Episode Transcript
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Speaker 1 (00:00):
You're listening to KFI AM six forty, the Bill Handles
show on demand on the iHeartRadio. F Okay, this is
a really good one.
Speaker 2 (00:13):
Now.
Speaker 1 (00:13):
I talk about insurance fraud all the time, and it's
one of those things where people on the show asked me,
can I do this? Can I do that? I go, no,
that's fraud. Or I do stories about fraud going against
insurance companies. And I also tell you insurance companies are
they're pretty good, pretty sophisticated. I mean they've it's not
(00:34):
their first rodeo when someone wants to defraud the insurance company.
This one is a butte. I love this stories here
in California. Matter of fact, it's local here in California,
and matter of fact, it's about ten miles from here
the studio where this happened. So there are three insurance
(00:57):
claims involving a bear damning some cars in California. Okay,
So four LA residents were arrested as part of this
insurance fraud. And this happened on at least three occasions.
(01:17):
So you have two sets, or you have the suspects.
And I'm not gonna give you their names because its
impossible to pronounce them, and they have been charged criminally
with insurance fraud and conspiracy. And the California Department Insurance
immediately began investigating these insurance fraud issues because here is
(01:41):
what they argued, in three different occasions, or on three
different occasions, a bear broke into their car and destroy
the interior of the car. Here's my insurance claim, one
of them being a twenty ten rolls Royce ghost and
that was Lake Arrowhead, which is a resort up in
(02:02):
the mountains, causing extensive interior damage. And they even provided video.
Look at this, we have video of the bear doing
this inside of our car. So yep, there's the video,
and it's some kind of a furry creature rooting around
(02:23):
inside the vehicle. But it doesn't take a genius looking
at this even half carefully that the bear is someone
in a bear costume. Now this gets even better. To
confirm it wasn't an actual bear, they bring in a
(02:44):
biologist from the California Department of Fish and Wildlife looks
at the footage and goes, yep, this is someone in
a bear costume that's causing this damage. And I'm looking
at a photo of the bear costume and you know
when as bears have claws, Well, have you ever seen
(03:07):
those claw type of forks that you use for barbecues,
and they grab the meat that's on the grill, and
they have four or five tongs that stick out and
you sort of hold them. Each of those are the
bear claws on each of the paws, and it is
clearly a bear costume. Now, obviously these are three very sophisticated,
(03:34):
sophisticated fraudsters. And I'll tell you who's going to really
enjoy this. Whatever judge hears this is going to be
talking about this for the rest of his or her life,
literally upon retirement forty years from now. Let me tell
you what happened. Forty years ago. These three clowns came
(03:56):
up and in a bear costume. On and on and on.
It's too good a story. All right, let's hit some
phone calls. Kate, You've been sitting there and I know
the way I'm going to answer this, so I'm going
to give it to you. Even though I'm going to
answer it the way everybody knows. What can I do
for you?
Speaker 3 (04:15):
Okay, So this just happened within the last two weeks.
That don't know if that's important or not. But we
own a travel trailer and we were in the process
of selling it. The fridge that worked in the summer
wouldn't work. So my husband called out a mobile RV
Tex who we had previously used a few years ago,
had no issues. Rb Tech lives in the same city
as we do. He said, Oh, I'm on my way home.
Speaker 4 (04:36):
I'll stop by.
Speaker 3 (04:36):
He did. The panel to the fridge is on the
outside of the trailer, so my husband was watching him
as he's working. He broke the fuse. As he removed
the fuse, he said, it would either be the cause
of the trailer of the cause of the fridge not
working is either the fuse or it could be a
circuit panel, or it could be this, or it could
be that. He said, all come back tomorrow, and he said,
(05:00):
I have to get the parts, so I'll get what
I need. Husband stayed home all day Thursday, all day Friday,
stayed by the phone. He didn't come or make contact.
Husband text him Friday PM to see if he was
coming Saturday because our buyers of the trailer were going
to come Saturday see if the fridge was working. He
said he didn't, so he did not come or make
(05:22):
contact with us Saturday or Sunday Monday of this week.
We texted him early in the morning, close to nine,
Good morning, hope you're okay. Can you please contact us
If you're too busy, let me know and I'll move
on to another service tech. I hope you're okay. No
contact from him, so we call someone else.
Speaker 1 (05:43):
Okay, all right, So now what happened, by the way,
that could have been done on fifteen seconds. Okay, what happened?
Speaker 4 (05:48):
Sorry?
Speaker 1 (05:49):
Well, what's up next?
Speaker 3 (05:50):
So he sends us a text the next day parts
will be returned, will send bill for service call and diagnosis?
What am I obligated to pay him?
Speaker 1 (06:01):
What do you think?
Speaker 3 (06:04):
I think maybe for his service call coming out and
that's it.
Speaker 1 (06:07):
Okays, I wouldn't even do that, Okay, you know, just
say no, sue me and say here. So he says this, well,
claims court for service call seventy five, one hundred hundred
and twenty five bucks whatever he charges you go, Hey,
three days my husband sat over here. I'd sue him.
Did your husband take off from work?
Speaker 3 (06:29):
No?
Speaker 1 (06:30):
Okay? So you know what's it worth? Sitting by the
phone for three days not being able to go any place. Yeah, yeah,
just say no, you know, and see what happens. Boy,
that was worth the phone call, wasn't it. I knew
that was why it was. She was waiting for over
an hour, So you know what do you do with that?
That's me being a decent guy. Wow, you know what,
(06:51):
I'm running a temperature. Clearly I have to get a
thermometer or something's wrong with me. This morning. This is
Handle on the Law.
Speaker 5 (07:01):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 6 (07:07):
More.
Speaker 1 (07:07):
Handle on the Law Marginal Legal Advice. Hello Paul, go.
Speaker 2 (07:13):
Ahead, plod morning Bill think Hello, good morning, go ahead.
Wonder if I have an agism claim. My close friend
was recently laid off from her job. She is in
her sixties, she's a longtime employee, very fairly senior in
the organization. Come to find out that they're going to
be replacing her with someone half her age who used
(07:34):
to report to her, and the reason for the layoff
was not performance based.
Speaker 1 (07:40):
Yeah, well here's the problem. Those are her superiors saying,
you know what, we don't like the way she works anymore.
And the law in California is pretty clear she can
be fired for any reason. She can be fired for
no reason. Now you can argue that, but a agism
(08:01):
elder discrimination, age discrimination is getting weaker and weaker overriding
that is, you know, California is right to work state.
