December 2, 2025 • 38 mins
We kicked off the program with four news stories and different guests on the stories we think you need to know about!
Boston’s Housing Market Has Become Unaffordable
Guest: Andrew Mikula - senior housing fellow at the Pioneer Institute for Public Policy Research and chair of Legalize Starter Homes
According to a new Monster.com survey, 47% of U.S. workers have engaged in revenge quitting.
Guest: Jon Bowerman – entrepreneur, self-taught developer and cofounder of Stealth Consulting
Young Americans are increasingly planning for retirement by investing in the stock market while putting off homeownership.
Guest: Ron Glasgow - financial strategist and heads up Glasgow Investment Solutions
TSA to charge $45 fee for travelers without proper ID
Guest: Andrea Sachs – Travel reporter for WaPo
See omnystudio.com/listener for privacy information.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
It's Night's Eyes with Dan Ray. I'm going you easy
Boston's News Radio.
Speaker 2 (00:05):
Hi am a nice to hear your voice there in
the newsroom. My name is Dan Ray, and Emma is
one of our news department members. She does a great job,
does a great job. I'm a big fan, that's for sure. Anyway,
let us begin. My name's Dan Ray, as Emma had suggested.
I'm the host of the show called Nightside, the aptly
(00:26):
named Nightside with Dan Ray. Rob Brooks my partner in time.
He's with me here Monday through Fridays from eight until midnight.
Is back in the Big Control Room at the Big
Socket back in Medford, Massachusetts, which is now the WBC headquarters.
Many of you remember when we were for decades on
soldiers Field Road, but that all changed in twenty seventeen
(00:50):
when iHeart Media purchased the radio station, and so there
have been some changes along the way. Before we begin tonight,
I just want to mention that last night we had
a real problem with our streaming service. And so for
those of you who are listening tonight anywhere across the
United States of America, around the world, but particularly if
(01:12):
you're in the US, if you could give Rob a call.
I'm not going to put you on the ear. Just
give them a quick call at six one seven two
five four ten thirty and chime in and Rob will
keep a list of the low coals that are able
to pick us up tonight. Again, we don't take phone
calls in this hour. We talk with four interesting guests.
We call it the night Side News Update, as I'm
(01:33):
sure all of you know, and we will get to
them just in a moment. But if you are out
there listening on the internet tonight, if you give Rob
a quick call at six one seven two five four
ten thirty and Rob, if you would keep a list
for me of the locals that are that are covered
with appreciate. We all had some problems last night with
our phone system, but that seems to be back in
(01:55):
good working orders. So tonight we'll have a very smooth
flight all the way until midnight, and we are going
to I will, by the way, talk a little bit
more tonight, probably at ten o'clock or at ten o'clock
about the Nightside Charity Combine, which we will do. This
will be our thirteenth year. Do it to end the
year on Tuesday night, December twenty third and if you
(02:18):
are involved in a good charity, or involved in any charity, Frankly,
it is a good charity as far as I'm concerned.
We'd love to give you some publicity and stay tuned
with us, and we will let you know exactly what
you need to do in order to get some free
airtime right here on Nightside. So let us start off
(02:38):
a little locally. We're going to talk about Boston's housing
market in Boston, which I think all of us know
has become very expensive, but it's also now unaffordable, according
to Andrew mccoola. He's a Senior Housing Fellow with the
Pioneer Institute for Public Policy Research and the chair of
the Legalized Starter Homes. Andrew mccoola, Welcome to Nightside. How
(03:00):
are you Dan?
Speaker 3 (03:02):
I'm quite well, how are you doing great?
Speaker 2 (03:04):
So let's first of all what a starter starter homes
and why do starter homes need to be legalized? Right?
Speaker 3 (03:13):
So, a starter home is a small owner occupied home
suitable for first time buyers, often designed to be low
maintenance and allow folks to build up some home equity
before they're able to trade up for a larger, more.
Speaker 2 (03:27):
Expensive home down back quick idea, either in terms of
square footage or numbers of bedroom and bathrooms. I think
that would probably describe it very well for our audience.
Speaker 3 (03:39):
Yeah, I mean it's a little contextual, but I mean,
you know, i'd say the state has a program called
Chapter forty y that's designed to, you know, build some
starter homes and the square footage threshold I think is
eighteen hundred and fifty square feet and they require at
least some of the homes to be three bedrooms.
Speaker 2 (03:59):
Yeah, pretty good size of eighteen nunder square feet, that's
that's okay. So why do we have to legalize starter
at homes? Because it says that your chair of legalized
starter homes, has that already been accomplished.
Speaker 3 (04:14):
Yeah, I mean not exactly. So Massachusetts is the hardest
state in the country for young adults to buy a home.
The middle class is shrinking because the cost of housing
has exploded since the Great Recession. And I know you've
covered the out migration problem Massachusetts on your show before, Dan,
So a lot of people who you know lived here previously,
(04:34):
often for many years, are leaving, often because of the
cost of housing, especially among young people.
Speaker 2 (04:41):
Also, mensto states like low tax states like Tennessee, Florida,
South Carolina, Texas, where state taxes are not as onerous
as they are in massive New Hampshire too, by the
way as well, right.
Speaker 3 (04:55):
Ahead, Yeah, absolutely, and it's just I mean, we think
that a big reason why the home costs, especially in
the suburbs, are so high, is because a lot of
towns require you to have a lot of land in
order to build even a single family home. And there's
a long history of academic research, including academic research that
(05:18):
studied Massachusetts in particular, that shows that large lot size
requirements raise home costs and also reduce the amount of
new construction that happens over a given period. So legalizing
starter homes is allowing homes to be built on smaller lots.
Speaker 2 (05:35):
We think the MBTA Community Act here in Massachusetts. Let
me take the other side of the argument with you
for a second, and that is that many people in Massachusetts,
including myself, argue that the government that governs leased governs best,
and also the best form of government is the one
that is closest to the people, and that the really
(05:57):
the lynchpin of small town and for that matter, of
even big city government here in Massachusetts are zoning laws.
I mean, you don't want a whole bunch of pizza
parlors and Boeing alleys built next to your hospital or church.
And a lot of communities would say, hey, we'd like
our open spaces, we'd like farms, we'd like apple orchids,
(06:19):
and we do have some. And generally the Pioneer Institute
is kind of a freedom loving organization, and on this issue,
I think the Pioneer Institute departs from this freedom loving
talk show host. Can you square that circle?
Speaker 3 (06:35):
Yeah? I mean, I think there are two ways of
looking at state intervention in planning and zoning decisions. One is,
you know, this is the tyranny of the state usurping
democracy and overriding the interests of localities. And the other is,
this is the state protecting the rights of individual property
(06:56):
owners from the tyranny of the localities. And by the way,
protecting those rights just so happens to help us solve
our housing shortage.
Speaker 2 (07:04):
Or you know, is it protecting the rights of developers?
Speaker 3 (07:10):
Well, I mean, you know, property owners can be a
homeowner who wants to build an adu in her backyard
to house you know, her mother in law, or you know,
just lead a comfortable retirement. So I think that when
you have you can't get kind of closer to the
people than those individual property owners. And having the freedom
(07:33):
to you know, convert your home into a duplex if
you want, is freedom.
Speaker 2 (07:37):
But then, of course, if you move into a community,
will you know that such a conversion is prohibited. I
think you go into the community knowing what what limitations
you might have as a property owner. I mean you
kind of open up a bowling alley, you know, commercial
property next to your home, even though you might want to.
Speaker 3 (08:02):
Right, I mean, I think that's that's certainly a common argument,
and I guess I go back to what the needs are.
I mean, how the thing is fundamentally a regional issue
that I think at some level needs regional solutions, or
at least communities that are you know, maybe view themselves
in more isolation than they really do in a regional
(08:24):
economy need a nudge to you know, help accommodate the
needs of a new generation.
Speaker 2 (08:29):
Well it's more than a nudge. With the MBTA Communities Act,
as you know, money of being being withheld from communities
that don't participate, I would use, do not consent to
comply it's it's a tough issue and you because you
have you have all sorts of rights going on. It's
one of those issues is almost close to eminent domain
(08:52):
in my mind, in the sense that we're talking about,
is we're going to take a dozen properties, let's say,
in some location for a major highway because somehow a
group of bureaucrats have decided it's in the quote unquote
common good. It's not in the common good of the
people who lose their properties in the domain. It's a balance,
(09:15):
I mean, in all honesty.
Speaker 3 (09:16):
I mean yeah, I mean i'd say that losing your
property because the government is kind of targeting a specific
you know, place or parcel, is a little bit different
than that property owner opting into building more housing on
the property. Well, but I will say.
