Atorney Ursula Woods & Attorney Monika Johnson

We are "Asking the Experts" with Attorney Ursula Woods and Attorney Monika Johnson on The Bev Johnson Show on WDIA Radio.

Episode Transcript

Speaker 1 (00:33):
Good morning, Good morning, good morning, and welcome in to
wd I A.

Speaker 2 (00:39):
The Bab Johnson Show.

Speaker 1 (00:41):
It is indeed a pleasure to have you with us
once again on this Monday, November seventeenth, twenty twenty five.

Speaker 2 (00:53):
Enjoy this fave fabulous day to day.

Speaker 1 (00:56):
Get ready to put your ears on as we share
the good news. Back in the house will be our
sister friends from preferred title in escrow, the bankruptcy firm
nine oh one car Wreck will be here to talk
to y'all. Attorney Ursula Woods, Attorney Monika Johnson will be

(01:18):
here to talk to you, to answer all your legal questions.

Speaker 3 (01:23):
When it's your turn to talk, you know you can.

Speaker 1 (01:25):
A y'all need to do is dial these numbers five
three five, nine three four two five three five nine
three four two eight hundred five zero three nine three
four two eight hundred five zero three nine three four

(01:47):
two eight three three five three five nine three four
two will get you in to me. If this day, this,
this this here day, Monday, November seventeenth, twenty twenty five,

(02:09):
is your birthday.

Speaker 2 (02:12):
Happy birthday to each and every one of y'all out.

Speaker 1 (02:15):
There who may be celebrating a birthday on this day.
Let me say happy birthday to all of you all here.
And on Friday, I forgot my great niece had a birthday,
Sydney Elaine Coleman. Happy birthday, Sydney turn twenty six. Yeah
she did turn twenty six. So happy birthday to all

(02:42):
of you all out there. Go out and celebrate your life.

Speaker 2 (02:47):
You better, you better? Will we come back.

Speaker 1 (02:52):
We'll talk to the attorney's attorney Ursula Woods attorney Monika Johnson.
Next with me, Bev Johnson on Bev Johnson Show on
w d I. A good morning and welcome back to

(03:33):
w d I A The Bev Johnson Show. It is
a Monday, November seventeenth, twenty twenty five.

Speaker 2 (03:42):
Enjoyed this fabulous day to day.

Speaker 1 (03:45):
Before I say good morning to the sisters, let me
tell all of you who came to our one hundred
and forty fifth anniversary yesterday at my church, Mount Tisga
c m E Church in the parts of Orange Mound, Yeah,
historic Mount Pisco seeing me church. Thank y'all, Thank y'all,

(04:06):
thank y'all, thank you. It was good to see a
lot of y'all out there and who came to celebrate
with us as we celebrated one hundred and forty five
years in that community. And our pastor, Pastor Kenneth Thomas
and his beautiful wife.

Speaker 2 (04:22):
Doctor Thomas. Why aren't you Thomas.

Speaker 1 (04:27):
I want to say thank y'all for coming out. We
had a good time with the Mount Pisgo Baptist Church.

Speaker 2 (04:34):
Yeah, and they passed the pastor brother.

Speaker 1 (04:36):
We had a good time, So thank you all for
coming and celebrating with us.

Speaker 2 (04:41):
Good to see some of you.

Speaker 1 (04:42):
All on on on yesterday.

Speaker 2 (04:47):
All right, as always, they're in the saddle. We love it.

Speaker 1 (04:50):
Let's say good morning to the Sistars Attorney Ursula Woods
Attorney Monika Johnson is back in the house.

Speaker 2 (05:00):
Good morning, stop.

Speaker 3 (05:02):
Good morning, good morning, Good morning, sister.

Speaker 2 (05:06):
How are you doing?

Speaker 3 (05:07):
I am doing good now that I'm in here with
you guys hanging out. That's a good thing.

Speaker 2 (05:12):
You look relaxed. That's why.

Speaker 4 (05:14):
Yeah, she's been liking, had been laying.

Speaker 2 (05:18):
Out and relax.

Speaker 3 (05:19):
I went to Hoover, Alabama. Hoover, Alabama, Hoover, are you serious? Really? Okay?
It's really pretty out there. It's lots of trees and
it's fall and so everything is like red and orange
and yellow and it's only three hours away from Memphis,
so it's not that bad of a drive, and it's
just a different you know, a different scene, a different speedferent, Yeah,

(05:43):
a different vibe. We went and did a lot of
hiking this weekend and it was a little challenging, but
in a good way. It was my boyfriend's sixty third birthday,
So happy birthday to Hugh Ballthrop. Yeah, happy birthday to Hugh.
May he have many were years of peace, wealth, health,
love and happiness a man. We got a chance to

(06:04):
hang out with his daughter at University of Alabama, so
that was that was nice as well. Yep, so that Monica.
What did you do to exciting this weekend?

Speaker 4 (06:13):
Actually, I wanted to do a little restaurant hopping, especially
since Michelin has now recognized a few of our restaurants,
and so I'm excited to explore Memphis and I decided
to start by exploring downtown this weekend. And I went
to a restaurant called Amelia Jeans and they have very

(06:33):
good homemade biscuits.

Speaker 2 (06:35):
Okay, very good.

Speaker 3 (06:37):
But they may not beat out the Rocking Chair doesn't
make biscuits.

Speaker 2 (06:43):
But I think I've heard I heard.

Speaker 4 (06:47):
Oh those biscuits were really good, and it came with
like a I call it an apple butter because that's
what it reminds me of. But it comes with a
fruit preserve and a homemade honey butter.

Speaker 2 (06:59):
The those biscuits, and that's just the appetizer. So I
enjoyed it.

Speaker 3 (07:04):
Now, if anyone goes to Amelia Jeans, as a disclaimer,
this price point is very high. The portion sizes are
very smart, so we're not advertising Amelia Jeans at all.
They were given a Michelin nod.

Speaker 2 (07:16):
No, no, no, they were not.

Speaker 3 (07:17):
Okay, all right, okay, we're not.

Speaker 2 (07:19):
But I hear that. You know that they've made some
comments about Micheline. Can we come?

Speaker 3 (07:24):
Yeah? Yeah, all right, then what did you do, miss Bell?

Speaker 2 (07:28):
What did I do? Uh?

Speaker 3 (07:30):
First off, you got on your Lions sweatshirt. Let's start there.
And now, even though we didn't win last night, you
were there to support.

Speaker 1 (07:36):
Yeah. Well, I was watching and made some bad calls.
But anyway, I won't I won't go you will not
labor the point.

Speaker 2 (07:45):
I'm not gonna go to that.

Speaker 1 (07:47):
But yeah, yeah, my team played last night and they
played against the Eagles.

Speaker 2 (07:53):
They won't but anyway, and and we keep on moving
we do. We do fun movie.

Speaker 3 (07:58):
Did anybody see that Eddie Murphy? Did anybody see that
Eddie Murphy special?

Speaker 2 (08:01):
I can't.

Speaker 3 (08:02):
You haven't seen it?

Speaker 2 (08:03):
I want to see it.

Speaker 3 (08:04):
I want to talk about it. I saw it. I just.

Speaker 2 (08:10):
You are.

Speaker 3 (08:10):
I'm an Eddie Murphy fan. I mean I'm a fan,
but I'm he seems very interesting. So I just want
to know your all thoughts about Eddie. Just wait to
see it. Yeah, I just haven't seen his personality. Well
all right, Well today I want to talk about on
my soapbox. I want to talk about burnout famous so box.

Speaker 1 (08:30):
Let's talk about you asked me, and I'm just gonna
stay on Saturday. Going on College, we had uh uh,
attorney Monika you you appreciate that we had some new
pledge that I was, well, we were Yeah, I was
at the initiation. Congratulations the chapter on lamar and On College.

Speaker 3 (09:00):
Congratulating the Delta Sigma New News son of Delta signated
lemoyna On College that all support our HBCUs made those
young ladies thrive in the future endeavors.

Speaker 4 (09:13):
Yeah yeah, yeah, how many young ladies?

Speaker 2 (09:16):
It was nine?

Speaker 3 (09:18):
Oh, the divine nine.

Speaker 2 (09:22):
That's you made the name.

Speaker 3 (09:23):
Can we do we announce it? Attorney Johnson, she chartered
a new chapter of Alpha.

Speaker 4 (09:29):
Alpha Kappa Alpha Incorporated here here Memphis. Yes, the zip
code is three eight one one five and three eight
one one nine.

Speaker 2 (09:37):
Those are the areas that we're serving and.

Speaker 4 (09:40):
Our newest chapter chapter. It is our fourth and our
newest chapter. Excuse Delta Zeta Omega.

Speaker 3 (09:51):
Congratulations.

Speaker 4 (09:52):
Yeah, her name is in August And I just got
my history book. It's it's really exciting. I want to
save it for my rand order and hopefully one day legacy.

Speaker 2 (10:04):
Yeah. Oh that's fabulous, Yes for y'all.

Speaker 1 (10:06):
Yeah, I thought about you, Attorney Monika Friday. Before lies,
I was at Rusty, you know, at the Presidential Gay
Love for their Founder's.

Speaker 2 (10:19):
Day and our new president and our new president, doctor H.

Speaker 1 (10:25):
Johnny Moore, and it was simply fabulous and saw some
folks that I was in school with and saw some
of my students that I was there with. But it
was really it was really nice to Presidential Gaylor and
saw some people that I had not seen.

Speaker 2 (10:41):
In a long time. Wow.

Speaker 1 (10:43):
And they gave out awards and this is what Attorney
Monika Attorney Ursula, So I was there to MC.

Speaker 2 (10:52):
Then I found out.

Speaker 3 (10:54):
You were getting an award.

Speaker 4 (10:56):
You shine, No wow, reason I fell.

Speaker 1 (11:03):
It was it was me and Anita Ward mis ring
my bell.

Speaker 2 (11:08):
We were presented the Star Award. I love it. What
I didn't you didn't tell you. I'm supposed to be
here to love it, all of your flower. But it was.
It was real.

