Episode Transcript
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Speaker 1 (00:00):
Yeah. So I think I was I think I fell
asleep between like five and six o'clock.
Speaker 2 (00:05):
OK.
Speaker 1 (00:06):
Oh, oh, no. Yeah. Oh, no.
Speaker 2 (00:08):
That just means you're up at midnight wide awake.
Speaker 1 (00:10):
Yeah. And so then when I wake up, I forget
what I was watching. I had something on or whatever.
And I was watching I was watching The Gentleman. The
new series, second season of The Gentleman. That's the one
with Pierce Brosnan? No, that's the other one, but they're
both by Guy Ritchie, and it's really weird because it
seems like those two worlds are kind of melding, but
we can save that for later. Spoilers. Yeah. But so
(00:33):
I was watching The Gentleman, and then whatever happened, I
ended up falling asleep. And then next time I wake up,
it's like 11, quarter to 12.
Speaker 2 (00:45):
Oh, no.
Speaker 1 (00:45):
Yeah. And then... Like that second time you fall asleep
or try to fall asleep, it's awful.
Speaker 2 (00:52):
Yeah, no, that happens.
Speaker 1 (00:53):
And so right now, like straight up, right now I
feel like I've been drinking all night, but not with
any of the fun.
Speaker 2 (00:58):
I got you. No, natural me wants to go to
bed lately at around 6 p.m., and I have to
fight it every single day because I've let myself do that.
I've let myself, oh, I can just take a little
snooze right now. Why not wake up refreshed? No, it
never happens. Always wake up at midnight. I always wake
up around 2 a.m., and then I'm just wide-ass awake
for the rest of the evening. It throws off my
(01:19):
whole day. Now, are you aware that we sleep incorrectly
now in modern society, Angel?
Speaker 1 (01:24):
When you say that, what do you mean?
Speaker 2 (01:26):
So there's a lot of evidence that's saying like humans.
Speaker 1 (01:30):
That it's unhuman to wake up at 4 o'clock in
the morning?
Speaker 2 (01:32):
Well, no, not that. That's actually pretty human. Okay. We
woke up with the sunrise for a long time.
Speaker 1 (01:38):
Right.
Speaker 2 (01:38):
So that is kind of natural. But there's a lot
of evidence saying that humans doing the eight hours that
we do, you do need to get eight hours of sleep,
but humans used to do a more biphasic sleep, meaning
that like... In the Middle Ages, let's say. It was
very common. You'd go to bed, and then you'd wake
up in the middle of the night, and then you
(01:59):
would just do some stuff. Like whether it was like,
you know, you pray or you just, you kind of,
I don't know what you do. It's really just praying,
to be full honest with you.
Speaker 1 (02:11):
Sharpen some rocks.
Speaker 2 (02:12):
They found some literature that's saying like, yo, yeah, humans actually,
you're supposed to wake up in the middle of the night.
That makes me feel better because then whenever it happens
to me, I'm like, oh, I'm just like.
Speaker 1 (02:22):
So if you're supposed to wake up, then what's the
fix for like feeling miserable? There is none.
Speaker 2 (02:31):
Humanity is suffering, Angel. That's what you have to realize.
There's no happiness, and there's just fleeting moments of it.
There's no one that's constantly happy. I don't know. I've
talked about this before. I never have gone to bed
and woke up and been like, ah! That was a
great night of sleep. Like what you see in like
a movie where somebody wakes up and they yawn. They're like, oh,
(02:51):
I'm ready to start my day. I wake up tired
and then all day I'm tired every day of my
life for decades.
Speaker 1 (02:57):
No, there are definitely times where I can say that
I had a fantastic night of rest. I can tell,
you know. Whether I fell asleep. Screw you. No, everybody has.
I would argue with you that you've never experienced that.
You just don't recollect. At least one time, one night,
one place, you fell asleep and you woke up and
(03:19):
you're like, oh, this is the right way to do this. No.
Speaker 2 (03:23):
I can honestly say never. I don't know what it is.
I'm assuming it's my spicy brain that never lets me
get into an actual sleep. Or it could be the
42 Bud Lights that I drink sometimes to make my
brain shut up on vacation. So, you know, it could
be that. I was talking with somebody yesterday because we
were talking vacation for various reasons the other day.
Speaker 1 (03:46):
Yesterday.
Speaker 2 (03:46):
We'll talk more about that later. But somebody... Oh, it was...
