September 18, 2020 • 26 mins
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like breweries expanding, flights to nowhere, missing stimulus check money, how Americans spend their stimulus money, and the ongoing coin shortage. After all of that we have our friend Tim Harman with the You Can Man podcast join us to talk about saving money with DIY projects around your home.
And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Welcome to How the Money. I'm Joel and I and
Matt and today we're discussing missing stimulus checks, d I,
y home projects, and flights to nowhere. Welcome to our
(00:28):
Friday flight episode. Man. Every week, you and I Joel,
we pick a few headlines that catch our attention. We
talked about how those bits of news, how they affect
our money, our personal finances. So I'm excited to get
to the few of the stories that you mentioned, as
well as several others. Buddy, Yeah, you know one thing
I saw actually that had to do with something we
talked about a couple of months ago. We talked about
the ARII campus that they built. It's like the super
(00:50):
fancy theme out on the West coast. This is less money,
this is more just like something we found interesting. Yeah,
but are I was like, oh, man, with because of
the pandemic, we're not going to move in to this building.
The kind of like a summer camp building for like adults.
Because of how well it was designed, you know, and
how well it integrated to the outdoors. Makes sense for
a company like ARII. Yeah, the renderings looked super cool,
Like I wanted to go to work there, Man, I
(01:12):
was looking looking to see if they have any job postings,
you know. But yeah, they ended up selling the campus
to Facebook because apparently has a couple of buildings like
around the area. Um, and yeah, it sounds like ari
I actually turned a profit on this one. So way
to go. Are nice? Are you a member of ari E? I?
I am. I have been for a number of years. Nice,
So I We've never done that. But in order to
get the discount when I got my bike earlier this year,
(01:34):
back in the spring, you know, and I was looking
to spend some of my stimulus money, you got a
discount if you were a member as well. So I
went ahead and joined. And so while that's great, I'm
actually looking forward to the tim percent back because at
the end of the year they do like a profit
sharing thing where their members get ten percent of what
you spent. Is that right, right? Yeah, Yeah, it's a
co op and so yeah ari I, I mean I
love their model. Their model is all about serving their
(01:55):
customer well. And yeah that that co op model just
is a business model. It's not often used, but it
serves the customers well, and I think it creates a
lot of customer loyalty to Yeah, totally. Man, I'll be
interested to see if we maybe overspend now at Aria,
because you know, because once you do have a membership somewhere,
you tend to think about it more. And so hopefully
that doesn't change my behavior, you know, and how we
(02:16):
actually do spend our money. It's kind of what Costco
banks on, right. People pay the sixty bucks or the
one twenty and then you're you're a member now, so
you want to get your money's worth, um, and Costco
does pretty well with with that sort of membership model too, exactly. Man,
all right, so let's get to our Friday Flight. This
is our quick sampling of stories that you know that
you and I found interesting this week. And Man, one
of the reasons we call it the Friday Flight is
(02:37):
it's a little nod to our love of craft beer.
So we had a quick story here on Beer News, Man,
we saw that Yengling is expanding their distribution out West.
US beer sales they fell last year according to the
Brewers Association, So it seems that this is an interesting
move for America's oldest brewery to reclaim some of that
decline in their and their fans and their customers. But
I mean Yeling is so interesting because I feel like
a lot of people talk about Yengling. I mean, they
(02:59):
are the oldest brewery in our country, right, but like
we've even got family out west, and if they go
out of state, because I guess they don't sell it
where they live, but if they go out state and
they can get their hands on some England, they buy
tons of it and they bring it back home because
they love it, which is funny because it's not really
a craft beer. It's it's it's not really it's like
a standard beer. Like I mean, if I were to
someone were to say, like describe Bengling, I would say beer. Yeah,
(03:21):
it's just normal beer. I think it's better than like
the other macros, but there's nothing really special about it. Um.
But yeah, America's oldest brewery. That's they're claimed to fame. Uh.
And then actually one of our local breweries, Creature Comforts,
that are out in Athens, Georgia, they just announced that
they are opening up another location in Los Angeles. Speaking
of yeah, expanding out west, which is just another just
massive craft beer town. Lots of great breweries out there.
(03:43):
But yeah, so for all of our l A listeners
who want to try some good Georgia beer. Well, pretty
soon you're gonna be able to to try some Tropicalia
or some Athena. So yeah, there are some favorites Athena Paradiso,
the one with cherries cranberries so good, so it so yeah,
l A l A listeners start stalking Creature Comforts on
(04:04):
Instagram and follow how you know, their their builds going. Uh,
that's something to look forward to for sure. Yeah. Yeah,
Engling pretty good but not too special. Creature Comforts very special. Yeah,
that's something else I found really interesting. This week. There
were a few stories about different airlines starting to sell
tickets for flights to nowhere, and uh, that's just feels
(04:26):
like so uh so weird that it's happening. There was
Does it feel like two thousand, you know, like back
when gas costs nothing and you would just kind of
go cruising and go driving around in your car for
a ride. Yeah, maybe a little bit like both, but
it it just, you know, everything in twenties so freaking
weird that the idea of getting on a flight and
not actually going to another place, because you know, a
(04:47):
lot of these airlines are doing it because you can't
go anywhere like, uh, the Quantis in Australia. Actually they
sold out a flight in ten minutes that takes off
from the Sydney Airport and then lands back at the
Sydney Airport seven hours, so ridiculous. And they're they're saying that,
you know, you'll get some low flying views of the
Great Barrier Reef, which is which is cool, but overall,
it's still pretty odd that you would buy a flight
(05:09):
and you top on and you're not really going anywhere, man,
You're just kind of like going for a little tour
of you know, part of your own country. Yeah, except that, like,
planes aren't made for sight seeing, right, Yeah, I saw
that the windows are kind of small. I saw it's
gonna be on the Boeing seven eighties seven And I
don't know when the last time you've been on a
seven eight seven, But those are really wide planes where
a lot of the people sit in the middle. There's
(05:29):
only one seat that has an actual window seat like
on normal planes, right on each side. Don't matter how
long you get if you're sitting the plane, it's a
folks are just gonna get on this plane, cruise around
and it's gonna be such a disappointing flight. It would
be a disappointing flight in my opinion, because it's all
about going somewhere and so then land back at the
same airport that you took off from Man, I would
be so bummed. I'm not doing it all right. So
(05:51):
that's a little bit of news or the weird. But
there's something else that's a little strange to man. Over
nine million Americans who may qualify for a stimulus check.
