June 25, 2025 • 28 mins
On Part 2 of today's podcast, Host Ramses Ja continues his conversation with John Hope Bryant on the subjects of Financial Literacy and the Future of DEI.
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Speaker 1 (00:00):
Still broadcasting from the Civic Cipher studios. This is the
QR code where we share perspective, seek understanding, and shape outcomes.
I'm your host, Ramsay's job. Big shout out to.
Speaker 2 (00:08):
Q Ward who is sitting on the other side of
the glass aabnal fear. We have one and only John
Hope Briant as our guest.
Speaker 1 (00:17):
For those that don't know. John hopbrien is an American
entrepreneur and sought after thought and philanthropic leader who is
referred to as the Conscious of Capitalism by Leading Fortune
one hundred CEOs. Brian is the founder, chairman, and chief
executive officer of Operation Hope, Incorporated, the largest not for
profit and best in class provider of financial literacy, financial inclusion,
and economic empowerment tools and services in the United States
(00:38):
for youth and adults. Operation Hope is working to level
the opportunity playing field, connecting communities to the private sectors
through inclusive capitalism at scale.
Speaker 2 (00:47):
He is the author, He is a.
Speaker 1 (00:48):
Public speaker, and he constantly goes viral for his takes
and his thoughts on the status of Black America, particularly
insofar as economics are concerned. And he is our guest.
Yes today, Right now, we're jumping into the second part
of our conversation, and so, without further ado, the one
and only John Hope Bryant. So, you mentioned something, and
(01:10):
I think you went into detail, but I was going
to ask you to expound specifically on the statement Trump
unified black people effectually. That is what you said. And
I like that because in a lot of conversations that
I've been in since the last election, there's been this
(01:35):
narrative that was well chronicled by the right.
Speaker 2 (01:38):
This is just this is my opinion here. This is
narrative that was.
Speaker 3 (01:41):
Because this is the comment you're saying now I can't
attribute to my nonprofit.
Speaker 4 (01:45):
I got to take the pen offs.
Speaker 1 (01:46):
This is fair enough, and I don't want to get
anybody in any trouble. Well, okay, good, because you are
one of the great leaders of our time and a
hero to me to queue, to Chris Thompson, to all
of us here on the show. So I think that
this question to get your thoughts on it would be fantastic.
Speaker 2 (02:07):
I'm sure our listeners would agree.
Speaker 1 (02:09):
So again, one of the conversations that we've had time
and again is that you know, black people need to
get on the same page, right, And this last election
saw black men voting for Trump in higher numbers blah blah,
Black s, Y and Z. And when we saw the
exit polls, and I spoke with a gentleman by the
name of doctor Christopher Towler. He runs the Black Voter
(02:32):
Project out of California, the UC system out there, and
so he has a huge sample size of black voters
and he like monitors trends, and he said that, you know,
black men don't really vote any more or less Republican
than they historically had in this last election. In other words,
(02:52):
there was a slight uptick in one breakout group of
black men, but outside of that, this is kind of
the numbers are consistent with voting patterns of black folks
and then women. Famously, nine two ninety three percent, I
forget the exact number voted for Kamala Harris. Eighty three
percent of black men voted for Kamala Harris. And so
(03:12):
that is about as unified as black people could be.
That's about as unified as one would expect. Those are
great numbers, that's pretty that's everybody on the same patient.
You're not going to get everybody would agree on anything,
but and you're talking millions of people. But those are
numbers that I thought were fantastic in terms of countering
(03:34):
the narrative that there is no such thing as black
unity and we need black unity in order to accomplish things.
And you made a point that Trump unified black people,
and again you went into detail. But I want you
to kind of expound on what you meant, because maybe
what you meant was different from what I've learned, or
maybe it's the same thing. But either way, coming from
you and having your level of insight, I think it
helps us to take back the narrative and establish something
(03:57):
that's a little bit more factual and that might actually
help us in what it is we need to do.
Speaker 3 (04:04):
Yeah, So I love you know, I love math because
it doesn't have an opinion.
Speaker 4 (04:08):
There we go, okay, And I love that you love data.
Speaker 3 (04:14):
Yes, sir, the president didn't win as much as the
Democratic Party lost.
Speaker 2 (04:21):
There you go. I'm with you.
Speaker 3 (04:24):
So I don't want to waste time live on your
show to go fact check numbers of my own. But
there are millions of people. I think it's fair to
say millions of people who voted in the election of
twenty twenty that didn't vote in the election of twenty
twenty four. Absolutely, so there was a third candidate. My
(04:48):
brother Charlemagne and I talk about this all the time.
There was a third candidate. There was a Republican, there
was a Democrat, and there was the couch. The couch won.
There are people who are just uncomfortable whatever whatever reason, inspired,
whatever it is, including black people who thought thought that
(05:08):
they were you know, I don't know, some protest statement
that wasn't was harmless.
Speaker 4 (05:13):
They thought, I don't know why they thought that.
Speaker 3 (05:16):
And so when you have an incremental this is the
power of math, an incremental uptick of black men going Republican,
and a slide uptick. All you need is slight uptick,
a slight uptick of a large uptick of white men
because they felt emasculated in the last four years, six years,
(05:37):
tied to enoughing's going on in society, like blame you
now you you prove yourself, prove prove it ain't true. Later,
so a lot of white men failed to masculate it.
I'm not saying it's right or wrong. I'm saying that's
the way they felt. Hispanic men have always been culturally
inclined to believe that a man should be running things
(05:59):
in the household. That's just cultural and a lot of
Latin and Latino communities black men never trusted the government
the first place. And uh, and saw and saw a
capitalist somebody. They thought it was a capitalist running things.
And and according to some people who weren't well informed,
(06:21):
those black men, when I got a check from this
dude with his name on it, very good, so I
want another check, not realizing that that money didn't come
from man. In fact, he voted against.
Speaker 2 (06:31):
It, against it. Yeah, well, and then he held it
up so he could put his name on the check.
Speaker 4 (06:35):
Yeah, he was against it until he was for it.
Speaker 2 (06:39):
There it is.
Speaker 3 (06:41):
And but but for people who are not tracking all
the details, I'm a he's a businessman.
Speaker 4 (06:47):
He talks tough. Uh.
Speaker 3 (06:50):
You know, you look seems a little gangs to you know. Uh,
he gave me a check. I'm voting for him. The
government helped me knowing maybe I get paid. Maybet least
have we get some money. So you used to looking
at incremental groups, poor whites. Finally we're going to get
you know. By the way, they were rightly so upset
for the last fifty years because the industrial revolution walked
(07:14):
away from them. With a high school education in nineteen seventy,
you could get a car, a pickup.