Speaker 4 (09:35):
That, yeah.
Speaker 2 (09:36):
But at the same time, look, if they say we
need it's good for the region to build a six
lane highway right down your street, how's that different. I mean,
we're doing this for the for the good of the region. Sorry,
you're going to lose your house. And by the way,
we're not going to give you really full market value.
We're going to give you about sixty percent of market value.
Why don't you take your money and go somewhere else
and be happy.
Speaker 3 (09:58):
I mean, I think that the flip side is you're
also kind of enforcing that what's good for the region,
you know, philosophizing or ideology when you say the zoning
is how it is in the status quo? What if
I want to live in an apartment building. What if
I want to live in a duplexice in.
Speaker 2 (10:16):
The city that has apartment buildings. You're a community that
has apartment buildings. You A lot of communities have that.
Speaker 3 (10:23):
Right, but is it enough to meet our needs? And
also I want to emphasize, I mean, the proposal that
I'm bringing forward is very different from the Meta Communities
Act in a lot of ways. First of all, focuses
on Yeah, focus is on family oriented, single family homes
bound to be mostly owner occupied. And also it ties
(10:44):
to housing capacity we're creating, to the location of critical
water and wastewater infrastructure.
Speaker 2 (10:50):
The other thing too, that is interesting to me, Andrew,
And I'm going to be real quick here. You've been
a great guest, and thank you for allowing me to
kind of challenge you a little bit. I fly over
Massachusetts or I fly out of Logan airport. I am
stunned every time at the amount of empty property vacant
land that exists beyond one twenty eight and even more
(11:11):
so beyond four ninety five. Why do we never talk
about developing some of those communities? It seems to me
is what is where the future is?
Speaker 3 (11:23):
Yeah, I mean we could. I think, you know, there's
this idea that you know, folks who are you know,
don't have many neighbors now might be more amenable to
having more of them. And the flip side, I've also
heard that, you know, put all the development in Boston.
But I think at the end of the day, you know,
(11:44):
people who have an investment in their home and might have,
you know, uncertainties or questions about new development coming in.
It's kind of the same you know, rhetoric that comes
up right, concern about the uncertainty of what happens when
that new development comes in. And so I think that
(12:05):
the status quote, it might seem reasonable to folks inside
of one twenty eight to have you know, suburban density,
new subdivisions out beyond four ninety five, but to those
folks that might not seem that reasonable. And so I mean,
I think there aren't a lot of easy answers with
this because of that kind of dynamic.
Speaker 2 (12:26):
The problem is, you know, I'm trying to we should
go on tour and debate this. The problem is that
you I think you and I both know that there's
a real emphasis in this in this state to force
people or to induce people not to use their automobiles.
H and that is also at the core of all
of this, and we can get to that everybody should
(12:47):
be on a bike. Well, look, I enjoyed this conversation, Andrew.
I hope you did as well, and as you're a
great proponent and you've answered questions and I and I
thank you for doing that. You know, I really appreciate
the opportunity to have a high level conversation. I'm a
big fan of most of the folks at the Pioneer Institute,
(13:08):
including Charlie Chippio is a longtime friend. So we will
we will talk again.
Speaker 3 (13:12):
Okay, thanks Andrew, Yeah, thank you so much. Dan, thanks
for the conversation.
Speaker 2 (13:17):
How can folks get more information about your activities with
the Pioneer Institute? Do you want to give us a
quick website?
Speaker 3 (13:24):
Yeah, I can, I say, I mean the ballot campaign,
I'm running is in my free time. Pioneer is not
involved in an organizational level, but the you know, Pioneer
Institute dot org is my day jobs website, and legalized
starterhomes dot com is the ballot campaign.
Speaker 2 (13:43):
Perfect. Okay, we'll do it again. Then we'll get do is.
I'll bring you back and we'll do an hour some night,
give you more time to fight with me and wonderful
some of the callers, you know, Okay, I promise we'll
make that happen. Thank you, Andrew.
Speaker 3 (13:56):
Yeah, we're going to make the proposal better by engaging
with folks who tend to disagree with us.
Speaker 2 (14:00):
I would hope so, and I would agree with that
preference as well. Thank you so much. I appreciate you.
Speaker 3 (14:04):
Wonderful. Thanks.
Speaker 2 (14:06):
That's a great night, my pleasure. We are going to
talk in a moment with John Bowerman, entrepreneur, self taught
developer and co founder of Stealth Consulting. Forty seven percent
of US workers have engaged in revenge quitting. We'll find
out why, but we'll first find out exactly what revenge
quitting is. My name's Dan Ray. This is night Side Rob.
I saw a bunch of people call in I'm going
(14:28):
to try to find out from you who's listening to
us tonight across the countryside. We'll be back right after this.
Speaker 1 (14:36):
You're on Night Side with Dan Ray on WAZ Boston's
news radio.
Speaker 2 (14:43):
There are new words for everything, and a new word
or phrase that we're going to explain is revenge quitting.
It sounds like I should know what it is, John Bowerman,
he's an entrepreneur, a self taught developer and co founder
of Stealth Selting. Sounds like they should call that as
an airplane stealth consulting. John, Welcome to Night Side. Explain
(15:07):
to us what revenge quitting is. My I think most
of us can kind of figure it out, but give us,
give us, give us an accurate, very accurate explanation.
Speaker 4 (15:16):
Please, thank you, Yeah, absolutely, thank you for having me again. Dan.
Speaker 5 (15:21):
Yeah.
Speaker 4 (15:22):
Revenge. You know, when it comes to revenge quitting, there's
an emotional word there, right, revenge. So it's really it's
it's not about regular quitting. It's quitting with an emotional motive. Uh,
It's it's someone saying you treated me so poorly. I'm
going to leave in a way that makes a statement,
(15:42):
and you might not have.
Speaker 2 (15:44):
To wind was that old country and Western song take
this job and whatever? That should that should be the
theme song for revenge quitting. So do you in order
to do revenge quitting? Do you have to do it
like at a critical time? You know, maybe on a
Friday afternoon when when the boss is kind of frazzled
and they're trying to get some some stuff out the door,
(16:06):
and and he's a little short staffed and you walk
up to him and say, you know, I'm out of here?
Is that so what we're talking about? You get a
time it as well?
Speaker 4 (16:17):
Absolutely? I mean when you think about making a statement
and you want to make the biggest statement possible. So
there's a there's a draw to sensationalizing it. Uh, And
you know that all stems from there's really not much
stigma anymore around. Quitting used to mean failure, and now
(16:37):
for many people it's seen as self respect, right they
people people admire bold exits like that you post about
them on social media and someone is going to get
all kinds of reinforcements that makes it feel like they're courageous.
So the more sensational they can revenge quit, the more
chance they have of actually getting more more social reinforcement.
Speaker 2 (17:01):
Yeah, let me give you a scenario. I love baseball,
so I'm looking at the bottom of the ninth inning.
The manager goes out to the mount, he calls for
his best relief pitcher, someone like Mariana Rivera, and they
come in with the music and all of that, And
when the manager goes to hand the ball to the
relief pitcher, the relief pitcher just pulls his hand away
and keeps walking right towards the dugout, leaving the manager
(17:23):
alone in the mouth with the bases loaded. That would
be pretty good revenge quitting for some disgruntled major league relief.
Speaker 4 (17:31):
Pitcher, absolutely, right at the moment when you're needed most.
Speaker 2 (17:37):
Yes, yeah, we'll never see that in the big leagues
because they're making too much money. When did this start?
Is this a consequence of our COVID experience, like so many.
Speaker 4 (17:47):
Things, Yeah, that's definitely a part of it, right, it's
you know, there's been a big shift in the power
dynamic since COVID. You've got a lot more at work.
It's a lot easier to revenge quit when you're not
in person. It's a lot easier to do a lot
(18:08):
online or remotely than when you're face to face with
someone you have, you know, less interoffice relationships, ones that
aren't as strong are are developed anymore where you're you know,
if you're if you're in an environment with others and
you've developed bonds with those people, you're less likely to
(18:31):
want to revenge quit. And you know because if you've
got a friend at work, now you've just placed everything
that you needed to do on them. And so really
the shift in the workplace has contributed to it a lot.
Speaker 2 (18:45):
Okay, So if I'm an owner of a company or
a manager and I call you up and I say,
I got people who are who will quit and left,
and right here, you might consultant, your stealth consulting. What
do I got to do? John?
Speaker 4 (19:00):
Yeah, So you know, the the core of revenge quitting
is a reluctance to share from from the employee. And
so that if you're an employer and you've got a business,
if you can open up channels for for your team
members to share and actually be listened to, where you're
(19:22):
creating a listening loop where you're you're going to listen
and you're you know, you don't have to solve every challenge,
but you're at least putting things on on your roadmap.
