Full Show Podcast: 01 May 2025

Episode Transcript
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Speaker 1 (00:09):
You're listening to a podcast from News Talk zed B.
Follow this and our wide range of podcasts now on iHeartRadio.

Speaker 2 (00:16):
Hell are you Great, New Zealanders? And Welcome to Matt
and Tyler Fulls Show Podcast number one one five for
the first of May twenty twenty five, went deep on
THEO Vaughn and Mark Zuckerberg and then chat about it
whether social media is bad or not. Some people think
it is, some people think it Isn't you make up
your mind listening to that, we also got some great
financial advice for people to give to kids, because I

(00:38):
reckon I'm giving terrible advice to my kids. And also
we finished with a bunch of punishing earworm songs and
how to cleanse one from your mind. So great show today. Yeah,
I think was actually a pretty good shot. I think
it was actually all right, had it all? Yeah? Actually,
you know when someone says that was actually okay, it's
actually a worse insult than just saying something's best. That
was actually actually wasn't too bad a show?

Speaker 3 (00:58):
She pretty good.

Speaker 2 (00:58):
Yeah, surprised ourselves. So subscribe, sit to download or follow
and give a taste to get you all right. Then
akay bye, Then all right bye, love you the big.

Speaker 1 (01:10):
Stories, the leak issues, the big trends and everything in between.
Matt Heath and Taylor Adams Afternoons News.

Speaker 4 (01:18):
Talk said, be.

Speaker 3 (01:21):
Well, hello, do you welcome into the show on this
Thursday afternoon. As most of us know, there is a
bit of weather happening around the country, heavy rains in Canterbury,
strong wins and Wellington. Will keep you updated if anything
major comes to hand during our show, so rest assured
We've got that covered and you are listening to the
right station for information on that.

Speaker 2 (01:40):
Yeah, thank you so much for tuning in your great
New Zealanders.

Speaker 1 (01:42):
Where you are.

Speaker 2 (01:43):
I was on Instagram, you said it. It was blowing up
with this this viral clip on It was a young
man outlining the five best New Zealand actors of all time. Right,
it was everywhere on Instagram yesterday. So I thought I'll
play this to you. See what you think.

Speaker 5 (02:01):
Top five actors of all time? Oh easy, this is
the easiest questions I've about. Russell Crowe the greatest of
all time, hands down, followed closely by Matt Heath. We've
played Dick Jo Hanssen Sison on The Devil Dead, Me too,
al Jack Nicholson, Chris Warner, shout out Chris Warner. He's

(02:24):
kind of like the acting version of like a trade
that like never leaves Cambridge. You know, he's just he's
in it for the long term. Love that guy. But yeah,
Russ Russell Crow's a massive inspiration. I would love to
get him in the Tavern two. If you somehow see this, Russell,
please get in contact, attach yourself to the Tavern two.

(02:45):
You'd make a fantastic wise bar rat. I think as
long as you work for piss.

Speaker 2 (02:51):
Well that's blowing up.

Speaker 3 (02:52):
Well, well, I've got to say, I mean that is
quite an esteem list.

Speaker 2 (02:56):
You're part of it, like a Russell Crow's fantastic. Of course,
the incredible performance and Gladiator absolutely beautiful minds. I absolutely
love him. Enjoyed The Pope's Exercist's latest movie. But that's
ridiculous to say that is a better actor than me.

Speaker 3 (03:09):
Well, he said, you were closely followed. Well, look, if
you can't get Russ to come down to be a
part of the Tavern movie too, then you are available.
I think you know you'll work for beer, won't you.

Speaker 2 (03:21):
It was great to beat Cliff Anthony Starr I'm just
thinking that Mike Martin Henderson, Rose Macaivers, she's a fantastic actor.
Great to beat Sam Neil in that list. I please
with that, Carl Ubarn Yeah, Tiger, it was great.

Speaker 6 (03:36):
Well.

Speaker 3 (03:36):
I mentioned Denzel Washington as well, obviously huge, huge actor.
So he went nither then to Zealand.

Speaker 2 (03:41):
Was global? Wasn't a global?

Speaker 3 (03:42):
Yes?

Speaker 2 (03:43):
Global?

Speaker 3 (03:43):
There was no bread Pitt in there, there was no
Tom Cruise. It was so well done. Mate number two.

Speaker 2 (03:48):
That's great to beat Robert de Niro.

Speaker 3 (03:50):
You'll get number one one day, Mate, one day. But
I mean that has gone viral, that particular clip, and
it is Look, it's fair to say because we love
promoting cinema in New Zealand, local cinema. It's a movie
called The Tavern and it is based in Cambridge. Five
small town guys have a raced against time to save
their beloved yet run down tavern from an evil ponds

(04:11):
and pea property developer with sinister plans. But it's playing
now in Tyro at Hamilton. If you want to check
out where to see that film, you can go to
the tavernmovie dot com. And we're all about supporting local cinema.

Speaker 2 (04:23):
Yeah, I think it's safe to say a better actor
than Morgan Freeman and Daniel day Lewis, Tom Hanks, I
think they're right with Morgan Morgan maybe Daniel day Lewis
never I'll never check me out and The Devil did
me to It's on Amazon Prime right now. And also, yeah,
I am up for the TeV and two of our
us won't do it.

Speaker 7 (04:39):
Yeah.

Speaker 3 (04:39):
There we go right on to today's show after three o'clock. Earworms.
We've been talking about that for the last couple of
days and we are going to discuss it after three o'clock.
Those catchy, punishing songs. We've all had them stuck in
our heads, but new research explains the best way to
get rid of them.

Speaker 2 (04:55):
Yeah, because apparently they're not great for you. They use
up some of your working memory. Dancing Queen that is
a massive earworm Membo number five that, as I said before,
Lubigas should be tasered for singing that song. So earworms
after three we're definitely going to do it this time.
And in the last few days we've just blown up
with the amount of calls and texts. We haven't got
round to it. On other topics that is after three o'clock.

Speaker 3 (05:15):
After two o'clock financial education will be made compulsory by
twenty twenty seven. But we want to ask the question,
what is the best financial advice you ever received?

Speaker 2 (05:24):
Yeah, and how do you teach your kids? Because I
got taught nothing as a child, and as a result,
I am terrible with money and I've made terrible decisions.
So I want to crowdsource good techniques for teaching my kids. Currently,
I spray money around the house, as are saying before
to you, Tyler, like an out of control fire host.
It's just everywhere. Yeah, I'm a terrible example for my kids,
and I'll pay for anything they ask for, and I

(05:45):
keep going I need to teach them lessons. I need
to teach them lessons. But then I'm like, I feel
sorry for them and I'll just pay for stuff. I'm weak.
So help me make them grow up and so they
don't grow up like me. I want to crowdsource out
what's the best advice, And it's behavior. It's not just
sitting down with kids, it's how you behave around them.
So sometimes you've got to make that hard decision. Right,
They've got a difficult thing. They haven't saved up enough

(06:07):
from their job or what and they've got a difficult decision.
That's when you just gotta well, I'm sorry you miss out.
It's tough though, Yeah.

Speaker 3 (06:15):
That is after two o'clock. Matt needs all the help
he can get. But right now, let's have a chat
about social media.

Speaker 2 (06:21):
Yeah, that's right. So Mark Zuckerberger, head of Meta, He
appeared on Theo Vonn's podcast. I'm a big fan of theovon.
He's a very funny comedian, but he asks very direct
questions of people. He comes across as a bit of
a simpleton, but underneath that it's just a level of
brilliance that interviewer, and he's a lot smarter than he
comes across. But he had Mark Zuckerberg on his podcast,

(06:42):
and this is how one of his questions went down.
Is social media bad? I mean I don't think so, but.

Speaker 8 (06:50):
You know there's been like studies on where it's like
doom scrolling and stuff like that can lead to depression,
that sort of thing, like do you yeah, what do
you think about that?

Speaker 9 (06:58):
Like?

Speaker 10 (06:59):
Yeah, so so look, I mean we obviously study this
stuff pretty carefully.

Speaker 2 (07:03):
You guys to do.

Speaker 10 (07:04):
Yeah, I mean we studied, we work with academics to
study it. You know, as you can imagine, there's a
lot of like media coverage of this stuff that's like
very sensationalists that tries to like have a skewed point
of view.

Speaker 11 (07:18):
Right.

Speaker 10 (07:18):
My understanding of the current state of the research is
that there isn't kind of a conclusive finding that this
is negative for people's well being. So I think that
that's and in general, you know, some of the stuff
that ends up being positive for people is building relationships.
So there's sort of the media part of social media,
and there's the social part of social media. I think

(07:39):
the the interacting with people to the extent that that's
helping you build good relationships. I mean friendships and good
relationships is one of the things that correlates the most
strongly with positive well being and like feeling good about
your life and all that. I guess, like the way
that I think about this stuff is that our modern

(08:02):
online environment is it's just an environment in which we
live in a way that has pros and cons, like
whether you live in a city or a rural police.

Speaker 2 (08:15):
Yeah, so I was actually quite compelled with what Mark
Zuckerberg said, and I've been railing against social media and
what it does, because it's no doubt it has some downsides.
But isn't it like everything, As he says, there's good
and bad. He differentiates between the social side and the
media side and points out that connecting with family on

(08:35):
meta Facebook has been hugely benefit had huge benefit for people.
On the other side, it's been terrible for some people
comparing themselves to other people and feeling inferior because of
the way social media makes incentivized people to put their
best foot forward, and so a lot of young people
can feel left out. But isn't it just the same thing,

(08:56):
As he points out, it's the same thing as living
in a big city, right, there's good and bad as
opposed to living in the country. There's fantastic stuff about
living in the country. There's wholesome stuff, but you miss
out on a lot of other stuff that you live
in a city. Isn't that just that if we've been
sold social media is bad? Has that been over the top?

(09:17):
The selling of social media is just a bad, bad, bad,
bad thing. Is it actually okay? Is it similar to
and this is the argument that we get. When I
was a kid, TV was just it was the worst
thing in the world and video nasties because VHS has
became a big part when I was growing up and
it was just video nasties there. These videos are destroying
kids and destroying this generation. Well maybe they did, if

(09:39):
you listen to me, maybe I did get to it.
Maybe it's just that's continuing down. But have we been
freaking out about social media? And should we instead just
look at it as something that is here? And the
trick is how you navigate the waters of it. It's
not inherently bad, it's not inherently good. It is just
the waters that we are swimming in right now, and

(09:59):
that's a better way to look at it.

Speaker 3 (10:00):
Well, like you, when I heard that and read a
story on it, I came to a conclusion that is
quite right. Nobody, they thure is not putting a gun
to anybody's head and saying you've got to use Facebook
or Instagram or any of our services. But I think
adults have got to the point now a lot of
us where if they're feeling that social media does them
no good, they've finally getting the ability to be able

(10:23):
to switch off and make that decision for themselves, as
we all should. But I still worry for younger people,
whether their brains are at that point where they can
make that decision, because this stuff is so clever in
the way that it hooks you in. And I still
doom scroll from time to time, and I know all
this stuff. I know that I'm being tricked into doing
that somehow.

Speaker 2 (10:43):
But you could argue that is just the world we
live in now. So social media is not going to
go away. The algorithm is not going to go away.
If you get sucked into it, you're the same as
anyone that's getting sucked into any of the temptations that
happen in life. If you managed to not get sucked
and sucked into it, you might have a huge advantage.
If you just use social media to share pictures with
your family and whatever you can help with your business,

(11:04):
that's fine. But not getting sucked into it in the
way that you're doom scrolling and you walk away, you've
got a huge advantage from the muppets that are getting
sucked in. Yeah, and so it's actually advantage for you.
It's just the waters that you're swimming. And that's an argument.
I thoroughly recommend people listen to the whole podcast, but
I actually and I've been a man that's thought of
Mark Zuckerbird as a sort of disingenuous, robot like creep

(11:28):
ever since he first appeared, and I've just assumed that
that he's a horrible vampire that said, sucking money out
of us, you know, using human misery to suck the
life out of us. But maybe that's not the case.
Maybe social media is not the bogie that we think
it is, and it's just another one of those things
that we have to deal with in the modern world.

Speaker 3 (11:49):
Yeah, oh, eight hundred and eighty ten eighty is the
number to call love to hear your thoughts on this
is social media bead or has it been dramatized that
it is, you know, this big evil when in reality,
it's up to us to decide whether we use that
product or not.

Speaker 2 (12:05):
Is Zuckerberg a robot like creep sucking the joy out
of your you like, like a money sucking vampire, or
is he a genius that's here to make the world
a better place? Seventeen past one.

Speaker 1 (12:21):
The big stories, the big issues, to the big trends
and everything in between.

Speaker 4 (12:26):
Matt Heath and Tyler Adams Afternoons us talks.

Speaker 3 (12:29):
It'd be good afternoon, it is twenty past one. Is
social media bad? Has what we've been told about social
media being over dramatized? Love to hear from you.

Speaker 2 (12:38):
Yeah, that's right. Mark Zuckerberg has put a full throated
support of social media. But you'd expect them to. Melissa,
your thoughts on this, Melissa, Sorry, it's all right you okay,
what are you doing? You've just changed onto the hands

(12:58):
free I think, ye, Sorry, it's all right. It's sounding okay.
I think that's fine. You sound you sound good to me.
Your thoughts on this whole social social media thing. Mark Zuckerberg, Right,
and it's not all bad.

Speaker 12 (13:13):
No, I think he is as bad as we think.
And I think kind of for him to take the
evidence and reports and say it's not as bad as
maybe what the research is indicating is based on his
vest of interest, right, So of course he would say
that because he's got a lot to gain. And who

(13:34):
is he to say that the research is not correct?

Speaker 2 (13:37):
I mean, yeah, you're absolutely right, Melissa. He's far from
a non biased commentator on the issue. He's not an
independent commentator, that's for sure.

Speaker 12 (13:45):
Yeah, that's right. I think sort of these kinds of
impressions that everyone has of Homer's for a reason.

Speaker 2 (13:52):
Yeah, But I guess what I found compelling about what
he said is that there is good and bad and everything, obviously,
and he gave it example as a saying before that
you know, there's there's good and living in a big
city and it is bad, and living in a big
city there's good and loving. But as social media just
the waters that we are now swimming in, and instead

(14:14):
of just saying social media is bad, we need to
steal ourselves to deal with it and get the most
we can out of it without drowning to torture them.

