Full Show Podcast: 09 October 2025

Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:09):
You're listening to a podcast from News Talk, said B.
Follow this and our Wide Ranger podcasts now on iHeartRadio.

Speaker 2 (00:16):
Hello you, Great New Zealands, and welcome to mattin Tyler
Full Show podcast number two one eight for the ninth
of October. It's Thursday and another fantastic radio show.

Speaker 3 (00:29):
I thought, great calls, great chat head it all covered
a lot we did.

Speaker 2 (00:33):
Actually we were like drugs, shares and last words head
at all was a yeah. It was the full spectrum
of emotions today.

Speaker 3 (00:44):
Yeah, I certainly was. Get the tissues ready for that
last hour. Yeah, very powerful. But download, subscribe and give
us a review and give me a taste.

Speaker 2 (00:51):
Key, you seem busierly you listen to the pod all
right then?

Speaker 3 (00:53):
Love you the big.

Speaker 1 (00:55):
Stories, the big issues, the big trends and everything in between.
Matt Heath and Tyler Adams afternoons News Talk said B.

Speaker 3 (01:04):
Hello to you. How you doing. I hope you're having
a great Thursday afternoon. Really great to have you with us.
As always, gid A, Matt good A, Tyler, I get
a great New Zealand. Where you're listening.

Speaker 2 (01:15):
We joined the talkback show part of our show today
and we've got some amazing topics.

Speaker 3 (01:20):
Hey, just bere we get to those.

Speaker 2 (01:22):
I just thought i'd share that I'm gonna be in
hawks Bay this weekend. Nice on Sunday at the hawks
Bay Readers and Writers Festival. On Sunday afternoon at midday.
I'm doing a bit of an appearance, a bit of
a bit of a talking appearance with a couple of
great New Zealanders, Sam Gibson, Sam the trap Man, and

(01:45):
also a great young man called Harry Averill who wrote
the book Hungary to Be Happy. It's called Healing and
Recovery and as just talking about being men in twenty
twenty five.

Speaker 3 (01:56):
That'll be a great chat.

Speaker 2 (01:57):
And I've got to say this book here one of
the I was talking yesterday about the Sam Gibson's book,
Sam the trap Man's written a fantastic book. But also
this guy, Harry Averill's written this credit book called Hungary
to Be Happy, which is a totally harrowing tale of
how he suffered from anorexia when he was thirteen and
fourteen and very nearly died far out And until I

(02:19):
read his book, I never really understood what anorexia was.
I was in the Have a Sandwich camp you know, yeah, yeah,
but when you actually read this guy's book, and it's
really well written. He's only twenty two now, but when
you read this book, it's, oh my god, what a
demon that is that gets into your brain anorexia.

Speaker 3 (02:36):
So what a courageous guy to write a book about
it at that young age as well.

Speaker 2 (02:40):
Yeah, So if you want to want to come along
and listen to a chat with these two great New Zealanders,
Sam Gibson and Harry Evil Averall, then come along Hawk's Bay.
There's still some tickets a bail oor. They're just fifteen dollars.

Speaker 3 (02:53):
Nice. That'll be a great event. If you want to
get your tickets, just head too Hawks Bay Readers and
Writers Festival dot co dot ended to pick those up.
But that'll be a great chat. Right on to today's
show after three o'clock. Last words. So, in her final
recorded interview, the legendary chimp lover Jane Goodall didn't mince
her words when she said she wished she could seen

(03:16):
Donald Trump elon Mask, Vladimir Putin's j Jingpang and Benjamin
nettin Yahoo on a one way space trip and never
come back. It was quite a provocative statement. In her
final interview. Yeah, that's right.

Speaker 2 (03:28):
So her final public words were wanting sort of wishing
death on a bunch of people.

Speaker 3 (03:35):
Yeah, many world leaders. And look, we all know that
she preferred apes to humans.

Speaker 1 (03:39):
Yep.

Speaker 2 (03:39):
But you know you've got to be careful with your
last words because that that will always be forever her
last public interview.

Speaker 3 (03:47):
Yeah, yeah, because she's got an incredible legacy throughout our
life with what she's done with chimpanzees and primates in general.

Speaker 2 (03:55):
But then to that in the final interview, yes, so
we want to talk about last words, how important they
are and as are they really a thing? Are they
really a thing? Have you you know this is different.
There's last public words, but most people's last words we
would consider to be you know, deathbed confessions, that kind
of thing. If you have experienced last words, have you

(04:15):
ever thought about the last words you might want to deliver,
if you've thought about the message of hope you might
want to share with your family, We want to talk.

Speaker 3 (04:21):
About last words. Looking forward to that. That is after
three o'clock. After two o'clock, Chasy's has just launched a
new debit card with master Card that gives one percent
of your spending back, but instead of going into your wallet,
it's invested into your Chasy's portfolio. It's the first of
it's kind in New Zealand. If you haven't heard of Chaarsy's,
it's been around the block for about ten years now.

(04:42):
But effectively, it's an online app that gives you easy
access to New Zealand and international shares. It tries to
break down those barriers to let you get into the
shar market and as easy way as possible, and it's
hugely popular.

Speaker 2 (04:55):
Very very easy, and strangely, you can invest in whatever
increment you want by sixteen nine cents worth of shares
if you want, and it'll get you a tiny sliver
of an Apple share or some But yeah, we're just
going to talk about that investing and you know what
you think about this card and what do you think
about putting a certain amount of money onto the stock

(05:17):
market as opposed to into other investments.

Speaker 3 (05:20):
Yep, that's going to be interesting. That is after two o'clock.
But right now, let's have a chat about drug policy
in New Zealand. So a major new report from the
Drug Foundation says that our laws have been a colossal failure.
It fuels they say O overdose deaths and punishes users
instead of helping them. They want all drug use decriminalized
and a full shift to a health based approach. It

(05:43):
is a very bold statement and a bold way to
deal with how we treat drugs in New Zealand. But
this is going to be an interesting chat. Oh one
hundred and eighty teen ages number to call.

Speaker 2 (05:53):
Yeah, I mean it's a very good point from Murray.
Last time I checked, we were primates. Yeah, that is
very true.

Speaker 3 (05:59):
But we don't.

Speaker 2 (06:00):
Really go around calling each other primates, you know. I mean, Murray,
I'm not going to call you an ape, you know,
but I think you know what we're talking about, Murray. Yes,
when we say that, Jane Goodwill spent a lot of
time with primates.

Speaker 3 (06:13):
Technically correct, but yeah, you're technically technically correct.

Speaker 2 (06:16):
Yeah, yeah, Look, the decriminalization thing, it's a very very
complex issue and I'm sure it will heat up on
eight hundred and eighty ten eighty. But meth use has
doubled over the last eighteen months, and I don't think
many people think that's a good thing. So apart from
potentially the gangs that are making.

Speaker 3 (06:36):
A lot of money out of it, very true.

Speaker 2 (06:38):
Yeah, so whatever we are doing at the moment doesn't
seem to be working, but yeah, it's definitely worth discussing
everything on the table, you know. And there's a lot
of passionate responses coming through already.

Speaker 4 (06:53):
Yep.

Speaker 3 (06:53):
The phones have let up already and the text machine
is going crazy. But we do need a solution to
the problem. Yeah, and sometimes bold solutions can be the
way forward. So what do you say, Oh, eight hundred
and eighty ten eighty is the number to call. Coming
up next, we are going to speak to the executive
director of the New Zealand Drug Foundation, Sarah Helm to
break down their analysis and we've got plenty of questions
for her, so that is coming up next. But taking

(07:15):
your views on this, it is thirteen past one.

Speaker 1 (07:19):
The big stories, the big issues, the big trends and
everything in between. Matt Heath and Tyler Adams afternoons used talks.

Speaker 3 (07:27):
That'd be very good afternoon to you. It's a quarter
past one. So a landmark report from the New Zealand
Drug Foundation delivers a stark verdict New Zealand's current drug
lords our laws rather are driving a surge and overdose
debts and continue to penalize users rather than offer support.
The Foundation is calling for a complete overhaul, urging the
decriminalization of all drug use and shift the focus to

(07:48):
health and recovery. Joining us on the line now is
the executive director of the New Zealand Drug Foundation, Sarah Helm. Sarah,
very good afternoon to you, Thank you very much for
your time.

Speaker 5 (08:00):
Gooday, good ay.

Speaker 2 (08:02):
What does decriminalization mean and how would it work if
it ever happened in New Zealand? Can you describe how
it actually fund works.

Speaker 6 (08:10):
Yeah, Look, decriminalizations just removing the penalties for drug use
or possession essentially, So it doesn't mean you're legalizing and
making drugs available, but it removes those penalties for use.
And at the moment, we know that that's getting in
the way of people seeking help and one of the
things that's contributing to our very rapidly growing drug issues.

(08:31):
And there's been heaps of evidence. So we've taken this
very seriously and looked across the board. There's two decades
of experience from Portugal, there's twenty two countries that have
decriminalized drug use, even more that have decriminalized cannabis use,
et cetera. So We've got a lot of.

Speaker 1 (08:49):
Evidence to draw from at this point and what does well.

Speaker 2 (08:53):
It's interesting because the text machines are lighting up with
people saying Vancouver, Vancouver, Vancouver, So what's the experience in Canada.

Speaker 5 (09:03):
Yeah.

Speaker 6 (09:03):
Look, one of the things that we looked at was
are some of the pitfalls where they've gone a bit further.
So one of the problems that's happened in parts of
the world is they've gone a bit further and gone
for legalization in a commercial model, and some of those
commercial models have resulted it appears in more harm. So

(09:24):
we're very much coming against that in this report. The
other thing that's been clear is in places where they
have done decriminalizations, that's the lower thing, if you like,
just removing those penalties. If they haven't invested in health
approaches like treatment, you know, aduction, treatment, prevention, harm reduction,
then that they haven't seen the kinds of improvements either.

(09:48):
So we're recommending that the things be done in tandem.
We've got a couple of reports suggesting how that kind
of investment could be put to good use.

Speaker 2 (09:57):
So in decriminalization, the police are still heavily you know,
working to punish fined and punish and put through the
court system people that are manufacturing and supplying. Yeah, yes, yeah,
So would you would you support tougher sentencing and and

(10:18):
that kind of in that kind of area of drugs.

Speaker 6 (10:20):
In New Zale We didn't find evidence of that per se.
We did look at what other measures could be in place.
So here's the thing. If we don't do anything at
the moment, not only have things been progressively getting worse
from addiction, to overdose fatalities, to the drug supply ballooning
out of control and new psychoactive substances all the time
in the last year, that has gotten way more worse

(10:43):
if you like. And so if we do nothing, I
can guarantee you that our problems are exponentially going to
grow because we don't just have what's been happening over
the past fifty years. We now have an AI fuelled
drug supply chain. So we're going to experience much more problems.

Speaker 2 (11:03):
But what do you mean by an AI fueled drug
supply chain.

Speaker 6 (11:08):
Well, Well, it is the drag supply is developing incredibly rapidly.
And for example, just myself, as an anonymous user on
a social media platform, I have had the dark media,
dark web, sorry, arrive in my inbox offering to sell
me things that I have no interest in buying. So

(11:29):
we are seeing quite a transition happen I think under
supply chain, and that is going to ramp up overcoming years.
So we need to get more sophisticated in our approach.
We basically have a piece of law that was written
when culor TV had just been invented, and we now
have sophisticated AI. We are dealing with very complex problems

(11:52):
with a piece of law that was at the time
trying to grapple with what looks at them you know
from in hindsight to be barely any problems at all.

Speaker 2 (12:02):
But surely if something pops up on someone's social media
and says here's some drugs, then you just don't click.

Speaker 3 (12:08):
On that, right.

Speaker 6 (12:10):
Well, no, things that are changing quite rapidly, I think, yeah.

Speaker 3 (12:15):
But just on that, I mean, I note you mentioned Portugal,
and that's often held up as an example of decriminalization
and investment into health and harm reduction. But in Portugal
it is the numbers of overdose debts has plateaued and
is starting to increase again with these new synthetic drugs

(12:36):
that are entering the market very difficult to control, and
the danger their SRAH is when these new synthetic drugs
are coming to the market, if there is a decriminalization aspect,
very much easier to get hold of and arguably harder
to control.

Speaker 6 (12:51):
Actually that generally that isn't the case. So decriminalization doesn't
encourage drug use, and we've seen that across the board. However,
what you're pointing to is that it doesn't fix everything,
and so that's why we looked at what other measures
could work, and we're suggesting that some will flexibility be
included in the legislation so that as new measures come

(13:13):
to light as being efficacious, that they're able to be
enacted much more easily. At the moment, our law is
very in responsive. In fact, it prevents us from doing
something that we know right now could make a difference,
and so we also want to introduce some more flexibility
because we need to do more than decriminalization. You're quite right,

(13:35):
it's not a panacea. What it will do is take
some of the edge off, reduce those more acute harms
that are occurring, but it won't fix some of those
supply issues. So we did look around and see what
was there in cannabis. There's some really good evidence around.
You know, a very non commercial, very very restricted supply thing.

(13:55):
We let people in Act Australia there are to have
a couple of plants, or there's these nonprofit clubs where
adults who are in a registered club can share some
cannabis between each other. That seems to do the least harm.

Speaker 3 (14:12):
Isn't that kind of a problem.

Speaker 2 (14:14):
Isn't that kind of the problem, Sarah, that there's a
blanket approach where people are looking at drugs as if drugs,
all illegal drugs are the exact same thing. So cannabis
is very different from heroin, which is very different from meth.
So why why does each drug need a different approach?
Is decriminalization might work for cannabis, but might not work

(14:37):
for meth.

Speaker 6 (14:38):
Oh, well, the decriminalization uses one thing. Regulation is a
whole other thing. But I completely agree with you, a
different approach needs to be deployed for each substance. For
the actual use side of things. You're dealing with people
unless they're committing other crime which you can penalize them for.
Anyway that you're dealing with something that's just hurting them

(14:58):
and it basically just becomes this incredible amount of stigma, shame,
and inability to come forward and ask what helps you.
You're asking for those problems to grow, whereas on the
other side of things, you're quite right, we need to
develop a more sophisticated approach that applies on a substance
by substance basis rather than any blanket approaches, which is

(15:19):
why we haven't recommended anything further other than a law
that's able to adapt in flex with new problems. You know,
this is not about endorsing drug use. This is the thing.
So the thought has been always that if you decriminalize,
you're somehow endorsing it. You're it's about liberalization. For us,

(15:41):
it's the opposite here. We want to see regulation, safety
and control in place.