You're you're trying to address them, and you're not just
creating broken promises, because that's really when it's uh. When
it starts. Revenge quitting is someone feeling like they're not
(19:44):
being heard, that they really have no other outlet for
no one's listening, So I'm going to make.
Speaker 2 (19:52):
Them and maybe throwing a little dose of profit sharing
as well.
Speaker 4 (19:57):
That's that and that never hurts stake in the games?
Speaker 2 (20:00):
All right, John Bowerman, How can folks, particularly companies that
are having this problem, how can they in touch with
you and get some help.
Speaker 4 (20:08):
Yeah, if you can go to the website not Lost
Starting dot com and you can actually check out my
new book. It's just all about helping employers look at
when people are potentially feeling like doing something like this.
And for people that are in this position and feel
(20:29):
like revenge quitting is the best option, there are several
several other more productive options that gets you to what
you really want much faster and much easier. Okay, what's
that website not Lost starting dot Com?
Speaker 2 (20:45):
I stepped on you go ahead, save one more time?
Speaker 4 (20:47):
Oh, not lost starting dot Com?
Speaker 2 (20:51):
All one word not lost starting dot com. John Bowerman,
thank you very much.
Speaker 4 (20:56):
All right, appreciate it. Dan.
Speaker 2 (20:57):
We talk again when we get back. We're going to
talk about why some young Americans, actually a lot of
them apparently, are deciding to plan for retirement by investing
in the stock market while putting off home ownership. I
think that's a little bit putting the cart before the horse.
But we'll talk with Ron Glasgow. He's a financial strategist
(21:18):
about this very topic. On the other side of the
news at the bottom.
Speaker 1 (21:21):
Of the hour, you're on night Side with Dan Ray
on w Boston's news radio.
Speaker 2 (21:28):
Roder Welcome, Ron Glasgow. He's a financial strategist and heads
up Glasgow Investment Solutions. Pretty good that you're working for
a company that is by with your name here, very
app very apt Ron. How are you tonight show called Nightside.
I have an apply named showed Nightside with Dan Ray.
(21:49):
So whenever I see someone who obviously is the number
one guy that come at the company, So young Americans,
according to this story, for go home ownership to invent
in the stock market, I think that's putting the cart
before the horse. Tell me why, I am right, Tell
me why I'm wrong.
Speaker 5 (22:07):
Yeah, So I mean, look, at the end of the day,
it's your money, right, so you get to do whatever
you want with it. And if you decide that you'd
rather play the market versus to purchase a home, I
understand who it's stick. I think the most concerning thing
isn't that they're doing that. It's the fact that there
needs to be an awful lot of day trading. So
I started my career in two thousand and one right
at the very end of the tech wreck, and I'll
(22:28):
tell you there's that too many long tenured or day
traders that retire. So that's what concerns me more. And
everybody's start of taking advantage of this crazy bull market,
especially with technology, and you know, nothing goes up forever.
Speaker 2 (22:40):
Most of the day traders I know now live under bridges,
but that's you know, maybe they like that, they like
outdoor living. So what do you say when someone comes
in and they say they're thirty years old, they're renting
and they're thinking about buying a house and all of it,
and they understand the advantages, but they they were going
(23:02):
to go to Vegas, they were going to play the lottery.
But they're going to day trade. What advice do you
give them? You're a financial strategist.
Speaker 5 (23:11):
Yeah, so, I mean, to be perfectly honest, the people
that are thinking about day trading would never walk into
an office like mine, and especially the old guy like me.
You know, they could as one of the things that
sort of helps the day trading, you know. And why
I opened my first account, I just got out of
the Marines and had the quality guy in towns and
an employment go in and he had to do a
bunch of paperwork.
Speaker 4 (23:31):
You know.
Speaker 5 (23:32):
Now you can go on your phone, just open an account,
wire some money and you can be trading within you know,
a few minutes. So none of those guys are gonna
come to me that said. If they did, I would
just say, you know, look, diversification and everything day trading
is that where you want to put all your eggs.
You know, we could talk about rating versus buying, But
then get did do something that was very difficult too.
You know, house prices have gone up so much, even
(23:54):
here in Dallas where lived the last eight years, they've
gone up extraordinarily. Where you are at Boston's he works.
So you know, if you have a seven hundred thousand
dollars house, you know, one hundred and forty grand for
a down payment. It's prett to come up with when
he's twenty five or thirty years old.
Speaker 2 (24:07):
No question, There's no question about that. But it's also
tough when you're renting in the same community. What are
you paying for rent in Dallas?
Speaker 5 (24:15):
Now?
Speaker 2 (24:15):
I bet you're paying two or three thousand dollars a
month to rent in Dallas at least.
Speaker 5 (24:20):
Yeah, somewhere around there.
Speaker 2 (24:21):
Okay, So multiply that times twelve, and at the end
of the year, you got you know, twelve canceled checks
or whatever, you got a statement and it's you know,
anywhere from you know, twenty five to thirty five thousand
dollars out the window with not much equity in that
rental unit. So it's it's it's tough. What advice do
(24:42):
you give young people who are coming of age? You know,
I do a lot of this stuff at night. We
talked a lot of people. We're going to have Rick
Edelman on tomorrow night at ten o'clock. He's just written
a new book about the cost of college, which sounds,
you know, pretty intimidating, but for some people it's the
(25:03):
right thing. For some people, it's if you're going to
go and become an archaeology major. I don't think you
want to go in the whole a couple one hundred
thousand dollars for a drewgree as an archaeology major. So
it's it's all kind of like it's sort of like
the buffet of life. What do you what do you
want to try? What overwatching advice do you give young
(25:24):
people who might be listening to this program tonight.
Speaker 5 (25:27):
Yeah, well, I mean you covered a lot of ground there,
careers and investments and a lot of other stuff. Look,
follow your heart. You know, you gotta follow your heart,
and you've got to do what you're passionate about. If
you have a passion. If you have a passion, man
follow that no matter what that saying. You've got to
balance out a little bit with common sense. You know,
you don't want to, as you said, if you're living
under a bridge because you tried to become a musician
(25:48):
and it didn't work out. So when it comes to
the investments, the most important thing, by far is to
get started early. I mean, if you're twenty two years old,
just open or off IRA and put fifty bucks a
month into it. I promise if you do that month
and a month out to your seat, you'll be a
multi millionaire. It's just the way the math works if
you invest in a reasonable fund. But you know, you know,
(26:10):
life's slice funny. You got to balance what you want
to do with making good decisions financially. You know, I
was pretty smart in high school. I was head at
the top of a you know, I think it was
number six out of five hundred kids. And I graduated
especial early and joined the Marine Corps infantry right at
six point one and one hundred and thirty pounds. Yeah,
so everybody told me I was insane, and that was
the best thing I ever did in my life. So
you do you have to kind of follow your guy.
Speaker 2 (26:30):
Well, at six one, one hundred and thirty pounds, you
weren't an easy target, that's for sure.
Speaker 4 (26:34):
Yeah.
Speaker 5 (26:35):
No, I wasn't an easy target, but a little tall.
Speaker 2 (26:37):
You know, down got it in that foxhole. Keep your
head down. That's that's a fighting hole.
Speaker 5 (26:44):
The even foxholes they hide you fight out of os.
Speaker 2 (26:47):
No, I got it, I got it. They look ron
really pleasure to talk to you. Tell how long have
you you've been doing this a while. I'm guessing at
least twenty years.
Speaker 5 (26:58):
Yeah, if I was in a I was a classically
financial advisor for almost a decade that I took a
detour into private eqhen you real estate and credit for
thirteen years, but I was still involved in the financial
markets and it's so called on financial advisors. So I
think it makes for a good, pretty good perspective. I've
got on both sides of the death of the speak,
and you know, I wanted to come back to the
side and hung my single for the second time in January.
Speaker 2 (27:20):
Good for you. If folks want to get in touch
with you. I assume you have a website that's.
Speaker 5 (27:25):
Easy, Yes, sir, so Glasgow investments dot com. That's Glasgow,
like the city in Scotland investments dot com.
Speaker 2 (27:33):
Well, I appreciate it. We'll have you back again. I
think that the advice that you give to people are
just so important. I know that, you know, I started
relatively young. I wasn't this wandest guy in the world,
and I've invested in some dumb things along the way,
but I always always wanted to make sure that I
(27:54):
had a place to live, and my best investments have
always been real estate, you know, and just the homes
I lived in. Uh, it's it's worked for me, and
that's why I'm somebody who really hopes young people will
get out of the rental market as soon as they can,
uh and get get something that they have ownership of,
so that they're just not pouring money down the drain
(28:16):
as renters. That's that's my philosophy. But I'm not a
financial strategist like you are, so I very much stand
uh and understand that your wisdom is much deeper than mine,
for sure.
