December 21, 2025 • 24 mins
For almost 25 years, KT has listened as Suze imparted great wisdom. On this episode, you’ll hear highlights where KT spotlighted six "Suzeisms" and Suze explains why these rules to live by will help you be successful in your life.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Robert (00:08):
December 21st, 2025. Welcome to the Women in Money podcast,
as well as everyone smart enough to listen. Hi, everybody, Robert,
the producer here. Now, as we get to the end
of the year, we all need to take a little
bit of a break. Suze and KT are working on
a special episode for Christmas Day this coming Thursday, so
we're giving them a respite from working today.
(00:31):
Now, if you're new to the podcast, first of all,
thank you very much for listening. Second, when KT and
Suze take a break, we still like for you to
have something to listen to in the feed, and the
episode you're gonna hear highlights from is the right message
for today. Well, actually, for any day, really. But see,
as we all turn to being reflective and thinking about
(00:53):
ways that we can all be who we're meant to be,
this particular episode that KT conceived of,
Is exactly what we should hear right now. Enjoy.
KT (01:05):
It's called the Six Secrets to Suze's Success.
Suze (01:10):
What?
KT (01:10):
Yeah.
It's the Six Secrets to Suze's success. So wait, let,
let me tell everybody what that is.
For years, for almost 25 years, maybe not all of these,
but most of them, I've been hearing Suze impart incredible
Suzieisms and quotes and great information, whether she's talking, being interviewed,
(01:34):
or just meeting someone that needs help
Suze (01:36):
Or I'm talking to myself.
KT (01:37):
Or she just talks to herself. Anyway, I've been collecting
these and, and, and one day when I have enough,
I wanna do something special with them, but right now,
I'm gonna share six of these Suzeisms. They're quotes, they're
things that she lives by and, and because she lives
by them, we all should live by them.
And I especially live by number six. So what I'm
(02:01):
gonna do is I wanna read what I've jotted down
of what I remember and what she pretty much says.
Suze (02:07):
You're sure you have them right?
KT (02:09):
I, they're pretty much right, but, but, yeah, they're right, because...
Suze (02:12):
If they're not, is it OK if I correct them?
KT (02:14):
Suze's gonna tell you what they mean. She's gonna explain.
I'm just gonna read the six secrets.
Suze (02:21):
Did you ask me if this is what I wanna do?
KT (02:23):
This is what we're doing. Do you wanna do it?
Suze (02:27):
Do I have a choice? Here we are.
KT (02:28):
Do you want to?
Suze (02:30):
I always wanna do what you want me to do.
KT (02:32):
No, you wanna do what everyone needs to hear and,
and from us.
Suze (02:37):
I know you know that for everybody. So if you
feel I really love that you wanna be on the
podcast on Sunday when Sunday school, so this is Sunday
school we're imparting.
We're goingto the KT church. We're going to church.
KT (02:52):
No, it's not church. It's school. It's Sunday school. We're
always in, you and I, we have a, a streamlined
direct line to God every day. We don't need church.
Suze (03:03):
Can I just tell everybody what I do say?
Right, and people always say something to me like this, Suze, right,
from your lips to God's ears. Know how everybody always
says that to me, and what do I say to them?
Oh yeah, trust me, right? He hears every word I say,
every thought that I think, every action that I do, everybody,
(03:26):
I think it's important that you do take out your
Suze notebooks.
And I think you should write these down because I
can tell by the look on KT's face that these
are serious quotes. These are life transforming.
KT (03:41):
Well, they're, they're mostly what you really believe in and
live by. OK, so here you go. Six secrets to
Suze's success. Number One.
The day you put your needs in front of others'
wants is the day you will have really started on
your road to financial freedom.
Suze (04:01):
The most important part of that saying, what I say
to myself, everybody, is the day you put your needs,
now listen, do you know what your needs are? Do
you just live your life and you don't even do
anything that you need to do?
KT (04:20):
So the first part of that saying is that you
need to know what you need. What do you need
to be happy? What do you need to be secure?
What do you need to feel powerful? You have to
know what those things are, so you are to write
down your needs. Let me just give you a very
(04:41):
slight example really of what it would be. Here you are,
and you're building up your emergency savings account.
