Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jason Brown.
A stock market investor and founder of Power Trades University. Brown shares his journey from investing a $10,000 student loan into the stock market to building a six-figure trading account. He discusses financial literacy, stock market strategies, and how everyday people can start their journey to becoming millionaires in five years.
🔑 Key Themes & Highlights
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Jason Brown’s Stock Market Journey
- Started investing at 18 with $2,000 but lost most of it due to poor financial advice.
- Later used a $10,000 student loan to invest in stocks, growing it into a six-figure portfolio.
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Understanding Stock Market Basics
- Explains the importance of financial education and learning stock patterns.
- Introduces the concept of technical analysis, practical news insights, and fundamental evaluations.
-
Power Trades University & Wealth Building
- Created an online education platform to teach stock and options trading.
- Offers courses, coaching, and community support to help individuals achieve financial independence.
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The Five-Year Millionaire Strategy
- Shares how making 10% returns per trade over 60 trades can lead to a $1.2 million portfolio.
- Emphasizes the importance of consistency, strategy, and risk management in investing.
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Investing While Working a Full-Time Job
- Encourages people to use their salaries to fund investments rather than relying solely on wages.
- Highlights how corporate jobs provide valuable insights into publicly traded companies.
📘 About Jason Brown
Jason Brown is a stock market investor, financial educator, and founder of Power Trades University. His upcoming book, Five-Year Millionaire, documents his journey to financial success and provides a roadmap for others to achieve wealth through stock trading.
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Episode Transcript
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Speaker 1 (00:00):
Hi.
Speaker 2 (00:00):
I am Rashan McDonald, a host of weekly Money Making
Conversation Masterclass show. The interviews and information that this show
provides off for everyone. It's time to start reading other
people's success stories and start living your own. If you
want to be a guest on my show, please visit
our website, Moneymakingconversations dot com and click to be a
guest button. My guest, at the age of twenty three,
(00:22):
started trading stocks with a ten thousand dollars student loan
and grew it into a six figure trading account. His
passion for teaching others about stock market and investing led
him to create an online education company called Power Trades University.
Please work for the Money Making Conversations and Masterclass. Jason Brown,
(00:42):
How you doing.
Speaker 3 (00:43):
Jason, fantastic? Thanks for having me.
Speaker 2 (00:45):
On Powertrades University. Tell us about that.
Speaker 3 (00:50):
Yeah, so, Powertrades University is my online university where we
teach people how to harness the power of stocks and options,
ideally to create what we call their journey to becoming
a millionaire in five years from the stock market.
Speaker 2 (01:07):
Jason, you know, before we get into a Power Trades University,
which we know is an online system for academic training
in the stock and option trading based on your fifteen
years of experience, Are there other ways that we can
get information from you that be an asset to my
listeners as we delve in this interview about your career
(01:27):
and also leading down that path in five years being
a millionaire, tell us those options.
Speaker 3 (01:34):
Getting started doesn't have to cost people anything, which is
why on my site, the Brownreport dot Com, we put
together what's called a stock market Starter Pack and the
stock Option Starter Pack, because the biggest hurdles most people
have is they're like, where do I open an account?
How do I buy my first stock? How does it
all work? And in the stock Market Starter Pack, we
walk people through how to open their account, how to
(01:54):
get their first stock for free. There's a financial calculator
where they can figure out how much money they need
to get started with, and how much percent return they
need to make to hit their financial goals, and a
whole lot more, and then the stock Option Starter Pack
will walk them through call options, put options at least
so they can have a beginner basic understanding knowledge of
the industry, how it works, and how they can make
(02:16):
it work for them. So at the Brown Report dot
com The stock Market Starter Pack and the stock Option
Starter Pack both are free because it was the tools
that I wish I had when I got started.
Speaker 2 (02:27):
Now you said that, really, you said it so much
as smooth now, but that's a journey in conversation, a
journey and application, a journey and process. Now you just
suddenly just create the school. Education brought you here, success
brought you here. Tell us how you started. Because I
mentioned ten thousand dollars student loan kicked off your stock
(02:50):
market investing career, talked about that courageous move.
Speaker 3 (02:54):
Yeah, absolutely, So if we go back before the ten
thousand dollars student loan, I like most people, well, just like,
how does the stock market work? I hear people get
wealthy from it. You hear about it and see about
it on TV all the time, and now you hear
about it on like YouTube and social media all the time.
So I was just like, how does this stuff work?
So when I was eighteen, I actually took two thousand
(03:15):
dollars of my graduation money, and I was like, you know,
I would hear stuff like if you would have put
two thousand dollars away when you were eighteen, come back
by the time you're forty or fifty, you would have
had a million dollars. So I thought, why doesn't everybody
just do this? So I took my two thousand dollars
graduation money from high school. I went to a well
known bank. I said, hey, I want to invest. The
(03:36):
young lady asked me two questions. She's like, you know,
why do you want to invest. I'm like, to be rich.
Isn't that why everybody does this?
Speaker 1 (03:44):
Like?
Speaker 3 (03:44):
Is there any other reason? And she said, so you
want aggressive funds, right? I said, yeah, I'm eighteen. I
need aggressive growth. I want aggress of funds. That was it,
and so I came back. I gave her to two
thousand dollars. I came back about two years later, almost
three years later, and I'm like, how's my money doing?
And they had lost thirteen hundred dollars of my money
and it was down to seven hundred bucks. It was
(04:06):
at that moment I realized what I said to her,
which she probably looked at me and like, kid, get
out of here. But I said, I thought, the professionals
don't lose money. I'm like, what happened to my money?
I thought, professionals don't lose money? And she basically, I
don't know what to tell you. Stock Mart goes up,
goes down. You know, sometimes you win, you lose, right,
And so I said, give me my money, give me
(04:27):
the rest of my money. I can do this myself.
And so I just thought I could have lost thirteen
hundred dollars of my own money, at least I would
have known what happened why I lost it. So I
actually took seven hundred bucks. I spent two hundred dollars
on some gym shoes to make me feel bead, or
bought my Jordans or something. I had five hundred dollars left.
(04:48):
I'm making eight dollars an hour working at Sprint PCs
selling cell phones. I make sixty four bucks on the Saturday,
fifty dollars after you take taxes out. So I said,
if I can make fifty dollars with this five hundred dollars,
then I won't have to work Saturdays. And if I
could do that once a week, then I could take
a whole month of Saturdays off. And what happened was
I had bought Sprint stock, which is what most people do.
(05:09):
I bought the company that we worked for. It was
trading for five dollars a share. Figured I could buy
five hundred share, I could buy one hundred shares, and
if it moves fifty cents, I'll make fifty dollars. And
so when I bought the stock at five, it felled
down the four and I'm like, oh man, this doesn't work.
Maybe I'm not as smart as I think I am.
Stock went back up to five. I'm like, great, I
just needed to go to five fifty. I'll make my
(05:31):
fifty bucks. Stock failed down to four again, and so
like most people, I'm like, the stock market is a scam,
is rigged. They that's why they asked for my Social
Security number. They know what price I bought it at.
They won't let it go above that. And so the
stock went back up to five dollars a share, and
I said, I've seen this before, and so I got
out at five and broke even, and when the stock
(05:53):
felled back down the four, I got in, and when
it went back up to five, I actually made my
first one hundred dollars. And so I didn't know that
that pattern was called a channel in stock pattern, and
that led me into reading stock charts and learning what
other patterns out there exist that I didn't know were
out there that I can make money off of. And
so what happened was I got really good at growing
(06:14):
my five hundred dollars and making these hundred dollars, two
hundred dollars, three hundred dollars that I said, how do
I get more money into this money machine? Because if
I had more money I could make, I could do
this but on a bigger scale. So I was like,
if I had five thousand dollars, this is what I
would have made. I was like, if I had ten
thousand dollars, I would be rich, you know at that age.
I'm like, I would have made like a couple thousand dollars.
(06:36):
That was rich to me at that age, making eight
thousand an hour. And so I looked around and said,
where am I going to get ten thousand dollars? From
me and my cousin, we actually went and asked all
of our family members, like ten family members to put
in a thousand dollars. Because that's why me and my
cousin we were kind of doing this thing together. He
had his own account, I had my own account. Nobody
wanted to do it. So I was thinking outside of
(06:59):
the box. I saw my friends getting these student loans
and they were partying with it, shopping with all kinds
of stuff. And I had a scholarship to the Mike
Yeller School of Business wasying State University, and I asked
this financial aid layer. I said, well, what would happen
if I applied for financial aid because we're poor enough to.
