles with it. As soon as he put
me on this protocol, it was like a major turnaround
within a few like I would say, like sixty days,
major turnaround.

Speaker 4 (01:23:47):
Well, thank you for calling Terry. Appreciate it. He actually
takes it. But again, another thing that I hear that
I don't believe personally long covid. I don't believe there
is a such thing. There is no such thing because
the virus is not detected. So how can you have
long COVID when there's no virus detected. I think it's
something that the health the industry made up. I think

(01:24:08):
they made it up because they had no excuse for
any of the symptoms, so they call it long covid time.

Speaker 1 (01:24:14):
You know, My theory is that long COVID is actually
just vaccine damage.

Speaker 4 (01:24:17):
Well, whatever it is, they can't they can't test for
long COVID with us there they people just say I
have long COVID, Well, what does that mean? It doesn't
show up in your blood work? It doesn't show up anywhere.
So how do you know you have long COVID? What
is the proof you have long COVID?

Speaker 1 (01:24:32):
It's it's it's a it's a diagnosis of default. It's
an exclusion.

Speaker 4 (01:24:35):
Yeah, of course, because they don't know what to say.
And again it's like, it's like fibromyalgia. I don't want
to get into that. I don't want to get into
it right now. But it's a it's a diagnosis. It's
it's symptoms in search of a diagnosis.

Speaker 1 (01:24:50):
So they come up with chronic fatigue. They come up with, Yeah,
it could be Frank, what's going on with you? Frank?

Speaker 4 (01:24:57):
I got to take a break real quick. But what
a your issue? Your car roof is leaking?

Speaker 1 (01:25:04):
Yes, so this.

Speaker 16 (01:25:05):
Is not my car, Okay, my friend's car, the car
Loveland for about six months ago, Yeah, twenty three Hondai Palisade.

Speaker 1 (01:25:19):
Yeah.

Speaker 14 (01:25:19):
The other day we had a little bit of rain
here and in northern Colorado and the roof starting to leak.
So the car got a lot of water inside the vehicles.

Speaker 1 (01:25:31):
Sunroof for a regular rufe Loveland for is it a sunroof?

Speaker 9 (01:25:38):
Yes?

Speaker 1 (01:25:38):
All right, Hold on a second, I'll come back to you.

Speaker 4 (01:25:40):
I gotta take this break, okay, and we'll come right
back to you and talk about what they're responsible for.
Three on three seven one three eight two five five
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(01:26:05):
In comparison, call Compass Insurance. Pay too much your coverage
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three oh three nine two zero sixteen twenty two. Hi

(01:26:31):
Tom Arsino here three O three seven one three TNK
seven one three A two five five. So, uh, Frank,
you have a friend who bought a twenty twenty three
Honda Palacy.

Speaker 1 (01:26:43):
When did they buy it?

Speaker 9 (01:26:47):
Three months ago?

Speaker 1 (01:26:49):
Okay?

Speaker 4 (01:26:50):
And uh when they bought it? They they did they
get it? I'm just curious more than anything, did they
get it checked out?

Speaker 1 (01:27:00):
No?

Speaker 9 (01:27:01):
They did not?

Speaker 1 (01:27:02):
Okay? How many miles on it?

Speaker 15 (01:27:07):
About forty thousand?

Speaker 1 (01:27:09):
Okay not bad.

Speaker 4 (01:27:11):
So what I want to know is this what started
happening during the rain they noticed it leaking or in
a car wash or how.

Speaker 14 (01:27:21):
No, they took it to the car wash before and
they never had an issue. But the other day when
whenever rain, a couple of knights over here rained a
couple of nights and the water just starts sipping through
the through the to the sunroof.

Speaker 16 (01:27:36):
And it's it's not really a sunroof that opens and closed.

Speaker 1 (01:27:40):
It's just a big glass okay roof.

Speaker 4 (01:27:44):
And you asked if the dealer that sold it would
be responsible for it, not on a used car that
sold as is?

Speaker 1 (01:27:56):
Was it sold as is?

Speaker 2 (01:27:59):
Oh?

Speaker 1 (01:27:59):
I'm sorry.

Speaker 14 (01:28:02):
The question is because this, I mean, this is a
three year old car.

Speaker 15 (01:28:05):
It's a twenty twenty three.

Speaker 14 (01:28:08):
This car has a ten year warranty with Hyundai. And yeah,
so my friends took it to the dealer where she
bought it, which is Loveland four, and they told her
that the the glass on the back of the vehicle
is not sealed properly, so that's why the water got
okay through there.

Speaker 10 (01:28:29):
So Hyundai is responsible for any of this or not?

Speaker 1 (01:28:34):
Yes, Frank, under the warranty, it could be Frank.

Speaker 7 (01:28:37):
I think your friends took it to the wrong dealer.
They need to go to the Hyundai dealer because this
car is still under warranty.

Speaker 6 (01:28:44):
Yeah, I'm sorry, I missed the mileage. I heard the problem,
but what is the mileage in the forty thousand miles?

Speaker 4 (01:28:50):
It's a twenty twenty three Hundai Palisade with forty thousand Yes, is.

Speaker 6 (01:28:56):
Not going to do warranty work. Hyundai will, yeah, exactly.
I mean, you bring it over to McDonald Hondi. Those
guys are great, they'll take care of it. And Harvey
long as it wasn't caused by like a rock or
something along those lines.

Speaker 1 (01:29:12):
Well, he said it wasn't sealed properly Loveland four.

Speaker 14 (01:29:17):
Well she took it to the to the four and
Loveland because that's where she bought it.

Speaker 1 (01:29:22):
But yeah, yeah, none of that matter. They wouldn't have it.

Speaker 6 (01:29:25):
Ford will not do warranty work, even if they sold
it on a Hondai. It's got to go to a
Hondai dealer, and if it truly wasn't sealed properly, then
they're going to cover it with no problem. I highly
suggest one more time McDonald Hondai because I have never
had an issue, and I bought eight Hondas and had
plenty of warranty work done over the years. Never a problem.

Speaker 16 (01:29:48):
Okay, So what about So I got damage on the
inside from the water, Like, they're not.

Speaker 1 (01:29:55):
Going to cover that.

Speaker 4 (01:29:57):
They're not going to cover that. They'll they'll take care
of the leak. I mean, they're they're not going to
be responsible for that.

Speaker 6 (01:30:04):
Kind of damage. I'm curious, like what I mean, the
seat got wet. You should be able to handle that,
no problem. What are you talking about?

Speaker 1 (01:30:12):
Yeah, what kind of damage? That's a good question.

Speaker 15 (01:30:14):
Or got all wet the dusk war got all wet?