Suze (04:50):
You're sending every month $100 into Alliant Credit Union because
you want to take advantage of the ultimate opportunity savings account,
which I know so many of you are doing and
you want to do, but yet your kids, it was
the holiday time, or maybe it's their birthday or whatever
it may be, they want a new pair of sneakers,
(05:12):
and it's $100.
And that's the $100 that you need to send in
every month to your savings account.
You have to put your needs in front of others' wants,
and if you do that, that's when you really are
on the road to financial freedom. Next, KT, what else?
KT (05:33):
That's great. Number two, I love this one.
Success alone will never ever lead you to fulfillment. Fulfillment
will always lead you to success. It's one of my favorite.
Suze really lives by this, everybody.
Suze (05:51):
You know, all of you strive for success, whatever that
may mean to all of you.
But mostly success means you're making a lot of money.
You have a big house to show others, you have
a fancy car, you're wearing fancy clothes, and you're just
successful that way.
But yet you really hate your job. You really don't
(06:12):
like what you're doing, but you're attached to the paycheck.
You're attached to everything that you have around you, but
yet inside you're not fulfilled.
I'm here to tell you that you're not successful.
If that is true and you yourself are not fulfilled,
(06:33):
you are not successful. When you can do something that
truly fulfills you, it will always lead you to success financially, spiritually, emotionally,
on all levels. So your goal is to have inner fulfillment.
(06:54):
And it will manifest with outer wealth.
KT (06:57):
Yeah, love what you do.
Suze (06:59):
You know, KT, I just want to give you a
little example of that. Last night, it's very funny you
picked that. I got an email from one of our relatives,
all right, and in it he said to me, Suze,
I know I'm making a lot of money. I know
everything's going great that way. I just don't like my
(07:22):
job anymore.
KT (07:24):
Who was that?
Suze (07:25):
I, I'll tell you after the podcast, all right, and
he said to me, Can we talk about it because
I'm getting sick, I'm not healthy. The financial reward doesn't
matter anymore, and I need your advice on what should
I do and how do I do it. So that's
a perfect example of that saying. So your timing is
(07:50):
funny on that.
Because he also listens to the podcast every single week,
so he knows who he is. We will talk later today, he.
KT (08:03):
I'm just thinking it's not one of my brothers.
Suze (08:05):
No, it's on my side of the family.
KT (08:08):
All right.
Yeah, because my, none of my brothers are gonna call
saying money doesn't matter anymore. All right, here you go.
So number three, this is probably Suze's personal most favorite,
and I hear her impart this over and over and
over again.
To people that really need it, but she has said
(08:28):
it to herself for years.
Suze (08:31):
Oh, I'm so excited to hear this one. Should I
guess it?
KT (08:32):
Ready.. She's gonna guess it. It's her one of her,
it's her favorite animal as well. The elephant keeps walking
as the dogs keep barking.
Suze loves this, and I think it's also something that
was inspired from India. The elephant keeps walking as the
(08:52):
dogs keep barking. What a great saying. What does that
mean to you, Suze?
Suze (08:58):
I'm surprised you picked that one.
KT (09:00):
Is it one of your favorites?
Suze (09:01):
It is. There's two, as you know...
But this one, this one, I really love this one,
KT (09:06):
Probably because you've said it to yourself.
Suze (09:08):
And let me tell you why, everybody, I said it
to myself so many times.
It's interesting in life that as you're going up the ladder,
or getting more and more, whatever you're doing, you're expanding,
everybody's rooting for you.
KT (09:26):
And I'll just give you a personal example of my
own life. As I started out being an author and
I started to do things and my books were out
there and I was making more money and getting out,
everybody was like, Yeah, Suze, go for it, go for it.
But once you get to the very, very top, which
I did.
Suze (09:46):
You couldn't get much higher than I got at one
point in time.
But once you get up there, there are people who
are jealous, and it just for some reason in my
case and I think others, then people like to tear
you down because negative press sells more than positive press.
(10:07):
It just does everybody and people started to write things
about me like, oh, "Suze the Floozy," and there was
a magazine that came out that was filled with total
lies about me.
Like there was an attack on me. Things would happen.
Things just happen as you become more and more successful.
(10:30):
So it's really important that you know who you are,
what you are, and how do you keep going. So
this saying, The elephant keeps walking as the dogs keep
barking was my visual of I was the elephant.
And I was just going to keep walking and going
(10:52):
forward and helping people and create goodness in other people's lives,
regardless of what all the dogs, the reporters, the articles
were saying about me at the time.
