Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michelle Lilly.
A cryptocurrency and blockchain educator and entrepreneur. Here's a summary of the key points discussed:
🎙️ Main Themes and Highlights Michelle Lilly’s Background
- Entered the cryptocurrency space in 2017.
- Initially lost money in a scam but used the experience to educate herself.
- Became the first African-American woman with a master’s degree in blockchain and digital currency from the University of Nicosia.
Understanding Cryptocurrency
- Bitcoin is described as a protocol, not just a currency—used for value storage and transfer.
- Ethereum is highlighted for its smart contract capabilities and utility.
- Cryptocurrencies are a hybrid between stock and currency—they have utility like stock and liquidity like currency.
Why Bitcoin Has Value
- Scarcity: Only 21 million Bitcoins will ever exist.
- Deflationary: Bitcoin undergoes a “halving” every four years, reducing the rate of new coins.
- Decentralization: Not controlled by any central authority, making it secure and transparent.
NFTs and the Metaverse
- NFTs (Non-Fungible Tokens) are unique digital assets, often used for art and music.
- Artists can sell directly to consumers and earn royalties on resales.
- The metaverse is explained as a 3D version of the internet (Web 3.0), where users can own digital land and assets.
Empowering Underserved Communities
- Michelle emphasizes the importance of African-American and female participation in crypto and blockchain.
- Encourages people to educate themselves and not wait for permission to participate in new financial systems.
Practical Advice
- You don’t need a lot of money to start investing in crypto.
- Understanding the current financial system is just as important as learning about the new one.
- Consistency, self-awareness, and openness to criticism are key to success.
#SHMS #STRAW #BEST
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Hi.
Speaker 2 (00:00):
I am Rashan McDonald, a host of weekly Money Making
Conversation Masterclass show. The interviews and information that this show
provides are for everyone. It's time to stop reading other
people's success stories and start living your own. If you
want to be a guest on my show, please visit
our website, Moneymakingconversations dot com and click to be a
guest button priss submit and information will come directly to me. Now,
(00:24):
let's get this show started. Michelle Lilly she is an entrepreneur,
cryptocurrency and technology investor and educator philantheprisk and, like I
said her moto, you are the opportunity her company. Her company,
Crypto Rich, is a technology company technology company specializing in
blockchain and digital currency education.
Speaker 1 (00:43):
Here there, right now.
Speaker 2 (00:44):
That's why I have a masterclass blockchange and Digital Currency Education.
Our mission today is to educate the culture on the
fundamentals of Blockchaine and blockchain and cryptocurrency conversation. Where African
Americans tend to not participate because we always last to
the opportunity. Well let's try to be first to the opportunity.
(01:04):
Please work with the Money Making Conversation Masterclass. Michelle Lily,
how you doing Michelle, I'm doing well.
Speaker 3 (01:11):
I'm doing well, and thank you for having me on
this call and in this conversation.
Speaker 2 (01:15):
Well, before we even get into the whole conversation by cryptocurrency,
let's give some background on you so I can educate my.
Speaker 1 (01:22):
Audience about who you your journey to this point.
Speaker 2 (01:24):
Because I would tell you I have been a person
who've invested in the stock I have not invested in cryptocurrency.
I have not invested in bitcoin. I don't even know
what it is. Okay, I hear about it. I'm nervous.
But before we even talk about that, let's find a lot,
find out a little bit about you. How did you
your history of education, How do we evolve to the
point that I can bring you on this call to
(01:45):
talk about something that is really defining the industry and
we as African Americans need to be participating in.
Speaker 3 (01:53):
Okay, So to give you some of my background, I
entered the space of cryptocurrency in two thousand. In seventeen,
I started purchasing bitcoin at twelve hundred dollars and at
the time, I knew nothing about bitcoin. I knew nothing
about cryptocurrency, I knew nothing about blockchain, and I entered
(02:15):
into a program that promised to pay you two percent
a day on your bitcoin. Long story short, that went
away and I lost some money, but I understood. I
started to understand bitcoin to know that bitcoin didn't scam me.
The platform scammed me. And what I realized is something
that you just talked about. That's about about being around
(02:35):
successful people because you can get the right information. And
what I didn't have was the right information. So I
decided that I was going to get the right information,
and I went and got blockchain certified, and I went
and got Etherium certified, and first African American female in
the world with a master's degree in blockchain and digital
currency from a top five university in the world called
(02:59):
University of n to see us. So from an academic standpoint,
I went and really got educated. But I am a
active participant in the field of cryptocurrency and the blockchain.
Speaker 2 (03:13):
Now here's the interesting thing, because you you publicly admitted
on my interview that you got scammed. And that's my
fear because I don't know because let me just let
me just back up why I am afraid. And I
shouldn't be afraid. I shouldn't even use the word afraid.
I just don't know, and I a fear is not
the option. Ignorance is the option. Because I know I
can go to a Morgan Stanley and buy stock. I
(03:35):
know I can go to a you know, to a
Merrill Lynch and buy stock because that's what I do.
Speaker 1 (03:39):
Okay.
Speaker 2 (03:39):
I know you have apps that you can go and
buy stock on.
Speaker 1 (03:43):
How do you get in the cryptocurrency gain? And what
is it?
Speaker 2 (03:47):
Because I know stock is tied to like Apple, so
I buy an Apple stock, or I can buy a
home depot stock. I know I can see the building
I can actually walk into my investment. Crypto currency doesn't
work like that. Bigcoin doesn't work like that?
Speaker 1 (04:01):
What is? What is? What is it? What is it?
Speaker 3 (04:05):
Okay? So let me let me dissect a couple of
things that you just said there. Okay, because cryptocurrency. So
let's let's talk about cryptocurrency and bitcoin. So bitcoin is
a protocol and it's more of a store of value
and a transfer uh and in in in exchange when
(04:30):
you deal with other cryptocurrencies and the proto let me
let me just back up. The protocol of bitcoin is
what makes bitcoin so valuable. And I'm gonna put a
I'm I'm gonna put up I'm gonna put a pause there.
I'm gonna put a semi cole in. Now we're gonna
come back to that. Because cryptocurrency, like you mentioned, like
apple stock, a lot of times people think that cryptocurrency
(04:52):
is just different currencies like a for X, like you're
just trading the USD for the gin or you know,
the Euro for the Payso that's not what cryptocurrency is
at all. It's more like a hybrid between stock and currency.