Speaker 14 (01:30:18):
You know that?

Speaker 1 (01:30:19):
Did it cause any problems? Though? Like is now the
radio not working or what? Yeah? What are what are
the problems?

Speaker 14 (01:30:28):
So right now we don't know what problem is gonna
the car is going to have, so there is no problem.
Well that's the thing.

Speaker 6 (01:30:39):
Well no, no, no, I understand that. I don't I
don't understand. Is there any problems right now?

Speaker 14 (01:30:48):
Well, the car is in the dealer right now, so no,
they don't know what the problem is.

Speaker 1 (01:30:53):
But a lot of the part. What dealer is it
out a hundaid dealer? Is it out? A hundaid dealer
at the moment.

Speaker 4 (01:31:00):
Yes, and what are they telling then Hyundai? Let let
Hyundai check it out. Since it's there, they don't call it.
They're not going to usually fix anything as a result
of leaking, because I mean, well, then I've never actually
had this come up, Tom, let's.

Speaker 1 (01:31:19):
Not jump to that they might.

Speaker 6 (01:31:22):
I mean really, if the seal was bad from the
manufacturer and it caused other damage to the electronics, I
don't know why they wouldn't cover it, but it does
seem a little odd.

Speaker 1 (01:31:32):
I thought he was just talking like the seats got wet. Yeah,
it's the electronics.

Speaker 9 (01:31:38):
Now inside the vehicle.

Speaker 1 (01:31:41):
How long has it been leaking?

Speaker 14 (01:31:45):
No, it was just from one night of rain.

Speaker 1 (01:31:47):
So I think they'll cover it now. I think they're Buka.

Speaker 4 (01:31:52):
I will buy your insurance. His insurance will cover it too.

Speaker 1 (01:31:57):
Well.

Speaker 6 (01:31:57):
I just thought of something though. Are you sure that
sun row for the windows? You sure none of that
was open. They're gonna literally see where the seal's bad, right.

Speaker 14 (01:32:09):
No, No, the sunroof doesn't open or close. It's just uh,
it's just like a big glass.

Speaker 1 (01:32:13):
On on top of it, like a big.

Speaker 6 (01:32:18):
Yeah, and you're sure that's where the water came in.
It didn't come in from windshield.

Speaker 14 (01:32:25):
No, it came from the back.

Speaker 9 (01:32:28):
They sit from the.

Speaker 16 (01:32:29):
Back of the big glass.

Speaker 14 (01:32:31):
The seal is not sealed pro.

Speaker 6 (01:32:34):
I think if you if you bring it to a
good dealership, they should cover it. That's why I told
you where to bring it. I understand you brought it
to another Hondai dealership. I don't know what they're going
to say about the other damage.

Speaker 4 (01:32:47):
Have they have Have they looked for any damage?

Speaker 1 (01:32:51):
Frank, have they looked for damage? They will?

Speaker 14 (01:32:54):
Actually, yeah, this this just happened.

Speaker 1 (01:32:58):
So well hold on, hold on. You drove it from
the Ford dealership over to there, right, No, no, they
toe it? Oh okay, wow? Is it not running?

Speaker 2 (01:33:11):
Is it?

Speaker 1 (01:33:11):
Is it running or not? It is running? Yes, Okay,
then then they should just check it out.

Speaker 14 (01:33:19):
Nothing roll with the engine or anything. I mean, the
car is Christina is a really nice car. It's just
that it got wet, that's all it is.

Speaker 6 (01:33:27):
Yeah, I think you're driving the gun. I think you're
going to fix anything. Although I would bring it over
to mcdonaldnde. I can't relay that anymore.

Speaker 14 (01:33:37):
Okay, And what about if she needs a car rental?
The Honda will pay for that too or not.

Speaker 4 (01:33:43):
No, No, they don't pay for any of that. That's
not under normal warranty. You don't get. It's not a
candy store. The warranty is very basic. They fix the defect. Now,
do they fix anything as a result of the defect.

Speaker 1 (01:33:56):
It could possibly.

Speaker 4 (01:33:58):
They can, but they're not going to pay for a
rental car or loss of use. They're not going to
do it that. But that's anybody, that's not just Hyundai.
That's any warranty in the world. I don't know if
any warranty that provides you a loaner car.

Speaker 14 (01:34:16):
Okay, that was just a that was just a question
that she had.

Speaker 1 (01:34:19):
Yeah, yeah, I don't think they will a day.

Speaker 14 (01:34:21):
For a rental because she needs a car obviously to work.

Speaker 4 (01:34:26):
But Frank, Frank you you own a car, right, I mean,
have you ever had a dealer offering You know, some
dealers have loaner cars, but they're not going to pay
for a rental.

Speaker 1 (01:34:36):
Did you ask them for a loaner car? They may
do that.

Speaker 10 (01:34:42):
Yeah, maybe she can ask for some.

Speaker 4 (01:34:44):
Yeah, some dealers provide a courtesy They call it a
courtesy car because it's that that's what it is.

Speaker 1 (01:34:51):
It's a courtesy.

Speaker 4 (01:34:53):
It's not something that the warranty provides. It's something a
dealer provides, and many any dealers do it. I don't
know if Hyundai dealers do it, but a lot of
the higher end folks do it. I don't know, Mark
dud does Hyundai offer any.

Speaker 1 (01:35:09):
Loaner at all?

Speaker 6 (01:35:10):
Do you know they might if they have one available,
I would definitely ask. But once again, I'm going back
to McDonald Hondai. I just can't stress enough. They have
always helped me. I feel like I'm doing a commercialday.

Speaker 1 (01:35:22):
Not what hundaid dealer is it that you're at right now? Frank?
What Hundai dealer?

Speaker 9 (01:35:28):
They're one in Greeley.

Speaker 1 (01:35:30):
I oh, well, if there ever.

Speaker 4 (01:35:35):
Was a cluster, if there was ever a cluster of
bad dealers, they're going to be in Longmont and Greeley.

Speaker 1 (01:35:41):
I'm here. I'm not kidding you.

Speaker 4 (01:35:43):
Weld County is Weld County has the worst car dealers
in the state, the worst.

Speaker 1 (01:35:50):
I don't know what it is.

Speaker 4 (01:35:51):
It's almost like a telegram, a telegraph. When I was
saying all bad car dealers come here, I don't know
what it is. I am telling you there are more
bad car dealers in Weld County than anywhere else in
the entire state.

Speaker 1 (01:36:07):
So I don't know about the Greeley Hyundai dealer.

