It’s Good to Know a Local

On this episode we meet Local George & much more!

Episode Transcript

Speaker 1 (00:00):
The views and opinions expressed by the participants on this
show are not necessarily those of Stuart Information Services Corporation,
Stewart Title, or Stewart Insurance. Before you make any investment,
you should see the advice of your investment advisor or attorney.

Speaker 2 (00:13):
Whether you're a real estate broker, realtor homeowner, buyer or seller,
everything matters when it comes to real estate. This is
Real Estate Matters with Steward Title, Steward Titles. Bill Knapik
and guests open the door to what really matters in owning, buying,
and selling real estate. And now Real Estate Matters with
Steward Title, brought to you by Stuart Insurance. Here to inform,

(00:38):
entertain and inspire. Bill Knapik, Welcome to the show. It
is Real Estate Matters with Stuart Title. I'm your host.

Speaker 3 (00:45):
Bill Napick.

Speaker 4 (00:46):
Can always go to Stuart dot com, Forward Slash Radio
in case you want to see the show. We have
YouTube videos out there. You can see this show, see
the guest, and of course access the past show archives
hundreds of them at Stewart dot com, Forward Slash Radio,
or just go to Radio Bill. That's the YouTube channel.

(01:06):
Let's get down to business and start as we welcome
Liza Elliott. Her company is called Priority one real Estate. Liza,
welcome to the show.

Speaker 5 (01:15):
Hello, how are you doing, Bill?

Speaker 3 (01:17):
Well, here we are.

Speaker 4 (01:18):
It's super exciting as always to talk real estate. But
let's tell people about the company that you work with,
Priority One.

Speaker 5 (01:26):
Yes, we are located down in Leak City.

Speaker 6 (01:30):
We are actually a smaller boutique brokerage, so not a
lot of us, but we are very effective in the industry.

Speaker 4 (01:39):
And I'm glad you mentioned League City because a lot
of people, even people that have been in Houston for
a long time, they think, you know, I heard about
League City, never been there. Let's tell people geographically, give
them an idea where in the Houston area League City
is and what's going on down there.

Speaker 6 (01:56):
We're actually right off of forty five South in the
Lake area, like Webster, in that general area, close to NASA.
We are actually booming down there with new real estate,
new things coming, new Ampler Theater, lots of stuff. We

(02:16):
have the new great with Fledge that just opened. And
we're about twenty minutes from Galveston, you know, as you
mentioned that.

Speaker 4 (02:24):
Right, and then you add Galveston to the mix, so
you even put more icing, more candles, and more bells
and whistles on the cake, because as you mentioned that,
you're right, there's so many things. In addition, we're going
to tell people about some of the you're near the water.
I mean, NASA is a big thing, Galveston is big.
But you can get waterfront homes and homes with views.

Speaker 6 (02:44):
Oh yeah. Actually with this is a little tidbit. Clear
Lake the marina down there. We're right near Keema Boardwalk
all of the surrounding. But actually Clear Lake is the
second largest marina in the United States.

Speaker 3 (03:01):
In all the United States.

Speaker 5 (03:03):
In all the United States.

Speaker 4 (03:05):
So I think I might want a home there, just
because you said that. It kind of what's the whistle
to to look out the window see water and you
could also see boats.

Speaker 6 (03:15):
Absolutely, it's a fantastic community waterfront you Chema Boardwalk.

Speaker 5 (03:22):
There's so much going on down there that's coming.

Speaker 6 (03:25):
I believe we have Margaritaville that's coming down there. But
it's just it's a growing community.

Speaker 4 (03:32):
Well, give us an idea if someone is listening that
that does think, Hey, I want to house a condo
by the water or a house, what are the price points?

Speaker 3 (03:41):
If that's something that someone wants.

Speaker 5 (03:43):
They kind of range.

Speaker 6 (03:45):
We have a lot of new stuff that's being built
and developed, but yes, you could get on the water.
The range i'd say two hundred thousand dollars for a condo.
Some of them do come with boat slips that is
an additional costs, but it ranges up to the two million.
So it's just depending on what your price point is

(04:07):
and what you're looking for.

Speaker 4 (04:08):
And then as far as the area geographically that I
know you go all over Houston, but as far as
where have you been let's say the last twenty transactions geographically,
what areas have you been the most lately?

Speaker 6 (04:21):
I'd say clear Lake clear Lake Leak City definitely is booming.

Speaker 5 (04:28):
With new development, new construction.

Speaker 6 (04:32):
The NASA area, which is like NASA A Bay, older
homes have been remodeled, revitalized, So that whole area within
that I don't know, NASA actually has a new engineering
I want to say, probably a forty thousand square foot
building coming in. So NASA is bringing in a lot,

(04:52):
a lot of new jobs and a lot of new
a lot of new everything.

Speaker 5 (04:56):
So that whole yeah, that whole area.

Speaker 6 (05:00):
The clear Lake Greater area, like clear Lake entire area,
which actually brings in Webster, Leake City, Dickinson. You can
even come up a little north onto Pasadena, Kema, Seabrook.
That whole quadrant has so much development and new coming in.

Speaker 4 (05:19):
It's interesting too when people hear about Houston in other
states and cities, they don't realize until they get here,
or if they have friends and they visit for spring
break or other things. How many things because NASA that's massive.
I mean even when the year two years ago it
might have been the Rolling Stones came to town. Mick Jagger
was spotted at NASA. He didn't stop by our Stewart

(05:41):
Title office that I know of, but he was there
taking a tour of NASA. But I think north of
there Ellington Fields another what's going on at.

Speaker 6 (05:48):
Ellington Ellington Field actually I don't think it's complete, but
they just opened on the space Center side, which space
Center is the road they open into the Spaceport, which
is another whole subdivision of or I won't say subdivision,
a whole new area for the for actually Ellington Field.

Speaker 4 (06:12):
And then we think about the future of technology in
the United States. Again, Houston has a very is positioned
to address things that happen in space like Florida and
in Texas in general. So it's a very exciting place
to be absolutely.

Speaker 6 (06:28):
I mean there's so many families, so many, so many
coming in too there. This is kind of a new near,
kind of a neat thing. I just found out NASA
is actually putting on concerts. I don't know if anybody
knew that. They just started. I think it starts next week.
They started bringing in some bigger bands like three to eleven.

Speaker 5 (06:52):
Wallflowers.

Speaker 6 (06:54):
Some big bands are actually going to host concerts.