Speaker 4 (07:20):
Truck, a boat, or.
Speaker 3 (07:24):
A vacation home in the mountains, working a factory job
that's gone. And this president promised them a renewal of that.
That's why you're seeing tear of strategy. That's why you're
seeing let's bring stuff back home. That's these are all code.
That's why there's a desire to degrade urban centers. Degrade
(07:45):
urban centers, prominence attack a California attack, at a Los
Angeles attack, in New York attack, you know, not yet,
like I'm sure Atlanta's coming right and and emphasize rural
communities with infrastructure, plants, whatever. And by the way, I
want everybody to grow. So I'm not I'm not, I'm
(08:06):
just answering your question. I'm not advocating before. I'm just
at So when you have incremental pickups and you have
wealthy people who wanted a tax break and deregulation, I
wanted the deregulation. Now the tax break. I think the
taxes have a meaningful purpose in society. I like my roads,
I like my streets, like my street lights. I like
police who actually police and protect me. Those costs things
(08:28):
that cost money. We got to pay for it. So so,
but these different groups were activated where another group was deactivated.
And I think the Democratic Party did a really crappy
job of marketing itself because half of this success is marketing,
(08:51):
half of all success in life. And look, Steve Jobs
wasn't the founder of Apple. He's the co founder of Apple,
the real The other co founder is a guy named
Wosny Act who's still alive today, who is a brilliant engineer,
but nobody knows him because he's really not He's a
really crappy marketer. Steve Jobs was an okay engineer, but
a brilliant marketer, brilliant designer. Marketing is really important. Its
(09:11):
president's a very very very good marketer. And the president
from President Biden was not a great speaker at all.
Speaker 4 (09:20):
Horrible.
Speaker 3 (09:20):
Actually, with all due respect, they have all this substance,
you had eight trillion dollars. By the way, this is
this should be studied for fifty years. Never in the
history of the world has there been a stimulus for
a government with a t on it ramses, never one
ta just one trillion. It's never happened. This was eight
(09:42):
nine trillion. Well, depends on how you look at the numbers. Infrastructure,
Bill Chips, agg Ro, I mean, all this stuff, and
you guys can't win. You guys can't because they reject
capitalism because the oh we're socialist. Come on now, knock
this off. We're in America. If you want to distributed
money like a socialist, you have to collect it like
(10:03):
a capitalist. For some reason, the Democratic Party did not
want to embrace reality with regard to its marketing. And
I think that they had done a Bill Clinton, and
I tried to encourage him. They had positioned themselves like
President Bill Clinton, who had high uh GDP high, low unemployment,
low deficits deficit, decreasing economic growth, low unemployment high of
(10:28):
course employment ladder laddering up, and even took care of
the wealthy too. I mean, everybody won under the Bill
Clinton presidency. And if they had positioned themselves like that,
with a Republican head, a Democratic heart, because this country
is center slightly right. It's not the center left, it's
center slightly right, meaning capitalists. So we need black capitalists matter,
(10:51):
not just black lives matter. We need an ownership of Jenda.
And I'm getting ahead of our conversation here a little bit,
but you're baked in your question is is really the
this country? This is not a country. She's an idea
and we can make her whatever we want. And while
and we were so busy that I'm sorry, the Democratic Party,
(11:13):
I'm an independent, The Democratic Party was so busy demonizing
and and you ain't you know, you're a bad person.
That was his brand. His brand was are you doing is?
Speaker 4 (11:24):
Yeah? That's his brand.
Speaker 3 (11:26):
His brand was the bad guy, the bad boy, billionaire
turned you know, a small man talking to me a
little uh uh not underdog fighting the big dog, you know,
uh out gunned, out maneuvered, outstrategized, but still coming to
protect the little guy. And he's you know, barking, loud,
(11:49):
and he talks tough, and he's not conventional.
Speaker 4 (11:52):
He's not.
Speaker 3 (11:52):
That's, by the way, that was Obama. Obama was was
brought in as an outsider with hope. You I argue,
this is an outsider pushing fear. So look, I give
the guy credit, his his strategy, his his his his
ability to understand how to push the buttons of the
(12:13):
country to get them to do whatever was you know,
quite smart. I mean, I have to you got to
get credit. It was a clear win. And that was
a clear loss. And and and hopefully that and I
still don't see the Democratic Party yet coming to this realization.
And if they keep doubling. Even the people who I
see now and I don't want to name names, who
(12:33):
are talking about socialism and talking about all this stuff,
they were walking around with a chanel bag at the
rally talking about at the rally, talking about socialism, they
got a chanel bag, they got on, they got on,
you know, designer clothes. They got out of the car
that they're paying a car note on. They go back
to the nice uh house townhouse they're leasing our own,
(12:55):
they have a mortgage. They got a salary. Then I
give him a salary to the people not living in
a tenth. Socialism is a serious deal, I mean in
communism is even worse. By the way, the countries who
actually picked up communism said, the heck with that, adopted
the capitalism. That's China and Russia, communist countries with a
(13:15):
capitalist model, and the socialist countries all that is a
taxing philosophy. By the way, the Nordic countries which are
the model for socialism. Yeah, they're capitalists.
Speaker 2 (13:27):
They're capitalists with strong socialist programs.
Speaker 3 (13:29):
Would start with with a heavy taxing system. And for
some people say, well let's go do that. Okay, well
why don't you look at that. Yes, there's nobody at
the bottom, nobody dirt poor. That's a good thing. There's
nobody at the top. It looks like you either. I'd
rather have a system where I can go from the
bottom to the top if I have all that it takes.
(13:53):
And by the way, I have done exactly that. And
I'm not in any way done. We you not talk
to do this interview. In three or four months, I'll
have another announcement coming for you around real estate. I'm
not I'm not done at all. I will start bigger
in this new venture I ended with the last one,
and only in America.
Speaker 4 (14:09):
Is that possible? I could.
Speaker 3 (14:11):
I couldn't be me in Russia. I couldn't be me
in in France. I couldn't be me in Germany. I
couldn't be me in certainly China. I mean you named
the country in the world. I mean, just does there
is no me to go from the bottom.
Speaker 4 (14:26):
To the top. Zero point zero one percent.
Speaker 2 (14:30):
Legally the pair point fair point. So how about this.
You are a person who has.
Speaker 1 (14:43):
A very keen mind insofar as business is concerned. Obviously
you're able to break out the benefits and drawbacks to
capitalism and socialism, and you know all these economic models
where a lot of people are just they're they're just
kind of born and this is what it is, and
they do their best right, and societies need to have
(15:06):
a place for those people too. Some people their ambitions
lie beyond the scope of you know, business ventures and
so forth. Some people seek personal fulfillment, some people seek
spiritual lightenment.