Speaker 4 (01:36:10):
I don't know about them, but I would ask them
if they would get if they would cover, you know,
the extra stuff, and see if they have a loaner car.
But I wouldn't hold my breath. Are they called Greeley Hyundai?

Speaker 1 (01:36:24):
Are they did you today? It's called Greeley hun Day
of Greeley. Okay, well you ought to.

Speaker 4 (01:36:31):
Talk to them and but but you're you're not going
to get probably a rental car. I've never known any
dealer to offer, or any manufacturer to offer a loaner car,
not unless there was like some major recall or something.
Once in a while they go out of their way
for something really special. But I don't think this is

(01:36:52):
the case. Three oh three seven to one three talk
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Speaker 1 (01:37:08):
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Speaker 4 (01:37:12):
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call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three oh three seven
seven to one.

Speaker 1 (01:37:24):
Help.

Speaker 4 (01:37:25):
You'll think you're his only customer when you choose Frank
durand the real estate man dot com to list your
home with Remax Alliance three oh three nine two zero
sixteen twenty two. Hi Tommartino, you're a troubleshooter. Three O
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(01:37:47):
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Speaker 1 (01:38:09):
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Speaker 4 (01:38:14):
By the way, water Doctor Cherdek, we're talking about stem
cell therapy. We're talking about hair replenishment. We're talking about
you guys also do testosterone.

Speaker 1 (01:38:26):
You do a lot of things.

Speaker 4 (01:38:27):
So today talking about health, let's talk about some of
the things that you've used stem cell for that might
be out of the ordinary.

Speaker 8 (01:38:39):
I'm just curious more than any well, one thing we
talked about earlier, and that's Parkinson's disease. So a lot
of people don't realize that you can get an intravenous
application of stem cells to treat systemic diseases. So a
lot of autoimmune diseases, Crohn's disease, Parkinson's that I talked
about before, MS.

Speaker 1 (01:38:56):
We treat a lot of MS, really, yes, and it helps,
it helps.

Speaker 8 (01:39:00):
It really reduces the frequency and the severity of the
episodes of MS. So we get a ton of those patients.
So those are some of the things that people might
not think of when they think of stem cell therapy.

Speaker 1 (01:39:13):
And another thing.

Speaker 8 (01:39:14):
Is, you know, like you experience, we use it for hair,
We use it for hair restoration, and we get good
results as you know with that as well.

Speaker 1 (01:39:23):
Cool cool cool.

Speaker 7 (01:39:26):
Is there a large pushback against stem cellf treatments by
the big pharma industry.

Speaker 8 (01:39:32):
That battle has already been waged, and basically the end
results is that you know, the languages that you can
quote unquote minimally manipulate.

Speaker 1 (01:39:40):
The stem cells. Otherwise it's considered a drug.

Speaker 8 (01:39:42):
And what that means in practice is that we take
them out of your body, we concentrate and isolate them,
and put them back in your body, all in one procedure.
We don't take them out and culture them and expand them.
That would be considered a drug. So that battle has
already been fought.

Speaker 4 (01:39:56):
Okay, let's talk about the health hacking. I wanted to
talk about peptides. It's the new, the latest, and the greatest. Yeah,
people all over are talking about peptides. Explain what is
the peptide and how are they being used?

Speaker 8 (01:40:13):
Well, the easiest way to explain a peptide, it's a
combination of amino acids.

Speaker 1 (01:40:16):
So amino acids are what makeup proteins.

Speaker 8 (01:40:18):
So when you eat meat, when you meet any any
kind of muscle tissue, it's all made up of proteins
which are comprised of individual amino acids. So what they've realized,
what they've learned through research recently, not recently, because this
goes back to the eighties, is that there are certain peptides,
which is just a sequence of amino acids that act
as signaling molecules in your body to either turn on

(01:40:40):
or turn off certain organs, producing hormones or producing other
things in your body. So, for example, the golp ones
are a peptide. It's a combination of amino acids. It
simulates your body signaling molecule to tell you that you're hungry.

Speaker 1 (01:40:53):
That's one example.

Speaker 8 (01:40:55):
Another one is peptides that are used to tell your
pituitary gland to produce more growth hormone growth hormone stimulating peptides. Again,
just a certain sequence of amino acids. So anytime there's
an amino acid sequence that's more than twenty amino ass
two hundred amino acids long, it's called a protein. If
it's under two hundred amino acids long, it's called a peptide.

(01:41:15):
There's no real difference in them other than the number
of amino acids, which is why it's so safe because
it's not a novel drug. It's not something that's it's
not a chemical produced in a lab. It's naturally occurring
amino acids strung together in a certain combination.

Speaker 1 (01:41:31):
That's it.

Speaker 8 (01:41:33):
So now they're learning that these can be used all time.

Speaker 1 (01:41:37):
It's different. No, it's a hormone.

Speaker 8 (01:41:41):
Insulin, it's not a peptide. Salin is a different Intolin's
a hormone.

Speaker 4 (01:41:46):
Yeah, So what is the difference, Speaking of hormones and peptides,
what's the difference.

Speaker 1 (01:41:53):
So hormones have a different structure.

Speaker 8 (01:41:54):
Hormones are fat soluble, they're derived, they're made in your
body from cholesterol, and they work in your cell to
turn on and off different things. So, like testosterone is
a hormone, so you can have a peptide. You can
use a peptide to stimulate the production of that hormone

(01:42:15):
in your body. You know, growth hormone is a hormone,
but growth hormone simulating peptide causes your body to produce
that hormone in your body. It's not the hormone directly,
So the peptides is just a small protein that signals
your endocrine system in certain cases to turn on or
off the production of hormones in your body.

Speaker 1 (01:42:35):
So that's why it's different. So when you take.

Speaker 8 (01:42:37):
Growth hormone from the outside, you know people have done
this for years. They take what's called exogenous growth hormone,
So that's the actual hormone, and when you take that
that you know puts your blood levels of that hormone
at really really high levels outside of your phy geological ranges, which.

Speaker 1 (01:42:52):
Can be dangerous.

Speaker 8 (01:42:53):
When you use a growth hormone simulating peptide, which is
just really a short protein, it tells your body in
your purtuitary to naturally produce the maximum amount that your
body is able to produce, so it still keeps you
in your physiological range, but at the top end of it,
so that in that respect, it's a lot safer than
just giving you a monster dose of something. So you know,

(01:43:15):
peptides can be thinking can be thought of as just
signaling molecules that are very safe that tell your body
to increase or decrease the production of certain hormones or
other things that you want to change your body.