Speaker 5 (06:57):
There's just a lot happened, so many great things, so
many great things.

Speaker 3 (07:00):
Right now.

Speaker 4 (07:00):
As you're serving buyers and sellers, you're helping both. Right,
are you helping more buyers or sellers at this point
in time?

Speaker 5 (07:07):
I would say buyers.

Speaker 6 (07:11):
It's kind of it's a mix it really, Yeah, I
would say fifty to fifty.

Speaker 4 (07:14):
So then let's take the buyers for right now. When
you see when the buyers come to you, they say, Eliza,
we're talking with Liza Elliott by the way, Priority one
real Estate. When they say Liza, hey, I'm looking for
a home, I guess they give you. They start with
a price. Where are these buyers coming from For the
most part, out of ten buyers, you're getting an anybody
from another.

Speaker 6 (07:34):
State or what I'm getting quite a few from another state,
a lot of relocation. Like I said, there's so much
infrastructure and change down there, and so like NASA the
infrastructure of bringing in the new amphitheater. It's just a growing, growing,
growing subdivision and part of you know, of Houston, the

(07:57):
greater out the outskirts of Houston.

Speaker 5 (08:00):
So I'm getting clients from all over.

Speaker 4 (08:04):
And then you also mentioned, Liza about new construction, so
where so it sounds like really a blend where we
can get a lot of things, But what about new construction.
Where do we find the new construction down there?

Speaker 6 (08:16):
Actually, Lago Mar Logo Mar is the largest man made
lagoon in the state of Texas, which it's a huge
mass community.

Speaker 5 (08:26):
Oh it's huge, So Logo Mar.

Speaker 6 (08:31):
There's so many there's so many builders, so much development
going on down there. You know, the one thing that
no one's making any more of his land and these
outskirts of all of Houston, including the clear Lake area
in Lake City area, there was land and it's starting
to be developed. It really is taken on a new

(08:51):
life down there, and our team.

Speaker 4 (08:53):
Of researchers here on the Real Estate Matters radio show
said that you have been in the industry over ten years. Yeah,
in the real estate profession. So all the things you
could be doing. What is it about real estate that
you said? Man, I got to get into real estate?

Speaker 3 (09:08):
And then what is it that keeps you here all
these many years? Oh?

Speaker 5 (09:13):
What's kept me here? I do? I do like people.

Speaker 6 (09:19):
I like people, but I do like helping. I do
like helping, and I'll be honest, I like the hunt.
I like the negotiation. My art is getting a deal
and helping people understand the art of buying a home
is not just buying a home. It's not a prize
kind of thing. It's a it's an investments I always say,

(09:40):
it's the game of monopoly.

Speaker 7 (09:41):
One.

Speaker 3 (09:42):
Let's take up the example of the buyer.

Speaker 4 (09:44):
The buyer may not buy unless they're an investor, so
they're buying properties on a regular basis. But a lot
of people, a family, an individual may not buy every
five ten years, so you have to bring them up.
You and the other realtors have to bring them up
to speed.

Speaker 3 (09:58):
That seems like it's kind of fun.

Speaker 6 (10:00):
It is, and That's probably where my strong suit is
is I don't I won't my clients. I don't let
them get into something that's not going to help them
within the.

Speaker 5 (10:12):
Next two years. I mean, it's all it's all a
strategic plan.

Speaker 6 (10:16):
And if you just went in emotionally and just I
love this house, I love everything about it, that's great
and if it fits your budget and all of the things,
and that's perfect, that's the perfect scenario. But does it
always happen that way. Absolutely not. So that's where I
come in as an agent, and I have to be
strategic and make sure that I'm helping them invest in
something that's going to help them within that short period.

(10:40):
Because most buyers these days and as of now, they
won't hold on to a home longer than five years.
It's very unique to find someone that's going to be
here for five years.

Speaker 3 (10:51):
I would think.

Speaker 4 (10:51):
Also, if it is a five year mark, things have changed,
so they're part of your counseling with the individual or
family would be bringing them up to speed. Okay, it's
different than it was five years. Here's some of the things.
Is that part of the deal?

Speaker 6 (11:05):
Oh absolutely, that's that's one of the biggest things. And
then if let's say that within that five years and
they turn around and they come to me and say, hey,
I'm ready to sell.

Speaker 5 (11:18):
Am I comfortable? And I know that?

Speaker 6 (11:20):
And I put them in the right home that's going
that I'm going to be comfortable to sell.

Speaker 5 (11:25):
That's the biggest thing.

Speaker 6 (11:27):
Can you come back to an agent and say, hey,
I had to get I'm relocated or whatever it may be,
we're changing it. I need you to sell my house.
Am I comfortable doing that? Did I just put them
in anything just because that's what they wanted, or did
I guide them in the right direction and say, look,
this is probably isn't the best purchase for you. So
that's the endgame on it is that hunt and making sure.

(11:51):
It's the tetris of figuring out your clients and making
sure that it all connects and it all works out
for them.

Speaker 4 (11:57):
So many nuances and details live Elliott. Let's tell people
how they can reach you, and then someone's out there
and they may want help buying or selling their home.

Speaker 6 (12:06):
Absolutely, you can actually reach me by cell phone or
my website is sold by Liza dot com. My number
is nine seven nine four nine two seven two one zero.
I'm always available, and I'd love to help anybody out
nine seven nine four nine two seven to two one zero.

Speaker 3 (12:27):
Eliza, thanks for being with us.

Speaker 5 (12:28):
Thank you.

Speaker 4 (12:30):
As we continue, let's talk to George Huntun. He is
also known for and wide as Local George.

Speaker 3 (12:38):
George. Welcome to the show.

Speaker 7 (12:39):
Thank you Belle for having me. Good to be here.
It's been a while.

Speaker 3 (12:43):
Well here you.

Speaker 4 (12:44):
Are, George Hunting. People call you local George. We might
as well get talk about that. Why do they call
you local George, George.

Speaker 7 (12:51):
I'm a bit of a D list celebrity, So yeah,
local George because I'm a local. I got that nickname
probably about a little over ten years ago now, and uh,
the people you know that, I knew they'd just called me, hey, local,
local George. And uh, after a few years, I thought,
you know, I ought to brand that. Everything's branding, you know,
it became that way. I was branding before it became

(13:14):
branding in the real estate. But so, yeah, so I'd
noticed there were so many people from other city, state
or countries coming here, and I said, I need to
go buy my name. That everyone calls me a local George.