You know, you can get fired for any reason whatsoever.
And here is the problem. They're going to argue, you
know what, we don't like the way she works. And
she could have said, oh no, no, it's only agism,
(08:23):
and I can prove it. And how does she prove
that they don't like her or they're unhappy with her,
or for some reason they're just you know, she no
longer you know, fits what the company wants. Very very difficult.
Speaker 2 (08:41):
Really, yeah, I agree, they said. I listened on the
call when they gave her the good news and they
said that it was not performance space, that it was
due to a quote unquote restructuring.
Speaker 1 (08:53):
Yeah, and okay, so they're restructuring. Yeah, And you know
the problem is unless they you can prove it was
only because she was in her sixties, no other reason
than you have an argument. And just you know, people
come in all the time, they bring in people who
are cheaper. For example, I'm assuming that whoever came in
(09:16):
that was half her age, came in for less money correct,
more likely?
Speaker 2 (09:20):
Yes, for sure.
Speaker 1 (09:21):
Okay, so there Their argument is, we want to save money.
That's why we let her go. Nothing to do with
her age. We just want to save money. Okay, what
do you do with that? No, you don't want to
save money. That's not your reason. What do you mean
that's not our reason? That's exactly the reason. How does
she prove that that is not the reason? You know,
(09:42):
I'll tell you what you're thinking. You can't do that. So, Nah,
that doesn't go any place. Unfortunately it doesn't.
Speaker 7 (09:53):
Gary, Hi, Gary, Yes, Hello, Yes, about about eighteen years ago, roughly,
my daughter bought purchased the house, and.
Speaker 8 (10:05):
I co signed for the loan. Now in the interm
she's going to a divorce, some psychological problem, there's nothing extreme.
But the bottom line is she's also, without knowing, without
telling me about it, has added another one hundred thousand
dollars to the loan, starting at three to fifty. Now
(10:26):
now almost twenty years later, the loan it's still at
three fifty three hundred fifty thousand. Because of the extra loan.
Speaker 1 (10:33):
Well, now just she can add all the loans she
wants you're not responsible for any of that. Oh, you're
responsible for is what you signed on for.
Speaker 8 (10:44):
Okay, that's good, that's good news. Secondly, yeah, go ahead. Secondly,
my second question is is there is it possible for
me to get out of the responsibility for this loan? No?
Speaker 1 (11:00):
Why would the loan company do that? God, because you're
talking about basically something called ovation. So here you do,
you go to your lun the loan company go, hey,
I want off it. Even though she's adding mortgages to
ITU and that's and that's less of an issue about
or that's more of an issue of her not being
able to pay all the mortgages. So it's even they're
(11:22):
going to put you on even more, they're going to
look to you. So the answer is no, and you
got it. In the more mortgages she puts on, the
less it's likely she's going to be able to pay
all of them. When did she take out the loan,
by the way, the second loan, this this other loan.
Speaker 8 (11:40):
When you're asking, yeah, how long.
Speaker 1 (11:42):
Ago, months ago, years ago? When did she do it?
Speaker 8 (11:45):
So I don't I'm not quite sure. I would say
within about five years ago?
Speaker 1 (11:49):
Oh, five years ago? All right? Yeah, you're not gonna
get off the loan, and you're only responsible for the
part that you co sign on. But that's never any
good news. You gotta a little careful about that co signing.
But fifteen years ago, it's your kid, you know. I
can't get you know, too upset about that. So I'm
going to give you a pass on that one. I'm
not going to yell at you and scream and say
(12:11):
what are you doing co signing on loans? Et cetera.
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(12:34):
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(13:38):
is Handle on the law.
Speaker 5 (13:41):
You're listening to bill Handle on demand from KFI AM
six forty.
Speaker 1 (13:47):
Hi Mary, Hi do yes, ma'am.
Speaker 9 (13:52):
I am paying spousal support okay, and I've been paying
for about two years and I'm in the medical field,
so I make decent money. My ex husband in court
was asking for eighteen hundred a month, ended up getting
five hundred a month, and I planned to retire hopefully
(14:17):
in two years. But my attorney at the time said
you probably should go ahead and pay it because if
you want to appeal it, They're going to ask for
your payroll records for the last two years.
Speaker 1 (14:30):
Hold on, man, let me ask you appealing it two
years after the order is given.
Speaker 9 (14:36):
No, no, at the time that the order.
Speaker 1 (14:39):
Oh, I see, he told you not. He told you
don't appeal it. Okay, and instead paying for five hundred dollars.
All right, that makes sense. Yeah, less reasonable advice.
Speaker 9 (14:47):
So because I make quite a bit more now.
Speaker 1 (14:50):
I understand clearly that's bousal support. How long are you
to pay bousal support to your.
Speaker 4 (14:55):
Rex Keilly dies?
Speaker 1 (14:58):
Oh, because you were married for quite a while, I'm.
Speaker 9 (15:00):
Assuming thirteen years.
Speaker 1 (15:02):
I don't think you got it's life and it's lifetime support.
Speaker 9 (15:07):
Yeah.
Speaker 1 (15:07):
Wow, that's a that's a big one. Okay. So what's
your question, Mary.
Speaker 9 (15:13):
How do I stop the Yeah.
Speaker 1 (15:15):
There's a couple of there's a couple of different ways
of stopping spousal support. The more complicated, time consuming, expensive
way is to go into court and argue a change
of circumstance or even Yeah, you'd probably have to wait
(15:36):
until your income goes down because it's a little late
to appeal it. Five hundred dollars isn't very much by
the way, in the realm of things, how much money
do you earn? Mary, can I ask?
Speaker 9 (15:48):
Oh, about one hundred and sixty to one hundred and
seventy five okay.
Speaker 1 (15:52):
And you're only getting five hundred dollars a month. I
got to tell you you're getting away for almost nothing here,
just to let you know. So one of them is
to stop because of whatever legal theory you have or
your lawyer has, is to go in ex expensive hiring
a lawyer. It takes time. The other way, which is
a much simpler way, is simply to kill him. Now
(16:15):
that is a little problematic because you know, there's some
consequences there. But those are the two. Those are the two,
you know. And five hundred dollars, I mean that's cheap,
you know, based on one hundred and fifty hundred and
seventy thousand dollars a year. Wow, that's really inexpensive. Dan,
Hi Dan, welcome.
