Attorneys Ursula Woods & Monika Johnson

We're talking Bankruptcy and Trusts with Attorney Ursula Woods and Attorney Monika Johnson on The Bev Johnson Show on WDIA Radio.

Episode Transcript

Speaker 1 (00:03):
Memphis probably presents the Beam Johnson Show.

Speaker 2 (00:08):
Let me say bathe.

Speaker 3 (00:13):
Me first, let me you say bath.

Speaker 4 (00:21):
She's gone emphistogame.

Speaker 3 (00:24):
A no matter of the problem, she can have so
all the phone and a Norman tho of mind. She
was there. Jimmy d in the hair by telling you

(00:44):
to just keep them fing.

Speaker 2 (00:48):
Went around picking up the chopin show, got out in
the hack. You can hear every day you d I
ain't well bell got me a missed hoping.

Speaker 3 (01:05):
Yay, good morning, good morning, good morning, and welcome in

(01:51):
to w d i A The Rev.

Speaker 5 (01:55):
Johnson Show. I'm bev.

Speaker 3 (01:57):
It is indeed a pleasure I have you with us
once again on this Monday, December first, twenty twenty five.
Enjoy this fabulous day to day. Get ready to put
your ears on as we spread at a good news

(02:19):
here we will.

Speaker 5 (02:20):
We will be talking with our attorneys today, Yeah we will.
Attorney Ursula Woods and Attorney.

Speaker 3 (02:32):
Monika Johnson will be in the first dollar. Then we
will talk with some folks getting you ready for get
checked for prostate cancer.

Speaker 5 (02:44):
Yeah, we'll do that.

Speaker 3 (02:47):
When it's your turn to talk.

Speaker 6 (02:48):
You know you can't.

Speaker 3 (02:49):
All y'all need do is dial these numbers nine zero, one, five, three, five,
nine three four two nine zero one five three five nine.

Speaker 5 (03:04):
Three four two eight hundred.

Speaker 3 (03:10):
Five zero three nine three four two eight hundred five
zero three nine three four two eight three three five
three five nine three four two will get you in
to me. And if this day, this, this this here day, Monday,

(03:38):
December first, twenty twenty five, is your birthday. Happy birthday
to each and every one of y'all out there who
may be celebrating a birthday on this day. You know
what I say, you already know. Go out and celebrate
your life. You better, you better. When we come back,

(04:07):
hopefully we'll talk to the attorneys and me Bev Johnson
on the Bev Johnson Show only on w d i A.

(05:00):
You know, see, I know, I know they don't know
about thirty threes and forty five. Let me say good
morning to attorney. She's looking crazy like what hey, I'm
gonna tell her like I used to tell my students.
Google it.

Speaker 5 (05:15):
Good morning to you, Attorney Ursa Woods.

Speaker 3 (05:17):
I'm glad you made it safe.

Speaker 1 (05:19):
Sisters. Good morning, sister baby. We were trying. We are
hot telling it here. Attorney Monika Johnson is on the
way as well.

Speaker 3 (05:26):
No, I told our listeners, I said, they're in court,
and I said, I don't want you driving fast, getting
a ticket or getting an accident.

Speaker 5 (05:33):
But I'm glad you made it here safely.

Speaker 1 (05:35):
We made it. We made it. Say well, okay, but
I will google it. But I so, all right, so
let's talk about these thirty threes and forty five. So
all right, so you had the big records and then
you had the small records, right, So the small ones
were the forty five.

Speaker 3 (05:49):
Yes, and then the big circle records LPs. And you
see those were thirty threes. So when I started in radio,
I started as a disc jockey. We would play them.

Speaker 1 (06:01):
We played them right with actually on record player, yes, yes,
on the radio.

Speaker 3 (06:10):
Yes.

Speaker 1 (06:10):
So how did how did the people hear what was playing?
Like auxiliary cord or no.

Speaker 3 (06:18):
They didn't have all that stuff, but they could hear
I mean they could hear them. I know they could
hear it. But but it was thirty threes and forty five.
And I remember the first day I worked, I worked
the midnight to six ship. So the first night I

(06:38):
was on I was so nervous, attorney arsay, because you know,
this is my first job in radio, I played the
record on the wrong I played the forty five on
the wrong speed in my program the record ready.

Speaker 6 (06:51):
Oh no, oh no.

Speaker 1 (06:53):
And then I'm so slow because now I'm about to
give you a make it do a whole history. So
it had different I don't remember record players having speeds.

Speaker 3 (07:02):
Okay, all right, okay they did and so but that
that's how I started radio as a disc jockey.

