December 1, 2023 • 29 mins
I believe Chase Bank has unfair banking practices when it comes to People of Color. They arbitrarily close all my accounts and credit cards because they couldn’t understand my “activity”. A purely lame and racist profiling tool of the Banking industry. It’s fucked up. Let’s talk about it.
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Episode Transcript
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Speaker 1 (00:00):
Hm, who you all ready, Let's go. Welcome missus. Michael
called this world started doing venice peach. Now he reached
in the world.
Speaker 2 (00:13):
He'll make you left.
Speaker 1 (00:14):
Take the stomach, car supple fly nice guys praying to
me to work, trusting old he's ready for the star,
hurts winter and oh g three times. This ain't gonna
begin him whether you win now house, you want your
brother out?
Speaker 3 (00:24):
Ho's a dinner on your job and.
Speaker 1 (00:25):
Your brothers are that?
Speaker 4 (00:26):
I mean?
Speaker 5 (00:26):
It's a call.
Speaker 1 (00:28):
Michael Taus said, everybody to call yes, Michael Taus had
everybody like to call Yes. Michael Saus say, everybody, you
know what a shine I called? Michael fuck said, everybody
to call Michael Chaush everybody Michael.
Speaker 3 (00:42):
To say, my god, everybody, anybody you call Hey, everybody,
you know what tab it is it?
Speaker 4 (00:53):
Michael?
Speaker 3 (00:53):
Guy you down called?
Speaker 6 (00:54):
Michael talked to everybody. Everybody, everybody, Welcome to the show today, everybody. Uh,
I hope your life is doing excellently. And if not,
just take a moment, take a breath, take a prayer.
Speaker 3 (01:04):
It'll be to you. Befolks. You know it.
Speaker 6 (01:06):
Today our topic is banking and is banking racist?
Speaker 3 (01:12):
Well? I think Chase Bank is. So let's just talk
about that.
Speaker 6 (01:18):
I have. I have two wonderful guests with me. They're
both comedians, my cousin Derek also known as Derek Keener
all over the world and Straya Blackstraya is funny.
Speaker 3 (01:31):
How y'all doing, guys.
Speaker 4 (01:34):
Yeah, man, I'm alright.
Speaker 7 (01:36):
I'm good.
Speaker 4 (01:36):
I had to go to the bank today, so I'm good.
Speaker 3 (01:39):
Oh, yes, they away from there.
Speaker 4 (01:40):
You wont be mad.
Speaker 3 (01:41):
My fists been bought up all day long.
Speaker 6 (01:43):
Okay, So I had an incident with the bank. I
like to share with you, folks, and then y'all tell
me what your take on it is. So I get
four letters come to my house at the same time,
and each one of them is saying the bank has
decided arbitrarily to end my account.
Speaker 3 (02:00):
Said we decided to close your accounts.
Speaker 6 (02:03):
One says we are closing your deposit accounts. One says
we are canceling the least on your safety deposit box.
Speaker 3 (02:13):
I didn't even know I was paying the lease on.
Speaker 6 (02:15):
Said if I didn't use that box in three years,
if I've been paying them each morning, ain't shit in there.
Speaker 3 (02:19):
I'm mad. And the last of was.
Speaker 6 (02:22):
We close your credit card. So when I see this
on the first part of the PENDIC, you know why
they close my ship?
Speaker 3 (02:30):
What did I do? So I go back to read it. Derek,
you gonna love at this.
Speaker 4 (02:33):
Come on read.
Speaker 6 (02:34):
I'm reading what the reason is and it says financial
institutions have an obligation to know our customers and to
monitor transactions that flow through our customers accounts.
Speaker 3 (02:47):
Well, they already failed on that because they don't know
me as a customer.
Speaker 6 (02:50):
They say they're supposed to know that. They don't know
me as a customer. I've been here three years.
Speaker 3 (02:53):
Go on that bank.
Speaker 6 (02:54):
I guarantee you ain one of the motherfuckers can say
my name. They can't say all that's Michael.
Speaker 3 (02:57):
That's I can't let them say that. I come in,
you know, take my money, go out. They don't know my.
Speaker 6 (03:01):
Ass So financial institutions have an obligation. They already tell
the abbligations to know their customers and to monetory their
transactions that flow through customers accounts.
Speaker 3 (03:11):
What they're doing is the second part.
Speaker 6 (03:13):
They're monitoring transactions that go in and out, but they
don't bother know the fucking customers, so they don't know
how I get my money or where it comes from.
So it's trained in them because most niggas are doing
nine to five, So they come in every every week
with their little check and shit sae check same company
over No, but they say the commun with checks from everywhere.
Speaker 3 (03:31):
Most of the money have to positive checks.
Speaker 4 (03:33):
So they see me.
Speaker 6 (03:34):
Coming in with checks from everywhere, you know, and then
I send out money when I'm I'm I'm doing. When
I'm doing production, I have to pay for my production stuff.
When I'm doing my wedding, I have a thousand things
I'm paying for. This second part of the sentence though,
after financial institutions have an obligation to know our customers
and to monitor, track the monitor transactions that flow through
(03:56):
our customers account.
Speaker 3 (03:57):
This is what they hit me with, after care care
for consideration, Derek, that.
Speaker 6 (04:01):
If we sat around and thought about this shit, thought careful,
after careful consideration, we decided to close your account because
of wait a minute, wait for it, unexpected activity.
Speaker 3 (04:16):
What the fuck is?
Speaker 6 (04:17):
First of all, what type of activity were they expecting
me to be doing with my money?
Speaker 3 (04:23):
Money?
Speaker 6 (04:23):
They bay, I put it in, I take it out.
They getting a percentage on what's sitting there I thought
that was the deal. When I want to get somebody,
I can get it. When I put something, I want
to put some in. What is the soul called unexpected activity?
Unexpected activity, then it's unexpected that a nigga have real
money and come in out there and ain't scared of them.
Speaker 3 (04:41):
So now, because they can't tell what my money is,
they do what they do with all black people.
Speaker 6 (04:47):
I'm a drug dealer, so to keep me from moving
money to the other drug dealers, they just closed my
account and won't even tell me that this is a
difficult part. They won't even tell me why. So when
I call and they say, well, you know we have here,
we have you know, we're cancling. We but we but
we can't tell you the reason.
Speaker 3 (05:06):
What are you saying?
Speaker 6 (05:07):
You can't tell me?
Speaker 3 (05:07):
Read No, it's personal. We keep it to ourself. What
did I fuck somebody at the bank? Is that what happened?
Somebody got an attitude? God, I came in. I ain't
telling nobody. I mean, what how what the fuck you
talking about?
Speaker 6 (05:19):
So I go to two guys. I go the first
guy and no, I got got a girl. The first
guy he ain't got no real answer. I say, well,
is your supervisor. Well, I'll get her, but she's gonna
say the same thing. I said, okay, Well, didn't bring
her in here to do the same thing. And I said,
because before I before I sue, y'all, I just want
to know all the particulars. He said, Well, you're welcome
to suit to sue. I said, player, I didn't ask
(05:42):
your permission. I don't need your mother fucking permission. I'm
just trying to figure out who the people are and
what they're saying. So when I sue your ass, I
know who I'm talking about and what I'm fighting against.
But do you have a supervisor? Why I have super body?
Speaker 3 (05:54):
She gonna say, same thing, and of course she did.
Speaker 6 (05:56):
He come a little sister, same thing, but she can
feel the boot shit and she's like, yeah, but really
it won't tell us anything, and they won't tell you.
And I said, well, Jail, I speak to who's up
over over you.
Speaker 3 (06:09):
I'm the manager. That's it. I said, Yet, so you're
saying that you don't have a boss.
Speaker 6 (06:14):
I do have a boss, you know, But you know
you'll have to get back with you in twenty four
the forty eight.
Speaker 3 (06:18):
Hours will let her get back to let her do.
So I'm doing like white folks do. When you fuck
with white people, they tell everybody. They tell their mama,
they cousin, they write letters to the city, to the mayor, uh,
they go to uh, they go everywhere and let you
know you fucked over them until you stop and you.
Speaker 7 (06:36):
Have scared the food out of me. I went and
took my little two hundred dollars out the bank. I
won't little money.