And eventually, the dogs just went away.
And I kept walking and here I am to this day.
KT (11:14):
She loves that one. I like that one too. I
think it's important. And then number four.
And this is great also for all of you out
there that are listening to impart this, what Suze believes
to your kids, and, and I'll tell you why because
I love saying it. If you think you can't, you never, ever, ever,
(11:34):
ever will.
Suze (11:36):
Yeah.
KT (11:37):
So there you go, that's such a simple, simple thought.
If you think you can't, you never, ever, ever, ever will.
Suze (11:45):
I think what's important there to understand everybody that I
finally got in my own life is that your words.
Your thoughts and your actions are more powerful than you
have any idea, especially your words. If you say you can't.
(12:06):
And I, funny, KT that you did this, because if
you remember, I don't know if it was a Suze
School or not.
But I did a thing on what can't means versus
right and versus wrote can and I did this whole thing,
but this one actually is a condensed version of and
(12:26):
I'm just gonna expand on it KT because we have
the time to be able to do so is your
thoughts create your destiny.
And it's so important for you to really, really get that.
There's a saying that what you think you eventually say.
(12:46):
What you say, your words become your actions. Your actions
actually become your habits, KT, and your habits become your destiny.
So, every single thing starts with your thoughts.
That turn into your words, that turn into your actions. So,
(13:08):
when you say you cannot do something,
Then the truth of the matter is you won't be
able to do it, so you all have to understand
the power that you have within you.
Because your words have the power to create or the
power to destroy, and the choice is up to you.
(13:30):
So if you look at your life right now.
Look at what you have created. How did you create that?
Look at the things that you've done in your life again.
Write them down that you never ever thought you could do.
How did you do that? How did you get there?
And then look at the things that you wanted to do,
(13:52):
but you never did.
Why didn't you? Where did that start?
KT (13:58):
You know what that one makes me think of just
to diverse a little bit.
If you think you can't, you never ever ever will.
It reminds me of all the people years ago that said, Susie,
I can't get out of debt, how can I do this?
And then years later after listening to you and following simple,
simple baby steps and instructions, we get letters of not
(14:21):
only how they're out of debt but they became millionaires.
Amazing. We're gonna have to share that one day with everyone.
So I hope you like this, everybody, because I just
think they're great to live by.
Suze (14:33):
Do you care if I like doing this?
KT (14:35):
No, you do. I know she does. These are hers.
She lives by all of this.
These are Suze's like 10 commandments, but they're 6.
Suze (14:44):
I have like 50 out of them. How come you
didn't do them all?
KT (14:47):
Because I just wanted six just to remember. Number five,
there's no shame or blame big enough to keep you
from being who you are meant to be. I love
that one. That one's really.
Emotional, it's personal, and it's really important that everyone understands
there's never a shame or blame big enough to keep
(15:11):
you from being who you are meant to be.
Suze (15:14):
I love this one, KT, and the reason, everybody, I
love this one so much.
Is, listen, we all do things in our lives, every
single one of us, and we have to learn to
rise above the things that we have done that maybe
(15:34):
we have shame about or we're blaming others for or
whatever it may be. You can't let the things that
you feel bad about, you can't let the things that
you're angry about.
Keep you from being who you are meant to be.
You did something. You say you're sorry. Somebody did something
(15:56):
to you. OK. You have to let it go. What
are the three internal obstacles to wealth? Fear, shame, and anger.
KT (16:06):
That's so true.
Suze (16:07):
So you don't have money. You're getting deeper and deeper
into credit card debt, and yet you haven't told anybody
about it.
The shame of your credit card debt. Do you think
that should keep you from being who you are meant
to be?
Don't be ashamed of anything in your life. If you've
(16:28):
done something, tell somebody about it, which is why I
would say to all of you, if you have credit
card debt, tell everybody you know. And as soon as
you start telling everybody you know you have credit card debt,
you know what they'll say back to you? Oh, I
do too, right? And so it's.
If you've done things that you're ashamed of, if you
(16:49):
feel ashamed, if you're blaming your past, if you're blaming
that somebody has done something to you, you're not a
victim to your circumstances, you're a victor, you are a
creator of everything. So take that, turn it around, and
create the future, create the person you really want to be.
(17:12):
You can do that, but not if you dwell in
shame and blame and where it says, you know, that
there's no shame or blame big enough to keep you
from being who you are meant to be, so who
are you meant to be.