Speaker 12 (14:23):
I think if you were to use that example, if
you chose to live in the countryside and it has
its pros and cons, except that your local council has
information about how your water is being sent to you,
and it's dirty and they're sending it to you anyway,
or there's some kind of like other stronger power that
has knowledge about how they can make profit from you

(14:46):
in a negative way and they're still continuing to do so.
It's not kind of as it's not as simple as
sort of free will. There was a woman who was
really senior and meta who is on the Australian sixty
minutes recently talking about how they received information about how
when teenagers come on to their Facebook and Instagram, if

(15:07):
they can identify and insecurity that these teenagers have, they
can start promoting them with material that will further enhance
that insecurity. So it's not it's not just kind of
something that's happening outside of meta that's not aware of,
like school bullying. Yeah, they they're choosing to make that worse.

Speaker 2 (15:31):
Yeah, definitely. I'm a big fan of Jonathan Height. Have
you read much of his stuff. He's a social psychologist
at New York University's written a great box about anxiety,
and he has said that the introduction of smartphones and
social media has led to just huge increases and anxiety
and depression and loneliness about from adolescents. And you can
track it, according to him, from as soon as smartphones

(15:54):
started appearing in people's pocket pockets. Before that social media
wasn't doing so much damage when it was just online,
but the fact it's it's everywhere, And he contends that
it's experienced blockers that blocks people from having serious relationships.
And so I agree with you that you can definitely
put the case that it's bad, But would you agree

(16:15):
that there's some good in social media Melissa? There's some
things for people can get from it that there's positive.

Speaker 12 (16:25):
Yeah, I know for me personally, I'm able to connect
to his friends abroad who I wouldn't otherwise stay in
contact with. But it's probably it's regulation, isn't it. How
the government's regulating to keep advertising safe for users, to
look after teenagers in this space, but certainly I've caught Yeah,

(16:49):
I agree it has its positive.

Speaker 3 (16:50):
Is it just playing Devil's advocate, Melissa, because I've got
my problems with social media companies, but is it really
their responsibility to do that? The Internet can be a
very dangerous place for a lot of people. There's a
lot of nefarious players. And whether or not you think
someone like Mark Zuckerberg is nefarious or is company is
kind of beside. The point is what can the government do.

(17:12):
Shouldn't it come back to parents to try and monitor
and educate their kids about what is safe and what
is not on the Internet.

Speaker 12 (17:19):
I think you're and I think the company is always
going to focus on profit, right, But that's the role,
like you said, parents, but also government. So how is
the government legiplarty and regulating to protect people in a
way that they thinks is suitable for the community.

Speaker 2 (17:35):
Yeah, well, thank you so much for it for your cormla,
so I really appreciate it. But yes, so Zuckerberg right
that social media isn't bad? Or is he just greedy?

Speaker 3 (17:45):
Oh eight one hundred eighty teen eighty is the number
to call twenty five past one.

Speaker 1 (17:50):
Putting the tough questions to the newspeakers, the mic asking breakfast.

Speaker 2 (17:54):
Back to this business of our economic ans.

Speaker 13 (17:56):
A chief economy Sharon Zolma is back with all these
companies that are abandoned in guidance now because they have
no idea what's going on?

Speaker 2 (18:02):
Does that make life more difficult for result?

Speaker 8 (18:04):
Well, it does make it more difficult for them, and
John's them in the actual director twelve percent of our
exports really of a good experts.

Speaker 14 (18:12):
It's not a game changer to the economy.

Speaker 8 (18:13):
But for some individual companies, of course it's it's a
very big deal. But the main channel through at Chinjohn
could be effective the slower growth, including in China support partners,
impacting our commodity crisis and exports more generally, but also
that confidence channel.

Speaker 13 (18:27):
Back tomorrow at six am the Mike Hosking Breakfast with
the Rain drove of the LA News Talk.

Speaker 3 (18:32):
ZB afternoon twenty eight past one, and we're talking about
Mark Zuckerberg and Facebook and social media. He was asked
on a very popular podcast, is social media bad?

Speaker 2 (18:42):
And unsurprisingly he said no. But I felt some of
his arguments were compelling, even if it was just that
the horse has bolted and people have to work out
how to deal with the environment we're in right now.
But I found there's some text here from who's this from?
This is from Bruce fold this. I got this vibe
as well. Good, good afternoon guys. Listening to Zuckerberg on
your clip a little while ago, I was reminded of

(19:04):
the tobacco spokesperst people in the seventies and eighties who
tried to convince the world at that their product was
safe and that there was no conclusive research to prove otherwise.
We know how that turned out. Yet ches for that, Bruce,
there was that kind of vibe and it wasn't.

Speaker 3 (19:16):
It a little bit thank you for smoking.

Speaker 2 (19:18):
I don't know if the studies are conclusive, Whereas if
you talk to someone like Jonathan Hite and he has spent.
I should remember the name of his box, Coddling of
America and Anxious Generation. I think has two box that
I read that were good. He would say, no, the
evidence is conclusive that it ain't great. But as a
lot of people are texting, it's personal responsibility. There's a
lot of temptations out there. And look, if you aren't

(19:39):
dragged into whatever the current addictive things, then you have
a huge advantage if you see all your friends. That's
what I say to my kids. If you see your
friends doom scrolling and you're not doom scrolling, then you're
going to get ahead of them.

Speaker 3 (19:51):
Yep, exactly. Daniel, what's your thoughts on this?

Speaker 15 (19:55):
Yeah? Great, love your show. You always love you.

Speaker 2 (19:58):
Thank you, Daniel.

Speaker 16 (20:00):
Yeah.

Speaker 15 (20:01):
Look, I haven't got a dumb of time for social media.

Speaker 17 (20:03):
I can't really stand it at all, to be honest,
But you know, not really a bias opinion.

Speaker 15 (20:08):
As much as I reckon it's like a gun right
in the wrong hands, it's seriously dangerous and in the
right hand Unfortunately, like the bulk of them, public really
don't know how to run it well, use it well,
and should be used for beer estensions and unfortunately MS

(20:28):
people to go out in the public and shoot wildly.

Speaker 2 (20:30):
Don't they Absolutely? And what I would say was social
media is boredom was a huge I'm not sure about you, Daniel,
but boredom was a huge part of my childhood and
I think it motivated me to do a lot of stuff.
When I got sick of throwing rocks at trees on
the farm, I would then go and do something. And
I think one of the really tough things for kids
going up is that they no longer have any boredom

(20:52):
because they immediately have all the entertainment in the world
in their in their pockets. So I don't know, I
think there's a good chance with I was growing up,
I would have just been doom scrolling the whole time.
What about you, Daniel, No, I don't think so, be honest,
Na me. So you lucky because you find it boring.

(21:14):
That's a huge that's a that's a superpowered Daniel to
find social media boring.

Speaker 3 (21:21):
I mean, just just to your original analogy, the thing
that really worries me, Daniel is the rise of AI.
And you know you can argue, so a lot of
these images popping up on Facebook and other social media
now that.

Speaker 2 (21:33):
Is clearly AI. But then you look at the comments
and the amount of people that seem to be sucked
in by it. But then I start to wonder are
those actually real people?

Speaker 3 (21:41):
Maybe the bots? Maybe this is you know, the dead
Internet theory. So then I get sucked in by it.
It's just you know, it starts to reality, starts to
crumble and think what is real and what is just
bull bs?

Speaker 2 (21:54):
You know, Well, Daniel's not watching any of it, so
he's not like you, Tyler, that's just sitting by watching bots.
I argue about AI contact.

Speaker 3 (22:02):
Yeah, which makes me angry that bots are arguing.

Speaker 2 (22:04):
What do you do with your time, Daniel?

Speaker 18 (22:07):
Ah?

Speaker 17 (22:07):
Look, last night, funnily enough, I picked my son's big
box to replace a couple of competitor, isn't it.

Speaker 15 (22:13):
So there was my little entertainment last night, and I
was like building things and making things in the brick shops.
I'm an electrician by trades. I've got pretty hands on
skills there, love making things.

Speaker 2 (22:23):
Yeah. Well, see you're you're winning, then, are you? Well
everyone else is getting sucked into the void. You're just
replacing capacitors and xboxes and building things and being what
a human supposed to be jit creative and constructive generally.
You mentioned your was it your son?

Speaker 1 (22:40):
Was it?

Speaker 15 (22:41):
Yeah?

Speaker 2 (22:42):
Yeah? Is it hard to keep him off?

Speaker 19 (22:44):
It?

Speaker 3 (22:44):
Is that a challenge?

Speaker 17 (22:46):
Funny like is igbox picked up on Friday? Last Friday?

Speaker 15 (22:51):
And I've spent a.

Speaker 17 (22:52):
Bit of time trying to find a replacement house why,
getting much around by people and things and gave up
and myself.

Speaker 15 (23:00):
But and there's five odd days that he didn't have it.

Speaker 6 (23:04):
He was.

Speaker 15 (23:06):
He was a bunch of energy.

Speaker 20 (23:07):
That's a sure he was.

Speaker 15 (23:10):
He was doing things that a kid should be doing.

Speaker 2 (23:12):
Yeah, exactly, that's when that's boredom. It's an important thing. Yeah, yeah,
you need to embrace boredom.

Speaker 3 (23:19):
But it got kids out right that as you say,
it's kind of kills creativity because, as you say, you
were throwing rocks at a tree and then you might say,
bugger this, I'm going to go and figret a game
with my mates.

Speaker 2 (23:30):
Famously, Isaac Newton invented calculus because he was bored on
his parents far miles from from from town when there
was some you know, a plague, plague restrictions on. So
there you go.

Speaker 3 (23:41):
Oh, eight hundred and eighty teen eighty is the number
to call it is twenty seven to two.

Speaker 2 (23:45):
Yeah. Zuckerberg says in a new podcast that social media
isn't bad. Is he just a robotic creep trying to
suck the life out of you with his products for cash?
Or has he got a point?

Speaker 19 (24:00):
Us talk'd be headlines with blue bubble taxis it's no
trouble with a blue bubble. Wellingtonians being worn to seek
shelter with severe winds triggering a red alert. Met Service
warns they could cause widespread damage and make driving dangerous.
All flights are canceled in and out of Wellington Airport
this afternoon. Orange rain warnings continue for Canterbury and Caiicoder

(24:23):
where there's flooding and damage, and Selwyn is under a
state of emergency. Orange wind warnings cover Marlborough and wider
Upper Nurses have joined senior doctors protesting outside Auckland City
Hospital today for better pay and conditions. Thousands of planned
care procedures are affected, but hospitals are still open. An

(24:44):
urgent weekend medical care site is being reinstated in Gisbon
this weekend, about a year since a similar service ceased.
QWI passport prices are heading upwards from tomorrow, an adult
passport will go from two hundred and fifteen dollars to
two hundred and forty seven. A child's will cost one
hundred and forty four. That's up from one hundred and

(25:04):
twenty five. New Zealand's billion dollar builders reveal as new
king of construction emergers. Find out more at in Zenhiral Premium.
Back to Matt Eathan Tyler Adams.

Speaker 2 (25:15):
Thank you very much, Raylian.

Speaker 3 (25:16):
We're talking about a interview on a very popular podcast.
It was Mark Zuckerberg and the podcast host name is
the Obonne. A lot of people know him.

Speaker 2 (25:24):
Yeah, he's one of my favorite comedians. Buddy, He's smart.
He asks questions that sound dumb, but they cut through.
He asked Zuckerberg as social media bag bad, and of
course Mark Zuckerberg, who's a billionaire from social media, said
it wasn't and he look, he recognized that doom scrolling.
He has this concerns, but he reckons there's a lack

(25:44):
of conclusive evidence on its negative impact. He thought positive
aspects of social media include building relationships and providing entertainment
for people. Yeah, does a lot of what television did,
As he points out, people watch television from when they
got home from from work till they went to sleep.
Now they're watching other stuff. It might be social media. Zuckerberg.

(26:05):
He says he's got a lot of academics that are
doing stuff, and he says it's not coming back all negative.
And he thinks that the media has just got it
out against social media because they're in competitive in competition
with them financially. But you know the likes of Jonathan Height,
who's a social psychologist at New York University, he just

(26:27):
thinks it's pervasive use of social media has disrupted traditional
child to development, leading to social deprivation. And it's far
from social. It's making people isolated and comparison comparison being
the thief of joy, making people miserable and feeling not
worthwhile from what they see. Susan, from mum's point of view,
what do you think of this?

Speaker 21 (26:48):
Yeah, from a mum's point of view, and also from
a point of view I brought up for children and
one is it moreer in his late twenties and the
other three in their early twenties. The first one didn't
have so much of the phone because the Apple phone
wourned out when he was college, et cetera. And he

(27:11):
was the one that is academically in the family. The
other three they were there when it all was and
they were constantly on their phone. You can say, well,
parents can manage that, but you know, when a child
gets to seventeen eighteen nineteen, it's very hard to manage
how do you do that? And I find that, you know,

(27:33):
it's a different world. Mother's work as well as fathers,
we don't have the same time. You know, after children,
facts around, you know, what's of such as such. Most
people I find in their age group they don't know
any facts. They're always scrolling. My daughter will take a
picture of herself probably fifty times a day. And I

(27:56):
find that they can't read things properly. Young people that
I work with don't read things properly. Quite often I
can go past their desks and I see that they're
actually on their phones and they're scrolling. And I think
that happens a lot in an office environment. You can't look,
and I actually think it's really detrimental. I think that

(28:20):
they they believe what they read. I have a son
that you know, he lets everything he reads on social
media about trump et cetera. And they don't look into
the facts or do the other things, and I actually
find it really detrimental. And I also find now that
especially more with boys, that there is so much time

(28:44):
they're isolated in their rooms. And I have got two
like this. At all they do is games. See they
don't go to the gym, they don't They just go
to work, do something and then game.

Speaker 2 (28:56):
Do you see any see any good in social media?
Is any parts of it that you think are a positive?

Speaker 21 (29:04):
I think Google's great. I don't think that. I think
it's good for people perhaps that are older generation Facebook
they can contact people, but I think for the younger generations,
as you go down probably twenty five age group plus,
I think it's seriously detrimental because when you're older than that,

(29:26):
you know how to use other things like you might
use Facebook to contact people or doing things like that.
You've already got organization schools. You might have been brought
up with that, but I got brought up with Ted
at school when.

Speaker 16 (29:39):
COVID was on.

Speaker 21 (29:41):
And they don't want to They don't want to fill
the forms out, they don't want to look into things.
They because everything they want is quick.

Speaker 2 (29:53):
It's interesting, though, Susan I was reading a bunch of
stuff from ancient Rome, as I want to do. And
when I'm on YouTube, I'm watching a lot of clubs.
I'm obsessed with the ancients. But anyway, that's my little curse.
But there was this that all these writings of Roman
parents talking about how useless and lazy their kids were,

(30:13):
and how they'd lost the discipline, and how the new
things that are available to them were making them soft.
And when I was a kid, I was constantly getting
hassled because I sat in front of the TV and
just watched things i'd videoed off the TV over and
over again. I'd watch the Naked Guden movie just over
and over and over again, the Rocky movies over and
over again. And that was a complete freak out for

(30:37):
my parents. And in the media at the time, there
was a lot of talk about how kids were having
their brains rotted by television. Do you think this is
a higher level freak out than previous ones, or do
you think that potentially us grown ups just freak out
about our kids no matter what, and they eventually find
their own way.

