September 28, 2025 • 23 mins
KT joins Suze for this best of edition of Suze School. It’s a conversation inspired by an email from a listener who was feeling guilty about her wealth. Suze and KT talk about why it’s important to be open and acknowledge what we earn and embrace what we have.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Robert (00:08):
September 28th, 2025. Hi all. Robert, the producer here, and
welcome to the Women and Money podcast, as well as
everyone smart enough to listen. Unfortunately, there is some storm
activity in the Atlantic Ocean, and that is preventing Suze
from transmitting for the podcast today. Nothing to worry about.
She and KT are safe. Today for Suze School, you're
(00:29):
gonna get both KT and Suze again, and this is
from a very special episode we published last fall. Enjoy.
Suze (00:37):
Now when it comes to money.
There are many, many things that we have to learn
when it comes to money, and it's not just about
what to invest in, when to buy, when to sell,
what about real estate, what about 529 plans, what about Roths,
what about this, what about that.
It's also about emotional lessons, psychological lessons, all kinds of
(01:04):
personal lessons that we need to learn about ourselves in
relationship to our money, cause sometimes money can make your
life easier, sometimes it can make it harder, but as
you well know by now, I firmly believe that you
and your money are one.
(01:25):
And that your money is there sometimes to teach you
what you need to learn about yourself. There is no
greater teacher in life than money.
And therefore when you think about it, if you and
your money are one, there's no greater teacher in life
about your own life rather than yourself. And so to
(01:49):
that end today is gonna be a different Suze School
because not only is it gonna be about what I'm
just talking about now, but it's gonna be a discussion,
a conversation.
Robert (02:04):
With who?
KT (02:05):
KT, I'm here, everybody. She invited me to join her,
and I love coming to Sunday school.
Suze (02:12):
Right, because I think it's important because it is true
that KT and I are one in so many ways,
but we also have different
experiences and different thoughts and different opinions and this today
I think is a Suze school actually I know it's
a Suze school that requires thought and a conversation at
(02:36):
least between me and KT. So I want KT to
start by reading the email that we got that spurred
this Suze school.
KT (02:50):
First, happy Sunday, everybody, and Suze, thank you for asking
me to join you because I really like this email
a lot. All right, it says, Hi Suze and KT.
It's wild how much my life has changed in the
two and a half years since I wrote you. I truly feel like
Suze has been an important part of my life journey,
(03:12):
and I thought I'd share an update.
I finally got the courage to stand in my truth
and acknowledge that I wasn't happy in my marriage, and
I did the hardest thing I've ever done, which was
to leave my husband.
My ex is a good person. I just knew that
I deserved to be happy and to have the kind
(03:34):
of love that the two of you so obviously share.
Is that sweet, Suze?
Suze (03:40):
Yeah.
KT (03:41):
That's nice. I thought that was really touching, so.
There was a podcast episode that was especially influential. I
wish I remembered the specific one, but Suze seemed to
have been speaking to me directly in her tough love
Suze voice. So not only you, Anna, I get that
voice all the time.
(04:02):
The pep talk she gave was about the importance of
standing in your own truth and reminding us that we
are strong and can handle hard things. I'm fortunate that
the divorce was very easy as far as splitting assets, etc.
I had enough cash to buy my ex out of
the home equity of our townhouse, and I'm so very
(04:25):
grateful that he transferred the deed to me yet stayed
on the mortgage so that I can keep our 2.65% rate.
Suze (04:35):
So nice.
KT (04:35):
He's a good person, she said that.
As far as divorces go, it went as smooth as possible,
and I'm so happy it's behind me. So Suze, Anna
goes on now to say I need another Suze pep talk. Suze,
I'd love to hear about your experience when you started
to make a lot of money. Did you think you
(04:58):
didn't deserve it? Did you feel guilty for having it?
When there are people who have such challenging jobs that
make so little comparatively we know teachers, nurses, so on,
did it make you doubt yourself professionally? I'm in this
situation and I'm really struggling with it due to a
(05:19):
combination of being very good at my job and getting
very lucky.