Speaker 5 (28:28):
Yeah, I don't know about that, and I'm not anti
real estate. Said, We've owned places and you know, they
made good money. And I'm in California, I mean real
estate team. So but uh yeah, it's the hard thing
today is just getting started when you're that age. Well
there's a Wilder's away. You got to start with something small,
but uh yeah, it is important to get invested in it.
But man, if you're twenty five and you just want
(28:48):
to live downtown about around for a couple of years
and try to you know, day trade.
Speaker 2 (28:52):
That's okay. Yeah, there you go. Yeah. The lawyer who
I trained with many years ago always used to say
where there's a will, there is relatives, so's to keep
that one in mind as well. Ron Glasgow appreciate it
very much. Glasgow Investment Solutions. Thanks Ron, Thanks sure, have
you back. We'll get back. We're going to talk about
a very interesting development at airport's nationwide. This is post Thanksgiving.
(29:19):
The TSA is now charging a forty five dollars fee
for people who do not have what's called the real IDs.
We're gonna talk with a woman named either Andrea or Andrea,
not sure which pronunciation. Well, we'll figure that one out.
She's a travel reporter for the Washington Post, or as
we call it, an abiz the wappole. Coming back on
(29:40):
Nightside with Andrea Andrea or Andrea Sacks, but we'll figure
it out. Coming back on Nightside after.
Speaker 1 (29:46):
This night Side with Dan Ray on WBZ, Boston's news radio.
Speaker 2 (29:54):
My guest is Andrea Sacks. She's a travel reporter for
the Washington Post, originally from Massive. It's Andrea. I got
to tell you a little trivia here. I can take
the six letters of my name, Dan Ray, mix them
all up and it spells one of my favorite names
of women, and that is Andrea. I'm d e r ea.
(30:15):
So we have something to common here anyway. Welcome to
Guy's brilliant Welcome to night Side. I think we've had
you on before, if I'm not mistaken, at least I
think we did.
Speaker 6 (30:25):
Yes, I did a shout out to my family, so
I'll do another shout out if you want to extended
radio family.
Speaker 2 (30:31):
Yeah, but shout out where are you? Where's your your
family from? Generally we've got a couple.
Speaker 6 (30:36):
Of times we're from Long Meadow, Western mass But now
everyone is concentrated in like the Canton area, All right, sure,
wellthly Wayland area.
Speaker 2 (30:51):
Oh yeah, okay, So look, I remember a few years
ago when we were told, I think it was the
deadline was October twentieth and if you didn't get the
real ID on your driver's license, you'd never be able
to travel on an airplane domestically, and you couldn't get
into a federal government building of any sort. And this
(31:14):
was all, you know, a lot of pressure on us. Now,
I guess they're saying, hey, if you don't have a
real ID, give us some give us forty five dollars
and we'll be able to get you on the plane.
How did this happen the TSA. No, I mean they
took the TSA has a side hustle going on here, Andrew,
(31:35):
what's up with that?
Speaker 6 (31:37):
I mean it took twenty years to get to get
her act together. And now since May, we've been required
to have a real ID if we're using a driver's license.
But there is an asterisk to that, which is you
can use your passport if you've a military ID. There
are plenty of other IDs. It's not really the real ID,
but most of us use a driver's license, and so
(31:58):
I had a grace period where they would still accept
the older, non real ID driver's licenses. But now they
are being firm parents and they're saying, come February one,
if you do not have that or the other alternatives,
they're going to charge you forty five dollars.
Speaker 3 (32:12):
To get through security.
Speaker 6 (32:14):
Not guaranteed they still will charge you, but now they're
going to use biometrics instead of questions like what was
your first car or who was your first boyfriend?
Speaker 2 (32:25):
So biometrics, I think I know what you mean by that,
but tell me how are they going to create the biometrics?
I mean, normally you have to prove who you are
to create biometrics. You show up at the airport with
you know, two twenties and a five. What biometrics are
they using your fingerprints on the money right?
Speaker 6 (32:48):
And they have no if they don't have a baseline,
like obviously a lot of us are in the system
if you have pre check or global entry, like they
pick collect background information, So I don't know how they're
going to if they scan your faith and fingerprints and
it's not in the database. There are a lot of
unknown So far, all we know is how much we're
being charged. And it was eighteen dollars a couple of
(33:09):
weeks ago, and now it is increased to forty five
dollars because it says that's going to cover their technology
costs and training costs. But they haven't explained how they're
going to do it, and like what the venue will
be a kiosk? Will it be almost like we go
up to TSA now and they still take our picture
but they use their IDs. So there's a lot of
(33:30):
unknowns except for the price tag.
Speaker 2 (33:33):
No I get that it's too bad. We didn't invest
this as a as a future as futures when it
was eighteen that's not bad. That's like I know one
hundred and fifty percent increase. I just did the math
in my head and I think I'm right. That's one
hundred and fifty percent increase, do you know? And again,
I know this is a story that's even evolving. And
I was cautioned by my producer Marita Today aka Lightning,
(33:57):
that this is really a story that you followed wing.
But there's there's a lot of twists in the road here.
Do we know at this point what prompted this change?
Speaker 5 (34:06):
Is this?
Speaker 2 (34:08):
I hate to put it like this, but is this
a money grab or or did somebody in the Trump
administration say, hey, we got another revenue stream here? You know?
Was this Sean Duffy's idea the Transportation secretary? I'd love
to know.
Speaker 6 (34:26):
He's too busy, like asking us to wear formal outfits
and no more pajamas. So he's busy with that, like
making sure we dress up for our uncomfortable flight and
can't breathe. But I don't know. I mean, the saying
is ninety four percent of passengers US travelers are ID compliant,
so ninety four percent have been showing up. So it's
a very small percentage of people who show up without
(34:49):
their proper IDs. So I don't know. I don't know
if this is just a threat, like come on, people,
get your act together, or you're going to have to
pay a fine, or they really see this as a
revenue stream, which the TSAY sources did say it was
they just capitalizing on people's forgetfulness. But they also had
been around.
Speaker 2 (35:09):
Yeah, either capitalizing their forgetfulness or their absolute indolence. I mean,
they've had enough time.
Speaker 4 (35:18):
I agree.
Speaker 2 (35:19):
If you're a frequent flyer. Can you imagine if you're
somebody who flies back and forth between a couple of
city forty five bucks every time you got to fly
off to somewhere and come back home. Eventually that runs
into money. I was thinking about when you said six
percent of the people don't have real ID or you know,
or passport with them. They they cleared. I think it
(35:39):
was three point one million people the other day. Six
percent or three point one million people. That's that's that's
a few folks. You know, you're you're talking about one
hundred and eighty thousand people there who on that day
would be walking up forty five dollars. Maybe it's a scam,
(35:59):
or I didn't want to film up the system.
Speaker 6 (36:02):
It does like PSA officers now have to like pull
that person aside and do like additional screaming and things
of that sort. But like you were at the fires,
they have their real ID or they have clear or
prechep or whatever. So I think it's more the infrequent,
especially during holiday travel, and people don't fly as much
and they might not be prepared. And if they haven't
(36:23):
flown since, you know, the last time they flew was
last year, they might not or read the real idea
is now mandated.
Speaker 2 (36:31):
Well, I'm sure the grandma or grandpa who don't get
out of the house much and maybe haven't been driving
a car in a couple of years where they went
to the home, they probably were easy march. I think.
I say, if they lift people with their PJS on
the plane, you know, charge them in next to twenty
bucks and then everybody would be happy.
Speaker 4 (36:51):
I know that.
Speaker 6 (36:54):
Yeah, that's a good surcharge. I support that.
Speaker 2 (36:58):
Andrew, great right to your voice. Thanks so much for
joining us. Enjoy talking with you as I'm sure I
hope you can't tell uh, and I do have a
soft spot in my heart for the first name, a
female name of Andrea because I can move the letters
around and it's Dan Ray.
Speaker 6 (37:14):
So anyway, just which means my name has your name
in it too, So.
Speaker 3 (37:20):
For that work both ways.
Speaker 2 (37:23):
Excellent, excellent. We'll say, how do you family for us?
That's for sure, Thanks so much. Uh, we'll talk soon. Okay,
thank you so much.
Speaker 6 (37:33):
Sounds great. Having a night all right, we come back.
Speaker 2 (37:36):
We're going to talk about a little transparency in Massachusetts
government or lack thereof. There was a drug bust, pretty
significant drug bust a few weeks ago, and we're gonna
we're gonna talk with Mike Kaneely. He's one of the
Republicans running for governor. Uh, and he's uh, he's calling
(37:57):
the governor out on car on the carpet on this one.
