December 17, 2025 • 33 mins
1. Affordable Care Act (ACA) Fraud and Waste
- Government Accountability Office (GAO) Report: a preliminary GAO watchdog report reveals systemic fraud in ACA insurance exchanges.
- Findings:
- Federal auditors submitted 24 fake applications; 23 were approved for subsidies.
- Fake enrollees received thousands of dollars monthly in taxpayer-funded subsidies.
- $94 million paid to insurers for deceased individuals.
- 68,000 Social Security numbers used by multiple people in 2024.
- Implications: Suggests billions lost to fraud, with insurance companies benefiting and allegedly donating heavily to Democrats.
2. Rising Healthcare Costs
- Premium Trends: ACA premiums have risen nearly twice as fast as employer coverage and three times faster than inflation since 2014.
- Republican Response: House Republicans propose legislation to lower premiums, contrasting their “common-sense solutions” with Democrats’ approach of further subsidies.
- Criticism: Democrats misled Americans about affordability and created incentives for insurers to exploit taxpayer funds.
3. Housing Affordability Crisis
- Cause: Attributes skyrocketing housing costs to mass illegal immigration during the Biden administration.
- Statistics: Rents fell 1.1% year-over-year and 5.2% compared to 2022, crediting Trump’s mass deportation policies.
- Supporting Evidence: a Wharton School study linked population increases to rent hikes.
- Political Messaging: Positions Trump administration policies as restoring affordability for working-class Americans.
4. Inflation and Economic Stress
- Biden Inflation: Described as the worst in 50 years, disproportionately impacting working Americans.
- Energy Prices: Trump policies are reducing energy costs, which will lower grocery and housing expenses.
- Federal Reserve Criticism: Suggests the Fed played politics with interest rate decisions, harming housing affordability.
6. Mar-a-Lago Raid Controversy
- New Revelations: Internal FBI emails show doubts about probable cause for the August 2022 raid.
- Key Points:
- FBI Washington Field Office expressed skepticism about evidence.
- DOJ pushed forward despite warnings; Merrick Garland personally approved the warrant.
- Prosecutor Jack Smith admitted mishandling classified documents and breaking chain of custody.
- Allegations: Evidence was staged, DOJ acted politically to prevent Trump’s return to the White House.
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Episode Transcript
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Speaker 1 (00:01):
Waste, fraud, and abuse.
Speaker 2 (00:02):
It's part of what the Trump administration said they were
going to expose in our government. It's part of what
DOGE was created to stop. Well, now we have a
new report out from the US Government Accountability Office and
it is raising shocking concerns about fraud and deliberate improper
payments within the Affordable Care Act and the insurance exchanges.
(00:26):
The Government Accountability Office releasing the preliminary Watchdog report showing
not only that, but serious vulnerabilities in the ACA marketplace
subsidies and people are making billions of dollars off of
our tax dollars with fraud. Federal auditors created fictitious identities
(00:47):
to test the system. All fake applicants in twenty twenty
four were approved for subsidized coverage. In fact, eighteen of
the twenty fake applicants remained active into twenty twenty five.
Fake and rollies were awarded thousands of dollars in subsidies
(01:08):
per month taxpayers money automatically paid to the insurers. And
now you know why the insurance industry is giving record
dollars to Democrats who are in office. All right, it's
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two Patriot. Right now, the watchdog has not completed its
full final report. The lawmakers are already calling the preliminary
findings not just alarming, but damning. House Speaker Mike Johnson
(03:14):
saying this last night on Fox News Channel.
Speaker 3 (03:17):
The Government Accountability Office just came out with a new
report this past week, Laura, and it is astounding. Just
for example, over the last two years, they submitted twenty
four two dozen totally fraudulent applications for these Unaffordable Care
Act subsidies. Okay, twenty three out of twenty four were approved.
There were no SOB security numbers, provided no verification for
incoun or even citizenship. Okay, of course, not right. This
(03:41):
tens of thousands of dollars paid to each one of those,
to the insurance companies for people that do not exist, Okay,
dead people ninety four million dollars. If taxpayer dollars paid
insurance companies for people that have been deceased, then you
had soci security numbers. Sixty eight thousand, so security numbers
in twenty twenty four alone were used for multiple persons,
in other words, multiple people using one number to builk
(04:04):
the system and to fraud it. That's the system that
the Democrats created, that's the one they want us to subsidize.
So when we go forward with the truth, we explain
to the American people the reason their cost out of
control is because they created a broken system. We have
the solutions to fix it. That is the message and
the truth. I think that's going to prevail as you
go into the election year.
Speaker 2 (04:23):
Obamacare sold is affordable care. It's not that at all.
Ninety four million send to insurers for people that were dead. Now,
how much of that ninety four million is going to
come back the American taxpayer. I think you know the answer. No,
none of it is coming back. Sixty eight thousand security
numbers used by multiple people to cheat the system. Huge
(04:46):
amounts paid to insurance companies, which are the top donors
to Democrats in Congress for countless thousands of people who
literally don't exist. The question is would anybody go to
jail because of the billions and billions in fraud? The
answer I think you know now is no, that is
(05:07):
not going to happen. We are not going to get
our money back. So how do we now move forward?
Number One, We've got to make sure that people understand
just how unaffordable the Affordable Care Act is. Democrats have
misled hardworking Americans and claim that the Affordable Care Act
with lower health care premiums when their law was enacted.
(05:29):
What has happened since then? Premiums have skyrocketed. Since twenty fourteen,
premium costs on the ACA exchanges have risen nearly two
times faster than employer coverage. Why because they know the
government money's there for the taking. It has also been
(05:50):
more than three times faster than inflation. How do they
get away with it when it's government dollars tax dollars.
There is no real metric to business or to saying
no again, the insurance companies know who to pay, that's
the Democratic Party who then protects them and their record earnings.
It is without question that the Unaffordable Care Act has
(06:13):
failed the American people. And now Republicans are having to
deal with the fallout and trying to fix it. What
we know is the Affordable Care Act is anything but affordable.
In fact, it's already a disaster, and without the government subsidies,
nobody could afford it. But this is where we are
with the Democratic Party now. Constantly they lie and they
(06:35):
try to tell you that the Affordable Care Act is working,
that it is something you should be proud of. Well,
House Republicans have introduced a bill to lower healthcare premiums
for all Americans. Here's more of what Speaker Johnson had
to say about that.
