What does it really mean to have a healthy relationship with money?
In this deeply personal and powerful episode of Culture Raises Us, returning guest and friend of the show Marquita Moore opens up about her journey from scarcity to spiritual abundance. Growing up in a home where money brought anxiety instead of security, Marquita shares how early beliefs shaped her mindset—and how she’s had to unlearn toxic programming around lack, fear, and identity.
From survival mode to stewardship, Marquita challenges us to rethink how we see money: not as a measure of worth, but as a tool to serve purpose. Whether you’re sitting on a thousand dollars or a million, the heart of this conversation is about discipline, alignment, and the courage to ask the hard questions: Is my money honoring God and others—or just my ego and insecurities?
Tune in to hear how redefining abundance isn’t about what’s in your bank account—it’s about what’s in your belief system.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:01):
Look, who's back, Marquita more friend of the show. You
know everyone is looking at their money these days, or
I mean a number of reasons. I can't tell you
how many group texts I'm on and people like you
better throw some cash under your bed literally. But you
(00:24):
know we're going to talk about how we really need
to reprogram the way we view and look at it
as a tool and not a definer, right, a tool,
not a definer. What shaped your earliest beliefs though about
money growing up and how have those beliefs either evolved
(00:46):
over time or not.
Speaker 2 (00:47):
Oh, this is such a heavy one.
Speaker 3 (00:54):
Because scarcity and.
Speaker 4 (00:58):
Lack shape to my earliest beliefs around money, And it
was a.
Speaker 3 (01:06):
Lot of anxiety.
Speaker 4 (01:08):
And you know I didn't grow up obviously with me
saying this around abundance, you know, it was survival. So
when a bill was due and I knew I heard
those conversations with my parents that have money, I became
anxious about it. So early on I grew up. You know,
(01:29):
money felt like security and if you didn't have it,
you were like in a bad state, Like it was
very bad, you know, And so it took years for
me to even when I have you know I have.
I'm much more than my parents did, right, Like, I
(01:51):
don't worry about the things that they had to struggle with.
And I still had an impoverished mentality that that spirit
of lack of limitation, no matter what my bank account says,
but still there until I made the shift of looking money,
looking at money as a tool and not as a god.
(02:14):
You know, something that I should stewart, not something that
stewarts me.
Speaker 1 (02:21):
Talk about that right there.
Speaker 4 (02:22):
That's if you look at money as a tool, like
it is something here to help us on this earth,
and you have to be you know, when you when
you grow up in impovers, you're not having good enough.
When you have it, you want to spend it, you
want to do it, you want to buy all the
things because you don't know when you're gonna get it again.
(02:46):
That's not stewarding over your money, correctly, that's still what
a scarcity mindset. Right So, But if I'm stewarding it
and I'm like, okay, I have it, well, let me
put this here, let me save it.
Speaker 3 (03:00):
What can I use to.
Speaker 4 (03:01):
Grow this money?
Speaker 3 (03:03):
You know what direction am I going to go to
go with it? You know what I mean? So it's it's.
Speaker 4 (03:09):
Here for me to steward and be kind to it,
and and not fearful of it, be right with it,
you know, and not blow it. I think that the
results of that are, you know, in alignment to how
we're supposed to look at money. There's a reason why,
you know, in the Bible it says you can't serve
two gods.
Speaker 2 (03:29):
Well, there's a reason why it's up there with God,
right because people who have it. It's a provider it,
you know, it provides. It doesn't why do you need?
Speaker 1 (03:40):
It?
Speaker 3 (03:40):
Answers questions, It answers.
Speaker 4 (03:42):
All the things, you know, why would you need to
serve something greater? You know, So if you lean to
that way of thinking, it's it's could be detrimental, I know.
Speaker 1 (03:53):
So, so why do yeah, why do you think so
many people assign identity or worth to how much money
they have or make.
Speaker 3 (04:04):
I mean, it's it's too.
Speaker 4 (04:09):
It's hard to separate money from values for some, you know,
it's it's all connected to our heart and our habits,
our giving, our goal, like all these things like.