Speaker 21 (30:56):
Because those television programs, a lot of them were good.
You looked at feelings you looked at this, you looked
at this. My kids were saying to me, Hey, look
at this person in the States doing this their dogs
like think as a ship. Did you know this happened
to this person on the other side of the world.
Look at that. I really don't care. I'm never going

(31:19):
to know them. But at least with TV, there's some
good programs on TV.

Speaker 2 (31:23):
Yeah, and I think one thing that was quite good
about TV is, you know, like the Simpsons, people the
whole family would sit on the couch and watch programs
and then you'd go to school and everyone would have
watched the same thing. So there was also there was
a social aspect. One thing that I think what social
media does is it sort of silos us in different areas,
so we don't really have the same group experience of life,

(31:46):
which makes its social, but it makes you less social
in that regard.

Speaker 3 (31:50):
Yeah, but I think it could be self correcting. As
you say that the advice that you give to your
kids that if you don't buy into the social media garbage,
you're a steppy Yet, Susan, I hope that maybe you know,
there's a lot of young people who are ambitious and
they want to be successful, and that's why they're on
social media all the time. But if that message starts
to get through, and I think there's a lot of
truth to it, then that will start to turn around.

Speaker 21 (32:13):
Yeah, and I just think that there's a lot of
time wasting where thingsite with TV. TV can be education,
but can be humorous data dat looking at Kim Kardashi
and putting an injection in new bottom to make it bigger.
It's not educational.

Speaker 2 (32:28):
But I've watched you. I didn't mind that video. But no,
I see exactly what you're saying, Susan, so thank you
so much. I guess what Zuckerberg is saying. It's good
and bad. But if you like everything, there's temptations in
this world. If you are a young person and you
manage to traverse those social media waters better than your peers,
huge advantage, Yeah, absolutely huge advantage. I mean easier to

(32:51):
do than say. But so everything in the history of humanity,
there's those people that managed to focus on what's in
front of them and they'll succeed, and there's those that
get distracted and end up just doing nothing and not achieving.

Speaker 3 (33:04):
Definitely, But it's like the kids at school, and we've
got a play. Some messages were horribly late. But the
kids who didn't have a TV in their home. When
I was a kid, there was one guy's name was Oliver,
won't get ki of his last name, didn't have a
TV in the home, and we couldn't understand that. We're
like Oliver, that you're a weirdo. Why don't you have
a TV? So we just don't have a TV. My
parents don't agree with it, and that is kind of
where we're at now that if a kid doesn't have
social media, every other kid would say, what do you

(33:25):
mean you don't have social media?

Speaker 2 (33:27):
You we I mean, I mean, that's the hardest thing,
and they feel totally left out if you don't give
a kid a phone. As you know, Jonathan Hyder we
keep talking about. He's saying that should keep kids off
social media till they're sixteen, good luck, because you need
everyone and as he points out, it needs to be
a thing across the whole of a society. Otherwise the
kids that are fourteen just feel completely socially osteraizized, and

(33:47):
that's the problems. That's a problem in itself. Yeah, social
media definitely has pros and cons, But for me, I
think it's a great way of reaching out to a
much wider group. My experiences with raising things I've done
for my boy who's a wheelchair user, and I've had
huge success through social media and raising close to thirty
K and two different things I did. No way could
have reached out to that many people. Otherwise many thanks, Zane, Well,

(34:10):
good point. Thanks for text.

Speaker 15 (34:11):
Do you go?

Speaker 2 (34:11):
That's what Zuckerberg's saying. There is good and bad and everything.

Speaker 3 (34:15):
Exactly. Oh eight hundred and eighty ten eighty is the
number to call. It's fourteen to two.

Speaker 1 (34:20):
Your home of afternoon Talk mad He then Tyler Adams
afternoons call, Oh, eight hundred eighty ten eighty Youth Talk ZEDB.

Speaker 2 (34:29):
News Talks zed B. Having a great discussion about social media.

Speaker 3 (34:32):
Is it bad? That was the question put to Mark
Zuckerberg by Theo Vaughn on his very popular podcast and
his HUNTSA from Zuckerberg is pretty much as you'd expect that, No,
it's not bad. It's got pros and cons and its
personal responsibility that matters.

Speaker 2 (34:46):
Yeah, this is an interesting text. This is around our
last caller. What was her name again? I forgot Susan. Yeah,
she was lovely. But the sex to ask, is she
doing all the things herself that she wants her kids
to do rather than gaming? Is she going to the
gym outside all the time, doing puzzles, et cetera. And
I think that's a really good point, because we might
and I don't know anything about Susan's situation, so I'm

(35:08):
not saying that about her. But often people are freaking
out about how loose their kids are and how they're
focused on this, and then they're sitting on the couch
scrolling on their phone and they're not they're not providing
the example. If you if you are out running, you know,
you're socializing. You've got people around, there's dinner parties, there's

(35:29):
you know, I don't know, you're playing yatzi whatever it is,
jagsaw puzzles on a Tuesday night, jigs and puzzles. Don't
get me started on that. The jigs and puzzles are
for the week. But don't get said.

Speaker 3 (35:38):
On that lego lego on a Tuesday night.

Speaker 2 (35:40):
Whatever it is. If you're doing all these things, if
then I believe your kids will gravitate towards it, because
because the best way to teach people is by example, right, Gary,
your thoughts on social media.

Speaker 14 (35:55):
Yeah, I've got a different view. I'm of the age
where I grew up without the internet, so it didn't
really exist, so we amuse ourselves that. Yeah, we were
TV kids, right, so we grew up watching your Box,
which is mum and Dad's favorite babysitter.

Speaker 2 (36:11):
Yeah.

Speaker 14 (36:12):
So I work in marketing, so unfortunately I have to
embrace social media. It is a great way to reach
the right audiences directly, anytime, anywhere. And you know, unbeknownst
to us, you know that this whole thing that user
generated content. Way back when we thought that will never happen,
but look at today where people can earn money off,

(36:35):
you know, providing their weird, strange content on the web.
And so I guess it's a stage where it's a
bit raw and it is addictive. I worry about my
own child. She has a lot of screen time. I
have a lot of screen time. But you know, it
is what it is. We've got to embrace it and
probably put a little bit of common sense around screen

(36:57):
time and making sure that you still keep connected to
your friends physically, not just by our Facebook.

Speaker 2 (37:06):
Yeah, that's kind of what marks Luckerberg is saying, and
you know, I don't like to agree with him because
i've I've thought he's a bit of a creep for
a long time. But actually I like his new curly
here and he's working out a lot and he's but anyway,
that's by the Bike. Although the worn Vaughan had this
great line to me goes you look like a guy
that's watched What it Is to Be a Man on
YouTube and it's trying to imitate it. That's by by

(37:27):
the Bye. But he's basically saying what you're saying. It's
like a big city, right, So social media is a
big city. You can go to the big city. There's
lots of temptations, a lot of things, and a lot
of opportunities. And really it's not inherently good or bad
a big city, but there's bad you can find and
there's good that you can find within there. Gary, Is
that kind of what you're saying?

Speaker 14 (37:47):
Yeah, Yeah, I mean I love science fiction and you
watch a lot of movies where you know, people could
testriphize about us literally living through a virtual avatar or
a robot that goes out and does the things. So
we just sit at home and you know, there is
a future where maybe that will exist. I don't know.
But the thing is that in its raws form, in
its current state, it has traditional media. So I don't

(38:10):
think anyone buys a newspaper. I think those eventually will die.
Having physical paper copies of the newspapers seems crazy to me.
The news. I still put the six o'clock news on.
I don't know why. I think I grew up with that.
So you know, you've got to put the six o'clock
news on and see what Donald Trump's doing. But I
guess that all fade and again with the next generation.
They're getting fed via an algorithm everything that interests them.

(38:33):
What the worry is is that you're not seeing the
broader spectrum of things that may not be in your algorithm.
So you're getting quite a selective view of the world.
And yeah, not all, not all the stuff that's fed
via that algorithm is true. So I love how my
daughter goes. I looked it up on Wikipedia. I said,
you know what Wikipedia does. It's not actually a library
with spectual throwing that stuff in there, so it could

(38:55):
be a whole bunch of life. So please, you know,
check your content. And I thought, how do we do
it with mycids while we went to libraries and we
pulled out that encyclopedia or.

Speaker 2 (39:04):
Had the Encyclopaedia Britannica that may have been out of date.
But yeah, absolutely love you your points, Gary, thanks for
bringing in. It is six to two back for you shortly.

Speaker 1 (39:13):
Matt Heath, Taylor Adams taking your calls on eight hundred
and eighty ten eighty. It's mad Heath and Tyler Adams
Afternoons News Talks EDB.

Speaker 3 (39:22):
News TALKSB. It is four to two. Good discussion.

Speaker 2 (39:25):
Yeah, good or bad. Social media's here just like everything
else booze drags, gabbling. Those who traverse social media wisely
will have a huge advantage over those who get sucked in,
which is a great opportunity. The doom scrollers are no
competition for those that have a more healthy approach to it.

Speaker 3 (39:43):
Yeah, very good, great discussion coming up after two o'clock.
What was the best piece of financial advice you ever received?
Eight hundred and eighty ten eighty is the number of
call New Sport and Weather on its.

Speaker 1 (39:53):
Way talking with you all afternoon. It's Matt Heath and
Taylor Adams Afternoons US Talks.

Speaker 3 (40:01):
EDB, News Talks, EDB, welcome back into the program. Great
to have your company. There's always six past too, hey.

Speaker 2 (40:10):
Before we move on to financial advice, there was a
quote that I wanted to share in the last hour
because you know, I love a quote. You do love
a quote, philosophical quote, and I think this is a
very important quote from Frederic Neetzsche battle not with monsters
lest you become a monster. And if you gaze into
the abyss, the abyss gazes also into you. Oh that's

(40:31):
very apt, very apt. Think about that in terms of
social media and Nietzsche or he didn't know anything about meta,
he didn't know anything about inst he didn't know anyth
about X. But battle not with monsters lest you become
a monster.

Speaker 3 (40:43):
And you need that on your phone backgrounds every time
you log into social media.

Speaker 1 (40:46):
If you gaze into the abyss, the abys gazes also
into you.

Speaker 3 (40:50):
It's quite dark. He was quite a dark guy though
with me. Very smart, though, genius, but a very odd man. Right,
let's have a chat about financial literacy. As it was
announced yesterday, financial education will become compulsory in schools from
twenty twenty seven. So this is budgeting advice. This is
financial literacy across the board and starting at a very

(41:13):
young age.

Speaker 2 (41:14):
Yeah, seems to make sense budgeting, finance, insurance, student loans, etc.
Because we have a whole lot of people out there
that are growing up not having any idea how to
live their lives financially, and a lot of people have
been talking about this on news Talk ZB who had
a great discussion this morning Carrey was having, and also
last night Heather Duplicillen, the Great and Powerful Drive host

(41:36):
on ZEDB. She took a surprising angle on it.

Speaker 1 (41:40):
I don't know how I mean.

Speaker 22 (41:41):
I'd love to know how you feel about it, because
I've got to be honest with you.

Speaker 2 (41:44):
I just am not loving this.

Speaker 22 (41:45):
Like I feel like school is for learning how to read,
how to write. You know, basic mathematics and then advanced
mathematics as you get older, sciences, history, music, There is
so much already to learn that surely learning a basic
life skill like budgeting falls into the same category as

(42:05):
learning to bake. It's not something you should be learning
at school. It's something you should be learning at home
because what does it displace? But look, I might just
be just unbelievably puritanical in my view, about schooling.

Speaker 2 (42:17):
And like all the great broadcasters across the hour, her
opinion changed a little bit. But what that got me
thinking about is anything. And I said this, when it
came to sex education in schools, you'd be crazy just
to let the school do it, because the government shouldn't
be teaching you everything. How can you trust them? Governments
come and go, ideologies come and go. So you know,

(42:37):
I would like to lay the moral code of sexuality
on my kids, but I you know, in sex education.
But I when Heather said that last night, I got
thinking about my education for my kids at home financially
And look, I think I'm a great dad and a
lot of respects, but it did strike me when I

(42:58):
heard that that I am actually probably quite a terrible
dad when it comes to financial literacy and teaching them
the lessons and financing. I got taught nothing around this
as a child, absolutely nothing about it. And my parents
were fantastic people as well, but that just wasn't their focus.
And I, you know, you hear this sort of rich dad,
poor dad kind of situation. And I know a lot
of people who came from families that were very financially

(43:20):
literate and and they've made great decisions in their life,
and I'm going to say I have not made great
financial decisions in my life. I've made terrible ones. So
I sort of want to crowdsource good techniques for teaching
your kids. It's not too late. One of them's just
left home. The other one is still a high school,
so it's not too late to get things going. So
I want to crowdsource good techniques for teaching my kids. Currently,

(43:41):
I spray money around the house like an out of
control fire hose.

Speaker 23 (43:44):
It's just.

Speaker 2 (43:45):
As well, and outside the house there's just disgusting, absolutely,
and I think that's a terrible example for my kids.
I just pay for everything, and I'm weak. You know,
if they've got a problem, I just throw money at
it till it goes away, which which I think is weak,
but as hard as a parent not to do that.
But you, I think you have to. You have to.

(44:08):
Someone said keep your kids poor and tired, and I
haven't done that, which means sport and running around and
have no money.

Speaker 3 (44:18):
Yeah, and look, one of my they tired at least.
I mean they're not poor, but are they tired?

Speaker 9 (44:21):
Ah?

Speaker 2 (44:21):
I think so. I mean both of them did rowing. Yeah,
you know, and one of them he's had a job
since he was fourteen, which is pretty good. So and
I think that was a fantastic thing for him because
he started going, oh, everything costs this many hours of
my life to do, and so he hasn't necessarily equated
that to me giving him money, but he definitely feels
different about his spending money. So I guess one hundred

(44:44):
and eighty ten eighty what is the best financial advice
you can give to kids? Did you get good financial
advice and did it help you? Or did you get
poor financial advice? What's the poor examples of bringing your
kids up? Because I think I might have described a couple.

Speaker 3 (44:57):
Of them, even though you still spray cash around like
there's no tomorrow. What was the best piece of financial
advice you ever got?