I dream a little. She gets back from vacation. She's like,
I'm so tired. Vacation's so exhausting. And I'm like, yeah,
vacations are the worst. The best part about vacation is
planning for the vacation. The second you step out your
front door to leave for a vacation, it's work.
Speaker 1 (04:07):
It's work. You guys ain't vacationing right.
Speaker 2 (04:09):
See, I've never had one of those. Have you ever
done one of those vacations where you just go somewhere
like a Tahiti? But then you're dealing with planes. Have
you ever gone somewhere... Local. Not a hassle to get there.
And then it's just like a wellness spot. And then
you just chill the whole time because I've never done that.
Speaker 1 (04:25):
Well, no, that's the reason.
Speaker 2 (04:26):
My vacation is world traveling and you're on the go
the whole time.
Speaker 1 (04:29):
That's the popularity and the increase in popularity. And in
particularly even this Labor Day weekend where staycations have become popular. Yeah.
That's the reason being. And so I understand.
Speaker 2 (04:39):
That little trip we did to Universal, that was pretty dope.
Speaker 1 (04:42):
Yeah. So that's what I'm saying.
Speaker 2 (04:43):
For a staycation.
Speaker 1 (04:44):
I don't know. I understand why, why people do that.
But the other thing that we don't typically do is, uh,
we have, uh, when people do take vacations, um, and
not until recent people haven't been giving themselves enough time.
Like people would, let's say go, you know, out of,
out of state, out of town, uh, and go for
a week to 10 days. And they, when they get
(05:06):
back to town, they're only giving themselves like a day
to get ready to go back to work.
Speaker 2 (05:10):
Yes, I have to have a buffer day when I
get done.
Speaker 1 (05:12):
You need a buffer weekend. Not just you, I'm just
saying in general, if you can swing it, if you're
getting back home, try to get back home and give
yourself a couple days. Give you that Saturday and Sunday,
you know?
Speaker 2 (05:22):
Yeah, I'm curious. When it's Angel and Ryan in the morning,
the show is a lot more interactive. Angel and I
like to read the texting service on YouTube. We'll throw
in your thoughts and your talkbacks, so leave those. I'm curious. A,
do you wake up refreshed, listeners? And B, what is
like your morning routine to get your head going?
Speaker 1 (05:42):
Dumb and Dumpsters. No one wakes up refreshed. We wake
up bad and tired every morning. That's what I do.
Speaker 2 (05:48):
I famously talked about on this show. I have to
wake up an hour early. This is Ryan Holmes' morning routine.
Alarm goes off at 4.30. And then I wake up.
I don't hit the snooze button at all because I've
learned that that makes things worse.
Speaker 1 (06:02):
That's worse, yeah.
Speaker 2 (06:03):
And then I just... Stand up, I get out of
my bed quietly to not wake up my wife, and
then I just go into another room, and I just
stare at a wall for like a while. It looks
like a pluribus situation, where I'm just standing there. If
you were to walk in on me doing this, where
I'm just standing, just trying to boot up my system,
(06:24):
just get things going, it's very weird.
Speaker 3 (06:27):
And I do that for about 20 minutes. I can
understand that mine. So in that regard, so I don't, mine's,
I don't need the quiet. I do need the kind of, uh, like,
you know, the, the slow, like, like the slow ramp up. Uh, I,
I had to get different kinds of lights in the house.
Cause every light that I had in the place I
(06:49):
stay at, uh, I live in like every light was bright. Um,
so I had to switch that up and kind of
go ambient lighting in the morning as, as my morning progresses.
Speaker 1 (06:58):
Um, If there was a way to take, I don't
know if these lights exist, but to have like accent
lighting so I could take my showers in the dark,
I would still do that. Okay. Yeah, yeah. I like that.
But there is like a couple things that I do
listen to that help me get my morning going. Okay.
(07:21):
And not necessarily music. There's a couple podcasts. There's a
couple podcasts. Things that I like to listen to that
get me, you know, start getting the motor running.
Speaker 2 (07:30):
Okay, that's so funny you say that. So, like, I
used to listen to the news every morning before I'd
start this show. And it would put me in the
worst mood every single time.
Speaker 1 (07:40):
No, no, no. I started this a few years ago,
but I try to look for either, like, it's got
to be light. And it's got to, for me, let's
put it this way. I look for stuff that's light,
stuff that I find funny, humorous. And that's why I
need my wife's algorithm. My wife, happy person. She's happy-go-lucky.
(08:05):
And I'll see her.
