How to Money

How to Money

Best friends Joel and Matt believe that when you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life. ... Show More

Episodes

Health Savings Accounts aren’t just for paying your medical bills- when used properly, they are pure retirement gold! If you have a qualifying healthcare plan and aren’t taking advantage of an HSA, you’re missing out on massive amounts of money that you could be socking away. This is because an HSA is the most tax advantaged retirement account that exists, maybe even dethroning the Roth IRA as our favorite retirement account! Have ... Read more

Share
Mark as Played

This week on the pod we’re answering your questions! 1 - Should I keep my car payment around in order to boost my credit score? 2 - When does it make sense to replace old light bulbs with new LEDs? 3 - Is it worth disputing my property tax bill? 4 - How can I negotiate a lower APR on my credit cards? 5 - I’m considering joining Lending Club as an alternative way to invest my money- is this a good idea?And if you have a question for... Read more

Share
Mark as Played

Whether you’re planning to score a deal on Amazon Prime day or not, chances are you do a good bit of purchasing online. Obviously we love getting a great deal and the convenience of online shopping is unmatched, but what other considerations should be taken into account? Just because we’re getting a deal now, does that mean we’re spending less money in the long run? During this episode we cover when shopping at a local brick and mo... Read more

Share
Mark as Played

Getting your significant other on-board when it comes to personal finance goals may be no small task- which is just one of the reasons we’re excited to have Andy Hill join us for this episode. Andy and his wife started their life together 50k in debt. They put in the hard work of confronting their individual unhealthy financial patterns, set some serious goals, and in just 4 years were completely debt free (including a 195k mortgag... Read more

Share
Mark as Played

Many of us have our own personalized, specific goals when it comes to our money, so it’s no surprise that we also have many different views of what financial independence means to each of us. Since tomorrow is the 4th of July, we wanted to take a moment and reflect on how our views of financial independence have changed over the years. We also posted this question in the How To Money Facebook group, and we look forward to digging i... Read more

Share
Mark as Played

This week on the pod we’re answering your questions! 1 - What does it mean to put index funds in my Roth IRA? 2 - Should I invest in Fundrise and REITs in order to learn more about real estate investing? 3 - Should we consider getting a home warranty? 4 - How will my credit score be impacted if I pay off a debt in collections? 5 - Am I crazy to consider buying a new $65,000 electric truck?And if you have a question for us, we’d lov... Read more

Share
Mark as Played

Understanding what our time is worth allows us to make more informed decisions regarding our time and money. Your hourly rate informs your decision to DIY a project at home, determine whether you’re spending too much time searching for a deal, or whether its time to negotiate a raise or other benefits at work. Your personal hourly rate shouldn’t be the only consideration but understanding the relationship between our time and money... Read more

Share
Mark as Played

So many of us grew up without any sort of formal or informal education about personal finance. Few states offer a personal finance course in their public schools and even fewer participate in any sort of standardized testing for the courses they do offer. That’s why we’re really excited to have Dan LaSalle join us for this episode. Dan saw a need for this type of education in the high school where he was teaching and four years ago... Read more

Share
Mark as Played
June 19, 2019 27 min

More and more investors want their money to be going to companies who are doing good in the world, or at least to companies who are being responsible when it comes to the environment, social issues, and governance. Companies who are leading in this front may also be better positioned for future challenges and experience fewer instances of bribery, corruption, and fraud (bonus: giving you better returns on your investment)! Unfortun... Read more

Share
Mark as Played

This week on the pod we’re answering your questions! 1 - Should I get umbrella insurance or put each investment property in it’s own LLC? 2 - Should I change my tax withholdings to pay off debt? 3 - How should my partner and I split bills and pursue financial independence when we have very different incomes? 4 - When should I consider switching to a bank that pays a higher interest rate? 5 - How should I structure a group of friend... Read more

Share
Mark as Played
June 12, 2019 41 min

Here on How to Money, we often debate the merits of a purchase, not because we hate spending money and try to avoid doing so at all costs, but because we are constantly checking ourselves to avoid the MINDLESS spending of our money. It is a challenge to make every financial decision with the same level of intentionality but we find we are often more wasteful when we are feeling too tired or lazy to be intentional. But just being aw... Read more