Speaker 6 (06:45):
And you just hear me, I wish your two hundred
out of there like it was one hundred times.
Speaker 4 (06:52):
No no no, no, no, no, no, no no no. And my
sixty cent.
Speaker 6 (06:56):
To you went all the way. Thank you. You know,
because I'm telling you this is called profiling.
Speaker 3 (07:03):
You know what I'm saying.
Speaker 6 (07:04):
They're profiling you cause they don't know what I'm doing
my money. I have no idea if they classicism, yeah, classicism.
Speaker 7 (07:11):
We know that the American banking system has been known
to do this with us for quite some time. This
is it all started all right during the World Wars,
whenever you were doing the red lining all stuff get
in that way for quite some time. So I'm not
surprised that they did this for you. They noticed whatever activity.
They know whether you're doing shows and bringing in you know,
(07:35):
you may bring in twenty fifty sixty thousand dollars at
the time. That ain't none of your goddamn business. How
much money I brought to this bank, whatever I put
in that I can take out. It's just your job
to hold this shit till I decide what I'm gonna do.
Speaker 2 (07:49):
It's just said, it's sad all together.
Speaker 5 (07:52):
I mean, the banks ty in with the government, and
we all know that the government be on some saucy
shit anyway way, So it all adds up. It just
makes you now want to be like, just put your
money under your mattress. How your grandmom and them used
to do it. It makes sense now, you know, when
you were younger, you didn't understand why they keeping this
(08:13):
money put away like that. But now it makes so
much more sense because it's so much you know, ins
and outs that you know, people don't pay attention to
us as a culture. You know, we put our money
in banks to help us, to bet us to grow,
to get financed, you know, to to you know, to
help help.
Speaker 6 (08:32):
They don't want black They don't want black people to
have this ship together.
Speaker 3 (08:36):
They don't so black.
Speaker 6 (08:37):
People come in, they organize, they got their money bank
by their own business.
Speaker 3 (08:41):
They separate and disrupt that. I ain't getting nothing to nobody.
Speaker 4 (08:45):
Well somebody that doesn't.
Speaker 7 (08:47):
I don't even believe it's somebody that works inside of
that actual brand. That is somebody sitting behind a computer
that looks that's looking at transactions or oh this looks funny,
don't recognize the name, never google it and just said, well,
this is probably a drug. Drug dealers don't teach the
money in the bank, dummy.
Speaker 3 (09:07):
We keep out.
Speaker 4 (09:08):
I mean they keep.
Speaker 6 (09:12):
I don't know no drug dealers with a bank account.
Speaker 4 (09:16):
I mean they don't.
Speaker 3 (09:16):
They don't have them.
Speaker 6 (09:20):
No.
Speaker 7 (09:20):
I think it's unfortunately, and you know what, we're trying
to get more black banks. I'm not sure of any
black home banks in your area. I know there are
none in my area where I live at uh. But
you know, we we're trying to get more black oed banks.
But that's a difficult deal because they don't want black people.
That's what I want to look for. I want to
look for either black banking. This era almost goes to
(09:41):
the credit union.
Speaker 6 (09:42):
You know, all military they have a Navy credit union
will be really good, and I think all that. Oh yeah,
so you know, I mean, I'm happily taking my money
out of that bank because I talked them when I
first get it was no niggas working there. I was
a year and not one black person working in the area.
To have black people, it's just don't make no damn self.
Then they brought in a goofy looking old security guard
(10:03):
who looked like he.
Speaker 3 (10:04):
Couldn't secure shit.
Speaker 6 (10:05):
He looked like he was secure motherfucking peanut butter and
jelly sandwich. And he's sitting there with his loose outfit,
just stand at the door watching people come in.
Speaker 3 (10:14):
He aye'ht no gun.
Speaker 6 (10:15):
He had no gun. I have a gun, but he
didn't have a good he protecting a bank. But I
walked in.
Speaker 3 (10:22):
With a gun and he ain't got one. What were
you trying to say, strained?
Speaker 5 (10:25):
No, But in history, we as a coach, you know
that banks definitely have been unfair to us.
Speaker 2 (10:32):
You know, when it was.
Speaker 5 (10:32):
Time for the loans for homes in the segregation times,
you know things like that. I mean, so it's an
ongoing thing with them. I agree with Derek. I believe
it was a pental pushing fucker. That was behind the
computer and was like he definitely like that. Dang seem sake.
(10:53):
So I think it was just like I think they
just picked you. You know, they picked the wrong person.
Speaker 3 (10:58):
The problem is that that arbitrary. How they do it,
Just take it at random.
Speaker 6 (11:03):
Just look at anybody's account and say, well, I don't
understand how his money.
Speaker 3 (11:06):
What's going on? He's making money now, he ain't making
money now, he is making money less end his account.
Speaker 6 (11:11):
It's just its most retarded way of working I've ever heard,
and disrespectful.
Speaker 4 (11:16):
I have something for you.
Speaker 7 (11:18):
One United Bank in Los Angeles, California identified black. They're
one of those inelas Compton Los Angeles and Company. Then
City First Bank is in Inklewood and in Los Angeles
every bank corporation is in La Business Bank California.
Speaker 3 (11:37):
You said city, No City Bank and no black horned Bank.
Speaker 4 (11:41):
No, no, no, they say City First. It's like city Free.
Speaker 3 (11:45):
It's called City First, City First.
Speaker 4 (11:47):
Okay.
Speaker 3 (11:48):
I never heard no ship like that.
Speaker 6 (11:49):
Okay, somebody houseas house is.
Speaker 3 (11:55):
In his house.
Speaker 6 (11:59):
We take the pot in the fronduct, but we only
we only send money out on the side.
Speaker 7 (12:03):
Mike, when you get over there to the bank, it's
gonna be a nigga outside movie.
Speaker 8 (12:06):
You here to put your money in. Come on, figure,
come on, you good? You good?
Speaker 5 (12:17):
Yeah, you know, I mean it's a bitch at the
counter of like come out because we money.
Speaker 4 (12:22):
Oh yeah, you're gonna get your money. We're gonna keep you.
That might be it.
Speaker 3 (12:27):
I'm not.
Speaker 7 (12:28):
But there're severally l a river size, the three banks,
California Banking Trust, and a couple in the bank.
Speaker 3 (12:35):
So we got all of those, all those the black
black on banks.
Speaker 4 (12:39):
That's what that's.
Speaker 6 (12:40):
Look again and see if there's any black owned banks
in the Palmdale area, Palmdale, Californa.
Speaker 3 (12:46):
Okay, so I don't have to I don't have to travel.
Speaker 2 (12:49):
That's why we got to use that app. That that
black for one one app.
Speaker 4 (12:54):
We gotta start using it. That's what we gotta start
using more for.
Speaker 3 (12:59):
The We should bring him back on and talk about that.
Speaker 7 (13:02):
Uncle Michael, California, thank from all from ranch out the banks.
Speaker 5 (13:08):
Well, like I said, the banks, we all know that
they saucy and fall too. I don't got too much
in our any fucking way. I only keep money in
there when it's time to pay a fucking bill. So
they don't got to worry about me. But as things
are getting progressing and life is going good and checks
is definitely getting deposited, I know that I gotta be
(13:29):
careful moving forward.
Speaker 3 (13:31):
That's what I like you.
Speaker 4 (13:32):
Life has been great for me late. I've been depositive
checks of more than fifty dollars at a time. Australia.
Speaker 7 (13:42):
Man, it's sad whenever you know people treat uh and
you know what, Mike is.
Speaker 4 (13:47):
A celebrity or you know what I mean, he's a celebrity.
Speaker 7 (13:51):
It's saying when you treat someone, especially with a platform,
this way, because you can ever know how their influence
reaches and and and beyond him being a.
Speaker 4 (14:01):
Celebrity, he's a customer.
Speaker 7 (14:04):
All customers should be treated with a certain amount of respect,
a certain amount of cachet that you're supposed to just
give them just because they decided to come and thank
with us. You should be treated a certain way. That's
off the general principal. You walk in here, you could
have chosen any bank of the twelve that's on this streets.
Speaker 6 (14:26):
Yeah, but that's what hold that off for one moment,
because we get it's so good, it's so exciting that
when went past our little break. We got to take
a quick break. We'll be right back, y'all. Hey, Michael
talks to everybody. We're here at iHeart, and you know,
we want to know if banking in America just traditionally racist,
can they can they help themselves? Do they know how
(14:47):
to work with black people without either trying to cheat
them or trying to throw them out.
