Episode Transcript
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Speaker 1 (00:00):
You're listening to KFI AM six forty the Bill Handles
show on demand on the iHeartRadio f This is handle
on the Law Marginal League Advice where I tell you
have absolutely no case. If you're injured need a lawyer,
go to handle on the law dot com. And if
you're a lawyer and want to help our listeners, please
(00:20):
go to handle on the law dot com. Click on
the join today tab at the top of the page.
Speaker 2 (00:26):
The following is up recorded program.
Speaker 1 (00:29):
A settlement has been reached between Newsmash Crazy Newsmax and Smartmatic,
and this is regarding the twenty twenty election.
Speaker 2 (00:39):
Claims.
Speaker 1 (00:40):
Smartmatic is a voting machine company that their voting machines
are used all over the country and what Newsmax did
is publicly consistently without stopping accus Smartmatic of creating accuse
(01:01):
Smartmatics of basically rigging the election in favor of Joe Biden,
that the election was stolen. Big surprise that argument is
being made and Smartmatic.
Speaker 2 (01:12):
Was part of it.
Speaker 1 (01:12):
That the voting machines themselves were rigged and programmed to
give Joe Biden either an advantage or the vote, or
to take away Donald Trump's vote. And the election was
Smart Mattock's fault, as well as Dominion and a few
other organizations. Well, now you have a defamation suit, right,
(01:36):
defamation suit where smart Matic accuses accuses Newsmacks of spreading
multiple false claims surrounding the election and accusing Newsmacks of
publishing dozens of false reports claiming that Smartmattic helped the
election of Joe Biden. Now, defamation suit hits. And here's
(01:57):
what Newsmacks argued that they they were simply reporting on
newsworthy claims of fraud even though there was no fraud,
just the allegation and you keep on repeating it as fact.
Speaker 2 (02:11):
And that was the lawsuit for defamation. And guess what
they literally were in the jury selection process. And a
settlement happened.
Speaker 1 (02:24):
Now we don't know what the amount of the settlement was,
but it would have been far far higher had the
judge not ruled that Smartmattic was not able to get
punitive damages at the trial. They asked for punitive damages,
which then turbos the award. But there were going to
(02:44):
be damages, no question Newsmac was going to lose. And
to give you an idea of how big. These settlements
can be. Last year, there was a case about Dominion
voting systems, and this was voting systems with Dominion was
software that's involved Dominion voting system You reached a seven
(03:05):
hundred and eighty seven million dollar settlement.
Speaker 2 (03:07):
With Fox News.
Speaker 1 (03:09):
Why because Fox News had been saying as fact that
Dominion was part of rigging the election and the fraud
was involved, and that's why Joe.
Speaker 2 (03:21):
Biden won the election.
Speaker 1 (03:23):
And had it not been for the rigging and the
false counting of Dominion the voting systems, then.
Speaker 2 (03:31):
The election would have been won by Donald Trump. Same
thing now with smart matting. Those are the two big
suits that were filed.
Speaker 1 (03:39):
All right, hope the settlement was big money, because that
is disgusting, you know, it's I hate this whole concept
of election denying.
Speaker 2 (03:47):
I really do.
Speaker 1 (03:48):
And I don't care what side of the political spectrum
you are. I mean, come on, do you really believe
that the election was stolen?
Speaker 2 (03:56):
Of course you do. Of course you do.
Speaker 1 (03:58):
Listen to my news Max, listen to Fox News. Although
that's changed, I think news Mac Max may very well
still feel that way. I wouldn't be surprised. All right,
Let's take some phone calls Lisa, welcome to handle on
the law. Hello Lisa, Hi, how are you?
Speaker 3 (04:19):
Yes, go ahead, I have a question on landlord tenant
I want and I'm the tenant. And if you had
one a good lawyer on the West side of.
Speaker 2 (04:31):
Los Angeles, that's it. That's your question. Do I have
a good lawyer? What happened?
Speaker 4 (04:37):
Oh?
Speaker 3 (04:37):
Okay? So I was living in a home in the
West Side. That was a house. I agreed to stay
there for four months, and he was my real estate agent.
You agreed to it, and it lingered on, and then
he wanted to Now I left after eight months and
he wants to see me. So seventy seven thousand dollars
(04:58):
for that I I did not pay him. Now, I
did pay him continuously, but he wanted to tack on
an additional five thousand. Okay, Well, let me ask this.
Speaker 1 (05:08):
Okay, let me ask this. You did you have a
signed lease at the beginning.
Speaker 3 (05:13):
For four months?
Speaker 2 (05:14):
Yes, assigned lease for four months. It was a four
month lease.
Speaker 3 (05:19):
Yes, wow.
Speaker 2 (05:21):
Okay, So you have a.
Speaker 1 (05:22):
Four month lease okay, and then the lease is over
and you stay correct.
Speaker 3 (05:27):
Yes, so it was a month to month okay, got it?
Speaker 1 (05:29):
And you were paying rent during those extra months, correct, yes, okay.
Speaker 2 (05:34):
And now he says the lease continued.
Speaker 1 (05:37):
And you still owe he and he said, how many
more months did the lease continue?
Speaker 3 (05:44):
It continued until it instead of for it was eight months.
It continued, but.
Speaker 1 (05:49):
It says, but it said, for Lisa, how do you
get eight months out of four?
Speaker 3 (05:55):
Because he continues month to month.
Speaker 2 (05:57):
That's right, Months to month means there's no lease.
Speaker 3 (06:00):
Okay, yes, all right, fine, I understand.
Speaker 1 (06:03):
So therefore he's got no place to go. So therefore, Lisa,
you don't.
Speaker 2 (06:07):
Need a lawyer. And just because he says he's.
Speaker 1 (06:11):
Going to sue you, doesn't mean he's going to sue you,
because he's going to have a very hard time in
court saying, your honor, we have a lease that wasn't signed.
Speaker 3 (06:20):
And he not only sued me, he filed the lawsuit
and he's been trying to serve me. And he had
the nerve to tell me he did serve me and
that you.
Speaker 2 (06:29):
Wel come on, yeah, you know what, how do you know?
Speaker 1 (06:30):
How do you know that he filed the lawsuit and
how do you know he's going after you to serve you.
Speaker 3 (06:36):
I looked it up on the court website.
Speaker 1 (06:38):
Okay, so you have been sued and you've been sued
for Are you still there?
Speaker 3 (06:45):
No, I'm not there at all.
Speaker 2 (06:45):
Okay.
Speaker 1 (06:46):
So now he's suing you for money based on the
fact he says you have a lease that in fact
doesn't exist, and he is suing you for that, and
he is arguing that there is a lease that you
never signed or he never even presented an extra lease to.
Speaker 3 (07:02):
You, did he No? No, okay, got it.
Speaker 2 (07:05):
So you got to enter there.
Speaker 1 (07:07):
So now you need a lawyer on the West side,
which I don't recommend because I don't know any lawyers
on the West side.
Speaker 2 (07:13):
But how old are you, Lisa.
Speaker 3 (07:16):
I'll be seventy five, okay.
Speaker 1 (07:17):
So you're old enough. By the way, you sound a
hell of a lot older than that. You are of
an age where there are enough landlord tenant organizations that.
Speaker 2 (07:30):
Help elderly people. They're all over the place, and that's
where you're going to get a lawyer.
Speaker 1 (07:36):
So just google lawyer, elderly landlord tenant leas's all of that.
Just throw in those words and you will find these
organizations that do a pro bono or a very low
cost and this is what they do. By the way
this is. And they're very good lawyers because this is
what they do, and they volunteer, and you'll be fine.
Speaker 2 (07:59):
You've got a dead bank winner on your hands. List,
I wouldn't worry about that. The guy is blowing smoke.
Speaker 3 (08:04):
I have to answer the You do have to answer.
Speaker 2 (08:06):
The complaint, of course you do.
Speaker 1 (08:08):
That's why I'm telling you to go to one of
these organizations that are out there.
Speaker 3 (08:11):
Okay, were you being suspicious and you said I don't
know anybody on the West Side, Yeah.
Speaker 2 (08:20):
I don't. I don't.
Speaker 1 (08:21):
I don't refer to landlord, tenant lawyers or divorce lawyers.
Handle on the Law dot com is primarily personal injury.
So I don't keep a block list of lawyers out there,
and I'm not gonna. I wouldn't give the list on
the air anyway. Okay, so you get to go on yourself.
This is Handle on the Law. Welcome back to Handle
(08:42):
on the Law.
