Alligators, Credit Unions & Trampolines!

Great info, and one of our most entertaining guests on this episode!

Episode Transcript

Speaker 1 (00:00):
I didn't do it.

Speaker 2 (00:00):
I mean you did, that's what you said, but you
probably did it. You did something around it. You did
not do it, and like we just got to dig
in a little deeper. Please, yes, m did you bring
any proof?

Speaker 3 (00:13):
Right?

Speaker 4 (00:14):
Okay, did you bring some proof?

Speaker 5 (00:16):
No?

Speaker 4 (00:16):
Where's your evidence? Okay, you did it?

Speaker 6 (00:19):
You did it?

Speaker 1 (00:19):
See you like to judge.

Speaker 5 (00:23):
Yeah.

Speaker 7 (00:24):
If the views and opinions expressed by the participants on
this show are not necessarily those of Stewart Information Services Corporation,
Stewart Title, or Stewart Insurance, before you make any investment,
you should seek the advice of your investment advisor or attorney.

Speaker 8 (00:38):
Whether you're a real estate broker, realtor homeowner, buyer or seller,
everything matters when it comes to real estate. This is
Real Estate Matters with Store Title, Steare Titles, Build, Napik,
and Guess open the door to what really matters in owning, buying,
and selling real estate. And now Real Estate Matters with
Store Title, brought to you Stuart Insurance, here to inform, entertain,

(01:03):
and inspire.

Speaker 9 (01:04):
Bill Nevick, Welcome to the show. It is Real Estate
Matters with Stuart Title. I am your host, Bill Nappick,
thank you for joining us here. We are show number six.
Five great real estate professionals are on the show today
for you, and we're going to start off talking about money,
and we're going to start with Liz Harrol. She is

(01:25):
with the Texas Dow Employment Credit Union, also known as TDECU. Liz,
welcome to the show.

Speaker 5 (01:33):
OOO.

Speaker 10 (01:34):
Thank you for having me.

Speaker 9 (01:35):
Those are great initials, aren't they. Yes, so, Liz, first
of all, let's tell people about the credit union TDECU.

Speaker 10 (01:43):
Yes, well, we are a little over seventy years old.
We are established in late Jackson, Texas with Dow Chemical employees,
and now it is open to the entire state of Texas,
so no longer with just employees, but we service everyone
in the state of Texas. As long as you worship
or bank in Texas, we are eligible to have you

(02:04):
as a member.

Speaker 9 (02:05):
And the key thing here is everyone could could work
with your company, but also you're a credit union, so
there's going to be a little bit of a distinction.
We're going to hear about there. And the bottom line
is also about money and providing loans for people. Money
is the lifeblood and a real estate transaction among many
other things.

Speaker 10 (02:25):
Yes, absolutely, I would say over twenty five years in
the business that I've been doing home lending to residential clients.
Credit Union is a great place to be for lending
and banking. So we provide lots of services that are
what I would call outside of the box and that
could really help you on your home ownership journey or

(02:49):
generational wealth by way of home ownership.

Speaker 1 (02:51):
And let's tell.

Speaker 9 (02:51):
People also your title with the company, because you go
beyond just the Houston area, which is fascinating.

Speaker 11 (02:57):
Yeah.

Speaker 10 (02:58):
So VP of Mortgage, which means I lead the entire
origination staff, all of our loan officers. Some people call
them mortgage bankers, some people call them mortgage loan originators.
But yes, I lead all of the sales team and
we have a wonderful team here that helps our communities.

Speaker 1 (03:16):
And that's a.

Speaker 9 (03:16):
Great thing you know about all the individuals that are
on the team here in Houston. So should someone reach
out to you, you're able to connect them. But also
the beauty of living in Houston or in Texas. Houston's great,
but Texas has so many other great cities, and in
your role, you're getting to see the sampling of all
the activity, real estate and even otherwise even as things

(03:39):
are moving into the Great State.

Speaker 10 (03:41):
Yes, Texas has definitely grown in residential housing and also
corporations over the last I would say five years. The
statistics keep going on those, meaning, you know, how many
home buyers do we have, how many people are coming
to Texas on a monthly basis or on an annual basis.

(04:03):
We are definitely still growing. Texas is known for our
land and our marketplace for jobs, and so as long
as those two things can continue to grow, residential housing
will still be a need.

Speaker 9 (04:16):
And again you're providing money with your organization. That brings
up the question. A lot of people think, well, I
can go various places for a loan. I can go
to a bank or a credit union. So let's tell
people the difference in case they don't know. What's the
difference between working with a credit union or a bank.

Speaker 10 (04:35):
Yes, absolutely, you hit it right on. So in the
world of lending, depending on your financial situation, you can
definitely go and find or buy money anywhere. Sometimes you
can get a mortgage loan just online and you never
have to talk with a human. But we at the
credit union actually are here for the member and we

(04:57):
have a consultative approach to everything that we do, including
mortgage lending. And so when you're thinking about buying a home,
or if you have already purchased twenty five of them,
the industry changes so rapidly that you really need a
trusted advisor to understand you as a member, understand your
financial situation, and also to help you provide a professional

(05:18):
recommendation on how to structure lending. Overall, I personally have
originated for over twenty years myself, and so my clients
over the years do repeat coming back to me no
matter where I am, because I have their best interest
at heart. I understand their financial situation or I get
to know it. I know their family, I know their generations,

(05:40):
and when providing a professional recommendation, it's not just for
our transaction now, but it's also for what they have
plans to do and to structure it accordingly and applicably.

Speaker 9 (05:50):
Well by using the word member, that makes you feel
like you're already part of the family. Oh, absolutely so
that would help in a transaction that's taking place now
and as you mentioned, perhaps years from now for the
next thing. But that certainly sounds like one of the
advantages or distinctions, but give us an idea of some
of the other distinctions with your organization.

Speaker 10 (06:13):
We offer many different types of lending, but we also
have in house lending. And what that means is is
we have different types of loans that have different qualifications
strictly just to our credit union and so number one,
for home lending, we have a no money down program.
And what I like about it is that we have

(06:35):
had several years of inflation. Right, so if you don't
fit in a standard sized box of guidelines for lending,
we can take a look at that on a case
by case basis. And we're here for the member, so
we look at everyone with a holistic view of what
they're wanting to do, or we can provide a plan
on how to get them there.

Speaker 9 (06:55):
So when we go back to the idea of being
a member, right, so theoretically I could be a member
before I have a loan for a home.

Speaker 10 (07:06):
Yes, yes, you can become a member by having an
account with US credit Cards, personal lending. We have all
of those great loan types or product types. If you're
not a member with us, that's perfectly okay. You would
actually become a member right before you close on your
property or your home loan, and we would help facilitate
that with you. We would also link you up with
someone in one of our credit union financial centers and

(07:29):
they would consult with you on how what account you
would get with us and how that would be more
advantageous for you and your financial journey, or what would
you like to have as far as accounts with us,
I actually have better accounts with us that have a
higher increased amount of lending or a higher increased amount
of interest to whether it's CDs, checking accounts, saving accounts,

(07:50):
share accounts, accounts for your children, different savings accounts that
can help you with growing and establishing credit. So great
way to be at a credit union, especially if you
are not really feeling like you have the value of
your financial institution or best interest at heart. But I
will say our interest rates are very competitive either with

(08:13):
lending on the personal side, residential side. We do have
commercial lending as well, but even for the CDs, we're
very competitive with the market and sometimes even better structures
on them. So we actually have an armed We own
our own insurance agency, and we also link up with
our financial institution for investing as well.

