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June 24, 2025 • 20 mins

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Speaker 1 (00:02):
Hey, friends, thanks so much for joining us today on
Pastor Rick's Daily Hope, the Bible Teaching ministry of Pastor
Rick Warren. We're so glad to have you with us.
And today Rick continues in his series called Transform. Together,
we'll dive into God's Word and discover powerful principles that
can truly change our lives from the inside out spiritually, physically, mentally, emotionally, relationally, financially,

(00:31):
and vocationally. You'll experience how God's truth brings real transformation
to every part of your life. And now here's Rick
with part one of a message called Transforming How I
See and Use Money.

Speaker 2 (00:46):
Now, we've looked at your spiritual health, we've looked at
physical health, we've looked at mental health, we've looked at
emotional health, and we've looked at relational health. We've got
too more our dimensions to deal with work and money.
And this weekend I want us to look at financial health. Now,

(01:06):
it may surprise you that Jesus actually talked more about
money than he did heaven or hell. In fact, half
of all of the parables that Jesus told.

Speaker 3 (01:19):
Are about money. Half of them.

Speaker 2 (01:21):
In fact, in the books of Matthew Mark and Luke,
one out of every six verses is about money and
money management. Why because money can dominate our lives, and
money influences our lives for either good or bad. It
can be used for great things, it can be used
for bad things either way. And we spend so much

(01:43):
of our time thinking about it, working for it, earning it,
you know, studying it, saving it, and investing in all
these different things. And if you don't learn to manage
your money, it will manage you. Now this weekend, we're
going to look at the most misunderstood story of Jesus

(02:05):
in the entire Bible.

Speaker 3 (02:07):
It's a doozy and it's in Luke chapter sixteen. If
you have a.

Speaker 2 (02:10):
Bible, you might want to turn to Luke chapter sixteen.
And the reason why this is a confusing passage is
because it appears that Jesus is approving of dishonesty.

Speaker 3 (02:22):
He's not.

Speaker 2 (02:23):
He just uses a clever crook as the hero of
the story and he's using it for shock value. Now,
let me read you the story and then I'll make
a couple comments on it and we'll look.

Speaker 3 (02:34):
In depth at it. Luke chapter sixteen.

Speaker 2 (02:37):
Here's the story of Jesus it's called the parable of
the dishonest or shrewd manager. Jesus said, there once was
a rich man who enlisted a manager to take care
of his property. But the manager was accused of wasting
his master's possessions. So the owner called him in and said, now,

(03:00):
give an account of your stewardship and report what you've
done with what I entrusted you, because your time as
a manager is ending now.

Speaker 3 (03:12):
The manager thought, what am I going to do now?

Speaker 2 (03:15):
I'm losing my job, but I'm not strong enough to
dig ditches, and I'm too proud to beg I love
that part. He goes, I know what I'll do. I
know what I'll do so that after I lose my job,
I'll have plenty of friends to take care of me.
So he called in everybody who was in debt to

(03:35):
his master, and he asked the first guy, how much
do you owe my master? The guy says, five eight
hundred gallons of olive oil. So the manager said, okay,
here's what I want you to do. Tear up the
bill and write a new bill that says you only
owe four hundred gallons. Okay, this is going to between
me and you. We're not going to tell this to
the boss. And next the manager found another debtor and

(03:58):
he asked him. He said, how much do you oh?
And the guy said a thousand bushels of wheat And
he said The manager replied, okay, here's what I want
you to do. Change your bill to say you only
owe eight hundred bushels. So he's doing this under the table,
obviously without permission. Now when the master, this is the owner,

(04:19):
heard what the dishonest manager had done, he still praised him.
He praised him for his shrewdness. For worldly people are
more shrewd in handling their affairs than are those who
belong to the like. Now, that is a strange story.

(04:43):
In the next couple verses, Jesus gives a little bit
into the meaning of it, and he says in verse nine,
So Jesus that I tell you use your worldly wealth
to gain friends for yourselves? What am I supposed to
buy friends? This is getting even weirder. Use worldly wealth
to gain friends for yourself, so that when it is gone,

(05:05):
you'll be welcomed into eternal dwellings.

Speaker 3 (05:08):
He's talking about heaven.

