November 26, 2025 • 21 mins
On Politics Thursday this week Nick Mills was joined by Labour MP Ginny Andersen and National's Ōtaki MP Tim Costley.
They discussed the latest cut in the Official Cash Rate, how this will impact Kiwis and if we are beginning to see changes in the economy.
Costley and Andersen also hit the big political news of the week including Nicola Willis's statement that National may repeal the Regulatory Standards Bill. As well as leadership coup rumours, how far the coalition agreements can span, regional councils and what is going on in the Wellington North electorate race.
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Speaker 1 (00:07):
You're listening to the Wellington Mornings podcast with Nick Mills
from News Talks at b focusing in on the issues
that matter politics. Thursday on Wellington Mornings, News Talk said
blet shine.
Speaker 2 (00:25):
It's Thursday even, it's eleven o'clock. That means politics. Half
hour with Labor, MP and spokesperson for Police Ginny Anderson.
Good morning, Jinny, Good morning.
Speaker 3 (00:37):
Next.
Speaker 4 (00:37):
Sorry I'm not there in the studio. I've got my
coffee at home this morning.
Speaker 2 (00:42):
Silence silence from me on that one. And MP fore
it's all right and MPO techy Tim Costly? Where are
you Tim?
Speaker 5 (00:52):
Parked on the side of the road on Whipby right now?
Speaker 2 (00:55):
Great, Thanks for both of you for making the extreme
effort to come in and join me and have the
chat together. But let's carry on. Official cash rate has
dropped zero point two five base points to two point
two five? What is this new OC cut going to
mean to everyday? Kiwi's I really want to ask you
that question, Ginny Anderson, tell me what you think?
Speaker 3 (01:19):
Wow, not a.
Speaker 4 (01:20):
Lot, really, I mean all the thing is that the government,
the government keeps holding it up like they did it,
and it's that there is a bank propping up the economy,
and Christopher Luxon is still just sitting on his hands. So, yeah,
we are seeing mortgage rates coming down, that's good, but
the reality is that people at the checkout, people paying
their bills still aren't feeling the difference.
Speaker 3 (01:42):
They're struggling to pay for things. So yeah, I'm hopeful.
Speaker 4 (01:45):
That maybe it is going to bring some relief to
people who are working hard and not managing to make
ends meet. But it hasn't really done that to people
in the last couple of times.
Speaker 2 (01:56):
And here's the problem. Tim If you go down the
street in Whitby and you the next person you bump into,
you say to them, mister or missus, are you feeling
more confident? Have you got more money in the bank
this year than last year? You and I both know
what the answer will be. They'll say, we're waiting.
Speaker 5 (02:17):
I kind of think you guys need to cheer up
a little bit. I mean, that's it's outrageous to say
that this means not a lot, Like I can't believe
what Jinny has just sat there and said. The interest
rates and our government have come down more than three percent.
It is saving if you've got the average Timeline you
are saving almost eleven thousand dollars a year. That is
eleven or ten thousand, eight hundred dollars in your bank
(02:41):
account that you would not otherwise have. That makes a
huge difference. And when I do go down the road,
how much is that average?
Speaker 2 (02:46):
Tim? Sorry, I'm sorry to interrupt, but I think I
can hear our listeners asking what is that average mortgage
that you've put that number on.
Speaker 5 (02:53):
It's pretty close to about five hundred thousand. It's just
over five hundred thousand based on the average interest rate
that you would have had, say three years two years
ago in October twenty twenty three, to what you yet now,
that average saving US ten seven hundred and fifty eight
dollars each and every year. That is a significant amount
of money. I acknowledged those interest rates went up really quickly,
(03:16):
and prices went up really quickly under labor and those
prices don't immediately come don't come back down, but they've
stopped going up at the rate they were. That's because
we made good decisions, tough decisions, but we got spending
under control, we get working to get get under control.
And that's absolutely the reason that the Reserve Bank can
bring these interest rates down now it is a sign
(03:37):
of confidence in what we are doing as a government.
Speaker 2 (03:40):
Ginny, you had actuate.
Speaker 3 (03:41):
It's like to say, yeah, you go, thank you.
Speaker 4 (03:45):
Now you can ask me if you like.
Speaker 2 (03:46):
I mean your offices and everyone on the show. Now.
I do a lot of hours on the show, and
I would anytime that I say things are tough, I
get at least a text or an email from someone
telling me how buoyant Patoni is, how much it's improved,
and how buoyant it is.
Speaker 3 (04:03):
Well. I actually went round the shop set recently.
Speaker 4 (04:06):
We had a one bit of good news today, which
is there'll be free parking in December along that street
over the Christmas shopping period and that'll really help local businesses.
Speaker 3 (04:14):
But the businesses I went around and spoke to only
about three weeks ago, were all really struggling.
Speaker 4 (04:19):
They were some of them were thinking of closing down.
Some had already shut down. They've shut down other shops
and other areas they had other parts. So know that
the news was not yes, we've got some good business
activity going on, but those small business owners are really
still struggling. But the point, in a relation to what
Tim is said, the bit that most people struggle with
(04:41):
is the Reserve Bank is not the government. And we've
got the government trying to claim credit for what the
Reserve Bank has done, whereas Christopher Luxan has done nothing
to actually help people. And the fact that Tim Costley
can tell kiwii's or people out there to cheer up
is hot off the heels of Nikola.
Speaker 3 (04:58):
Willis telling people who lost their jobs and you take
it using me and it's out of touch.
Speaker 4 (05:03):
It's completely out of touch because if you're telling people
who can't afford to buy their kids Christmas presents to
cheer up their net demonstrates while this government won't standing
at the next election.
Speaker 5 (05:13):
Now I just hold the line a minute, because this
is outrageous. I'm telling Jimmy to cheer up because she
has said that the last sound.