Speaker 1 (07:09):
What what was the platform? What type of music?

Speaker 3 (07:12):
R and B, R and B Yeah, okay, R and
B and H and so I worked at nights, so
I played a lot of love songs. Yeah, so I
worked overnights and yeah, it was good.

Speaker 5 (07:24):
It was good.

Speaker 3 (07:24):
But I was really interested in news, you know, news.
And then I finally, if I kept worrying my program
director about being in news, he gave me a job.
He says, okay, talked about news. So I need you
here here six o'clock Monday morning, six am, to do
the news. I worked for AM and FM station. Okay,

(07:46):
then w j M I and w ok J was
the AM station. So I did news start doing news
for both of those stations.

Speaker 1 (07:56):
At that time, at that time, And did it make
you happy as you thought that it would.

Speaker 5 (08:01):
Yes, because I wanted to be a news I never
wanted to be dis jockey.

Speaker 3 (08:05):
Oh, because my my plan was when I was getting
my master's was become a television reporter. That was my goal.
I got it news. I wanted. I wanted to become
a television reporter. And then when I got the job
as as a disc.

Speaker 1 (08:22):
Jockey, then you just felt that would be a proper step.
And well, no, my.

Speaker 3 (08:26):
Grandmother thought, she said, you would take that job. You've
heard the story, I've heard the story. Well, my grandmother said,
I know, when somebody gives you an opportunity, baby, it's
good it. So my grandmother is the one.

Speaker 1 (08:38):
Who got me in radio, really because she said, no,
we're not gonna pass exactly.

Speaker 3 (08:46):
We're gonna go with this. Make you some money. That's
a job that's gonna help you pay for your master's degree. Hello,
because they said I folks said, we already paid for
what degree?

Speaker 1 (08:59):
You you want to keep this education going, keep it going.

Speaker 3 (09:03):
So my grandmother is responsible for me being in radio.
And look at me forty nine years later.

Speaker 1 (09:09):
Hall of famer, still radio. Yeah, but that's that's that's
a testimony to having a spirit of excellence in what
you do. You know, you grabbed hold of what you wanted,
you went after, you held your boundaries on it, and
then it served you well. My commend you for that.

Speaker 3 (09:25):
Thank you, and and and you know, over the forty
nine years, I've seen the change. So I've I've seen
thirty threes, forty fives. I've seen card players, I've seen
cassette players. I've seen real to real, real to the real,
yea reel.

Speaker 1 (09:41):
So you've seen. You've seen it all and survived.

Speaker 3 (09:44):
Now we're digital. Everything is on a I've seen it all.

Speaker 1 (09:48):
That is crazy.

Speaker 3 (09:50):
See I've worked it all.

Speaker 7 (09:52):
Wow.

Speaker 1 (09:53):
Wow, But you're here.

Speaker 3 (09:54):
I'm here.

Speaker 5 (09:56):
I'm still here.

Speaker 1 (09:56):
And you maintain a high degree of integrity with the
guests that you have on with the way that you
deliver the news. It was always in you. And let's
just say it started out at where Russ College JSU.

Speaker 3 (10:10):
Russ College. The reason I was at Jackson State because
of Russ College. Because they told me that Jackson State
has a new mass communications program they're doing graduate masters.

Speaker 5 (10:23):
And Chuck Holmes sold me, I want you to apply.
That's right, that's right, and he said he got it
and got all the information.

Speaker 1 (10:32):
Let me just part I want. I want to I
don't want to misstep that. That's one of the beauties
of being at an HBCUs, which is a historically black
college and university, because you have a built in support
system that will push you. Now, for those of us
who have attended and graduated, yes, it can be a
little difficult. Sometimes we're dealing with administration till this day,

(10:53):
depending upon what school you go to. But what what
Bev just shared, that's a whole soul boxing and of
itself to have some I wanted to say, hey, sister,
I want you to keep this, I want you to
keep pushing. I see something in you right, and then
tell you to apply. That's what you need. Somebody who's looking,
especially in this day and age, which there are some
other who look at our success and look at their

(11:13):
own failure. You need someone who can look at your
success and say, sis, I want you to keep going,
my brother, let me help you up, let me give
you a hand here. So those type of environments are
definitely cultivated within an HBCU.

Speaker 3 (11:25):
Salute to you, well, thank you, And that's why I
love h me too, because yeah, and I tell everybody
as a matter of fact, I told when I was
at the President's Gale, I said, because of Russ College,
I was able to attend Jackson State and got a
graduate assistant ship.

