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April 22, 2025 49 mins

What’s not to love about shopping, right? Waiting for that package to hit your doorstep feels like a mini holiday! But shopping doesn’t have to mean overspending. In this episode, Jen and Jill spill their favorite apps, hacks, and sneaky-smart tricks to help you save money while you shop online.

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Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Episode five oh four, how to save money on online shopping.

Speaker 2 (00:08):
Welcome to the Frugal Friends podcast, where you'll learn to
save money, embrace simplicity, and live a life here your
hosts Jen and Jill.

Speaker 1 (00:22):
Welcome to the Frugal Friends podcast. My name is Jen,
my name is Jill, and back cole up. Because we
have a lot of information for you in this episode.
Don't worry. We are including links to everything in the
friend letter that comes out next week. We just want
to give people a week to listen to the show

(00:43):
before we put it in the April thirtieth friend Letter.
But it's a lot of shopping links.

Speaker 3 (00:50):
Jen is on a roll right now. She just got
back from a conference. She is hyped up and wanting
to give frugal education like drinking out of a fire hose.

Speaker 1 (01:01):
Yeah, and this episode is about online shopping, so we're
giving online resources obviously not.

Speaker 3 (01:08):
Resource. It's so good. Yeah, just get ready. But first,
this is brought to you by buying stuff. We all
do it. Sometimes we feel good about it, sometimes we
feel bad about it. But what if we made great,
guilt free spending decisions every time we bought stuff? Sound impossible,

(01:32):
it's not, and we wrote a whole book explaining how
this can be our reality called buy what you Love
without going broke, get it wherever books are sold, yes, or.

Speaker 1 (01:44):
Buy what you lovebook dot com because this is all
about online shopping today. Oh now you're not going to
be able to buy it used yet I hope.

Speaker 3 (01:53):
I think you might be able to.

Speaker 1 (01:55):
I don't want you to selfishly, but bookshop dot org
is the best place to buy it. So that is
at buy what you loovebook dot com. Thanks everyone, all right,
So a really good one to queue up after this one.
If your mindset is in the online shopping realm, is
episode four to thirty. Four ways online stores get you

(02:16):
to impulse buy. We want you to save money, but
we don't want you to buy things impulsively that you
don't need. We don't even think impulse buying is the
enemy here. Some impulsive purchases are fantastic, but those are
the exception, not the rule. So that is the first
thing we want you to know is four ways to

(02:38):
that online stores get you to impulse buy. And that's
episode four thirty. I know the numbers aren't there, but
that's the way I organize them in my head. So
you can just count back it's episode five or click.

Speaker 3 (02:53):
I'm so sorry. We'll link it all right.

Speaker 1 (02:55):
So let's get into how to save money on online shop. First,
I want to give some context to the episode and
the areas because online shopping is very broad. We're gonna
give some context to the areas that we will focus
on based on stats. So in twenty twenty four, US
consumers primarily spent their online shopping dollars in specific categories.

(03:21):
Forty three percent purchased online purchased clothing online. Thirty three
percent purchase shoes online, so that's gonna be one category,
clothing and shoes. Thirty percent of people bought some kind
of consumer electronic like smartphone, laptop, smart home device, something
like that online. Twenty eight percent of people bought like

(03:44):
entertainment things online, so books, movies, music, games. We're going
to focus mostly on like the books part games a
little bit, but I think people are mostly streaming movies
and music. Again, that could be considered online shopping, that's
just not where we're going today. And then twenty five
percent of shoppers bought personal care products online, so that skincare, makeup,

(04:08):
hygiene items. So those are the categories that we will
be focusing on today.

Speaker 3 (04:15):
Shoes and clothing, electronics, books, personal care items. Okay, so
you know our new format. It's telling you how to
get these items for free, low cost, a deal, or
guilt free. So we're going to go through these categories
and subcategories within that framework. So let's talk about how

(04:36):
to get all this stuff for free online. So the
first category is your shoes and clothing, and we're going
to recommend Facebook buy nothing groups. So every area nearly
at least in the US should have a buy nothing group,
and if it doesn't, you can start one. Even if

(04:59):
you live souper rurally, there's got to be a few
other people around you willing to swap some stuff. So
this is, I guess a little bit of a hybrid
of being online. By nothing groups are local. You find
them online, you talk about the things you have to
offer and the things that you're in search of, and
then there is some sort of meetup that needs to happen,

(05:20):
whether it's a porch pickup or the person is actually
meeting you at at a gas station or wherever it
is that you decide to do the swap. Usually, though,
if people are giving away their stuff for free. They
want you to just come pick it up off their
front porch. And then as far as clothing, well yeah,
clothing and shoes go doing a swap with people. So

(05:42):
this is also something that you can be the initiator
of and organizing something amongst your friends, the people that
you're hanging out with, the meetup groups that you're a
part of, and letting people know that you want to
do a swap, whether that's in your home or you
want to go out somewhere. Granted, people are going to
be bringing bags of clothes, so you need to find
a place where that would be a reasonable thing to

(06:04):
do if it's nice enough weather, certainly something you could
go do at a pavilion at a local park or something.
And so organizing your own clothing swap can be a
really great way to get a handful of new to
you clothing items and just kind of refresh your wardrobe.