Speaker 2 (08:45):
David. Hello, David, Hey.
Speaker 5 (08:48):
Yes, about about a year ago I moved my elderly
and uncle into a senior apartment complex, and months ago
maintenance was in doing a repair and told them that
they believe they have beddugs. They promptly notified the manager.
The manager made all the arrangements, and now the manager
(09:10):
has given them a bill not only to treat their apartment,
but also the manager's apartment that shared a common wall.
Speaker 2 (09:17):
Okay, how much money are they are they asking for?
Speaker 5 (09:21):
It's thirty eight hundred dollars.
Speaker 2 (09:23):
Okay, just say no thanks. Now do they throw your
aunt and uncle out?
Speaker 1 (09:32):
I would contact the owners of the facility.
Speaker 2 (09:35):
A manager works for a company.
Speaker 1 (09:40):
And what you do is have bedbugs and part of
the contract, you have to read the contract with the
assisted living facility. There is a contract with your aunt
and uncle and the facility.
Speaker 2 (09:50):
You want to read that.
Speaker 1 (09:52):
And if it turns out that they're responsible if you
have bud bugs, they're responsible for dealing with, you know, infestations,
then they're responsible any If it says nothing on there,
you still say no, and you go fine, what are
you gonna do?
Speaker 2 (10:07):
You're gonna throw me out?
Speaker 1 (10:08):
I'm gonna say no, you're and by you, I haven't
breached anything.
Speaker 2 (10:12):
So that's the way it's gonna work. Go to the
go to the owner. I'm sorry, sir, Just go to
the owners, go to the company that owns it. That
that's the best You can do.
Speaker 1 (10:24):
At that point, Uh, the manager says, you have bed
bugs and then you gave them to me because there's
a commonwealth.
Speaker 6 (10:31):
All right.
Speaker 2 (10:33):
I think that's going too far. Linda, Hi, Linda.
Speaker 7 (10:38):
Hi.
Speaker 8 (10:40):
My question is, and I'm wondering, what are the consequences
or are there any if my primary doctor gives me
a referral to see a surgeon for a hernia that
I don't have.
Speaker 2 (10:57):
Okay, so you'll go, all right, So don't go.
Speaker 3 (11:05):
So it's okay for you know?
Speaker 1 (11:07):
So he so, he says, you have a hernia. You
don't have a hernia. How have you been damaged?
Speaker 9 (11:16):
No, no damages.
Speaker 2 (11:17):
But I so, what are you gonna do? What are
you gonna do?
Speaker 10 (11:20):
He said?
Speaker 2 (11:20):
I thought there was a hernia there.
Speaker 9 (11:22):
I guess I was wrong, but just something serious if
you know.
Speaker 1 (11:27):
No, it's not he misdiagnosed or it looked like a hernia. Linda,
it looked like a hernia and it wasn't. Okay, thank you?
Speaker 6 (11:36):
Now? What?
Speaker 2 (11:37):
No, what are you gonna do? Sue him for what?
Speaker 3 (11:40):
Okay?
Speaker 9 (11:42):
So when I called the surgeon that he preferred me
to to make the appointment for a surgery consultation, they
told me they couldn't make make the appointment until they
saw the report that show.
Speaker 3 (11:59):
Okay, it was with Ernie too, got.
Speaker 9 (12:01):
My doctor that you produce that report.
Speaker 2 (12:05):
Okay, but you don't have a her But Linda, you
don't have a hernia?
Speaker 9 (12:08):
Right? I do have one, but it's but it's not
the type of hernias.
Speaker 6 (12:14):
I then go to another doctor. Then Linda go to
another doctor. Okay, you're married another doctor. Yeah, I love
these questions. Where are your damages? How have you been hurt?
Speaker 3 (12:26):
Well?
Speaker 2 (12:26):
I really haven't. Uh, you don't have a hernia, do you?
Speaker 6 (12:29):
No?
Speaker 2 (12:29):
I don't.
Speaker 1 (12:29):
Well, actually I do, but it's not the kind of
hernia that the doctor referred me to.
Speaker 2 (12:35):
What kind of you know? I just go on and
on and on. You know, it's uh, you know what.
The fact is. You got to give me credit for
not hanging up. You got it.
Speaker 1 (12:43):
You have to give me credit that I didn't start
screaming and frothing.
Speaker 2 (12:48):
At the mouth. Hello Wayne, Welcome to Handle on the Law.
Good morning.
Speaker 11 (12:56):
Yesterday I was at the park with my dog, running
around like ten other dogs. A dog attacked my dog.
It's like the second time this dog's attacked my dog.
It's attacked several dogs as I'm yelling and screaming to
get the guy to remove his dog. He finally did,
and when I told him get your dog out of here,
it attacked my dog another time. I'm going to kill it,
(13:19):
and he huffing and puffing away. It was how you're
going to kill it? I'm gonna shoot it. Then he
left and he says, I'm going to take note of that.
Is there anything I did criminally wrong? I threatened to
kill it?
Speaker 1 (13:29):
No, no, it's I mean, threatening to kill a dog
is not fun. What are they going to do, you know,
arrest you for threatening to kill a dog? I know,
especially in the heat of the moment, I thought, yeah,
you're gonna be okay. Now, was your dog any damage
to your dog? Was a dog injured as a result
of this dog?
Speaker 11 (13:48):
By No? I was this dog outweighed my dog leg
seventy year olds?
Speaker 2 (13:52):
You're fine. I wouldn't worry about.
Speaker 12 (13:54):
It, okay, I'd bring my gun to the park.
Speaker 1 (13:57):
Would and then I would, you know, I mean, it's frankly,
if you do shoot the dog, there may be some liability,
but I would you.
Speaker 2 (14:06):
Know, you don't need im.
Speaker 1 (14:07):
I was saying, I need as a dog attacking, you know,
or even being obnoxious or barking too loudly.
Speaker 2 (14:12):
Just shoot the thing. Okay, all right, there you go.
Was I serious? And now not? Really? You know what
I have to say that?
Speaker 1 (14:21):
Can you imagine we've reached the point where ten years
ago I would not even disclaim it, not at all.
Now I have to say, was I kidding?
Speaker 3 (14:33):
Yeah?
Speaker 2 (14:33):
I was kidding?
Speaker 1 (14:34):
Yeah it really didn't mean it?
Speaker 2 (14:36):
All right? Let me tell you about your business life.
Speaker 1 (14:38):
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the more margin you have.
Speaker 2 (14:43):
Simply, the more money you make.
Speaker 1 (14:45):
Everything is more expensive these days, go out to lunch
costs have gone up on materials and employees and distribution
and borrowing.
Speaker 2 (14:53):
And you can reduce those costs.
Speaker 1 (14:54):
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(15:17):
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(15:40):
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Speaker 2 (15:50):
This is Handle on the Law.
Speaker 7 (15:53):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 1 (15:59):
This is Handle on the Law marginal legal advice where
I tell you have absolutely no case.
Speaker 2 (16:08):
Hello Kevin, Welcome to Handle on the Law.
Speaker 12 (16:12):
Hi Bill, Yes, So.
Speaker 10 (16:14):
I am in the process of purchasing a new construction home,
new build, but twenty five thousand dollars as a deposit.
In March of this year, everything was going fine. Loan
was conditionally approved. About a week ago.
Speaker 12 (16:28):
They came back.
Speaker 10 (16:29):
I used a builder's lender. They came back saying, oh,
we made some mistake on some calculations. Therefore I had
to bring in more down payment and some other stuff.
Speaker 2 (16:39):
But how much more? How much more? Kevin twenty five
percent now another wait a secon What is that in dollars?
Speaker 10 (16:49):
About two hundred and forty thousand dollars? The purchase price
is nine oh six.
Speaker 1 (16:53):
They want another two hundred and forty thousand dollars, no total.
Speaker 10 (16:57):
Of Instead of twenty, they're asking for twenty. First, now,
how much okay?
Speaker 2 (17:02):
How how many dollars are we talking about?
Speaker 10 (17:05):
Twars?
Speaker 2 (17:08):
Okay? They want an additional twenty excuse me? Twenty five
thousand dollars? Is that correct? Do I have that right? Yes? Okay?
Speaker 4 (17:16):
Uh?
Speaker 1 (17:16):
Now, and you've already been approved for the loan at
your original down payment?
Speaker 2 (17:22):
Is that correct?
Speaker 4 (17:24):
Yes?
