How to Buy a Home: The #1 First Time Home Buyer Podcast

Two 25-year-olds became homeowners in 2025 with just $8,000—and almost no money at closing.

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Chloe and Eduardo beat the odds and bought their first home in one of the toughest markets ever—with less than most people spend on a used car. This episode breaks down how they did it, featuring both their story and insights from their unicorn realtor and lender. You’ll learn how assertiveness, education...

Can your 401(k) help you stop renting and buy a home sooner?

This episode unpacks a controversial—but often misunderstood—strategy for first-time homebuyers: using your 401(k) to fund your down payment. David Sidoni breaks down how this can be done safely, why it may actually support your retirement, and how smart planning can help you enter the market sooner without sacrificing your future.

“When done right, this move streng...

The final 2025 How to Buy a Home Episode Guide is here. Specifically curated for first time home buyers. Use your holiday downtime to get ahead on your homebuying journey. This curated playlist of the best How to Buy a Home episodes is your shortcut to clarity, confidence, and real progress.

📘 Start your binge with the full episode guide → https://howtobuyahome.com/episodeguide2025/

Whether you’re stuck in traffic, loungi...

Brief: Two paths, one principle: treat homebuying as a long-term financial strategy, not a short-term hurdle.

Synopsis: This holiday episode is less about quick fixes and more about reframing your mindset. David Sidoni uses the season of spending and reflection to challenge renters to think long-term. Whether you’re considering formal assistance, planning to save aggressively, or exploring the option of family help, this e...

Student loans aren’t stopping you from buying a home — bad advice is. This episode reveals how to navigate mortgage approval with student debt and turn your loan burden into a homeownership advantage.

Think your student loans mean you can’t buy a home? Think again. In this episode, David Sidoni breaks down how banks actually evaluate borrowers with student debt — and why your total loan amount is way less important than your mon...

Learn how to cut big costs, stay on budget, and reach your homeownership goal faster.

Today’s episode is all about prioritizing your financial decisions to support your homebuying journey. Host David Sidoni breaks down why skipping your daily coffee won’t cut it—but skipping that new car just might make all the difference. You’ll learn how to rethink large expenses, why practicing rent replacement now can make you mortgage-ready...

Should you wait to buy in 2026? Or is now actually your best shot? This special year-end episode unpacks what happened in 2025 — and what’s coming in 2026 — using real data from 150+ housing analytics sources. If you’re a renter trying to make the smartest financial move, this is the episode you can’t afford to miss.

It’s not just another forecast — it’s your reality check. In this extended episode, David Sidoni breaks down the ...

Whether you’re a year out or just starting to think about buying, these 8 tips will help you lay the groundwork — no pressure, no overwhelm, just smart moves to set yourself up right.

Not sure where to start your homebuying journey? In Part 3 of our financial prep series, David lays out 8 high-impact tips for first-time buyers — the exact things he’d tell a friend or family member who wants to buy in the next year or two. Thes...

Learn how to turn your budget into a strategic homebuying tool. Whether you're brand new to saving or ready to fine-tune your plan, this is your playbook for building confidence with your money.

If you want to prepare financially to buy a home, your budget should be your power tool. In this financial prep replay episode, David Sidoni, a nationwide homebuying coach walks through the best budgeting frameworks for renters who are r...

This episode kicks off a new financial prep series designed specifically for first-time homebuyers. Whether you’re 2 weeks or 2 years away from buying, this is the financial clarity you’ve been missing.

Most financial advice for first-time buyers is either too vague or too late. In this episode, David Sidoni breaks down the two essential elements of real financial prep: aligning your finances with what lenders actually want to s...

This episode shares the practical story of Will and Annie, first-time buyers in Asheville, NC, who bought a $375K fixer-upper while managing fears of affordability. From working with a credit union to building confidence through education, their journey shows how to buy smart — even without being married.

Buying your first home can feel overwhelming — especially if you're unsure about money or the process. Will and Annie started...

From PMI myths to hard credit pull fears, this listener Q&A episode breaks down the most common first-time homebuyer questions with real math and no fluff. Learn the right order of operations, how to shop for your mortgage, and when to start talking to a lender — all straight from the expert trusted by thousands of new homeowners.

This episode dives into 10 of the most ...

If you’re stuck in a lease but dreaming about owning a home, this episode shows you how the math may already be on your side. Learn how breaking a lease — the move most renters fear — can actually save you thousands and help you start building wealth sooner.

For most renters, breaking a lease feels like throwing money away. But what if that short-term fee could unlock long-term financial freedom? In this episode, you’ll discover...

Flat prices, stable rates, rising inventory — this episode reveals why today’s “boring” market is a gift for first-time buyers.

This 2025 market update breaks down why the so-called “stagnant” housing market is actually filled with opportunity for first-time buyers. David exposes how media headlines overlook improving buyer conditions — like falling interest rates, more fle...

The market changes fast — and most of what you’ve heard about buying a home is already outdated. In this final step of the How to Buy Your First Home system, David Sidoni explains how to read today’s housing data, block out bad advice, and use real-time insight to make your move with confidence.

You’ve reached Step 10 — the finish line of the HBH system. This episode shows why up-to-date market knowledge is your biggest edge as ...

Stop fearing your future mortgage payment — and start preparing for it. In this episode, David Sidoni shows you how to rehearse homeownership before you buy by using your rent phase to train your budget. Learn how to set up automated savings that match your future mortgage, shift your mindset from “budget pain” to “financial power,” and walk into homeownership confident, calm, and ready.

Worried your new mortgage payment will cr...

The internet can be your best resource or your biggest distraction when buying your first home. In this episode, David Sidoni breaks down how to use online research the right way — without falling for clickbait, myths, or bad advice. Learn how to combine your own research with your Realtor’s expertise to find the perfect neighborhood and home faster.

Most first-time buyers start their home search online — and that’s okay, as lon...

A real estate expert breaks down the confusing language of real estate so you can finally understand what lenders, agents, and lawyers are talking about. From pre-qualification to escrow, this episode is your cheat sheet to translating homebuying jargon into plain English.

If you’ve ever felt like everyone in the homebuying process was speaking another language, this episode will be your turning point.

David Sidoni, host of H...

Why do so many first-time homebuyers end up with regrets? Because they skipped this step. In Step 6 of the How to Buy a Home starter series, David breaks down how goal-setting — done the right way — isn’t just fluff. It’s a strategic tool that shapes your entire homebuying journey and helps you avoid costly mistakes.

You’re halfway through the 10 steps, and now it’s time to get serious. Step 6 is where emotional clarity meets st...