Speaker 4 (01:43:27):
I got to take this break. We got more coming
up right after this. Go with a sure thing Denver's
Best roofer Excel Roofing dot com. You don't pay a
cent until you're content. Time for an insurance checkup free,

(01:43:47):
no obligation. In comparison, call Compass Insurance paying too much
your coverage at dozens of insurance companies find out now
three all three seven seven one help. You'll think you're
his only customer when you choose Frank durand the real
estate Man dot com to list your home with Remax
Alliance three all three nine two zero sixteen twenty two.

Speaker 1 (01:44:09):
You should see that one over there, Hey, Tom, Martino
here with Major Mark.

Speaker 4 (01:44:15):
Mouth mate, I'm sorry, Major Mark. Did I sit out
on a Major Mark?

Speaker 1 (01:44:18):
Major? And one guy one time? Oh god, he was
the funniest guy. He called us and started calling us names,
and he was so drunk less, funniest, the funniest voicemails
we ever had. Okay, Doctor Cherdac Denver hold On, I
went to Jen.

Speaker 6 (01:44:34):
Yeah, so, Doc, we were talking. I don't know, it's
probably like six months ago, late last year, and you
guys have this therapy for people with a what is
it called neuropathy that not only gets not only gets
rid of the symptoms, but this is what blew me away.
It literally gets rid of the neuropthia. It goes in

(01:44:55):
there and fixes a blood flow. So not only does
it not hurt anymore in your feet, which is I
guess generally where it is, but literally it cures it.

Speaker 1 (01:45:03):
You're done and cured.

Speaker 6 (01:45:05):
My question is this, though, how come insurance companies don't
cover that generally? We'll probably have to do it after this,
But it's remarkable something that fixes you that's not covered.

Speaker 1 (01:45:17):
Why is that? Yeah, we're going to talk about it
coming up.

Speaker 4 (01:45:23):
That's a great note to end on I'm Tom Martinez.
We got more coming up right after this on The
Troubleshooter Show. Get your calls in three oh three seven
one three talk. Go with a sure thing Denver's Best
roofer Excel Roofing dot com. You don't pay a cent
until you're content. Time for an insurance check up free,

(01:45:46):
no obligation. In comparison, call Compass Insurance. Pay too much
your coverage at dozens of insurance companies find out now
three oh three seven to seven to one help. You'll
think you're his only customer when you choose Frank durand
the real estate Man dot com to list your home
with Remax Alliance.

Speaker 1 (01:46:02):
Three all three nine two zero sixteen twenty two.

Speaker 2 (01:46:05):
Yeah, Rial tough. You need advice so you don't have
come running as fas as we can. Shooter's gonna help.

Speaker 15 (01:46:23):
Come Man Dix, he is the Troubleshooter Show.

Speaker 3 (01:46:27):
No, Tom Martine, Hey.

Speaker 4 (01:46:32):
Tom Martino here, Welcome to the show. Three all three
seven one three talk three oh three seven one three
eight two five five. Okay, what is happening? We got
Major Mark Major here, and we got Deputy Bow who
says he has a follow up. So what's going on BO.
Let's talk about this follow up. We also have Joel Trudak,

(01:46:53):
doctor Trudak from Denverregen dot com bo.

Speaker 5 (01:46:56):
What's happening is, if you'll recall, Sarah called into the
show last Monday on the twenty six She got it.
Got an apartment or a condo unit that was advertised
with air conditioning and oh ye, moved in. She did
not have She had like some sort of device that

(01:47:17):
you have to hang a hose out the window.

Speaker 1 (01:47:20):
It was a portable. It was well.

Speaker 4 (01:47:22):
She complained they didn't have an AC and that They said, yeah,
it does Portable'll see where you have to put the
duct work to an open window?

Speaker 1 (01:47:30):
Yeah, right, And then her window was broken.

Speaker 5 (01:47:33):
I guess the window was damaged because of the placement
of this portable AC unit. So I made a call
over to the management company and apparently someone from the
management company was listening to the show that day, and
I made a follow up call the next day and
Sarah called and they are following up.

Speaker 1 (01:47:54):
They're going to put in I believe, two.

Speaker 5 (01:47:56):
Window air conditioning units and repair the window. Because wow,
I'm listening to the show and getting on it and
helping Sarah out with this misadvertising.

Speaker 1 (01:48:10):
So she's gonna ye oh, that's good. And a window
repair good? Is it the show? Good?

Speaker 4 (01:48:15):
I need a dinger here, I need a dinger, and
I know there it is. There's my dinger, and I
didn't know if I was going to use it on
a Monday. Hey, Okay, anyway, we were talking about peptides
and people have a lot of questions. We'll talk to
Joel when he gets back here. He just stepped out
of the studio. I have a mystery. I want to

(01:48:35):
ask my YouTuber morons. They can chime in immediately, or
anyone who wants to call. Okay, So I noticed Rocket
Money I have, and rocket Money basically flags your spending.

Speaker 1 (01:48:50):
And they let you know.

Speaker 4 (01:48:51):
They have been responsible for me finding subscriptions that I
didn't want, and they they track your spending habits and
they flat recurring charges and they flag what they call
on character uncategorized expenses. So I found a bunch of

(01:49:11):
charges from a Rocket Money.

Speaker 1 (01:49:14):
Told me I had going to Venmo. Well, I have
my Venmo account and my Venmo account now listen carefully
because I need help on this mystery.

Speaker 4 (01:49:25):
My Venmo account, my regular Venmo is tied to my
bank account. It's not tied to a credit card. It's
tied to a bank account, and that account is perfect.
Every single charge is authorized. I know every single charge
I went to that Venmo, and that Venmo which draws
out of my bank account is perfect. Okay, I have

(01:49:47):
no problems with that Venmo account. So if I don't have,
why am I showing charges showing up on Venmo that
aren't Venmo? And it was And then I thought, wait
a minute. Rocket Money doesn't even track Venmo.

Speaker 1 (01:50:05):
All they tracker credit cards.

Speaker 4 (01:50:08):
So what it was doing is it was telling me
that I had a credit card that was being because
you can associate Venmo with a bank account or with
a credit card. I have another Venmo account. I didn't
even know about whoa tied to a credit card. I

(01:50:30):
just called my son. He said, it's not mine. I
have my own with my college account because I give
him a college spending account and his Venmo is tied
to that account. We check that everything's perfect, we check mine.
Everything's perfect.

Speaker 1 (01:50:45):
Somehow someone established a Venmo account to my credit card,
so every time they make a charge on Venmo, it's
taken out of my credit card. Wow, now do I
remoset wunch card.

Speaker 6 (01:51:03):
I remember one time you were getting Amazon charges you
didn't know about.

Speaker 4 (01:51:09):
Yeah, so yeah, from Mark twelve hundred dollars worth. You know,
we we both have done that, but mistakingly because we
have common businesses.