Speaker 1 (07:15):
Qualify for it, but I have a scholarship.
Speaker 3 (07:17):
And she said, well, you get a refund and you
could use it to move on campus or do you know,
cover living expenses stuff like that, And so that was
my key. I was like, I'm going to take this
ten thousand dollars, I'm going to put it into the
stock market. And so I actually grew that ten thousand
dollars for about one hundred and twenty thousand dollars as
a twenty one year old college student. So that's how
(07:37):
it comes full circle to me using that initial ten
thousand dollars to get started in the market. But it
really started with two thousand dollars in the bank, losing
thirteen hundred dollars of my money.
Speaker 2 (07:49):
Well, that's that's the part of the process. You know,
you learn from your mistakes, and that's what you did
you learn is to allow somebody who didn't really care
about your money, because they really don't. They they have
they make you sign these documents that they can't be
held responsible for any decisions that they say you made
because you say it aggressive. You said the word. You
(08:10):
can go in there and say I want Apple, I
want Microsoft. Okay, they're gonna write it down, Michael. If
it drops, you said me to buy Apple Microsoft, you know,
or you tell them if it drops this low sale.
You can say that to you to your representative too.
If you buy that name, if it drops low seventy,
then sell it and they'll sell it and tell you
it's been sold with the loss that you agreed to accept.
(08:34):
So that's the part of the stock market. If you
try to get in know the responsibility of your money,
even though you give it to somebody else, it's still
on you, correct, Jason.
Speaker 3 (08:45):
It's still your responsibility. And I think what's important for
the listeners to know is we always think somebody else
knows what's best for us. We always think that somebody
went to school for this, because they work for a banker,
because they passed the Series six or sixty three or
Series seven tests that they know more than us. And
the reality is a lot of these industries now, they're
(09:06):
good people, they do have a place in society for
what they do. But when it comes to getting rich,
getting wealthy, growing your account, that is your responsibility. That
is typically not the responsibility of that person you're turning
your money over to, because the reality is the amount
of money that you have, whether it's ten thousand, one
hundred thousand dollars, that's not enough to feed their family.
(09:29):
They can't just eat off your one account of one
hundred thousand dollars. They need one thousand people with one
hundred thousand dollars, and so the amount that they can
spend managing your little money is very small. And the
rest of their time they spend going to networking events,
passing out business cards and trying to bring assets under
(09:49):
management as they call it, over to their company. They're
not really there to look at your personal situation, trade
in and out of your investments for you on the
short to medium term bases, the stick it in an
account and hopefully you don't bother them for twenty to
forty years and maybe you'll make some money.
Speaker 2 (10:07):
Let's let's back up a little bit Jason, because you say,
when you first sat down with this person with your
two thousand dollars, they said, oh you want aggressive, please
break down. It's like three levels that they'll offer you
conservative and tell us the reason each one is called aggressive,
why it is called conservative. These levels that they will
invest your money into based on recommendations, they'll make passive recommendations.
(10:33):
They'll never say you should invest this. I'm just gonna
let you know that. They will never say those words.
They'll say these are different investment opposits you should consider
because they have to say all these things because you
can hold them lible if they tell you directly invest
your money in Microsoft. If they say something like that,
(10:56):
you can hold them lible. But they will never say
that talk to us about those different levels like you
would introduce to the aggressive format.
Speaker 3 (11:05):
Yeah, and so the you know, the banks have to
use general language that people understand, and so people understand conservative,
they understand aggressive, right, and so that's just a term
that people understand. And so the bank says, okay, what
is aggressive? But aggressive to them, it's just you have
(11:28):
more tech stocks than bonds. Aggressive to them could just
mean you're in the S and P. Five hundred you're
in the overall market, and so they're just basically putting
together general buckets. And I think that's what it's important
to understand. These are just general buckets to put your
money in. They're not really customized to you. Your situation,
(11:53):
your financial goal, how much money you want to make
in a certain amount of time. None of that is
taken into consideration. It's it's a general bucket that says
we call this aggressive. Every American or person and whoever's
listening to whatever country they're in, should understand aggressive, they
should understand conservative. And then they just kind of put
(12:14):
you in these two different buckets. Maybe there's a third one,
but it's typically just aggressive or conservative, and that's it.
They stick you in these buckets. And I think it's
important to understand that these buckets they're not going to
take into consideration your hopes, your goals, your dreams, your
financial situation, any of that. And that's where you come
(12:34):
in that that's where you have to get educated on how.
Speaker 1 (12:37):
Stock works, how the stock market works.
Speaker 3 (12:39):
And how do I best apply the investments in the
money I have from my situation and my dreams and goals.
And most people think it's complicated, but it's not as
complicated as you think. I mean, you're spending money with Amazon,
You're on Facebook scrolling all day and looking at the ads,
(12:59):
You're buying the Apple phone. Sometimes it's just that simple.
Why not just invest in the companies that you do
business with and that you love their products, you love
their customer service. It's a good chance their stocks are
doing well because the stock market loves their products and
their service and how much they're selling it to other
people as well. So sometimes it's just having that little
(13:23):
bit of information and then knowing how to even buy
a stock on your own. Some people are like, I
would do it, but I just don't know where to go.
Do I go down to the bank kind of like
I thought, I just go down to a bank. Most
people don't understand you can just open an online brokerage account,
which is basically an online bank account for stocks, and
you got direct access to buy any stock that you want.
So just with a little bit of information, same with me.
(13:46):
Once I learn a little bit of information about reading
stock charts in those patterns, every time I learned a
little bit of information, I can make a little bit
to a lot more money. Just by applying myself and
not just throwing my hands up saying this is above me.
I don't understand these people know what's best for me.
Speaker 1 (14:04):
Absolutely.
Speaker 2 (14:04):
I'm speaking with to Jason Brown. He is a finance
graduate from Wayne State University with fifteen years of experience
in stocks and option trading. He's helping regular people like
you start their journey to becoming millionaires in five years
from the stock market. Again, Jason Brown is helping. I'm
put his name in front of that. He's helping regular
(14:25):
people start their journey to becoming millionaires in five years
from the stock market.
Speaker 4 (14:30):
Please don't go anywhere. We'll be right back with more
money Making Conversations Masterclass. Welcome back to the Money Making
Conversations Masterclass, hosted by Rashaan McDonald. Money Making Conversations Masterclass
continues online at Moneymakingconversations dot com and follow money Making
(14:53):
Conversations Masterclass on Facebook, Twitter, and Instagram.
Speaker 2 (14:57):
Now, in the beginning, I mentioned Power Trade University and
out of question, how does it contain a trading roadmap
for members to build a million dollar account in just
five years? And that's what you are promoting through Power
Trade University.
Speaker 3 (15:12):
Yeah, and I know when people hear that, right, the
antennas go up and they say, WHOA, how can I
make a million dollars in five years? And typically we've
been taught if it's too good to be truth, then
it it probably is. But I like to back things
up with facts, data as well as my own story.
And so my book that's coming out in February of
twenty twenty five is called five Year a Millionaire. It
(15:34):
documents my own journey to becoming a millionaire in the
stock market or with the help of the stock market.
Speaker 1 (15:40):
And so.
Speaker 3 (15:42):
The way that it works is from the time I
made a decision that I want to be a millionaire,
I created a vision board, I mapped out how much
money I needed to make, et cetera. And I realized
from the time that I made that decision to becoming
a millionaire it took about five years. When I look
back on it as a mathematical equation, and when you
have about four thousand dollars, if you get started in
(16:04):
the stock market, if you can earn ten percent a
month over five years, which is basically sixty trades, So
if you can do sixty trades that produce a ten
percent return, if you start with four thousand dollars, you'll
have one point two million dollars at the end of
five years. It's just a mathematical fact and equation. So
(16:24):
it's not an opinion, it's not a it's not a
you know, can this happen? It's a mathematical fact. Sixty
trades with four thousand, that's starting with four thousand dollars
ten percent return, you have one point two million dollars.