And let me explain what I mean by that. When
you have a when you invest in a cryptocurrency, so
(05:16):
like say like Ethereum, because a lot of people have
heard of Ethereum and it holds the second largest market
cap in the cryptocurrency space. So when there is a
protocol behind Etherium and dealing with smart contracts and it
(05:36):
has a utility case, So these coins have utility behind them.
Just like the reason that you purchase apple stock is
because of the products behind Apple well, the same way
that these coins do. The difference is what makes it
a hybrid. If I was to say, hey, so I
send me five thousand dollars today in apple Stock, you
(05:57):
couldn't you would have to cash out, and then you
would have to send me the capital. If I told
you to send me five thousand dollars in ethereum, you
can send it to me right now and we could
probably verify it in the next ten minutes that it
has hit my wallet. Because it operates like currency, but
it has utility and value the same way that stock does.
(06:19):
And that's the misconception and myth that a lot of
people have. They don't understand that cryptocurrency has utility behind
these coins. Bigcoin is a protocol and it allows us
to have a store of value. Because I hear when
a lot of people say that I'm scared of cryptocurrency,
what we need to be somewhat nervous about is the dollar,
(06:43):
right right, okay, because nobody's talking about the value and
the inslation that we're dealing with. And what bigcoin does,
what makes it so valuable is two things. Is one
is not controlled by a central government. It's a protocol
and it's a protocol on the blockchain that is almost unhackable,
(07:06):
meaning that it's decentralized, so there's no one central authority
that's running it. It's ran by no matter of fact
you could want to know on a bit point blockchain,
and those transactions are verified by individuals that are running
these nose and computer hash power. I'm not going to
(07:27):
get into the technical side of it, but it is
almost secure. It's almost one hundred percent of cure. It
would have to be what we call a fifty one
percent attack, meaning that fifty one percent of the nodes
would have to come together and agree to attack that
blockchain in order for there to be any fraustilent activity,
which is almost impossible because these nose don't know each
(07:50):
other around the world.
Speaker 2 (07:51):
The mention, Michelle, this is the thing is, so how
does Okay, So I put five thousand dollars because it's
a bank wallet, right, it's called a wallet, correct.
Speaker 3 (08:00):
Where you keep everybody the wallet?
Speaker 2 (08:01):
Okay, So I'm learning that. So you educated me now,
So I hope my listeners are listening because you can
call in four zero four eight eight zero nine two
five five if you want to ask a question, just
like Rashide McDonald's learning.
Speaker 1 (08:13):
Now, how does that value go up?
Speaker 3 (08:15):
So?
Speaker 2 (08:15):
If I put a thousand dollars of cryptocurrency in my wallet,
how does that value go up?
Speaker 3 (08:21):
Okay? So I'm glad you asked that question. So let's
talk specifically about bitcoin, because bitcoin is the granddaddy of
all cryptocurrency. It rises and it drops the market. So,
first of all, bitcoin is scarce. There's only twenty one
million that will ever be made. And yes, so it's
(08:43):
more than twenty one millionaires in Houston, Texas where I'm
at right now. Okay, not only is it scarce, it's deflationary.
And what I mean by that because there's only twenty
one billion that have ever been made. Think about if
there was only twenty one million dollars that werever that
was ever created. And bitcoin, when I say deflationary, bigcoin
(09:06):
does a thing every four years called they have it,
which means that the amount of of bitcoin that is
put out and can't be mine is cut in half
every four years. It was written into the protocol. So
think about it. If we were putting a million dollars
out in circulation every year, and every four years we
(09:29):
cut that amount that was going out in circulation in half,
the value of that dollar would rise significantly.
Speaker 1 (09:36):
Right right, right, competition, that's what.
Speaker 3 (09:39):
Happens because right because there wouldn't be enough because it's scarce,
that's what's happening with bitcoin. And the more and more
that these institutional money and I'm not talking about retail investors,
because retail investors follow the institution money. When the more
these institutions are realizing like your Morgan family, your or
(10:03):
what's the oldest insurance company, American General, and your city banks,
your chases, the more that they're getting involved, and the
more that these companies like micro Strategy, which is you know,
a fortunate five hundred company that have all their money
sitting in all their cash reserves sitting in bitcoin because
they're understanding what retail investors are not understanding.
Speaker 2 (10:26):
Before I get back to my interview, I want to
talk about five tips on improving your ability to win.
I always tell anybody you know, it's about you and
like her model says Michelle Model, you are the opportunity.
And I always tell people, if you look into yourself
and you really evaluate, a lot of people call the
vision boards. Here are five tips on improving your ability
(10:46):
to win. First, you need to identify your strength. Identify
your strengths. What are you good at? You know now
what you like to do, now, what you want to do,
But what are you good at what is your strength?
When somebody comes to you, what are they coming to
you for on a regular basis. If they're coming to
your advice, they're coming for you to perform. If coming
to you to make something, that is your strength. Start
(11:07):
recognizing that. If you recognize that, then you can charge
people for that strength. Identify where you can improve yourself.
That's important because a lot of people will not accept criticism.
They will run from criticism. They'll get angry when they
hear criticism, and so when people can help them out,
they don't help mine because they don't feel like you tripping.
(11:29):
Are you going off on them just because they're telling you?
You know, if you wasn't so rough in your tone,
if you showed up on time and open your doors
at the same time for your business, if you didn't,
if you put a little bit more food on that plate,
then guess what, the customers will not think you being cheap.
Consider the benefits of changing. That's important. Set specific goals.
(11:53):
We all know that's important. My goal every day, it's
a simple goal. I get up before thirty money through
for out. I get it before thirty every day through Friday.
That's my goal. Now I don't like getting up at
four thirty. I actually hate getting up at four thirty,
but if I don't, if I get up at five
thirty or six thirty.
Speaker 1 (12:10):
It changes my whole day. So four thirty is my
get up time.
Speaker 2 (12:14):
It's my success slot that I decided to get in
and make myself win. And the final thing I always
tell people on the five tips of improving your ability
to win is to be consistent. Please be consistent when
you speak to people. Please be consistent when you when
you make your product consistent, you're delivering your product. Never
make an excuse. If you're supposed to get the product
(12:35):
there yesterday and it gets to the next week, it's
you default. It's not the post office and not fair
that you the problem. So accept the responsibility to be
consistent and guess what. Customers will respect that, your friends
will respect that, your relationship will respect that.
Speaker 1 (12:48):
With all that being.