Speaker 1 (06:21):
But this is something that can be done online as well.
So creating a Facebook event where a couple friends are
posting some of their clothes in this group and you
are virtually exchanging things and you can either send them
if they're low costs to ship, or then meet up
or meet up at a central location or bring to

(06:43):
other people's homes. So this is something that can be
done in person, but it can be done virtually even
with people who don't live in your city. So if
there's people your size that you know around the country,
then it can be done virtually. So again and we
will say that this is the free These are the
free options we're getting into more of. You know, we'll

(07:04):
get into the really good stuff. But this is who
doesn't love free? Yeah, I mean getting clothing and shoes.
I love clothing swaps, like in person ones personally, that's
my favorite way to get free clothes. I've gotten this
shirt that I am currently wearing. I got it was
a black tank top. I got it for free to
clothing swap, and then I bleached it so now it

(07:26):
is a brown tank top in my color palette. So crazy,
and I felt good doing it and testing on it
because I was like, it was free, so if I
ruin it, no harm, no foul, But I didn't, I
made it better. I love So Next for books, We've
got library and I'm very excited. In our next episode
where we're talking about how to save on entertainment, we

(07:48):
will be waxing poetic about everything library, so I won't
go too deep into it, but y'all, library isn't just
for leasing or renting free books. Every library has a
section that is literally giving away books as well, So
then you have local free libraries as well. You've got

(08:10):
Hooplah and Libby where it's still renting, but it's the
digital formats, the audio books. Project Gutenberg, which is anything
if you want to read anything published before nineteen twenty nine,
anything that's in the public domain, so you really want
to get your classic literature on, Project Gutenberg can give
you the all the digital versions so you can read

(08:33):
it on your kindle, you don't have to read it
on your laptop. And then this is what I am
really loving. Free trials for all the audiobook websites. So
if you've tried one, there's probably two others that you
haven't tried and you are still eligible for some free books.
So we've got promo links for all these audible libro

(08:55):
dot fm and audiobooks dot Com, so Frugal Friends Podcast
dot com, slash Audiobooks that's audiobooks dot Com and it
will get you three free audiobooks frgle friendspodcast dot com
slash libro dot fm. That's obviously for libro dot fm
and it is two free books. And this is our favorite,

(09:17):
uh personally place to get audiobooks. And then virgle friendspodcast
dot com slash Audible you get one free audiobook. If
you are already an Amazon Prime member, then you will
get two free audiobooks for your trial. So three two
one get some free audiobooks with these trials. Just remember,

(09:39):
if you don't want to continue with it, cancel it immediately.
It's still going to allow you to go through your trial,
but we don't want you to get charged for something
you don't want. If you love audiobooks, by all means,
keep keep going with it and you support the show
at no extra cost to you.

Speaker 3 (10:00):
If you want to get some free electronics, you could
consider product testing and review programs. So some places that
offer this type of thing include Best Buy, Tech Insider Network.

Speaker 1 (10:14):
And this is where the links start in the front
letter next week. So don't crush your car trying to
write all these down.

Speaker 3 (10:20):
Crush your car.

Speaker 1 (10:22):
If you were listening to this in the car and
you're like, oh.

Speaker 3 (10:25):
Oh, crash your car. Okay, crush your car, I thought
you were using some new fangled lingo that I'm like,
I can't keep up with you. You go to a conference,
you come back and I can't keep up.

Speaker 4 (10:36):
Okay, in influenceder buzz agent, so bzz agent again, we'll
have the links Smiley three sixty sample source.

Speaker 3 (10:50):
Now hear me out. We're talking free stuff, so you're
not going to totally know what you're going to get sent,
and you're not talking to laptop or Yeah, if you're
on the lookout for something specific, this is probably isn't
necessarily the way to go. But if you are super techy,
you would love the opportunity to try out some new tech,
possibly have some stuff to maybe be able to resell eventually.

(11:10):
There you go.

Speaker 1 (11:11):
These are the things that you would probably I think
impulse buy online tech wise, like I would rather go
into Verizon to buy my phone my or Apple to
buy my laptop. Granted I did buy my laptop online
last time, but yeah, I'm going to smaller things. I'm

(11:31):
going to be app to buy online. And so that's
the type of thing that these things are obviously doing.
And then for personal care, we've got samples again, so
you could go on Facebook Marketplace and see if there's
any free options Craigslist, free Cycle, buy nothing. I am

(11:53):
actually more appt to get free stuff that way than
paying on Facebook market because some of the free personal
care stuff on Facebook marketplace or eBay is actually fraudulent.
It's like not real. Yeah, so I'm a little iffy
about that stuff. I am paying, like for a half