And so when I was making ten percent off my
five hundred dollars, when I started making my first fifty
in fact, I made my first one hundred dollars, I
(16:44):
actually made twenty percent off that five hundred dollars. I
realized that you can do ten percent returns a month
if you know the patterns to look for number one
and number two if you used options. So I use
call options and put options, which is is controlling stock
versus owning stock, and it gives you an accelerated return.
(17:05):
It gives you a higher percentage return on your investment.
Because that's the next question people are going to ask.
It's like, okay, that makes sense. Mathematical equation. If I
got four thousand dollars, if I can earn ten percent
a month, sixty trades one point two million. The next
question is, well, how do I make ten percent a month?
How do I find investments or trades that can do
those type of numbers? Well, number one is reading the
(17:26):
stock charts, and then number two, it's using options to
get a higher return versus by controlling the stock versus
owning the stock. And that's why we call it Power
Trades University. We put a lot of power behind our
trades by controlling it with stock options, and so that
is how we help people start their journey and become
a millionaire in five years. We're just teaching them how
(17:48):
to read the stock chart, teaching them how to use
call and put options, and then sharing with them the
trades that I find for myself that generated ten percent
return every month. Now, let me let me throw this out.
I want to just say every trade is not a winner.
So it's not like I got the Golden Boy touch
that every trade I touch is a ten percent winner.
(18:09):
But if you look at our track record, which we
share with our members, we document every trade, and so
we may be right on eight out of the ten
trades and me wrong on two of them. Then we
might be right on the next seven to be wrong
on one. So it's not I want to be clear,
it's not everything we touch turns the goal.
Speaker 1 (18:27):
But it's about a law of averages.
Speaker 3 (18:29):
Be an average ten percent per trade over sixty trades,
you have one point two million dollars.
Speaker 2 (18:35):
Well, first of all, my degree is in math. Okay,
so we start talking numbers. You don't lose me. In fact,
I enjoyed because I have always tell people two plus
two is four. Can't change that, That's what it is.
And so you know you can't. You can write a
script and they can judge you on that. You know,
you can shoot a jump shot, they can change, they
can try to change the jump shot. But we're doing math.
(18:56):
Math is math and and true enough when you're doing
in stock. The advantages of it is that you have
to seek got people who could either mentor you or
put you in a position to be educated. And that's
what you're doing. What your organization you call the.
Speaker 3 (19:13):
Power which is Power Power Trades University.
Speaker 2 (19:16):
Power Trade University. Now that's an online it's a subscription
tied to that monthly or how does one get into
gain access to that particular online service.
Speaker 3 (19:28):
So what I find I built what I wish I
had when I was looking at the stock market and
researching it.
Speaker 1 (19:35):
You know, I was reading books and magazines.
Speaker 3 (19:37):
Back then there was no videos and stuff like that,
and I wish I had videos. I wish I had coaching,
I wish I had mentorship, and the people who did
do that they were charging astronomical rates. And so the
model that we built is based on the three seeds,
which is courses, coaching, and community. So it's a subscription
based service that gives you access to the courses because
(19:59):
first you need to understand what we're talking about. What's
the stock chart, what's bullish, what's bearish? You get access
to the options courses, what's the call, what's the put,
what's the strike price, what's in the money? Out the money?
What's what does it mean if I get exercise. You
have to first understand before you can even put real
money down. Once you understand, and that's where the coaching
(20:21):
comes into play, because I look for these trades with
my real money in the real market. So I share
what I teach in the course, but in the real
world looking for trades and applying the knowledge, and then
people have access to the community. They have access to myself,
my team as well as other power traders. And so
that's the UH that that encompasses the entire power trades, university, platform, courses, coaching,
(20:46):
and community. And that's a subscription based service. Is what
you're paying for the access to those three c's cool.
Speaker 2 (20:53):
AI, you know, that's the talk of the world right now.
So AI have stocks? How can one profit from AI stock?
Speaker 3 (21:03):
So there's a couple different ways you can profit from
AI and profit from AI stocks.
Speaker 2 (21:10):
So using AI tools, Yeah, so those.
Speaker 1 (21:14):
Are two different things.
Speaker 3 (21:15):
So if you're using AI tools, like, for example, the
way I use AI in my organization, I would, for example,
when there's an earnings report, I used to listen to
the entire earnings report. I would print the transcript. I
would go back through it. I would see what questions
the analysts asked. Well, now if I missed an earning's car,
I just don't have time to listen to all of them.
(21:36):
I actually can run the transcript or run AI and say, hey,
pull up Amazon's earnings call. What were the top questions
the analysts asked? What was the revenue year over year?
What were the headwinds or the tailwinds, and AI will
kind of parse through that call and generate all that
information for me. So AI is a time saver when
it comes to doing research now, both fundamental and news research,
(22:01):
going out to the web, kind of getting all that
information bringing it back. Well, then there's the ability to
benefit off AI stocks. You got the videos of the world,
you have, the plantiers, you have you know, even Amazon
and Google is getting involved Avgo tick or symbol, which
is broadcom making chips. So you can also profit by
(22:22):
looking at where is the market going, who's creating the chips,
how much are they going to be in demand, and
are we at the beginning, middle, or the end of
this revolution, which we're pretty much at the beginning of
this revolution. It's not like everybody has all the chips
that they're going to need. And you know where this
industry is a boom already or a bus getting ready
to bust, and so just kind of thinking through how
(22:45):
can you profit off it from the chips, From the
amount of energy that's needed to process AI and bitcoin
and all the things that people are processing. There's a
lot of computers and servers that need to run. Those
servers have to be cooled down, so you start thinking
through each part of the system of AI and saying
who do I stand the benefit, what companies stand the
(23:08):
benefit from it? And then how can I position myself
with those stocks as well.
Speaker 2 (23:13):
To win long term? Jason, you are a finance graduate
from one in state. Okay, come on, admit that numbers
flowing your brain. It all makes sense. Okay, I'm talking
about regular everyday people listening to this show. You tell
us about your organization, Power Trades Universe is online. You say,
this's a three c's courses coaching community. Got that powerful?
(23:36):
But every day Joe, how can anyone manage their own
investments and get on that fast track? You know what
I'm trying to do is peel back a little bit
without hearing all this information. Can you simplify a little
bit more? Because Jason Brown, let's get that name out there,
Power Trades Universally. Just get that out there. It's online. Now,
(24:00):
how do they how do you empower them, Jason, to
take control of their investment and watch it grow over
those five years? Just the work part of it. When
you talk about ten percent, sixty trades a month.
Speaker 3 (24:13):
Yeah, so here, you know, here's the thing that people
have to do. First of all, they first need to
believe the regular person listening to this. First thing is
they need to believe that it's possible for them. I'm
just a kid from Detroit who had two thousand dollars
who went to the bank and said I want to invest.
And so, you know, my father passed when I was two.
(24:37):
My mother raised two single boys. She's from Mississippi. They
came from the cotton pick and fields of Mississippi. They
migrated to the north and there was everyone was coming
up pretty good jobs in the factory with Ford and
GM and Chrysler, and so I am a regular person.
I didn't always have a finance degree. In fact, I
dropped out of school when I made that one hundred
thousand dollars. I went back to school later on after
(24:59):
I lost all that money, which is a whole different story.
But first, I just had to believe that the stock
market could work for me. I said, it works for
Warren Buffett, why can't it work for me. He's a human,
he breathes air. So first we have to believe that
it can work for us. If we don't believe, we
won't start seeking out how So, first thing is just
(25:20):
believing that it can work for you. There's no racism,
no sexism, none of that exists in the stock market.
The only thing that matters is if you have access
to the market, if you have a little bit of money,
and you have a little bit of knowledge. So first
we got to believe. Second we got to get the
knowledge right. And so the regular person needs to ask
themselves what makes the stock go up and down? There's
(25:42):
only three things that makes it move, the technicals to practicals,
and the fundamentals. Technical mean you're looking at a stock chart,
no different than you go to a grocery store and
you say, wow, milk is on sale.
Speaker 1 (25:53):
Right, you know.
Speaker 3 (25:54):
There's a certain price where you'll buy two gallons of
milk if the price is cheap enough to look at
the stock market the same At what price point is
Apple on sale?