Speaker 4 (05:20):
Like you were telling people out there without paying the bills.
Speaker 5 (05:22):
To I was very scord that this was to you
and that I said you two need to cheer up
a that because you said the last three interest cuts
made no difference to people. They have absolutely made a difference.
Speaker 2 (05:33):
And if you're going to.
Speaker 5 (05:34):
Pin this on the Reserve Bank, then why do the
interest rates go up so far and so fast under
the last government. It's because of government spending. It's because
of government debt, it's because of the inflation that gets
caused by poor guy.
Speaker 2 (05:46):
Right, let's move on. We've only got.
Speaker 5 (05:48):
Half visions we've made that give them confidence.
Speaker 2 (05:49):
Okay, we've only got half an hour, so let's keep moving.
I'm pretty cheery. I'm pretty in a pretty good mood. Yeah,
to might spend. I spent half an hour with Nicola
yesterday and I'm in a pretty good mood. So you're so,
I mean, Nationals considering repealing the Regulatory Standards Bill along
with labor after its voted in by the coalition last week. Tim,
(06:10):
this is the weirdest story that I can remember in politics.
Tell me, put me right here on us.
Speaker 4 (06:17):
What's happening?
Speaker 3 (06:18):
Tim?
Speaker 5 (06:18):
Come on, Tim, Well, honestly, we haven't had a discussion
about this and caucus yet. There is there is.
Speaker 2 (06:28):
Come on. So I'm.
Speaker 5 (06:30):
No, that's all right, I don't mind. Like this is
the nature of MMP democracies, right, whatever happens after the
next election, you're going to have a miss measure of
parties together, most probably the three that we've got now
and uh, and you're there will be compromise. Not eveyone's
going to get through everything the way they want it.
Some people are going to have to do things they
would rather not have done. That's been pretty clear through this.
Speaker 2 (06:53):
Hold the horse, Hold the horse. I'm going to interrupt.
We've already got a limited time. I mean, this is
a complete and utter waste of money when we're all
told to tighten about, isn't it?
Speaker 5 (07:04):
Yeah, but what would be a way for money you
don't enjoy it? Compromise? Well, I haven't said that. We're
appealing it when national haven't said that. This is another
one there.
Speaker 2 (07:15):
Nicholas said that you hadn't made a decision, and we're
going to look at it.
Speaker 5 (07:19):
Correct, we haven't. I absolutely agree with Nicholas.
Speaker 3 (07:23):
You's no, you're the government. You need to make decisions.
It's your job.
Speaker 2 (07:27):
All right, Let's move on. Let's move on.
Speaker 4 (07:29):
New Zealand for it, like they literally just voted for it.
We make that point.
Speaker 3 (07:33):
Please.
Speaker 4 (07:33):
They voted for it not that long ago, and now
they're saying they're not they don't like it. It's like,
make your mind up.
Speaker 3 (07:39):
You're the government, please.
Speaker 5 (07:40):
Well yeah, but Labor, make your mind up right, you
voted against the game patch band and enginey. You came
out and said that she was pretty good, So are
you going to.
Speaker 4 (07:49):
Ninety went up ninety seven percent when that was in.
I was pleased, but it did nothing to stop organized crime.
Speaker 2 (07:56):
Ter Ginny. While you're on the hold on, I'm the host,
five hundred police, go back into your corners. Can you
both go back into your corners for a second. I'm
the host, I'm the reef right now, Jenny, while you're
on that horse that's very a lot taller than you,
can you tell us your thoughts on the five hundred cops,
because today was the day that they were going to
(08:17):
be all.
Speaker 4 (08:17):
Done by twenty seventh of November. Yeah, today is the
day that they have officially failed to deliver the five
hundred police.
Speaker 3 (08:25):
And yeah, you.
Speaker 4 (08:26):
Shouldn't promise things if you can't do them, essentially, so
we should have had those in place. We've been told
they'll be delivered by June next year, then we're told
August next year, and the latest we've heard of September
twenty twenty six, so they've shifted it four times and
it's looking really like it might not even be delivered.
Speaker 3 (08:44):
Before the election.
Speaker 4 (08:45):
So a complete fail on law and order for delivering
on a promise of five hundred police officer.
Speaker 2 (08:50):
And Tim, we're hearing the numbers going to Australia as
just getting bigger and bigger. I mean that it's quite scary.
Speaker 5 (08:57):
Do you know what I met on the other day
that's just come back, that went over there and said,
you know what, I won't come back. No, but that
is that right? And I still come back to my
chair up Jenny because she's sang here saying, Oh, you
shouldn't promise things you can't deliver. Have we forgotten Cay
we built? Have we forgotten Auckland light rail? Have we
forgotten the most of what last labor government? Very convenient
(09:18):
for you because you don't want to remember all the
things you promised and never delivered. Look, we have delivered
more than two hundred and fifteen new cops and we
are going to deliver the five hundred extra. But at
the same time you've got you know, violence, serious violent
crime is down by thirty percent.
Speaker 2 (09:32):
Well, we were actually hold on, hold on, hold on
what matters. I'm going for a break back in the corner.
So I'm going for a break. I need a break
because Tim's on a rent. Now it's not Jinny on
a red, it's Tim on a rat. Let's stick to topics,
guys and lead him. Each. Three of us have our
safe right Thursday politics with Ginny Anderson and Tim Costly. Look,
(09:53):
there's been some rumors floating around and I know hitherdo
plus Ellen has definitely been pushing it and driving it
about what's going on with the National Party with its leadership. Ginny,
I mean, if anybody knows what's going on in the beehive,
it's you. Are you hearing any think it's your mate
(10:13):
ships being the front runner too?