Remember those back in the spring, um they still haven't
registered to receive their money. And the thing is, most
individuals they didn't need to register because we filed our
taxes in nineteen. But for those who aren't required to
file a tax return, they had to actually go online
(06:13):
and register in order to receive that money. And so
the I R S they're gonna be sending out notifications
next week to those individuals um as they now only
have until October fifteen to register UH in order to
claim that money. And so if that's you, if you've
been maybe living under a rock, UH, you can go
and do that on the I R S websites. That's
where you can go where non filers can register and
(06:34):
will make sure to link to that page in our
show notes and at different times on the show, Matt,
we've talked about kind of an increase in scams during COVID.
They're they're just a lot of people trying to take
advantage of people's concerns about health and finances. Right now, well,
there's also been a rising scams related to those economic
impact payments. So the i r S has issued a
statement clarifying that they will not reach out to you
(06:55):
via email, phone calls, or texts. So if you get
anything electronic in nature in i r S communication, it's
not the actual i r S. It's a scam artist.
So the only place to go is i RS dot
gov in order to register for that stimulus check payment.
And man, I just can't believe nine million people. That
that a lot of people that are missing out on
their money. Yeah, and I'm sure they're they're probably still
(07:15):
wondering where it is. Yea. So maybe this hits you
and you were supposed to get one, you haven't gotten one,
and now you can go and register to get that money.
Or or maybe you know somebody who doesn't file a
tax return and you think they probably qualify. Well, it's
best to to let them know about this so that
they can receive that money too. Yeah. Well, speaking of
simulus checks, let's talk about how Americans who actually got
(07:36):
their money, how they use that money. According to a
new study, less than half of the money was actually spent,
and then one third of that money was used for
rainy day fund. That is certainly in line with other
news that we've seen about the increased cash on hand
due to the first round of stimulus checks, and then
in addition to that to another chunk of money was
used to pay off debt. And so it's awesome to
(07:56):
see that, you know, Americans are using this influx of
cash wisely in most cases, you know, even if it
didn't necessarily accomplish the goal of maybe stimulating the economy
through more consumer spending. But that also did happen to
you know, And so I don't know, I feel like
there's a certain level where folks are putting themselves in
a better financial position, and that gives them the confidence
maybe to go out and buy a new bike like
(08:17):
I did. Yeah, I think Americans as a whole needed
up their savings right right. There seems to be a
special emphasis on hoarding cash at the moment and we
think that's great. We think people should be considering their
own personal financial situation. That's crucial because we don't know
exactly how long or how difficult this storm, the COVID storm,
is going to be, and most folks planned to stick
(08:38):
to that trajectory of saving actually based on a recent survey,
until there's a COVID vaccine. And I can't blame them, man,
I mean, having that solid six months of living expenses
in your emergency fund. That's always been an important thing
to have going on when it comes to your personal finances.
But but it's even more important to shore up those
savings now. Right even though rates on savings are pretty bismal,
(09:00):
it's important to keep those savings intact. And I know
that's something that a lot of our listeners struggle with, Matt.
Sometimes they're like, Man, my my same use accounts paying
point four or five now, and it's a bummer, and
I just think I can do better, And I understand
that desire. But at the same time, it's so crucial
to have those liquid funds in a bank account that
you could draw on it any time, because you never
(09:21):
know what a worst case scenario could look like. That's
why it's so important. Yeah, man, you can't beat that
piece of mind. And speaking of cash, we've talked about
this before, but the coin shortage that has continued. There
are fewer coins in circulation as a lot of folks
don't typically use them, but also too as businesses, uh
sometimes have stopped accepting cash. But we saw that coin star.
You know the machines like at the grocery store, you
(09:41):
can dump the change in there. Uh, they will pay
you more for your coins. Right now, there's never a
fee to trade your coins in for an Amazon gift card.
But now you can get a thirty five dollar gift
card for thirty dollars and change, which is really sweet.
And so if you know that you have a recurring
expense or something that you may be always purchased via Amazon,
this is a great way to optim eyes and to
to maybe unload some coins that you have laying around
(10:03):
the house. We've seen here to in Atlanta that some
Chick fil A locations are offering or we're offering a
free sandwich. If you traded in ten dollars and change
for a ten dollar bill, you get a free sandwich,
which is pretty sweet. And so you know keeping out
for that. Some of your favorite local businesses might be
offering coin payment specials as well. Keep an eye out
for those deals. Yeah. I'm not one of those people
that has a giant coin jar, but I know a
(10:24):
lot of people do. Man. They just like take the
extra pennies and nickels out of their out of their
pocket every day, stick them in that jar, and they're
saving for something big. And right now it might be
a good time to trade those in because coins are
super valuable to a lot of businesses who are struggling
to find the coins they need in order to make change.
That's right, all right, man, Well we're gonna take a
quick break, but after the break, we're gonna talk about
saving money by d I Y work that you can
(10:47):
do it around your home, and we're gonna talk with
our friend Tim Harmon with the U Can Man podcast,
and we'll get to that right after the break. All right,
we're back in the break and let's jump into some
do it yourself talk d I Y d I Y.
(11:08):
And due to the pandemic, we're all in our homes
more right, and we're deciding to spruce them up, make
some changes. Make you feel a little more livable in
home depots and lows. They've actually reported really strong earnings
because of the d I Y craze. It's happening. So
in that vein, We've brought our friend Tim Harmon from
the U can Man podcast on to discuss all things
(11:29):
d I Y on this episode with us. So, Tim,
thanks for joining us on the show today. Man, Hey, Hey,
good to be here. Yeah, Joel, you've known Tim for
quite a while longer than I have, actually Tim. I
met you maybe like a decade ago when it came
to like within the photography industry, which is something that
neither you or I are doing necessarily full time at
this point. Right sitting here with you guys at this table,
(11:50):
it's just a culmination of a very long time when
I found out that Joel new Matt. Matt new Joel,
and I'm like, whoa, what has happened? World's collide, World's
collide here. I'm like, Joe, how in the world did
you meet Matt? And so I got the whole story.
That's a weirdo. So none none these jokers for quite
some time now, and so glad to be sitting here
(12:11):
at the table talking about some do it yourself stuff.
That's great. Well that's yeah, that is what we're gonna
talk about. We're not going to dive into our histories,
into our past. Uh it's and we're all about the
ying it around the house to save money. But for
you know, others out there, can you make a quick case,
like a quick argument for why folks should be doing
more projects themselves instead of hiring someone else you know
for that job. So we are all about doing things yourself,
(12:33):
but it's not always about saving money. What we say
is what one man can do, you can do as
well with a little help from your friends and the
proper know how nice. So I will say to not
what you can man like. Also, there's ladies out there
who are very handy or even aren't handy that or
you can pick up a tool and figure out how
to do something. We actually have a really active Facebook
(12:54):
group that's steadily growing and we've got tons of ladies
in the two So yeah, so doing things you're elf. Um,
it's not always about the money. Like I mentioned, we
like to think that tackling d I y projects gives
you confidence in every area of life. So tackling something
that I may never have dreamed that I could do myself.