Speaker 2 (05:10):
Whoever can be trusted with very little can also be
trusted with much, and who's ever dishonest with little will
also be dishonest with much. So if you have not
been trustworthy in handling worldly wealth, he's saying, if you're
not a good money manager, if you're not taking care
of the money that I've given you, if you've been

(05:32):
untrustworthy in handling worldly wealth, who's going to trust you
with true riches, spiritual riches, the real riches of life.
And if you have not been trustworthy with somebody else's property,
who's going to give you property of your own. No
servant can serve two masters. He'll either hate the one

(05:55):
and love the other, or will be devoted to one
and despise the other. You cannot serve God and money.
Notice he didn't say you should not. He said you can't.
It's impossible. You cannot serve God and money. Now, that
may be the most frustrating, the most shocking, and the
most misunderstored story that Jesus ever told. That it's important to

(06:18):
note a couple of things. First, Jesus is not praising
the guy's dishonesty. He's praising his shrewdness. And we'll get
back to that and just meant what that means he's
not praising his dishonesty. Second, you can't learn from anybody
if you know the right questions. You don't have to
agree with everything a person believes or does to actually

(06:38):
learn from them.

Speaker 3 (06:39):
This is very, very important.

Speaker 2 (06:41):
Because today people think because I disagree with you on something,
then I can't learn from you on something.

Speaker 3 (06:45):
That's nonsense. If you can only.

Speaker 2 (06:48):
Learn from people that you agree with one hundred percent,
well guess what, You're not going to learn anything because
nobody agrees with you one hundred percent. Have you talked
to your wife lately, or your husband, or your boyfriend
or your girlfriend. Nobody's going to agree with you all
the time. And you don't have to agree with everything
a person believes or does, or acts or whatever in

(07:10):
order for them to actually teach you something. I learned
from people all the time who disagree with me, and
you can too. And Jesus is saying learn from all
kinds of people. For instance, if I got a brain
tumor and I'm looking for a neurosurgeon, my first question

(07:30):
is not did you read your Bible this morning? My
first question to this brain surgeon is not did you
go to church last week? My question is not even
are you a Christian? Do you believe in God? My
question is have you ever done this before? Because the
guy might be cheating on his wife. But if he's

(07:51):
a brain surgeon, he's a brain surgeon, if that makes sense,
And so it is nonsense to say you have to
agree with everybody in order to learn from this guy
is dishonest. You don't want to learn that part from him.
But there are some things that he did right that
you need to do with your money. Now, the other
thing I want you to notice is the two reasons

(08:12):
Jesus tells his story. First, who is Jesus telling us to.
He's telling this to the Pharisees. Who are the Pharisees.
The Pharisees are the religious leader of Jesus day. And
here are the characteristics of a Pharisee. Number one, they're
incredibly arrogant, they're not humble, they're incredibly prideful, they're self righteous,

(08:35):
they're judgmental, there's demeaning, they're demanding, and they.

Speaker 3 (08:39):
Really don't like people. But the number one.

Speaker 2 (08:42):
Characteristic of Pharisees they're hypocrite. They say one thing and
believe something else, and they tell people to do things
that they themselves don't even do. So Jesus loved to
poke at the Pharisees. He loved to just kind of
pop them in the eye. He loved pop their balloon.
Jesus had an amazing ability to comfort the afflicted while

(09:07):
afflicting the comfortable, and he still does that today. If
you're in pain, any kind of pain, Jesus wants to
comfort you. If you're comfortable, Jesus probably wants to put
you in pain because there's some things that need to
change in your life. You've become very comfortable with the
status quo. So here Jesus knew that the Pharisees loved money.

(09:30):
That's why he tells this shocking story and makes a
crook a hero. Look at this verse up here on
the screen. This is the rest of the chapter that
I was reading from. It says the Pharisees dearly loved money,
so when they heard what Jesus said, they made fun
of him. But Jesus told them, you're always making yourselves
look good. But God sees what's in your heart.

Speaker 3 (09:54):
The things that most people.

Speaker 2 (09:56):
Think are important are worth lists as far as God
is concerned. Now, that last phrase is the reason why
we're going to look at what we're looking at today.

Speaker 3 (10:07):
The things that most people think.