Speaker 1 (17:25):
I don't know where they're going. I don't know where
they're going to go with that. I have no idea
where they're going to go. H You said, hey, here
it is. I gave you the down payment you asked for.
Speaker 2 (17:36):
The loan has been approved. You're going to get your money.
And I have a question. Is it the lender that wants.
Speaker 1 (17:42):
Twenty five thousand dollars more as a deposit or is.
Speaker 10 (17:45):
It the builder the lender?
Speaker 4 (17:47):
Does?
Speaker 10 (17:47):
Lender said, I need to come up with three extra
percent from twenty two percent to twenty five percent?
Speaker 1 (17:52):
Okay, But the but you already have a deal, right,
it's in writing, it's been confirmed.
Speaker 2 (17:56):
You've locked it.
Speaker 12 (17:58):
Oh, we locked it.
Speaker 10 (17:59):
I said, you know what, because when I locked you
at three or six out of quarter, they asked me
to pay like almost thirty four thirty points. So I said, hey,
when we if I go back to a regular rate,
which is up two weeks ago, what would the difference be?
And then all of a sudden they said, oh, our
numbers became increignible.
Speaker 2 (18:14):
Okay, hang on a minute, Hold on a minute.
Speaker 1 (18:17):
Is your loan locked now, signed, done, delivered?
Speaker 10 (18:23):
Yes, okay.
Speaker 2 (18:24):
They can't go any place. They can't go. They can
ask for all the money they want, It doesn't matter.
They can't do it. So you just continue on. You
just continue on.
Speaker 1 (18:35):
And uh, if they say no, we're not going to
give you the If you say no, if they say no,
you're not we're not going to give you a loan,
you go there. You're you're in breach. You're in breach
of your contract.
Speaker 10 (18:44):
There was a conditional approval, I have all the doubt.
Speaker 2 (18:47):
No, a conditional approval. Way, you didn't say that. You
didn't say that to me, Kevin.
Speaker 6 (18:54):
You left out the.
Speaker 1 (18:54):
Word conditional interestingly enough, what were the conditions?
Speaker 2 (19:00):
What were they able to get out of?
Speaker 10 (19:04):
The conditional approval was based on the tax returns, based
up all the stuff, regular stuff that they required, the
least agreement for my rental property. Everything, okay, and you
supply the conditions.
Speaker 2 (19:16):
And supplied all that.
Speaker 1 (19:18):
Yes, okay, you supplied all that, and any normal lender would.
Speaker 2 (19:22):
Have accept accepted that correct.
Speaker 1 (19:24):
Yes, okay, Well all right, I mean they're going to
argue conditional that you didn't meet the conditions, that we
were reasonable in determining that the conditions weren't met. We
didn't think that that was enough. Rent I mean they
could say whatever they want. Now it's not as strong
as you got the loan and there are no conditions,
but it's still pretty strong, Kevin.
Speaker 2 (19:46):
I mean they're in.
Speaker 10 (19:47):
But when when I when they used a rental property,
they have to use point of the rent, they used
point two five, and all of a sudden they said,
oh we use point two five.
Speaker 2 (19:57):
It doesn't matter, Kevin, It doesn't matter. They can say
whatever they want.
Speaker 1 (20:02):
For example, you have a loan that you've met the contingencies,
they're done, and then they turn around after you've met
the contingent and say, you know what, the loan is
at six percent, but we've decided we want seven and
a half percent.
Speaker 2 (20:13):
How do you think they can do that? Right? That's
exactly the point. They can't.
Speaker 1 (20:18):
So they if they turn down the loan, you get
another one at whatever's going to cost you, and you
sue them for the difference.
Speaker 2 (20:27):
And the only issue is is it a thirty year loan?
And I don't know how that works.
Speaker 1 (20:32):
You sue it for the thirty years of the difference,
and I don't know the answer to that.
Speaker 2 (20:36):
But they're screwed and you're in pretty good shape. That's
that's the case. Oh here's a good one, Louis.
Speaker 4 (20:45):
Hello, Louis, Hey, how you doing?
Speaker 2 (20:48):
Yes, sir?
Speaker 4 (20:49):
Okay, employment termination. My wife goes to work on Tuesday.
She's later to a fight. We had a party at
my house, eighteen people. A question was asked by one
of the employees, a twenty one year old basically secretary,
regarding a movie called I Just Blazing Saddles. Oh yeah,
of course, my wife. My wife makes the statement words
(21:12):
used in that movie today it could not be made
right and and and everybody heard this. The woman asks
my wife, well, well, what are those words? Well, she
said the word, the almighty.
Speaker 2 (21:23):
Word, the word correct, right, exactly.
Speaker 4 (21:26):
Of course. Okay, she goes in on Tuesday three I
think it's three weeks later, and she's fired. She goes
on Monday, they tell it her go home on Tuesday.
She goes in. You fired with no unemployment nothing. This
is a high level executive job. She gets on ice present,
she's probably gone it. But you know, according to what's
(21:48):
going on now right now, No, but I'm sure she couldn't.
Speaker 2 (21:50):
Go Wait is that?
Speaker 1 (21:51):
Hold on a minute. Uh, the only way she doesn't
get unemployment. Then we'll go to the issue. I just
want to this is a sidebar question, but I think
it's important for people to know.
Speaker 2 (22:00):
And this is California, right.
Speaker 4 (22:02):
Louis California, right, Okay, all right, So just.
Speaker 1 (22:05):
To answer the question about unemployment, which is the least
part of this, Uh, the only way the that no
one collects unemployment is number one, if they quit, and
number two they're fired for cause. Believe me, cause is
not making a racial reference at your house.
Speaker 2 (22:23):
That is not the cause.
Speaker 1 (22:26):
Yeah, they've got no place to go. Now let's talk
about the firing, okay, right.
Speaker 4 (22:32):
And they're using that again.
Speaker 2 (22:35):
Understand you know they're using that again.
Speaker 4 (22:37):
Also determination papers mentioned things they did not discuss and things.
Speaker 1 (22:44):
Okay, fair enough, So here's the law. Welcome to California.
Speaker 2 (22:49):
In a negative way.
Speaker 1 (22:52):
They can fire her for any reason, reason or no reason.
As a matter of fact, they can say, you know what,
you should have use the N word when talking about
that movie, and you were not.
Speaker 2 (23:04):
You were not.
Speaker 1 (23:04):
Using it, and therefore you were politically correct, and I
don't like people were politically correct, and therefore you're fired.
I wanted to use to use the N word. That is,
an employer can do that.
Speaker 4 (23:17):
Louis right, that will state they got no, they don't
have to no case reason, no case.
Speaker 2 (23:24):
Yeah, it's a drag, no case.
Speaker 1 (23:25):
You got to be so if you have no idea
how careful people have to be. What I used to
say on this show, I would not last ten seconds, minutes, No,
I mean literally.
Speaker 2 (23:40):
I could not last a moment.
Speaker 1 (23:42):
I would if nothing else, I'd be written up instantly,
probably suspended.
Speaker 4 (23:47):
Okay, so there is no case that is correct.
Speaker 2 (23:51):
There is no case not for discrimination.
Speaker 1 (23:54):
You know, the cases for discrimination is with protected classes.
If you are black and you are fired because you
are black or Hispanic or every whatever ethnicity or whatever religion.
Speaker 2 (24:06):
Right, I'm Jewish.
Speaker 1 (24:07):
And if I walk in and the boss says, you
know what, I don't like Jews. I don't like what
Israel just did, and you're Jewish and you're gone, I
have a lawsuit for discrimination because I'm a protected class
as a religious person being fired. Same thing with gender.
I don't like women. Boom, that's a case. I don't
like religion. I want ethnicity. Age is a little bit
(24:30):
that's up in the air as to how far that goes.
But gender, oh that's a problem. So yeah, you have
to be a protected class otherwise you got no place
to go. This is Handle on the Law. Welcome back
to handle on the Law. Eric.
Speaker 2 (24:51):
Hello, Eric, Hey, Yes.
Speaker 3 (24:57):
About you for Eric Ben.
Speaker 12 (25:00):
Okay, So I've been living in this house about ten years.
I don't know what that has to do with it,
but it's been here a while and got a back neighbor.
We both paid to the same landlord. About a week
and a half ago. That real estate agent come by.
She kind of bugs a lot. So I think they
feel like they're spending too much money at this point.