Speaker 2 (08:06):
Because I'm waking up. I'm watching the news. I'm angry
at the world already. I don't like it. You know,
my wife is watching. I'll see her sitting there on
social medias. And I was talking yesterday how that it's
all like doom scrolling horribleness. Well, that's my algorithm apparently.
Cause my wife, it's happy puppy and cat videos. And
she just sits there and smiles as you watch cat
videos and dog videos. And I'm like, that's what I
(08:28):
need to do. I need to, I need to, I
need to wake up in my day. turn on dog
TV and just smile. You know what I mean? Like there,
there has to be something about that. Cause I can't
start my day with the negativity. I don't, I don't
need to, I don't need to know about Lindsay Clancy
right at like four 45 in the morning.
Speaker 1 (08:45):
You got to give your, give your wife your, uh,
your phone for a day and let her, uh, never
do that.
Speaker 2 (08:50):
What are you, insane? That's an insane thing to say.
Speaker 1 (08:53):
You're crazy.
Speaker 2 (08:54):
But we're going to be hanging out. It's Angel and
Ryan in the morning. We're doing this all day long.
Russ is out. What's he doing? Don't worry about it.
Speaker 1 (09:01):
Shut up.
Speaker 2 (09:02):
OK, but we're here. The boys are here. Amber will
be here a little bit later. Join our YouTube chat.
Like and subscribe and hit the thumbs up. We're also
on TikTok if you want to be weird about it.
There's one guy in there. His name is Dave. He
hangs in there and he hits like all morning long.
I love that guy. So hang out.
Speaker 1 (09:18):
We'll be back.
Speaker 2 (09:18):
You're listening to the monsters in the morning. You're listening
to the Monsters in the Morning on Real Radio 104.1.
It is Angel and Ryan in the morning. As Russ
is out for the day, he will be back tomorrow.
Speaker 1 (09:33):
What's he doing?
Speaker 2 (09:34):
Don't worry about it. Mind your business, you weirdo. We
were talking morning routines during the last segment, and people
are texting in and leaving what they do in our
YouTube channel. You can join our YouTube and our TikToks
all day long. Christy says, my daily routine, I wake
up at 4.45 to an alarm, workout, two-mile run, drink
(09:57):
hot lemon water with apple cider vinegar and olive oil.
go to work and listen to them monsters. That is
a lot of work. Just saying that sentence out loud
is a lot of work. Uh, I would love to
be a workout person in the morning. I have tried
it a couple of times. It makes my day.
Speaker 1 (10:15):
Harder.
Speaker 2 (10:16):
You know what I mean? Like, have you, have you
ever tried working out before the show?
Speaker 3 (10:20):
Angel?
Speaker 2 (10:21):
Uh, no.
Speaker 3 (10:22):
Yeah.
Speaker 2 (10:23):
No, no.
Speaker 1 (10:25):
Yeah.
Speaker 2 (10:25):
I go to a 24 hour gym. I specifically got
this 24 hour gym so I could, I'm like, Oh,
I'll go before I, before I go to the show,
I'll be ready to go. And I've done it exactly twice.
Speaker 1 (10:36):
I'm impressed with the people that can do that. I, I, um,
I don't, Like, my sleep pattern is such that I
can wake up at, you know, to be able to
pull that off, basically, I would be waking up at
3.30 to go to the gym or to run. Yeah,
I don't have that gear yet.
Speaker 2 (10:54):
Yeah, and a good night routine is also very important, too.
Speaker 1 (10:57):
You're right.
Speaker 2 (10:58):
But, A, shout out to all my stair bears out there.
all the people that have texted in or in YouTube
that just say, yeah, Ryan, I also just wake up
and stare. I'll turn on the TV. I'm not even
looking at it. I'm not watching at it. I'm staring. See,
I don't turn the TV on. I used to do that,
and I would stare at a TV, not watch it.
(11:18):
But I found it to be less helpful.
Speaker 1 (11:21):
Yeah, I don't look at any screens. All right, so
I'll put my phone down. Let's say I'll try to
put my phone down for an hour or so before
I fall asleep. uh, that way. And then obviously I,
I look at my phone in the morning cause it's
my alarm clock, but that's it. Um, and then I don't,
I don't look at any other screens until I get here.
Like I don't turn the TV on. I don't, you know, turn, uh,
(11:43):
any of that stuff. Cause I'm surrounded by screens now.