Speaker 4 (13:25):
And there's still local it is, and they're still coming
here in Droves, Is that right, George?

Speaker 7 (13:30):
They are coming here. They are coming Houston. You know,
as the economy changes. You know, Houston's a big city,
has a lot of jobs, so people come here. And
you know a lot of reasons. The climate they don't
like it up north is too cold, or you know,
whatever might be. But people are coming to Houston.

Speaker 4 (13:45):
Well, let's tell people as you help buyers and sellers again,
maybe the last twenty or so transactions, you move around
the city, you're helping a lot of people. Where geographically
have you been the most lately?

Speaker 7 (13:57):
Been driving up to the Woodlands magnol Oh. Yeah, the
east side of Houston's kind of booming over there with
town homes, and then out in Katie with a lot
of people move out to Katie or Spring or Cyprus
because they have families and those are where you want
if you want good schools, and so really it kind
of bounced all around. Recently. I was more in town

(14:21):
the Energy Corridor showing some townhomes and I'm amazed at
how much they're asking for some of these places for
what you're getting. But yeah, so it's interesting.

Speaker 4 (14:32):
Well, one of the things about Katie, I don't live
in Katie. But I'm close enough to it to experience Katie.
And the thing that I'll mention, and you know this
probably is that now just in the last eight years,
being in Katie gives you access to so with ninety nine,
it gives you access. As you mentioned, you can get
to the Woodlands in a snap. You can get to

(14:53):
the south. The location I think in Katie has improved
just by virtue of the road construction.

Speaker 3 (14:59):
Would you say, yeah, ninety nine was that was just.

Speaker 7 (15:03):
A gift right there. And actually, you know, eleven o'clock
last night I had to drive up to the Woodlands
because the house that I property managed for a client,
you know, they had a leak, and I thought, how
I better go up there, and so hopped on ninety
nine eleven o'clock. Yeah, eleven pm at night. It's I'm
full service man.

Speaker 3 (15:19):
And did you find the leak? Was the leak?

Speaker 7 (15:21):
I did? I did, and I was able to I said, well,
I told the renter, I said, well, let's turn the
water off to the house while you sleep, so you know,
you know, wake up with water. And got a plumber
over there this morning and problem solved.

Speaker 4 (15:33):
There you go, addressing issues of all kinds creating value.

Speaker 7 (15:37):
You better create value these days.

Speaker 4 (15:39):
Well, that's right, and you talked about the branding, and
then we're going back over a decade as far as
just branding your name, which is a great thing. But
what are some of the other things that you've done
from a marketing standpoint, Because I know that you're you're
on Facebook a lot, You're doing a lot of things interacting.
What are some of the other marketing.

Speaker 7 (15:55):
Yeah, definitely, you know, social media is a big one.
But you know, really, you know I'm out there. I'm
not out you know, trying to create content. But at
the same time, you and I both we've both gone
down that road too and still will. But mostly just
being involved around town, just different committees and clubs and

(16:16):
just things you get involved with and when you're out
and about doing that, often we'll just take pictures with
the people I'm with and maybe a lot of times
as notable people, and so people know who they are
and creates a perception that hey, you're all over town.
And the problem is with that in doing what I
do is sometimes people see all the stuff I'm doing

(16:38):
and the pictures I'm posting, and they think I'm too
busy or too big for them. And you know, next
thing I know, they had called some other realtor and.

Speaker 3 (16:46):
I thought, you're too busy, George.

Speaker 7 (16:48):
Yeah, they're like, oh, we're just little, this little how
I first of all, I'm never too busy for you,
and I'm never too big for you. As you know,
it's you're my friend, you're my past client, whatever, so
so you know sometimes, but no, that's to get your
name out there. Obviously, social media has been a big help.
And if there's ever a TV camera somehow it's just

(17:09):
ends up in front of my face or you try
to find it now, or if I see it, I'm like, hey, one,
take Tommy, let's do it.

Speaker 4 (17:15):
So as far as interest rates, you know we hear
last year, well let's just take the last seven months.
Just talking to people on this show, they oh, when
the interest rate goes down, it's going to be this,
and give us a word from the field. Has it
gone down? Are you seeing a surgeon business?

Speaker 7 (17:33):
So the biggest thing is is you always hear people
listening to the news and they're like, oh, the Federal
Reserve's going to lower rates, and I tell you, look,
you know, real estate mortgage rates are not tied to
Those are short term treasure Those are short term rates
that the Fed's doing. But mortgage rates are tied to
the ten year treasury, and so that in a lot

(17:55):
of times the short term and the tenure will obviously
parallel each other. But with different factors out there in
the world right now and the US debt, that sometimes
there can be a divergence, you know, with countries not
maybe wanting to buy the ten year or so that
could cause rates to go up. But for the most part,
for the past two years, they've been sitting between six

(18:16):
and seven percent. And a lot of it has to
do with what's your credit score, you know, what's your
down payment, some things like that. Often a lot of
lenders are quoting, and they did dip down here not
too long ago, and I've seen a few people get
just under six percent. But a lot of times they're
buying down the rate, you know, which is fine. But

(18:37):
I will say, you know, having to do with real
estate and interest rates, home builders, oh my gosh, they're
able to offer some really low rates because they'll really
buy them down. Resale homes are having some difficulties sometimes
competing against new construction because they can offer really special
deals on their interest rates.

Speaker 4 (18:56):
New construction deals that you've worked on are trans as
here lately? Have you done any and if so, what
part of town are they in? Because there's some places
like you mentioned the Woodlands. Why I talk to people
in Woodlands. Oh well, there's no new construction in the Woodlands,
but near there there is in this sort of thing.
So where are you running into that.

Speaker 7 (19:15):
Let's say, as I drove from you know, Katie up
to Magnolia yesterday and going up Muski Road kind of
right off of nine nine, I couldn't believe the amount
of dirt getting cleared for new neighborhoods.

Speaker 3 (19:32):
And really up amazing.

Speaker 7 (19:34):
Yeah, that northwest sector basically between say I ten Graham
Parkway and two ninety there is a massive amount. And
they're going out further east now to Brookshire. Sealy's going
to be a suburb at some point in Waller County.
They're starting to build, so it's building out further and further.