Speaker 3 (06:51):
We're very close and we're delighted to present this and
put it through the House next week. Here's the important thing.
You said it very well, Laura. The Democrats America's healthcare
system fifteen years ago when they came out with that
Obamacare proposal, the Unaffordable Care Act, it did exactly the
opposite of every single thing they promised. Premiums have skyrocketed
(07:11):
in some categories up to seventy or ninety percent in
the last fifteen years. They will continue to skyrocket. So
the Democrats proposal right now is subsidize it further. They
want the American tax payer to give billions of dollars
to insurance companies in a program that is just riddled
with fraud, waste abuse. We're not going to do that.
Republicans are bringing common sense solutions. We are bringing solutions
(07:33):
forward that will actually lower the premiums for all Americans.
It's long overdue, and we've got some great ideas to
do it.
Speaker 2 (07:39):
You listen to the fix there from the Speaker, and
he's right, there has to be a fix. When you
have a system that is paying huge amounts to insurance
companies for countless thousands of people who don't exist. It's
a problem and you may ask yourself, how to the
insurance companies even allow this to happen. Well, if someone
doesn't exist, isn't that literally the best possible person that
(08:02):
you could ensure. In fact, you could also argue that
the insurance companies have actual incentives to take money.
Speaker 1 (08:09):
From the government for people that don't exist.
Speaker 2 (08:12):
That's why this undercover investigation in rolling twenty three out
of twenty four fictional applicants for subsidized health insurance plans
for the ACA exchanges should make everyone angry. I don't
care if you're a Republican or a Democrat, they also
know and they've been warned of these significant vulnerabilities and
(08:32):
lacks anti fraud protections. The report actually suggests that there
could be widespread fraud in multiple areas of the country
where this is being exploited. You also have to go
back to the other client of the insurance company, which
is the best client you'll ever have ninety four million
sent to insurers for those who are dead. Now, if
(08:54):
you're an insurance company, what is cheaper and what is
more guaranteed to your bottom line than premiums being paid
on a human being that's dead. You don't have to
ever worry about a claim. Why would you tell the
government or try to stop that type of fraud when
it's ninety four million literally directly to your bottom line.
The GOA report finding that more than the ninety four
(09:15):
million were sent directly the insurance companies on behalf of
individuals that are dead. These are what you would describe
as fraudulent payments involved using dead peoples, so security numbers
and other information to then get the payouts. Now House
Budget GOP saying it is important that we note the
(09:38):
issue is improper government payments and improper government payments to
our very good friends over at the insurance companies, their
premiums have skyrocketed. Programs like Medicaid and even COVID nineteen
stimulus checks are another example of the waste, fraud, and abuse.
Every government program seems to be covered up with people
(09:59):
that are taking advantage of it, people that are dead,
people that should never get the benefits, who are getting
the benefits, which is where the Trump administration comes in.
What the Trump administration is now said is the government
is working on these solutions, such as using the Social
Security Administration's Death Master File to identify and stop such
(10:21):
fraudulent payments. And what are Democrats saying about that? They're
not advocating for it. They're fighting literally against it, tooth
and nail because they want the money to keep flowing
to their biggest donors, the healthcare insurance industry. Operation Overlord
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the presidential election, and it's one that the Trump administration
is trying to fix right now. It deals with the
(11:49):
unaffordability of housing. And it's a sad statistic, but now
many Americans up until their forties can't afford the American
dream to a home. Much of that is caused because
of lower end housing and the price for it has
skyrocketed because of the massive influx of illegal immigrants coming
(12:11):
into this country. Even during the government shutdown, the US
Treasury Secretary of Scott descent had this to say about housing,
the tariffs and how expensive has gotten for Americans to survive.
Speaker 4 (12:24):
Jerome Powell yesterday kind of threw some cold water. It
seems it came across to a lot of people, including yours,
truly throw cold water on the Asian trip by saying
basically that the rate cut in December wasn't a foregone conclusion.
Your reaction to Powell's decision to give those remarks yesterday.
Speaker 5 (12:46):
Look, I think as endemic of a FED that has
been completely wrong, whether it's on tariffs or the economy.
They started cutting rates. I think that we should be
in a cycle here. And I'm not sure what the
(13:08):
problem is with the voters last year. They voted for
the massive fifty point or fifty basis point rape cut
in September before the election in November, clearly very political
than two rate cuts after that, and the labor market
(13:28):
was in better better shape than the inflation levels were
the same. So you know, I'm afraid that the Board
may be playing politics here. And what's really discouraging is
we were starting to see signs of a nascent recovery
in the housing market. Housing market is obviously the most
(13:50):
interest rate sensitive sector of the economy. Americans have been
pushed out of affordability in the housing market and this
isn't helpful what the Fed's doing here. And when I look,
rents are down and that's one of the biggest components
of inflation. So it's like they want to have a
(14:10):
nation of renters and not owners.
Speaker 2 (14:12):
It's almost like they don't want them to buy a home.
That really does seem to be the plan of the
Democratic Party and it's incredibly frustrating. But the good news
is the policies of this administration are bringing news to
many Americans that have been forced into renting. The Treasury
(14:34):
Secretary announcing today that mass deportations, including self deportations in
the millions now, are bringing rents down for working class Americans.
Treasury Secretary Scott Besson saying President Trump's mass deportation agenda
is doing exactly what he said it was going to do.
It was going to bring down the costs for working
(14:57):
in lower and middle class Americans. Last month, for example,
and this is the data that matters, apartment rents finally
fell one point one percent compared to the same time
last year, and they have dropped five point two percent
compared to the same period in twenty twenty two, when
rents had peaked in this country. During an interview on
(15:20):
Fox Business Channel, Treasury Secretary credit the deportations for helping
drive down rents and pointing to a recent study by
the Wharton School of the University of Pennsylvania which found
a deep correlation between immigration and housing costs.
Speaker 1 (15:37):
Quote, rents are down.
Speaker 2 (15:39):
You know the story that the Biden administration doesn't want
to talk about the mass, unfettered immigration that pushed up rents,
especially for working Americans. Here's more of what he had
to say on Fox Business Channel with Maria Bartiromo.
Speaker 6 (15:54):
How do you explain this new stress that we're talking
about that keeps showing up in all the holes that
people are stressed about housing, stressed about the cost of food.
What is the administration's plan to rain in the cost
of food and housing.