And then she says that she worked for a company
that had a significant stock price growth, and a lot
of her pay is in stock, so she had a windfall, obviously,
she said, I'll make about 1.4 million this year, and
(05:39):
the thought of that is so absurd to me. I'm
almost ashamed to admit it. I know people would see
this question and roll their eyes at me, but I
can't help but feeling guilty. Remember that, Suze.
I can't help but feeling guilty and under deserving of
(05:59):
my income and the wealth that I'm building. I still
think of the advice that you gave me two and a half years ago,
which is that you never know what will happen to
your income. I know that I probably won't keep this
level of income forever, which is why I'm focused on
saving and investing.
(06:20):
But how can I get out of this mindset while
still staying humble and grateful, yet also acknowledging to myself
that I'm great at what I do? Thanks, Suze. I
would really love to hear from you. So, so sweet.
So what do you, what do you think about this?
Suze (06:39):
The reason that I chose this email, KT.
KT (06:43):
And that I wanted to do this because the way
that Anna is feeling is not uncommon. I have gotten Anna,
because now I'm talking directly to you and everybody that
might feel this way, the number of emails and people
I have met,
Suze (07:00):
that feel this way or come into an inheritance and
they hide the fact that they've inherited millions of dollars
from their family yet nobody, not one of their friends
has a clue. It's like they are embarrassed by money.
(07:20):
And so it's not just you, Anna, that feels that way.
What would you say, KT? What do you want to
say to her?
KT (07:28):
I think that um...
One of the things I noticed after reading the email, Suze,
is that Anna does know she's really great at what
she does. But Anna, the one thing you didn't say,
I'm so proud of myself. Like she didn't say she
was proud of herself and acknowledging,
(07:48):
to herself or to anyone around her that she's so
proud that she's been able to accomplish this, you know, great, um,
windfall and acknowledgment of how good she is at her job.
But she did, but wait, I have something else to
say that you taught her the other thing that she
acknowledged and, and she's smart because you, you told her
(08:11):
you said.
Anna, you never know what can happen to your income.
It's always a two way street.
Suze (08:19):
Yeah, I think what KT's trying to say there, right,
is that your income can all of a sudden increase,
but it's also true that something can happen in your
life and you find yourself with no income, no money,
all of that. But basically, Anna, here's what you will
come to understand truthfully sooner than later:
(08:42):
It's not whether you deserved this or not. Just because
somebody doesn't get money or doesn't have money doesn't mean
that they're not deserving of money.
Simply it means that you were in a position in
the right place at the right time working for the
right company and it was almost as if it was
(09:04):
just fate that this would come your way.
However, if you are not responsible with it, if you
do not invest it carefully, if you do not do
the right things with it.
Oh trust me, the guilt that you're feeling right now
(09:26):
about getting it will be 10 times as worse as
the guilt will be that you lost it or that
something happened to it. How do you get over the
fact of when I first got money cause I didn't
always have money.
You know, the truth is, remember, everybody, I did not
write my first book till I was 45 years of age,
(09:49):
even though I was a financial advisor making maybe $100,000
or $200,000 a year after taxes, OK, whatever that would
have been.
It's not the same as when you get a check
in one year or one month for a $1.5 million
or $5 million when all of a sudden those million
(10:10):
dollar numbers start to come up. It's a very different
feeling now, KT, I just have to say this. I'll
never forget the first time.
That I got a check for $250,000 in one month from,
you know, I had my own firm and that was
the commission and everything, the fees that I had earned.
(10:32):
I let that check sit on my kitchen counter.
For maybe two weeks and looked at it every day.
KT (10:41):
Why? Because you couldn't believe it?
Suze (10:42):
I couldn't believe it. The first time I got a
check for $60,000 when I actually switched from Merrill Lynch
to Prudential securities, I took a picture of that check
and I sent it to my mother and my mother
said she looked at that picture every single day,
(11:06):
for over a year. Because really amounts of money can
be unbelievable no matter what. So what would my advice
be to you, Anna?