Speaker 4 (14:51):
They try to tell you this slavery.
Speaker 6 (14:52):
Is over, but it ain't because just because they know
him black, they could just throw my count out and
not even give me a reason.
Speaker 3 (15:00):
Be right black and we're black, I mean, we're back.
It's your boy, Michael Gallian. Mike talks to everybody today.
Speaker 6 (15:17):
I'm talking with awesome straight of Black, one of the
coldest up and coming black female comedian artists actresses in
the country. She's also a regular on my TI morning show.
So we better honored to have her over there because
she she'd be making things happen. And the great gret Keina, Man,
this dude been doing commony with me.
Speaker 3 (15:36):
We go way back. We go back like lawn chairs,
like Alex, We got Alix had, we got roots.
Speaker 6 (15:42):
And these guys aren't just funny, they smart and they're
definitely smart enough to know that people can just do
something and not in get a reason. That's there. I
just jumped on the phone with earthquake, and I would say,
like earthquake, I don't understand. How can they say we
ain't gonna give you a reason when we feel like
something right, We ain't give you no reason. Can get
your ship And if you don't come get it by
(16:02):
the date we're gonna mail you check and clean your
ship out, that's dangs stuff.
Speaker 7 (16:06):
I had a girl do me like that once and
wouldn't getting no god damn reason. And I didn't go
over there and get my ship.
Speaker 3 (16:15):
We together. You ain't even getting no reason.
Speaker 4 (16:19):
Just enough this just it, Come get your stuff. I'm
coming over there.
Speaker 3 (16:24):
But oh my god, she hit you with that.
Speaker 4 (16:27):
But I ain't leaving. I'm telling you that now about
I'm coming.
Speaker 3 (16:31):
I'm coming, but I ain't going.
Speaker 4 (16:32):
But I ain't leaving.
Speaker 7 (16:33):
Let me tell you this, that girl we together, whether
you know it, and that's how the bank did you?
Speaker 4 (16:38):
Man? And if I was you out with it, well, no,
I can't tinue that. Yes, you don't want to go?
Speaker 3 (16:42):
What say it said on this show when you said
what we want.
Speaker 4 (16:46):
We said how we want to say it? What?
Speaker 3 (16:48):
What'sr what's your thought?
Speaker 4 (16:49):
I don't want to throw my money in the nigga
face at the count.
Speaker 7 (16:54):
And caught him out the name, got him a beat
and said, put my money back in my account.
Speaker 5 (16:59):
Hope he got to If he do that, he gotta
do it like on players could do something to make
me feel better.
Speaker 2 (17:05):
He gotta have somebody.
Speaker 4 (17:08):
To do it. Yeah, yeah, you know.
Speaker 7 (17:12):
But the banking system in the United States is the
most powerful economic institution in the United States and perhaps
the world.
Speaker 4 (17:20):
Now, so you're going to be fighting.
Speaker 7 (17:23):
But what is the U That central banking system, the
Federal Reserve is the most powerful economic institution in the US,
and it says perhaps the world you about to learn
how to fight because you about to go up against
the federal banking system and they about to left hook
your ass.
Speaker 4 (17:41):
Yeah.
Speaker 6 (17:42):
But I got some great attorneys, brother, and they want
the exercise.
Speaker 3 (17:45):
They love the exercise, you know what I'm saying.
Speaker 6 (17:47):
So I just have to do the initial thing, which
is I got to go there and face them, face
the faith myself, walking there with my super ship and
find out where he had nigging charge is and say
I thought slavery was over.
Speaker 3 (17:59):
I don't understand.
Speaker 6 (18:00):
You know, y'all, y'all have an institution here that says
that y'all will claim to safeguard our money unless you
just decide you don't want to keep it no more
because you don't know what the niggas are doing, and
you just give.
Speaker 4 (18:12):
It to them.
Speaker 3 (18:12):
Fuck up their whole system.
Speaker 6 (18:14):
Because the only thing you fuck up for me is
I have so many bills that are drawn from my account,
so now I gotta go somewhere else and set up
automatic pay. It's just the inconvenience more than anything else.
You just named fifteen banks, So that's one eight hundred
and fourteen banks in Los ANGELESKI, if I'm at day Bank, even.
Speaker 7 (18:33):
If you want to be treated right, you want to
be treated that's all. I want to be treated with
respects every where I go. That damn skipping, I don't
mean peanut butter.
Speaker 3 (18:41):
You can say that again.
Speaker 5 (18:44):
Yeah, And it's super unfortunate that that's the position that
they put people in for you to want to withdraw
your money, withdraw your business, because they're not upholding their business.
They're not upholding their standards, so that it's always unfortunately
their banks. You know, play a port, you know where
you got to walk away.
Speaker 7 (19:04):
Well, I want to ask you. I want to ask
you a question of a mic. Now this ain't this
ain't personal. I'm getting personal. I've had my bank account
clothes on me too. But I had overdrawn funds at
the time. Was your account overdrawn?
Speaker 3 (19:17):
And that's a little I wonly I don't even really
know what that is. Overdrawn account.
Speaker 7 (19:25):
It is with it whenever you got two dollars and
sixty five cent in your account and you go buy
you a burgher that cost six thirty five, So now
you're overdrawn plus thirty five dollars feet.
Speaker 6 (19:36):
I remember when I was out there being a crackhead,
I was living at twenty dollars at a time. I
would just keep going back to the ATM. And you
know what, I don't know why it took us so
long to have ATM machines.
Speaker 3 (19:47):
I won't wanted my house. I'm put in the kitchen,
I'll put it ready to get refrigerator, you know.
Speaker 6 (19:51):
But anyway, I'll go back and forth until I came
back to the machine that said, fuck away from me.
Speaker 3 (19:56):
You ain't give us sixteen dollars to eighteen cents, so
you can't get your shit out unless you got the
whole twenty.
Speaker 6 (20:02):
And you know, in our community, the black a lot
of black people don't bother with banks. They gonna check
cashing ship because it's easier. They don't want to get into.
Speaker 3 (20:09):
All it's more costly, but they don't.
Speaker 6 (20:11):
Want to get into all the hassle of knowing that
Massa is in the back room. And as he said
on this letter, they sitting around, uh, making considerations about
your motherfucking life when see what I'm telling to see
the corny as words. And they didn't just fire me
in English, the motherfuckers fire me in Spanish.
Speaker 3 (20:29):
See some bitches the window.
Speaker 7 (20:32):
Indeed, well, check cashing places are a staple of our community,
and they've been in this community for quite some time.
And and black niggas need it. Now, I ain't gonna
say black folks need it, but niggas need check cashing places.
Speaker 3 (20:45):
Niggas need check cashing because they ain't got no bank.
Bank kind of well, we tried that.
Speaker 7 (20:49):
We tried that, and we kept overdrawing them accounts. So
therefore I can't get enough. And uh so I got
to take my black ass wherever they will allow me
to cash this check yet and yeah, my check was
only one hundred and seventy three dollars and you're taking
twenty two dollars. But Devin, I need whatever it is
that you're about to get to me. So I'm gonna
think that it just is what happens.
Speaker 4 (21:09):
Man.
Speaker 7 (21:10):
I used to live in a check cashing place and
live in the I used to live in the check
cashing world, and then in the pay they loan place.
I ain't gonna pay they loaning over twenty years. Oh wow,
But I mean, bro, we needed it, some of us have.
Speaker 5 (21:26):
Yeah, you're giving me an idea right now, because I'm
thinking about going down to one.
Speaker 2 (21:30):
I forgot that who give you money?
Speaker 3 (21:32):
So I'm thinking.
Speaker 2 (21:33):
About going to the back back.
Speaker 3 (21:35):
Did you check do on see if there are black
banks in Boomdale?
Speaker 7 (21:40):
I found one and I don't even know if this
is really a black home bank California Banking Trust.
Speaker 2 (21:46):
We wait a minute, guys.
Speaker 5 (21:47):
You know, with the little noise that we thought we
was hearing, you know that's probably the government.
Speaker 2 (21:52):
Because we're talking.