(12:19):
used bottle of shampoo. I am more apt to do
that than something that looks brand new. I want it
to look used. But so that is also an option.
But I really do like samples from sites like the
ones just mentioned, but also pinch me and social nature
are good ones specifically for personal care samples. So there's

(12:45):
also our freebies on Reddit. You'll find a lot of
samples in that subreddit too, also the buy nothing group.
It would be good instead of just waiting lurking to
see if anyone's going to get rid of this stuff,
make a post asking if anyone's decluttering their bathroom soon,

(13:07):
let me know I'm looking for X. You know, do
a general broad category and maybe even if somebody isn't
planning on decluttering their bathroom, they might think about it
and be like, oh, actually have that and I'm not
using it, let me give it to you. So make
a post. If there's something specific, like I want to
try a new shampoo, then you know, I post. If

(13:31):
anybody's decluttering their bathroom soon, let me know I'm looking
for I'm looking to try some new shampoos. So I
would uh love and you know if you have an
old shampoo you're not going to use anymore.

Speaker 3 (13:44):
I'd love to take it all right. Moving on to
the low cost category, how can we get something for
less expensive? And this is going to be certainly a
lot of secondhand. So when it comes to clothes and shoes,
two different categories I want to look at with in
clothing and shoes. One is for your kind of like

(14:06):
mainstream somewhat trendy type fashion. You've got part Poshmark, so
that's going to be like, yeah, the mainstream trendy shoes, accessories,
designer and casual. You've also got deep pop so this
is some gen z vibes, y two K vintage street

(14:28):
where that's the kind of stuff you're going to find there.

Speaker 1 (14:31):
Shopping for your children, yeah, or your nieces and nephews
or yourself. You're just trying to relive those younger days
thread Up. So thread Up has a huge inventory of
women's and kids clothes, specifically some men's clothing too, although
you all are out here knowing that there is just

(14:53):
not a huge selection of men doing secondhand with their clothing.

Speaker 3 (14:57):
I don't know what they're doing with their clothing, but
they are not. Travis is thrifting, I know, but there's
not as big of a section at any thrift store,
the guys versus the girls sections. And it's just so
hard to find stuff.

Speaker 1 (15:14):
Yeah, I mean tell that to Travis. He finds stuff
all the time.

Speaker 3 (15:17):
Yeah, it depends on It does depend on what your
style is.

Speaker 1 (15:20):
Every time we go thrifting, he comes back with more
than I do.

Speaker 3 (15:24):
Yeah, okay, then you've got Mercari. So this is kind
of a general marketplace. It is great though for shoes,
casual clothes. eBay is good for classic clothing, for both
high end and affordable secondhand fashion, and then if you
want to go more luxury however, with your clothing and shoes,
The Real Real is a luxury authentication site. They sell

(15:48):
designer clothing, bags and shoes secondhand. Vestier Collective that's international
designer resale and luxury goods fashion file with a pH.
This is designer bags, shoes and accessory, mostly women's. And
then finally rebag specializes as you guessed in designer bags.

(16:10):
They also have shoes and clothing, but that would be
specifically for some designer bags.

Speaker 1 (16:16):
All right, So second hand books, we're looking at thrift books,
better world books, but then we also have I mean,
if you're on Amazon, you'll be able to see save
with used, so you've got it there too. Basically anywhere.
You could even look at your local bookstores. There are

(16:38):
a lot of bookstores that do part new, part used books,
so they may sell books online. We have the book
Rescuers here in Largo and it is just like three
miles of used books. I don't know if they sell
any of their higher end books online, but for local

(17:01):
bookstores that may have a used component, and see if
there's an option for buying online or you don't really
have to look local. If you're buying online, you just
look for locally owned bookstores.

Speaker 3 (17:15):
Yeah, okay. Electronics this is a category where you can
utilize sites like back Market. They've got a massive selection
of refurbished phones, laptops, tablets, so that's pre owned electronics
but have been refurbished so they can work nearly like

(17:38):
new again. Also a site like declutter with no E
at the end, it's just declutter. Declutt r great for
unlocked phones, tablets, MacBooks. Swapa is a site that takes
you direct person to person marketplace and they but yet

(18:00):
they are able to verify the listing, so that's an
opportunity for you to kind of be able to exchange
your items. Gazelle is a site that specifically focuses on
smartphones and tablets, especially Apple. So if that's a product
that you are all in on, checkout Gazelle. And then
you've got open box or refurbished items from places like

(18:22):
best Buy, Amazon, Warehouse, New Egg and stack. You can
stack cash back with racketin and promo codes.

Speaker 1 (18:31):
Yeah, if you do the big box stores, yeah.

Speaker 3 (18:34):
Which is awesome.