My advice to you would be this fear, shame, and anger,
are the three internal obstacles to wealth, and in your
(11:29):
own words you say I'm almost ashamed to admit it.
With shame, another word for shame could be guilt. At
times they kind of go together on some level. Therefore,
you have to understand that you don't want to become
an obstacle in your path to wealth. And when I
(11:53):
say wealth.
The true definition of wealth is that which can never
diminish because the truth of the matter, Anna, is money
can come, money can go, but true wealth, how you
feel about who you are, how you know who you are,
(12:13):
your own self-worth, when it is grounded in the truth
of who you are, it can't diminish.
And you already had the courage to stand in your
truth once and to do what made you happy because
you felt you deserved a life that made you happy.
(12:37):
Why don't you feel that you deserve a life of wealth?
Why are you smiling, KT?
KT (12:44):
Because that's what she needs to do.
Anna needs to acknowledge that she did get this incredible
lucky windfall because she's good at her job. The company's
succeeding because of her contribution.
And Anna, man, if it happened to me, I'd walk
around with the biggest smile, so my friends say, KT,
(13:06):
why are you so happy? What happened? I, and I
would tell them I just came into like this mountain
of money and I'm so excited because it's gonna give
me security to pay off my mortgage or do this
or do that.
I would actually tell people and when you share that
right when you share it, you get it out there.
Suze (13:27):
But bingo, KT because so good. Because do all of
you remember when I tell you that you have debt.
And when you hide the fact that you have debt
from others, it makes you feel less than it's fear,
it's shame, and it's even anger at yourself for having
(13:49):
created that debt. So what have I told you to do?
Go and tell everybody how much debt you have.
Anna, when you are afraid to tell people of this
windfall to do it with pride, then the same will happen.
(14:09):
Fear and shame are ruling you right now. And like
I said a little bit ago, when you come from
that place, it is the main internal obstacle to wealth.
So tell the people that you trust.
Tell the people that you love. Why wouldn't you think
that they would be as happy for you as you
(14:31):
need to be for yourself? Are you kidding me? With
this money, you now can either pay off the mortgage
if you even had one on your home, because remember...
You said in this that your husband, ex-husband was kind
enough to remain on the mortgage but to give you
(14:53):
the deed, so maybe you still have a mortgage and
even if it's at the 2.65% rate, maybe you take
this money, pay off the mortgage, and free your husband.
Give that gift back to your husband so he's no
longer on the mortgage.
So see this as a gift, not just for yourself,
(15:18):
but a gift for everybody, yep.
KT (15:20):
Wait, I need to say something else.
Suze (15:22):
Go
KT (15:23):
You need to go celebrate. Listen, if you get a
handful of your best friends or a family dinner or whatever,
go celebrate.
Say, hey everybody, I want to celebrate because I just
had this fabulous windfall. But you need to celebrate and
be strong in all of the convictions that you make
to yourself and to everyone around you.
Suze (15:44):
So I just want to say something as well.
If you do get into a situation. You've accepted the
fact that you have this money and you deserve it.
You worked for it, you know, and I know we
keep saying the word luck. I'm not so sure it
was luck. You decided to stay in that corporation. You
(16:07):
decided to invest in stock options. You made a lot
of decisions in your life, Anna.
KT (16:14):
And you're good at your job and you know it.
Suze (16:17):
That led you to where you are. Do not insult
yourself like this. You know, for me, my speaking fees
are very high, and I could feel guilty that major
classical musicians that have studied their whole life when they perform,
maybe they get 25,000.
(16:37):
I could feel guilty about a whole lot of things,
but I don't. I know what I'm worth. I stand
by what I'm worth, and I stand in that truth
and because I stand in that truth.
