Episode Transcript
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Speaker 1 (00:00):
Episode two eleven, How to Save Money on Clothes. Welcome
to the Frugal Friends podcast, where you'll learn to save money,
embrace simplicity, rights, and liberal your life. Here your host
Jen and Jill O. Welcome to the Frugal Friends podcast.
(00:26):
My name is Jen, my name is Jill, And today
we are revisiting a topic that we first talked about
an episode two, literally episode two of the show. That's right,
we are expanding and I think in the past four
years we've maybe gained a little more insight on the topic.
(00:49):
So clothing, it is one of the most searched for
terms after how to save money on clothes, Like that's
one of the hop ones. It's like on groceries, and
then on clothes and on utility. So we're gonna be
revisiting a few of those like top searches. Um and
(01:09):
closes the first one that we're visiting, but now this
time in episode two eleven. Yes right, not episode two,
not episode two. But first, let's thank who This episode
is actually literally brought to you by. This is quite
a big announcement and you may have noticed something a
(01:31):
little different about the show today and moving forward, this
show is now brought to you by the I Heart
Podcast Network. Who Pop. We are over the moon excited
to announce that we have joined the I Heart Podcast Network,
and I mean that is a big deal for Jill
(01:54):
and I. The biggest difference you will see as a
listener is a few more ads for us. It takes
a huge load off of us because it is not
very profitable to run upcasts. It just isn't a business
model that I would recommend. But my heart is taking
(02:15):
this huge load off of us to make money on
the show so that we can continue to bring you
more free and low cost resources, the resources we know
that you love, mainly this podcast. We can focus on
it more, we can do more of it because we
don't have to worry about making money for our families
(02:37):
as significantly as we did before. And so it is
a great joy for us. And we hope you are
as excited as we are about this move and that
you understand the impact that has for Jill and I
and our families. We've done some soft announcements up until
this point, and we've received really great feedback from all
(02:59):
of you in our community. Just so excited, and we
hope that you recognize that when you hear these ads.
What it means is just more from us. We will
you will continue to get more, as Jen said, free
and low cost things. And that's what's most exciting, I think,
for our community. And we are just excited to keep
(03:21):
going with this. We're at episode two eleven and we're
not stopping now. We are officially under contract to produce
at least two more years of this show. So get excited.
And I wanted to also say the things that will
not change, we will not change. Still having our unofficial sponsors.
(03:42):
Some of you like to call them fake, they are real,
Thank you very much. Those will not go away. The
bill of the week isn't leaving. We retain all final
say on what our episodes are, how like we release them,
how often we release them, and on the advertisements that
(04:04):
go into the show. So you'll never hear rando ad
that we wouldn't say ourselves. We won't say all of them,
you know, we won't read all of them ourselves, but
you won't hear one that we wouldn't. And so those
are the things that will not change. You know us,
you know your frugal friends who are coming at you
every week. We negotiate before we sign this seal. We
(04:28):
negotiated to make sure we still bring you all the
things that you love, so you can count on that. Yeah,
and on that. We would like to definitely think a
few people first and foremost Joel and Matt from How
to Money. They have been friends of ours for years
and are the people who kind of got us in
(04:49):
the door at my heart. And then also Chris Hutchins
from All the Hacks who helped us greatly and teaching
us kind of how to negotiate a deal like this,
because this is unlike any thing that we have ever
encountered ever before. And so yeah, big thank you to them.
Definitely check out their podcasts How to Money and all
(05:09):
the Hacks. We're very grateful to them. And I'll send
a big thank you to Eric Sirianni, my husband, who
said one day to the two of us, you two
should start a podcast together and we said, no way. Yeah,
but if we did, this was jen But if I did,
I'd call it the Frugal Friends podcast. And here we
(05:29):
are today, folks. Yes, so big thank yous to the
people who brought us here and you you listening. We
would not have been able to negotiate a deal like
we did without you, without having you to bring along,
and you were the greatest I think the world of you. Yes,
(05:52):
you listening to this right now, you so thank you
so much. So let's get into to talking about clothes. Uh,
there are a few episodes that you can queue up
to listen to after this if you love clothes. The
first one is episode eight nine, letting Go of Material
(06:14):
Possessions with our friend Desiree from the minimal Ish podcast,
another great show to listen to. And then episode two,
how to spend Less on Clothing, So that one's a
lot of I would say, I wish we could switch
the names of those because this one's kind of how
to spend Less on clothing, and I think episode two
(06:36):
is how to Save Money on Clothing, So they may
have flip flop titles, but both are still good and
you if you love saving money, episode ninety like how
to Save money on transportation. Gas prices are high, so
that will help if you need to get to the
store and buy clothes. It's just another way, so that
(06:58):
it's just another way to save. So those are a
few two and uh, we'll talk a little bit about
how to spend Less on clothing and then also like
how to do a full clothing shopping ban, which we
love a big fan of no spend challenges. So let's
(07:19):
get into the first one. This is ten ways to
save money on clothes and dot com. What do you
think of this one? Jill? Really excellent. I think it
probably is worth going through all ten of the ways.
