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January 8, 2021 • 58 mins
All listener questions! Listeners ask about mistakenly buying an older model laptop, alternatives to WhatsApp, how to transcribe a Zoom meeting, using an iPad as a second monitor, using a keyboard with a smartphone, whether to delete Adobe Flash from their computer, recording picture in picture videos on a smartphone, safest online payment method between credit, debit and PayPal.Follow Rich!https://www.instagram.com/richontech/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:05):
What's going on.

Speaker 2 (00:06):
I'm Rich Tamiro and this is Rich on Tech, the
podcast where I talk about the tech stuff I think
you should know about, and it's where I answer the
questions you send me. I'm the tech reporter at KTLA
Channel five in Los Angeles. If this is your first
time ever listening, welcome to the show. It's a little
bit different for this episode because I don't have my

(00:27):
full setup, so I'm just going to do questions that
you send me.

Speaker 1 (00:30):
And since this is the first show of twenty twenty.

Speaker 2 (00:33):
One, I've gotten so many questions in the past couple
of weeks from you over the holidays, and so I'm
going to do my best to just get through a
whole bunch of questions and just do what you like
the most on this show, and that is answer questions.
So first off, Happy New Year. I cannot believe that
we are in twenty twenty one. It feels like all

(00:54):
of twenty twenty is a blur because of the pandemic,
and I've been working from home for so many months
now that in itself is just unbelievable. As a as
a news reporter, you know, I always imagine that i'd
be in the studio and you can't really do what
I do at home, and that has been proven wrong
because I've been at home now for nine months and

(01:16):
it's been pretty cool. And what I like about working
from home is I don't know if I mentioned this previously,
but I love having all the things I need at
my disposal. So if I want to compare you know,
what Siri says to what Alexa says, to what Google says.
You know, I've got all three of those smart speakers
set up at the ready, ready to go. It's a
little bit different than you know, being at the TV station,

(01:39):
where I've got a great set and great audio and
great video, but I don't have access to all the
little things that I have at home, whereas at home,
you know, the set isn't that great, the audio is
not that great, the video is not that great. But
I do have all of the things I need. You know,
if I need to, you know, shoot something in my
living room, I can do that. If I need to
shoot something in the kitchen, I can do that. So

(02:00):
it's been really interesting. It's been a learning curve and
at the same time it's been fun. And you know,
I'm not begging to go back anytime soon, because I
think we're going to be through this, hopefully in the
next six months or so with the vaccine coming up
and through. But you know, the reality is, I'm kind
of enjoying being at home for the time I can.

(02:22):
So let's get to the questions again. I don't have
my full setup with me, but I am going to
do my best to just get through these questions because
what the reality of this show is, it's all about
the questions, you know, and believe me, you send a
lot of them. All right, let's go, Mikey says, good morning, Rich.
I was hoping you had some advice about a situation

(02:42):
with my MacBook Pro. I purchased my MacBook Pro from
a best Buy in West Lebanon, New Hampshire in April
of twenty sixteen. It worked well for two years, then
it all went downhill fast. Turns out my machine is
actually a twenty twelve MacBook Pro. I thought I was
buying a twenty sixteen and twenty sixteen both best Buy
an can't help and best Buy I won't even let
me trade it in because it's too old, even though

(03:03):
I bought it in twenty sixteen. I think the date
the computers are made should be printed out on the box.
Any advice on this odd dilemma, Thank you, Mikey. That
is a really odd dilemma, but it's not unheard of,
and I number one agree, one hundred percent. I think
that the year something is made should be very prominent

(03:25):
on it. And it's interesting because when you're searching on
Amazon for stuff, sometimes there will be a little notation
that says there's a newer model of this device available,
and sometimes it will say the twenty twenty version or
the twenty nineteen version. But Mikey, I one hundred percent agree.
I think that with consumer electronics there should be a

(03:47):
year stamped on these things because sometimes you might go
through a whole purchase, and especially if you're buying something
on sale or discounted or from a third party retailer,
you may not realize that what you're buying is actually
something that was made a couple of years back. Now,
when you bought a twenty twelve and twenty sixteen, that
is pretty wild. That's a four year old device, and

(04:09):
I'm actually pretty surprised that they still had that in
stock or even for sale. So I don't really have
a good answer for you. And you know, I think
the answer that I have is to just if it's
really not working out for you, And now you're talking
this is.

Speaker 1 (04:24):
An eight year old device.

Speaker 2 (04:28):
I think that you just you just cut your losses here,
you put it on eBay, you sell it somewhere. I mean,
it's getting a little up there. But my wife actually
used as a computer that's almost as old, so and
you know, does what she needs. So I think that
you can still use this or someone else can find
some value in this. I think for you sounds like

(04:49):
you need a machine that's going to be a little
bit higher powered. So I would say, you know, put
on eBay, trade it in. You can trade it in
through the Apple website. I don't know how much you're
going to get for that, but you know, you and
go that route. But that is a great question, and
that's a new one I had not really I've put
some thought into this stuff, because especially when you see
stuff on sale, especially around the holidays, you know, if

(05:12):
you're seeing major discounts on these things, a lot of times, yes,
they are a little bit older. So that is a
great question. And I'm sorry that that happened to you,
But It's a great lesson for future reference to always
think about the birth of the device that you are purchasing.

(05:32):
Just see when it was made and make sure that
that is the latest model. With the iPhone, it's pretty
simple because we.

Speaker 1 (05:38):
Know the numbers and the models.

Speaker 2 (05:40):
But when you're talking about laptops, it's not always that clear.
And I'm gonna have to look at my MacBook box
and see what numbers are on there, because that is
an interesting thing. And but the other thing is a
lot of us are buying stuff online, so you do
need to kind of look at those little things on Amazon.

Speaker 1 (05:56):
I know, if you scroll down.

Speaker 2 (05:58):
There's a little section that says date first available. So
for instance, with the with the iPad, that's a really
tricky one because the iPad, you know, they don't really
go by like right now, it says new Apple iPad,
latest model eighth generation. So I mean, you know, you
might not know what you know if it didn't say

(06:18):
latest model, eighth generation.

Speaker 1 (06:20):
I don't know, is that the new one? Like it
should say twenty twenty iPad. But if you scroll down
on Amazon, there's usually a little section that says date
first available. I'm gonna see now this is a very
uh okay uh date.

Speaker 2 (06:34):
Release date nine fifteen, twenty twenty, so that gives me
an indication that this is the eighth generation, is.

Speaker 1 (06:40):
The latest model.