People pay it. They wait to be able to do
that with me. Now, Anna, you need to stand in
(16:58):
that truth, cause you don't know this isn't going to
happen again. You don't know that you're not going to
get another paycheck that's above what you think you're going
to get. You don't know, but you have to stay
open to the probabilities of life and not think about
anything other than what can be.
(17:21):
So that's basically what you have to do. Now, how
do you do that? You are to create a new
truth for yourself because you have to retrain your brain.
You have to retrain your heart. You have to retrain
every molecule in your being.
(17:43):
To feel like you deserve this, and once you have
created that new truth, I want you to write it
down every single day 25 times. Just sit down and
write it 25 times. Every single day, I want you
to scream it out loud. 25 times. Maybe you're in
(18:08):
the car. Maybe you're somewhere. Just scream it.
And right before you go to bed at night, I
want you to look in the mirror and I want
you to say it silently to yourself as you're looking
back at yourself at least 25 times, and I want
(18:28):
you to do that every single day for at least
6 months. Every time your fear comes up, I want
you to say it. You have got to quiet your fear.
And change how you think, feel, and act, not only
with money but yourself.
(18:51):
So what is the new truth?
KT (18:54):
She actually wrote her truth in this email, and the
truth is:
I am humble, grateful, and great at what I do,
and that is why I now am a millionaire. Bam.
Suze (19:08):
All right, well, there you go.
KT (19:09):
There's your new truth, and you wrote it yourself. So
you were up on the top of this email. She
said she's ashamed, guilty, um, she's afraid, you know, of
what people will say or think. And the only thing, Anna,
is I wish Suze and I knew how old you were,
cause if we knew that,
we could probably really richen up this lesson in terms
(19:32):
of having this money at what point in your life.
Suze (19:35):
Maybe, but I'm not sure. I don't think that's true, KT.
I think this is a great lesson no matter what
point you are in your life. I hope those of
you who are listening can feel that as well.
Because many of you might get a big inheritance from
your parents. Many of you may be in a position
that you work for a technology company and you get
(19:56):
a big windfall like Anna. Maybe some of you have
listened to some of the stocks that Keith Fitz-Gerald or
even myself have said think about buying like Palantir.
So you just never know when or maybe you bought
a house years ago and now it's worth a real fortune.
KT (20:14):
Or there's the lottery.
Suze (20:16):
Or there's the lottery that's true. So you never know
in life, but I do know one thing. You all
have to keep your hands open.
Don't keep them closed, everybody. Don't hold on to your
thoughts and your fear and your shame and the little
amount of money that you think you have with tightened,
(20:36):
closed hands. I know you have to open those hands.
Keep them open to receive that which is meant to
come your way.
Because you can be the masters of your own financial destiny.
You can have financial independence and financial freedom. You can
(20:59):
have all of those things.
But you have to not have shame,
guilt, anger. You have to be grateful when that happens.
You have to protect it when it happens, and you
have to make sure.
That you invest it and save it wisely.
(21:21):
What do you think, KT?
KT (21:22):
I love that. I love that. I agree with you 100%.
Invest it wisely and treat your friends to a little
party or something. Celebrate. Money is something that...
Again, it's the fabric of life. It's our currency of life.
Use it that way.
Suze (21:44):
Also remember, however, money will never define you. You have
to define your money. KT will tell you. It does
not matter how wealthy I have become.
It does not matter how famous I have become, because
what do I still think I am, KT?
KT (22:07):
A waitress. She still has the mentality of wanting to
serve people and feeling her joy doesn't come from her
windfalls and her great wealth. It has always, as long
as I've known Suse almost 25 years now, it comes
from knowing she can help someone.
(22:27):
And I hear her on the phone and I see
what she writes and I hear what she tells people
that she haphazardly meets in the street. It's giving advice
that you know is going to help them have a
better financial life.
Suze (22:42):
That is my true bank account.
That is my true bank account that I will take
with me no matter what. That is true wealth. So
I hope you enjoyed this Suze School for today and
(23:04):
remember there's only one thing that matters when it comes
to your money, and what is that, my sweet KT?