Speaker 6 (16:34):
Hi, Hi Bill. Hey, I have a question. I was
mountain biking on a mountain bike trail that's it's actually
marked for hikers and bikers.
Speaker 8 (16:44):
Okay.
Speaker 6 (16:45):
I came on the corner and ran into a hiker.
She had to go to the er.
Speaker 8 (16:52):
He had to spend the night to get some cech bands.
Speaker 6 (16:57):
So there. They want me to pay about thirteen hundred
dollars in medical fees. I plan on paying just out
of good faith, but I'm curious if I refuse to
do they have a case and you know, what would
the likelihood be that they would win?
Speaker 7 (17:16):
Or would it?
Speaker 1 (17:17):
Yeah? Okay, Well let me ask you. You're turning the
corner and you hit a hiker on a path that
says hikers are going to be here and as well
as mountain bikes. Why would you not be responsible or
why would you not be at fault?
Speaker 6 (17:38):
Well, it's marked for hikers and bikers.
Speaker 1 (17:41):
No, I understand, No, I understand, they share it. And
you turn the corner and you hit him. So what
is he supposed to do? Is he supposed to know
that you're coming bed, that he's got that you're turning
the corner and you're gonna hit him. Should he walk
backwards to make sure he can jump out of the way.
Speaker 6 (18:00):
Couldn't I make the same argument? How should I know
that he's supposed to be there?
Speaker 1 (18:04):
Because you're turning a corner and you're the one that's
moving and you're looking ahead. Uh, and uh yeah, and
you and you're on a bike and you hit him. Yes,
First of all, good for you for paying the bill.
Second of all, legally you are responsible for paying the bill,
and if he were to take you to court small
(18:26):
claims court, he would win. But you know what, you're
ahead of the game because you've decided to pay it. Well,
which is good news. Good news. Johnny, Hi, Johnny, Hey,
yeah yeah.
Speaker 10 (18:40):
May guy goes to a bar, calls the tow truck.
Speaker 1 (18:43):
Oh yeah, yeah, yeah, yeah yeah. So all right, so
repeat what happened to you.
Speaker 2 (18:48):
Well, I needed tow service and I was at the
bar and I was hoping to get my car towed home.
Speaker 6 (18:53):
Instead, he called the police and.
Speaker 1 (18:54):
I got arrested for duy. Yeah, you said luck, Yeah,
I did say tough luck because you walked out the
door and the cops showed up. And did they give
you a sobriety test? Did they question you or just
threw a handcuffs on you and drag you off?
Speaker 2 (19:12):
Well, I wasn't.
Speaker 1 (19:13):
I was.
Speaker 2 (19:13):
I never drove the vehicle.
Speaker 4 (19:14):
I was just sitting in there.
Speaker 1 (19:15):
It was okay, but they did they See, here's the problem.
If you're in the car, that's effectively driving.
Speaker 4 (19:23):
Yeah, I realized that, But that's that's not what I'm after.
Speaker 1 (19:25):
I'm after the tow truck driver that I called and
he called the cops.
Speaker 6 (19:29):
I mean, I think that was a conflict of interest
in a racket.
Speaker 1 (19:32):
Okay, all right, so you think that, now, what what
do you How do you prove that?
Speaker 9 (19:36):
Do you think I could?
Speaker 8 (19:38):
Uh?
Speaker 2 (19:38):
Well, I think a judge he like, well he called you,
had he not called you?
Speaker 1 (19:42):
Yeah, and he said he called you and he says,
I thought he was drunk and I called the cops.
Speaker 5 (19:47):
How can you Well, I wasn't even driving the car,
so it.
Speaker 1 (19:50):
Doesn't matter, does he say? It's still I've seen a
lot of drivers. I thought he was drunk.
Speaker 6 (19:55):
So if I call an uber when I'm waiting for
an uber and I'm drunk, they call the police.
Speaker 2 (19:59):
I mean for being drunk in public?
Speaker 4 (20:01):
Yeah, wow, not cool?
Speaker 7 (20:05):
Not right?
Speaker 1 (20:05):
Absolutely? Yeah, you call an uber when you're drunk. Yeah, sure,
they can call the cops, and it's up to the
cops to determine yay or nay. It's not that complicated. Okay, John,
you're up. Welcome Yeah, John, Bill? Yeah, Bill, Hi, Yes, sir.
Speaker 4 (20:27):
So my father recently passed away left me some money.
I left it with his financial investor. Everything's fine. And
now I'm in the business where I have cash. I
have about thirty seven thousand dollars in cash. Okay, how
(20:48):
do I get that money to that insurance?
Speaker 8 (20:53):
Well?
Speaker 1 (20:54):
Okay, First of all, where did that cash come from?
Speaker 8 (21:00):
Business?
Speaker 1 (21:01):
Okay? Did you declare that cash or is it cash
that you did not? So basically you have you're on cash,
and you.
Speaker 4 (21:10):
I have I have cash under my mattress.
Speaker 1 (21:14):
Yeah, no, I understand. I understand. So now you throw
it at him with cash, and there's a couple of
things you can do. You can give him all thirty
seven thousand dollars and your argument when let's say he
contacts the IRS or somehow the IRS figures out where
do this cash come from? Which I don't think they're
going to and you say, I've been saving this over
(21:36):
the years. This is twenty years of savings. I just
believe in cash. Thirty seven? I'm sorry.
Speaker 4 (21:43):
How do I get it to him? How do you
hand it to him?
Speaker 1 (21:47):
You hand it to him, or you put it to
you put it the baink one away. Then you then
what you do is if it's over ten thousand dollars,
I think, or that's just withdrawal. You know, the I R.
S is going to definitely be looking at it, and
if not, you.
Speaker 6 (22:04):
Know, just do it.
Speaker 1 (22:04):
Do it over the big deal. So you do it
over the course of five months, and you do it
six thousand dollars at a time. You know, you do
it over thirty thousand, you do it over a year,
and you're talking three thousand dollars at a time.
Speaker 4 (22:19):
So do I deposit that money into the bank account?
Speaker 1 (22:21):
And then sure I deposit cash? Sure? Sure, And you
tell them I decided I'm going to invest this money
now if you haven't declared it. And by the way,
here's the problem. We have a lot of IRS agents
who listen to this show and they can track down
this number. And you have just admitted that you are
(22:45):
not paying taxes and you want to defraud the IRS.
But that's not a worry. Okay, all right, this is
Handle on the Law.