Some are overlaps, so some of them will go through
a little bit quicker, but just to start out with
the begin with a great tip buying fewer but quality clothing.
(07:45):
This is one that I will encourage for multiple reasons. Certainly,
I think it's better for the environment and people humanity
when we are not contributing to fast fashion. Now that's
not to say that just because something is more expensive
it is not a part of the fast fashion industry,
(08:07):
so we can do our research on that. But to
focus more on spending money on quality clothing that we enjoy,
that's timeless, that's gonna last us for a while. That
compare with a lot of things, rather than spending less
money on less quality clothing, but constantly purchasing, throwing out,
(08:30):
getting rid of, or stockpiling our closet with clothing we're
not actually wearing. So if we're going to aim at anything,
I think this first one is a great aim to
really begin to pare down our closets and make sure
that the things that we have, we really like, our
quality will last us. And with that we can spend
(08:50):
more money on it because it's going to save us
more money in the long run. And if you're only
wearing of your clothing, then you don't have to make
sure hundred percent of it is great quality. You only
have to make sure is good quality. So the second
is that when you buy second hand, you save money.
(09:12):
And I feel like we talked about this all the time. Um.
The author in this article said that she got a
shirt for like fifty cents from the thrift store and
wore it out. I personally go to a good will
near me that I know has good stuff, UM, and
the shirt there are like five dollars each, So it's
still less expensive than buying new. UM. Maybe a little
(09:35):
pricier for other than other thrift stores, but I will
pay a little bit more for the convenience because I
don't love the hunt of thrift ng um, so so
that works for me. I will also buy clothes on
threat up, which is an online thrift store, and that's
even a little pricier. But again, I can shop from
(09:56):
the comfort of my home. Um, I usually have credits,
so that works for me, and I think since they're
a little more expensive, I will naturally just buy less. Yeah,
you might not buy as much stuff that way if
you're doing it online. I just took my friend Ashlynd
to a goodwill outlet store. I don't know if anyone
(10:18):
has ever done that before, but it's where you do
a lot of digging. It is so much more digging
than your typical second hand experience. Everything's thrown into bins.
There's no rhyme or reason or organization to it, and
you pay by the pound and sometimes they even have
deals on how much the poundage costs on any given
(10:41):
day of the week. And I was looking for something
for the Frugal Friends party that we just had a
couple of weeks ago, and I didn't find it there.
But Ashlyn had never been to a good will outlet
store or anything like it, and the look on her
face the whole time, She's like, oh my goodness. I
had to adopt a strategy, like I had to keep
(11:04):
my arms cross my hands, under my arm pits, just
to make sure I didn't touch anything. We walked out,
and now I will say I did hand sanitize once
we walked out, because but I did do some digging.
I didn't adopt her strategy, and I actually dug thinking
I might find a treasure. I didn't, but she definitely
(11:27):
looked like she needed to be debriefed. After words, She's okay. Now,
you know, it's a new experience that has led to
immense personal growth. Speaking for her, you know, right, Yeah,
I think she would agree. Yeah, so maybe don't start
with the outlet if you're new to secondhand, you can
(11:47):
start small. I like the author recommends like Facebook pages
that are bi seles By, swapped and cell. Actually, she
also recommends eBay, which I really like for find finding
specific things. If there's some a brand or like an
item that I am specifically looking for, eBay is so good.
(12:11):
I mean and and thrown up in Poshmark are two.
But I find a lot of posh Mark and eBay
are cross posted, and I usually find the cheaper price
at eBay. So yeah, I like. I like that. A
lot Number three on here is to save money when
you buy clothes on sale now specifically talking about looking
(12:33):
at the seasons. So yes, you can go to a
clearance section. Still make sure that you're making wise decisions
for yourself. And again, we never want to encourage people
to contribute to fast fashion, but even your higher end
stores or your more quality clothing is going to have
(12:54):
deals in the off seasons, right Like if it's not summertime,
then you can probably buy summertime clothing at a discounted price.
I love the model that gets repeated through this article
that is a bargain isn't a bargain unless you need it,
So don't just buy something because it's on sale, because
(13:14):
it's typically more money. And I love this tip embedded
within number three, which is to keep a list, a
running list of what you need. This is one of
the things that I've adopted, not just for clothing, for
literally anything. If it's not an immediate need, like Okay,
i'm out of soap, I have to get soap the
next time we go to the store, but a hey,
(13:37):
I really need or it would complete my wardrobe. If
I got a white shirt that's going to pair with
like five of the different bottoms that I have, that's
not an immediate need, but it's something that could go
on a list. I keep a Google Notes list on
my phone of things that I want to look out
for when I'm at a yard sale or a thrift store,
(13:59):
or I happen to find something on Facebook marketplace. So
it's not something that I feel the need to get
right then and there. But when I'm out, I can
pull up that list and say, all right, what is
it that I'm looking for? Do I still feel like
I need that? And if I can find what I
what I want within the price range that I'm looking
for them, great, I can take it off the list.
