Steve Harvey's Closing Remarks - 08.27.25

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Episode Transcript

Speaker 1 (00:00):
All right, guys, here we are our last break of
the day. Who It's been a good day. It's been
a fun day. We want to say thank you to
our very special guest, Bill Bellamy. He was fantastic. Yeah,
off the shame. Always tell me what's your show this weekend?
With you and you and Bill?

Speaker 2 (00:19):
Oh? Come on, man, this is zero, baby, this is
week zero. This is the comedy Jam. This is Friday
night Bockwell Auditorium, Me and Bill Bellamie what I am stupid?
And I'm making changes at the same time. Costume he said,
sixty three? I think Bill Bella, are you taking Yeah,

(00:43):
I'll be sweating, oh cause you jump.

Speaker 1 (00:50):
Around the stage and do all kinds of crazy stuff. Yeah,
too much energy. Yeah, I'm working up there.

Speaker 2 (00:59):
I'm putting into work. How come I hang out with us? Man,
We're gonna have a good time Friday night.

Speaker 1 (01:06):
That should be a lot of fun. All right, Steve,
here we are time for closing remarks. I did want
to ask you this. You know, sometimes you talk to
us about relationships and things like that. I always love
when you talk about the four bank accounts. Four bank accounts,
and people ask me, what did Steve say about the
four bank accounts. Can you explain that please?

Speaker 3 (01:28):
Oh you know that's crazy because I just had this
conversation with this couple who were having an argument about money.
Oh why And they said, well, let's ask mister Harvey
and see what you think. And so I just had
this conversation. And it was taught to me actually by
a friend of mine who's deceased now, the great Roger E. Salter,

(01:53):
who owned San mal Financial up in Chicago. That man
right there taught me so much about finances. Roger Salters
man Frat Brother sixty eight. Miss you man. He was
a great, great, great friend. He taught me something. He said, Steve,

(02:16):
every couple should have four bank accounts. He said, you
could save yourself a lot of trouble. Because he was
advising me years ago. This is in the nineteen nineties
and he was giving me some advice. Now I was struggling.
He said, here's why you're struggling, because even though you're married, man,
you need to have individuality. I said no. He said,

(02:37):
nobody wants to ask somebody for something all the time.
Say you got to create freedom within your marriage, he say,
and within your partnership. So every couple should have four
bank accounts. He said, you should have number one. If
both of you are working, you should have a joint
account where you both put your incomes into this account

(02:59):
and you saw go out the bills that have to
be paid. These are the must do things, the rent,
the mortgage, the light, the gas, the groceries, the car notes,
the insurances, education for all of this has to go.

Speaker 2 (03:15):
In in it.

Speaker 3 (03:17):
And then, no matter who you are, you have to
make a concerted effort, the two of you to save something.
He said, I don't care if it's twenty dollars a week,
two hundred a week, five percent of your money a week,
whatever your two of you decide, you've got to save

(03:38):
something from every check. Don't ever spend the whole check.
Put it in a joint account that requires both of
your signatures to move the money. So now you've taken
care of your household, you've taken care of your necessities,
and now you have a little nest egg that you're building.
But it requires two people to move, so one person

(04:00):
can't go and take the money out without the other
person's knowledge. He said. Now a bank account three and
four that you need is she needs her own personal account,
and you need your own personal account because what that
does is you all decide out of the joint account
where you all put your money. Who gets what as

(04:23):
there monthly or buy monthly. If you get paid once
a month, it goes in once a month. If you
get paid twice a month, it goes in twice a month.
If you get paid weekly, it goes in weekly. However
you want to decide it. But who gets what? He said? Now,
let me give you a piece of advice. Son, He said,
you should always give your wife more than you get.

(04:46):
He said. I'm explaining something to you, he said, because
you're not gonna be able to give this woman, especially
if you have a true partner, because she will take
care of stuff with her money that you don't even
think about. She gonna do stuff for the key, she
gonna do stuff for the grandkids, She gonna do stuff
for the house out of her money. But now she

(05:07):
needs more to maintain herself than you do. You gotta
go get a haircut, she gotta get her hair done.
She gotta buy makeup, she gotta do manicures, pedicures, she
gotta do spa treatments to keep it up. She gotta
buy skincare products. All you got is some lotion at
the house, he says. So give your wife more than

(05:28):
you get now in her account. She does not have
to ask your permission for anything. If she want to
spend it on barettes, she get to buy bags of barettes.
She want to spend it on skin care products, you
can't say nothing. You, on the other hand, sir, you
get your own money. She can't say nothing. If you
buying cigars tequila, if you buying a golf clubs, whatever

(05:58):
you buy, she can't say anything. You want to loan
your partner one hundred dollars, that's on you. She want
to give her family members one hundred dollars, that's on her.
And it keeps a level of independence why you're married
in freedom and allows the one person not to be
beholding to the other person. It'll cut down on a

(06:20):
lot of financial arguments. It'll ensure that you all have
taken care of your basics, and it'll ensure that you
all are building for the future with some type of saving.
Four bank accounts per couple is a must have. Greatest
advice I've ever had. Those are my closing remarks today. Hey, listen, everybody,
please don't forget talk to God today. She would absolutely

(06:41):
love to hear from you.

Speaker 1 (06:49):
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