Speaker 5 (22:56):
You're listening to Bill Handle on Demand from KFI A forty.
Speaker 1 (23:04):
Yo. Michelle Yellow, Hey, Yeah, hello, yes man.
Speaker 10 (23:08):
Last April. Last April, our daughter was in a car
accident on this Sacramento Freeway. She was rear ended, her
car was damaged and she did sustain a neck injury
and spine injury. The police were summoned. The other driver
was assessed one hundred percent liability. There are witnesses at
(23:33):
the time. Our daughter did not have car insurance because
her credit card had expired on that was connected to
her auto renewal for her policy. So she did receive
a ticket for no car insurance, and she corrected that.
My question is does the fact that she didn't have
car insurance at the time of the accident affect her claim?
Speaker 1 (23:54):
Oh, you know, I used to know that. God, you
got me on that one. It does affect it, but
I don't know if it's just property damage or personal injury. Yeah,
you're talking about the claim from the other driver, of course,
and the other driver had car insurance. Correct, Yes, okay,
(24:18):
all you can, Yeah, I think you can. You know,
try submitting. And you know, frankly, that's a great question.
And you know what, I have one of those mind
blocks you ever had mind blocks over the answer and
you go, oh, I know that answer, but I just
forgot it and not lovely. By the way, we do
have lines open, so I want to share that with
(24:40):
you because you know, we only have one or two
phone calls up, and you know you don't want to
do what I'm going to do very closely, you know what,
Let's just go ahead and do it because with and
this is very rarely does this happen to me? And
I was full born. Now we don't what I do
when uh. And for those of you that are just
tuning or never listened before, welcome. And for those of
(25:03):
you that have listened to the show, you know what
I'm about to do when calls are not coming in
and I'm looking for calls because this is a caller
driven show, as you know, I mean, can't do this
show without you calling in and asking a question. Uh,
I play or Jacob plays this song baby check, baby check,
(25:28):
baby sick. And we do have several minutes to go
until the end of the hour, so uh, let's just
sit back and enjoy uh one of the most joyful
songs or pieces of music out there. This is better
than they took it. Grandma Shark, do do do Gamma
(25:49):
Shark do do do do? Do? Ba Shark do your
head gonna explode? Yeah?
Speaker 11 (25:57):
Yeah, ahead, okay, let me go ahead and takes the call.
By the way, the number is eight hundred five to
zero one five three four.
Speaker 1 (26:08):
Roland, Hi, Roland, welcome, Hi?
Speaker 12 (26:11):
Yeah yeah, Roland, Yes, yes it is people taking this call.
Speaker 6 (26:15):
Sure.
Speaker 1 (26:15):
Where are you from, Roland?
Speaker 4 (26:16):
Yeah?
Speaker 12 (26:17):
And I'm from Vima.
Speaker 1 (26:19):
From where Burma?
Speaker 8 (26:23):
Oh?
Speaker 1 (26:24):
When when did when did it become? When did it
stop being Berman? And it's me and R or my
and R And now you're saying Burma m Yeah?
Speaker 12 (26:32):
Oh yeah, pop, I always say about ten twenty years ago?
Speaker 1 (26:36):
Oh and yeah, and you still call yourself Bermese all right.
My dad did that, Yes, yeah, my dad did that
from He was from Yugoslavia and until the day he died,
he called it Yugoslavia, even though Yugoslavia never existed again.
All right, So Roland, what can I do for you?
Speaker 12 (26:53):
Not my the company, my maigh Bos was stolen, you know,
was heck and someone stole you know. There's some two checks,
you know, one is twenty nine, the other one is eleven, wow,
the company check. And what happened is that they went
to cash it. You know, we did not notice that,
(27:14):
you know, we thought it, where's a check? They haven't
paid it? So we called a company.
Speaker 4 (27:18):
They that do you only catch it Okay, that's how
I know that happened.
Speaker 12 (27:22):
And we call We noticed that the chell was cash
at the Ben America by someone fraudulent us.
Speaker 8 (27:30):
She needs to.
Speaker 1 (27:30):
Okay, and we're going to cash. I'm sorry, I I
you hard to tell me that Where was it? Cash rolling?
Speaker 8 (27:38):
Ben North America?
Speaker 1 (27:40):
Oh, Bank of America? Okay, So someone cash your check
at Bank of America?
Speaker 6 (27:45):
Was that?
Speaker 8 (27:46):
Uh?
Speaker 1 (27:47):
It was on their account and they just walked in.
Did they just sign it? Did they take cash out?
Did they transfer the money? How do they do that?
Speaker 12 (27:54):
And I have no idea?
Speaker 1 (27:56):
Okay, here's what you have to do, rolling right. The
first thing you have to do is go to the
bank that cash the check and you say this, we
want there.
Speaker 12 (28:05):
And we also fight a complain of fraud department.
Speaker 1 (28:08):
I know, but you want to get Yeah, that's fine,
but that's only going after the fraudsters. That doesn't help you.
You have to you have to go through the bank system.
You know, getting a lawyer and going through it is crazy.
You can't sue anybody because these are the bad guys,
and if they're stealing your money, there's nothing there to
go after civil. A civil judgment means nothing. You have
(28:29):
to go through the banks involved and go through their
fraud department. It happens all the time, and there's no
other choice to do that, all right, Zelman's minty mouth mints,
which I've been telling you about for months and months,
of which I am heavily involved in because they're friends
of mine. There's my little pack of Velman's. Uh these
mouth mints, which are far more than a mint. They
(28:50):
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also when the mint is gone from the capsule, you
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stuff really works. They are doing something that I have
not seen before with Zelman's. If you order a three pack,
you will get a bonus pack. In other words, order three,
(29:12):
you get another one for free, so four for the
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go to Zelmans dot com z l M I n
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z e l M I n S and you'll have
(29:32):
a chance to use these. And by the way, you
order a three pack, you'll get four, and you're gonna
go through these. You'll order again they are that good
Zelmans dot com slash handle This is Handle on the Law.
You've been listening to the Bill Handle show. Catch my
show Monday through Friday six am to nine am, and
(29:53):
anytime on demand on the iHeartRadio app
You're listening to KFI AM six forty, the Bill Handles
show on demand on the iHeartRadio. F Okay, this is
a really good one.
Speaker 2 (00:13):
Now.
