Simply Money presented by Allworth Financial

On this episode of Simply Money presented by Allworth Financial, Bob and Brian uncover the #1 mistake even successful savers and investors make: accumulating assets without a real strategy. They dig into what it means to truly have a plan — from organizing scattered accounts, to transitioning from mutual funds to tax-efficient ETFs, and dealing with concentrated stock positions using tools like direct indexing, exchange funds, and collars. Plus, they break down how buffered ETFs can provide downside protection when the market turns, how to avoid overspending in the first 10 years of retirement, and why automated investing might fail you after age 60. Finally, a five-minute task that could save you from financial fraud: how and why to freeze your credit today.

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