December 16, 2025 • 6 mins
What is the difference between owning a home vs. renting an apartment/condo?
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
I guess the tax line is making Ashley and Jet
a little bit frustrated. Right now, I don't have access
to our new text line, so I don't know what
the hell's going on, but I would love to hear
more about it. Eight hundred and four on the ninety
three ninety three. Tell me if I'm wrong on this,
maybe I'm leading us in the wrong direction, which we
can change course if that is the case. One of
(00:20):
the biggest differences of living in a house in an apartment.
I haven't lived in a house since my parents' house.
I'm thirty years old now. I've never owned. I've always rented.
It's just kind of the curse of being a thirty
year old now. I'm sure that there are a lot
of and I do have friends who have houses and whatnot.
I'm very jealous of you, but I can't. I'm just
(00:43):
being honest. I can't afford one's I.
Speaker 2 (00:45):
Don't ever want to own a home. I'm at the
apartment forever.
Speaker 3 (00:49):
And.
Speaker 1 (00:52):
I don't want to have a conversation with any about it.
So I'll please if you're listening to this and you
feel like you got to call me to have a
conversation with me after the show and everything. There's nothing
to talk about. This is being honest. You know, I
still have a fear that we're going to lose our job.
I still kind of, you know, in the back of
my head think that will get fired one day. And
the last thing I want to do is get fired
and then own a house and not really know what
(01:14):
to do with my future. So I'm still at that
point where I don't feel like I have job security.
So I rent, do you? And what are the biggest differences? Now,
this isn't intended to be a serious conversation. The whole
reason why is I take off my headphones for one
second and I hear Jed and Ashley going that douchebag.
(01:38):
They're they're mad because I because I said, people don't
own a trampoline.
Speaker 2 (01:42):
What are the text ring They said, essentially that people
own trampolines. What the f are Ashley and Jed talking about?
Speaker 1 (01:49):
Can you call them then?
Speaker 4 (01:50):
Yeah?
Speaker 2 (01:50):
Yeah, one second.
Speaker 1 (01:51):
Let's call that person then and let's have a conversation
about the differences of houses and tramp I think that
they're right. Houses and apartments. The cool part about it
houses you can have a trampoline.
Speaker 3 (02:01):
Yeah, you're right, that's cool.
Speaker 1 (02:04):
You can have a pool that isn't you know, probably
urinated in by strangers just your kids. Yeah, my apartment
has a pool, but I don't get in it because
well I see the people that get in it and
they look like they pee in the pool. Yeah. But
at the same time too, if anything breaks, like my
light went out, I ran out of the I don't
(02:24):
know my light burned out. You know what they did,
They fixed it and I didn't have to pay for it. Hey, Raphael,
you're the one that texted in about trampolines. Go off, Queen,
go tell Ashley and Jet they're idiots.
Speaker 4 (02:39):
What about everywhere?
Speaker 2 (02:43):
Yeah, we're I haven't read you were texting in about
the secrets everywhere everywhere.
Speaker 3 (02:49):
I know I work in a certainton. I see that's
a lot.
Speaker 2 (02:54):
If they have trampolines in their backyard, I.
Speaker 3 (02:56):
Honestly have not seen anyone own a trampoline since probably
two thousand and five. I don't know.
Speaker 4 (03:02):
In my neighborhood alone, I see like seven.
Speaker 1 (03:06):
Of them to club I go to what at Costco?
Speaker 3 (03:11):
You don't even see the trampolines being.
Speaker 2 (03:13):
Like advertised in the middle of the floor anymore.
Speaker 1 (03:15):
Have you guys, Have you guys ever seen the trampolines
where they're the same level as the grass and they
basically dig a hole. I love a good trap. I
dated a girl in high school who had a trampoline,
and I would go out and I'd lay on that
(03:36):
thing and just look at the stars. She she she
broke up with me, but man, I was I was
sad about the trampoline. I was sad about the trampoline
and been around one since.
Speaker 2 (03:52):
That was like two thousand.
Speaker 1 (03:54):
Also dated a girl who worked at Culver. She broke
up with me. Haven't had Culver since. Paragraph You're the greatest.
Shout out to your trampoline dog.
Speaker 4 (04:07):
What's up, guys?
Speaker 1 (04:08):
When you have a home, what do you get that
an apartment doesn't have to fill?
Speaker 2 (04:11):
Me in?
Speaker 4 (04:12):
Privacy? Man? Privacy? And so here's the thing. You can
still rent a home.
Speaker 3 (04:17):
Yeah, I haven't lived.
Speaker 4 (04:19):
In an apartment in twenty years, and I've been rating
the entire time.
Speaker 3 (04:22):
What do you mean about that?