Speaker 2 (06:41):
So another place to check I always talk about this
is the MacRumors. They do a buyer's guide, so Buyer's
Guide dot MacRumors dot com is another good place to look.
But check those out, all right, good question. Sorry that
happened to you, Mikey, but thanks for writing in. I
do appreciate it, all right. Phil A writes in, Hey, Rich,
can you recommend an alternative to WhatsApp? I feel like

(07:04):
I need to delete my account after reading about it's
new privacy policy. Am I overreacting? Let's see here basically
seeking a chap at with video functionality that I can
use with my iPhone friends. Thanking it, thanks in advance,
Happy New Year.

Speaker 1 (07:21):
Now.

Speaker 2 (07:21):
I've been getting a lot of questions about this WhatsApp
you know, new privacy policy, and Facebook owns WhatsApp, they
purchased it, and Facebook what they've been doing is slowly
but surely they are just merging everything into one, you know,
cross platform, whether you use Facebook, whether you use WhatsApp,

(07:42):
whether you use Instagram, whether you use Messenger, it's all
kind of working together. And you know, that makes sense
for them from a business standpoint to just kind of
merge everything and not keep it all separate. But for users,
especially with WhatsApp. You know a lot of WhatsApp users
were on there and then Facebook purchased them. They said
they were going to keep things primarily the same. That

(08:02):
didn't necessarily happen, as we see over and over in
the tech world. You know, these companies they buy something
and they say nothing's going to change, and then sometimes
are ninety nine percent of the time things change. And
we saw this in a big way with Instagram. Right now,
I'm reading that book No Filter, which is all about
Instagram and how it started, and you know, the whole

(08:23):
thing is, you know, I'm reading between the lines of
why the founders left Facebook, because it's pretty clear that
the changes that Facebook wanted to continue to make to Instagram,
the founders of Instagram were just not comfortable with, and
that's why they eventually left. And you know, a spoiler
there a spoiler alert, But I mean, I think we
all know that. But as I'm reading the book, I'm

(08:45):
reading through between the lines and realizing this is why
they're leaving. So What's app kind of the same thing
now the let's see, So it says the new privacy
policy actually, according to PC mag won't affect WhatsApp users
who decided to stop sharing data with Facebook back when
the option was available in twenty sixteen. So they will

(09:07):
continue to honor the opt out if you opted out back.

Speaker 1 (09:10):
In the day.

Speaker 2 (09:11):
But they say, you can check in your setting Account
settings tab, look in the download your data function and see.
But the reality is what's happening is WhatsApp is going
to have a new privacy policy that's going to share
more data with Facebook. And I think it's going to

(09:32):
be kind of the same data that Facebook collects throughout
all of their other apps.

Speaker 1 (09:37):
And I think they're just kind of aligning all those things.

Speaker 2 (09:39):
Now, if you have a Facebook account, I would say, honestly,
you know, what's the difference if you use Instagram and
you're using Facebook. I think, Phil, you know, you're already
putting yourself out there with their privacy policies. So WhatsApp
is just going to be more in line with those
privacy policies.

Speaker 1 (09:56):
Now. To answer your question, if you.

Speaker 2 (09:59):
Want to delete your accoun you can fully do that.
I think one of the reasons why people like WhatsApp
is that the messages are end to end encrypted as
far as I know, and so let me just let
me confirm that and to end, I think that the
yeah WhatsApp is yeah. So WhatsApp is end to end encrypted,
which means that even WhatsApp can't read the contents of

(10:22):
your messages, your photos, and your videos. So that's that's
why a lot of people are attracted to it because
it's secure, but the fact that it's also owned by
Facebook gives people some pause. So answer your question, I
would look at two things. I use an app called
Telegram and it's a nice cross platform app, but you're
talking about video functionality, so scratch that.

Speaker 1 (10:44):
So the two I would.

Speaker 2 (10:45):
Recommend is I would say Google Duo. But again, I
mean that's Google. So you know who has the better
privacy policy Google or Facebook.

Speaker 1 (10:54):
I don't know, but you've got that going on.

Speaker 2 (10:57):
So Google Duo is a great cross cross platform app
that does video chatting with iPhone and also Android.

Speaker 1 (11:04):
The other one you.

Speaker 2 (11:05):
Can look at that's really secure is Signal. So if
you are worried about privacy, I think that Signal is
probably going to be your best bet because Signal is
the most secure chat app, and I guess they also
do video I have not used it, but they also
do video chat as far as I can tell, So
I would say maybe to switch to Signal. Now here's
the thing that's really tricky is that most of the

(11:29):
challenge is getting your friends that have iPhones to use
these other apps. You've already gotten them to sign up
for WhatsApp, Now you have to get them to sign
up for another app. And I find that because Facebook
or not Facebook, because FaceTime is built into the iPhone,
most iPhone users are like what now. I think the
pandemic has helped that situation just a little bit because

(11:50):
they know, you know, they're more open to different apps.
And I think Zoom is also a fine alternative as well.
But the problem with Zoom is that it's a little
bit too much. I think Google Duo is more of
just a video chat app. So oh, you're saying, I'm
basically seeking a chap at with video functionality, So that
could mean two things. I'm not sure you meant you
want to be able to send videos or you want

(12:13):
to be able to chat with video chat, so either
way Telegram, which is what I used, they will do that.
I think that when it comes to video chat, it's good,
but I'm not sure it's the best.

Speaker 1 (12:23):
But they do let you send videos. So good question.

Speaker 2 (12:26):
Thank you, Phil, and yeah, appreciate that. All right, let's
move on to the next question. Tom says, Hey, Rich,
I hope you're doing well. I have a question for you.
I have to transcribe one of our production meetings from
a Zoom session we had. I remember you reporting about
an application in which you could take an audio file
and convert it to a printed outline. Do you remember that, Tom,

(12:49):
I sure do. And there's a lot of ways you
can do this. The simplest way I think is going
to be well, there's a couple of ways. Let me.
Let me explain what I mentioned into my piece on KTLA.
So this whole thing came about because there's a really,
really good app built into the Pixel phones that is
called Recorder, And this thing is like pure magic.

Speaker 1 (13:12):
You set it up to record.

Speaker 2 (13:14):
And you see in real time on your screen everything
that's being said. And this is a life saver for
me as a journalist because I can set up my
Pixel and if I'm on an online call and I'm
you know, in a briefing or something. I can literally
have it transcribe everything that everyone's saying and have a
nice record and go back, you know, oh wait, did
they say sixteen gigs or ten gigs. It's just it's

(13:36):
really amazing. And I could also transcribe my interviews. So
if I'm feeling a little lazy and I've got a
long interview that I want to transcribe, I can just
play it and the Google Phone will listen to it
and transcribe it.

Speaker 1 (13:50):
And it's pretty magical.

Speaker 2 (13:53):
And if you're a college student or even any student,
you can put this in class.

Speaker 1 (13:58):
And it can be recording.