Speaker 1 (00:13):
I talk about insurance fraud all the time, and it's
one of those things where people on the show asked me,
can I do this? Can I do that? I go, no,
that's fraud. Or I do stories about fraud going against
insurance companies. And I also tell you insurance companies are
they're pretty good, pretty sophisticated. I mean they've it's not
(00:34):
their first rodeo when someone wants to defraud the insurance company.
This one is a butte. I love this stories here
in California. Matter of fact, it's local here in California,
and matter of fact, it's about ten miles from here
the studio where this happened. So there are three insurance
(00:57):
claims involving a bear damning some cars in California. Okay,
So four LA residents were arrested as part of this
insurance fraud. And this happened on at least three occasions.
(01:17):
So you have two sets, or you have the suspects.
And I'm not gonna give you their names because its
impossible to pronounce them, and they have been charged criminally
with insurance fraud and conspiracy. And the California Department Insurance
immediately began investigating these insurance fraud issues because here is
(01:41):
what they argued, in three different occasions, or on three
different occasions, a bear broke into their car and destroy
the interior of the car. Here's my insurance claim, one
of them being a twenty ten rolls Royce ghost and
that was Lake Arrowhead, which is a resort up in
(02:02):
the mountains, causing extensive interior damage. And they even provided video.
Look at this, we have video of the bear doing
this inside of our car. So yep, there's the video,
and it's some kind of a furry creature rooting around
(02:23):
inside the vehicle. But it doesn't take a genius looking
at this even half carefully that the bear is someone
in a bear costume. Now this gets even better. To
confirm it wasn't an actual bear, they bring in a
(02:44):
biologist from the California Department of Fish and Wildlife looks
at the footage and goes, yep, this is someone in
a bear costume that's causing this damage. And I'm looking
at a photo of the bear costume and you know
when as bears have claws, Well, have you ever seen
(03:07):
those claw type of forks that you use for barbecues,
and they grab the meat that's on the grill, and
they have four or five tongs that stick out and
you sort of hold them. Each of those are the
bear claws on each of the paws, and it is
clearly a bear costume. Now, obviously these are three very sophisticated,
(03:34):
sophisticated fraudsters. And I'll tell you who's going to really
enjoy this. Whatever judge hears this is going to be
talking about this for the rest of his or her life,
literally upon retirement forty years from now. Let me tell
you what happened. Forty years ago. These three clowns came
(03:56):
up and in a bear costume. On and on and on.
It's too good a story. All right, let's hit some
phone calls. Kate, You've been sitting there and I know
the way I'm going to answer this, so I'm going
to give it to you. Even though I'm going to
answer it the way everybody knows. What can I do
for you?
Speaker 3 (04:15):
Okay, So this just happened within the last two weeks.
That don't know if that's important or not. But we
own a travel trailer and we were in the process
of selling it. The fridge that worked in the summer
wouldn't work. So my husband called out a mobile RV
Tex who we had previously used a few years ago,
had no issues. Rb Tech lives in the same city
as we do. He said, Oh, I'm on my way home.
Speaker 4 (04:36):
I'll stop by.
Speaker 3 (04:36):
He did. The panel to the fridge is on the
outside of the trailer, so my husband was watching him
as he's working. He broke the fuse. As he removed
the fuse, he said, it would either be the cause
of the trailer of the cause of the fridge not
working is either the fuse or it could be a
circuit panel, or it could be this, or it could
be that. He said, all come back tomorrow, and he said,
(05:00):
I have to get the parts, so I'll get what
I need. Husband stayed home all day Thursday, all day Friday,
stayed by the phone. He didn't come or make contact.
Husband text him Friday PM to see if he was
coming Saturday because our buyers of the trailer were going
to come Saturday see if the fridge was working. He
said he didn't, so he did not come or make
(05:22):
contact with us Saturday or Sunday Monday of this week.
We texted him early in the morning, close to nine,
Good morning, hope you're okay. Can you please contact us
If you're too busy, let me know and I'll move
on to another service tech. I hope you're okay. No
contact from him, so we call someone else.
Speaker 1 (05:43):
Okay, all right, So now what happened, by the way,
that could have been done on fifteen seconds. Okay, what happened?
Speaker 4 (05:48):
Sorry?
Speaker 1 (05:49):
Well, what's up next?
Speaker 3 (05:50):
So he sends us a text the next day parts
will be returned, will send bill for service call and diagnosis?
What am I obligated to pay him?
Speaker 1 (06:01):
What do you think?
Speaker 3 (06:04):
I think maybe for his service call coming out and
that's it.
Speaker 1 (06:07):
Okays, I wouldn't even do that, Okay, you know, just
say no, sue me and say here. So he says this, well,
claims court for service call seventy five, one hundred hundred
and twenty five bucks whatever he charges you go, Hey,
three days my husband sat over here. I'd sue him.
Did your husband take off from work?
Speaker 3 (06:29):
No?
Speaker 1 (06:30):
Okay? So you know what's it worth? Sitting by the
phone for three days not being able to go any place. Yeah, yeah,
just say no, you know, and see what happens. Boy,
that was worth the phone call, wasn't it. I knew
that was why it was. She was waiting for over
an hour, So you know what do you do with that?
That's me being a decent guy. Wow, you know what,
(06:51):
I'm running a temperature. Clearly I have to get a
thermometer or something's wrong with me. This morning. This is
Handle on the Law.
Speaker 5 (07:01):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 6 (07:07):
More.
Speaker 1 (07:07):
Handle on the Law Marginal Legal Advice. Hello Paul, go.
Speaker 2 (07:13):
Ahead, plod morning Bill think Hello, good morning, go ahead.
Wonder if I have an agism claim. My close friend
was recently laid off from her job. She is in
her sixties, she's a longtime employee, very fairly senior in
the organization. Come to find out that they're going to
be replacing her with someone half her age who used
(07:34):
to report to her, and the reason for the layoff
was not performance based.
Speaker 1 (07:40):
Yeah, well here's the problem. Those are her superiors saying,
you know what, we don't like the way she works anymore.
And the law in California is pretty clear she can
be fired for any reason. She can be fired for
no reason. Now you can argue that, but a agism
(08:01):
elder discrimination, age discrimination is getting weaker and weaker overriding
that is, you know, California is right to work state.
You know, you can get fired for any reason whatsoever.
And here is the problem. They're going to argue, you
know what, we don't like the way she works. And
she could have said, oh no, no, it's only agism,
(08:23):
and I can prove it. And how does she prove
that they don't like her or they're unhappy with her,
or for some reason they're just you know, she no
longer you know, fits what the company wants. Very very difficult.
