Are Kids too Expensive?

Episode Transcript

Speaker 1 (00:00):
Boston's Bulldozer never sleeps the Kooner Report weekend edition on
the Voice of Boston WRKO.

Speaker 2 (00:07):
Joining us now as she always does at this time.
She is the co founder, president CEO of Kelly Financial
Services Kelly.

Speaker 3 (00:19):
Kelly, Kelly, how are you good morning, Jeff, I am good.
You know, with the holidays right around the corner, is
so easy for spending to sneak up a few last
minute flights, a couple of extra gifts, and before you
know it, you've gone way past what you planned. A

(00:41):
lot of retirees tell us they want to be generous
without jeopardizing their income plan. The key is knowing what
you can safely spend and what to avoid so the
season stays joyful without creating financial stress. Our complimentary guide
will your Money Life, Asked as Long as You Do

(01:01):
explains how those small overspending moments can add up and
how to keep your income plans strong through the holidays
and beyond. So give us a call or visit Kellyfinancial
dot org to request your free copy or schedule a
complimentary appointment. Jeff, I'll continue this conversation with our Kelly

(01:23):
Advisors tomorrow morning at nine am on Safe Money Strategies Radio.
Do tune in or go to our radio rewind at
Kellyfinancial dot org. Jeff, have a wonderful weekend. My best,
Grace and the kiddos you too.

Speaker 2 (01:38):
All the best to you and everyone at Kelly Financial.
Call now eight eight eight eight hundred eighteen eighty one
eight eight eight eight hundred eighteen eighty one, or if
you prefer, you can email Kelly directly Kelly, K E
L l y So Kelly at Kelly Financial dot com. Okay,

(02:01):
lines are loaded, Ksey and Quinsy. Thanks for holding k
C and welcome.

Speaker 4 (02:10):
For having me. I just wanted to say first. I
know my mother is listening. She's a huge fan, so
I just wanted to say hi to her. I had
an opinion on I'm a thirty four year old female
that doesn't have any kids that woman Andrea was saying
that where it's like a selfish group personally to me,
I think it's it's becomes so hard to be independent

(02:34):
as a female out of our age. At this point,
you can't live on your own without having these high
paying jobs, and you can't. It's the responsibility you want
to take it on, but it's just it's not responsible
for us to take it on. We don't have. And also,
there's so many points to make about my generation of

(02:56):
people that it's I don't understand them. It's to jen
Zaki first of all, too, I think that's just playing
good and evil. That's all we're fighting against now is
the Democrats just show that they're just evil. They don't
want the family together, they don't want people to have children,
they don't want people talking to each other and bridging

(03:16):
the gaps between each other. They just want everybody angry
at everybody. But back to the being a thirty four
year old, I just think it's just so hard for us.
Like I'm from a very affluent area, and they just
pushed education. Push education. They don't push you into trades,
they don't push you into the other thinking other than

(03:37):
higher education, which is just poisoning the minds of kids
like my age. I even see it. Finally, they're now
I start seeing people are now starting to realize it
being real adults in the world. In reality, they're seeing
the reality of the world. I remember, even back in
two thousand and eight, I wasn't old enough to vote,
and I could see what was coming. And I'm like,

(03:57):
how do you people not realize this? They they just
seem to think that the education is the only thing,
that jobs are the only thing that matters, just because
I don't know, we're brainwashed into it. And I just
don't think it's right to say we're selfish either, because
it's just become so unaffordable to do anything on your

(04:17):
own at this point. It's just it's awful.

Speaker 2 (04:22):
Well, you're making a case. I have to say, you're
making an excellent point. You really are. Look, let mean,
just just to take you as an example, you're thirty
four years old. You got to live right, You got
to live, you got to pay rent, you got to
put a roof over your head, you got to put
food on the table, you got to pay your bills.
And you know, you work hard, you get educated. God

(04:42):
bless you, right, and you know you've got a pretty
decent job. And everything is so expensive. So you know
it's easy to say, well, have children, okay, but children
are expensive. But believe me, here are all my kids.
They're reading me at a house and home. They're eating
grace and I out of house and home. So you know,
kids are expensive. Everything is expensive, not just kids, but

(05:06):
kids are expensive, So you know, what is a woman
like you to do? Right, It's like, well, you think
I can just adopt the child, you know, by the way,
adoption itself, it's fifty sixty grand, easy, just for the adoption.
And then you know the other thing is, look, Jeff,
I have a high performance job. You know I would
you know, thank the Lord. A good job, a good