Speaker 1 (18:36):
I will say a tip for buying secondhand or refurbished electronics.
I have found that you are better off going all
in with the bigger electronics than the smaller ones. And
I've purchased many electronics from pawn shops and I have

(18:57):
verified my life laptop, so I'll give specifically a laptop
and some air pods the laptop used it for years
completely like one hundred percent authentic, not refurbished, one hundred
percent new, like authentic, not new, but good. And I

(19:21):
was worried about it because I was like, that's a
lot of money. I don't know if I want to
like risk that money on like a pawn shop laptop.
But I'm glad I did AirPods. I felt less apprehensive
about buying for one hundred bucks from the pawn shop.
Yet it turns out even with all the verifying I

(19:43):
did in the store, they still ended.

Speaker 3 (19:46):
Up being knockoffs.

Speaker 1 (19:48):
They were so close to being authentic, like everything looked authentic.
They looked authentic when they connected initially, but then there
were just problems and and eventually it turned out that
they were not real. So the lower cost items, lower
cost electronics are going to be easier to knock off

(20:11):
and you risk fraudulents.

Speaker 3 (20:13):
So having.

Speaker 1 (20:16):
A place to that verifies and stands by what they
sell is worth it. For the lower priced items. It's
much harder to replicate a full MacBook, so not as
many people do it, and you can actually feel safer
about maybe the online pawn shop purchase. I would be

(20:40):
definitely going in store for something that big. But if
I'm going to like back market, then I would feel
better about buying a laptop there, all right. And then
we've got personal care, which again is a dicey one
to buy secondhand, but I'll read it or I like

(21:02):
getting it through by nothing group like somebody who just
I tried this for a while. It's not working for me, like,
so I'm gonna gift it or paying a low price,
a very low price for something that somebody's saying the
same thing, but they're just trying to get like five
bucks for it. I use a very nice shampoo. I

(21:24):
use an conditioner called Oliplex, and I look sometimes for
that on Facebook marketplace. But I've also heard because apparently
it went viral. I don't know. My curly haired hairdresser
told me to do it, and I did it and
I like it, so now that's what I used. But
apparently it went viral, so that meant a lot of knockoffs.

(21:48):
So I would say go with free or very half used.
You know, if they're trying to sell you some kind
of knockoff, you know, if you feel it, don't go
with it. But you can find some stuff Facebook Marketplace, Poshmark,
mercari eBay, Amazon Warehouse could be a really good option

(22:09):
just for saving some money on a return. Returns are
really good. So yeah, and I will I would like
to mention a bonus.

Speaker 3 (22:19):
Oh okay, So in.

Speaker 1 (22:21):
My research I found some bulk resale options and this
is mostly for resellers. So you know those people you
know hot bins hot buys, those crazy hot by crazy
hot buys. This is where they get their crazy hot
buys is from stuff like liquidation dot com, bulk dot

(22:46):
com with a Q eight eight eight lots. I'm sure
Amazon has their own like liquidation site, but resellers online,
resellers buy these big lots for a couple hundred bucks,
resell them online and make a profit. That is a
business model, but it is also something you could do

(23:07):
if you have a large family, if you have friends
who want to pull resources your different sizes and you
want to go in on like a vintage T shirt
a lot or Christmas gifts because the lots are themed
like shoes, bags shirts. I found one on liquidation dot
com was there was like a like a bunch of
cold and flu medicine. Oh wow, yeah, so like pooling

(23:29):
with families to like stock up on a year's worth
of cold of blue medicine, you know, so like all
kinds of things, and this is where being in community
becomes really yeah.

Speaker 3 (23:39):
I mean just on bulk dot com. They also have
appliances like you can get a kitchen aid set washer
dryer for like two hundred bucks plus shipping and not
look into how much shipping will cose it.

Speaker 1 (23:51):
Yeah you could if you're nearby, you can organize your
own shipping for these places. And they ship from all
kinds of different so it's not one central place. This
is literally like CBS, it's trying to get rid of
this cold medication and it's at their warehouse and they
just use liquidation dot com as this like third party

(24:13):
to connect their stuff to buyers.

Speaker 3 (24:17):
Okay, now we're moving on to deals deals, deals babe,
and this is the category where we're kind of talking
like what types of coupons or sales deals might you
be able to find on these things and how do
you find those sales? So across the board on all

(24:38):
of these categories you can use racketin so this is
a browser extension that finds any rebates and deals for
you and automatically applies them to your purchase if you
have the browser extension downloaded. Use our link because it
gets you thirty dollars and gives us thirty dollars. They

(25:01):
also usually run a bonus in may of a spend forty,
get forty or no use. Well it's both.

Speaker 1 (25:07):
It's a spend forty and then you get a forty
dollars bonus cash back, and then we also get forty
dollars at no extra cost.

Speaker 3 (25:15):
To everyone's just winning one win. So what it means
for you is that essentially your thirty or forty dollars
purchase is covered, not to mention than all the rebates
that you get back. So we will get a check
quarterly just for the online shopping that we did. Sometimes
it's a few dollars, sometimes it's more than that. Like

(25:37):
I've had personally a racket in check for like twenty
twenty five bucks back in the mail, which is very
fun to receive just for the shopping that I'm already doing.
So that's definitely something to download. Get our link because
it'll get you that that extra money.