Speaker 1 (26:04):
Amazon on sale?
Speaker 3 (26:05):
At what price point is it undervalue where you're ready
to buy some of it? So that's the technical. Then
there's the practical, which is news. You know, same thing,
if they tell you the world's shutting down, what everybody do.
They ran out and they bought toilet paper and food
and water because that news meant we might be shut down,
we might be hunkered down for a while. So we
(26:25):
have to be in tune with the news of the
stock market, is inflation down, who's the presidential administration?
Speaker 1 (26:31):
Company? Are we at war?
Speaker 3 (26:33):
Just you have to just be aware of some basic
news and then fundamentals. No different than your boss sits
across from you at work and says, you know, you're
doing good. Here, you're doing good. Here, you're doing it. There,
you're going to get a three percent raise. We're looking
at companies the same way. Their customer service is doing good.
They're selling products in the US, they're keeping their costs low.
(26:54):
Their stock is going to get a raise, it's going
to be more valuable. And so we just have to
think about it in regular, everyday terms and realize the
stock market isn't some special place where things happen that
we've never heard of. It happens every day as we
go to the grocery store. It happens every day when
we sit across from our boss and get an evaluation.
(27:15):
Those are the same things that we just have to
apply to a different It's the same skill set. We
just have to apply it to a different industry, which
is the stock market, which is why we're here to
teach people. How do you translate those skills into looking
at the stock market when it's on discount, looking at
the stock market fundamentally to know when the price should
go higher, looking at the stock chart to determine the
(27:38):
best times to buy and the best time to sell.
Does that Does that make sense?
Speaker 2 (27:41):
Absolutely, my brother, Because in the end, there's work and
there's no magic one. This is not the lottery, you know,
You're not playing numbers that you found under your bed
or your birthday. This is work, you know, and it's
reading the newspaper, like I tell people, and this is me.
I get up at four thirty. I immediately read the
Houston Chronicle. Then I read then I go to CNN
(28:05):
all this is online because I'm based in Atlanta. I
read the Houston Chronicle, then I read ESPN online. Then
I read a Deadline, which is entertainment. Then I read CNN.
All that I'm gathering information about the world. That's what
you are talking about. You have to have some degree
of common sense. And also you look at where you're shopping.
(28:26):
When you go shopping. If you go into shop, just
for example, home depot, they always packed. Okay, take note
of that if you're going over here and it's always packed,
take note of that if you going into place and
it's not packed, that may not be a place you
want to buy a stock in. You know, you have
to really take into consideration certain things that are purchased.
I remember early on in two thousand, I bought I
(28:49):
invested in Intel because of laptops. I said, Okay, laptops
are big. I think this is an area I should
go into. And I did. And so these are the
things that you always tell people, and I always recommend
people look at your lifestyle and consider what would you
invest in your lifestyle where you spending your money that
(29:11):
is applicable to potential income that you can bring your way.
And these are the common sense things you look at.
Then you do your research. Do not apply common sense
without research, and then you make a decision over a
ninety day period. Do not just jump in the stocks
or I heard what Jason said and you start buying. Okay, dude,
(29:33):
while you buying, what patterns have you seen? And that's
all you're saying is that if you want to win,
you can win. But it's going to be work, It's
going to be a level of consistency. But I do
want to close with this last thing that you question.
You got to get ed, Jason, You got to get
on the educational side. Was the advantage of investing while
(29:53):
working at full time job, because that's what we're talking about.
We're talking about people who are listening to the show
who have for time jobs turning that just like you did.
If I could start turning that full time job, make
that fifty dollars on the weekend, then that was your goal.
You set yourself a goal, and that's how you really
start winning by setting yourself a goal, and that allows
(30:14):
you to be able to translate into success. Along with education,
talk about that investing while working a full time job
as we wrap up this interview with Jason Brown.
Speaker 3 (30:26):
Yeah, if you work a full time job, you have
to understand that you are in the best possible place
to invest. And most people don't think about it like that.
There's a misconception that in order to trade or invest
in the stock market, I have to quit my job,
I have to look at it all day, I got
to be in front of it all day, and that's
just not true. In fact, when you think about investing
(30:49):
in the stock market, the stock market doesn't cut you
a check every two weeks like your paycheck at work,
and so the best thing for you to do is
to keep your full time job and use that money
to take care of your bills, different things like that,
while you take a little bit of that money and
you put it in the stock market and let it
work for you. So what I'm let me just share
(31:10):
with you how I look at the job in the
stock market. What I did was I based my lifestyle
off my hourly so I was in commission sales, so
I had an hourly rate. After I left Sprint PCs,
I went to Verizon, I eventually worked for Comcasts. I
had an hourly rate, and then I would sell cell
phones or cable services and I would get a commission check.
I based my lifestyle off my hourly and I was
(31:32):
using my commission checks to invest in the stock market.
So what people have to do is create a margin
where unfortunately, most people make fifty thousand, they spend fifty thousand,
and then some people make fifty thousand and they spend
sixty dollars, so they go ten thousand dollars in debt.
Speaker 1 (31:47):
I was the opposite. I made fifty thousand.
Speaker 3 (31:50):
I was living off forty or I made fifty thousand
and I made another twenty thousand in commission. I built
my lifestyle off forty and then I had about thirty
thousand dollars march or three thousand dollars every single month
that I could take and put into the stock market.
And so when you work a full time job, that
job's going to be able to take care of your
living expenses while you learn this industry, because you don't
(32:12):
want to come into this industry and it's feast or famin,
meaning if I lose this money, I lose my house.
If I lose this money, I lose my car. My
family's out on the street. That's not how you want
to enter the stock market, which is why you want
to keep your job. Second thing about keeping your job.
When I worked for Comcast, which is a Fortune fifty company,
I said two things. When I worked for Verizon and
(32:33):
I worked for Comcasts, both fortune and fifty. I think
Comcast fortune, I mean Verizon Fortune one hundred. Comcasts was
Fortune fifty. I'd have to research that, but both Fortune
five hundred companies. It's two things I said. When I
worked at Verizon, I said I am going to be
the best employee they ever had. Why Because the more
money I made, the more promotions I got, the more
phones I sold, the more money I had to put
(32:54):
into the stock market. So I actually was a better
employee because I wanted a promotion, I wanted to raise
I wanted to make more money because I was more
money I could put in the stock market. When I
eventually worked for Comcasts as a regional manager, I said,
are you kidding me? I get to see how a
fortune and fifty company runs from the inside. I get
to understand what to look for on the balance sheet,
(33:15):
on the sales sheet, how we deliver our numbers to
Wall Street, how we cut costs when we're not.
Speaker 1 (33:21):
About to hit our numbers.
Speaker 3 (33:22):
I got to understand how a publicly traded company works
from the inside. And you better believe I used that
information to evaluate companies and take that and say, how
do I look at other companies?
Speaker 1 (33:35):
How do they hit their numbers? What do they do
when they miss their numbers?
Speaker 3 (33:38):
I use that inside information, meaning just inside on the
job training to become a better trader, a better investor,
to research companies because I was able to see from
the inside what it looked like when a publicly traded
company missed their earnings. I saw the signs when sales
were slowing down, and I would apply that outside. So
what I'm saying is, when you work a full time job,
(34:00):
it is the best, especially if it's a publicly traded company.
It is the best on the job training you go get.
It's the best way to look at how a publicly
traded company operates, how to evaluate it. And not only that,
at bare minim you probably get a four oh one
K or something, or an employee stock purchase plan that
you can contribute to and be a part of, which
is another benefit that gets you into the stock market
(34:21):
as well.
Speaker 1 (34:22):
So use your.
Speaker 3 (34:23):
Job as a spring board to fund your dreams and goals.
Your job is typically going to pay you enough to
make a living, but it's not going to pay you
enough to get your dream car, your dream house, your
dream vacation. That part is up to you. But your
job can be a springboard for achieving some of those
other financial goals and learning about the stock market and
publicly traded companies. If only you change your mindset every
(34:46):
day you go to work and not hate your job
and hate your employer, but think about how can you
be in partnership with them to learn more about the
stock market or have them help you make more money
that you can then put into the stock market. And
that's how I see corporate American jobs.