Speaker 2 (15:46):
Yeah, so now things are changing really fast. You mentioned
AI before, but the whole when people talk about the
horror show that they're seeing in Vancouver and San Francisco,
and you know, a bunch of people that have been
over there recently are texting in and saying, you know,
it is terrible. Just the amount of people the fentifold.

(16:07):
What about that for New Zealand, Because you know, we're
fighting the drugs that we're fighting now. But surely you
know the fentanyl crisis is coming to New Zealand very soon.

Speaker 7 (16:18):
So what exactly?

Speaker 3 (16:20):
Yeah, so what are you seeing.

Speaker 2 (16:22):
In thinking from your perspective on the fentanyl crisis and
how to deal with that, because once again, that's a
totally different situation. Again, it's a sometimes prescription drug that
is being heavily abused.

Speaker 6 (16:34):
It's horrific, and we really want to avoid that here.
I think we all want to avoid becoming like those
parts of North America that are facing us, which is
exactly why we've put out this report because does it
not feel like we're already heading there. And one of
the things that we have noted this past year is
that for the first time, miizines, which are actually more

(16:55):
potent than ventanyl, have been reported as having officially having
resulted in overdose fatalities here. So we really need to
act and we can't just think that doing the same
thing is going to work. And what has happened in
North America hasn't been because of those things. That predates
any of those changes. But what I would say is

(17:18):
that we really want to avoid any commercial models of
supply now just.

Speaker 2 (17:22):
Just finally, would it be worse for people to be
on meth or fentanyl? Because often there becomes a drug
of choice that sweeps a nation.

Speaker 3 (17:35):
Is meth or fentanyl worse?

Speaker 6 (17:39):
I hate to put it quite like that, but I
would say sentinel results in the hea give a lot
more fatalities. And the thing, here's the thing. When I
was over in Canada myself a year and a half ago,
I met with one of the heads of the police
force in British Columbia and I asked them, what would
you do if you could go back in time? Is

(18:00):
you know, kind of New Zealanders at this point and
they said to me, well, to be honest, we wish
we could have a supply of heroe, which was their
drugger choice at the time, because it would have prevented
people going on to fentanyl in the first place. So
we need to think more creatively and look for solutions.
We also need a law that allows us to adapt

(18:22):
because what might seem completely unpalatable and unrealistic right now,
in ten years time, we may we may need to deploy.
We're not suggesting that by any stretch, but what we
are saying was we do need a flexible more.

Speaker 3 (18:35):
Sarah, thank you very much for joining us. It's a
bold idea and appreciate your time very much. That is
Sarah Holme, executive director of the New Zealand Drug Foundation,
taking your calls on this. So eight hundred and eighty
ten eighty. What do you think about this idea? It's
twenty seven past one.

Speaker 6 (18:51):
Thank you.

Speaker 1 (18:52):
It's hard talk, bold takes big stories. It's the Mike Costing.

Speaker 8 (18:57):
Breakfast oh ce cash right down two point five Chris
Smaller's ABC Business Sales CEO. Does the world seem like
a different place to you?

Speaker 9 (19:03):
Definitely?

Speaker 1 (19:04):
The BIFs and important, but the more important thing is
that consumer who's going to spend more?

Speaker 10 (19:08):
So mental LEFTO gives a business owner.

Speaker 8 (19:10):
Nikola Willis the Finance Minister the claim I think it
was from maybe the RB's doing the work for you
fair or not.

Speaker 7 (19:15):
No, the RBNZ is doing its job.

Speaker 3 (19:18):
Do you think inflation will breach three? And if it does,
do you worry? That is what some of the forecasters
are telling us.

Speaker 11 (19:23):
That would be temporary, a little blip's okay. What's not
okay is three years out of target as it was
under the last government.

Speaker 8 (19:31):
Back tomorrow at six am the Mic Hosking Breakfast with
the Land Drover Defender News Talk ZB.

Speaker 3 (19:36):
It's twenty nine past one. As you can imagine, we're
ginning a flood of texts on this issue. The Drug
and New Zealand Drug Foundation wants to decriminalize all drugs.
They say our current policies and laws are not working,
so they call him for bold new policy. What do
you say, Glenn says, Hi, guys, decriminalized by all means,
but at the same time, we should install mandatory life
sentences for all dealing, confiscation of all assets and outsource

(20:00):
the prison sentence to tailand two. Yeah, that would send
a message, that's for sure. Yeah.

Speaker 2 (20:07):
I mean you can maybe feel some sympathy for you know,
you can feel sympathy for people that have become addicted
to drugs for whatever reason. But the people that are
making money selling them, Yeah, I mean, maybe that's the
other side of it. If you're going to deem a criminalize,
you really really slam the distributors and the manufacturer.

Speaker 3 (20:27):
Because the supply is the big issue there. This one's
here is.

Speaker 2 (20:31):
No to decriminalizing. Get real with penalties death or life
for supply. In five years minimum for posision. Stop this
bloody nonsense that recreational drug use is medical slash health issue.

Speaker 3 (20:42):
It is a crime. It's from Colin from Nelson. Yeah,
thank you very much for that. Colin. Hey, let's decriminalize
drunk driving while we're at it. Ridiculous, right, my key,
keep those artics coming in. There's hundreds and hundreds coming through.
But we're also taking your calls. Oh, eight, one hundred
and eighty ten eighty. Is this a good idea decriminalizing
all drugs? If you've been a victim of drugs or

(21:02):
someone in your family has become a victim to drugs,
would love to hear your story. Do you think something
like this would work? Headlines with arailing coming up, then
taking your calls.

Speaker 12 (21:12):
US talk said the headlines with blue bubble taxis. It's
no trouble with a blue bubble. Our Prime Minister says
New Zealand hopes moves on a Gaza cease fire deal
announced by the US President provide a platform for a
solution where generations of Israelis and Palestinians live in peace.
Donald Trump says Israel and Hamas have signed off the

(21:33):
first phase of a piece framework for Gaza after days
of negotiations in Egypt. Hamas says the agreement stipulates an
end to the war in Gaza, withdrawal of occupation, entry
of aid and a prisoner exchange. Government spending as a
percentage of GDP has fallen as debt is lower than forecast.

(21:54):
Financial statement show core Crown expenses fell from thirty three
point one percent of GDP to thirty two point five
and debt remained steady at forty one point eight.

Speaker 3 (22:06):
The parents of mrl.

Speaker 12 (22:07):
Korpa, fugitive top Phillips killed last month, are extending a
sincere apology to the local community for the trouble and
inconvenience he caused. They say they in no way supported
his actions on the run over the past four years.
Smith's City, Ohs Inland revenue one million dollars as outlooks
for creditors appear bleak. You can find out more at

(22:29):
enzid Herald Premium. Now here's Matt Teith and Tyler Adams.

Speaker 3 (22:33):
Thank you very much, Rayleen Ramsey. We are talking about
the New Zealand Drug Foundation's idea or push to decriminalize
all drugs. They say our current laws are not working
and we've got to do something bold. What do you say,
Graham says, great interview. Fentanyl users kill themselves, meth uses
kill everyone else before themselves. Yes, a good distinction. Kenny,
Welcome to the show.

Speaker 7 (22:53):
Hi, how you going. Yeah, I just I'm all for maybe,
like you know, lightening up the laws around marijuana, but
I don't think you can really do a blanket approach
for all drugs. As I started on heroin at a
very young age over in Australia and it took me
probably a good twenty six twenty eight years to get

(23:13):
clean because it's in dentals a lot worse than what
heroin is. So I can imagine how hard it would
be to come off those sorts of drugs. And I
think you basically let yourself in for the place where
you're making it more socially acceptable for people to take
those sorts of drugs then, and that's what I'll be
worried about. People will start saying, well, if it's not
illegal anymore, you know, why don't we try it? And

(23:35):
that's where you're going to have the problem.

Speaker 2 (23:37):
Now when you first tried, you know, so when you've
got to realize you were addicted to heroin Kenny because
one of the reasons that they're pushing for de colminalization
is the stigma that addicts feel to go and get
help and or so they may feel like they might
get in trouble. You know, they might be legal consequences
for getting help. Did you find when you when you've

(24:01):
decided that you needed help, did you find it hard
to find that help? Did you worry about reaching out
for help?

Speaker 7 (24:09):
Actually, I was kind of lucky. I was in a
position where I probably would have died if I hadn't
got the help, and I'd already idd once, so I
knew it was like to go under and come back
from marketing, So I did understand that, you know, I
was at basically rock bottom. So yeah, it is.

Speaker 5 (24:29):
It is.

Speaker 7 (24:29):
It's a really bad stigma for people to have to
go in and pick up the method oone dose every
day as well. At the chemist, you know, they could
just seeing going going into the counter, grabbing a jar
and drinking it in front of people that are in
there getting served their antibiotics or whatever other medication that
they're taking. So it can be hard. But I think
if they organized private clinics at back entrances, and stuff

(24:51):
like that, and you know, opened it and made it
like a bit more safely acceptable to come forward and say, look,
I'm an addict, I need help. That would be a
lot better off than just blanketing and allowing people.

Speaker 9 (25:03):
To take drugs.

Speaker 7 (25:04):
I mean, come on, seriously, this country's going pretty well
compared to Australia when it comes to heroin and the downs.
I don't think you want to invite them into your country's.

Speaker 3 (25:15):
Risk, Kenny. I mean, look, you've got lived experience on this.
I do not when it comes to that level of drugs.
But to me, it would make more sense what you're
saying to get those health elements lined up first before
looking to decriminalize all drugs, because that is, to me,
a risky scenario, whereas lining up the health investment is

(25:35):
a good place to start first before you then open
the floodgates.

Speaker 7 (25:39):
And advertising telling people that you know, showing people realistically.
I've seen the crash commercials that you have on TV
over here. I think that you should really put some
education of videos over there to show people O ding,
so what really can happen if you take these drugs?
So you know, maybe a lot of enlightenment to the
people over in the country first before you go and

(26:00):
just lanketly say okay, it's okay to take these drugs.

Speaker 2 (26:03):
So you were an addict for twenty six years? Did
you say, Kenny.

Speaker 7 (26:08):
Twenty six to twenty eight? I can't remember exactly. I
started when I was fourteen and I'm now I finished
when I was thirty three. I don't have kind of
doing the math. I'm not going to lie, but yeah,
you know, did what.

Speaker 3 (26:23):
Finally?

Speaker 2 (26:24):
Because you know, a lot most I'm not sure if
it's most people, but it's so hard for people to
get off it when they're on for that long. And
you know, I've had a lot of friends that have
gone through this.

Speaker 3 (26:34):
How did it?

Speaker 2 (26:34):
How did it tell us? How you got off it?
That's what I'm trying to get to.

Speaker 7 (26:38):
It was it was health It was really bad healthcare.
I I did a couple of times beforehand down in Sydney.
I went back up to Brisbane and I I did
again on that sentinel, and yeah, I just decided that
this wasn't worth it. You know, I got sick of
waking up sick every day. So after a while, heroin
becomes to the point where you just need a little

(26:58):
bit of it just to feel normally again, and then
you can start getting high. And it's a really really
addictive substance and sentinels to one hundred times worse. So yeah, yeah,
it's not like his mess that you can it's sort
of more of a mental thing meth, whereas heroin's more
of a physical addiction that gets inside your bones, inside
your muscles, same as Sentinel and your downers. And yeah,

(27:20):
you really can take seizures. There's lots of other things
that can happen to you while you're coming off. That's
why they put you on days of pain and all
other sorts of drugs to try and keep your body
and the method and of course and then on our
tracksone and all these other sorts of drugs just to
help your body deal with the fact that you're coming
off heroin. It's quite a dangerous drug.

Speaker 2 (27:42):
And how long did it take you before those physical
side of your addiction disappeared once you decided that you know,
you'd had enough and you didn't want to risk it anymore.
How long did it take to get to the point
where you go, well, I'm not a heroin addict anymore.

Speaker 7 (27:56):
It was you can never say you're never an adict,
once an addict, always an addict. There's no way I
can ever say that I'm no longer an addict. It's
just I no longer participate in using, Right, that's the difference.

Speaker 3 (28:07):
Yeah, right, you know.

Speaker 7 (28:08):
What I mean, Like, there's no way you can ever
It's like your alcoholism, and there's no way you can
ever say that you're not an alcoholic, always an alcoholic.
You're just not fatiguing in the use of alcohol anymore.
You're trying to stay clean. They're trying to stay out
in the wagon. Yeah, and that's that's the same thing
with carolin. It's one of those drugs that really, really
it's it's gone tracing that it really it's dangerous and

(28:29):
once you get that, you don't even notice it. You
don't even notice you're addicted until you wake up my
morning and you're coughing, you're sneezing, your muscles all ache
and you're like, what's wrong with what? You're here to
take this? Yeah, it's great, and yeah.

Speaker 3 (28:41):
Sorry to jump in the kine. It's great to take
to you. But what what? Why did you start at fourteen?
Was there a trigger point there? It was offered to you.
You took it on the.

Speaker 7 (28:49):
Yeah, I just went to a mate face for lunch
from one of the off campus sort of units over there,
and I met up with one of the guys at
the off campus in and he goes, I come on
to much on my face. So he left around the
corner from where the school was. So I went home
to his face and his mum had left the spoon
hour on the kitchen table for him with a needle
sitting beside it. So he's trying to got another needle,
and we had a fun which then was it was

(29:11):
just a joke. It was just you know, it wasn't like, oh,
yeah it's good. You know, my makers goes just get stained.
So yeah, it was really dangerous.

Speaker 4 (29:19):
It was that easy.

Speaker 3 (29:20):
Had you been easy to paying to the point that
you knew what he knew it was.

Speaker 7 (29:25):
Yeah, yeah, my mum's a making of a hospital over there,
So I won't use new names that Yeah, my mum's
making of a hostel over there. I knew what heroin was.
I knew what method was from a very young age.
Because he come home, she try and talk to dad
quietly about what had happened in the hospital. And obviously
over here, and there's a lot of crazy stuff that
goes on, especially with a mess, and there's a lot

(29:46):
of crazy stuff that goes on with heroin. People are
coming down after they've been marching. They want their dose
because they want to get on again because now they're sick.
The track saying that they give you and the blockers
they actually create you will cause you to go into
basically withdrawal. So Muma just described how people were smashing
up the hospital and stuff because they couldn't get their fixed.