Speaker 2 (12:48):
Said, let's get back to my friend who's called in
cryptocurrency expert Michelle Lily. How you doing, Michelle, I'm back, Michelle.
I had to get that out, you know, you know,
oh my sho show, this is a master class. But
what I'm trying to do and I thank you for
coming on my show. I'm just trying to give individuals information.
And what I've learned is OVID changed a lot of
(13:09):
people's mentality.
Speaker 1 (13:11):
You know. It is a lot of.
Speaker 2 (13:12):
People were unemployed, a lot of people got evicted, a
lot of people.
Speaker 1 (13:17):
But that stock market in twenty twenty was setting records.
You know. There was a certain group of people that
were becoming.
Speaker 2 (13:23):
Millionaires and billionaires, and there were a certain group of
people who asking the can you extend my rent?
Speaker 1 (13:30):
So I'm wanting to get evicted. Can you give me
some money because I need childcare? Can you tell me
what I can do?
Speaker 2 (13:37):
So we've quickly become a country where we are the
halves and the have nots. And so when I bring
you on my show Money Making Conversations Masterclass to talk
about this, I'm asking you to help us become part
of the halves and you will. I tell you, you
explained stuff very very simple, and I say that that's important,
(14:01):
and that's a compliment because thank you, because I've read
this in a book and it's so complicated. Cryptocurrency and
they need to repeat the word cryptocurrency again to explain
what cryptocurrency is. I don't even know what cryptocurrency was
the first time. Now you're going to put it in
the definition and so and so when I hear you
speak to me, that's important because all I'm asking for
(14:22):
is a is an option to win. So when you
see people like me frustrated, what's the number one thing
that you tell people like me? Is it to calm down,
or you can it's not too late to get in,
or you need a lot of money or a little
bit of money. What advice do you give a person
like me or anybody who's listening to my show.
Speaker 3 (14:41):
So I give, I give a couple of things, and
one is this. The first one is this, and this
This one is gonna be maybe a gut punch for
a couple of people when they say that, you know,
I don't understand cryptocurrency. You know what I say, most
of us don't understand the dollar that we used in
on the currency that we currently operating in anyway.
Speaker 4 (14:59):
M hm.
Speaker 3 (15:00):
That's number one. The second thing is nobody's waiting for
your opinion or your understanding two for it to go forward,
just like nobody's waiting on our understanding for us to
understand the current dollar. Most of us can't make the
type of money and the have and the have nots
that we have right now because we don't understand the
(15:22):
current financial system that we're in right let alone the
new financial system that's being ushered in. But nobody came
and got our opinion when they changed from where we
now you set the cards for everything and now you're
sending cash app and now they didn't come and get
your opinion or your vote. They just did it and
they didn't care that you didn't understand. So the same
(15:44):
thing is happening with cryptocurrency, whether we understand it or not,
and most of us use that as an excuse not
to move forward or to understand any or to even
understand it, because in essence, we feel like they haven't
given us the permission yet to do it, because they're
telling us no when they're going when they're on the
(16:04):
back end of When you look at all the institutional
money that's being poured in the cryptocurrency and all the
big players that's getting involved, and we think about the
metaverse that's happening, and you know people buying Samsung just
bought Land in the metaverse and Nike just bought did
it deal with Defenterland, one of the largest metaverses in
cryptocurrency and so forth. They're not waiting on us. So
(16:28):
I say that if you don't know, it's important to
at least pay attention, because most of us don't understand
the current financial system that we're operating in any way.
So let's not use that as an excuse not to participate.
Speaker 4 (16:42):
Please don't go anywhere. We'll be right back with more
Money Making Conversations Masterclass. Welcome back to the Money Making
Conversations Masterclass, hosted by Rashaan McDonald.
Speaker 1 (16:59):
That Michel again. You know.
Speaker 2 (17:01):
The interesting about it is that you know, when big
coin first came out, it wasn't tied to a bank
at least in my.
Speaker 1 (17:07):
Mind keeps crypto currency.
Speaker 2 (17:08):
And they heard all these corporations investing in and you
hear about all these hedge funds investing in these cryptocurrency,
these ethereums, and also you're hearing about all these big
coins and you tell me twenty one million bit coins
were made.
Speaker 1 (17:22):
See right there, I'm going.
Speaker 2 (17:24):
Like, okay, who okay, It's like it's like these NFTs.
Speaker 3 (17:31):
Okay, people like that.
Speaker 1 (17:32):
It's like they're just making up stuff.
Speaker 2 (17:34):
And then all of a sudden people investing in it
and then guess what it holds the currency, and then
all of a sudden, it's.
Speaker 3 (17:41):
That's what any dollar does. Though, ra Sean money was
just made up about the blue from we just created
We went from the gold standard to the souf We
just made up dollars and people believed it because they
said that. And the only thing that money is back, guys,
is the belief as the people.
Speaker 2 (17:58):
Wow, you're absolutely telling the truth. And so so now
with cryptocurrency. Now, now n f ts and crypto currency
are they are they the same?
Speaker 1 (18:11):
No? And before we get started, please tell everybody what
is an n f T.
Speaker 3 (18:19):
Yes, I hear somebody in the background saying that.
Speaker 2 (18:21):
So, as my producer, this is his question, I got
an inside question.
Speaker 1 (18:29):
You know he can.
Speaker 3 (18:31):
So us T is a non is exactly what he said.
It's a non fungible token. And what that means is
is that it's it's meek. It can't be replaced with
something else, like something that's fungible. Fungible is something that's
able to be replaced by an identical item. So like,
for instance, dollars, I can replace dollars with dollars because
(18:54):
it's an identical item. When I'm dealing with it's something
that's non fungible. I'm dealing with something that's unique, like art.
Speaker 2 (19:02):
Right, That's why a lot of people use art, because
it can become an original.
Speaker 3 (19:07):
Yes, music, so you're going to see so now you
see a lot of these artists they're dropping their records
and they're dropping their albums as NFTs because now they
don't have to go through these platforms to sell their music.
They're selling them as NFTs. And because it's built on
the blockchain, which is a public lecture and anybody can
see what's going on on the blockchain, it allows them
(19:30):
to have ownerships directly that is contracted through a smart
contract on the blockchain, and now they can sell there.
So say, for instance, if I was a musician and
I sold my one of my NFTs to you, I
can also say every time you sell that NFT, I'm
going to get twenty percent of that.