Speaker 1 (04:21):
What are we really?
Speaker 3 (04:25):
What are we really? How much power are we giving
over money and things?
Speaker 4 (04:32):
We're really giving that to that instead of looking at
it as we have the power again to steward over
that tool.
Speaker 1 (04:40):
You know, well, you you talk about, you know the
phrase you can't serve two masters, which comes from scripture.
As you said, how does that resonate? That idea resonate
in today's world?
Speaker 4 (04:56):
If if money is your master, then God can't be
who is leading you. It's informing your decisions, is informing
how you live your life. It's informing what you do
on a day to day.
Speaker 3 (05:11):
Will I go here?
Speaker 4 (05:12):
Will I not go here? Instead of living in the
freedom and the flow of things.
Speaker 3 (05:17):
It dictates so much about you and about your life.
It can and you'll know which one.
Speaker 1 (05:28):
It is.
Speaker 4 (05:29):
You're willing right where you're willing to compromise to get it,
you know right.
Speaker 1 (05:34):
So it's not about not having enough money to do
something or not. It's more about how you allow it
to dictate. I don't want to see your movements and
your character and your values, but essentially essentially that and trusting,
trusting a higher power to know that whether you have
an abundance or in a smaller amount. And I hate
(05:57):
to even putting these terms right because that's relative. So
how would you describe what I'm trying to do it, like,
because I don't want to say an abundance in a
reserved amount.
Speaker 4 (06:08):
Right, So you're you want to know that how can
we you know? You mean like if we do have
a lot, how do we how.
Speaker 1 (06:19):
Do we big? Yeah, that's a good one, if you
do have an abundance Again, but abundance is so relative? Yeah,
because right there's abundance is so relative because could be a.
Speaker 3 (06:30):
Million dollars but depending on what are.
Speaker 1 (06:32):
Yeah boom, depending on where you are, how do you
show a stewardship of that money? Does not have it
define you, but have it as a tool, right, because
I think somebody can be as disciplined with one thousand
dollars as a tool as somebody who has a million
(06:54):
dollars as a tool tool.
Speaker 4 (06:55):
Yeah, I think it's simple. You have to always add,
you know, is the money that I have and what
I'm doing is it honoring you know, for me, this
is what I do. Is it honoring God and others
in a way that's in alignment to the what he
(07:16):
has called me to do?
Speaker 1 (07:17):
Or is it honoring my personal desires? Right? And societal
a societal programming? Right?
Speaker 3 (07:25):
Like am I you know, is it honoring?
Speaker 4 (07:29):
Is it You have to ask yourself right, like am
I feeding something that's instant or am I feeding just
to get some instant gratification or is it something else?
Speaker 1 (07:43):
You know?
Speaker 4 (07:43):
And I'm not say you can't go to the store
and you know, buy or do what you want to do.
I'm not saying I have handcuffs like that. But what
I am saying is to always check in with yourself
about how you're feeling about your money.
Speaker 3 (07:58):
I would even that.
Speaker 4 (08:00):
Now, Like there's some things I'm like, five hundred dollars, Okay,
I'll pair of jings for that, but then five hundred
dollars for something else for a class.
Speaker 1 (08:09):
I'm like, oh, you know what I mean like that part.
Speaker 4 (08:12):
Yeah.
Speaker 1 (08:13):
So but this sounds it's, I don't want to say,
sounds so easy, but this requires some serious inner work,
Like we'll seeing looking at yourself and looking at the
decisions you're making around it because many of us have
been programmed. I mean, you just look at your story, right,
to look at it differently. It damn there was a
(08:35):
survival mode if you don't have enough money, like you've
got to worry about mortgage, food, all these things and it,
and it hits you with this scarcity notion as opposed
to this tool notion where even in those instances we
can look at money as a tool.
Speaker 4 (08:55):
Yeah, just like when I'm saying that if you you know,
I'll it from not having to having an abundance a lot.