(30:06):
So I knew what was going on, I just was
oblivious to how bad it actually would be.

Speaker 2 (30:12):
Yeah, well, thank you so much for ringing and sharing
that with us, Kenny, and congratulations on being in the
position that you are and now and putting in the
work and to not be taking Heroin anymore.

Speaker 3 (30:26):
So there you go. That's a x Heroin user who
who is anti decriminalization. Yeah, very fascinating. Thank you very
much for that call, taking yours on oh, eight hundred
and eighty ten eighty It is seventeen to two.

Speaker 1 (30:42):
The issues that affect you and a bit of fun
along the way. Mad Heath and Tyler Adams Afternoons News talks.

Speaker 3 (30:48):
That'd be afternoons use. So the New Zealand Drug Foundation
wants to decriminalize all drugs. Do you think that would
work in relation to our drug lauls of one hundred
and eighty ten eighties.

Speaker 2 (30:58):
Number to call Blair, Welcome to the show. You've been
following a drug legalization for decades.

Speaker 13 (31:04):
I understand, I think close to fifty five actually.

Speaker 3 (31:11):
Okay, And what's your thoughts on this policy or idea
from the Drug Foundation.

Speaker 13 (31:17):
Well, it's a good question to examine where the drug
laws are. Certainly a lot of people, including a significant
number of academics, now question whether the Misuse of Drugs
Act is for purpose and that has always been the question.

(31:37):
We should have been asking that question ten years after
it was implemented, indeed Helen Clark did. But the fact
that it remains fifty years later is defective, deficient and inefficient.
The fact that it's application is classiest rated aid. This
application deserves a scrutiny, and it's a shame in New

(32:01):
Zealand didn't include that.

Speaker 2 (32:05):
That's what are you say to you cut out there
and then you used a lot of ists. What's that
got to do with the current situation we're talking about, Lenn.

Speaker 13 (32:17):
The principle here is the misuse of drug examined by
the Drug Foundation and they found it wanted them. But
the proposal that decriminalization is adequate is questionable. And I
say that because you have to honor the supply chain.
If you don't, you're dis manufacturing criminals and prison muster.

Speaker 3 (32:39):
What do you mean, what do you mean? What do
you mean? Honor the supply chain?

Speaker 13 (32:42):
Sorry, increase it, Increase it. I mean the police were
given powers to which they weren't entitled when the Misuse
of Drugs Act was passed. And I'm quoting the then
Minister Healthed Tom mcgwiggan, whom I knew personally, But I
come from this from pre the nineteen seventy five. In fact,
I was part of a quorum of people here in

(33:04):
christ Church at Candidate University that questioned whether that cannabis
would even be included in that to any great extent,
and we did everything wrong around that.

Speaker 2 (33:13):
So you're saying, so you're saying that they should increase
the amount of drugs going into the system.

Speaker 13 (33:19):
No, it's counterintuitive, I know, and I get it, and
it's a big struggle for people after having been pretty
much indoctrinated by drug raw rhetoric over so long that
they would believe that what we're doing is working at all.
But the more we redouble our efforts, it seems the
problem gets bigger. And the evidence that it gets bigger is,

(33:41):
you know, it's self evident. Here's the thing. Canada changed
the rules and adopted pretty much what we had mooted
to the Select Committee pre two thousand, which was a
thing called Class D. Canada has legally regulated and managed
the supply chain of cannabis, specifically cannabis, although it could
apply to other drugs if we wanted it, which is

(34:03):
what really Sarah helm is talking about, if we managed
that better, right, But the difference between decriminalization, even the
word criminalization is still in the word. The difference between
decriminalization and is honor the supply chain. The control we
have over it is fastly increased. In fact, delouittees you know,

(34:26):
well you know, substantial organization looked at this, and then
the latest Stats Canada report that just come out in
August validated that the return I will do it do
this in New Zealand dollars, the return and GDP from
the cannabis law reform Canada.

Speaker 2 (34:43):
Pleasure about we put cannabis aside out of this situation,
because you know that's a total I mean, I think
you need to look at drugs differently. But if you
go to the Canadian model, and so many people that
have recently been in Canadia are just talking about Canada,
Canadian Canada are just talking about what ventanyl's doing over there.
So if you, if you, I mean cannabis is a

(35:05):
totally different thing from ventanyl. If you, if you honor
the supply chain of fentanyl, aren't you just going to
have more people fenty folding on the streets in the
areas of just basically and zombie apocalypse that we've got.

Speaker 13 (35:21):
Now yep, and it's parents in Canada. As I drove
right from Quebec all the way to suit on Victoria
Island and sorry, I'm Vancouver Island. In Victoria, I saw
rampant drug use. And here's the thing that really staggered
me was that within fifty meters of places which sold

(35:43):
alcohol you found the most of open injecting. I watched
these people put the needles in their arm. It disgusts
me to say that, But then to walk past a
nearby parking meter and below. It was not only about
thirty or forty sharps potentially harmful to anybody that might
pick them up or inadvertently and or a stand on them.

(36:05):
And the thing here is that sort of manifest harm,
and when it's particularly visible like that, is awful. But
while Canada has liberalized the rules around cannabis, they like us,
haven't dealt with what I call the harder drugs. We
have an education system that teaches people, particularly young people,

(36:27):
that if it's class A, it must be really excellent.
We couldn't get it more wrong. Now, I'm a co
founder of Educators for Sensible Drug Policy in Canada.

Speaker 2 (36:36):
Well, who's who's teaching that Class A drugs are excellent?
Are you just saying but when we when we describe
something as getting an as excellent, but are you saying
that people are conflating that with class drug.

Speaker 13 (36:50):
The double standards that are applied here in respect of
alcohol and tobacco in particular, right, alcohol wouldn't be legally
regulated by any standard. It pus that we render in
our community that the fact that alcohol is when I say, estimatedly,
you know, by qualified people to actually be killing nine

(37:13):
thousand people a year in New Zealand. You know, it's
not always as obvious that the cancer you've got is
because that you drank alcohol. But that's the reality of
the situation. We have discredited drug education in New Zealand
because it doesn't work. That's why the problem is getting worse.

Speaker 2 (37:33):
Okay, well, sorry, sorry, Blair. I think if you cool,
you're just cutting out quite a lot there.

Speaker 3 (37:39):
There's a lot of timepack and what Blair was saying
there just on the idea of increasing supply I cannot
agree with. And the reason I can't agree with that
is because Portugal, again, that is the big problem they're
having with drug traffickers. They're dealing with the users, but
they cannot figure out how to deal with the drug
traffickers and the suppliers who are invading that country now

(38:01):
because they decriminalized. That is just the reality of what's
happening in Portugal.

Speaker 2 (38:05):
Yeah, and that's not what Sarah was saying from the
Drug Foundation we talked before.

Speaker 3 (38:09):
Sarah help.

Speaker 2 (38:09):
Yeah, she're saying that you can keep that you keep
the penalties on the supplies and the manufacturers.

Speaker 3 (38:14):
Yeah, interesting thoughts. So Blair, thank you. Very much. It
is seven to two.

Speaker 1 (38:19):
Matt Heath, Taylor Adams taking your calls on eight hundred
and eighty ten eighty. It's Matt Heath and Taylor Adams
Afternoons News Talks.

Speaker 3 (38:27):
EDB, News Talks ed B. It is four to two.

Speaker 2 (38:32):
Yes, so what an interesting chat. Thank you for all
your your calls and your text on that. If you're
interested in the study that is supporting decriminalization, check it
out at the Drug Foundation dot org dot in Z.
I don't know if that is the solution, but the
horror show that is fentanyl in North America is coming,

(38:52):
so we probably should start doing something to protect New
Zealand from it. I don't know what that particular thing
we can do, but we've seen it happening overseas, so
there are some lessons surely to be learned. But it
would be great, wouldn't it if we got on top
of something ahead of time for once in this country?

Speaker 3 (39:07):
Yeah? How good would that be? Nicely said? Great discussion,
Thank you very much. Coming on up after two o'clock,
let's have a chat about Cheersy's. It's just launched a
new debit master card that gives one percent of your
spending back instead of going to your wallet. That goes
into your Cheersy's portfolio. But for the cheers he's users
out there, and there is more than eight hundred thousand

(39:27):
in New Zealand. Why do you use it?

Speaker 14 (39:30):
Oh?

Speaker 3 (39:30):
Eight hundred eighty ten eighty is the number to call.
Nine two nine to is the text number New Sport
and we're the fast approaching. Stay right here, we'll be
back very.

Speaker 1 (39:37):
Surely talking with you all afternoon. It's Matt Heath and
Taylor Adams Afternoons news talks.

Speaker 3 (39:45):
It'd be afternoon to you at a six pass to
mad Heath. You are donkey deep in the base right now.
I can hear that you've got the double screens going on. Mate,
this I have to turn this off. I think you've
got to turn it down a little bit just for
the users. I mean, well, I'm very interested. And how's
it going. By the way, it hasn't started wearing that.
We're in pregame warm.

Speaker 2 (40:06):
Ups at the moment, third of the Dodger's Filly Division
series in the postseason of the MLB Dodgers up to
my beloved Dodgers so they could eliminate the Phillies today
and they're playing at home at Dodgers Stadium, so.

Speaker 3 (40:20):
It's bad time in the show, you know, when the
Dodgers are about to kick into it.

Speaker 2 (40:24):
Okay, look yeah, bre we go. Okay, yeah, I'll turn
it down, but I'm not going to turn it off. Yeah,
fair enough, So we'll have one eye on that.

Speaker 3 (40:32):
You've got a great little set up there. You've got
it wedged up against the stapler. I love it. Multitasking,
you're very good at that. Yeah, yeah, and look at that. Yeah.
Yashinobo Yamamoto is pitching today, so it's exciting.

Speaker 2 (40:43):
He's bloody great. Who let's go Dodgers. It's going to
be a big afternoon. All right, all right, let's get
into this chat. That's going to be a good discussion.
So Cheesy's has just launched a debit master card. It
gives you one percent of your spending back. This is
the first of its kind in New Zealand. Instead of
that one percent going into your wallet, it's invested back
into your Cheesy's portfolio. So Cheesy's, if you don't know,

(41:03):
it's an app which allows users to get into the
sheer market with very small amounts of money. A lot
of the hurdles to make it accessible for pretty much anyone,
hugely popular.

Speaker 3 (41:13):
Over eight hundred thousand users that I've gone.

Speaker 2 (41:16):
That's that's amazing. So that's eight hundred thousand New Zealand users.

Speaker 3 (41:19):
Correct.

Speaker 2 (41:20):
That is huge when those people that got together because
there's there's a smart group of people that got together
and had the idea. I mean, the successive had on
it is phenomenal. Absolutely, that's impressive.

Speaker 3 (41:33):
And I've got to say, I'm on cheersy so yeah
on cheesys, man, I'm on Cheers's.

Speaker 4 (41:36):
Yeah.

Speaker 3 (41:36):
I got my kids on cheers EA's.

Speaker 5 (41:39):
Yeah.

Speaker 3 (41:39):
I mean, this isn't a paid for cheers he's commercial. No.
So are we going to limit the amount of times
we say cheersys? It's going to be hard. So what
was the upper limit? Maybe thirty times we could say
Cheersy's over. We've already wasted probably seven. Yeah.

Speaker 2 (41:53):
But for me, you know, and some people call it
the gamification of the stock market, and there are you know,
accusations that it leads to day trading all that kind
of stuff, But for me, it's just just low the
threshold of getting into the stock market and I just
put my money into ETS's anyway. Yes, So, I mean

(42:14):
there was a time when I was riding writing up
and down on the different you know, trying to trying
to get the trends every day, the day trading, the
day trading, and that didn't go great for me. Yeah,
I've got to admit it went great some days and
terrible the other days. But just just having some money
going in there automatically and going into some keyfully selected

(42:35):
ETS's is.

Speaker 3 (42:37):
It's not a bad way to go, is it. No,
it's not. But you did the right thing that you
put all of yours into an ETF and you figured
that out pretty fast. I got to say I didn't
figure that out, so I ended up not losing a
hell of a lot of money. But I never did
that well in Chezy, So that meant that I stopped
putting money into it, and that was probably a bad
mistake on my part. But I had no idea what

(42:58):
I was doing, no idea whatsoever. And this isn't having
to go at Cheesy's. I was just a bit cavalier
with where I was putting my money because I thought
it was fun and it was a bit of a game,
and initially it was you know, I saw it going
up and then it all crashed down, So there is
that element as well.

Speaker 2 (43:14):
Yeah, I mean there's the other apps out there like
robin Hood for example, which is which has definitely received
the allegations of the gamification of the stock market. But
for me, I just thought it was a good idea,
especially for my two sons, just you know, a really
quick way to set them up with, you know, to
look at another way to invest and sort of see
how money works in the world. So, you know, we're

(43:36):
gonna we're talking about this new debit card that that
Shares's has got.

Speaker 3 (43:39):
Going on, and the idea is that one percent if
you sign up.

Speaker 2 (43:42):
To this debit card and there's a huge waiting list
there is I think there's thirty thousand people on the
waiting list for it and the initial run is six.

Speaker 3 (43:50):
Thousand, correct, yep, So there'll be a bit of a
weight if you want to get on this bandwagon. But
it sounds like a good idea.

Speaker 2 (43:55):
So the basic idea is that you buy something and
a one percent of that purchase goes to shares that
you allocate where.

Speaker 3 (44:03):
It goes, Yeah, outside out of mind almost.

Speaker 2 (44:05):
So it's kind of like that James Clear automatic habits
type of thinking that you automate, you automate sensible behavior.

Speaker 3 (44:12):
Yeah, and it makes so instead of you know, you going, well, look,
I've just bought a two thousand dollars pair of jeans.
Can you do that? They're out there? My costking, Yeah,
my cost he's got two thousand.

Speaker 2 (44:25):
But it's strange they're all ripped up anyway, they'reth two
thousand dollars. But then you know that then and then
going home, because I've done this before, when I've made
a big purchase of something, I've sort of punished myself
by putting money into my.

Speaker 3 (44:38):
Savings as well. Smart. That's very smart.

Speaker 2 (44:41):
So if I spend a lot, I'll go, Okay, I'll
allow myself to buy this, but then I have to
put the same amount of money into my key we save.