Speaker 2 (13:59):
And the cool thing is wherever you're recording, you can
tap and go right to that spot in the recording.
You know, you can tap the text and you can
listen to exactly what that person said. I believe the iPad.
Does the iPad do that? Something does that? A lot
of the note taking apps. Oh I think the note
from Samsung does that as well. But the reality is

(14:20):
there's a lot of ways to do this. Tom that's
just one, but you have to have a pixel phone.
I've tried installing that app on other androids, and it
does work, especially on Samsung's. So if you find the
APK for that app and you're comfortable doing that, you
can install it what they call sideload it, and it
works just fine on the Samsungs. On the OnePlus devices,

(14:40):
it doesn't work as well in my experience, but you know,
perhaps that's changed. But that's one way of doing it.
The other way is an app called Otter. This is
an app that works on both iPhone and Android, and
it's called otter dot Ai. And again you can listen

(15:00):
to your you know, a lecture, a meeting, an interview,
and it will transcribe that pretty much in real time,
and it works pretty well. I believe that you would
be able to upload, you know, upload a a audio
file into the app and let it transcribe that too.
I've not personally done that, but I'm sure you could.

(15:22):
The limitation on that one is that you get six
hundred minutes of transcription for free, so that is the
main thing. Oh yeah, import or sync recordings from services
including Zoom, so that's another one I would check out,
But you only get six hundred minutes per month, which
is a lot. I mean, depends how long this thing
is that you're talking about. The thing that I think

(15:43):
is The other one is called descript D S c
R I p T, and that one is really full feature.
This is a full app. You can download it to
your desktop. It's from Andrew Mason, the guy who started
what was that gosh it Evading Me the.

Speaker 1 (16:01):
Deal site, I can't remember.

Speaker 2 (16:03):
It was out of Chicago, groupon he started groupon and
then he left there and now he started this one
called the Script very full featured. Again, you do have
to pay for that one. I think you get a
certain amount every month for free. Let's see how much
you get three hours of transcription just one time. So
you might be able to try this and see how

(16:24):
it works. But if you want to upgrade to something
like Creator or Pro, they are going to charge you.
But that really integrates nicely as well into Zoom. The
other one is if you have a Microsoft three sixty
five account.

Speaker 1 (16:38):
This is the one that I thought was pretty cool.
So if you open up Word on the web, you
can upload a file into Word, look for the transcribe
button and it will take a couple of minutes and
transcribe the entire file for you and I think if
you are working for a company or you have somehow
have access to Microsoft Office three six y five on

(16:58):
the web, that would be a really nice way to
do that. So again, as a as a reporter that's
always transcribing interviews, I go back and forth. Sometimes I
think it's really great to have everything transcribed. Other times
I just do it quickly on the fly. You know,
if I'm not transcribing the entire thing. Most of the
time when I'm writing a story, I don't need to
transcribe the entire interview. I'll listen to the entire interview

(17:21):
for what I call our selects, and then I will
kind of pick which ones I think are the best,
and then I will actually go through and you know,
just transcribe on the fly the ones that I need
the most.

Speaker 2 (17:33):
All right, thanks for answering, Tom, and or thanks for
the question, Tom.

Speaker 1 (17:36):
I do appreciate that.

Speaker 2 (17:39):
All right, Moving on here, Jeffrey, can you tell them
out of sorts here a little bit? So I don't
have my standard setup, so it's a little bit different.
You know, I don't have my sound effects and all
my little things, and my timer keeps the timer I'm
using for the podcast just keeps going dark on my iPhone,
so I have to keep like unlocking it to see.
Don't you think that on the iPhone when you're running
a stopwatch, it should keep the screen lit, Like I

(18:02):
would think that that would be a thing, because if
you're actively running a stopwatch, maybe there's a time out
after a certain period. But like you know, if you're
running a stopwatch, don't you want to see like what
you're recording? Uh? Jeffrey says, good afternoon, sir, and happy
New Year. Do you know how to use an iPad
as a second monitor of the iMac? I know it's

(18:23):
called sidecar, but I'm not sure how it works.

Speaker 1 (18:25):
Thank you.

Speaker 2 (18:26):
So I don't use this a whole lot, but I
do use it sometimes. It's a great feature. But I
also just forget that it's even available. But it's a
feature that's built into I believe it was as last
Mac operating system. The new one is called big sur which, oh,
I finally updated my computer to big sur so I

(18:49):
wiped my computer clean and oh gosh, this was Actually
it was kind of a little bit of a nightmare
because there is some real heavy security built into the
new map books. It's mine specifically has this like security chip.
I think it's called the T two or Apple loves
to name their chips, but it's this chip that for

(19:10):
security purposes. It makes it so that someone can't just
like straight up erase your Mac and like start over.

Speaker 1 (19:19):
It's really tricky.

Speaker 2 (19:20):
So I did that to my Mac and next thing,
you know, it would not let me install the new
operating system because I needed to authenticate that.

Speaker 1 (19:27):
And so what I had to end up.

Speaker 2 (19:28):
Doing is I had to reinstall the previous operating system,
and then I had to create an account, keep that active,
and then go in and somehow I forget now that
I did it, it's like I got through it and
I forgot.

Speaker 1 (19:44):
But it was like it was quite the process.

Speaker 2 (19:47):
And I got through it, but it threw me for
a loop because I was like, oh my gosh, I
can't believe that I just had to erase my whole computer,
reinstall the old operating system, and now go back to
do the new operating system. It was kind of a
it was a bunch of extra steps, but I got
it to work. But word to the wise, I wish
I could remember what the problem was, but I tweeted
about it, so it's on my Twitter at rich on Tech.

(20:08):
But it was it took about four or five times
as long as it should have. Let's put it that way.
But Sidecar is built in, and the way I see
it is that it's super super easy. You just have
a iPad next to your computer and it will show
up in the display settings and you just go in

(20:30):
there and it will just show up and you just say,
you know, choose your iPad from the menu when it
says connect to and there you go. On Catalina. You
can use the airplay icon and it depends how you
want to do it. Sidecar you can mirror to your
other display, or you can extend your display. But again
this does require the use of an iPad. So but

(20:53):
once you do it, it's really cool and it's very simple,
and you can also do it if you don't see
the settings for Sidecar in your menu bar, just go
into your settings, your system preferences, and you'll see a
little icon for Sidecar, or you can just search for
Sidecar in your settings and you know, set it up
that way.

Speaker 1 (21:12):
Or your system preferences. I should say, but it's a.