Speaker 5 (16:08):
Well, Maria, people should be stressed because it's Biden inflation.
As I said, it was worst inflation in fifty years.
And stratigis the brokerage firm who you know well had
something Jason Trinner had something called the common Man Index,
which was working Americans. So the accumulated CPI during the
(16:29):
Biden years called it twenty one twenty two percent. For
working Americans it was thirty five. And that thirty five
was just a wipeout because those groceries, insurance, rent and
the auto and we are bringing that down. So in energy,
which leads everything is coming down. Energy goes into grocery prices.
(16:52):
So affordability has two components. So just like with the deficit,
with the deficit, there are two parts to it. They're
constrained spending and then upping revenues, which is what we're doing,
which is why we had this several hundred billion dollar
contraction with affordability. I suspect that we are going to
(17:15):
see a substantial drop in inflation the first six months
and next year. Rents are down. The story that the
Biden administration doesn't want to talk about the mass unfettered immigration.
They have pushed up rents, especially for working Americans. There's
a recent study out from Wharton School that shows every
(17:35):
one percent increase in population, rents one up one percent.
So President Trump, by the enforcing the border sending home
more than two million illegals rents. We're now seeing D
and C rents coming down substantially. I think that that
will continue this for the rest of the year. We
brought interest rates down, so we've seen more mortgage rates down,
(18:00):
and I think everything else will follow that.
Speaker 2 (18:03):
Now the Treasury Secretary isn't the only one talking about
exactly the problem with affordability.
Speaker 1 (18:08):
The Vice President JD.
Speaker 2 (18:10):
Vance hitting the road talking about this exact issue, and
what he halso I had to say is about how
many young people are now being left behind because the
Biden administration policies, and they're stopping it now.
Speaker 7 (18:22):
I know that there are a lot of people out
there Sean who are saying things are expensive, and we
have to remember they're expensive because we inherited this terrible
inflation crisis from the Biden administration. But you've already seen
signs that things are getting better. The price of eggs
has gone way down, the price of energy has gone
way down, the price of gasoline has gone way down.
(18:44):
And as we know, when the price of energy goes down,
that starts to filter out into the entire economy. But
that also takes a little bit of time. There's another
component of this Sewan, which to me is maybe the
most important because I care so much about our young
people being able to afford a good life. A lot
of young people are saying housing is way too expensive.
Speaker 8 (19:04):
Why is that?
Speaker 7 (19:05):
Because we flooded the country with thirty million illegal immigrants
who were taking houses that ought by right go to
American citizens. And at the same time, we weren't building
enough new houses to begin with, even.
Speaker 8 (19:16):
For the population that we had. So what we're doing
is trying to make it easier to build houses.
Speaker 7 (19:22):
Trying to make it easier to build factories and things
like that.
Speaker 8 (19:24):
So that people have good jobs.
Speaker 7 (19:26):
We're also getting all of those illegal aliens out of
our country, and you're already seeing it start to pay
some dividends.
Speaker 2 (19:33):
You're already seeing it start to pay some dividends. Which
brings me to jd Vance taking a very blunt job
at President Joe Biden and the Democratic Party laying out
the Trump administration's plan for the economy in twenty twenty six.
Speaker 7 (19:50):
If you go back to the four years of the
Biden administration, why did housing get so expensive double in
price during the Biden administration, It's because Joe Biden let
in twenty million illegal immigrants who took homes that ought
by right go to American citizens and to the people
of this great state. We talk about why did healthcare
(20:14):
get so unaffordable during the Biden administration, It's because Joe
Biden allowed prescription drug companies to take advantage of this country.
Speaker 2 (20:24):
So there it is jd Vance saying housing got expensive. Yeah,
double the price during the Biden administration. Joe Biden let
in twenty million illegal immigrants, you were competing with them
for housing. Now we find out about other fraud with
the Affordable Care Act, money going to Somalia, going to
(20:45):
terrace in states where there's waste, fraud, and abuse. And
this is exactly why he was out there today making
it clear that if you're an illegal immigrant, we're coming
for you, and American citizens are going to be put
back at the front of the line. New files are
revealing this morning that the Department of Justice and the
(21:07):
FBI did not have cause to raid mar A Lago.
Speaker 1 (21:13):
That coming now.
Speaker 2 (21:14):
From shocking information that has been released by Senator Chuck Grassley.
The newly released emails and records that were made public
show that FBI officials internally in writing where questioned whether
they had probable causes seek a search warrant for mar Lago.
In August of twenty twenty two, emails state that the
(21:36):
FBI's own Washington Field office did not believe the evidence
established probable cause for a raid at that time. Despite
these written doubts, in writing, the Department of Justice leadership
said screw it, We're going to move forward anyway and
obtained a warrant from a federal magistrate judge. One senior
(22:00):
FBI agent reportedly said the effort to build probable cause
was time consuming, quote unquote, and not productive without additional evidence.
Grassly characterize the disclosures as a miscarriage of justice and
claim the Biden DOJ push forward despite internal resistance based
(22:24):
on the facts. Now, these internal emails were not previously public,
and they contradict past public assertions about the confidence levels
before the raid on the former president's home. It's important
to note that the FBI's public stance was that a
judge found probable cause even though they didn't believe it
(22:45):
was there, and authorize the warrant. That is something democrats
are pointing to right now to try to save themselves. Now,
let me also remind you about what happened during that
raid when there's no evidence, What do you have to
do when you're raiding someone tome if you want to
go after them? And why did they raid? We all
(23:06):
know the reason why the FBI raided the DOJ. They
were trying to make sure that Donald Trump never made
it back to the White House. Let me remind you
what now, CIA Director John Radcliffe had to say about
this quite some time ago after the raid happened.
Speaker 8 (23:22):
Yeah, so that famous photograph.
Speaker 7 (23:24):
What we have now learned and the government has had
Jacksmith and his prosecutors have had to admit that that
was staged. And those top secret classified sheets that all
the public songs said, Oh my god, look at those
top secret documents. Those were placed there by the FBI.
And what Jacksmith admitted in court this week was that,
in his word, they mishandled the classified documents and misrepresented
(23:47):
those to the court. Maria, that's a kind way of saying,
we tampered with the evidence. Then we lied to the
court about it, and they got caught when President Trump's
lawyers and the other co defendants raised this issue and said, look,
the documents here don't match up. The document that were
presented to us don't match the digitally scanned records of
when they were taken from mar A Lago, and jack
Smith not only did they tamper with that and lie
(24:09):
to the court about it, but he's now admitted to
the court that he doesn't know how that happened. He's
only offered a number of possible explanations for how that
could have happened. So he's absolutely blown the chain of custody.