Speaker 2 (11:46):
I mean, like I was, I was looking at a thing, like, uh,
it was, as someone's asking medical professionals and they said,
Hey guys, doctors, nurses, what are secret things that'll get you?
that we're not aware of. Like you got, you got
to look out for it. And like the top answer
was actually sleep. You got to sleep. Not getting sleep
is one of the worst things you can do to
(12:08):
yourself by far. And I imagine that most people aren't
getting that full sleep, aren't getting fully refreshed or burning
that candle at both ends. And guys, I hate to
tell you this. That is super bad. Not only for
your mental health, But for your physical health, there's a
lot of... There's all these studies. I find sleep studies fascinating.
And they're finding out right now that what your body
(12:29):
is doing when you're asleep, your brain is actually kind
of getting a brain douche. It's the best way to
explain this. I know, it sounds crazy. But what they
found was your cells... are letting out all of this fluid,
this buildup of daily gunk, let's call it. And at night,
you get a brain douche, and it's kind of clearing
(12:50):
out those chemicals from those cells, and that helps you
in the long run. It slows things down like Alzheimer's, dementia.
Getting sleep does a lot of things. Heart disease. Oh, buddy,
you don't sleep? Guess what? Your heart hates you.
Speaker 1 (13:06):
In the last year or two, we've also learned, or
it's starting to come out that Because remember when you
used to be told that you can't catch up lost sleep.
That's not true. There's some stories. You can't bank it. Yeah,
that you can actually catch up on it. Yeah.
Speaker 2 (13:22):
Look, I got stair bears and I got people that
are always hired out there. And then there's a couple
of people like the Christie. Then there's another guy in
the texting service. Before 10, this guy wakes up. Then
they burn one at 420 and then at 440 they
leave for the gym. Yet they say they haven't felt
rested in years, no matter the sleep or the diet.
It's crazy. My night routine is actually pretty interesting because
(13:45):
I used to it used to be this. It used
to be like I turn on the office. I mean,
I've seen the office thousands of times at this point. Right.
Every episode I've seen at least 50 times, hands down.
But I learned that blue light, which is light from
screen light, is super bad for you because your brain
is a monkey brain. You've got that caveman brain light.
(14:08):
So when it sees blue light, your brain goes, oh,
that's daylight. It's not bedtime. So I actually have glasses
that I wear that I put on. They're red glasses.
And they block out, A, all the blue light. And
then I have a setting on my TV that turns
all my screens red. So if I'm watching The Office,
(14:29):
which I try not to, but I end up doing
it anyways, it's all red. And my wife, thank God
she did it.
Speaker 1 (14:38):
Like their faces?
Speaker 2 (14:39):
Everything's got a red tint. There's absolutely as little blue
light as I can possibly get. It looks like a
strip club in my room because there's red lights going
on everywhere. I'm wearing red glasses. And that honestly has
helped quite a bit because there's people in the in
the in the taxi services. Oh, I watch Mike and
Molly every night or I watch such and such to
go to sleep. That's keeping you awake. I know you
(15:01):
think your brain's turning off. The biggest thing I found,
you know what makes me sleepy and it's bad?
Speaker 1 (15:07):
Left handed reading. Oh, no. Well, yeah. Reading is fundamental.
Speaker 2 (15:11):
Reading will put me to sleep. But I think I've
created a Pavlovian dog situation, which is now if I
read in my daily life, because I always just read
when I go to bed. And I'm not talking. I'm
not reading, you know, the Tale of Two Cities. I'm
reading Invincible, the comic book. book you know what i
mean i got it hey.
Speaker 1 (15:27):
Man however you get into that whatever the lane is
that uh we do need to read more in general.
Speaker 2 (15:32):
Period so but it works 100 i get sleepy i
wake up so many times with a book on me
like an old man and it's nice but now if
i read during the day my brain goes oh you're
reading it must be sleepy.
Speaker 1 (15:45):
Time And it's impossible. I got you. Yeah.
Speaker 2 (15:49):
I'm just trying to get through it. Just trying to
get through life. Shout out to all you awake people.
Speaker 1 (15:54):
Okay.
Speaker 2 (15:55):
Good for you. You don't know the gift you've been
given by being able to just wake up and go.
My wife can do that. My wife can fall asleep
in an instant and she wakes up refreshed. I know
that I'll live longer as long as I have my
wife in my life because my wife wakes up. She's
not grumpy like me. I'm angry. I'm an angry man
in the morning. But she'll get up and then she'll like,
Pack me a lunch and have a great day at work.
(16:18):
And I'm like, I'm going to live longer.
Speaker 1 (16:19):
Do you enjoy breakfast?
Speaker 2 (16:21):
I don't eat it till like 10.
Speaker 1 (16:23):
Okay.