(19:55):
But the most recent one is I sold a new
construction over in Cyprus. Builders are having to adjust a
little bit to the product they're building. A lot of
them started they broke ground three years ago, you know,
with a certain price point and product in mind. As
the economy and economic environment changed, they had to retool

(20:17):
their price point and what they were building so they could,
you know, make sure they're they're selling these you know, homes.
So they're obviously trying to you know, get costs down,
change up the materials and the way they build to
apply to the masses. But yeah, no, and yeah, it's
the thing along between I ten in two ninety Just
so I'm sorry from I tend to a long grand

(20:40):
parkway on the left and right, especially on the right
hand side going north on ninety nine. There's quite a
bit of new construction along there, and they're typically lower
price point. You know, i'd say five four hundred under online.
I know there's a few big neighborhoods over there that
are under four hundred thousand.

Speaker 4 (20:59):
When you met all the construction of ninety nine, I mean,
I've seen it a million times now. I'm not out
there at eleven o'clock my bedtime, George, nine thirty.

Speaker 3 (21:08):
I'm done, okay, glad to hear that. That's a wine
down period for me.

Speaker 4 (21:12):
That's said in the daytime, when I'm on that ninety nine.

Speaker 3 (21:15):
You gotta you gotta watch.

Speaker 4 (21:17):
You don't get a rock chip because of all those
rock trucks, because you look over to the right, to
the left, they're moving dirt, they're hauling rocks. You gotta
be you have to drive strategically.

Speaker 7 (21:28):
That's a Houston love kiss. Right there is a rock
on your windshield.

Speaker 3 (21:32):
I hate it.

Speaker 4 (21:33):
I mean, I drive very strategically. But there's so much
going on. In addition, there's the new stuff and then
there's the refurbishment right over there again in this I'm
gonna call it one of the centers of the Houston universe.

Speaker 3 (21:45):
Ninety nine. I ten over at the Costco.

Speaker 4 (21:48):
They're shutting down the Costco gas station for a month
to expand it because they are they are the second
busiest Costco in Texas, the one and Katie, and their
gas pumps are always packed. But they're expanding it. They're
going to open up some time in April. But lots
of expansion, lots of it's fascinating to be over.

Speaker 7 (22:06):
There that I ten in ninety nine. On the west
side of town has had some major development there. They've
had some large you know, like the Dugout is one
of them. It's a big bar, but it's a venue
where they have fairly large sized bands coming in there now.
And we have went to a Pat Green concert over
there just a little while back, and I was, I mean,

(22:27):
they have some get some big crowds, but they also
have that I don't know they call it Asian Asia
Town or what, but they have a massive amount of
Asian restaurants right there.

Speaker 3 (22:37):
A big grocery store. It's unbelievable.

Speaker 7 (22:40):
Yeah, you can get some pretty high quality, you know,
whether it be China Sea, Korean barbecue, or it's all there.
They even have a I guess it's Korean fried chicken.
It's pretty good, you know, I thought, make me. I know,
they're trying to compete with Popeyes in Kentucky fry and
I'm like, it's pretty good.

Speaker 3 (22:58):
So a lot of places to get fried chicken, yeah,
I know. Yeah. So quick word on Fulsher. What about Folsher?
You get that out there?

Speaker 7 (23:04):
Yeah, Folsher. You know, Folsher has become kind of a
name brand, you know, and it's and it has a
little higher end connotation to it. It's not cheap out there.
So when people say, oh, when I hear someone say
I live in Fullsher.

Speaker 4 (23:17):
I'm like, oh this guys, they spent what six seven
hundred yeah and.

Speaker 7 (23:21):
Up, yeah. Yeah. They don't build cheap homes out there,
it's not. Yeah. Fullsher is a bit of a h
of a name. And if anyone's out there, you got
to go to Anthony's restaurant, Anthony Decker out there in Fullsher.

Speaker 3 (23:31):
Oh man, now that you mentioned we're talking full Shure.

Speaker 4 (23:35):
I know people that live out there, and everybody seems
to love it. Oh, I've never heard anyone say I
live in Fullsher and no it's not for me. I'm
gonna move every time I hear that say I live
in Fullsher and I love it, And I say, well,
what about the drive?

Speaker 7 (23:49):
And they had to widen the West Park tollway. They
just finished it the other day, so that's been a
big deal.

Speaker 4 (23:56):
You know, George, someone said it's good to know a local.

Speaker 7 (23:59):
That's right.

Speaker 3 (23:59):
It is and your local, George, that's right.

Speaker 7 (24:02):
You want to if you're in this town, you better
know a local, the guy that knows everyone. He'll hook
you up. That's right. Just google me. You'll see it
all on there. It's mostly good stuff. So you might
see something questionable now I'm just kidding. Yeah, Local George
dot com it's event one three eight seven zero nine
seven four seven. But just look me up online, George
huntun Local.

Speaker 3 (24:22):
George and George.

Speaker 4 (24:24):
One last thing would the segment would not be complete.
You served in the United States Marines. Thank you for
your service. Marine Corps number five RAW and anyone listening
that is serving right now or has served, We appreciate
your contribution. Couldn't do it without you. George once again,
Local George dot com.

Speaker 7 (24:42):
Right, that's right. It's always a pleasure. Bill, Thank you,
my friend.

Speaker 4 (24:46):
Moving right along, and now let's get into the world
of commercial real estate. We have Anthony Peatree. He is
with Calm Gait, which is the commercial division. That's right,
it's a commercial division as part of HAR here in Houston, Texas.

Speaker 3 (25:02):
Anthony, welcome to the show.

Speaker 8 (25:03):
Thanks Bill, glad to be here.

Speaker 4 (25:05):
Well, it's good to see and it's going to be
nice to talk commercial for a little bit because you're
right there in the heart of the action here in
our fourth largest city. Some people say it's soon to
be the third. So let's tell people what is Commgate
as part of HAR and what is hr by the way,
in case someone's listening from AFAR.

Speaker 3 (25:23):
Great question.

Speaker 8 (25:23):
So HAR is the Houston Association of Realtors, but we
do service a much wider area than just Houston. So
HR is actually a one hundred plus year old organization
that was established to help real estate professionals in any aspect.
So the interesting thing is HR has always had a

(25:44):
commercial wing. We've always had commercial real estate professionals as
part of our volunteer leadership who guide us and help
us bring tools forward for real estate professionals. So whether
they're working in residential or preysl or commercial, we're there
to help them.

Speaker 4 (26:02):
There are let's tell people about how many people here
in Houston have real estate licenses that are part of HAR.

Speaker 8 (26:10):
Right, So HAR has roughly forty seven thousand MLS subscribers
of that group, though I'd say it's a very small fraction,
probably around three thousand people who focus on commercial exclusively.