Speaker 9 (08:36):
We're talking with Liz Harrold. She is with Texas Doll
Employment Credit Union also known as t DCU. Knowing what
you know being in the profession for many decades now, Liz,
let's tell people just generally speaking, maybe they're in another
state listening to the show, but I would imagine the
same bullet point supply here in Texas, in Houston and beyond.

(08:59):
But what are some of the things things we should
look for the person or family look for in a lender.

Speaker 10 (09:04):
Someone who actually talk to you. They'll take the time
to understand your needs, understand what your financial portfolio looks like.
And also partners with local real estate agents and builders,
and so that's something that we actually do. We have
our real estate agents and brokers that we partner with.
We also have a few builders that we partner with
as well, so we have an idea of what's the

(09:26):
inventory that's able to be graphs in the area. And
then of course those real estate agents work with us
as well, and so if you're working with a realtor,
then they also will refer you to us as well
because they know that we'll take care of you and
the member as they go through their home ownership journey
or if they're just like you said, relocating, that's a

(09:46):
big thing. That's a lot of planning. You're still having
to do your job as you're relocating your family and so.
Over the years, having a lot of people come to
Houston area for work, it's a great opportunity to reach
out and establish relationship, even with a complementary consultation, just
to have a conversation about timing, what's needed, what should

(10:08):
you prepare, how long does a prequalification last, those types
of things so that they can better align with your project.

Speaker 1 (10:15):
Liz, give us a quick word.

Speaker 9 (10:16):
Also, you're doing some work at the hmb A Houston
Mortgage Bankers Association.

Speaker 1 (10:22):
Let's tell people what you do it there.

Speaker 10 (10:24):
I am very blessed and have the opportunity to sit
on their board of directors. We highly support the industry
as well as the people that work into the industry,
and we do a lot of connectivity activities and we
also support local nonprofit agencies as well. TDECU is the
place to be for home lending. We are home and

(10:46):
where home matters.

Speaker 9 (10:48):
Sounds good to me, Liz. Let's tell people in case
they want to reach out to one of the loan
officers not just here in Houston certainly, but even around
the state as people hear the show.

Speaker 1 (10:57):
What should people do?

Speaker 10 (10:58):
Yes, you can find us on TECU dot org and
there is a button there that you can press to
find a local loan officer where when you get there
you can connect them by phone on their website email,
or you can find me on LinkedIn or find us
on LinkedIn and connect with us there.

Speaker 9 (11:16):
Liz harold t d e CU dot org. Liz, thanks
for being with us.

Speaker 10 (11:22):
Thank you.

Speaker 12 (11:22):
As well.

Speaker 9 (11:23):
As we continue, let's talk to Kathy Lahoff. She is
with Realm real T. Kathy, welcome to the show.

Speaker 6 (11:29):
Hi, thanks to having me.

Speaker 1 (11:31):
Well, it's good to see you. Real estate is always
great and now we have a real.

Speaker 9 (11:34):
Estate professional with us right now. Kathy, Let's tell people
a little bit about your company.

Speaker 5 (11:40):
Realm Realm is a single loaned company. We have five
offices in the Houston area. I think they're about a
thousand agents.

Speaker 6 (11:48):
It's a lot, it's a lot.

Speaker 9 (11:49):
Of course, there's a lot of the agents in the
Houston area. As far as what you're doing helping buyers
and sellers get people an idea geographically, maybe the last
twenty or so transaction where you've been in the Houston area.

Speaker 5 (12:01):
Well, it's funny because I live on the west side.
I live in Fulsher I've lived and worked in Katie
for twenty five years before I moved to Fullsher, so
I like to stay on that west side. The last
three transactions I've done are in Conro, So if I
can jump on ninety nine and get from sugar Land
all the way up into the Woodlands and Conroe area,

(12:22):
i am. I'm happy to do that. I also can
go into about six'. Ten But i'm one hundred percent.
Referral so if someone calls me and they wants and
they need, me THEN i go Where i'm wanted and.

Speaker 9 (12:33):
Needed, yeah we could do twenty Shows kathy on The
beauty of ninety nine and how it helps us, all
not just in the real estate, profession but how it
helps us do our daily lives every.

Speaker 5 (12:44):
Day it has really connected so many. Things you, know
it used to be it would take me forever to
get out, there and NOW i can get out to
The woodlands area in forty five.

Speaker 9 (12:54):
Minutes so we'll get people an idea right. Now AS i,
said you're helping buyers and sellers with the real estate.
Needs right now again last ten twenty. Transactions you're helping more,
buyers more. Sellers what's.

Speaker 5 (13:06):
Happening i'm usually half and, half probably a little more
sellers right, now But i'm usually half and, half WHICH i.

Speaker 6 (13:11):
LIKE i like the variety half and.

Speaker 9 (13:14):
Half and let's talk about recently in The Wall Street
journal and other, Publications Houston chronicle and, such they're talking
About follsher just skyrocketing to be one of the most popular,
areas not just In texas but in The United.

Speaker 1 (13:28):
States it is.

Speaker 5 (13:30):
CRAZY i moved out there thirteen years ago and there
was nothing out. There it was you, know you were
living out in the. Country and now it is. Booming
we're trying to keep up with the. Infrastructure there's a
little traffic out, there but it's a great place to
live and everybody has figured it.

Speaker 9 (13:48):
Out, well give us an. Idea as someone that lives,
THERE i have a few ideas why it's so popular in,
things but as a resident in the area, there what
is it About fullsher that has such an attraction in
such a.

Speaker 5 (14:00):
CHARM i, think, well it's got the small town. Charm
BUT i really do think that it's kind of the New.
Katie you, know everybody moved out To katie what thirty
forty years, ago and they ran out of. Room so
then people started moving To Fullsher and now that people
have moved To, fullsher the schools have have come with.
It so you've got great, schools you've got great, communities

(14:24):
a lot of master planning, communities cross creeks out, There
fullbrook is out, There Weston, lakes AND i just think
that it's kind of like the New.

Speaker 9 (14:33):
Katie, well one of the THINGS i am on The
facebook page where the, police.

Speaker 1 (14:38):
The Fullsher, police they're so. Fun they are.

Speaker 9 (14:41):
Fantastic they've been on the, show The, captain The, Mayor
don and all those. Guys BUT i think they have
fun with putting a lot of alligator pictures On.

Speaker 6 (14:50):
Facebook we have a lot of, alligators baby.

Speaker 9 (14:53):
Alligators and if you're listening outside Of, houston yeah there's
a few, alligators or even In katie Where i'm, at
there's a few in the in the streams and.

Speaker 5 (15:01):
Stuff but did you see the one the other day
where they showed they had a picture of the police
station right and they said they were running out of
room because they you, know don't like to relocate. Them
so and they had pictures of like forty alligators in the,
gym in the, bathroom on people's. Desks it was all
ai but it was. Hysterical they were just alligators.

Speaker 1 (15:24):
Everywhere alligator.

Speaker 9 (15:25):
Overdose so but, no they they picture them and there
are alt and they seem to have fun with.