Speaker 2 (21:14):
Really handy thing. I you know, I love the idea
of multiple monitors. I just don't really use them because
I have this little program that I really like on
my computer called Rectangle, and it kind of like I
can arrange my windows on my computer like either the left,
the right, the top, the bottom, the center. It all
kind of snaps into these you know, pre defined areas,

(21:37):
and so I find that pretty handy. And again that
app is called Rectangle for the Mac. But you know,
it just depends what you like. If I had maybe
if I was like not mobile and I kind of
always had my desks set up a certain way, I
think the multiple monitors would be kind of cool because
you can keep like, you know, certain things like Twitter

(21:57):
on one monitor and other things on other monitor and
it just kind of stays all in one place. But
for me, I'm always moving around, and so I can't
really stick to one standard setup.

Speaker 1 (22:07):
But that's what sidecar is.

Speaker 2 (22:10):
And oh, I don't know what's going on with me,
because you're saying, do you know how to use an
iPad as a second monitor of the Mac? And you
literally said that, and I keep saying you need an iPad,
but yes, you know that, Jeffrey. All right, by the way,
thank you for one hundred thousand followers on Instagram. If
I had a sound effect, I would play it, but

(22:33):
over the holidays it was kind of a personal goal.

Speaker 1 (22:36):
Before the end of the year.

Speaker 2 (22:37):
I didn't really say that to anyone, but I noticed
that my Instagram was getting up towards one hundred thousand followers,
and I was just like, is this really gonna hit
it before the end of the year, And sure enough
it did. And as I stand one hundred k on
my Instagram at rich On Tech, what does that mean?
It doesn't really mean much. I mean, it's really just symbolic.

(22:59):
But to me personally, it means that what I feel
like I've been doing on Instagram, which is giving my
followers the best information I can give them in a
you know, not in a you know. What I try
to do is is not play games. You know, I'm
trying to just be myself. And when I see information

(23:21):
I think you should know about, I put it on there,
whereas I just, you know, I don't want to play
a lot of games. And sometimes, you know, it's a
lot of my I mix a lot of stuff like
what I say in my in my because there used
to be this struggle with Instagram because I used to
not post anything tech related. It was just basically like
personal stuff. And then you know, then I got into

(23:41):
like posting more tech stuff and more tips and you know,
like just using it in a lot of different ways.
And so now in my bio, I say sharing cool
new gadgets, tech tips, and my life. So my life
part is the part that throws someone sometimes because they're like, oh,
I followed you for that cool tech post, and now
I see a picture of your kids.

Speaker 1 (24:02):
What gives you know?

Speaker 2 (24:03):
If you don't want to see the full rich DeMuro,
you know, like all different aspects of my life, then
you know that's not the place to follow me. But
the reality is I want to show a three sixty
of here's who I am, here's a cool tech tip,
but also here's what I'm doing on the weekend with
my family, because I am a normal person that has

(24:25):
a regular life, and you know, I feel like I
like seeing that with people that I follow, and I
like to see what they like, what they're drinking, what
they're eating, where they're going, what they're doing with their family.
Like some of those posts are really interesting to me
because I'm always curious how other people are living and
you know, especially people that I follow that are tech

(24:45):
people or public figures, like it's always fascinating, but I
also follow them for a reason. I want to see
what they're sharing when it comes to tech and when
it comes to reviews. So for me, I kind of
share all those different things. And I feel like the
one hundred k means that it's working. You like what
you're seeing.

Speaker 1 (25:02):
And yes, you know, a bunch of.

Speaker 2 (25:04):
People on follow me every day. Bunch of people follow
me every day, So I'll just keep doing what I doing.
I'll just keep doing what I do and hopefully we'll
grow to even more than one hundred thousand folks on there.
But thank you for following me on there. If you're
not at rich On Tech is where I'm at, and
be prepared for good stuff, fun stuff, interesting stuff, personal stuff,

(25:24):
sappy stuff, and everything in between. Just sint To writes
in good Morning. A lot of people write me good morning.
This is an ongoing joke in this show because they're
watching the morning news, where I primarily appear on TV,
and then they say, oh, yeah, I want to write
that guy, and then they write an email and they
say good morning. When I read these things, all throughout
the day. But so I like to read the good

(25:46):
morning because I think it is a trend that a
lot of people. It's like an inside joke if you
listen to this show a lot.

Speaker 1 (25:53):
Just since it says good morning.

Speaker 2 (25:54):
I'm curious if there is something out there that would
allow for a traditional keyboard to be used with a
cell phone, specifically wanting to be able to use it
when posting lots of content on Instagram without killing my thumbs.
This is a funny question and just sint to As
far as I know, almost any bluetooth keyboard will work

(26:14):
with the iPhone. So you can just get a Bluetooth keyboard,
pair it up to the iPhone and it will work.
In fact, I've done some videos on this with I
did a mouse where I connected a mouse to the
iPhone and that was a that was a fun little video.
But I think I connected I know I've connected him
in the past because specifically, my father in law wanted

(26:36):
this solution and I ended up getting or recommending him
a Logitech Bluetooth keyboard that was kind of a travel
keyboard or so I forget. It was very specific, but
it had a place where you can actually stick your
iPhone like. It kind of had a little ridge in
there that would let you stick your iPhone almost like

(26:58):
a am almost like.

Speaker 1 (27:01):
A tribe not a tripod. What do you call that?

Speaker 2 (27:05):
I don't know what you call it, but it was
just a keyboard that would just yeah, I guess it
was a tablet keyboard, iPad keyboard. Oh. Here it is
Bluetooth Multi Device keyboard K four eighty. And there you
have it. Switch typing between your computer, phone and tablet.
It's only fifty bucks. You compare up to three devices
and there's a little gosh, I don't know what you

(27:26):
call a ridge that you just put your phone in
and it's it's really simple and easy.

Speaker 1 (27:31):
And again you can just put any of those.

Speaker 2 (27:33):
Devices in there and it works now if you Oh,
it's also weather proof.

Speaker 1 (27:38):
Wow, that's pretty cool.

Speaker 2 (27:40):
The other thing that you can do is if you're
on an Android device, I believe, you can just plug
a USB keyboard right into the bottom of that device
and it should recognize it as long as you know.

Speaker 1 (27:53):
It depends.

Speaker 2 (27:53):
Every Android manufacturer is different, but for most of them,
you know, if they use the standard you know, USB
connector I forget it's called like OTG or something. It
will it will recognize that keyboard. But that's another thing
you can do. And I think this little keyboard I'm
talking about as well on the Logitech one, the K

(28:14):
four eighty also says it works with Android, so you
can use it. Now do I recommend it?

Speaker 1 (28:20):
I don't know.

Speaker 2 (28:20):
I mean, if you're posting, if your job is to
post Instagram content, maybe you need that.

Speaker 1 (28:25):
And I think that one of these keyboards would be great.