Speaker 1 (11:21):
And then and and getting it from my alma mater.
So another one, another one from them because years ago
I got the Ambassador Award us.

Speaker 2 (11:31):
But it was good.

Speaker 3 (11:32):
It was good.

Speaker 1 (11:33):
Uh, Howard hewittt was good. There was a special guest.
Oh wow, yeah, Howard was good. And and then he
care I said, well, you know, Howard, I still have
that picture.

Speaker 2 (11:46):
I'm sitting in your lap.

Speaker 1 (11:48):
And then he came over and he said, well I'm
sitting in your left.

Speaker 2 (11:57):
Yeah. So it was good seeing him.

Speaker 1 (12:00):
And and Casey who's musical director who wrote my theme song.
Oh yeah, so Casey plays the keyboards and stuff, and
Gary going.

Speaker 2 (12:09):
So it was good. It was good.

Speaker 1 (12:11):
And and you appreciate this tourny Monika. Doctor Lampley got
a award, yes, doctor Paul Lampley and.

Speaker 4 (12:20):
And and oh wow, well they both deserved. I mean
they have devoted their lives to that institute.

Speaker 2 (12:29):
Yes, they had.

Speaker 1 (12:30):
And I remember when I came as a freshman, a
Fanny was she was a secretary in the deans.

Speaker 2 (12:37):
Of Oh wow, but you went on.

Speaker 1 (12:41):
But anyway, we're gonna get to So I just wanted
to say that because I know your Russ dyed and
it was so good and and and.

Speaker 3 (12:48):
And salute to you and congratulation.

Speaker 1 (12:51):
And I had him laughing, Attorney Monika, because I said, well,
doctor Moore when he came, I interviewed doctor Moore, y'all
and he came to the studio and he told me,
I thought.

Speaker 2 (13:01):
You was an old woman.

Speaker 1 (13:03):
What I said, No, I said, doctor Moore, I'm a cougar.

Speaker 2 (13:11):
That just fell out.

Speaker 3 (13:12):
But they did.

Speaker 2 (13:13):
It was it was. It was a nicey bit and
UH had a good time. Good for you. I'm glad.

Speaker 1 (13:19):
And when I saw the I told him I had
to be back in the daytime because they've had a lot.

Speaker 2 (13:24):
Of new things. Well, really the campus is.

Speaker 1 (13:28):
I didn't recognize that well from when I was going
to Yeah, and even when I was teaching there, because
I told her, I talked that for eight years, so
it looks different.

Speaker 2 (13:39):
They're growing.

Speaker 3 (13:40):
Oh wow, that's good. To see the rest of college
is growing and the support is growing too. Yes, and
especially they're going to reboot not the Cosmic show. What
came after Cosmic Show? Different Different World? Yeah, so different World.
That's exciting because I distinctly remember I was I always

(14:01):
had to go to an HBCU because my parents were
HBCU fanatics. But I remember when A Different World came out,
everybody then jumped, you know, it just it re energized
the HBCU movement. So I'm glad to see the RUST
is making additions over there, and they y'all tracked them.

Speaker 2 (14:21):
I said, I'll be back in the day.

Speaker 3 (14:23):
And where is Rust?

Speaker 1 (14:24):
Holly Springs, Mississippi. I had to say it, like Annie Ruth.
Annie Ruth says, Holly Springs, Mississippi.

Speaker 2 (14:33):
I love it.

Speaker 3 (14:34):
So if you have a rest oh, what's the name
of her restaurant?

Speaker 1 (14:38):
Do you have?

Speaker 2 (14:39):
Anny?

Speaker 3 (14:40):
So, if you have a child in high school and
it's considering college, definitely consider RUSS collegees in Holly Springs.
About how far is it from Memphis, I.

Speaker 2 (14:49):
Don't know, maybe forty miles okay at.

Speaker 3 (14:51):
The moment, So you could keep your child close to home,
let him check out. They are either Lemoyno in college.

Speaker 1 (14:57):
Yeah, that's right, there are surrounding absolutely russ Lamoyn and
in Jackson, Tennessee.

Speaker 2 (15:04):
Lane Lane College, Okay, Tennessee.

Speaker 3 (15:07):
And is you APB. Is that a black school or no?
It is okay University of Arkansas, Pine Bluff. All right,
So we got our options.

Speaker 2 (15:17):
Guys got option.

Speaker 3 (15:19):
All right, soapbox, let's talk. Let's talk about something that
is near and dear to my heart. You know, oftentimes
we'll have these little symptoms that things will come up
and we don't know what's all going on. You know,
you become a little bit more tired. You're feeling overwhelmed
and you know, easily irritated at work. Things that usually

(15:41):
don't frustrate you are now frustrating you. And you're snapping
a little bit sooner. It's almost like you can't control it.
You're coming more hopeless. You're like, this is a daddy
and job. The teams aren't working together. Everything that we're
trying is just not working. The boss is still being demanding.
You don't see any any increase in pay. And then

(16:02):
you start doing what it started, brain fog. You're forgetting
the smallest things. You know, your child get out of
school every day at the same time. But yet you're
late because you keep forgetting right. It's a foggy way
to try to concentrate, trying to make decisions. You're starting
to have headaches, but you're thinking you're not really knowing

(16:22):
that all of these things, to be honest with, you
are working together. A little more muscle soordness, little stomach issues,
maybe even a headache. Can't really sleep as much as
you did, maybe only a night or two, changing your appetite,
you know, it's just some little changes. Maybe you need
to drink a little bit more to help you sleep.
Let's be honest, we will say, let me have another

(16:43):
glass of wine. Maybe that's what I need. But all
of this kind of adds up, right, So if this
sounds like you you're not lazy, you know it's not.
Don't be too hard on yourself. What you could be
dealing with is burnout. Right. Burnout occurs when everything that

(17:04):
you're putting into a thing, the benefit of what comes
out of it is not as great. So for right now,
we're all working, many of us are still in a
nine to five or entrepreneurs, and the money that we're
making is not going as far as it has in
the past. Therefore, we are becoming burnt out at work.

(17:25):
We're working every day, all day the even more hours
than we have in the past. They're laying off, putting
more demands on you. The money is the same, and
you halfway understand that the employer can't necessarily give you
a raise because the money isn't there. But at the
same token, you're having problems. So what does that mean?
You're more than likely in a burnout phase. Not to

(17:47):
mention everything that is going on in society right now,
with our economy as well as the decisions that the
people in leadership are making. It's the benefits are just
not there. Even if you're a Trump supporter, some of
them are becoming burnout because of benefits that they thought
that they would receive from the man being in office.
They're not so needless to say, this level of constant

(18:09):
stress you being on for too long, plus the crushing,
exhausting that your body and soul is under, and then
you add on top of that you stop caring about things.
That is burnout. So then how do we recover from that?
Let me emphasize one thing, burnout recovery is a process
to recover from burnout. It is a process. You have

(18:31):
to give yourself permission to take small steps. You did
not get here overnight. You're not going to be able
to get out overnight. A lot of things that I
recognize about life, to be honest with you, is suffering
and we have to really get comfortable with the suffering
because on the other side you can find moments of
joy but deep contentment. So back to the point. So

(18:53):
I have about eight steps how to get out of
out of burnout. Number one, you need to name it.
Call a thing a thing.

Speaker 5 (19:00):
Right.

Speaker 3 (19:01):
If any of these symptoms are wrong true, then that
is burnout. Next, take something off of your plate. You
may feel like you can't take a thing off of
your plate, but I'm here to challenge you and say, oh,
yes you can. You need to look at that thing.
Do not look at your life from a limited belief.
You need to write down all of the activities, all

(19:22):
of the things that you have to do and see
if you can neither delegate or remove readjust you need
to do something. You need to be able to see
if one commitment, just one commitment that you can either
pause for a little while, cancel, or delegate, what can
you do right now? Instead of saying yes, what can
you do? You need to also consider bedtime. Right with

(19:44):
something that's going to give you at least seven hours
in bed, you need a full night of rest, a
full night. Need to consider about doing small things. This
is number four, doing small things that energize you, and
you have to figure out what that is for you.
For me, going to Hoover, Alabama and seeing the beautiful
trees and taking the height, that was an amazing time

(20:06):
for this weekend, right, and when I get back at work,
it's just stress already there again. So that's what I
mean by this is a process. So that means I
have to take a step back again after the show,
I'll take half day. Let me figure out what I
want to do so that I can refiel my tank.
That may also mean taking a short walk. A lot
of times people do not realize how great exercise is.

(20:29):
You think, okay, and I'm just gonna be honest. You
think smoking weed, you know it's gonna take the pain away.
What does the lung say, I'm gonna smoke it away?
You know you're gonna do all of these things, but
really be honest, with you. You need to move your body.
You need to move that energy out of your body,
otherwise you're just constantly masking it. The next thing you
need to do is tend to your body, sleep, food, movement. Right,

(20:50):
that's number five. Number six, do not suffer in silence.
Monika is my best friend. For a reason. You need
to talk to a friend, a past or, a mentor
just some one that you can trust to be able to,
you know, get you over this particular hurdle. Licensed therapist,
you know, I always suggest a great therapist, someone who

(21:11):
is smart, someone who can to help you, because not
all therapists are created equal. So what I'm sharing today
is for education. It's not a diagnosis. I want to
be very clear on that. If you're really struggling, especially
with depression, our thoughts of harming yourself, reach out to
a professional or a crisis line immediately, because this type

(21:31):
of burnout can easily plummet into a deep depression and
you want to make sure you get yourself out all right. Next,
re examine your life, pacing your expectations. You are not
a machine. You are human, Okay, So that means that
if you're trying to live at a pace that your body,
your finances, your schedule cannot sustain. You need to ask yourself,

(21:54):
where are you? Why are you trying to do everything
for everybody? What would it look like if you did
eighty percent less instead of one hundred and fifty? And
I mean that what could you write down on a
piece of paper something that you can temporarily or permanently stop.
You need to figure that out and to close out.
If you're listening and you're exhausted and your body, your mind,

(22:17):
your spirit, you may be dealing with burnout. You are
not weak and you are not alone. Your body is
simply telling you that something has to change. Start small,
say no to one, say no n oh to one thing,
Rest without guilt, step outside and breathe, Talk to someone
you trust. Burnout is not the end of your story,

(22:39):
but it is a signal that you have to listen,
to honor and give yourself to permission to heal. So
with that said Attorney Johnson, and bev, do you have
anything that you do when you're feel in a little
bit overwhelmed from life or work or you know, just
what do you do to kind of let go to music?

