Lowering Your Down Payment – Financially Prepare to Buy Your First Home – Pt. 7 - 426

Think you need $50K to buy a home? Think again — this episode shows the truth they’re not telling you.

First-time homebuyer numbers just hit record lows, but the real cause isn’t high prices — it’s bad guidance. In this episode, David reveals the proven, low-down-payment strategy that’s been hidden from buyers for years. It’s not new, and it’s not complicated — it’s just not profitable for the industry. You’ll learn how to build a custom plan based on your budget, not their sales pitch.

“Millions of perfectly capable first-time homebuyers are left in the dark. That sucks.”

HIGHLIGHTS

• The #1 reason first-time buyer rates are collapsing in 2025
• How the system profits from keeping you in the dark
• Rent replacement math: your secret weapon to plan smart
• Why “affordability” myths stop people who could be buying right now

REFERENCED EPISODES

• 400: Introduction: How to Buy a Home Starter Series (START HERE)
• 180: Online Mortgage Calculators Are GARBAGE – Here’s Why
• 300: Final Episode Transcript
• 370: The Truth About Tax Breaks for First-Time Buyers – INTERVIEW
• 355: Real Answers Pt 4: Should I Rent or Buy in 2025?

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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.

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