Speaker 3 (21:53):
About the government, we're talking about them us.
Speaker 2 (21:57):
You know, they tapping in one time and.
Speaker 6 (22:00):
A little snow of sound, shine, all that stuff. You
he We wasn't hearing that until they realized we were
talking about, Oh the government.
Speaker 7 (22:08):
Listen, I'm taking my two hundred and sixty five dollars,
my two hundred dollars and sixty five cent back to
the bank.
Speaker 4 (22:14):
You're on yourn. But I see that the buzzing stopped.
Speaker 2 (22:18):
Look well, it don't matter with minees.
Speaker 5 (22:20):
Like I told you, I put my money in there
when it's time to pay the bills.
Speaker 7 (22:23):
It's time for me to pay a few bills of
child support come out of my account, you know.
Speaker 4 (22:28):
And I'm not on court order child support. I just
pay it every month.
Speaker 7 (22:30):
Even though it ain't their mouth that she won't I
give her Something's.
Speaker 3 (22:34):
Okay, you give me a little something, you know. My mama
always said give them a dollar nine a dollar when
they catch you.
Speaker 4 (22:39):
Well, no, man, I.
Speaker 7 (22:40):
Mean, you can do what you want to do. You
can't squeeze no blood from no turn up. And I
try my very best to do what I Yeah, that's
all I got, though, lady, that's.
Speaker 3 (22:49):
All anybody you think the boy need a good.
Speaker 4 (22:57):
I want some George.
Speaker 3 (22:58):
Too, So you banquet tech Star Federal Credit Union Okay.
So that's why I said, I think I'm.
Speaker 4 (23:04):
Going to look at Credit Union, Navy Federal Credit Union.
Speaker 7 (23:09):
Now, I like a local bank because these people get
to know you and for the reason why you are
having your issues. See, they won't know me if I
go to any of these other national brands. But the
people here, man, I can walk in there and they say, oh,
you work over here, Oh we we we know the
people that. Okay, so you want a car Loan. Okay,
(23:29):
your crect is not the best, but you know what,
we can work with you because you've been depositing your
checking But see, I caet talk to the people that
that run like that really run the bank, or they
go to church with me, or they've seen me around
and they're like, man, this guy's all right, we'll give
him something. So people been telling me for years, oh man,
you need to get a better bank. You say what
(23:50):
you want to say, yr Mama need a better bro.
But I'm gonna stick away. I'm I'm just I'm just
messed up better to thing because.
Speaker 6 (24:00):
You keep we fight racism every day every day in
our conversations every day, and I would treat people we
fight racism, and then you walk into an institution who
has institutional racism, they automatically say.
Speaker 3 (24:15):
When they walk through the door, doctor them, niggas. Watch
them close to you. They were not giving them. We
get the other people. If they ask anything, ask them
folk questions. It's always going to be more just calling us.
Because I can't imagine that. I racked my brain.
Speaker 6 (24:29):
I can't imagine why out of the blue folks would
just cancel your account and with no reason.
Speaker 5 (24:35):
We're just the active, it's no reason behind it. But
we do have to tap into the scamming world. I mean, like,
and I'm so glad for comedy and that's what I'm
on because as we sitting here, I just was really thinking,
like I didn't scam the couple of banks before, and really,
I mean I listen, he got thousands of so up
(24:59):
for you say so No. I just really had to
think about it, like, you know, Michael, sometimes that you know,
they protect us from skimming. You know, sometimes you know,
we pissed off at banks, but then sometimes we'd be like,
thank you bank, that they stopped somebody from doing some
fucked up stuff.
Speaker 2 (25:15):
And I just was sitting here reflecting, like damn, I'm
just really grateful that I'm on this platform of comedy
and acting and all of that because you backing me
wanting to tap back into the streets and get the
ass again.
Speaker 7 (25:30):
There's a number of reasons they could have canceled, Michael.
The fact that you know y'all stopped working on Martin
that might be a reason out of canceling too. Niggas
bring this over. I didn't bring no toe, jem crackers.
These are reasons why they may be upset with you.
I thought you were gonna have a bigger role.
Speaker 4 (25:49):
In Princess and the Frog. It was a big role,
but you should have been the Prince Click.
Speaker 6 (25:53):
It wasn't big enough, but I wish I was that
damn Frog or flying.
Speaker 7 (26:00):
All could have closed your camp because you was the
host of Depth Jail for one season. We needed two
or three. They could have closed your camera for a
number of reasons. We wanted you to be one of
the hosts on Comedy View, but you didn't do that.
You should have been one of the Kings of comedy
closes ever count You shouldn't anything.
Speaker 4 (26:15):
You ain't been on Shock also, yet, we need to
close this camp.
Speaker 3 (26:18):
There's a lot of you Listen, you the listened all
the shit they wouldn't let me do. They ain't let
me own this ship.
Speaker 6 (26:24):
Shaq Shaq had what's the names that the shock comedy
thing going out? The comedy to her, it's comedy that
motherfucker pull on ninety three comedian.
Speaker 3 (26:37):
Ain't no ninety three motherfuckers on this planet funny to me?
Speaker 4 (26:41):
Now.
Speaker 3 (26:41):
It might be ninety two, maybe ninety.
Speaker 6 (26:43):
One, but ninety three motherfuckers far as funny, that's the bullshit.
So anyway, I didn't get it, and I don't miss it.
I'm fine because if I had the money, it would
be in. This shitty has banged and we be fighting
right now trying to figure out how and get that out.
Speaker 3 (26:58):
Okay, guys, we are out of time, and I really
appreciate you. Appreciate it y'all jumping in here and help
me with this one.
Speaker 6 (27:05):
In closing, I just want to say, if pay closer
attention to what you're signing, because I thought it's a bank,
I'm covered. I didn't look at everything, but they give
you seven eight nine pages of shit and if you
sign it, you the sad off stuff something they said.
I signed a piece of paper saying anytime we want
to cancel your ass weekend, and I know I did that.
(27:26):
I'm gonna ask to see that signature when I go over.
Speaker 3 (27:29):
Cause I don't think that's what happen, motherfucker. But anyway, Hey,
tell people how they can find you.
Speaker 5 (27:35):
Well, they can sign me Monday through Friday on the
Michael Friday Morning Show and on the.
Speaker 3 (27:40):
Air with Michael, I say, everybody, whoa, whoa, whoa?
Speaker 6 (27:44):
You get at least two good ways to find her.
And she's worth finding.
Speaker 3 (27:47):
She's funny and she's smart. Hey, Derek, tell people they
can find me.
Speaker 7 (27:51):
You can find me at your bank and drive through
sending a note to my cousin Derek and on all
other social media platforms that Derek Keener. I may try
to get everything as cousin Derek. Right now, Dereck Keener
(28:11):
works for me.
Speaker 3 (28:12):
Hey, everybody, we got to wrap the show up.
Speaker 6 (28:15):
And we know the fan everybody. You'll find us here
three days a week. I do this show on iHeart.
Michael talks to everybody, and please be good to yourself,
be good to somebody else too. But check on your
bank account. Make sure people ain't arbitrarily canceling you.
Speaker 3 (28:30):
God is great.
Speaker 6 (28:31):
You ain't too bad yourself and have a super calor
practice Nix Validosia's day will catch you on rebound.
Speaker 3 (28:37):
Watch your money.
Speaker 4 (28:43):
Woo.
Speaker 3 (28:43):
I had a good time today.
Speaker 4 (28:44):
I hope y'all did too.
Speaker 3 (28:46):
Man, Thank y'all for checking us out here. Michael talks
to everybody.
Speaker 6 (28:50):
Hey, you can follow me, man, I'm easy to follow.
I'm on Instagram, just on the act, Michael Kaya.
Speaker 3 (28:55):
I'm on TikTok. That's Michael Kaya one three five.
Speaker 6 (28:57):
I have a very sexy web page called the Realmichael
Kaye dot Com. You know, you go over there you
can find out about my merchandise and what I'm doing
and where all my shows I airthing is right there.
Or if you really love me, you can go to
my cash shapp that's dollar sign Michael Kaye's money. I'm
playing with y'all, but I accept green Stand foods and
Canadian money. I'll take your bus transfer if you got
some time left on it. And my morning show, oh
(29:20):
my goodness, the Michael Kaye Morning Show. That's seven eight
in Pacific time, yo, five days a week.