Speaker 2 (15:15):
Whatever.
Speaker 4 (15:16):
Right, we're in one hundred percent agreement.
Speaker 1 (15:19):
Yes, Now, once upon a time you and I had
a conversation about how there was It wasn't about this,
but this is a part of what I was able
to infer from it. Based on the way that this
society is stratified. There was a place for all of
those people. They just enter the workforce and they work.
(15:41):
But because of historical injustices, certain outcomes weren't being met
equally by all races in this country.
Speaker 2 (15:54):
And there was a.
Speaker 4 (15:55):
Form of called racism.
Speaker 2 (15:58):
Yeah, there you go, But there was.
Speaker 1 (16:00):
A form of let's call it restorative economic justice that
kind of took center stage within the past five years.
It existed, but you know, it existed since the late eighties,
early nineties, I want to say, in the form of
affirmative action, but in the last few years it was
called DEI. And you had such a potent conversation with
(16:24):
me about diversity, equity.
Speaker 2 (16:25):
And inclusion.
Speaker 1 (16:26):
So you mentioned that from a purely business perspective, the
future of the US economy relied heavily on a diverse workborse,
and now that those initiatives have been attacked and companies
have rolled them back, how does how do those attacks
(16:51):
affect these optimal outcomes? And I know you've given me
a pathway to the answer, but I just want to
hear your own words because my answer to.
Speaker 3 (17:01):
You, my answer is that the question was so good
is going to require us to do a part two
of this interview, which I'm happy. I'm happy to do soon.
By the way, I got to leave sooner doing an
AI Ethics Council meeting, which, by the way, is part
of what the next conversation we should be having, which
is we need financial literacy and AI literacy.
Speaker 4 (17:20):
But let me answer this directly.
Speaker 3 (17:25):
When you're being run out of town, get in front
of the crowd and make like a parade. We just
need to drop all the government stuff, drop all the
aid drop assume you're on your own.
Speaker 2 (17:36):
That's what I thought you'd say.
Speaker 3 (17:38):
Just just knock it off, right, Just assume you're on
your own. Soon nobody's going to help you. And now
what so people can go to dream Forward John O'Brien
search dreams FORID John O'Brien our Operation Hope, Comma dream
forward and pull down the business plans. I'm not leaving
you by yourself. Not you are people. I'm not saying
(18:01):
bootstrap yourself without shoelaces. I'm not giving you some philosophy
as PhDd without a PhD two to.
Speaker 4 (18:09):
Go to dream for it.
Speaker 3 (18:10):
Download the business Plan for Black America. I wrote it down,
the one for Latino America. If you're mixed, if you're
Puerto Rican, you black and Latino. There were more slaves
in Latin America than that we're in America. By the way,
download the Latino business Plan as your brothers and sisters.
By the way, download as your cousins. Download the Women's
business Plan. The Native American business plan. I wrote one
(18:32):
for Africa. I wrote one I wrote one for rural
poor whites. Download it and read it. And what you'll
find in all these business plans consistent no government. There
you go in the black business plan we have. I'm
just gonna give you one example. Our credit score on
average is six twenty in Black America, half of Black
(18:52):
America a credit score six to twenty. That means that
half of us wake up in the morning. Forget police brutality,
Forget what's going on in Washington, which we're upsessing about.
We got the we got the news on or whatever.
We're obsessing about what this guy's doing in Washington four
times a day. Why who cares going about your business
unless unless it directly affects you. I mean, just monitor
(19:13):
it like you monitor anything and noise in the background.
Going about your business. They want you obsessed, they want
you distracted, They want you to make them your full
time job. You're in their reality TV show, Charlem Pagne.
Now we're just talking about this. Now, we're all of
us are in somebody else's reality TV show. We're just extras, right,
and but we're playing the role. Stop playing the role
(19:35):
of a principal character in somebody else's reality TV show,
Going about your business. Get your credit score up, forget,
forget all this other stuff. If you raise your credit score,
so half of us are locked down of the fre enterprises.
We can't get a decent car loan, can't get a
mortgage to buy a house, forget about that. You can't
get a small business loan. Below seven undred. Credit score
is risky credit. So raise your credit score one hundred points.
(19:56):
If that's all we do, that's where centered in fifty
billion dollars over twenty years. I've already told you our
net worth the schedule to be zero by twenty fifty three.
We do nothing before this President, Raise your credit score
one hundred points. Just to go to your neighbors, go
to your friends, have go to fraternity. This makes it
the agenda of the frat parties, the frat meetings, the
sorority meetings, the links meetings, the one hundred Black Men
(20:18):
of American meetings, you know whatever. Make sure this is
your church meetings. Twenty percent of your meeting is okay? Everybody,
put out your phone. What's your credit score? How can
I help you?
Speaker 4 (20:27):
How can I help you? If you got on the operation.
Speaker 3 (20:29):
Ope, yet you've got your financial coaching scholarship one thousand
dollars yet for the Black Information Network, have you?
Speaker 4 (20:33):
Okay, okay, all right, let's get the credit screw up.
Do that.
Speaker 3 (20:36):
That's worth one hundred and fifty billion dollars over twenty years.
Stop right there. If the government was going to give
you reparations, which I don't think they're going to do,
that's worth three hundred to six hundred billion dollars maximum
they owe you forty to one trillion.
Speaker 4 (20:51):
That's not that. Ain't that ain't never happening.
Speaker 3 (20:53):
Sure, but three hundreds six hundred billion if you had
the support, and it's gonna take you ten years to
get that. In mind opinion, that's not even worth what
the credit score is, which you can do on your own.
You can take the credit score right now. You buy
a house because forty four percent of us on average
own a home. Thea is where you build wealth in
America's homeownership. Okay, that's why seventy five percent of my
(21:15):
white count of parts on a home.
Speaker 4 (21:17):
You buy a house.
Speaker 3 (21:18):
And if we just move a credit, the home ownership
brother from forty four percent to sixty two percent I'm
not talking about something revolutionary, just just eight decimal points
that's worth eight hundred billion dollars. Now, let's just stop there.
I've talked about AI at a trillion. I've been talked
about buying black white businesses that are retiring for a trillion.
I'm not talked about I've talked about just credit scores
(21:41):
and home ownership that's one point six, give or take
trillion dollars of net worth and all the jobs that
comes out of now own a house. I have to
apply a plumber, I have a hire a painter, a landscaper,
somebody cut my grass. I'm going to get a newspaper subscription.
I'm gonna, you know, I'm gonna I'm going to go
(22:03):
to home depot. I'm going to I mean, the ripple effect,
the utility bills, property taxes.