Speaker 3 (10:15):
Yeah, it's been the it's been the latest room. I mean,
well Tim might know more than me.
Speaker 4 (10:19):
And but look I've been to a few events where
they've been seen your National Party people and they've just
been completely engrossed on their phones. Are clearly like there
was like nail biting and phone texting frantically.
Speaker 3 (10:31):
So when you see stuff like that, you kind of
go something's going down. Watch the news. But no, we
haven't seen anything.
Speaker 2 (10:37):
As a question, because I respect you, Judy, I would
love to get your opinion, why is it that it's
Chris Bishop, not Eric Stanford or Nicola Willister?
Speaker 3 (10:49):
Talking about Well, that's a good question.
Speaker 4 (10:52):
That is a good question, and it's not an easy
job in politics sometimes and it does feel sometimes you
get attective, but more is.
Speaker 3 (11:01):
Being a female good question.
Speaker 4 (11:06):
Well, I mean I think all of them would would
potentially do a better job than him. I mean, he's
just not that popular. People just genuinely don't like Christopher
Luxeon very much.
Speaker 2 (11:15):
See, this is where this is where my problem is
to you know, someone there that's coming and I generinely
feel very comfortable with mister Luckson. Christopher Luckson. I think
he is the right person to be prime minister. I
think he's making the right decisions. But do we care
that he's not popular?
Speaker 5 (11:36):
No, I'm okay, I'm okay. Like you said at the start, right,
this is just Heather do plus Y Allen, maybe Matthew
Houston pushing, pushing a story to fill in a Loan Newsweek.
It's not the same, right, I'm with you. I think
he's the right person to be prime minister. You know,
you've got to remember it was a bit of a
weird time. We had those two prime ministers that were
(11:56):
sort of rock star actually everyone loves them, John Key
and then just sind a return. Actually, what you want
is someone that's gonna get the get the country in
good shape, make the right decisions, get the team working
a few actively. I think John Ky did that really well.
I'm not such a fan of Watch CenTra June did.
And I think that's what Chris Fluxan's doing really well.
And yeah, maybe that doesn't resonate with the public the
(12:17):
way that John Key did, but it's but it's working
for us. If you look at what's happening in housing,
look at what's happening in the economy.
Speaker 3 (12:23):
Look or what's what's happening with reform coming out?
Speaker 2 (12:26):
Do you understand do you understand the chatter? Do you
get it why there is the chatter? And do you
get why it's Chris Buship and not Erica Stanford or
Nicola Willis.
Speaker 5 (12:36):
Look, look, I just think these things have their sort
of own momentum sometimes. And last week, you know, Matthew
heard A wrote a column and then someone quoted what
he said, and someone quoted what someone else said, and
they all just start going around in circles. But there's
just nothing to it. And so I understand what you're saying.
I just I just don't know what you're basing it on,
and I don't agree with it.
Speaker 2 (12:56):
What do you mean what do you mean you don't
know what I'm basing it on. It's been on every
bit of media for the last week. I mean, you
can't tell me that that I'm making this up and
it's like a Wellington Morning's exclusive.
Speaker 5 (13:08):
No, no, I'm telling you that they're all making it up.
That there's just nothing to it. It's just not a thing, right,
none of us in the National Party and we're in
Parliament all last week until midnight every night. No one's
talking about it.
Speaker 4 (13:21):
I mean, Okay, the trick comes though, Nick. I mean,
as we all know, a respect of the party, when
those polls are getting around for National with thirty percent
and below thirty percent, then people in the back bench
start doing the numbers as to whether they'll have a job.
And I think that's when the pressure comes on any
political party is to the leadership, because if those polls.
Speaker 3 (13:42):
Keep heading downwards for National, then.
Speaker 4 (13:45):
People start to question whether the leadership and I think
that's what some of the tensions to being now.
Speaker 2 (13:51):
Tim, I want to ask you this because this is
not me making it up. I mean David Seymour came
out and said Winston was talking to Labor and he
was looking at going Labor and doing all that. I mean,
come on, am I making that one up as well? Well?
Speaker 5 (14:07):
Look that sounds like a question for Labor and for Winston. No,
I don't think he's been really clear he won't work
with Chriss Sepkins. To be honest, for the last two years,
everyone thought Label would roll Chriss Sipkins, But I think
they just want him to sort of take a few
more bullets through the next year, lose the next election,
and then someone that thinks they've got a chance or
have a crap. I think when when Labor think they've
(14:28):
got a genuine chance of winning that I have no
doubt that they will roll on. But right now he's
a good sort of Mike Moore type fig which you're
just take them through the next election.
Speaker 2 (14:38):
Mike Moore, I.
Speaker 4 (14:39):
Love how you've got more riccons on our own leadership
than you do on your own.
Speaker 3 (14:42):
You can't speak to any.
Speaker 5 (14:43):
Of your own.
Speaker 4 (14:47):
We're focused, are you?
Speaker 3 (14:49):
Not what I hear?
Speaker 4 (14:50):
But we're focused on winning the next selection and the
reason we'll be working every day to be able to
deliver there is because New Zealand is out there aren't
seeing any real difference under this government when they promise
to make things better and it's actually made things worse.
Speaker 2 (15:04):
Jinny, how would you feel, Jenny, I've got ask you
this question. How would you feel if you know Labor
did get into bed with you know, figuratively with gu
Zealand First, and Winston was given half the time as
Prime minister. How would you feel?
Speaker 3 (15:18):
Then?
Speaker 4 (15:20):
We've worked with Winston before, We've had coalition relationships back
under Helen Clark is one of the ones that I
was working in Parliament back then. So we've had a
history of being able to work with them and being
able to sustain a coalition relationship with them. So you're
not saying no, well, that's way beyond my pay grade.
