All Episodes

November 26, 2025 13 mins
  • New Healthcare Framework

    • The Trump White House is preparing a plan aimed at lowering healthcare costs and extending expiring Obamacare subsidies.
    • Proposal includes:
      • Two-year extension of enhanced premium tax credits.
      • Lower income eligibility limits for subsidies.
      • Minimum premium payments.
      • Cap subsidies at 700% of the federal poverty line.
  • Criticism of Obamacare

    • Claims ACA is “anything but affordable.”
    • Premiums have reportedly increased by 80% since ACA passed.
    • Suggests ACA benefits insurance companies more than consumers.
    • Notes that over 50% of ACA enrollees did not file a single claim this year.
  • Financial Impact

    • Congressional Budget Office estimated proposed reforms could:
      • Lower premiums by 12.7%.
      • Save taxpayers $30.8 billion.
    • Criticism of Democrats for blocking cost-sharing reductions and continuing subsidies through COVID-era stimulus and Inflation Reduction Act.
  • Trump’s Position

    • Advocates sending healthcare dollars directly to consumers instead of insurance companies.
    • Supports Health Savings Accounts (HSAs) and consumer choice.
    • Frames this as a fight against government corruption and overspending.

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Episode Transcript

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Speaker 1 (00:00):
He used an auto pen last year for the Turkey's pardon,
so I have the official duty to determine, and I
have determined that last year's Turkey partons are totally invalid,
as are the pardons of about every other person that
was pardoned other than Where's Hunter.

Speaker 2 (00:19):
You're listening to the forty seven Morning Update with Ben ferguson.

Speaker 3 (00:23):
Good Wednesday Morning. Nice have you with us on the
forty seven Morning? I bet, and we've got one major
story for you. Donald Trump says it's time to trust
you with your health care decisions, pushing for healthcare reform
that will lower costs and give you more power over
exactly what you're paying for. So why are Democrats losing

(00:43):
their minds over this? Follow the money and we'll explain it.
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(02:57):
seven Morning Update and it starts right now. Number one,
it is big news. The White House is unveiling a
new healthcare framework they say will lower costs for all Americans.
This after the debacle that was exposed during the government
shutdown of just how much money we are spending to
subsidize the Affordable Care Act, which is anything but affordable.

(03:23):
The Trump White House, we're now being told, is expected
to unveil a healthcare policy framework that not only would
lower costs, but also extend expiring Obamacare subsidies while they
figure out how to move forward. Ms Now and Politico
reported both that the healthcare policy framework would include a

(03:43):
two year extension of the expiring Enhanced Premium Tax credits.
Those are the subsidies that you're paying for, yees. Obamacare
is not cheap at all. It did not make things
more affordable at all. In fact, it made the health
care insurance providers rich at the expense of you, the

(04:04):
tax payer. We also know that they will be enhanced
Obamacare subsidies, which would otherwise expire at the end of
the year. The proposal could be unveiled as early as
this coming Monday. A White House spokesman declined to confirm
the details of the plan, stating, quote, until President Trump

(04:25):
makes an announcement himself, any reporting about the administration's healthcare
positions is mere speculation. But here's what we are learning
through background. The plan apparently with lower limits on income
eligibility for credits, and that would save American taxpayers a
significant amount of money. It would also, I'm being told,

(04:47):
set minimum premium payments as well. According to multiple reports,
the proposed eligibility cap would set the subsidies to seven
hundred percent of the federal poverty line. Republicans have complained
that with the Colone Obama here in hand sepsis scheme,
wealthy Americans would benefit from the subseason what was meant

(05:11):
to be only temporary? Why were they temporary? It was
during the COVID nineteen coronavirus outbreak when they had these
extra benefits that now Democrats want to make well last forever,
which is insane. The White House plan also would urge
Congress to fund cost sharing reductions and plans, which Republicans

(05:36):
pushed for in the Big Beautiful Bill, but were next
after Senate Democrats objected to its inclusion in Trump's landmark legislation,
believing it violated rules on budgetary reconciliation. They claimed, now
here's the other part that's very interesting about this. The
Congressional Budget Office found that these healthcare reforms would have

(06:00):
lower to healthcare premiums by twelve point seven percent and
reduced costs by decreasing the need for Obamacare and the
welfare of the government for the epcts known as the
subsidies for Obamacare. The plans would have also lowered the
cost if this CRS plan would have been put into

(06:22):
effect by thirty point eight billion dollars. Now that's literally
thirty point eight billion dollars. It would have saved you,
the tax payer, and that is exactly why Democrats were
against it. Now, the Trump proposal would also have part
of their tax credits go straight to Americans via tax

(06:43):
advantage savings accounts instead of the checks going directly to
healthcare insurance companies that are getting rich to lower America's
premium indirectly. The President probably would like to go bigger.
Then the Hill has the appetite for so we have
to see how that. You know, how it works out,

(07:03):
is what the White House Deputy Chief of Staff James
Blair said last week talking about the reforms that need
to be made. What we also know is the White
HOUSEPTI Chief of Staff saying that President Trump would love
to push for healthcare reform in a way that would
be meaningful, saying, quote, we're going to have to have
the healthcare conversation. We're going to put some legislation forward.