(23:03):
Music is the one thing that's transformative. It can take
you from this place to another place. So music is
actually great.

Speaker 2 (23:10):
Yeah.

Speaker 3 (23:12):
Music will change your brain waves. Yeah, it calms me down. Yeah,
and it can hype you up and get ready to
come to you need a little motivation. Yeah, music is good.
Music is good. What's sure is mo?

Speaker 2 (23:26):
What are you doing well?

Speaker 4 (23:27):
When you were when you were talking, when you were
on your soapbox, it made me think about a recent
panel that you were on with one of our former
powerhouse politicians, miss uh to one Stout Mitchell, and you
all were giving advice to two women in particular on

(23:51):
this panel, and I remember her saying that you have
to find beauty and every day you have to find
something or carve out time for you to do something
that you enjoy, that you love, even if that's you know,

(24:11):
thirty minutes within the day. And so my thought ever
since I heard that, it just made sense to me
because I look at my to do list sometimes and
it is overwhelming. You know, I have something to do
for everybody else, and there's there wasn't any time carved

(24:34):
out for me at all, not even you know, for
my nails, which sometimes I'll sneak and go and get
done and so now I am intentional about carving out
me time, you know, self care, those things matter, you know.

Speaker 2 (24:50):
In order to continue to.

Speaker 4 (24:52):
Give out in the way that we do, especially as
caregivers and as women, then you have to be poured
into and sometimes it takes you to pour back into yourself.

Speaker 3 (25:04):
I think that that's critical, and I think it's important
to remove the crazy, you know, like if you have
a I was married for twenty years, so yeah, you
didn't know that. Yeah I didn't know it was twenty years.
Monique was as well too, both of us.

Speaker 2 (25:20):
Yeah, yeah, yeah, I did.

Speaker 3 (25:22):
You did ten right, Yeah you did a decade.

Speaker 2 (25:24):
You did your time.

Speaker 3 (25:27):
But so what I'm about to say, I just wanted
to say. I'm not speaking from inexperience here, but I
think it is. It's it's it's it's difficult to be
burned out at work and then come home to a
spouse that burns you out as well.

Speaker 6 (25:42):
You know.

Speaker 3 (25:43):
I think that in this in today's time, it is
really important to sit down with a person that you
love and say, hey, we got to talk. I mean,
I don't know our way up out of here, but
you know, let let's go hire a therapist instead. Of
going out on the weekend and balling out or you know,
like I'm serious, I would cut back in every area
possible to go and find a great marital therapist, you know,

(26:05):
or at the bare minimum, call in on the days
listening on the day. Do you still have the therapy days?

Speaker 2 (26:10):
Bev?

Speaker 3 (26:11):
When people call in doctor Harper.

Speaker 2 (26:13):
This is Jeffries.

Speaker 3 (26:15):
Yeah, I would. I would call up here on Doctor Harper,
in doctor Jeffers' days and have a conversation about Merriti
therapy because it has to be very difficult to be
married to someone who doesn't bring you any pieces. I
cannot imagine. I cannot imagine we talk about that.

Speaker 1 (26:30):
Well, yeah, with doctor Jeffries, and we we always talk
on Fridays.

Speaker 2 (26:35):
It's a relationship day, so we talk.

Speaker 3 (26:37):
Listen. You all need to call up here on Fridays,
disguise your boy or email BEV. But I encourage you
because I'm not saying that you should get a divorce
or you should break up. But what I am saying is,
don't stay in a raggedy don't don't stay in a
in a situation that's not beneficial for the both of you.
You are meaning work on it. Actually call up here,

(26:57):
get some get some therapy advice, find out a professional referral.
But whatever it is, go to YouTube, whatever it is,
try to figure it out. And fellas if you're on
this whole thing that they have on his YouTube where
a woman must only do what you need for that
woman to do, and she doesn't have a voice like
at all, I'm not saying that she cannot defer. Okay,

(27:21):
let's make a great distinction before all y'all get on
your soul box and y'all want to call me. I
understand it within a marriage that there or anybody like,
even in this room where we are right now, someone
has to make the final decision. Right, So it's three
of us, so you know, I may want chickens, she
may want shrimp. You may want some collegreens and all vegetables.
So somebody has to make the final decision. But what

(27:43):
I am saying is we should take all parties decisions
into consideration. That's what makes a good leader. Right. If
somebody say, okay, so you want stay, she wants shrimp,
we're gonna go to you know, to a place that
has both. And so when you are, when you are
as the man, if you are a quote unquote the leader,
then you need to really analyze your leadership skills meaning

(28:05):
I'm not saying that insulting, meaning where is your level
of expertise? Right? Then that's where you capitalize on. But
if there's another area that is not your expertise, it
is strong leadership to defer to the person who has
the subject matter expert and get their wise counsel and
then come back incure. Well, not if you're insecure.

Speaker 4 (28:27):
And so I think one of the things that we're
talking about the relationship. No we're talking about, you know,
relationship counseling. But sometimes you have unwilling participants. You know,
you have parties that you know, I do want you
the one that has the problem. What I'm going to

(28:50):
encourage is if you have that, because you're still an individual,
work on self, because.

Speaker 2 (29:00):
Fourage to do what you need to do.

Speaker 1 (29:02):
In that matter of fact, Friday that doctor Jeffery says, no,
if that party does not, you work on yourself.

Speaker 2 (29:11):
I love you first before you could love anybody else.

Speaker 3 (29:14):
You know what the okay, you know what I sometimes
let me when people tell you to work on yourself,
let me just say this, A lot of times you
don't know. I didn't know what that meant, right, okay,
And but I will tell you this, it's worth leaning
into to figure it out. So if you're sitting there
like work on yourself, what you mean like I go
to church, I pray like cause you literally do not
know what it means. And then what I would encourage

(29:36):
you is call up here on Friday and ask sart
to Harper or either YouTube. What did doctor Jeffries I apologize?
To get some real life what does it mean? What
it means for me is okay, Oh, I got triggered
when I'm making this up. You know, I got triggered
when Monika said, you know, when she stepped on my toe.
I overreacted. I went off and she looked at me like,

(29:57):
oh wow, I'm sorry, it's just to toe. And then
I I need to figure out why do I get
triggered by someone stepping on my.

Speaker 2 (30:03):
Toe exactly right exactly.

Speaker 3 (30:06):
And then the therapist will be like, well, you know
when literally a therapist will say this, when was the
first time you ever experienced that? And then I'm like, oh, well,
my mom stepped on my toe. Okay, well how old
are you?

Speaker 5 (30:16):
Oh?

Speaker 3 (30:16):
I think I was maybe like seven, Well that was young.
How often does she step on your toe every morning?
Your mother stepped on your toe every every morning? Yeah,
that was abuse, you see what I mean. That didn't
happen to me. But I'm just saying that's the way
working on yourself looks like. So sometimes you can do
it by yourself with YouTube, which our Lord knows I

(30:39):
did a lot of that. But then sometimes you need
a therapist. Yeah, you know, so I just you.

Speaker 1 (30:42):
Do you do And a lot of times, well most
of the time, things begin in our childhood, absolutely, and
so we have to go back and think what happened, right,
and why I am like this today, because there are
some things that that happened in your childhood, right.

Speaker 3 (31:02):
I was watching this lady on YouTube. They said that
she was a narcissist. But I didn't agree at all.
I'm not a therapist, but I did not agree at all.
The daughter, this is a trigger warning. The daughter had
been molested, and so she was expressing that to her.
She was an adult now and she was telling her mom, Hey, mom,
when I was young, your boyfriend molested me. And then

(31:24):
the mom, the mother was on the show, you know,
So the mother had this blank. Oh, and I'm sorry.
The back up, so the daughter was like, Mom, you
remember when I told you about your boyfriend molested me
and you just didn't do anything about it. Right, So
now they're all adults. So then the mom, still with
this blank stare, was like, that's because I can't do
anything about Nobody helped me, so I can't help you.
And so they said that she's a narcissist. I personally disagree.

(31:47):
I think I believe the exact words she spoke. She's
she she seemed like she had limited mental capacity, and
that she spoke to truth is I don't know what
to do. You came to me with a problem that
I am still struggling with in my sixties, and you
it happened to you. I couldn't help you then, and
I can't help you now because I never had any help.

(32:08):
I believe that, lady. And so then that's when it's
time for you to work on yourself. Because mom didn't
get the help that she needs. It doesn't matter if
she had narcissist or not, because it's really about focusing
on yourself. You get it. So even if it is
an issue that you had with your mother, because that's
a horrific thing to be violated, to talk about when
you're a child, get it ignored, and then get it
ignored again when you're adult. Good lord, But that's when

(32:29):
it really is time for you to work on yourself
and get healing for yourself. So I'm in agreement.

Speaker 1 (32:34):
I'm smiling because that was the same thing in the
movie Princess.

Speaker 3 (32:37):
Oh oh was it? Oh the mom, Oh the mom
and she didn't help precious, precious, precious precious.

Speaker 1 (32:47):
Oh.

Speaker 3 (32:48):
I didn't remember. That was such horrible it was.

Speaker 2 (32:51):
But that's the same scenario.

Speaker 3 (32:53):
What were you going to say?