Speaker 2 (35:02):
It's also not enemies, we're partners absolutely. You know we're
talking to Jason Brown. He has a book coming out
right now. He is an online education for stocks and
stop aux trading by using his experience. It's called Power
Trades University. My brother, I want to thank you for
coming on my show man Money Making Conversation master Class
(35:22):
because you about the money, so he's most definitely appropriate
for this show. Appreciate you, Jason Brown. This has been
another edition of Money Making Conversation Masterclass posted by me
Rashaun McDonald. Thank you to our guests on the show
today and thank you listening to audience now. If you
want to listen to any episode I want to be
a guest on the show, visit Moneymakingconversations dot com. Our
(35:45):
social media handle is money Making Conversation. Join us next
week and remember to always leave with your gifts. Keep winning.
Hi.
Speaker 2 (00:00):
I am Rashan McDonald, a host of weekly Money Making
Conversation Masterclass show. The interviews and information that this show
provides off for everyone. It's time to start reading other
people's success stories and start living your own. If you
want to be a guest on my show, please visit
our website, Moneymakingconversations dot com and click to be a
guest button. My guest, at the age of twenty three,
(00:22):
started trading stocks with a ten thousand dollars student loan
and grew it into a six figure trading account. His
passion for teaching others about stock market and investing led
him to create an online education company called Power Trades University.
Please work for the Money Making Conversations and Masterclass. Jason Brown,
(00:42):
How you doing.
Speaker 3 (00:43):
Jason, fantastic? Thanks for having me.
Speaker 2 (00:45):
On Powertrades University. Tell us about that.
Speaker 3 (00:50):
Yeah, so, Powertrades University is my online university where we
teach people how to harness the power of stocks and options,
ideally to create what we call their journey to becoming
a millionaire in five years from the stock market.
Speaker 2 (01:07):
Jason, you know, before we get into a Power Trades University,
which we know is an online system for academic training
in the stock and option trading based on your fifteen
years of experience, Are there other ways that we can
get information from you that be an asset to my
listeners as we delve in this interview about your career
(01:27):
and also leading down that path in five years being
a millionaire, tell us those options.
Speaker 3 (01:34):
Getting started doesn't have to cost people anything, which is
why on my site, the Brownreport dot Com, we put
together what's called a stock market Starter Pack and the
stock Option Starter Pack, because the biggest hurdles most people
have is they're like, where do I open an account?
How do I buy my first stock? How does it
all work? And in the stock Market Starter Pack, we
walk people through how to open their account, how to
(01:54):
get their first stock for free. There's a financial calculator
where they can figure out how much money they need
to get started with, and how much percent return they
need to make to hit their financial goals, and a
whole lot more, and then the stock Option Starter Pack
will walk them through call options, put options at least
so they can have a beginner basic understanding knowledge of
the industry, how it works, and how they can make
(02:16):
it work for them. So at the Brown Report dot
com The stock Market Starter Pack and the stock Option
Starter Pack both are free because it was the tools
that I wish I had when I got started.
Speaker 2 (02:27):
Now you said that, really, you said it so much
as smooth now, but that's a journey in conversation, a
journey and application, a journey and process. Now you just
suddenly just create the school. Education brought you here, success
brought you here. Tell us how you started. Because I
mentioned ten thousand dollars student loan kicked off your stock
(02:50):
market investing career, talked about that courageous move.
Speaker 3 (02:54):
Yeah, absolutely, So if we go back before the ten
thousand dollars student loan, I like most people, well, just like,
how does the stock market work? I hear people get
wealthy from it. You hear about it and see about
it on TV all the time, and now you hear
about it on like YouTube and social media all the time.
So I was just like, how does this stuff work?
So when I was eighteen, I actually took two thousand
(03:15):
dollars of my graduation money, and I was like, you know,
I would hear stuff like if you would have put
two thousand dollars away when you were eighteen, come back
by the time you're forty or fifty, you would have
had a million dollars. So I thought, why doesn't everybody
just do this? So I took my two thousand dollars
graduation money from high school. I went to a well
known bank. I said, hey, I want to invest. The
(03:36):
young lady asked me two questions. She's like, you know,
why do you want to invest. I'm like, to be rich.
Isn't that why everybody does this?
Speaker 1 (03:44):
Like?
Speaker 3 (03:44):
Is there any other reason? And she said, so you
want aggressive funds, right? I said, yeah, I'm eighteen. I
need aggressive growth. I want aggress of funds. That was it,
and so I came back. I gave her to two
thousand dollars. I came back about two years later, almost
three years later, and I'm like, how's my money doing?
And they had lost thirteen hundred dollars of my money
and it was down to seven hundred bucks. It was
(04:06):
at that moment I realized what I said to her,
which she probably looked at me and like, kid, get
out of here. But I said, I thought, the professionals
don't lose money. I'm like, what happened to my money?
I thought, professionals don't lose money? And she basically, I
don't know what to tell you. Stock Mart goes up,
goes down. You know, sometimes you win, you lose, right,
And so I said, give me my money, give me
(04:27):
the rest of my money. I can do this myself.
And so I just thought I could have lost thirteen
hundred dollars of my own money, at least I would
have known what happened why I lost it. So I
actually took seven hundred bucks. I spent two hundred dollars
on some gym shoes to make me feel bead, or
bought my Jordans or something. I had five hundred dollars left.
(04:48):
I'm making eight dollars an hour working at Sprint PCs
selling cell phones. I make sixty four bucks on the Saturday,
fifty dollars after you take taxes out. So I said,
if I can make fifty dollars with this five hundred dollars,
then I won't have to work Saturdays. And if I
could do that once a week, then I could take
a whole month of Saturdays off. And what happened was
I had bought Sprint stock, which is what most people do.
(05:09):
I bought the company that we worked for. It was
trading for five dollars a share. Figured I could buy
five hundred share, I could buy one hundred shares, and
if it moves fifty cents, I'll make fifty dollars. And
so when I bought the stock at five, it felled
down the four and I'm like, oh man, this doesn't work.
Maybe I'm not as smart as I think I am.
Stock went back up to five. I'm like, great, I
just needed to go to five fifty. I'll make my
(05:31):
fifty bucks. Stock failed down to four again, and so
like most people, I'm like, the stock market is a scam,
is rigged. They that's why they asked for my Social
Security number. They know what price I bought it at.
They won't let it go above that. And so the
stock went back up to five dollars a share, and
I said, I've seen this before, and so I got
out at five and broke even, and when the stock
(05:53):
felled back down the four, I got in, and when
it went back up to five, I actually made my
first one hundred dollars. And so I didn't know that
that pattern was called a channel in stock pattern, and
that led me into reading stock charts and learning what
other patterns out there exist that I didn't know were
out there that I can make money off of. And
so what happened was I got really good at growing
(06:14):
my five hundred dollars and making these hundred dollars, two
hundred dollars, three hundred dollars that I said, how do
I get more money into this money machine? Because if
I had more money I could make, I could do
this but on a bigger scale. So I was like,
if I had five thousand dollars, this is what I
would have made. I was like, if I had ten
thousand dollars, I would be rich, you know at that age.
I'm like, I would have made like a couple thousand dollars.
(06:36):
That was rich to me at that age, making eight
thousand an hour. And so I looked around and said,
where am I going to get ten thousand dollars? From
me and my cousin, we actually went and asked all
of our family members, like ten family members to put
in a thousand dollars. Because that's why me and my
cousin we were kind of doing this thing together. He
had his own account, I had my own account. Nobody
wanted to do it. So I was thinking outside of
(06:59):
the box. I saw my friends getting these student loans
and they were partying with it, shopping with all kinds
of stuff. And I had a scholarship to the Mike
Yeller School of Business wasying State University, and I asked
this financial aid layer. I said, well, what would happen
if I applied for financial aid because we're poor enough to.
Speaker 1 (07:15):
Qualify for it, but I have a scholarship.
Speaker 3 (07:17):
And she said, well, you get a refund and you
could use it to move on campus or do you know,
cover living expenses stuff like that, And so that was
my key. I was like, I'm going to take this
ten thousand dollars, I'm going to put it into the
stock market. And so I actually grew that ten thousand
dollars for about one hundred and twenty thousand dollars as
a twenty one year old college student. So that's how
(07:37):
it comes full circle to me using that initial ten
thousand dollars to get started in the market. But it
really started with two thousand dollars in the bank, losing
thirteen hundred dollars of my money.