(07:27):
The WI chiefs said there could be interest in BI
Parson reform. However, he said if that path is foreclosed,
there is the Parson path of reconciliation as well. The
President probably would like to go big because there needs
to be big reforms. Republican lawmakers have said they believe
the White House will release a framework to lower health

(07:50):
insurance costs, expand health savings accounts, and scrap parts of
the Affordable Care Act that are just flat out unsustainable.
In fact, much of the Obamacare program is unsustainable without
record tax dollars going to prop it up. As I
mentioned earlier, there's nothing affordable about the Affordable Care Act now.

(08:12):
The White House also signaled that the president's interest in
healthcare reform is something he believes could be a massive
change for the American people. A slide deck shared by
the House Majority leaders Chief Scalise this last week made
it clear that House GOP leadership also falls in the
overhaul camp. One slide that was viewed by Politico was

(08:36):
titled the Unaffordable Care Act and highlighted statistics that show
the premiums have increased by eighty percent since the ACA
passage aka since Obamacare became law. It also claimed that
more than fifty percent of Obamacare and rollies did not
file a single claim this year. Walking into the meeting, school,

(09:01):
he said in a brief interview that he planned to
keep talking with the chairs of three key committees of
jurisdiction over health policy. That would be Ways and Means,
Energy and Commerce, Education, and the workforce. Now, healthcare became
a focal point in the national politics as Democrats shut
the government down. As I mentioned earlier, for weeks over

(09:23):
what they described as mandatory Obamacare subsidies. They were not mandatory.
They were enhanced during COVID, and they will expire on purpose.
The Democrats planned this way. At the end of the year.
Democrats first enhanced these substies through one point nine trillion
let me say that again, one point nine trillion in

(09:45):
coronavirus era stimulus plans, including the American Rescue Plan. They
continue the subseas through the end of twenty twenty five
with the so called Inflation Reduction Act that did anything
but that. Trump on the issues, stating that healthcare dollars
should go directly to the American people instead of through

(10:06):
subsidies to health insurance companies, saying it this way on
social media. Quote, the only healthcare I will support or
approve is sending the money directly back to the people,
with nothing going to the big, fat rich insurance companies
who have made trillions and ripped off America. Long enough,

(10:28):
the people will be allowed to negotiate and by their
own much better insurance. Power to the people. Congress, do
not waste your time and energy on anything else. This
is the only way to have great health care in America.
The Republican Set of Community chairman said that a second

(10:50):
reconciliation bill should address affordability, which should include healthcare reform,
saying the Democrats are incapable of coming up with a
plan that is competitive, transparent, and actually reduces costs. Whine
because they're lining the pockets of their friends in the

(11:11):
healthcare provider industry, and they know that as long as
the government's willing to send them the check, they get
rich every single time the money comes into their accounts.
This also just goes back to consumer choice and freedom.
The President believes that you, as an American deserve to
have your money and then you can put it to

(11:31):
work the way that you decide to do it, in
a more responsible manner than the corruption of the government.
Doctor Mark Siegel on Fox News Channel talking about exactly this,
and here is what he had to say on Fox
News Sunday.

Speaker 4 (11:45):
But I can't get you treatments.

Speaker 5 (11:47):
What about this idea that the President has floated about
the money that flows into a lot of these subsidies
instead of paying the insurance companies, going direct to the
consumer and letting them take the money with them where
they choose.

Speaker 4 (11:58):
He's gotten a lot of criticism for that he's on
the right track because it would give the consumer more
control of the situation. Health savings accounts are part of this,
being able to buy your own insurance, making it affordable,
and you choose a marketplace idea more. It's not quite
that simple. That's a huge step in the right direction.

Speaker 5 (12:16):
Well, what are your odds?

Speaker 3 (12:18):
Do you so? At the end of the day, there
are two options. Either you as an American say no, no,
no government, just be in charge of my life, doesn't
matter how much it costs, Just you be in charge
of my health care. Or there's the Donald Trump plan,
which is he believes that you, as an American should
decide what is best for you, that you should spend
your money in a way that is well more responsible

(12:39):
than what the government does each and every day, and
he believes that prices will lower significantly if you do
it that way. I think many Americans have made it
clear that they like the way the President is describing
this and the amount of corruption that we are witnessing
from those in the Democratic Party and in government who

(12:59):
are overspinning your tax tours. And what are you actually
getting in return, not a lot for your money. And
that's where we are today.

Speaker 2 (13:08):
Thank you for listening to the forty seven Morning Update
with Ben Ferguson. Please make sure you hit subscribe wherever
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Ben Ferguson

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