Speaker 5 (15:30):
Them. Yeah they they end up on people's front, porches
in their, garages in their, backyards and the police go
and take them. Away they probably just move them down the,
street but they take them.

Speaker 1 (15:39):
Away they might be bringing them To. Katie who.

Speaker 12 (15:41):
Knows we don't know.

Speaker 1 (15:42):
The inner, workings but we'll have to have the guys
back on the.

Speaker 9 (15:44):
Show but in the, meantime have you ever been showing
homes And Fullsher and it's, like, oh there's ONE.

Speaker 6 (15:49):
I have Not, Okay so it's not that.

Speaker 1 (15:51):
Bad they just.

Speaker 9 (15:52):
They put it there for social. Media so outside Of
fullsher it's a great.

Speaker 1 (15:56):
Place all.

Speaker 9 (15:57):
That what's going on In? Katie it's, RIGHT i, say
it's right next to almost.

Speaker 5 (16:01):
Right, Sure So katie is still booming a lot of.
Relocation people Know, katie they Know Sinco. Ranch if they're
coming from other, states they've been told you need to
move To katie And Sinco. Ranch then once they get,
here people i think start to tell them about Fullsher
so it's kind of moving that. Way But katie is still,
very very. Popular it's just it's you're going to have

(16:24):
to unless you go on the north, side you're gonna
end up buying Resiling katie because there's just no not
much more room to.

Speaker 6 (16:30):
Build.

Speaker 9 (16:32):
WELL i almost live In, katie and the established neighborhoods
are great with the trees and all, that, yes but the,
homes it's a perfect area for people that are doing
roofing and.

Speaker 1 (16:42):
Remodeling it's a.

Speaker 5 (16:43):
Crazy especially if you're going Down South. Fry those homes
are you, know those are, great great homes to buy right.
Now they are close enough to ten traffic's not, bad
and you can remodel them and make them your perfect.

Speaker 9 (16:59):
Home so, well now That i'm thinking about as we say,
this that may be one of the other attractions Of.
FULLSHURE a lot of the construction is, new so if
someone doesn't want to mess around with remodeling in that right's.

Speaker 5 (17:11):
FUTURE a lot of the homes In katie are from
the eighties, nineties and they're going to need they're going
to need some work most of.

Speaker 9 (17:19):
Them let's tell people as far as helping the, sellers
these things give us a case. Study if you would
pick a, city Maybe katie or something. Else as you're helping,
sellers how are you coaching them right now to sell the?
Home what's the market? Like and IF i want to
sell my, home say Mab katie or. Whatever IF i
want to sell my, home how long is it going
to be sitting on the. Market if it's an, idea it.

Speaker 5 (17:41):
Depends, YES i know real estate is. Local and WHEN
i say, LOCAL i don't Mean. Katie when you're looking At,
katie you could be looking out Toward, brookshire which is new,
construction or you could be looking closer in To highway.
Six so those areas are totally. Different if you are
in an area that's newer and you're going to be
fighting new, construction you are going to have to have

(18:02):
your home move in. Ready it is going to have
to be almost perfect because if there's a new construction
home that is for sale a mile or two from,
you they're going to be giving you closing. Costs they
have special incentives with their. Lenders you're getting a brand new.
Home with, warranties they're going to give you down payment,

(18:22):
assistance they're going to buy your interest right. Down so
if you have, resale you're going to have to compete
with that and your house could be sitting thirty to sixty.
Days if you're in an older area Like Nottingham country
Or Kelly, wood they might sell faster just because people
want to be, there and you might not have to
do as much because people know if they buy an

(18:45):
older home that that's what they're going to be looking.

Speaker 6 (18:47):
At it just.

Speaker 5 (18:48):
Depends i'm going to have to walk you through your
home and we're going to have to say this is worth,
Fixing this isn't you? Know it's house by, house neighborhood by.

Speaker 9 (18:57):
Neighborhood, now even though you're working from a referral, standpoint
you've been in the professional long.

Speaker 1 (19:02):
Time are you working with?

Speaker 9 (19:04):
People are you being referred to people that are coming
from outside the.

Speaker 1 (19:08):
State do you see much of, That?

Speaker 5 (19:10):
Kathy not as much AS i used. To DURING COVID
i had a lot of relocation. BUSINESS i still get
some From. MIDLAND i have some referral partners In midland
and they have people From, exon which is Why i've
been In conroe in The woodlands a lot, lately but
most of, MINE i see your people downsizing and then

(19:31):
So i'm selling their bigger home and they're moving into
something newer or.

Speaker 9 (19:35):
Smaller we're talking With Kathy lahaff With Realm. Realtors, Well,
kathy what are some of the things that you're seeing
were at the halfway point almost of the. Year, well
what's your sense as to what's going to?

Speaker 1 (19:47):
Unfold is it? Brisk is it GONNA.

Speaker 4 (19:52):
I don't.

Speaker 5 (19:52):
Know the honest, ANSWER i don't.

Speaker 6 (19:55):
Know we are in.

Speaker 5 (19:57):
Summer summer should be super. Busy we had a great
start To may and it kind of slowed.

Speaker 6 (20:02):
Down no one.

Speaker 5 (20:04):
Knows nobody really, knows and it again depends neighborhood by.
Neighborhood out In conroe in The woodlands Where i'm, working
things are moving really. Fast if you go out to
some of the newer neighborhoods with new, construction they're moving really.
Fast some of the older neighborhoods that are not as.
Close there's certain areas that have specific highlights to, them

(20:27):
and if you're in an older neighborhood that doesn't have
those special, things your house is gonna sit and.

Speaker 1 (20:32):
You mentioned The.

Speaker 9 (20:32):
Woodlands WHEN i think of The, WOODLANDS i think that
it's kind of like and correct me If i'm. Wrong
it's kind of Like katie because they have a lot
of older, homes, right not a lot of new. Construction
kind of similar To.

Speaker 5 (20:44):
Katie, yes but again they've got their areas that are Like.
Fulshure so you go out To, willis you go, out
if you go out To conroe and go Towards cut And,
shoot for, example there are neighborhoods just popping up just
like you. See and then the other way if you're
going out Toward, Magnolia, Tomball, Hockley Waller county is. Booming

(21:05):
so it just depends on where you.

Speaker 6 (21:08):
Are and.

Speaker 5 (21:10):
Again that is that's house by, house neighborhood by.

Speaker 6 (21:12):
Neighborhood.

Speaker 1 (21:13):
Fascinating all the stuff that's going on, here it's.

Speaker 6 (21:16):
Crazy, yeah it's hard to keep.

Speaker 9 (21:17):
Up with of all the things you could be doing
in Live what is it about real estate that has
kept you in the profession so many years?

Speaker 5 (21:24):
NOW i love. IT i love that every transaction is completely.
Different you learn something every single time because this business changes.
Constantly we have new, laws we have new, forms and
you just have different people with different. THINGS i just
sold one that had an abandoned mobile home on, it
AND i was working with my client to try and

(21:45):
find somebody who would come get the mobile. Home every
transaction is.

Speaker 9 (21:48):
Different, well but as you, mentioned, now that just designed
that people look to the real to know. Everything, right
you have to have a tool. Belt with all these,
tools we're going to get rid of a. MOLE i don't, know, right.

Speaker 6 (22:01):
BUT i found.