Another exercise for yourself. So here you can go again
(17:33):
and write down what's everything that you're ashamed of in
your life? What's everything that you're blaming somebody else in
your life for? Write down...
Who are you meant to be in this life?
KT (17:49):
You're the world's personal finance expert that without a doubt.
Suze (17:54):
There you go, right? But who am I meant to be?
I'm somebody who I decided a long time ago.
What I'm meant to be and what I'm meant to
do is I'm meant to meet the needs of the people, places,
and times around me.
(18:15):
And offer my actions to God. That is who I
am meant to be.
So that's how I feel about my life and the
question becomes, who are you meant to be? Write it
down and see what you can do. All right.
KT (18:34):
All right, number six, this is the finale. Everyone drum roll,
Suze da ta ta ta ta ta ta da da
da da.
Suze (18:41):
Are you liking this, KT? Is that what you wanted?
was it what you envisioned? Was this podcast what you
meant it to be?
KT (18:48):
Yeah, this is what I meant it to be. OK,
so number six, everybody, is my favorite, and it's my
favorite because Suze, after 25 years of being with me,
still says, KT, let's talk. And here's what she says.
What I, you say to me all the time, and
I'll give you a hint.
(19:09):
The gatekeepers.
Suze (19:11):
Oh, that's what you're where you're going.
KT (19:13):
That's what I want Susie to share with you, but
I want you to hear this in her words because
it's what I hear and it's what I need to always.... remind myself.
Suze (19:24):
We all do. I remind myself of it.
KT (19:26):
This is great, everybody. Share this with everyone you know,
especially your family.
Suze (19:30):
May every word that you say, every thought that you think,
and every action that you take, KT and everybody pass
through the three gatekeepers, and those gatekeepers are, is it kind?
Is it necessary? And is it true?
(19:52):
So, you're thinking something. If it doesn't pass through those
three gatekeepers, just stop thinking it, change the thought. If
you say something,
Or you're about to say something before you say it
if you're not quite sure about it, does it pass
through the three gatekeepers? Is it kind? Is it necessary?
(20:16):
Is it true? And every action that you take.
Just think about it if you have any hesitation at all.
Does it pass through the three gatekeepers? Is it kind?
Is it necessary? Is it true?
And you have to be careful here because sometimes you think.
(20:37):
You want to say something it's a little bit harsh,
it's true, it's necessary, but you get stuck on, is
it kind? Is it kind to tell somebody the truth
about themselves or whatever that maybe they don't want to hear,
so you have to think about it.
But most of the time, when you really love somebody,
(21:00):
or whatever it is, and you wanna say something to
them that they might not want to hear,
That doesn't make it not kind.
It makes it that they need to hear it, but
it has to pass through all three of those gatekeepers. So, again,
if you're gonna do anything and it doesn't pass through
(21:21):
all three of those gatekeepers, just stop.
And change it until it does just that simple KT.
KT (21:30):
It's my favorite one. Is it kind? Is it necessary?
Is it true?
Suze (21:34):
And those three gatekeepers will keep you from doing things
that you're ashamed that you did or regret or anything.
And all of the things that we talked about really
relate to those gatekeepers.
KT (21:51):
So there you have it, everyone. I call it the
Six Secrets to Suze's success, but it's really credos, inspirations,
words that she's lived by...
And taught and imparted not only for me but for
all of you listening to everyone that's read, followed, or
listened to her or watched her on television, but most
(22:11):
important for herself. Suze loves these and uses them in
her life to guide herself. She inspires herself with her
own inspiration.
Suze (22:21):
You know. And again, I'm just gonna go back to
this for a second, everybody, is that.
You never stop learning. You never stop growing. You also
never stop having doubts, believe it or not. Can I
do this? Should I do this? Is this the right thing? Oh,
so and so tells me, don't do this, Suze. So it's,
(22:44):
what do I need to do versus what other people
want me to do.
What do I tell myself? What is it that I want?
So all these things that KT just chose today to do,
I kind of like that you did this, KT.
No matter where you are in life, on your spectrum
(23:05):
of life, young, not so young, old, and really old,
these are all sayings, secrets, let them be your own
little inner secret.
That helps you be who you really want to be
and who you are meant to be. So, Miss Travis,
(23:26):
since this was your podcast today, you take us out.