Speaker 3 (44:46):
Or something like that. You know that kind of logit. Yeah, oh,
one hundred eighty ten eighty. How do you feel about
this idea of this new master card that gives you
one percent of your spending back out of sight, out
of mind, as you say, it's kind of a bit
of a reward system, giving back some cash to a
sheer portfolio, and just the platform of charesy's. Is it
genuinely helping keywis get smarter with money? Or is investing

(45:07):
becoming too casual and risky for first time users? Yeah?

Speaker 2 (45:10):
And yeah, just investment in general. Is investing in the
stock market the best way to go? The text machine
has lit up, as it always does when it comes
to these kind of chats with pro crypto chat. Yes,
so property crypto, you know an investment property crypto?

Speaker 3 (45:29):
You know shares?

Speaker 2 (45:31):
And is it still better to go to a stockbroker? Yeah,
and do it the old fashioned way exactly.

Speaker 3 (45:36):
If you got a stockbroker, love to hear from you. Oh,
eight hundred eighty ten eighty. If you're on shares, he's
how's it working for you? Is it the best way
to grow wealth? Nine two ninety two is the text number.
It is twelve past two.

Speaker 1 (45:51):
Your home of afternoon talk Matt Heathen, Taylor Adams afternoons call,
Oh eight hundred eighty ten eighty us talk, zaid be.

Speaker 3 (46:00):
For a good afternoon to you. So we're talking about
shears ease.

Speaker 2 (46:03):
And I've been an idiot again. I said the wrong thing.
I don't know why I said ets when I was
describing about you know, just setting up an ETS that
you put money into and then maybe that you're that
your shoes can go that What I meant was an ETF,
which is an exchange traded fund, right, right, so that
as opposed to it ETS, which is an exchange traded security. Okay, right,

(46:24):
So what I was talking about was which is basically
a basket of assets and ETF so you get a
sort of a collection. And so yeah, so what's the
best way to describe it. It's it's it holds a
basket of various investments. Now, like you know, so she
might get an ETS that's based on the forts five hundred.

Speaker 3 (46:43):
Or something, right, and it's already diversified, so it reduces
the risk, yes, yeah.

Speaker 2 (46:47):
Yeah, yes, as opposed to putting your money, say into
Tesla or Apple or or or whatever.

Speaker 3 (46:53):
And multiple baskets yeah yeah yeah.

Speaker 2 (46:55):
And and over time, I believe you can expect you know,
and it's you can have ones that are active or
not active.

Speaker 3 (47:01):
Right.

Speaker 2 (47:01):
So there's ones where someone's running it and they're trying
to make sure that that earns the money, and there's
ones that are just standard diversified and they just sit there.

Speaker 3 (47:08):
And over time, the hop is that will go up
as opposed to.

Speaker 2 (47:13):
Someone who's looking at a million screens and trying to
buy a whole lot of stuff on your fund.

Speaker 3 (47:17):
Easier way to do it as well. Oh, one hundred
and eighty ten to eighty. If you are using Cheersy's
or platforms like it, how's it gone for you? Is
it helping you get smarter with money? Or is it
becoming a bit too casual? And Marie, welcome to the show.

Speaker 11 (47:30):
Get it hi, guys, how are you very good? I'm
so pleased you're talking about this because about April this year,
my eighteen year old son was talking about Chezys, etc.
And I must have had a I don't know what
I do, but I just react and I went to
my bank with true all my savings, which was quite

(47:51):
a bit, and you get the old drama, why are
you taking it out? And I said, well, that's not
your business, that's mine. So anyway, I took it out
put it on cheers E's. But I've done a lot
of studying. People have got to get onto the cheers
and then go through the business and you can actually
work out how many, what they do.

Speaker 15 (48:09):
All the rest of it.

Speaker 11 (48:09):
So I did that and my god, I have doubled
my money in four months, which is absolutely over the top.
My main my main person that I backed was an
inmbercargo boy called Peter Beck.

Speaker 3 (48:26):
That's done pretty well.

Speaker 11 (48:27):
You know, some of the best things that come out
of South and we are always just you know, yeah, yeah,
we do this bloody amazing, what a great business. And
I'm just suggesting any person with a bit of cash
maybe put it. You know, I get in here. It's
you have doubled my money. And I also studied the
gold and Silver. I got that when it was down.

(48:51):
It's the whole world. What's going on with the world
at the moment I've been in New Zealand, believe it
or not, we're actually not going back bad Compared to
most of the countries in the world they are bankrupt.
Money means nothing. It's just paper. But if you invest right,
and and if I can do it, anybody can do it.
And it's even like you know that the Kiwi Savor

(49:14):
Kiwi Savor I was on high risk for years like
probably most others in their fifties sixties, and like changed
it to shares these and you're actually getting your money
that you've put in like, if you're high risk, you
can make some seriously cool money. So whereas if you
were amp, I was only getting five percent a year.
I don't know where all my profit went to, but

(49:35):
it didn't go to me.

Speaker 2 (49:36):
So you've jumped in there in April this year? Did
you say, Emery.

Speaker 11 (49:40):
In April this year?

Speaker 3 (49:42):
Have you have you considered that you might have been lucky?

Speaker 7 (49:46):
No, because I studied what was going on.

Speaker 11 (49:49):
You've got to know what's going on in the world,
and you've got to know what's going So for me
was space, space AI and men with the gold and silver?

Speaker 3 (50:01):
Did you get into video? Did you get into in
video earlier?

Speaker 5 (50:03):
Early? No?

Speaker 11 (50:04):
I did, and I left them because I didn't know.
I didn't know much about them. I mean, so I'm
going with the ones that I know. But gold and
silver is really, really, really important because all countries in
the world are buying gold and silver at the moments
of the banks because money is nothing without it being
gold backed, which the Americans took off in the seventies.
That's why it's a cluster. You can print money like

(50:26):
it's going out, so like what I do, arned it.
They printed and printed us out of a recession, you know, recession,
and now we are.

Speaker 3 (50:34):
Full Oh just lost you re Oh oh you just
cut out there. Sorry pickbacker, Sorry, that's right.

Speaker 11 (50:41):
Sorry. So gold and silver, if you can't afford gold
and silver, then on the stock markets you go into
the major players that are miners, the mining companies. So yeah,
it's just going to go through the roof. So that's
just my experience. If I can double my money, which
is a lot at the moment in my bank account,

(51:04):
anybody can do it. It doesn't matter if you're poor,
even if you put your twenty bucks or thirty or
forty dollars, you know what I mean, whatever you can
afford it. It's amazing. Like I woke up this morning,
I made three grand over night. Every night I wake
up at the moment. I don't now.

Speaker 3 (51:23):
Got on your memory. But you say everyone can do it.

Speaker 2 (51:25):
But you know hemory that this is a story that
that people tell a lot. So you initially have some
great success and then a crash happens or maybe you
don't get something.

Speaker 11 (51:38):
Crash.

Speaker 5 (51:39):
What's that you never sell?

Speaker 11 (51:40):
You never sell in the crash? Yeah, I'm always told
you never fell in the crash.

Speaker 2 (51:45):
Can we check back in with you in six months,
Mari and see how you're going, because you know, maybe
you've completely cracked the code and they need to get
you on Wall Street in charge of a massive hedge fund.

Speaker 3 (51:57):
Yeah, get your consulting and Maria, Yeah, people pay good
money for that. Thank you so much for your course.
It is twenty one past two. But taking your calls
O eight one hundred and eighty ten eighty have you
jumped on an app like cheery? How's it gone for you?
And are you starting to get back into the shed
market rather than property and some of those other things
we traditionally invest in to build our wealth. Love to
hear from you. It is twenty one plus two, Tiles.

Speaker 2 (52:20):
Did you know that up to seventeen percent of New
Zealand's greenhouse gas emissions come from transport, So going electric
is one promising method of moving to a lower carbon
future in New Zealand.

Speaker 3 (52:29):
That is a fun fact. And with a GENISSV plan
you can get fifty percent off your variable day rate
between nine pm and seven am. How good charge your EV,
crank the heating up, run the dryer, all at a
reduce rate and get this, Tiles.

Speaker 2 (52:44):
Genis Genesis Energy has partnered with New Zealand's largest EV
charging network, charge Net, so going on the road doesn't.

Speaker 3 (52:52):
Need to make your nervous Wow. That is great news.
And Genesis customers can charge at one of charge nets
four hundred points across New Zealand and Paylight. They are
at home through the Genesis.

Speaker 2 (53:01):
Bill and Genesis supports future thinking EV owners across our tiodor.

Speaker 3 (53:06):
So for more info, all you got to do here
to Genesis Energy dot co dot nzed forward slash ev
that's Genesis Energy dot co dot nzed forward slash.

Speaker 2 (53:16):
Ev, t's and c's and eligibility criteria apply.

Speaker 1 (53:24):
Matt Heathan Tyler Adams afternoons call oh eight hundred eighty
ten eighty on used Talk ZB.

Speaker 3 (53:29):
Twenty five PAS two. We're talking about platforms like cheers EA's.
They are about to launch a new product. It's a
debit MasterCard that allows you to get one percent back
on whatever you spin that goes automatically into your Chearesy's portfolio.
But on the broader topic about Cheery's and investing, are
you on this train? I love to hear from you.

Speaker 2 (53:47):
The sex has said, I'm worried about Anne Marie. There's
nothing worse than someone who thinks they know about investing
and have no idea about financial financial markets and how
direct investments can crash. Diversity, balance and a long term
investment horizon are key not flavors of the moment. I mean,
there's that famous we were talking about this morning before
the show, weren't we, Tyler, That famous two thousand and

(54:10):
eight Warren Buffett bet against the hedge fund industry.

Speaker 3 (54:14):
Yes, that's right, So.

Speaker 2 (54:19):
You explained it because you explained it to me better
than I can explain it.

Speaker 3 (54:21):
Well, he effectively offered up a million dollars to any
hedge fund manager, individual or company that could beat an
ETF fund over the course of ten years, and nobody
took up that bet of a million dollars. So huge
fund managers always say they can beat the market, and
Warren Buffett's bet was you cannot beat the market. And
he appears to be right because nobody took up that money.

(54:43):
And he was a smart man, and I think he
made most of his fortune. He is arguably one of
the well not arguably, he is one of the richest
people in the world, and that was a big part
of his strategy.

Speaker 2 (54:52):
Right, Yeah, absolutely, because you can have. It's like you know,
and it's not quite like the casino, because there is
information you can get in it's you know, you can
read and you can see things, you get trends, and
obviously you can be informed on on the situation. But
there is a high and I've experienced it when you
get a few things right and you get this feeling

(55:14):
of invincibility. And I ran that high for a while
and then I just moved everything into ETFs smart man.

Speaker 3 (55:21):
I mean, it's a hell of a high. It is enjoyable. Tim,
how are you hey?

Speaker 11 (55:26):
Good?

Speaker 16 (55:26):
Thanks guys, How are you guys?

Speaker 3 (55:29):
We're really good? Really good? Are you into Cheesy's?

Speaker 16 (55:34):
I actually I went with Hatch's similar, but I think
Chas make a decent clip off exchange rate rather than
what that's slight like fifty basis points, rather than Hatch
which was slightly less, but not a patch for Hatch
or anything.

Speaker 4 (55:52):
I'm just sort of.

Speaker 16 (55:53):
Talking generally about those platforms. I think I think they're good,
and I think you guys probably have a bit of
that soundbake and Marie is a little on that high
where maybe you know, it's a bit the cautionary tail.
I think you've said, which is you know, that's kind
of really where things get a little bit bubbly.

Speaker 1 (56:16):
But yeah, my.

Speaker 16 (56:18):
Viewers, it's the had good platforms, but they do encourage
people who possibly don't know as much or think that
they know more than they do, to go punt on
different things. I was talking with my partner this morning
who was looking at a chasies invested in something and
it was AI company and basically that's all she knew,

(56:41):
which it was. I was like, well, what do they do?
And it was I think they designed chips or something.
And it was like, well, you're going to have that
random stock sitting there and you're just going to watch
it go up and down and not know really what's happening.
I myself have kind of like I'd like, it's very

(57:02):
hard to have a collection of single stocks and track them.

Speaker 2 (57:09):
Oh, we just lost your Tim, you mean you're taking
out by big AI stocks?

Speaker 3 (57:14):
Sorry you were cut out.

Speaker 2 (57:15):
I think the the runners of a particular AI stock
heard you sort of running it down a little bit
and tried to hack into the system and shut you down.

Speaker 3 (57:22):
But are you back with us? Tim?

Speaker 16 (57:25):
I am sorry?

Speaker 14 (57:26):
Yeah?

Speaker 11 (57:26):
How much?

Speaker 7 (57:27):
How much?

Speaker 16 (57:28):
How much was that cut?

Speaker 3 (57:29):
Out by you would.

Speaker 2 (57:32):
I think the last thing you said you were comparing
the idea of individual stocks and tracking multiple individual stocks,
and then you were going to go on to what
you do.

Speaker 16 (57:42):
Yeah, so what I don't mind a couple of individual stocks,
and I'm more of the And this is really where
I think it's a little bit dangerous because I do
not take the conventional advice. But if you do go
for single stocks, you have to watch them very closely,

(58:03):
and I think I'm more of a fan of that.
There is probably one person who would have taken in
buffets there and one that he's not interested, he's not
really a showman is Stanley Drunken Miller, and he's hit
his views, which is unconventional. If you want to pick stocks,
you keep, you don't diversify. You have a small basket

(58:25):
of eggs and you watch them very closely. And that's
kind of what I like to do, and I don't
One thing I've learned that is you have to hold
it over time. You can't. You have to have conviction
that say, Tesla's going to be a great company, and
you have to hold it and hold it and ride
it because you can't read. The one thing that I

(58:47):
think he would agree with Buffett is that that that
investing in May and taking all your what was at
April with Anne Marie's up, taking all your money out
of April and investing it in the market was a
fantastic thing to do. But that that's kind of a
very it's an old case.

Speaker 3 (59:08):
It's a small sample.

Speaker 16 (59:11):
Yeah, and so you can't really predict when things will change.
But what you can have is like conviction through But
then you have to be very careful about watching. Because
what my partner was doing, which was buying some stock
because she heard it was an AI and she's seen
it's gone up something crazy, and I'm like, that's just nuts,

(59:32):
Like you don't know anything about that company. Just put
it in an ETF or even the natsack if you
like tech. And then yeah, So I think that the
problem is that CHERSI does give that kind of it
does play a little bit into the gamification and I
don't and for most people that's not the right thing

(59:53):
to do.