And again he has a prosecutor lead prosecutor in this case,
Jay Bratt, who met with White House counsel and a
representative of the National Archives in several times in the
(24:30):
weeks before Jack Smith was even appointed. This reeks of
crossfire hurricane when the Biden when the Obama Biden administration
fabricated evidence before the Piza Court, lied to the court
about it to pursue Donald Trump, and now we're seeing
it again in this classified documents case.
Speaker 2 (24:47):
So not only was this thing crooked from the beginning
and fabricated out of thin air, we also now know
that those men and women at the FBI and the
DOJ that were on the ground said there is no
thing there, there's no probable cause, and so that's where
the politics and the corruption of the Biden regime comes in.
(25:08):
Let me remind you of what the Attorney General Merrick
Garland had to say as he went on TV before
the election, of course, delivering his remarks on the search
warrant executed at President Trump's mar Lago resident And what
did he say? And again put this in perspective, it's
now coming out the FBI warned the Biden administration that
(25:31):
there was not probable cause to raid mar Lago and
they rated President Trump anyway. So who made that decision, Well,
we know exactly who it was. It was Merrick Garland.
How do we know it because he said it.
Speaker 9 (25:48):
There are, however, certain points I want you to know. First,
I personally approved the decision to seek a search warrant
in this matter. The department does not take such a
decision lately.
Speaker 2 (26:04):
Which brings us back to the issue of accountability. If
you look at the FBI doubting problem cause for Malago raid,
then push forward because the man in charge, Merrick Garland,
says I'm telling you you're going to do it.
Speaker 1 (26:20):
I'm personally authorizing it.
Speaker 2 (26:23):
And then you have emails showing that this is a
massive massive, massive problem and they're telling you don't do it,
then how is there not accountability? And let's just talk
a little bit more about accountability. We're now getting reporting
from Fox News Digital that they're saying the FBI not
(26:44):
only do they not believe they had problem cause to
raid President Donald Trump's Marlago home in twenty twenty two,
but they move forward amid pressure directly from the Biden
Justice Department, with an official saying he didn't give a
damn quote unquote about the optics of the serch. Now
this is all coming from these newly declassified documents. Fox
(27:04):
News Digital revealed emails between the FBI and the Justice
Department officials in the months leading up to the August
twenty twenty two raid of the president home, with FBI
officials expressing grave concerns about a lack of probable cause
to execute the sirch horrant on then front runner President
Donald Trump and his residence in Palm Beach. Quote very
(27:26):
little has been developed related to who might be culpable
for mishandling the documents, and FBI officials serving as an
assistant Special Agent in charge wrote to another FBI official
from the interviews the who has gathered information suggesting that
there may be additional boxes, presumably of the same type.
(27:49):
As we're sent back to NAR in January at mar Lago,
who has been drafting a search warrant affidavit related to
these potential boxes. But as some concerns that the information
is single source, has not been corroborated and may be dated,
the official continues, again, this is all in writing. Dj
(28:12):
ces opines, however, that the sws meet the problem cause standard.
Then it says this even as we continue down the
path towards a search warrant WFO believes that a reasonable
conversation with the former president attorney they're talking about Donald Trump,
(28:32):
stating that the FBI and the DOJ are reading a
search warrant and have developed information that there are more
documents tomorrow ago ought.
Speaker 1 (28:42):
Not to be discounted.
Speaker 2 (28:44):
The official road in other words, are saying, don't do this,
don't go rate it. Talk to his lawyers. We can
probably make all this go away. Then it says in
this document this at a minimum, even and if the
former president's attorney is correct, and the documents were all
(29:04):
declassified or believed to be disclassified, it can be reasonably
argued that the documents remain sensitive and should be properly
secured until the matter of classification is sorted out.
Speaker 1 (29:17):
The official continued.
Speaker 2 (29:19):
This conversation could easily be accomplished at the same time
that the WHO presses forward with the investigation and continues
building out a search warrant. In other words, Hey, you
guys are reacting. You don't want to go raid mar Lago.
There's not probable cause. I'm telling you that this call
can be done through lawyers. This is a mistake. I'm
(29:42):
telling you we don't have what we need to go
in raid mar Lago. And now we understand going back
to Radcliffe, why they were placing these folders out in
the floor and taking pictures.
Speaker 1 (29:50):
It was all a setup. We know that. Now now
here's something else is interesting.
Speaker 2 (29:56):
Weeks later, an FBI agent writes an email stating this quote,
we haven't generated any new facts, but keep being given
draft after draft after draft. In other words, you're going
to raid this thing. I don't care what you found. Then,
the FBI agent writes this, absent a witness coming forward
(30:19):
with recent information about classified documents on site, at what
point is it fair to.
Speaker 1 (30:25):
Table this question? Mark the agent rights.
Speaker 2 (30:30):
It is time consuming for the team and not productive
if there are no new facts supporting probable cause. Another
email revealed that the FBI's Washington Field office did not believe,
as has articulated to the DOJ and the CS that
we have established probable cause for the search warrant for
(30:52):
classified records at mar Lago.
Speaker 1 (30:56):
Then there's another line. This is what it says.
Speaker 2 (30:59):
Quote the DOJ is a pine that they do not
have probable cause, requesting a wide scope including residents office
storage space. Another agent wrote, the FBI believe that a
raid would be counterproductive their words in writing, and suggested alternatives,
less intrusive and likelier quicker options for resolution to reclaim
(31:24):
any potential classified records. The process move forward regardless of
all of these concerns that were put in writing. There's
even another email on August fourth of twenty twenty two,
revealed the plan for the execution of the warrant, saying this,
the FBI intends for the execution of the warrant to
(31:44):
be handled in a professional, low key manner and to
be mindful of the optics of the search and agent rights.
The agent quotes then Deputy Assistant Attorney General in a meeting, saying, quote,
since we heard mister Tuskas say yesterday in the call
that he quote frankly doesn't give a damn about the optics,
(32:05):
and mister Brad has already built a antagonistic relationship with
Trump attorneys, I think it is more than fair to
say that the DOJ contact with Trump attorneys just prior
to the execution of the warrant will not go well.