Speaker 1 (25:54):
We go friend the podcast dot com slash Racketin is
our link.

Speaker 3 (25:58):
We'll have it in the show notes too, but there
you go.

Speaker 1 (26:00):
Yeah, okay, So deal aggregator websites, so you can use
something like Brad's Deals. They are a partner of the show,
and they will aggregate deals across mostly Amazon, but like
a lot of different retailers, retail Me not Slick Deals.
They also will aggregate deals. Blackfriday dot Com, which is

(26:24):
originally for Black Friday ads, it actually aggregates store flyers
year round, so if you want to see a store
flyer for a complete store, not just like random deals.
Blackfriday dot Com aggregates all those flyers online.

Speaker 3 (26:43):
Yeah, and of course there's always the trick of patients
just waiting for a day, a deal or a sale
to come up. So Black Friday sales actually start in October.

Speaker 1 (26:56):
Now, yeah, prim add an extra day like it was
just in July, but now it's also in October two.
So like when Amazon does something, everybody else does it too.
So now Black Fridays, if you look at discounts, like
the number of stores doing discounts in a graph, Black
Friday essentially starts in October at that week.

Speaker 3 (27:19):
Yeah. And also usually without fail, if you leave an
item in your cart, whether it's for Amazon, or really
anybody else who has a shopping cart you're shopping online.
If you leave it there, usually you'll get it'll trigger
an abandoned cart discount, so you'll get some sort of
email or pop up screen saying, hey, did you forget

(27:39):
about this? You want a fifteen to twenty percent off coupon.

Speaker 1 (27:43):
I've actually done that with I've been really wanting to
try Beam Dream. It is an evening drink that you
drink like thirty minutes before you want to go to sleep.
And I don't act. So the reason I haven't pulled
the trigger is that I don't have trouble falling asleep.
I am exhausted all the time, but I do love
to have an evening warm beverage, and I don't. Sometimes

(28:08):
I'll have coffee in the evening. Oh no, still doesn't
keep me up, yike, But I don't want to be
putting extra caffeine in my body. And I've heard great
things about the taste.

Speaker 3 (28:17):
Of beam Dream. Oh fun. And it's so expensive.

Speaker 1 (28:22):
So I put it in a cart and signed up
for their text messages, and I keep getting text messages
with discounts. The biggest discount i've seen is thirty five
percent off. When they gave me that initially and then expired,
and then they gave it to me again, you're just playing.

Speaker 3 (28:40):
The long game. I kept playing the long game.

Speaker 1 (28:41):
But what I'm saying is like, don't put it in
the cart unless you know you really really want it,
because it will tempt you. Oh, keep buy it every day.
I it's not tempting me enough to buy it because
it's so expensive. But if I was on the fringe,
surely it would have pushed me over if it was
a little less expensive initially. If you're listening, you have

(29:03):
a hookup to beam Dream, then I will gladly beam
me up, Beam me up, please, all right, gil Freeze.

Speaker 3 (29:14):
This is our category where we were talking about how
to now just buy it full price, leaning towards local,
sustainable values driven decisions. So before you buy it full
price from a big box store, see if you can
get it from a local retailer or if there's a

(29:34):
more sustainable version. This is certainly where chat GPT can
come in handy, and also just local Google searches of
the stores that you know are are locally owned in
your area.

Speaker 1 (29:49):
Yeah, so if you can't get it for free, low cost,
or get a deal on it, then ask if the
purchase gets you more of the fore f's the more
things you truly value. For us, family, friends, faith, and
fulfilling work tend to be the things that we value most.
Most people value the most in life. And so if

(30:10):
it does get you more connection or time with your
family of friends, if it does deepen faith in the
way that you want it to, if it does get
you closer to fulfilling work, then that is going to
be a purchase that you can make at full price
without guilt.

Speaker 3 (30:28):
And since buying online is typically where we do the
most impulse spending, or where a lot of impulse spending
can happen because it's so easy and the barriers are
so low and there's not a ton of friction, our
advice of creating a wish list is still going to stand.
So not leaving things in your cart, that's like, that's

(30:51):
only a specific strategy for getting a deal on something
you know you're already going to purchase, but primarily creating
a wish list that is step from the shopping cart,
waiting thirty days before buying it to avoid that impulse purchase.
And then if you still want it, being able to
buy it guilt free because you know that, Yeah, I

(31:13):
feel good about this. I've waited, I still want it.
I feel good about it.

Speaker 1 (31:18):
And then finally think about price per use. So this is,
if I buy this, how many times do I have
to use it to get to a price per use
than I am comfortable with? And if I don't think
I'm going to use it that much? Then can I
resell it at a price where I can get to
this price per use? Remember we can always resell things too.

