How to Money

Today we're diving into the dollar-saving-world of the Free Application for Federal Student Aid, better known as the FAFSA (which has seen some significant changes this year). Other than the cost of a hospital visit, nothing has skyrocketed in price like college tuition and fees over the past 20 years. You think your house or your new car is crazy expensive? Nope, just wait until your kid starts looking at colleges- that’s when the...

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - With Mint shutting down, do y’all have any recommendations for new budgeting software?

2 - Should I convert my primary res...

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: two years of flying for free, Black Friday flaws, return policies a...

Here on the podcast we're always on the lookout for the biggest bang for our buck. Picture this: you, in the grocery store aisle, pondering the cosmic significance of toilet paper prices and whether the fancy stuff is going to be worth it! Or maybe you’re weighing a couple job offers: you're not just negotiating salary, you're out there considering the 401k match, turning job hunting into a strategic sport! We're all about optimizi...

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Is tax loss harvesting more trouble than it’s worth or am I missing something?

2 - Should I take out a HELOC on my mobile ...

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: why NOW is the time to apply for a Southwest Rapid Rewards card, ch...

Hold on to your holiday hats because Americans are gearing up to break the spending records this holiday season! Deloitte reports an expected 14% increase in spending compared to last year, with the average consumer spending just over $1,600 on gifts and goodies. We’re entering peak shopping season and who doesn’t want to make sure they’re getting the absolute best deal possible?! That’s why we’re excited to be speaking with Julie ...

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - How do I go about creating a budget with a highly variable income?

2 - As new parents we want to start saving money into a...

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: the most affordable eyeglasses around, pressure to go paperless, le...

Aside from the fact that cryptocurrency has lost its luster in recent years, it also has a host of other problems. First of all there’s the climate issue since crypto requires a ton of energy. Then there’s the trust issue because without trust you don’t have widespread adoption and what good is crypto if there isn’t a critical mass of users? And then on top of that you add the recent developments of Sam Bankman-Fried’s conviction o...

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - What are the tax consequences of selling a single stock within my Roth IRA?

2 - How do I shift my mindset from saver to sp...

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: higher 401k and IRA contribution limits, the eternal war against co...

We’re guessing that the title of this episode may have come as a shock to a lot of folks! If you’ve been listening to the show for a while, you may have picked up on the fact that we haven’t been the biggest proponents of prenuptial agreements… but let’s see if our guest today can change our minds! We’re joined by Aaron Thomas, a graduate of Harvard Law, who also happens to live in our old neighborhood in Atlanta. Aaron is a divorc...

We’re kicking off the week by answering your spooky listener money questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it! And since this episode wasn’t a traditional Ask HTM episode, let’s mention that we answered and covered a lot of diffe...

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: gamifying your thermostat, car loans come calling, a Thanksgiving d...

Dying without the proper documents in place can cost your loved ones a ton of money! The latest research shows that probate can easily take a 3% to 7% bite out of your estate. And this is a topic that’s been on our minds for months since episode 704, when we had our wives on the podcast. We realized that the ladies might have a general idea of what to do if one of us died, but for the most part they would be rudderless since both o...

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Is an eSIM provider like Airalo legit and a good way to use my phone when traveling abroad?

2 - How do I supplement my pen...

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: if Broadway Roulette is frugal or cheap, mediocre matches, millenni...

The fundamentals of personal finance aren’t all that complicated- there’s a reason why we came up with the Money Gears: 7 straight forward steps to take with your money. We could probably boil it down even more: spend less than you make, and invest the rest! So while the core principles of growing wealth are fairly simple, then why aren’t more Americans handling their money better? One reason is because we, as individuals, are incr...