Speaker 2 (04:22):
I get privacy in my apartment.
Speaker 4 (04:26):
Never se your neighbors aren't all up in your business,
and always see when you're coming and going, though I
never see my neighbors.
Speaker 1 (04:32):
Oh, you're right, you're right on that dog. Yeah, you
might not think that they're watching what they're watching. Oh yeah,
quiet ones or who you got to worry about?
Speaker 4 (04:41):
Oh yeah, you gotta climb upstairs to get into your place,
and they always they can hear the footsteps. You think
that they don't know, but they know.
Speaker 1 (04:48):
The other thing too, is I can't get loud when
I play video games. Yeah, you like Jos yesterday was yelling.
Speaker 4 (04:55):
Jealous and it made me can tell us you can
it's thank you, Doug.
Speaker 1 (05:05):
Let's talk to James real quick because James wants to
fill me in. James, go ahead.
Speaker 4 (05:10):
Uh So, a couple of things on your note about
you know, job security and everything. I actually lost my
job about six months after buying my first house. Oh
and obviously scariest thing ever. Right, yeah, One, I got
another job, right, you get out there, you go get one.
Speaker 3 (05:27):
But second, my dad, my stepdad, it took I think
a year and a half for the bank to foreclothes
on him. While if he was renting, you can get
kicked out in a couple months.
Speaker 4 (05:40):
So if you have the chance to buy, there's a
lot more security in there. And then of course you're
building equity and everything.
Speaker 1 (05:47):
So yeah, all right, well then listen, maybe this is
maybe maybe next year's the year that I get a house.
I don't know. I feel like next year's the year
I get married. The year after that, maybe look at
a house. But I also want to have a big
bee at some point I don't.
Speaker 2 (06:01):
And you're going to need a house, right, Yeah, you
will because your crying. You're not gonna want to be
in an apartment or a condo. Joe with a with
a little why, yeah, there's not enough space here, I'm
telling you right now.
Speaker 1 (06:13):
How would you know? You don't have a baby.
Speaker 2 (06:15):
No, but I can't talk.
Speaker 1 (06:17):
Apartment.
Speaker 2 (06:19):
I have a niece, and I can tell you from
my brother and sister in law's experience of having a kid,
it's not ideal.
Speaker 1 (06:27):
We'll see. James, you're the greatest. So is Jed, so
is Ashley. We're all the greatest. We're having fun right now,
I guess the tax line is making Ashley and Jet
a little bit frustrated. Right now, I don't have access
to our new text line, so I don't know what
the hell's going on, but I would love to hear
more about it. Eight hundred and four on the ninety
three ninety three. Tell me if I'm wrong on this,
maybe I'm leading us in the wrong direction, which we
can change course if that is the case. One of
(00:20):
the biggest differences of living in a house in an apartment.
I haven't lived in a house since my parents' house.
I'm thirty years old now. I've never owned. I've always rented.
It's just kind of the curse of being a thirty
year old now. I'm sure that there are a lot
of and I do have friends who have houses and whatnot.
I'm very jealous of you, but I can't. I'm just
(00:43):
being honest. I can't afford one's I.
Speaker 2 (00:45):
Don't ever want to own a home. I'm at the
apartment forever.
Speaker 3 (00:49):
And.
Speaker 1 (00:52):
I don't want to have a conversation with any about it.
So I'll please if you're listening to this and you
feel like you got to call me to have a
conversation with me after the show and everything. There's nothing
to talk about. This is being honest. You know, I
still have a fear that we're going to lose our job.
I still kind of, you know, in the back of
my head think that will get fired one day. And
the last thing I want to do is get fired
and then own a house and not really know what
(01:14):
to do with my future. So I'm still at that
point where I don't feel like I have job security.
So I rent, do you? And what are the biggest differences? Now,
this isn't intended to be a serious conversation. The whole
reason why is I take off my headphones for one
second and I hear Jed and Ashley going that douchebag.
(01:38):
They're they're mad because I because I said, people don't
own a trampoline.
Speaker 2 (01:42):
What are the text ring They said, essentially that people
own trampolines. What the f are Ashley and Jed talking about?
Speaker 1 (01:49):
Can you call them then?
Speaker 4 (01:50):
Yeah?
Speaker 2 (01:50):
Yeah, one second.
Speaker 1 (01:51):
Let's call that person then and let's have a conversation
about the differences of houses and tramp I think that
they're right. Houses and apartments. The cool part about it
houses you can have a trampoline.
Speaker 3 (02:01):
Yeah, you're right, that's cool.