So we will talk with Mike Kneely right after the
nine o'clock news here on Nightside. And by the way,
button up, it's gonna get really cold in the next
few days. We're gonna we're gonna go from late fall
into deep winter really quickly. So get ready, it's gonna
be a shocker. Coming back on Nightside.
It's Night's Eyes with Dan Ray. I'm going you easy
Boston's News Radio.
Speaker 2 (00:05):
Hi am a nice to hear your voice there in
the newsroom. My name is Dan Ray, and Emma is
one of our news department members. She does a great job,
does a great job. I'm a big fan, that's for sure. Anyway,
let us begin. My name's Dan Ray, as Emma had suggested.
I'm the host of the show called Nightside, the aptly
(00:26):
named Nightside with Dan Ray. Rob Brooks my partner in time.
He's with me here Monday through Fridays from eight until midnight.
Is back in the Big Control Room at the Big
Socket back in Medford, Massachusetts, which is now the WBC headquarters.
Many of you remember when we were for decades on
soldiers Field Road, but that all changed in twenty seventeen
(00:50):
when iHeart Media purchased the radio station, and so there
have been some changes along the way. Before we begin tonight,
I just want to mention that last night we had
a real problem with our streaming service. And so for
those of you who are listening tonight anywhere across the
United States of America, around the world, but particularly if
(01:12):
you're in the US, if you could give Rob a call.
I'm not going to put you on the ear. Just
give them a quick call at six one seven two
five four ten thirty and chime in and Rob will
keep a list of the low coals that are able
to pick us up tonight. Again, we don't take phone
calls in this hour. We talk with four interesting guests.
We call it the night Side News Update, as I'm
(01:33):
sure all of you know, and we will get to
them just in a moment. But if you are out
there listening on the internet tonight, if you give Rob
a quick call at six one seven two five four
ten thirty and Rob, if you would keep a list
for me of the locals that are that are covered
with appreciate. We all had some problems last night with
our phone system, but that seems to be back in
(01:55):
good working orders. So tonight we'll have a very smooth
flight all the way until midnight, and we are going
to I will, by the way, talk a little bit
more tonight, probably at ten o'clock or at ten o'clock
about the Nightside Charity Combine, which we will do. This
will be our thirteenth year. Do it to end the
year on Tuesday night, December twenty third and if you
(02:18):
are involved in a good charity, or involved in any charity, Frankly,
it is a good charity as far as I'm concerned.
We'd love to give you some publicity and stay tuned
with us, and we will let you know exactly what
you need to do in order to get some free
airtime right here on Nightside. So let us start off
(02:38):
a little locally. We're going to talk about Boston's housing
market in Boston, which I think all of us know
has become very expensive, but it's also now unaffordable, according
to Andrew mccoola. He's a Senior Housing Fellow with the
Pioneer Institute for Public Policy Research and the chair of
the Legalized Starter Homes. Andrew mccoola, Welcome to Nightside. How
(03:00):
are you Dan?
Speaker 3 (03:02):
I'm quite well, how are you doing great?
Speaker 2 (03:04):
So let's first of all what a starter starter homes
and why do starter homes need to be legalized? Right?
Speaker 3 (03:13):
So, a starter home is a small owner occupied home
suitable for first time buyers, often designed to be low
maintenance and allow folks to build up some home equity
before they're able to trade up for a larger, more.
Speaker 2 (03:27):
Expensive home down back quick idea, either in terms of
square footage or numbers of bedroom and bathrooms. I think
that would probably describe it very well for our audience.
Speaker 3 (03:39):
Yeah, I mean it's a little contextual, but I mean,
you know, i'd say the state has a program called
Chapter forty y that's designed to, you know, build some
starter homes and the square footage threshold I think is
eighteen hundred and fifty square feet and they require at
least some of the homes to be three bedrooms.
Speaker 2 (03:59):
Yeah, pretty good size of eighteen nunder square feet, that's
that's okay. So why do we have to legalize starter
at homes? Because it says that your chair of legalized
starter homes, has that already been accomplished.
Speaker 3 (04:14):
Yeah, I mean not exactly. So Massachusetts is the hardest
state in the country for young adults to buy a home.
The middle class is shrinking because the cost of housing
has exploded since the Great Recession. And I know you've
covered the out migration problem Massachusetts on your show before, Dan,
So a lot of people who you know lived here previously,
(04:34):
often for many years, are leaving, often because of the
cost of housing, especially among young people.
Speaker 2 (04:41):
Also, mensto states like low tax states like Tennessee, Florida,
South Carolina, Texas, where state taxes are not as onerous
as they are in massive New Hampshire too, by the
way as well, right.
Speaker 3 (04:55):
Ahead, Yeah, absolutely, and it's just I mean, we think
that a big reason why the home costs, especially in
the suburbs, are so high, is because a lot of
towns require you to have a lot of land in
order to build even a single family home. And there's
a long history of academic research, including academic research that
(05:18):
studied Massachusetts in particular, that shows that large lot size
requirements raise home costs and also reduce the amount of
new construction that happens over a given period. So legalizing
starter homes is allowing homes to be built on smaller lots.
Speaker 2 (05:35):
We think the MBTA Community Act here in Massachusetts. Let
me take the other side of the argument with you
for a second, and that is that many people in Massachusetts,
including myself, argue that the government that governs leased governs best,
and also the best form of government is the one
that is closest to the people, and that the really
(05:57):
the lynchpin of small town and for that matter, of
even big city government here in Massachusetts are zoning laws.
I mean, you don't want a whole bunch of pizza
parlors and Boeing alleys built next to your hospital or church.
And a lot of communities would say, hey, we'd like
our open spaces, we'd like farms, we'd like apple orchids,
(06:19):
and we do have some. And generally the Pioneer Institute
is kind of a freedom loving organization, and on this issue,
I think the Pioneer Institute departs from this freedom loving
talk show host. Can you square that circle?
Speaker 3 (06:35):
Yeah? I mean, I think there are two ways of
looking at state intervention in planning and zoning decisions. One is,
you know, this is the tyranny of the state usurping
democracy and overriding the interests of localities. And the other is,
this is the state protecting the rights of individual property
(06:56):
owners from the tyranny of the localities. And by the way,
protecting those rights just so happens to help us solve
our housing shortage.
Speaker 2 (07:04):
Or you know, is it protecting the rights of developers?
Speaker 3 (07:10):
Well, I mean, you know, property owners can be a
homeowner who wants to build an adu in her backyard
to house you know, her mother in law, or you know,
just lead a comfortable retirement. So I think that when
you have you can't get kind of closer to the
people than those individual property owners. And having the freedom
(07:33):
to you know, convert your home into a duplex if
you want, is freedom.
Speaker 2 (07:37):
But then, of course, if you move into a community,
will you know that such a conversion is prohibited. I
think you go into the community knowing what what limitations
you might have as a property owner. I mean you
kind of open up a bowling alley, you know, commercial
property next to your home, even though you might want to.
Speaker 3 (08:02):
Right, I mean, I think that's that's certainly a common argument,
and I guess I go back to what the needs are.
I mean, how the thing is fundamentally a regional issue
that I think at some level needs regional solutions, or
at least communities that are you know, maybe view themselves
in more isolation than they really do in a regional
(08:24):
economy need a nudge to you know, help accommodate the
needs of a new generation.
Speaker 2 (08:29):
Well it's more than a nudge. With the MBTA Communities Act,
as you know, money of being being withheld from communities
that don't participate, I would use, do not consent to
comply it's it's a tough issue and you because you
have you have all sorts of rights going on. It's
one of those issues is almost close to eminent domain
(08:52):
in my mind, in the sense that we're talking about,
is we're going to take a dozen properties, let's say,
in some location for a major highway because somehow a
group of bureaucrats have decided it's in the quote unquote
common good. It's not in the common good of the
people who lose their properties in the domain. It's a balance,
(09:15):
I mean, in all honesty.
Speaker 3 (09:16):
I mean yeah, I mean i'd say that losing your
property because the government is kind of targeting a specific
you know, place or parcel, is a little bit different
than that property owner opting into building more housing on
the property. Well, but I will say.
Speaker 4 (09:35):
That, yeah.
Speaker 2 (09:36):
But at the same time, look, if they say we
need it's good for the region to build a six
lane highway right down your street, how's that different. I mean,
we're doing this for the for the good of the region. Sorry,
you're going to lose your house. And by the way,
we're not going to give you really full market value.
We're going to give you about sixty percent of market value.
Why don't you take your money and go somewhere else
and be happy.