Speaker 2 (10:09):
Matter, God says they don't matter at all. What do
most people think matters, possessions, pleasure, power, prestige, popularity, sex, status, salary, money, lust, power,
those kinds of things. God says those things are really
don't matter. Those are the important things in life. And

(10:29):
in this series on transformation, we've been talking about the
verse in the Bible. It says, don't conform to the
world's pattern, don't fall into their standard of culture, but
be transformed by the way you think. I'm going to
teach you a whole new way to think about money today,
and it is radically counter culture. What God says about

(10:52):
money is the exact opposite of everything you've been taught
about money.

Speaker 3 (10:59):
So we're going to look at that.

Speaker 2 (11:00):
But Jesus is talking about people who love money. And
the second thing Jesus tells this story, the reason he
tells it is because most believers are poor money managers.
Many of you are not very good at managing your money.
You have no emergency savings saved up for an emergency,

(11:24):
you have little or no retirement saved up. You're living
from hand to mouth. You're living on the build. In fact,
you're living beyond your means. It's not buy it as
soon as I get the money, it's by it before
I get the money.

Speaker 3 (11:38):
And you're deeply in debt.

Speaker 2 (11:40):
And Jesus has some things to say to all of
us about money. Now, this message today is not a
message about giving. It's not a message about tithing. This
is a message about how to manage your money well
and how to think about money the way God does.
Because money is one of the greatest sources of worries.
It's the number one cause of divorce. It's till debt

(12:04):
do us part. Now, Jesus doesn't praise the guy's dishonesty,
but he does praise his shrewdness.

Speaker 3 (12:14):
What is shrewdness?

Speaker 2 (12:15):
To be shrewd means you're smart, you're sharp, you're strategic.

Speaker 3 (12:21):
And you're resourceful.

Speaker 2 (12:22):
And when you're shrewd, you see a problem clearly, you
know what needs to be done, and then.

Speaker 3 (12:28):
You figure out how to do it.

Speaker 2 (12:31):
And what God wants you to do is God wants
you to learn how to.

Speaker 3 (12:35):
Be biblically shrewd.

Speaker 2 (12:38):
With your money for the rest of your life and
from this story, and we're going to look at it
today in detail. We learn four things not to do
with your money. God says, don't do these things with
your money, and five things you need to remember every
day of your life. And if you will remember them
every day of your life, your stress regarding your finances

(13:01):
is going to go down dramatically, and your joy and
your satisfaction is going to increase dramatically. All right, let's
look at the Bible and see what God has to say.
First thing we need to learn this story is four
things not to do with your money.

Speaker 3 (13:14):
I don't spend a lot of time on this, so let.

Speaker 2 (13:16):
Me right quick and we'll get to the other part.
Four things not to do. Number one, don't waste it.
The Bible says, don't waste the money that God allows
you to have.

Speaker 3 (13:27):
Luke sixteen to two.

Speaker 2 (13:28):
The manager was accused of wasting his master's possession. Now
you know, if I walk around thinking it's my money,
well obviously, well it's my money.

Speaker 3 (13:38):
If I want to waste it, who cares.

Speaker 2 (13:39):
But if I think this is God's money, then all
of a sudden, I don't want to waste God's money. Okay,
this is a big difference, don't waste it. Number two,
don't love it. The Bible says we are not to
love money, don't love it or live for it. And
that's what he says. In verse thirteen. He says, no
servant can serve two masters. He'll either hate one and

(14:01):
love the other, or he'll be devoted to one and.

Speaker 3 (14:04):
Despise the other.

Speaker 2 (14:05):
You cannot cannot circle that cannot serve both God and money.
It's impossible to live a divided allegiance. Have you ever
tried to work for two bosses? How'd that work out?

Speaker 3 (14:17):
Yeah? Not very good.

Speaker 2 (14:18):
The heart of the problem is the problem with the heart.
And God wants your heart. And Jesus lays it out
in black and white.

Speaker 3 (14:22):
He isn't vague here.

Speaker 2 (14:23):
He goes, Okay, you got to choose what's going to
be number one in your life. You can't have two
number one things in your life. You can't say my
number one goal lives to make a lot of money,
and my number one goal is to love God.

Speaker 3 (14:33):
You're going to have to.

Speaker 2 (14:34):
Decide what's going to be number one. You can't have
two number ones in your life. Is God going to
be number one in your life? Or is making a
whole lot of money the number one goal of your life.
You cannot serve them both. Number three, he says, don't
trust it, don't waste it, don't love it, don't trust
money for security.

Speaker 3 (14:54):
I don't care how much money you've got. You can
lose it.