KT (23:10):
It's always people first, then money and then things.
Suze (23:14):
And if you do that and stay safe and healthy,
I promise you you will be unstoppable.
September 28th, 2025. Hi all. Robert, the producer here, and
welcome to the Women and Money podcast, as well as
everyone smart enough to listen. Unfortunately, there is some storm
activity in the Atlantic Ocean, and that is preventing Suze
from transmitting for the podcast today. Nothing to worry about.
She and KT are safe. Today for Suze School, you're
(00:29):
gonna get both KT and Suze again, and this is
from a very special episode we published last fall. Enjoy.
Suze (00:37):
Now when it comes to money.
There are many, many things that we have to learn
when it comes to money, and it's not just about
what to invest in, when to buy, when to sell,
what about real estate, what about 529 plans, what about Roths,
what about this, what about that.
It's also about emotional lessons, psychological lessons, all kinds of
(01:04):
personal lessons that we need to learn about ourselves in
relationship to our money, cause sometimes money can make your
life easier, sometimes it can make it harder, but as
you well know by now, I firmly believe that you
and your money are one.
(01:25):
And that your money is there sometimes to teach you
what you need to learn about yourself. There is no
greater teacher in life than money.
And therefore when you think about it, if you and
your money are one, there's no greater teacher in life
about your own life rather than yourself. And so to
(01:49):
that end today is gonna be a different Suze School
because not only is it gonna be about what I'm
just talking about now, but it's gonna be a discussion,
a conversation.
Robert (02:04):
With who?
KT (02:05):
KT, I'm here, everybody. She invited me to join her,
and I love coming to Sunday school.
Suze (02:12):
Right, because I think it's important because it is true
that KT and I are one in so many ways,
but we also have different
experiences and different thoughts and different opinions and this today
I think is a Suze school actually I know it's
a Suze school that requires thought and a conversation at
(02:36):
least between me and KT. So I want KT to
start by reading the email that we got that spurred
this Suze school.
KT (02:50):
First, happy Sunday, everybody, and Suze, thank you for asking
me to join you because I really like this email
a lot. All right, it says, Hi Suze and KT.
It's wild how much my life has changed in the
two and a half years since I wrote you. I truly feel like
Suze has been an important part of my life journey,
(03:12):
and I thought I'd share an update.
I finally got the courage to stand in my truth
and acknowledge that I wasn't happy in my marriage, and
I did the hardest thing I've ever done, which was
to leave my husband.
My ex is a good person. I just knew that
I deserved to be happy and to have the kind
(03:34):
of love that the two of you so obviously share.
Is that sweet, Suze?
Suze (03:40):
Yeah.
KT (03:41):
That's nice. I thought that was really touching, so.
There was a podcast episode that was especially influential. I
wish I remembered the specific one, but Suze seemed to
have been speaking to me directly in her tough love
Suze voice. So not only you, Anna, I get that
voice all the time.
(04:02):
The pep talk she gave was about the importance of
standing in your own truth and reminding us that we
are strong and can handle hard things. I'm fortunate that
the divorce was very easy as far as splitting assets, etc.
I had enough cash to buy my ex out of
the home equity of our townhouse, and I'm so very
(04:25):
grateful that he transferred the deed to me yet stayed
on the mortgage so that I can keep our 2.65% rate.
Suze (04:35):
So nice.
KT (04:35):
He's a good person, she said that.
As far as divorces go, it went as smooth as possible,
and I'm so happy it's behind me. So Suze, Anna
goes on now to say I need another Suze pep talk. Suze,
I'd love to hear about your experience when you started
to make a lot of money. Did you think you
(04:58):
didn't deserve it? Did you feel guilty for having it?
When there are people who have such challenging jobs that
make so little comparatively we know teachers, nurses, so on,
did it make you doubt yourself professionally? I'm in this
situation and I'm really struggling with it due to a
(05:19):
combination of being very good at my job and getting
very lucky.