Speaker 3 (59:54):
Yeah, I think if you're called him, yep, smart call,
thank you very much. Right coming up after the headlines, though,
it is very fun and that high that EMERI is
on now we've been there, oh exactly, and Tim talking
about his girlfriend. I mean that was me if I
saw a company AI. So that's an ex big thing.
Let's go all in and I lost a lot of money. Yeah.

Speaker 4 (01:00:11):
Yeah.

Speaker 2 (01:00:11):
You listen to one podcast someone says this is coming
up and you're like everything.

Speaker 3 (01:00:15):
Let's everything, let's go put it all on black all right.
Coming up after the headlines with Raylene, We're gonna have
a chat to the general manager of Sheersy's Personal Scott Nixon.
David chat about this new debit card, but also the
broader uptake of platforms like his. That is coming up next.
It is twenty eight to three.

Speaker 1 (01:00:33):
News Talks.

Speaker 12 (01:00:34):
It'd be headlines with Blue Bubble Taxi. It's no trouble
with the Blue Bubble. Hopes are high in the Mideast
after the US President has an ARTSD. Negotiations in Egypt
have produced agreement on the first phase of a Gaza
cease fire deal between Israel and Hummas. The deal includes
releasing all hostages as soon as this week and Israel

(01:00:55):
withdrawing troops from parts of Gaza Strip. A fifty four
year old man faces multiple charges over a house fire
in Auckland's Massy this morning, which put a person on
hospital with dog bites and burns to the hands and feet.
The man's accused of arson, producing meth injuring a police
dog and resisting police. He'll have a bedside hearing. An

(01:01:17):
eighth person has been arrested over a fifteen year old
stabbing death in Napier in May, this time a seventeen
year old charged with thefts and demands with menace. Treasury
figures show government debts risen by billions, but is lower
than predicted, reaching forty one point eight percent of GDP.
The Mental Health Minister says the government won't be changing

(01:01:40):
drug laws after the Drug Foundations warned criminalizing use has
worsened the problem, but Matt Doocy agrees more money should
go into harm reduction. Is the Reserve Bank gold plating
its regulations. You can see the full column at ends
at Herald Premium and now back to matt Ethan Tyner Adams.

Speaker 2 (01:01:59):
Thank you very much, Raillen twenty four to three. I
thought this is really well put by Neil for and
Marie Orang four. Fantastic call from her. What a great
New Zealand she was. But she's been doing very well.
On the stock market since April. But Neil puts it
this way. Hey guys, Henry should take out fifty percent
of her games, which is what she invested, and put
it back in her bank. She can play with the
rest in individual companies and good luck to her. But

(01:02:21):
long term and eight percent return is good as good
as it gets. If something sounds too good to be true.

Speaker 3 (01:02:26):
It is sound advice. Yeah, yeah, very good advice. If
you're still listening to a Marie, we love.

Speaker 2 (01:02:30):
You because it was a great time to get in
in April.

Speaker 3 (01:02:33):
Yep.

Speaker 2 (01:02:34):
But well that's why I'm such a huge fan of
the I've been there now I'm all in on you know.

Speaker 3 (01:02:39):
All my cheeresys are in the ETF. Yeah, love it right.
We have, of course been talking about Cheersy's on the
back of the company just launching a debit master card
that gives one percent of your spending back. Joining us
now is general manager of Cheesy's Personal Scott nexton, Very
good afternoon, Scott.

Speaker 17 (01:02:56):
Hi, guys, good afternoon to you too.

Speaker 2 (01:02:57):
How does this new debit card work, This new master
card Cheersy's collab work.

Speaker 17 (01:03:05):
Yeah, so it's so as you said, it's a it's
a master so you can use it like you do
any other MasterCard, so it's accepted all.

Speaker 3 (01:03:12):
Over the world.

Speaker 17 (01:03:13):
What happens is, as you are spending, we are clocking
up in the background what one percent of that total
spend amount is, and then each week we will invest
that on your path.

Speaker 2 (01:03:26):
So just to get this straight, so this is additional
money or is it a percentage of your money being.

Speaker 3 (01:03:33):
Put into shares?

Speaker 2 (01:03:34):
This is this a rewards a one percent reward situation?

Speaker 17 (01:03:38):
Great question, yet, so this is a reward. So this
is additional money. So if you spend one hundred dollars
at the grocery store, then we are going to give
you a dollar which we put into an investment.

Speaker 2 (01:03:51):
Wow, and so you would pick which particular investment you
would you were going to channel that money into as
a customer.

Speaker 17 (01:03:57):
Yeah, yeah, we're we are intending to be able to
offer lots of choice in terms of what people can
invest in. We're still in a sort of an early
access phase for this product, so we've got some early
beta users who are starting to accrue their invest back,

(01:04:18):
and over time sort of the next month or two,
we're intending to be able to give people choice for
what they would like to invest in. I'm sure we
get lots of feedback of what people would like to
invest in, and we'll hopefully make more options available over time.

Speaker 2 (01:04:32):
And of course FOMO is a huge part of the
financial system. So I understand that do you have a
waiting list of thirty thousand? Did I read that somewhere
that there's a huge waiting list to get one of
these cards?

Speaker 3 (01:04:44):
Is that correct?

Speaker 17 (01:04:45):
Correct? Yep, it's actually about thirty two thousand.

Speaker 2 (01:04:47):
Now, okay, all right, right, some am I on that
we can started talking about us. So just in the
widest cheers these things, how did Cheersies go through the
recent downtour? And I'm not talking about the actual stocks
that you can investment on Cheers's, but as a company,

(01:05:07):
as a fin company, how do you go through the
ups and downs yourself?

Speaker 17 (01:05:13):
Yeah, I guess we're like any company. We're always reacting
to the external environment. Actually, we've had a great few years,
platforms growing really strongly. So we've put on over one
hundred and fifty thousand customs in the last twelve months alone,
and last quarter we traded sort of three point three billion,

(01:05:35):
So yes, acknowledge it's been a tough time out there
in the broad New Zealand economy. But actually we've seen
quite a lot of success and that sort of you know,
as we've seen the customer base continue to grow and
you know, people making you know, wanting to do more
investing with us.

Speaker 3 (01:05:54):
There's been a bit of criticism for international platforms that
are similar robin Hood, and there's been a couple of others
about the gamification of the shares market. Is that thought
about within shareses is there? You know, you're pretty front
loaded with information for people to digest when they get
into it, because it's great that you've taken down the hurdles,
but that other side of the equation, trying to get

(01:06:15):
your users knowledgeable when educated about the financial markets. Is
that a big part of it. Absolutely.

Speaker 17 (01:06:22):
I mean, I think I've been here sort of three
and a half years, so you know, I can't take
a huge amount of credit for all this. But the
team when when they started up shares He's back eight
years ago, you know, put a lot of thought and
effort into education and the content around that, and I
think that's really borne out by the behavior we see

(01:06:43):
on the platform with people making you know, good regular
taking a long term view of their investing, doing their research,
and you know, we've got a significant amount of educational
content that we offer to investors. So we've never really
thought about it as game gamifying. Initially, we've thought about
it as access. You know, people just felt sort of

(01:07:05):
priced out, jargoned out of the market, very hard to access,
and so you know, we've been able to remove many
of those barriers and then alongside that educational content I
think has been really hopeful for people.

Speaker 2 (01:07:16):
So you speak, you talk about access there. So the
people that use Cheers's and there's I understand what over
eight hundred and fifty thousand users of cheers E's eight
hundred and eighty eight hundred and eighty thirty thousand, more
than eight fifties. I'm not going to sell you short there.
But do you think they were people that would have

(01:07:38):
got into shares in a traditional way or do you
think that that's opened up, you know, generally speaking, people
that would never have got to shares.

Speaker 17 (01:07:48):
Look, I think it's both. But initially when we started,
I think, you know, our founders will talk about the
fact that they went to you know, they went around
the country talking to people and they would go into
rooms and ask people to put up their hand if
they consider themselves investors, and hardly anyone would put their
hand up now when they speak at conferences and things
that ask the same question, and most of the room

(01:08:08):
their hand up. So definitely it has opened up investing
to a whole new generation of people. But equally, as
our platform has grown, as we've added more products and
services and features, you know, we're definitely seeing more people
switching their their portfolios into chairs. E's so who were
already investing, but now we'd like to do that through us.
So it's definitely a mix of both of those groups.

Speaker 2 (01:08:30):
I think we're talking to Scott Nixon, general manager Chersi's personal.
Will there ever be a situation where we get a
Cheersy's inception moment with Cheersy's going public and cheers He's
being on Cheers's.

Speaker 17 (01:08:44):
That's probably the questions. But above my pay grades, careful,
I'll leave those kinds of ones for our executive officers
to front, right.

Speaker 3 (01:08:54):
I love the inception reference though, Yeah, very good. And
just finally, if people want to get on the waiting
list for this new MasterCard product, how do they do that?

Speaker 17 (01:09:03):
Yeah, they can go to our website chearesas dot co
dot nz. You can see spend there and there's there's
you can check your email address and join the wait list.
And we've got the team here working pretty hard. Try
and get through that weight list as quickly as we can.

Speaker 3 (01:09:16):
If you've got a rolling ticker, what's it on? You
said thirty two thousand? Can you see if it's gone
up another another five hundred?

Speaker 18 (01:09:22):
Do you know?

Speaker 17 (01:09:22):
If you give me can you do three seconds of
radio filler and I will.

Speaker 3 (01:09:27):
Add Yeah, that's ready to fillers. Basically Tyler's full time job.
Go for it absolutely. Just while you're finding those numbers,
there's plenty of tecks coming through. Actually, we've got a
couple more questions for you just before we let you go, Scott.
But you just yelling my year. As soon as you've
found that updated number thirty three.

Speaker 17 (01:09:45):
Thousand and thirty seven, yeah, I can give.

Speaker 3 (01:09:48):
You there you go.

Speaker 2 (01:09:49):
It's good, all right, We went up a thousand, Great fella, Tyler, Yeah,
thank I could hardly notice.

Speaker 3 (01:09:54):
It was terrible on my part, but see us. Yeah, Seedlers.
But great to chat to you, mate, and congratulations on
the product that sounds like it's going to go well.

Speaker 17 (01:10:02):
Thank you very much, appreciate your time.

Speaker 3 (01:10:03):
That is Scott next In general manager of Shearsy's Personal.
We're taking more of your calls on you being Cheersy's
the platform itself or getting into the shear market. Love
to hear your stories. I eight hundred eighty ten eighty
is the numbered.

Speaker 1 (01:10:14):
Call Matt Heath Taylor Adams with you as your afternoon
rolls on Matt Heathen Taylor Adams Afternoons news talks.

Speaker 3 (01:10:22):
I'd be for a good afternoons you. We're talking about
one hundreds of thousands of Kiwi's getting into the Sheer
market with the likes of cheers E's and Hatch and
Now and other fintech platforms. If that's you, how have
you gone or have you stayed away? I waite hundred
eighty ten eighty is the number to call. Plenty of
texts coming through on nine two ninety two as well.

Speaker 2 (01:10:43):
The six is afternoon guys. My sheares helped me buy
a house and I have a shear broker that looks
after all my shares, right, So that's that's that's the
other way to go through it. You get a shearbroker
that you trust and they look after you shares, and
it certainly worked out for this person.

Speaker 3 (01:10:56):
Yeah.

Speaker 2 (01:10:56):
Hi, guys, I've been trading shar trading for twenty years,
and I would love you to book an appointment with
Anne Marie in a few years when it's not easy.

Speaker 3 (01:11:04):
Yes, yeah, I eight hundred eighty ten eighty is the
but to call.

Speaker 2 (01:11:09):
Our family use it. We also understand fundamentals and investment.
We have returns as high as one hundred ten cents
since first April twenty five. We use AI tools to
determine what we invest in.

Speaker 3 (01:11:19):
One hundred and ten percent return that is.

Speaker 2 (01:11:23):
That is not as Neil said, eight percent returns over time,
is anything more than that? Yeah, and it's gonna well,
it's gonna even out.

Speaker 3 (01:11:31):
Yeah, exactly. Yeah, Rebecca, how are you?

Speaker 7 (01:11:36):
Hey?

Speaker 19 (01:11:36):
I'm can you hear me right?

Speaker 1 (01:11:37):
Yep?

Speaker 3 (01:11:38):
Got you loud and clear?

Speaker 20 (01:11:40):
Oh good, I'm driving. I was just wanting to phone and.

Speaker 14 (01:11:45):
Discouse of Maree.

Speaker 20 (01:11:48):
I was the most here.

Speaker 14 (01:11:50):
I see.

Speaker 3 (01:11:54):
I might have been a bit optimistic when I said
loud and clear. I'm sorry, Rebecca. Hopefully if you drive
and just speak up nice and clearly. So you wanted
to respond to En Marie?

Speaker 20 (01:12:03):
Yeah, Aha, are you better.

Speaker 3 (01:12:09):
No, you count counting counter three one three? Oh, we
can give another go.

Speaker 19 (01:12:19):
OK, that's better.

Speaker 11 (01:12:21):
Yeah.

Speaker 20 (01:12:21):
So I put when everything went down, I put some
funds in though shares. These in April, I'm the same
as her. I was sitting at fifty percent return now,
so I have doubled my money. However, my I started
investing for my two children at the end of last year,

(01:12:42):
and that's sitting.

Speaker 10 (01:12:43):
At fifteen percent.

Speaker 20 (01:12:45):
So that's the difference with putting a whole paper when
it's low and then seeing it right up. So definitely
like the other text who text them before, staying lots
more averages eight percent.

Speaker 2 (01:13:03):
So so do you think that you I mean, are
you doing research and what you invest in, Rebecca? Is
it something that you're checking day to day?

Speaker 20 (01:13:17):
I did when I started. So for myself. The ones
that have gone up a lot, they are individual companies
such as like Google and video, things like that.

Speaker 2 (01:13:31):
When did you get when did you get in Rebecca?
When did you get on a video? Was that in April?

Speaker 3 (01:13:37):
No?

Speaker 20 (01:13:37):
Not so, not not in video, but Google was in
April and fifty However, it's just gorocketed. But I know
that's not normal. So I've seen the difference from when
I started and missing for my two children at the
end of the year when everything was very high. They
weizarded the storm in April when everything plummeted. They went

(01:13:59):
down to I think negative twenty percent at one point.
Now they've only just back up to fifteen percent. Do
you see it's the difference.

Speaker 2 (01:14:08):
So do you see your kids sitting in the stock market?
You know, is it when is there on their twenty
first birthday they cash out or do you see it
as a as a you know, what's the timeframe you're
looking at in your investments.