DOJ said as much yesterday. The agent writes, it also
(32:27):
thinks that it is fair to say that if FBI calls,
having in mind officers safety to the optics of the search,
and the desire to conduct the search in a professional
and low key manner, there is a far better chance
that the execution will go more smoothly and we may
actually gain some measure of cooperation which could go some
(32:48):
way to resolving the mishandling of classified records and the
investigation that is being conducted. The agent added, I understand
that this request may not go well at DOJ. However,
it is the FBI serving and executing the search, and
it will be our personnel who will have to deal
with the reaction to that first contact. So what happened
(33:13):
the FBI rated mar Lago execute the sirch Horns as
part of the investigation into alleged improper retention of classified
records that they and writing said, there's no probable cause
for this, and why do they do it? For one reason,
because the Biden administration weaponized the government to try to
(33:34):
take out their political opponent and put in jail the
sitting president now of the United States of America, a
guy by the name of Donald Trump. Don't forget to
share this podcast, by the way, with your family and
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Speaker 1 (33:51):
Button and I'll talk to you again tomorrow.
Waste, fraud, and abuse.
Speaker 2 (00:02):
It's part of what the Trump administration said they were
going to expose in our government. It's part of what
DOGE was created to stop. Well, now we have a
new report out from the US Government Accountability Office and
it is raising shocking concerns about fraud and deliberate improper
payments within the Affordable Care Act and the insurance exchanges.
(00:26):
The Government Accountability Office releasing the preliminary Watchdog report showing
not only that, but serious vulnerabilities in the ACA marketplace
subsidies and people are making billions of dollars off of
our tax dollars with fraud. Federal auditors created fictitious identities
(00:47):
to test the system. All fake applicants in twenty twenty
four were approved for subsidized coverage. In fact, eighteen of
the twenty fake applicants remained active into twenty twenty five.
Fake and rollies were awarded thousands of dollars in subsidies
(01:08):
per month taxpayers money automatically paid to the insurers. And
now you know why the insurance industry is giving record
dollars to Democrats who are in office. All right, it's
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two Patriot. Right now, the watchdog has not completed its
full final report. The lawmakers are already calling the preliminary
findings not just alarming, but damning. House Speaker Mike Johnson
(03:14):
saying this last night on Fox News Channel.
Speaker 3 (03:17):
The Government Accountability Office just came out with a new
report this past week, Laura, and it is astounding. Just
for example, over the last two years, they submitted twenty
four two dozen totally fraudulent applications for these Unaffordable Care
Act subsidies. Okay, twenty three out of twenty four were approved.
There were no SOB security numbers, provided no verification for
incoun or even citizenship. Okay, of course, not right. This
(03:41):
tens of thousands of dollars paid to each one of those,
to the insurance companies for people that do not exist, Okay,
dead people ninety four million dollars. If taxpayer dollars paid
insurance companies for people that have been deceased, then you
had soci security numbers. Sixty eight thousand, so security numbers
in twenty twenty four alone were used for multiple persons,
in other words, multiple people using one number to builk
(04:04):
the system and to fraud it. That's the system that
the Democrats created, that's the one they want us to subsidize.
So when we go forward with the truth, we explain
to the American people the reason their cost out of
control is because they created a broken system. We have
the solutions to fix it. That is the message and
the truth. I think that's going to prevail as you
go into the election year.
Speaker 2 (04:23):
Obamacare sold is affordable care. It's not that at all.
Ninety four million send to insurers for people that were dead. Now,
how much of that ninety four million is going to
come back the American taxpayer. I think you know the answer. No,
none of it is coming back. Sixty eight thousand security
numbers used by multiple people to cheat the system. Huge
(04:46):
amounts paid to insurance companies, which are the top donors
to Democrats in Congress for countless thousands of people who
literally don't exist. The question is would anybody go to
jail because of the billions and billions in fraud? The
answer I think you know now is no, that is
(05:07):
not going to happen. We are not going to get
our money back. So how do we now move forward?
Number One, We've got to make sure that people understand
just how unaffordable the Affordable Care Act is. Democrats have
misled hardworking Americans and claim that the Affordable Care Act
with lower health care premiums when their law was enacted.
(05:29):
What has happened since then? Premiums have skyrocketed. Since twenty fourteen,
premium costs on the ACA exchanges have risen nearly two
times faster than employer coverage. Why because they know the
government money's there for the taking. It has also been
(05:50):
more than three times faster than inflation. How do they
get away with it when it's government dollars tax dollars.
There is no real metric to business or to saying
no again, the insurance companies know who to pay, that's
the Democratic Party who then protects them and their record earnings.
It is without question that the Unaffordable Care Act has
(06:13):
failed the American people. And now Republicans are having to
deal with the fallout and trying to fix it. What
we know is the Affordable Care Act is anything but affordable.
In fact, it's already a disaster, and without the government subsidies,
nobody could afford it. But this is where we are
with the Democratic Party now. Constantly they lie and they
(06:35):
try to tell you that the Affordable Care Act is working,
that it is something you should be proud of. Well,
House Republicans have introduced a bill to lower healthcare premiums
for all Americans. Here's more of what Speaker Johnson had
to say about that.
Speaker 3 (06:51):
We're very close and we're delighted to present this and
put it through the House next week. Here's the important thing.
You said it very well, Laura. The Democrats America's healthcare
system fifteen years ago when they came out with that
Obamacare proposal, the Unaffordable Care Act, it did exactly the
opposite of every single thing they promised. Premiums have skyrocketed
(07:11):
in some categories up to seventy or ninety percent in
the last fifteen years. They will continue to skyrocket. So
the Democrats proposal right now is subsidize it further. They
want the American tax payer to give billions of dollars
to insurance companies in a program that is just riddled
with fraud, waste abuse. We're not going to do that.
Republicans are bringing common sense solutions. We are bringing solutions
(07:33):
forward that will actually lower the premiums for all Americans.
It's long overdue, and we've got some great ideas to
do it.
Speaker 2 (07:39):
You listen to the fix there from the Speaker, and
he's right, there has to be a fix. When you
have a system that is paying huge amounts to insurance
companies for countless thousands of people who don't exist. It's
a problem and you may ask yourself, how to the
insurance companies even allow this to happen. Well, if someone
doesn't exist, isn't that literally the best possible person that
(08:02):
you could ensure. In fact, you could also argue that
the insurance companies have actual incentives to take money.