Speaker 1 (01:51:18):
And he he put my card somehow, I don't know
my card in for something they bought and he forgot
to take it off as the default card and guess
who ran it?

Speaker 4 (01:51:29):
So anyway, but really, so so how does somebody establish
I just really I just went.

Speaker 1 (01:51:35):
To Venmo, okay, and what I found was not Venmo.
Excuse me. I went to Rocket Money.

Speaker 4 (01:51:41):
Rocket Money said, you have these many charges on Let
me give you an example yesterday alone one twenty eight,
one o three, one oh three, seventy four.

Speaker 1 (01:51:53):
Fifty three, one hundred and sixty four seventy two. All
of those were yesterday.

Speaker 4 (01:51:58):
And when I click on him, Rocket Money shows me
that it was paid to Venmo from my credit card.

Speaker 7 (01:52:07):
So have you checked that credit card account yet to
make sure those charges on the.

Speaker 4 (01:52:12):
Credit I'm on that credit card account now, and what's
the saying? And I'm looking at the transactions and they
are here Venmo, Venmo, Venmo, and I don't even know.

Speaker 1 (01:52:23):
Who these people are. I have somebody. Oh wait a minute, one, No, no,
I don't.

Speaker 7 (01:52:28):
No, I'm surprised the credit card didn't flag these as
fraudulent charges and email you in a minute.

Speaker 1 (01:52:34):
Let's see. Yeah.

Speaker 4 (01:52:35):
No, as far as Venmo, I only show let me
see they're Yeah, they're Venmo. It does show Venmo. It
does show I'm paying Venmo, but it doesn't say who's
Venmo I'm paying.

Speaker 1 (01:52:50):
It just says I'm paying Venmo. But how did that happen?

Speaker 4 (01:52:53):
How does someone establish a Venmo account with my credit card?
They have to have my credit card information in order
to do that.

Speaker 1 (01:53:02):
Well, Tom, it's going on all over the place.

Speaker 7 (01:53:04):
Just two weeks ago, one of my credit cards got
hit with fraudulent charges with unknown procedures.

Speaker 1 (01:53:13):
And this was the.

Speaker 7 (01:53:13):
Second time this year that one of my credit cards
was compromised and used fraudulently.

Speaker 1 (01:53:19):
Now, last year I had it happened twice.

Speaker 7 (01:53:22):
So here we are only five months into the year
and it already happened twice. So we can only expect
this to increase in frequency.

Speaker 1 (01:53:30):
Yeah, I'm going to have to lock the card.

Speaker 4 (01:53:33):
I mean, I guess if I locked the card, it
will it will absolutely stop everything.

Speaker 1 (01:53:38):
Well, you have to get a new card from that issue.

Speaker 4 (01:53:41):
Yeah, but the good news is you can lock it immediately,
which will stop these charges.

Speaker 1 (01:53:47):
But isn't that weird?

Speaker 4 (01:53:49):
So somebody used my card to establish a vent because
you have to attach a.

Speaker 1 (01:53:54):
Venmo to a card for the bank account.

Speaker 4 (01:53:59):
Yeah, so in anyway, that's it's just weird. So my
card was attached to somebody's Venmo.

Speaker 1 (01:54:06):
You know.

Speaker 4 (01:54:06):
One time I had this happen, which was really weird
with PayPal. And here's what's queer about PayPal. You can't
get in there to make a change unless you have
an account. So I didn't have an account, So how
do I couldn't get in there to take my card
off of it? So somebody said, well go into Uh
they kept saying, go into the PayPal and remove your card.

Speaker 1 (01:54:30):
Well I don't have a PayPal.

Speaker 4 (01:54:32):
That's the whole point is that my card was tied
to someone else's PayPal.

Speaker 1 (01:54:37):
And I couldn't remove I had to close my card,
I had to shut my card down.

Speaker 4 (01:54:42):
They because I couldn't un untangle them, because I couldn't
get into PayPal because.

Speaker 1 (01:54:47):
I don't have a PayPal account.

Speaker 4 (01:54:49):
That's a lot a lot of cyber crime is happening
now with subscriptions. And the way it happens is they
sign you up for a subscription and there's there's no
way for you to cancel it because you can't log
on because you don't have a log in. So you
call your vendor, your credit card company. Here's how the
conversation goes. I'm being charged for a subscription and they say.

Speaker 1 (01:55:14):
Okay, you have to contact the merchant. Okay, but when
you go to the merchant's website, you have to log in.

Speaker 4 (01:55:21):
I do not have a log in. And I said,
are you suggesting I establish an account with this company
I want nothing to do with in order to unmatch
my card somehow, so they were able to just stop it.

Speaker 1 (01:55:36):
They marked it as fraud.

Speaker 4 (01:55:38):
But but I just can't believe Rocket Money has saved
me a ton of money by letting me by flagging
these things.

Speaker 1 (01:55:46):
I mean, you know, you guys laughed.

Speaker 4 (01:55:47):
About Rocket Money because you have to put in all
your credit cards.

Speaker 1 (01:55:50):
You don't put in your passwords or anything.

Speaker 4 (01:55:51):
What they do is they have access to you, to
your statement, so they can see everything you charge and
what And I think it's good, So I put in
four or credit cards, and they call my credit cards
and they flag me to recurring charges.

Speaker 1 (01:56:06):
They flag me to what they call unusual charge, like
all of a sudden, I got a charge out.

Speaker 4 (01:56:12):
Of nowhere, and they say, did you mean to make this?
I love the service. It's actually called true Bill. I
believe it's called true Bill right now, or or it's
true Bill buy Rocket Money.

Speaker 1 (01:56:23):
But I know d I.

Speaker 4 (01:56:25):
Can just tell by the look on your face and
by your nature you're very skeptical of any service that
wants access to your information. But and I don't know
why I did it, because that is a good point.
You're actually giving them the very accounts you want to protect,
So technically, I guess they could use the information you

(01:56:45):
gave them to make charges on that account.

Speaker 1 (01:56:49):
Well.

Speaker 7 (01:56:49):
Furthermore, Tom, I think the place to hack is going
to be Rocket Money rather than City Bank, because you'll
get a guy's information for all of his accounts and
his passwords.

Speaker 4 (01:56:58):
Rocket Money has been around a long time, that's true Bill.
I mean, they have a stellar reputation. But I think
that I am plagued. And Susanne will tell you that
because Suzanne goes through my business account and Susan will
tell you over the years, I'm the most hacked person
she's ever seen. Whatever, I swear to God. One time
she stopped. I forget what it was.