Speaker 20 (01:14:21):
Yeah, we'll flick over to them when they are their
age whenever it is, like it legally flicks over into
their name. Well, they have possession of it, but I'm
continually trying to educate them on what it can do.
So hopefully they will continue. Perhaps they might pull some
out and do something with whether it's travel or buy

(01:14:43):
a house or whatever, but hopefully they'll see the benefit
of keeping some in there very long term.

Speaker 3 (01:14:50):
Yeah. I think there was a text of that alluded
to this that you read out Matt from Neil, But
it seems to me and clearly this is not financial advice,
but when you're up fifty percent, Rebecca, it seems to
be the smart thing to do is you take out
the profit that you've made, you leave your initial investment
in there, and that kind of protects you on that
roller coaster element when it eventually comes back down to earth.

Speaker 5 (01:15:10):
Right.

Speaker 16 (01:15:12):
Yeah, I don't know.

Speaker 20 (01:15:13):
I kind of like, true enough, it wasn't a huge amount.
It wasn't a huge amount, but I kind of put
it in there, and I just watching it and seeing
what it does.

Speaker 2 (01:15:21):
Would you ever consider and look, once again, Tyler and
I idiots. Ye, so we're not giving any investment advice here,
just just split balling, Rebecca, but would you ever consider
moving some of your funds from these more sort of
high risk individual high return, high risk into you know,
something like an ETF and exchange traded.

Speaker 20 (01:15:44):
Also, I have so my children have a couple of etus,
and I also have a managed fund which is separate
to Shar's E's right, which is interesting because I started.
I put some money into that in July last year,
and that's sitting about ten percent, all right, but it's interesting.

Speaker 3 (01:16:04):
Yeah, a nice solid managed fund as well.

Speaker 2 (01:16:07):
Bailing away on the side there, all right, Hey, thank you,
so much for you call Rebecca and congratulations on how
much bitter the sound quality got.

Speaker 3 (01:16:14):
On your phone.

Speaker 2 (01:16:15):
You have to start, Yeah, sounded amazing by the end.

Speaker 3 (01:16:19):
Thank you very much. It is seven minutes to three
beck in the month.

Speaker 1 (01:16:23):
The issues that affect you, and a bit of fun
along the way. Matt Heath and Tyler Adams Afternoons news Talk.

Speaker 3 (01:16:30):
Sa'd be very good afternoon to you. Whole bunch of
ticks coming through on the share market and platforms like
Cheersy's and stockbroking. Is that right?

Speaker 2 (01:16:39):
Yes, stop broking, stock broking arm full time share trader.
My average has been one hundred and seventy four percent
per anim since twenty nineteen. That includes a flat year.
My target has always been one hundred percent per annum.
I also have borrowed funds in the share markets. But
John John, John's.

Speaker 3 (01:16:59):
Right up there, he's cranking one hundred and seventy four percent.

Speaker 2 (01:17:02):
We'll hand your number over to a HDGE fund operator.
They'll probably pay you a lot of money to run
their operation.

Speaker 3 (01:17:08):
You wouldn't be short on clients, absolutely right. We've got
full boards and so many techs. We're going to carry
this on for a little bit after three a clock.
Allen is also called in. He's a professional share trader,
so we're gonna get him on after the news, and
we've got plenty of questions for him as a professional
share trader. But still keen to hear from you. Oh
eight hundred and eighty ten eighty do you get into
the share market? Really? Can you have a chat?

Speaker 2 (01:17:30):
And there's a couple of questions around Rebecca's maths. She
says she's doubled her money a fifty percent increase. Now
that's one hundred percent.

Speaker 3 (01:17:37):
Yeah, yeah, that is true. Yeah, but fifty percent is
still pretty good for Rebecca. But she has been doing well. Yeah,
she was very happy.

Speaker 21 (01:17:42):
Right.

Speaker 3 (01:17:43):
That is coming up after three o'clock. If you want
to send a text, more than welcome. Nine to nine two.
As we say, Alan the professional share trader coming up
very shortly, but new sport and weather on its way.
You're listening to matt and Tyler. Hope you're having a
great Thursday after noon. Stay right here. We will be
back very shortly.

Speaker 1 (01:18:14):
Your new home for insateful and entertaining talk. It's Mattie
and Taylor Adams afternoons on news Talk Savvy.

Speaker 3 (01:18:22):
For a good afternoon to you. Welcome back into the show.
Seven past three. So we've been talking about the share
market and the growing number of kiwis getting into it
via platforms like Cheers, He's or a Hatch or Now
or a myriad of others. So we were bombarded by
texts over the last hour.

Speaker 2 (01:18:38):
Yeah, and we were about to put a stockbroker on
to chat, but he didn't want to anymore.

Speaker 3 (01:18:43):
He got cold feet. Yeah, and he's he was a
busy man as well. Was he a busy man?

Speaker 2 (01:18:48):
You're having a robust conversation with him walking around the
studio there, Tyler on your cell phone.

Speaker 3 (01:18:53):
It was intense, Wasn't it very intense? But maybe we'll
get him back on another day. He just had to ever
think about it. But we had so many texts coming through.

Speaker 2 (01:19:00):
Hey, don't forget the importance of having the right key.
We save a fund active says this text. I normally
have the high growth, but right before the Trump tariffs
first started, I changed it to the safest fund and
I didn't lose any money from it like most people did. Then,
as the market came back, I moved to high growth
again and made a massive profit. Same goes for Cheers's
with gold mining companies tar. Yeah, that's interesting. Does it'd

(01:19:25):
be interesting to know who rides their KEI we saver
like that?

Speaker 3 (01:19:28):
Yeah? Good point. I've got no idea because we go
what my key we save is do you kind of
got three years, don't you?

Speaker 1 (01:19:33):
Yeah?

Speaker 2 (01:19:34):
So you know in this situation, you know, we're not
you're not talking about day trading on individual you know,
glamour stocks and risk at all. You're just you know,
you're just putting it, pulling it back a gear yep,
because you think you might be hitting some sort of
steep financial hills. Yeah, and then when you get out
the other side, shoving it back into the fourth I
don't know.

Speaker 3 (01:19:54):
It's a good analogy. I like it.

Speaker 4 (01:19:56):
Yeah.

Speaker 3 (01:19:56):
Yeah.

Speaker 7 (01:19:57):
Right.

Speaker 3 (01:19:57):
We've got Steve who was hanging on for some time.
And Steve, you've been investing since the early nineties.

Speaker 5 (01:20:04):
Yeah, that's correct.

Speaker 18 (01:20:05):
I started but ninety three, ninety four with her now
a preache of one thousand shares in New Zealand, all
in gas, which costs two or three grand, And since
then I've just regularly bought shares. I've got three different
portfolios totally. It's worse than low seven figures average returns

(01:20:25):
up New Zealand portfolio over last what thirty years, looking
at about a seventeen percent annual return per anum on average.
Hatch got into that when they open up the market
and twenty nineteen, so I've about fifty seven percent annual
return on that. A couple of stock sort of boosted

(01:20:47):
like Tesler Rocket Lab n video give it a good kick,
gives a good kick along. One of stocks I've had
for twenty years, which is a who Came Vestment trust.
It's like ets gone up eight thousand percent, saying that
I've got shares that were wiped out Pike River lay

(01:21:12):
by two other shares like that. Cannabis got on the
bandwagon with trends, cannabis trend which after side. Don't get
on the trendy stuffs now, just look for good sided
companies have probably got comfissioned and about probably too many shares,
but sixty seventy eighty. But the shares that I like

(01:21:32):
are the ones that you can walk in a shop.
You can point to a Johns and Johnson product someone
buys that they buying some of something from a company
our I own some of iPhones, ice cream, food, so
they looked quite a lot of consumables, so books I
had to weigh which owns hind So every time you

(01:21:53):
buy baked beans, you give me one trendth of descent
and all these things like get in the short term.
If you go, remember that there's been periods of time
when the shoe market has gone down and backwards. The
latest significant one was the GFC and the shoemaker didn't
rise between two thousand and eight and two thousand and

(01:22:13):
in twenty fourteen, and that's when you invested. Just keep investing.
Time as your friend in the shue market. In the
last couple of years, since twenty twenty, it's been anomine.
You know, these returns won't continue.

Speaker 9 (01:22:31):
And you go get a share that's got.

Speaker 18 (01:22:34):
Strong cash flow that increased dividends year on year, and
like Johnson and Johnson, Carterly Diiven has increased the last
sixty years. And you know when you buy a shoe
for three bucks and you go and it's gone up
to say fifty bucks, and you're given a dividend of

(01:22:54):
three bucks, there's one hundred percent return dividend on the
initial outday.

Speaker 2 (01:22:59):
Yes, comes thinking about that, So dividends that's that she
is paying out and and but also there's not it's
not really anything until you've cashed out, right there, unrealized
gains until until you have them in your and your
bank account. So how often do you cash out? How
often do you move the money into your bank account?

Speaker 18 (01:23:21):
Well is one Buffett said if he not repare to
hold a good stock long term, it's got strong cash
fly and he's held Coka Cola for fifty years. He's
not going to be selling it anytime soon.

Speaker 2 (01:23:37):
Yeah, but if you never cash out, then you never
make any money from it.

Speaker 5 (01:23:40):
Right.

Speaker 3 (01:23:41):
The idea is to have some money that you can
spend on your assets.

Speaker 18 (01:23:44):
Yet your point taken, Well, I'm going to retire next
year at sixty. I've got probably fifty thousand, sixty thousand
per animal of dividends coming from a portfolio.

Speaker 5 (01:23:59):
So why would I.

Speaker 18 (01:24:00):
Want to sell a share that's given me a yield
of sort of sixty seven?

Speaker 2 (01:24:06):
But do you take do you take those? Do you
cast those dividends out?

Speaker 3 (01:24:09):
Though? So you know, I reinvest them.

Speaker 18 (01:24:11):
It goes into my different account and then those dividends.

Speaker 2 (01:24:14):
So what is your So do you have an you
have a job that that is your income and then
then the shares as just accumulating. But but at some
point you'll cash out, right obviously it's otherwise it's just
an exer size and numbers.

Speaker 18 (01:24:27):
Yeah, well, I'm not going to go to the grave
with money still owing. When I go my grave, last
chick will bounce.

Speaker 3 (01:24:35):
But when do you cast that out?

Speaker 18 (01:24:36):
Though?

Speaker 3 (01:24:37):
You know, if you have you've got a plan in mind.
Have you got an age in mind that you say
right now, I'm going to count spending?

Speaker 18 (01:24:42):
Yeah, yeah, yep, all that's and train at the moment.
So I retire next year. I've been with some company
number of years which give them the maturity which will
cover my cost for two or three years. And then
I'll just draw down and sell a chunk every six

(01:25:04):
months and just we work it out that one hundred
sounds of a year or fifty sounds of a year
plus dividends plus super until I can't get it.

Speaker 3 (01:25:18):
Okay, No, it's a good strategy. You've got it all
worked out.

Speaker 2 (01:25:21):
Well, good luck with that. Yeah, yeah, Well, who is that?
There's a famous was it a Rockefeller or something. There's
a famous story and there's the text that come through
old old sheer quote when the bell boy knows it's
time to get out, And there was a I can't remember,
I think it was a Rockefeller, but he was walking
down the street and he just heard a bunch of

(01:25:41):
everyone talking about it. I think it was that the
lift operator was talking about Sears and and then someone
else was on the street was talking about Chears and
someone else and he thought, time to poll.

Speaker 3 (01:25:49):
Yeah, it's got too popular. He runs in on it. Yeah.
The problem is I always feel saying when the bell
boy knows it's time to get out, and I always
feel like the bellboy just my life.

Speaker 2 (01:25:58):
But you know, yeah, absolutely, yeah, you've got to further
to the point before you've got to cash out. Otherwise
you don't have anything. I mean, it's unrealized gains.

Speaker 3 (01:26:08):
Yeah, exactly, it's just a numbers.

Speaker 2 (01:26:10):
You can look at your portfolio, you can look at
your app and go, oh, look how much money I've
made on these shares. You haven't made any until you've
got it out of here.

Speaker 3 (01:26:19):
Exactly, Yeah, one hundred percent. Right, great discussion. Thank you
very much to everyone who has text and called on that.
Really enjoyed that, and just a week disclaimer as well.
Obviously everything that you heard over the past hour and
a bit is not financial advice.

Speaker 2 (01:26:33):
Well, people texting that I don't understand dividends, I understand dividends.
I get dividends on my shares. Matt shares paid dividends
if they're doing well. You can choose to take the
cash or reinvest it.

Speaker 5 (01:26:42):
Yeah.

Speaker 2 (01:26:42):
Absolutely, and I have someone of my dividends set just
to reinvest. My point is he was saying that he
was getting sixty thousand dollars a year in dividends, right, ye,
total sixty thousand dollars a year, And my point was
just that you're not unless you take it out. So
those dividends, if they're just going through, they may grow
and may grow as a number until you cash out
and have the tangible money that you can spend on

(01:27:03):
something else other than reinvesting or the share market. Then
you haven't got any money.

Speaker 3 (01:27:09):
Yet exactly, just on paper. Yeah, great discussion, Thank you
very much. Right coming up after the break, this is
going to be another deep discussion and a good discussion
as well. Last words, So this is after her final
recorded interview, the great Late Jane Goodall. She didn't mince
her words in this interview. She said she wished she
could send Donald Trump elon mask, Vladimir pusin zijingping, and

(01:27:30):
Benjamin Netanyahu on a one way space trip. So it
was a hell of a final message for the world
from Jane Goodall. And clearly she had an incredible legacy
that she's left behind with her works with chimpanzees. But
last words. Have you ever thought about what your last
words may be?

Speaker 2 (01:27:47):
Yeah, because you got to look at her words and go,
you know, these are different from last last words.

Speaker 3 (01:27:52):
These are her last public words.

Speaker 2 (01:27:53):
But her last words were saying that she wanted to
shoot some people into space.

Speaker 7 (01:27:57):
Yeah.

Speaker 2 (01:27:58):
I don't know if my last words I'd want them.

Speaker 3 (01:28:00):
To be so negative. Yeah, but you know, do you
plan your last words? Have you heard last words from someone?

Speaker 7 (01:28:06):
You know?

Speaker 3 (01:28:08):
You remember the last words of that you spoke to someone?

Speaker 14 (01:28:11):
Yeah?