Speaker 2 (07:49):
Well, that's that's the part of the process. You know,
you learn from your mistakes, and that's what you did
you learn is to allow somebody who didn't really care
about your money, because they really don't. They they have
they make you sign these documents that they can't be
held responsible for any decisions that they say you made
because you say it aggressive. You said the word. You
(08:10):
can go in there and say I want Apple, I
want Microsoft. Okay, they're gonna write it down, Michael. If
it drops, you said me to buy Apple Microsoft, you know,
or you tell them if it drops this low sale.
You can say that to you to your representative too.
If you buy that name, if it drops low seventy,
then sell it and they'll sell it and tell you
it's been sold with the loss that you agreed to accept.
(08:34):
So that's the part of the stock market. If you
try to get in know the responsibility of your money,
even though you give it to somebody else, it's still
on you, correct, Jason.
Speaker 3 (08:45):
It's still your responsibility. And I think what's important for
the listeners to know is we always think somebody else
knows what's best for us. We always think that somebody
went to school for this, because they work for a banker,
because they passed the Series six or sixty three or
Series seven tests that they know more than us. And
the reality is a lot of these industries now, they're
(09:06):
good people, they do have a place in society for
what they do. But when it comes to getting rich,
getting wealthy, growing your account, that is your responsibility. That
is typically not the responsibility of that person you're turning
your money over to, because the reality is the amount
of money that you have, whether it's ten thousand, one
hundred thousand dollars, that's not enough to feed their family.
(09:29):
They can't just eat off your one account of one
hundred thousand dollars. They need one thousand people with one
hundred thousand dollars, and so the amount that they can
spend managing your little money is very small. And the
rest of their time they spend going to networking events,
passing out business cards and trying to bring assets under
(09:49):
management as they call it, over to their company. They're
not really there to look at your personal situation, trade
in and out of your investments for you on the
short to medium term bases, the stick it in an
account and hopefully you don't bother them for twenty to
forty years and maybe you'll make some money.
Speaker 2 (10:07):
Let's let's back up a little bit Jason, because you say,
when you first sat down with this person with your
two thousand dollars, they said, oh you want aggressive, please
break down. It's like three levels that they'll offer you
conservative and tell us the reason each one is called aggressive,
why it is called conservative. These levels that they will
invest your money into based on recommendations, they'll make passive recommendations.
(10:33):
They'll never say you should invest this. I'm just gonna
let you know that. They will never say those words.
They'll say these are different investment opposits you should consider
because they have to say all these things because you
can hold them lible if they tell you directly invest
your money in Microsoft. If they say something like that,
(10:56):
you can hold them lible. But they will never say
that talk to us about those different levels like you
would introduce to the aggressive format.
Speaker 3 (11:05):
Yeah, and so the you know, the banks have to
use general language that people understand, and so people understand conservative,
they understand aggressive, right, and so that's just a term
that people understand. And so the bank says, okay, what
is aggressive? But aggressive to them, it's just you have
(11:28):
more tech stocks than bonds. Aggressive to them could just
mean you're in the S and P. Five hundred you're
in the overall market, and so they're just basically putting
together general buckets. And I think that's what it's important
to understand. These are just general buckets to put your
money in. They're not really customized to you. Your situation,
(11:53):
your financial goal, how much money you want to make
in a certain amount of time. None of that is
taken into consideration. It's it's a general bucket that says
we call this aggressive. Every American or person and whoever's
listening to whatever country they're in, should understand aggressive, they
should understand conservative. And then they just kind of put
(12:14):
you in these two different buckets. Maybe there's a third one,
but it's typically just aggressive or conservative, and that's it.
They stick you in these buckets. And I think it's
important to understand that these buckets they're not going to
take into consideration your hopes, your goals, your dreams, your
financial situation, any of that. And that's where you come
(12:34):
in that that's where you have to get educated on how.
Speaker 1 (12:37):
Stock works, how the stock market works.
Speaker 3 (12:39):
And how do I best apply the investments in the
money I have from my situation and my dreams and goals.
And most people think it's complicated, but it's not as
complicated as you think. I mean, you're spending money with Amazon,
You're on Facebook scrolling all day and looking at the ads,
(12:59):
You're buying the Apple phone. Sometimes it's just that simple.
Why not just invest in the companies that you do
business with and that you love their products, you love
their customer service. It's a good chance their stocks are
doing well because the stock market loves their products and
their service and how much they're selling it to other
people as well. So sometimes it's just having that little
(13:23):
bit of information and then knowing how to even buy
a stock on your own. Some people are like, I
would do it, but I just don't know where to go.
Do I go down to the bank kind of like
I thought, I just go down to a bank. Most
people don't understand you can just open an online brokerage account,
which is basically an online bank account for stocks, and
you got direct access to buy any stock that you want.
So just with a little bit of information, same with me.
(13:46):
Once I learn a little bit of information about reading
stock charts in those patterns, every time I learned a
little bit of information, I can make a little bit
to a lot more money. Just by applying myself and
not just throwing my hands up saying this is above me.
I don't understand these people know what's best for me.
Speaker 1 (14:04):
Absolutely.
Speaker 2 (14:04):
I'm speaking with to Jason Brown. He is a finance
graduate from Wayne State University with fifteen years of experience
in stocks and option trading. He's helping regular people like
you start their journey to becoming millionaires in five years
from the stock market. Again, Jason Brown is helping. I'm
put his name in front of that. He's helping regular
(14:25):
people start their journey to becoming millionaires in five years
from the stock market.
Speaker 4 (14:30):
Please don't go anywhere. We'll be right back with more
money Making Conversations Masterclass. Welcome back to the Money Making
Conversations Masterclass, hosted by Rashaan McDonald. Money Making Conversations Masterclass
continues online at Moneymakingconversations dot com and follow money Making
(14:53):
Conversations Masterclass on Facebook, Twitter, and Instagram.
Speaker 2 (14:57):
Now, in the beginning, I mentioned Power Trade University and
out of question, how does it contain a trading roadmap
for members to build a million dollar account in just
five years? And that's what you are promoting through Power
Trade University.
Speaker 3 (15:12):
Yeah, and I know when people hear that, right, the
antennas go up and they say, WHOA, how can I
make a million dollars in five years? And typically we've
been taught if it's too good to be truth, then
it it probably is. But I like to back things
up with facts, data as well as my own story.
And so my book that's coming out in February of
twenty twenty five is called five Year a Millionaire. It
(15:34):
documents my own journey to becoming a millionaire in the
stock market or with the help of the stock market.
Speaker 1 (15:40):
And so.
Speaker 3 (15:42):
The way that it works is from the time I
made a decision that I want to be a millionaire,
I created a vision board, I mapped out how much
money I needed to make, et cetera. And I realized
from the time that I made that decision to becoming
a millionaire it took about five years. When I look
back on it as a mathematical equation, and when you
have about four thousand dollars, if you get started in
(16:04):
the stock market, if you can earn ten percent a
month over five years, which is basically sixty trades, So
if you can do sixty trades that produce a ten
percent return, if you start with four thousand dollars, you'll
have one point two million dollars at the end of
five years. It's just a mathematical fact and equation. So
(16:24):
it's not an opinion, it's not a it's not a
you know, can this happen? It's a mathematical fact. Sixty
trades with four thousand, that's starting with four thousand dollars
ten percent return, you have one point two million dollars.
And so when I was making ten percent off my
five hundred dollars, when I started making my first fifty
in fact, I made my first one hundred dollars, I
(16:44):
actually made twenty percent off that five hundred dollars. I
realized that you can do ten percent returns a month
if you know the patterns to look for number one
and number two if you used options. So I use
call options and put options, which is is controlling stock
versus owning stock, and it gives you an accelerated return.
(17:05):
It gives you a higher percentage return on your investment.
Because that's the next question people are going to ask.
It's like, okay, that makes sense. Mathematical equation. If I
got four thousand dollars, if I can earn ten percent
a month, sixty trades one point two million. The next
question is, well, how do I make ten percent a month?