Speaker 4 (26:25):
And that's fascinating because just to have that many realtors
in one city of any type and then you have
the focus on commercial. But one of the things I
think that's kind of interesting to know is that if
I or anyone gets a Texas real estate license, we
can sell a trailer or we can sell a hotel.

Speaker 3 (26:44):
Is that correct.

Speaker 7 (26:44):
That's right.

Speaker 3 (26:45):
So with the same license, that's right.

Speaker 8 (26:47):
The Texas Real Estate Commission, who issues licenses, does not
make a distinction between residential real estate practitioners and commercial practitioners.
Your one license can help you do it all. Now,
of course, caveat that with you really should have education.
There's the whole ethical component of you know, are you

(27:08):
working in a facet of real estate that you're knowledgeable in.
So yes, we do offer education and training to help
people get into commercial real estate.

Speaker 4 (27:20):
And of course there are commercial brokers and those that
focus on it. Like one of our friends that we
met at what was the event, Let's tell people it's
the see.

Speaker 8 (27:30):
Was the CCIM forecast competition. So they do an annual competition,
if you will, of forecasts. So they'll have people who
work in retail or in office or industrial, and they
will have two brokers from those industries give their forecasts
for the year, and then at the end of the

(27:50):
year they sort of tally up what's happened, you know,
in the current year and declare a winner. And then
that winner is brought back later to defend their title
against another competitor.

Speaker 4 (28:03):
Now that's quite an event. In fact, that's where I
met you. You spoke right before I did briefly at
that event, so it was kind of cool from that aspect.
But it's also interesting to see that in the commercial world,
just like the residential world, there are organizations within organizations
that specialize.

Speaker 8 (28:22):
So right, Yeah, So CCIM is a designation, it's a
Certified Commercial Investment Member. So the people who get that designation,
they're really focused on helping their clients in a financial way,
using real estate as an investment vehicle. And so a
lot of the talk that you heard during that competition

(28:44):
was having to do with interest rates, cap rates, IRR
and financial terminology like that.

Speaker 4 (28:52):
What's going on in commercial right now? And are you
talking about the future the rest of the year. What
are some of the things that you're all looking for
to develop well.

Speaker 8 (29:01):
So one of the interesting things that we're working on
now with hr dot com is we've launched a commercial
properties portal. So historically hr dot com is the place
where people would go find a home, whether they're looking
for a home for sale or for lease. You can
go to hr dot com and we're bringing in not
just Houston data, but data from across the state, so

(29:22):
people can find a home just about anywhere. What we've
done now is we've launched a commercial properties portal. So
there was separately there was a commgate dot com where
people could find a commercial property available for sale or release.
And now what we're doing is we're republishing that data
to har dot com. So right now that's only on

(29:43):
the website, the commercial properties. It's not on the mobile
app just yet. That's something that we are working.

Speaker 4 (29:48):
On, and of course the mobile app for those that
are listening, I could have my HAR app and be
at any neighborhood for any reason, and if I just
want to see what's going on around me, homes for sale, boom,
they pop up exactly.

Speaker 3 (30:00):
But you're saying on the.

Speaker 4 (30:02):
Website, we can find maybe I want to buy a hotel,
maybe I want to buy a restaurant or a shopping center,
I can find them right there exactly.

Speaker 8 (30:10):
So that commercial properties button launches a commercial property search,
but within the hiar dot com framework. So what that
does is it allows the user to toggle back and
forth between a residential property search and a commercial property search.
There's a lot of development and In fact, we have
a developer showcase that we do once a year. It's

(30:32):
coming up April twenty ninth, where we host major developer
significant developments within Houston, so the brokers who are representing
those properties can showcase those properties and talk to other
real estate professionals about what's going on in those communities.

Speaker 4 (30:51):
And from an interest rate standpoint, we hear about all
the time in residential commercial there's people barring money to
buy commercial properties. How much do you see the interest
rates affecting the commercial world.

Speaker 8 (31:05):
Well, they are affecting the people in commercial real estate.
I think what people are getting used to is the
new normal. So I mean, if you think back, you know,
fifteen twenty years ago, six percent interests, seven percent interest
was common normal, right, that was the normal. And I
mean we've had this long period of very low interest

(31:27):
rates that kind of lasted too long, and so now
we've sort of rebounded back into that realm of six
to seven percent interest rates. I think people won't like
me to say this, but it's kind of where it
should be. That that's sort of the nice, comfortable area.
But I think the difficulty for commercial practitioners is getting

(31:49):
their clients to understand that this is the new normal
and we're not going to see the days of three
percent interest rates for a long time if ever.

Speaker 4 (31:58):
And then we are so much in the residential of
people moving from other states. You hear a lot about California.
We're here, the northeast, New Jersey, New York, all that stuff.
Are you seeing that in the commercial world?

Speaker 8 (32:13):
Also, absolutely, there's a lot of opportunity in Houston. I
was born in Houston, but I moved away and came
back because there's just so much happening happening in Houston
that you know, I needed to be here, and so
I think a lot of other people have that same sentiment.
It just there's so many things happening, so many industries,

(32:34):
so many people. There's just business deals, economy, you know,
things to be done and money to be made.

Speaker 4 (32:43):
Where'd you move to to California?

Speaker 8 (32:45):
So when I was a kid, I lived in the
Bay Area, California, Coopertino where Apple is, and then we
moved back. My family moved back to Austin, Texas, and
then from Austin I found my way back to Houston.

Speaker 3 (32:58):
Houston does have so many things on for it.

Speaker 4 (33:00):
It really is amazing so as far as the way
you work, I would think as you're at the HR
offices right here in the kind of the center almost
of Houston, you're talking with all the people there, whatever
they do, and they're some in residential and in your
group as well. What are how do you relate as
far as with the residential things that are going on?

(33:21):
And do you all trade notes or how does that work?

Speaker 8 (33:24):
Now, there's actually a lot of overlap. You know, there
are hundreds of realtors who work in both commercial and residential,
and so we're here to help them all. And so
we have groups like com Gate as part of HR
who help you know, at commercial people exclusively. But we
have our education department, our accounting department, our marketing department,

(33:44):
our events department. I mean, they're there to support everyone.
If you call me and you have a question and
I don't have an answer, I can get you to
someone who can answer your question.

Speaker 4 (33:53):
We're talking with Anthony Petrie. He's the senior account manager
of Commgate, part of har Well, Anthony, what else should
we know?

Speaker 3 (34:02):
Uh?