And then she says that she worked for a company
that had a significant stock price growth, and a lot
of her pay is in stock, so she had a windfall, obviously,
she said, I'll make about 1.4 million this year, and
(05:39):
the thought of that is so absurd to me. I'm
almost ashamed to admit it. I know people would see
this question and roll their eyes at me, but I
can't help but feeling guilty. Remember that, Suze.
I can't help but feeling guilty and under deserving of
(05:59):
my income and the wealth that I'm building. I still
think of the advice that you gave me two and a half years ago,
which is that you never know what will happen to
your income. I know that I probably won't keep this
level of income forever, which is why I'm focused on
saving and investing.
(06:20):
But how can I get out of this mindset while
still staying humble and grateful, yet also acknowledging to myself
that I'm great at what I do? Thanks, Suze. I
would really love to hear from you. So, so sweet.
So what do you, what do you think about this?
Suze (06:39):
The reason that I chose this email, KT.
KT (06:43):
And that I wanted to do this because the way
that Anna is feeling is not uncommon. I have gotten Anna,
because now I'm talking directly to you and everybody that
might feel this way, the number of emails and people
I have met,
Suze (07:00):
that feel this way or come into an inheritance and
they hide the fact that they've inherited millions of dollars
from their family yet nobody, not one of their friends
has a clue. It's like they are embarrassed by money.
(07:20):
And so it's not just you, Anna, that feels that way.
What would you say, KT? What do you want to
say to her?
KT (07:28):
I think that um...
One of the things I noticed after reading the email, Suze,
is that Anna does know she's really great at what
she does. But Anna, the one thing you didn't say,
I'm so proud of myself. Like she didn't say she
was proud of herself and acknowledging,
(07:48):
to herself or to anyone around her that she's so
proud that she's been able to accomplish this, you know, great, um,
windfall and acknowledgment of how good she is at her job.
But she did, but wait, I have something else to
say that you taught her the other thing that she
acknowledged and, and she's smart because you, you told her
(08:11):
you said.
Anna, you never know what can happen to your income.
It's always a two way street.
Suze (08:19):
Yeah, I think what KT's trying to say there, right,
is that your income can all of a sudden increase,
but it's also true that something can happen in your
life and you find yourself with no income, no money,
all of that. But basically, Anna, here's what you will
come to understand truthfully sooner than later:
(08:42):
It's not whether you deserved this or not. Just because
somebody doesn't get money or doesn't have money doesn't mean
that they're not deserving of money.
Simply it means that you were in a position in
the right place at the right time working for the
right company and it was almost as if it was
(09:04):
just fate that this would come your way.
However, if you are not responsible with it, if you
do not invest it carefully, if you do not do
the right things with it.
Oh trust me, the guilt that you're feeling right now
(09:26):
about getting it will be 10 times as worse as
the guilt will be that you lost it or that
something happened to it. How do you get over the
fact of when I first got money cause I didn't
always have money.
You know, the truth is, remember, everybody, I did not
write my first book till I was 45 years of age,
(09:49):
even though I was a financial advisor making maybe $100,000
or $200,000 a year after taxes, OK, whatever that would
have been.
It's not the same as when you get a check
in one year or one month for a $1.5 million
or $5 million when all of a sudden those million
(10:10):
dollar numbers start to come up. It's a very different
feeling now, KT, I just have to say this. I'll
never forget the first time.
That I got a check for $250,000 in one month from,
you know, I had my own firm and that was
the commission and everything, the fees that I had earned.
(10:32):
I let that check sit on my kitchen counter.
For maybe two weeks and looked at it every day.
KT (10:41):
Why? Because you couldn't believe it?
Suze (10:42):
I couldn't believe it. The first time I got a
check for $60,000 when I actually switched from Merrill Lynch
to Prudential securities, I took a picture of that check
and I sent it to my mother and my mother
said she looked at that picture every single day,
(11:06):
for over a year. Because really amounts of money can
be unbelievable no matter what. So what would my advice
be to you, Anna?