(15:41):
I don't negotiate those I'm just saying that in the
past we've clearly been able to work with New Zealand First,
and it's been in more than one government and so
they're a party that can work with both sides and
all of those all of those decisions really get made
closer to the election and.
Speaker 3 (15:57):
Then enough of out post election and a coalition deal.
But if you're.
Speaker 4 (16:00):
National, you commit to a whole bunch of stuff you
don't like, and then you just revoke it all Like the.
Speaker 2 (16:06):
Regular just told on. There go election coming up next
year and your partners on your on your side coming up.
Speaker 4 (16:14):
With Chris Reluxean for being the CEO he rolled over real.
Speaker 2 (16:19):
Oh my gosh, he recorded the.
Speaker 3 (16:21):
Real dead rats in that agreement.
Speaker 2 (16:23):
Jenny, Sorry, but I've recorded this to remind you after
the next election of something goes completely wrong. Let's talk
this move on. National has proposed abolishing regional counsels. This
is a fantastic idea in my humble opinion, replacing it
with a panel of the regional mayors. Ginny, what was
your first thought when you saw this?
Speaker 4 (16:44):
Well, it would have been nice if they had talked
about it before the election. We just had for local government,
because I think that was pretty undemocratic.
Speaker 3 (16:52):
The fact that those people were.
Speaker 4 (16:54):
Voting for me is who would then have a greater
role than what they knew they would, So I don't
think that was few democratic process. I mean, Chris relux
and himself talked a lot about empowering local communities and
having a local voice, but the changes strip away a
key layer of that, so it's kind of going against
but hey, look, if it's going to rationalize things and
make things run better, we're all for doing that. We
(17:16):
were doing that as part of the water reforms and
really trying to tackle the core problem, which is there
are some parts in New Zealand that their rating base
is infufficient to sustain the infrastructure they need.
Speaker 2 (17:29):
Can I just ask I've got to ask you this.
If you become government next year, will you keep to
the plan of getting rid of it or will you
revoke it and change it.
Speaker 4 (17:41):
Well, we need to see where it's opted out for
consultation right now, So let's see what consultation happens and
how that beds in. But we were committed to having
a system where local councils.
Speaker 3 (17:52):
Were able to get that dead off their books, and
that was it.
Speaker 4 (17:55):
We came at it from a different way in terms
of enabling councils to afford the infrastructure investment they need.
Speaker 3 (18:02):
That didn't directly impact on rape and so that is
still the problem.
Speaker 4 (18:06):
So we're both wanted to checkle the same problem. They're
just coming at it from a different way.
Speaker 2 (18:11):
Tom, what do you say to the critics that are
worried about the local Maori voice has not been heard.
Speaker 5 (18:17):
Oh, they're still on the councils.
Speaker 2 (18:18):
Right.
Speaker 5 (18:19):
If I look at the two councils or the three
councils in the area I cover, they all have Maori
wards currently, and so there's still a Maori voice. No
one's running over the top of that. What this is
about is cutting out extra layers of confusion of what
about those councils?
Speaker 2 (18:38):
What about those Can I just interrupt because I know
it's a time thing. I mean sorry, I know it's rude,
but I've got to get the questions. And what about
those councils that don't have Mali representation?
Speaker 5 (18:49):
Yeah, well that was a community decision that they would
have would have made because people voted on that. But
if one's still giving a vote, right, every single person
is giving a vote. When the RMA replacement comes out
in a couple of weeks, you'll you'll get a lot
more detail to go around the right quickly, Really.
Speaker 2 (19:07):
Good, I've got about twenty five seconds left before you're
both going to cut off on me well into North
Race for next year. Right now, we've got aisha viral
from labor Tamotha Paul from the Greens and potentially potentially
she wouldn't commit to it. Nikola Willis for the Wanington
North Electric I mean really really quickly to do you
(19:31):
are you hearing that that she will stand there and
would it be exciting?
Speaker 5 (19:37):
Well, it'll be exciting to see what happens around. Maybe
I feel a bit sorry for greg if I'm honest,
like the guys worked really hard.
Speaker 3 (19:43):
He is.
Speaker 5 (19:44):
Led the Police Association. They wouldn't give him a shot
as Minister of Police. He would have done a better
job than some other people. So you know, I feel
sorry for the guy.
Speaker 2 (19:53):
Oh I've gone breathless on that one. Are you there,
Jenny or have you hung up?
Speaker 3 (19:58):
Yes? Yes, yeah, no, I'm here.
Speaker 4 (20:00):
Well, unfortunately, when your electoral commission changed the boundaries or
how do you kind of just you know, one seat
with taken away and they've been reconfigured.
Speaker 3 (20:08):
So so Gregor is.
Speaker 4 (20:10):
A hugely valuable member of our team and he's worked
incredibly hard. I work with him really closely. There's been
a massive essay to me when I was not only
an opposition but in government in terms of his knowledge
through police experience. But he's also been a damn.
Speaker 3 (20:24):
Good Deputy Speaker.
Speaker 4 (20:25):
He can make a call and stick to it, and
I've seen him chuck out a few people like Simmy
and lately we are them.
Speaker 2 (20:30):
Okay, So I've been.
Speaker 3 (20:31):
There, so I think he's a great guy and he's
got a future with us. Always.
Speaker 4 (20:35):
The fact that the configuration of seats changed after the
Electoral Commission boundaries shifted isn't a reflection on the fact
he's a great hardworking Okay.
Speaker 2 (20:43):
I really wanted to talk about the Aisha Viril Tamith
of Paul Nikola Willis, but it didn't get to that.
But thank you both so very very much for joining us.
I know you're both busy. Ginny, enjoy your coffee at
home without me. Jinny Anderson and Jim Costley, you can
help put your card motor back on and keep driving.