Speaker 2 (08:41):
Really, yeah, I agree, they said. I listened on the
call when they gave her the good news and they
said that it was not performance space, that it was
due to a quote unquote restructuring.
Speaker 1 (08:53):
Yeah, and okay, so they're restructuring. Yeah, And you know
the problem is unless they you can prove it was
only because she was in her sixties, no other reason
than you have an argument. And just you know, people
come in all the time, they bring in people who
are cheaper. For example, I'm assuming that whoever came in
(09:16):
that was half her age, came in for less money correct,
more likely?
Speaker 2 (09:20):
Yes, for sure.
Speaker 1 (09:21):
Okay, so there Their argument is, we want to save money.
That's why we let her go. Nothing to do with
her age. We just want to save money. Okay, what
do you do with that? No, you don't want to
save money. That's not your reason. What do you mean
that's not our reason? That's exactly the reason. How does
she prove that that is not the reason? You know,
(09:42):
I'll tell you what you're thinking. You can't do that. So, Nah,
that doesn't go any place. Unfortunately it doesn't.
Speaker 7 (09:53):
Gary, Hi, Gary, Yes, Hello, Yes, about about eighteen years ago, roughly,
my daughter bought purchased the house, and.
Speaker 8 (10:05):
I co signed for the loan. Now in the interm
she's going to a divorce, some psychological problem, there's nothing extreme.
But the bottom line is she's also, without knowing, without
telling me about it, has added another one hundred thousand
dollars to the loan, starting at three to fifty. Now
(10:26):
now almost twenty years later, the loan it's still at
three fifty three hundred fifty thousand. Because of the extra loan.
Speaker 1 (10:33):
Well, now just she can add all the loans she
wants you're not responsible for any of that. Oh, you're
responsible for is what you signed on for.
Speaker 8 (10:44):
Okay, that's good, that's good news. Secondly, yeah, go ahead. Secondly,
my second question is is there is it possible for
me to get out of the responsibility for this loan? No?
Speaker 1 (11:00):
Why would the loan company do that? God, because you're
talking about basically something called ovation. So here you do,
you go to your lun the loan company go, hey,
I want off it. Even though she's adding mortgages to
ITU and that's and that's less of an issue about
or that's more of an issue of her not being
able to pay all the mortgages. So it's even they're
(11:22):
going to put you on even more, they're going to
look to you. So the answer is no, and you
got it. In the more mortgages she puts on, the
less it's likely she's going to be able to pay
all of them. When did she take out the loan,
by the way, the second loan, this this other loan.
Speaker 8 (11:40):
When you're asking, yeah, how long.
Speaker 1 (11:42):
Ago, months ago, years ago? When did she do it?
Speaker 8 (11:45):
So I don't I'm not quite sure. I would say
within about five years ago?
Speaker 1 (11:49):
Oh, five years ago? All right? Yeah, you're not gonna
get off the loan, and you're only responsible for the
part that you co sign on. But that's never any
good news. You gotta a little careful about that co signing.
But fifteen years ago, it's your kid, you know. I
can't get you know, too upset about that. So I'm
going to give you a pass on that one. I'm
not going to yell at you and scream and say
(12:11):
what are you doing co signing on loans? Et cetera.
All right, I don't talk to you about data breaches. Recently,
there was a data breach that was oh astronomical. Two
point seven billion records were stolen by cyber hackers from
a company known as National Public Data, and they provide
background checks to employers. You don't even know about this
(12:34):
because so many records are stolen online and we are
so vulnerable how our online identity is I mean, we
have zero control over how well our identity is protected,
especially by third party companies like National Public Data. So
understanding how cybercrime and identity theft works, well it you
sort of have to. So let me suggest protecting yourself
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(13:38):
is Handle on the law.
Speaker 5 (13:41):
You're listening to bill Handle on demand from KFI AM
six forty.
Speaker 1 (13:47):
Hi Mary, Hi do yes, ma'am.
Speaker 9 (13:52):
I am paying spousal support okay, and I've been paying
for about two years and I'm in the medical field,
so I make decent money. My ex husband in court
was asking for eighteen hundred a month, ended up getting
five hundred a month, and I planned to retire hopefully
(14:17):
in two years. But my attorney at the time said
you probably should go ahead and pay it because if
you want to appeal it, They're going to ask for
your payroll records for the last two years.
Speaker 1 (14:30):
Hold on, man, let me ask you appealing it two
years after the order is given.
Speaker 9 (14:36):
No, no, at the time that the order.
Speaker 1 (14:39):
Oh, I see, he told you not. He told you
don't appeal it. Okay, and instead paying for five hundred dollars.
All right, that makes sense. Yeah, less reasonable advice.
Speaker 9 (14:47):
So because I make quite a bit more now.
Speaker 1 (14:50):
I understand clearly that's bousal support. How long are you
to pay bousal support to your.
Speaker 4 (14:55):
Rex Keilly dies?
Speaker 1 (14:58):
Oh, because you were married for quite a while, I'm.
Speaker 9 (15:00):
Assuming thirteen years.
Speaker 1 (15:02):
I don't think you got it's life and it's lifetime support.
Speaker 9 (15:07):
Yeah.
Speaker 1 (15:07):
Wow, that's a that's a big one. Okay. So what's
your question, Mary.
Speaker 9 (15:13):
How do I stop the Yeah.
Speaker 1 (15:15):
There's a couple of there's a couple of different ways
of stopping spousal support. The more complicated, time consuming, expensive
way is to go into court and argue a change
of circumstance or even Yeah, you'd probably have to wait
(15:36):
until your income goes down because it's a little late
to appeal it. Five hundred dollars isn't very much by
the way, in the realm of things, how much money
do you earn? Mary, can I ask?
Speaker 9 (15:48):
Oh, about one hundred and sixty to one hundred and
seventy five okay.
Speaker 1 (15:52):
And you're only getting five hundred dollars a month. I
got to tell you you're getting away for almost nothing here,
just to let you know. So one of them is
to stop because of whatever legal theory you have or
your lawyer has, is to go in ex expensive hiring
a lawyer. It takes time. The other way, which is
a much simpler way, is simply to kill him. Now
(16:15):
that is a little problematic because you know, there's some
consequences there. But those are the two. Those are the two,
you know. And five hundred dollars, I mean that's cheap,
you know, based on one hundred and fifty hundred and
seventy thousand dollars a year. Wow, that's really inexpensive. Dan,
Hi Dan, welcome.