So I love that trick. I think it has saved
(14:22):
me a lot of money. It's helped me build patients
for the things that I desire and just wait for
the deal to come by. Yeah. I like the in
bold letters, she says, a bargain isn't a bargain unless
she need it. That is so true, And I think
even more so with sales shoulder seasons, when they're at
the end of summer, when they're trying to clear out
(14:44):
summer stuff to bring in fall, that's the best time
to get summer deals versus if it's winter time. They
assume if you're trying to buy a tank top in
the winter, like you really need it for some reason,
so there's not going to be a big discount on that.
But when they're trying to clear out excess stock, that's
when you're going to find the deals. So like shoulder
seasons are the best. Fourth, this one I don't agree
(15:06):
with is to grab a bargain by shopping the outlet store.
So I worked in retail, and I know that outlet
clothing is made specifically for outlet store. So it's not
like the good quality stuff that doesn't sell and then
it gets shifted to an outlet. This is more like
tester pieces. They're like testing if it sells, and if
(15:27):
it sells in the outlet store, then they'll make the
better quality for the regular store. So it's it's even
faster than fast fashion, I think. So I don't uh
necessarily love this one. I don't agree with number four
because it's really even cheaper quality than the regular version
of the outlet store. Number five, then this one's a
(15:49):
little bit of a man one as well. So number
five is you can find great deals through store memberships.
I do appreciate that they'd say, if this is a
problem area, definitely don't sign up and get rid of
as many memberships as possible. But if there are brands
or stores that you particularly like and there's something you
are looking for, sometimes the stars can align where you
(16:13):
get an update on a sale that's happening, or particular
access to a sale by being a member to that store.
So this is like I'm on the fence about it.
I know that there have been times where you know,
the place where I get my undergarments from happens to
be having a massive sale and I'm able to get
the things that I need. But like they say, there
(16:36):
can be the way out. The downside of that, if
you are a person who gets the mailers, the emails,
the text messages, and it causes you to impulse purchase,
then this is not a worthwhile tip for you. You're
not gonna save um clothes. You're gonna spend on clothes.
So maybe I would even encourage you that if you
(16:57):
are out there's something that that you are identifying as
a need, something you want to be purchasing on, to
look up that store and see if there's any coupons
or deals or upcoming sales that they may be running
and maybe hold off on purchasing. I know I do this,
this is not clothing, but I'll do this with like
craft stores if there's something that I need to get.
(17:18):
This just happened for our party a couple of weeks ago,
and needed to get fabric to be able to hang
in our garage, make it try and not let it
look as much like a garage. And so we just
looked up a cupon and found a cupon online and
I got like off of the fabric because I was
just able to have access to that cupon online. So
I would say try that out more so than getting
(17:41):
all of the emails from all of these different stores.
Six is to shop around online because it's hard to
shop online and not try on the clothes and then
be scared that you can't return it. So here are
her tips that I really like. Take your body measurements
at greatly, have them written down so that you know
(18:03):
exactly you can align it with the sizing chart, and like,
no specifically what sizes you are in the brands that
you like the most, and kind of like stick to
those brands. This is very helpful and threat up because
I buy a lot of old navy stuff just because
it fits well, so I know my measurements and on
(18:23):
styles there also use the look and drape of a
piece of clothing. We obviously recommend compostable, so a hundred
percent cotton silk stuff like that. The more you can
buy that's compostable, the better. Try to stay away from
synthetics if you're buying new, like, try to stop buying
(18:46):
like synthetic materials and then look for ways to save
on shipping. Like whenever we shop on Amazon, we don't
have prime, so we make sure our cart is over
twenty before we check out. You know, I don't always
try to hit the minimum for shipping. Sometimes I will
pay for shipping just so that I don't accumulate that
(19:06):
like more clothing just to get free shipping sort of thing.
So sometimes it's worth it to pay a little bit more,
Like I'll pay six dollars shipping instead of a twelve
dollar shirt with free shipping. And I know that's kind
of like anti frugal mentality, But if I don't love
the shirt, if I'm just buying it to like get
free shipping, then it's not worth it to me. And
(19:29):
if it's a twelve dollar shirt. It's probably not that
great of quality either. So yeah, those are some of
the understand the return policy before purchasing. And then she
says to sign up and get emails, but I say, no,
that's key. Yes, absolutely, way too many people we lose
money by not paying attention to the return policy. Um,
(19:50):
but I thought the sizing thing was the best. Definitely
pay attention to like this the cuts. Understand what that
means in genes um stuff like that number seven one
that will move through quite quickly because it's an overlap.
But again, buying quality and particularly highlighting timeless styles, things
(20:15):
that you know will last. It's not on trend. I mean,
it could be on trend, but maybe it's timeless something
that you believe could last. Awhile you'll wear it often.
It can match with a lot of things in your closet.
You know. This is the think quality T shirt, little
black dress, great pair of jeans, like the timeless stuff.