Speaker 2 (22:09):
Of improving your community.
Speaker 4 (22:13):
Just lights up when you.
Speaker 3 (22:14):
Do those two things. So I'm not I mean what
I love about this. This is a radical movement of
common sense. There's nothing I've said that is that is magical.
And for people who are listening to this and still
doubting it, they just say, this can't be this easy, John,
There's gotta be something. John's missing something, or he's bamboozling me. No, no,
Malcolm X said, you've been bamboozing. I talked to his
(22:35):
daughter recently, shabbazed last week, nice lady, bastor sabaz. Malcolm says,
you've been bamboozooed. You've been tricked, You've been foods, you've
been hoodwinked, you've been running up. You have been bamboozoed,
but by the system, by folks who want you to
be confused. Now, this is like saying, why try God?
People have asked me that, why God, John? Because God
(22:57):
cannot possibly mismanaged and screw up your life worse than
you have give him a shot. People say, why should
I try capitalism? Because it cannot possibly mismanagement screw up
your life worse than whatever else? Have you been doing work,
relying on the government, relying on social services, relying on
pookying them.
Speaker 4 (23:18):
I don't know. My praying. God helps those to help themselves.
Speaker 3 (23:21):
The Bible says and proverbs to be poors, not to
not have anything, to be poors not to not do anything,
and lazy hands make a man poor, so you better
get busy. God helps thos to help themselves he can
give you all the tools. Capitalism and free enterprise has
literally set everybody else free, brother, everybody who's tried it.
Speaker 4 (23:41):
Here's the three groups in America. Just proves that ultimately
this is not racial.
Speaker 3 (23:44):
Three groups in America who've not tried capitalism, free enterprise, financial, literacy,
the five pillars of success. I put my book Financial
Lucy for all my up from nothing, and I talk
about endlessly in my Money and Wealth podcast. As much
education you shut down your throat civil rights issue to literacy,
family structure, and resiliency, self esteem and confidence. You've got
(24:06):
both by the way self esteem and confidence can see
in your eyes. That's why I like role models in
an environment. If you have three, four, or five of
those things, you'll kill it. The three groups that don't
have three of those things poor whites. So if it's racial,
all whites would be poor, all whites would be rich.
Speaker 4 (24:22):
It was just racial. It was just racial, poor whites.
Speaker 3 (24:26):
Native American Indians highest alcoholic, So the number one group
dying in America, high school educated white men dropping like
night Faly, sorry, dropping dead from opioid addiction, dropping, you know,
just dropping, drop and dropping. That was I really I
didn't mean that that to be sound derogatory. Number two
Native American Indians highest alcohol alcoholism rate in America. That's depression,
(24:50):
lost ambition, same as poor whites and African Americans, which
is as low as you. You know, we are at
the bottom of every categories. We were enslaved in American soil,
not African Africans, not African Caribbeans, not African Latinos, just
African Americans. Now, I challenge anybody watching you or listening
to your podcast to push back on what I just said.
(25:12):
And if they can't push back on it, then let's
try what I'm trying. Capitalism and democracy are horrible systems
except for every other system.
Speaker 1 (25:21):
I see what you're saying, and that's a conversation that
I've ended up having myself because I have to be
critical of capitalism because of the flaws disproportionately affect you know,
my people are people, but when you compare it to
other systems, it's hard to make an argument that they
are much better. And as far as I've gotten, and
(25:42):
you can let me know what you think about this,
but as far as I've gotten is the Nordic countries,
where they have a capitalistic economic model with robust socialist programs.
And you know, I do believe in restorative economic justice.
But to your point, that's not happening here. But what
power can we have?
Speaker 2 (26:00):
And I love this from you. What power can we have?
What power do we still have?
Speaker 1 (26:04):
We have the power of our dollars. We have the
power to change our immediate reality. And this is something
that you and I we talk about on the show
quite a bit. You can boycott this company and spend
over there. That matters, and that if nothing else, it
makes us feel like we have a modicum of control
over our lives. And you know, to your point, what
can we do? One of the questions I ask, uh.
Speaker 3 (26:25):
Boycott freedom? By the way, every every boycott has to
have a strategy on the end of it. But as
much I mean, I've gone over because I love talking
to you and I and I promise you if you
have me back, I'll come back and finish part two
of this. This is just an ongoing conversation. This is
not like a movie premier. I got a movie coming out,
let's talk about it. You know, this is this is everything,
(26:47):
this is this is this is the future of black folks.
Speaker 2 (26:50):
Will do me a favor before you jump.
Speaker 1 (26:51):
Drop your social media, plug your book one more time,
plug your podcast, and then we'll get you back on
another line with Chris in the near future.
Speaker 4 (27:00):
Yeah.
Speaker 3 (27:00):
So, my podcast is top one hundred for business on
Apple and top fifty for entrepreneurship. I'm told thank you
in top two hundred in every content around the world European, Asian, African, Latin, American,
Middle Eastern, et cetera. It's called money and Wealth every week.
Number two tool is my financial Literacy for all books,
(27:23):
which is number one in business and economics for fifteen
months plus on Amazon and can also get it Walmart
and get it Black bookstores. And then Operation Hope is
my plumbing for economic plumbing for black and brown and
underserved America. Go there and get a free financial coaching
scholarship of worth one thousand dollars and twelve months to
use it to get your credit score up, your debt down,
(27:44):
your savings up so you become bank qualified as we're
the only nonprofit ever allowed to operate out of a
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views in the last two years, and something goes viral
every week it appears. I'm just talking and at Operation
(28:05):
Hope and follow this brother. This is a bad brother here.
And you Jack whenever you have me.
Speaker 1 (28:11):
You know, I got your number, I'll shoot you a
text or I'll have Chris reach out.
Speaker 4 (28:15):
I thank you.
Speaker 1 (28:15):
I appreciate your time. My listeners appreciate you. You keep
changing the world and save a moment for us. We'll
finish this conversation later.
Speaker 4 (28:22):
All right, Let's do it.
Speaker 1 (28:23):
Soon, Yes, sir, once again, Today's guest American entrepreneur, thought
and filling profit leader, founder and.
Speaker 2 (28:28):
CEO of Operation Hope and the author of the book.
Speaker 1 (28:30):
Financial Literacy for all, easy to read first step toward
it were Filling Financial Future, mister John Hope Bryant. The
show was produced by Chris Thompson. Have some thoughts you'd
like to share, use the red microphone talkback feature on
the iHeartRadio app. While you're there, be sure to hit
subscribe and download all of our episodes. I'm your host,
Ramses John all social media and join us tomorrow as
(28:53):
we share our news with our voice from our perspective
right here on the QR code
Still broadcasting from the Civic Cipher studios. This is the
QR code where we share perspective, seek understanding, and shape outcomes.