Speaker 4 (32:55):
I was going to say, even if we're not talking about,
you know, trauma, which it's hard to get out of
this life without it. But even if we're not talking
about that, you know, if we're just talking about mental
health and mental health diagnoses, you can really learn about

(33:15):
yourself and it will make sense to you. For instance,
I have a daughter who is attention deficit. She suffers
with ADHD. I have recently been diagnosed with attention deficit,
which you know means I lack focus sometimes. And learning

(33:37):
about the diagnosis and meeting with someone, I've learned so
much about myself like, you know, why do I get
overwhelmed or nervous when the clock is ticking or when
people are talking about time, or why, you know, am
I always late? You know, I'm trying not to make
excuses because you can get up on time, you can

(33:58):
do all these things. And I learned that there's this
such thing as time blindness with people who.

Speaker 2 (34:05):
Have attention deficit. And then they explain what that means.

Speaker 4 (34:08):
And then now that I know that, Okay, what do
I need to do to cope with this issue? I
need a clock in every room. Didn't even realize I
didn't have a clock in this room. You know, I
need to always be just look back, you know. But
now I understand it's not just me being rude or
you know, not meeting you know, my friends on time.

Speaker 2 (34:28):
It is really at the.

Speaker 4 (34:30):
I don't look at time. I don't look at time
the same way as a normal brain may look at time.
So those things and that's just me being transparent. But
those things can help you in life when you learn
about yourself. So now that I know that about myself,
I'm not necessarily going to attach to someone who's going

(34:52):
to you know, create anxiety or you know, do the
opposite of what I'm trying to.

Speaker 3 (34:58):
You want to you want to be with someone who
can be supportive of who you are, of good and bad.

Speaker 2 (35:03):
Good and bad.

Speaker 3 (35:04):
That's right. I think that's that's critical. I remember once
I went out on a date with a guy and
I'm hard of hearing in one of my ears, and
I said, hey, can you speak up? I can't hear you,
and man, I swear he talked low that whole day.
I was like, you know what, this will be our
that was our last date, because that's a different level

(35:26):
of evil. He ended up texting me later and said,
I'll make sure I always speak up in the future.
You will never get another chance with me again. But
I can be I can now. Look, that was not
part of the soul box. I can't. I can't have
hard rules like that because I just explain, I believe
this is my personal belief. I'm not a therapist. I
believe certain characteristics is an indicator of something more in

(35:50):
the future. You understand. And so if something doesn't cost
you anything, and I ask you to refrain from doing
it or doing it and you don't, you know, it's
a special kind of you know, that's the different type
problems I'm not about to deal with in my life,
so I would walk away from a situation. But I
just want to have that that Ted talk. I just

(36:11):
want to have that soapbox about burnout and that's recovering.

Speaker 4 (36:15):
And just please find a piece of joy in every day,
every day, be intentional about it.

Speaker 3 (36:21):
Yeah, and then and burnout can happen even with caregiving.
You know, like a lot of us are beyond our
grandmothers and great grandmothers are beyond child rearing ages. And
you all now have to raise another child or take
care of a parent who's aging. And you know, y'all
senior citizens, y'all can get feisty. So as as the
children take care of adults, it can be hard. So

(36:44):
just make sure that you take care of yourself.

Speaker 1 (36:47):
Good soapboxed, Thank you. We will break and the sisters
will come back. Just tell us what's on their agenda.
I love the soapbox. You can talk to Attorney Ursula Woods,
Attorney Monique Johnson nine zero one five three five nine
three four two eight hundred five zero three nine three
four two eight three three five three five nine three

(37:10):
four two will definitely get you in to us. And
if you have a question for them, you can't call.
Email me Bev Johnson at iHeartMedia dot com. You're listening
to the Heart and Soul of Memphis w d i A.

Speaker 7 (37:42):
Don't go away the Bev Johnson Schill returns after these messages.

Speaker 2 (37:58):
Your mind.

Speaker 1 (38:03):
I'm telling you to I'm betting so welcome back to
w d i A the Heart and Soul of Memphis.

(38:25):
We are talking with Attorney Ursula Woods, Attorney Monika Johnson. Ladies,
I'm going to the phone lines to talk to Norman. Hi, blatastic,
Hey Bell, how are you doing.

Speaker 2 (38:37):
I'm blacktastic brother today. How about you?

Speaker 8 (38:41):
Bell said, I tell you what I'll tell you. What
I'm so excited about is that you got two Blacktastic
sisters sitting up there in out living room.

Speaker 2 (38:51):
Yes, I do, I do, I do.

Speaker 8 (38:53):
Man, I love those sisters.

Speaker 9 (38:55):
Sisters.

Speaker 5 (38:56):
How you're doing?

Speaker 3 (38:57):
We're doing well, mister red Wing. How you been doing?

Speaker 8 (39:00):
Man?

Speaker 6 (39:00):
Man?

Speaker 8 (39:01):
I just I just love y'all. You just don't know.
I'll be so happy when you come on because you
bring so much joy, you bring so much wisdom. We
are inspired by you. And what I love so much
about you is y'all y'all real, you're transparent, you're real
or even with your personal lives, and man, you know
that's that's you can't get no better than that, especially

(39:23):
with people who are crying out for love, justice and mercy.
Those of us who are hurting. We need a voice
like yours, like theirs, like doctor Jeffery, like doctor We
need to hear from you because so many of us
in need, you know, and we need that emotional, spiritual
and social uplift. We need all of that, and y'all

(39:43):
bring it to the table. You really do.

Speaker 9 (39:47):
Question.

Speaker 8 (39:49):
I want to answer your question. Here's here's some things
that make me happy and I can relax. And y'all
might not agree with you. Somebody have you know, may
frown on this. But you know, when I was a child,
I love I loved carnivals. We used to go bell
You probably remember this, we probably be remember this. What
it was called a Black Carnival, which was right there

(40:09):
with where the church park is now. I lived, my family,
We lived right there where the Fed ex Form lived
what was called rock Child Flat.

Speaker 2 (40:17):
You know what that was called Norman, Yes, sir, Cotton Carnival.
It was the Cotton Carnival.

Speaker 8 (40:24):
Yeah, back in the day the cotton that's right, and Bell,
I lived right in front of it, and I used
to watch. I used to stand there and watch it.
Didn't have money, but I always wanted to go. Oh
my god. And then I got to the point where
I was able to go in there even than I
though I couldn't spend much. I just loved being in
there was just amazing feeling. And Bell, do you know

(40:46):
at the same time of weekends, I would go down
to the New Days in theater because we lived rock
through from it. Those were the time that I spent
quality time with myself as a child. But do you
know what, Bell, today, I do the same thing. I'm
six to five now, and I still when I want
to fend qual the time with Norman red Wing and
I go to a movie by myself, and if there's

(41:08):
a cornole or a fair in town, I go by myself.
Even though at some point I take my children and
other children, I go to enjoy myself and there it
still works after all those years. But also this is
this is one I can't quite explain, and that is
when when I'm like right now, I just deliver the
families and food. When I leave from doing that and

(41:31):
I turn on my music. Bell, I get the most exhilarating,
wonderful feeling in the world. And I and that's been
for so many years. The idea of being able to
help other people and see a smile on their face
for some reason other it just relaxes and give so
much joy. And I can't explain it, I really can't,
but I love doing it and I get so much
joy out of it. Those are the kind of things

(41:53):
that relax to me and really really helps me to
deal with my day sometimes from one stop right to
the next. Bell, but I listened to the soft jazz music. Man,
I still listen to Christmas music.

Speaker 3 (42:05):
You know.

Speaker 8 (42:06):
There are things that that makes me so happy that
I did when I was a child. I still do
the day and it still work for me. So anyway,
and then I love spending time with my children. Uh,
my children come spend the weekends with me in it
just I just have a wonderful time. We live in
my own child, in my own life, few other children
and my own children. So anyway, that's just what works

(42:26):
for me. And latest again, I love it when you
come on because you bring so much When what you
call it your box. Uh man, I think I look
for that more than I look for anything else. I
really mean it from the bottom of my heart. And
I say with a child's heart. You just don't know

(42:48):
how much that touches my heart. And I'm sure that
many others you feel the same way.

Speaker 1 (42:54):
That.

Speaker 8 (42:54):
I love you all. Thank y'all so much.

Speaker 2 (42:57):
You safe out there, douinly D. I a unforgettable and.

Speaker 9 (43:04):
Unforgetful.

Speaker 2 (43:06):
Hey, I'm doing well, unforgetful in you.

Speaker 10 (43:10):
Hey, I'm doing wonderful. I just want to show a
little couple of things out and okay.

Speaker 2 (43:17):
You want to do what now?

Speaker 10 (43:19):
I just want to say that you know what they
were talking about early when you burn out. Yes, I'm
gonna be honest with you, Miss Johnthan and you ladies.

Speaker 8 (43:32):
You know when I'm burnt.

Speaker 10 (43:32):
Out, you know, when I'm in that divings in my life,
I always just run through my heart and try to
sign that light in there to guide me through this out.
You know, the creative. It's a wonderful thing when you
have that hot line with them. So that's my way
out of everything.

Speaker 3 (43:50):
Faith, that's good, hope is good. Thank you for sharing.

Speaker 1 (43:53):
Thank you, unforgetful appreciate your Hey, father, Hey, how you
doing girls? I'm doing well father, than you, Oh.

Speaker 10 (44:04):
Doude really real wondering like I won't just say I'm
eager to talk.

Speaker 9 (44:08):
I'm glad you got here.

Speaker 2 (44:09):
Were good. What do you have to say, father, Well.

Speaker 6 (44:13):
I got really a compliment for the ladies.

Speaker 10 (44:16):
Only A lot of women don't have good steps like
I appreciate it.

Speaker 9 (44:21):
You know what I mean.

Speaker 2 (44:22):
I know what you mean, father, They have good sense.

Speaker 9 (44:26):
Yeah.

Speaker 6 (44:27):
I tried to get both of y'all one hand, uh
to be some companions man.

Speaker 2 (44:36):
Father, Yeah, you know ladies.

Speaker 1 (44:38):
But father, you said they are already taking Yeah, both
of us.

Speaker 3 (44:44):
Have been there lazy in the long term too. I've
been in mind for three years. I think, what did
you say, father?