Thank you.
Speaker 5 (21:00):
I appreciate that you too.
Speaker 1 (21:04):
For more from Wellington Mornings with Nick Mills, listen live
to news Talks It'd Be Wellington from nine am weekdays,
or follow the podcast on iHeartRadio.
You're listening to the Wellington Mornings podcast with Nick Mills
from News Talks at b focusing in on the issues
that matter politics. Thursday on Wellington Mornings, News Talk said
blet shine.
Speaker 2 (00:25):
It's Thursday even, it's eleven o'clock. That means politics. Half
hour with Labor, MP and spokesperson for Police Ginny Anderson.
Good morning, Jinny, Good morning.
Speaker 3 (00:37):
Next.
Speaker 4 (00:37):
Sorry I'm not there in the studio. I've got my
coffee at home this morning.
Speaker 2 (00:42):
Silence silence from me on that one. And MP fore
it's all right and MPO techy Tim Costly? Where are
you Tim?
Speaker 5 (00:52):
Parked on the side of the road on Whipby right now?
Speaker 2 (00:55):
Great, Thanks for both of you for making the extreme
effort to come in and join me and have the
chat together. But let's carry on. Official cash rate has
dropped zero point two five base points to two point
two five? What is this new OC cut going to
mean to everyday? Kiwi's I really want to ask you
that question, Ginny Anderson, tell me what you think?
Speaker 3 (01:19):
Wow, not a.
Speaker 4 (01:20):
Lot, really, I mean all the thing is that the government,
the government keeps holding it up like they did it,
and it's that there is a bank propping up the economy,
and Christopher Luxon is still just sitting on his hands. So, yeah,
we are seeing mortgage rates coming down, that's good, but
the reality is that people at the checkout, people paying
their bills still aren't feeling the difference.
Speaker 3 (01:42):
They're struggling to pay for things. So yeah, I'm hopeful.
Speaker 4 (01:45):
That maybe it is going to bring some relief to
people who are working hard and not managing to make
ends meet. But it hasn't really done that to people
in the last couple of times.
Speaker 2 (01:56):
And here's the problem. Tim If you go down the
street in Whitby and you the next person you bump into,
you say to them, mister or missus, are you feeling
more confident? Have you got more money in the bank
this year than last year? You and I both know
what the answer will be. They'll say, we're waiting.
Speaker 5 (02:17):
I kind of think you guys need to cheer up
a little bit. I mean, that's it's outrageous to say
that this means not a lot, Like I can't believe
what Jinny has just sat there and said. The interest
rates and our government have come down more than three percent.
It is saving if you've got the average Timeline you
are saving almost eleven thousand dollars a year. That is
eleven or ten thousand, eight hundred dollars in your bank
(02:41):
account that you would not otherwise have. That makes a
huge difference. And when I do go down the road,
how much is that average?
Speaker 2 (02:46):
Tim? Sorry, I'm sorry to interrupt, but I think I
can hear our listeners asking what is that average mortgage
that you've put that number on.
Speaker 5 (02:53):
It's pretty close to about five hundred thousand. It's just
over five hundred thousand based on the average interest rate
that you would have had, say three years two years
ago in October twenty twenty three, to what you yet now,
that average saving US ten seven hundred and fifty eight
dollars each and every year. That is a significant amount
of money. I acknowledged those interest rates went up really quickly,
(03:16):
and prices went up really quickly under labor and those
prices don't immediately come don't come back down, but they've
stopped going up at the rate they were. That's because
we made good decisions, tough decisions, but we got spending
under control, we get working to get get under control.
And that's absolutely the reason that the Reserve Bank can
bring these interest rates down now it is a sign
(03:37):
of confidence in what we are doing as a government.
Speaker 2 (03:40):
Ginny, you had actuate.
Speaker 3 (03:41):
It's like to say, yeah, you go, thank you.
Speaker 4 (03:45):
Now you can ask me if you like.
Speaker 2 (03:46):
I mean your offices and everyone on the show. Now.
I do a lot of hours on the show, and
I would anytime that I say things are tough, I
get at least a text or an email from someone
telling me how buoyant Patoni is, how much it's improved,
and how buoyant it is.
Speaker 3 (04:03):
Well. I actually went round the shop set recently.
Speaker 4 (04:06):
We had a one bit of good news today, which
is there'll be free parking in December along that street
over the Christmas shopping period and that'll really help local businesses.
Speaker 3 (04:14):
But the businesses I went around and spoke to only
about three weeks ago, were all really struggling.
Speaker 4 (04:19):
They were some of them were thinking of closing down.
Some had already shut down. They've shut down other shops
and other areas they had other parts. So know that
the news was not yes, we've got some good business
activity going on, but those small business owners are really
still struggling. But the point, in a relation to what
Tim is said, the bit that most people struggle with
(04:41):
is the Reserve Bank is not the government. And we've
got the government trying to claim credit for what the
Reserve Bank has done, whereas Christopher Luxan has done nothing
to actually help people. And the fact that Tim Costley
can tell kiwii's or people out there to cheer up
is hot off the heels of Nikola.
Speaker 3 (04:58):
Willis telling people who lost their jobs and you take
it using me and it's out of touch.
Speaker 4 (05:03):
It's completely out of touch because if you're telling people
who can't afford to buy their kids Christmas presents to
cheer up their net demonstrates while this government won't standing
at the next election.
Speaker 5 (05:13):
Now I just hold the line a minute, because this
is outrageous. I'm telling Jimmy to cheer up because she
has said that the last sound.
Speaker 4 (05:20):
Like you were telling people out there without paying the bills.
Speaker 5 (05:22):
To I was very scord that this was to you
and that I said you two need to cheer up
a that because you said the last three interest cuts
made no difference to people. They have absolutely made a difference.