Speaker 3 (09:04):
More than I had and still scarce felt.
Speaker 1 (09:07):
Scarce, scar right, And that's and that's and that's again
it comes back to it's all relative, right when you
talk about having nothing but now having something but still
feeling the scarcity model. Yeah, the scarcity influence.
Speaker 4 (09:22):
And then by the moments where I felt like I
needed to act a certain way because I did have something,
you know, And so I was pretending because that didn't
feel natural to me because that wasn't an alignment to
how I was supposed.
Speaker 3 (09:37):
To be moving with the abundance.
Speaker 4 (09:40):
M that was hard, like that was there was a
lot of pretending in that, But then there was also
a lot of comfort in it that, oh my gosh,
I'm so glad I don't have to worry about my
light speed like all the things I worried about when
I was younger and we struggled, you know what I mean.
I was a lot that was such such a conflict
(10:03):
and energy to have to work through.
Speaker 1 (10:07):
Yeah, And I think one of the two elements is,
you know, fear and anxiety and the power. You know.
I was talking to a friend the other day about
other things and I was just like, you know what,
as I'm listening to, you're really glamorizing your fears. And
he said, oh, I've never heard somebody say that, and
I said, well, yeah, you're putting more on your fear
(10:28):
than what it really is, because I think if you
look back, you know, the things that we fear the
most and have anxiety about, they never really turn out
that way at all. So you're you're glamorizing it mentally
and taking yourself into a spiral and into a rabbit
hole of something that might not even happen.
Speaker 3 (10:50):
But it But that's what it does.
Speaker 4 (10:52):
It's meant to keep you in that space because when
you're in that space of anxiety and fear, you can't
see truth. It's hard to see it and receive it. It's
hard to move in it, it's hard to see your
way out of it.
Speaker 3 (11:06):
So it does so much.
Speaker 4 (11:08):
When you're wrapped up in it, you can't even envision,
you can't even see the vision and make it plain,
write it and make it, you know what I mean,
Like you are stuck, and that fear and the anxiety
only perpetuates that generational lack.
Speaker 3 (11:23):
It perpetuates all of that.
Speaker 4 (11:25):
It takes away the creative miracles that can even happen.
You can't see it, and you got to be able
to see it in your spirit before you can actually
see it, manifest it.
Speaker 1 (11:36):
As to be able to re see it and to
receive it, be ready to receive.
Speaker 3 (11:41):
It, but see it like how I'm a move in
it for real, you know what I mean.
Speaker 1 (11:45):
And I think that's a good segue to talking about
how can people really align their faith and their personal
values with how they earn and use money?
Speaker 4 (11:57):
Right again, it goes back to am I spending it
is in the way that's in alignment, right, like to
what I believe, you know, and start, you know, really
looking at money in a different way and addressing your
habits and what are you doing and separating it from
(12:18):
your values, like not attributing how much you have in
the bank to who you are, and then also not
hoarding it or it being so emotional tie to yeah,
so being so emotionally tied to it. And you know,
I'm saying all these things, but I also really understand
(12:40):
how hard it is to break certain thought processes around
money and its value, and how it is to make
a person feel inferior by what they have.
Speaker 3 (12:51):
And what they or what they don't have.
Speaker 4 (12:53):
Right, And so we have to be able to be
grateful for the abundance that we do have because that's
the way we are meant to be in So we
need to also be able to imagine, Okay, when I
how will I be when I get this?
Speaker 3 (13:08):
Am I gonna you know, spend it all?
Speaker 4 (13:11):
Or I'm gonna be grateful and give and help? I mean,
so kind of aligning those things.
Speaker 3 (13:18):
Like you know, I'm a tither, so I'm like, oh, yes,
I can't wait to tie.
Speaker 4 (13:24):
I can't wait to give and help people who are
doing other things that are you know, good in the world,
you know. And it's just really looking at money is
how what can I do to help better somebody else's life.
It ain't a blessing till it's a blessing that somebody
else to boom.