(31:41):
Travis will buy tools to make the job of renovating
our house easier with full intention of reselling that and
really only paying half price for you know, essentially renting it.
But so, yeah, we're launching a budget spreadsheet next week Monday, April,

(32:05):
and we have added to it an opportunity cost calculator,
and it is going to you're able to put a
price and calculate the price per use, or put in
a price per use and calculate how many times you
would have to use it to get there. It is
also going to calculate there's another calculator on it for

(32:26):
lost opportunities, So you're gonna be able to put the
price in and it's going to be able to calculate
how much you would lose, how much you've lost if
you had invested that money in right, So these are.

Speaker 3 (32:38):
All tricks, a little dangerous.

Speaker 1 (32:41):
It's not going to push you over the edge. But
the budget spreadsheet is mobile optimized, so it's going to
allow you to open the spreadsheet up and track transactions
mobile and before you make a transaction, open it up,
plug into these calculators and see, okay, is it worth that?

(33:01):
Because people always tell you to do that, But like
when you're in the store and you're about to make
the purchase, how do you do it? Where do you
do it? You do it in this budget spreadsheet that
we're launching on the twenty eighth, So be sure you
are on the front letter list that you are getting
the front letter every Monday, Wednesday, Friday, because next week

(33:21):
we will be dropping a fifty percent off launch coupon
for that spreadsheet.

Speaker 3 (33:28):
Yes, I'm so excited for this because it's mobile optimized
and it's beautiful. Yeah talk about online tools, Well, you
know what else is beautiful and an online tool.

Speaker 1 (33:42):
And nobody who's ever called in for this is a
tool Jill.

Speaker 3 (33:49):
Oh, good one the bill of the week.

Speaker 5 (34:02):
That's right, it's time for the best minute of your
entire week. Maybe a baby was born and his name
is William. Maybe you've paid off your mortgage. Maybe your
car died and you're happy to not have to pay
that bill anymore. That's bills, Buffalo bills, bill clon, this
is the bill of the week.

Speaker 6 (34:22):
Hi, this is Lisa from Boston. Wanted to tell you
about my bill of the week. That kind of goes
along with my mantra it never hurts to ask. So
this month, I was in the middle of a free
trial of a productivity tool for my freelance business. I
noticed on the website it really wasn't geared towards freelancers.
There was geared to bigger businesses. But I really liked

(34:44):
what it did.

Speaker 7 (34:45):
And when I got an email during the free trial
kind of showing me around and asking how I liked it,
I said, I totally love it, but the cheapest plan
is still a bit outside of my price range. I
might not be her target demographic, but I do like it,
and I wanted to know if maybe there's some freelance

(35:06):
plan that maybe isn't on your pricing page, and they said, yes,
actually there is. Use this promo code, which I did
and I got fifty percent off that.

Speaker 6 (35:17):
Plan for the first year. So I'm really excited. And
if it works well and I get more business, maybe
next year wouldn't be so hard for me to pay
full price. So anyway, it doesn't hurt to ask, and
wanted to pass that along. Thank you.

Speaker 3 (35:33):
I love this, Lisa. I love the it doesn't hurt
to ask mantra. Let's all adopt it to act. This
would go so beautifully into our framework of that third question,
how can I get it for a deal?

Speaker 4 (35:50):
Act?

Speaker 3 (35:51):
Just even if they don't have it on their sales page.
People don't want to lose money. They might take a
little less money.

Speaker 1 (35:57):
They love your money. They have of your money than
none of your money, and if you really want to
give them your money, ask.

Speaker 3 (36:08):
Just ask. This is a beautiful example, Lisa. I love it.
Well done, and I hope your business grows by leaps
and bounds and that you need the top tier of
that productivity tool if that's what you want. I mean,
I also want you to enjoy your life.

Speaker 1 (36:24):
Scale pay for the enterprise version of that software, because you.

Speaker 3 (36:29):
Need to the big, big business one version.

Speaker 1 (36:34):
I hope to need the enterprise version of softwares because
that's because I am an enterprise.

Speaker 3 (36:39):
Yeah, a kingdom, some might call it. Well, if you
all listening, have a billity you want to submit, if
it's about building an empire or a kingdom, or just
asking about getting a deal, or your name is Bill
for over on the podcast dot com slash Bill. We
can't wait to hear it. And now it's time for

(37:01):
the route.

Speaker 1 (37:06):
All right, what's one thing in your cart that you're
waiting for the right time to buy? And it's not
in my cart because I don't keep things in my car.
We don't do that for Beam. So maybe that is
what I should have said you already Beam dream is
actually in my cart? But a bathing suit? Wow, I
am trying, and maybe we can talk this out right now?

(37:29):
Should I get a used bathing suit? Is right? That
is a debate a hot topic. Right, it's not like underwear, right,
we're not doing that. It's not sucks, we're not doing that.

Speaker 3 (37:41):
How is it not underwear? But is it okay? You
know what? I am making a face? Actually I have
a used bathing suit.

Speaker 1 (37:52):
I've the coffee she says it about the used bathing suit.