Speaker 2 (19:52):
We're speaking to Michelle Lilly. She's the first African American
female to receive a master's degree in blockchain and digital
currency from a top five university in the world. There's
a number of books out on digital currency, on cryptocurrency,
on bilkcom. But you have a book, the Metaverse and
n f t S that you co offered with another
graduate of the school that you attended.
Speaker 1 (20:13):
Tell us about See, you know.
Speaker 2 (20:15):
When you start talking, it almost sounds like Marvel Universe metaverse.
You know, that's a character, that's a that's a that's
a that's that's a dimension in the in the in
the DC comic world. And so but now now's over
here used as an actual place you can invest. So
tell us about this book that you're talking about, metaverse
(20:36):
and n f t S. And then also, why are
you emphasizing women to be more I could say, knowledgeable
and informed about block change and digital currency and digital land.
Speaker 1 (20:47):
So let's start with your book conversation first, Michelle.
Speaker 3 (20:50):
Okay, so let's start with it. So I think it's
important for us, and you know, I'm definitely one of
educating my people when it comes to this topic. And
when we think about the metaverse you mentioned about Marveling,
it seems like it's cool and it's way out there,
but I want to break it down for it so
it makes sense to you. So think about when you
(21:13):
go on Facebook right now, you really entern into a
metaverse on Facebook, you got your page, you have different
things that Facebook that you can do on Facebook and
so forth. The difference is the metaverse is a three
D world versus the two D two D world. That's
what makes the metaverse different than the web two point
oh that we're dealing in right now. That's why they
(21:34):
call it web three point oh as well, because it's
a three D world that you're going to be interacting
in versus the two D world. But if you think
about from an NFT perspective, to add that to it,
your page is like your land, your digital land that
you own on Facebook. But instead of owning it, you
don't have any ownership right where. You're renting it right now,
and you're renting it by providing them your data that
(21:56):
they can sell right Well, now, in the metaverse, you
you had to own that and you and the NFT
would allow you to own because that's a unique page
of yours and it would allow you to own that
specific land in that metaverse. Just say, we use Facebook
as an example, and I'm trying to make it make
sense in a real life for people so it doesn't
(22:18):
go over their heads.
Speaker 2 (22:20):
Well, my whole thing is that That's why I'm enjoying
this conversation because nothing you've said in this interview has
went I felt above my basic knowledge, and I think
that's important. You know, this is not by I got
a degree in mathematics, but that's not helping me learn
anything else that you're teaching me, because it's straight common sense.
Because what you've told me the most important thing is rashan.
(22:43):
Nobody asked you anything about a dollar. You just spend it.
Nobody told you. They told you this is one dollar,
five dollars, This is ten dollars, is twenty one hundred dollars,
This one thousand dollars bill. I think out there somewhere, okay,
they started a two dollar bill, then they stopped it.
We know I don't like that two Dollars'll no stop
using it. We'll take that out of circulation. So that's
(23:05):
how that's how we have to look at cryptocurrency. It's
no different than them starting the two dollars bill and
them stopping it. But what you said that I think
there was more important is that it's not controlled by who,
and I think that's what you said earlier. You said,
unlike the dollar, the cryptocurrency is not controlled by somebody.
Speaker 3 (23:26):
Correct, it's not. It's not controlled by central authority. Is
what we call centralized. So if you think about Uber, right,
at one time you had to call in to the
taxi cab company and they had to dispatch dispatch the
money for you, right, I mean dispatch your cab for you.
And then Uber came and people ran. Now anybody, my
(23:47):
next door neighbor can be my Uber driver. No different
than when you go in your bank and then you
go look online. That's a central authority that's controlling that
and a central server.
Speaker 1 (24:00):
Well.
Speaker 3 (24:00):
And decentralized is that all of us can run the
network and we don't have to trust one person and
to tell us that this money is there when we
all know that if everybody went and made a bank
run right now, the bank would have to set down
and they would have to be end because they don't
really have the money there because they loaning ten times
(24:21):
what they deposit. So they it's a positive scheme that's
been running forever. We just believe in it.
Speaker 1 (24:29):
Wow.
Speaker 2 (24:30):
And so when you go to NFTs, like you said,
artists are dropping their music, you can get original art.
This is not a copy, but the original art that
can't be replicated. That's what we're talking about.
Speaker 1 (24:41):
Correct, Correct, And.
Speaker 2 (24:43):
So when somebody sells it, basically the person who originally
has accesses can get a percentage of that sale.
Speaker 3 (24:50):
Correct.
Speaker 1 (24:51):
Now, how is that tracked?
Speaker 3 (24:54):
Because that's what makes it non fungible, And it's tracked
on the blockchain. If you think about the blockchain like
a public ledger, So any transaction that occurs on the blockchain,
you can go on the block explore and you can
see that transaction and anybody can view that transaction that
(25:17):
based on So I'm gonna make it make sense to you.
So say, for instance, based on your routing number and
account number, call we just called it the hash rate.
We just call it the hashtag. You see what I'm saying.
That's that's the only difference.
Speaker 1 (25:31):
Wow.
Speaker 2 (25:31):
And so with that being so, so just just laying
it out there for the people because we're about to
wrap up the show, just letting them know this, Okay,
this is not this is not a scam. This is
this is actual currency. This is the way people are
doing business. And we're we're either gonna get on or
we're gonna sit around complaining and get left out.
Speaker 3 (25:52):
Again.
Speaker 2 (25:53):
You are an educational tool that are helping people. But uh,
the other part of that two part question I have
for you is emphasizing women being educated.
Speaker 1 (26:03):
This being part of the digital world. Why are you
doing that?
Speaker 3 (26:08):
It's important because typically women are left out of finance.
We are we are definitely a huge minority in the
finance community, and we're in the finance industry and in tech.
We fall way short in those two industries. Well, when
you talk about cryptocurrency and the blockchain, you've married those too.
It's married technology and married finance. And so I want
(26:32):
to make sure as a woman, specifically as a black woman,
that we are not left behind when we have the
chance to get in front of it. Because let me
just say, this is only fourteen percent as known as
you are, you don't own cryptocurrency, which means that we
are still in the early adopter stage. So we have
to choose whether we're going to be in two thousand
(26:53):
when Amazon came out and buy Amazon's stock and get rich,
or whether we're going to wait for for everybody to
start buying Amazon stock and for us to get permissions
from the people that have kept us back in our
current financial system that we operate in to say okay, now,
it's okay.