KT (23:30):
There's only 3 things we want you to remember, everybody,
and that is people first, then money, then things.
December 21st, 2025. Welcome to the Women in Money podcast,
as well as everyone smart enough to listen. Hi, everybody, Robert,
the producer here. Now, as we get to the end
of the year, we all need to take a little
bit of a break. Suze and KT are working on
a special episode for Christmas Day this coming Thursday, so
we're giving them a respite from working today.
(00:31):
Now, if you're new to the podcast, first of all,
thank you very much for listening. Second, when KT and
Suze take a break, we still like for you to
have something to listen to in the feed, and the
episode you're gonna hear highlights from is the right message
for today. Well, actually, for any day, really. But see,
as we all turn to being reflective and thinking about
(00:53):
ways that we can all be who we're meant to be,
this particular episode that KT conceived of,
Is exactly what we should hear right now. Enjoy.
KT (01:05):
It's called the Six Secrets to Suze's Success.
Suze (01:10):
What?
KT (01:10):
Yeah.
It's the Six Secrets to Suze's success. So wait, let,
let me tell everybody what that is.
For years, for almost 25 years, maybe not all of these,
but most of them, I've been hearing Suze impart incredible
Suzieisms and quotes and great information, whether she's talking, being interviewed,
(01:34):
or just meeting someone that needs help
Suze (01:36):
Or I'm talking to myself.
KT (01:37):
Or she just talks to herself. Anyway, I've been collecting
these and, and, and one day when I have enough,
I wanna do something special with them, but right now,
I'm gonna share six of these Suzeisms. They're quotes, they're
things that she lives by and, and because she lives
by them, we all should live by them.
And I especially live by number six. So what I'm
(02:01):
gonna do is I wanna read what I've jotted down
of what I remember and what she pretty much says.
Suze (02:07):
You're sure you have them right?
KT (02:09):
I, they're pretty much right, but, but, yeah, they're right, because...
Suze (02:12):
If they're not, is it OK if I correct them?
KT (02:14):
Suze's gonna tell you what they mean. She's gonna explain.
I'm just gonna read the six secrets.
Suze (02:21):
Did you ask me if this is what I wanna do?
KT (02:23):
This is what we're doing. Do you wanna do it?
Suze (02:27):
Do I have a choice? Here we are.
KT (02:28):
Do you want to?
Suze (02:30):
I always wanna do what you want me to do.
KT (02:32):
No, you wanna do what everyone needs to hear and,
and from us.
Suze (02:37):
I know you know that for everybody. So if you
feel I really love that you wanna be on the
podcast on Sunday when Sunday school, so this is Sunday
school we're imparting.
We're goingto the KT church. We're going to church.
KT (02:52):
No, it's not church. It's school. It's Sunday school. We're
always in, you and I, we have a, a streamlined
direct line to God every day. We don't need church.
Suze (03:03):
Can I just tell everybody what I do say?
Right, and people always say something to me like this, Suze, right,
from your lips to God's ears. Know how everybody always
says that to me, and what do I say to them?
Oh yeah, trust me, right? He hears every word I say,
every thought that I think, every action that I do, everybody,
(03:26):
I think it's important that you do take out your
Suze notebooks.
And I think you should write these down because I
can tell by the look on KT's face that these
are serious quotes. These are life transforming.
KT (03:41):
Well, they're, they're mostly what you really believe in and
live by. OK, so here you go. Six secrets to
Suze's success. Number One.
The day you put your needs in front of others'
wants is the day you will have really started on
your road to financial freedom.
Suze (04:01):
The most important part of that saying, what I say
to myself, everybody, is the day you put your needs,
now listen, do you know what your needs are? Do
you just live your life and you don't even do
anything that you need to do?
KT (04:20):
So the first part of that saying is that you
need to know what you need. What do you need
to be happy? What do you need to be secure?
What do you need to feel powerful? You have to
know what those things are, so you are to write
down your needs. Let me just give you a very
(04:41):
slight example really of what it would be. Here you are,
and you're building up your emergency savings account.
Suze (04:50):
You're sending every month $100 into Alliant Credit Union because
you want to take advantage of the ultimate opportunity savings account,
which I know so many of you are doing and
you want to do, but yet your kids, it was
the holiday time, or maybe it's their birthday or whatever
it may be, they want a new pair of sneakers,
(05:12):
and it's $100.