(20:40):
Mm hmm. Yeah, this is probably my gemin quality, my
favorite one on here. Then eight nine we can kind
of combine those. Eight is borrow clothes from a mate.
I love that, uh, and nine is host a clothing
swap party. I love these I think they help us
rewrite the narrative that I have to get an outfit
(21:00):
for every event, or I have to go shopping when
I need new clothes, like very common narratives. But instead
we can rewrite those like invite a few friends over
that all have similar sizes styles. Three to four people
is usually enough post a clothing swap party, and you
can even like check out what each other has that
(21:21):
they don't want to part with, so you can know,
like what's available to all of you to borrow when
there's an event, and make sure it's a mutual agreement.
You're not just mooching off people. But that's why hosting
a clothing swap party first helps, and we can start
to rewrite those narratives that when I need something new,
I must consume. Maybe when I need something new or
(21:43):
want something new, you don't always have to need it.
When you want something new, you can borrow or swap.
I think even for the people who don't buy a
lot of clothing that it can be one of the
biggest pitfalls is a particular event that happens and I've
got to had a new dress for that thing, and
now you don't because if the last time you went
(22:05):
to a wedding was last summer, and the thing you
wore to that wedding still fits you, go ahead and
do it again. Yeah, nobody knows what you wore, nobody
cares what you wore. Even if they know, they don't
care or borrow. I've done this the lenty of times.
Just what do you got in your closet? Let me
wear it? Thank you, And thankfully a lot of my
(22:25):
friends know that I will absolutely take their sloppy seconds.
So that's generally how I get new clothing is from
my friends desiring to not wear their things anymore. So
thanks guys. Also, I really like that they highlight this
tip for children. We're primarily looking at this topic from
the lens of clothing for ourselves as adults, but many
(22:49):
of us also are responsible for getting clothing for our
smaller humans, So clothing swaps are great for that. Getting
together with other moms in your area, within your network,
swapping clothes, giving hand me downs, even if you have
another kid on the way. I have plenty of friends
who kind of still pass clothing around when their kid
(23:12):
then comes of age again that they need those clothing,
those clothes back. They give it back, so just you
keep it within the family. Kids do not wear clothing
for that long, so definitely consider this rather than spending
an arm and a leg on new clothes for your kids.
That's just that's ridiculous. This is I think a little
(23:33):
bit less less easy. For our male listeners are frugal
male friends, the clothing options just aren't as great. Yeah,
and I noticed Eric had a lot of issues finding clothing,
and clothing swaps aren't as common amongst his friends, although
sometimes they'll join in on the hand me down game.
But if you've got tips, particularly for for male clothing,
(23:57):
let us know. One of the things that I've seen
work decently well is like Facebook marketplace. Sometimes guys will
get rid of lots of clothing. I've done that for Eric,
and I've actually made more money off of selling Eric's
clothes than selling my own clothing because it is so
hard to come by, and the clothing section for men
(24:18):
is usually a lot smaller at thrift stores and other stores,
so you know, it just it helps them along the
way in their own minimalist wardrobe. That's that's my summary. Yeah,
and for our gentleman that do have to buy new clothes,
natural fibers, cotton wool, stick to those things. M hmm.
(24:41):
And finally, the last one on this list, which is
also man, is ten save money by making your own clothes. Jill,
I thought you would love this one. I love the
idea mender of mending our own clothes, sewing on buttons,
making it continue to work. I don't actually think that
(25:01):
it's cost effective to make our own clothing. And I
was just in a fabric store recently and there there
are no dummies over there. At the fabric store. Your
clothing fabrics will cost you about twenty dollars a yard,
if not more. Granted there's coupons, but by the time
(25:21):
you spend the money on the different fabrics that you
want and then you put time into making it yourself,
that's a labor of love. I would say. Unless you
are highly interested in fashion and it's the way that
you make a statement with your clothing, great, but I
don't think you're actually gonna save money by making your
(25:43):
own clothes. You will save money by mending the clothes
you have or taking a thrift style and like ups
exactly to be what you want exactly. So let's get
into our next article, and this is from mid Notion
on how to stop buying clothes for a year. And
(26:07):
I love this idea because we I can't remember the
act the actual number, but like we waste like pounds
and pounds of clothing every month on average in America,
like a lot of clothing, like five pieces a month
or something, and so I think we could all use
(26:30):
a ache from buying clothes. I think we could all.
That's a very easy thing to challenge yourself with, is
to go buying clothing. Uh, And so we love this
article that kind of goes through that gives us tips
on how we can do this. And so the first
one we've already mentioned it, but unsubscribed from retailer emails. Definitely,
(26:51):
if you're going to try and not buy clothing for
a year, then you don't need to know about the
deals that are going on at all of your favorite stores.
You don't need to do that to yourself. So unsubscribe,
don't resubscribe, get them out your inbox, and move on. Two.
