Good Days, Bad Budgets & Vibe-Based Finance

Producer Brad fills in for Nina to break down the surprising number of good days Americans have each year, why Gen Z is stressing over money, and the latest trend in personal finance—vibe-based budgeting. Yes, that’s real. Plus, hear how Jubal's budget "strategy" got his truck repo'd.

---

This is just a tiny piece of The Jubal Show. You can find every podcast we have, including the full show every weekday right here…

➡︎ https://thejubalshow.com/podcasts

---

The Jubal Show is everywhere, and also these places:

• Website ➡︎ https://thejubalshow.com 
• Instagram ➡︎ https://instagram.com/thejubalshow 
• X/Twitter ➡︎ https://twitter.com/thejubalshow 
• Tiktok ➡︎ https://www.tiktok.com/@the.jubal.show
• Facebook ➡︎ https://facebook.com/thejubalshow 
• YouTube ➡︎ https://www.youtube.com/@JubalFresh

Support the show: https://the-jubal-show.beehiiv.com/subscribe

See omnystudio.com/listener for privacy information.

Episode Transcript

Speaker 1 (00:06):
Yeah, Yo, it's time for Nina's What's Trending, brought to
you by Michael Schupingo in Auburn. You know that's your
home from Machino, So go there and get your MACHINEO.

Speaker 2 (00:17):
On, suckers.

Speaker 3 (00:18):
But now it's time to find out what's trending, and
Nina is out today, So producer Brad has your trending?

Speaker 2 (00:25):
Throws me off so much. Most Americans are stressing out
over money. But I got a way to fix it
in a second. First, how many good days Americans have
a year? Let's do a round of guesses. Jeubil four hundred? Okay, Victoria,
how many good days? Bro?

Speaker 3 (00:44):
There is three hundred and sixty five days in a year.

Speaker 2 (00:48):
Two hundred Jewbile starts each day over it. Now he's
got six days. My guess is one hundred? All right?
The answer there is, on average two hundred and fifty
two good days a year.

Speaker 3 (01:03):
That's pretty good. That's pretty good. Honestly, did expect it
to be less?

Speaker 2 (01:06):
Name Yeah, Floridians have two hundred and seventy six good
days a year.

Speaker 3 (01:10):
Sun does that, Sun does numbers?

Speaker 2 (01:13):
Yea does? Food is key? Ninety three percent say they
need nourishing meals for the day to qualify as good. Yeah,
and the top keys to a happy life for good
health and nutrition forty nine percent, strong relationships forty eight percent,
in a sense of purpose forty eight percent. So the
takeaway there is, if you're having a bad day, move

(01:34):
to Florida.

Speaker 3 (01:37):
Healthy like that?

Speaker 2 (01:38):
All right? Most Americans stressing out over money seventy percent
of Americans feeling anxious or depressed about their finances. That's
up eight percent from last year.

Speaker 3 (01:45):
Oh that's probably not good for the good bad days thing.

Speaker 2 (01:49):
Yeah, no, that's quite the impact going down. Yeah, four
in ten say money stress has literally made them feel
physically sick. Most of that coming from gen Z, which
I find to be hilarious. Over fifty percent of gen
Z and millennials say they're struggling.

Speaker 3 (02:05):
Of course, because how old is gen Z twenty five?

Speaker 2 (02:10):
Yeah, twenties.

Speaker 3 (02:11):
Yeah, that's when you're broke. Yeah you're supposed to be Yeah,
when you're Yeah, that's when you're broke. So just you know,
have faith in yourself and know you'll get there.

Speaker 2 (02:19):
I love the advice this this article. Okay, if the
advice was it's fine, don't worry, just build emergency fund
to cover six months of expenses.

Speaker 3 (02:27):
Which is what we possible.

Speaker 2 (02:28):
Yeah, yeah, just just just throw some money in an
account somewhere. Yeah, what are you talking?

Speaker 3 (02:33):
Pole would always tell me that back when I was
gen Z, you know, and I'm like, how am I
supposed to do that? I was a taco bell the
other day over drawn that brito'll cost me thirty bucks
I didn't have.

Speaker 2 (02:43):
Right, by the way, it's gonna cost me thirty five
dollars a day until I can fix exactly all right,
But here's the solution. Vibe based budgeting is trending. Forty
four percent of Americans have budgeted based on vibes. It
means spending and saving depending on how you feel about

(03:05):
the economy. Oh the big tip, watch your emotions. Don't
let them wreck your long term financial goals. But basically,
your horoscope is just as good as anyone else to
tell you what you should spend money on.

Speaker 3 (03:17):
Vibes and emotions kind of like connect.

Speaker 1 (03:19):
Like I was vibing that I should go to Octoberfest,
and my emotions also are feeling that I should go
to Octaorfest.

Speaker 2 (03:25):
Sounds they're in checking in alignment. You can't really go wrong.
I think with the Vibe budgeting. I don't know if it's.

Speaker 3 (03:31):
With my bank account, but it's about I like my
style of budgeting. It's called head in the sand budgeting.
I've never paid attention to the deficit, never paid attention
to the economy at all. Gas prices go up. It's like,
it is what it is.

Speaker 2 (03:43):
I gotta pay it.

Speaker 3 (03:44):
Yeah, I have no choice. Like, I can't complain about it,
nothing I can do about it. So I guess I'll
pay it or just not go place.

Speaker 2 (03:51):
Jubile's head is so far in the sand on most
budgeting things that they took his truck and it did.

Speaker 3 (03:56):
Yeah, I gottad enough.

Speaker 2 (03:57):
Money to pay for the whole truck, and they were like,
we're going to take this. He's like, I didn't what
the bill wasn't being banned. They're like, no, for a
while now, And we actually sent a notice. I didn't
get any notice. He's like, they're like, have you checked
your mail, sir. He's like not months. No.

Speaker 3 (04:14):
Oh, by the way, I should probably check my mail.

Speaker 2 (04:17):
Vibe live and budget responsibly, that's what's

Speaker 3 (04:22):
It's the Jewel Show.