Episode Transcript
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Speaker 1 (00:00):
Hey, money Movers, Welcome back to Money Moves, the daily
podcast determined to give you the keys to the Kingdom
of financial stability, wealth and abundance. You may have seen
your guests on CNBC the Today's show, Earn Your Leisure
(00:22):
and his own show Inside the Vault. The list goes on.
He's one of the nation's top financial educators and additionally,
he is a best selling author of multiple books and
the founder of mind Right Money Management, the financial education
company that blends psychology, music and personal finance. Money Movers,
please welcome ash Cash to the podcast. Hi, welcome to
(00:45):
the podcast. Thank you so much for having me. I
appreciate you. Thanks so much. Well, I'm really excited to
have you on the podcast today. You are known for
helping people maximize their full potential by giving them inspiration, tools,
tips and tricks and resources needed to live an abundant
and best life. So you are perfect for the podcast
and we are dying to hear everything that you've got
(01:07):
to say. Thank you. So I want to start off
enlighten our Money Moves audience with your journey, you know,
tell us a little bit about how you got from
where you were away back when two here today, you know,
informing the nation. I started from humble beginnings. I'm a
kid from the State Nicholas Projects in Harlem, New York.
So I'm you know, born and raised in Harlem, US,
(01:30):
you know, and you know, you know, typical and you know,
unfortunately some typical urban story. I'm the youngest of three
single parent home. My mom raised um, you know, my
brother and my sister and I, UM, and you know,
at an early age, something instinctively told me that abundance
was my birth ride. And so I just knew that
(01:50):
that this couldn't be life. And so um, at eight
years old, I started packing badge at the local supermarket. UM.
You know, graduated by the by the age of twelve,
uh on the T shirts and mixtapes on you know,
the famous One Street UM. And then you know, by seventeen, UM,
I actually and you know I speak about this in
my book, but I actually, um was about to sell
(02:13):
drugs because at seventeen, you know, I wanted everything that
everybody else was getting to close the girls, all of
that stuff. And you know, thank God for my sister
m who wind up getting me a job at a
local uh you know, video store, you know, rest in
peace to Blockbuster videos. But that was my first job. First,
(02:35):
that was my first job. Did that for about two
years UM and then I was introd. I was introduced
to the love of my life, which is the bank.
You know. So I started UM as a teller. I
started as a teller, you know, nineteen years old, did
everything in banking from teller to personal banker to branch manager.
I was a V one of you know VP at
(02:57):
twenty four years old, was a private banker. I was
one of the youngest CEOs of a federally charted bank,
of a of a credit union. I've been blessed. I've
been blessed. I've been blessed. Man. There was so much
to unpack there, you know. I want to also touch
on something that you said, and I know we'll get
into mindset, but from a young age you were like
(03:18):
I knew that abundance was my birthright. And I love
that mantra, that phrase, that saying, etcetera, because I want
all of our money moves audience to know that like
abundance is our birthright. It doesn't come easy, and sometimes
it doesn't come quick or cheap, but to know that
this is what you have to strive for and work
for is a really beautiful thing. And then you summed
(03:39):
up your story saying, listen, I started as a bank teller.
I started at the bank teller, which is, you know,
the bottom of the pecking pecking level in the banks,
and you worked your way up. What was it that
really fueled your drive to get it done and know
that you could establish yourself and make a career for
yourself in banking and build this birth of abundance? Yeah,
(04:02):
I have you know. I wrote my first book in
two thousand nine called Mine Right Money, Right to Loads
of Financial Freedom. UM. And one of the principles I
have in there called is called Seymour B. Moore right
that you know, people will be um what they believe
that they can be and so UM. It was honestly
the exposure um. And so if anybody understands, and I
(04:24):
know anybody in any hood in America understands that wherever
you're from is your world right. And so when us
in Harlem, when we say Harlem world is a hundred
and tents street to a hundred and fifty fifth street.
So if I say I'm going downtown, I'm not saying
I'm going to Battery Park. I'm going to a hundred teens.
(04:44):
If I say I'm going uptown, I'm not going to
the Bronx, I'm going to a hundred and fifty fifty.
Because Harlem was my world and so what happened was
in Harlem, all I saw was ballplayers, drug dealers, and rappers.
And that's all I when I was the whole world. Yeah,
the whole world. But you know, it started up when
I when I opened up my mind and I started
(05:06):
to see other cultures. So the video store was the
beginning of it. Right, I'm seeing you know, other cultures,
other ethnicities. You know, because I worked at the video store,
I had to watch certain I had to watch different
types of videos so that way I could you know,
make recommendations and things of that nature. And so that
began to open up my mind. But when I got
(05:28):
to the bank, you know, fast shout out to Michael Black.