Speaker 2 (28:27):
But I post a lot of content on Instagram. No
more than one post a day generally, because that's like
the unspoken Instagram rule. I don't know who came up
with that, but it's like, why is it that you
can only post one thing on Instagram a day.

Speaker 1 (28:39):
I don't know.

Speaker 2 (28:39):
I've broken that rule sometimes and I'm still here to
talk about it. But you know, there you have it,
So find the keyboard, see which works for you. But
I just you know the other little trick I use,
and this is a little inside baseball, but you know,
the iPhone and the mac computers they work so well together.

(28:59):
You can copy something on your Mac computer or your
iPad and then you can paste on your iPhone. So
if you don't know about that you can literally just
if you have a Mac computer that's on the same
iCloud account as your iPhone or your iPad, you can
literally hit command C on your computer and then paste

(29:21):
on your iPhone and it will paste from your computer. Now,
it's only for a certain amount of time, and the
two devices. I don't know if they have to be
in proximity of each other, but I think that might
be one of the requirements. But it works, and it
does it and it's a great little hack because sometimes
I'll type things out on my computer because it's simpler,
and then I'll just paste it on my iPhone and

(29:43):
it works really well. All right, Moving on to Marta,
Marta says, hey, Rich, thanks for all the information you
give out day after day. As one of the older generation,
I have learned a lot from you. Thank you. Now
a question Adobe flash Player. Should I delete it? As suggested?

(30:03):
What will take its place? And she looks like she
pasted in something that says since Adobe will no longer
be supporting flash Player after December thirty first, twenty twenty
and Adobe will block flash content from running in flash
Player beginning January twelfth, twenty twenty one. Adobe strongly recommends
all users immediately uninstalled flash Player to help protect their systems.

(30:27):
Many thanks for your help, Marta. Yeah, I would delete
it from your system because there is a good chance
that it could be a vulnerability on your system if
you still have the flash player installed. And if you
just look at flash player, Adobe flash uninstalled, if you
look at their official uninstalled instructions. So I would go

(30:50):
to Adobe flash Player, search for Adobe flash Player end
of life and make sure you're on Adobe's website and
they will give you the instructions on how to uninstall
it from your computer, which is a you know, whether
it's a MAC or a PC. So I would uninstall
it because it's a potential risk because if the software

(31:12):
is not being updated, that means that hackers can exploit
any vulnerabilities that they find in that software because it's
not being updated. So there's no security patches that are
being administered to this software via a software update, and
I don't know when it says no longer supported. So
if there was a major major security up issue with it,

(31:35):
perhaps they would issue some sort of software update. We've
seen that happen in the past with Windows, even though
they said we're not supporting this Windows anymore. But then
when something really bad happens, they said, okay, well we'll
go ahead and one last time, we're going to update
this and patch it, just because we know it's a
major problem. And a lot of you are still running
that software, and I imagine a lot of people probably
still have Flash Player on their system, even though to

(31:58):
answer your second question, what will take its place? Honestly, Marta,
ninety nine point nine percent of the web has not
been running Flash for a very long time, and what
we use now is called HTML five and there's a
lot of new open standards that just work much better
than Flash. And honestly, most of the time Flash is

(32:20):
just not used. You know, it's not used on YouTube,
it's not used on all the video sites. It's not
it's pretty much just not used anywhere anymore. I think
Farmville was the last holdout, and I think that closed
down as well as of January first, because they said,
peace out. We built this whole game and Flash and
we're done. There might be some specialized applications of Flash
that you might still need for something that you run,

(32:43):
like an app that you know your company might have,
and I think you'd be instructed from your company how
to get around that if that's necessary. But for ninety
nine point nine percent of the people on the open web,
most of the stuff that you are that are your
running or encountering or have been, you know, running into
over the past couple of years, has not been flash based.

Speaker 1 (33:04):
It's just not.

Speaker 2 (33:05):
And so I don't think that you're gonna see a
big issue with flash going away.

Speaker 1 (33:11):
And I would delete off my computer.

Speaker 2 (33:12):
And Steve Jobs he predicted this many many years ago.
He famously decided not to support flash on the iPhone.
And guess what if I had my ding bell, I
would say that's right, because he was right.

Speaker 1 (33:28):
So long ago.

Speaker 2 (33:29):
He saw the web moving to different, more secure, more
open standards, and the iPhone really helped push that along
because the iPhone, he said, you know what, we're gonna
run apps, and we're gonna run web browser stuff, and
you know, we're not gonna support the flash stuff because
it's just it just isn't in line with what we
want on the iPhone. And I think Android ran flash

(33:53):
for a very long time, and that was a big
delineation between the two platforms, because if he had a Samsung,
it was like, well, I could still run all these
Flash things. If you're on iPhone, it would say sorry,
not supported. But nowadays we're just not seeing that problem.
So Marta, I know I say, great question for everyone,
but that is truly a great and very timely question
right now because a lot of people are getting I

(34:13):
got the email from Adobe, and as far as I know,
Flash is not on my computer because it was not
installed when I reinstalled. This is why I like to
do a clean install of my operating system every year,
because I like to clean off all the junk. I
install so many programs throughout the year to you know,
test new things, test new features, and so I like

(34:36):
at the end of the year when they come out
with the new Mac operating system, to wipe my system
clean and start fresh. And it feels like a new
computer when you do that and you get rid of
all this stuff. The downside, and I've talked about this
in the podcast, is that there's so many little programs
I have to go through and reinstall. Yeah, it's a pain,
but it's definitely worth it. And I like the fresh
start because it challenges me to kind of take nothing

(35:00):
for granted. So, for instance, I switched to Edge last year,
towards the end of the year, I was using Microsoft
Edge as my web browser, and I will report that
I have gone back to Chrome. I tried when I
first installed Big sur I did try to use Safari
as my web browser and not install Chrome, but I
just found that there's too many things I like about Chrome,

(35:22):
and I will admit it's sluggish. It's noticeably slower on
this Mac which is a really you know, a nice
high end MacBook Pro, and Chrome just just drags it.

Speaker 1 (35:34):
It really does.

Speaker 2 (35:34):
Safari is fast, it's speedy, but it's just kind of
not what I want. And it had all the extensions
I wanted, but it was just like, it doesn't work
the way that I like.

Speaker 1 (35:45):
And so for that reason, I just went back to Chrome.
And I'm trying to deal.