Speaker 1 (01:57:22):
Our bookkeeper, one of our bookkeepers that would do some
different Sue's does the books, but this bookkeeper was for
real estate.

Speaker 4 (01:57:31):
When back in the day when I was in real estate,
the bookkeeper died. Her sister was trying to pull out
two hundred and fifty thousand dollars for one of my accounts.

Speaker 1 (01:57:43):
Whoa the next day. Wow. So what she did was
she went to her sister's house who had deceased, and
went through her sisters and saw that she had access
to my bank account. Oh my god, So Sue says, Tom,
someone's trying to pull two hundred and fifty thousand dollars
from your real estate account. And I said, well, that's

(01:58:04):
odd because so and so it is dead. She just died.
And that's how we figured out.

Speaker 7 (01:58:09):
What kind of a person does this. I kind of
shows up at her sister's house after her sister died,
and the customer.

Speaker 4 (01:58:17):
I think she believed I owed her sister money, or
maybe she believed her sister was a partner of mine
because her sister was nothing but a book. I shouldn't
say nothing but did nothing but the books.

Speaker 1 (01:58:27):
That's all she did.

Speaker 4 (01:58:28):
But I guess you could surmise, Wait a minute, my
sister has this giant bank account, right, because I guess
it doesn't say bookkeeper when you put them on the account. Right,
when you give your accountant access to your quick books,
for example, or you give them access to your accounts.
My accountant has access to that stuff to make draws

(01:58:49):
and pay taxes and do all that stuff.

Speaker 1 (01:58:51):
So I guess that her sister probably.

Speaker 4 (01:58:53):
Assumed it was her account. That's what I think. I
think this. I don't think the sister said I'm going
to rock Tom Martino. I think the sister thought that
she had a joint to count with me.

Speaker 1 (01:59:06):
And and so how did you stop it? How did
that story end? Well?

Speaker 4 (01:59:09):
They called sus because they know, and they said, does
Tom really something was flagged?

Speaker 1 (01:59:14):
Susy. She always gets flagged. She she freaking has a Uh.
She just got a sixth.

Speaker 6 (01:59:20):
Cent literally, I just walked into the kitchen to grab
some water real quick.

Speaker 1 (01:59:24):
She found fifteen thousand dollars for you. Wait, what does
she find that? Like in the cushions of the cars.
I'm not going to say where.

Speaker 6 (01:59:32):
But she found someone that owed you fifteen grand and
collected it.

Speaker 1 (01:59:38):
Whoa from? This is magical from she She's freaking magical.
And she has to do it for Mark. She doesn't
just do it for me.

Speaker 4 (01:59:49):
I'm like, like, I've had sus longer than Mark, actually
years and years and years in real estate. Yeah, we've
been we've she's been with me for longer than you
and I knew Mark, but Sue has worked for me
way longer than we worked together and then became we
all became, you know, in partnership.

Speaker 1 (02:00:08):
But man alive.

Speaker 4 (02:00:10):
She has she I swear to God. She can look
at it. She can see things out of order. She
goes through like this and she'll see something out of order.

Speaker 1 (02:00:20):
She's my rocket money for business because I don't put
the business account on there.

Speaker 9 (02:00:26):
To me?

Speaker 1 (02:00:28):
Is this you that has a comment on the Venmo issue?

Speaker 4 (02:00:30):
There's another Dimitri? Is this another Dimitri or Demetrius?

Speaker 1 (02:00:35):
Which Demetrius?

Speaker 4 (02:00:37):
Demetrius? Do you have a comment on Venmo? What's your comment?

Speaker 1 (02:00:42):
Go ahead?

Speaker 9 (02:00:42):
I was just going to tell you that if you
go on Venmo, it'll tell you who it was sent to,
or who used it, or if you contact customer service,
they'll tell you, yeah, but it's not.

Speaker 1 (02:00:54):
It's not my Venmo. But it's not my Venmo.

Speaker 4 (02:00:58):
It's only my Oh my Venmo is good, My Venmo's fine.
It's someone else's Venmo who is tapping my credit card?
So someone else's no my credit card company I just
went on. All it says is Venmo. When I go
to my credit card I appreciate the information. But when

(02:01:18):
I go to my credit card company, for example, what
it says is Venmo.

Speaker 1 (02:01:23):
All it says is Venmo.

Speaker 4 (02:01:25):
When I look at my transactions, it doesn't say what
it was for. It just says Venmo, meaning that somebody
tied their Venmo account.

Speaker 1 (02:01:35):
So it's just all of their Venmo stuff is on here, Venmo, Venmo, Venmo.
And I'm thinking, what the hell is going on here?
It's all Venmo tied to my account, so I just
locked my account down. I might just cancel it. It's
such a pain in the ass.

Speaker 4 (02:01:50):
I don't need all these credit cards, except when you
cancel a credit card that gives you a hit on
your credit time.

Speaker 7 (02:01:55):
I've looked into that because I heard Mark say the
same let's.

Speaker 1 (02:01:58):
Talk about that coming back.

Speaker 4 (02:01:59):
I got to do it to take this break THREEO
three seven one three a two five five. Go with
a sure thing Denver's best roofer Excel Roofing dot com.

Speaker 1 (02:02:12):
You don't pay a cent until you're content.

Speaker 4 (02:02:16):
Wait time for an insurance check up free, no obligation
comparison call Compass Insurance paying too much your coverage at
dozens of insurance companies find out now three all three
seven seven to one.

Speaker 1 (02:02:28):
Help.

Speaker 4 (02:02:28):
You'll think you're his only customer when you choose Frank
durand the real estate Man dot com to list your
home with Remax Alliance three oh three nine two zero
sixteen twenty two. Hi Tom Martine, you're troubleshooter Trio three
seven one three talk seven one three A two five

(02:02:49):
five Sherry, Welcome to the show. What's going on with you?

Speaker 1 (02:02:53):
Sherry? Hi?

Speaker 13 (02:02:55):
Ton, Hi, Hi, Sorry if I was there or not.
I just wanted your opinion on high yield savings accounts.
I have fifteen thousand dollars setting in a savings account
that you know that's doing nothing, and so I've been
looking online and the only thing I can find are

(02:03:17):
the online savings accounts.

Speaker 1 (02:03:20):
Does that make sense.

Speaker 4 (02:03:21):
Yeah, yeah, and some of them are good. Some of
them you just have to you just have to watch out.
There's nothing wrong with high yield savings accounts. I have
one online that's getting me five percent. But I have
to tell you something. There are many limitations. For example,
you can deposit as much as you want, but when

(02:03:43):
it comes to withdraw if you need to withdraw the
entire amount, you have daily limits. So it's a little
slower on the withdrawals. That doesn't mean they're cheating. They
just have some restrictions you have to make sure.