Speaker 1 (13:43):
And that's such a good way to close this. And
I agree, And the notion of this is his money. Okay,
this is not all my money, your money, this is
his money. Hey. It comes back to it's the tool
that he's provided us to utilize for his kingdom. So
(14:03):
I thank you for this insight. Once again, I'm so
enlightening and you could not have ended it any
Speaker 3 (14:11):
Better's always a good time with you, Esther, thank you,
thank you.
Look, who's back, Marquita more friend of the show. You
know everyone is looking at their money these days, or
I mean a number of reasons. I can't tell you
how many group texts I'm on and people like you
better throw some cash under your bed literally. But you
(00:24):
know we're going to talk about how we really need
to reprogram the way we view and look at it
as a tool and not a definer, right, a tool,
not a definer. What shaped your earliest beliefs though about
money growing up and how have those beliefs either evolved
(00:46):
over time or not.
Speaker 2 (00:47):
Oh, this is such a heavy one.
Speaker 3 (00:54):
Because scarcity and.
Speaker 4 (00:58):
Lack shape to my earliest beliefs around money, And it
was a.
Speaker 3 (01:06):
Lot of anxiety.
Speaker 4 (01:08):
And you know I didn't grow up obviously with me
saying this around abundance, you know, it was survival. So
when a bill was due and I knew I heard
those conversations with my parents that have money, I became
anxious about it. So early on I grew up. You know,
(01:29):
money felt like security and if you didn't have it,
you were like in a bad state, Like it was
very bad, you know, And so it took years for
me to even when I have you know I have.
I'm much more than my parents did, right, Like, I
(01:51):
don't worry about the things that they had to struggle with.
And I still had an impoverished mentality that that spirit
of lack of limitation, no matter what my bank account says,
but still there until I made the shift of looking money,
looking at money as a tool and not as a god.
(02:14):
You know, something that I should stewart, not something that
stewarts me.
Speaker 1 (02:21):
Talk about that right there.
Speaker 4 (02:22):
That's if you look at money as a tool, like
it is something here to help us on this earth,
and you have to be you know, when you when
you grow up in impovers, you're not having good enough.
When you have it, you want to spend it, you
want to do it, you want to buy all the
things because you don't know when you're gonna get it again.
(02:46):
That's not stewarding over your money, correctly, that's still what
a scarcity mindset. Right So, But if I'm stewarding it
and I'm like, okay, I have it, well, let me
put this here, let me save it.
Speaker 3 (03:00):
What can I use to.
Speaker 4 (03:01):
Grow this money?
Speaker 3 (03:03):
You know what direction am I going to go to
go with it? You know what I mean? So it's it's.
Speaker 4 (03:09):
Here for me to steward and be kind to it,
and and not fearful of it, be right with it,
you know, and not blow it. I think that the
results of that are, you know, in alignment to how
we're supposed to look at money. There's a reason why,
you know, in the Bible it says you can't serve
two gods.
Speaker 2 (03:29):
Well, there's a reason why it's up there with God,
right because people who have it. It's a provider it,
you know, it provides. It doesn't why do you need?
Speaker 1 (03:40):
It?
Speaker 3 (03:40):
Answers questions, It answers.
Speaker 4 (03:42):
All the things, you know, why would you need to
serve something greater? You know, So if you lean to
that way of thinking, it's it's could be detrimental, I know.
Speaker 1 (03:53):
So, so why do yeah, why do you think so
many people assign identity or worth to how much money
they have or make.
Speaker 3 (04:04):
I mean, it's it's too.
Speaker 4 (04:09):
It's hard to separate money from values for some, you know,
it's it's all connected to our heart and our habits,
our giving, our goal, like all these things like.
Speaker 1 (04:21):
What are we really?
Speaker 3 (04:25):
What are we really? How much power are we giving
over money and things?
Speaker 4 (04:32):
We're really giving that to that instead of looking at
it as we have the power again to steward over
that tool.
Speaker 1 (04:40):
You know, well, you you talk about, you know the
phrase you can't serve two masters, which comes from scripture.