Speaker 9 (22:01):
Out, yeah that sounds, great, Well Kathy. Lawhoff let's tell
people how they can reach you should they need help
buying or selling a.

Speaker 1 (22:09):
Property, yep just get, two.

Speaker 6 (22:10):
Yeah or four or.

Speaker 5 (22:11):
Ten just give me a call or text seven one,
three five six two eight five zero two seven one
three five six two eight five zero.

Speaker 9 (22:21):
Two, kathy thanks for being with, Us thank you and
moving right. Along it's time to meet nite in Yan.
Umiya she's right here With realty Of.

Speaker 1 (22:31):
America, Yes, nati welcome to the.

Speaker 4 (22:34):
Show thank you for having, me and thank you for nailing.
It nailing the.

Speaker 9 (22:37):
NAME i nailed the name so, Well i'm going to
say it, again nite in Yan.

Speaker 1 (22:43):
Umiya god got. It i'm gonna get.

Speaker 9 (22:45):
It i'm gonna put that to music and get back with, you.

Speaker 4 (22:48):
And, oh please. Do there's a lot of good remixes going.
On please, DO i could.

Speaker 9 (22:51):
Imagine, So, natae let's tell people about what you're doing
here in real estate these.

Speaker 4 (22:56):
Days, okay so real estate these.

Speaker 2 (22:58):
Days, well my backround is, radio television and, production and
as a television, producer, literally to, me real estate is
a big.

Speaker 4 (23:08):
Production that's what it.

Speaker 2 (23:09):
Is the show must go, on the home must get,
sold the home must get, purchased all the things must be.
Done we're, negotiating we're talking to every single different. Department
and so that is WHY i got into real. ESTATE
i wanted to be the realtor THAT i did not
have WHEN i bought my first home at twenty five
and then WHEN i sold it like eight nine years,
later every transaction was good until it. Wasn't even with

(23:32):
an investment situation got. Scammed all the. Things lived IN
la for years suit a landlord and friends would always
come to me and ask me like real estate, things
And i'm, like you know, what, girl get your. License
AND i literally had some people from my previous years
in oil and gas BECAUSE i was a credit analyst
in the oil and gas industry for a while just
saying To, heay in between all of these entertainment things you're,

(23:52):
doing get your real estate.

Speaker 4 (23:53):
License you can always help.

Speaker 2 (23:55):
People BECAUSE i was helping and talking to people anyway
about real, estate whether it was In houston or In Los.
Angeles so DURING covid or the you, know pandemic, panorama
all the things that people call, IT i went, ahead
got licensed and got to.

Speaker 9 (24:08):
Work it sounds like you have a little bit of
fun with it along the.

Speaker 4 (24:11):
Way oh always if it's.

Speaker 2 (24:12):
Not If i'm not having, Fun i'm not doing. It
that's the truth for, me AND i think that is
what draws some of my clients and people to. Me they're,
like they want to have a good time while they're
doing this. Transaction moving is, stressful, negotiation all the things are.
Stressful so how can we do this transaction and have
the most fun, possible make it as easeful as. Possible
and my thing is serenity like at some point and

(24:34):
usually that's you, KNOW i work with realtors Around houston
Because i'm southeast side by forty five south BY Nasa Baybrook,
mall which we're booming and exploding over there with new
construction as, well, However i've lived by The gallery for
like four. YEARS i purchased my first home In Third.
WARD i lived in the heights back in the, day
and So i've Left houston and come back and every,

(24:56):
time LIKE i see different, THINGS i know. People SO
i partner with realtor from around the city BECAUSE i
have unique connections to different.

Speaker 9 (25:05):
Areas, well let's tell people as far as as we're speaking,
geographically let's tell, people certainly real estate, licenses you can
go anywhere In, texas the state Of, texas and it's.
Huge but as far as last twenty, transactions where have
you been helping the buyers and? Sellers mostly lately lately a.

Speaker 4 (25:22):
New construction In.

Speaker 2 (25:23):
Midline there's a new development By Baberg mall Called midline
and it's actually by the developers Of Baberg. Mall so
that has been wonderful walking a buyer through literally getting
to build from the ground.

Speaker 4 (25:37):
Up SO i have that.

Speaker 2 (25:39):
Area i've also helped another buyer that actually the buyer
turning into a, seller and that's more of like forty
five and excuse, me two eighty eight and The beltway,
Area so moving out of that first home that they,
purchased as well as helping a family who they actually
live Between america And Abu dhabi and somewhere, else but

(25:59):
their kids are in cop, college so we got them
situated in a nice. Lease we're trying to find a,
condo but there was a lot of things going on
with condos.

Speaker 4 (26:06):
Right there off of forty Five El.

Speaker 2 (26:07):
Dorado i've also helped some friends over in The mayerland
area who were looking to let's lease a little bit
before we buy our new. Construction so those have been
the main Areas i'm. In, Also i've helped some families
transition in from they were working overseas because they work
in oil and. Gas they're relocated back To houston over
there by the what is it the golf area right

(26:29):
over there in midtown like medical, center because one is
in the medical industry and the other ones in oil and.
Gas but, Again i'm partnering with other, people other realtors
THAT i know and THAT i trust as. Well they
just trust, me they want to help and support, me
And i'm, Like, okay let's make a good.

Speaker 1 (26:43):
Fit let's tell.

Speaker 9 (26:45):
People as far as, SOUNDS i have a FEELING i
could be wrong as far as social. Media are you
active on social? Now you came in, here you brought
your own.

Speaker 4 (26:52):
Camera i'm The dji THAT i invested, in.

Speaker 9 (26:55):
RIGHT i love The dji, products, Right they're. Fantastic BUT
i have a feeling that you're also using the social.
Media let's tell people how you use. It let's say
you also list. Homes, right so if you list my
home for? Sale what role is the social media going
to play if you're helping a seller in this.

Speaker 2 (27:10):
Case i'm working on utilizing my social media even. More
using social, MEDIA i think it really helps when you
have a connection with people and there's a lot of
engagement with. PEOPLE i think you can post a lot
of things all the time where you're sharing. Education, also
it's those intimate like one on, Ones Like i'm in
people's dms a lot and just chatting with, people And
i'm blessed that BECAUSE i did radio In houston for

(27:32):
a long, time a lot of people are noticing me as,
well and they're, Like, okay what's going. On because some
people don't really want all their business. Online that's Where
i'm dealing with with a lot of people are, like you,
KNOW i don't want everybody to know everything i'm selling my.

Speaker 4 (27:44):
HOUSE i got to show this, KEY i gotta do
this and.

Speaker 2 (27:46):
That So i'm, like it's, Cool Like i'll go in
THE dms with certain people reaching out to people for
their birthdays for that house that's.

Speaker 4 (27:52):
Sold of, course we're going to make a, beautiful beautiful
you know.

Speaker 2 (27:56):
Video i'm going to share all of, That BUT i
ALSO i reach out to people. INDIVIDUALLY i really do
a lot of. Times and THEN i showed my wins.
Online But i'm going to transition to sharing a little
bit more of my. Process it's just that sometimes the
process is not. Pretty it's like. Work you, know you're
making phone, calls you're on the, computer and you, know
people see the lovely life of, realtors and it's, LIKE.

