The Property Trio (formerly The Property Planner, Buyer and Professor)

The Property Trio (formerly The Property Planner, Buyer and Professor)

Formerly The Property Planner, Buyer and Professor, our show rebranded in 2023 to The Property Trio. Residential property is the only asset class we live in, it is where we raise our families, and it is our most expensive investment, yet property advice remains unregulated. Our objective is to educate time-poor professionals through deep insights from our experts who have provided thousands of Australians with personalised advice and education spanning two decades. In a climate where we are overloaded with information and one size fits all recommendations from the media, well-meaning friends and family and so-called advisers, we will distill the raw truth from the ill-informed. So join the Property Planner, David Johnston, The Property Buyer, Cate Bakos and the Quantity Surveyor, Mike Mortlock as they take you on a journey of discovery through the maze of property, mortgage, and money decisions to empower you to create your ideal lifestyle! Links to your hosts: https://www.catebakos.com.au/ https://propertyplanning.com.au/ https://www.mcgqs.com.au/

Episodes

September 14, 2026 50 mins
🎧 In this month’s Property Trio market update, Cate, Dave and Mike unpack the latest August figures and look beyond the headlines to understand what is actually happening across Australia’s property markets.

The August market update covers city price falls, rental increases, listing numbers, interest rates and the forces shaping the next phase of this property cycle nationally.  🏠 Tune in to hear more!......
Listen
Watch
Mark as Played
Dave, Cate and Mike dig into the immediate investor reaction to the negative gearing changes and the trends taking shape in their wake. Is the shift toward yield over growth a genuine strategic rethink, or is it serviceability and higher rates forcing investors' hands? Cate shares what she's hearing from buyers week to week, while Mike unpacks why resi investors are increasingly eyeing commercial property, small retail, offices and...
Listen
Watch
Mark as Played
The Trio unpack the six principles that separate lasting property wealth from a scattered portfolio. They start with goal setting and long-term planning, then move through mortgage strategy, risk management, and the money management habits that fund a lifestyle by design.

Dave discusses a sobering example of first home buyers facing negative equity after buying at 95% LVR, while Mike explains why compounding and buy and hold...
Listen
Watch
Mark as Played
This week, Mike, Cate and Dave dig into Tim Lawless's Cotality presentation from last month's REBAA conference, unpacking where the housing cycle genuinely sits. 

📊 National dwelling values have fallen for four straight months, now around 2% below their March peak, with Sydney and Melbourne leading the slide; 97% and 98% of their suburbs recorded falls over the latest quarter. Yet Kalgoorlie-Boulder, Karratha and Wagga...
Listen
Watch
Mark as Played
This month's Property Trio market update sees Cate, Dave and Mike digging into July's figures, questioning whether the headline numbers are keeping pace with what's really happening on the ground.

National values fell 0.7%, with only Darwin, Perth and Hobart holding positive territory, and Cotality quietly revising prior months lower. 🏡 Melbourne draws real attention, with affordability and rising yields raising the questio...
Listen
Watch
Mark as Played
Buying and selling a property at the same time can feel like a logistical minefield. In this episode, Mike, Cate and Dave explore the strategies, risks and financial considerations involved in upgrading or downsizing.

They discuss whether it is better to buy or sell first, when bridging finance makes sense, why subject-to-sale offers can be problematic, and how settlement periods, rent-backs and early access can create valua...
Listen
Watch
Mark as Played

In this extended episode of The Property Trio, Cate Bakos, David Johnston and Mike Mortlock unpack the far-reaching implications of the 2026 Federal Budget and its property tax reforms.


They explore how the changes could affect property prices, rents, yields, investor behaviour and first home buyers, while discussing the risks and opportunities emerging in today's market. The trio also examines established versus new...
Listen
Watch
Mark as Played
Australia's proposed negative gearing changes are designed to encourage investment in new housing, but could there be unintended consequences for renters?

In this episode, The Property Trio explores exclusive research from MCG Quantity Surveyors and Suburbtrends, analysing more than 180,000 rental listings to uncover the true cost of brand-new housing.

The trio discuss why new properties command higher rents, how the ...
Listen
Watch
Mark as Played
This week, Cate and Dave answer a thoughtful listener question from Scott, who is approaching retirement with five investment properties, positive cash flow and a big decision to make.

Should he borrow to buy a $500,000 Melbourne apartment, or focus on preserving wealth?

Dave explores retirement planning, portfolio purpose, debt and cash flow, while Cate examines whether Melbourne's affordable apartments and units cou...
Listen
Watch
Mark as Played
June's market update reveals a property market adjusting to powerful policy changes. The Trio unpack slowing momentum across every capital city, the combined impact of Budget Night tax reforms and three consecutive interest rate rises, and why cautious buyers and retreating investors are reshaping the landscape.