As you said, how does that resonate? That idea resonate
in today's world?
Speaker 4 (04:56):
If if money is your master, then God can't be
who is leading you. It's informing your decisions, is informing
how you live your life. It's informing what you do
on a day to day.
Speaker 3 (05:11):
Will I go here?
Speaker 4 (05:12):
Will I not go here? Instead of living in the
freedom and the flow of things.
Speaker 3 (05:17):
It dictates so much about you and about your life.
It can and you'll know which one.
Speaker 1 (05:28):
It is.
Speaker 4 (05:29):
You're willing right where you're willing to compromise to get it,
you know right.
Speaker 1 (05:34):
So it's not about not having enough money to do
something or not. It's more about how you allow it
to dictate. I don't want to see your movements and
your character and your values, but essentially essentially that and trusting,
trusting a higher power to know that whether you have
an abundance or in a smaller amount. And I hate
(05:57):
to even putting these terms right because that's relative. So
how would you describe what I'm trying to do it, like,
because I don't want to say an abundance in a
reserved amount.
Speaker 4 (06:08):
Right, So you're you want to know that how can
we you know? You mean like if we do have
a lot, how do we how.
Speaker 1 (06:19):
Do we big? Yeah, that's a good one, if you
do have an abundance Again, but abundance is so relative? Yeah,
because right there's abundance is so relative because could be a.
Speaker 3 (06:30):
Million dollars but depending on what are.
Speaker 1 (06:32):
Yeah boom, depending on where you are, how do you
show a stewardship of that money? Does not have it
define you, but have it as a tool, right, because
I think somebody can be as disciplined with one thousand
dollars as a tool as somebody who has a million
(06:54):
dollars as a tool tool.
Speaker 4 (06:55):
Yeah, I think it's simple. You have to always add,
you know, is the money that I have and what
I'm doing is it honoring you know, for me, this
is what I do. Is it honoring God and others
in a way that's in alignment to the what he
(07:16):
has called me to do?
Speaker 1 (07:17):
Or is it honoring my personal desires? Right? And societal
a societal programming? Right?
Speaker 3 (07:25):
Like am I you know, is it honoring?
Speaker 4 (07:29):
Is it You have to ask yourself right, like am
I feeding something that's instant or am I feeding just
to get some instant gratification or is it something else?
Speaker 1 (07:43):
You know?
Speaker 4 (07:43):
And I'm not say you can't go to the store
and you know, buy or do what you want to do.
I'm not saying I have handcuffs like that. But what
I am saying is to always check in with yourself
about how you're feeling about your money.
Speaker 3 (07:58):
I would even that.
Speaker 4 (08:00):
Now, Like there's some things I'm like, five hundred dollars, Okay,
I'll pair of jings for that, but then five hundred
dollars for something else for a class.
Speaker 1 (08:09):
I'm like, oh, you know what I mean like that part.
Speaker 4 (08:12):
Yeah.
Speaker 1 (08:13):
So but this sounds it's, I don't want to say,
sounds so easy, but this requires some serious inner work,
Like we'll seeing looking at yourself and looking at the
decisions you're making around it because many of us have
been programmed. I mean, you just look at your story, right,
to look at it differently. It damn there was a
(08:35):
survival mode if you don't have enough money, like you've
got to worry about mortgage, food, all these things and it,
and it hits you with this scarcity notion as opposed
to this tool notion where even in those instances we
can look at money as a tool.
Speaker 4 (08:55):
Yeah, just like when I'm saying that if you you know,
I'll it from not having to having an abundance a lot.
Speaker 3 (09:04):
More than I had and still scarce felt.
Speaker 1 (09:07):
Scarce, scar right, And that's and that's and that's again
it comes back to it's all relative, right when you
talk about having nothing but now having something but still
feeling the scarcity model. Yeah, the scarcity influence.
Speaker 4 (09:22):
And then by the moments where I felt like I
needed to act a certain way because I did have something,
you know, And so I was pretending because that didn't
feel natural to me because that wasn't an alignment to
how I was supposed.