(13:15):
Like one thing that really got me started down this
road years ago was taking out a large load bearing
wall in my house. And before that I thought, I
can never do this. It's only for the experts, only
for the experts. I'm my house is going to fall down,
for sure. If I tried to do this, it's going
to fall down. But I had a really good friend
(13:37):
and he had done it before, and so he showed
me the ropes and was like, look man. And he's
actually the reason why I call it you can man,
because he would always say, what one main man can do,
you can do as well, and that's right, right, right,
And so that's what really got me started, and that
gave me a lot of confidence to then start tons
of other d I Y projects. So I love teaching
(14:00):
people that, hey, you can do this. You know you
need the right know how, you need some help, but
you can do this yourself. I think that's so true.
And that's something that Matt and I kind of talked
about with money. There's something about the behavior that you
do over a period of time turns you into the
person that you're becoming, Like a self fulfilling prophecy like
the more you do it, the better you get at it,
and it just fulfills itself. You start to save. Now
(14:22):
I'm a saver and um, and then you can label
yourself that and then you kind of continue to do
that in a ramped up way. And and I think
the same thing I think you're right is is true
with the I Y. The more you tackle, the more
you're like, oh yeah, that's I can get into more
areas of that. Uh So, so, Tim, what are what
are some of the most expensive things maybe that people
typically pay for when it comes to D I Y
(14:42):
or or home renovation and they should actually be doing
themselves instead to save money. Okay, I'm gonna say one
thing that really just adds up. And you guys have
talked about it. In fact, I think you had an
entire show about this. I'm not mistaken. Maybe earlier on,
I'm not quite sure. Do it yourself. Past control, yes, Okay, Now, look,
(15:02):
you're gonna be spending so much money every single quarter
paying the past control guy. And if you'll like me,
years ago, same kind of thing that I was talking
about with the load bearing wall removal, I thought I
can't do this myself. Don't you need a license to
get all these chemicals. I'm not qualified to handle that
kind of material. No, there's this there's this website. It's
(15:23):
called Amazon, and you can actually get all of these
chemicals yourself, the ones that the pet control pros actually
the exact ones. Yeah. And actually I had a friend
of mine um that had hired somebody to come to
do mosquito control, and I said, hey, I want you
to ask the guy the exact chemical that he's using.
Sure enough by finthrine. You can buy that on Amazon.
(15:46):
And it's such an easy thing, and it's just something
that adds up really really quickly. I would say do
it yourself. Past control another thing. Now, I'm gonna get
a lot of flak for this, but I love changing
my own oil car now as a test, I never
have anybody to do my own oil. So today, before
(16:07):
I came on the show, a little show prep, I
called up Jiffy Loup. But I was like, all right,
two thousand twelve Toyota see and it's a V six.
I know I need six point four quarts of oil.
How much is that gonna cost me? Full synthetic dudes like, well,
it's gonna be eight nine and then it's ten dollars
for every corp over that, so you know, and then
(16:28):
you got the point four so it's gonna be fourteen
more dollars. Okay, So basically I'm out the door there
like a hundred and five bucks now an oil change
for an oil change within with the filter, with the filter,
but now Kirkland Costco brand Kirkland. Now you're talking about language. Yes, yes,
it's aldimic oil because I would buy it if they do,
they probably will. But so a year or so ago,
(16:50):
Amazon came out with their own oils. It was like sweet,
so I started to use them that. But then Man
Costco came in and just blew Amazon out of the water.
And so does it cost you? Now? So now I
can get that done myself for about twenty three dollars
three dollars so, and a lot of people are like, hey,
it's not worth it, it's messy, you know, But to me,
(17:13):
I would rather do that myself. It gives me a
chance to get up underneath the car see if there's
any other things going on. So it's not always about
the money. It's about you know, checking in on things
that are happening in my car. But yeah, I mean,
you think about it. If you're the type of person
that really values especially a full synthetic oil change, do
it yourself. Save a lot of money. That's why I
drive electric at all. Well, so you're talking about cars,
(17:37):
let's let's sing it back towards houses. You know, when
it comes to small home projects like a bathroom, you know,
renovation or remodel, if we hire others to do the job,
we're not necessarily going to see the return on our investment,
you know, at least from a money standpoint, right, and
so what like d I Y jobs will will have
the best r o I for us when it's time
for us to sell the house. You know, there's certain
things that we can do and that we justify sometimes
(17:59):
when we say that, oh, this is gonna be great
for resale, when in reality is that's not going to
be the case. So what projects would you recommend that
do have a financial monetary reward down the road? Yeah,
so no big surprise here, it's gonna be kitchens and bathrooms.
I mean, and your listeners probably know that, they probably
heard you say that before. But when you're breaking those
kind of projects down and thinking about saving money. Uh,
(18:22):
the one thing that came to mind is, look, you're
you're probably gonna want to have like an expert to
to lay the new tile in the bathroom. However, you
probably don't need an expert to take a sledgehammer to
the old tile. That's a good point. So you know,
maybe get some quotes and part of that quote is
going to be demo, and then when you're in the
negotiation phase with that contractor say, okay, how about if
(18:45):
we x off demo from here, how much would you
take off for that? And then do that yourself. You know,
get you a bagster and do it yourself, you know, Baxter,
and that's like that. You can buy that at Lows
and filled up with trash. It's like a small sister basically,
and you could fit most you know, average sized bathrooms.
I would I would think in a bagster. So that
(19:07):
would be a really really easy thing to do, would
be demo demoing yourself. Now, there there are considerations you
gotta turn off the water and all kinds of stuff
like that. So yeah, you need to do your research,
but then you don't have to go may have learned
the hard Maybe we'll share this on the show, but
disaster seeing it was gonna link it out onto the floor,
you had to cut it off at the main. Hey,
(19:27):
you figured it out though, you got that water key.
That's all we did. A we did a little serious
on our podcast called new House Nohow, and one of
our big things was always always always know where your
main water shops are, where the circuit breaker is, right. Yeah,
And I was helping a friend and he was he
was about to demo some stuff in his kitchen, and
(19:49):
sure enough, he broke a pipe while he was doing.