Speaker 3 (16:23):
Yeah.
Speaker 2 (16:23):
So it'll pack up like that. But I have a
problem in my household right now.
Speaker 1 (16:31):
Is it dogs?
Speaker 2 (16:32):
No, it's not the dogs.
Speaker 1 (16:33):
It's you.
Speaker 2 (16:34):
Yesterday, I go to the mailbox because what I'm really
doing is spying on the neighbors. that's, that's what I
go to the mailbox for. I've never, if I've ever
gone to the mailbox, it's never like, I need to
get the mail. It's always like, I heard a weird noise.
What's that about? And so I like do a slow
walk to the mailbox, but like fully scanning around, like
(16:55):
whether I heard.
Speaker 1 (16:56):
Like, so you're scanning the perimeter.
Speaker 3 (16:58):
Yeah.
Speaker 1 (16:58):
Yeah.
Speaker 2 (16:58):
Yeah.
Speaker 1 (16:59):
Yeah.
Speaker 3 (16:59):
Okay.
Speaker 2 (16:59):
So like yesterday, the thing that happened to be, it
was somebody down the road and they just were laying
on their horn either in a driveway or the street. Right.
And I'm like, I grew up in a bad neighborhood.
It's the neighborhood we live in now. It's actually nicer
than we used to live in.
Speaker 1 (17:15):
Oh, I could tell. Maybe there was a time where
it was hectic over there.
Speaker 2 (17:20):
Yeah, yeah. Oh, it was bad.
Speaker 1 (17:21):
It was bad.
Speaker 2 (17:21):
I saw a man stab another man across the street
when I was eight. He smokes, dude. Yeah, it was crazy.
It was two gay lovers, and they were in a
lover's quarrel.
Speaker 1 (17:35):
As it were.
Speaker 2 (17:36):
And so I'm hypersensitive because of this kind of thing.
Speaker 3 (17:38):
Yeah.
Speaker 2 (17:39):
So the one guy is trying to run over his
boyfriend in the driveway.
Speaker 1 (17:44):
This is the old story. This isn't yesterday. No, no, no.
Speaker 2 (17:47):
I'm just setting the background for why I'm like this.
Guy's trying to run over his boyfriend with a truck.
The boyfriend's trying to run into the front door. The
guy's taking the truck and slamming it into the house.
Speaker 1 (18:02):
Holy hell, dude.
Speaker 2 (18:02):
And he's backing up, reversing. The guy can't get in
the house. He's now blocked the door with the truck. Me,
my stepdad, and my mom are all outside across the
street watching this happen, go down.
Speaker 1 (18:12):
You guys all sharing one cigarette?
Speaker 2 (18:14):
Yes. I'm eight years old, smoking a cigarette, and watching
this go down.
Speaker 1 (18:20):
Boy, you're going to need this.
Speaker 2 (18:20):
The guy gets out of the truck with a knife,
starts stabbing his boyfriend.
Speaker 1 (18:25):
Boyfriend.
Speaker 2 (18:27):
Boyfriend sees us standing outside watching all of this, runs
to us for help. My mom goes, get in the house.
You go right now as a bloody gay man is
running towards our house. We're already on the phone with
the police, right? And this is, you know, this is 90s.
So long cord on a regular phone, right? No cell phone,
(18:50):
just long cord. I have to go hide under the bed. Well,
whatever's happening happens. I miss the rest of it, but
I hear the noises.
Speaker 1 (18:58):
The commotion. The commotion and everything.
Speaker 2 (19:00):
So I'm hypersensitive to this kind of stuff because this
kind of stuff, that's one of 12 stories, to be
honest with you. So whenever I hear a noise in
the neighborhood, I like to walk around. Or sometimes smoke
a little cigarette.
Speaker 1 (19:14):
Patrol the perimeter.
Speaker 2 (19:15):
But if you see me outside my house with a cigarette,
I'm not actually smoking it. I'm just doing it so
it looks like I have a reason to be there.
But I go to the mailbox.
Speaker 1 (19:24):
I check.
Speaker 2 (19:25):
Everything's fine.
Speaker 1 (19:27):
I go to the mailbox.
Speaker 2 (19:28):
There's a letter addressed to my wife from the Department
of the Treasury. And I'm like, oh, no. Because my
first thought is like, what taxes did we not pay?
Speaker 1 (19:39):
No, because I would have come from the IRS. But yeah,
Department of Treasury is a good one. Turns out. Right?