Speaker 3 (09:37):
To be moving with the abundance.
Speaker 4 (09:40):
M that was hard, like that was there was a
lot of pretending in that, But then there was also
a lot of comfort in it that, oh my gosh,
I'm so glad I don't have to worry about my
light speed like all the things I worried about when
I was younger and we struggled, you know what I mean.
I was a lot that was such such a conflict
(10:03):
and energy to have to work through.
Speaker 1 (10:07):
Yeah, And I think one of the two elements is,
you know, fear and anxiety and the power. You know.
I was talking to a friend the other day about
other things and I was just like, you know what,
as I'm listening to, you're really glamorizing your fears. And
he said, oh, I've never heard somebody say that, and
I said, well, yeah, you're putting more on your fear
(10:28):
than what it really is, because I think if you
look back, you know, the things that we fear the
most and have anxiety about, they never really turn out
that way at all. So you're you're glamorizing it mentally
and taking yourself into a spiral and into a rabbit
hole of something that might not even happen.
Speaker 3 (10:50):
But it But that's what it does.
Speaker 4 (10:52):
It's meant to keep you in that space because when
you're in that space of anxiety and fear, you can't
see truth. It's hard to see it and receive it. It's
hard to move in it, it's hard to see your
way out of it.
Speaker 3 (11:06):
So it does so much.
Speaker 4 (11:08):
When you're wrapped up in it, you can't even envision,
you can't even see the vision and make it plain,
write it and make it, you know what I mean,
Like you are stuck, and that fear and the anxiety
only perpetuates that generational lack.
Speaker 3 (11:23):
It perpetuates all of that.
Speaker 4 (11:25):
It takes away the creative miracles that can even happen.
You can't see it, and you got to be able
to see it in your spirit before you can actually
see it, manifest it.
Speaker 1 (11:36):
As to be able to re see it and to
receive it, be ready to receive.
Speaker 3 (11:41):
It, but see it like how I'm a move in
it for real, you know what I mean.
Speaker 1 (11:45):
And I think that's a good segue to talking about
how can people really align their faith and their personal
values with how they earn and use money?
Speaker 4 (11:57):
Right again, it goes back to am I spending it
is in the way that's in alignment, right, like to
what I believe, you know, and start, you know, really
looking at money in a different way and addressing your
habits and what are you doing and separating it from
(12:18):
your values, like not attributing how much you have in
the bank to who you are, and then also not
hoarding it or it being so emotional tie to yeah,
so being so emotionally tied to it. And you know,
I'm saying all these things, but I also really understand
(12:40):
how hard it is to break certain thought processes around
money and its value, and how it is to make
a person feel inferior by what they have.
Speaker 3 (12:51):
And what they or what they don't have.
Speaker 4 (12:53):
Right, And so we have to be able to be
grateful for the abundance that we do have because that's
the way we are meant to be in So we
need to also be able to imagine, Okay, when I
how will I be when I get this?
Speaker 3 (13:08):
Am I gonna you know, spend it all?
Speaker 4 (13:11):
Or I'm gonna be grateful and give and help? I mean,
so kind of aligning those things.
Speaker 3 (13:18):
Like you know, I'm a tither, so I'm like, oh, yes,
I can't wait to tie.
Speaker 4 (13:24):
I can't wait to give and help people who are
doing other things that are you know, good in the world,
you know. And it's just really looking at money is
how what can I do to help better somebody else's life.
It ain't a blessing till it's a blessing that somebody
else to boom.
Speaker 1 (13:43):
And that's such a good way to close this. And
I agree, And the notion of this is his money. Okay,
this is not all my money, your money, this is
his money. Hey. It comes back to it's the tool
that he's provided us to utilize for his kingdom. So
(14:03):
I thank you for this insight. Once again, I'm so
enlightening and you could not have ended it any
Speaker 3 (14:11):
Better's always a good time with you, Esther, thank you,
thank you.
Host
Astor Chamber
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