Speaker 2 (05:33):
And if you're going to.
Speaker 5 (05:34):
Pin this on the Reserve Bank, then why do the
interest rates go up so far and so fast under
the last government. It's because of government spending. It's because
of government debt, it's because of the inflation that gets
caused by poor guy.
Speaker 2 (05:46):
Right, let's move on. We've only got.
Speaker 5 (05:48):
Half visions we've made that give them confidence.
Speaker 2 (05:49):
Okay, we've only got half an hour, so let's keep moving.
I'm pretty cheery. I'm pretty in a pretty good mood. Yeah,
to might spend. I spent half an hour with Nicola
yesterday and I'm in a pretty good mood. So you're so,
I mean, Nationals considering repealing the Regulatory Standards Bill along
with labor after its voted in by the coalition last week. Tim,
(06:10):
this is the weirdest story that I can remember in politics.
Tell me, put me right here on us.
Speaker 4 (06:17):
What's happening?
Speaker 3 (06:18):
Tim?
Speaker 5 (06:18):
Come on, Tim, Well, honestly, we haven't had a discussion
about this and caucus yet. There is there is.
Speaker 2 (06:28):
Come on. So I'm.
Speaker 5 (06:30):
No, that's all right, I don't mind. Like this is
the nature of MMP democracies, right, whatever happens after the
next election, you're going to have a miss measure of
parties together, most probably the three that we've got now
and uh, and you're there will be compromise. Not eveyone's
going to get through everything the way they want it.
Some people are going to have to do things they
would rather not have done. That's been pretty clear through this.
Speaker 2 (06:53):
Hold the horse, Hold the horse. I'm going to interrupt.
We've already got a limited time. I mean, this is
a complete and utter waste of money when we're all
told to tighten about, isn't it?
Speaker 5 (07:04):
Yeah, but what would be a way for money you
don't enjoy it? Compromise? Well, I haven't said that. We're
appealing it when national haven't said that. This is another
one there.
Speaker 2 (07:15):
Nicholas said that you hadn't made a decision, and we're
going to look at it.
Speaker 5 (07:19):
Correct, we haven't. I absolutely agree with Nicholas.
Speaker 3 (07:23):
You's no, you're the government. You need to make decisions.
It's your job.
Speaker 2 (07:27):
All right, Let's move on. Let's move on.
Speaker 4 (07:29):
New Zealand for it, like they literally just voted for it.
We make that point.
Speaker 3 (07:33):
Please.
Speaker 4 (07:33):
They voted for it not that long ago, and now
they're saying they're not they don't like it. It's like,
make your mind up.
Speaker 3 (07:39):
You're the government, please.
Speaker 5 (07:40):
Well yeah, but Labor, make your mind up right, you
voted against the game patch band and enginey. You came
out and said that she was pretty good, So are
you going to.
Speaker 4 (07:49):
Ninety went up ninety seven percent when that was in.
I was pleased, but it did nothing to stop organized crime.
Speaker 2 (07:56):
Ter Ginny. While you're on the hold on, I'm the host,
five hundred police, go back into your corners. Can you
both go back into your corners for a second. I'm
the host, I'm the reef right now, Jenny, while you're
on that horse that's very a lot taller than you,
can you tell us your thoughts on the five hundred cops,
because today was the day that they were going to
(08:17):
be all.
Speaker 4 (08:17):
Done by twenty seventh of November. Yeah, today is the
day that they have officially failed to deliver the five
hundred police.
Speaker 3 (08:25):
And yeah, you.
Speaker 4 (08:26):
Shouldn't promise things if you can't do them, essentially, so
we should have had those in place. We've been told
they'll be delivered by June next year, then we're told
August next year, and the latest we've heard of September
twenty twenty six, so they've shifted it four times and
it's looking really like it might not even be delivered.
Speaker 3 (08:44):
Before the election.
Speaker 4 (08:45):
So a complete fail on law and order for delivering
on a promise of five hundred police officer.
Speaker 2 (08:50):
And Tim, we're hearing the numbers going to Australia as
just getting bigger and bigger. I mean that it's quite scary.
Speaker 5 (08:57):
Do you know what I met on the other day
that's just come back, that went over there and said,
you know what, I won't come back. No, but that
is that right? And I still come back to my
chair up Jenny because she's sang here saying, Oh, you
shouldn't promise things you can't deliver. Have we forgotten Cay
we built? Have we forgotten Auckland light rail? Have we
forgotten the most of what last labor government? Very convenient
(09:18):
for you because you don't want to remember all the
things you promised and never delivered. Look, we have delivered
more than two hundred and fifteen new cops and we
are going to deliver the five hundred extra. But at
the same time you've got you know, violence, serious violent
crime is down by thirty percent.
Speaker 2 (09:32):
Well, we were actually hold on, hold on, hold on
what matters. I'm going for a break back in the corner.
So I'm going for a break. I need a break
because Tim's on a rent. Now it's not Jinny on
a red, it's Tim on a rat. Let's stick to topics,
guys and lead him. Each. Three of us have our
safe right Thursday politics with Ginny Anderson and Tim Costly. Look,
(09:53):
there's been some rumors floating around and I know hitherdo
plus Ellen has definitely been pushing it and driving it
about what's going on with the National Party with its leadership. Ginny,
I mean, if anybody knows what's going on in the beehive,
it's you. Are you hearing any think it's your mate
(10:13):
ships being the front runner too?
Speaker 3 (10:15):
Yeah, it's been the it's been the latest room. I mean,
well Tim might know more than me.
Speaker 4 (10:19):
And but look I've been to a few events where
they've been seen your National Party people and they've just
been completely engrossed on their phones. Are clearly like there
was like nail biting and phone texting frantically.