So real estate agent comes by, and takes some measurements
stuff like that. I get where this is going. They
(25:22):
might they're looking to maybe just sell the house and
get rid of it. So then on Friday, Landlord a
guy calls me up and says, hey, you know, I
was looking through our records and you've never signed the
first lease? Can I get you a copy now to
sign it? And I was like, well, I'm at work,
so boom Saturday morning. Hey, I'll be over there and
you know, twenty five minutes so you can sign it.
And I'm like, wait, I'm out the door, you know.
(25:43):
So I'm just wondering, is there a reason he's so adamant?
Speaker 6 (25:47):
Now?
Speaker 2 (25:47):
And let me ask you, have you signed it? Have
you signed subsequent leases?
Speaker 12 (25:51):
What do you mean like sign the first light?
Speaker 1 (25:55):
Okay, you say you didn't sign the first lease? Have
you signed leases after the lease?
Speaker 3 (26:01):
Never?
Speaker 12 (26:02):
They just drop off, Oh okay, got it.
Speaker 10 (26:04):
So you're on.
Speaker 1 (26:05):
Okay, so you're on a month to month effectively, and yeah,
do you have to sign it? Well, you haven't been
signing it for a long time, so it's you know,
I'm trying to think of what good does it do.
It's so we sign the lease other than you're able
to do there and he can't raise the rent?
Speaker 2 (26:22):
What city are you in, Eric?
Speaker 12 (26:24):
I live up here by Palm doing Little.
Speaker 2 (26:26):
Rock, Okay, so there's no rent control there.
Speaker 1 (26:28):
I always ask that because various cities there are rent
control that makes tenants' rights infinitely stronger. And you want
to look at the lease, and has he sent you
a copy of the lease?
Speaker 12 (26:42):
He's sent me a copy of the original one. So
I'm at this point, I just haven't signed it because
now I'm wondering, Yeah, well you or.
Speaker 1 (26:48):
You can ask him why. You just to ask him why?
Why you know we've been without a lease. How long
you been living there?
Speaker 2 (26:53):
Ten years?
Speaker 12 (26:55):
About ten years?
Speaker 1 (26:56):
Okay, So here's the question I would ask him, mister landlord,
I've been here for ten.
Speaker 2 (27:03):
Years without a lease. What is the huge rush that
I sign a lease? Now? Why do you want me to.
Speaker 11 (27:10):
Sign the lease now?
Speaker 1 (27:12):
We're perfectly comfortable with me not having a lease for
ten years?
Speaker 12 (27:17):
Yes, okay, Yeah, that's what.
Speaker 1 (27:19):
I don't know the answer why he would do that.
And I'm trying to think of what the advantage is
and I don't know what it is at this point.
So I would just ask him, you know, just say, hey,
why you know we've been here for ten years and
haven't had one unless he thought there was and you
just basically misplaced the lease and both of you thought
there was a signed lease, and he went through his
(27:41):
records ago, oh it's not signed. Well, then you well,
there's the amount of rent on it, and hopefully you
do sign. If it's ten years old and they've never
raised the rent for ten years, then can you if they've.
Speaker 2 (27:50):
Raised the rent, you can resign it a smaller amount. Yeah,
I'll sign the original lease. Cliff, Hello, Cliff, I.
Speaker 11 (27:58):
Need help getting my records.
Speaker 2 (28:01):
Okay, from where?
Speaker 3 (28:04):
From the hospitals?
Speaker 1 (28:05):
Okay, from the I'm sorry, from where all the hospitals?
Speaker 2 (28:10):
Okay? All right, Well that's easy.
Speaker 1 (28:11):
You contact all the hospitals and you talk to h
they have a medical records department, and you go, I
want my medical records and then I'm sorry and.
Speaker 10 (28:23):
They say, too much, straw.
Speaker 3 (28:26):
You gotta prove you are you?
Speaker 2 (28:29):
Okay, that makes sense. So you prove you are you?
And you go, how do you want me to prove it?
Speaker 1 (28:33):
And uh, it could be all the way from Uh.
They have an application that has to be notarized that
it's you do you have the ability to go into
a hospital at all.
Speaker 3 (28:44):
Cliff, I'm wheel cheer about okay.
Speaker 2 (28:47):
All right, So that that's problematic.
Speaker 1 (28:51):
So if they insist that it's you, because anybody could
call Cliff. I can call and say my name is Cliff.
I want my medical records. They're not about to sign
it or send it to me. And then there are
forms that ask for it. But again, who is it
that's signing that form? So you want to call each
hospital that you know you were at, and you want
(29:12):
to say, I am wheelchair bound.
Speaker 2 (29:15):
I want to get a copy of my medical records.
How do I do that? You are entitled to it, Cliff,
they're your medical records. Okay. They cannot withhold it now,
they can't.
Speaker 3 (29:25):
Say, will say you get an attorney?
Speaker 2 (29:28):
Oh bowl, that's bold.
Speaker 1 (29:30):
Get an attorney to get medical records, Cliff, that makes sense.
Speaker 2 (29:35):
Tell me that's me? No, no, you uh you call
uh the who is they? By the way, let me
go back to there. Who is they that are telling
you you need an attorney?
Speaker 10 (29:46):
When I call the records to plug that, they say,
there's to us fraught.
Speaker 2 (29:50):
We don't know if you I understand.
Speaker 1 (29:54):
And then you ask how do what can I do
to prove I am me to your satisfaction, and.
Speaker 3 (30:02):
They say you better get an attorney.
Speaker 1 (30:04):
Okay, something is dreadfully wrong. Something is dreadfully wrong to
get an attorney for medical records.
Speaker 2 (30:10):
That doesn't make any sense.
Speaker 1 (30:12):
So I'm going to suggest there are organizations out there
that deal with people who are.
Speaker 2 (30:20):
Handicapped non ambulatory. How old are you, Cliff, just fifty one?
Speaker 10 (30:28):
Seventy three?
Speaker 2 (30:29):
Seventy three?
Speaker 1 (30:31):
Wow, I'm surprised. Yeah, I know, I'm surprised because you
sound so young.
Speaker 10 (30:37):
I made it.
Speaker 1 (30:38):
Yeah, No, you sound young. You sound chipper. You sound
like you're in your forties. Why god, you sound good.
Speaker 3 (30:47):
That was a long time ago.
Speaker 2 (30:48):
Yeah, that was a long time ago. You can sort
of tell. Here's what you get to do.
Speaker 1 (30:54):
You get to do a little bit of research and
throw in some search words number one handicapped, elderly, because
I think at seventy three you qualify for elderly organizations,
pro bono legal organizations that will help you. It may
just take a phone call, You'll get someone. You just
(31:15):
have to do a little bit of research. Because the
bottom line is that didn't make any sense. I want
my medical records. Get an attorney. What we have a
lot of fraud. How does an attorney help prove that
Cliff is Cliff? Simply an attorney letter saying this is
my kind Cliff.
Speaker 2 (31:34):
Cliff, send him the medical records.
Speaker 1 (31:38):
How is that any safer other than I can see
them say we want this form notarized, and we will
send the medical records to this form knowing it is
you and it's been formally notarized, so you know, there's
another level of security. All right, let me tell you
about your bad breath, and man, you have plenty of it,
(32:01):
we all do.
Speaker 2 (32:02):
So let me suggest a way out of it.
Speaker 1 (32:05):
With Zelman'smintmuthmans tiny little capsules that you swallow. First of all,
there's mint coded. They're coded with mint. You suck on
the mint, then they're gone, the mint is gone. Then
you swallow or bite into them and the parsley seed
oil and the capsules goes to work inside the gut.
Speaker 2 (32:21):
And other mint's don't do that.
Speaker 1 (32:23):
And that works on bad breath, and if you have
dry mouth, that helps.
Speaker 2 (32:28):
And also they just make it feel good.
Speaker 1 (32:29):
You know, there's nothing like when you brush your teeth,
for example, you have that fresh feeling we do with
hours with Zelman's Minte Mouthmens.
Speaker 2 (32:35):
These things really work.
Speaker 1 (32:37):
So let me suggest you get a hold of Zelman's
Zelmans dot com z E L M I n s
dot com fifteen percent off when you use the code
handle at checkout and take advantage of the fifteen percent
Zelman's dot com.
Speaker 2 (32:53):
This is Handle on the Law.
Speaker 7 (32:56):
You're listening to Bill Handle on Demand from KFI AM
six forty
You're listening to KFI AM six forty the Bill Handles
show on demand on the iHeartRadio f This is handle
on the Law Marginal League Advice where I tell you
have absolutely no case. If you're injured need a lawyer,
go to handle on the law dot com. And if
you're a lawyer and want to help our listeners, please
(00:20):
go to handle on the law dot com. Click on
the join today tab at the top of the page.