Speaker 1 (08:09):
From the government for people that don't exist.
Speaker 2 (08:12):
That's why this undercover investigation in rolling twenty three out
of twenty four fictional applicants for subsidized health insurance plans
for the ACA exchanges should make everyone angry. I don't
care if you're a Republican or a Democrat, they also
know and they've been warned of these significant vulnerabilities and
(08:32):
lacks anti fraud protections. The report actually suggests that there
could be widespread fraud in multiple areas of the country
where this is being exploited. You also have to go
back to the other client of the insurance company, which
is the best client you'll ever have ninety four million
sent to insurers for those who are dead. Now, if
(08:54):
you're an insurance company, what is cheaper and what is
more guaranteed to your bottom line than premiums being paid
on a human being that's dead. You don't have to
ever worry about a claim. Why would you tell the
government or try to stop that type of fraud when
it's ninety four million literally directly to your bottom line.
The GOA report finding that more than the ninety four
(09:15):
million were sent directly the insurance companies on behalf of
individuals that are dead. These are what you would describe
as fraudulent payments involved using dead peoples, so security numbers
and other information to then get the payouts. Now House
Budget GOP saying it is important that we note the
(09:38):
issue is improper government payments and improper government payments to
our very good friends over at the insurance companies, their
premiums have skyrocketed. Programs like Medicaid and even COVID nineteen
stimulus checks are another example of the waste, fraud, and abuse.
Every government program seems to be covered up with people
(09:59):
that are taking advantage of it, people that are dead,
people that should never get the benefits, who are getting
the benefits, which is where the Trump administration comes in.
What the Trump administration is now said is the government
is working on these solutions, such as using the Social
Security Administration's Death Master File to identify and stop such
(10:21):
fraudulent payments. And what are Democrats saying about that? They're
not advocating for it. They're fighting literally against it, tooth
and nail because they want the money to keep flowing
to their biggest donors, the healthcare insurance industry. Operation Overlord
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my Heart Media. An alarm was sounded last year during
the presidential election, and it's one that the Trump administration
is trying to fix right now. It deals with the
(11:49):
unaffordability of housing. And it's a sad statistic, but now
many Americans up until their forties can't afford the American
dream to a home. Much of that is caused because
of lower end housing and the price for it has
skyrocketed because of the massive influx of illegal immigrants coming
(12:11):
into this country. Even during the government shutdown, the US
Treasury Secretary of Scott descent had this to say about housing,
the tariffs and how expensive has gotten for Americans to survive.
Speaker 4 (12:24):
Jerome Powell yesterday kind of threw some cold water. It
seems it came across to a lot of people, including yours,
truly throw cold water on the Asian trip by saying
basically that the rate cut in December wasn't a foregone conclusion.
Your reaction to Powell's decision to give those remarks yesterday.
Speaker 5 (12:46):
Look, I think as endemic of a FED that has
been completely wrong, whether it's on tariffs or the economy.
They started cutting rates. I think that we should be
in a cycle here. And I'm not sure what the
(13:08):
problem is with the voters last year. They voted for
the massive fifty point or fifty basis point rape cut
in September before the election in November, clearly very political
than two rate cuts after that, and the labor market
(13:28):
was in better better shape than the inflation levels were
the same. So you know, I'm afraid that the Board
may be playing politics here. And what's really discouraging is
we were starting to see signs of a nascent recovery
in the housing market. Housing market is obviously the most
(13:50):
interest rate sensitive sector of the economy. Americans have been
pushed out of affordability in the housing market and this
isn't helpful what the Fed's doing here. And when I look,
rents are down and that's one of the biggest components
of inflation. So it's like they want to have a
(14:10):
nation of renters and not owners.
Speaker 2 (14:12):
It's almost like they don't want them to buy a home.
That really does seem to be the plan of the
Democratic Party and it's incredibly frustrating. But the good news
is the policies of this administration are bringing news to
many Americans that have been forced into renting. The Treasury
(14:34):
Secretary announcing today that mass deportations, including self deportations in
the millions now, are bringing rents down for working class Americans.
Treasury Secretary Scott Besson saying President Trump's mass deportation agenda
is doing exactly what he said it was going to do.
It was going to bring down the costs for working
(14:57):
in lower and middle class Americans. Last month, for example,
and this is the data that matters, apartment rents finally
fell one point one percent compared to the same time
last year, and they have dropped five point two percent
compared to the same period in twenty twenty two, when
rents had peaked in this country. During an interview on
(15:20):
Fox Business Channel, Treasury Secretary credit the deportations for helping
drive down rents and pointing to a recent study by
the Wharton School of the University of Pennsylvania which found
a deep correlation between immigration and housing costs.
Speaker 1 (15:37):
Quote, rents are down.
Speaker 2 (15:39):
You know the story that the Biden administration doesn't want
to talk about the mass, unfettered immigration that pushed up rents,
especially for working Americans. Here's more of what he had
to say on Fox Business Channel with Maria Bartiromo.
Speaker 6 (15:54):
How do you explain this new stress that we're talking
about that keeps showing up in all the holes that
people are stressed about housing, stressed about the cost of food.
What is the administration's plan to rain in the cost
of food and housing.
Speaker 5 (16:08):
Well, Maria, people should be stressed because it's Biden inflation.
As I said, it was worst inflation in fifty years.
And stratigis the brokerage firm who you know well had
something Jason Trinner had something called the common Man Index,
which was working Americans. So the accumulated CPI during the
(16:29):
Biden years called it twenty one twenty two percent. For
working Americans it was thirty five. And that thirty five
was just a wipeout because those groceries, insurance, rent and
the auto and we are bringing that down. So in energy,
which leads everything is coming down. Energy goes into grocery prices.
(16:52):
So affordability has two components. So just like with the deficit,
with the deficit, there are two parts to it. They're
constrained spending and then upping revenues, which is what we're doing,
which is why we had this several hundred billion dollar
contraction with affordability. I suspect that we are going to
(17:15):
see a substantial drop in inflation the first six months
and next year. Rents are down. The story that the
Biden administration doesn't want to talk about the mass unfettered immigration.
They have pushed up rents, especially for working Americans. There's
a recent study out from Wharton School that shows every
(17:35):
one percent increase in population, rents one up one percent.