Speaker 3 (29:26):
This has been a ray Lock Group production. I see
y'all later.
Hm, who you all ready, Let's go. Welcome missus. Michael
called this world started doing venice peach. Now he reached
in the world.
Speaker 2 (00:13):
He'll make you left.
Speaker 1 (00:14):
Take the stomach, car supple fly nice guys praying to
me to work, trusting old he's ready for the star,
hurts winter and oh g three times. This ain't gonna
begin him whether you win now house, you want your
brother out?
Speaker 3 (00:24):
Ho's a dinner on your job and.
Speaker 1 (00:25):
Your brothers are that?
Speaker 4 (00:26):
I mean?
Speaker 5 (00:26):
It's a call.
Speaker 1 (00:28):
Michael Taus said, everybody to call yes, Michael Taus had
everybody like to call Yes. Michael Saus say, everybody, you
know what a shine I called? Michael fuck said, everybody
to call Michael Chaush everybody Michael.
Speaker 3 (00:42):
To say, my god, everybody, anybody you call Hey, everybody,
you know what tab it is it?
Speaker 4 (00:53):
Michael?
Speaker 3 (00:53):
Guy you down called?
Speaker 6 (00:54):
Michael talked to everybody. Everybody, everybody, Welcome to the show today, everybody. Uh,
I hope your life is doing excellently. And if not,
just take a moment, take a breath, take a prayer.
Speaker 3 (01:04):
It'll be to you. Befolks. You know it.
Speaker 6 (01:06):
Today our topic is banking and is banking racist?
Speaker 3 (01:12):
Well? I think Chase Bank is. So let's just talk
about that.
Speaker 6 (01:18):
I have. I have two wonderful guests with me. They're
both comedians, my cousin Derek also known as Derek Keener
all over the world and Straya Blackstraya is funny.
Speaker 3 (01:31):
How y'all doing, guys.
Speaker 4 (01:34):
Yeah, man, I'm alright.
Speaker 7 (01:36):
I'm good.
Speaker 4 (01:36):
I had to go to the bank today, so I'm good.
Speaker 3 (01:39):
Oh, yes, they away from there.
Speaker 4 (01:40):
You wont be mad.
Speaker 3 (01:41):
My fists been bought up all day long.
Speaker 6 (01:43):
Okay, So I had an incident with the bank. I
like to share with you, folks, and then y'all tell
me what your take on it is. So I get
four letters come to my house at the same time,
and each one of them is saying the bank has
decided arbitrarily to end my account.
Speaker 3 (02:00):
Said we decided to close your accounts.
Speaker 6 (02:03):
One says we are closing your deposit accounts. One says
we are canceling the least on your safety deposit box.
Speaker 3 (02:13):
I didn't even know I was paying the lease on.
Speaker 6 (02:15):
Said if I didn't use that box in three years,
if I've been paying them each morning, ain't shit in there.
Speaker 3 (02:19):
I'm mad. And the last of was.
Speaker 6 (02:22):
We close your credit card. So when I see this
on the first part of the PENDIC, you know why
they close my ship?
Speaker 3 (02:30):
What did I do? So I go back to read it. Derek,
you gonna love at this.
Speaker 4 (02:33):
Come on read.
Speaker 6 (02:34):
I'm reading what the reason is and it says financial
institutions have an obligation to know our customers and to
monitor transactions that flow through our customers accounts.
Speaker 3 (02:47):
Well, they already failed on that because they don't know
me as a customer.
Speaker 6 (02:50):
They say they're supposed to know that. They don't know
me as a customer. I've been here three years.
Speaker 3 (02:53):
Go on that bank.
Speaker 6 (02:54):
I guarantee you ain one of the motherfuckers can say
my name. They can't say all that's Michael.
Speaker 3 (02:57):
That's I can't let them say that. I come in,
you know, take my money, go out. They don't know my.
Speaker 6 (03:01):
Ass So financial institutions have an obligation. They already tell
the abbligations to know their customers and to monetory their
transactions that flow through customers accounts.
Speaker 3 (03:11):
What they're doing is the second part.
Speaker 6 (03:13):
They're monitoring transactions that go in and out, but they
don't bother know the fucking customers, so they don't know
how I get my money or where it comes from.
So it's trained in them because most niggas are doing
nine to five, So they come in every every week
with their little check and shit sae check same company
over No, but they say the commun with checks from everywhere.
Speaker 3 (03:31):
Most of the money have to positive checks.
Speaker 4 (03:33):
So they see me.
Speaker 6 (03:34):
Coming in with checks from everywhere, you know, and then
I send out money when I'm I'm I'm doing. When
I'm doing production, I have to pay for my production stuff.
When I'm doing my wedding, I have a thousand things
I'm paying for. This second part of the sentence though,
after financial institutions have an obligation to know our customers
and to monitor, track the monitor transactions that flow through
(03:56):
our customers account.
Speaker 3 (03:57):
This is what they hit me with, after care care
for consideration, Derek, that.
Speaker 6 (04:01):
If we sat around and thought about this shit, thought careful,
after careful consideration, we decided to close your account because
of wait a minute, wait for it, unexpected activity.
Speaker 3 (04:16):
What the fuck is?
Speaker 6 (04:17):
First of all, what type of activity were they expecting
me to be doing with my money?
Speaker 3 (04:23):
Money?
Speaker 6 (04:23):
They bay, I put it in, I take it out.
They getting a percentage on what's sitting there I thought
that was the deal. When I want to get somebody,
I can get it. When I put something, I want
to put some in. What is the soul called unexpected activity?
Unexpected activity, then it's unexpected that a nigga have real
money and come in out there and ain't scared of them.
Speaker 3 (04:41):
So now, because they can't tell what my money is,
they do what they do with all black people.
Speaker 6 (04:47):
I'm a drug dealer, so to keep me from moving
money to the other drug dealers, they just closed my
account and won't even tell me that this is a
difficult part. They won't even tell me why. So when
I call and they say, well, you know we have here,
we have you know, we're cancling. We but we but
we can't tell you the reason.
Speaker 3 (05:06):
What are you saying?
Speaker 6 (05:07):
You can't tell me?
Speaker 3 (05:07):
Read No, it's personal. We keep it to ourself. What
did I fuck somebody at the bank? Is that what happened?
Somebody got an attitude? God, I came in. I ain't
telling nobody. I mean, what how what the fuck you
talking about?
Speaker 6 (05:19):
So I go to two guys. I go the first
guy and no, I got got a girl. The first
guy he ain't got no real answer. I say, well,
is your supervisor. Well, I'll get her, but she's gonna
say the same thing. I said, okay, Well, didn't bring
her in here to do the same thing. And I said,
because before I before I sue, y'all, I just want
to know all the particulars. He said, Well, you're welcome
to suit to sue. I said, player, I didn't ask
(05:42):
your permission. I don't need your mother fucking permission. I'm
just trying to figure out who the people are and
what they're saying. So when I sue your ass, I
know who I'm talking about and what I'm fighting against.
But do you have a supervisor? Why I have super body?
Speaker 3 (05:54):
She gonna say, same thing, and of course she did.
Speaker 6 (05:56):
He come a little sister, same thing, but she can
feel the boot shit and she's like, yeah, but really
it won't tell us anything, and they won't tell you.
And I said, well, Jail, I speak to who's up
over over you.
Speaker 3 (06:09):
I'm the manager. That's it. I said, Yet, so you're
saying that you don't have a boss.
Speaker 6 (06:14):
I do have a boss, you know, But you know
you'll have to get back with you in twenty four
the forty eight.
Speaker 3 (06:18):
Hours will let her get back to let her do.
So I'm doing like white folks do. When you fuck
with white people, they tell everybody. They tell their mama,
they cousin, they write letters to the city, to the mayor, uh,
they go to uh, they go everywhere and let you
know you fucked over them until you stop and you.
Speaker 7 (06:36):
Have scared the food out of me. I went and
took my little two hundred dollars out the bank. I
won't little money.
Speaker 6 (06:45):
And you just hear me, I wish your two hundred
out of there like it was one hundred times.
Speaker 4 (06:52):
No no no, no, no, no, no, no no no. And my
sixty cent.