Speaker 2 (45:04):
So I don't think I ever got any. Yeah, no,
the best way, No, it doesn't have to be from you,
par ups the best piece of financial advice I ever got?
And look, my accountant gives me lots of financial advice.
I good account Yeah they know, but it's setting not
taking it out of your hands. And I think James
Clear talks about this in the book Automatic Habits as well.
Atomic habits. Take automate it. So make sure all your

(45:25):
payments go out, so everything that has to be paid.
It's not a discipline thing. It's set up all the
direct credit, set up all the things that go into
the different counts, set up the saving. If you're going
to do something, set it up so it goes before
you can get your filthy hands on it, before you
can turn the taps on and spread around the bars
and restaurants inside hopefully out of mind lego shops of

(45:47):
the city. So I think that's a really good piece
of advice. Just set up the payments so you don't
even get your weak hands on the money.

Speaker 3 (45:55):
Yeah, that's a good one. That's a good one. I've
got to say mine and I went the opposite way
to you. My parents didn't really talk about money either.
And whether that was a generational thing, I think there
was this and it probably still exists in New Zealand
culture that we are loath to talk about finances and
money because we see it as being a bit you
know where a bit show Offye, it's a bit boastful
to talk about money. And I remember asking Dad, Hey,

(46:16):
where are your investments? He said, mind your own bloody business.
I'm not going to tell you where my investments are.
But I was pretty loose with cash when I was
in the student years, to the point where a lot.

Speaker 2 (46:26):
Of it you're so tight now. But that's it.

Speaker 3 (46:29):
I went the other other extreme that I was so
stupid with money when I was at university and got
into so much debt, to the point where I had
a knock on the door from the bailiff because I owned,
I owed all these fines. But I went right the
other way that that was a massive learning cuve for me,
and now I'm a massive scrooge who just hates spending
money and hates getting into debt.

Speaker 2 (46:49):
I tell you, if you're walking into a cafe with Tyler,
he walks really fast up to the door and then
suddenly slows down, so you arrive at the counter first
and find yourself buying the coffees. Yeah, or at a bar,
you never see him. Suddenly he's off to the bathroom
just when the round's being done, and then he comes back.

Speaker 3 (47:03):
It's a good strategy, though it took you this long
to figure that out. Oh one hundred and eighty ten eighty.
What is the best piece of financial advice? You've been told,
love to hear from you. It is thirteen Bus.

Speaker 1 (47:13):
Two your home of afternoon Talk, Mad Heathen Taylor Adams
afternoons call oh, eight hundred eighty ten eighty us talk.

Speaker 4 (47:23):
Said, be.

Speaker 3 (47:25):
Good afternoon, and we're talking about financial literacy. It is
going to be compulsory in schools from twenty twenty seven
from ages five to fifteen and being taught everything from economics, finances, commerce,
careers and basic accounting would be the subject areas. But
we want to ask you what was the best financial
advice you ever received. Eight hundred and eighty ten eighty

(47:46):
is the number to call.

Speaker 2 (47:47):
I feel like I might have thrown my parents under
the bus actually a little bit there, because I said
that they didn't really talk about money or give me
any financial advice. But one piece of really great advice
that my dad gave me once is we had our
cousins were arriving and we'd just my parents had just
brought a new commodore. Nice was pretty cool and I
proud of it. And then our cousins arrived, who drove
forwards because my uncle worked at a Ford dealership and

(48:08):
he turned up in sort of a slightly older car right,
and I was like, our car is better than yours,
Our car is better than yours, and my dad such
a kid thing to do. My dad grabbed me by
the ear and dragged me around to the side of
the house and gave me a whack and said to me, look,
you never if Lord, what you have over other people,
if you've got more than other people than you shut

(48:30):
up about it. Well, great advice, I remember it now.
How old would you have been, I reckon I have
been five.

Speaker 3 (48:35):
Yeah, your old thing to do? Any kit under ten,
that is a very child thing to do.

Speaker 2 (48:42):
But yeah, great advice. In my defense, I thought my
uncle owned all the cars and his dealership when we're
visiting him in the cargo so I thought he had
hundreds of cars. We've got one car better than yours.

Speaker 3 (48:51):
Bring the bet Afford. Oh one eighty ten eighty is
the number to call. The best financial advice you received.

Speaker 2 (48:58):
Scott welcomed the show here.

Speaker 20 (49:01):
You're on today, guys, the best finances you can ever do.
So when you put your money in your lord, yep,
and the end of the week you've got no money left,
you've done your finance.

Speaker 3 (49:12):
No money, no savings.

Speaker 20 (49:14):
Well, yeah, you know if you no good, you don't
have any money left over, do you?

Speaker 16 (49:18):
Yeah?

Speaker 20 (49:18):
But then if you've got to, if you've got a
left card, if post card, or a credit card or
any card, if you still put you one hundred dollars
down and you're getting more money for your door. No
one else is taking the percentage of your door either.

Speaker 2 (49:29):
Yeah, So you're you're full on in the cash game.

Speaker 3 (49:31):
That's in. You get your paycheck, you take it out
of the bank, and then you allocate what you're going
to spend in a week.

Speaker 20 (49:37):
Well, I take out cash, Yeah, I take it out
putting the wallet, and I know how much money I
was spent. I don't And also not paying any bank.

Speaker 24 (49:44):
Fest right, you're getting screwed.

Speaker 20 (49:47):
You already paid tax on that money. Do you feel
why you should you give the banks any more of
your money?

Speaker 2 (49:54):
Do you?

Speaker 15 (49:54):
Do?

Speaker 2 (49:55):
You worry about losing that wallet because you know when
you do lose a wallet, then the wallet will be
returned withe a we credit cards on it and such,
but the money will never be in there.

Speaker 20 (50:04):
That's all right, saves in your back pocket.

Speaker 2 (50:06):
Yep, You've never you've ever lost any money caring cash around?

Speaker 20 (50:11):
I think also responsible, I think.

Speaker 2 (50:14):
Also with Scott, there's another thing about cash that we
forget because when you pay with cash and you count
it out, it's a physical thing and you feel the
money leaving you, as opposed to just swiping and walking away.
You never actually feel that money or or whatever, or
you know, online banking, you don't feel it in the
same way as you do if you hand over money
and get changed back.

Speaker 20 (50:34):
Well, there's so many people out in this country at
the moment suffer, you know, if one of them, you
don't need to go and get a Budgets advisors tell
you how you spend your money. But if you spend
your money and it's in your what and you go
to the shop and you spend it and you can
actually count how much lest you got left over.

Speaker 3 (50:49):
The only I tried that technique, Scott, and the only
thing that let me down is you start off with
the notes and the big notes, and then you go
and buy stuff, and then you slowly get more and
more of the coins that just end up being massive. Edmond.

Speaker 2 (51:00):
It's like, what am I going to do with all
these coins? Piggybank trailer?

Speaker 3 (51:03):
Yeah, well I should have thought about that, But in
the end I don't even know what coins. I think
they just I just lost them behind the couch. And
but that was the only thing that I found, Scott
that was a bit hard to manage on that one.

Speaker 2 (51:14):
Thank you very much.

Speaker 3 (51:15):
Though, guys, the best piece of financial advice was to
remember that cars are reliability, not an asset, and to
always buy the cheapest, reliable car that your self esteem
can handle. Passed it on to my kids and they
followed it well, saving thousands of dollars over the years.

Speaker 2 (51:32):
From k Yeah, you were buying a car, you have
to decide whether you are buying it to show off,
whether you think as a status symbol, because cars will
lose you a lot of money, not not just not
just in petrol and and servicing, but also in their
massive depreciation once you buy them. Right. So you know,
as the saying goes, as soon as you drive it

(51:53):
off the lot a new cars, you've lost that you've
lost a big whack of money, right because it's now secondhand.

Speaker 3 (51:59):
Well, I've told you many times that I when we
ticked up the car that we've got currently, and it's
a nice car, I think wrong with I really enjoyed
the car. But man, we've lost some money on there
vehicle as soon as we drove it off the light,
and it's reduced in price. I'll never take up a
car again. That was so stupid.

Speaker 2 (52:14):
You've told me so many so there's not a day
that goes past Tyler where you don't talk about you know,
you go, oh, okay, it's a good car, but but
we've lost a lot of money on it.

Speaker 3 (52:21):
It's my Scrooge that's coming out and it's the one
big mistake.

Speaker 2 (52:24):
But but you know, it's a nice car. Yeah, you know,
you know, you've driven me around a few places in it.
I thought, you know, it's a nice car. So it's working.

Speaker 3 (52:31):
I'm going to run it into the ground, going to
last me twenty years, So yeah, maybe not all is lost.

Speaker 2 (52:36):
Yeah, just don't don't buy it. Don't buy a car
to impress me. Yeah, you know. And luckily working at news,
took said, but you're always going to park up side
my costumes car, so you're never going to be able
to press anyway.

Speaker 3 (52:44):
It's a very good point. It's spot on. Oh eight,
one hundred and eighty ten eighty is the number to
call best piece of financial advice you received. It's twenty
two pass too.

Speaker 1 (52:57):
Matt Heathen, Taylor Adams afternoons call oh eight hundred and
eighty ten eighty on us talk ZV.

Speaker 2 (53:03):
Good afternoon.

Speaker 3 (53:04):
It's twenty four past two and we have asked the
question what is the best piece of financial advice you
ever received? On the back of financial education to become
compulsory in schools from twenty twenty seven that was announced yesterday.
This takes to sears, guys, the I've just lost it.
The best piece of advice I got time in the
market beats timing in the market.

Speaker 2 (53:24):
Oh yep, that's right. That as good asn't it? There
you go, Yeah, you don't day trade, you know, you
don't panic, you don't look at it every day. Chuck
it on a we fund and just leave it, sit
and forget. Yeah, run around, sit here and fire strip naked,
cave yourself and fieces just because your key we save
it went down a little bit from day to day.

Speaker 3 (53:40):
You can do that if you want to. But you know,
there's purely just for fun rather than making money.

Speaker 2 (53:44):
Yeah, no, no, no judgments, No no judgments here. Richard's
your thoughts on financial advice.

Speaker 23 (53:53):
Oh hey, guys, my old man was a very conservative accountant,
and he always encouraged us to save for stuff that
we wanted to buy when we were kids. And obviously
that's easy enough to do if you if you're just.

Speaker 15 (54:13):
Looking at that small ticket stuff. But the other thing
that I wanted.

Speaker 23 (54:18):
To mention was that I one hundred percent disagree was Heather.
I think school definitely is the place where financial literacy
should be taught.

Speaker 25 (54:31):
I don't think it's.

Speaker 23 (54:33):
Something that you can rely on your parents to teach you,
you know. And part of the reason for that. I'm
a mortgage advisor, and so I see young kids coming
to me wanting to buy their first homes, and they've
settled themselves up with a whole lot of really bad debt.

(54:55):
And by bad debt, I mean you know stuff like
you buy now, pay later, credit card debt, personal loans,
that sort of thing, and that impacts their ability to
be to get a mortgage. And that's the sort of
stuff I feel anyway that schools should be teaching kids about.

Speaker 2 (55:16):
It's a fair point.

Speaker 3 (55:17):
I mean, when it comes to, you know, parents teaching
their kids about financial literacy, do you think a part
of that, Richard, is that whether it's a new Zealand
mentality or a worldwide mentality. We've got this funny thing
about talking about money. We don't tend to talk much
about how to make money and what to do with
money because somehow we think it's bothful.

Speaker 14 (55:37):
Yeah, a little bit.

Speaker 23 (55:38):
I mean I think it's like the conversation you guys
had the other day about sex education, right, I mean,
it wasn't a conversation I was that comfortable having with
my folks. And yeah, look, I do think you're right,
But you know, there's you're kind of working on the

(56:00):
basis that mom and dad kind of have some intricate
knowledge of financial literacy themselves, whereas you know, for for
most people, for most Kiwi's or a good proportion of them. Anyway,
I'm not sure that's actually the case.

Speaker 2 (56:16):
Yeah, I wonder though. You can do sort of basic
things like not paying for everything so they have to
save up for something. You know, they ask for something
and you go, no, you're gonna have to You're gonna
have to save up for that, even if it's pocket money,
So you might not have to have an intricate knowledge
or other things like saying like encouraging them as hardly

(56:40):
hard as you can to get a job when they're
they're younger, and you know, little things like you know,
you know, getting them a bank account early, and and
you know, there's little things you could do even if
you don't have an intricate knowledge.

Speaker 23 (56:54):
Do you agree, right, yeah, yes, yeah, I do. I
do agree for sure. Yeah. But but you know there's
there's other things as well, like you know, key we say,
that is such a big thing for kids to get
into these days, and you know, I would encourage them
from the day they start work to get into key

(57:15):
we savor because I think I think things like that
when they're in it themselves, you know, they can start
learning about how divestifying your asset base and compounding interests
and all that sort of thing kind of flows on
from that.

Speaker 3 (57:33):
Yeah, that is a big one.

Speaker 2 (57:35):
I mean.

Speaker 3 (57:35):
The reason I think my parents or dad in particular,
didn't teach me about that is he got a bit
spooped after the eighty seven crash, and that was a
generational thing that there was a couple of financial disasters
in the world and people lost a lot of money
in the share market. So I remember quite clearly Dad
said that I wouldn't be trusting the share market. You
work hard and that's the way to earn the money,

(57:55):
and don't trust the share market.

Speaker 2 (57:56):
Well that was a problem from New Zealand, wasn't it.
So in the eighties everyone had the share market high
and then that crashed and as a result, everyone ran
off to property and ever went back to the share
market again, unfortunately for a lot of productivity in this.

Speaker 3 (58:09):
Country exactly, but missing out on that. They had advice
about compound interest. You know, if I'd got into into
that game at eighteen, I'd be far better off now
than I am, you know, figuring that out in my thirties.

Speaker 15 (58:22):
Yeah, yeah, yeah, one hundred percent.

Speaker 3 (58:24):
Yeah, Richard, great to chat, Thank you very much. I
watee hundred eighty ten eighty is the number to call
keen on the best piece of financial advice you ever received. Oh,
this one's good. Best financial advice was to join the
super scheme as soon as I started work. Sixty two
years later, I'm living off the super.

Speaker 2 (58:40):
Oh yeah there you yeah. By so many people love
that saying that we got through from that that caller
by the cheapest car your ego can afford.

Speaker 3 (58:49):
Yeah, it's a good line, isn't it a great line?
All right, headlines with ray Lean coming up, but keen
on your thoughts. I eight hundred eighty ten eighty is
the number to call.