Speaker 1 (02:04):
You can have a pool that isn't you know, probably
urinated in by strangers just your kids. Yeah, my apartment
has a pool, but I don't get in it because
well I see the people that get in it and
they look like they pee in the pool. Yeah. But
at the same time too, if anything breaks, like my
light went out, I ran out of the I don't
(02:24):
know my light burned out. You know what they did,
They fixed it and I didn't have to pay for it. Hey, Raphael,
you're the one that texted in about trampolines. Go off, Queen,
go tell Ashley and Jet they're idiots.
Speaker 4 (02:39):
What about everywhere?
Speaker 2 (02:43):
Yeah, we're I haven't read you were texting in about
the secrets everywhere everywhere.
Speaker 3 (02:49):
I know I work in a certainton. I see that's
a lot.
Speaker 2 (02:54):
If they have trampolines in their backyard, I.
Speaker 3 (02:56):
Honestly have not seen anyone own a trampoline since probably
two thousand and five. I don't know.
Speaker 4 (03:02):
In my neighborhood alone, I see like seven.
Speaker 1 (03:06):
Of them to club I go to what at Costco?
Speaker 3 (03:11):
You don't even see the trampolines being.
Speaker 2 (03:13):
Like advertised in the middle of the floor anymore.
Speaker 1 (03:15):
Have you guys, Have you guys ever seen the trampolines
where they're the same level as the grass and they
basically dig a hole. I love a good trap. I
dated a girl in high school who had a trampoline,
and I would go out and I'd lay on that
(03:36):
thing and just look at the stars. She she she
broke up with me, but man, I was I was
sad about the trampoline. I was sad about the trampoline
and been around one since.
Speaker 2 (03:52):
That was like two thousand.
Speaker 1 (03:54):
Also dated a girl who worked at Culver. She broke
up with me. Haven't had Culver since. Paragraph You're the greatest.
Shout out to your trampoline dog.
Speaker 4 (04:07):
What's up, guys?
Speaker 1 (04:08):
When you have a home, what do you get that
an apartment doesn't have to fill?
Speaker 2 (04:11):
Me in?
Speaker 4 (04:12):
Privacy? Man? Privacy? And so here's the thing. You can
still rent a home.
Speaker 3 (04:17):
Yeah, I haven't lived.
Speaker 4 (04:19):
In an apartment in twenty years, and I've been rating
the entire time.
Speaker 3 (04:22):
What do you mean about that?
Speaker 2 (04:22):
I get privacy in my apartment.
Speaker 4 (04:26):
Never se your neighbors aren't all up in your business,
and always see when you're coming and going, though I
never see my neighbors.
Speaker 1 (04:32):
Oh, you're right, you're right on that dog. Yeah, you
might not think that they're watching what they're watching. Oh yeah,
quiet ones or who you got to worry about?
Speaker 4 (04:41):
Oh yeah, you gotta climb upstairs to get into your place,
and they always they can hear the footsteps. You think
that they don't know, but they know.
Speaker 1 (04:48):
The other thing too, is I can't get loud when
I play video games. Yeah, you like Jos yesterday was yelling.
Speaker 4 (04:55):
Jealous and it made me can tell us you can
it's thank you, Doug.
Speaker 1 (05:05):
Let's talk to James real quick because James wants to
fill me in. James, go ahead.
Speaker 4 (05:10):
Uh So, a couple of things on your note about
you know, job security and everything. I actually lost my
job about six months after buying my first house. Oh
and obviously scariest thing ever. Right, yeah, One, I got
another job, right, you get out there, you go get one.
Speaker 3 (05:27):
But second, my dad, my stepdad, it took I think
a year and a half for the bank to foreclothes
on him. While if he was renting, you can get
kicked out in a couple months.
Speaker 4 (05:40):
So if you have the chance to buy, there's a
lot more security in there. And then of course you're
building equity and everything.
Speaker 1 (05:47):
So yeah, all right, well then listen, maybe this is
maybe maybe next year's the year that I get a house.
I don't know. I feel like next year's the year
I get married. The year after that, maybe look at
a house. But I also want to have a big
bee at some point I don't.
Speaker 2 (06:01):
And you're going to need a house, right, Yeah, you
will because your crying. You're not gonna want to be
in an apartment or a condo. Joe with a with
a little why, yeah, there's not enough space here, I'm
telling you right now.
Speaker 1 (06:13):
How would you know? You don't have a baby.
Speaker 2 (06:15):
No, but I can't talk.
Speaker 1 (06:17):
Apartment.
Speaker 2 (06:19):
I have a niece, and I can tell you from
my brother and sister in law's experience of having a kid,
it's not ideal.
Speaker 1 (06:27):
We'll see. James, you're the greatest. So is Jed, so
is Ashley. We're all the greatest. We're having fun right now,
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