Speaker 2 (27:13):
Well, Michelle, I want to thank you for calling it
on Money Making Conversation Masterclass.
Speaker 1 (27:18):
Do you have a website?
Speaker 3 (27:20):
Yes, they can go to I Amdigitaldiva dot com and
Cryptoreach dot com.
Speaker 2 (27:26):
And you are are Diva. You are a cryptocurrency Depa.
I want to thank you for calling in on money
Making comfort to you, I'm a friend. This has been
another edition of Money Making Conversation Masterclass posted by me
Rashaun McDonald. Thank you to our guests on the show
today and thank you listening to audience now. If you
want to listen to any episode I want to be
a guest on the show. Visit Moneymaking Conversations dot com.
(27:48):
Our social media handle is money Making Conversation. Join us
next week and remember to always leave with your gifts.
Speaker 1 (27:54):
Keep winning, man,
Hi.
Speaker 2 (00:00):
I am Rashan McDonald, a host of weekly Money Making
Conversation Masterclass show. The interviews and information that this show
provides are for everyone. It's time to stop reading other
people's success stories and start living your own. If you
want to be a guest on my show, please visit
our website, Moneymakingconversations dot com and click to be a
guest button priss submit and information will come directly to me. Now,
(00:24):
let's get this show started. Michelle Lilly she is an entrepreneur,
cryptocurrency and technology investor and educator philantheprisk and, like I
said her moto, you are the opportunity her company. Her company,
Crypto Rich, is a technology company technology company specializing in
blockchain and digital currency education.
Speaker 1 (00:43):
Here there, right now.
Speaker 2 (00:44):
That's why I have a masterclass blockchange and Digital Currency Education.
Our mission today is to educate the culture on the
fundamentals of Blockchaine and blockchain and cryptocurrency conversation. Where African
Americans tend to not participate because we always last to
the opportunity. Well let's try to be first to the opportunity.
(01:04):
Please work with the Money Making Conversation Masterclass. Michelle Lily,
how you doing Michelle, I'm doing well.
Speaker 3 (01:11):
I'm doing well, and thank you for having me on
this call and in this conversation.
Speaker 2 (01:15):
Well, before we even get into the whole conversation by cryptocurrency,
let's give some background on you so I can educate my.
Speaker 1 (01:22):
Audience about who you your journey to this point.
Speaker 2 (01:24):
Because I would tell you I have been a person
who've invested in the stock I have not invested in cryptocurrency.
I have not invested in bitcoin. I don't even know
what it is. Okay, I hear about it. I'm nervous.
But before we even talk about that, let's find a lot,
find out a little bit about you. How did you
your history of education, How do we evolve to the
point that I can bring you on this call to
(01:45):
talk about something that is really defining the industry and
we as African Americans need to be participating in.
Speaker 3 (01:53):
Okay, So to give you some of my background, I
entered the space of cryptocurrency in two thousand. In seventeen,
I started purchasing bitcoin at twelve hundred dollars and at
the time, I knew nothing about bitcoin. I knew nothing
about cryptocurrency, I knew nothing about blockchain, and I entered
(02:15):
into a program that promised to pay you two percent
a day on your bitcoin. Long story short, that went
away and I lost some money, but I understood. I
started to understand bitcoin to know that bitcoin didn't scam me.
The platform scammed me. And what I realized is something
that you just talked about. That's about about being around
(02:35):
successful people because you can get the right information. And
what I didn't have was the right information. So I
decided that I was going to get the right information,
and I went and got blockchain certified, and I went
and got Etherium certified, and first African American female in
the world with a master's degree in blockchain and digital
currency from a top five university in the world called
(02:59):
University of n to see us. So from an academic standpoint,
I went and really got educated. But I am a
active participant in the field of cryptocurrency and the blockchain.
Speaker 2 (03:13):
Now here's the interesting thing, because you you publicly admitted
on my interview that you got scammed. And that's my
fear because I don't know because let me just let
me just back up why I am afraid. And I
shouldn't be afraid. I shouldn't even use the word afraid.
I just don't know, and I a fear is not
the option. Ignorance is the option. Because I know I
can go to a Morgan Stanley and buy stock. I
(03:35):
know I can go to a you know, to a
Merrill Lynch and buy stock because that's what I do.
Speaker 1 (03:39):
Okay.
Speaker 2 (03:39):
I know you have apps that you can go and
buy stock on.
Speaker 1 (03:43):
How do you get in the cryptocurrency gain? And what
is it?
Speaker 2 (03:47):
Because I know stock is tied to like Apple, so
I buy an Apple stock, or I can buy a
home depot stock. I know I can see the building
I can actually walk into my investment. Crypto currency doesn't
work like that. Bigcoin doesn't work like that?
Speaker 1 (04:01):
What is? What is? What is it? What is it?
Speaker 3 (04:05):
Okay? So let me let me dissect a couple of
things that you just said there. Okay, because cryptocurrency. So
let's let's talk about cryptocurrency and bitcoin. So bitcoin is
a protocol and it's more of a store of value
and a transfer uh and in in in exchange when
(04:30):
you deal with other cryptocurrencies and the proto let me
let me just back up. The protocol of bitcoin is
what makes bitcoin so valuable. And I'm gonna put a
I'm I'm gonna put up I'm gonna put a pause there.
I'm gonna put a semi cole in. Now we're gonna
come back to that. Because cryptocurrency, like you mentioned, like
apple stock, a lot of times people think that cryptocurrency
(04:52):
is just different currencies like a for X, like you're
just trading the USD for the gin or you know,
the Euro for the Payso that's not what cryptocurrency is
at all. It's more like a hybrid between stock and currency.
And let me explain what I mean by that. When
you have a when you invest in a cryptocurrency, so
(05:16):
like say like Ethereum, because a lot of people have
heard of Ethereum and it holds the second largest market
cap in the cryptocurrency space. So when there is a
protocol behind Etherium and dealing with smart contracts and it
(05:36):
has a utility case, So these coins have utility behind them.
Just like the reason that you purchase apple stock is
because of the products behind Apple well, the same way
that these coins do. The difference is what makes it
a hybrid. If I was to say, hey, so I
send me five thousand dollars today in apple Stock, you
(05:57):
couldn't you would have to cash out, and then you
would have to send me the capital. If I told
you to send me five thousand dollars in ethereum, you
can send it to me right now and we could
probably verify it in the next ten minutes that it
has hit my wallet. Because it operates like currency, but
it has utility and value the same way that stock does.