Speaker 2 (19:45):
So i she's getting dinner ready i i bring back
in this letter and i'm like hey honey you got
a you know the letter from the department of treasury
she's like oh i don't know what that is that's
crazy and i'm like do you want me to open
it she's like yeah go ahead open it and i
open that i open this thing up and there's a
check from the government for three thousand dollars And I'm like,
(20:05):
you got a.
Speaker 1 (20:05):
Letter the other day.
Speaker 2 (20:06):
And I'm like, what? She's like, what is this? Turns
out my wife went to the Art Institute.
Speaker 1 (20:13):
Oh, yeah.
Speaker 2 (20:14):
Which was a scam of a school. It was sued
out of existence for the most part.
Speaker 1 (20:19):
And a lot of friends that got caught up in that.
And that's a bummer.
Speaker 2 (20:21):
We've actually been suing them for a while. And finally,
like this class, we forgot about this. I mean, we've
been going through this Art Institute thing for like six,
seven years.
Speaker 3 (20:32):
Right.
Speaker 2 (20:33):
So all of a sudden a check shows up. That's
found money. Well, that's her found money. No, but I
opened the letter. I think she would have tossed the check.
I think she would. Here's what I'm going to say.
I think my wife would have tossed the check.
Speaker 1 (20:50):
And you're all you're taking huge leaps and bounds i
don't know you're totally taking huge leaps and bounds i
don't know again that's her found money you being uh
uh just uh what's uh uh inquiring mind and your
uh intrusive thoughts getting the best of you yeah you're
the one i was like wait a minute i want
(21:10):
to know what this is about it didn't have your
name on it.
Speaker 2 (21:13):
It has my last name on it Welcome to welcome
to being married.
Speaker 1 (21:20):
It's your, it's got, it's got your ladies, your lady's
name on there. And, and it's, that's her found money.
And you, and Ryan, just this year, earlier this year,
we had this discussion and argument because you had found
money in a gambling app. Yeah.
Speaker 2 (21:41):
But you know, but I had to spend it on
the house.
Speaker 1 (21:44):
Again.
Speaker 2 (21:45):
So I kind of like, I'm still mad about that.
I'm still kind of mad.
Speaker 1 (21:51):
That's a y'all. That's a, you guys invest.
Speaker 3 (21:54):
Okay.
Speaker 2 (21:54):
Well, you know what the house needs for us for
an investment PlayStation five angel. That's all I want. Is
it too much to ask my wife who found money?
She found money for a PS five.
Speaker 1 (22:07):
I don't, I don't think that's, I, I, I'm not a,
I'm not sure I'm the right person to ask. I'm
going to concede that part.
Speaker 2 (22:21):
I get that it's her money, whatever. It was money
she actually paid to the school that somehow she got
back or whatever. So it is her money, but it
is also found money. And I don't think. I mean,
like I just gave her a beautiful anniversary. I took
her to Universal Halloween Horror Night. Wait, you backed into that?
It doesn't matter how it happened, okay? It still happened?
The benefit of being a local celebrity. So I'm looking
(22:45):
at that check and like, I'm spending it in my head.
And this nerd goes, oh, I'm going to put that
into my retirement. And I'm like, see, again, again, what
you just started the conversation. You're going to live longer
because you have her in your life. You're going to
enjoy these things. You even said you want your algorithm
to be more like her. Again, her dropping that into
(23:07):
the retirement fund is a better thing for you guys. Yeah,
I know.
Speaker 1 (23:12):
I know. I'm aware.
Speaker 2 (23:15):
Look, I get that I'm being insane about this. And yes,
it's her money, but in a situation like that, it's
kind of hard to explain.
Speaker 3 (23:25):
I don't know.
Speaker 2 (23:25):
I think only if you're in a married or long-term relationship,
can you Any money that shows up, that found money
from the gambling, I put it to the house for
the electrical wiring.
Speaker 1 (23:39):
It's a whole thing. Can we say that was different
circumstances because you had to do the wiring or the
house was going to burn down? Sure. And that's investment.
Speaker 2 (23:52):
But isn't there something to be said for like, okay, Ryan,
you're responsible with your found money. Here's some crazy found
money we didn't know about. Thank you for letting the
house not burn down. Here's a PS5.
Speaker 1 (24:03):
Because you did the responsible thing with your found money.
You want her to do the irresponsible thing? Yes. That's
not how that works.
Speaker 2 (24:09):
Sometimes you got to be a little bit irresponsible. See,
that's the problem. My wife with her 850 credit score
and her like 401ks and all this stuff. She never.
She's never been willy-nilly in her life.