I love this one. Unfollowed people who influence you to
(27:15):
buy stuff. So this is not just social media influencers
who like show off all these cool things, like we
We just had a um we're doing interviews for our
annual Summit Spending Symposium, and we were talking to Caroline
Bencil and about like comparison and jealousy spending, and we
(27:39):
had this whole conversation about how rational frugal people are
buying things, mainly us because we saw them on social media,
not even from these these influencers quote unquote, but like
from our friends, and it's because they seem more attainable
(28:04):
to like, quote unquote perfect lifestyle seems like it should
be attainable because it's coming from people we know, and
so it's it's easier to say, like, if you're looking
at a beautiful magazine with all of these beautiful people
and and homes and whatnot, it's like, oh, that's for
a magazine. That's perfect. I can never be like. But
(28:24):
when it's people we know, we're like, oh, well I could.
I should be able to attain that, And we buy
these things and we are influenced by these people. And
so you can very easily unfollow someone without un following them.
Instagram has a thing where you can mute someone so
(28:45):
you're still following them, they won't see that you're not
following them, but you will not see any of their
stories and or posts in your feed and Facebook has
I mean, you can unfollow people on Facebook as well.
It's easy, highly highly recommend and it serves us well
(29:05):
for things even unrelated to clothing, So keep that in mind.
Number three is to really jump start this year of
not buying clothing with a thirty day challenge. There's all
kinds of challenges that we can do, but one of
them is to shop your own closet. Of course, the
(29:27):
writer of this article has a challenge like that. You
don't have to get it. You could. You could come
up with whatever your own challenge would be. But essentially
it's a bunch of different prompts to help you get
reacquainted with what's in your closet, how to put together
different outfits, maybe even discover that some of the less
(29:50):
worn items in your closet are going to become new staples,
So really getting acquainted with that rather than going out
and buying new clothing. It can help us to really
focus in on what do I already have? How can
I utilize it in ways that I haven't yet utilized
what I already own? Yeah, I liked the tips for giving,
(30:12):
like turning all the hangars backwards. That's a great tip.
We've all heard that one before. But it does show
you what you are wearing and what you're not wearing,
and it can help you be more intentional about rotating
what you're wearing. So this can be a great way
to see what you should get rid of and to
show yourself like what you need to be wearing more of.
(30:32):
Fourth is to understand what clothes you need for your lifestyle.
This is one that I actually am. I'm going through.
I'm going through this really hard because my lifestyle is
different from what it was five years ago or even
or like, oh, we were just talking about that on
(30:53):
a girl's night. Yeah, it's different and it's a better different,
but my closet still says like I'm a different Um,
I'm a different body type. I do different things like
and these are things that I am. I am proud
to be different, but I haven't made the change in
(31:16):
my closet. So this is kind of one where you
have to do some deep inside work. I know we
all love the deep inside work to like write down, okay,
what what did I do and this wardrobe? What are
the things in the wardrobe that are built around that.
What am I still doing now and what am I
(31:37):
no longer doing? Um, it's harder for me to get
rid of like some party dresses or like cool you know,
going out tops that I don't I mean, I go
out very rarely and it's a special occasion for me
and I love it, but I don't need this many
going out tops. I'm coming to terms with that stuff.
(32:02):
And then also getting the pants that I used to
have because I do so many more squats now than
I used to, and I thought that would make my
butt smaller, but it's not. It's having a reverse effect.
So here we are getting rid of some pants. Yeah,
do the deep work, Yeah, do the deep work on this.
That's real talk. We're sitting at a red light at
(32:24):
an intersection on our recent girls night and it was
like end of the day and we saw this two
females walk by in front of us. They had just
ended their work day quite obviously in like downtown St. Pete,
and they were where they were looking so good and
their business casual coming from probably the amazing high rise
(32:48):
office that they work in, and or just like, oh
we all work from home, we don't dress like that anymore.
We don't none of us are going into an office
to even have clothing like that. It was just like
a real time example of Yeah, I don't need to
have a ton of business casual outfits if I work
(33:10):
from home. That doesn't mean that we can't look nice.
I mean I I would consider myself to have a
relatively minimalist closet, So I still like to get dressed
and look nice for the video calls that I have
throughout the day, but I don't really have to be
that concerned about what shoes I'm wearing, which is nice.
(33:31):
And I think by not purchasing clothing, challenging ourselves to
not do that for a time does raise our awareness
for what we need. This number four point on here
of understanding what we need rather than oh there's a
problem with this shirt. I don't like it, so let
me just go out and by another one. We can
become more acquainted with what are the types of fabrics, fits,
(33:56):
clothing that I gravitate towards. What about the clothing that
I have can irritate me, annoy me, doesn't work for me,
So that we can really understand when we do need
to purchase again for whatever reason, we have a deeper
understanding of making a good purchase and being sure that
it's going to last a while. A simple example for
(34:18):
me before I move on to number five is exercise clothing.
I had even bought second hand shorts. What I realized
when I was exercising at one point was this thing
was digging into my back as I was doing a
lot of the like core exercises on the ground, and
these exercise shorts had a zipper in the back, and
there was no way to avoid that zipper digging into
(34:40):
my lower back. And I realized in that moment done.