Speaker 3 (10:31):
So when you see stuff like that, you kind of
go something's going down. Watch the news. But no, we
haven't seen anything.
Speaker 2 (10:37):
As a question, because I respect you, Judy, I would
love to get your opinion, why is it that it's
Chris Bishop, not Eric Stanford or Nicola Willister?
Speaker 3 (10:49):
Talking about Well, that's a good question.
Speaker 4 (10:52):
That is a good question, and it's not an easy
job in politics sometimes and it does feel sometimes you
get attective, but more is.
Speaker 3 (11:01):
Being a female good question.
Speaker 4 (11:06):
Well, I mean I think all of them would would
potentially do a better job than him. I mean, he's
just not that popular. People just genuinely don't like Christopher
Luxeon very much.
Speaker 2 (11:15):
See, this is where this is where my problem is
to you know, someone there that's coming and I generinely
feel very comfortable with mister Luckson. Christopher Luckson. I think
he is the right person to be prime minister. I
think he's making the right decisions. But do we care
that he's not popular?
Speaker 5 (11:36):
No, I'm okay, I'm okay. Like you said at the start, right,
this is just Heather do plus Y Allen, maybe Matthew
Houston pushing, pushing a story to fill in a Loan Newsweek.
It's not the same, right, I'm with you. I think
he's the right person to be prime minister. You know,
you've got to remember it was a bit of a
weird time. We had those two prime ministers that were
(11:56):
sort of rock star actually everyone loves them, John Key
and then just sind a return. Actually, what you want
is someone that's gonna get the get the country in
good shape, make the right decisions, get the team working
a few actively. I think John Ky did that really well.
I'm not such a fan of Watch CenTra June did.
And I think that's what Chris Fluxan's doing really well.
And yeah, maybe that doesn't resonate with the public the
(12:17):
way that John Key did, but it's but it's working
for us. If you look at what's happening in housing,
look at what's happening in the economy.
Speaker 3 (12:23):
Look or what's what's happening with reform coming out?
Speaker 2 (12:26):
Do you understand do you understand the chatter? Do you
get it why there is the chatter? And do you
get why it's Chris Buship and not Erica Stanford or
Nicola Willis.
Speaker 5 (12:36):
Look, look, I just think these things have their sort
of own momentum sometimes. And last week, you know, Matthew
heard A wrote a column and then someone quoted what
he said, and someone quoted what someone else said, and
they all just start going around in circles. But there's
just nothing to it. And so I understand what you're saying.
I just I just don't know what you're basing it on,
and I don't agree with it.
Speaker 2 (12:56):
What do you mean what do you mean you don't
know what I'm basing it on. It's been on every
bit of media for the last week. I mean, you
can't tell me that that I'm making this up and
it's like a Wellington Morning's exclusive.
Speaker 5 (13:08):
No, no, I'm telling you that they're all making it up.
That there's just nothing to it. It's just not a thing, right,
none of us in the National Party and we're in
Parliament all last week until midnight every night. No one's
talking about it.
Speaker 4 (13:21):
I mean, Okay, the trick comes though, Nick. I mean,
as we all know, a respect of the party, when
those polls are getting around for National with thirty percent
and below thirty percent, then people in the back bench
start doing the numbers as to whether they'll have a job.
And I think that's when the pressure comes on any
political party is to the leadership, because if those polls.
Speaker 3 (13:42):
Keep heading downwards for National, then.
Speaker 4 (13:45):
People start to question whether the leadership and I think
that's what some of the tensions to being now.
Speaker 2 (13:51):
Tim, I want to ask you this because this is
not me making it up. I mean David Seymour came
out and said Winston was talking to Labor and he
was looking at going Labor and doing all that. I mean,
come on, am I making that one up as well? Well?
Speaker 5 (14:07):
Look that sounds like a question for Labor and for Winston. No,
I don't think he's been really clear he won't work
with Chriss Sepkins. To be honest, for the last two years,
everyone thought Label would roll Chriss Sipkins, But I think
they just want him to sort of take a few
more bullets through the next year, lose the next election,
and then someone that thinks they've got a chance or
have a crap. I think when when Labor think they've
(14:28):
got a genuine chance of winning that I have no
doubt that they will roll on. But right now he's
a good sort of Mike Moore type fig which you're
just take them through the next election.
Speaker 2 (14:38):
Mike Moore, I.
Speaker 4 (14:39):
Love how you've got more riccons on our own leadership
than you do on your own.
Speaker 3 (14:42):
You can't speak to any.
Speaker 5 (14:43):
Of your own.
Speaker 4 (14:47):
We're focused, are you?
Speaker 3 (14:49):
Not what I hear?
Speaker 4 (14:50):
But we're focused on winning the next selection and the
reason we'll be working every day to be able to
deliver there is because New Zealand is out there aren't
seeing any real difference under this government when they promise
to make things better and it's actually made things worse.
Speaker 2 (15:04):
Jinny, how would you feel, Jenny, I've got ask you
this question. How would you feel if you know Labor
did get into bed with you know, figuratively with gu
Zealand First, and Winston was given half the time as
Prime minister. How would you feel?
Speaker 3 (15:18):
Then?
Speaker 4 (15:20):
We've worked with Winston before, We've had coalition relationships back
under Helen Clark is one of the ones that I
was working in Parliament back then. So we've had a
history of being able to work with them and being
able to sustain a coalition relationship with them. So you're
not saying no, well, that's way beyond my pay grade.
(15:41):
I don't negotiate those I'm just saying that in the
past we've clearly been able to work with New Zealand First,
and it's been in more than one government and so
they're a party that can work with both sides and
all of those all of those decisions really get made
closer to the election and.
Speaker 3 (15:57):
Then enough of out post election and a coalition deal.