I'm like, and it was a new house, where's your
where's your water? Shut up? And I'm running around frantic,
and he's trying to, you know, stop the stop the bleeding,
if you will. And then I'm down to staying serious,
and I just hear him, you know it's hot, it's
hot water. So then I knew, Okay, well I knew.
I knew where is hot water or where's water heater
(20:12):
was so there's a valve at the at the water heater,
so I wouldn't turn it off there. Well, we always
know where that is. I will say, the next thing
about doing reno yourself too, is you don't have to
go see a psychologist for for a few weeks at least,
because it takes out all your aggression. It's a beautiful
way to to kind of, you know, unleash that aggression
in a way that you normally don't get to and
handle that. Demolition people pay for that now exactly. People
(20:33):
go to break rooms where they pay I don't know
how much money you can get break stuff office space
style exactly. When you can do that in your own
home and save money, yeah, yeah, And you might even
be able to sell some of your old fixtures. I mean,
if you've got an old exactly forties, fifties, sixties house,
when we renovated those old sinks and stuff, yeah, I
mean we we have a bathroom where we have these
(20:53):
We had a lavender toilet and and tub and sink.
So man, some people want those pictures. That's two. That's true,
all right. And to like, it's not always about resale,
it's not always about money oftentimes, Tim, we're we're doing
reno jobs just to enjoy our home more now, right,
And and it's not always about dollars and cents. So
you've done some loft beds for your kids and that's
(21:15):
kind of been one of those things that you did yourself.
Instead of buying something pre made, you created something. And yeah, so, um,
tell us about how the loftbeds are working out for you,
and then, you know, are there any other things that
we should think about when we're doing things just purely
for enjoyment in our home? Yeah, you cannot beat the
space savings in a kid's room with nothing else but
(21:39):
a loft bed. I mean, it frees up so much
room when you go walk in your kid's room right now, Uh,
look at the floor space it's taken up by beds,
especially if you've got kids that are sharing a room.
And what if you have three of those single beds
in a single room. Exact, man, we need to we
need to go check out your check out your room,
and get you some loft beds. Well. So, I mean
(22:00):
the reason we wanted to ask you about this is specifically, like,
I mean, if you can reclaim some floor space in
the room, I think that could kind of keep you
from maybe doing a more costly renovation down the road
where you feel like you have to add multiple bedrooms,
right uh, and so like that's where the cost savings
would would come in. But I know, like your son,
he has been in the loft bed that you made
for him for a few years now. My concern is
(22:22):
is he tired of it? Right? Because if you're gonna
go through all this effort, all this time and some
money as well in creating this thing and then have
the kids change their mind to where it's not something
they're enjoying anymore, So how are you specifically approaching that.
That's funny you should say that, because I so I
have my son's loft bed that I did and he's
had it for I don't know, like two years. And
then I just built these like just epic loftbeds for
(22:43):
my girls, and I had a friend say, so, what
are you gonna what are you gonna do when you
have to take those down to two years? I was like, bro,
these are grandkid beds. They're they're not going anywhere. And
so yeah, we did think through them being teenagers and
the US, and I kind of, especially with my girls beds,
built them in such a way that they have they're
(23:05):
gonna have some privacy, So we're gonna put up curtains
and that sort of thing. But as far as I'm
getting tired of it. I don't know, we'll just have
to cross that bridge when we get there. But I
could take the thing off the wall. I mean, especially
my sons, and I'm a girl's man. It's like custom
built in that it is not going anywhere anytime at least. Yeah,
And in fact, one of the walls that I kind
(23:26):
of built in addition to the loft beds is kind
of like a load bearing wall. Now it's crazy. I
don't have any after pictures up yet because I just
kind of recently finished it, So I'm gonna have to
have to get those up, get that posted before this
comes out. Yeah, for sure. Hey, Tim, I want to
ask you to about like resources where you go when
you're kind of stuck on a project, Like do you
have any places like when you're in the middle of
(23:46):
something and things are falling apart or you're not sure
where to go next, Where where you go in order
to learn how to proceed? Um? Or are you just
like hitting up YouTube like the rest of us pretty
much build things out of Lincoln logs and like like, okay,
well this work with my connects with my kids, get eggs. Yeah,
I'm I'm a huge YouTube guy. I mean, I, yeah,
(24:07):
I definitely go to YouTube for sure. But I would
also say that having good friends that know things that
you don't is super valuable. So I'll have a ton
of friends that will call me up and just say, hey,
my car is doing this, or this is happening on
my house. And so a part of one of the
(24:27):
things that that we're really big on with you can
man is sharing what you know, and so having those
friends and reaching out to them that know things that
you don't, don't be afraid to do that you know,
reach out and then when you have an expertise, be
free to share that with others. But I have to
remind myself that not everybody has that friend. And so
(24:49):
when you don't, YouTube is your friend. YouTube? Maybe some
message boards too. There's some good message boards out, oh,
I mean all over the place. Read it. Everything. My
go too is if there's something I don't know how
to do, and chances are I'm like Jill, probably doesn't
know what I'm less d y s happy than you are.
Next time, I'll reach out of YouTube. But in the
past I've yeah, I do a little YouTube search and
(25:09):
I watched three about three videos, and you know, you
kind of get three different kind of views on it,
and I feel pretty confident after that typically, But Tim Man,
this has been a fun conversation. Is going to kind
of have you over and if anything, this is just
a good excuse to hang out in person. But Man,
where can folks learn more about the different projects you
guys are tackling? Where can they learn more about your podcast? Yeah,
(25:30):
you can go to U can Man dot com and
check out all the information there. I did want to
mention that we're not just about d I Y stuff.
So we've done a series on, you know, how to
become a Chick fil a owner operator. I had always
wondered that myself and I've got a good friend who's
an owner operator, and so we did a little series
on that. We recently did a show on a guy
that beat the world record for the cannonball run. It's
(25:53):
like a coast to coast car race. Interesting. Yeah, So
we've got all kinds of different stuff besides just d
I Y stuff. So if you're interested in those sorts
of things as well, check us out you can Man
dot com. Perfect. All right, Well, Tim, this has been great.
Thanks for coming to hang out with us today. Man
and I really enjoyed getting to talk about d I Y.
It's a subject that a lot of people are thinking
(26:14):
a lot about right now. Yeah, this is a great
topic for us to cover, man, as folks are looking
for more ways to save money, as we are all
spending more time around the house. We'll put our show
notes up on the website at how to money dot com,
and we'll make sure to link to some of those
articles and episodes that Tim mentioned during this interview. Yeah,
and today's Friday. It's the weekend coming up. Perfect time
to try tous out your d I Y skills. So
get going, all right, Matt. Until next time, Best friends Out,
(26:37):
Best Friends Out.