Speaker 4 (28:15):
I mean sometimes like if you want that, Real i'll
give it to.

Speaker 2 (28:18):
You but, uh really last WEEK i was in trainings
all week and strategizing.

Speaker 4 (28:23):
Things, right you want to see? That do you want
to see?

Speaker 9 (28:25):
That there's real estate and then there's reality, right, yes
so and sometimes they. Mix, YEAH i don't, know let's
tell people a little bit as far as you're mentioning
THE tv and.

Speaker 1 (28:37):
Radio, yeah give us a little word on the radio
work that you've.

Speaker 4 (28:40):
Done, Okay SO i.

Speaker 2 (28:41):
Was a cold so The mahad a morning show for
like twelve years ON a ninety seven Nine The box
at that, Time so that was. FUN i went from
intern to morning show co hosts for years here In,
houston and THEN i did a weekend show as, well
like The top Thirty countdown And conversations Within It's. Hey
and since, then Like i've produced a court Television everybody's
favorite guilty, pleasure work with all.

Speaker 4 (29:02):
Of THE tv, oh COURT, Tv COURT.

Speaker 1 (29:05):
TV i THINK i could tell YOU i didn't do.

Speaker 4 (29:06):
IT i mean that's what you, said but you probably did.

Speaker 2 (29:09):
It you did something around, it you did not do,
it and like we just got to dig in a little.
Deeper did you bring any? Proof, okay did you bring some?
Proof where's your?

Speaker 6 (29:22):
Evidence?

Speaker 4 (29:23):
Okay you did. It you did it.

Speaker 1 (29:27):
Like the.

Speaker 9 (29:28):
Judge, yeah because you know you had expression just like the.

Speaker 2 (29:35):
JUDGE i, mean when you're working with buyers and sellers,
too you're you, know it's kind.

Speaker 4 (29:39):
Of like, okay what just tell it to, me give
it to me, straight we can.

Speaker 2 (29:41):
Talk AND i think people do enjoy that candor Because
i'm just kind of, Like, okay what's really going. On,
like you, know we got all the things that you
want to. Say now that we got that, done just
talk to. Me what's what's going on and what is
your goal and let's figure it.

Speaker 1 (29:52):
Out that's funny though you mentioned the, COURT tv and
all that.

Speaker 9 (29:55):
Stuff we all in a way want to be, judge
just because we're consciously looking at people and we're judging out,
here even when we say we're.

Speaker 2 (30:02):
Not, yeah like the kids, say we listen and we don't.
Judge i'm, like that's you're judging when you're saying. That
that's why you're saying.

Speaker 9 (30:07):
It there's real estate then the reality right. Exactly so
as you look ahead to this, year, okay all kind
of a lot of things going. On, yeah sound how
active right? Now is the market pretty busy in your?

Speaker 2 (30:19):
Area in my area That Nassau, PARKWAY Nasa, PARKWAY Nasa
road one, area so much is, There it's so much,
there and that is Where midline is. Developing and there's
four new builders right. There i've been watching from the
moment they started digging. UP i, said, OH i see it,
happening and immediately started working that.

Speaker 4 (30:38):
Area so that AREA i think is doing very.

Speaker 2 (30:40):
Well same thing in my neighborhood Because i'm back With
mama at home While i'm In houston now and on our,
street we've had three properties sell in the past. Month
in the past, month they were only on there for
like a couple of. Weeks and these are properties they're
about they're in their, eighties like nineteen eighty eighty, one eighty.
Two people were buying these twenty years ago for ninety thousand.
Dollars they're now selling for two, fifty you, know to sixty.

Speaker 1 (31:02):
Five, amazing.

Speaker 9 (31:03):
Amazing we're talking With nit tay In John. Umi, Okay,
bill let's asto. Good, yeah you're. Great, Okay so just
let's let's rewind the thing again a little bit about your.

Speaker 1 (31:16):
Past tell Us Los angeles is.

Speaker 9 (31:18):
FASCINATING i, mean we heard so much about one of
my favorite NOT la, specifically but one of my favorite
vacation places is Southern, California Laguna.

Speaker 1 (31:27):
Beach, Right, OH i Love. Laguna so you were IN
la living? There? Yes what was that? Like and how
many years? Ago was?

Speaker 5 (31:33):
That?

Speaker 2 (31:33):
Amazing SO i just moved back maybe about a year
and a half. Ago SO i was IN la for
like twelve, years BUT i would come back To houston
at least three times years three to. Four i'm a cougar,
gokoogs you, know getting My koog's, card uh, tdcu getting,
that getting, that getting That koog's. Card, Yeah so it
was it was amazing and it was. Fascinating after, radio you,
KNOW i ventured into stand up a little bit as,

(31:54):
well So i'm working on bridging like stand Up world,
together Producing world. Together SO i lived in the heart
Of la not one of those it's like you lived
In la and it's really Like wittier all the shade
To whittier.

Speaker 4 (32:04):
Or all these other little.

Speaker 2 (32:05):
Suburbs but it was like in the Heart, Mailrose, normandy
the one on one going to. Auditions you're spending a
lot of time investing into your art because with, acting
with stand, up you you're you're practicing for free to get.

Speaker 4 (32:19):
Better over and over and over.

Speaker 2 (32:21):
AGAIN i was also a tour guide At Universal STUDIOS
vp guide.

Speaker 4 (32:25):
That oh it was. Amazing it was.

Speaker 2 (32:26):
Fun they support actors and comedians and you, know it
was just like taking a radio show on the, road
well on a tram literally and just hanging out with
people for a, living which to me that is real.
Estate but it's ALSO i get to use my finance
degree and help people and analyze and things like just
bringing all my worlds together well As.

Speaker 9 (32:43):
I'm imagining each one of, these these elements of entertainment
and in your in your life as, well so many
great things to observe, people to help people To god
and entertain along the.

Speaker 1 (32:54):
Way we try to do that right here on the.

Speaker 9 (32:56):
Show, again let's tell people if they want to reach
out to, you or before we close the, segment give
us a final word about real estate and what you
want people to know with real.

Speaker 2 (33:04):
ESTATE i want you to know that if you want a,
house you can have a. House there is a guide
to home ownership and we just got to figure that out.
Together if you want to sell your, House i've had
people That i've, advised H i wouldn't sell right, now
literally for five, years and they're finally selling. Now but it's,
like we got to look through what do you want
and how do you want to do, it and what
are you willing to do to get that so you

(33:25):
can get. It let's get a game plan in. Place
when you hear and you watch things about the, market
it's tons of. Markets the market is really like a
quarter mile radius in the neighborhood you want to live
in or where you're.

Speaker 4 (33:37):
Living so it's all.

Speaker 2 (33:39):
Analysis it is all about what you want and you
need to work with somebody you.

Speaker 9 (33:43):
Trust, NAE i know people want to reach out to.
You right, now let's tell people how they can reach.
You N, Tee, yes Yan umi all.

Speaker 2 (33:52):
Right phone number is seven one three four, eight seven
fifty four forty. Four and my website living IN HTx dot.
Com it links to all the socials and right onto
hr dot com if you just want to start.

Speaker 4 (34:06):
Looking sometimes people are scared to.

Speaker 6 (34:07):
Look you can.

Speaker 4 (34:08):
Look just just. Look let's see what you. Want seven
one three four eight seven fifty four forty. Four, tay
thanks for being with, Us thank you for having.