I'm your host, Ramsay's job. Big shout out to.
Speaker 2 (00:08):
Q Ward who is sitting on the other side of
the glass aabnal fear. We have one and only John
Hope Briant as our guest.
Speaker 1 (00:17):
For those that don't know. John hopbrien is an American
entrepreneur and sought after thought and philanthropic leader who is
referred to as the Conscious of Capitalism by Leading Fortune
one hundred CEOs. Brian is the founder, chairman, and chief
executive officer of Operation Hope, Incorporated, the largest not for
profit and best in class provider of financial literacy, financial inclusion,
and economic empowerment tools and services in the United States
(00:38):
for youth and adults. Operation Hope is working to level
the opportunity playing field, connecting communities to the private sectors
through inclusive capitalism at scale.
Speaker 2 (00:47):
He is the author, He is a.
Speaker 1 (00:48):
Public speaker, and he constantly goes viral for his takes
and his thoughts on the status of Black America, particularly
insofar as economics are concerned. And he is our guest.
Yes today, Right now, we're jumping into the second part
of our conversation, and so, without further ado, the one
and only John Hope Bryant. So, you mentioned something, and
(01:10):
I think you went into detail, but I was going
to ask you to expound specifically on the statement Trump
unified black people effectually. That is what you said. And
I like that because in a lot of conversations that
I've been in since the last election, there's been this
(01:35):
narrative that was well chronicled by the right.
Speaker 2 (01:38):
This is just this is my opinion here. This is
narrative that was.
Speaker 3 (01:41):
Because this is the comment you're saying now I can't
attribute to my nonprofit.
Speaker 4 (01:45):
I got to take the pen offs.
Speaker 1 (01:46):
This is fair enough, and I don't want to get
anybody in any trouble. Well, okay, good, because you are
one of the great leaders of our time and a
hero to me to queue, to Chris Thompson, to all
of us here on the show. So I think that
this question to get your thoughts on it would be fantastic.
Speaker 2 (02:07):
I'm sure our listeners would agree.
Speaker 1 (02:09):
So again, one of the conversations that we've had time
and again is that you know, black people need to
get on the same page, right, And this last election
saw black men voting for Trump in higher numbers blah blah,
Black s, Y and Z. And when we saw the
exit polls, and I spoke with a gentleman by the
name of doctor Christopher Towler. He runs the Black Voter
(02:32):
Project out of California, the UC system out there, and
so he has a huge sample size of black voters
and he like monitors trends, and he said that, you know,
black men don't really vote any more or less Republican
than they historically had in this last election. In other words,
(02:52):
there was a slight uptick in one breakout group of
black men, but outside of that, this is kind of
the numbers are consistent with voting patterns of black folks
and then women. Famously, nine two ninety three percent, I
forget the exact number voted for Kamala Harris. Eighty three
percent of black men voted for Kamala Harris. And so
(03:12):
that is about as unified as black people could be.
That's about as unified as one would expect. Those are
great numbers, that's pretty that's everybody on the same patient.
You're not going to get everybody would agree on anything,
but and you're talking millions of people. But those are
numbers that I thought were fantastic in terms of countering
(03:34):
the narrative that there is no such thing as black
unity and we need black unity in order to accomplish things.
And you made a point that Trump unified black people,
and again you went into detail. But I want you
to kind of expound on what you meant, because maybe
what you meant was different from what I've learned, or
maybe it's the same thing. But either way, coming from
you and having your level of insight, I think it
helps us to take back the narrative and establish something
(03:57):
that's a little bit more factual and that might actually
help us in what it is we need to do.
Speaker 3 (04:04):
Yeah, So I love you know, I love math because
it doesn't have an opinion.
Speaker 4 (04:08):
There we go, okay, And I love that you love data.
Speaker 3 (04:14):
Yes, sir, the president didn't win as much as the
Democratic Party lost.
Speaker 2 (04:21):
There you go. I'm with you.
Speaker 3 (04:24):
So I don't want to waste time live on your
show to go fact check numbers of my own. But
there are millions of people. I think it's fair to
say millions of people who voted in the election of
twenty twenty that didn't vote in the election of twenty
twenty four. Absolutely, so there was a third candidate. My
(04:48):
brother Charlemagne and I talk about this all the time.
There was a third candidate. There was a Republican, there
was a Democrat, and there was the couch. The couch won.
There are people who are just uncomfortable whatever whatever reason, inspired,
whatever it is, including black people who thought thought that
(05:08):
they were you know, I don't know, some protest statement
that wasn't was harmless.
Speaker 4 (05:13):
They thought, I don't know why they thought that.
Speaker 3 (05:16):
And so when you have an incremental this is the
power of math, an incremental uptick of black men going Republican,
and a slide uptick. All you need is slight uptick,
a slight uptick of a large uptick of white men
because they felt emasculated in the last four years, six years,
(05:37):
tied to enoughing's going on in society, like blame you
now you you prove yourself, prove prove it ain't true. Later,
so a lot of white men failed to masculate it.
I'm not saying it's right or wrong. I'm saying that's
the way they felt. Hispanic men have always been culturally
inclined to believe that a man should be running things
(05:59):
in the household. That's just cultural and a lot of
Latin and Latino communities black men never trusted the government
the first place. And uh, and saw and saw a
capitalist somebody. They thought it was a capitalist running things.
And and according to some people who weren't well informed,
(06:21):
those black men, when I got a check from this
dude with his name on it, very good, so I
want another check, not realizing that that money didn't come
from man. In fact, he voted against.
Speaker 2 (06:31):
It, against it. Yeah, well, and then he held it
up so he could put his name on the check.
Speaker 4 (06:35):
Yeah, he was against it until he was for it.
Speaker 2 (06:39):
There it is.
Speaker 3 (06:41):
And but but for people who are not tracking all
the details, I'm a he's a businessman.
Speaker 4 (06:47):
He talks tough. Uh.
Speaker 3 (06:50):
You know, you look seems a little gangs to you know. Uh,
he gave me a check. I'm voting for him. The
government helped me knowing maybe I get paid. Maybet least
have we get some money. So you used to looking
at incremental groups, poor whites. Finally we're going to get
you know. By the way, they were rightly so upset
for the last fifty years because the industrial revolution walked
(07:14):
away from them. With a high school education in nineteen seventy,
you could get a car, a pickup.
Speaker 4 (07:20):
Truck, a boat, or.
Speaker 3 (07:24):
A vacation home in the mountains, working a factory job
that's gone. And this president promised them a renewal of that.