Speaker 3 (37:57):
Everything I have to have.

Speaker 1 (38:00):
Thing she judges, she does, she does not use or kise.

Speaker 3 (38:04):
Listen, listen to me. I need to be allowed to
have an extreme reaction and then and then the permission
to backtrack it. Okay, because listen, you say nevers all
the time, and then it ends up being what we do.
So let me have my initial visceral facial reaction and

(38:27):
then and then my truth telling where I do say
that the bathing suit I am using right now is
but see the difference.

Speaker 1 (38:33):
Between my nevers is that they are not judgmental. There
I will never do, not things you should never do.

Speaker 3 (38:40):
I thought about it. You're right, I'm going to try
and grow. I can't be an enterprise yet. I have
to work my way there. I gotta scale. Okay, have
an initial reaction.

Speaker 1 (38:51):
Maybe I'll just buy new bathing suits.

Speaker 3 (38:53):
I needed to have remembered that this is the life
I live.

Speaker 1 (38:56):
I would love to hear your ideas about it, my
friend listener, just in Spotify and the comments.

Speaker 3 (39:04):
In the comment cells.

Speaker 1 (39:06):
Please don't judge me as harshly as Jill. It is
truly a question I am asking.

Speaker 3 (39:10):
Yeah, no, and I'm realizing that. My answer is, you
know what. Yeah, however, there are some standards with this,
and obviously we're all gonna have standards.

Speaker 7 (39:20):
Right.

Speaker 8 (39:21):
It can't be faded, it can't be Lucy goosey, it
can't be pilly. Nope, it can't have stains on it,
No stains.

Speaker 1 (39:31):
I have standards.

Speaker 3 (39:33):
Yeah. Yeah, of course.

Speaker 1 (39:35):
We're looking new, but maybe we were secretly not.

Speaker 3 (39:39):
Okay, Okay, is there a used bathing suit you have
an eye on currently?

Speaker 1 (39:44):
I see, that's when I'm trying. It's not in my cart.

Speaker 3 (39:47):
I am.

Speaker 1 (39:48):
I want to buy a new bathing suit, but I
don't know like I want to. I want to be
sustainable and and buy a used one, but I'm not
sure if I if it's going too far.

Speaker 3 (40:04):
Okay, yeah, I.

Speaker 1 (40:07):
Don't think it is, because people don't wear bathing suits
that often or for that long, right right.

Speaker 7 (40:13):
So.

Speaker 3 (40:15):
Yeah, yeah, it's possible. I cannot shop for clothing, much
less a bathing suit online. It's just not for me.
I have to be able to try it on because
I hate the nuisance of returning things. I will if
I change my mind or something doesn't work, but i'd
rather avoid it, so I am an in person clothing shopper.

(40:37):
We'll see.

Speaker 1 (40:37):
I still haven't decided yet. I'm waiting, okay, but it
is on my mind.

Speaker 3 (40:42):
Well, and the thing about getting it used online is
you probably aren't going to be able to return it.
That's a big risk. You might waste more money.

Speaker 1 (40:50):
That's another risk. Yeah, we'll see TBD.

Speaker 3 (40:54):
Okay. Well, mine is something that did already happen. Can
that count? Because usually I don't actually have anything divulge buying? Okay.
I am not one of these people out here willy
nilly with whatever kind of personal care, facial, skincare things

(41:17):
that I want only willy nilly to judge, not you
know what, trying it out? Okay, seeing of judgment works
for me.

Speaker 1 (41:28):
I feel like it doesn't. I think it's always directed
towards me.

Speaker 3 (41:32):
Two times, Jen, you're gonna be okay, and you know what,
maybe you learn something wow. Okay. So I don't want
to be trying out a bunch of different products just
because I got them for free. I've really enjoyed finding
what works for me, and I am willing to pay

(41:53):
for that guilt free. So I have found this brand. Uh,
it is called a dime They do not sponsor us,
but really kind of clean ingredients. I've been really happy
with it. But they are not inexpensive. They're not super expensive,
but they're kind of that like middle of the road.

(42:15):
But I figured out the products that I like that
I want not kind of anything too much, but also
not skimping out. And I've also learned that one order
will last me for six months, so I will purchase
usually in April and in October. So it's April now, right,
It's about time for my dime order, and I know

(42:40):
that there's gonna be a deal, right, They will put
out deals, so this is about the time where I
will re engage with like text updates or email updates
to know like what are their deals. And I know
that the best sale they ever run is thirty percent off,
So I in the last month have just been waiting
and looking for that, and sure enough, thirty percent off.

(43:04):
Baby pull the trigger.

Speaker 1 (43:07):
I love that for you, Thank you. And it's something
you've been using for a long time that you can
say on the podcast and recommend.

Speaker 3 (43:15):
Right, yeah, I've been using it for at least a
year and a half now, probably.

Speaker 1 (43:19):
Nice and what products are you using?

Speaker 3 (43:23):
I will get their gentle jelly cleanser, A toner, hyerlonic As,
Serum day cream, night cream, I cream.