My advice to you would be this fear, shame, and anger,
are the three internal obstacles to wealth, and in your
(11:29):
own words you say I'm almost ashamed to admit it.
With shame, another word for shame could be guilt. At
times they kind of go together on some level. Therefore,
you have to understand that you don't want to become
an obstacle in your path to wealth. And when I
(11:53):
say wealth.
The true definition of wealth is that which can never
diminish because the truth of the matter, Anna, is money
can come, money can go, but true wealth, how you
feel about who you are, how you know who you are,
(12:13):
your own self-worth, when it is grounded in the truth
of who you are, it can't diminish.
And you already had the courage to stand in your
truth once and to do what made you happy because
you felt you deserved a life that made you happy.
(12:37):
Why don't you feel that you deserve a life of wealth?
Why are you smiling, KT?
KT (12:44):
Because that's what she needs to do.
Anna needs to acknowledge that she did get this incredible
lucky windfall because she's good at her job. The company's
succeeding because of her contribution.
And Anna, man, if it happened to me, I'd walk
around with the biggest smile, so my friends say, KT,
(13:06):
why are you so happy? What happened? I, and I
would tell them I just came into like this mountain
of money and I'm so excited because it's gonna give
me security to pay off my mortgage or do this
or do that.
I would actually tell people and when you share that
right when you share it, you get it out there.
Suze (13:27):
But bingo, KT because so good. Because do all of
you remember when I tell you that you have debt.
And when you hide the fact that you have debt
from others, it makes you feel less than it's fear,
it's shame, and it's even anger at yourself for having
(13:49):
created that debt. So what have I told you to do?
Go and tell everybody how much debt you have.
Anna, when you are afraid to tell people of this
windfall to do it with pride, then the same will happen.
(14:09):
Fear and shame are ruling you right now. And like
I said a little bit ago, when you come from
that place, it is the main internal obstacle to wealth.
So tell the people that you trust.
Tell the people that you love. Why wouldn't you think
that they would be as happy for you as you
(14:31):
need to be for yourself? Are you kidding me? With
this money, you now can either pay off the mortgage
if you even had one on your home, because remember...
You said in this that your husband, ex-husband was kind
enough to remain on the mortgage but to give you
(14:53):
the deed, so maybe you still have a mortgage and
even if it's at the 2.65% rate, maybe you take
this money, pay off the mortgage, and free your husband.
Give that gift back to your husband so he's no
longer on the mortgage.
So see this as a gift, not just for yourself,
(15:18):
but a gift for everybody, yep.
KT (15:20):
Wait, I need to say something else.
Suze (15:22):
Go
KT (15:23):
You need to go celebrate. Listen, if you get a
handful of your best friends or a family dinner or whatever,
go celebrate.
Say, hey everybody, I want to celebrate because I just
had this fabulous windfall. But you need to celebrate and
be strong in all of the convictions that you make
to yourself and to everyone around you.
Suze (15:44):
So I just want to say something as well.
If you do get into a situation. You've accepted the
fact that you have this money and you deserve it.
You worked for it, you know, and I know we
keep saying the word luck. I'm not so sure it
was luck. You decided to stay in that corporation. You
(16:07):
decided to invest in stock options. You made a lot
of decisions in your life, Anna.
KT (16:14):
And you're good at your job and you know it.
Suze (16:17):
That led you to where you are. Do not insult
yourself like this. You know, for me, my speaking fees
are very high, and I could feel guilty that major
classical musicians that have studied their whole life when they perform,
maybe they get 25,000.
(16:37):
I could feel guilty about a whole lot of things,
but I don't. I know what I'm worth. I stand
by what I'm worth, and I stand in that truth
and because I stand in that truth.
People pay it. They wait to be able to do
that with me. Now, Anna, you need to stand in
(16:58):
that truth, cause you don't know this isn't going to
happen again. You don't know that you're not going to
get another paycheck that's above what you think you're going
to get. You don't know, but you have to stay
open to the probabilities of life and not think about
anything other than what can be.