Speaker 8 (44:51):
I told me, Hey, that was really good that you
told a guy.

Speaker 6 (44:55):
Hey, man, look you want.

Speaker 3 (44:56):
To take me out.

Speaker 8 (44:56):
I'm not gonna die hearing the right.

Speaker 2 (45:02):
Can you imagine sitting there to man talking lo and
you just know he's being even purpose you say.

Speaker 3 (45:11):
You have no idea?

Speaker 2 (45:13):
Father, Say you you were not going to buy here?

Speaker 5 (45:15):
Name?

Speaker 2 (45:16):
Do you hear me?

Speaker 3 (45:17):
Just to go out with you?

Speaker 2 (45:18):
You right? Father?

Speaker 3 (45:19):
You don't need a hearing that though, if anybody want
me to sponsor their hearing A thank you, all.

Speaker 6 (45:31):
Right, but one day, well we'll meet.

Speaker 2 (45:38):
Yeah father, okay, father, imagine that. Okay, I love that.
I'm said you were.

Speaker 1 (45:46):
Not going by here, nig okay, all right, all right, ladies, Yeah,
well why you get that? Let me do this on
the break, all right, and we'll come back and we'll
come back.

Speaker 3 (45:55):
And start talking about chapter thirteen, how to stop four clubs,
evictions and garnishment. That's what we're gonna talk about.

Speaker 1 (46:03):
Say hey, I love it. I love it. Sounds like
a winner to me. If you've tuned in. The ladies
are here, the sisters I call them, Attorney Ursula Woods,
Attorney Monika Johnson, and me, I'm BEB Johnson as we
get ready to go to the other side of the

(46:24):
BEB Johnson Show right here on w d i A.

Speaker 7 (46:49):
Whether you're in Arkansas, Tennessee, or Mississippi, on Facebook, Twitter,
or Instagram, thank you for listening to The BEV Johnson
Show on dou W d IA Memphis.

Speaker 3 (47:16):
Bell doesn't show Bell talking time with this talking and
home away, how you go?

Speaker 2 (47:25):
You go? Son't getting ready to go in time?

Speaker 3 (47:30):
Just show that show.

Speaker 2 (47:34):
Let's go bell, don't will you make your ody bright
here wrong?

Speaker 11 (47:41):
Do you d.

Speaker 3 (47:44):
Listen to?

Speaker 4 (47:45):
What to pay?

Speaker 3 (47:47):
You know it's time of the bet Just show tap
of the Buntain show like let's go.

Speaker 1 (47:55):
We are rocking and rolling on this Monday, November seventeenth,
twenty twenty five.

Speaker 2 (48:01):
Enjoy this fabulous day.

Speaker 1 (48:02):
Today we're rocking and rolling with the Attorney's Attorney Ursula
Woods Attorney Monika Johnson before I get to the ladies. Yeah,
you know coming up on Friday, it's the seventy seventh
anniversary of WDIA.

Speaker 2 (48:18):
Let me tell y'all, the platinum.

Speaker 1 (48:20):
Is sold out, the VIP is sold out, Reserved seating
is sold out online, general sold out. But but there's
always a butt. Right now, you can get forty dollars
tickets cash only. Cash only can be purchased right now
at A and R barbequ at thirty seven twenty one

(48:43):
Hickory Heel. That's A and R barb Q thirty seven
twenty one Hickory Heel until four o'clock forty dollars cash only.
That's general seating cash only today today, no TI tickets,
No tickets will be sold at the door. It's not

(49:04):
a clear bad policy and garage parking connected to convention
center will be ten dollars. So yah know that, So
you know what's going on.

Speaker 2 (49:14):
I told you so.

Speaker 1 (49:14):
If you want a ticket, going to get you that
forty dollars cash only. A and R bar b Q
thirty seven to twenty one Hickory Heel until four o'clock
this evening until they sold out. All right, thank you,
thank you, Thank you all of us to help make
us have a fabulous seventy seventh anniversary on Friday.

Speaker 2 (49:36):
Looking forward to that. All right, ladies, you can rock and.

Speaker 3 (49:42):
Roll if we're ready to rock and roll. All right.
First off, I want to encourage everyone that if you're
facing an eviction or if you're facing a foreclosure our garnishment,
meaning that you're about to lose your house, you're about
to lose your apartment. You know they are. The report
man is calling. You're hiding your car, you're trying to
take your things out, you have questions. This is the

(50:05):
show for you. This is specifically for people who are
behind on their payments with things that they want to
keep house, car, apartment. Right, So, first we're going to
talk about the things that you can do for free.
The things that you can do for free to be
able to get some assistance. Number one, if you have
a lawsuit that is against you and you need to

(50:26):
and you've lost that lawsuit, and now you have a garnishment. Right,
so you had a creditor, you owe that creditor money,
you did not pay that particular creditor, and now that
creditor is filing a lawsuit against you. You do not
go to court, or either you or or you go No,
let's start with you don't go to court. If you

(50:47):
don't go to court, then automatically, automatically you're going to
get a judgment against you. When you get that judgment
against you, that particular judgment will be a lean against
you that will last for ten years, right for ten years,
and that also means that they that your paycheck can

(51:08):
be garnished. So I want to say that to say
make sure that you are careful about getting those judgments
against you. And even if you do get a judgment
against you, if you get a garnishment judgment against you,
what you can do to stop that garnishment is simply
get a stay on garnishment. Get a stay on garnishment.

(51:31):
This is something that can occur at the courthouse, or
you can prompt it online and Shelby County that is
an option. You can check into the counties in which
you live to find out what those options are. So,
if you're facing a garnishment, one of your free options
is to get a stay on your garnishment and then
that will stop a garnishment from being taken from your paycheck.

(51:53):
If you do not get a stay on your garnishment,
then the creditor can take up to twenty five percent
up to twenty five percent of your paycheck. And also
a lot of people don't know this, but a creditor
can come knocking on your door and take items out
of your house that equal the debt that you owe.
So they can come to your home and say, I'll

(52:15):
take your TV, I'll take your computer, I'll even take
your living room furniture because this equals the five thousand
dollars that you owe me. And when that happens, then
that means that you open the door. Now they have
that they can take your assets to pay that debt.
So to put a stop on any kind of garnishment,
you need to apply for a stay on garnishment when

(52:36):
it comes to repossession of your car. The best suggestion
that I would have for you is to call the
creditor and let them know that you want to work
out a plan. Let them know when you will be
back on your feet, when you will be able to
make those payments, and try to make payment arrangement for
those deririges that are good for you. Now you may
say ear Slide called and it didn't work. Well, I

(52:58):
got something for you, But right now I'm just trying
to get people their free options. Call the car company,
work out a plan for your rearges, meaning all of
your mispayments. See if they will reduce to interest rate.
Just see if you can work it out. And do
not have an attitude. Now it's not the time to
have an attitude with a person to answer the phone.

(53:19):
You know why, because you need something from them. No
need to have an attitude about what they can and
cannot do. And if they say no, we have options, okay,
So just keep listening. Next, if you're facing an eviction,
there is not a lot of money out here, but
if you go to my page Ursula Woods on Facebook,
I have included a list of free legal services for

(53:40):
the state of Tennessee as well as the state of Mississippi.
I'm going to see how I can pen that comment
on my Facebook page. But if you go on there,
if you just scroll down a few posts, you will
see the free legal services for Tennessee as well as
free legal services for Mississippi. These places are important to
note because they may can help you stop the eviction

(54:02):
all right, and that's just free. Next is if you're
facing a foreclosure. If you're facing a foreclosure on your home,
I would first encourage everyone to call your lender and
ask for the loss mitigation department. Ask for the loss
mitigation department. Within that department that you will talk about
a forbearance right as well as a modification. So if

(54:25):
you're facing foreclosure, this is the free advice. You can
call and ask for the loss mitigation department and discuss
a modification or either forbearance. They will either take all
of your late payments put them on the back end,
meaning at the end of your loan, or they'll recalibrate
your note at a lower interest rate, which will include
those riarches. It's a great thing if you can get

(54:48):
a modification. It's just like a refinance, but it's directly
with the lender and very little to no fees at all.
So those are your options that are free. United Housing
once did have money, you know, shout out to Priscilla
Reid who comes on this show all the time. I
love Priscilla, but they have run out of money. I
just talked to Priscilla about two weeks ago. When it

(55:09):
comes to at least this was two weeks ago. They
did not have any more money to help you get
your home back if you're facing foreclosure. So do not
sit down and wait, Oh no, they're gonna get that
forty thousand again. No, no, no, there's a different presidency.
We're in a different time. Money is not there. Okay,
So now it's time for you to call and lost

(55:31):
Mitigation department and ask for a forbearance or either a modification.
They will step you through that process. All right. The
next thing that you can do now, this does cost,
but it is wage earner. It is a deck consolidation
through wage earner. I want to talk to you about that. So,
if you cannot afford your apartment and you've gotten two

(55:53):
three months behind, or even one month behind, if the
same thing has happened to your mortgage, you're one month,
two months, three months behind, or sometimes a year and
a half, three years. Then what you can do is
file bankruptcy and a wage earner and that will take
all of your bills, put it into one affordable payment,
and that will be under a deck consolidation or a

(56:15):
wage urner. And here's the best thing about it all.
If you're listening to me right now, and if you
call my office at nine zero one five four one help,
that's nine zero one five four one four three five seven,
ask for the BEV. Johnson Special and you can file
your Chapter thirteen wage jurner at a discount. At a discount,

(56:38):
just ask for the bed of Johnson Special. We'd love
to meet you and discuss your options to stop this foreclosure,
stop the repossession of your car, stop the garnishment, keep
more of your money in your pocket. Christmas is what
a month away. You want to be able to have
money for Christmas, so you can at least be able
to get some type of reward out of all this
work you do. So keep your house, keep your car,

(57:00):
are keep your money. Give us a call about let's
discuss that consolidating into a wage journer. Our office number
is ninety zero one five for one help. That's five
four one four three five seven. Attorney Johnson, have you
been getting more calls about any type of foreclosures? What
have you seen in your office these days?