Speaker 19 (59:00):
You talk, said the headlines with Blue Bubble taxis it's
no trouble with a Blue Bubble. All flights are canceled
in and dart of Wellington this afternoon during a red
wind warning in New Zealand, saying its services could resume
from six pm. Four flights made it out of the
capitol this morning. One jet Star flight from Auckland had
a missed approach. Orange wind warnings cover Marlborough and wided

(59:24):
upper and orange rain warnings in Canterbury and Cai Cooder.
In christ Church, a large slip has come down on
Summit Road. Selwyn's under a state of emergency. More than
five thousand senior doctors are picketing across the country asking
for a one point five percent pay rise. Hospitals are
still open, but many planned procedures have been effected. Antarctica

(59:47):
New Zealand says it's delighted the government's committed forty nine
million dollars to keep the Antarctic Science Platform running seven
more years. The Acting Ministry of Education, a chief executive
Alan MacGregor Reid has been appointed to the job for
another year after taking it on in October from Amelia Lindsay.

(01:00:08):
Driving growth and prosperity in a nation that loves to win.
You can read more at enzid here All premium. Now
back to matt Ethan Tyler Adams.

Speaker 2 (01:00:16):
Thank you very much, Ray Lena.

Speaker 3 (01:00:17):
We're talking about the best piece of financial advice you've
ever received. It is on the back of financial literacy
education to become compulsory in schools from twenty twenty seven.

Speaker 2 (01:00:27):
Some great texts coming through. Good afternoon with the best
financial advice I was told when I was a teen
was from an elderly gentleman. You're not necessarily a rich
man if you make a lot of money, but you
can be a rich man if you save a lot
of money. There you go, that's great advice, is it? Greg?
I think we've got Greg on the line. No, Pam, Sorry, Hey,

(01:00:47):
welcome to the show. Pam. Your thoughts on financial advice?
How are you? You're good?

Speaker 18 (01:00:53):
Hi?

Speaker 15 (01:00:54):
Good?

Speaker 6 (01:00:54):
Thanks?

Speaker 26 (01:00:55):
Mine came from my father. My financial advice. It's when
I first went nursing. I'm in my seventies now I'm
a seventies. And when I first went nursing, she said
the National Problem Fund. I must get into it that.

Speaker 2 (01:01:08):
No, the providence. Did you say National providence?

Speaker 20 (01:01:12):
National providence.

Speaker 2 (01:01:13):
Yes, I've heard of it. Explain it to us, please, ma'am.

Speaker 26 (01:01:17):
Oh, it's just that you put so much. And I
think I started out at three percent my wages and
then they they met it.

Speaker 2 (01:01:24):
Your employer meant it right, yes, so super super schied
yeah yeah.

Speaker 24 (01:01:29):
Yeah, yeah, one of those.

Speaker 26 (01:01:31):
And now that I'm you know, mid seventies, it's been wonderful.
I've had this, you know, I have it as a
like pension. Every month I get Manica into it.

Speaker 2 (01:01:41):
How many years do you think you put into that?
Do you know how many years you put into that? Pan?
About about forty forty yep. Yeah, it's a solid.

Speaker 24 (01:01:51):
Run, sexy because of that.

Speaker 2 (01:01:56):
And and what did.

Speaker 3 (01:01:57):
They meet you to? I take it there was a cap.
What did it so if you put in ten percent
that that met your ten percent?

Speaker 26 (01:02:06):
I'm not sure now.

Speaker 24 (01:02:09):
I never got up there.

Speaker 26 (01:02:10):
High I got six percent was the highest day.

Speaker 6 (01:02:11):
But put into it.

Speaker 2 (01:02:12):
Right, and they met your six percent? Yes, yeah, yes,
very good.

Speaker 26 (01:02:17):
They closed it down. They closed it down after a
year I've been nursing and they closed it.

Speaker 2 (01:02:22):
I wonder.

Speaker 3 (01:02:23):
I mean when I first started in the workforce and
I worked for it was effectively food stuffs, but it
was the branch that supplied groceries to the supermarkets. But
there was a bunch of older workers there and they
were on a similar scheme.

Speaker 2 (01:02:35):
Maybe that was it, but they a lot of that.

Speaker 3 (01:02:38):
Yeah, a lot of the older workers were very flush
after being in that scheme and it was exactly that
that they put in. Yeah, yeah, I mean if they
could bring that back, I think there'd be a lot
of happy people. I Mean, Key We Saber is pretty good.
I'm very glad that we've got Keywi Saber.

Speaker 2 (01:02:54):
I mean a lot of people are pointing that out
that that is probably the best advice as soon as
they get their first employment to do, you know, start
putting some money in there. It's very hard for a
kid that's eighteen, nineteen twenty because they think they're going
to live for rever and the last thing they care
about is they're sixty five year old self. Yeah, I mean,
if you're eighteen or twenty, you're definitely not going to

(01:03:15):
retire at sixty five. At some point, they're going to
move that up. Yeah, aren't they button, But it's very hard.
But if you can, boy, oh boy, you would thank
your younger self for doing that one exactly.

Speaker 3 (01:03:25):
But you know, if it's said and forget and you
sign up for key we Save, it is it opt in?
I think key we saver might be opt in. I
mean that's a big thing there, that key we saver
should you should automatically be enrolled into key we Saver
and then all these young workers don't have to worry
about it. It's just money that goes there, and it's
set and forget.

Speaker 2 (01:03:42):
Yeah, yes, but you also can can be smart and
put more money in. You can choose how much you
put in there, and so as much as you can
you get it in there, have it in there. A
couple of texts here, guys.

Speaker 3 (01:03:55):
Best advice I got was treat it as if you
never had it, meaning, if you had a decent chunk
of money, put it away, no term deposits, invest it,
then forget about it. If you get paid thirteen hundred
bucks zero your debts first, rent, mortgage bills, et cetera,
whatever is less, save half. The other half is your
fun funds.

Speaker 2 (01:04:14):
Yeah, yeah, right, that is quite good advice.

Speaker 3 (01:04:18):
It's very in depth. That is a hell of a strategy,
but that would work.

Speaker 2 (01:04:20):
But it also goes to that thing I was saying before,
the idea to automate it. You make your financial decisions
one day, sit down and make them, and automate it
with the bank. Yep. So it just goes out and
you don't ever see that money and never existed what
you're saving. Where it's going to know your mortgage payments,
anything you're going to save, anything that you want to
put away for a holiday, like we were talking about yesterday.

(01:04:42):
It's all gone before you get your greedy little hands
on it down at the pub spot on.

Speaker 3 (01:04:46):
I mean, there's a lot of techs coming through recommending
the Berefoot Investor, and as I understand it, with the
Barefoot Investor book, that is exactly it. It's just fully automated.
So you've got your wee pools of money, and that
sorts you out.

Speaker 2 (01:04:58):
Because we're weak and useless protheter and so instead of
so force yourself to be a good saver and a
good financial person before you even get anywhere near ruining it.
So rather than just having the willpower, you know, back
in the day yet to go and hand it out
to different people walk around. Do people used to do that?

(01:05:18):
Did you used to have to go and if you
were like renting that you'd go and pay the rent
with cash on an envelope.

Speaker 3 (01:05:24):
I remember my first pay packet was and it was
that it was a pay packet that I got a
wee brown envelope with my pay in cash.

Speaker 2 (01:05:31):
That must have been so hard for people. Yeah, because
you finish up, maybe got paid, and you have this
little bag of money and with a little receipt on
how much paid. Some of it's for the electricity bill,
some of it's for rent, some of it's for food,
but all of it's in your pocket when you're at
the pub.

Speaker 3 (01:05:48):
Exactly one hundred and eighty ten eighty is the number
to call Love to hear your thoughts on the best
financial advice you got, Dan.

Speaker 2 (01:05:56):
Welcome to the show. Just a second. There you go,
your thoughts. What's your advice financially for young people?

Speaker 24 (01:06:04):
Well, it was very similar to a text you guys
read out just before. Actually it was the two bank account.
The money goes in however much you want to save
that goes into the savings Vancount and the rest is
what you live on for the rest of the week.
And that stood me in goodstead. And I I've got
a car. One since you fells are talking about cars before,

(01:06:26):
in fact there's too one as avoid European and the
other one that's very similar to that is if you
can't afford to fix it, you can't afford to own it.

Speaker 2 (01:06:35):
Yeah, that's right. My dad used to say to me that,
and I've actually I've besmirched him by saying he never
gave me financial advice, and then I think what happened
is he gave me a lot and I never listen
to it. Yeah. Another one who goes expect son, expect
to spend as much on fixing that car as you
do on gas. That's what he's there. That was a
Mark two courtener, though he was right about that. I

(01:06:58):
think if you call Dan, appreciate that. I think Dan disappeared. Yeah.

Speaker 3 (01:07:02):
Yeah, guys get health insurance when you're young and healthy,
not when you're old and when you need it, and
it's expensive.

Speaker 2 (01:07:09):
It is quite literally a life save it sometimes. Yeah,
and Tyler Key saver is not compulsory, but employees are
required to automatically enroll employees aged eighteen to sixty five.
But you can opt out within a certain time frame.
If you don't opt out, you are a key we
saver member. Introductions become automatic.

Speaker 3 (01:07:28):
That is great to hear. Good, yeah, good on the government.
All right, one right, oh, one hundred and eighty ten
eighty is the number to call. It is nineteen to three.

Speaker 1 (01:07:36):
The issues that affect you, and a bit of fun
along the way. Matt Heath and Tyler Adams afternoons us.

Speaker 3 (01:07:43):
Talk, sai'd be good afternoon. We are talking about financial literacy.
What was the best piece of financial advice you ever
received in your life?

Speaker 2 (01:07:51):
Well, here's some financial advice from Bo Didley. Okay, don't
let your mouth write no check that your tail can't cash.

Speaker 3 (01:07:57):
Yeah, that's a great quote, very good advice from Bo Diddley.

Speaker 2 (01:08:02):
Do not save what is left after spending. Instead, spend
what is left after saving, says Warren Buffett. Yeah that
is good. I mean there's a thousand Warren Buffet quotes,
isn't there.

Speaker 3 (01:08:11):
Yeah, But when it comes to you know, saving money
and earning money, Warren Buffett is certainly one of the.

Speaker 2 (01:08:18):
Best playto is pretty good. The greatest wealth is to
live content with little. You get more time, one more time.
The greatest wealth is to live content with little. Yeah. Well,
that that's not really saving, is it. That's just well,
it's similar to Seneca who said it's not the man
who has too little, but the man who craves more

(01:08:39):
that is poor.

Speaker 3 (01:08:40):
Oh that's good. I like that one. Yeah, Senega for
the one.

Speaker 2 (01:08:43):
Yeah. So if you're going to say, you know, if
you can control your wants such that you can save
a lot of money instead of spending on a flesh
car yep or whatever, new Telly, whatever, whatever the latest
thing that's lego, then you will you will end up
more with with more you in your savings account.

Speaker 3 (01:09:04):
Brown, how are you this afternoon?

Speaker 27 (01:09:07):
I'm very good? Thank you?

Speaker 2 (01:09:08):
How are you very good? What do you got for us?
What was the best piece of financial advice?

Speaker 27 (01:09:13):
Okay, so I'll take you back to nineteen seventy seven.

Speaker 2 (01:09:16):
Ye I Wars came out.

Speaker 27 (01:09:20):
I was fifteen years old. So I got my first
job at fifteen, and my mother said to me, right,
what you've got to do. You've got a bank a
third of your wage. You've got to give a thirty
year wage for board. The other third is for you,
and that's what you have to enjoy.

Speaker 2 (01:09:41):
To live on. Yes, Yes, and third third Mom, a
third board, and a third.

Speaker 27 (01:09:51):
To the bank. A third to the bank. She said,
to save for your first home. And she said, if
you do that straight away, you're never going to miss
that money because you know where it's exactly going to.
And otherwise, she said to me, Otherwise, she said, you
get there third of your money and go and flush
it down the toilet. And I was horrified, Yeah, absltly

(01:10:15):
horrified the thought of thinking what flush it down the toilet.
She said, because that's what you're going to do if
you leave home and go fletting, that's where your money
is going to go, down the toilet. And it was
the best advice and I did it and I got
a home ownership account. Mum secretly put away some of

(01:10:38):
that board money because of what I'd done, and they
actually left to live, moved to Australia to live when
I was seventeen. So I stayed here because I had
a boyfriend and she set me up in a flat
and I still had my home ownership account, I had
an HP, I paid my rent, My girlfriends would come over,

(01:11:03):
would have a night at my flat. I didn't go
out much to the pub, you know, and I was
saving my money. And my boyfriend who became my husband,
he I got home into the homeownership account because he
hadn't been given any advice like that from his parents.
And we got our first home before we were twenty.

Speaker 2 (01:11:27):
Wow, Wow, there you go. Third, third, yep.

Speaker 3 (01:11:30):
I mean it's a good, good strategy absolutely, And the
husband like that, didn't he Greg, how are you mate?

Speaker 9 (01:11:37):
Yeah?

Speaker 7 (01:11:37):
Good, thanks Chris. A couple of things seriously. Somebody was
talking about insurance and my financial advisor gave me some
good advice about that. That was, always keep the insurance
you've got because it'll never ever be any better than
what you've got, and just add on to what you have.
And that's what we did. We had about eight or
nine different policies as you get, as you earn more,

(01:11:58):
and as you go forward. That was one device was
really good.

Speaker 2 (01:12:01):
Now that hanging to me, as he said, what was that?
Not shop around?

Speaker 7 (01:12:06):
So no, no, but lots of people coming to try
and sell your life insurance, to sell you this, to
sell you that. Yeah, and they found it's going to
be cheaper this year. Look, I can why have you
got eight policies and sol because he says, you put
it under one, it'll be a lot cheaper. It was
only cheaper for the first or second year. After that
it got expensive.

Speaker 20 (01:12:23):
Because you lost for your hair.

Speaker 7 (01:12:25):
So as I said, we're got about eight different policies,
and you know we got one for the kids. It
was thirty thousand dollars eas death coverage. It was two
dollars and thirty five cents a month, and that's going
back twenty but nearly thirty years we still pay that.
And now that my settler's overseas, it's worthwhile if something

(01:12:46):
goes wrong, does that makes sense for two dollars thavy month.
But that's not the best advice.

Speaker 2 (01:12:50):
It gave me.

Speaker 7 (01:12:50):
The best advice I ever got given by him was
only ever fix your mortgage for one year, never fix
it longer, because he said, if you fix it at
five percent for three years and it goes to two percent,
you lose a lot of money. If you fix it
at two percent for three years and it goes to
eight percent, you've got to sell your house, he said.
But after a year, if it goes up to four

(01:13:12):
it's only a small amount of money. You go to
fine and most people can find it. And we always
said that and paid off on the tree because you're
never sort of oh god, it's going to be seen.
We come out with fixed at two and a half.
That was always like, we're at five, I'm gonna get
a six, not a problem. And I'd never ever buy
anything unless I could pay cash for it. Never.

Speaker 2 (01:13:33):
Oh right, you're not a higher purchasser, higher purchaser.

Speaker 7 (01:13:36):
Never.