Speaker 1 (02:03:56):
You can live with.

Speaker 4 (02:03:57):
Okay, Now, not all of them have restrictions, but the
higher ones have restrictions on withdrawals and how.

Speaker 1 (02:04:06):
Often you can do them and how much you can do.

Speaker 4 (02:04:08):
But here's something, in my opinion, just as good as
a high yield to savings account, and that's just buying
T bills.

Speaker 1 (02:04:17):
Okay, let me explain what I mean.

Speaker 4 (02:04:21):
I have a bank account, okay, and I have a
bank account, let's say at ABC Bank, and I go
on to the Treasury Department and I opened an account.
And it's so it's Tom Martine at the Treasury Department,
and what I can do is draft money from the
ABC bank account, and I can automatically purchase T bills

(02:04:47):
every four weeks, or every six weeks or every eight weeks.

Speaker 1 (02:04:51):
You can do that. I think you have a duration.

Speaker 4 (02:04:54):
As little as two weeks, I'm not sure, and as
long as a year, and you can. You can buy
these denominations and then you can set them to reset
if you want to do it again.

Speaker 1 (02:05:06):
And every time.

Speaker 4 (02:05:07):
There's a new auction, they go in and they rebuy
them for you, and you can get really good returns.
I think right now I might be getting four and
a half percent. So the look at you got to
make sure though, you do it properly. Don't get on
some scamsite, get on the actual government website.

Speaker 1 (02:05:27):
And I believe it's let me, let me get to
you the website Treasury direct.

Speaker 6 (02:05:33):
You kind of don't get your liquidity in those though.
What's that mark in a T bill? Your lookinguidity is
not as quick by any means.

Speaker 4 (02:05:43):
Not as quick as a savings account, for sure, but
it is as far as the.

Speaker 6 (02:05:48):
High yel raving, even a prime money fund. I mean,
I've talked about the SCHWAB. I think it's swvxx. It's
probably around four percent, three and a half four and
it's liquid the next day. I'm just saying, the T
bill is going to pay you more. And the other
benefit to a T bill from people listening are taxes.

Speaker 1 (02:06:08):
I do I do believe you do.

Speaker 6 (02:06:10):
Not pay federal or state taxes on T bills.

Speaker 1 (02:06:15):
On some of them, some of them.

Speaker 4 (02:06:18):
Some of them you get state tax, some of them
you get federal. I believe federal taxes almost always do.
But I think you can get on some of them.
On some of the municipal bills, you can get a
state tax exempt.

Speaker 1 (02:06:32):
But the bottom line is, if you.

Speaker 4 (02:06:34):
Go to Treasury Direct, you'll find and I'm trying to
find the website, it's actually trad Just look for Treasury
Direct and you'll find it. And it's good and it's
the real deal. It's the real deal, and you can buy.
You can buy them as often as you want, and

(02:06:55):
they really they really pay good. I have mine rotating
every four weeks. I buy a new set every four weeks.

Speaker 1 (02:07:05):
What you buy a new set, It's like, so, okay,
you got the way these bills work.

Speaker 4 (02:07:13):
The way these bills work, they have a duration. If
it's a two week duration at the end of that
two weeks, they liquidate them and you get the cash back,
and if you want to buy more, you wait for
the next you wait for the next government auction, and
then you buy more. And so it's really it's a

(02:07:34):
government auction. You either do it every two weeks, every
four weeks, every six weeks. I forget the denominations right now,
I excuse me the terms, but.

Speaker 1 (02:07:42):
But you you get to pick your terms. And the
whole point.

Speaker 4 (02:07:46):
Is is you pick it for as long as you
can tolerate, because, as Mark said, you give up some
liquidity because once you buy those tea bills, and if
it's as if it's a one month tea bill, you
can't redeem it.

Speaker 1 (02:08:00):
It's sooner than that.

Speaker 6 (02:08:02):
They usually don't have two weeks, they're gonna have four, six, eight,
et cetera.

Speaker 1 (02:08:07):
Is that what I forget what it was?

Speaker 4 (02:08:08):
I would I go on there every now and the
I know to renew them. But so so yeah, whatever
the duration is, you pick a duration that's comfortable for you.

Speaker 1 (02:08:18):
You might want to.

Speaker 4 (02:08:19):
Put some money in a longer duration and some other
money in a shorter duration.

Speaker 1 (02:08:24):
And it really is pretty good. Yeah, it really does work.

Speaker 4 (02:08:29):
And and I've I found it to be a wonderful
tool for when you have cash sitting around. And yeah
it's treasurydirect.

Speaker 1 (02:08:38):
Dot govy direct or. Yes, fifteen grand.

Speaker 6 (02:08:45):
If liquidity is not going to be an issue, find
a few good facts and put it in there and
let them grow over two three, four, five years.

Speaker 1 (02:08:55):
Yeah.

Speaker 4 (02:08:55):
And if you don't have the way, by the way,
ETF or call HF would be the way to ask you, Tom,
I want to ask you something.

Speaker 6 (02:09:05):
We talk about Martino Capital a lot. I never thought
to ask you this before.

Speaker 1 (02:09:10):
What do you do?

Speaker 6 (02:09:11):
I know on some things you have to be conversation
really has fifteen? Are you there dve thousand dollars or
let's say a four to oh one k that's only
sixty thousand dollars. I mean are they invited into the club? Yes,

(02:09:37):
of course, of course. I mean here's what we have
been doing. Mark, are we on?

Speaker 1 (02:09:45):
By the way?

Speaker 4 (02:09:45):
I know I had a little problem there technically, can
you hear me?

Speaker 1 (02:09:48):
Mark? We got a break. I don't think anybody heard
this break? Will be right back.

Speaker 4 (02:09:58):
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(02:10:20):
you choose Frank durand the real estate man dot com
to list your home with Remax Alliance three oh three
nine two zero sixteen twenty two. Hi tom Archino, your
troubleshooter three O three seven one three talk seven one
three eight two five five. So Sherry was talking about

(02:10:44):
vehicles for savings, and we were talking about T bills,
and T bills, you know, are really good for people
starting out. They can get you know, I mean, they're
not gonna like make forty percent, they're gonna make foreign
at times. And then Mark you said there was another
savings account that you recommended or some kind of an account.

Speaker 1 (02:11:07):
Was that with.

Speaker 6 (02:11:08):
Schwab if you have so she could get a Schwab account,
which of course is free in buying and selling stocks.

Speaker 1 (02:11:13):
There's never charges on it anymore.