Speaker 2 (35:49):
With it, and it's gotten a little bit better, you know,
as my computer's been on for a couple of months
or a month now of the new operating system, but
still feels a little weird, all right, Connie says, Hey,
Rich I watch you on Channel five all the time
and enjoy all your information. Well, thank you, Connie. I
hope you and your family had a fabulous holiday season,

(36:09):
which I did thank you like to know about the
new Samsung Galaxy S twenty one doesn't have the same
feature as the iPhone eleven. The feature that I'm looking
for is picture on picture, where you can be walking
and talking to the phone and it shows you but
the background is what you're looking at. I'm a realtor
and can benefit from this feature tremendously. I've had an
Android for many years and I really do not want

(36:31):
to switch to an iPhone. Can you help me out
with this question to get answered, I don't like a
big phone right now. I've got the Samsung Galaxy S eight. Yes,
I know it's old. That's why I need a new one.
I'm waiting for the one that has the feature with
the camera. I look forward to your reply. I have
a blessed day, Connie.

Speaker 1 (36:47):
This is a question that is okay, So a couple things.

Speaker 2 (36:53):
First off, what you're referring to is a feature called
double Take, and this is an app that they introduced.
I think it was with iOS thirteen. They showed off
this feature that allows you to use both cameras, so
you can choose the combination of cameras and you can
record two of them at the same time either side

(37:15):
by side picture and picture where you're off to the corner,
or you can just record two discrete streams and work
with them later and you can go you know, front
camera plus rear camera or front camera plus wide angle,
or you can do wide angle plus rear camera or
telephoto plus wide you know, just take your pick of
the two cameras.

Speaker 1 (37:34):
And this is a really cool feature.

Speaker 2 (37:36):
In fact, one of the guys I like on YouTube
uses this as his primary way of shooting. He's called
flave City, and it's he does all kind of like
he goes into a grocery store and he records himself
looking at the food and specifically the food label, and
he kind of talks about what's good and what's bad
on that food label. And so you always see him

(37:58):
in the corner and then see the food label on
the other side. You know, the big the big picture
is the food label. The little picture in the corner,
Pip is him. And so this got me to thinking,
I did try this a couple of weeks ago with
a Boba tea making robot, and I recorded myself with
the robot and I kind of did it play by
play where I'm in the corner talking about, you know,

(38:20):
the play by play of what the robot's doing.

Speaker 1 (38:22):
And I uploaded it and I thought it.

Speaker 2 (38:23):
Was pretty cool. You know, it's like, you know, it's different.
It was the first time I tried it, and then
I tried it again last week. What was the video
I did? I have to look at my Instagram because
I'm trying to remember what this was. It was, Oh,
this new coffee machine I got, which, by the way,
Oh my gosh, I am in love with my new

(38:44):
coffee machine now I bought it. I actually bought three
coffee machines through this pandemic. The first was a Briville.
It was called Grind Control, and I liked it because
it made a fresh cup of coffee by grinding the
beans and then brewing them. And we had that for
about eight months, and honestly, it was good, but it
wasn't as good as I wanted. I was imagining like

(39:07):
a super fresh cup of coffee. It never truly tasted
that way. And then the grinds got stuck and I
was like, Okay, this thing kind of broke and yes,
I'm going to go through the you know, year warranty
or whatever and kind of get it fixed and then
you know, put on eBay for someone else to use
for parts or whatever, or maybe even they just want
a coffee machine. But it got me to thinking, you

(39:28):
know what, I kind of you know, I was trying
to get away from the cake cup because I felt
it tasted stale. But cakeup is just so easy. And
what that machine taught me was that the cake cup
is just a whole lot easier. So then I bought
this machine that was a cake cup side by side
with just you know, a brewer machine that you just

(39:49):
put ground beans in. You have to grind them before,
but just like a drip brewer. So it was a
drip brewers plus the cake cup. And I thought, you
know what, I'll use the cakeup during the week to
be fast, and on the weekends, I'll use the drip
and I'll make a pot for my wife and I.
But the problem is I set this whole machine up
and it was leaking. And I looked on Amazon, and
sure enough, like half the review said, oh yeah, this

(40:11):
machine leaks. So I brought it back to best Buy
and as I was doing my research, I found this
machine from instant Pot of all companies, you know, the
one that makes the instant pot that everyone loves. This
is called instant Pod and apparently they only sell it
at Walmart. But it is a CA cup slash an espresso.
Now they don't use the word in espresso. It's just

(40:32):
the Espresso pods, but they're an Espresso pods. And I
thought to myself, Oh my gosh, this is amazing. This
is the best of both worlds. During the week, I
can make the ca cup and then in the afternoons
I can make an espresso. And let me tell you,
this machine is so amazing. I absolutely love it. Yes,
I'm using you know, the ground things that are already

(40:54):
you know, pre made whatever. But I gotta tell you,
I'm loving making my cakeup in the morning and my
espresso in the after And to make it even better,
I found this stuff called ready whip, sweet cream or
sweet foam. And okay, you know, say what you will
about you know the ready whip, and it's probably you
know who knows what's in there. It's got a lot
of sugar, but I don't care.

Speaker 1 (41:15):
It is so good.

Speaker 2 (41:17):
It's like making your own little espresso with.

Speaker 1 (41:19):
A nice little foam.

Speaker 2 (41:21):
Even when I go to Starbucks to get this thing
called I know it's called a dopio or dopyo, but
it's basically a shot of espresso with some whipped cream
on top, and it's just fantastic. And this recreates that
experience at home. And I am loving, loving, loving my
coffee right now.

Speaker 1 (41:38):
And I'll be honest.

Speaker 2 (41:39):
I mean, well, by the way, the machine I bought,
I bought it for one hundred and twenty bucks, and
I guess the price dropped to one hundred and Walmart
automatically refunded.

Speaker 1 (41:48):
Me, which I thought was cool.

Speaker 2 (41:49):
But then as I posted it to my Instagram, people
were like, oh, this is only eighty bucks at Walmart.
So I was like, wait, it dropped again. So the
price dropped another twenty dollars. I wrote Walmart an email
and they said, now we don't do that again. We
don't even do price They don't do price drop refunds,
which I thought was weird because they automatically did it
for my you know, the twenty dollars. But anyway, so

(42:10):
I figured, you know what split the difference. I got
my twenty bucks back. Sure, I could have brought the
whole machine back and bought it for the you know,
eighty Bucks versus the one twenty. But you know, it's
already set up and it's fine. So the reality is
I'm loving my coffee machine. If you look it up,
it's called the instant Pod. If you like k cups
and you like a little inn espresso.

Speaker 1 (42:30):
In the afternoon.