That's why you're seeing tear of strategy. That's why you're
seeing let's bring stuff back home. That's these are all code.
That's why there's a desire to degrade urban centers. Degrade
(07:45):
urban centers, prominence attack a California attack, at a Los
Angeles attack, in New York attack, you know, not yet,
like I'm sure Atlanta's coming right and and emphasize rural
communities with infrastructure, plants, whatever. And by the way, I
want everybody to grow. So I'm not I'm not, I'm
(08:06):
just answering your question. I'm not advocating before. I'm just
at So when you have incremental pickups and you have
wealthy people who wanted a tax break and deregulation, I
wanted the deregulation. Now the tax break. I think the
taxes have a meaningful purpose in society. I like my roads,
I like my streets, like my street lights. I like
police who actually police and protect me. Those costs things
(08:28):
that cost money. We got to pay for it. So so,
but these different groups were activated where another group was deactivated.
And I think the Democratic Party did a really crappy
job of marketing itself because half of this success is marketing,
(08:51):
half of all success in life. And look, Steve Jobs
wasn't the founder of Apple. He's the co founder of Apple,
the real The other co founder is a guy named
Wosny Act who's still alive today, who is a brilliant engineer,
but nobody knows him because he's really not He's a
really crappy marketer. Steve Jobs was an okay engineer, but
a brilliant marketer, brilliant designer. Marketing is really important. Its
(09:11):
president's a very very very good marketer. And the president
from President Biden was not a great speaker at all.
Speaker 4 (09:20):
Horrible.
Speaker 3 (09:20):
Actually, with all due respect, they have all this substance,
you had eight trillion dollars. By the way, this is
this should be studied for fifty years. Never in the
history of the world has there been a stimulus for
a government with a t on it ramses, never one
ta just one trillion. It's never happened. This was eight
(09:42):
nine trillion. Well, depends on how you look at the numbers. Infrastructure,
Bill Chips, agg Ro, I mean, all this stuff, and
you guys can't win. You guys can't because they reject
capitalism because the oh we're socialist. Come on now, knock
this off. We're in America. If you want to distributed
money like a socialist, you have to collect it like
(10:03):
a capitalist. For some reason, the Democratic Party did not
want to embrace reality with regard to its marketing. And
I think that they had done a Bill Clinton, and
I tried to encourage him. They had positioned themselves like
President Bill Clinton, who had high uh GDP high, low unemployment,
low deficits deficit, decreasing economic growth, low unemployment high of
(10:28):
course employment ladder laddering up, and even took care of
the wealthy too. I mean, everybody won under the Bill
Clinton presidency. And if they had positioned themselves like that,
with a Republican head, a Democratic heart, because this country
is center slightly right. It's not the center left, it's
center slightly right, meaning capitalists. So we need black capitalists matter,
(10:51):
not just black lives matter. We need an ownership of Jenda.
And I'm getting ahead of our conversation here a little bit,
but you're baked in your question is is really the
this country? This is not a country. She's an idea
and we can make her whatever we want. And while
and we were so busy that I'm sorry, the Democratic Party,
(11:13):
I'm an independent, The Democratic Party was so busy demonizing
and and you ain't you know, you're a bad person.
That was his brand. His brand was are you doing is?
Speaker 4 (11:24):
Yeah? That's his brand.
Speaker 3 (11:26):
His brand was the bad guy, the bad boy, billionaire
turned you know, a small man talking to me a
little uh uh not underdog fighting the big dog, you know,
uh out gunned, out maneuvered, outstrategized, but still coming to
protect the little guy. And he's you know, barking, loud,
(11:49):
and he talks tough, and he's not conventional.
Speaker 4 (11:52):
He's not.
Speaker 3 (11:52):
That's, by the way, that was Obama. Obama was was
brought in as an outsider with hope. You I argue,
this is an outsider pushing fear. So look, I give
the guy credit, his his strategy, his his his his
ability to understand how to push the buttons of the
(12:13):
country to get them to do whatever was you know,
quite smart. I mean, I have to you got to
get credit. It was a clear win. And that was
a clear loss. And and and hopefully that and I
still don't see the Democratic Party yet coming to this realization.
And if they keep doubling. Even the people who I
see now and I don't want to name names, who
(12:33):
are talking about socialism and talking about all this stuff,
they were walking around with a chanel bag at the
rally talking about at the rally, talking about socialism, they
got a chanel bag, they got on, they got on,
you know, designer clothes. They got out of the car
that they're paying a car note on. They go back
to the nice uh house townhouse they're leasing our own,
(12:55):
they have a mortgage. They got a salary. Then I
give him a salary to the people not living in
a tenth. Socialism is a serious deal, I mean in
communism is even worse. By the way, the countries who
actually picked up communism said, the heck with that, adopted
the capitalism. That's China and Russia, communist countries with a
(13:15):
capitalist model, and the socialist countries all that is a
taxing philosophy. By the way, the Nordic countries which are
the model for socialism. Yeah, they're capitalists.
Speaker 2 (13:27):
They're capitalists with strong socialist programs.
Speaker 3 (13:29):
Would start with with a heavy taxing system. And for
some people say, well let's go do that. Okay, well
why don't you look at that. Yes, there's nobody at
the bottom, nobody dirt poor. That's a good thing. There's
nobody at the top. It looks like you either. I'd
rather have a system where I can go from the
bottom to the top if I have all that it takes.
(13:53):
And by the way, I have done exactly that. And
I'm not in any way done. We you not talk
to do this interview. In three or four months, I'll
have another announcement coming for you around real estate. I'm
not I'm not done at all. I will start bigger
in this new venture I ended with the last one,
and only in America.
Speaker 4 (14:09):
Is that possible? I could.
Speaker 3 (14:11):
I couldn't be me in Russia. I couldn't be me
in in France. I couldn't be me in Germany. I
couldn't be me in certainly China. I mean you named
the country in the world. I mean, just does there
is no me to go from the bottom.
Speaker 4 (14:26):
To the top. Zero point zero one percent.
Speaker 2 (14:30):
Legally the pair point fair point. So how about this.
You are a person who has.
Speaker 1 (14:43):
A very keen mind insofar as business is concerned. Obviously
you're able to break out the benefits and drawbacks to
capitalism and socialism, and you know all these economic models
where a lot of people are just they're they're just
kind of born and this is what it is, and
they do their best right, and societies need to have
(15:06):
a place for those people too. Some people their ambitions
lie beyond the scope of you know, business ventures and
so forth. Some people seek personal fulfillment, some people seek
spiritual lightenment.
Speaker 2 (15:15):
Whatever.