Speaker 6 (16:34):
Hi, Hi Bill. Hey, I have a question. I was
mountain biking on a mountain bike trail that's it's actually
marked for hikers and bikers.
Speaker 8 (16:44):
Okay.
Speaker 6 (16:45):
I came on the corner and ran into a hiker.
She had to go to the er.
Speaker 8 (16:52):
He had to spend the night to get some cech bands.
Speaker 6 (16:57):
So there. They want me to pay about thirteen hundred
dollars in medical fees. I plan on paying just out
of good faith, but I'm curious if I refuse to
do they have a case and you know, what would
the likelihood be that they would win?
Speaker 7 (17:16):
Or would it?
Speaker 1 (17:17):
Yeah? Okay, Well let me ask you. You're turning the
corner and you hit a hiker on a path that
says hikers are going to be here and as well
as mountain bikes. Why would you not be responsible or
why would you not be at fault?
Speaker 6 (17:38):
Well, it's marked for hikers and bikers.
Speaker 1 (17:41):
No, I understand, No, I understand, they share it. And
you turn the corner and you hit him. So what
is he supposed to do? Is he supposed to know
that you're coming bed, that he's got that you're turning
the corner and you're gonna hit him. Should he walk
backwards to make sure he can jump out of the way.
Speaker 6 (18:00):
Couldn't I make the same argument? How should I know
that he's supposed to be there?
Speaker 1 (18:04):
Because you're turning a corner and you're the one that's
moving and you're looking ahead. Uh, and uh yeah, and
you and you're on a bike and you hit him. Yes,
First of all, good for you for paying the bill.
Second of all, legally you are responsible for paying the bill,
and if he were to take you to court small
(18:26):
claims court, he would win. But you know what, you're
ahead of the game because you've decided to pay it. Well,
which is good news. Good news. Johnny, Hi, Johnny, Hey,
yeah yeah.
Speaker 10 (18:40):
May guy goes to a bar, calls the tow truck.
Speaker 1 (18:43):
Oh yeah, yeah, yeah, yeah yeah. So all right, so
repeat what happened to you.
Speaker 2 (18:48):
Well, I needed tow service and I was at the
bar and I was hoping to get my car towed home.
Speaker 6 (18:53):
Instead, he called the police and.
Speaker 1 (18:54):
I got arrested for duy. Yeah, you said luck, Yeah,
I did say tough luck because you walked out the
door and the cops showed up. And did they give
you a sobriety test? Did they question you or just
threw a handcuffs on you and drag you off?
Speaker 2 (19:12):
Well, I wasn't.
Speaker 1 (19:13):
I was.
Speaker 2 (19:13):
I never drove the vehicle.
Speaker 4 (19:14):
I was just sitting in there.
Speaker 1 (19:15):
It was okay, but they did they See, here's the problem.
If you're in the car, that's effectively driving.
Speaker 4 (19:23):
Yeah, I realized that, But that's that's not what I'm after.
Speaker 1 (19:25):
I'm after the tow truck driver that I called and
he called the cops.
Speaker 6 (19:29):
I mean, I think that was a conflict of interest
in a racket.
Speaker 1 (19:32):
Okay, all right, so you think that, now, what what
do you How do you prove that?
Speaker 9 (19:36):
Do you think I could?
Speaker 8 (19:38):
Uh?
Speaker 2 (19:38):
Well, I think a judge he like, well he called you,
had he not called you?
Speaker 1 (19:42):
Yeah, and he said he called you and he says,
I thought he was drunk and I called the cops.
Speaker 5 (19:47):
How can you Well, I wasn't even driving the car,
so it.
Speaker 1 (19:50):
Doesn't matter, does he say? It's still I've seen a
lot of drivers. I thought he was drunk.
Speaker 6 (19:55):
So if I call an uber when I'm waiting for
an uber and I'm drunk, they call the police.
Speaker 2 (19:59):
I mean for being drunk in public?
Speaker 4 (20:01):
Yeah, wow, not cool?
Speaker 7 (20:05):
Not right?
Speaker 1 (20:05):
Absolutely? Yeah, you call an uber when you're drunk. Yeah, sure,
they can call the cops, and it's up to the
cops to determine yay or nay. It's not that complicated. Okay, John,
you're up. Welcome Yeah, John, Bill? Yeah, Bill, Hi, Yes, sir.
Speaker 4 (20:27):
So my father recently passed away left me some money.
I left it with his financial investor. Everything's fine. And
now I'm in the business where I have cash. I
have about thirty seven thousand dollars in cash. Okay, how
(20:48):
do I get that money to that insurance?
Speaker 8 (20:53):
Well?
Speaker 1 (20:54):
Okay, First of all, where did that cash come from?
Speaker 8 (21:00):
Business?
Speaker 1 (21:01):
Okay? Did you declare that cash or is it cash
that you did not? So basically you have you're on cash,
and you.
Speaker 4 (21:10):
I have I have cash under my mattress.
Speaker 1 (21:14):
Yeah, no, I understand. I understand. So now you throw
it at him with cash, and there's a couple of
things you can do. You can give him all thirty
seven thousand dollars and your argument when let's say he
contacts the IRS or somehow the IRS figures out where
do this cash come from? Which I don't think they're
going to and you say, I've been saving this over
(21:36):
the years. This is twenty years of savings. I just
believe in cash. Thirty seven? I'm sorry.
Speaker 4 (21:43):
How do I get it to him? How do you
hand it to him?
Speaker 1 (21:47):
You hand it to him, or you put it to
you put it the baink one away. Then you then
what you do is if it's over ten thousand dollars,
I think, or that's just withdrawal. You know, the I R.
S is going to definitely be looking at it, and
if not, you.
Speaker 6 (22:04):
Know, just do it.
Speaker 1 (22:04):
Do it over the big deal. So you do it
over the course of five months, and you do it
six thousand dollars at a time. You know, you do
it over thirty thousand, you do it over a year,
and you're talking three thousand dollars at a time.
Speaker 4 (22:19):
So do I deposit that money into the bank account?
Speaker 1 (22:21):
And then sure I deposit cash? Sure? Sure, And you
tell them I decided I'm going to invest this money
now if you haven't declared it. And by the way,
here's the problem. We have a lot of IRS agents
who listen to this show and they can track down
this number. And you have just admitted that you are
(22:45):
not paying taxes and you want to defraud the IRS.