Speaker 2 (42:32):
I have just been really, really enjoying this, and now
I need to research how much caffeine is too much
in one day, because not like it's I'm going overboard,
but I'm having two k cups in the morning and
then the espresso in the afternoon, which is kind of
like the most coffee I've ever drank, and I don't
want to go overboard. So I'm still kind of figuring
that out. I don't have the espresso every time, nor

(42:53):
do I have the second cup every time. Hey, you
know what you're listening to Rich on Tech. You're getting
way more information than you need. So let's go back
to this question. What was the question about the s
twenty one? Is it going to have that same picture
and picture feature. The short answer to your question is
you've waited this long wait until January fourteenth, I think,

(43:16):
is when they have the Samsung event and see if
they have that feature. I have a feeling they will
have that feature because it's a feature on the iPhone,
because a lot of loggers, myself included, are really finding
that feature useful. And when I looked for an Android
app with that same feature, off the top of my
head or off the top of Google, I could not

(43:38):
find one. I do know of a phone that does
have it too, which is called the LG Wing. And
that's what got me started on that whole thing, is
because LG sent me the Wing to test, and I
thought that that was like the coolest feature that you
could hold this phone and record yourself and other stuff. Now,
I am just gonna I'll be honest, I'm gonna totally
blatantly rip off flave City, and I have plans to

(44:01):
go into a Costco or a best Buy and just
kind of go through the tech stuff that I see
there that's on sale that I like, and just kind
of give you a walkthrough of how rich On Tech's
brain processes what I see at Costco, especially because I'm
always going in there, and it's been an ongoing joke
in my family with my wife that when we walk

(44:21):
into Costco, I say, honey, you know I have to
go through the electronics section. That's just built into me,
and I know I don't need to buy all this stuff,
but I like to see what they have and what's
available because I'm curious. I've been like that forever. Same
thing with Best Buy. I just like to walk in
there and just see what's what is being presented to

(44:42):
the average person, what's on the end cap, what's for sale,
what's you know, what has a big display, what has
a small display, what's there. I don't walk through Best
Buy as much as I'd like to, especially with a pandemic,
but you know, I used to just go in on
a Saturday and just kind of check things out, and
so I think it'd be fun to do a video
like that.

Speaker 1 (45:02):
The main thing is.

Speaker 2 (45:03):
You don't want to get caught, because you know they
will toss you out of the stores if you are recording,
so you know you have to be careful, and you know,
I don't want to show a whole bunch of people
in the background. So anyway, so Connie, to answer your question,
wait for the S twenty one, wait to see if
that's one of the features, and if it is, I
would jump on it because I'm really, I really like

(45:25):
what Samsung did with the Note twenty Ultra, and as
I mentioned in my last podcast a couple of weeks ago,
I may be tempted to jump to the s twenty
one if it has all the features I want and
most importantly, the camera is solid. I'm thinking the camera
is going to be very similar to the Note twenty,
So if I can get that Note twenty features in

(45:46):
a slightly smaller form factor, I am all about that,
all right. Jason writes in Hey, Rich, I was wanting
your suggestion on buying a not too expensive camera for
selling things on my website that's being created. We print
and sell clothing. Any advice would be greatly appreciated. Thank you, Jason. Jason,

(46:07):
my advice is start with what you got. I think,
because you're telling me you are starting a website, that
means that you're just getting this off the ground. I
don't think you need to spend a ton of money
on a DSLR. I just don't. I think that the
smartphone you have is gonna be just fine. And I
think it's more important to have good lighting and a
good background for your clothing that you are taking a

(46:29):
picture of. I mean, let's be honest, ninety nine point
nine percent of the people that are coming to your
website are going to be coming on there from a
mobile phone or their desktop, and they're not gonna be
looking at high res pictures of these clothes. They're gonna
be looking at a small thumbnail that they might expand
into a bigger picture. But again, even if it fills

(46:49):
up their whole screen, you're gonna be just fine with
the resolution that you get from a smartphone. So if
you have a later model iPhone or a Samsung, as
long as you take nice pictures, I think that's where
you start. I don't like to see people spend a
lot of money on equipment when they're quote unquote starting
something up, because it takes away from what you're trying

(47:10):
to do. And what you're trying to do is build something,
and you when you build something with a lot of
expensive equipment, there's a lot of pressure there. So, for instance,
with this podcast, and I know it probably sounds a
little bit different today than it generally, does, you know,
I started the podcast with I think I was just
recording directly into my computer with just like a standard

(47:32):
like I don't even remember that. I think it was
like the iPhone mic or something you know, like the headphones.
So I think that you can just use what you've got,
make a nice background, maybe get some nice lighting, and
then you know, if you find yourself in a place
where you really need to step up your game and
you really need to sort of, you know, have a

(47:52):
much better looking setup, that's when I think you buy
the DSLR and you know, once you need to do that,
I would look at it site like wirecutter and just
see what they recommend for like a budget or entry
level camera or you know, there's so many websites out
there that rank cameras. I would just look at one
of those and see what they got. All right, Sandy,

(48:13):
how are we doing on time with this podcast? Sandy says, Hey, Rich,
I wanted to find out what sites are safe to
order from, Like when getting a PS five. I see
eBay and these sites, wondering which you would suggest to
stay away from.

Speaker 1 (48:29):
HM.

Speaker 2 (48:31):
This is a tricky question because I don't want to
cut out, you know, all these random websites that are
selling things. But honestly, when it comes to something like
the PS five, which is very much in demand, you
want to stick to the main players. And I'll tell
you this from experience, because I got a bunch of
emails from folks when I was talking about how to

(48:52):
get a PS five that said, you know, they got burnt.
They were just buying from these random websites that said
they had them in stock, and guess what, they did
not have them in stock. And in some cases they
hand it over a payment via PayPal and guess what,
good luck getting your money back from that, because it's
just not happening eBay. You know, if you're gonna buy
from eBay, I would say, you have to be sure

(49:15):
that the seller is not it's not their first rodeo, right.
You want to find a seller that has a lot
of good feedback, and not just feedback on you know,
two dollars items for the past month and then all
of a sudden they've got this thousand dollars PS five
on there. You want to find someone that has a
solid track record, you know, that has been selling stuff

(49:36):
of expensive value, that has good feedback for the past
couple of months and then has jumped into this PS five.
Because it could just be someone looking at an opportunity.
They went to their local target, they found one, and
now they're flipping it, and you know, I can't knock
them for that, Do I do? I think that should
be happening. No, But does it happen yet. It's been
happening forever, you know, scalpurs have been going on as

(49:56):
long as humankind has been around. People see opportunity. It's
you know, it's a marketplace. If someone's willing to pay
more because they're in a position to do that, that's
their progative. Would I pay more? No, I would not.
I would just wait the six months or the three
months or the four months, whatever it's gonna take to
get this at the normal price from best buy dot
com or from Amazon dot com, or from Sony or

(50:18):
from one of these main websites that you can just
order it and get it through the standard channels. That's
what I would recommend. When it comes to these other websites,
I would really really.

Speaker 1 (50:29):
Stay away because you just don't want to deal.

Speaker 2 (50:32):
With losing a lot of money, especially when you're overpaying
to begin with, because you're probably paying a premium going from.