So President Trump, by the enforcing the border sending home
more than two million illegals rents. We're now seeing D
and C rents coming down substantially. I think that that
will continue this for the rest of the year. We
brought interest rates down, so we've seen more mortgage rates down,
(18:00):
and I think everything else will follow that.
Speaker 2 (18:03):
Now the Treasury Secretary isn't the only one talking about
exactly the problem with affordability.
Speaker 1 (18:08):
The Vice President JD.
Speaker 2 (18:10):
Vance hitting the road talking about this exact issue, and
what he halso I had to say is about how
many young people are now being left behind because the
Biden administration policies, and they're stopping it now.
Speaker 7 (18:22):
I know that there are a lot of people out
there Sean who are saying things are expensive, and we
have to remember they're expensive because we inherited this terrible
inflation crisis from the Biden administration. But you've already seen
signs that things are getting better. The price of eggs
has gone way down, the price of energy has gone
way down, the price of gasoline has gone way down.
(18:44):
And as we know, when the price of energy goes down,
that starts to filter out into the entire economy. But
that also takes a little bit of time. There's another
component of this Sewan, which to me is maybe the
most important because I care so much about our young
people being able to afford a good life. A lot
of young people are saying housing is way too expensive.
Speaker 8 (19:04):
Why is that?
Speaker 7 (19:05):
Because we flooded the country with thirty million illegal immigrants
who were taking houses that ought by right go to
American citizens. And at the same time, we weren't building
enough new houses to begin with, even.
Speaker 8 (19:16):
For the population that we had. So what we're doing
is trying to make it easier to build houses.
Speaker 7 (19:22):
Trying to make it easier to build factories and things
like that.
Speaker 8 (19:24):
So that people have good jobs.
Speaker 7 (19:26):
We're also getting all of those illegal aliens out of
our country, and you're already seeing it start to pay
some dividends.
Speaker 2 (19:33):
You're already seeing it start to pay some dividends. Which
brings me to jd Vance taking a very blunt job
at President Joe Biden and the Democratic Party laying out
the Trump administration's plan for the economy in twenty twenty six.
Speaker 7 (19:50):
If you go back to the four years of the
Biden administration, why did housing get so expensive double in
price during the Biden administration, It's because Joe Biden let
in twenty million illegal immigrants who took homes that ought
by right go to American citizens and to the people
of this great state. We talk about why did healthcare
(20:14):
get so unaffordable during the Biden administration, It's because Joe
Biden allowed prescription drug companies to take advantage of this country.
Speaker 2 (20:24):
So there it is jd Vance saying housing got expensive. Yeah,
double the price during the Biden administration. Joe Biden let
in twenty million illegal immigrants, you were competing with them
for housing. Now we find out about other fraud with
the Affordable Care Act, money going to Somalia, going to
(20:45):
terrace in states where there's waste, fraud, and abuse. And
this is exactly why he was out there today making
it clear that if you're an illegal immigrant, we're coming
for you, and American citizens are going to be put
back at the front of the line. New files are
revealing this morning that the Department of Justice and the
(21:07):
FBI did not have cause to raid mar A Lago.
Speaker 1 (21:13):
That coming now.
Speaker 2 (21:14):
From shocking information that has been released by Senator Chuck Grassley.
The newly released emails and records that were made public
show that FBI officials internally in writing where questioned whether
they had probable causes seek a search warrant for mar Lago.
In August of twenty twenty two, emails state that the
(21:36):
FBI's own Washington Field office did not believe the evidence
established probable cause for a raid at that time. Despite
these written doubts, in writing, the Department of Justice leadership
said screw it, We're going to move forward anyway and
obtained a warrant from a federal magistrate judge. One senior
(22:00):
FBI agent reportedly said the effort to build probable cause
was time consuming, quote unquote, and not productive without additional evidence.
Grassly characterize the disclosures as a miscarriage of justice and
claim the Biden DOJ push forward despite internal resistance based
(22:24):
on the facts. Now, these internal emails were not previously public,
and they contradict past public assertions about the confidence levels
before the raid on the former president's home. It's important
to note that the FBI's public stance was that a
judge found probable cause even though they didn't believe it
(22:45):
was there, and authorize the warrant. That is something democrats
are pointing to right now to try to save themselves. Now,
let me also remind you about what happened during that
raid when there's no evidence, What do you have to
do when you're raiding someone tome if you want to
go after them? And why did they raid? We all
(23:06):
know the reason why the FBI raided the DOJ. They
were trying to make sure that Donald Trump never made
it back to the White House. Let me remind you
what now, CIA Director John Radcliffe had to say about
this quite some time ago after the raid happened.
Speaker 8 (23:22):
Yeah, so that famous photograph.
Speaker 7 (23:24):
What we have now learned and the government has had
Jacksmith and his prosecutors have had to admit that that
was staged. And those top secret classified sheets that all
the public songs said, Oh my god, look at those
top secret documents. Those were placed there by the FBI.
And what Jacksmith admitted in court this week was that,
in his word, they mishandled the classified documents and misrepresented
(23:47):
those to the court. Maria, that's a kind way of saying,
we tampered with the evidence. Then we lied to the
court about it, and they got caught when President Trump's
lawyers and the other co defendants raised this issue and said, look,
the documents here don't match up. The document that were
presented to us don't match the digitally scanned records of
when they were taken from mar A Lago, and jack
Smith not only did they tamper with that and lie
(24:09):
to the court about it, but he's now admitted to
the court that he doesn't know how that happened. He's
only offered a number of possible explanations for how that
could have happened. So he's absolutely blown the chain of custody.
And again he has a prosecutor lead prosecutor in this case,
Jay Bratt, who met with White House counsel and a
representative of the National Archives in several times in the
(24:30):
weeks before Jack Smith was even appointed. This reeks of
crossfire hurricane when the Biden when the Obama Biden administration
fabricated evidence before the Piza Court, lied to the court
about it to pursue Donald Trump, and now we're seeing
it again in this classified documents case.
Speaker 2 (24:47):
So not only was this thing crooked from the beginning
and fabricated out of thin air, we also now know
that those men and women at the FBI and the
DOJ that were on the ground said there is no
thing there, there's no probable cause, and so that's where
the politics and the corruption of the Biden regime comes in.