Share
Mark as Played

There is so much more to handling your finances and investing well, than just knowing the correct information. Oftentimes we’re blind to the factors all around us, including our own tendencies and biases which can have a much bigger impact on how well we money. Willpower is limited and context matters way more than we might think. That’s why we're pumped to sit down with Dr. Daniel Crosby- he is a psychologist and behavioral financ... Read more

Share
Mark as Played

Anyone who has heard of the different warehouse clubs like Costco, Sam’s Club, and BJ’s has also heard that they’re a great place to save you money. But are they? With the proliferation of discount grocery stores and the ability to easily find a great deal on pretty much any product online, some are questioning whether the annual membership fees are worth it. Have a listen as we break down a bunch of the benefits, but also some of ... Read more

Share
Mark as Played

This week on the pod we’re answering your questions! 1 - Having just started my career, how much should I have in my emergency fund? 2 - Should I still move forward with my credit freeze? 3 - My insurance agent is recommending an insurance policy with a cash value. Should I consider it? 4 - Should we get a variable or fixed rate mortgage for our first home purchase? 5 - How do I keep my car insurance rates down after getting in a w... Read more

Share
Mark as Played

How much are you paying to invest in your 401k or IRA? You might see fees as an unavoidable cost of investing, but even a 1% fee could easily cost you more than a half million dollars over your investing lifetime. Fees not only erode how much money you have to invest now, but they lessen the amount of money that is compounding in your account year after year- the impact is twofold! Listen as we discuss the different types of fees, ... Read more

Share
Mark as Played

Pretty much everyone we know would love to have more hours in their day- more time to spend with friends and family, more time to read or exercise (or any time), or even some extra hours to work on that side hustle you’ve been thinking about. We are really excited to have time management expert Laura Vanderkam on the podcast as she helps people spend more time on what matters, and less on what doesn’t. We discuss her latest book, J... Read more

Share
Mark as Played

How much are you spending on your car? Aside from housing, Americans spend more money on cars and transportation costs than any other category, accounting for 14% of the average budget. That’s $9,000 annually according to the US Consumer Expenditure Survey but it could be a lot less! Luckily, some cars cost WAY less than others to purchase and maintain, and in this episode we make some car recommendations for frugal folks.During th... Read more

Share
Mark as Played

This week on the pod we’re answering your questions! 1 - Is it possible to create a side hustle using the different grocery or exercise apps that promise to pay? 2 - Should I diversify and have more than one Roth IRA account? 3 - As a highschool teacher preparing my students for the real world, what personal finance topics should I be sure to include? 4 - What are the best methods for accepting rent? 5 - What are some ways to cut t... Read more

Share
Mark as Played

Every month we waste a lot of money on utility bills that could be back in our pockets if we would only be more intentional about making our homes more energy efficient. Not only could we save more money now, but there is massive potential for what that money could grow into if we invested it every month - don’t forget the rule of 173! Regardless of whether you’re renting an apartment or living in your own house, listen as we discu... Read more

Share
Mark as Played

Is it possible to pay down $200,000 of debt while living in a big city, and still find enjoyment in everyday life? Yes! In this episode we’re lucky enough to sit down with Kiersten and Julien Saunders who blog at RichAndRegular.com where they document their journey to financial independence. During this episode we hear from Kiersten and Julien about the unique struggles of African Americans in the corporate world, how they stayed m... Read more

Share
Mark as Played

Chat About How to Money

Popular Podcasts

The Ron Burgundy Podcast
The Ron Burgundy Podcast
Will Ferrell reprises his role as Ron Burgundy in his brand new Ron Burgundy Podcast! Each episode has a different theme in which Ron engages in conversation with another notable person on the topic at hand.
Atlanta Monster / Monster: The Zodiac Killer
Atlanta Monster / Monster: The Zodiac Killer
Atlanta Monster / Monster: The Zodiac KillerFrom Tenderfoot TV and HowStuffWorks, 'Monster: The Zodiac Killer' dives into one of the most notorious, unsolved serial killing sprees in history.
The Joe Rogan Experience
The Joe Rogan Experience
Joe Rogan's Weekly Podcast