But that's not a worry. Okay, all right, this is
Handle on the Law.
Speaker 5 (22:56):
You're listening to Bill Handle on Demand from KFI A forty.
Speaker 1 (23:04):
Yo. Michelle Yellow, Hey, Yeah, hello, yes man.
Speaker 10 (23:08):
Last April. Last April, our daughter was in a car
accident on this Sacramento Freeway. She was rear ended, her
car was damaged and she did sustain a neck injury
and spine injury. The police were summoned. The other driver
was assessed one hundred percent liability. There are witnesses at
(23:33):
the time. Our daughter did not have car insurance because
her credit card had expired on that was connected to
her auto renewal for her policy. So she did receive
a ticket for no car insurance, and she corrected that.
My question is does the fact that she didn't have
car insurance at the time of the accident affect her claim?
Speaker 1 (23:54):
Oh, you know, I used to know that. God, you
got me on that one. It does affect it, but
I don't know if it's just property damage or personal injury. Yeah,
you're talking about the claim from the other driver, of course,
and the other driver had car insurance. Correct, Yes, okay,
(24:18):
all you can, Yeah, I think you can. You know,
try submitting. And you know, frankly, that's a great question.
And you know what, I have one of those mind
blocks you ever had mind blocks over the answer and
you go, oh, I know that answer, but I just
forgot it and not lovely. By the way, we do
have lines open, so I want to share that with
(24:40):
you because you know, we only have one or two
phone calls up, and you know you don't want to
do what I'm going to do very closely, you know what,
Let's just go ahead and do it because with and
this is very rarely does this happen to me? And
I was full born. Now we don't what I do
when uh. And for those of you that are just
tuning or never listened before, welcome. And for those of
(25:03):
you that have listened to the show, you know what
I'm about to do when calls are not coming in
and I'm looking for calls because this is a caller
driven show, as you know, I mean, can't do this
show without you calling in and asking a question. Uh,
I play or Jacob plays this song baby check, baby check,
(25:28):
baby sick. And we do have several minutes to go
until the end of the hour, so uh, let's just
sit back and enjoy uh one of the most joyful
songs or pieces of music out there. This is better
than they took it. Grandma Shark, do do do Gamma
(25:49):
Shark do do do do? Do? Ba Shark do your
head gonna explode? Yeah?
Speaker 11 (25:57):
Yeah, ahead, okay, let me go ahead and takes the call.
By the way, the number is eight hundred five to
zero one five three four.
Speaker 1 (26:08):
Roland, Hi, Roland, welcome, Hi?
Speaker 12 (26:11):
Yeah yeah, Roland, Yes, yes it is people taking this call.
Speaker 6 (26:15):
Sure.
Speaker 1 (26:15):
Where are you from, Roland?
Speaker 4 (26:16):
Yeah?
Speaker 12 (26:17):
And I'm from Vima.
Speaker 1 (26:19):
From where Burma?
Speaker 8 (26:23):
Oh?
Speaker 1 (26:24):
When when did when did it become? When did it
stop being Berman? And it's me and R or my
and R And now you're saying Burma m Yeah?
Speaker 12 (26:32):
Oh yeah, pop, I always say about ten twenty years ago?
Speaker 1 (26:36):
Oh and yeah, and you still call yourself Bermese all right.
My dad did that, Yes, yeah, my dad did that
from He was from Yugoslavia and until the day he died,
he called it Yugoslavia, even though Yugoslavia never existed again.
All right, So Roland, what can I do for you?
Speaker 12 (26:53):
Not my the company, my maigh Bos was stolen, you know,
was heck and someone stole you know. There's some two checks,
you know, one is twenty nine, the other one is eleven, wow,
the company check. And what happened is that they went
to cash it. You know, we did not notice that,
(27:14):
you know, we thought it, where's a check? They haven't
paid it? So we called a company.
Speaker 4 (27:18):
They that do you only catch it Okay, that's how
I know that happened.
Speaker 12 (27:22):
And we call We noticed that the chell was cash
at the Ben America by someone fraudulent us.
Speaker 8 (27:30):
She needs to.
Speaker 1 (27:30):
Okay, and we're going to cash. I'm sorry, I I
you hard to tell me that Where was it? Cash rolling?
Speaker 8 (27:38):
Ben North America?
Speaker 1 (27:40):
Oh, Bank of America? Okay, So someone cash your check
at Bank of America?
Speaker 6 (27:45):
Was that?
Speaker 8 (27:46):
Uh?
Speaker 1 (27:47):
It was on their account and they just walked in.
Did they just sign it? Did they take cash out?
Did they transfer the money? How do they do that?
Speaker 12 (27:54):
And I have no idea?
Speaker 1 (27:56):
Okay, here's what you have to do, rolling right. The
first thing you have to do is go to the
bank that cash the check and you say this, we
want there.
Speaker 12 (28:05):
And we also fight a complain of fraud department.
Speaker 1 (28:08):
I know, but you want to get Yeah, that's fine,
but that's only going after the fraudsters. That doesn't help you.
You have to you have to go through the bank system.
You know, getting a lawyer and going through it is crazy.
You can't sue anybody because these are the bad guys,
and if they're stealing your money, there's nothing there to
go after civil. A civil judgment means nothing. You have
(28:29):
to go through the banks involved and go through their
fraud department. It happens all the time, and there's no
other choice to do that, all right, Zelman's minty mouth mints,
which I've been telling you about for months and months,
of which I am heavily involved in because they're friends
of mine. There's my little pack of Velman's. Uh these
mouth mints, which are far more than a mint. They
(28:50):
work not only in your mouth, the minty part, but
also when the mint is gone from the capsule, you
swallow it or you bite into it and the parsley
seed oil gets to working your gut. I mean, this
stuff really works. They are doing something that I have
not seen before with Zelman's. If you order a three pack,
you will get a bonus pack. In other words, order three,
(29:12):
you get another one for free, so four for the
price of three. And how you do that is you
go to Zelmans dot com z l M I n
s dot com slash handle Zelmans dot com slash handle
z e l M I n S and you'll have
(29:32):
a chance to use these. And by the way, you
order a three pack, you'll get four, and you're gonna
go through these. You'll order again they are that good
Zelmans dot com slash handle This is Handle on the Law.
You've been listening to the Bill Handle show. Catch my
show Monday through Friday six am to nine am, and
(29:53):
anytime on demand on the iHeartRadio app
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