Speaker 6 (06:56):
To you went all the way. Thank you. You know,
because I'm telling you this is called profiling.
Speaker 3 (07:03):
You know what I'm saying.
Speaker 6 (07:04):
They're profiling you cause they don't know what I'm doing
my money. I have no idea if they classicism, yeah, classicism.
Speaker 7 (07:11):
We know that the American banking system has been known
to do this with us for quite some time. This
is it all started all right during the World Wars,
whenever you were doing the red lining all stuff get
in that way for quite some time. So I'm not
surprised that they did this for you. They noticed whatever activity.
They know whether you're doing shows and bringing in you know,
(07:35):
you may bring in twenty fifty sixty thousand dollars at
the time. That ain't none of your goddamn business. How
much money I brought to this bank, whatever I put
in that I can take out. It's just your job
to hold this shit till I decide what I'm gonna do.
Speaker 2 (07:49):
It's just said, it's sad all together.
Speaker 5 (07:52):
I mean, the banks ty in with the government, and
we all know that the government be on some saucy
shit anyway way, So it all adds up. It just
makes you now want to be like, just put your
money under your mattress. How your grandmom and them used
to do it. It makes sense now, you know, when
you were younger, you didn't understand why they keeping this
(08:13):
money put away like that. But now it makes so
much more sense because it's so much you know, ins
and outs that you know, people don't pay attention to
us as a culture. You know, we put our money
in banks to help us, to bet us to grow,
to get financed, you know, to to you know, to
help help.
Speaker 6 (08:32):
They don't want black They don't want black people to
have this ship together.
Speaker 3 (08:36):
They don't so black.
Speaker 6 (08:37):
People come in, they organize, they got their money bank
by their own business.
Speaker 3 (08:41):
They separate and disrupt that. I ain't getting nothing to nobody.
Speaker 4 (08:45):
Well somebody that doesn't.
Speaker 7 (08:47):
I don't even believe it's somebody that works inside of
that actual brand. That is somebody sitting behind a computer
that looks that's looking at transactions or oh this looks funny,
don't recognize the name, never google it and just said, well,
this is probably a drug. Drug dealers don't teach the
money in the bank, dummy.
Speaker 3 (09:07):
We keep out.
Speaker 4 (09:08):
I mean they keep.
Speaker 6 (09:12):
I don't know no drug dealers with a bank account.
Speaker 4 (09:16):
I mean they don't.
Speaker 3 (09:16):
They don't have them.
Speaker 6 (09:20):
No.
Speaker 7 (09:20):
I think it's unfortunately, and you know what, we're trying
to get more black banks. I'm not sure of any
black home banks in your area. I know there are
none in my area where I live at uh. But
you know, we we're trying to get more black oed banks.
But that's a difficult deal because they don't want black people.
That's what I want to look for. I want to
look for either black banking. This era almost goes to
(09:41):
the credit union.
Speaker 6 (09:42):
You know, all military they have a Navy credit union
will be really good, and I think all that. Oh yeah,
so you know, I mean, I'm happily taking my money
out of that bank because I talked them when I
first get it was no niggas working there. I was
a year and not one black person working in the area.
To have black people, it's just don't make no damn self.
Then they brought in a goofy looking old security guard
(10:03):
who looked like he.
Speaker 3 (10:04):
Couldn't secure shit.
Speaker 6 (10:05):
He looked like he was secure motherfucking peanut butter and
jelly sandwich. And he's sitting there with his loose outfit,
just stand at the door watching people come in.
Speaker 3 (10:14):
He aye'ht no gun.
Speaker 6 (10:15):
He had no gun. I have a gun, but he
didn't have a good he protecting a bank. But I
walked in.
Speaker 3 (10:22):
With a gun and he ain't got one. What were
you trying to say, strained?
Speaker 5 (10:25):
No, But in history, we as a coach, you know
that banks definitely have been unfair to us.
Speaker 2 (10:32):
You know, when it was.
Speaker 5 (10:32):
Time for the loans for homes in the segregation times,
you know things like that. I mean, so it's an
ongoing thing with them. I agree with Derek. I believe
it was a pental pushing fucker. That was behind the
computer and was like he definitely like that. Dang seem sake.
(10:53):
So I think it was just like I think they
just picked you. You know, they picked the wrong person.
Speaker 3 (10:58):
The problem is that that arbitrary. How they do it,
Just take it at random.
Speaker 6 (11:03):
Just look at anybody's account and say, well, I don't
understand how his money.
Speaker 3 (11:06):
What's going on? He's making money now, he ain't making
money now, he is making money less end his account.
Speaker 6 (11:11):
It's just its most retarded way of working I've ever heard,
and disrespectful.
Speaker 4 (11:16):
I have something for you.
Speaker 7 (11:18):
One United Bank in Los Angeles, California identified black. They're
one of those inelas Compton Los Angeles and Company. Then
City First Bank is in Inklewood and in Los Angeles
every bank corporation is in La Business Bank California.
Speaker 3 (11:37):
You said city, No City Bank and no black horned Bank.
Speaker 4 (11:41):
No, no, no, they say City First. It's like city Free.
Speaker 3 (11:45):
It's called City First, City First.
Speaker 4 (11:47):
Okay.
Speaker 3 (11:48):
I never heard no ship like that.
Speaker 6 (11:49):
Okay, somebody houseas house is.
Speaker 3 (11:55):
In his house.
Speaker 6 (11:59):
We take the pot in the fronduct, but we only
we only send money out on the side.
Speaker 7 (12:03):
Mike, when you get over there to the bank, it's
gonna be a nigga outside movie.
Speaker 8 (12:06):
You here to put your money in. Come on, figure,
come on, you good? You good?
Speaker 5 (12:17):
Yeah, you know, I mean it's a bitch at the
counter of like come out because we money.
Speaker 4 (12:22):
Oh yeah, you're gonna get your money. We're gonna keep you.
That might be it.
Speaker 3 (12:27):
I'm not.
Speaker 7 (12:28):
But there're severally l a river size, the three banks,
California Banking Trust, and a couple in the bank.
Speaker 3 (12:35):
So we got all of those, all those the black
black on banks.
Speaker 4 (12:39):
That's what that's.
Speaker 6 (12:40):
Look again and see if there's any black owned banks
in the Palmdale area, Palmdale, Californa.
Speaker 3 (12:46):
Okay, so I don't have to I don't have to travel.
Speaker 2 (12:49):
That's why we got to use that app. That that
black for one one app.
Speaker 4 (12:54):
We gotta start using it. That's what we gotta start
using more for.
Speaker 3 (12:59):
The We should bring him back on and talk about that.
Speaker 7 (13:02):
Uncle Michael, California, thank from all from ranch out the banks.
Speaker 5 (13:08):
Well, like I said, the banks, we all know that
they saucy and fall too. I don't got too much
in our any fucking way. I only keep money in
there when it's time to pay a fucking bill. So
they don't got to worry about me. But as things
are getting progressing and life is going good and checks
is definitely getting deposited, I know that I gotta be
(13:29):
careful moving forward.
Speaker 3 (13:31):
That's what I like you.
Speaker 4 (13:32):
Life has been great for me late. I've been depositive
checks of more than fifty dollars at a time. Australia.
Speaker 7 (13:42):
Man, it's sad whenever you know people treat uh and
you know what, Mike is.
Speaker 4 (13:47):
A celebrity or you know what I mean, he's a celebrity.
Speaker 7 (13:51):
It's saying when you treat someone, especially with a platform,
this way, because you can ever know how their influence
reaches and and and beyond him being a.
Speaker 4 (14:01):
Celebrity, he's a customer.
Speaker 7 (14:04):
All customers should be treated with a certain amount of respect,
a certain amount of cachet that you're supposed to just
give them just because they decided to come and thank
with us. You should be treated a certain way. That's
off the general principal. You walk in here, you could
have chosen any bank of the twelve that's on this streets.
Speaker 6 (14:26):
Yeah, but that's what hold that off for one moment,
because we get it's so good, it's so exciting that
when went past our little break. We got to take
a quick break. We'll be right back, y'all. Hey, Michael
talks to everybody. We're here at iHeart, and you know,
we want to know if banking in America just traditionally racist,
can they can they help themselves? Do they know how
(14:47):
to work with black people without either trying to cheat
them or trying to throw them out.