(25:08):
Let me remind you of what the Attorney General Merrick
Garland had to say as he went on TV before
the election, of course, delivering his remarks on the search
warrant executed at President Trump's mar Lago resident And what
did he say? And again put this in perspective, it's
now coming out the FBI warned the Biden administration that
(25:31):
there was not probable cause to raid mar Lago and
they rated President Trump anyway. So who made that decision, Well,
we know exactly who it was. It was Merrick Garland.
How do we know it because he said it.
Speaker 9 (25:48):
There are, however, certain points I want you to know. First,
I personally approved the decision to seek a search warrant
in this matter. The department does not take such a
decision lately.
Speaker 2 (26:04):
Which brings us back to the issue of accountability. If
you look at the FBI doubting problem cause for Malago raid,
then push forward because the man in charge, Merrick Garland,
says I'm telling you you're going to do it.
Speaker 1 (26:20):
I'm personally authorizing it.
Speaker 2 (26:23):
And then you have emails showing that this is a
massive massive, massive problem and they're telling you don't do it,
then how is there not accountability? And let's just talk
a little bit more about accountability. We're now getting reporting
from Fox News Digital that they're saying the FBI not
(26:44):
only do they not believe they had problem cause to
raid President Donald Trump's Marlago home in twenty twenty two,
but they move forward amid pressure directly from the Biden
Justice Department, with an official saying he didn't give a
damn quote unquote about the optics of the serch. Now
this is all coming from these newly declassified documents. Fox
(27:04):
News Digital revealed emails between the FBI and the Justice
Department officials in the months leading up to the August
twenty twenty two raid of the president home, with FBI
officials expressing grave concerns about a lack of probable cause
to execute the sirch horrant on then front runner President
Donald Trump and his residence in Palm Beach. Quote very
(27:26):
little has been developed related to who might be culpable
for mishandling the documents, and FBI officials serving as an
assistant Special Agent in charge wrote to another FBI official
from the interviews the who has gathered information suggesting that
there may be additional boxes, presumably of the same type.
(27:49):
As we're sent back to NAR in January at mar Lago,
who has been drafting a search warrant affidavit related to
these potential boxes. But as some concerns that the information
is single source, has not been corroborated and may be dated,
the official continues, again, this is all in writing. Dj
(28:12):
ces opines, however, that the sws meet the problem cause standard.
Then it says this even as we continue down the
path towards a search warrant WFO believes that a reasonable
conversation with the former president attorney they're talking about Donald Trump,
(28:32):
stating that the FBI and the DOJ are reading a
search warrant and have developed information that there are more
documents tomorrow ago ought.
Speaker 1 (28:42):
Not to be discounted.
Speaker 2 (28:44):
The official road in other words, are saying, don't do this,
don't go rate it. Talk to his lawyers. We can
probably make all this go away. Then it says in
this document this at a minimum, even and if the
former president's attorney is correct, and the documents were all
(29:04):
declassified or believed to be disclassified, it can be reasonably
argued that the documents remain sensitive and should be properly
secured until the matter of classification is sorted out.
Speaker 1 (29:17):
The official continued.
Speaker 2 (29:19):
This conversation could easily be accomplished at the same time
that the WHO presses forward with the investigation and continues
building out a search warrant. In other words, Hey, you
guys are reacting. You don't want to go raid mar Lago.
There's not probable cause. I'm telling you that this call
can be done through lawyers. This is a mistake. I'm
(29:42):
telling you we don't have what we need to go
in raid mar Lago. And now we understand going back
to Radcliffe, why they were placing these folders out in
the floor and taking pictures.
Speaker 1 (29:50):
It was all a setup. We know that. Now now
here's something else is interesting.
Speaker 2 (29:56):
Weeks later, an FBI agent writes an email stating this quote,
we haven't generated any new facts, but keep being given
draft after draft after draft. In other words, you're going
to raid this thing. I don't care what you found. Then,
the FBI agent writes this, absent a witness coming forward
(30:19):
with recent information about classified documents on site, at what
point is it fair to.
Speaker 1 (30:25):
Table this question? Mark the agent rights.
Speaker 2 (30:30):
It is time consuming for the team and not productive
if there are no new facts supporting probable cause. Another
email revealed that the FBI's Washington Field office did not believe,
as has articulated to the DOJ and the CS that
we have established probable cause for the search warrant for
(30:52):
classified records at mar Lago.
Speaker 1 (30:56):
Then there's another line. This is what it says.
Speaker 2 (30:59):
Quote the DOJ is a pine that they do not
have probable cause, requesting a wide scope including residents office
storage space. Another agent wrote, the FBI believe that a
raid would be counterproductive their words in writing, and suggested alternatives,
less intrusive and likelier quicker options for resolution to reclaim
(31:24):
any potential classified records. The process move forward regardless of
all of these concerns that were put in writing. There's
even another email on August fourth of twenty twenty two,
revealed the plan for the execution of the warrant, saying this,
the FBI intends for the execution of the warrant to
(31:44):
be handled in a professional, low key manner and to
be mindful of the optics of the search and agent rights.
The agent quotes then Deputy Assistant Attorney General in a meeting, saying, quote,
since we heard mister Tuskas say yesterday in the call
that he quote frankly doesn't give a damn about the optics,
(32:05):
and mister Brad has already built a antagonistic relationship with
Trump attorneys, I think it is more than fair to
say that the DOJ contact with Trump attorneys just prior
to the execution of the warrant will not go well.
DOJ said as much yesterday. The agent writes, it also
(32:27):
thinks that it is fair to say that if FBI calls,
having in mind officers safety to the optics of the search,
and the desire to conduct the search in a professional
and low key manner, there is a far better chance
that the execution will go more smoothly and we may
actually gain some measure of cooperation which could go some
(32:48):
way to resolving the mishandling of classified records and the
investigation that is being conducted. The agent added, I understand
that this request may not go well at DOJ. However,
it is the FBI serving and executing the search, and
it will be our personnel who will have to deal
with the reaction to that first contact. So what happened
(33:13):
the FBI rated mar Lago execute the sirch Horns as
part of the investigation into alleged improper retention of classified
records that they and writing said, there's no probable cause
for this, and why do they do it? For one reason,
because the Biden administration weaponized the government to try to
(33:34):
take out their political opponent and put in jail the
sitting president now of the United States of America, a
guy by the name of Donald Trump. Don't forget to
share this podcast, by the way, with your family and
your friends on social media wherever you can hit that
subscribe or auto download
Speaker 1 (33:51):
Button and I'll talk to you again tomorrow.
Host
Ben Ferguson
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