(05:26):
paying job. They're not going to pay you good money
to twill your thumbs. They want you working nine, ten
eleven hours a day. You have no personal life. You're
on call. You're on call in the night, you know,
at night, after work, you're on call on the weekends.
So women now are stretched thin. There's there's no question,
There's absolutely no question. And I would just add this

(05:49):
casey because all I can do is piggyback off of
what you're saying. What to me is very sad. And
I'm speaking now, not even as a conservative, just honestly
as a as a fellow American. You know, it was
different when I grew up. And I'm not trying to
do the whole book in my day, but really, yeah,

(06:09):
the school system was left wing. Yeah, a lot of
my professors were liberal and left wing. But it wasn't
you're betraying your gender if you fall in love with
a man and get married and have a family. I mean, yes,
there was a bonus on you should empower yourself, you

(06:30):
should be educated, go out there and you know if
you you know, be successful, follow a career. But there
still was this sense of romantic love in other words,
really like women and men both were like, you know,
falling in love is a beautiful thing. Meeting mister right
or meeting you know, missus right, that's a big part

(06:51):
of what life is all about. There is none of
that anymore. It's so sad, and you look at it
attitudes now in twenties, thirties, forties, it's generational. It's the
pickup culture, the hookup culture, the whole Well, I have
a career and she has a career, and yeah, we'll

(07:13):
just hook up once in a while and you know,
satisfy our urges. And she goes her way and I
go my way, and I'm like, well, where's the love
in that? Where's the romance in that? I don't know,
where's the commitment in that. It's all gone. It's just gone.
And I honestly think women and men are missing out

(07:35):
and the saddest thing of all, last point, and I
want to go right back to you, Casey. You look
at opinion polls of people, say eighteen to forty five, okay,
forty forty five, they all complained they're lonely. The overwhelming
problem now that people in that age group say they

(07:57):
have is quote unquote loneliness because we're not created to
be alone. I mean, sometimes you have to be I
get it. But you know, a woman craves a man.
I know there's lesbians and almosexuality, but I'm just saying generally,
a woman craves a man. A man craves a woman.

(08:19):
A woman needs a man, a man needs a woman.
It's the most natural thing that's calling, you know, since
the beginning of time. And eventually, if you're lucky, you
have children, you have a family, and you know you
raise them together. But this push that no, No, all
that matters is the career. All that matters is the job.

(08:42):
And you know, as Gloria Steinem said, a woman needs
a man like a fish needs a bicycle. That's insane.
And so you have now almost two generations where men
say their girlfriend is porn and where women say their
boyfriend is either porn or forgive me a sex toy.

(09:03):
And that gets awfully lonely and awfully unsatisfying very very fast.
Am I wrong? Casey?

Speaker 4 (09:14):
Definitely has to do with the kaliper men out there,
and it goes back to this country is just lacking
moral That's really all it is. It goes really down
to the fundamentals of everybody has lost their morals. Everybody
is just going by, oh, yeah, this sounds good, let's
go by doing that. No, that's not good. It's looking

(09:36):
nobody's looking at the big picture of things. It's just
it's crazy to me and looking at everything every day
and looking at kids my age, I'm like, what is
wrong with you? And the younger kids coming up and like,
do you guys just not care? It's just not care?

Speaker 2 (09:52):
Casey, Can I ask you a personal question. I don't
mean to rush you, but we literally got about a
minute left before we go to break because I've heard
this complain from many women your age. Okay, conservative women,
intelligent women, attractive women, educated women. I mean, they've got
everything going for him. And I say, well, I gotta ask,
I mean, where's the boyfriend? You know, where's the husband,

(10:15):
and they say, you don't know how bad the men are. Jeff.
It's a cesspool out there. Has that been your experience
that when you date you find the men out there,
let's put it this way, really disappointing.

Speaker 4 (10:30):
Yeah, it is. But I do have a boyfriend and
he's great, but it's like even him, like they just
are so afraid to commit to anything. They won't commit
to anybody because it's like, what's going to be better
out there? Because everything's so accessible to everybody. I think,
like again, back to morals, that's all it is. And

(10:51):
I think we've just.

Speaker 2 (10:54):
Oh, I know we're losing our morality. Casey, this has
been an incredible call. Please call again. Wow, I mean
you boy, did she nail it? Oh again? Best audience
in the business.

Speaker 1 (11:10):
If Jeff doesn't get a day off. This request came
from his wife. The Kooner Report weekend edition on the
Voice of Boston WRKO