How do I find investments or trades that can do
those type of numbers? Well, number one is reading the
(17:26):
stock charts, and then number two, it's using options to
get a higher return versus by controlling the stock versus
owning the stock. And that's why we call it Power
Trades University. We put a lot of power behind our
trades by controlling it with stock options, and so that
is how we help people start their journey and become
a millionaire in five years. We're just teaching them how
(17:48):
to read the stock chart, teaching them how to use
call and put options, and then sharing with them the
trades that I find for myself that generated ten percent
return every month. Now, let me let me throw this out.
I want to just say every trade is not a winner.
So it's not like I got the Golden Boy touch
that every trade I touch is a ten percent winner.
(18:09):
But if you look at our track record, which we
share with our members, we document every trade, and so
we may be right on eight out of the ten
trades and me wrong on two of them. Then we
might be right on the next seven to be wrong
on one. So it's not I want to be clear,
it's not everything we touch turns the goal.
Speaker 1 (18:27):
But it's about a law of averages.
Speaker 3 (18:29):
Be an average ten percent per trade over sixty trades,
you have one point two million dollars.
Speaker 2 (18:35):
Well, first of all, my degree is in math. Okay,
so we start talking numbers. You don't lose me. In fact,
I enjoyed because I have always tell people two plus
two is four. Can't change that, That's what it is.
And so you know you can't. You can write a
script and they can judge you on that. You know,
you can shoot a jump shot, they can change, they
can try to change the jump shot. But we're doing math.
(18:56):
Math is math and and true enough when you're doing
in stock. The advantages of it is that you have
to seek got people who could either mentor you or
put you in a position to be educated. And that's
what you're doing. What your organization you call the.
Speaker 3 (19:13):
Power which is Power Power Trades University.
Speaker 2 (19:16):
Power Trade University. Now that's an online it's a subscription
tied to that monthly or how does one get into
gain access to that particular online service.
Speaker 3 (19:28):
So what I find I built what I wish I
had when I was looking at the stock market and
researching it.
Speaker 1 (19:35):
You know, I was reading books and magazines.
Speaker 3 (19:37):
Back then there was no videos and stuff like that,
and I wish I had videos. I wish I had coaching,
I wish I had mentorship, and the people who did
do that they were charging astronomical rates. And so the
model that we built is based on the three seeds,
which is courses, coaching, and community. So it's a subscription
based service that gives you access to the courses because
(19:59):
first you need to understand what we're talking about. What's
the stock chart, what's bullish, what's bearish? You get access
to the options courses, what's the call, what's the put,
what's the strike price, what's in the money? Out the money?
What's what does it mean if I get exercise. You
have to first understand before you can even put real
money down. Once you understand, and that's where the coaching
(20:21):
comes into play, because I look for these trades with
my real money in the real market. So I share
what I teach in the course, but in the real
world looking for trades and applying the knowledge, and then
people have access to the community. They have access to myself,
my team as well as other power traders. And so
that's the UH that that encompasses the entire power trades, university, platform, courses, coaching,
(20:46):
and community. And that's a subscription based service. Is what
you're paying for the access to those three c's cool.
Speaker 2 (20:53):
AI, you know, that's the talk of the world right now.
So AI have stocks? How can one profit from AI stock?
Speaker 3 (21:03):
So there's a couple different ways you can profit from
AI and profit from AI stocks.
Speaker 2 (21:10):
So using AI tools, Yeah, so those.
Speaker 1 (21:14):
Are two different things.
Speaker 3 (21:15):
So if you're using AI tools, like, for example, the
way I use AI in my organization, I would, for example,
when there's an earnings report, I used to listen to
the entire earnings report. I would print the transcript. I
would go back through it. I would see what questions
the analysts asked. Well, now if I missed an earning's car,
I just don't have time to listen to all of them.
(21:36):
I actually can run the transcript or run AI and say, hey,
pull up Amazon's earnings call. What were the top questions
the analysts asked? What was the revenue year over year?
What were the headwinds or the tailwinds, and AI will
kind of parse through that call and generate all that
information for me. So AI is a time saver when
it comes to doing research now, both fundamental and news research,
(22:01):
going out to the web, kind of getting all that
information bringing it back. Well, then there's the ability to
benefit off AI stocks. You got the videos of the world,
you have, the plantiers, you have you know, even Amazon
and Google is getting involved Avgo tick or symbol, which
is broadcom making chips. So you can also profit by
(22:22):
looking at where is the market going, who's creating the chips,
how much are they going to be in demand, and
are we at the beginning, middle, or the end of
this revolution, which we're pretty much at the beginning of
this revolution. It's not like everybody has all the chips
that they're going to need. And you know where this
industry is a boom already or a bus getting ready
to bust, and so just kind of thinking through how
(22:45):
can you profit off it from the chips, From the
amount of energy that's needed to process AI and bitcoin
and all the things that people are processing. There's a
lot of computers and servers that need to run. Those
servers have to be cooled down, so you start thinking
through each part of the system of AI and saying
who do I stand the benefit, what companies stand the
(23:08):
benefit from it? And then how can I position myself
with those stocks as well.
Speaker 2 (23:13):
To win long term? Jason, you are a finance graduate
from one in state. Okay, come on, admit that numbers
flowing your brain. It all makes sense. Okay, I'm talking
about regular everyday people listening to this show. You tell
us about your organization, Power Trades Universe is online. You say,
this's a three c's courses coaching community. Got that powerful?
(23:36):
But every day Joe, how can anyone manage their own
investments and get on that fast track? You know what
I'm trying to do is peel back a little bit
without hearing all this information. Can you simplify a little
bit more? Because Jason Brown, let's get that name out there,
Power Trades Universally. Just get that out there. It's online. Now,
(24:00):
how do they how do you empower them, Jason, to
take control of their investment and watch it grow over
those five years? Just the work part of it. When
you talk about ten percent, sixty trades a month.
Speaker 3 (24:13):
Yeah, so here, you know, here's the thing that people
have to do. First of all, they first need to
believe the regular person listening to this. First thing is
they need to believe that it's possible for them. I'm
just a kid from Detroit who had two thousand dollars
who went to the bank and said I want to invest.
And so, you know, my father passed when I was two.
(24:37):
My mother raised two single boys. She's from Mississippi. They
came from the cotton pick and fields of Mississippi. They
migrated to the north and there was everyone was coming
up pretty good jobs in the factory with Ford and
GM and Chrysler, and so I am a regular person.
I didn't always have a finance degree. In fact, I
dropped out of school when I made that one hundred
thousand dollars. I went back to school later on after
(24:59):
I lost all that money, which is a whole different story.
But first, I just had to believe that the stock
market could work for me. I said, it works for
Warren Buffett, why can't it work for me. He's a human,
he breathes air. So first we have to believe that
it can work for us. If we don't believe, we
won't start seeking out how So, first thing is just
(25:20):
believing that it can work for you. There's no racism,
no sexism, none of that exists in the stock market.
The only thing that matters is if you have access
to the market, if you have a little bit of money,
and you have a little bit of knowledge. So first
we got to believe. Second we got to get the
knowledge right. And so the regular person needs to ask
themselves what makes the stock go up and down? There's
(25:42):
only three things that makes it move, the technicals to practicals,
and the fundamentals. Technical mean you're looking at a stock chart,
no different than you go to a grocery store and
you say, wow, milk is on sale.
Speaker 1 (25:53):
Right, you know.
Speaker 3 (25:54):
There's a certain price where you'll buy two gallons of
milk if the price is cheap enough to look at
the stock market the same At what price point is
Apple on sale?
Speaker 1 (26:04):
Amazon on sale?
Speaker 3 (26:05):
At what price point is it undervalue where you're ready
to buy some of it? So that's the technical. Then
there's the practical, which is news. You know, same thing,
if they tell you the world's shutting down, what everybody do.
They ran out and they bought toilet paper and food
and water because that news meant we might be shut down,
we might be hunkered down for a while. So we
(26:25):
have to be in tune with the news of the
stock market, is inflation down, who's the presidential administration?
Speaker 1 (26:31):
Company? Are we at war?
Speaker 3 (26:33):
Just you have to just be aware of some basic
news and then fundamentals. No different than your boss sits
across from you at work and says, you know, you're
doing good. Here, you're doing good. Here, you're doing it. There,
you're going to get a three percent raise. We're looking
at companies the same way. Their customer service is doing good.
They're selling products in the US, they're keeping their costs low.