Speaker 3 (09:58):
I mean, I think that the flip side is you're
also kind of enforcing that what's good for the region,
you know, philosophizing or ideology when you say the zoning
is how it is in the status quo? What if
I want to live in an apartment building. What if
I want to live in a duplexice in.
Speaker 2 (10:16):
The city that has apartment buildings. You're a community that
has apartment buildings. You A lot of communities have that.
Speaker 3 (10:23):
Right, but is it enough to meet our needs? And
also I want to emphasize, I mean, the proposal that
I'm bringing forward is very different from the Meta Communities
Act in a lot of ways. First of all, focuses
on Yeah, focus is on family oriented, single family homes
bound to be mostly owner occupied. And also it ties
(10:44):
to housing capacity we're creating, to the location of critical
water and wastewater infrastructure.
Speaker 2 (10:50):
The other thing too, that is interesting to me, Andrew,
And I'm going to be real quick here. You've been
a great guest, and thank you for allowing me to
kind of challenge you a little bit. I fly over
Massachusetts or I fly out of Logan airport. I am
stunned every time at the amount of empty property vacant
land that exists beyond one twenty eight and even more
(11:11):
so beyond four ninety five. Why do we never talk
about developing some of those communities? It seems to me
is what is where the future is?
Speaker 3 (11:23):
Yeah, I mean we could. I think, you know, there's
this idea that you know, folks who are you know,
don't have many neighbors now might be more amenable to
having more of them. And the flip side, I've also
heard that, you know, put all the development in Boston.
But I think at the end of the day, you know,
(11:44):
people who have an investment in their home and might have,
you know, uncertainties or questions about new development coming in.
It's kind of the same you know, rhetoric that comes
up right, concern about the uncertainty of what happens when
that new development comes in. And so I think that
(12:05):
the status quote, it might seem reasonable to folks inside
of one twenty eight to have you know, suburban density,
new subdivisions out beyond four ninety five, but to those
folks that might not seem that reasonable. And so I mean,
I think there aren't a lot of easy answers with
this because of that kind of dynamic.
Speaker 2 (12:26):
The problem is, you know, I'm trying to we should
go on tour and debate this. The problem is that
you I think you and I both know that there's
a real emphasis in this in this state to force
people or to induce people not to use their automobiles.
H and that is also at the core of all
of this, and we can get to that everybody should
(12:47):
be on a bike. Well, look, I enjoyed this conversation, Andrew.
I hope you did as well, and as you're a
great proponent and you've answered questions and I and I
thank you for doing that. You know, I really appreciate
the opportunity to have a high level conversation. I'm a
big fan of most of the folks at the Pioneer Institute,
(13:08):
including Charlie Chippio is a longtime friend. So we will
we will talk again.
Speaker 3 (13:12):
Okay, thanks Andrew, Yeah, thank you so much. Dan, thanks
for the conversation.
Speaker 2 (13:17):
How can folks get more information about your activities with
the Pioneer Institute? Do you want to give us a
quick website?
Speaker 3 (13:24):
Yeah, I can, I say, I mean the ballot campaign,
I'm running is in my free time. Pioneer is not
involved in an organizational level, but the you know, Pioneer
Institute dot org is my day jobs website, and legalized
starterhomes dot com is the ballot campaign.
Speaker 2 (13:43):
Perfect. Okay, we'll do it again. Then we'll get do is.
I'll bring you back and we'll do an hour some night,
give you more time to fight with me and wonderful
some of the callers, you know, Okay, I promise we'll
make that happen. Thank you, Andrew.
Speaker 3 (13:56):
Yeah, we're going to make the proposal better by engaging
with folks who tend to disagree with us.
Speaker 2 (14:00):
I would hope so, and I would agree with that
preference as well. Thank you so much. I appreciate you.
Speaker 3 (14:04):
Wonderful. Thanks.
Speaker 2 (14:06):
That's a great night, my pleasure. We are going to
talk in a moment with John Bowerman, entrepreneur, self taught
developer and co founder of Stealth Consulting. Forty seven percent
of US workers have engaged in revenge quitting. We'll find
out why, but we'll first find out exactly what revenge
quitting is. My name's Dan Ray. This is night Side Rob.
I saw a bunch of people call in I'm going
(14:28):
to try to find out from you who's listening to
us tonight across the countryside. We'll be back right after this.
Speaker 1 (14:36):
You're on Night Side with Dan Ray on WAZ Boston's
news radio.
Speaker 2 (14:43):
There are new words for everything, and a new word
or phrase that we're going to explain is revenge quitting.
It sounds like I should know what it is, John Bowerman,
he's an entrepreneur, a self taught developer and co founder
of Stealth Selting. Sounds like they should call that as
an airplane stealth consulting. John, Welcome to Night Side. Explain
(15:07):
to us what revenge quitting is. My I think most
of us can kind of figure it out, but give us,
give us, give us an accurate, very accurate explanation.
Speaker 4 (15:16):
Please, thank you, Yeah, absolutely, thank you for having me again. Dan.
Speaker 5 (15:21):
Yeah.
Speaker 4 (15:22):
Revenge. You know, when it comes to revenge quitting, there's
an emotional word there, right, revenge. So it's really it's
it's not about regular quitting. It's quitting with an emotional motive. Uh,
It's it's someone saying you treated me so poorly. I'm
going to leave in a way that makes a statement,
(15:42):
and you might not have.
Speaker 2 (15:44):
To wind was that old country and Western song take
this job and whatever? That should that should be the
theme song for revenge quitting. So do you in order
to do revenge quitting? Do you have to do it
like at a critical time? You know, maybe on a
Friday afternoon when when the boss is kind of frazzled
and they're trying to get some some stuff out the door,
(16:06):
and and he's a little short staffed and you walk
up to him and say, you know, I'm out of here?
Is that so what we're talking about? You get a
time it as well?
Speaker 4 (16:17):
Absolutely? I mean when you think about making a statement
and you want to make the biggest statement possible. So
there's a there's a draw to sensationalizing it. Uh, And
you know that all stems from there's really not much
stigma anymore around. Quitting used to mean failure, and now
(16:37):
for many people it's seen as self respect, right they
people people admire bold exits like that you post about
them on social media and someone is going to get
all kinds of reinforcements that makes it feel like they're courageous.
So the more sensational they can revenge quit, the more
chance they have of actually getting more more social reinforcement.
Speaker 2 (17:01):
Yeah, let me give you a scenario. I love baseball,
so I'm looking at the bottom of the ninth inning.
The manager goes out to the mount, he calls for
his best relief pitcher, someone like Mariana Rivera, and they
come in with the music and all of that, And
when the manager goes to hand the ball to the
relief pitcher, the relief pitcher just pulls his hand away
and keeps walking right towards the dugout, leaving the manager
(17:23):
alone in the mouth with the bases loaded. That would
be pretty good revenge quitting for some disgruntled major league relief.
Speaker 4 (17:31):
Pitcher, absolutely, right at the moment when you're needed most.
Speaker 2 (17:37):
Yes, yeah, we'll never see that in the big leagues
because they're making too much money. When did this start?
Is this a consequence of our COVID experience, like so many.
Speaker 4 (17:47):
Things, Yeah, that's definitely a part of it, right, it's
you know, there's been a big shift in the power
dynamic since COVID. You've got a lot more at work.
It's a lot easier to revenge quit when you're not
in person. It's a lot easier to do a lot
(18:08):
online or remotely than when you're face to face with
someone you have, you know, less interoffice relationships, ones that
aren't as strong are are developed anymore where you're you know,
if you're if you're in an environment with others and
you've developed bonds with those people, you're less likely to
(18:31):
want to revenge quit. And you know because if you've
got a friend at work, now you've just placed everything
that you needed to do on them. And so really
the shift in the workplace has contributed to it a lot.
Speaker 2 (18:45):
Okay, So if I'm an owner of a company or
a manager and I call you up and I say,
I got people who are who will quit and left,
and right here, you might consultant, your stealth consulting. What
do I got to do? John?
Speaker 4 (19:00):
Yeah, So you know, the the core of revenge quitting
is a reluctance to share from from the employee. And
so that if you're an employer and you've got a business,
if you can open up channels for for your team
members to share and actually be listened to, where you're
(19:22):
creating a listening loop where you're you're going to listen
and you're you know, you don't have to solve every challenge,
but you're at least putting things on on your roadmap.
You're you're trying to address them, and you're not just
creating broken promises, because that's really when it's uh. When
it starts. Revenge quitting is someone feeling like they're not
(19:44):
being heard, that they really have no other outlet for
no one's listening, So I'm going to make.
Speaker 2 (19:52):
Them and maybe throwing a little dose of profit sharing
as well.