I am never ever again going to purchase workout shorts
or pants that have a zipper in the back, because
all of them, like at some point my workout is
going to include that. I don't want to have to say,
oh am, I doing floor exercises today. Let me make
sure I wear the right shorts for that. They need
to be versatile. So things like that, I think we
(35:04):
can start to understand what's going to work best for me.
I'm never gonna buy any more pants that don't have
a pocket. I have to have a pocket. We're done
with the yoga pants that don't have pockets. That's just
me I'm getting I'm getting fired up about clothes. But
I wouldn't have realized. Yeah, I wouldn't have realized that
if I hadn't have given myself the time rather than
(35:25):
let me just go out and buy something that fixes
this problem versus really understanding what are the issues with
my wardrobe? Is there a way to work around it
and be patient before I buy something new and make
sure it ticks all the boxes? All right? Number five,
take inventory of your wardrobe. We have to know what's
(35:46):
in our closets. I think that's one of the biggest
reasons we can spend a lot of money is because
our closets are so jam packed we can't see it all.
Stuff gets hidden in the back. So actually look at
every thing that you have. Try and clear out the clutter.
Make sure everything is visible so that you give everything
(36:07):
a fighting chance before we get rid of or before
we buy new. Yeah. I love that. It's like having
an inventory of your refrigerator. Like you don't use what
you don't know you have. Like how many people have
like looked at the back of their or bottom of
their drawer to find a shirt they forgot they had
(36:28):
or found a shirt or something in their closet they
forgot their they had. So I think this is a
big reason why a capsule wardrobe or a minimalist wardrobe
is really powerful, because then you always know what you have.
But you don't have to have a capsule wardrobe to
do this, so you can create your own inventory in
(36:50):
your own menu of outfits. Essentially, Next is number six,
Get creative and rethink how you see your clothes. So
the author says she would like look in her closet
and see the same thing and say I have nothing
to wear, and that's because she was looking at the
things she always wear. Uh. So she challenges us to
(37:14):
wear something you wouldn't normally wear, so like something from
the other eight percent, and to mend clothing you may
not be wearing because you're procrastinating on fixing it. Uh.
And she says that the feeling of like finally putting
a button on a jacket that's been missing it um
is so gratifying. And I think I would agree. I
(37:34):
don't like mend clothing a lot, but when I do,
or when I have it mended, I do really feel good.
But now I can rewear that thing and it's not
going to end up in a landfill or me spending
more money to replace it. And this one was already
said before, but number seven is to borrow clothes from
friends or family. So if you've got an event coming
up that you need something special for, borrow clothes. If
(37:57):
you're going on a vacation and you kind of want
something new but you don't want to spend money on it,
asked to borrow a bathing suit, cover up or whatever
it is that's going to make it feel special and
new to you and give it back to your friend
or family member when you get home. This one may
be a little awkward, especially if you're an introvert um
(38:17):
or if you're not the same size as your friends.
You have to branch out and ask some people you're
not as close with. So maybe you've got your close friends,
and then you have your clothes friends. Because not every
relationship has to be like a best friend relationship. There
can be some that you just have an agreement on that, hey,
(38:39):
we like each other, we also wear the same size.
Let's try to exchange clothing and that's like a win
win for everyone, all right, And then we've got eight
find healthy ways to distract yourself from shopping. And this
is great because it gets into the psychology of a
no spend challenge or a shopping band because if you
(38:59):
just try to take away something, you have to refill it.
Like if you take an event out of your schedule
um or your lifestyle, you have to be intentional about
what to put back into it or you will inevitably
go back to unhealthy habits. So if you realize, when
I feel bored I go shopping in person or online,
(39:21):
you have to decide, when I feel bored, I'm going
to now do X or Y. So identify what you're
feeling or doing before you go shopping, write it down,
Write down what you will do instead, so that you
don't have to think so hard in the moment because
that's going to be your weakest point. And so that's
(39:44):
why it's important to plan ahead. And it's important to
say it has to be of equal value. Like you
can't say, instead of shopping, I'm going to do ten
push ups. Nobody likes ten like nobody likes push ups,
so that's not gonna work. It has to be of
equal value. Number nine is kind of related to this idea.
(40:04):
Something you could do with that desire to shop, which
is make a shopping wish list. So it's an action
item that you can do, but it helps you to
put it on pause rather than immediately going and buying
that thing. So if there's something that you think you want,
you think you need, you think should be your next purchase,
get it on a list so at least it's out
of your head and it's something you can come back
(40:26):
to when you are at the store, not only to
reevaluate do I still need this, but to keep an
eye out for can I find this for a reasonable
price something that's currently on my list that has been
there for I kid you, not an entire year. I
had these really amazing oval gold earrings that I lost.