Speaker 5 (34:16):
Me.

Speaker 2 (34:16):
Congratulations six hundred plus. Shows that is. Commitment that is, commitment.

Speaker 9 (34:21):
AND i never missed one of. THEM i was here
for almost every.

Speaker 1 (34:23):
One, wow you're except.

Speaker 2 (34:24):
Three oh, wow you're out doing a lot of, marriages including.
Mine but you know you know SO i, look you're doing.
It bill seven one three seven fifty four forty.

Speaker 1 (34:32):
Four thanks for being with.

Speaker 6 (34:34):
Us thank.

Speaker 9 (34:34):
You Real Estate matters With stuart title would not be
possible without our Partner stuart insurance with a focus in
real estate and a special focus on real estate. Brokers
Stewart insurance creates insurance plans to address the risks facing
our industry. Today they invest the significant amount of time
helping real estate broker owners offset and manage their. Risks
here he Is John. Bramley it's insurance. Time Hi Bill.

Speaker 1 (34:58):
John here we are.

Speaker 9 (34:59):
In it's time once. Again people say one's it going
to be insurance? Time, well every week we bring it
to them every.

Speaker 12 (35:06):
Week, yes it's always a. Pleasure we talked about this
several months, ago BUT i do think it's important to bring.
Up and it's a bit of kind of the maybe
if not the word maybe not be, unforgotten but sometimes unused.
Policy and that's having an umbrella, policy having an umbrella liability,

(35:27):
policy and just as life, happens it truly is for
a relatively small amount of, money really is a, nice
if you, will safety blanket because at some, point if
you're in a, situation it provides an extra layer of
protection if you exhaust the liability element of your home,

(35:48):
policy or if you exhaust the liability element of your auto,
policy or if you, exhaust for, example the liability element
of your motorcraft or watercraft. Policy then that's where it
comes into, play and it provides that additional umbrella or
additional coverage to safeguard your personal, assets you, know your

(36:10):
potentially future. Earnings so it really is an excellent piece
of coverage to.

Speaker 9 (36:15):
Have in some, case it's the forgotten, policy it really.

Speaker 12 (36:20):
Is and but you, know let's say you're in an
automobile Accident heaven, forbid and you caused, it and between
damages to multiple vehicles and some injuries to, folks the
overall damages let's say one point five million, dollars and
your auto policy liability limit is five hundred. Thousand so

(36:42):
where does that other million come?

Speaker 1 (36:44):
From it sounds LIKE i need dead. Umbrella if you.

Speaker 12 (36:46):
Have the, umbrella then there's a good, chance depending upon your,
coverage that the umbrella can pick up that. Difference if you,
don't then that's coming out of your. Pocket so, again
for a relatively small, investment it really is a solid
cover to have because you don't you don't know what's
going to. HAPPEN i have an acquaintance that had had

(37:07):
an accident about a year and a half, ago and
it was their. Fault the person that that was the
other vehicle in the in the accident had some medical
issues that my acquaintances auto the liability portion of their
auto insurance, covered and so they thought everything was, done
and about a year intwo a year or so after the,

(37:30):
accident they had another they had a lawsuit filed against
them for additional medical, damages and.

Speaker 1 (37:38):
They had already.

Speaker 12 (37:41):
Used all of the liability limits in their. Auto, unfortunately
they have an umbrella, policy so now that whatever ends up,
happening their umbrella policy will be able to. Cover but
if they had, not that potentially would be an out
of their. Pocket so it just just really reinforces the
fact that it does fill those gaps that can have.

(38:03):
Happened you, know if there's a you, know somebody were
to slip and fall and get hurt at your, house
or if you have a pool or a trampoline and
a child would be visiting and they were to get.

Speaker 6 (38:13):
Hurt you have a pet that bites.

Speaker 12 (38:16):
Somebody you, know all those things could come into play
and being able to have that extra coverage is really.

Speaker 9 (38:22):
Special you didn't mentioned, Trampolines, JOHN i don't plan on
having any more children or, grandchildren but IF i did
not so buying a.

Speaker 12 (38:31):
Trampoline have you talked to your son about not having
any more? Grandchildren?

Speaker 1 (38:35):
YEAH i got the.

Speaker 12 (38:36):
INSIGHTS, o you got the end scotscoop on. That, okay
as far AS i know, you but you never. Know
you bring them a good. Point but the other, thing the, trampoline,
no well yeah that those can be no no's on
so many different. Levels so we could do a whole
show on why not to have a. Trampoline we should
the Other but the other area that many times people
don't think about is it can defend you in the

(38:58):
case of libel or.

Speaker 6 (38:59):
Slam so.

Speaker 12 (39:03):
If you have, it for, example you have a child
that's really active on social, media they may be saying some,
things or doing some, things or commenting some things that
somebody could find offensive and there could be an issue
with libel or slander or just as an. INDIVIDUAL i
know folks in the industry that love to post and
they don't mind sharing their, opinions, yes and they're very

(39:27):
direct about those, opinions AND i think there are times
when they've probably crossed the. Line and if somebody finds
that and they file that suit against somebody for libel or,
slander having that additional coverage could be. Helpful so with
all that's happening with social, media both professionally and, personally,
again having that umbrella coverage can really be.

Speaker 9 (39:48):
Advantageous and if you go in the courtroom and you
find out and the tay is the, judge that probably
wouldn't be good.

Speaker 1 (39:54):
EITHER i don't.

Speaker 12 (39:55):
Know, well you better be prepared because because she had you,
GUILTY i.

Speaker 9 (40:01):
Will you have to change. It they call that change of.
Venue last.

Speaker 12 (40:05):
Check that's that's What i'm Going, no yours is appeal
because you're you were already, Convicted so yours at this point.

Speaker 1 (40:10):
Is just, appeal no hope as. Usual so, yeah, Meantime,
yeah a lot of great, Stuff.

Speaker 12 (40:15):
John so, yeah that's really the key and it's and
it's a very simple. Process the first thing you ought
to do is just take a look at what your assets,
are so you know what is you, know what is
the value of my, home what are the value of
any other PROPERTY i? Have you, know what's the value
of my retirement, accounts what's the value of my investment?
Accounts what DO i have in? Cash and see these
AT T D e C. U and you take all

(40:37):
that and you put it together and then you get that,
idea and then you sit down with your insurance advisor
and talk about based upon this value plus what your
projected income be going, forward then that could be what
we take a look at to set what that liability
limit ought to, be what that coverage limit ought to
be for your umbrella liability.

Speaker 9 (40:57):
Policy and of course as we as you're saying these,
words we remind people that's certainly here in the broadcast
area people you're, triggering inspiring them perhaps to, say you.

Speaker 1 (41:06):
KNOW i don't have the umbrella. Policy out'll call the
team At Stuart.

Speaker 9 (41:09):
Insurance but also outside of These houston boundaries And texas,
boundaries even you're helping people with umbrella policies all over
The United. States You Absolutar insurance.

Speaker 12 (41:19):
Absolutely are our personal limes. Team you, know they're not
just experts in home and auto and, flood but they
can work with a variety of the personal insurance needs
that people, have including the umbrella, policy and they're really
good about asking the right types of questions to determine
is this the right time to have, it and if,
so at what level sounds?