Speaker 4 (19:57):
That's that and that never hurts stake in the games?
Speaker 2 (20:00):
All right, John Bowerman, How can folks, particularly companies that
are having this problem, how can they in touch with
you and get some help.
Speaker 4 (20:08):
Yeah, if you can go to the website not Lost
Starting dot com and you can actually check out my
new book. It's just all about helping employers look at
when people are potentially feeling like doing something like this.
And for people that are in this position and feel
(20:29):
like revenge quitting is the best option, there are several
several other more productive options that gets you to what
you really want much faster and much easier. Okay, what's
that website not Lost starting dot Com?
Speaker 2 (20:45):
I stepped on you go ahead, save one more time?
Speaker 4 (20:47):
Oh, not lost starting dot Com?
Speaker 2 (20:51):
All one word not lost starting dot com. John Bowerman,
thank you very much.
Speaker 4 (20:56):
All right, appreciate it. Dan.
Speaker 2 (20:57):
We talk again when we get back. We're going to
talk about why some young Americans, actually a lot of
them apparently, are deciding to plan for retirement by investing
in the stock market while putting off home ownership. I
think that's a little bit putting the cart before the horse.
But we'll talk with Ron Glasgow. He's a financial strategist
(21:18):
about this very topic. On the other side of the
news at the bottom.
Speaker 1 (21:21):
Of the hour, you're on night Side with Dan Ray
on w Boston's news radio.
Speaker 2 (21:28):
Roder Welcome, Ron Glasgow. He's a financial strategist and heads
up Glasgow Investment Solutions. Pretty good that you're working for
a company that is by with your name here, very
app very apt Ron. How are you tonight show called Nightside.
I have an apply named showed Nightside with Dan Ray.
(21:49):
So whenever I see someone who obviously is the number
one guy that come at the company, So young Americans,
according to this story, for go home ownership to invent
in the stock market, I think that's putting the cart
before the horse. Tell me why, I am right, Tell
me why I'm wrong.
Speaker 5 (22:07):
Yeah, So I mean, look, at the end of the day,
it's your money, right, so you get to do whatever
you want with it. And if you decide that you'd
rather play the market versus to purchase a home, I
understand who it's stick. I think the most concerning thing
isn't that they're doing that. It's the fact that there
needs to be an awful lot of day trading. So
I started my career in two thousand and one right
at the very end of the tech wreck, and I'll
(22:28):
tell you there's that too many long tenured or day
traders that retire. So that's what concerns me more. And
everybody's start of taking advantage of this crazy bull market,
especially with technology, and you know, nothing goes up forever.
Speaker 2 (22:40):
Most of the day traders I know now live under bridges,
but that's you know, maybe they like that, they like
outdoor living. So what do you say when someone comes
in and they say they're thirty years old, they're renting
and they're thinking about buying a house and all of it,
and they understand the advantages, but they they were going
(23:02):
to go to Vegas, they were going to play the lottery.
But they're going to day trade. What advice do you
give them? You're a financial strategist.
Speaker 5 (23:11):
Yeah, so, I mean, to be perfectly honest, the people
that are thinking about day trading would never walk into
an office like mine, and especially the old guy like me.
You know, they could as one of the things that
sort of helps the day trading, you know. And why
I opened my first account, I just got out of
the Marines and had the quality guy in towns and
an employment go in and he had to do a
bunch of paperwork.
Speaker 4 (23:31):
You know.
Speaker 5 (23:32):
Now you can go on your phone, just open an account,
wire some money and you can be trading within you know,
a few minutes. So none of those guys are gonna
come to me that said. If they did, I would
just say, you know, look, diversification and everything day trading
is that where you want to put all your eggs.
You know, we could talk about rating versus buying, But
then get did do something that was very difficult too.
You know, house prices have gone up so much, even
(23:54):
here in Dallas where lived the last eight years, they've
gone up extraordinarily. Where you are at Boston's he works.
So you know, if you have a seven hundred thousand
dollars house, you know, one hundred and forty grand for
a down payment. It's prett to come up with when
he's twenty five or thirty years old.
Speaker 2 (24:07):
No question, There's no question about that. But it's also
tough when you're renting in the same community. What are
you paying for rent in Dallas?
Speaker 5 (24:15):
Now?
Speaker 2 (24:15):
I bet you're paying two or three thousand dollars a
month to rent in Dallas at least.
Speaker 5 (24:20):
Yeah, somewhere around there.
Speaker 2 (24:21):
Okay, So multiply that times twelve, and at the end
of the year, you got you know, twelve canceled checks
or whatever, you got a statement and it's you know,
anywhere from you know, twenty five to thirty five thousand
dollars out the window with not much equity in that
rental unit. So it's it's it's tough. What advice do
(24:42):
you give young people who are coming of age? You know,
I do a lot of this stuff at night. We
talked a lot of people. We're going to have Rick
Edelman on tomorrow night at ten o'clock. He's just written
a new book about the cost of college, which sounds,
you know, pretty intimidating, but for some people it's the
(25:03):
right thing. For some people, it's if you're going to
go and become an archaeology major. I don't think you
want to go in the whole a couple one hundred
thousand dollars for a drewgree as an archaeology major. So
it's it's all kind of like it's sort of like
the buffet of life. What do you what do you
want to try? What overwatching advice do you give young
(25:24):
people who might be listening to this program tonight.
Speaker 5 (25:27):
Yeah, well, I mean you covered a lot of ground there,
careers and investments and a lot of other stuff. Look,
follow your heart. You know, you gotta follow your heart,
and you've got to do what you're passionate about. If
you have a passion. If you have a passion, man
follow that no matter what that saying. You've got to
balance out a little bit with common sense. You know,
you don't want to, as you said, if you're living
under a bridge because you tried to become a musician
(25:48):
and it didn't work out. So when it comes to
the investments, the most important thing, by far is to
get started early. I mean, if you're twenty two years old,
just open or off IRA and put fifty bucks a
month into it. I promise if you do that month
and a month out to your seat, you'll be a
multi millionaire. It's just the way the math works if
you invest in a reasonable fund. But you know, you know,
(26:10):
life's slice funny. You got to balance what you want
to do with making good decisions financially. You know, I
was pretty smart in high school. I was head at
the top of a you know, I think it was
number six out of five hundred kids. And I graduated
especial early and joined the Marine Corps infantry right at
six point one and one hundred and thirty pounds. Yeah,
so everybody told me I was insane, and that was
the best thing I ever did in my life. So
you do you have to kind of follow your guy.
Speaker 2 (26:30):
Well, at six one, one hundred and thirty pounds, you
weren't an easy target, that's for sure.
Speaker 4 (26:34):
Yeah.
Speaker 5 (26:35):
No, I wasn't an easy target, but a little tall.
Speaker 2 (26:37):
You know, down got it in that foxhole. Keep your
head down. That's that's a fighting hole.
Speaker 5 (26:44):
The even foxholes they hide you fight out of os.
Speaker 2 (26:47):
No, I got it, I got it. They look ron
really pleasure to talk to you. Tell how long have
you you've been doing this a while. I'm guessing at
least twenty years.
Speaker 5 (26:58):
Yeah, if I was in a I was a classically
financial advisor for almost a decade that I took a
detour into private eqhen you real estate and credit for
thirteen years, but I was still involved in the financial
markets and it's so called on financial advisors. So I
think it makes for a good, pretty good perspective. I've
got on both sides of the death of the speak,
and you know, I wanted to come back to the
side and hung my single for the second time in January.
Speaker 2 (27:20):
Good for you. If folks want to get in touch
with you. I assume you have a website that's.
Speaker 5 (27:25):
Easy, Yes, sir, so Glasgow investments dot com. That's Glasgow,
like the city in Scotland investments dot com.
Speaker 2 (27:33):
Well, I appreciate it. We'll have you back again. I
think that the advice that you give to people are
just so important. I know that, you know, I started
relatively young. I wasn't this wandest guy in the world,
and I've invested in some dumb things along the way,
but I always always wanted to make sure that I
(27:54):
had a place to live, and my best investments have
always been real estate, you know, and just the homes
I lived in. Uh, it's it's worked for me, and
that's why I'm somebody who really hopes young people will
get out of the rental market as soon as they can,
uh and get get something that they have ownership of,
so that they're just not pouring money down the drain
(28:16):
as renters. That's that's my philosophy. But I'm not a
financial strategist like you are, so I very much stand
uh and understand that your wisdom is much deeper than mine,
for sure.
Speaker 5 (28:28):
Yeah, I don't know about that, and I'm not anti
real estate. Said, We've owned places and you know, they
made good money. And I'm in California, I mean real
estate team. So but uh yeah, it's the hard thing
today is just getting started when you're that age. Well
there's a Wilder's away. You got to start with something small,
but uh yeah, it is important to get invested in it.