Speaker 2 (00:26):
The following is up recorded program.
Speaker 1 (00:29):
A settlement has been reached between Newsmash Crazy Newsmax and Smartmatic,
and this is regarding the twenty twenty election.
Speaker 2 (00:39):
Claims.
Speaker 1 (00:40):
Smartmatic is a voting machine company that their voting machines
are used all over the country and what Newsmax did
is publicly consistently without stopping accus Smartmatic of creating accuse
(01:01):
Smartmatics of basically rigging the election in favor of Joe Biden,
that the election was stolen. Big surprise that argument is
being made and Smartmatic.
Speaker 2 (01:12):
Was part of it.
Speaker 1 (01:12):
That the voting machines themselves were rigged and programmed to
give Joe Biden either an advantage or the vote, or
to take away Donald Trump's vote. And the election was
Smart Mattock's fault, as well as Dominion and a few
other organizations. Well, now you have a defamation suit, right,
(01:36):
defamation suit where smart Matic accuses accuses Newsmacks of spreading
multiple false claims surrounding the election and accusing Newsmacks of
publishing dozens of false reports claiming that Smartmattic helped the
election of Joe Biden. Now, defamation suit hits. And here's
(01:57):
what Newsmacks argued that they they were simply reporting on
newsworthy claims of fraud even though there was no fraud,
just the allegation and you keep on repeating it as fact.
Speaker 2 (02:11):
And that was the lawsuit for defamation. And guess what
they literally were in the jury selection process. And a
settlement happened.
Speaker 1 (02:24):
Now we don't know what the amount of the settlement was,
but it would have been far far higher had the
judge not ruled that Smartmattic was not able to get
punitive damages at the trial. They asked for punitive damages,
which then turbos the award. But there were going to
(02:44):
be damages, no question Newsmac was going to lose. And
to give you an idea of how big. These settlements
can be. Last year, there was a case about Dominion
voting systems, and this was voting systems with Dominion was
software that's involved Dominion voting system You reached a seven
(03:05):
hundred and eighty seven million dollar settlement.
Speaker 2 (03:07):
With Fox News.
Speaker 1 (03:09):
Why because Fox News had been saying as fact that
Dominion was part of rigging the election and the fraud
was involved, and that's why Joe.
Speaker 2 (03:21):
Biden won the election.
Speaker 1 (03:23):
And had it not been for the rigging and the
false counting of Dominion the voting systems, then.
Speaker 2 (03:31):
The election would have been won by Donald Trump. Same
thing now with smart matting. Those are the two big
suits that were filed.
Speaker 1 (03:39):
All right, hope the settlement was big money, because that
is disgusting, you know, it's I hate this whole concept
of election denying.
Speaker 2 (03:47):
I really do.
Speaker 1 (03:48):
And I don't care what side of the political spectrum
you are. I mean, come on, do you really believe
that the election was stolen?
Speaker 2 (03:56):
Of course you do. Of course you do.
Speaker 1 (03:58):
Listen to my news Max, listen to Fox News. Although
that's changed, I think news Mac Max may very well
still feel that way. I wouldn't be surprised. All right,
Let's take some phone calls Lisa, welcome to handle on
the law. Hello Lisa, Hi, how are you?
Speaker 3 (04:19):
Yes, go ahead, I have a question on landlord tenant
I want and I'm the tenant. And if you had
one a good lawyer on the West side of.
Speaker 2 (04:31):
Los Angeles, that's it. That's your question. Do I have
a good lawyer? What happened?
Speaker 4 (04:37):
Oh?
Speaker 3 (04:37):
Okay? So I was living in a home in the
West Side. That was a house. I agreed to stay
there for four months, and he was my real estate agent.
You agreed to it, and it lingered on, and then
he wanted to Now I left after eight months and
he wants to see me. So seventy seven thousand dollars
(04:58):
for that I I did not pay him. Now, I
did pay him continuously, but he wanted to tack on
an additional five thousand. Okay, Well, let me ask this.
Speaker 1 (05:08):
Okay, let me ask this. You did you have a
signed lease at the beginning.
Speaker 3 (05:13):
For four months?
Speaker 2 (05:14):
Yes, assigned lease for four months. It was a four
month lease.
Speaker 3 (05:19):
Yes, wow.
Speaker 2 (05:21):
Okay, So you have a.
Speaker 1 (05:22):
Four month lease okay, and then the lease is over
and you stay correct.
Speaker 3 (05:27):
Yes, so it was a month to month okay, got it?
Speaker 1 (05:29):
And you were paying rent during those extra months, correct, yes, okay.
Speaker 2 (05:34):
And now he says the lease continued.
Speaker 1 (05:37):
And you still owe he and he said, how many
more months did the lease continue?
Speaker 3 (05:44):
It continued until it instead of for it was eight months.
It continued, but.
Speaker 1 (05:49):
It says, but it said, for Lisa, how do you
get eight months out of four?
Speaker 3 (05:55):
Because he continues month to month.
Speaker 2 (05:57):
That's right, Months to month means there's no lease.
Speaker 3 (06:00):
Okay, yes, all right, fine, I understand.
Speaker 1 (06:03):
So therefore he's got no place to go. So therefore, Lisa,
you don't.
Speaker 2 (06:07):
Need a lawyer. And just because he says he's.
Speaker 1 (06:11):
Going to sue you, doesn't mean he's going to sue you,
because he's going to have a very hard time in
court saying, your honor, we have a lease that wasn't signed.
Speaker 3 (06:20):
And he not only sued me, he filed the lawsuit
and he's been trying to serve me. And he had
the nerve to tell me he did serve me and
that you.
Speaker 2 (06:29):
Wel come on, yeah, you know what, how do you know?
Speaker 1 (06:30):
How do you know that he filed the lawsuit and
how do you know he's going after you to serve you.
Speaker 3 (06:36):
I looked it up on the court website.
Speaker 1 (06:38):
Okay, so you have been sued and you've been sued
for Are you still there?
Speaker 3 (06:45):
No, I'm not there at all.
Speaker 2 (06:45):
Okay.
Speaker 1 (06:46):
So now he's suing you for money based on the
fact he says you have a lease that in fact
doesn't exist, and he is suing you for that, and
he is arguing that there is a lease that you
never signed or he never even presented an extra lease to.
Speaker 3 (07:02):
You, did he No? No, okay, got it.
Speaker 2 (07:05):
So you got to enter there.
Speaker 1 (07:07):
So now you need a lawyer on the West side,
which I don't recommend because I don't know any lawyers
on the West side.
Speaker 2 (07:13):
But how old are you, Lisa.
Speaker 3 (07:16):
I'll be seventy five, okay.
Speaker 1 (07:17):
So you're old enough. By the way, you sound a
hell of a lot older than that. You are of
an age where there are enough landlord tenant organizations that.
Speaker 2 (07:30):
Help elderly people. They're all over the place, and that's
where you're going to get a lawyer.
Speaker 1 (07:36):
So just google lawyer, elderly landlord tenant leas's all of that.
Just throw in those words and you will find these
organizations that do a pro bono or a very low
cost and this is what they do. By the way
this is. And they're very good lawyers because this is
what they do, and they volunteer, and you'll be fine.
Speaker 2 (07:59):
You've got a dead bank winner on your hands. List,
I wouldn't worry about that. The guy is blowing smoke.
Speaker 3 (08:04):
I have to answer the You do have to answer.
Speaker 2 (08:06):
The complaint, of course you do.
Speaker 1 (08:08):
That's why I'm telling you to go to one of
these organizations that are out there.
Speaker 3 (08:11):
Okay, were you being suspicious and you said I don't
know anybody on the West Side, Yeah.
Speaker 2 (08:20):
I don't. I don't.
Speaker 1 (08:21):
I don't refer to landlord, tenant lawyers or divorce lawyers.
Handle on the Law dot com is primarily personal injury.
So I don't keep a block list of lawyers out there,
and I'm not gonna. I wouldn't give the list on
the air anyway. Okay, so you get to go on yourself.
This is Handle on the Law. Welcome back to Handle
(08:42):
on the Law.
Speaker 2 (08:45):
David. Hello, David, Hey.
Speaker 5 (08:48):
Yes, about about a year ago I moved my elderly
and uncle into a senior apartment complex, and months ago
maintenance was in doing a repair and told them that
they believe they have beddugs. They promptly notified the manager.