Welcome to How the Money. I'm Joel and I and
Matt and today we're discussing missing stimulus checks, d I,
y home projects, and flights to nowhere. Welcome to our
(00:28):
Friday flight episode. Man. Every week, you and I Joel,
we pick a few headlines that catch our attention. We
talked about how those bits of news, how they affect
our money, our personal finances. So I'm excited to get
to the few of the stories that you mentioned, as
well as several others. Buddy, Yeah, you know one thing
I saw actually that had to do with something we
talked about a couple of months ago. We talked about
the ARII campus that they built. It's like the super
(00:50):
fancy theme out on the West coast. This is less money,
this is more just like something we found interesting. Yeah,
but are I was like, oh, man, with because of
the pandemic, we're not going to move in to this building.
The kind of like a summer camp building for like adults.
Because of how well it was designed, you know, and
how well it integrated to the outdoors. Makes sense for
a company like ARII. Yeah, the renderings looked super cool,
Like I wanted to go to work there, Man, I
(01:12):
was looking looking to see if they have any job postings,
you know. But yeah, they ended up selling the campus
to Facebook because apparently has a couple of buildings like
around the area. Um, and yeah, it sounds like ari
I actually turned a profit on this one. So way
to go. Are nice? Are you a member of ari E? I?
I am. I have been for a number of years. Nice,
So I We've never done that. But in order to
get the discount when I got my bike earlier this year,
(01:34):
back in the spring, you know, and I was looking
to spend some of my stimulus money, you got a
discount if you were a member as well. So I
went ahead and joined. And so while that's great, I'm
actually looking forward to the tim percent back because at
the end of the year they do like a profit
sharing thing where their members get ten percent of what
you spent. Is that right, right? Yeah, Yeah, it's a
co op and so yeah ari I, I mean I
love their model. Their model is all about serving their
(01:55):
customer well. And yeah that that co op model just
is a business model. It's not often used, but it
serves the customers well, and I think it creates a
lot of customer loyalty to Yeah, totally. Man, I'll be
interested to see if we maybe overspend now at Aria,
because you know, because once you do have a membership somewhere,
you tend to think about it more. And so hopefully
that doesn't change my behavior, you know, and how we
(02:16):
actually do spend our money. It's kind of what Costco
banks on, right. People pay the sixty bucks or the
one twenty and then you're you're a member now, so
you want to get your money's worth, um, and Costco
does pretty well with with that sort of membership model too, exactly. Man,
all right, so let's get to our Friday Flight. This
is our quick sampling of stories that you know that
you and I found interesting this week. And Man, one
of the reasons we call it the Friday Flight is
(02:37):
it's a little nod to our love of craft beer.
So we had a quick story here on Beer News, Man,
we saw that Yengling is expanding their distribution out West.
US beer sales they fell last year according to the
Brewers Association, So it seems that this is an interesting
move for America's oldest brewery to reclaim some of that
decline in their and their fans and their customers. But
I mean Yeling is so interesting because I feel like
a lot of people talk about Yengling. I mean, they
(02:59):
are the oldest brewery in our country, right, but like
we've even got family out west, and if they go
out of state, because I guess they don't sell it
where they live, but if they go out state and
they can get their hands on some England, they buy
tons of it and they bring it back home because
they love it, which is funny because it's not really
a craft beer. It's it's it's not really it's like
a standard beer. Like I mean, if I were to
someone were to say, like describe Bengling, I would say beer. Yeah,
(03:21):
it's just normal beer. I think it's better than like
the other macros, but there's nothing really special about it. Um.
But yeah, America's oldest brewery. That's they're claimed to fame. Uh.
And then actually one of our local breweries, Creature Comforts,
that are out in Athens, Georgia, they just announced that
they are opening up another location in Los Angeles. Speaking
of yeah, expanding out west, which is just another just
massive craft beer town. Lots of great breweries out there.
(03:43):
But yeah, so for all of our l A listeners
who want to try some good Georgia beer. Well, pretty
soon you're gonna be able to to try some Tropicalia
or some Athena. So yeah, there are some favorites Athena Paradiso,
the one with cherries cranberries so good, so it so yeah,
l A l A listeners start stalking Creature Comforts on
(04:04):
Instagram and follow how you know, their their builds going. Uh,
that's something to look forward to for sure. Yeah. Yeah,
Engling pretty good but not too special. Creature Comforts very special. Yeah,
that's something else I found really interesting. This week. There
were a few stories about different airlines starting to sell
tickets for flights to nowhere, and uh, that's just feels
(04:26):
like so uh so weird that it's happening. There was
Does it feel like two thousand, you know, like back
when gas costs nothing and you would just kind of
go cruising and go driving around in your car for
a ride. Yeah, maybe a little bit like both, but
it it just, you know, everything in twenties so freaking
weird that the idea of getting on a flight and
not actually going to another place, because you know, a
(04:47):
lot of these airlines are doing it because you can't
go anywhere like, uh, the Quantis in Australia. Actually they
sold out a flight in ten minutes that takes off
from the Sydney Airport and then lands back at the
Sydney Airport seven hours, so ridiculous. And they're they're saying that,
you know, you'll get some low flying views of the
Great Barrier Reef, which is which is cool, but overall,
it's still pretty odd that you would buy a flight
(05:09):
and you top on and you're not really going anywhere, man,
You're just kind of like going for a little tour
of you know, part of your own country. Yeah, except that, like,
planes aren't made for sight seeing, right, Yeah, I saw
that the windows are kind of small. I saw it's
gonna be on the Boeing seven eighties seven And I
don't know when the last time you've been on a
seven eight seven, But those are really wide planes where
a lot of the people sit in the middle. There's
(05:29):
only one seat that has an actual window seat like
on normal planes, right on each side. Don't matter how
long you get if you're sitting the plane, it's a
folks are just gonna get on this plane, cruise around
and it's gonna be such a disappointing flight. It would
be a disappointing flight in my opinion, because it's all
about going somewhere and so then land back at the
same airport that you took off from Man, I would
be so bummed. I'm not doing it all right. So
(05:51):
that's a little bit of news or the weird. But
there's something else that's a little strange to man. Over
nine million Americans who may qualify for a stimulus check.