Speaker 4 (57:19):
I can tell you that people are hurting. Yeah, they
are hurting. And so I actually received a call over
the weekend, UH from an entrepreneur who's been an entrepreneur
for a while and indicated that business has been slower

(57:39):
than that they have ever seen before. And so what
I'm hearing is that, you know, it's not necessarily because
individuals have made bad decisions right that they're in the
position that they're in, and it's not just because of inflation,
you know. But you couple that with some being off

(58:03):
work can't get jobs, the others when the money is
squeezed or squazzed appropriate word. But then what happens is
you end up, you know, looking for ways to make
ends meet.

Speaker 2 (58:22):
And that's not the way we want to live.

Speaker 3 (58:24):
That's not the way we want. So get the debt
relief by get the debt relief by filing the bankruptcy
call us at ninezer one five for to one help.
That's ninezer one five for to one help all right,
Attorney Johnson, So let's switch gears a little bit and
let's talk about estate planning. So what do you want

(58:45):
to discuss with us today?

Speaker 4 (58:47):
Well, I just want to talk about you moms and
talk to moms and dads out there. Some of you
are extremely young and you may not own a home yet,
and you think that there's no reason for you to
be planning in a state. You know, you say, what
is I don't have an estate, why should I plan?

Speaker 3 (59:09):
Or I'm single with no kids, so I think I
don't have any heirs.

Speaker 4 (59:12):
And you think you don't have any that's a that's
another good one. But let's go with the young parent first.
The young parent, let me say, you have something to
plan for, and that is your legacy, and that's that
child sitting in.

Speaker 3 (59:25):
Front of you.

Speaker 4 (59:27):
And if anything you want to plan for, who would
be the guardian of your minor child? If anything ever
happened to you? You know what are your wishes as
it relates to their upbringing, you know their religious preferences.

(59:49):
The courts won't know any of this. And so if
you plan in advance and God forbid anything ever happens
to you at least you will know that your children
or your child is taken care of. And then to
that single individual that Ursula mentioned who says, well, it
doesn't matter because I don't have any you know, I

(01:00:11):
don't have any heirs to leave anything too. Well, everyone
had I tell people this all the time.

Speaker 3 (01:00:18):
You have an air.

Speaker 4 (01:00:20):
It just depends on who that air is. Your heir
may not be your husband, but it could be your mom.
It could be your brother that you've never met, met,
your half brother.

Speaker 3 (01:00:30):
Or or just to piggyback on your family, right, you
have Justice. That's her oldest daughter, young lady, single and
fancy free, but she has a niece. Well, and same
thing with Beb. Bev has a niece. And so even
though you're single, no children, you still have specific loved
ones that you would definitely want to leave your assets too.

(01:00:53):
And so I could definitely see Justice saying, you know,
she loves her sisters. But I can see here's the thing.

Speaker 4 (01:00:59):
Since where you saying Justice as an example, doctor Johnson,
I hope you're listening, But since we're using my daughter
as an example, she has two younger siblings and an
infant niece, she may very well decide that she wants
to leave something to her niece, which is gray, and

(01:01:20):
if she doesn't put a plan together, her assets may
all come to me, and if I'm not here, they
may all go to her father.

Speaker 3 (01:01:30):
No, it would go to her, It would go to her.
It would go to both anyway, right, mother and father.

Speaker 4 (01:01:35):
It would go to both anyway. Yes, yes, it would
go to both anyway both.

Speaker 3 (01:01:39):
That's even you know what I just thought about. That's
even more reason why our single people need to have
a single with no children, need to have a will,
because your next akin is your biological mother and your
biological father. And if you have an issue, and especially
you young people, you know how y'all been cutting off

(01:02:00):
these parents. So if you know that you would want
oh my gosh, if you know that you would want
one or both parents to be able to have or
if you know that your parents don't get along, well
you need to be you need to get a will.

Speaker 2 (01:02:15):
Well. Better Yet, I've seen a father.

Speaker 4 (01:02:19):
Become available as soon as his son passed away, but
he had no relationship.

Speaker 2 (01:02:26):
With the son.

Speaker 3 (01:02:27):
James, right, No, this is this is Shelby County. I yes, yes,
sharing that somebody famous that happened to him as well.

Speaker 4 (01:02:35):
Yes, yes, And and the mother of this child was
distraught that she had to share anything with the with
the child's father because she's like, he's not been here,
he doesn't even know. But you know, he was listed
on that birth certificate. And when that child passed away
and it wasn't it was an adult child. Yes, the

(01:02:58):
father also and hearing it. And so it doesn't matter
whether let me.

Speaker 3 (01:03:05):
I'm sorry, let me let me just say this. Men,
we are not men bashing right now. We're specifically speaking
of situations in which the father was absent and was
not there to give any type of physical, emotional, or
financial support to the child. So when it's not the
and that's to any parent, that's an absent parent.

Speaker 6 (01:03:24):
Man.

Speaker 4 (01:03:24):
So when you're talking about James Dean here it is
this famous actor who passed away at a young age.
His sole heir to his entire estate, which at that
time was you know, millions of dollars, was a father
he did not know.

Speaker 3 (01:03:42):
And the legacy continued because you guys, y'all got to
remember James Dean. James Dean likeness is still being utilized today.
I went to that conference, remember, and that's really a
part of the state planning. When we're talking about with
famous people, it's really about the legacy that they live,
from potato to THC products to you know, everything that

(01:04:03):
you see Tupac T shirts and things like that. There's merchandising.
So there are things that you want to continue with
your children's legacy. So they should consider getting a will.

Speaker 1 (01:04:14):
Yeah, and interesting you're talking about this because I don't know.
Last week, I forgot the guests I had on, but
they were Someone was saying, but I don't have anybody,
I said, Attorney Monika says, there is always airs. Folks
will come up yes and say whether it's ay, let
me ask.

Speaker 3 (01:04:32):
You, yes, yes, yes, So think about it. So here's
how cousins, Just so we can unpack it. Here's how
cousins kick in. So if all of us are sisters, right,
and then I pass away, me and Monika pass away,
then now the cousins are the ones who will inherit

(01:04:54):
in our place. So you'd have a three cousins on
her side, two cousins on my side that are now
inheriting from their parents.

Speaker 1 (01:05:02):
Right, Okay, yes, So even if you say, well, there
is always an aid, there.

Speaker 3 (01:05:09):
Is always an This is that's right, and if not,
then it goes back to the state. But it's just
I think that to Monica's point, Sorry, I think.

Speaker 2 (01:05:21):
Well again, I just think.

Speaker 4 (01:05:23):
I just think it's important to not just think about
what you see on TV when you hear about wills
and trust and billionaires and millionaires, because it sounds untouchable.
It doesn't seem like it applies to you. And what
we're trying to say is that a state planning applies
to us all, and we have to get smarter about

(01:05:47):
planning for our future instead of just letting the chips
fall where they may.

Speaker 3 (01:05:52):
And I want to also talk to the parent, the
adults of the children of adult children, right, I want
to charge you with paying attention to what is going
on with your mother, your father, your aunts, and your uncles,
right because a lot of times they are slipping into
dementia and you're in and you're kind of I don't know,

(01:06:13):
you're in denial or delusion about what's really happening with
your loved one, and you're allowing the demise to just
continue to unfold. You need to get in there and
stop it.

Speaker 2 (01:06:25):
There.

Speaker 3 (01:06:25):
I had a client recently. Some women were taking him
to the to the bank and taking all his money
out of his account. Out of one account, half of
the money is already gone. The bank called us, the
bank and was like, hey this you know, this man's
being financial abuse, blah blah. So we got all involved.
We stopped it, and everything, got a conservatorship, got the

(01:06:47):
police involved. But the point is make sure that as
and I had to really encourage the adult child, like, hey, no,
your dad is not okay, go over there and see
what is going on. Well he called the police. Well
I don't care. Something wrong with him. That's why you
call the police. But you go over there and you
explain to the police. And but anywhoo, the moral story
is now he's involved. But don't just let it, you know,

(01:07:08):
because people will take advantage of your parents, right and
to my elders, don't open that door for strangers. You know,
y'all open the door and signing paperwork. But ever since
I've been fussing about, y'all stopped doing it. I hadn't
gotten any complaints.

Speaker 1 (01:07:21):
Well, we'll keep on because because sometimes elderly people don't
know yeah, and and and a lot of times they
are very trusting. Yes, yeah, and in this day and time.
We have a lot of scammers out here, and I.

Speaker 4 (01:07:37):
Was just getting ready to say that scams are real, real,
and it doesn't mean you lacked intellect.

Speaker 2 (01:07:43):
Our firm was scam. Okay, they are real.

Speaker 4 (01:07:47):
They are They are sneaky your bank account. It happens
to the best, somebody famous like and like Andy.

Speaker 2 (01:07:57):
Cohen, the one on Yeah Andy and Live.

Speaker 4 (01:08:00):
Yeah, he was he was scammed, I mean, and gave
the individuals all all of his information because you know,
they called him over the He saw an email that
said something about, you know, his bank, and he knew
that he was looking for something from his bank, so
he assumed that that was it. You know, they were
just fishing. He clicks on the button. Before you know it,

(01:08:22):
they they're calling him. They're they're sending codes to his
phone and oh my god, he and he is giving
them in real time, allowing them access to his account.
And you know, he came on television and he said, look,
this happened to me, so I can't imagine my mom like,
these people sound legitimate. So don't be embarrassed, guys, I

(01:08:46):
was devastated when it happened to me.

Speaker 2 (01:08:49):
All we can do is be vigilance.

Speaker 4 (01:08:51):
Yes, and the things that we're sharing with you, just
ask the questions. Don't ever feel pressure to do something quickly.
That's all a red flag. If they want you to
move today, that's they don't give you time to think.
That is a red flag. Call a friend and say no,
I'm gonna sleep on it. I'll let you know. Do

(01:09:12):
not sign anything, do not give any of your information.