The manager made all the arrangements, and now the manager
(09:10):
has given them a bill not only to treat their apartment,
but also the manager's apartment that shared a common wall.
Speaker 2 (09:17):
Okay, how much money are they are they asking for?
Speaker 5 (09:21):
It's thirty eight hundred dollars.
Speaker 2 (09:23):
Okay, just say no thanks. Now do they throw your
aunt and uncle out?
Speaker 1 (09:32):
I would contact the owners of the facility.
Speaker 2 (09:35):
A manager works for a company.
Speaker 1 (09:40):
And what you do is have bedbugs and part of
the contract, you have to read the contract with the
assisted living facility. There is a contract with your aunt
and uncle and the facility.
Speaker 2 (09:50):
You want to read that.
Speaker 1 (09:52):
And if it turns out that they're responsible if you
have bud bugs, they're responsible for dealing with, you know, infestations,
then they're responsible any If it says nothing on there,
you still say no, and you go fine, what are
you gonna do?
Speaker 2 (10:07):
You're gonna throw me out?
Speaker 1 (10:08):
I'm gonna say no, you're and by you, I haven't
breached anything.
Speaker 2 (10:12):
So that's the way it's gonna work. Go to the
go to the owner. I'm sorry, sir, Just go to
the owners, go to the company that owns it. That
that's the best You can do.
Speaker 1 (10:24):
At that point, Uh, the manager says, you have bed
bugs and then you gave them to me because there's
a commonwealth.
Speaker 6 (10:31):
All right.
Speaker 2 (10:33):
I think that's going too far. Linda, Hi, Linda.
Speaker 7 (10:38):
Hi.
Speaker 8 (10:40):
My question is, and I'm wondering, what are the consequences
or are there any if my primary doctor gives me
a referral to see a surgeon for a hernia that
I don't have.
Speaker 2 (10:57):
Okay, so you'll go, all right, So don't go.
Speaker 3 (11:05):
So it's okay for you know?
Speaker 1 (11:07):
So he so, he says, you have a hernia. You
don't have a hernia. How have you been damaged?
Speaker 9 (11:16):
No, no damages.
Speaker 2 (11:17):
But I so, what are you gonna do? What are
you gonna do?
Speaker 10 (11:20):
He said?
Speaker 2 (11:20):
I thought there was a hernia there.
Speaker 9 (11:22):
I guess I was wrong, but just something serious if
you know.
Speaker 1 (11:27):
No, it's not he misdiagnosed or it looked like a hernia. Linda,
it looked like a hernia and it wasn't. Okay, thank you?
Speaker 6 (11:36):
Now? What?
Speaker 2 (11:37):
No, what are you gonna do? Sue him for what?
Speaker 3 (11:40):
Okay?
Speaker 9 (11:42):
So when I called the surgeon that he preferred me
to to make the appointment for a surgery consultation, they
told me they couldn't make make the appointment until they
saw the report that show.
Speaker 3 (11:59):
Okay, it was with Ernie too, got.
Speaker 9 (12:01):
My doctor that you produce that report.
Speaker 2 (12:05):
Okay, but you don't have a her But Linda, you
don't have a hernia?
Speaker 9 (12:08):
Right? I do have one, but it's but it's not
the type of hernias.
Speaker 6 (12:14):
I then go to another doctor. Then Linda go to
another doctor. Okay, you're married another doctor. Yeah, I love
these questions. Where are your damages? How have you been hurt?
Speaker 3 (12:26):
Well?
Speaker 2 (12:26):
I really haven't. Uh, you don't have a hernia, do you?
Speaker 6 (12:29):
No?
Speaker 2 (12:29):
I don't.
Speaker 1 (12:29):
Well, actually I do, but it's not the kind of
hernia that the doctor referred me to.
Speaker 2 (12:35):
What kind of you know? I just go on and
on and on. You know, it's uh, you know what.
The fact is. You got to give me credit for
not hanging up. You got it.
Speaker 1 (12:43):
You have to give me credit that I didn't start
screaming and frothing.
Speaker 2 (12:48):
At the mouth. Hello Wayne, Welcome to Handle on the Law.
Good morning.
Speaker 11 (12:56):
Yesterday I was at the park with my dog, running
around like ten other dogs. A dog attacked my dog.
It's like the second time this dog's attacked my dog.
It's attacked several dogs as I'm yelling and screaming to
get the guy to remove his dog. He finally did,
and when I told him get your dog out of here,
it attacked my dog another time. I'm going to kill it,
(13:19):
and he huffing and puffing away. It was how you're
going to kill it? I'm gonna shoot it. Then he
left and he says, I'm going to take note of that.
Is there anything I did criminally wrong? I threatened to
kill it?
Speaker 1 (13:29):
No, no, it's I mean, threatening to kill a dog
is not fun. What are they going to do, you know,
arrest you for threatening to kill a dog? I know,
especially in the heat of the moment, I thought, yeah,
you're gonna be okay. Now, was your dog any damage
to your dog? Was a dog injured as a result
of this dog?
Speaker 11 (13:48):
By No? I was this dog outweighed my dog leg
seventy year olds?
Speaker 2 (13:52):
You're fine. I wouldn't worry about.
Speaker 12 (13:54):
It, okay, I'd bring my gun to the park.
Speaker 1 (13:57):
Would and then I would, you know, I mean, it's frankly,
if you do shoot the dog, there may be some liability,
but I would you.
Speaker 2 (14:06):
Know, you don't need im.
Speaker 1 (14:07):
I was saying, I need as a dog attacking, you know,
or even being obnoxious or barking too loudly.
Speaker 2 (14:12):
Just shoot the thing. Okay, all right, there you go.
Was I serious? And now not? Really? You know what
I have to say that?
Speaker 1 (14:21):
Can you imagine we've reached the point where ten years
ago I would not even disclaim it, not at all.
Now I have to say, was I kidding?
Speaker 3 (14:33):
Yeah?
Speaker 2 (14:33):
I was kidding?
Speaker 1 (14:34):
Yeah it really didn't mean it?
Speaker 2 (14:36):
All right? Let me tell you about your business life.
Speaker 1 (14:38):
The less your business spends on delivering your product or service,
the more margin you have.
Speaker 2 (14:43):
Simply, the more money you make.
Speaker 1 (14:45):
Everything is more expensive these days, go out to lunch
costs have gone up on materials and employees and distribution
and borrowing.
Speaker 2 (14:53):
And you can reduce those costs.
Speaker 1 (14:54):
You can reduce your headaches with NetSuite by Oracle. What
net Suite is is the number one cloud financial system
bringing accounting, financial management inventory. If you do that, NHR
all into one platform. And here's how you reduce it
costs because NetSuite lives in the cloud and noble hardware
is required and it can be accessive from anywhere. So
(15:17):
all of your platforms, which is now one, you don't
need hardware for it you cut the costs of maintaining
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(15:40):
companies have made the move. Visit NetSuite dot com slash handle.
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Speaker 2 (15:50):
This is Handle on the Law.
Speaker 7 (15:53):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 1 (15:59):
This is Handle on the Law marginal legal advice where
I tell you have absolutely no case.
Speaker 2 (16:08):
Hello Kevin, Welcome to Handle on the Law.
Speaker 12 (16:12):
Hi Bill, Yes, So.
Speaker 10 (16:14):
I am in the process of purchasing a new construction home,
new build, but twenty five thousand dollars as a deposit.
In March of this year, everything was going fine. Loan
was conditionally approved. About a week ago.
Speaker 12 (16:28):
They came back.
Speaker 10 (16:29):
I used a builder's lender. They came back saying, oh,
we made some mistake on some calculations. Therefore I had
to bring in more down payment and some other stuff.
Speaker 2 (16:39):
But how much more? How much more? Kevin twenty five
percent now another wait a secon What is that in dollars?
Speaker 10 (16:49):
About two hundred and forty thousand dollars? The purchase price
is nine oh six.
Speaker 1 (16:53):
They want another two hundred and forty thousand dollars, no total.
Speaker 10 (16:57):
Of Instead of twenty, they're asking for twenty. First, now,
how much okay?
Speaker 2 (17:02):
How how many dollars are we talking about?
Speaker 10 (17:05):
Twars?
Speaker 2 (17:08):
Okay? They want an additional twenty excuse me? Twenty five
thousand dollars? Is that correct? Do I have that right? Yes? Okay?
Speaker 4 (17:16):
Uh?