Speaker 5 (11:43):
That's what they want. It was a graduate assistance assistantship.

Speaker 1 (11:46):
So you got paid.

Speaker 3 (11:47):
Why I got paid? Why I went to school? Hey,
I worked in Hello, worked in the office attorney ursula,
the mass communications office, or work for students. And then
plus they had me teaching a freshman English class.

Speaker 1 (12:04):
So you got a salary, salary while you were while
you were making money. I love while you were getting school.
Oh yeah, you're gonna have a strong work ethic. Oh yes, yes, ma'am, Yes, ma'am,
because I would have been. My dad always would say.

Speaker 3 (12:22):
You work absolutely, So I worked when I was in
graduate school.

Speaker 1 (12:29):
Right right. I love that story.

Speaker 3 (12:33):
BEV.

Speaker 1 (12:33):
I would like to introduce to you and the world
we have a new intern for the next for the
next two years. We have Miss Octavia. She comes from
Old Miss and University of Mississippi. Oh, old Miss and
Mississippi State.

Speaker 3 (12:50):
Oh Miss, said again, it's on the microphone, oh Miss
in Mississippi State.

Speaker 5 (12:55):
That's right.

Speaker 1 (12:56):
So we welcome you to Tennessee. She has said it
to law school a couple of years, and so I
just wanted to give her the opportunity to see Monika
Johnson and I together and see how we yeah, how
we share the good news with the people within our community.
So welcome, miss Octavia, Welcome, Welcome. Her career is about

(13:17):
to start taking off soon. So today for my soul box,
I really just want to encourage everyone. We're all on
the same page here. I want to encourage everyone to
pursue their dream. Right. Don't you know somebody else's vision
for your life. It may not be the vision that
you have for yours, But I really want to encourage
you as we continue to reach the end of twenty

(13:37):
twenty five, it is not too late for you to
pursue your dream. Sometimes that may mean making the first
telephone call, doing the first Google search, trying to ask
a friend for information. This is the time when we
should be pursuing our dream and what we want to
have happen for our life, because time out for trying
to live for someone else's life. I tell my children

(13:59):
all the time, my vision for their life and their
vision for their lives may be two different visions. I
want to attach to their vision for their life right now.
Of course, if your child say I don't want to
do anything, mom, I just want to, you know, play
video games, well let's see if we can hone that
into something else. And I'm serious about this. So for example,
air traffic controller jobs. You know who does well in

(14:23):
those men who game gamers, yes, gamers who are able
to sit and look at a screen for lengthy periods
of time. There is a job for that. It is
called air traffic controller. Those jobs pay very well. Moms
and dads google it. Okay. Electrician there was a guy

(14:45):
I actually I know one, and I'm serious about this.
He's a master electrician. That man is a millionaire. This
is somebody who I personally know. Now he did not
just because he's just doing electrical work, but he ended
up owning the company. And so there was a man
on the talking about it as well. Some of these
electricians and plumbers, once they have their certification, they make

(15:05):
eighty ninety thousand dollars a year. Okay, So I'm talking
to my sisters and my brothers. So as we pursue
our dreams, let's not humble. Let's not humble anybody's dream
as far as what they want to do a four
year college degree. All of us in this room right
now have one plus some so and here we have

(15:26):
doctory degrees as well as masters. That was our path.
That does not have to be your path nor your
child's path. So I encourage you to pursue your dreams. Guys,
even if it's to become the best baker that there is.
You need to be following accounts that talk about baking,
following accounts that talks about the math when it comes

(15:47):
to putting together recipes and formulas that are within you
that you want to cultivate. Start it out, you say
you want to bake, We'll go get you some flour, eggs,
and sugar. And then you can determine a different flavor,
different way to do things. And then you may say, well,
it's a whole lot of bakers out there, it's a
lot of electricians. Yeah, but there's only one you, all right.

(16:07):
We have over twenty thousand attorneys, but there's only one
me and the way that I deliver the message. So
I just want to encourage everyone as we end the year,
to continue to pursue your dream and keep that vision
in front of you when you are thinking about what
you want to do, you have got to have a vision, right,
So last night my boyfriend was saying, hmm, it would
be nice if we could vacation. He's ten years older

(16:29):
than me, if we could vacation more like, let's say
four weeks to eight weeks out of the year, because
he's close to retirement. Well, then in order to reach
that goal, you need to find out what your budget is,
how are you going to earn income during that time?
There are steps there, but at least we have a
goal that now we can unpack. So I just want
to encourage everybody to pursue your dream. If it's living

(16:51):
in Costa Rica for thirty to sixty days out of
the year, or if it's to become a master electrician,
let's make the call, set the budgets, set our goal,
and see what it takes to make your vision come through,
which is execute, execute, Execute.