Speaker 2 (01:13:36):
Never.

Speaker 7 (01:13:37):
I don't think I've ever had one.

Speaker 2 (01:13:39):
Right, But let's about mortgage though.

Speaker 15 (01:13:43):
Pard.

Speaker 2 (01:13:46):
You've you've never ticked up a car.

Speaker 7 (01:13:50):
No cash, a driver out there, you go six years
and on the cam driving over here for six years
and pay cash for.

Speaker 9 (01:13:58):
Do you know?

Speaker 3 (01:14:00):
No, no, no, Reno's on the mortgage.

Speaker 15 (01:14:05):
No, but I never mortgage anymore.

Speaker 7 (01:14:10):
The other good bit of advice I suppose I shouldn't say,
but Mary a Dutchman or a Sconsman, it pays a treat.

Speaker 2 (01:14:21):
Thank you, Greg, Thank you Greg for you there. I
don't know, I'm not one hundredercent sure on that one,
because yeah, thanks for one year. Yeah, because you know,
when interests were really really low and I just bought
a new property and I was it's not going to
get lower than this. But then I got my mortgage
broker talked me out of putting it all at this
low level, and that's coming out now out of it,

(01:14:44):
and I was like, why didn't I just keep I
should have done all of it. Yeah, I agree, But
the same argument was given to me that you know,
if it all comes out at the same time, then
it's going to be problematic for you if it suddenly
goes up from three percent to whatever it was to
eight percent when it came out the other end. And
it's actually worked out all right for me, but because
you know how things have changed, and so I sort
of withered that situation. But I was like, well, isn't

(01:15:06):
that just the same thing. And I feel might feel
worse that there's a bigger jump, but I've been paying
that higher rate for longer, if you know what I'm saying.

Speaker 3 (01:15:15):
Yeah, well, I agree, get to me because that was
the advice when that was at two point three to five.
I think, and and the broker's head fixed for five years,
it's not going to get any lower than that. And
I thought, well, I don't know, I think it will
get lower, And of course it went the other way. So, Greg,
I appreciate your phone call very much.

Speaker 2 (01:15:31):
And this Texas says it's chaos and Wellington nearly as
bad as why any day you disgusting pigs are only
focused in on Auckland. You're talking about property will Wellington
is in a terrible state, disgusting. Thanks for you text,
Fell appreciate that. Thank you.

Speaker 3 (01:15:44):
Stay positive, that's what we like. Oh one hundred and
eighty ten eighty is the number to cool. It is
nine to three.

Speaker 4 (01:15:51):
The issues that affect you and a bit of fun
along the way.

Speaker 1 (01:15:54):
Matt Heath and Taylor Adams afternoons News TALKSB.

Speaker 2 (01:15:59):
News TALKSB six to three. There'll be updates from Wellington
and the news are coming up very very soon. Phil,
So you can stop sending and you are very angry. Angry, yeah,
angry text. We don't control the weather, mate, Yeah, firing
suddenly through the text machine on nine two nine two.
But if you're in Wellington, you want to give us
an update on what's going on down there. Oh eight

(01:16:20):
hundred and eighty ten eighty, Not Phil, Yeah, don't you
bother ringing Phil, but anyone else from Wellington that wants
to give usn update we'd love to hear from you
eighty ten eighty, But we are talking about great advice
that you could give your kids when it comes to finances.
And look, this is on the back of an announcement
that kids students in years one to ten from twenty

(01:16:42):
twenty seven will be receiving financial education in this country. Dylan,
welcome to the show.

Speaker 7 (01:16:49):
Yeah, I just wanted to mention.

Speaker 25 (01:16:53):
I'm listen to Dave Ramsey and yeah, pretty good financial
advice there. But just wanted to ask has there been
any so I've only just turned in, has there been
any actually decent the disagreements as to why this is
a bad thing, because I'm struggling to think of one
reason why it's a bad.

Speaker 2 (01:17:09):
Thing to teach in school. Yeah, yeah, Well here there's
opinion was that that wasn't what school was for and
that you should teach it at home. But and and
some people have been saying that teachers won't give great
advice and that no one and kids don't listen to
teachers anyway. There's a few of those things floating around.

(01:17:31):
But I think, you know you, it's from my perspective,
I think it's a great thing that they'll be teaching
financial education one to ten. But I think as a
parent as well that you should should take it on
to you. I mean, same as sex education. You can't
leave it all up to the school.

Speaker 25 (01:17:48):
Well absolutely, but at least you're still instilling the groundwork
and you know, so then they can do their own research.
But the thing is, you know we have Kiwi said
because of the global financial crisis, because Kiwi's well, I
won't say all, but there's a great percentage of keewis
they just don't know how to say to save Yeah,
and so ke we said, well was a great idea.

Speaker 28 (01:18:09):
Yeah, absolutely, But what you guys were talking about earlier
on is how you're eighteen to say, twenty twenty two
year olds get a job and they're thinking they're going
to live forever, just like I did, and then they
go out and buy a fifty thousand dollars car. Then
they lose thirty grand on it spot onaens.

Speaker 2 (01:18:28):
Yeah, sure, great discussion.

Speaker 3 (01:18:30):
Thank you very much to everyone who phoned and tips
through on that one. Right, coming up very shortly, we
want to have a chat about earworms.

Speaker 2 (01:18:37):
That's right, So I just say, compound interest is the
eighth wonder of the world.

Speaker 26 (01:18:40):
Here.

Speaker 2 (01:18:41):
You understands it earns it. He who doesn't pays it beautiful.

Speaker 1 (01:18:47):
Your new home are Instateful and it's a teening talk.
It's Matty and Taylor Adams Afternoons on News Talk sep
God Afternoon.

Speaker 3 (01:18:57):
Welcome back into the show, seven past three. This hour
is going to be fun, potentially punishment earworms.

Speaker 2 (01:19:04):
Yeah, it could be, and producer Andrew in the other
room said, this could be the most annoying I've radio that.
It's anyone done. So we'd love to hear feedback on
that on nine. But it was something we want to
talk about yesterday, but we've got too many calls and
texts and other subjects to get to it. It's ear worms.
And you might think that an earworm, which is a

(01:19:25):
song that plays over and over in your head after
you hear it, is just as a minor inconvenience in
your life. For it, it's not even that it's just
a thing that happens. It actually has some serious implications
in terms of being able to get other things done
in your life because having a song playing in your
head while you're trying to do other stuff, it uses
up your working memory, which is the number of slots

(01:19:45):
that you have to get things done. It's like ram
and a computer as opposed to the hard drive of
your computer. There's only so many things that we can
hold in our minds at the one time. If one
of those slots has been filmed up by a punishing earworm,
then you've got less room to do the other things
you want to do. So this fantastic article that I

(01:20:06):
have in front of me here, if I was more
organized and didn't have so many ear whims in my head.
It was from the Washington Post, wasn't it.

Speaker 3 (01:20:13):
Yeah, the science of ear wims though, how to get
it out of your head?

Speaker 2 (01:20:16):
Yeah, well that's the thing. So how do you get
these out of your head? We'll tell you that after
we've put a bunch of them in your head, So
we're not going to do that at the start. At
the end will tell you how to cleanse yourself from
the from those ear whims.

Speaker 3 (01:20:26):
Yeah, so we're going to punish you and then cure
you right at the So don't worry. We got your sorted.

Speaker 2 (01:20:31):
And and this will be handy for the rest of
your life, because when you've got that difficult task you're
doing and you're not succeeding because you've got MoMA mea
boy queen playing over and over on repeat in your head.
Then once we tell you how to fix that, then
then you'll thank us forever. Yeah, forever and ever you're thinking,
We'll be thinking god Man, Heath and Tyler whatever your
last name is.

Speaker 3 (01:20:51):
A great guys, you got an ear wom in your
head at the moment.

Speaker 2 (01:20:54):
There, I've got you. I've got can't get you out
of mar head. Boy, there's something I don't even know
the words, but just because of they can't get you
out of a head. And I think that Kylie Minogue
song with the line can't get you out of my head?
I think there was nefarious activity to get it into

(01:21:15):
your head by adding the by adding those words into it.
So what are your earworms?

Speaker 18 (01:21:21):
Oh?

Speaker 3 (01:21:21):
Eight hundred and eighty ten eighty and highly likely if
it's an earwim, we've got it in the system, so
we might play a little bit of it.

Speaker 2 (01:21:28):
But keen to hear what are your worst air worms?
I'm going to I'm going to start off the I'm
going to start off the bidding with Mambo number five
by Lou Biger. I think that is one of the
most punishing air worms of all time. It is a
song that I believe has no value at all, and
success is entirely based around it. At the repetition of

(01:21:50):
it and getting into your head A little bit of
money life, a little blasa, Absolutely disgusting.

Speaker 3 (01:22:06):
It's almost one of the songs that is being designed
just to be an ear worm and punish you. The
fact that he starts off the song Mumbo number five,
that's a terrible one.

Speaker 2 (01:22:16):
The sexus is I see your Mumbo number five and
raise you, baby shark. I've forgot about that, man.

Speaker 3 (01:22:21):
I thought I was done with that one. One hundred
and eighty ten eighty is the number to call love
to hear what your worst ear wormbs are? All your
best ear worms?

Speaker 2 (01:22:30):
Oh god? Yeah, I'll tell you what you want, what
you really really want? To tell you what? Good afternoon.

Speaker 3 (01:22:39):
We're talking about earworms on the back of new science
which has revealed how to get rid of them.

Speaker 2 (01:22:44):
We will tell you what that science is and how
to do that, and the end of the elm. And
also in that science that's saying how bad they are
for productivity. So we're actually doing a you know, everyone's
supposed to be swinging the same direction in this country
to increase productivity. We've got one of the lowest productivity
rates in the OECD, and here we are blasting out
earworms and a lowering people's productivity. So, you know, a
pox on our houses been earwormsy very good? What do

(01:23:09):
you got for us?

Speaker 11 (01:23:11):
Oh? I love that song by Lady Gaga. It's all right,
yeah I hear.

Speaker 2 (01:23:23):
Yeah, yeah, I mean it's it's it's it's it's a
double entaundre, isn't it?

Speaker 4 (01:23:32):
Can we.

Speaker 25 (01:23:38):
Oh?

Speaker 21 (01:23:38):
Yeah?

Speaker 2 (01:23:39):
There we go?

Speaker 5 (01:23:39):
Ben?

Speaker 3 (01:23:40):
Yeah, that is that is a bad one.

Speaker 2 (01:23:43):
Well what about this one? A lot of people are
teaching this one through? Okay, here we go, you're ready?
H are you ready?

Speaker 3 (01:23:52):
Just getting that fader up?

Speaker 11 (01:23:53):
And Drew?

Speaker 2 (01:23:54):
Are you ready?

Speaker 1 (01:23:55):
We go?

Speaker 2 (01:24:11):
That's that's criminal, that one, isn't it? Yeah? A peanut
button from Sanitarium. I was saying before that the one
that really gets me as the Kylie Minogue song. This
one here, Yeah, I mean that is a messive ear worm,

(01:24:34):
but I was kind of liking that. It's got a
good beat. I like that one, do you ye? It's
got essentially just two chords? Can you can you? One
hundred and eighteen eighty. If you've got a more punishing
ear worm than that one.

Speaker 3 (01:24:45):
A one that comes to mind, and I haven't heard
it for some time, but a massive ear womb for me.

Speaker 29 (01:24:53):
God, come from, come from huge the up back in Hamilton,
Oh Good, Memories, memories, Oh eight one hundred eighty ten eighty,
what is you'll be?

Speaker 2 (01:25:08):
Earworm?

Speaker 3 (01:25:09):
I'd love to hear from you on our eight hundred
and eighty ten eighty. There's some great teachs coming through
as well. We'll get to a few of those shortly.
It is sixteen past three.

Speaker 1 (01:25:21):
Matt Heathen, Tyler Adams afternoons call OH eight hundred and
eighty ten eighty on youth Talk ZB.

Speaker 3 (01:25:27):
Good afternoon, eighteen passed three, and we're talking about earworms.
New science has been revealed on the best way to
get earworms out of your head. But we want to
hear from you on what your greatest earworms are, and
if you're lucky, we'll even play a few bars with it.

Speaker 2 (01:25:40):
What do you mean greatest? I think we're after the
most powerful, most efficient, most successful. Well, no, it's because
you're they're not because you can have a really, really
successful airwim that's absolutely horrible and not good. But you
can have a song that's very catchy and it's also fantastic,
if you know what I'm saying. Yeah, yeah, I mean there's.

Speaker 3 (01:25:59):
Good ear worms and bad earworms.

Speaker 2 (01:26:01):
As we're saying, because a lot of people are texting
through today tomorrow tim Uru from Deja Voodu. Yeah, we've
had about five texts for that, and that is a
song that is both very very catchy and a very
informative and also a very very very good song. You'll
learn something from it. It's what you're saying, you know,
that's a little bit of yeah, well it's you know,

(01:26:21):
it's got a few tells you a few things on
the map between Dunedin and Christchurch.

Speaker 3 (01:26:27):
So the fact that it's taking up some of your
ram of your brain, it's actually, yes, for a good
reason that it's taken up that ram.

Speaker 17 (01:26:32):
Yeah.

Speaker 2 (01:26:32):
Absolutely. And this and while we're talking about that same band,
Deja Vuota, there's a lot of people that texting through
the song Beers also very catchy Beers from Deja Vita
has been stuck in my head for nearly twenty five years.
I'm Willie. It's got a bit of depth to that song.

Speaker 3 (01:26:46):
That wasn't it?

Speaker 2 (01:26:47):
I mean, can you just give us some of the lyrics?

Speaker 13 (01:26:50):
I would give you one of my beers, but I've
only got six. I would, but I don't like to share,
and I've only got six. Absolute key, we classes very
very defense.

Speaker 2 (01:27:04):
Wonder if that bend's still going.

Speaker 25 (01:27:06):
On?

Speaker 2 (01:27:07):
Eight is the number to call, James, Welcome to the show.

Speaker 9 (01:27:11):
Hello. The best ear where I ever had, I had
for quite some time was my Immortal by even essence.

Speaker 3 (01:27:23):
Ah, I think I know the one I don't know
by an name, but that was obviously the biggest hit
that came out. Oh cheap as that would have been.

Speaker 2 (01:27:31):
Yeah, it feels like that's it.

Speaker 9 (01:27:35):
And the worst eard.

Speaker 2 (01:27:39):
What's that? James?

Speaker 9 (01:27:41):
The worst year worm I ever had was for some reason,
for quite a while back, a few years ago, I
couldn't get the theme from the SpongeBob Strange SquarePants out
of my.

Speaker 2 (01:27:53):
Head Sunge SpongeBob SquarePants, SpongeBob.