Speaker 8 (34:03):
So HR dot com go to HR dot com to
find a home for sale or for lease, and you
can click that commercial properties button to look up commercial properties,
or you can visit coomgate dot com. That's CO double
M G A T E dot com and you can
reach me at seven one three six two nine nineteen

(34:23):
hundred as Bill mentioned them at the main HR office
in the Greenway Plaza area.

Speaker 4 (34:29):
And also as far as we're talking about selling primarily,
but what about leasing? How much a part is that
of what you're doing too? Because leasing's a big part
of commercial, Right, I just need to lease this building
for a while.

Speaker 8 (34:41):
Right, Leasing is is a huge part of commercial I
think for a lot of commercial brokers, sales are great
when they come, but leasing is sort of their bread
and butter if you think about it from a business
owner aspect. When they go, you know, to set up
shops somewhere, they have a decision to make. They can

(35:01):
put a down payment. Let's say there it's a million
dollar property. Right, they can go put twenty five percent down.
That's two hundred and fifty thousand dollars out of their
pocket up front before they even do anything. Or if
they're leasing a facility, they could take that money and
put it into their business so they can get started
working on their business. So I won't say that one

(35:23):
is better than the other. It just really depends on
that owner.

Speaker 4 (35:27):
Operator Anthony Petrie once again, Anthony, how could people reach you?

Speaker 8 (35:32):
Coomgate dot com co double mgate dot com for seven one, three,
six nine, nineteen hundred at.

Speaker 3 (35:41):
The HR office, Anthony, thanks for being with us.

Speaker 7 (35:44):
Thanks glad to be here.

Speaker 4 (35:45):
Real estate matters with Stuart Title would not be possible
without our partner Stewart Insurance. With a focus in real
estate and a special focus on real estate brokers. Stewart
Insurance creates insurance plans to address the risks facing our
industry today. They invest as significant amount of time helping
real estate broker owners offset and manage their risk. Here
he is with Stewart Insurance, John Bramlett, Howdy, Bill, Well,

(36:09):
here we are basking the warm comfort of being properly insured,
and those that are not properly insured soon will be,
soon will be and they all have an equal chance
at that.

Speaker 3 (36:20):
With Stewart Insurance.

Speaker 7 (36:21):
Yes they do, Yes they do.

Speaker 3 (36:23):
Well.

Speaker 4 (36:23):
Here we are John, once again, insurance wise, John, what
should people know?

Speaker 9 (36:27):
We're gonna save you some money today, Bill, oh man,
we need it.

Speaker 7 (36:30):
You know.

Speaker 9 (36:31):
The gas prices are kind of we're gonna save you
some money today.

Speaker 3 (36:35):
Good.

Speaker 9 (36:35):
So a few weeks ago we talked about home just
in general home insurance and people making a decision off
of cost first versus coverage first, and we were improsizing that,
you know, you ought to begin with the coverage and
then based upon your needs and your budgets, we can
make adjustments. So even when we're talking about ways to

(36:57):
save money today, we still would want to begin with
coverage first. The first and best way that we can
save folks of money is when they're looking to get
a new home policies, let's go ahead and combine that
policy along with your auto with the same company. So
many times, if we can do that combination, if we

(37:18):
can place your auto and your home with the same company,
we can get you some fairly significant savings, you know,
somewhere in the ten to twenty five percent range on
the premium, where in Texas that could mean you know,
six hundred and thirteen hundred dollars in savings. The insurance
companies like the fact that they've got now multiple policies
per client, so they've got more policies per client, and

(37:40):
it's they're more likely to be able to retain those
clients when they have multiple policies, So in order to
do that, they're willing to make to make that savings.
You know, that's the biggest way that we can help
somebody save money is is by combining both of those,
you know, taking the two policies and placing with the
same company, and other benefits beyond just saving money. It's

(38:03):
you know, one one bill, so you're not paying to
multiple companies. You've got one claim center. So heaven forbid,
we have a catastrophe and you've got damages to both
Let's say you're home in auto, You've got one claim
center to go to, so you're not having to deal
with multiple underwriters or multiple adjusters. You've just got one

(38:25):
claim center to go to. It's easier online because again
you've just got one app that you're dealing with or
one portal.

Speaker 3 (38:31):
And then many times.

Speaker 9 (38:34):
Companies are more apt to write an umbrella policy if
they already have the other two policies in place, because
they're aware of what the coverages are. And likewise, for
you as an individual, you can truly balance what your
coverages are and the costs are when you're with one company.
So it's kind of easier to see that overall overall picture.
But there's some other things that we can do to

(38:55):
help save some money. Multi card discounts, so if you've
gotten more vehicles, placing them with the same company can
help you save some money.

Speaker 7 (39:04):
There.

Speaker 9 (39:05):
We'll see things like are called telematic, so it's a
way to evaluate how you drive. And so if you're
a safe driver and there's a process that the through
an app on your phone that the insurance company can
evaluate your driving, and many of them will call it
like a telematic system. If you are a safe driver,
then that can result into some savings on your auto premium.

(39:28):
So that's always something to look at and we always
try to initially when we're talking to our clients, whether
it's come you know, putting both in the same insurance
company or just working with them on their auto insurance,
we always talk to them about that safe driving program
because that can save some significant money.

Speaker 7 (39:45):
You know, if you're.

Speaker 9 (39:46):
Willing to allow the or being willing to allow the
insurance company to evaluate your driving over a short period
of time to truly see that you are a driver,
then let's they can save you. You'll save you some money.
Things like playing paying in full. So if you pay upfront,
or if you have an auto pay set up, it's.

Speaker 4 (40:04):
Going to say that that doubles doubles up there where
it's even they love that.