Speaker 1 (50:39):
One of these websites.

Speaker 2 (50:41):
All Right, Wow, I got a lot more questions. I
just kind of copied and pasted a bunch of the
questions I've gotten in the last couple of weeks, and
I'm gonna jump around here a little bit. Richard writes,
good morning, rich I hope this year, this New Year
finds you healthy. Thank you it has knock on wood.
My question has to do with the safest payment method

(51:02):
for my subscriptions. Some like Netflix have the option of
either credit, debit, or PayPal. So given those three options,
what is your advice a credit card, a debit card,
or PayPal when given the opportunity. Thank you for your time,
Happy New Year to you and his family in his service. RC. Richard, Well,
this is a question that is at the top of

(51:25):
my mind all of the time. If you've listened to
this podcast, you know I am not a fan of
credit cards, but I do use a credit card for
various reasons, and some of those reasons have to do
it travel. When it comes to business travel. You know,
it's just easier when it comes to booking flights and
stuff like that. It does give you a little bit
more protection to have a credit card. When it comes

(51:46):
to large purchases. I do like putting those on a
credit card because you do get a little buffer.

Speaker 1 (51:51):
Between you and your money.

Speaker 2 (51:54):
And when it comes to shopping online, I like to
use a credit card because I'm not putting my debit
card number, which is linked to my checking account, out
there on the open web, and if that site gets hacked, boom,
Now they've got access to my debit card, which gives
them access to my checking account.

Speaker 1 (52:10):
And yes, you do have a lot.

Speaker 2 (52:12):
Of the same protections with getting your money back with
a debit card, but the reality is it's more of
a headache. And just to test this, I went on
my bank account and I looked at one of my
transactions I made with my debit card and on my
app on my on my phone, and I looked for
a dispute transaction button and I didn't find one. And

(52:33):
then I went on my credit card app and I
found dispute transaction right on my app. So again it
really comes down to if something were to happen with
this transaction, are you protected? And so I would say
for things like Netflix and those recurring payments that are
really not going to change, I think you're safe using

(52:55):
your debit card.

Speaker 1 (52:57):
I kind of split the difference.

Speaker 2 (53:01):
I've moved a lot of them to my credit card
because I just like the idea of especially with recurring transactions.
I don't Number one, I don't like anything auto built,
you know, unless they have to something like Netflix, they
have to auto auto charge you. And you know the
number doesn't really change month to month, but things that do.
Like historically a cell phone bill back in the day,

(53:25):
it would you know, it would change every month. You
know it would you know when you're getting different minutes
and different stuff. Now you know the way the cell
phone companies have got this little racket going where they
give you a discount by using your debit card because
it saves them money every month times millions of customers.
And so I do use my debit card with my

(53:47):
with my wireless bill. As much as I don't like it,
it saves me twenty dollars a month to pay with
my debit card and with my with my NOH paper bill.
So these companies are very smart and they will try
to get you any way they can. And you know,
something like Netflix, I think you'll be fine with a

(54:07):
debit card. But again it's to me, it's like, here's
my rules when it comes to credit versus debit. If
my card leaves my hand, I generally like to use
a credit card. So that means if I'm in a
restaurant and someone's taking my card to a back room
to swipe it, I'm gonna give them my credit card
because you know who knows, they might take a picture

(54:27):
of my card. There's a chance for that to get stolen.
If my card does not leave my hand, I will
generally use my debit card because I'm the one swiping it.
And again I will always default to my phone tap
to pay when in doubt I've got my debit card
on my phone, i will tap to pay. Because they
don't hand over your actual debit card number when you're

(54:49):
dipping your card using your chip. Also, again they do
not hand over your actual debit card number that's printed
on that card, so you are protected. The place where
you are most at risk is when you wipe your
card or you write down your card number into a
web form. That is when you are most at risk
for that card number being hacked. So with Netflix, you

(55:10):
know if they're storing it on their server, you know
that there is a risk if they were breached, but
it's it's generally minimal. But again there is a risk,
and so it's up to you PayPal. I would say
X that I use PayPal. I've been using it more online,
but again only for a transaction that.

Speaker 1 (55:28):
You know is not going to be disputed.

Speaker 2 (55:30):
So again, if you're buying something that you think you
might return, then you know, maybe use your credit card. Though,
you know, and again these are all personal. Finance is
very That's why they call it personal finance. It's very personal.
Some people like to use their credit card for everything
because they get those points. Personally, I don't go for
the points. I would rather not have to pay that

(55:51):
bill at the end of the month. And so I
like to use my debit card and have a you know,
an ongoing kind of like seeing how much I've got
in that account. I use a separate account for my
debit card purchases that I load up with a certain
amount that is sort of in my budget and say,
this is what I use for, you know, dining out
and this and that, and I know and I can
see that that number dwindling, and so it does help

(56:13):
me with that.

Speaker 1 (56:13):
So there you have it.

Speaker 2 (56:15):
Those are my sort of thoughts on it, and you know,
it's it's different for everyone, So just use what makes
you comfortable, all right. Wow, I can't believe it, but
we have made it to the end of the show.
I hope that this show sounded good. Like I said,
I'm using a slightly different setup for this show, so
hopefully it sounded good. I know I didn't have the

(56:36):
full everything going, but I did want to get an
episode out to you and make sure that I did
get one even though I don't have my full setup.

Speaker 1 (56:44):
But thank you for listening.

Speaker 2 (56:46):
If you would like to submit a question for me
to answer, just go to rich on tech dot TV. Actually,
you know what, Just go to rich on tech dot
TV slash podcast and look for the contact link and
you can submit a question there. I am using a
new service for my podcast called pod page, which I love.

(57:07):
It's really good and I just love how clean it is,
so you can go There's two ways to find it.
You go podcast dot richon tech dot tv or rich
on tech dot TV slash podcast. If you would rate
and review the show, that would really help other people
discover it.

Speaker 1 (57:20):
There's also a.

Speaker 2 (57:23):
There's a link there to rate it as well. You
can find me on all social media at rich on
tech Please tell a friend about me about my podcast,
about my social media, especially Instagram, that is really where
I'm putting a lot of my effort these days. And again,
this only grows with the thanks of you telling friends, Hey,

(57:44):
this guy is sharing stuff that I think you can
use on a daily basis. It's tips, it's information that
is useful, it's timely, it's gadgets that are interesting, and
you know, I just feel like the stuff that I'm
trying to share is stuff that the average tech consumer
just needs to know about. My name is Richardimiro. Thanks
so much for listening. Have a fantastic day, Happy New Year,

(58:06):
Happy twenty twenty one.

Speaker 1 (58:08):
I will talk to you real soon.
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Rich DeMuro

Rich DeMuro

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