Speaker 4 (14:51):
They try to tell you this slavery.
Speaker 6 (14:52):
Is over, but it ain't because just because they know
him black, they could just throw my count out and
not even give me a reason.
Speaker 3 (15:00):
Be right black and we're black, I mean, we're back.
It's your boy, Michael Gallian. Mike talks to everybody today.
Speaker 6 (15:17):
I'm talking with awesome straight of Black, one of the
coldest up and coming black female comedian artists actresses in
the country. She's also a regular on my TI morning show.
So we better honored to have her over there because
she she'd be making things happen. And the great gret Keina, Man,
this dude been doing commony with me.
Speaker 3 (15:36):
We go way back. We go back like lawn chairs,
like Alex, We got Alix had, we got roots.
Speaker 6 (15:42):
And these guys aren't just funny, they smart and they're
definitely smart enough to know that people can just do
something and not in get a reason. That's there. I
just jumped on the phone with earthquake, and I would say,
like earthquake, I don't understand. How can they say we
ain't gonna give you a reason when we feel like
something right, We ain't give you no reason. Can get
your ship And if you don't come get it by
(16:02):
the date we're gonna mail you check and clean your
ship out, that's dangs stuff.
Speaker 7 (16:06):
I had a girl do me like that once and
wouldn't getting no god damn reason. And I didn't go
over there and get my ship.
Speaker 3 (16:15):
We together. You ain't even getting no reason.
Speaker 4 (16:19):
Just enough this just it, Come get your stuff. I'm
coming over there.
Speaker 3 (16:24):
But oh my god, she hit you with that.
Speaker 4 (16:27):
But I ain't leaving. I'm telling you that now about
I'm coming.
Speaker 3 (16:31):
I'm coming, but I ain't going.
Speaker 4 (16:32):
But I ain't leaving.
Speaker 7 (16:33):
Let me tell you this, that girl we together, whether
you know it, and that's how the bank did you?
Speaker 4 (16:38):
Man? And if I was you out with it, well, no,
I can't tinue that. Yes, you don't want to go?
Speaker 3 (16:42):
What say it said on this show when you said
what we want.
Speaker 4 (16:46):
We said how we want to say it? What?
Speaker 3 (16:48):
What'sr what's your thought?
Speaker 4 (16:49):
I don't want to throw my money in the nigga
face at the count.
Speaker 7 (16:54):
And caught him out the name, got him a beat
and said, put my money back in my account.
Speaker 5 (16:59):
Hope he got to If he do that, he gotta
do it like on players could do something to make
me feel better.
Speaker 2 (17:05):
He gotta have somebody.
Speaker 4 (17:08):
To do it. Yeah, yeah, you know.
Speaker 7 (17:12):
But the banking system in the United States is the
most powerful economic institution in the United States and perhaps
the world.
Speaker 4 (17:20):
Now, so you're going to be fighting.
Speaker 7 (17:23):
But what is the U That central banking system, the
Federal Reserve is the most powerful economic institution in the US,
and it says perhaps the world you about to learn
how to fight because you about to go up against
the federal banking system and they about to left hook
your ass.
Speaker 4 (17:41):
Yeah.
Speaker 6 (17:42):
But I got some great attorneys, brother, and they want
the exercise.
Speaker 3 (17:45):
They love the exercise, you know what I'm saying.
Speaker 6 (17:47):
So I just have to do the initial thing, which
is I got to go there and face them, face
the faith myself, walking there with my super ship and
find out where he had nigging charge is and say
I thought slavery was over.
Speaker 3 (17:59):
I don't understand.
Speaker 6 (18:00):
You know, y'all, y'all have an institution here that says
that y'all will claim to safeguard our money unless you
just decide you don't want to keep it no more
because you don't know what the niggas are doing, and
you just give.
Speaker 4 (18:12):
It to them.
Speaker 3 (18:12):
Fuck up their whole system.
Speaker 6 (18:14):
Because the only thing you fuck up for me is
I have so many bills that are drawn from my account,
so now I gotta go somewhere else and set up
automatic pay. It's just the inconvenience more than anything else.
You just named fifteen banks, So that's one eight hundred
and fourteen banks in Los ANGELESKI, if I'm at day Bank, even.
Speaker 7 (18:33):
If you want to be treated right, you want to
be treated that's all. I want to be treated with
respects every where I go. That damn skipping, I don't
mean peanut butter.
Speaker 3 (18:41):
You can say that again.
Speaker 5 (18:44):
Yeah, And it's super unfortunate that that's the position that
they put people in for you to want to withdraw
your money, withdraw your business, because they're not upholding their business.
They're not upholding their standards, so that it's always unfortunately
their banks. You know, play a port, you know where
you got to walk away.
Speaker 7 (19:04):
Well, I want to ask you. I want to ask
you a question of a mic. Now this ain't this
ain't personal. I'm getting personal. I've had my bank account
clothes on me too. But I had overdrawn funds at
the time. Was your account overdrawn?
Speaker 3 (19:17):
And that's a little I wonly I don't even really
know what that is. Overdrawn account.
Speaker 7 (19:25):
It is with it whenever you got two dollars and
sixty five cent in your account and you go buy
you a burgher that cost six thirty five, So now
you're overdrawn plus thirty five dollars feet.
Speaker 6 (19:36):
I remember when I was out there being a crackhead,
I was living at twenty dollars at a time. I
would just keep going back to the ATM. And you
know what, I don't know why it took us so
long to have ATM machines.
Speaker 3 (19:47):
I won't wanted my house. I'm put in the kitchen,
I'll put it ready to get refrigerator, you know.
Speaker 6 (19:51):
But anyway, I'll go back and forth until I came
back to the machine that said, fuck away from me.
Speaker 3 (19:56):
You ain't give us sixteen dollars to eighteen cents, so
you can't get your shit out unless you got the
whole twenty.
Speaker 6 (20:02):
And you know, in our community, the black a lot
of black people don't bother with banks. They gonna check
cashing ship because it's easier. They don't want to get into.
Speaker 3 (20:09):
All it's more costly, but they don't.
Speaker 6 (20:11):
Want to get into all the hassle of knowing that
Massa is in the back room. And as he said
on this letter, they sitting around, uh, making considerations about
your motherfucking life when see what I'm telling to see
the corny as words. And they didn't just fire me
in English, the motherfuckers fire me in Spanish.
Speaker 3 (20:29):
See some bitches the window.
Speaker 7 (20:32):
Indeed, well, check cashing places are a staple of our community,
and they've been in this community for quite some time.
And and black niggas need it. Now, I ain't gonna
say black folks need it, but niggas need check cashing places.
Speaker 3 (20:45):
Niggas need check cashing because they ain't got no bank.
Bank kind of well, we tried that.
Speaker 7 (20:49):
We tried that, and we kept overdrawing them accounts. So
therefore I can't get enough. And uh so I got
to take my black ass wherever they will allow me
to cash this check yet and yeah, my check was
only one hundred and seventy three dollars and you're taking
twenty two dollars. But Devin, I need whatever it is
that you're about to get to me. So I'm gonna
think that it just is what happens.
Speaker 4 (21:09):
Man.
Speaker 7 (21:10):
I used to live in a check cashing place and
live in the I used to live in the check
cashing world, and then in the pay they loan place.
I ain't gonna pay they loaning over twenty years. Oh wow,
But I mean, bro, we needed it, some of us have.
Speaker 5 (21:26):
Yeah, you're giving me an idea right now, because I'm
thinking about going down to one.
Speaker 2 (21:30):
I forgot that who give you money?
Speaker 3 (21:32):
So I'm thinking.
Speaker 2 (21:33):
About going to the back back.
Speaker 3 (21:35):
Did you check do on see if there are black
banks in Boomdale?
Speaker 7 (21:40):
I found one and I don't even know if this
is really a black home bank California Banking Trust.
Speaker 2 (21:46):
We wait a minute, guys.
Speaker 5 (21:47):
You know, with the little noise that we thought we
was hearing, you know that's probably the government.
Speaker 2 (21:52):
Because we're talking.
Speaker 3 (21:53):
About the government, we're talking about them us.
Speaker 2 (21:57):
You know, they tapping in one time and.