Speaker 9 (40:08):
They love that, they love the auto pay, and they
love it when you go paperless. So if you're willing
to do any or all of those that can save you,
you know, save you some money. We can always work
on the deductible. So the deductible is what we what
we're responsible for paying before the insurance company kicks in.
So if premium is a concern, we can look at

(40:29):
in some areas going a higher deductible. Again, that's going
to be more responsibility on us, the insured, the consumer
than it is on the insurance company. But again, if
premium is a concern, that's one way that we can
that we can manage that and then just maintain good credit.
You know, maintain good credit because your insurance score is
similar to your credit score and they're gonna look at

(40:51):
things like that. So if you've got a good credit,
you've got solid credit, that can help as well, uh
your insurance score. But yeah, it's just if you've if
you have a history of as you've talked about on
the show before paying your bills, paying them on time,
you know, not racking up a lot of debt. All
those things can be positive and in something that we
can look at as we're deciding where to place your coverage,

(41:16):
you know, that can really be helpful in maintaining that
those premiums because it is an expensive investment these days.
And one of the things that we can work with
you on is having those renewal dates be the same,
so that you've got your home and your auto, your umbrella,
let's say, and they're all with the same company, and
we have them all on the same renewal date. So

(41:36):
that really makes it easy. If you're you know, paying
monthly or quarterly, we can set it up where it's
coming out of the same account at the same time
every month or every quarter, so it's it's maintenance free,
if you will. But also, as you said, beyond being
simpler and helping us manage our personal time better, it's
a it's an avenue we can use to help save

(41:57):
some money on that premium and those if those.

Speaker 4 (42:00):
Are nice things that we can do, and it's even
nicer to do them with the associates at Stewart insurance
because first and foremost you can talk to them with ease.
You pick up a phone, your cell phone, you call,
there's a person there.

Speaker 3 (42:15):
I like that.

Speaker 9 (42:16):
Well, we can work with our clients. We work with
our clients how best it is for them. But you're right,
when there comes a time about a question or I'm
not sure about my coverage, or I need to learn more,
or I've got a potential claim, how do I handle that?
Instead of having to go through a phone tree and
hopefully that you might in fifteen minutes find somebody. You

(42:39):
can call our office and you know Amber is going
to answer the phone and one of our advisors or
customer service client service representative is going to be there
and they're going to take care of your needs.

Speaker 4 (42:51):
You have to meet and exceed expectations these days, I
believe to have a successful, growing business.

Speaker 9 (42:57):
Well, it's important, yes, and I mean it's you need
to have that raving fan because you want, you know,
we want our clients to stay with us. You know,
we want every year to you know, our conversations each
year need to be about how your life has changed,
what we need to do to adjust your coverage or
you know, versus trying to find always just trying to

(43:20):
find new clients that we want to make sure that
the clients that we have we maintain in the way
that we maintain them is, as you said, to make
sure that they're properly insured. And one of the aspects
of that is just taking care of them, just simply
being courteous and professional and responsible.

Speaker 4 (43:36):
And of course we remind people John Stuart Insurance is
not just helping people here in Houston, but far beyond
people in California, Illinois, you name the state. I have
a friend that's getting married for the second time in Missouri.

Speaker 3 (43:50):
He can be properly insured too.

Speaker 9 (43:52):
Well, you ought to give him a home policy from
Stuart Insurance as.

Speaker 3 (43:55):
A way to gift. Yeah, I'm going to work on that. Okay, Well,
we can help you with that.

Speaker 4 (44:00):
Could be wrong, but the home policy of Missouri is
probably cheaper than here, so that might be a nice
wedding gift.

Speaker 9 (44:06):
It depends on where and the home itself.

Speaker 4 (44:08):
But yeah, let's tell people how they can reach Stuart Insurance.

Speaker 9 (44:12):
Eight six six seven nine eight two eight two seven.
That's eight six six seven ninety eight two eight two seven.
They can learn more about us at Stuart Insurance dot
com and email us at Stuart Insurance at Stuart dot com.

Speaker 4 (44:25):
And since we have so many Aggi's in the room,
the Aggie hotline is.

Speaker 9 (44:28):
The Aggie Hotline is eight six six seven ninety eight
two eight two seven.

Speaker 3 (44:32):
John, Thanks for being with us, always a pleasure.

Speaker 7 (44:34):
Bill.

Speaker 4 (44:35):
And speaking of League City, Stuart Associate. We have Stuart
Associates and business development people all over the city here
in Houston, Texas and far beyond for that matter, in
the United States. But right now, the one and only
Morgan Waters is here from League City. Morgan, welcome to
the show.

Speaker 10 (44:53):
Hey Bell, how are you in.

Speaker 4 (44:55):
A League City? We just don't get to hear from
you enough about League City.

Speaker 10 (44:58):
And it's coming on here. But I haven't been in
a couple of months, so.

Speaker 3 (45:02):
It's been back.

Speaker 4 (45:03):
Let's tell people about your office there in League City
because you have tremendous people there.

Speaker 10 (45:08):
Yeah, I do. I have a great team. I have
a really strong team. I have three escrow officers, two processors.
We're just burning right now. We're busy, we're having a
good time. We're seeing a lot of reefis coming back
to us, which is kind of new for us because
we had quite a while that we didn't see that,
So it's been really neat. And one of the things

(45:29):
that I've been doing that I feel like has brought
a really big value to our community is my listing tours.
If anybody follows me on Facebook, they know about them.
I do them every third Wednesday of the month, and
essentially they're just there to help agents get feedback on
homes that aren't moving. I take a group of agents,

(45:50):
we go around to homes and we just we give
them honest feedback that they can take back to their
sellers and hopefully make some movement in the market.

Speaker 3 (45:58):
That's right.

Speaker 4 (45:59):
You and the team all around Houston and of course
beyond are doing so many interesting things, and sometimes they
may be things that are unique to your area.

Speaker 10 (46:08):
Absolutely, I think every area geographically is a little bit different.
League city is. Although we are a very growing little city,
we're not really little but small city. We still have
that very kind of small town feel and people genuinely
care about each other and know each other support each other,

(46:28):
and that's even within the realtor community. So we we've found,
you know, these moments of when we see listing sitting
that other agents truly want to help each other to
kind of get some movement and see these listings go.

Speaker 3 (46:42):
You're in a league of your own. Oh I like it.

Speaker 10 (46:45):
I like that.

Speaker 4 (46:46):
Well, Morgan, and what was the other thing before we started?
You have another thing that you're doing, a special class,
something about generational Yeah. I think that's fascinating.

Speaker 10 (46:55):
Yeah, so we just created a class. That's one of
the fun things that my cells may are helps us
do and supports us in is creating classes to show
a value to our agents. And one of the classes
I'm actually doing it for the first time next week
is called Selling Season, and it's beyond the seller's packet,
and it's really about how to number one, build your

(47:16):
pipeline of sellers, but how to actually help them get
to the closing table. And it has a lot to
do with generational thinking. You know, the millennials think very
different than the boomers think, and so we're going to
go through and kind of talk about how each generation
thinks and kind of makes up their mind when they're
selling their houses.

Speaker 4 (47:35):
I love that because we hear about the classes legal
one legal and.