Michael Black was a young black branch manager from Jamaica
who ran one of the busiest branches. Uh that and
as a teller for me to see that, I said, oh,
that's it. So he gave me the uh mindset that
(05:49):
it was even because that's all we need. All we
need is to know that it's just possible. And if
you have the the fortitude and the will and to
you know, the followed through you know to happen. So
that's what that's what happened. It was it was the
seamore be More effect where I started to open up
my eyes and I started to see more, and then
I started to believe that I could be more. Okay,
(06:12):
you know, it's so funny because there's so much subtleties
to what you're dropping. You talked about working at Blockbuster, right,
so once again you're behind the council. You're working at Blockbuster,
but you're being forced to watch movies that you typically
wouldn't watch. That also expanded your mind. And so you know,
I think sharing those small nuances that contributed to your success,
because you know, if you're gonna if you sit. When
you talk about Harlem World, it was like the same world.
(06:33):
We probably all watched the same movies, but here you
are forced to watch like French cinema films and be like,
oh man, I want to go to Paris now. But
those little things like really help shape people, and I
really encourage people to understand what ASH is saying like,
we only can grow bigger than the worlds that we
expose ourselves too. So you never know how these early jobs,
(06:54):
how things, and you have to be open in the
moment to really like understanding what what's being hit in
front of you. Yeah, that's a great point because a
lot of times, um, we're so like we don't like
to be uncomfortable, right, Um, and so we're so comfortable
being comfortable that we don't want to be uncomfortable with growth.
(07:14):
Growth starts with uncomfortable And so what was the point
that my mind was just open? So you know, my
you know, and it didn't happen overnight the first time.
I'm like, oh, my guy, you know, you had to
get used to different cultures, different ethifficulties, you know. But
but eventually I started realizing like, oh, they're just like me,
right all I'm thinking that we're different, where we're actually
(07:36):
more alike and and and that's the other thing you
start going from your mind. You start to realize that
you know what people or people like, we we actually
have a lot of similarities more than we're different. And
then once we start to realize that, now, when when
when you're talking to multimillionaires, and in your mind because
you never you know, knew a multimillionaire, You're like, oh,
(07:57):
my god, there you know. When they walk, they got
they they they have gold pedals when they walk. But
then you meet them and you're like, oh, you're just
like me. You're just like me. And that's why I
loved on the Money Movies podcast sharing these stories. But
you know, one of the things that I have started
to really understood about the mindset of really truly successful
(08:17):
people is exactly what you write about in a lot
of your books, like mind Right, Life Right, Um, some
of the others. It's there's a mindset. So you'll talk
to entrepreneurs and they have this belief, a very firm
belief that abundance is their birthright or they're going to
make these things happen in your in your life. There's
a saying that I love so much. The best way
um to predict the future is to create it, And
(08:40):
it did. I didn't really get it till later in life,
and I wish people had sort of hammered it into
me earlier. The best way to predict the future is
to create it, and that happens in your daily steps.
Every day so that you can execute and manifest your dreams.
Can you talk to me a little bit about some
of the principles you talk about and explore around manifesting
your dreams, creating the life that you want, Yeah, you know,
(09:03):
manifest state. So so so I was introduced to like
the laws of the universe, just like everybody else around
two thousand and six with it with the you know
movie The Secret Um and um. A lot of it
to me was only focusing on one aspect of it,
which was the law of attraction. But there's so many
different laws of the universe, and so what I wanted
to do was come up with some mindset principles that
(09:26):
help you manifest. And so, you know, the law of
attraction really just says, you know, you know, you get
what you focus on, right, Um. But I think that
that what what happens is that we don't realize that
getting doesn't mean that it's yours. Getting could mean experiencing it,
Getting could mean watching somebody else do it, right, and
so so yeah, I might focus on abundance, let's say, Um,
(09:49):
but I'm not going to really experience abundant if abundance
if I don't do what it takes to experience that abundance.
And so you know, you know, faith about works is
at right, what does that means? That means you can
have all the faith you want. You bet you can
do all that, But if you ain't, if you ain't
working towards what it's going to take to actually experience
(10:10):
that abundance, and it's not gonna happen. And so you know,
you know, one of the principles which I think is
the biggest principle, um that a lot of us you know,
mess up with, is the law of allowance, right, meaning
that you know, a lot of times, um, we attract
these things and we we we call these things to
us and we start to see it, but because um,
you know, it doesn't happen as fast as we want
(10:33):
it to happen, we start to repel it, right, Um.
And so you know, we we want, we want to
do something, we watch somebody else attain it, and now
we're envious of that person. Now we're like, now, now
we're we're giving them negative energy, not realizing that the
negative energy we're giving them is energy we're given back
to ourselves, and we're pushing back further further, further away. Um.