And that's the $100 that you need to send in
every month to your savings account.
You have to put your needs in front of others' wants,
and if you do that, that's when you really are
on the road to financial freedom. Next, KT, what else?
KT (05:33):
That's great. Number two, I love this one.
Success alone will never ever lead you to fulfillment. Fulfillment
will always lead you to success. It's one of my favorite.
Suze really lives by this, everybody.
Suze (05:51):
You know, all of you strive for success, whatever that
may mean to all of you.
But mostly success means you're making a lot of money.
You have a big house to show others, you have
a fancy car, you're wearing fancy clothes, and you're just
successful that way.
But yet you really hate your job. You really don't
(06:12):
like what you're doing, but you're attached to the paycheck.
You're attached to everything that you have around you, but
yet inside you're not fulfilled.
I'm here to tell you that you're not successful.
If that is true and you yourself are not fulfilled,
(06:33):
you are not successful. When you can do something that
truly fulfills you, it will always lead you to success financially, spiritually, emotionally,
on all levels. So your goal is to have inner fulfillment.
(06:54):
And it will manifest with outer wealth.
KT (06:57):
Yeah, love what you do.
Suze (06:59):
You know, KT, I just want to give you a
little example of that. Last night, it's very funny you
picked that. I got an email from one of our relatives,
all right, and in it he said to me, Suze,
I know I'm making a lot of money. I know
everything's going great that way. I just don't like my
(07:22):
job anymore.
KT (07:24):
Who was that?
Suze (07:25):
I, I'll tell you after the podcast, all right, and
he said to me, Can we talk about it because
I'm getting sick, I'm not healthy. The financial reward doesn't
matter anymore, and I need your advice on what should
I do and how do I do it. So that's
a perfect example of that saying. So your timing is
(07:50):
funny on that.
Because he also listens to the podcast every single week,
so he knows who he is. We will talk later today, he.
KT (08:03):
I'm just thinking it's not one of my brothers.
Suze (08:05):
No, it's on my side of the family.
KT (08:08):
All right.
Yeah, because my, none of my brothers are gonna call
saying money doesn't matter anymore. All right, here you go.
So number three, this is probably Suze's personal most favorite,
and I hear her impart this over and over and
over again.
To people that really need it, but she has said
(08:28):
it to herself for years.
Suze (08:31):
Oh, I'm so excited to hear this one. Should I
guess it?
KT (08:32):
Ready.. She's gonna guess it. It's her one of her,
it's her favorite animal as well. The elephant keeps walking
as the dogs keep barking.
Suze loves this, and I think it's also something that
was inspired from India. The elephant keeps walking as the
(08:52):
dogs keep barking. What a great saying. What does that
mean to you, Suze?
Suze (08:58):
I'm surprised you picked that one.
KT (09:00):
Is it one of your favorites?
Suze (09:01):
It is. There's two, as you know...
But this one, this one, I really love this one,
KT (09:06):
Probably because you've said it to yourself.
Suze (09:08):
And let me tell you why, everybody, I said it
to myself so many times.
It's interesting in life that as you're going up the ladder,
or getting more and more, whatever you're doing, you're expanding,
everybody's rooting for you.
KT (09:26):
And I'll just give you a personal example of my
own life. As I started out being an author and
I started to do things and my books were out
there and I was making more money and getting out,
everybody was like, Yeah, Suze, go for it, go for it.
But once you get to the very, very top, which
I did.
Suze (09:46):
You couldn't get much higher than I got at one
point in time.
But once you get up there, there are people who
are jealous, and it just for some reason in my
case and I think others, then people like to tear
you down because negative press sells more than positive press.
(10:07):
It just does everybody and people started to write things
about me like, oh, "Suze the Floozy," and there was
a magazine that came out that was filled with total
lies about me.
Like there was an attack on me. Things would happen.
Things just happen as you become more and more successful.
(10:30):
So it's really important that you know who you are,
what you are, and how do you keep going. So
this saying, The elephant keeps walking as the dogs keep
barking was my visual of I was the elephant.
And I was just going to keep walking and going
(10:52):
forward and helping people and create goodness in other people's lives,
regardless of what all the dogs, the reporters, the articles
were saying about me at the time.
And eventually, the dogs just went away.
And I kept walking and here I am to this day.
