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March 31, 2025 34 mins
Welcome to another insightful episode of Angels Exit and Acquisitions with Jeff Barnes! In this episode, we sit down with Ruben Izgelov, Co-Founder and Managing Partner of States Capital and We Lend, a national private lending platform. Ruben shares his incredible journey from immigrating to the U.S. with limited resources to becoming a leading expert in real estate investing, having financed over $600 million in assets. Discover the pivotal moments that shaped his career, the lessons learned from the financial crisis of 2008, and why he transitioned from equity to debt in the real estate market. Key Points Discussed: Overcoming Adversity: Ruben recounts his early struggles as an immigrant, dropping out of high school, and facing the harsh realities of the 2008 market crash, highlighting the importance of resilience and the realization of the value of education. The Power of Education and Strategic Shifts: Learn why Ruben decided to go to law school despite already finding success in real estate, and how this legal background shaped his perspective on risk management, leading to the strategic decision to move into private lending. Democratizing Access to Lending: Ruben discusses the mission behind We Lend, emphasizing their commitment to providing opportunities for real estate investors and fostering long-term relationships with both borrowers and investors. Major Timestamps: 0:00: Introduction to Ruben Izgelov and his background. 3:07: Ruben introduces We Lend and their focus on lending to real estate operators and investors nationwide. 6:28: The decision-making process behind going to law school while already active in the real estate market. 16:21: The pivotal moment of attending a private lender conference and the shift from real estate equity to private lending (debt). 26:12: Ruben discusses the mission of We Lend and their approach to democratizing access to private lending opportunities. If you're interested in real estate investing, understanding the dynamics of private lending, or learning from an inspiring entrepreneurial journey that navigated the financial crisis, this episode is a must-listen! Connect with Ruben: Phone: 917-815-1222 (direct cell phone) Website : https://www.welendllc.com/  Connect with Jeff Barnes: https://www.linkedin.com/in/jeffpbarnes/ Don't forget to like, subscribe, and share this episode for more valuable insights into the world of exits, acquisitions, and real estate!  #RealEstateInvesting #PrivateLending #Entrepreneurship #NewYorkCity #DebtFund #PassiveIncome #FinancialCrisis Learn more about your ad choices. Visit megaphone.fm/adchoices
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