Remember those back in the spring, um they still haven't
registered to receive their money. And the thing is, most
individuals they didn't need to register because we filed our
taxes in nineteen. But for those who aren't required to
file a tax return, they had to actually go online
(06:13):
and register in order to receive that money. And so
the I R S they're gonna be sending out notifications
next week to those individuals um as they now only
have until October fifteen to register UH in order to
claim that money. And so if that's you, if you've
been maybe living under a rock, UH, you can go
and do that on the I R S websites. That's
where you can go where non filers can register and
(06:34):
will make sure to link to that page in our
show notes and at different times on the show, Matt,
we've talked about kind of an increase in scams during COVID.
They're they're just a lot of people trying to take
advantage of people's concerns about health and finances. Right now, well,
there's also been a rising scams related to those economic
impact payments. So the i r S has issued a
statement clarifying that they will not reach out to you
(06:55):
via email, phone calls, or texts. So if you get
anything electronic in nature in i r S communication, it's
not the actual i r S. It's a scam artist.
So the only place to go is i RS dot
gov in order to register for that stimulus check payment.
And man, I just can't believe nine million people. That
that a lot of people that are missing out on
their money. Yeah, and I'm sure they're they're probably still
(07:15):
wondering where it is. Yea. So maybe this hits you
and you were supposed to get one, you haven't gotten one,
and now you can go and register to get that money.
Or or maybe you know somebody who doesn't file a
tax return and you think they probably qualify. Well, it's
best to to let them know about this so that
they can receive that money too. Yeah. Well, speaking of
simulus checks, let's talk about how Americans who actually got
(07:36):
their money, how they use that money. According to a
new study, less than half of the money was actually spent,
and then one third of that money was used for
rainy day fund. That is certainly in line with other
news that we've seen about the increased cash on hand
due to the first round of stimulus checks, and then
in addition to that to another chunk of money was
used to pay off debt. And so it's awesome to
(07:56):
see that, you know, Americans are using this influx of
cash wisely in most cases, you know, even if it
didn't necessarily accomplish the goal of maybe stimulating the economy
through more consumer spending. But that also did happen to
you know, And so I don't know, I feel like
there's a certain level where folks are putting themselves in
a better financial position, and that gives them the confidence
maybe to go out and buy a new bike like
(08:17):
I did. Yeah, I think Americans as a whole needed
up their savings right right. There seems to be a
special emphasis on hoarding cash at the moment and we
think that's great. We think people should be considering their
own personal financial situation. That's crucial because we don't know
exactly how long or how difficult this storm, the COVID storm,
is going to be, and most folks planned to stick
(08:38):
to that trajectory of saving actually based on a recent survey,
until there's a COVID vaccine. And I can't blame them, man,
I mean, having that solid six months of living expenses
in your emergency fund. That's always been an important thing
to have going on when it comes to your personal finances.
But but it's even more important to shore up those
savings now. Right even though rates on savings are pretty bismal,
(09:00):
it's important to keep those savings intact. And I know
that's something that a lot of our listeners struggle with, Matt.
Sometimes they're like, Man, my my same use accounts paying
point four or five now, and it's a bummer, and
I just think I can do better, And I understand
that desire. But at the same time, it's so crucial
to have those liquid funds in a bank account that
you could draw on it any time, because you never
(09:21):
know what a worst case scenario could look like. That's
why it's so important. Yeah, man, you can't beat that
piece of mind. And speaking of cash, we've talked about
this before, but the coin shortage that has continued. There
are fewer coins in circulation as a lot of folks
don't typically use them, but also too as businesses, uh
sometimes have stopped accepting cash. But we saw that coin star.
You know the machines like at the grocery store, you
(09:41):
can dump the change in there. Uh, they will pay
you more for your coins. Right now, there's never a
fee to trade your coins in for an Amazon gift card.
But now you can get a thirty five dollar gift
card for thirty dollars and change, which is really sweet.
And so if you know that you have a recurring
expense or something that you may be always purchased via Amazon,
this is a great way to optim eyes and to
to maybe unload some coins that you have laying around
(10:03):
the house. We've seen here to in Atlanta that some
Chick fil A locations are offering or we're offering a
free sandwich. If you traded in ten dollars and change
for a ten dollar bill, you get a free sandwich,
which is pretty sweet. And so you know keeping out
for that. Some of your favorite local businesses might be
offering coin payment specials as well. Keep an eye out
for those deals. Yeah. I'm not one of those people
that has a giant coin jar, but I know a
(10:24):
lot of people do. Man. They just like take the
extra pennies and nickels out of their out of their
pocket every day, stick them in that jar, and they're
saving for something big. And right now it might be
a good time to trade those in because coins are
super valuable to a lot of businesses who are struggling
to find the coins they need in order to make change.
That's right, all right, man, Well we're gonna take a
quick break, but after the break, we're gonna talk about
saving money by d I Y work that you can
(10:47):
do it around your home, and we're gonna talk with
our friend Tim Harmon with the U Can Man podcast,
and we'll get to that right after the break. All right,
we're back in the break and let's jump into some
do it yourself talk d I Y d I Y.
(11:08):
And due to the pandemic, we're all in our homes
more right, and we're deciding to spruce them up, make
some changes. Make you feel a little more livable in
home depots and lows. They've actually reported really strong earnings
because of the d I Y craze. It's happening. So
in that vein, We've brought our friend Tim Harmon from
the U can Man podcast on to discuss all things
(11:29):
d I Y on this episode with us. So, Tim,
thanks for joining us on the show today. Man, Hey, Hey,
good to be here. Yeah, Joel, you've known Tim for
quite a while longer than I have, actually Tim. I
met you maybe like a decade ago when it came
to like within the photography industry, which is something that
neither you or I are doing necessarily full time at
this point. Right sitting here with you guys at this table,
(11:50):
it's just a culmination of a very long time when
I found out that Joel new Matt. Matt new Joel,
and I'm like, whoa, what has happened? World's collide, World's
collide here. I'm like, Joe, how in the world did
you meet Matt? And so I got the whole story.
That's a weirdo. So none none these jokers for quite
some time now, and so glad to be sitting here
(12:11):
at the table talking about some do it yourself stuff.
That's great. Well that's yeah, that is what we're gonna
talk about. We're not going to dive into our histories,
into our past. Uh it's and we're all about the
ying it around the house to save money. But for
you know, others out there, can you make a quick case,
like a quick argument for why folks should be doing
more projects themselves instead of hiring someone else you know
for that job. So we are all about doing things yourself,
(12:33):
but it's not always about saving money. What we say
is what one man can do, you can do as
well with a little help from your friends and the
proper know how nice. So I will say to not
what you can man like. Also, there's ladies out there
who are very handy or even aren't handy that or
you can pick up a tool and figure out how
to do something. We actually have a really active Facebook
(12:54):
group that's steadily growing and we've got tons of ladies
in the two So yeah, so doing things you're elf. Um,
it's not always about the money. Like I mentioned, we
like to think that tackling d I y projects gives
you confidence in every area of life. So tackling something
that I may never have dreamed that I could do myself.