Speaker 3 (01:09:15):
Out and and don't you know what, I don't really
have that thing, and I don't have a people pleaser
inside of me, you know, just from being young. It
never served me well, so I never got into it.
But I do see when people are pressured, they don't
want to make the other person feel bad. Yeah, dang

(01:09:37):
that you know what, sit with that uncomfortable feeling and
you tell that other person no because you have to
care more about you. Because this is a horrible world
out here. I mean, I'm not gonna lie to you.
I still get undone about how horrible people are. So
you have to be your own advocate. Monika always talks

(01:09:57):
about how we all need an advocate, and sometimes you
have to be your own advocate. You have to be
the voice that no one is speaking up about. So
tell these people know and go and I'm I own
a title company, right. And so one of the scams
that they're doing at title companies or real estate law
firms is they're sending text messages out saying, hey, send
your down payment for your house here in a text

(01:10:20):
message with a link. I don't know any one attorney
office that does that, but I will tell you this.
You do not click the link. You call your attorney's
office that you know the number two? Are you the
call your realtor. Do not click the link nor call
the phone in the link, and you confirmed directly with

(01:10:41):
them whether this account is where you should send your
money to, because that is not you know, you can.
I had a lady who got sixty thousand dollars sake.
Oh this was about three years ago. Wow.

Speaker 2 (01:10:51):
Let me go to the phone line to talk to
one of our listeners. I call her. I'm doing a fine.
Just want to know.

Speaker 6 (01:11:02):
Oh yeah, because I just want to know, you know.

Speaker 8 (01:11:04):
I got my question today?

Speaker 2 (01:11:05):
Okay, what's your question? Brother?

Speaker 5 (01:11:09):
Your guests, Miss json Uh, my question today is well
how long?

Speaker 9 (01:11:16):
Well?

Speaker 5 (01:11:17):
My question to miss Joson is do you have to
be in some type of repossession or some type of
order in order to file bankruptcy.

Speaker 2 (01:11:30):
That's miss Woods.

Speaker 3 (01:11:31):
Yeah, that's a Wood. That's a great question though. No,
you do not have to be in an active repossession
in order to foul bankruptcy. You don't even have to
have any assets to foul bankruptcy. You just have to
be in a situation in which you feel like your
bills are overwhelming.

Speaker 9 (01:11:51):
No foreclothes or anything.

Speaker 5 (01:11:52):
I got that. I got somebody listening because I've been
doing this number so bad I get to from time
to time.

Speaker 6 (01:12:00):
Oh, they are at work that they are listening. I'm
at work too, by just time, but they are listening.

Speaker 5 (01:12:07):
One last question.

Speaker 6 (01:12:07):
They want to know what you file bankruptsy through your an.
How long does it take for.

Speaker 1 (01:12:16):
You?

Speaker 3 (01:12:16):
Said? How long does it take?

Speaker 5 (01:12:18):
You? Said?

Speaker 3 (01:12:19):
I'm sorry, oh, well, when to answer your question, When
you foule bankruptcy, it goes into effect immediately. So if
you come into our office today today is Monday, we
will have we can have you filed as soon as tomorrow.
But but but my staff may be like, wait, what,
but usually ask for five to seven business days. But
when you come back in five to seven business days,

(01:12:41):
that's when your bankruptcy starts a Chapter seven bankruptcy, straight bankruptcy,
I can have you in and out in ninety days,
so you'll be dead free before Valentine's Day. And then
if it's a Chapter thirteen wage jerner, that's where we
do the debt consolidation. You keep your house, you keep
your car, you can keep everything that you desire. Is
just so we put you in a wage journer so

(01:13:02):
we can make your bills one affordable payment.

Speaker 6 (01:13:07):
I think they got it. I know they got it, good, good,
And if they.

Speaker 3 (01:13:13):
Go to and if you go just want to know,
if you go to my Instagram page, bankruptcy law Firm.
Literally that's the name of a bankruptcy law firm. If
you go there, and if you look at my reels,
I have a lot of basic questions on there for
you all to just listen to sixty second clips and
get your ander, Like what's the difference between a wage
jarner and bankruptcy, whether you have to have any assets,

(01:13:36):
how to get rid of foreclosures, garnishments. All of that
is on the bankruptcy Law Firm Instagram page.

Speaker 6 (01:13:43):
All right, miss Tracy, I need you to write that down.

Speaker 3 (01:13:46):
Don't don't.

Speaker 5 (01:13:53):
I can do that.

Speaker 3 (01:13:54):
I can do that, but Tracy give it and then
give us a call. If you say you heard of
me on the bed justin show, I'll give you a
bed Justice special. But if you go to bankruptcy law
firm on Instagram or the lofts of Ursul Woods on TikTok,
you will see lots of videos answering basic questions and

(01:14:16):
then I'm here for a conversation at nine zero one
five for one help.

Speaker 6 (01:14:21):
All right, I thank you so much. You guys have
a wonderful, wamberful day.

Speaker 1 (01:14:25):
All right, Bye bye, w D I a high caller.

Speaker 9 (01:14:31):
Good afternoon, Beverly Elaine.

Speaker 2 (01:14:33):
Johnson, Hello, mo Lee, how are you.

Speaker 9 (01:14:37):
Beverly Elaine Johnson. I am just trying to reach the
scene of the struggle and not wake up the alligator
before I get across the creek.

Speaker 3 (01:14:47):
I know that that's a big good.

Speaker 9 (01:14:52):
The barristers and solicitors in your presence, it's always a
privilege to hear their voices, something general and then something personal.
My father had one brother, and my father predeceased his brother.

(01:15:17):
My uncle was married twice. The second wife had children
by a prior marriage and relationship. My uncle and his
wife bought a house, and it was a very large,
two family house. The daughter of the wife lived in

(01:15:40):
an upstairs area of the house, and I would talk
to them, and my uncle's wife once mentioned to me
that they had been told there was a need for
them to develop wills because particularly of the property and

(01:16:01):
the wife and then her her children, and things could
develop badly if the wife died first and there were
no wills in place, and then my uncle died, because
I would be the one who would own the house,

(01:16:24):
because I would be my uncle's heir. Wow, the wife's
children would not be heirs.

Speaker 4 (01:16:36):
You're you're saying if the wife passed away first, that
is correct.

Speaker 2 (01:16:41):
That absolutely correct.

Speaker 9 (01:16:44):
And that is when I sat that we were sitting
down together. I would keep down here in Memphis and
then and going back and forth up north to Jersey
and New York. And the wife said to me one time,
she said, you know, we know that you would not
sell the house out from underneath. You know my daughter,

(01:17:09):
you would not put in motion any activities that would,
you know, push them out of the house. And I said, well,
you can make that assumption now, but I don't want
to be in that position, right, which is why you
need to get the wills put together because I don't

(01:17:31):
want that responsibility. And that's exactly what we did. Uh
and and so it moved smoothly. You know, they got
the house when when my uncle passed the second one.
On the personal side, I'm an only child of two
first responders, both cops, comfortables on patrol. Father, second black

(01:18:00):
police officer around the force nineteen forty seven, mother first
African American female sheriffs that in the nineteen sixty in
the county. Wow, when the shots, when the shots? When
the shots? Now, I've got eight cops in the family,
not including not including the Secret Service agent and the
FBI guy.

Speaker 3 (01:18:20):
Oh, my goodness, did you did you just serious?

Speaker 2 (01:18:24):
He decided to be the lawyer.

Speaker 3 (01:18:26):
Okay, okay, okay, we're listening.

Speaker 9 (01:18:32):
I kind of grew up in the courthouse because it
would take me to court when they would have Pops
would have, you know, certain issues and cases. But the
two is is that they went through doors. So when
shots when fir, they ran to the gun shots and
my father took a bullet in nineteen fifty two. Luckily

(01:18:55):
it went through and out and Pops said, if it
had been four inches, my father had a great based
James Heider voice. He said, if that bully had been
four inches to the right, he would be singing mesa soprano.
So he was very fortunate. But it dawned on them

(01:19:17):
that they needed to put some things in place. And therefore,
during the summers as a youngster, I would spend a
week with certain relatives because they were putting in place
as to what was going to happen to me if
they both went down at the same time. Who was

(01:19:40):
going to take care of me? There was a designated
uncle who would come get me if that tragedy took place,
And it almost did one time because I saw Uncle James.
I was in high school. I was fifteen, and I
saw Uncle James standing in the door, and I said,
oh man, they both went down and they had when

(01:20:06):
in addition to that, you have to deal with your
attorney and your insurance agent in order to have things
in place so you can have a smoother a transition
as possible for the sanctity of that child. Yes, and
so I spent that those weeks every summer with certain

(01:20:28):
families to see who would be a good sit who
would be willing to take me.

Speaker 3 (01:20:38):
Who did. Who who your parents made? That were like?
Who decided?

Speaker 9 (01:20:43):
My parents didn't.

Speaker 3 (01:20:45):
Oh, your parents were very forward thinkers.

Speaker 9 (01:20:48):
Yeah they did. And when Pop died, I was five
hours away and had to travel home. And when I
got to my parents' house at seven o'clock that evening
in the house with LT. My mother retired as a lieutenant,
so we always called her LT.

Speaker 5 (01:21:10):
You in the.

Speaker 9 (01:21:14):
House besides and relatives with LT were our insurance agent
and our attorney. They were right on the spot, Johnny
on the spot and said, mo Lee, let's begin to
deal with some things that we need to deal with
immediately and then we can move on. So, folks, when

(01:21:36):
these sisters get on this station, it's about the planning.
Do you have to plan the work and then you've
got to work the plan? And I had managed trust
Bev Johnson, a woman who had no children but had

(01:21:58):
five nephews and nieces and set up a trust that
funded the college education of all five of them.

Speaker 3 (01:22:08):
Wow Wow, special Wow Wow.

Speaker 9 (01:22:13):
So there are as you as you said, there are
a bunch of things that can be done. Yes, and
what's that. I'm just gonna leave it up to y'all
and I'm going to go here and get you know,
barbecue fish.