Speaker 6 (02:11:17):
But basically they have a product that's pretty much like
a savings account. But right now it's like three point
five percent, and it's liquid overnight. But that's how it pays.
I mean, but it's extremely liquid. So whenever I get
out of a big stock position and I'm not exactly

(02:11:39):
sure how I want to put that money back in
the market again, I'll let it rest in that account
because I can access it in about twelve hours after
I sell it and gain one hundred percent access to it.

Speaker 1 (02:11:54):
Right. And then the other things we were talking about
for a small amount of money, Sherry would be an
e TF as Mark was talking about that stands for
an exchange be created and very serious.

Speaker 6 (02:12:05):
When I was asking you this time, is that stuff?
Is that stuff you guys do?

Speaker 1 (02:12:13):
Yeah?

Speaker 6 (02:12:13):
In Martino Capital, I mean, do you guys actually do
smaller accounts like that?

Speaker 1 (02:12:18):
Yes? Yes.

Speaker 4 (02:12:20):
What we do for people with one hundred thousand or under,
what we do for people with one hundred thousand or
under is free advice and have them set up accounts
and we don't need to manage them because now if
they want us to, we can.

Speaker 1 (02:12:35):
But we do free advice.

Speaker 4 (02:12:37):
If you want to get started, we can set you
up at Schwab and do all of that with at
no charge. Because our belief is someday you'll become a
bigger investor or. You might have friends or neighbors, but
we don't turn anyone away at all, and we can
set you up. There's a lot of things that you
can set on autopilot with one hundred grand or less
that'll make you more than way more than banks.

Speaker 1 (02:12:59):
Banks don't pay thing.

Speaker 4 (02:13:00):
But Mark touched on it when he said in ETF
an exchange traded fund, for those listening is it is
a mini stock market. It's one of the safest investments
you can make because with one share or ten shares
or one hundred shares of an ETF, you are automatically
diversified in about two hundred or more companies. And it's

(02:13:25):
almost I'm not saying they don't lose money. They almost
never lose money, though they sometimes don't make as much.
But they are structured so they are so diversified that
they can keep up with the market, especially if you
get one that's tied to the S and P five hundred.
Where people get into trouble is not the investing. It's

(02:13:47):
the manipulation, trying to catch that quick ride up, trying
to catch another quick ride up. The day traders if
they know what they're doing. They can make a lot
of money. They buy a stockhold onto it, and sell it.
But most people don't want to do that. Most people
want to set it and forget it, or they want
something that's sane. So what we do is that saying

(02:14:08):
direct portfolio management, but it's direct and.

Speaker 1 (02:14:14):
I really really mean that.

Speaker 4 (02:14:15):
I mean, every single month, we're going through every single account,
every single one of them, and rebalancing them and looking
at them and diversifying them. And we also have harnessed
something that no one else has done. I can say
this for sure, absolutely no one has done it because
I went out and I tried to buy the product.

(02:14:36):
I go through twenty thousand securities every morning at four
in the morning with my AI, and it's not just
an AI making decisions. What we do is we gather
the securities and we put them in sleeves based on
certain criteria that we've come up with, and then we

(02:14:56):
score them and then we match them to like minded investors.
So it's honest to God doing the work of twenty
CFAs if you ever had a certified financial analyst, and
then we apply them to the individual investor. When I
say direct and personal, I mean it. Every penny I

(02:15:17):
have is doing it. And then, of course as people
get older, what they do is they create income, and
that's where they go for a guaranteed product like an
annuity or whatever.

Speaker 1 (02:15:30):
I mean, I don't know, or whatever. There's no whatever,
there's as far what I did is I took a
chunk of money and bought an annuity for myself for income.

Speaker 4 (02:15:39):
And I'm still playing around with money, but eventually all
of my money, Eventually all of my money will be
in an income product. Okay, it will be in a
guaranteed income product, is the end result. But if you're
looking to grow modestly, Sherry, we can help you free charge.

(02:16:00):
Honest to god, you don't have to worry about being
charged and anything. You can give us a call. And
that goes for anyone who wants advice. Three oh three
seven seven.

Speaker 6 (02:16:10):
But help you guys actually set up the Schwab account.
I mean, you guys do all the legwork if you will,
and then just give her access to it and then
give her free advice.

Speaker 1 (02:16:19):
That sounds that sounds too good to be true.

Speaker 4 (02:16:22):
No, we they have to open it because we're not
going to be their advisor of record unless they want
us to be, but it doesn't matter.

Speaker 1 (02:16:30):
It's a couple of clicks on the phone.

Speaker 4 (02:16:32):
We can tell them how to do it and they
can open it up and we can and we'll make
recommendations on the ETFs.

Speaker 1 (02:16:38):
Again, we're not trying. Here's why that.

Speaker 4 (02:16:42):
Yeah, we want people to get a good start, a good, solid,
balanced start, and I mean that you call us now
if we think we can help you, and really help you.
We do have what's called an asset under management fee,
which is like one and a half percent at the most.

Speaker 1 (02:17:03):
But here's the deal.

Speaker 4 (02:17:04):
We don't do that unless we can well and above
make more than that for you, obviously, but most people
with smaller accounts mark we help them set up and
we show them what to do on their own, and
then someday here's what happened. We've done that already, and
somebody came to us and said, Tom, we just inherited
some money. Thank you for helping us when we didn't

(02:17:26):
have a lot of money. We would like to place
this with you and that it all comes back in
the end. If you truly do something good for people,
it'll come back to you in the end. Okay, we
got to take this break so it's three oh three
seven seven to one help or martinocapital dot com.

Speaker 1 (02:17:41):
We got more coming up.

Speaker 4 (02:17:43):
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(02:18:05):
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three three
nine two zero sixteen twenty two. Hi Tom Martino here,
Welcome to the show. This hour brought to you by
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Speaker 1 (02:19:20):
Are you actively doing it right now? That's what they
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Speaker 8 (02:19:49):
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Speaker 2 (02:19:52):
Uh.

Speaker 8 (02:19:53):
Trzepetite hits two receptors, one that regulates blood sugar, the
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Speaker 1 (02:19:57):
This one hits three.

Speaker 8 (02:19:58):
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Speaker 1 (02:20:11):
So it has a similar Oh my goodness. So it's
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Speaker 1 (02:20:17):
While you're doing nothing.

Speaker 8 (02:20:19):
Now we never tell people no, of course, but this
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Speaker 4 (02:20:45):
Okay, so we got more coming up for tomorrow, including
how to close accounts without ruining your credit or Deputy
d says he may have some info on that.

Speaker 1 (02:20:54):
Save all your problems for us.