(06:19):
And that's the misconception and myth that a lot of
people have. They don't understand that cryptocurrency has utility behind
these coins. Bigcoin is a protocol and it allows us
to have a store of value. Because I hear when
a lot of people say that I'm scared of cryptocurrency,
what we need to be somewhat nervous about is the dollar,
(06:43):
right right, okay, because nobody's talking about the value and
the inslation that we're dealing with. And what bigcoin does,
what makes it so valuable is two things. Is one
is not controlled by a central government. It's a protocol
and it's a protocol on the blockchain that is almost unhackable,
(07:06):
meaning that it's decentralized, so there's no one central authority
that's running it. It's ran by no matter of fact
you could want to know on a bit point blockchain,
and those transactions are verified by individuals that are running
these nose and computer hash power. I'm not going to
(07:27):
get into the technical side of it, but it is
almost secure. It's almost one hundred percent of cure. It
would have to be what we call a fifty one
percent attack, meaning that fifty one percent of the nodes
would have to come together and agree to attack that
blockchain in order for there to be any fraustilent activity,
which is almost impossible because these nose don't know each
(07:50):
other around the world.
Speaker 2 (07:51):
The mention, Michelle, this is the thing is, so how
does Okay, So I put five thousand dollars because it's
a bank wallet, right, it's called a wallet, correct.
Speaker 3 (08:00):
Where you keep everybody the wallet?
Speaker 2 (08:01):
Okay, So I'm learning that. So you educated me now,
So I hope my listeners are listening because you can
call in four zero four eight eight zero nine two
five five if you want to ask a question, just
like Rashide McDonald's learning.
Speaker 1 (08:13):
Now, how does that value go up?
Speaker 3 (08:15):
So?
Speaker 2 (08:15):
If I put a thousand dollars of cryptocurrency in my wallet,
how does that value go up?
Speaker 3 (08:21):
Okay? So I'm glad you asked that question. So let's
talk specifically about bitcoin, because bitcoin is the granddaddy of
all cryptocurrency. It rises and it drops the market. So,
first of all, bitcoin is scarce. There's only twenty one
million that will ever be made. And yes, so it's
(08:43):
more than twenty one millionaires in Houston, Texas where I'm
at right now. Okay, not only is it scarce, it's deflationary.
And what I mean by that because there's only twenty
one billion that have ever been made. Think about if
there was only twenty one million dollars that werever that
was ever created. And bitcoin, when I say deflationary, bigcoin
(09:06):
does a thing every four years called they have it,
which means that the amount of of bitcoin that is
put out and can't be mine is cut in half
every four years. It was written into the protocol. So
think about it. If we were putting a million dollars
out in circulation every year, and every four years we
(09:29):
cut that amount that was going out in circulation in half,
the value of that dollar would rise significantly.
Speaker 1 (09:36):
Right right, right, competition, that's what.
Speaker 3 (09:39):
Happens because right because there wouldn't be enough because it's scarce,
that's what's happening with bitcoin. And the more and more
that these institutional money and I'm not talking about retail investors,
because retail investors follow the institution money. When the more
these institutions are realizing like your Morgan family, your or
(10:03):
what's the oldest insurance company, American General, and your city banks,
your chases, the more that they're getting involved, and the
more that these companies like micro Strategy, which is you know,
a fortunate five hundred company that have all their money
sitting in all their cash reserves sitting in bitcoin because
they're understanding what retail investors are not understanding.
Speaker 2 (10:26):
Before I get back to my interview, I want to
talk about five tips on improving your ability to win.
I always tell anybody you know, it's about you and
like her model says Michelle Model, you are the opportunity.
And I always tell people, if you look into yourself
and you really evaluate, a lot of people call the
vision boards. Here are five tips on improving your ability
(10:46):
to win. First, you need to identify your strength. Identify
your strengths. What are you good at? You know now
what you like to do, now, what you want to do,
But what are you good at what is your strength?
When somebody comes to you, what are they coming to
you for on a regular basis. If they're coming to
your advice, they're coming for you to perform. If coming
to you to make something, that is your strength. Start
(11:07):
recognizing that. If you recognize that, then you can charge
people for that strength. Identify where you can improve yourself.
That's important because a lot of people will not accept criticism.
They will run from criticism. They'll get angry when they
hear criticism, and so when people can help them out,
they don't help mine because they don't feel like you tripping.
(11:29):
Are you going off on them just because they're telling you?
You know, if you wasn't so rough in your tone,
if you showed up on time and open your doors
at the same time for your business, if you didn't,
if you put a little bit more food on that plate,
then guess what, the customers will not think you being cheap.
Consider the benefits of changing. That's important. Set specific goals.
(11:53):
We all know that's important. My goal every day, it's
a simple goal. I get up before thirty money through
for out. I get it before thirty every day through Friday.
That's my goal. Now I don't like getting up at
four thirty. I actually hate getting up at four thirty,
but if I don't, if I get up at five
thirty or six thirty.
Speaker 1 (12:10):
It changes my whole day. So four thirty is my
get up time.
Speaker 2 (12:14):
It's my success slot that I decided to get in
and make myself win. And the final thing I always
tell people on the five tips of improving your ability
to win is to be consistent. Please be consistent when
you speak to people. Please be consistent when you when
you make your product consistent, you're delivering your product. Never
make an excuse. If you're supposed to get the product
(12:35):
there yesterday and it gets to the next week, it's
you default. It's not the post office and not fair
that you the problem. So accept the responsibility to be
consistent and guess what. Customers will respect that, your friends
will respect that, your relationship will respect that.
Speaker 1 (12:48):
With all that being.
Speaker 2 (12:48):
Said, let's get back to my friend who's called in
cryptocurrency expert Michelle Lily. How you doing, Michelle, I'm back, Michelle.
I had to get that out, you know, you know,
oh my sho show, this is a master class. But
what I'm trying to do and I thank you for
coming on my show. I'm just trying to give individuals information.
And what I've learned is OVID changed a lot of
(13:09):
people's mentality.
Speaker 1 (13:11):
You know. It is a lot of.
Speaker 2 (13:12):
People were unemployed, a lot of people got evicted, a
lot of people.
Speaker 1 (13:17):
But that stock market in twenty twenty was setting records.
You know. There was a certain group of people that
were becoming.
Speaker 2 (13:23):
Millionaires and billionaires, and there were a certain group of
people who asking the can you extend my rent?