Speaker 3 (01:28:03):
Well, you're gonna have to keep listening, James, because we'll
give you a technique that you can get SpongeBob SquarePants
out of your head if you want to great show,
that isn't It's great card it's a fantastic show.

Speaker 18 (01:28:14):
Right, I preferred anyways, I can hear you so good.

Speaker 2 (01:28:30):
So good.

Speaker 3 (01:28:32):
Oh, we're going to play that during the airbreak. I
need to hear the whole thing.

Speaker 2 (01:28:36):
This person's so right in the jungle, the Mighty Lion
Sleeps Tonight when that song gets into your head, I'm
not sure who the artist is. I think there are
one one wonder in.

Speaker 13 (01:28:46):
The jungle, the Mighty Jungle, The Lion.

Speaker 2 (01:28:50):
Sleeps, do not once that gissing. I think I've probably
spent hours and hours of my life with that song
over and over in my head. What was the band, Andrew?
Can you remember who sings the Lions Sleeps Tonight? Was
it the Tokens?

Speaker 3 (01:29:06):
I think it was the Tokens? One hundred and eighty.
Here it is?

Speaker 2 (01:29:09):
This is no, that's not it for reasons, Okay, here.

Speaker 19 (01:29:11):
We go.

Speaker 3 (01:29:13):
On hundred and eighty ten eighty is the number two?

Speaker 2 (01:29:15):
Call Matts?

Speaker 3 (01:29:17):
What do you got for us?

Speaker 6 (01:29:20):
Really?

Speaker 17 (01:29:20):
Punishing one crazy from.

Speaker 2 (01:29:23):
Oh yeah, so that's excellent, which was a fantastic tune
from Beverly Hills cop But then crazy everyone involved in
Crazy Frog should be tasted.

Speaker 20 (01:29:36):
Yeah, I think, but it was that you just can't
get rid of.

Speaker 2 (01:29:40):
And the interesting thing was with the being. But the
interesting thing was it was like it was designed specifically
to be annoying, and the controversy around it was that
it was rubbish and annoying, but also that it was
going to be successful. Yeah.

Speaker 3 (01:29:56):
So I've just had a lot. I've just had a look.
How many views are on crazy Frog on YouTube? Do
you guys want to take a guess?

Speaker 2 (01:30:03):
I'm going to say over a billion, way over a billion,
way over a billion. Keep you five billion, Matt on
the phone?

Speaker 3 (01:30:12):
What are you reagon?

Speaker 24 (01:30:14):
Surely not, but probably people are pretty.

Speaker 3 (01:30:16):
Silly these five point one billion views five point one
billion on crazy Frog.

Speaker 2 (01:30:21):
So people have actively gone out of their way to
be punished by a crazy frog. Yeah. If there's five
point one billion, I mean, listen, listen to this, listen
to it. It's it's an absolute crime.

Speaker 3 (01:30:34):
Oh that's a good part. All right, Very good enough
of that one, Matt, Thank you very much. I think
thank you, thank you're the right word.

Speaker 17 (01:30:43):
Here, I guess so we see, we'll hear about it tomorrow.

Speaker 3 (01:30:49):
Absolutely, go well mate, thank you very much. O. One
hundred and eighty ten eighty is the number to call Millie.

Speaker 4 (01:30:57):
How are you hello there?

Speaker 9 (01:31:01):
One of the worm earworms that gets into my head
sometimes even today is what's the matter at you?

Speaker 2 (01:31:09):
What's the matter you? Ah? Is that that I shut
up your Face song?

Speaker 15 (01:31:17):
What do you think?

Speaker 2 (01:31:20):
I have never heard that song before? I know, here
we go, shut up for your face? God, I haven't
heard that for so long.

Speaker 8 (01:31:30):
Rely, let's go, I know, but it still gets there sometimes.

Speaker 9 (01:31:35):
Yeah.

Speaker 2 (01:31:36):
So I'm remembering that a video, was it? It come
out of Australia. There was a guy with a mustache
walking around some kind of uh market telling people to
shut up their face.

Speaker 19 (01:31:46):
That's right, that's so good that.

Speaker 2 (01:31:51):
What is it?

Speaker 14 (01:31:51):
So courage?

Speaker 2 (01:31:54):
Yeah? All right, thank you for that. A lot of
people be thanking you for putting that into the kid.

Speaker 3 (01:31:59):
Yeah, thank you very much.

Speaker 2 (01:32:01):
Thank you for your cal Guys.

Speaker 3 (01:32:03):
The worst earworm ever is this is a great song
What does the Fox Say? And the frightening thing about
that is the sounds I've got on my head aren't
even the proper sounds from the song of the chorus.
Have you heard that? What the Fox Say?

Speaker 17 (01:32:13):
Oh?

Speaker 2 (01:32:14):
Yeah, what the Fox say?

Speaker 24 (01:32:17):
Yeah?

Speaker 2 (01:32:18):
Yeah? Song very funny, yeah, yeah, absolutely absolutely punishing.

Speaker 3 (01:32:23):
Eight hundred and eighty ten eighty is the number to call.
What is the ear worm that you've got stuck in
your head currently? And we should remind you that we've
got new science out that will tell you how to
get rid of it, so we'll be able to cleanse
your brain.

Speaker 2 (01:32:36):
Yeah, that's right. So whatever we put in your head,
we will be able to help you get rid of it,
because apparently it was really bad for your productivity. Yep, Paul, Oh,
of course this one, Paul. I know exactly what you're
going to say here.

Speaker 25 (01:32:49):
Yes, bloody thing has been haunting me.

Speaker 6 (01:32:52):
For years.

Speaker 2 (01:32:55):
And I world walk five, come do it?

Speaker 6 (01:33:01):
Do it again?

Speaker 2 (01:33:04):
I mean that is Yeah, I wonder what there's there's
a reasona why there. It's repetitive, but it's just that
marching rhythm and I would what five hundred miles and
word but it's got the other but.

Speaker 6 (01:33:19):
That for an accent.

Speaker 2 (01:33:21):
Yeah, yeah, So I wonder what the Proclaimers, the two
brothers and they played in New Zealand not so long ago.
I wonder if it's stuck in their head. I wonder
how they feel when they come around to perform that song.

Speaker 3 (01:33:31):
Yeah, they're going to figure out a way to cleanse
their own song from their own brain.

Speaker 14 (01:33:35):
I think I don't think they have any in between.

Speaker 2 (01:33:39):
There he is performing that song enough times it will
raise your brain wrong here, Paul, But are you are
you Scottish yourself?

Speaker 3 (01:33:46):
For your you're from the UK.

Speaker 20 (01:33:49):
I'm from the UK, but not Scottish.

Speaker 3 (01:33:52):
Yeah no, that's a great one. Thank you very much, Paul.
Have we got that?

Speaker 2 (01:33:56):
There we go? So that song is actually called I'm
going to Be, isn't it. It's not actually called five
hundred miles. They also had another incredibly catchy song on

(01:34:19):
on My Way, On My Way for Missuri to happiness.
What a chow.

Speaker 7 (01:34:29):
Wow.

Speaker 2 (01:34:32):
Yeah, but that song's got something that that's.

Speaker 3 (01:34:35):
They were good at earworms, they oll Proclaimers. It is
twenty seven past three. Love to hear your ear worms
that you've got stuck in your head? Oh one hundred
eighty ten eighty is and number to call headlines with
Raylene coming up.

Speaker 2 (01:34:45):
Yeah, here's your opportunity to infect hundreds of thousands of
brains with your earworm.

Speaker 19 (01:34:53):
Us talk said the headlines with blue Bubble taxis, it's
no trouble with a blue bubble. Wellington Electricities recording more
than fourteen hundred power outages, many in the Hut Valley.
Filthy weathers pounding the bottom of the North Island and
many parts in the South. It's brought a red wind
warning for the Capitol, with flights and fairies canceled, and

(01:35:14):
orange wind warnings in Marlborough and whited Upper Christach Airport
has had its fourth wettest twenty four hours since records began.
Orange rain warnings cover Wellington, Wided, Upper Caikoda and Canterbury,
and Selwyn has a state of emergency. Thousands of senior
doctors are striking today looking for a one point five

(01:35:35):
percent pay rise, joined by nurses also taking industrial action.
Auckland police believe a fatal attack on a man at
a Puppetoey Thue bus stop on Sunday afternoon wasn't random
and a victim and accused her previous interactions. The Greens
are teasing their alternative budget, outlining a Ministry of Green

(01:35:56):
Works to support sustainable infrastructure, including forestry, that would create
forty thousand jobs. New name on the kit or Blacks
a secure multimillion dollar sponsorship deal detailed at NZ Herald Premium.
Now back to matt Eath and Tyner Adams.

Speaker 2 (01:36:11):
Thank you very much, Raylean.

Speaker 3 (01:36:12):
We're talking airworms on the Beck and new science that
has come out on the best way to get rid
of earworms. We're not going to share it with you
right now, but we whoa before the show is done.

Speaker 2 (01:36:22):
I mean, everyone knows that they are airworms as an
involuntary musical imagery. Songs that repeat in your mind, and look,
they do damage. They fill in spots and your working
memory that can make it hard to do other things.
So they're not they're not great, and sometimes you need
to get rid of them. Fine, if you're walking down
a street, you're having a bit of a whistle and
you're doing something. But if you're doing something complicated, then

(01:36:44):
having a punishingly catchy song playing over and over and
repeat in your head can waste some of your mental space.
So before the end of the show, we will tell
you how to get an airworm out of your head.
If you need to concentrate on something else, you need
all the brain space well cleaner. But until then we'll
try and fill your head with a bunch of earworms.
And we're beginning a lot of text around this one. Raymand,

(01:37:06):
welcome to the show. Hi, so your earwim.

Speaker 12 (01:37:12):
S Muppets song Melamena.

Speaker 1 (01:37:18):
Penomena, Monomena, Phenomena.

Speaker 2 (01:37:26):
Do you know the full story about this song, ray Wing, no,
no idea. Well, it was actually you know, the first
episode of the Muppets in nineteen seventy six was full
of amazing skits, including this one. So this was on
the first episode of the Mumpets. Muppets, did you know
that it was actually originally before they did the version
of the Muppets, a tune playing in an adult movie

(01:37:48):
that Jim Henson saw. Are you kidding? Yeah, this song
was in an adult movie. Yeah, so Monomena was in
the background of a filthy movie that Jim Henson and
his mates watched on Super eight. That is great for
the Muppets anyway, Monomena. Yeah, so thank you. That'll be
stuck in some people's head, so'll they'll thank you for that, Rayman.

Speaker 3 (01:38:09):
That's a great piece of trivia.

Speaker 2 (01:38:11):
But it does kind of fit like that, doesn't it,
Monoma and actually slow you down a little bit and
add some sexifie if you actually see the very first
things that they did with the Muppets before it become
a Muppet TV show. What Jim Henson did. They were
quite violent and full on. Yeah, his original muppet Muppet
Try was was a lot less clean than it finished
up being.

Speaker 3 (01:38:29):
Oh, eight hundred and eighty ten eighty is the number
to call. What earworm have you got stuck in your heads?

Speaker 2 (01:38:34):
Janey, Welcome to the show. Hi, Hello, what have you
got for us?

Speaker 12 (01:38:40):
So, as a child, every time my dad would put
on moon Shadow by Cat Stevens, I would be like, oh.

Speaker 2 (01:38:47):
Yeah, oh yeah, that is super catching. Wait yeah, and I'll.

Speaker 19 (01:38:54):
Tell you what.

Speaker 2 (01:38:55):
Anyone that's worked on a film set, well, well we'll
know this because you know, when you're in a film seat,
there's the there's the boom operator that holds the boom up,
and and the and the you know, the cameraman or
the dop will often say oh, boom shadow and then
everyone will go carry it away by a boom shadow
and then it gets stuck in your head for the
for the rest of the production.

Speaker 3 (01:39:16):
Janey, can you can you give us a few bars
of it?

Speaker 12 (01:39:20):
Oh God, I've been followed boom shadow Shadow, moon Shadow.

Speaker 3 (01:39:27):
It's really good.

Speaker 28 (01:39:32):
Shallow shadow.

Speaker 2 (01:39:35):
That is an example. Thank you so much for being called Jenny.
That's an example of a ear wom that's actually a
fantastic song because you know Cat Stevens, Oh yeah, absolute genius. Absolutely,
But that's that's a very catchy but also very very
very beautiful and good song.

Speaker 3 (01:39:51):
A lot of people have been tack seeing through a song.
Remember the show Lamb Chop, No, Lamb Chop the Puppet Shop.

Speaker 2 (01:39:58):
No, I don't remember it, but I've seen pictures of it,
so it's it's it was a woman and she had
it was a sock puppet, right.

Speaker 3 (01:40:03):
Yeah, so kind of a crazy looking woman and then
a sock puppet called Lamb Chop, and Lamb Chop had
a bunch your puppet friends.

Speaker 2 (01:40:09):
Right.

Speaker 3 (01:40:09):
But there was one song on there and it was
called the Song that Never Ends, And if I remember it,
we're going to play it.

Speaker 2 (01:40:15):
This is a song that never ends.

Speaker 3 (01:40:18):
It just goes on and ah, my friend, somebody started singing.
So we'll try and actually find the actual song. But
that is a massive earworm because it just keeps going on.

Speaker 2 (01:40:30):
And one here.

Speaker 3 (01:40:34):
To find and you love to play if you like funny,
that one certainly not that one.

Speaker 2 (01:40:41):
One hundred and eighty ten eighty is the number to
call game on and welcome to the show.

Speaker 17 (01:40:45):
Hi, how are you boys?

Speaker 2 (01:40:47):
Fantastic?

Speaker 16 (01:40:50):
The song that gets stuck in my head is that puta.

Speaker 15 (01:40:54):
The what one by Ross by Ross.

Speaker 27 (01:40:57):
Don't you Want Me like I Want you Baby?

Speaker 21 (01:41:02):
You know what I mean?

Speaker 5 (01:41:03):
Yes, meet me?

Speaker 2 (01:41:09):
That's you want man baby. Yeah, you're right though?

Speaker 3 (01:41:14):
Is that one that only came out about a couple
of months ago?

Speaker 21 (01:41:18):
Oh yeah, yeah, I know, but I don't know how
many nights I've broken up in the night and that's
going round and round in my head.

Speaker 24 (01:41:25):
I actually quite like it.

Speaker 25 (01:41:27):
Yeah, it's just yeah, it's definitely airwork.

Speaker 2 (01:41:30):
Oh thank you for your call. Gain or a song
that's always in my head is no no no no
no no no no no no no no no no,
no no no no Chelsea Dagger. Yeah that's a great song. Yeah,
that's a fantastic song. But that's one that you're here
at at the darts when you're watching the darts.