Speaker 1 (17:16):
Now, and you've already been approved for the loan at
your original down payment?
Speaker 2 (17:22):
Is that correct?
Speaker 4 (17:24):
Yes?
Speaker 1 (17:25):
I don't know where they're going. I don't know where
they're going to go with that. I have no idea
where they're going to go. H You said, hey, here
it is. I gave you the down payment you asked for.
Speaker 2 (17:36):
The loan has been approved. You're going to get your money.
And I have a question. Is it the lender that wants.
Speaker 1 (17:42):
Twenty five thousand dollars more as a deposit or is.
Speaker 10 (17:45):
It the builder the lender?
Speaker 4 (17:47):
Does?
Speaker 10 (17:47):
Lender said, I need to come up with three extra
percent from twenty two percent to twenty five percent?
Speaker 1 (17:52):
Okay, But the but you already have a deal, right,
it's in writing, it's been confirmed.
Speaker 2 (17:56):
You've locked it.
Speaker 12 (17:58):
Oh, we locked it.
Speaker 10 (17:59):
I said, you know what, because when I locked you
at three or six out of quarter, they asked me
to pay like almost thirty four thirty points. So I said, hey,
when we if I go back to a regular rate,
which is up two weeks ago, what would the difference be?
And then all of a sudden they said, oh, our
numbers became increignible.
Speaker 2 (18:14):
Okay, hang on a minute, Hold on a minute.
Speaker 1 (18:17):
Is your loan locked now, signed, done, delivered?
Speaker 10 (18:23):
Yes, okay.
Speaker 2 (18:24):
They can't go any place. They can't go. They can
ask for all the money they want, It doesn't matter.
They can't do it. So you just continue on. You
just continue on.
Speaker 1 (18:35):
And uh, if they say no, we're not going to
give you the If you say no, if they say no,
you're not we're not going to give you a loan,
you go there. You're you're in breach. You're in breach
of your contract.
Speaker 10 (18:44):
There was a conditional approval, I have all the doubt.
Speaker 2 (18:47):
No, a conditional approval. Way, you didn't say that. You
didn't say that to me, Kevin.
Speaker 6 (18:54):
You left out the.
Speaker 1 (18:54):
Word conditional interestingly enough, what were the conditions?
Speaker 2 (19:00):
What were they able to get out of?
Speaker 10 (19:04):
The conditional approval was based on the tax returns, based
up all the stuff, regular stuff that they required, the
least agreement for my rental property. Everything, okay, and you
supply the conditions.
Speaker 2 (19:16):
And supplied all that.
Speaker 1 (19:18):
Yes, okay, you supplied all that, and any normal lender would.
Speaker 2 (19:22):
Have accept accepted that correct.
Speaker 1 (19:24):
Yes, okay, Well all right, I mean they're going to
argue conditional that you didn't meet the conditions, that we
were reasonable in determining that the conditions weren't met. We
didn't think that that was enough. Rent I mean they
could say whatever they want. Now it's not as strong
as you got the loan and there are no conditions,
but it's still pretty strong, Kevin.
Speaker 2 (19:46):
I mean they're in.
Speaker 10 (19:47):
But when when I when they used a rental property,
they have to use point of the rent, they used
point two five, and all of a sudden they said,
oh we use point two five.
Speaker 2 (19:57):
It doesn't matter, Kevin, It doesn't matter. They can say
whatever they want.
Speaker 1 (20:02):
For example, you have a loan that you've met the contingencies,
they're done, and then they turn around after you've met
the contingent and say, you know what, the loan is
at six percent, but we've decided we want seven and
a half percent.
Speaker 2 (20:13):
How do you think they can do that? Right? That's
exactly the point. They can't.
Speaker 1 (20:18):
So they if they turn down the loan, you get
another one at whatever's going to cost you, and you
sue them for the difference.
Speaker 2 (20:27):
And the only issue is is it a thirty year loan?
And I don't know how that works.
Speaker 1 (20:32):
You sue it for the thirty years of the difference,
and I don't know the answer to that.
Speaker 2 (20:36):
But they're screwed and you're in pretty good shape. That's
that's the case. Oh here's a good one, Louis.
Speaker 4 (20:45):
Hello, Louis, Hey, how you doing?
Speaker 2 (20:48):
Yes, sir?
Speaker 4 (20:49):
Okay, employment termination. My wife goes to work on Tuesday.
She's later to a fight. We had a party at
my house, eighteen people. A question was asked by one
of the employees, a twenty one year old basically secretary,
regarding a movie called I Just Blazing Saddles. Oh yeah,
of course, my wife. My wife makes the statement words
(21:12):
used in that movie today it could not be made
right and and and everybody heard this. The woman asks
my wife, well, well, what are those words? Well, she
said the word, the almighty.
Speaker 2 (21:23):
Word, the word correct, right, exactly.
Speaker 4 (21:26):
Of course. Okay, she goes in on Tuesday three I
think it's three weeks later, and she's fired. She goes
on Monday, they tell it her go home on Tuesday.
She goes in. You fired with no unemployment nothing. This
is a high level executive job. She gets on ice present,
she's probably gone it. But you know, according to what's
(21:48):
going on now right now, No, but I'm sure she couldn't.
Speaker 2 (21:50):
Go Wait is that?
Speaker 1 (21:51):
Hold on a minute. Uh, the only way she doesn't
get unemployment. Then we'll go to the issue. I just
want to this is a sidebar question, but I think
it's important for people to know.
Speaker 2 (22:00):
And this is California, right.
Speaker 4 (22:02):
Louis California, right, Okay, all right, So just.
Speaker 1 (22:05):
To answer the question about unemployment, which is the least
part of this, Uh, the only way the that no
one collects unemployment is number one, if they quit, and
number two they're fired for cause. Believe me, cause is
not making a racial reference at your house.
Speaker 2 (22:23):
That is not the cause.
Speaker 1 (22:26):
Yeah, they've got no place to go. Now let's talk
about the firing, okay, right.
Speaker 4 (22:32):
And they're using that again.
Speaker 2 (22:35):
Understand you know they're using that again.
Speaker 4 (22:37):
Also determination papers mentioned things they did not discuss and things.
Speaker 1 (22:44):
Okay, fair enough, So here's the law. Welcome to California.
Speaker 2 (22:49):
In a negative way.
Speaker 1 (22:52):
They can fire her for any reason, reason or no reason.
As a matter of fact, they can say, you know what,
you should have use the N word when talking about
that movie, and you were not.
Speaker 2 (23:04):
You were not.
Speaker 1 (23:04):
Using it, and therefore you were politically correct, and I
don't like people were politically correct, and therefore you're fired.
I wanted to use to use the N word. That is,
an employer can do that.
Speaker 4 (23:17):
Louis right, that will state they got no, they don't
have to no case reason, no case.
Speaker 2 (23:24):
Yeah, it's a drag, no case.
Speaker 1 (23:25):
You got to be so if you have no idea
how careful people have to be. What I used to
say on this show, I would not last ten seconds, minutes, No,
I mean literally.
Speaker 2 (23:40):
I could not last a moment.
Speaker 1 (23:42):
I would if nothing else, I'd be written up instantly,
probably suspended.
Speaker 4 (23:47):
Okay, so there is no case that is correct.
Speaker 2 (23:51):
There is no case not for discrimination.
Speaker 1 (23:54):
You know, the cases for discrimination is with protected classes.
If you are black and you are fired because you
are black or Hispanic or every whatever ethnicity or whatever religion.
Speaker 2 (24:06):
Right, I'm Jewish.
Speaker 1 (24:07):
And if I walk in and the boss says, you
know what, I don't like Jews. I don't like what
Israel just did, and you're Jewish and you're gone, I
have a lawsuit for discrimination because I'm a protected class
as a religious person being fired. Same thing with gender.
I don't like women. Boom, that's a case. I don't
like religion. I want ethnicity. Age is a little bit
(24:30):
that's up in the air as to how far that goes.
But gender, oh that's a problem. So yeah, you have
to be a protected class otherwise you got no place
to go. This is Handle on the Law. Welcome back
to handle on the Law. Eric.
Speaker 2 (24:51):
Hello, Eric, Hey, Yes.
Speaker 3 (24:57):
About you for Eric Ben.
Speaker 12 (25:00):
Okay, So I've been living in this house about ten years.
I don't know what that has to do with it,
but it's been here a while and got a back neighbor.
We both paid to the same landlord. About a week
and a half ago. That real estate agent come by.