Speaker 1 (24:21):
That's a good thing, Ryan. I understand. You got to
counter that. The one thing I do know, let's say this,
you both can't willy-nilly at the same time.
Speaker 2 (24:32):
Okay, that leads me to my next point. I'm curious
about this. Listeners out there, interactive show, Angel and the
Ryan in the morning. Me and my wife are opposites
when it comes to things like this. And it's super helpful.
I've dated somebody like me.
Speaker 1 (24:46):
Okay.
Speaker 2 (24:46):
Those relationships lasted like a year tops.
Speaker 1 (24:49):
Right.
Speaker 2 (24:50):
Six months average. You out there, listeners, 77031 or join
our YouTube channel. Are you and your partner vastly different?
Or are you the same and that's helpful for you?
Speaker 1 (25:01):
I don't know.
Speaker 2 (25:01):
I want to hear from you, but we'll be hanging
out all morning long. You're listening to The Monsters in
the morning. Angel and Ryan in the morning. We'll be
right back. You wanted the best, you got the best.
(25:26):
You're listening to Angel and Ryan in the morning.
Speaker 3 (25:30):
Monsters in the morning.
Speaker 1 (25:31):
Russ is out today.
Speaker 2 (25:32):
He'll be back tomorrow. Sometimes people got stuff to do.
Stop asking about it. Before winter break, I was talking about,
I was curious to see how our listeners kind of
line up. Are you polar opposites? Are you samesies all day?
I know a couple of samesies couples where they're like
the same person and they get through life. For me,
(25:56):
I don't need another me. I've had other me's. I
have dated spicy brained, late people, crazy nonsense. You know
what I mean? Like, it's just not for me. My
relationship happens to work where me and my wife are
very much opposites in the important parts. And one of
those important parts is financially. I've worked very hard to
(26:17):
get my credit score above seven. I think I'm at
747 right now.
Speaker 3 (26:22):
Right.
Speaker 2 (26:22):
And took a long time to get there. I ruined
my credit at 18 years old. I got a Dell
laptop from a kiosk in the Altamont Mall. I was
signing up. It was my 18th birthday. I didn't know
what I was signing up for.
Speaker 1 (26:35):
We all did a version of that because for me
it was a Visa credit card on campus. Yeah.
Speaker 2 (26:41):
It's predatory.
Speaker 3 (26:41):
It's bad.
Speaker 2 (26:42):
And it took me decades to get my credit back.
It's crazy how much that actually affected my life. But
I didn't understand it. My wife, on the other hand,
she's always worked in banks. Before she, you know, she's
graphic design now. But before that, she always worked at
like a Fairwinds or a Chase or whatever. And so
she's always worked in finance. So she's always had very
good credit and has been very good with money. And
(27:05):
that is so good. Like, I love it. It's actually
the first time I've ever dated somebody. When we started dating,
that was fiscally responsible.
Speaker 1 (27:15):
Well, that's one of the things that people are texting
in in the sense of, hey, yeah, my wife or
my husband and I have different, let's say, sensibilities. But
let's say core values were the same. And I think
that's typically how most relationships. I again, I'm probably the
worst person to be saying this, but how most healthy
(27:35):
relationships work. At a fundamental level, there's like your core
value system. Yeah. And you usually want somebody that that
aligns with. But then the other things can be, you know.
complimentary or opposite of one another.
Speaker 2 (27:51):
For sure. Because like my wife's life before me was boring.
I'm just going to say it. She's told me like
she just didn't have a spicy life.
Speaker 1 (27:59):
You know what I mean?
Speaker 2 (27:59):
Like just kind of regular existence. And that's fine. Nothing
wrong with that. I've asked her like, did you and
your exes like even laugh really? Were they joking? It's like, no,
he would like quote movies sometimes and think he was funny.
I was like, that sounds awful. So that's what I
bring to the table. Right. This person that texted in says,
my wife has an 850 credit score. She pays every
bill on time. I have a 500 credit score and
(28:23):
I always pay my bills a little bit late and
on the red line. So we're vastly different. And I got,
I got, I got to tell you if I hid
my credit score from my wife when we've got together
10 years ago, I didn't hide it. I just never
brought it up.
Speaker 1 (28:37):
You know what I mean?
Speaker 2 (28:38):
But I would ask her like, I'd find little ways
to like figure out like where she was at. You
asked a little tester questions. But if I think of
my wife would have known, I don't think she would
have ran away. But I think you have to look
out for that. Because you, Mr. 550 credit score, you
can fix it. There are things that you can do.