Speaker 2 (14:57):
And so he said, don't put your security in it.

Speaker 3 (14:59):
Now. The manager learned this pretty quick. In verse three,
he says, what am I going to do?

Speaker 2 (15:03):
I'm losing my job. Many of you know what it
feels like to lose your job, to be out of work,
and all of a sudden you've got no source of
security anymore. How many times have I told you never, never,
never put your security in anything that can be taken
from you. If you put your security in your appearance,

(15:26):
how you look, I hate to tell us you're not
always going to be as sexy as you are right now. Okay,
those looks are going to fade. If you put your
security in your health, you can lose your health. If
you put your security in your job, you can lose
your job. If you put your security in your marriage,
you could lose your marriage. If you put your security

(15:47):
in a loved one, you can lose a loved one,
if you put your security in your bank account, there's
a thousand ways to lose all your money. If you
want to really be secure, the center of your life
has to be built around something that can never, never
be taken from you. And there's only one thing that
you can never lose. That is God's love for you.

(16:11):
You can't make God stop loving you. You can try,
but you will fail because God's love is unconditional. It's
not based on who you are, It's based on who
He is. So you build your life on God's love
for you and that relationship. So he says, don't waste it,
don't love it, don't trust in it, because you can
lose it. Proverbs twenty three, verse five from the Bible

(16:31):
says this, I like this verse. Your money can be
gone in a flash, as if it had grown wings
and flown away like an eagle. Fly like an eagle. Okay,
so just fly can just fly away like an eagle.
People say money talks. It does not. It just walks
away quietly, and you have no idea where it went,

(16:52):
and you have too much month left over at the
end of the money, you go, what happened here? Is
money just flies away?

Speaker 3 (16:59):
You know?

Speaker 2 (16:59):
The state's government is so polite and helpful in this
that they put an eagle on every dollar to remind
us that money could fly away like an eagle. All right,
So every time you look at a dahlia, I'm not
keeping this one very long, all right, It's going to
be gone like the wind.

Speaker 3 (17:15):
All right.

Speaker 1 (17:21):
Wow, some powerful words from Pastor Rick today. And now
this is really one of my favorite parts of the broadcast.
This is letters from our listeners, and now here's Rick Today.

Speaker 2 (17:32):
I want to share with you a very special testimony
from one of our listeners named Marquita, and thanks to
Daily Hope and your support, she recently asked Jesus Christ
to be the leader of her life. Here's her story. So,
Pastor Rick, I wanted to let you know that I
have prayed the prayer of salvation that you included in
the Deepening the Eyes of Faith message. I've been listening

(17:56):
to your messages for years. In fact, my child wouldn't
even be here today if it weren't for your words.
You wrote there may be accidental parents, but there are
no accidental children. Well, I've given birth to a beautiful
baby girl, and she's the light of my life.

Speaker 3 (18:13):
In fact, it.

Speaker 2 (18:14):
Now hurts to remember a time that I was fighting
to decide whether I was going to have her or not.
But I repeated your words throughout my pregnancy. There are
accidental parents, but they're no accidental children. And although I'm
a single mom today, with the support of my family,
we're thriving. I want to make sure that she grows
up to find her purpose and to serve God. So

(18:37):
thanks for renewing my faith in God. And as I
still try to find and fulfill my purpose, please pray
for me and my child. Wow, Marquita, you are so right.
God does have a plan and a purpose for every
single baby. There are no accidental babies. So I want

(18:59):
to take a moment right now and just pray for
you in this broadcast. Pray for you and for your daughter. Lord,
I'm asking you right now to put your hand of protection,
your hand of blessing, your hand of guidance on Marquita
and her daughter, and I'm praying for both of them
to know your purpose, to feel your presence, to discover

(19:24):
your power, to live in your plan for each of
their lives. In Jesus' name, Amen.

Speaker 1 (19:34):
You know when you give a gift to daily Hope.
You're helping share the hope of Jesus with people everywhere
and right now. Your gift will be doubled by the
fifty thousand dollars matching grant. So please go to Pastororrick
dot com or text the word hope to seven oh
three to ozho nine. Again, go to Pastorrick dot com

(19:56):
or just text the word hope to seven oh three
to zero nine. Be sure to join us next time
as we look into God's word for our daily hope.
This program is sponsored by Pastor Rick's Daily Hope and
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