She kind of bugs a lot. So I think they
feel like they're spending too much money at this point.
So real estate agent comes by, and takes some measurements
stuff like that. I get where this is going. They
(25:22):
might they're looking to maybe just sell the house and
get rid of it. So then on Friday, Landlord a
guy calls me up and says, hey, you know, I
was looking through our records and you've never signed the
first lease? Can I get you a copy now to
sign it? And I was like, well, I'm at work,
so boom Saturday morning. Hey, I'll be over there and
you know, twenty five minutes so you can sign it.
And I'm like, wait, I'm out the door, you know.
(25:43):
So I'm just wondering, is there a reason he's so adamant?
Speaker 6 (25:47):
Now?
Speaker 2 (25:47):
And let me ask you, have you signed it? Have
you signed subsequent leases?
Speaker 12 (25:51):
What do you mean like sign the first light?
Speaker 1 (25:55):
Okay, you say you didn't sign the first lease? Have
you signed leases after the lease?
Speaker 3 (26:01):
Never?
Speaker 12 (26:02):
They just drop off, Oh okay, got it.
Speaker 10 (26:04):
So you're on.
Speaker 1 (26:05):
Okay, so you're on a month to month effectively, and yeah,
do you have to sign it? Well, you haven't been
signing it for a long time, so it's you know,
I'm trying to think of what good does it do.
It's so we sign the lease other than you're able
to do there and he can't raise the rent?
Speaker 2 (26:22):
What city are you in, Eric?
Speaker 12 (26:24):
I live up here by Palm doing Little.
Speaker 2 (26:26):
Rock, Okay, so there's no rent control there.
Speaker 1 (26:28):
I always ask that because various cities there are rent
control that makes tenants' rights infinitely stronger. And you want
to look at the lease, and has he sent you
a copy of the lease?
Speaker 12 (26:42):
He's sent me a copy of the original one. So
I'm at this point, I just haven't signed it because
now I'm wondering, Yeah, well you or.
Speaker 1 (26:48):
You can ask him why. You just to ask him why?
Why you know we've been without a lease. How long
you been living there?
Speaker 2 (26:53):
Ten years?
Speaker 12 (26:55):
About ten years?
Speaker 1 (26:56):
Okay, So here's the question I would ask him, mister landlord,
I've been here for ten.
Speaker 2 (27:03):
Years without a lease. What is the huge rush that
I sign a lease? Now? Why do you want me to.
Speaker 11 (27:10):
Sign the lease now?
Speaker 1 (27:12):
We're perfectly comfortable with me not having a lease for
ten years?
Speaker 12 (27:17):
Yes, okay, Yeah, that's what.
Speaker 1 (27:19):
I don't know the answer why he would do that.
And I'm trying to think of what the advantage is
and I don't know what it is at this point.
So I would just ask him, you know, just say, hey,
why you know we've been here for ten years and
haven't had one unless he thought there was and you
just basically misplaced the lease and both of you thought
there was a signed lease, and he went through his
(27:41):
records ago, oh it's not signed. Well, then you well,
there's the amount of rent on it, and hopefully you
do sign. If it's ten years old and they've never
raised the rent for ten years, then can you if they've.
Speaker 2 (27:50):
Raised the rent, you can resign it a smaller amount. Yeah,
I'll sign the original lease. Cliff, Hello, Cliff, I.
Speaker 11 (27:58):
Need help getting my records.
Speaker 2 (28:01):
Okay, from where?
Speaker 3 (28:04):
From the hospitals?
Speaker 1 (28:05):
Okay, from the I'm sorry, from where all the hospitals?
Speaker 2 (28:10):
Okay? All right, Well that's easy.
Speaker 1 (28:11):
You contact all the hospitals and you talk to h
they have a medical records department, and you go, I
want my medical records and then I'm sorry and.
Speaker 10 (28:23):
They say, too much, straw.
Speaker 3 (28:26):
You gotta prove you are you?
Speaker 2 (28:29):
Okay, that makes sense. So you prove you are you?
And you go, how do you want me to prove it?
Speaker 1 (28:33):
And uh, it could be all the way from Uh.
They have an application that has to be notarized that
it's you do you have the ability to go into
a hospital at all.
Speaker 3 (28:44):
Cliff, I'm wheel cheer about okay.
Speaker 2 (28:47):
All right, So that that's problematic.
Speaker 1 (28:51):
So if they insist that it's you, because anybody could
call Cliff. I can call and say my name is Cliff.
I want my medical records. They're not about to sign
it or send it to me. And then there are
forms that ask for it. But again, who is it
that's signing that form? So you want to call each
hospital that you know you were at, and you want
(29:12):
to say, I am wheelchair bound.
Speaker 2 (29:15):
I want to get a copy of my medical records.
How do I do that? You are entitled to it, Cliff,
they're your medical records. Okay. They cannot withhold it now,
they can't.
Speaker 3 (29:25):
Say, will say you get an attorney?
Speaker 2 (29:28):
Oh bowl, that's bold.
Speaker 1 (29:30):
Get an attorney to get medical records, Cliff, that makes sense.
Speaker 2 (29:35):
Tell me that's me? No, no, you uh you call
uh the who is they? By the way, let me
go back to there. Who is they that are telling
you you need an attorney?
Speaker 10 (29:46):
When I call the records to plug that, they say,
there's to us fraught.
Speaker 2 (29:50):
We don't know if you I understand.
Speaker 1 (29:54):
And then you ask how do what can I do
to prove I am me to your satisfaction, and.
Speaker 3 (30:02):
They say you better get an attorney.
Speaker 1 (30:04):
Okay, something is dreadfully wrong. Something is dreadfully wrong to
get an attorney for medical records.
Speaker 2 (30:10):
That doesn't make any sense.
Speaker 1 (30:12):
So I'm going to suggest there are organizations out there
that deal with people who are.
Speaker 2 (30:20):
Handicapped non ambulatory. How old are you, Cliff, just fifty one?
Speaker 10 (30:28):
Seventy three?
Speaker 2 (30:29):
Seventy three?
Speaker 1 (30:31):
Wow, I'm surprised. Yeah, I know, I'm surprised because you
sound so young.
Speaker 10 (30:37):
I made it.
Speaker 1 (30:38):
Yeah, No, you sound young. You sound chipper. You sound
like you're in your forties. Why god, you sound good.
Speaker 3 (30:47):
That was a long time ago.
Speaker 2 (30:48):
Yeah, that was a long time ago. You can sort
of tell. Here's what you get to do.
Speaker 1 (30:54):
You get to do a little bit of research and
throw in some search words number one handicapped, elderly, because
I think at seventy three you qualify for elderly organizations,
pro bono legal organizations that will help you. It may
just take a phone call, You'll get someone. You just
(31:15):
have to do a little bit of research. Because the
bottom line is that didn't make any sense. I want
my medical records. Get an attorney. What we have a
lot of fraud. How does an attorney help prove that
Cliff is Cliff? Simply an attorney letter saying this is
my kind Cliff.
Speaker 2 (31:34):
Cliff, send him the medical records.
Speaker 1 (31:38):
How is that any safer other than I can see
them say we want this form notarized, and we will
send the medical records to this form knowing it is
you and it's been formally notarized, so you know, there's
another level of security. All right, let me tell you
about your bad breath, and man, you have plenty of it,
(32:01):
we all do.
Speaker 2 (32:02):
So let me suggest a way out of it.
Speaker 1 (32:05):
With Zelman'smintmuthmans tiny little capsules that you swallow. First of all,
there's mint coded. They're coded with mint. You suck on
the mint, then they're gone, the mint is gone. Then
you swallow or bite into them and the parsley seed
oil and the capsules goes to work inside the gut.
Speaker 2 (32:21):
And other mint's don't do that.
Speaker 1 (32:23):
And that works on bad breath, and if you have
dry mouth, that helps.
Speaker 2 (32:28):
And also they just make it feel good.
Speaker 1 (32:29):
You know, there's nothing like when you brush your teeth,
for example, you have that fresh feeling we do with
hours with Zelman's Minte Mouthmens.
Speaker 2 (32:35):
These things really work.
Speaker 1 (32:37):
So let me suggest you get a hold of Zelman's
Zelmans dot com z E L M I n s
dot com fifteen percent off when you use the code
handle at checkout and take advantage of the fifteen percent
Zelman's dot com.
Speaker 2 (32:53):
This is Handle on the Law.
Speaker 7 (32:56):
You're listening to Bill Handle on Demand from KFI AM
six forty
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