Speaker 3 (01:41:47):
Whipp It devo, Yeah, yeah, we're going to play a
bit of whipp It shortly. Oh one hundred and eighty
ten eighty is the number to call love to hear
what your ear? Wom you got stuck in your head
at the moment, There is twenty three to.

Speaker 1 (01:41:58):
Four Matt Heath, Taylor Adams with you as your afternoon
rolls on Matt Heath and Taylor Adams Afternoons news Talks.

Speaker 7 (01:42:06):
It'd be.

Speaker 2 (01:42:14):
Wrong, Yeah, but a whip it from Devo.

Speaker 3 (01:42:17):
A lot of people teaching through on that one. I
one hundred and eighty ten eighty What is the year
whom you got stuck in your head?

Speaker 2 (01:42:22):
Right now? We do have the later science out that
how to get rid of it and will tell you
what that is. Yeah, that's right, you break your heart
of course, A lot of people saying that one is
the most punishing year. Whim don't you want me? Baby?
By the Human League You maybe that's a great jewet
that song. So I think that's a good song. That's
a that's a great jewet for for for yourself and
a and a lady doing the bits fantastic. I did

(01:42:45):
a fantastic version of that with a person that a
young lady I met in Montreal karaoke. Yeah, karaoke got
on stage and did and did that and just absolutely
brought the house Down's beautiful. I beat you until we
asked to get off the stage.

Speaker 3 (01:42:59):
Ben watch your ear Whom.

Speaker 2 (01:43:04):
Show, Thank you Mane.

Speaker 20 (01:43:06):
This has been stuck in my head and since I
was a little kid.

Speaker 14 (01:43:10):
Yeah, sorry, but.

Speaker 20 (01:43:20):
Another day.

Speaker 3 (01:43:25):
Such a good tune that is.

Speaker 2 (01:43:28):
That's got to be one of the most catchy theme
tunes ever. In fact, that was the best part of
the show. That and when anything to do with the Doozers.
But yeah, that is such an insanely catchy song. They
remade the Fregles recently, didn't they. There was they tried
to remake it, but they messed with the theme, that's right. Yeah,
that was about a year ago, wasn't it.

Speaker 4 (01:43:48):
Yeah, i't know that.

Speaker 20 (01:43:49):
That's what I'll be doing tonight.

Speaker 2 (01:43:50):
Yeah, that's a That's an amazingly catchy theme song.

Speaker 3 (01:43:53):
Another Jim hymns and classic. But that's the only part
of the show I remember. Is that intro tainted love
soft cell you have Gangham style?

Speaker 9 (01:44:01):
Yeah?

Speaker 2 (01:44:01):
Yeah. Another few for Today's Tomorrow to Maru from that
excellent Kiwi Ban Deja voodoo.

Speaker 30 (01:44:06):
Uh yeah, A few for that beautifully sung that was.

Speaker 2 (01:44:20):
Hang on a minute.

Speaker 4 (01:44:25):
You wrote the you.

Speaker 2 (01:44:29):
Sam your vocal range, You're You're your earworm song.

Speaker 9 (01:44:35):
Yeah.

Speaker 12 (01:44:36):
I actually think it changes my whole personality when I
hear this song because nothing else goes through my head
for a week.

Speaker 16 (01:44:44):
Who let the Dogs Out?

Speaker 2 (01:44:48):
Is that the Baha? Mean that's the Baha men who
let the dogs out?

Speaker 3 (01:45:00):
Yeah, that's a good one. I've got to say those
saying that's also a banger. I mean that's an earworm,
but an earworm that I'm happy to hear again.

Speaker 17 (01:45:06):
Oh it's but if I just you someone that shouldn't
be there, it just.

Speaker 14 (01:45:09):
Comes to my head.

Speaker 2 (01:45:12):
Yeah. That that's that is successful in a song being
stuck in your head if it relates to certain circumstances,
you know, if it comes if the if the words
and it come up a lot, and maybe I can't
think of one right now, but there's there's some words
where that the line will pop up in your life.
That's how it gets into your head.

Speaker 3 (01:45:31):
Yeah, that's a great one. Radu, What if you up
for us?

Speaker 14 (01:45:35):
Boys?

Speaker 19 (01:45:36):
Man?

Speaker 16 (01:45:36):
It's a German song sing by a guy m O
d oh. It's ein Fly Holy Tide Drive here break
out there bold.

Speaker 2 (01:45:48):
From It's four so by her. How do you spell
the artists m O dah d o m O d
o m O d o m O d.

Speaker 15 (01:46:02):
Oh.

Speaker 2 (01:46:03):
Yeah, okay, they're right, Okay, you got it is a
buff guy, an Italian? An Italian?

Speaker 16 (01:46:10):
Come on, I ain't all right?

Speaker 2 (01:46:14):
Oh yeah, here we go, Here we go, this one
here iron fire, pull tide, idea, frimsics.

Speaker 25 (01:46:22):
I think.

Speaker 2 (01:46:27):
This is.

Speaker 9 (01:46:29):
Wow.

Speaker 2 (01:46:29):
Little drill into your head. That's the sort of stuff
they play in the goola. Isn't it that it's just tortures. Yeah,
you blasted at Waco, wouldn't you?

Speaker 6 (01:46:44):
Man?

Speaker 9 (01:46:44):
I love it?

Speaker 4 (01:46:45):
Well done?

Speaker 2 (01:46:46):
Go Where did you find that?

Speaker 16 (01:46:47):
Right?

Speaker 20 (01:46:47):
Was that?

Speaker 9 (01:46:48):
Is that the.

Speaker 3 (01:46:50):
The local earworm?

Speaker 2 (01:46:55):
Thank you for your cool mate, appreciate that. That's that's
a punish of people will be stoked that you put
that into the head guys. The another one for lamb chop,
the song that doesn't end. Okay, here we go. I
found that. I found that and here we go and.

Speaker 4 (01:47:09):
It not knowing why it was. And they'll continue singing
it's forever just because he is the song that does.

Speaker 21 (01:47:19):
It goes on and.

Speaker 2 (01:47:22):
Was motivate conten singing. It's going ratheric just because that shong.
That's a that's a but I mean, that's that's a
that's designed particularly to be a wounded, isn't it absolutely?

Speaker 26 (01:47:41):
Oh?

Speaker 3 (01:47:41):
The Macarina year, that's miss a.

Speaker 2 (01:47:43):
Pan you're your win before we tell you how to
get rid of it.

Speaker 4 (01:47:47):
OK.

Speaker 2 (01:47:47):
Note Rappets aid, oh wow, that's the.

Speaker 21 (01:48:05):
Splorida.

Speaker 2 (01:48:07):
There you go, Pam, that's nice.

Speaker 3 (01:48:10):
Brought us.

Speaker 2 (01:48:11):
There's something about these ear whims. There's a similarity about
you know, there's a repetition to them, this last pace.
There's a driving nature of them.

Speaker 17 (01:48:19):
Yeah.

Speaker 2 (01:48:19):
I think they have to be a certain speed.

Speaker 3 (01:48:21):
A little bit droney.

Speaker 2 (01:48:22):
Yeah, that the BPNs have to be have to be
up there. Yeah, uh mars, pump up the volume. Yeah,
that's a messive one.

Speaker 3 (01:48:29):
Hi boys, try uh try Japanese Boy by a Nikki,
great galloping beat that gets you caught in it. Japanese
Boy by a Nikki, will try and find that one?

Speaker 6 (01:48:42):
Is that it.

Speaker 2 (01:48:50):
Is this the Baby Sharks one.

Speaker 3 (01:49:05):
Army shukmmy. Such a deep base to it, though, isn't it.
I forgot how deep that base is. That drop is great.

Speaker 2 (01:49:14):
Song, Johnny the we got it for you in advance,
Baby Shark, you big fan.

Speaker 6 (01:49:19):
I was just going to say, having grandkids have been
tormented with that for.

Speaker 2 (01:49:22):
Years, fresh grand pigs. Grandkids come through and find it
at different times.

Speaker 9 (01:49:29):
Yes.

Speaker 6 (01:49:29):
Unfortunately, the other thing I wanted to talk so quickly?

Speaker 23 (01:49:34):
Was that?

Speaker 16 (01:49:35):
You know?

Speaker 6 (01:49:35):
There was a shrink and cricketer called Muhammamah and I
remember being at the base and then he came into
bak and one side of the Mahamamah.

Speaker 4 (01:49:46):
I don't know what.

Speaker 2 (01:49:49):
Yeah, he might not have got the reference. Nikki, how
are you hope NICKI got you on there?

Speaker 6 (01:49:59):
Yeah?

Speaker 2 (01:49:59):
The NICKI.

Speaker 6 (01:50:02):
Get?

Speaker 2 (01:50:02):
And what's your airworm?

Speaker 18 (01:50:04):
Let's Robin GANGAI is on?

Speaker 20 (01:50:07):
You've got They're here in the.

Speaker 9 (01:50:11):
One.

Speaker 2 (01:50:12):
Who's that boy?

Speaker 16 (01:50:14):
It's by Charlie Poof. Let's marve and.

Speaker 26 (01:50:17):
Gain and get it on right.

Speaker 2 (01:50:19):
Okay, here we go, I've got it here.

Speaker 23 (01:50:23):
Oh no, no.

Speaker 2 (01:50:25):
For some reason, Google wanted to create an image of
Charlie Poof and Ai, because you know Ai is in
charge of everything. Here we go, that's one. Here we
got this kid says to us, Oh, sexy.

Speaker 16 (01:50:39):
Show.

Speaker 2 (01:50:40):
This is a good song. Yeah, it's kind of suture showing.
Oh wow, who have we got to the chorus yet, Nikki?

(01:51:03):
Or am I just playing versus one? Here we go,
pump at everyone.

Speaker 4 (01:51:08):
Ooo, that's mommy game.

Speaker 2 (01:51:15):
Get it out, beautiful, you got the hell?

Speaker 4 (01:51:19):
I'm kind of.

Speaker 2 (01:51:23):
Just like they said of song to show us a
sixy video Nikki game. All right, rachy, that is that
is definitely catchy.

Speaker 17 (01:51:35):
Thank you that.

Speaker 2 (01:51:36):
Oh my god, you're absolutely right with this one. Phil
your your ear whim? Yeah yeah, I was thinking of
the you drink some whiskey, drink, you drink some lager drink,
tell members of bad times.

Speaker 20 (01:51:52):
I get knocked down, I get up again.

Speaker 4 (01:51:54):
The old Top company.

Speaker 2 (01:52:00):
And the previous radio station is on. I got banned
from playing this trying to stop it into most radio
shows that I'm big van.

Speaker 3 (01:52:09):
It's a good song.

Speaker 2 (01:52:11):
Look, it's a good it's a good motto to thumping
nossing the Nina work.

Speaker 3 (01:52:19):
Well, thank you very much, mate, that's a great one.

Speaker 2 (01:52:22):
All right, so shall we shall we let people out
of their misery? Now, how you get rid of an ear?

Speaker 3 (01:52:29):
Will I take it's tine?

Speaker 2 (01:52:30):
Okay, It's going to be actually a real anti climax.
After we've built this up for a whole hour of
absolutely punishing radio playing people, songs will be stuck in
the head because, as we're saying before this, this new research,
in this this article that we've read in the Washington
Washington Post says that it's actually can be problematic to
have an earworm running around in your head in terms

(01:52:50):
of productivity, because it uses up one of the spaces
in your working memory. So to stop an earworm, if
you want to clear one of these out, the best
advice here is to sing your national anthem in your head.
So for some reason, and this happens across the American
national anthem and the God Save the King and God

(01:53:12):
Defend New Zealand. There's something about national anthems that won't
stick in your head. So very few people walk around
singing God of Nations. You know they don't. So if
you put that in your head, it stops the other one,
but it won't catch. That is genius your national anthem
and the other thing that you can do as well
if you want to get rid of an ear women's

(01:53:32):
your head. According to this this this new paper on it,
it's good to know that people are spending their time.
Well done scientists for this research as chewing gum apparent.
Apparently if you're chewing gum, then you an earwim will
disappear from your head.

Speaker 3 (01:53:47):
So there you go sing God Defend New Zealand, will
chewing gum and you'll be cleansed.

Speaker 2 (01:53:51):
Leaves Membo number five from your head.

Speaker 3 (01:53:54):
Very good, right, it is nine minutes to fall back
very shortly here on News Talks EB.

Speaker 1 (01:54:00):
The big stories, the big issues, the big trends and
everything in between.

Speaker 4 (01:54:05):
Matt Heathen Tyler Adams Afternoons Used Talk said on News
Dog ZB six to.

Speaker 2 (01:54:10):
Four, Well that's been horribly irresponsible hour of radio.

Speaker 3 (01:54:13):
Yeah, we're sorry we did that to you.

Speaker 2 (01:54:15):
New Zealand following people with a bunch of earworms. That
will allow productivity. But as we said before, if you
if you think of the national anthem or your chew gum,
then you can get rid of an airworm and that
working that space in your working memory will be returned
to you to be used for what you need to do.

Speaker 3 (01:54:30):
Yep, that'll cleanse you.

Speaker 2 (01:54:31):
So we've got thousands of texts on this and hundreds
of phone calls, but what is what would you say
with the top five earworms that came through?

Speaker 3 (01:54:39):
So we had baby Shark number five, we had today tomorrow.

Speaker 2 (01:54:45):
To Marujavoo that's snuck in at number four, Good Song,
number three, Crazy Frog, horrible Yeah, number two, Mumbo number
five horrible Yeah, Punish.

Speaker 3 (01:54:57):
And number one Proclaimers five hundred miles.

Speaker 2 (01:54:59):
Okay, there's a good list. Good list. Yeah. What about
Regency Plumbing Codden.

Speaker 3 (01:55:06):
That's a massive airworm that's come through as well. Funny
you mentioned that it's actually their birthday today, Regency Plumbing
twenty seven years. So happy birthday, Regency Plumbing twenty seven years.
It's a good note. Good not in business.

Speaker 2 (01:55:16):
Oh, they're well done. Well, thanks all your great New
Zealanders for listening this afternoon. The complete Matt and Tyler
Afternoon's podcast will be out in about half an hour
on iHeartRadio or if you get your pods. So if
you missed any of our excellent chats on Mark Zuckerberg,
who told a podcast that social media isn't a bad thing.
But you know he would, wouldn't he the best financial advice?
We talked about that, and we punish you with a

(01:55:37):
bunch of earworms. So listen to the pod. It's a
good time. The great and powerful Heather to see Ellen
is up next. Until next down where you are what
are you doing for the rest of your day? Give
them a taste of Kiwi. See here tomorrow

Speaker 1 (01:56:31):
For more from News Talks at b listen live on
air or online and keep our shows with you wherever
you go with our podcasts on iHeartRadio

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