(26:54):
Their stock is going to get a raise, it's going
to be more valuable. And so we just have to
think about it in regular, everyday terms and realize the
stock market isn't some special place where things happen that
we've never heard of. It happens every day as we
go to the grocery store. It happens every day when
we sit across from our boss and get an evaluation.
(27:15):
Those are the same things that we just have to
apply to a different It's the same skill set. We
just have to apply it to a different industry, which
is the stock market, which is why we're here to
teach people. How do you translate those skills into looking
at the stock market when it's on discount, looking at
the stock market fundamentally to know when the price should
go higher, looking at the stock chart to determine the
(27:38):
best times to buy and the best time to sell.
Does that Does that make sense?
Speaker 2 (27:41):
Absolutely, my brother, Because in the end, there's work and
there's no magic one. This is not the lottery, you know,
You're not playing numbers that you found under your bed
or your birthday. This is work, you know, and it's
reading the newspaper, like I tell people, and this is me.
I get up at four thirty. I immediately read the
Houston Chronicle. Then I read then I go to CNN
(28:05):
all this is online because I'm based in Atlanta. I
read the Houston Chronicle, then I read ESPN online. Then
I read a Deadline, which is entertainment. Then I read CNN.
All that I'm gathering information about the world. That's what
you are talking about. You have to have some degree
of common sense. And also you look at where you're shopping.
(28:26):
When you go shopping. If you go into shop, just
for example, home depot, they always packed. Okay, take note
of that if you're going over here and it's always packed,
take note of that if you going into place and
it's not packed, that may not be a place you
want to buy a stock in. You know, you have
to really take into consideration certain things that are purchased.
I remember early on in two thousand, I bought I
(28:49):
invested in Intel because of laptops. I said, Okay, laptops
are big. I think this is an area I should
go into. And I did. And so these are the
things that you always tell people, and I always recommend
people look at your lifestyle and consider what would you
invest in your lifestyle where you spending your money that
(29:11):
is applicable to potential income that you can bring your way.
And these are the common sense things you look at.
Then you do your research. Do not apply common sense
without research, and then you make a decision over a
ninety day period. Do not just jump in the stocks
or I heard what Jason said and you start buying. Okay, dude,
(29:33):
while you buying, what patterns have you seen? And that's
all you're saying is that if you want to win,
you can win. But it's going to be work, It's
going to be a level of consistency. But I do
want to close with this last thing that you question.
You got to get ed, Jason, You got to get
on the educational side. Was the advantage of investing while
(29:53):
working at full time job, because that's what we're talking about.
We're talking about people who are listening to the show
who have for time jobs turning that just like you did.
If I could start turning that full time job, make
that fifty dollars on the weekend, then that was your goal.
You set yourself a goal, and that's how you really
start winning by setting yourself a goal, and that allows
(30:14):
you to be able to translate into success. Along with education,
talk about that investing while working a full time job
as we wrap up this interview with Jason Brown.
Speaker 3 (30:26):
Yeah, if you work a full time job, you have
to understand that you are in the best possible place
to invest. And most people don't think about it like that.
There's a misconception that in order to trade or invest
in the stock market, I have to quit my job,
I have to look at it all day, I got
to be in front of it all day, and that's
just not true. In fact, when you think about investing
(30:49):
in the stock market, the stock market doesn't cut you
a check every two weeks like your paycheck at work,
and so the best thing for you to do is
to keep your full time job and use that money
to take care of your bills, different things like that,
while you take a little bit of that money and
you put it in the stock market and let it
work for you. So what I'm let me just share
(31:10):
with you how I look at the job in the
stock market. What I did was I based my lifestyle
off my hourly so I was in commission sales, so
I had an hourly rate. After I left Sprint PCs,
I went to Verizon, I eventually worked for Comcasts. I
had an hourly rate, and then I would sell cell
phones or cable services and I would get a commission check.
I based my lifestyle off my hourly and I was
(31:32):
using my commission checks to invest in the stock market.
So what people have to do is create a margin
where unfortunately, most people make fifty thousand, they spend fifty thousand,
and then some people make fifty thousand and they spend
sixty dollars, so they go ten thousand dollars in debt.
Speaker 1 (31:47):
I was the opposite. I made fifty thousand.
Speaker 3 (31:50):
I was living off forty or I made fifty thousand
and I made another twenty thousand in commission. I built
my lifestyle off forty and then I had about thirty
thousand dollars march or three thousand dollars every single month
that I could take and put into the stock market.
And so when you work a full time job, that
job's going to be able to take care of your
living expenses while you learn this industry, because you don't
(32:12):
want to come into this industry and it's feast or famin,
meaning if I lose this money, I lose my house.
If I lose this money, I lose my car. My
family's out on the street. That's not how you want
to enter the stock market, which is why you want
to keep your job. Second thing about keeping your job.
When I worked for Comcast, which is a Fortune fifty company,
I said two things. When I worked for Verizon and
(32:33):
I worked for Comcasts, both fortune and fifty. I think
Comcast fortune, I mean Verizon Fortune one hundred. Comcasts was
Fortune fifty. I'd have to research that, but both Fortune
five hundred companies. It's two things I said. When I
worked at Verizon, I said I am going to be
the best employee they ever had. Why Because the more
money I made, the more promotions I got, the more
phones I sold, the more money I had to put
(32:54):
into the stock market. So I actually was a better
employee because I wanted a promotion, I wanted to raise
I wanted to make more money because I was more
money I could put in the stock market. When I
eventually worked for Comcasts as a regional manager, I said,
are you kidding me? I get to see how a
fortune and fifty company runs from the inside. I get
to understand what to look for on the balance sheet,
(33:15):
on the sales sheet, how we deliver our numbers to
Wall Street, how we cut costs when we're not.
Speaker 1 (33:21):
About to hit our numbers.
Speaker 3 (33:22):
I got to understand how a publicly traded company works
from the inside. And you better believe I used that
information to evaluate companies and take that and say, how
do I look at other companies?
Speaker 1 (33:35):
How do they hit their numbers? What do they do
when they miss their numbers?
Speaker 3 (33:38):
I use that inside information, meaning just inside on the
job training to become a better trader, a better investor,
to research companies because I was able to see from
the inside what it looked like when a publicly traded
company missed their earnings. I saw the signs when sales
were slowing down, and I would apply that outside. So
what I'm saying is, when you work a full time job,
(34:00):
it is the best, especially if it's a publicly traded company.
It is the best on the job training you go get.
It's the best way to look at how a publicly
traded company operates, how to evaluate it. And not only that,
at bare minim you probably get a four oh one
K or something, or an employee stock purchase plan that
you can contribute to and be a part of, which
is another benefit that gets you into the stock market
(34:21):
as well.
Speaker 1 (34:22):
So use your.
Speaker 3 (34:23):
Job as a spring board to fund your dreams and goals.
Your job is typically going to pay you enough to
make a living, but it's not going to pay you
enough to get your dream car, your dream house, your
dream vacation. That part is up to you. But your
job can be a springboard for achieving some of those
other financial goals and learning about the stock market and
publicly traded companies. If only you change your mindset every
(34:46):
day you go to work and not hate your job
and hate your employer, but think about how can you
be in partnership with them to learn more about the
stock market or have them help you make more money
that you can then put into the stock market. And
that's how I see corporate American jobs.
Speaker 2 (35:02):
It's also not enemies, we're partners absolutely. You know we're
talking to Jason Brown. He has a book coming out
right now. He is an online education for stocks and
stop aux trading by using his experience. It's called Power
Trades University. My brother, I want to thank you for
coming on my show man Money Making Conversation master Class
(35:22):
because you about the money, so he's most definitely appropriate
for this show. Appreciate you, Jason Brown. This has been
another edition of Money Making Conversation Masterclass posted by me
Rashaun McDonald. Thank you to our guests on the show
today and thank you listening to audience now. If you
want to listen to any episode I want to be
a guest on the show, visit Moneymakingconversations dot com. Our
(35:45):
social media handle is money Making Conversation. Join us next
week and remember to always leave with your gifts. Keep winning.
Hosts And Creators
Steve Harvey
Shirley Strawberry
Thomas "Nephew Tommy" Miles
Carla Ferrell
Kier "Junior" Spates
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