Speaker 3 (01:22:29):
You have dropped some wisdom.

Speaker 1 (01:22:32):
Yeah, and you know, Moly, I love hearing you. You
are welcome to call anytime because you give us wisdom
and you give us information.

Speaker 3 (01:22:40):
And if I can add one more thing, here's a
good radio voice.

Speaker 2 (01:22:43):
Yes he is.

Speaker 3 (01:22:44):
You know, it's a very good radio voice.

Speaker 2 (01:22:46):
So thank you, MOI.

Speaker 9 (01:22:49):
You all have a good time, and you all continue
to thrive.

Speaker 2 (01:22:53):
You too. Bye bye. I love Moly.

Speaker 1 (01:22:56):
Ladies will break. I love that's a good time to break.
I love Moly giving us all that good information. The
attorney right right information. You will continue to give you
some more information with the attorneys that I hear these sisters,
Attorney Ursula Woods, Attorney Monika Johnson. I'm not the attorney,

(01:23:20):
but I'm the hopest Bev Johnson on w d i A.

Speaker 11 (01:23:36):
It's the Queen of Tunk, your girlfriend and mine. Bev
Johnson on w d i A.

Speaker 7 (01:24:17):
You're listening to the Bev Johnson Show. Here's Bev Johnson.

Speaker 1 (01:24:21):
And we're talking with attorneys Ursula Woods and Monika Johnson.

Speaker 2 (01:24:26):
Ladies, as we get close to.

Speaker 3 (01:24:29):
The land, yes sir, yes, ma'am.

Speaker 2 (01:24:32):
That's all right.

Speaker 3 (01:24:34):
Go on as we as we get close to the end.
I also want to, you know, just kind of I
was Monique and I were just talking about one of
our friends who are who's in Jamaica right now, wes Morland.
If you're familiar with Jamaica, it's a parish there called
wes Morland, and a friend of ours has Villa Gilgal,
And so our heart goes out to our fellow Jamaicans

(01:24:57):
and having them rebuild. May they rebuild longer and even
better and bigger. Attorney Johnson, do you have any thoughts,
any final wrap up?

Speaker 4 (01:25:07):
No, I was just thinking again about your soapbox and
thinking about what people are experiencing today from the economic decline.
It seems like, you know, the richer are getting richer and.

Speaker 2 (01:25:24):
You know, the working are getting poorer.

Speaker 4 (01:25:27):
And in addition to the natural disasters, you know, the
things that we're dealing with as far as you know, political,
the political landscape, you know, substance abuse, issues that families
are dealing with. It is hard out here, and because

(01:25:51):
of that, I just want to again encourage everyone to
be intentional about doing those things that are going to
care for you, you know, especially if you're a caretaker
and you're caring for others. What are those things that
you can do to pour back into yourself or who

(01:26:11):
pours into you, you know, go to those places where
you're celebrated and not tolerated. Just think about focusing on
you during this season. And I promise you, if you
focus on your health, your wealth, your peace of mind,

(01:26:32):
the other things will work themselves out.

Speaker 2 (01:26:35):
They have to.

Speaker 3 (01:26:37):
Amen. Amen, I think you know what everything. I want
to echo what Attorney Johnson said. I think it's really
important for us to embrace the season that we're in,
but yet be realistic about where we are in this season,
you know. And when it comes down to the social media,
I do not let me just say what I encourage.

(01:26:59):
I encourage everyone to curate their own timeline. Mute is
your friend, mute mute? If you're getting too much of
any one thing, you can always.

Speaker 2 (01:27:09):
You know what, you know what my friend is?

Speaker 3 (01:27:10):
What? What? What?

Speaker 2 (01:27:11):
When you said mute? I thought about my friend is
de Yeah?

Speaker 3 (01:27:16):
You can delete, you can block or either I'm not
gonna lie. I will you know, I will unfollow people.

Speaker 1 (01:27:24):
You know.

Speaker 3 (01:27:24):
I am on the you know, just to be transparent.
I believe that economics holding back your dollars is one
of a very effective way for change, and so hints
within the African American community, and those are allies. We
have cut off Target right, not saying that that's representative
of anything with iHeartRadio. This is my personal opinion, and

(01:27:44):
so I have joined in that. And then a hode
A Copy has a book and she decided to launch
it with Target, and I was like, no, I'm gonna unfollow,
Like I understand her position and where she has to
be as far as selling books, and that's who partnered
with her. But I don't have to then support those
that support another entity. So that's but the But the

(01:28:05):
point is whether you block them, delete them, You can
mute people, and if you don't know how to do that,
I would encourage you to go to YouTube and figure
it out because Facebook has that option as well as
Instagram and TikTok. And you shouldn't have to continue to
digest if you're watching something and your heart begins to
raise and then you feel this sense of urgency that

(01:28:26):
is stressed and you want to add that on top
of burnout. Y'all. Listen, y'all and got me into another
soap box. So bottom line is block delete, do what
you need to do. But if you have any financial issues,
if you're trying to stop a four club, I'm sorry.
You want to stay in your home for the holidays,
you want to stay in your apartment for the holidays.
We can stop foreclosure, stop eviction. We can make sure

(01:28:46):
that you keep your car. All you have to do
is give us a call it nine zero one, five
four one help. That's five four to one, four three
five seven, ask for the BEV Johnson Special and we'll
make sure we take care of you and you'll be
at home for the holidays.

Speaker 2 (01:29:01):
Oh, you're welcome.

Speaker 1 (01:29:02):
And also, hey, y'all heard Moley. Y'all need to call
attorney Johnson. Hey stop, we know this. I know, I know,
Attorney Nika. A lot of people don't like to talk
about death, but it's time out.

Speaker 2 (01:29:17):
We know it's going to come for all of us
and we.

Speaker 1 (01:29:20):
Don't know when, how or why, but we see it
a lot around us going on.

Speaker 2 (01:29:27):
So y'all get your business in order.

Speaker 4 (01:29:31):
I will tell you, Beth, they are coming good. You
know there are some that listen on the radio. I
had a young lady come in last week and she said,
my friend called me and said.

Speaker 2 (01:29:43):
Hey, that issue you have.

Speaker 4 (01:29:44):
Turn on the radio right now and you were talking
about my issue. She said, I had a question about,
you know, this reverse mortgage that I took out. I
wanted to know if I could still leave. I only
want to leave the house to one child.

Speaker 2 (01:29:58):
And then I.

Speaker 4 (01:29:59):
Learned everything everything that we talked about that day she needed.

Speaker 2 (01:30:04):
She came in and got her plan done. So they
are listening.

Speaker 4 (01:30:08):
This is you know, it's information that we may not
have had in the past, but now those of us
who are getting a hold to it, we're taking it
and we're running and we're sharing it and we're sharing it.
And yes, I'm very happy they are. They are securing
their legacy. The people believe in the.

Speaker 2 (01:30:30):
Information that you share.

Speaker 4 (01:30:33):
You know, in this you know fake news era that
we live in, people can trust even the end, we
have credibility because of you, and so we appreciate that,
and we appreciate that you continue to bring reputable people
in here that the people can trust.

Speaker 1 (01:30:53):
You're welcome, Thank you, And yes we do have credibility
because we are CBS News.

Speaker 3 (01:31:04):
We had the one and only James Brown JB interviewing us. Hello,
you better say something better some time. I own America
was on bell Jumper. That's when you hear me, because like,
if you really think about it, you have the entire country,
everybody in America, right, And then this one person out

(01:31:25):
of all the people, pointed out to one brown girl
who is very deserving to have the entire eye of
America on her girl. And then once you took that,
you said, here's some names.

Speaker 2 (01:31:41):
And out of all those names, names I gave.

Speaker 3 (01:31:46):
Is there any Monique and myself to speak on your behalf?
And we are so honored for that. And I don't
know how they just pulled our name out the hat,
but I.

Speaker 1 (01:31:53):
Appreciate that because Alicia, I gave her some names. Yeah,
she asked me, give me I need some names, and
I gave her some names.

Speaker 2 (01:32:02):
And I even contacted those folks.

Speaker 1 (01:32:04):
I said, CBS is not a hoax if they call you,
and and you said, look at.

Speaker 3 (01:32:09):
God, and they called.

Speaker 2 (01:32:11):
And when she told and she said, I'm all like what?

Speaker 3 (01:32:16):
And we tripped over ourselves to try to make sure
we're there. What what do we need to do? So no,
we want to make sure we honor you, so thank you.
We're not gonna see each other before Thanksgiving.

Speaker 2 (01:32:29):
Right, You're right, so I'm gonna say happy.

Speaker 3 (01:32:33):
Everybody be responsible. You know, remember we got diabetes. Diabetes
doesn't take any days off. So if you know you're
gearing up to eat like you want on that one day,
make sure that you have all of your prevented measures
in place. Unless eat healthy all week so our body
would stand a torture on that Thursday.

Speaker 2 (01:32:52):
Please let us have a cheap day.

Speaker 3 (01:32:54):
Man.

Speaker 2 (01:32:56):
We need some German chocolate cake.

Speaker 3 (01:32:58):
Look, you your your limbs want to stay in place,
though I can't give you. Everybody adayo.

Speaker 1 (01:33:04):
So what I wish you all are happy Thanksgiving in Thanksgiving,
and see y'all next month.

Speaker 2 (01:33:10):
Next month, we'll be back always.

Speaker 1 (01:33:12):
Attorney Ursula Woods and Attorney Monika Johnson.

Speaker 12 (01:33:17):
The views and opinions discussed on The BEV Johnson Show
are that of the hosts and callers and not those
of the staff and sponsors of wd IA.

Speaker 1 (01:33:30):
We want to thank you callers, We want to thank
you listeners for joining us this day on the BEB
Johnson Show. We do, we really do appreciate you. So
until tomorrow, please be saved. Keep a cool head, y'all.
Don't let anyone steal your joy until tomorrow. I'm BEB

(01:33:54):
Johnson and y'all keep the feet