Tight vacancy rates and rental growth continue to pose a threat to renters, with gross rental yields continuing to...
Listen
Watch
Mark as Played
Australia's negative gearing changes have created an important opportunity for existing homeowners that many people have overlooked. In this episode, Cate, Dave and Mike explain how grandfathering rules could allow eligible homeowners to retain negative gearing benefits if they later convert their home into an investment property.

The trio explores why mortgage structure matters, the strategic use of interest-only lending an...
Listen
Watch
Mark as Played
The latest research from the Reserve Bank of Australia offers a fascinating snapshot of who really owns Australia's investment properties, and it challenges many common assumptions.

Cate Bakos and Mike Mortlock unpack the data, revealing that most investors own just one property, while only a small minority build large portfolios. They explore what an ageing investor population, borrowing capacity, leverage and proposed tax ...
Listen
Watch
Mark as Played
This week, The Trio answer a fascinating listener question from Tom, who has built a $12 million property portfolio and is now facing a different challenge: where should future capital go?

Cate and Mike discuss the shift from accumulation to optimisation, comparing property, shares and superannuation as wealth-building tools. They explore the role of leverage, debt reduction and how age and working horizons influence risk. T...
Listen
Watch
Mark as Played
May's property market delivered a fascinating mix of results, with Melbourne and Sydney recording price declines while Perth and Darwin continued their remarkable growth.

In this month's market update, Cate Bakos and Mike Mortlock unpack the latest data and discuss what's really happening beneath the headlines.They explore the impact of proposed investor tax changes, shifting buyer sentiment, rental growth, housing supply ch...
Listen
Watch
Mark as Played
With interest rates rising and household budgets under pressure, many borrowers are looking for ways to reduce the cost of their home loans. In this episode, Cate, Dave and Mike explore practical strategies to improve cash flow, including negotiating with lenders, refinancing, reviewing loan structures and making better use of offset accounts.

The Trio explain why advertised rates don't always tell the full story and highlig...
Listen
Watch
Mark as Played
Dave, Cate and Mike unpack the post-budget landscape through a listener question from Liam, highlighting the uncertainty facing investors.

With proposed changes to negative gearing and CGT not yet legislated, many buyers are pausing, while owner-occupiers are benefiting from reduced competition. The Trio explores whether a surge in listings could create buying opportunities, but notes that property markets adjust slowly desp...
Listen
Watch
Mark as Played
April’s market revealed a clear split. Mike, Cate and Dave highlight declines in Sydney and Melbourne, while Perth, Brisbane and Adelaide continue strong growth, largely fuelled by investors. That momentum may not last. Investor-heavy, lower-priced markets could soften if policy changes reduce demand, while tightly held family homes in established suburbs may prove more resilient.

Rents remain under pressure, with low ...
Listen
Watch
Mark as Played
The 2026 Federal Budget has delivered one of the most significant property policy shake-ups Australia has seen in decades. The headline changes include winding back negative gearing for established homes, replacing the 50% capital gains tax discount with an inflation-indexed model, and extending incentives for new housing supply.

The government’s aim is clear: slow investor demand for existing stock and improve afforda...
Listen
Watch
Mark as Played

In this episode of The Property Trio, Dave, Mike and Cate unpack one of the biggest questions facing Australian property buyers right now: do first home buyer incentives genuinely improve affordability, or do they simply create more competition?

The episode examines the mechanics behind these incentives and why reducing deposit hurdles can accelerate demand faster than supply can respond. 

For buyers, investo...
Listen
Watch
Mark as Played
🎧 In this episode of The Property Trio, we tackle a great landlord question from Lukasz.

Is it better to chase maximum rent or secure a high quality tenant? 

Cate, Dave and Mike explain why pushing rent too high can lead to longer vacancies and poorer applicant pools. The Trio highlight hidden costs such as vacancy, leasing fees and tenant issues, and why a stable, respectful tenant often delivers a better long ...
Listen
Watch
Mark as Played

Popular Podcasts

    If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

    Crime Junkie

    Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by Audiochuck Media Company.

    NFL Daily with Gregg Rosenthal

    Gregg Rosenthal and a rotating crew of NFL Media hosts including Jourdan Rodrigue, Colleen Wolfe, and Nick Shook provide all the NFL news, previews, recaps and analysis you need to be smarter and funnier than your friends.

    The Breakfast Club

    The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!

    The Clay Travis and Buck Sexton Show

    The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.

Advertise With Us
Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2026 iHeartMedia, Inc.

  • Help
  • Privacy Policy
  • Terms of Use
  • AdChoicesAd Choices