(28:59):
There's credit repair places that you can go. You can
fight transactions on your credit score. I spent a decent
amount of money hiring a credit service with various results.
Speaker 1 (29:11):
You got to be careful with those. Do your research.
Let's put it that way.
Speaker 2 (29:14):
Do your research, but you could also get credit cards.
I had a credit card that I had to pay
money to. Let's say this credit card was like- Secured card.
Secured card. That's exactly what it is. I put $ 1, 000
in it, and then I could use that credit card,
and it would add to my credit score. Things like that.
I did that for years. Things like you can actually,
if you're paying rent, a lot of times you can
(29:36):
get the rent put on your credit score. if you're
paying rent on time now if you're not paying your
rent on time do not do this but there's like
a lot of little little tricks and like there's a
safety net like it feels good like it there's something
like as somebody who had bad credit his whole life
to have good credit feels good Sometimes I open up
the Experian app just to look at the number. And
(29:57):
I'm like, well, again, that.
Speaker 1 (30:00):
Goes to or adds to, let's say, health of a relationship. Well,
you know, when we've got Ray Trendley come in, one
of the biggest things that people, you know, one of
the biggest stressors in any relationship. And this is just
going from Ray Trendley and him coming in here for
years is finances. So that, again, if your core values
are the same in that regard and finances isn't one
(30:24):
of the issues, then you can have a relationship where
you're laughing. Then you can have a relationship where one
of you guys is, you know, a little bit, you know,
willy-nilly or that kind of thing because that's one less
stressor on the table, you know?
Speaker 2 (30:37):
And that's, I mean … Finances kill relationships.
Speaker 1 (30:41):
Oh, 100%. Kill them. Finances kill human beings, period. I mean,
there's single people that are drowning in that world, you know?
Speaker 2 (30:49):
Yeah, and this is the best worst time to live in, right? Like,
I do fully believe that, like, AI will definitely crush us.
It's a horrible thing that's going to ruin everything. But
not right now. Not today. Today, you actually have access
to the most powerful tool in humanity has ever had.
And that is the AIs out there, whichever one you
want to use. I promote none of them. But you
(31:13):
can go to one of those and be like, hey,
here's where I'm at.
Speaker 1 (31:17):
And be honest with it.
Speaker 2 (31:19):
And it will write out a plan for you that
you could follow step by step to fix a lot
of this stuff. I wish I would have had this. Like,
you know, when I was doing this, it was just
Google searches and hopefully– and I did get scammed a
couple times by those credit services.
Speaker 1 (31:33):
No, no. In regards to those, absolutely.
Speaker 2 (31:35):
Because what they do– in my opinion, allegedly companies.
Speaker 1 (31:41):
What they do is the legwork of, if you're really
interested in, in kind of resetting or, or, or rehabbing
your credit, it's stuff that you can do.
Speaker 2 (31:51):
It is all stuff you can do, but a lot
of it, like they were like, Hey, we're just going
to go and contest everything that's on here. And some
of it stuck. Some of it actually worked. Most of
it came back and it was like, no, no, no.
You owe this money. And it's like, okay, but there's
a lot that you can do. Interesting. A lot of
text coming in. I like this text. This one makes
(32:11):
sense to me. And this person said, I'm ADHD. I'm
also 40 years old. And I'm just now for the
very first time dating someone who is exactly like me.
And I love it so much more than dating a
neurotypical person. And I got to agree with you. My
wife also has ADHD. And now I never worry about
being late. We just both annoy people.
Speaker 1 (32:30):
It's awesome.
Speaker 2 (32:31):
We're going to be hanging out. We're doing all the
regular stuff that we're doing. Get on the line for trivia. 407-916-1041.
We got some amazing prizes and it's going to be
not bogus list trivia. Okay. We're not doing that.
Speaker 1 (32:48):
Turn it on. We're not visiting bogus list.com.
Speaker 2 (32:49):
We're not going to bogus list. You got to be
ready to go. Okay. When I'm the arbiter of trivia,
I do it my way.
Speaker 1 (32:55):
Okay.
Speaker 2 (32:56):
It's a different question. If the person gets it wrong
and we move on because I want people to win.
I want you to be excited. We're not picking up
for boring people. And yeah, yeah, yeah, yeah, yeah. You
got to work for it.
Speaker 1 (33:06):
Okay.
Speaker 2 (33:07):
You got to put a little spice into it. Let's go.
So get on the line. Four, seven, nine, one, six, one, oh, four, one.
You're listening to the monsters in the morning.