Speaker 1 (41:40):
Good? John how can people learn?

Speaker 12 (41:41):
More they can learn more by giving us a shout
at eight sixty six seven ninety eight two eight two.
Seven that's eight sixty six seven ninety eight two eight two.
Seven they can learn more about us At Stuart insurance
At stuart dot com and email us At Stuart insurance
At stuart dot.

Speaker 9 (41:57):
Com you, know almost every, Show john's almost do an
aggie check to find out how many aggies are in the.
Room and today we're a little we're doing pretty. Well
we're represented by. THREE i believe we have.

Speaker 12 (42:11):
TWO i, thought oh we got.

Speaker 1 (42:13):
Three oh. Fantastic, well that's in the good.

Speaker 9 (42:16):
Book it says wherever two or more are gathered something
that's there's a.

Speaker 1 (42:20):
Loop there's a. Loop it's right.

Speaker 12 (42:23):
There So, john the phone number again is eight six
six seven ninety eight two eight two.

Speaker 1 (42:27):
Seven thanks for being with.

Speaker 12 (42:29):
Us always A, PLEASUREVILLE.

Speaker 1 (42:30):
I say it all the.

Speaker 9 (42:31):
Time Stuart title has business development people all Over houston
in The United, states by the, way they but right
here In houston we have ABOUT i don't, know fifteen
or so a. Lot there's a, lot, Right, Brittany let's
tell people you are a business development officer in what
city and what office it?

Speaker 11 (42:46):
Is In, parland the land Of, Pairs land Of.

Speaker 9 (42:49):
Pears you're, right and you're helping people in a tremendous.

Speaker 1 (42:51):
Way you and the.

Speaker 11 (42:52):
Team we get to help all these agents that come
into our office and just try to be a resource to.
THEM i love working with our. AGENT i love meeting new.
AGENTS i got to Meet. Innitae we've got to go
to An astros game with some of her. Teams so
we do fun things with our, agents but we also
are resource to. Them and Tomorrow i'm teaching My Google
Business manager class And i've got a big sign up for.

(43:13):
That so if people want to come see me learn
how to put themselves out In, google then they got
to call.

Speaker 9 (43:18):
Me you're doing a lot of great. Things what's your next?
Class because people are hearing this Show, sunday so it's
so the.

Speaker 11 (43:23):
Next class is how to avoid a lawsuit as A texas,
broker and that is a big one with Our Weaver
law firm that's coming in and doing that class for.

Speaker 1 (43:31):
Us sounds.

Speaker 9 (43:32):
Good june, Fourth june, fourth reach out To.

Speaker 1 (43:35):
Brittany, brittany how can they reach?

Speaker 11 (43:36):
You they can call our office at two eight one
four one two six nine zero zero and you can
follow me On facebook At Stewart Title.

Speaker 9 (43:43):
Parland phone number gain is two eight one.

Speaker 11 (43:45):
Four one two six' nine.

Speaker 4 (43:47):
Zero zero good.

Speaker 9 (43:48):
To see and thanks for bringing the tay here to.

Speaker 11 (43:50):
The, show yes she's going to be your new favorite,
besides me everybody's.

Speaker 9 (43:54):
My favorite and now speaking Of The Katie Texas stewart,
title office here.

Speaker 1 (43:59):
You go his Name Is Chance. Van.

Speaker 9 (44:02):
Cleeve chance ye take. A chance i think there was A,
Song chance so here. You are first, Of, all chance
just a. Quick word the office that you Represent For
stuart Title is Katie.

Speaker 1 (44:14):
And fullscher and they say That.

Speaker 9 (44:17):
Whole fullster thing is People KNOW fullsher i think has
Overshadowed the woodlands in terms of recognition Of a texas
Town or.

Speaker 1 (44:28):
Houston.

Speaker 9 (44:28):
Town, anyway yeah They love fulscher all Over The. United states,
they're saying.

Speaker 3 (44:32):
It's just it's gotten so big and it's growing every
single day that it's Hit The Wall. Street journal, that's
RIGHT that's, i mean that's.

Speaker 6 (44:40):
Just nuts And.

Speaker 9 (44:41):
The fullsher office give us an idea where. It's located
it may have MOVED since i knew, about it.

Speaker 3 (44:46):
So it's kind of it's smacked down right in the middle.
Of Downtown full share you go Off Of, first street
it's right next To the peer Thirty.

Speaker 1 (44:54):
Six saltgrass it's just.

Speaker 4 (44:57):
Right there it hides a, little bit.

Speaker 3 (44:58):
It's hidden but it's just. Right behind it's right next
to those to. THOSE restaurants i go to That salt
grass every now. And then it's been, a while but
it's a.

Speaker 9 (45:06):
Good spot and so that also Makes the stewart title
a bit of a historic landmark because it's in the Old.

Speaker 3 (45:14):
Full, share yeah just, right there right Across. From fulbrook that.

Speaker 9 (45:17):
Sounds Good we'll chance you're, helping people Not, just fulsher But.
Also katie how's It?

Speaker 1 (45:22):
Marking?

Speaker 3 (45:22):
Katie lately started out started out good at the Start,
of may and then we've seen it slow down a.
Tiny bit but we're, you know we're about to hit.
That summer everyone wants to go get their summer house
to show whenever it Gets to. Christmas time look at my, new,
house everyone look at my all my family. Appreciate it
look how beautiful.

Speaker 9 (45:40):
It, Is, well chance you too Are FROM texas a and.

Speaker 1 (45:42):
M graduate we. Honor that we're happy.

Speaker 9 (45:44):
About that so let's tell people if they need help
with their real. Estate transaction, Full sure katie or anything
else or they want to tune into some of your
great events that. You have how can people reach you
chance you.

Speaker 3 (45:56):
Can get in contact with me three four six eight
seven four five eight eight and then again three four
six eight two seven four five eight.

Speaker 9 (46:06):
Eight chans thanks for being, With us, thank you And
Now liz harrel is, Back, well liz. Welcome back as
we close down. The show here we are in the
final minutes of. The show let's tell people what else
do you want them to KNOW about tdcu dot org
and what.

Speaker 4 (46:24):
You're doing we are Expanding.

Speaker 10 (46:27):
Within texas we are looking to grow our home. Lending
team so if you are interested in becoming a loan
officer or moving your business OVER to tdecu for, home
lending we would love to have a conversation. With you
and we are also expanding, our partnerships so looking into

(46:48):
partner with more brokers through in the Outskirts of texas
and have ample opportunity to discuss what products that we
have and so we can help you grow. Your business
scale up for twenty twenty six on to, Twenty.

Speaker 1 (47:02):
Thirty liz is too late for me to be a,
Loan officer.

Speaker 4 (47:06):
Absolutely not SO if.

Speaker 1 (47:07):
I want to. CHANGE careers i might have. A shot
you need to call.

Speaker 4 (47:10):
ME immediately i.

Speaker 9 (47:10):
Could, Call You. Liz harrell i've got. The number everybody
else has, The, number liz give us a. Quick word
as you are, out there out there In the, texas
zone you see all, the cities you hear even when
you're not, out there you're on the phone talking to
people all. The stuff what's the next busiest Or exciting
texas city from a real estate standpoint or a loan Standpoint.