(13:15):
Like one thing that really got me started down this
road years ago was taking out a large load bearing
wall in my house. And before that I thought, I
can never do this. It's only for the experts, only
for the experts. I'm my house is going to fall down,
for sure. If I tried to do this, it's going
to fall down. But I had a really good friend
(13:37):
and he had done it before, and so he showed
me the ropes and was like, look man. And he's
actually the reason why I call it you can man,
because he would always say, what one main man can do,
you can do as well, and that's right, right, right,
And so that's what really got me started, and that
gave me a lot of confidence to then start tons
of other d I Y projects. So I love teaching
(14:00):
people that, hey, you can do this. You know you
need the right know how, you need some help, but
you can do this yourself. I think that's so true.
And that's something that Matt and I kind of talked
about with money. There's something about the behavior that you
do over a period of time turns you into the
person that you're becoming, Like a self fulfilling prophecy like
the more you do it, the better you get at it,
and it just fulfills itself. You start to save. Now
(14:22):
I'm a saver and um, and then you can label
yourself that and then you kind of continue to do
that in a ramped up way. And and I think
the same thing I think you're right is is true
with the I Y. The more you tackle, the more
you're like, oh yeah, that's I can get into more
areas of that. Uh So, so, Tim, what are what
are some of the most expensive things maybe that people
typically pay for when it comes to D I Y
(14:42):
or or home renovation and they should actually be doing
themselves instead to save money. Okay, I'm gonna say one
thing that really just adds up. And you guys have
talked about it. In fact, I think you had an
entire show about this. I'm not mistaken. Maybe earlier on,
I'm not quite sure. Do it yourself. Past control, yes, Okay, Now, look,
(15:02):
you're gonna be spending so much money every single quarter
paying the past control guy. And if you'll like me,
years ago, same kind of thing that I was talking
about with the load bearing wall removal, I thought I
can't do this myself. Don't you need a license to
get all these chemicals. I'm not qualified to handle that
kind of material. No, there's this there's this website. It's
(15:23):
called Amazon, and you can actually get all of these
chemicals yourself, the ones that the pet control pros actually
the exact ones. Yeah. And actually I had a friend
of mine um that had hired somebody to come to
do mosquito control, and I said, hey, I want you
to ask the guy the exact chemical that he's using.
Sure enough by finthrine. You can buy that on Amazon.
(15:46):
And it's such an easy thing, and it's just something
that adds up really really quickly. I would say do
it yourself. Past control another thing. Now, I'm gonna get
a lot of flak for this, but I love changing
my own oil car now as a test, I never
have anybody to do my own oil. So today, before
(16:07):
I came on the show, a little show prep, I
called up Jiffy Loup. But I was like, all right,
two thousand twelve Toyota see and it's a V six.
I know I need six point four quarts of oil.
How much is that gonna cost me? Full synthetic dudes like, well,
it's gonna be eight nine and then it's ten dollars
for every corp over that, so you know, and then
(16:28):
you got the point four so it's gonna be fourteen
more dollars. Okay, So basically I'm out the door there
like a hundred and five bucks now an oil change
for an oil change within with the filter, with the filter,
but now Kirkland Costco brand Kirkland. Now you're talking about language. Yes, yes,
it's aldimic oil because I would buy it if they do,
they probably will. But so a year or so ago,
(16:50):
Amazon came out with their own oils. It was like sweet,
so I started to use them that. But then Man
Costco came in and just blew Amazon out of the water.
And so does it cost you? Now? So now I
can get that done myself for about twenty three dollars
three dollars so, and a lot of people are like, hey,
it's not worth it, it's messy, you know, But to me,
(17:13):
I would rather do that myself. It gives me a
chance to get up underneath the car see if there's
any other things going on. So it's not always about
the money. It's about you know, checking in on things
that are happening in my car. But yeah, I mean,
you think about it. If you're the type of person
that really values especially a full synthetic oil change, do
it yourself. Save a lot of money. That's why I
drive electric at all. Well, so you're talking about cars,
(17:37):
let's let's sing it back towards houses. You know, when
it comes to small home projects like a bathroom, you know,
renovation or remodel, if we hire others to do the job,
we're not necessarily going to see the return on our investment,
you know, at least from a money standpoint, right, and
so what like d I Y jobs will will have
the best r o I for us when it's time
for us to sell the house. You know, there's certain
things that we can do and that we justify sometimes
(17:59):
when we say that, oh, this is gonna be great
for resale, when in reality is that's not going to
be the case. So what projects would you recommend that
do have a financial monetary reward down the road? Yeah,
so no big surprise here, it's gonna be kitchens and bathrooms.
I mean, and your listeners probably know that, they probably
heard you say that before. But when you're breaking those
kind of projects down and thinking about saving money. Uh,
(18:22):
the one thing that came to mind is, look, you're
you're probably gonna want to have like an expert to
to lay the new tile in the bathroom. However, you
probably don't need an expert to take a sledgehammer to
the old tile. That's a good point. So you know,
maybe get some quotes and part of that quote is
going to be demo, and then when you're in the
negotiation phase with that contractor say, okay, how about if
(18:45):
we x off demo from here, how much would you
take off for that? And then do that yourself. You know,
get you a bagster and do it yourself, you know, Baxter,
and that's like that. You can buy that at Lows
and filled up with trash. It's like a small sister basically,
and you could fit most you know, average sized bathrooms.
I would I would think in a bagster. So that
(19:07):
would be a really really easy thing to do, would
be demo demoing yourself. Now, there there are considerations you
gotta turn off the water and all kinds of stuff
like that. So yeah, you need to do your research,
but then you don't have to go may have learned
the hard Maybe we'll share this on the show, but
disaster seeing it was gonna link it out onto the floor,
you had to cut it off at the main. Hey,
(19:27):
you figured it out though, you got that water key.
That's all we did. A we did a little serious
on our podcast called new House Nohow, and one of
our big things was always always always know where your
main water shops are, where the circuit breaker is, right. Yeah,
And I was helping a friend and he was he
was about to demo some stuff in his kitchen, and
(19:49):
sure enough, he broke a pipe while he was doing.
I'm like, and it was a new house, where's your
where's your water? Shut up? And I'm running around frantic,
and he's trying to, you know, stop the stop the bleeding,
if you will. And then I'm down to staying serious,
and I just hear him, you know it's hot, it's
hot water. So then I knew, Okay, well I knew.