Speaker 2 (01:28:11):
Last words are a really important thing for some reason.
We spec speak millions and millions of words over our life,
and Jane Goodhall has She's spoken a lot of them
to primates. Well, we're all primates, we are, technically. Yeah,
actually spoken a lot of them to chimpanzees. She has
an apes and other apes, but the last ones are important,
and hers were sending Elin Musk and watching death upon

(01:28:35):
a lot of people and.

Speaker 3 (01:28:36):
Odd choice, but get hear from you, oh eight hundred
and eighty ten eighty. Have you thought about your own
final messages to your family or the world and what
last words have you heard from your own family members?
Really can never cheat you chat with you. It is
seventeen past.

Speaker 1 (01:28:49):
Three US talk. Sa'd be very good.

Speaker 3 (01:28:51):
Afternoon to you. So we have asked the question, have
you thought about what your last words may be? Or indeed,
if you have had a family member sadly pass away,
the last words you said to them or they said
to you. It's on the back of Jane good Or
sadly passed away. She was an icon and very successful,
left behind a great legacy with her work on chimpanzee.

(01:29:11):
She passed away earlier this week, but her last words
in a final interview were quite out there. She said
she wished she could send Donald Trump, Elon Musk, Vladimir
Putin and Benjamin Nittan Yahoo on a one way space trip.

Speaker 2 (01:29:23):
Six's prison chump, just achieve peace in the Middle East.
If a good Ord had away, he would have been
in space and unable to do it. Interesting, that's the
thing about the final thing. Your final words are your
final words. You can't you can't, you can't.

Speaker 3 (01:29:41):
Walk them back. Yeah, And let's be clear. These weren't
words that she.

Speaker 2 (01:29:46):
Rattled on her deathbed to her family. They were her
last public words. Some famous last words. Here we go, Oh,
Bob Marley, money can't buy life?

Speaker 3 (01:29:58):
Oh that is good. Yeah.

Speaker 2 (01:30:00):
Oscar Wilde's famous words last words were either this wallpaper
goes or I do very good. Winston she Cho's last
words were apparently on board with it all wow wew.
I mean he did a lot of He was involved
in a lot of high pressure, exciting things.

Speaker 7 (01:30:15):
He was.

Speaker 2 (01:30:16):
Beethoven's last words were apparently friends, applaud the comedy is finished.

Speaker 3 (01:30:23):
That's deep. It is very deep. Yeah.

Speaker 2 (01:30:26):
And Bob Marley, did I say, has final words where
money can't buy life?

Speaker 3 (01:30:29):
He was a smart guy, Bob.

Speaker 2 (01:30:31):
So do you spend time thinking about what your final
words will be?

Speaker 3 (01:30:34):
You must do, right, I mean, like, it's funny thing
to think about, but I'd be lying to say I've
even I thought about it, and I think most of
us have. But when that time comes and you're looking
back on coming for all of us, it is coming
for all of us, and you're looking back, and clearly
you'd be thinking about what are the final messages I
want to share, particularly with the family, but also if

(01:30:54):
you've had achievements or a colorful life, there might be
something that you wish to be put into on your
tombstone or read out at the funeral.

Speaker 2 (01:31:05):
David says, make sure your family members know you love them.
I told my dad that I loved him two days
before he died. He replied the same, and we harked.

Speaker 3 (01:31:12):
He said it was implied, but unsaid I knew I
wouldn't see him again.

Speaker 2 (01:31:15):
That's from David. So that's the other part of it,
is your final words to people. Yeah, and as I've
said on the show before, my final words to my
mum were I love you Mom.

Speaker 3 (01:31:26):
You know.

Speaker 2 (01:31:26):
She she died suddenly, which I think about every day.
But I was so pleased, I mean, not pleased, it's
not the right word, but it feels good to know
that my last words were I love you, mum.

Speaker 3 (01:31:40):
That's a big one. Yeah, for last words, I love you.

Speaker 2 (01:31:43):
And I'm lucky in that circumstance because we were on
the phone, talking on the phone, and I always said
I love you mum at the end of the call,
so so I had a good chance of successfully There's.

Speaker 3 (01:31:52):
A beautiful message that h you know, but I love you.

Speaker 2 (01:31:55):
I love you mum. As is pretty good last words
to say to someone. I'm pretty happy with that.

Speaker 3 (01:32:01):
Absolutely, not to pat myself on the back for it,
but I mean that is that sums it up for
a lot of people. One hundred and eighty ten eighty
is the number of call if you had of that
conversation with a loved one. You know, what did you
talk about? What was their last words or what were
your last words to them? Lo there, guys.

Speaker 2 (01:32:18):
I actually I'll read this beautiful text out from Graham
after the break.

Speaker 3 (01:32:23):
Actually, but that's quite touching. It is twenty three past
three back in a moment.

Speaker 1 (01:32:31):
Matt Heathen, Tyler Adams afternoons call oh eight hundred eighty
eighty on Youth Talk ZB.

Speaker 3 (01:32:37):
Afternoon Dune twenty five past three. We are talking about
last words. This is from Graham. Hay, guys.

Speaker 2 (01:32:43):
A year ago tomorrow, I took my life to hospice. Sorry,
I took my wife to hospice where, sadly she died.
Twenty days later, on the thirtieth of October. For the
last thirty six hours of her life. I lay next
to her to help keep her calm and to comfort.
My last words to her with thank you, my darling.
I love you to the moon and back. I love

(01:33:04):
you to the moon and back. I would give anything
to hold her and tell her how much I loved her.
Grief is a living hell, so make sure you tell
those people close to you what they mean to you.

Speaker 3 (01:33:15):
She is Graham man. I knew this might get me,
but that certainly got me. I love you to the
moon and back. Graham, You're You're a legend of a man.

Speaker 2 (01:33:24):
And he would give anything to hold her and tell
her how much he loved her.

Speaker 3 (01:33:29):
Right now, Wow, beautiful text. Graham certainly is Fiona. How
are you this afternoon?

Speaker 14 (01:33:36):
Oh good things tell you guys.

Speaker 3 (01:33:38):
Very good. So you want to have a chat about
your mother's last words?

Speaker 14 (01:33:42):
Yes, yes, so my mother's last words were she was
from holland have a greater Holland instead of that that
God has got some strange clients, thank God.

Speaker 3 (01:33:54):
And that was really funny.

Speaker 14 (01:33:55):
That set in with four I graduated as a late
houstial leader, and I remember that many times I was great,
not only just lovely words, but great advice as well.

Speaker 3 (01:34:05):
Yeah, that's beautiful. What a great mom you had. Owner.

Speaker 14 (01:34:09):
Yeah, and I reckon, I would say, but the life
is what life is because I read something I read
to see that we are only ever upsets when we
get what we don't want, or we want what we
don't get. So just time to live life, you know,
it is what it is, and make the most of
what you thought of every day as pressure.

Speaker 3 (01:34:31):
It's pretty good. So you have that ready on a
little bit of paper.

Speaker 18 (01:34:39):
And they might remember it.

Speaker 3 (01:34:42):
Thank you so much for you, Fiona. Yeah, what a
great philosophy.

Speaker 2 (01:34:45):
The sester said, sadly. My last words to mind nan
where I'll call you back? She called me at work
wanting my mum's her daughter's phone, her daughter's phone number,
as she had lost her little book of numbers. Well,
I forgot to call her back, and the next morning
I was told she had suffered a heart attack. Still
haunts me at times. You can't blame yourself for that, no,
because you didn't know the significance of.

Speaker 3 (01:35:06):
The situation exactly.

Speaker 2 (01:35:08):
And who hasn't forgotten to call someone back?

Speaker 3 (01:35:10):
One hundred percent yees oh e one hundred and eighty.

Speaker 2 (01:35:13):
But that sort of talks to the significance of the
end of people's lives, because you know, you could not
call nan back five times at different times, but when
it's the last time, it really means something.

Speaker 3 (01:35:24):
Yeah.

Speaker 2 (01:35:25):
Yeah, And that's why maybe Jane Goodle's last words wanting
to shoot Elon Musk and Donald Trump and a few
others into space, you know, slightly unusual.

Speaker 3 (01:35:36):
Yeah, yeah, oh on one hundred and eighty. Ten eighty
is the number to call last words? Have you thought
about what you hope your last words are or a
family member when you had that conversation, Love to hear
from you. It is twenty nine past three.

Speaker 12 (01:35:50):
Jew's talk said the headlines with blue bubble taxis it's
no trouble with a blue bubble, Hope's and announcement. Israel
and Humas have signed off the first phase of a
peace framework for Gaza is the beginning of lasting change.
Its conditions mean hostages could be released as early is
this weekend, and Israel will withdraw troops to a designated line.

(01:36:14):
A body has been found near christ Church is Whitewash
Head at Scarborough, but it's not believed to be missing.
Teen Marley, a fifty four year old man's been charged
with arson, producing meth injuring a police dog and resisting
police and will have a hospital bedside hearing after a
house fire in Auckland's Massy this morning. Prosecution's likely for

(01:36:35):
two fishes caught with thirty times the daily limit of
power that were undersized at way Hoo Beach north of Gisbon.
A plane understood to be a christ Church to Nandi flight.
A circular is circling above Canterbury. Emergency services are on
standby for landing at christ Church Airport. How to handle

(01:36:55):
AI hype when your boss is obsessed but you're not.
You can read more at endsid Herald Premium. Back to
Matteathan Tyler Adams.

Speaker 3 (01:37:04):
Thank you very much, Rayli. We are talking about last words.
If you've thought about what you're a last words you
hope them to be, or the last words from a
family member. Oh, one hundred and eighteen eighty is the
number to call this.

Speaker 2 (01:37:15):
Text to hear my When my father in law passed,
my last words to him were thank you for being
a wonderful granddad to our children. They are decided last
words to say to something that is beautiful Gabrielle, welcome
to the show.

Speaker 21 (01:37:28):
Yeah, Gedomett and Tyler, how are you good?

Speaker 3 (01:37:31):
Thank you? Thanks for calling.

Speaker 1 (01:37:32):
Good.

Speaker 21 (01:37:34):
So I rang up because my father he passed away
about thirty five years ago. He was in the hospital
at the time, and a day before he passed away,
I went to go and surm and he asked me
why did I not like the name that he'd given me?
And I said, I don't like dad. They've all everyone's

(01:37:55):
always called me that. And he said to me that
your mother never liked the name, and I think that's
how it got to be. And I said, I'm happy
with that, and he said, well, why don't you use
your real name, which is Gabe Peter. And everyone used
to call them in the family Peter, and they only
know me as Peter. But I'm my IR certificate my

(01:38:16):
name is Gabriel Peter with my surname after that. And
so from that point on, thirty five years ago, I've
been using my real name, Gabriel, and it's only the
family had still call me Peter. But when perhaps two
groups meet, it's a bit confusing because one's calling me Gabriel,

(01:38:37):
the other one's calling me Peter. But they get over it.

Speaker 3 (01:38:39):
Yeah, yeah, right, yeah, workable.

Speaker 1 (01:38:42):
Yeah.

Speaker 3 (01:38:42):
I was thinking about Peter Gabriel as well. It would
be confusing for some people.

Speaker 2 (01:38:47):
This is an interesting story in it, and I'll try
and unpack it as best.

Speaker 3 (01:38:50):
As I can.

Speaker 16 (01:38:51):
Right.

Speaker 3 (01:38:51):
It came through a text.

Speaker 2 (01:38:52):
I was in jail on remand during lock up I
managed to slip into the office, lock the door and
get an outside line. I rang my dad and told
him not to worry about visiting tomorrow. I'd be out
next week or good. I took aback a few things,
as you do. In the conversation that night around too
at the AM, I kind of knew he had gotten up,
felt dizzy, and fallen onto a heater bumper his head.

(01:39:13):
That call earlier was the first and last time we
ever spoke as friends. There was a distance to cover
and no time to do it.

Speaker 3 (01:39:21):
Yeah.

Speaker 2 (01:39:22):
Oh man, yeah wow, I mean, yeah.

Speaker 3 (01:39:28):
I get well. At least you could get into that
office and give your dad a call one more time. Yeah.

Speaker 2 (01:39:34):
I mean it's sad that you didn't get to talk
to him again, but also it was good that you
had that one chats as you know friends.

Speaker 3 (01:39:41):
Yeah, and clearly you remember that very very clearly, Jill,
how are you this afternoon? Y?

Speaker 10 (01:39:50):
Look, there's some amazing stories going on here about love
and forgiveness and all that sort of thing. Now, this
goes back to when I was seven years of age.
I'm only knocking a sheep, but I was even years
of age and my brother was nine. Now, he suffered

(01:40:14):
from asthma, and of course there weren't the things available
then that there are now to help people that suffer
from that. Anyway, because we lived in about while the
house was being built, we had bunked, so I slept

(01:40:35):
on the top bunk so Mum and Dad could get
to my brother on the bottom if he had an attack. Well,
after several years he did have an attack, and of
course they thought he was growing out of it, but
he had an attacked this night that took his life.

(01:40:57):
And I heard his last words, and they were to
my mother. He said, I am there and I have won.
What ever that meant? I knew he believed in God,
where some of the family didn't, if you know what
I'm saying.

Speaker 2 (01:41:17):
So was that I am there and I have won?
Was that what they were?

Speaker 10 (01:41:24):
I am there and I have won?

Speaker 3 (01:41:27):
Wow?

Speaker 10 (01:41:28):
And I thought those were very profound for a nine
year old boy.

Speaker 3 (01:41:33):
Yeah, absolutely, wow for you, Jill. And this will will
sound like an odd question, but looking back, now, does
that give you some form of comfort?

Speaker 10 (01:41:43):
No, take to me all my life, because I have
the guilt of the survivor. I was born strong, and
you know I used to build out to the playground
that they touched and sort of things.

Speaker 2 (01:42:01):
Yeah, right, but I mean that that's and I'm sure
you've gone through this in your life, but I mean
you you went responsible for the hand you were dowed
or the hand your brother what was dealt, so you know,
there's there's absolutely no reason for you to feel guilty.
But one incredible I mean I am there and I
have one very profound Wow. Thanks so much to you,

(01:42:24):
cool Jill, Jill, thanks for sharing.

Speaker 3 (01:42:26):
When my wife.

Speaker 2 (01:42:27):
Died at a stage where she couldn't talk, she asked
for a pen and paper and wrote I love you
x X.

Speaker 3 (01:42:34):
Well. I have that last note framed and no treasure.
Oh that is beautiful. Yeah, my god, that would be
the most treasured.