KT (11:14):
She loves that one. I like that one too. I
think it's important. And then number four.
And this is great also for all of you out
there that are listening to impart this, what Suze believes
to your kids, and, and I'll tell you why because
I love saying it. If you think you can't, you never, ever, ever,
(11:34):
ever will.
Suze (11:36):
Yeah.
KT (11:37):
So there you go, that's such a simple, simple thought.
If you think you can't, you never, ever, ever, ever will.
Suze (11:45):
I think what's important there to understand everybody that I
finally got in my own life is that your words.
Your thoughts and your actions are more powerful than you
have any idea, especially your words. If you say you can't.
(12:06):
And I, funny, KT that you did this, because if
you remember, I don't know if it was a Suze
School or not.
But I did a thing on what can't means versus
right and versus wrote can and I did this whole thing,
but this one actually is a condensed version of and
(12:26):
I'm just gonna expand on it KT because we have
the time to be able to do so is your
thoughts create your destiny.
And it's so important for you to really, really get that.
There's a saying that what you think you eventually say.
(12:46):
What you say, your words become your actions. Your actions
actually become your habits, KT, and your habits become your destiny.
So, every single thing starts with your thoughts.
That turn into your words, that turn into your actions. So,
(13:08):
when you say you cannot do something,
Then the truth of the matter is you won't be
able to do it, so you all have to understand
the power that you have within you.
Because your words have the power to create or the
power to destroy, and the choice is up to you.
(13:30):
So if you look at your life right now.
Look at what you have created. How did you create that?
Look at the things that you've done in your life again.
Write them down that you never ever thought you could do.
How did you do that? How did you get there?
And then look at the things that you wanted to do,
(13:52):
but you never did.
Why didn't you? Where did that start?
KT (13:58):
You know what that one makes me think of just
to diverse a little bit.
If you think you can't, you never ever ever will.
It reminds me of all the people years ago that said, Susie,
I can't get out of debt, how can I do this?
And then years later after listening to you and following simple,
simple baby steps and instructions, we get letters of not
(14:21):
only how they're out of debt but they became millionaires.
Amazing. We're gonna have to share that one day with everyone.
So I hope you like this, everybody, because I just
think they're great to live by.
Suze (14:33):
Do you care if I like doing this?
KT (14:35):
No, you do. I know she does. These are hers.
She lives by all of this.
These are Suze's like 10 commandments, but they're 6.
Suze (14:44):
I have like 50 out of them. How come you
didn't do them all?
KT (14:47):
Because I just wanted six just to remember. Number five,
there's no shame or blame big enough to keep you
from being who you are meant to be. I love
that one. That one's really.
Emotional, it's personal, and it's really important that everyone understands
there's never a shame or blame big enough to keep
(15:11):
you from being who you are meant to be.
Suze (15:14):
I love this one, KT, and the reason, everybody, I
love this one so much.
Is, listen, we all do things in our lives, every
single one of us, and we have to learn to
rise above the things that we have done that maybe
(15:34):
we have shame about or we're blaming others for or
whatever it may be. You can't let the things that
you feel bad about, you can't let the things that
you're angry about.
Keep you from being who you are meant to be.
You did something. You say you're sorry. Somebody did something
(15:56):
to you. OK. You have to let it go. What
are the three internal obstacles to wealth? Fear, shame, and anger.
KT (16:06):
That's so true.
Suze (16:07):
So you don't have money. You're getting deeper and deeper
into credit card debt, and yet you haven't told anybody
about it.
The shame of your credit card debt. Do you think
that should keep you from being who you are meant
to be?
Don't be ashamed of anything in your life. If you've
(16:28):
done something, tell somebody about it, which is why I
would say to all of you, if you have credit
card debt, tell everybody you know. And as soon as
you start telling everybody you know you have credit card debt,
you know what they'll say back to you? Oh, I
do too, right? And so it's.
If you've done things that you're ashamed of, if you
(16:49):
feel ashamed, if you're blaming your past, if you're blaming
that somebody has done something to you, you're not a
victim to your circumstances, you're a victor, you are a
creator of everything. So take that, turn it around, and
create the future, create the person you really want to be.
(17:12):
You can do that, but not if you dwell in
shame and blame and where it says, you know, that
there's no shame or blame big enough to keep you
from being who you are meant to be, so who
are you meant to be.