Speaker 4 (15:16):
Right, we're in one hundred percent agreement.
Speaker 1 (15:19):
Yes, Now, once upon a time you and I had
a conversation about how there was It wasn't about this,
but this is a part of what I was able
to infer from it. Based on the way that this
society is stratified. There was a place for all of
those people. They just enter the workforce and they work.
(15:41):
But because of historical injustices, certain outcomes weren't being met
equally by all races in this country.
Speaker 2 (15:54):
And there was a.
Speaker 4 (15:55):
Form of called racism.
Speaker 2 (15:58):
Yeah, there you go, But there was.
Speaker 1 (16:00):
A form of let's call it restorative economic justice that
kind of took center stage within the past five years.
It existed, but you know, it existed since the late eighties,
early nineties, I want to say, in the form of
affirmative action, but in the last few years it was
called DEI. And you had such a potent conversation with
(16:24):
me about diversity, equity.
Speaker 2 (16:25):
And inclusion.
Speaker 1 (16:26):
So you mentioned that from a purely business perspective, the
future of the US economy relied heavily on a diverse workborse,
and now that those initiatives have been attacked and companies
have rolled them back, how does how do those attacks
(16:51):
affect these optimal outcomes? And I know you've given me
a pathway to the answer, but I just want to
hear your own words because my answer to.
Speaker 3 (17:01):
You, my answer is that the question was so good
is going to require us to do a part two
of this interview, which I'm happy. I'm happy to do soon.
By the way, I got to leave sooner doing an
AI Ethics Council meeting, which, by the way, is part
of what the next conversation we should be having, which
is we need financial literacy and AI literacy.
Speaker 4 (17:20):
But let me answer this directly.
Speaker 3 (17:25):
When you're being run out of town, get in front
of the crowd and make like a parade. We just
need to drop all the government stuff, drop all the
aid drop assume you're on your own.
Speaker 2 (17:36):
That's what I thought you'd say.
Speaker 3 (17:38):
Just just knock it off, right, Just assume you're on
your own. Soon nobody's going to help you. And now
what so people can go to dream Forward John O'Brien
search dreams FORID John O'Brien our Operation Hope, Comma dream
forward and pull down the business plans. I'm not leaving
you by yourself. Not you are people. I'm not saying
(18:01):
bootstrap yourself without shoelaces. I'm not giving you some philosophy
as PhDd without a PhD two to.
Speaker 4 (18:09):
Go to dream for it.
Speaker 3 (18:10):
Download the business Plan for Black America. I wrote it down,
the one for Latino America. If you're mixed, if you're
Puerto Rican, you black and Latino. There were more slaves
in Latin America than that we're in America. By the way,
download the Latino business Plan as your brothers and sisters.
By the way, download as your cousins. Download the Women's
business Plan. The Native American business plan. I wrote one
(18:32):
for Africa. I wrote one I wrote one for rural
poor whites. Download it and read it. And what you'll
find in all these business plans consistent no government. There
you go in the black business plan we have. I'm
just gonna give you one example. Our credit score on
average is six twenty in Black America, half of Black
(18:52):
America a credit score six to twenty. That means that
half of us wake up in the morning. Forget police brutality,
Forget what's going on in Washington, which we're upsessing about.
We got the we got the news on or whatever.
We're obsessing about what this guy's doing in Washington four
times a day. Why who cares going about your business
unless unless it directly affects you. I mean, just monitor
(19:13):
it like you monitor anything and noise in the background.
Going about your business. They want you obsessed, they want
you distracted, They want you to make them your full
time job. You're in their reality TV show, Charlem Pagne.
Now we're just talking about this. Now, we're all of
us are in somebody else's reality TV show. We're just extras, right,
and but we're playing the role. Stop playing the role
(19:35):
of a principal character in somebody else's reality TV show,
Going about your business. Get your credit score up, forget,
forget all this other stuff. If you raise your credit score,
so half of us are locked down of the fre enterprises.
We can't get a decent car loan, can't get a
mortgage to buy a house, forget about that. You can't
get a small business loan. Below seven undred. Credit score
is risky credit. So raise your credit score one hundred points.
(19:56):
If that's all we do, that's where centered in fifty
billion dollars over twenty years. I've already told you our
net worth the schedule to be zero by twenty fifty three.
We do nothing before this President, Raise your credit score
one hundred points. Just to go to your neighbors, go
to your friends, have go to fraternity. This makes it
the agenda of the frat parties, the frat meetings, the
sorority meetings, the links meetings, the one hundred Black Men
(20:18):
of American meetings, you know whatever. Make sure this is
your church meetings. Twenty percent of your meeting is okay? Everybody,
put out your phone. What's your credit score? How can
I help you?
Speaker 4 (20:27):
How can I help you? If you got on the operation.
Speaker 3 (20:29):
Ope, yet you've got your financial coaching scholarship one thousand
dollars yet for the Black Information Network, have you?
Speaker 4 (20:33):
Okay, okay, all right, let's get the credit screw up.
Do that.
Speaker 3 (20:36):
That's worth one hundred and fifty billion dollars over twenty years.
Stop right there. If the government was going to give
you reparations, which I don't think they're going to do,
that's worth three hundred to six hundred billion dollars maximum
they owe you forty to one trillion.
Speaker 4 (20:51):
That's not that. Ain't that ain't never happening.
Speaker 3 (20:53):
Sure, but three hundreds six hundred billion if you had
the support, and it's gonna take you ten years to
get that. In mind opinion, that's not even worth what
the credit score is, which you can do on your own.
You can take the credit score right now. You buy
a house because forty four percent of us on average
own a home. Thea is where you build wealth in
America's homeownership. Okay, that's why seventy five percent of my
(21:15):
white count of parts on a home.
Speaker 4 (21:17):
You buy a house.
Speaker 3 (21:18):
And if we just move a credit, the home ownership
brother from forty four percent to sixty two percent I'm
not talking about something revolutionary, just just eight decimal points
that's worth eight hundred billion dollars. Now, let's just stop there.
I've talked about AI at a trillion. I've been talked
about buying black white businesses that are retiring for a trillion.
I'm not talked about I've talked about just credit scores
(21:41):
and home ownership that's one point six, give or take
trillion dollars of net worth and all the jobs that
comes out of now own a house. I have to
apply a plumber, I have a hire a painter, a landscaper,
somebody cut my grass. I'm going to get a newspaper subscription.
I'm gonna, you know, I'm gonna I'm going to go
(22:03):
to home depot. I'm going to I mean, the ripple effect,
the utility bills, property taxes.
Speaker 2 (22:09):
Of improving your community.
Speaker 4 (22:13):
Just lights up when you.