I knew where is hot water or where's water heater
(20:12):
was so there's a valve at the at the water heater,
so I wouldn't turn it off there. Well, we always
know where that is. I will say, the next thing
about doing reno yourself too, is you don't have to
go see a psychologist for for a few weeks at least,
because it takes out all your aggression. It's a beautiful
way to to kind of, you know, unleash that aggression
in a way that you normally don't get to and
handle that. Demolition people pay for that now exactly. People
(20:33):
go to break rooms where they pay I don't know
how much money you can get break stuff office space
style exactly. When you can do that in your own
home and save money, yeah, yeah, And you might even
be able to sell some of your old fixtures. I mean,
if you've got an old exactly forties, fifties, sixties house,
when we renovated those old sinks and stuff, yeah, I
mean we we have a bathroom where we have these
(20:53):
We had a lavender toilet and and tub and sink.
So man, some people want those pictures. That's two. That's true,
all right. And to like, it's not always about resale,
it's not always about money oftentimes, Tim, we're we're doing
reno jobs just to enjoy our home more now, right,
And and it's not always about dollars and cents. So
you've done some loft beds for your kids and that's
(21:15):
kind of been one of those things that you did yourself.
Instead of buying something pre made, you created something. And yeah, so, um,
tell us about how the loftbeds are working out for you,
and then, you know, are there any other things that
we should think about when we're doing things just purely
for enjoyment in our home? Yeah, you cannot beat the
space savings in a kid's room with nothing else but
(21:39):
a loft bed. I mean, it frees up so much
room when you go walk in your kid's room right now, Uh,
look at the floor space it's taken up by beds,
especially if you've got kids that are sharing a room.
And what if you have three of those single beds
in a single room. Exact, man, we need to we
need to go check out your check out your room,
and get you some loft beds. Well. So, I mean
(22:00):
the reason we wanted to ask you about this is specifically, like,
I mean, if you can reclaim some floor space in
the room, I think that could kind of keep you
from maybe doing a more costly renovation down the road
where you feel like you have to add multiple bedrooms,
right uh, and so like that's where the cost savings
would would come in. But I know, like your son,
he has been in the loft bed that you made
for him for a few years now. My concern is
(22:22):
is he tired of it? Right? Because if you're gonna
go through all this effort, all this time and some
money as well in creating this thing and then have
the kids change their mind to where it's not something
they're enjoying anymore, So how are you specifically approaching that.
That's funny you should say that, because I so I
have my son's loft bed that I did and he's
had it for I don't know, like two years. And
then I just built these like just epic loftbeds for
(22:43):
my girls, and I had a friend say, so, what
are you gonna what are you gonna do when you
have to take those down to two years? I was like, bro,
these are grandkid beds. They're they're not going anywhere. And
so yeah, we did think through them being teenagers and
the US, and I kind of, especially with my girls beds,
built them in such a way that they have they're
(23:05):
gonna have some privacy, So we're gonna put up curtains
and that sort of thing. But as far as I'm
getting tired of it. I don't know, we'll just have
to cross that bridge when we get there. But I
could take the thing off the wall. I mean, especially
my sons, and I'm a girl's man. It's like custom
built in that it is not going anywhere anytime at least. Yeah,
And in fact, one of the walls that I kind
(23:26):
of built in addition to the loft beds is kind
of like a load bearing wall. Now it's crazy. I
don't have any after pictures up yet because I just
kind of recently finished it, So I'm gonna have to
have to get those up, get that posted before this
comes out. Yeah, for sure. Hey, Tim, I want to
ask you to about like resources where you go when
you're kind of stuck on a project, Like do you
have any places like when you're in the middle of
(23:46):
something and things are falling apart or you're not sure
where to go next, Where where you go in order
to learn how to proceed? Um? Or are you just
like hitting up YouTube like the rest of us pretty
much build things out of Lincoln logs and like like, okay,
well this work with my connects with my kids, get eggs. Yeah,
I'm I'm a huge YouTube guy. I mean, I, yeah,
(24:07):
I definitely go to YouTube for sure. But I would
also say that having good friends that know things that
you don't is super valuable. So I'll have a ton
of friends that will call me up and just say, hey,
my car is doing this, or this is happening on
my house. And so a part of one of the
(24:27):
things that that we're really big on with you can
man is sharing what you know, and so having those
friends and reaching out to them that know things that
you don't, don't be afraid to do that you know,
reach out and then when you have an expertise, be
free to share that with others. But I have to
remind myself that not everybody has that friend. And so
(24:49):
when you don't, YouTube is your friend. YouTube? Maybe some
message boards too. There's some good message boards out, oh,
I mean all over the place. Read it. Everything. My
go too is if there's something I don't know how
to do, and chances are I'm like Jill, probably doesn't
know what I'm less d y s happy than you are.
Next time, I'll reach out of YouTube. But in the
past I've yeah, I do a little YouTube search and
(25:09):
I watched three about three videos, and you know, you
kind of get three different kind of views on it,
and I feel pretty confident after that typically, But Tim Man,
this has been a fun conversation. Is going to kind
of have you over and if anything, this is just
a good excuse to hang out in person. But Man,
where can folks learn more about the different projects you
guys are tackling? Where can they learn more about your podcast? Yeah,
(25:30):
you can go to U can Man dot com and
check out all the information there. I did want to
mention that we're not just about d I Y stuff.
So we've done a series on, you know, how to
become a Chick fil a owner operator. I had always
wondered that myself and I've got a good friend who's
an owner operator, and so we did a little series
on that. We recently did a show on a guy
that beat the world record for the cannonball run. It's
(25:53):
like a coast to coast car race. Interesting. Yeah, So
we've got all kinds of different stuff besides just d
I Y stuff. So if you're interested in those sorts
of things as well, check us out you can Man
dot com. Perfect. All right, Well, Tim, this has been great.
Thanks for coming to hang out with us today. Man
and I really enjoyed getting to talk about d I Y.
It's a subject that a lot of people are thinking
(26:14):
a lot about right now. Yeah, this is a great
topic for us to cover, man, as folks are looking
for more ways to save money, as we are all
spending more time around the house. We'll put our show
notes up on the website at how to money dot com,
and we'll make sure to link to some of those
articles and episodes that Tim mentioned during this interview. Yeah,
and today's Friday. It's the weekend coming up. Perfect time
to try tous out your d I Y skills. So
get going, all right, Matt. Until next time, Best friends Out,
(26:37):
Best Friends Out.
Hosts And Creators
Joel Larsgaard
Matthew Altmix
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