Speaker 1 (13:30):
So I'm wanting to get evicted. Can you give me
some money because I need childcare? Can you tell me
what I can do?
Speaker 2 (13:37):
So we've quickly become a country where we are the
halves and the have nots. And so when I bring
you on my show Money Making Conversations Masterclass to talk
about this, I'm asking you to help us become part
of the halves and you will. I tell you, you
explained stuff very very simple, and I say that that's important,
(14:01):
and that's a compliment because thank you, because I've read
this in a book and it's so complicated. Cryptocurrency and
they need to repeat the word cryptocurrency again to explain
what cryptocurrency is. I don't even know what cryptocurrency was
the first time. Now you're going to put it in
the definition and so and so when I hear you
speak to me, that's important because all I'm asking for
(14:22):
is a is an option to win. So when you
see people like me frustrated, what's the number one thing
that you tell people like me? Is it to calm down,
or you can it's not too late to get in,
or you need a lot of money or a little
bit of money. What advice do you give a person
like me or anybody who's listening to my show.
Speaker 3 (14:41):
So I give, I give a couple of things, and
one is this. The first one is this, and this
This one is gonna be maybe a gut punch for
a couple of people when they say that, you know,
I don't understand cryptocurrency. You know what I say, most
of us don't understand the dollar that we used in
on the currency that we currently operating in anyway.
Speaker 4 (14:59):
M hm.
Speaker 3 (15:00):
That's number one. The second thing is nobody's waiting for
your opinion or your understanding two for it to go forward,
just like nobody's waiting on our understanding for us to
understand the current dollar. Most of us can't make the
type of money and the have and the have nots
that we have right now because we don't understand the
(15:22):
current financial system that we're in right let alone the
new financial system that's being ushered in. But nobody came
and got our opinion when they changed from where we
now you set the cards for everything and now you're
sending cash app and now they didn't come and get
your opinion or your vote. They just did it and
they didn't care that you didn't understand. So the same
(15:44):
thing is happening with cryptocurrency, whether we understand it or not,
and most of us use that as an excuse not
to move forward or to understand any or to even
understand it, because in essence, we feel like they haven't
given us the permission yet to do it, because they're
telling us no when they're going when they're on the
(16:04):
back end of When you look at all the institutional
money that's being poured in the cryptocurrency and all the
big players that's getting involved, and we think about the
metaverse that's happening, and you know people buying Samsung just
bought Land in the metaverse and Nike just bought did
it deal with Defenterland, one of the largest metaverses in
cryptocurrency and so forth. They're not waiting on us. So
(16:28):
I say that if you don't know, it's important to
at least pay attention, because most of us don't understand
the current financial system that we're operating in any way.
So let's not use that as an excuse not to participate.
Speaker 4 (16:42):
Please don't go anywhere. We'll be right back with more
Money Making Conversations Masterclass. Welcome back to the Money Making
Conversations Masterclass, hosted by Rashaan McDonald.
Speaker 1 (16:59):
That Michel again. You know.
Speaker 2 (17:01):
The interesting about it is that you know, when big
coin first came out, it wasn't tied to a bank
at least in my.
Speaker 1 (17:07):
Mind keeps crypto currency.
Speaker 2 (17:08):
And they heard all these corporations investing in and you
hear about all these hedge funds investing in these cryptocurrency,
these ethereums, and also you're hearing about all these big
coins and you tell me twenty one million bit coins
were made.
Speaker 1 (17:22):
See right there, I'm going.
Speaker 2 (17:24):
Like, okay, who okay, It's like it's like these NFTs.
Speaker 3 (17:31):
Okay, people like that.
Speaker 1 (17:32):
It's like they're just making up stuff.
Speaker 2 (17:34):
And then all of a sudden people investing in it
and then guess what it holds the currency, and then
all of a sudden, it's.
Speaker 3 (17:41):
That's what any dollar does. Though, ra Sean money was
just made up about the blue from we just created
We went from the gold standard to the souf We
just made up dollars and people believed it because they
said that. And the only thing that money is back, guys,
is the belief as the people.
Speaker 2 (17:58):
Wow, you're absolutely telling the truth. And so so now
with cryptocurrency. Now, now n f ts and crypto currency
are they are they the same?
Speaker 1 (18:11):
No? And before we get started, please tell everybody what
is an n f T.
Speaker 3 (18:19):
Yes, I hear somebody in the background saying that.
Speaker 2 (18:21):
So, as my producer, this is his question, I got
an inside question.
Speaker 1 (18:29):
You know he can.
Speaker 3 (18:31):
So us T is a non is exactly what he said.
It's a non fungible token. And what that means is
is that it's it's meek. It can't be replaced with
something else, like something that's fungible. Fungible is something that's
able to be replaced by an identical item. So like,
for instance, dollars, I can replace dollars with dollars because
(18:54):
it's an identical item. When I'm dealing with it's something
that's non fungible. I'm dealing with something that's unique, like art.
Speaker 2 (19:02):
Right, That's why a lot of people use art, because
it can become an original.
Speaker 3 (19:07):
Yes, music, so you're going to see so now you
see a lot of these artists they're dropping their records
and they're dropping their albums as NFTs because now they
don't have to go through these platforms to sell their music.
They're selling them as NFTs. And because it's built on
the blockchain, which is a public lecture and anybody can
see what's going on on the blockchain, it allows them
(19:30):
to have ownerships directly that is contracted through a smart
contract on the blockchain, and now they can sell there.
So say, for instance, if I was a musician and
I sold my one of my NFTs to you, I
can also say every time you sell that NFT, I'm
going to get twenty percent of that.
Speaker 2 (19:52):
We're speaking to Michelle Lilly. She's the first African American
female to receive a master's degree in blockchain and digital
currency from a top five university in the world. There's
a number of books out on digital currency, on cryptocurrency,
on bilkcom. But you have a book, the Metaverse and
n f t S that you co offered with another
graduate of the school that you attended.
Speaker 1 (20:13):
Tell us about See, you know.
Speaker 2 (20:15):
When you start talking, it almost sounds like Marvel Universe metaverse.
You know, that's a character, that's a that's a that's
a that's that's a dimension in the in the in
the DC comic world. And so but now now's over
here used as an actual place you can invest. So
tell us about this book that you're talking about, metaverse
(20:36):
and n f t S. And then also, why are
you emphasizing women to be more I could say, knowledgeable
and informed about block change and digital currency and digital land.
Speaker 1 (20:47):
So let's start with your book conversation first, Michelle.