Speaker 5 (17:06):
I like that, Thank you, and and and I like that.

Speaker 3 (17:10):
Don't let anyone deter your dreams.

Speaker 1 (17:13):
Please, don't do nothing. Whatever it is, whatever it is,
and it's your dreams, so it's your right to pursuit
and that's okay. So right now I want to talk
about the beauty of becoming dead free all.

Speaker 3 (17:25):
Right, because because you know, this is the time of
the year thinking out where these folks get all this?
Where did they get all because they're spending, spending, and
and and and attorney erslope. This past weekend when I
saw folks, folks are traveling too, Yes, yes they are.

(17:48):
They they were out there because when I went went
to Michigan for Thanksgiving, these folks are traveling, they are.

Speaker 1 (17:55):
What did you come to just out of curiosity? Did
you come back on Saturday or Sunday?

Speaker 5 (18:00):
I came back last night.

Speaker 1 (18:01):
Oh he came back Sunday. Because I came back. I
went to Houston, Texas. My son is there. He's in
law school there. I came back on Saturday, and I
was thinking I was gonna beat the crowd y'all ma'
The airport looked like five o'clock, like five fifteen rush
hour on a busy, busy highway. And we were this

(18:22):
is just trying to get into the airport. Weren't even
there yet. The mint it was so it was crazy.

Speaker 3 (18:26):
Yeah, that's why I leave on Thanksgiving Day morning and
come back Sunday night.

Speaker 5 (18:37):
I always get that eight o'clock wasted.

Speaker 3 (18:39):
But because nobody wants that, I don't get the crowds. Yeah, hey, smooth,
it was smooth sailing. That makes sense, smooth sailing.

Speaker 1 (18:50):
How did you did you ever get time in?

Speaker 5 (18:52):
Yes, I did.

Speaker 3 (18:53):
My snow came. Oh you know, I love the snowyeh.

Speaker 1 (18:58):
And so the snow was.

Speaker 3 (19:01):
I love that.

Speaker 5 (19:02):
Even though my teams didn't win, but the snow was.

Speaker 1 (19:05):
The snow was there. Attorney Johnson went to Seaside, she
and her family and baby Gray. So they had a
beautiful time up there. She sent us pictures and you know,
so they were beachside. Her and her boyfriend. Shout out
to Thomas Dubo's. They had an amazing time in Seaside.
They bring both of their families together, and they just

(19:26):
enjoyed the you know, the opportunity to share with one
another and celebrate the holidays. So I'm glad that they
did that. So and she is trying to get inside
of the gate right now. Looks like some people are
at that gate of a little frustrated, but they're gonna
hopefully get in. So today I wanted to talk about

(19:49):
bankruptcy all right, but more specifically stopping a foreclosure. So
I want to talk about some things on the internet
that people have been confused about. So I want to
just talk about this. Okay, So we're gonna start with
number one. What are the two types of bankruptcy. You
have a chapter seven bankruptcy as well as a chapter
thirteen wage earner. And you may say, ursula, what is

(20:11):
the difference between a chapter seven and a chapter thirteen?
So let's discuss what's the difference. A Chapter seven bankruptcy
is a straight bankruptcy, and it's a type of bankruptcy
that you can become completely debt free within thirty I'm sorry,
within thirty within ninety days. A chapter seven bankruptcy is

(20:31):
a type of bankruptcy where you can become debt free
within ninety days. Okay, we can eliminate credit card debt,
we can eliminate old repossessions, we can eliminate foreclosure debt
that you have, you name it, we can eliminate it.
The one thing that we cannot eliminate is a student loans. Well,
let me back up. We can eliminate it, but it's

(20:52):
a very high threshold, an extremely high threshold to be
able to be able to eliminate student loan debt. All right,
but let's focus on what you can eliminate. You can
eliminate your credit card, medical bills, all foreclosures and repossession. Okay,
that's under a Chapter seven bankruptcy. But you have to
pass a means test in order to be able to

(21:15):
file a Chapter seven bankruptcy. The other alternative is a
Chapter thirteen wage earner. A Chapter thirteen wage earner is
a type of bankruptcy where we take all of your
payments and then we break it down into small, affordable payments,
and we consolidate all of your payments into one So