(10:57):
And so a lot of times it's just a matter
of allowing right your abundance right, and so we just
gotta unblock the abundance because if abunnance is your birthright, right,
that means that you if everything that you do right,
the good, the bad, and the ugly are all working
in your favor, and so it's all working to get
you exactly what you want. But what happens is because
(11:20):
we are fighting. We're always fighting against stuff, and that's
the reason why we're not getting abundance. Because we're taught
to be strong, we're taught to go against we're taught
all of these things that are resistance. In the law
of attraction, uh. And in the book by Right Life right,
we talk right, what you resist will persist, right. And
so if you think, if you're think of yourself like
like you're in a boat and you're you know, the
(11:41):
the waters are going down this way, and you're trying
to paddle up up the stream, up the stream, and
you're wondering why your arms shirt, you're wondering why you're
stressed out. All you gotta do, stop paddling, turn the
boat around, right, go with the flow. What what what
you want wants you I'm thing today, I feel like
I hope you guys are like taking notes on this
(12:02):
because you were giving us a message. And you know,
sometimes it's as simple as this, and we don't recognize
the simplicity in what life has to offer us because
we're working so hard to like make things happen. And
I feel like it's it's it's a hard balance because
at one time we're saying, you know, you've got to
do the work. Faith what that works is is dead.
But it's it's sometimes it's not easy. But no, but
(12:25):
see that that's the thing though, right, do the work,
but do the easy work. What can you say when
you try hard, that's when you die trying so hard.
Just go with the flow, just go look, do the work.
Don't mean oh if I if I ain't brind and
if I ain't losing I'm losing sleep. Nah, get your rest,
get your rest, beloved. You need that eight hours you
(12:45):
need to be rested. Get your rest, beloved. But I
promise you the work, right, So so there's a difference
between you know, hard work and you know so like
so like when I do the work, are there times
that I that I need rest, absolutely, But I love
what I do though, right, and so and so I'm excited, right,
I'm excited to do the work. And so you know
(13:06):
it is easy work. But it's easy work when we're
doing what we love. And that's the other thing, um
that I have. In the book My Right Life Right,
it talks about the law of intentionality a lot of times.
Because we don't understand that abundances are birthright, we feel
like we have to go around. We have to. We
we don't ask God, the universe, a law, buddh or
(13:28):
whatever you believe it. We don't. We don't ask directly
for what we want. Right. And so instead of saying,
you know what I want or or or or my
desire in life, uh is to be able to uh
live in a in a in a in a you know,
ten thousand spare feet mansion. Instead we tell ourselves, I
(13:49):
gotta get a job, i gotta work hard for twenty years.
After twenty years, I'm gonna save up this money. I'm
gonna saving up this money. So now you're confusing the universe.
So now you think you just told the universe, Hey,
I need to do these steps in order to get
this instead of just asking or beat the end, go
about what you want. Oh, I love this mind right
life right. I mean these are like ash this is
(14:11):
you're dropping some real gems on us today. I want
to dive into the piece where now you've had this
amazing career in banking, you've understood money in a way
that you know, you've worked on both sides of the coin,
and now you've started teaching, writing books. You also have
a show. Um, you were literally living the life that
you created for yourself and loving it. What's next for you? Yeah?
(14:34):
And I'm gonna say this's real, real, real quick. Yeah.
Mind right money right Tillo is a financial freedom page
forty eight. I wrote it in eight thousand and nine.
I've manifested everything that I'm living right now. So just
in case if anybody's watching this interview and you're like,
what is this guy talking about? Manifestation, all you have
to do you get mind right money right tis the
(14:55):
financial freedom. You can see it was written in two
thousand nine, and just go you can skimp ask and
go to page forty eight and you will read on
page forty eight that everything that I'm doing right now
mine is one or two things I've actually manifested and
I wrote it right, didn't make it plain and I
did that. Um. But what's next for me is really
just doing you know, I do what I love right now. Um.
(15:17):
And so it's really just about you know, magnifying of
the reach you know. So so you know, as long
as God give me breath in the body, I will
continue to be a financial motivator and helping people see
that abundance is their birthright, um, and understand that anything
they want in life is theirs and and and and
my goal is to be a demonstration of that, um
(15:38):
you know right now, like you mentioned, you know, I
you know, I host a show called Inside the Vault
with Ash Cash and and the goal is just to
continue to grow the brand, um. Grow you know, get
on television, reach millions more people, because I think we
just crossed two million views on that show. Um. And
so I'm you know, I'm proud of that. And so
(15:59):
it's just really just continue to doing the same work,
but just finding different ways to reach more people, um
and and affect and impact more lives. Wow. Well, Ash,
I feel like We've only scraped the surface of what
you have to offer. But I'm very excited because I
know you're coming back to do a deep dive episode
with us. We're gonna touch on all things finance related
to a deeper dive into what it actually takes to
(16:21):
publish a book in this crazy world. So really looking
forward to hearing from you in the deep dive segment.
But first, can you tell our audience where they can
number one, find you on social media and number two
find all the impressive titles that you have authored. Yeah,
so if you want to follow me on social media,
follow me on all social media platforms at I am
(16:42):
ash cash um and you can, you know, go to
my website I am ash cash dot com, my boats,
my programs, you know, join the abundance community. Everything you
need to know is there. I am ash cash dot com.
Well that is perfect. Please follow Ash and join him
on his website. Join in the abundance community, money movers,
(17:02):
this is what we're here for. And thank you again Ash.
Make sure you guys all follow him money Movers. That's
all the time we have for today, but make sure
you follow him and let's get abundant. And if we
have helped you make your money move, please make sure
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(17:24):
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