Speaker 1 (43:34):
You really strayed from our Minimalist skincare episode.

Speaker 3 (43:37):
It feels pretty minimalist to me because every day it's
just cleaning my face, serum moisturizer, every night, cleaning my face,
oh toner in the morning. Okay, yeah, okay, dime. Yeah.
Maybe we'll get them to sponsor us someday. That'd be

(43:58):
real nice, get even more of a me.

Speaker 1 (44:00):
And I say it with the coffee, I wait till
they have the big sale and buy enough to get
the free shipping, and I too, only buy it six months.

Speaker 3 (44:07):
Every six months, I mean, I think that that's one
of our goals too, with any affiliates or products that
we ever do push, is that we are able to
get you all a coupon code for it so that
it's like something we actually do recommend, and we can
help you get it for a deal.

Speaker 1 (44:21):
So that you don't have to wait twice a year.

Speaker 3 (44:26):
It works surt me.

Speaker 1 (44:27):
Yeah, all right, Well, thank you so much for listening.
I hope you found it helpful. And the next time
you go to buy something online that you will use
one of these options before you just go impulse buy
on a deal or buy full price impulsively. These are
created to help you save money but also create barriers

(44:48):
so that you consume less and so if you want
more of this, like Jill said in at the top,
we wrote a book called Buy what you Love without
Going Broke, and it will help you create the habits,
the mindset shifts to really be able to take these
frameworks and save money without over accumulation. And if you

(45:09):
have read it, we would love it if you would
leave a review on Amazon, that's where most people go
to deem a book.

Speaker 3 (45:16):
Worthy or not.

Speaker 1 (45:18):
And we really love this one from Kyle Tony, it
Happened to be five Stars, says, Finally a finance book
that celebrates you as a podcast listener. I already knew
a lot of what to expect from this book, but
loved seeing it Finally a finance book that celebrates you
as a podcast listener. I already knew a lot of
what to expect from this book, but love to see

(45:40):
laid out so neatly. I love how Jen and Jill
encourage you to find what is of value to you
and spend accordingly. I think so much financial advice preaches
what you should spend money on, whether you values those
things or not. My husband and I have started assessing
if we're spending our money on things we enjoy or
on things we feel like we're supposed to. This book

(46:02):
really explores that idea and takes it another step further.
I do highly recommend it in audiobook form. I read
the first half, but listen to the second half and
almost spit out my drink when I heard the lightning
round pewpeus. I only wish there was some kind of
comparable doodle or emoji in the book to signify that
this is a very official and professional book. This very

(46:24):
official and professional book still maintained the fun of the
podcast Lightning Round sound effects.

Speaker 3 (46:31):
That's so cute. I love that you loved the audiobook.
We are hearing that a ton from people, which makes
sense because we are podcasters who wrote a book, So.

Speaker 1 (46:39):
We loved the audiobook, we loved recording it, and we
wanted to do something special for all.

Speaker 3 (46:46):
Of our audio files. Yeah. So thanks everyone for listening,
thanks for reading our book. If you are enjoying this podcast,
please do take a minute to leave us a rating
and review. It helps other listeners find us, It helps us.
If you've read the book, please leave a rating and
review on Amazon. Even if you didn't buy it there,

(47:06):
you can still leave a review for it on Amazon,
So yeah, or get the book by what you lovebook
dot com.

Speaker 1 (47:13):
Yeah, by what you lovebook dot Com. Bye Bye Frugal
Friends is produced by Eric Sirianni.

Speaker 3 (47:31):
Jen Jill. Eric just finished our audio book. Speaking speaking
of we've been working on the exterior of our house
a ton lately, really still recovering from the hurricane, doing
things on our garage to get it ready for the roof.
The roof is installed now, but we've got soffits to replace.

(47:54):
Blah blah blah. Anyways, he's been listening to our audiobook
while while we've been working. That's and amazing. I know,
it is so amazing, And he said he loved it
and it feels so true to who we are, which
also feels great because you can't hide from your spouse
right like they know you through and through, So for

(48:18):
it to still feel authentic to him was really great
to hear. It was also very interesting, so I have said,
but not to him. He's never heard me say this.
I think I've said it, you know, in interviews or
at book events that he's not been at that my
favorite chapter of the book is chapter nine, talking about

(48:41):
contentment versus complacency. I think it just has to do
with like the season of life I'm in. Writing that
chapter felt therapeutic to me and it just, yeah, right
now is my favorite chapter. And so anyways, when he
finished the book, I was like, okay, like what stood
out to you as they're like a favorite part, And

(49:02):
he's like, oh, there's this one part that actually was
my favorite, and so he had to like go back
through it to look at like what it was, and
it happened to be chapter nine, and like, no, way,
that's my favorite too. We must be in a really
similar stage of life that that chapter speaks to us.
But I thought that was very fun. Oh that's great.

(49:25):
It was cute.
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