They weren't real gold. Don't be worried, and I would
(40:47):
like to replace them, but it's not urgent, So I
just have it on my wish list. I can see it,
I can remind myself when I'm out this is something
I'm looking for if I happen to see it. Honestly,
I don't want to spend hardly any money on this,
and maybe it's just like going to become a birthday
present from Eric then that's where it is that doesn't
have to take up brain space. I don't have to
(41:08):
immediately purchase it. I'm just being patient for a replacement
for my Oval gold earrings. Last one is ten. Understand
your shopping trigger. So I kind of just touched on this,
but understand why you shop. So our emotions and our
environment can impact our behavior. I touched on emotions, but
(41:31):
environment can be just as powerful. Is there one friend
who you always go shopping with? Is are you always
going shopping with your with your mom? Is that what
you guys do together? Figure out? Some times it is
out of bardness, sadness, anchor or even like something good
happens to you and you celebrate with shopping. Or is
it after watching a particular television show or seeing a
(41:53):
certain friend or family member who makes you want to
drown your sorrows in retail therapy, It could be anything.
I think I've personally experienced all of the above. So yeah,
identify the preceding event or emotion for you shop and
identify it and then replace it with something that is healthy.
(42:17):
Do you want to know what's not boring and is
a healthy celebration? Oh my gosh, and it always brings
me joy, but not joy that makes me want to
shop the bill of the week. That's right, it's time
(42:43):
for the best minute of your entire week. Maybe a
baby was born and his name is William. Maybe you've
paid off your mortgage. Maybe your car died and you're
happy to not have to pay that bill anymore. To
build buffalo bills, Bill Clinton, this is the bill of
the week. Hi, Jen and Jill. My name is Chris
(43:04):
Sanna and I'm from Kansas City, Missouri, and I wanted
to share my favorite bill with you all this week.
So I mentioned this on the Facebook group and it
is paying ourselves. So to give a little background, my
husband and I have thought we've been doing this budgeting
(43:25):
thing right because we make sure our bills are paid
and I have a lovely spreadsheet and I take care
of all of that, but we never really paid attention
to all the other money that we spent. I just
knew it was really hard for us to save money.
I was able to pay off one of our car
loans last month. I'm super excited about that, but saving
(43:47):
was always really hard. So we started using mint recently,
and because he's now paying attention to it, my husband,
who is really good at jazz swipe it, has a
debt occurred, has spent less than two or two fifty
dollars less this month in fast food than he had been,
(44:11):
which means we can put that money towards our emergency
fund and that puts us some better position to continue
on our debt free journey. So I wanted to share
my favorite bill ourselves. So thank you so much. Yes,
oh my gosh, that is amazing. I am so proud
(44:36):
of you. Understand a well done, and I love the
very tangible examples that you gave of how you are
taking steps towards progress and improvement of paying off a
car loan and cutting back on some really simple spending
areas that is making significant dents in your budget and savings.
(44:59):
So hell, don we are celebrating with you. What an
amazing bill when you get to actually pay yourself. Yes, well,
if you are listening and you want to submit your
own bill of the week, whether it includes paying yourself
for cutting bills or bills you don't mind paying, or
people named Bill who are awesome. Visit Frugal Friends podcast
(45:23):
dot com, slash bill, leave us a bill and now
it's time for let me around. So there are two
questions today because I couldn't pick one I liked better,
and so you can answer both or just one, Jill,
what's your most favorite piece of clothing that you own
(45:45):
and or what's the worst fashion choice that you've ever made? Um,
I can start with worst fashion choice, because it's that's
what I wanted you to start with. That's what I
wanted to hear for. Well, this is a little bit.
This is here you go, You're this is gonna get
quite vulnerable. You don't have to feel bad for me
because I'm a grown woman. Okay. There was a point
(46:09):
in time that I wore stockings like one might wear leggings.
So they were quite thin. They were gray, so they
weren't nude. They were gray, but very sheer. They were stockings.
(46:30):
If anyone's familiar with stockings, if you were to hold
them up to your face, you'd still be able to
see through them. Wore those along with an oversized T shirt.
Oh huh, yeah, it was like a T shirt. I
was dating my husband at the time, so it wasn't
(46:50):
like that long ago, although we haven't married for ten years,
so you know, maybe like eleven years ago. This was
a fashion choice that I made, or see through stockings
with just one of his oversized T shirts. I believe
I was in college at the time. I totally went
to class. I think I even went and hung out
(47:10):
with some like elderly people that evening, who knows what
they thought of me. And then I was like, I
stayed on campus at the college that I attended at
that point, and it gets worse, and this is where
you might feel bad for me, but it's okay. I'm
I'm a grown woman and I have dealt with this
(47:33):
that night, that very night when I had made that
fashion choice. Um, my roommates thought that I was asleep.
I was not asleep, and I was not wearing earplugs.
They talked about that fashion choice that I had made
that day. They were like, can you believe that she
had the audacity to where leggings see through leggings with
(47:58):
just like a T shirt? It now now it did,
it did cover my bottom, but like not like not enough.