But if you're.
Speaker 4 (16:00):
National, you commit to a whole bunch of stuff you
don't like, and then you just revoke it all Like the.
Speaker 2 (16:06):
Regular just told on. There go election coming up next
year and your partners on your on your side coming up.
Speaker 4 (16:14):
With Chris Reluxean for being the CEO he rolled over real.
Speaker 2 (16:19):
Oh my gosh, he recorded the.
Speaker 3 (16:21):
Real dead rats in that agreement.
Speaker 2 (16:23):
Jenny, Sorry, but I've recorded this to remind you after
the next election of something goes completely wrong. Let's talk
this move on. National has proposed abolishing regional counsels. This
is a fantastic idea in my humble opinion, replacing it
with a panel of the regional mayors. Ginny, what was
your first thought when you saw this?
Speaker 4 (16:44):
Well, it would have been nice if they had talked
about it before the election. We just had for local government,
because I think that was pretty undemocratic.
Speaker 3 (16:52):
The fact that those people were.
Speaker 4 (16:54):
Voting for me is who would then have a greater
role than what they knew they would, So I don't
think that was few democratic process. I mean, Chris relux
and himself talked a lot about empowering local communities and
having a local voice, but the changes strip away a
key layer of that, so it's kind of going against
but hey, look, if it's going to rationalize things and
make things run better, we're all for doing that. We
(17:16):
were doing that as part of the water reforms and
really trying to tackle the core problem, which is there
are some parts in New Zealand that their rating base
is infufficient to sustain the infrastructure they need.
Speaker 2 (17:29):
Can I just ask I've got to ask you this.
If you become government next year, will you keep to
the plan of getting rid of it or will you
revoke it and change it.
Speaker 4 (17:41):
Well, we need to see where it's opted out for
consultation right now, So let's see what consultation happens and
how that beds in. But we were committed to having
a system where local councils.
Speaker 3 (17:52):
Were able to get that dead off their books, and
that was it.
Speaker 4 (17:55):
We came at it from a different way in terms
of enabling councils to afford the infrastructure investment they need.
Speaker 3 (18:02):
That didn't directly impact on rape and so that is
still the problem.
Speaker 4 (18:06):
So we're both wanted to checkle the same problem. They're
just coming at it from a different way.
Speaker 2 (18:11):
Tom, what do you say to the critics that are
worried about the local Maori voice has not been heard.
Speaker 5 (18:17):
Oh, they're still on the councils.
Speaker 2 (18:18):
Right.
Speaker 5 (18:19):
If I look at the two councils or the three
councils in the area I cover, they all have Maori
wards currently, and so there's still a Maori voice. No
one's running over the top of that. What this is
about is cutting out extra layers of confusion of what
about those councils?
Speaker 2 (18:38):
What about those Can I just interrupt because I know
it's a time thing. I mean sorry, I know it's rude,
but I've got to get the questions. And what about
those councils that don't have Mali representation?
Speaker 5 (18:49):
Yeah, well that was a community decision that they would
have would have made because people voted on that. But
if one's still giving a vote, right, every single person
is giving a vote. When the RMA replacement comes out
in a couple of weeks, you'll you'll get a lot
more detail to go around the right quickly, Really.
Speaker 2 (19:07):
Good, I've got about twenty five seconds left before you're
both going to cut off on me well into North
Race for next year. Right now, we've got aisha viral
from labor Tamotha Paul from the Greens and potentially potentially
she wouldn't commit to it. Nikola Willis for the Wanington
North Electric I mean really really quickly to do you
(19:31):
are you hearing that that she will stand there and
would it be exciting?
Speaker 5 (19:37):
Well, it'll be exciting to see what happens around. Maybe
I feel a bit sorry for greg if I'm honest,
like the guys worked really hard.
Speaker 3 (19:43):
He is.
Speaker 5 (19:44):
Led the Police Association. They wouldn't give him a shot
as Minister of Police. He would have done a better
job than some other people. So you know, I feel
sorry for the guy.
Speaker 2 (19:53):
Oh I've gone breathless on that one. Are you there,
Jenny or have you hung up?
Speaker 3 (19:58):
Yes? Yes, yeah, no, I'm here.
Speaker 4 (20:00):
Well, unfortunately, when your electoral commission changed the boundaries or
how do you kind of just you know, one seat
with taken away and they've been reconfigured.
Speaker 3 (20:08):
So so Gregor is.
Speaker 4 (20:10):
A hugely valuable member of our team and he's worked
incredibly hard. I work with him really closely. There's been
a massive essay to me when I was not only
an opposition but in government in terms of his knowledge
through police experience. But he's also been a damn.
Speaker 3 (20:24):
Good Deputy Speaker.
Speaker 4 (20:25):
He can make a call and stick to it, and
I've seen him chuck out a few people like Simmy
and lately we are them.
Speaker 2 (20:30):
Okay, So I've been.
Speaker 3 (20:31):
There, so I think he's a great guy and he's
got a future with us. Always.
Speaker 4 (20:35):
The fact that the configuration of seats changed after the
Electoral Commission boundaries shifted isn't a reflection on the fact
he's a great hardworking Okay.
Speaker 2 (20:43):
I really wanted to talk about the Aisha Viril Tamith
of Paul Nikola Willis, but it didn't get to that.
But thank you both so very very much for joining us.
I know you're both busy. Ginny, enjoy your coffee at
home without me. Jinny Anderson and Jim Costley, you can
help put your card motor back on and keep driving.
Thank you.
Speaker 5 (21:00):
I appreciate that you too.
Speaker 1 (21:04):
For more from Wellington Mornings with Nick Mills, listen live
to news Talks It'd Be Wellington from nine am weekdays,
or follow the podcast on iHeartRadio.
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