Speaker 2 (01:42:40):
You know, when you talk about what you'd run back
into the house to save from a fire, Yeah, I mean.

Speaker 3 (01:42:45):
That would be it.

Speaker 15 (01:42:46):
Yeah.

Speaker 3 (01:42:46):
Absolutely, Oh eight hundred and eighty ten eighty is the
number to call Colin. How are you?

Speaker 15 (01:42:52):
Oh, hi guys. Yes, I thought i'd share with you
the story when my younger brother died. He was dying
from cancer and he was in a hospice type situation
and the last time I saw my last visit there,
he could hardly talk. And anyway, we came time for
me to leave. When as I was leaving, he beckoned

(01:43:13):
me back and I went up to him and he
was he sort of murmured something and I couldn't quite
hear him, so like the bend right down close, and
he said something something something, So sorry, Jerry, I can't
understand that. And he said, do your fly up? And
those were the last words I heard him say.

Speaker 3 (01:43:34):
It was good advice, Colin.

Speaker 15 (01:43:38):
Yes, here we go.

Speaker 3 (01:43:39):
And if you inserted more meaning into that, it is it.

Speaker 13 (01:43:43):
Not at all.

Speaker 15 (01:43:43):
It was sort of a sort of a silly saying
we said over the years we were leaving a room
or something.

Speaker 3 (01:43:49):
So that's really nice. Thanks for sharing, Colin, Yeah, thank
you very much. One hundred and eighty ten eighty is
the number to call.

Speaker 2 (01:43:56):
My mum said just before she died, I hope you
six kids have your dad's jeans because his family lived
longer than mine.

Speaker 3 (01:44:03):
Well that's good. Last words, It is twenty one two four.
Last words. What were the last words you heard from
a family member? Or have you thought about your own
last words? What you'd like to say at the end,
really keen to hear from you? The phones of lit
up by eight hundred and eighty ten eighty is the
number to cook.

Speaker 1 (01:44:20):
Have a chat with the lads on eight hundred and
eighty ten eighty mad Heathan Taylor Adams afternoons used talks
they'd be.

Speaker 3 (01:44:27):
It is eighteen two four.

Speaker 2 (01:44:29):
Hi, guys, my wife had cancer. I just picked her
up to help her go to the toilet. She looked
at me while I was holding her and I said,
I love you, Han, And she died right in front
of me. She was forty four years old. She died
a week before Christmas. Sadly, my six year old son
and nine year old daughter didn't get to say their
final goodbyas to their mum. Last year, I had a

(01:44:49):
cardiac arrest and was clinically dead for seventeen minutes. I
woke up five days later out of a coma at
christ Church Hospital. So my kids were nearly orphans. My
last words would be, don't take life too seriously, enjoy
your life, be kind, appreciate your friends, put on your
oxygen mask first. Always, don't waste money on my funeral.

Speaker 3 (01:45:09):
Great last words a man that texture has been through
some stuff.

Speaker 2 (01:45:13):
The last words our son said to his father were,
I'm proud to be your son.

Speaker 3 (01:45:18):
Regards Anna. Oh, that is making me tear up, Peter,
welcome to the show. Hello, How are you very good? Peter?

Speaker 4 (01:45:28):
Okay, yes, it's talk good. My father who died when
he's eighty five, he was a really good father and
a really honest good man, and anyway, as an atheist
all his life and the rest of us were believed
in something and had discussing and all the rest of it. Anyway,
when he died, the last word he says was I've

(01:45:51):
paid for my holiday. I can go home now.

Speaker 3 (01:45:55):
I've paid for my holiday. I can go home now.
Very insightful, Peter. Yeah, And what did you say here
in that?

Speaker 4 (01:46:05):
My mother and I just looked at the show and
he went but we just looked at these others on health.

Speaker 3 (01:46:14):
He knows, Yeah, beautiful, Just quickly just mentioning last words
and before I came up here to take on this job.
My grandfather was quite a lot hospital, and went up
to see him quite a bit and lovely couple of visits,
and he mentioned, you know, he was very proud of
of the fact that I'd got this job and was

(01:46:35):
coming up to Auckland, but he was very stoic and
we didn't really say too much. I knew he loved me,
but we never really said it. So I made an
effort to say, you know, I love your granddad, but
I just remember, and he was so stok about it
and what was going on. But as I was leaving,
and he just turned around and he said, you know,
I'm ready, And I didn't know how to respond to that.
I think in the end I said, I know, Granddad

(01:46:58):
and walked out. But the very fact that he was
just ready, he was tired. It was his time. He'd
come to accept it, even if I hadn't, and my
mom and his kids didn't accept that. But that was
a hell of a thing.

Speaker 2 (01:47:11):
And attempting to make it easier for you, yeah, because
he's saying, you know.

Speaker 3 (01:47:16):
I think he was because he could see I was
struggling and I didn't know really what to say to
him apart from you know, I love your granddad and
I know you love me. Because he was such a
stoic guy, he always knew that was there, but I
was I was struggling with what do I say here
because I know the end is coming soon, and so
it was you know, I'm ready. Yeah, And there was
a lot of confident in that, wow, because I generally thought, well,

(01:47:37):
it's nice.

Speaker 2 (01:47:38):
To know that, and you know, I mean, God forbid
the other you know, someone saying I'm not ready to go, yeah,
that would be a lot always worry that that's how
they feel.

Speaker 3 (01:47:48):
But you know, I'm ready. Yeah. There was a lot
of comfort in that. Absolutely. Yeah.

Speaker 2 (01:47:54):
It was seventeenth July, the day before my birthday, and
my father was ringing me and I didn't normally answer
the phone because he was a bit of an alcoholic
and we always used to argue. However, I answer the
phone and he was completely sober, which really surprised me. However,
he did say at the end of the conversation, I
love you, and he didn't ever say that to me
and his whole life, and it was something special. And

(01:48:15):
about forty minutes later, I got the call from my
eldest brother that he had passed, so something I'll never forget,
especially the day before my birthday.

Speaker 3 (01:48:23):
That is a lot. Sam. How are you this afternoon?

Speaker 15 (01:48:28):
Oh fantastic mate yourself?

Speaker 3 (01:48:30):
Yeah? Pretty good, mate, pretty good. But keen to hear
your story?

Speaker 15 (01:48:34):
Well, I'll never forget the last thing my grandfather said
to me before he died.

Speaker 3 (01:48:41):
Yep, will are you still hold?

Speaker 18 (01:48:43):
Are you still holding the ladder?

Speaker 3 (01:48:49):
That's very good, Sam, very good. That's good from you, Sam,
That is good stuff. This text to here says my
final words will be please clear my history smart. Yeah,
there's a lot of strategy into that. Gordon, Hello, how
are you?

Speaker 9 (01:49:03):
Yeah?

Speaker 3 (01:49:03):
Very good? Can you hear the last word?

Speaker 5 (01:49:06):
Yeah? Well I never got the chance to say, you've
got asked as either of my parents they both passed away.
My mother passed away very suddenly and I couldn't get
to be father to ant say his last birds to him.
But at eleven o'clock to day I had to let

(01:49:27):
my one of my very best friends go today. He
was a little Spaniel dog which has been with me
for nine years. He came to work with me for
seven years and I just said, you've been the best mate,
I've ever had, apart from.

Speaker 3 (01:49:48):
My wife mate. That's beautiful. I mean, you're right when
you lose a pet like a dog and you say
your best mate, they certainly are, you know, man and
woman's best friends. It's a beautiful, beautiful thing to say
to your beloved pooch.

Speaker 5 (01:50:03):
Yeah, And I was at eleven o'clock. I passed eleven
this morning, and the beauty weary am I. He's as
big as all my life and doses. And he used
to come to work with me every day of the
week and he would sit on the bonnet of the
Bigger and he's in his bed and he had just
sit there all day and go round and round and
load and unload and do whatever I was doing. And

(01:50:24):
he just sat there, but a wed, fine ale sony
just sat on the bonnet of the bigger.

Speaker 3 (01:50:29):
We'll be thanks for you.

Speaker 2 (01:50:31):
Call Gordon and all the best tomorrow. This Texas says
is the thirty fifth anniversary of my dad's passing. Not
a very talkative man, he wasn't talking, but he took
my hand, looked me in the eye and kissed my fingers,
no words necessary. I still cry when I think of
this loving moment. That's from Heather.

Speaker 3 (01:50:48):
Oh that's really beautiful, all right. It is eleven minutes
to four, will be back very shortly. Oh, eight hundred
and eighty. Ten eighty is the number.

Speaker 1 (01:50:55):
Call the big stories, the big issues, to the big
trends and everything in between. Matt Heath and Tyler Adams
afternoons News Talks.

Speaker 3 (01:51:04):
B, News Talks There B. It is nine to four, Hey, guys,
not last words.

Speaker 2 (01:51:09):
But when my dad passed away, I wasn't around and
hadn't seen him for about a month or two. When
I got to his house on the day, he was
lying on the bed and had been there for about
three hours before I got to the house. When I
kissed him on his forehead as a last goodbye, he
let out his last breath.

Speaker 3 (01:51:24):
Wow.

Speaker 2 (01:51:24):
That's huge, Linda, Welcome to the show.

Speaker 11 (01:51:27):
Ye Hi.

Speaker 19 (01:51:30):
My sisters rung me from the hospital when my mum
was passing and she was actually just going unconscious. So
my last word to her, well her last wounds to me, actually,
we thank you so much all the outings we had,
and then she said, and I'll see you again.

Speaker 3 (01:51:50):
It's really lovely. So the eltingly Yeah, the old thing
she was talking about was that towards the inlander or
is that through.

Speaker 19 (01:51:59):
About three days before so she went unconscious after them
so there was no talking.

Speaker 3 (01:52:04):
Wow, what a great story, Linda. Yeah.

Speaker 2 (01:52:07):
I mean if you can go out things thinking people
were thanking the person that's with you, that's pretty meaningful. Absolutely,
it will definitely affect the person for a very long time.
If the last thing you say to them is thank you, it's.

Speaker 3 (01:52:18):
A lot of comfort.

Speaker 2 (01:52:18):
Yeah, Owen, you want to have a chat about your
UM's last words.

Speaker 9 (01:52:23):
Yeah, I had a pretty unfortunate twenty twenty four. I
had Dad passed away in the month of May on
the first of May, and then my mum followed on
about the twenty second of May, and Dad went to
make it right for mon. Dad was a bit older
than mum by ten years, and Mum was battlings he

(01:52:44):
OPD and Dad had dementia. So Dad, crue to form,
snuck away, got up, had breakfast, and then went back
to bed and passed away. But they were both in
the same hospital level care wristone for the last six
months of their life, so that was really awesome. But yeah,
after he had passed, Mum told me she didn't want
to stay at the rists only longer by herself, and

(01:53:06):
she sort of did all that is. The funeral director
was there to pick up Dad and she got chooser
font and everything on the headstone. It was all of
that's surreal. There was even a couple of fantails that
flew into the rest homes lounge while that was all happening.
They had a bit of Murray blood, so that was

(01:53:26):
definitely got merit in that. But the mum's last words
when we got it to the hospital, she ended up
with a urinary tract infection and basically her organs started
to shut down. And she'd been battling COPD for twenty
odd years, so as the organs were shutting down, but
with about two hours to go, and it was a

(01:53:46):
big full moon in the night she went. She basically
just said to me, is this the end of the road?
And that was a real heavy one to have to answer.
Get put on spot there and all I could say
back was now, you've been here many times, that's fighted again.
But once the organs, well multiple organs started shutting down,

(01:54:12):
the doctors yeah.

Speaker 3 (01:54:16):
Well, Owen, thank you very much, And that is a
tough situation to be but you obviously provided comfort to
your mum in those final moments. So you're a great man.
Thank you very much.

Speaker 2 (01:54:25):
This Texas here my son's last words before we went
into his coma and passed away. Where it's my mum.
I was in such a rush to get into the
room he was with the nurse that I didn't hear it.
My other son told me it, and I have those
words tattooed on my arm.

Speaker 3 (01:54:41):
All right, all right, thank you very much everyone who
texted and called. That was a deep but really really
beautiful conversation and it puts a lot of things into perspective.

Speaker 2 (01:54:51):
It certainly does. Thank you so much for listening everyone,
love the chat today. Thank you for sharing, especially that
last hour. Some deep stuff there. Jeez, so grateful for
all your calls and text Our podcasts will be available
in about and now. Our the great and Powerful Paul
Holmes Broadcast.

Speaker 14 (01:55:11):
Of the Year.

Speaker 2 (01:55:11):
Heather Dupe, Sellen dup c Allen is up next. But Tyler,
my good friend, Yes, why am I playing the song here?

Speaker 3 (01:55:20):
This is Neil Young. Now forgive me, I don't actually
know the name of the title. When I tell you
it'll give the whole thing away. Well, please hear me,
give me the first two words of it, the needle
of course. Right. So it was about the fantastic chat
we had on drugs in the New Zealand Drug Foundation
wanting to decriminalize drugs across the board.

Speaker 2 (01:55:41):
Yeah, that's exactly right, well done, nailed it all right.

Speaker 3 (01:55:46):
Until tomorrow afternoon, I give a taste of Kiwi from
US and I'm going to go and I'm grab a
tissue and I'm not crying. You are I'm certainly crying.

Speaker 1 (01:55:57):
I love you all, Matt Heath and Tyler Adams. For

(01:56:26):
more from Used Talk set B listen live on air
or online, and keep our shows with you wherever you
go with our podcasts on iHeartRadio

All Episodes

Episode Transcript

Popular Podcasts

Dateline NBC

Stuff You Should Know

My Favorite Murder with Karen Kilgariff and Georgia Hardstark

.css-15opob5{left:0;position:absolute;top:0.8rem;} All Episodes

.css-14f5ked{margin:0;word-break:break-word;display:-webkit-box;-webkit-box-orient:vertical;box-orient:vertical;-webkit-line-clamp:2;overflow:hidden;}Full Show Podcast: 09 October 2025

Episode Transcript

Popular Podcasts

.css-r6mb8g{margin:0;word-break:break-word;display:-webkit-box;-webkit-box-orient:vertical;box-orient:vertical;-webkit-line-clamp:1;overflow:hidden;}Dateline NBC

Stuff You Should Know

My Favorite Murder with Karen Kilgariff and Georgia Hardstark

All Episodes

Full Show Podcast: 09 October 2025

Dateline NBC