Speaker 10 (47:33):
Besides houston so anywhere that there is, development growth we
all know that the data centers are up and running in.
Different areas there are people Locating, to texas Relocating to texas.
For work anytime that there is a new school, going
up a hospital going somewhere, in development there are homes

(47:54):
that will be surrounded there. And apartments so anytime that there's,
apartment growth you know those people actually need to purchase
a home sooner. Or later and so that's a great
pipeline to start.

Speaker 9 (48:04):
Into access not to mention ninety, nine again but there's
all kinds of construction on each side going north.

Speaker 10 (48:10):
And, South YES and i, would SAY and i, would
say don't be afraid to have, the conversation, you know
get a, loan officer have.

Speaker 4 (48:17):
A consultation.

Speaker 10 (48:18):
It's free we don't charge anything to just have a consultation,
with you to see where you have and even if
it's a goal that you may not know that, it's attainable.
Call us we'll have a conversation. With you we'll build
a map. For you we're here to.

Speaker 1 (48:31):
Do that or how can we REACH.

Speaker 4 (48:33):
You tdecu, dot org find a loan.

Speaker 9 (48:36):
Officer d D e cu. Dot, org liz thanks for being.
With us, thank you and Now Returning kathy LAWHOFF. With, Realm,
well kathy here we. Are again let's tell people what
else do you want them to know about what you're
doing real estate wise In the west Side of houston or.

Speaker 5 (48:54):
Anywhere, else Well as i've been listening to, THE show
i realized we're talking a lot about all the, new
concentruction especially up ninety nine the fullsher AREA where, i
live and a lot of people don't realize that when
you are buying, new construction you should have a real to.
Represent you the new construction, have salespeople and a lot

(49:15):
of people walk in and they think those.

Speaker 6 (49:16):
Salespeople, right well they think the.

Speaker 5 (49:19):
Salespeople, represent them and the salespeople represent, the builders and
they give a lot, of incentives but you have to
know which incentives to. Ask for you're not going to
walk in there and they're not going to, tell, you
oh by, the way we'll give you a washer or, a, dryer.
Refrigerator blinds there's fifteen thousand dollars toward, you know the,

(49:39):
design center unless, you ask so what incentives are? You
offering are you? Offering this are you? Offering that and
that's where a realtor can, help you not only just with,
the contract but through the. Entire process so that's the
ONE thing i took away from this whole show is
that we're talking about a lot of new growth out
here and, new construction and people really need to. Get

(50:01):
represented if they're buying, something new.

Speaker 9 (50:03):
You have to have someone on, your, side right you
do absolutely when you KNOW what i think ABOUT when
i think of, New Construction if i'm ever near, NEW
construction i stay far AWAY because i don't want any
nails in.

Speaker 1 (50:14):
My tire, i'm serious shoes.

Speaker 6 (50:17):
And tires that's what.

Speaker 9 (50:18):
Realtors, said see the other thing there's another reason to
use a realtor is that you don't have to take
your own car into the.

Speaker 6 (50:24):
NEW development i will sacrifice my tires.

Speaker 9 (50:27):
For you there, you go going above, And Beyond. Kathy lawhoff, That's.
Fantastic kathy let's tell people how they can.

Speaker 1 (50:34):
Reach you they.

Speaker 5 (50:35):
Can call her text seven one three five six two
eight five. Zero two again that's seven one three five
six two eight five.

Speaker 10 (50:44):
Zero.

Speaker 1 (50:45):
Two kathy thanks for being with us.

Speaker 9 (50:46):
Than you and now she's back the Tee.

Speaker 1 (50:50):
In yon, All right. I'M stalling.

Speaker 11 (50:55):
I was coming on.

Speaker 9 (50:55):
Gets, You, Yes park look here the, Planes, landing yes
the boats coming into. The dot we're closing the show
out right now.

Speaker 4 (51:05):
With, me okay let's do it. So well in addition to,
YOU know i love the point you made like you
definitely need a realtory for the new construction and the.

Speaker 6 (51:13):
Nails and a.

Speaker 2 (51:14):
Tire, TOO yeah I mean i, don't either but you
know that's why you got to get all these policies
to make sure if you get a nail in, the tire.

Speaker 4 (51:20):
You're good they're just gonna give you.

Speaker 2 (51:21):
Another tire they're gonna, plug it or they're gonna give,
you know they're gonna try to. Fix it also with
new construction that's Another thing I've been i'm working on
a new construction series actually for. Social media i've been
just recording the, entire process in addition to having a
realtor working. For you get a, home inspection get the three.
Phase inspection it's a. Nice investment it's a small fraction
of the price of, your home so that along the

(51:44):
way you know the builders they're gonna do the best
job they. Can do everybody has, good intentions and it'd
be nice to have somebody just to overlook, your, work
which of course people don't like people overlooking.

Speaker 4 (51:53):
THEIR work. I do i'm. A collaborator i like, to
like let's all look. AT it i might. Miss something
i've been looking at it the.

Speaker 2 (51:58):
Whole time so we just went through our phase one
inspection with the Client that i'm working with the new build,
in midline and it was a conversation, of, like hey you,
need THIS and i was able to tell her why
she needed IT because i had another friend who moved
into a new construction home in The pair land area
and within three years foundation issues and her and her
husband had to fight with their builder to get those

(52:19):
repair because even though it had a ten year foundation
warranty they didn't want to pay, for it and, you
know so it's just those little things that realtor can
help guide. You with and also the complimentary financial a,
financial overlook, you know for looking for, a house like
that's the. Main thing like my in, My heart i'm
all about, finances wealth because finances.

Speaker 4 (52:41):
Are freedom and.

Speaker 2 (52:42):
So just get a, just look just look to see
what you need. To do it's okay to have the
dream look and let's.

Speaker 9 (52:48):
Move forward you got to keep our eyes open right
and the, Tay, Yes nat let's tell people they're listening.

Speaker 1 (52:53):
Right now they may want to reach out. To you
let's tell them.

Speaker 2 (52:55):
The phone number seven one three four eight seven fifty
four forty four seven one three for eight seven fifty four.

Speaker 9 (53:03):
Forty, four nate thanks for being, With us thank you for.

Speaker 4 (53:06):
Having me this, Is great this is.

Speaker 2 (53:08):
REALLY great i love all of us together and just
everybody's perspective is.

Speaker 4 (53:12):
So valuable so thank you and for.

Speaker 1 (53:13):
The opportunity it's so awesome.

Speaker 9 (53:15):
To see thanks for being, with us and thank you
all for listening To Real estate Matters with.

Speaker 1 (53:18):
STEWART title i am, Your.

Speaker 9 (53:20):
Host bill nappik Together With, john brownlett all OF us
i mean all of Us At stuart Title And. Stuart
insurance we're there For You stewart title or All over
houston seventeen or. So offices we'd be honored to be
stewards of your real. Estate transaction if you're outside Of the,
houston area we're. Still there we're an international company traded
On The New York stock EXCHANGE. As stc reach out.

Speaker 1 (53:42):
To us just Go to stuart.

Speaker 9 (53:43):
Dot com if you want to see, this show you
can see, the guests you can hear the show archives
right There at stuart. Dot Com Forward Slash radio stuart,
Dot Com Forward, slash radio Or Simply. Radio bill it's all,
Right There. Radio bill we'll see you. Next week thanks.

Speaker 1 (53:59):
For listening