Another exercise for yourself. So here you can go again
(17:33):
and write down what's everything that you're ashamed of in
your life? What's everything that you're blaming somebody else in
your life for? Write down...
Who are you meant to be in this life?
KT (17:49):
You're the world's personal finance expert that without a doubt.
Suze (17:54):
There you go, right? But who am I meant to be?
I'm somebody who I decided a long time ago.
What I'm meant to be and what I'm meant to
do is I'm meant to meet the needs of the people, places,
and times around me.
(18:15):
And offer my actions to God. That is who I
am meant to be.
So that's how I feel about my life and the
question becomes, who are you meant to be? Write it
down and see what you can do. All right.
KT (18:34):
All right, number six, this is the finale. Everyone drum roll,
Suze da ta ta ta ta ta ta da da
da da.
Suze (18:41):
Are you liking this, KT? Is that what you wanted?
was it what you envisioned? Was this podcast what you
meant it to be?
KT (18:48):
Yeah, this is what I meant it to be. OK,
so number six, everybody, is my favorite, and it's my
favorite because Suze, after 25 years of being with me,
still says, KT, let's talk. And here's what she says.
What I, you say to me all the time, and
I'll give you a hint.
(19:09):
The gatekeepers.
Suze (19:11):
Oh, that's what you're where you're going.
KT (19:13):
That's what I want Susie to share with you, but
I want you to hear this in her words because
it's what I hear and it's what I need to always.... remind myself.
Suze (19:24):
We all do. I remind myself of it.
KT (19:26):
This is great, everybody. Share this with everyone you know,
especially your family.
Suze (19:30):
May every word that you say, every thought that you think,
and every action that you take, KT and everybody pass
through the three gatekeepers, and those gatekeepers are, is it kind?
Is it necessary? And is it true?
(19:52):
So, you're thinking something. If it doesn't pass through those
three gatekeepers, just stop thinking it, change the thought. If
you say something,
Or you're about to say something before you say it
if you're not quite sure about it, does it pass
through the three gatekeepers? Is it kind? Is it necessary?
(20:16):
Is it true? And every action that you take.
Just think about it if you have any hesitation at all.
Does it pass through the three gatekeepers? Is it kind?
Is it necessary? Is it true?
And you have to be careful here because sometimes you think.
(20:37):
You want to say something it's a little bit harsh,
it's true, it's necessary, but you get stuck on, is
it kind? Is it kind to tell somebody the truth
about themselves or whatever that maybe they don't want to hear,
so you have to think about it.
But most of the time, when you really love somebody,
(21:00):
or whatever it is, and you wanna say something to
them that they might not want to hear,
That doesn't make it not kind.
It makes it that they need to hear it, but
it has to pass through all three of those gatekeepers. So, again,
if you're gonna do anything and it doesn't pass through
(21:21):
all three of those gatekeepers, just stop.
And change it until it does just that simple KT.
KT (21:30):
It's my favorite one. Is it kind? Is it necessary?
Is it true?
Suze (21:34):
And those three gatekeepers will keep you from doing things
that you're ashamed that you did or regret or anything.
And all of the things that we talked about really
relate to those gatekeepers.
KT (21:51):
So there you have it, everyone. I call it the
Six Secrets to Suze's success, but it's really credos, inspirations,
words that she's lived by...
And taught and imparted not only for me but for
all of you listening to everyone that's read, followed, or
listened to her or watched her on television, but most
(22:11):
important for herself. Suze loves these and uses them in
her life to guide herself. She inspires herself with her
own inspiration.
Suze (22:21):
You know. And again, I'm just gonna go back to
this for a second, everybody, is that.
You never stop learning. You never stop growing. You also
never stop having doubts, believe it or not. Can I
do this? Should I do this? Is this the right thing? Oh,
so and so tells me, don't do this, Suze. So it's,
(22:44):
what do I need to do versus what other people
want me to do.
What do I tell myself? What is it that I want?
So all these things that KT just chose today to do,
I kind of like that you did this, KT.
No matter where you are in life, on your spectrum
(23:05):
of life, young, not so young, old, and really old,
these are all sayings, secrets, let them be your own
little inner secret.
That helps you be who you really want to be
and who you are meant to be. So, Miss Travis,
(23:26):
since this was your podcast today, you take us out.
KT (23:30):
There's only 3 things we want you to remember, everybody,
and that is people first, then money, then things.
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