Like it probably made everyone quite nervous that this is
how I was walking around. And I do feel bad
because one of my roommates was like, she might not
be asleep. I'm not comfortable talking about her, like she's fine,
(48:21):
she can wear what she wants, but blah blah, and
the other girl like, I don't care if she hears me,
she give me awake, and so like she is kind
of like my my sole person. I kind of appreciate it.
She didn't care, and I'm like, and I didn't. I
didn't want to wake up this. I would now, but
I was like, I don't want to make them feel
uncomfortable for talking about me. Well, anyhow, I don't think
(48:46):
I ever made that decision again, but that did happen.
It was probably the worst fashion choice I made, trying
to probably just you know, be frugal and borrow clothing
and use what I had. But that was that was
a fail of borrowing and shopping my closet and not
(49:07):
actually purchasing leggings. I think I didn't have leggings and
that was my alternatives. Oops. Oops, that was everything I
wanted it to be. I will just say, like most
of my fashion choices up until college, even I would
(49:29):
say graduate school. Up until graduate school, most of my
fashion choices were a fail. I just didn't have an
eye for fashion, and I tried to do things other
people were doing, but I didn't know how to do it,
and I was like a little puffy, and so it
just never worked like and it wasn't like it was
before it was cool to be puffy. What does that
(49:51):
mean you were puffy? I mean, wasn't like I wasn't
chubby like I wasn't. I wouldn't say that I was overweight,
And just like I was, I had puff, you know,
like turn your puff into tough. That shirt I've never
seen that. No, Okay, anyways, I don't going to debate
this powder puff the sport. Not when I think of
(50:13):
one of the sport that powder puff is. Just any
sport that women play is well, powder puff football, I
would say, Is that why they call it that? Nope,
that's not why they call it that. I don't even
think they call it powder puff anymore. Anyways. The point
of the story is that all of my fashion choices
were poor. But I will say that my most favorite
(50:35):
piece of clothing now that I own, and I own
probably three or four of them because I love them
so much, black tank tops. And I wore one yesterday.
I probably would have worn one today, but I just
chose the shirt. But black tank tops are what I
wear most of the time, Like, that's just it for me,
(50:56):
and I get them all used our secondhand But I'm
just a black tank talk girl. I don't like having
my shoulders covered usually, and I like the color black. Yeah,
that's great. I like everything that's in my closet. That
is one of the amazing things about learning what you like,
what fits you well, buying quality and not buying a lot.
(51:18):
Is I I really do wear everything that I have.
You can probably attest to that. Jen. You see like
this rotation of clothes over and over. But the things
that I'm most drawn to are like my summer dresses.
I love it when the weather is warm enough for
me to just rock a summer dress all day, every day.
(51:39):
And that's that. Yeah, everyone for listening to our stories
of fashion Fails time. Many of you know that we
have a private community where we do monthly money challenges,
kind of like the challenges we were talking about in
this episode to help you save money and clothing. Of course,
(52:01):
there's plenty of other types of challenges that we do
and offer accountability groups because we're only going to go
so far if we're trying to just do this on
our own and we want to elevate that community and
congratulate one of our members for a big win. Stuff
like this gets shared in our membership all of the time,
but we want to let you in on this. And
(52:22):
it's from Debbie and she titled it o MG mindset Wow.
I love this group mindset shift from idle to first gear.
Love the car reference, Debby. I can't use my skill
set from my previous career in a new career too.
I can figure out how to use my skill set
from my previous career in a new career boom. I
(52:46):
can't manage all of the house slash home you name
it tasks and bring in household income to hubby, and
I can figure out a way for the house home
you name it tasks to be taken care of and
I can bring in household income to to Yes. I
love that mindset shift. It is so good to go
(53:06):
from I can't to how can I? It's so simple,
but it's so powerful, and it's so difficult and so Debbie,
this was a huge win for you, and congratulations. Thanks
so much everyone for listening. If you want to check
out our monthly challenge community, head to Frugal Friends Podcast
dot com slash Club to see what challenge we have
(53:27):
coming up next to see you next week. Frugal Friends
is produced by Eric Syrian Jill. Yes, my birthday is
on Monday, mm hmm, and that means we will no
(53:52):
longer be the same age for like a month. You'll
be older and wiser for like there's three months. I'm older,
so much older than me, that's right, Yeah, I am
should so, and next week I should probably impart my
um elderly wisdom. That's true, you don't have it yet.
(54:14):
Not I don't have it yet. You're actually the next age.
Are you still on this idea of wanting to bike
thirty three miles for your thirty third birthday? I would
love to, But now that we've like we're in the
process of getting this house, which hopefully will have by
the time this episode airs, I don't know. I'm not
saying anything. Who knows, But it's going to take a
(54:37):
lot of like renovations to get up and running quickly,
so I will not be able to train for it.
So no, but I do want to ride my bike
more so I am committed to that. Yeah, well, then
what do you want to do? I don't I don't know.
I haven't thought about it yet. It's still technically a
(54:58):
month away because we were are these episodes very early,
so um, I've got to think about it. Yeah, I
gotta think about it. Well, I'll leave you and think
about it. May