Speaker 6 (22:00):
A little snow of sound, shine, all that stuff. You
he We wasn't hearing that until they realized we were
talking about, Oh the government.
Speaker 7 (22:08):
Listen, I'm taking my two hundred and sixty five dollars,
my two hundred dollars and sixty five cent back to
the bank.
Speaker 4 (22:14):
You're on yourn. But I see that the buzzing stopped.
Speaker 2 (22:18):
Look well, it don't matter with minees.
Speaker 5 (22:20):
Like I told you, I put my money in there
when it's time to pay the bills.
Speaker 7 (22:23):
It's time for me to pay a few bills of
child support come out of my account, you know.
Speaker 4 (22:28):
And I'm not on court order child support. I just
pay it every month.
Speaker 7 (22:30):
Even though it ain't their mouth that she won't I
give her Something's.
Speaker 3 (22:34):
Okay, you give me a little something, you know. My mama
always said give them a dollar nine a dollar when
they catch you.
Speaker 4 (22:39):
Well, no, man, I.
Speaker 7 (22:40):
Mean, you can do what you want to do. You
can't squeeze no blood from no turn up. And I
try my very best to do what I Yeah, that's
all I got, though, lady, that's.
Speaker 3 (22:49):
All anybody you think the boy need a good.
Speaker 4 (22:57):
I want some George.
Speaker 3 (22:58):
Too, So you banquet tech Star Federal Credit Union Okay.
So that's why I said, I think I'm.
Speaker 4 (23:04):
Going to look at Credit Union, Navy Federal Credit Union.
Speaker 7 (23:09):
Now, I like a local bank because these people get
to know you and for the reason why you are
having your issues. See, they won't know me if I
go to any of these other national brands. But the
people here, man, I can walk in there and they say, oh,
you work over here, Oh we we we know the
people that. Okay, so you want a car Loan. Okay,
(23:29):
your crect is not the best, but you know what,
we can work with you because you've been depositing your
checking But see, I caet talk to the people that
that run like that really run the bank, or they
go to church with me, or they've seen me around
and they're like, man, this guy's all right, we'll give
him something. So people been telling me for years, oh man,
you need to get a better bank. You say what
(23:50):
you want to say, yr Mama need a better bro.
But I'm gonna stick away. I'm I'm just I'm just
messed up better to thing because.
Speaker 6 (24:00):
You keep we fight racism every day every day in
our conversations every day, and I would treat people we
fight racism, and then you walk into an institution who
has institutional racism, they automatically say.
Speaker 3 (24:15):
When they walk through the door, doctor them, niggas. Watch
them close to you. They were not giving them. We
get the other people. If they ask anything, ask them
folk questions. It's always going to be more just calling us.
Because I can't imagine that. I racked my brain.
Speaker 6 (24:29):
I can't imagine why out of the blue folks would
just cancel your account and with no reason.
Speaker 5 (24:35):
We're just the active, it's no reason behind it. But
we do have to tap into the scamming world. I mean, like,
and I'm so glad for comedy and that's what I'm
on because as we sitting here, I just was really thinking,
like I didn't scam the couple of banks before, and really,
I mean I listen, he got thousands of so up
(24:59):
for you say so No. I just really had to
think about it, like, you know, Michael, sometimes that you know,
they protect us from skimming. You know, sometimes you know,
we pissed off at banks, but then sometimes we'd be like,
thank you bank, that they stopped somebody from doing some
fucked up stuff.
Speaker 2 (25:15):
And I just was sitting here reflecting, like damn, I'm
just really grateful that I'm on this platform of comedy
and acting and all of that because you backing me
wanting to tap back into the streets and get the
ass again.
Speaker 7 (25:30):
There's a number of reasons they could have canceled, Michael.
The fact that you know y'all stopped working on Martin
that might be a reason out of canceling too. Niggas
bring this over. I didn't bring no toe, jem crackers.
These are reasons why they may be upset with you.
I thought you were gonna have a bigger role.
Speaker 4 (25:49):
In Princess and the Frog. It was a big role,
but you should have been the Prince Click.
Speaker 6 (25:53):
It wasn't big enough, but I wish I was that
damn Frog or flying.
Speaker 7 (26:00):
All could have closed your camp because you was the
host of Depth Jail for one season. We needed two
or three. They could have closed your camera for a
number of reasons. We wanted you to be one of
the hosts on Comedy View, but you didn't do that.
You should have been one of the Kings of comedy
closes ever count You shouldn't anything.
Speaker 4 (26:15):
You ain't been on Shock also, yet, we need to
close this camp.
Speaker 3 (26:18):
There's a lot of you Listen, you the listened all
the shit they wouldn't let me do. They ain't let
me own this ship.
Speaker 6 (26:24):
Shaq Shaq had what's the names that the shock comedy
thing going out? The comedy to her, it's comedy that
motherfucker pull on ninety three comedian.
Speaker 3 (26:37):
Ain't no ninety three motherfuckers on this planet funny to me?
Speaker 4 (26:41):
Now.
Speaker 3 (26:41):
It might be ninety two, maybe ninety.
Speaker 6 (26:43):
One, but ninety three motherfuckers far as funny, that's the bullshit.
So anyway, I didn't get it, and I don't miss it.
I'm fine because if I had the money, it would
be in. This shitty has banged and we be fighting
right now trying to figure out how and get that out.
Speaker 3 (26:58):
Okay, guys, we are out of time, and I really
appreciate you. Appreciate it y'all jumping in here and help
me with this one.
Speaker 6 (27:05):
In closing, I just want to say, if pay closer
attention to what you're signing, because I thought it's a bank,
I'm covered. I didn't look at everything, but they give
you seven eight nine pages of shit and if you
sign it, you the sad off stuff something they said.
I signed a piece of paper saying anytime we want
to cancel your ass weekend, and I know I did that.
(27:26):
I'm gonna ask to see that signature when I go over.
Speaker 3 (27:29):
Cause I don't think that's what happen, motherfucker. But anyway, Hey,
tell people how they can find you.
Speaker 5 (27:35):
Well, they can sign me Monday through Friday on the
Michael Friday Morning Show and on the.
Speaker 3 (27:40):
Air with Michael, I say, everybody, whoa, whoa, whoa?
Speaker 6 (27:44):
You get at least two good ways to find her.
And she's worth finding.
Speaker 3 (27:47):
She's funny and she's smart. Hey, Derek, tell people they
can find me.
Speaker 7 (27:51):
You can find me at your bank and drive through
sending a note to my cousin Derek and on all
other social media platforms that Derek Keener. I may try
to get everything as cousin Derek. Right now, Dereck Keener
(28:11):
works for me.
Speaker 3 (28:12):
Hey, everybody, we got to wrap the show up.
Speaker 6 (28:15):
And we know the fan everybody. You'll find us here
three days a week. I do this show on iHeart.
Michael talks to everybody, and please be good to yourself,
be good to somebody else too. But check on your
bank account. Make sure people ain't arbitrarily canceling you.
Speaker 3 (28:30):
God is great.
Speaker 6 (28:31):
You ain't too bad yourself and have a super calor
practice Nix Validosia's day will catch you on rebound.
Speaker 3 (28:37):
Watch your money.
Speaker 4 (28:43):
Woo.
Speaker 3 (28:43):
I had a good time today.
Speaker 4 (28:44):
I hope y'all did too.
Speaker 3 (28:46):
Man, Thank y'all for checking us out here. Michael talks
to everybody.
Speaker 6 (28:50):
Hey, you can follow me, man, I'm easy to follow.
I'm on Instagram, just on the act, Michael Kaya.
Speaker 3 (28:55):
I'm on TikTok. That's Michael Kaya one three five.
Speaker 6 (28:57):
I have a very sexy web page called the Realmichael
Kaye dot Com. You know, you go over there you
can find out about my merchandise and what I'm doing
and where all my shows I airthing is right there.
Or if you really love me, you can go to
my cash shapp that's dollar sign Michael Kaye's money. I'm
playing with y'all, but I accept green Stand foods and
Canadian money. I'll take your bus transfer if you got
some time left on it. And my morning show, oh
(29:20):
my goodness, the Michael Kaye Morning Show. That's seven eight
in Pacific time, yo, five days a week.
Speaker 3 (29:26):
This has been a ray Lock Group production. I see
y'all later.
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