But man, if you're twenty five and you just want
(28:48):
to live downtown about around for a couple of years
and try to you know, day trade.
Speaker 2 (28:52):
That's okay. Yeah, there you go. Yeah. The lawyer who
I trained with many years ago always used to say
where there's a will, there is relatives, so's to keep
that one in mind as well. Ron Glasgow appreciate it
very much. Glasgow Investment Solutions. Thanks Ron, Thanks sure, have
you back. We'll get back. We're going to talk about
a very interesting development at airport's nationwide. This is post Thanksgiving.
(29:19):
The TSA is now charging a forty five dollars fee
for people who do not have what's called the real IDs.
We're gonna talk with a woman named either Andrea or Andrea,
not sure which pronunciation. Well, we'll figure that one out.
She's a travel reporter for the Washington Post, or as
we call it, an abiz the wappole. Coming back on
(29:40):
Nightside with Andrea Andrea or Andrea Sacks, but we'll figure
it out. Coming back on Nightside after.
Speaker 1 (29:46):
This night Side with Dan Ray on WBZ, Boston's news radio.
Speaker 2 (29:54):
My guest is Andrea Sacks. She's a travel reporter for
the Washington Post, originally from Massive. It's Andrea. I got
to tell you a little trivia here. I can take
the six letters of my name, Dan Ray, mix them
all up and it spells one of my favorite names
of women, and that is Andrea. I'm d e r ea.
(30:15):
So we have something to common here anyway. Welcome to
Guy's brilliant Welcome to night Side. I think we've had
you on before, if I'm not mistaken, at least I
think we did.
Speaker 6 (30:25):
Yes, I did a shout out to my family, so
I'll do another shout out if you want to extended
radio family.
Speaker 2 (30:31):
Yeah, but shout out where are you? Where's your your
family from? Generally we've got a couple.
Speaker 6 (30:36):
Of times we're from Long Meadow, Western mass But now
everyone is concentrated in like the Canton area, All right, sure,
wellthly Wayland area.
Speaker 2 (30:51):
Oh yeah, okay, So look, I remember a few years
ago when we were told, I think it was the
deadline was October twentieth and if you didn't get the
real ID on your driver's license, you'd never be able
to travel on an airplane domestically, and you couldn't get
into a federal government building of any sort. And this
(31:14):
was all, you know, a lot of pressure on us. Now,
I guess they're saying, hey, if you don't have a
real ID, give us some give us forty five dollars
and we'll be able to get you on the plane.
How did this happen the TSA. No, I mean they
took the TSA has a side hustle going on here, Andrew,
(31:35):
what's up with that?
Speaker 6 (31:37):
I mean it took twenty years to get to get
her act together. And now since May, we've been required
to have a real ID if we're using a driver's license.
But there is an asterisk to that, which is you
can use your passport if you've a military ID. There
are plenty of other IDs. It's not really the real ID,
but most of us use a driver's license, and so
(31:58):
I had a grace period where they would still accept
the older, non real ID driver's licenses. But now they
are being firm parents and they're saying, come February one,
if you do not have that or the other alternatives,
they're going to charge you forty five dollars.
Speaker 3 (32:12):
To get through security.
Speaker 6 (32:14):
Not guaranteed they still will charge you, but now they're
going to use biometrics instead of questions like what was
your first car or who was your first boyfriend?
Speaker 2 (32:25):
So biometrics, I think I know what you mean by that,
but tell me how are they going to create the biometrics?
I mean, normally you have to prove who you are
to create biometrics. You show up at the airport with
you know, two twenties and a five. What biometrics are
they using your fingerprints on the money right?
Speaker 6 (32:48):
And they have no if they don't have a baseline,
like obviously a lot of us are in the system
if you have pre check or global entry, like they
pick collect background information, So I don't know how they're
going to if they scan your faith and fingerprints and
it's not in the database. There are a lot of
unknown So far, all we know is how much we're
being charged. And it was eighteen dollars a couple of
(33:09):
weeks ago, and now it is increased to forty five
dollars because it says that's going to cover their technology
costs and training costs. But they haven't explained how they're
going to do it, and like what the venue will
be a kiosk? Will it be almost like we go
up to TSA now and they still take our picture
but they use their IDs. So there's a lot of
(33:30):
unknowns except for the price tag.
Speaker 2 (33:33):
No I get that it's too bad. We didn't invest
this as a as a future as futures when it
was eighteen that's not bad. That's like I know one
hundred and fifty percent increase. I just did the math
in my head and I think I'm right. That's one
hundred and fifty percent increase, do you know? And again,
I know this is a story that's even evolving. And
I was cautioned by my producer Marita Today aka Lightning,
(33:57):
that this is really a story that you followed wing.
But there's there's a lot of twists in the road here.
Do we know at this point what prompted this change?
Speaker 5 (34:06):
Is this?
Speaker 2 (34:08):
I hate to put it like this, but is this
a money grab or or did somebody in the Trump
administration say, hey, we got another revenue stream here? You know?
Was this Sean Duffy's idea the Transportation secretary? I'd love
to know.
Speaker 6 (34:26):
He's too busy, like asking us to wear formal outfits
and no more pajamas. So he's busy with that, like
making sure we dress up for our uncomfortable flight and
can't breathe. But I don't know. I mean, the saying
is ninety four percent of passengers US travelers are ID compliant,
so ninety four percent have been showing up. So it's
a very small percentage of people who show up without
(34:49):
their proper IDs. So I don't know. I don't know
if this is just a threat, like come on, people,
get your act together, or you're going to have to
pay a fine, or they really see this as a
revenue stream, which the TSAY sources did say it was
they just capitalizing on people's forgetfulness. But they also had
been around.
Speaker 2 (35:09):
Yeah, either capitalizing their forgetfulness or their absolute indolence. I mean,
they've had enough time.
Speaker 4 (35:18):
I agree.
Speaker 2 (35:19):
If you're a frequent flyer. Can you imagine if you're
somebody who flies back and forth between a couple of
city forty five bucks every time you got to fly
off to somewhere and come back home. Eventually that runs
into money. I was thinking about when you said six
percent of the people don't have real ID or you know,
or passport with them. They they cleared. I think it
(35:39):
was three point one million people the other day. Six
percent or three point one million people. That's that's that's
a few folks. You know, you're you're talking about one
hundred and eighty thousand people there who on that day
would be walking up forty five dollars. Maybe it's a scam,
(35:59):
or I didn't want to film up the system.
Speaker 6 (36:02):
It does like PSA officers now have to like pull
that person aside and do like additional screaming and things
of that sort. But like you were at the fires,
they have their real ID or they have clear or
prechep or whatever. So I think it's more the infrequent,
especially during holiday travel, and people don't fly as much
and they might not be prepared. And if they haven't
(36:23):
flown since, you know, the last time they flew was
last year, they might not or read the real idea
is now mandated.
Speaker 2 (36:31):
Well, I'm sure the grandma or grandpa who don't get
out of the house much and maybe haven't been driving
a car in a couple of years where they went
to the home, they probably were easy march. I think.
I say, if they lift people with their PJS on
the plane, you know, charge them in next to twenty
bucks and then everybody would be happy.
Speaker 4 (36:51):
I know that.
Speaker 6 (36:54):
Yeah, that's a good surcharge. I support that.
Speaker 2 (36:58):
Andrew, great right to your voice. Thanks so much for
joining us. Enjoy talking with you as I'm sure I
hope you can't tell uh, and I do have a
soft spot in my heart for the first name, a
female name of Andrea because I can move the letters
around and it's Dan Ray.
Speaker 6 (37:14):
So anyway, just which means my name has your name
in it too, So.
Speaker 3 (37:20):
For that work both ways.
Speaker 2 (37:23):
Excellent, excellent. We'll say, how do you family for us?
That's for sure, Thanks so much. Uh, we'll talk soon. Okay,
thank you so much.
Speaker 6 (37:33):
Sounds great. Having a night all right, we come back.
Speaker 2 (37:36):
We're going to talk about a little transparency in Massachusetts
government or lack thereof. There was a drug bust, pretty
significant drug bust a few weeks ago, and we're gonna
we're gonna talk with Mike Kaneely. He's one of the
Republicans running for governor. Uh, and he's uh, he's calling
(37:57):
the governor out on car on the carpet on this one.
So we will talk with Mike Kneely right after the
nine o'clock news here on Nightside. And by the way,
button up, it's gonna get really cold in the next
few days. We're gonna we're gonna go from late fall
into deep winter really quickly. So get ready, it's gonna
be a shocker. Coming back on Nightside.
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