Speaker 3 (47:38):
Those are all great, great, they're needed. Yeah, but you
need to be creative.

Speaker 10 (47:42):
It's fun.

Speaker 4 (47:43):
I have something that is not standard that'll bring people in.

Speaker 10 (47:47):
Yeah, we're excited about it. And again it's it is
one of those classes that we want to give them
something creative to do. Yes, they have to do some
of the legal one and all that fun stuff, but
these are moments that we get to kind of stay
out and show our value of Stuart Title and our
partnership with them and make sure they know that we
truly care about their business.

Speaker 4 (48:06):
Sounds good, Morgan, Waters League City, Stuart Title doing tremendous work.

Speaker 3 (48:11):
Morgan.

Speaker 4 (48:11):
I know people are listening right now and they say
I want to bring Morgan some real estate contracts.

Speaker 3 (48:17):
What should they do?

Speaker 10 (48:18):
Well, they should give us a call anytime. You can
give me a call two eight one six three zero
zero one seven nine. You can always call the office
two eight one three three two three five two one
two eight one six three zero zero one seven nine.

Speaker 4 (48:35):
Morgan, thanks for being with us well and now she
is back Liza Elliott Priority one real Estate for Final World.
You know, Liza, we're closing the show down, So what
else should people know about what you're doing? And let's
tell them how to reach you. Once again, Liza Elliott, I.

Speaker 6 (48:52):
Am out here trying to help people invest, continue to
growth and build on their one investment, which is their home.

Speaker 3 (49:01):
So well, one of the.

Speaker 4 (49:03):
Things about this show too, Liza, and you started off
where you mentioned League City, and then we're talking to more.
I think I need to go down to League City.
I've not been for a walk.

Speaker 5 (49:12):
I do think you should come down.

Speaker 6 (49:14):
You would be very surprised all the growth, all of
the new stuff that's coming in. It's fascinating because we're
so close to Galveston and we're so close to downtown Houston.
I mean, it's we just we're in the middle of everything.

Speaker 4 (49:30):
I feel that's right, and you've broaden our horizons, as
it always happens on the show at the very beginning,
when you laid out the kind of the whole, I'll
call it a strip, and I'm using hand gestures here.
People can't see me, but that eastern thing with the water,
with the Ellington, with NASA, so many important things are
happening on the part of Houston where you're at the most.

(49:53):
It's amazing. And here in spring Break we hear about staycations.

Speaker 3 (49:57):
There's all kind of steakcase.

Speaker 6 (49:58):
Oh yeah, absolutely, I mean there's really no need to
travel far. I mean that this whole area is surrounded
by the water.

Speaker 3 (50:08):
A lot of fun stuff, a.

Speaker 6 (50:09):
Lot of fun stuff all all the way around. You know,
the east, the south, and then you got the north,
which is they should call me at nine seven nine
four nine two seven two one zero, or you can
find me at It's sold Byliza dot Com nine seven
nine four nine two seven two one zeroes.

Speaker 4 (50:27):
It's good to see it, and now we march on.
I can't help Georgia. It's like a song that won't
get out of my mind.

Speaker 3 (50:35):
Right, I wanted to. It's good to know a local.

Speaker 7 (50:40):
Right, it's good to know a local.

Speaker 3 (50:42):
Did you do you have music to it yet?

Speaker 7 (50:44):
Or that's when it stands up?

Speaker 3 (50:45):
That's right by I sell.

Speaker 7 (50:47):
Right, I'm here to Yeah. I always say I never
have ever sold a home to anyone. I'd help them
buy home.

Speaker 2 (50:53):
You know.

Speaker 3 (50:53):
There you go.

Speaker 7 (50:53):
I can never sell anyone. Right, you make the decision,
I'll help you do it.

Speaker 4 (50:57):
But right, well, but people, you and the other real
estate professionals, they rely because they know you're in the
trenches every day and I'm not when it's time for
me to buy or sell. So that experience is invaluable.

Speaker 7 (51:11):
Yeah, they want to guide, you know, so want to
help them through the process.

Speaker 4 (51:15):
Give us a quick word, a one bullet point at
least as a marine, I think, in any service. But
the Marines are kind of They're like the Aggies. They're special. However,
that said, the military experience has to be so valuable
in the business world. Just name one thing that your
military marine experience helps you every day in business.

Speaker 7 (51:37):
And this is applicable to everyone out there listening right now.
Never ever ever give up there. You always push hard
to the end and smile.

Speaker 3 (51:46):
There you go. Winston Churchill, thank you.

Speaker 7 (51:49):
Yeah, local George.

Speaker 4 (51:50):
They call him local Winston. Meantime, George, how can people
reach you?

Speaker 7 (51:53):
Just look up George huntuon or local George and all
my information will be online.

Speaker 4 (51:58):
Local George. Thank you George, and now Anthony Petrie. Commed
Gate h a r.

Speaker 8 (52:05):
Commgate dot com offers a commercial property search just like
hr dot com. In other words, just like anyone can
go to hard dot com or hr dot com and
find a home available for sale or for lease, anybody
can go to commgate dot com and find a commercial
property available for sale or for leave the HR dot
com website receives over eight million views per month. What

(52:27):
and so HR's mission is to help it's you know,
more or less fifty thousand members achieve ongoing success.

Speaker 3 (52:34):
And you know the correct me if I'm wrong.

Speaker 4 (52:36):
But there are other cities, other major cities that study
what you're all doing at HR because you have it
down to a real harmonious situation.

Speaker 7 (52:45):
Absolutely.

Speaker 8 (52:45):
I mean we aren't the largest. I believe we are
the number two largest association in the United States. But yeah,
I mean I think we've hit on something very great,
and so people try to model what we're doing.

Speaker 4 (52:58):
There's some innovations going on there. Anthony, once again, how
can people reach.

Speaker 8 (53:01):
Out seven one, three, six two nine nineteen hundred orcommgate
dot com. That's CO M M G A T E
dot com.

Speaker 4 (53:10):
Thank you, Anthony Petrie, and thank you all for listening
to Real Estate Matters with Stewart Title. I am your
host Bill Knappik, together with John Bramlett and all of
us at Stuart Title and Stuart Insurance. We appreciate you
listening to the show. I know you want to see
the show. The special effects, the video effects, all kinds
of great things. Just simply go to Stewart dot com

(53:30):
forward slash radio or radio bill. That's right, you don't
even have to write that one down radio Bill. Thanks
for listening. We'll see you next week and until then,