Speaker 3 (22:14):
Do those two things. So I'm not I mean what
I love about this. This is a radical movement of
common sense. There's nothing I've said that is that is magical.
And for people who are listening to this and still
doubting it, they just say, this can't be this easy, John,
There's gotta be something. John's missing something, or he's bamboozling me. No, no,
Malcolm X said, you've been bamboozing. I talked to his
(22:35):
daughter recently, shabbazed last week, nice lady, bastor sabaz. Malcolm says,
you've been bamboozooed. You've been tricked, You've been foods, you've
been hoodwinked, you've been running up. You have been bamboozoed,
but by the system, by folks who want you to
be confused. Now, this is like saying, why try God?
People have asked me that, why God, John? Because God
(22:57):
cannot possibly mismanaged and screw up your life worse than
you have give him a shot. People say, why should
I try capitalism? Because it cannot possibly mismanagement screw up
your life worse than whatever else? Have you been doing work,
relying on the government, relying on social services, relying on
pookying them.
Speaker 4 (23:18):
I don't know. My praying. God helps those to help themselves.
Speaker 3 (23:21):
The Bible says and proverbs to be poors, not to
not have anything, to be poors not to not do anything,
and lazy hands make a man poor, so you better
get busy. God helps thos to help themselves he can
give you all the tools. Capitalism and free enterprise has
literally set everybody else free, brother, everybody who's tried it.
Speaker 4 (23:41):
Here's the three groups in America. Just proves that ultimately
this is not racial.
Speaker 3 (23:44):
Three groups in America who've not tried capitalism, free enterprise, financial, literacy,
the five pillars of success. I put my book Financial
Lucy for all my up from nothing, and I talk
about endlessly in my Money and Wealth podcast. As much
education you shut down your throat civil rights issue to literacy,
family structure, and resiliency, self esteem and confidence. You've got
(24:06):
both by the way self esteem and confidence can see
in your eyes. That's why I like role models in
an environment. If you have three, four, or five of
those things, you'll kill it. The three groups that don't
have three of those things poor whites. So if it's racial,
all whites would be poor, all whites would be rich.
Speaker 4 (24:22):
It was just racial. It was just racial, poor whites.
Speaker 3 (24:26):
Native American Indians highest alcoholic, So the number one group
dying in America, high school educated white men dropping like
night Faly, sorry, dropping dead from opioid addiction, dropping, you know,
just dropping, drop and dropping. That was I really I
didn't mean that that to be sound derogatory. Number two
Native American Indians highest alcohol alcoholism rate in America. That's depression,
(24:50):
lost ambition, same as poor whites and African Americans, which
is as low as you. You know, we are at
the bottom of every categories. We were enslaved in American soil,
not African Africans, not African Caribbeans, not African Latinos, just
African Americans. Now, I challenge anybody watching you or listening
to your podcast to push back on what I just said.
(25:12):
And if they can't push back on it, then let's
try what I'm trying. Capitalism and democracy are horrible systems
except for every other system.
Speaker 1 (25:21):
I see what you're saying, and that's a conversation that
I've ended up having myself because I have to be
critical of capitalism because of the flaws disproportionately affect you know,
my people are people, but when you compare it to
other systems, it's hard to make an argument that they
are much better. And as far as I've gotten, and
(25:42):
you can let me know what you think about this,
but as far as I've gotten is the Nordic countries,
where they have a capitalistic economic model with robust socialist programs.
And you know, I do believe in restorative economic justice.
But to your point, that's not happening here. But what
power can we have?
Speaker 2 (26:00):
And I love this from you. What power can we have?
What power do we still have?
Speaker 1 (26:04):
We have the power of our dollars. We have the
power to change our immediate reality. And this is something
that you and I we talk about on the show
quite a bit. You can boycott this company and spend
over there. That matters, and that if nothing else, it
makes us feel like we have a modicum of control
over our lives. And you know, to your point, what
can we do? One of the questions I ask, uh.
Speaker 3 (26:25):
Boycott freedom? By the way, every every boycott has to
have a strategy on the end of it. But as
much I mean, I've gone over because I love talking
to you and I and I promise you if you
have me back, I'll come back and finish part two
of this. This is just an ongoing conversation. This is
not like a movie premier. I got a movie coming out,
let's talk about it. You know, this is this is everything,
(26:47):
this is this is this is the future of black folks.
Speaker 2 (26:50):
Will do me a favor before you jump.
Speaker 1 (26:51):
Drop your social media, plug your book one more time,
plug your podcast, and then we'll get you back on
another line with Chris in the near future.
Speaker 4 (27:00):
Yeah.
Speaker 3 (27:00):
So, my podcast is top one hundred for business on
Apple and top fifty for entrepreneurship. I'm told thank you
in top two hundred in every content around the world European, Asian, African, Latin, American,
Middle Eastern, et cetera. It's called money and Wealth every week.
Number two tool is my financial Literacy for all books,
(27:23):
which is number one in business and economics for fifteen
months plus on Amazon and can also get it Walmart
and get it Black bookstores. And then Operation Hope is
my plumbing for economic plumbing for black and brown and
underserved America. Go there and get a free financial coaching
scholarship of worth one thousand dollars and twelve months to
use it to get your credit score up, your debt down,
(27:44):
your savings up so you become bank qualified as we're
the only nonprofit ever allowed to operate out of a
bank branch in US history. And you know, follow me
at John O'Bryant everywhere. We have eight hundred million video
views in the last two years, and something goes viral
every week it appears. I'm just talking and at Operation
(28:05):
Hope and follow this brother. This is a bad brother here.
And you Jack whenever you have me.
Speaker 1 (28:11):
You know, I got your number, I'll shoot you a
text or I'll have Chris reach out.
Speaker 4 (28:15):
I thank you.
Speaker 1 (28:15):
I appreciate your time. My listeners appreciate you. You keep
changing the world and save a moment for us. We'll
finish this conversation later.
Speaker 4 (28:22):
All right, Let's do it.
Speaker 1 (28:23):
Soon, Yes, sir, once again, Today's guest American entrepreneur, thought
and filling profit leader, founder and.
Speaker 2 (28:28):
CEO of Operation Hope and the author of the book.
Speaker 1 (28:30):
Financial Literacy for all, easy to read first step toward
it were Filling Financial Future, mister John Hope Bryant. The
show was produced by Chris Thompson. Have some thoughts you'd
like to share, use the red microphone talkback feature on
the iHeartRadio app. While you're there, be sure to hit
subscribe and download all of our episodes. I'm your host,
Ramses John all social media and join us tomorrow as
(28:53):
we share our news with our voice from our perspective
right here on the QR code
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