(17:21):
So that's basically what you have to do. Now, how
do you do that? You are to create a new
truth for yourself because you have to retrain your brain.
You have to retrain your heart. You have to retrain
every molecule in your being.
(17:43):
To feel like you deserve this, and once you have
created that new truth, I want you to write it
down every single day 25 times. Just sit down and
write it 25 times. Every single day, I want you
to scream it out loud. 25 times. Maybe you're in
(18:08):
the car. Maybe you're somewhere. Just scream it.
And right before you go to bed at night, I
want you to look in the mirror and I want
you to say it silently to yourself as you're looking
back at yourself at least 25 times, and I want
(18:28):
you to do that every single day for at least
6 months. Every time your fear comes up, I want
you to say it. You have got to quiet your fear.
And change how you think, feel, and act, not only
with money but yourself.
(18:51):
So what is the new truth?
KT (18:54):
She actually wrote her truth in this email, and the
truth is:
I am humble, grateful, and great at what I do,
and that is why I now am a millionaire. Bam.
Suze (19:08):
All right, well, there you go.
KT (19:09):
There's your new truth, and you wrote it yourself. So
you were up on the top of this email. She
said she's ashamed, guilty, um, she's afraid, you know, of
what people will say or think. And the only thing, Anna,
is I wish Suze and I knew how old you were,
cause if we knew that,
we could probably really richen up this lesson in terms
(19:32):
of having this money at what point in your life.
Suze (19:35):
Maybe, but I'm not sure. I don't think that's true, KT.
I think this is a great lesson no matter what
point you are in your life. I hope those of
you who are listening can feel that as well.
Because many of you might get a big inheritance from
your parents. Many of you may be in a position
that you work for a technology company and you get
(19:56):
a big windfall like Anna. Maybe some of you have
listened to some of the stocks that Keith Fitz-Gerald or
even myself have said think about buying like Palantir.
So you just never know when or maybe you bought
a house years ago and now it's worth a real fortune.
KT (20:14):
Or there's the lottery.
Suze (20:16):
Or there's the lottery that's true. So you never know
in life, but I do know one thing. You all
have to keep your hands open.
Don't keep them closed, everybody. Don't hold on to your
thoughts and your fear and your shame and the little
amount of money that you think you have with tightened,
(20:36):
closed hands. I know you have to open those hands.
Keep them open to receive that which is meant to
come your way.
Because you can be the masters of your own financial destiny.
You can have financial independence and financial freedom. You can
(20:59):
have all of those things.
But you have to not have shame,
guilt, anger. You have to be grateful when that happens.
You have to protect it when it happens, and you
have to make sure.
That you invest it and save it wisely.
(21:21):
What do you think, KT?
KT (21:22):
I love that. I love that. I agree with you 100%.
Invest it wisely and treat your friends to a little
party or something. Celebrate. Money is something that...
Again, it's the fabric of life. It's our currency of life.
Use it that way.
Suze (21:44):
Also remember, however, money will never define you. You have
to define your money. KT will tell you. It does
not matter how wealthy I have become.
It does not matter how famous I have become, because
what do I still think I am, KT?
KT (22:07):
A waitress. She still has the mentality of wanting to
serve people and feeling her joy doesn't come from her
windfalls and her great wealth. It has always, as long
as I've known Suse almost 25 years now, it comes
from knowing she can help someone.
(22:27):
And I hear her on the phone and I see
what she writes and I hear what she tells people
that she haphazardly meets in the street. It's giving advice
that you know is going to help them have a
better financial life.
Suze (22:42):
That is my true bank account.
That is my true bank account that I will take
with me no matter what. That is true wealth. So
I hope you enjoyed this Suze School for today and
(23:04):
remember there's only one thing that matters when it comes
to your money, and what is that, my sweet KT?
KT (23:10):
It's always people first, then money and then things.
Suze (23:14):
And if you do that and stay safe and healthy,
I promise you you will be unstoppable.
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