Speaker 3 (20:50):
Okay, so let's start with it. So I think it's
important for us, and you know, I'm definitely one of
educating my people when it comes to this topic. And
when we think about the metaverse you mentioned about Marveling,
it seems like it's cool and it's way out there,
but I want to break it down for it so
it makes sense to you. So think about when you
(21:13):
go on Facebook right now, you really entern into a
metaverse on Facebook, you got your page, you have different
things that Facebook that you can do on Facebook and
so forth. The difference is the metaverse is a three
D world versus the two D two D world. That's
what makes the metaverse different than the web two point
oh that we're dealing in right now. That's why they
(21:34):
call it web three point oh as well, because it's
a three D world that you're going to be interacting
in versus the two D world. But if you think
about from an NFT perspective, to add that to it,
your page is like your land, your digital land that
you own on Facebook. But instead of owning it, you
don't have any ownership right where. You're renting it right now,
and you're renting it by providing them your data that
(21:56):
they can sell right Well, now, in the metaverse, you
you had to own that and you and the NFT
would allow you to own because that's a unique page
of yours and it would allow you to own that
specific land in that metaverse. Just say, we use Facebook
as an example, and I'm trying to make it make
sense in a real life for people so it doesn't
(22:18):
go over their heads.
Speaker 2 (22:20):
Well, my whole thing is that That's why I'm enjoying
this conversation because nothing you've said in this interview has
went I felt above my basic knowledge, and I think
that's important. You know, this is not by I got
a degree in mathematics, but that's not helping me learn
anything else that you're teaching me, because it's straight common sense.
Because what you've told me the most important thing is rashan.
(22:43):
Nobody asked you anything about a dollar. You just spend it.
Nobody told you. They told you this is one dollar,
five dollars, This is ten dollars, is twenty one hundred dollars,
This one thousand dollars bill. I think out there somewhere, okay,
they started a two dollar bill, then they stopped it.
We know I don't like that two Dollars'll no stop
using it. We'll take that out of circulation. So that's
(23:05):
how that's how we have to look at cryptocurrency. It's
no different than them starting the two dollars bill and
them stopping it. But what you said that I think
there was more important is that it's not controlled by who,
and I think that's what you said earlier. You said,
unlike the dollar, the cryptocurrency is not controlled by somebody.
Speaker 3 (23:26):
Correct, it's not. It's not controlled by central authority. Is
what we call centralized. So if you think about Uber, right,
at one time you had to call in to the
taxi cab company and they had to dispatch dispatch the
money for you, right, I mean dispatch your cab for you.
And then Uber came and people ran. Now anybody, my
(23:47):
next door neighbor can be my Uber driver. No different
than when you go in your bank and then you
go look online. That's a central authority that's controlling that
and a central server.
Speaker 1 (24:00):
Well.
Speaker 3 (24:00):
And decentralized is that all of us can run the
network and we don't have to trust one person and
to tell us that this money is there when we
all know that if everybody went and made a bank
run right now, the bank would have to set down
and they would have to be end because they don't
really have the money there because they loaning ten times
(24:21):
what they deposit. So they it's a positive scheme that's
been running forever. We just believe in it.
Speaker 1 (24:29):
Wow.
Speaker 2 (24:30):
And so when you go to NFTs, like you said,
artists are dropping their music, you can get original art.
This is not a copy, but the original art that
can't be replicated. That's what we're talking about.
Speaker 1 (24:41):
Correct, Correct, And.
Speaker 2 (24:43):
So when somebody sells it, basically the person who originally
has accesses can get a percentage of that sale.
Speaker 3 (24:50):
Correct.
Speaker 1 (24:51):
Now, how is that tracked?
Speaker 3 (24:54):
Because that's what makes it non fungible, And it's tracked
on the blockchain. If you think about the blockchain like
a public ledger, So any transaction that occurs on the blockchain,
you can go on the block explore and you can
see that transaction and anybody can view that transaction that
(25:17):
based on So I'm gonna make it make sense to you.
So say, for instance, based on your routing number and
account number, call we just called it the hash rate.
We just call it the hashtag. You see what I'm saying.
That's that's the only difference.
Speaker 1 (25:31):
Wow.
Speaker 2 (25:31):
And so with that being so, so just just laying
it out there for the people because we're about to
wrap up the show, just letting them know this, Okay,
this is not this is not a scam. This is
this is actual currency. This is the way people are
doing business. And we're we're either gonna get on or
we're gonna sit around complaining and get left out.
Speaker 3 (25:52):
Again.
Speaker 2 (25:53):
You are an educational tool that are helping people. But uh,
the other part of that two part question I have
for you is emphasizing women being educated.
Speaker 1 (26:03):
This being part of the digital world. Why are you
doing that?
Speaker 3 (26:08):
It's important because typically women are left out of finance.
We are we are definitely a huge minority in the
finance community, and we're in the finance industry and in tech.
We fall way short in those two industries. Well, when
you talk about cryptocurrency and the blockchain, you've married those too.
It's married technology and married finance. And so I want
(26:32):
to make sure as a woman, specifically as a black woman,
that we are not left behind when we have the
chance to get in front of it. Because let me
just say, this is only fourteen percent as known as
you are, you don't own cryptocurrency, which means that we
are still in the early adopter stage. So we have
to choose whether we're going to be in two thousand
(26:53):
when Amazon came out and buy Amazon's stock and get rich,
or whether we're going to wait for for everybody to
start buying Amazon stock and for us to get permissions
from the people that have kept us back in our
current financial system that we operate in to say okay, now,
it's okay.
Speaker 2 (27:13):
Well, Michelle, I want to thank you for calling it
on Money Making Conversation Masterclass.
Speaker 1 (27:18):
Do you have a website?
Speaker 3 (27:20):
Yes, they can go to I Amdigitaldiva dot com and
Cryptoreach dot com.
Speaker 2 (27:26):
And you are are Diva. You are a cryptocurrency Depa.
I want to thank you for calling in on money
Making comfort to you, I'm a friend. This has been
another edition of Money Making Conversation Masterclass posted by me
Rashaun McDonald. Thank you to our guests on the show
today and thank you listening to audience now. If you
want to listen to any episode I want to be
a guest on the show. Visit Moneymaking Conversations dot com.
(27:48):
Our social media handle is money Making Conversation. Join us
next week and remember to always leave with your gifts.
Speaker 1 (27:54):
Keep winning, man,
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