(21:35):
we take all of your debt and we consolidate it
down into one payment, and then that one payment is
what you make on a monthly payment basis. So a
Chapter thirtyteen wage earner is also a debt consolidation. So
then people say, well, ursula, which one is best, the
Chapter thirteen wage earner or the Chapter seven Well, it

(21:57):
depends upon your scenario. Under a Chapter seven bankruptcy, Yes,
you can become completely debt free immediately. However, there are
income limitations as well as asset limitations. Do you have
equity in your property? Are you behind on your car? Note.
Are you behind on your house note? If so, then
I need to put you into a debt consolidation Chapter

(22:19):
thirteen wage earner. If you want to keep that house,
and if you want to keep the home and you're
behind on the home, then a Chapter thirteen wage earner
is ideal. However, if you're current on your home, you're
current on your car, and you want to keep your car,
and you want to keep your house, then yes we

(22:41):
can file you under a Chapter seven bankruptcy, but you
have to be current on your house, current on your car,
and just have too many other bills that we can
actually eliminate. So just to unpack that and summarize it
one more time, Chapter seven straight bankruptcy it can eliminate
all of your debt, but if you do have a
house or a car, you have to be current on

(23:01):
that house and in your car. And yes, you can
keep your house in your car. If you file a
Chapter seven under a Chapter thirteen wage earner, that is ideal.
If you are behind on your house note or apartment note,
or you're behind on your car note and you want
to keep those items, then a debt consolidation or a
wage earner is what's ideal for you, and so we

(23:23):
will put you in that type of bankruptcy. And I
really wanted to kind of unpack that. And if you
have questions, give us a call at nine zero one
five three five ninety three forty two. We're on the
air live nine zero one five three five ninety three
forty two, because it's important for us to ask questions
that are specific to you, because I just shared a lot.

(23:43):
So bottom line, those are the two different types. Now,
people always want to know, well, if I had a
husband or a wife, does my husband or wife have
to file bankruptcy just because I file bankruptcy. The answer
is no. If you are married, your husband or your
one who's not filing bankruptcy does not have to now
file bankruptcy just because you are right. They can stay

(24:07):
in a place of peace and debt freedom or continue
to pay their bills independent of what you're deciding to do.
But on the flip side, what you will have to
concern yourself with is whether you have joint debt. If
you have joint debt, then you then will be responsible. Now,

(24:27):
if y'all have questions, I want you all to go
in and call now, because not a lot of people
understand this. If two people are on, if you decide, okay,
my child wants to get this car and they cannot
afford to get the car in their name by themselves,
so I am going to co sign this particular debt.
A lot of people do not realize that when you

(24:49):
co sign on that debt, you are equally responsible for
that car or either that home. You are equally responsible
for the car or either the the home. So when
they cannot pay, okay, when you're a sister, your brother,
your loved one cannot pay, then that means that they're

(25:11):
going to look to who to pay. Say it with me, you,
that's right, They're gonna look to you to pay it.
And you're gonna be like, well, why do I have
to pay if my sister can't pay, Well, because you
agreed to be a code debtor, a code signer, then
I'll get But her name is first, It doesn't matter.

(25:33):
You all are equally responsible. People come in, well, this
is my house, my name was first. No, this is
not elementary. We're not lining up who's gonna go into
the cafeteria first. This is real life, this is debt.
You're equally responsible. So then if that one person files bankruptcy. No,
you're not required to file, but you will be responsible

(25:54):
for the full amount of that debt that is owed
as a result of being a code debtor. So if
you would like to file bankruptcy, yes you can, but
you're not required to. If someone does file bankruptcy on
that debt, then now you are fully responsible. One other
piece regarding that. In addition, if you are only an

(26:17):
authorized user, right, so, on my credit card, my son
has a credit card with his name on it, but
he is not an he is not a code debtor.
He's only an authorized user. That's someone who can use
my credit card up to a certain amount. I do
have a limit on it. But he is in college,
and well he's in law school, and so I feel

(26:38):
as though he does need assistance in certain areas. So
of course I allow him the opportunity to do so
by having a credit card that has that can use
part of my debt that I can incur on it.
And so with that said, he would never be responsible.
So if he found bankruptcy, it's not gonna affect me
at all because he's not an authorized I mean, I'm sorry,
he's not a code debtor. He's only an authorized user.

(27:00):
So this is something else to keep in mind when
you're filing bankruptcy.

Speaker 3 (27:05):
Let me go back, So, so, say if you you
you you co signed for somebody for a car and
they filed bankruptcy, is that going to affect the co
signer too?

Speaker 1 (27:20):
It will affect the co signer in that they will
now be fully responsible for that particular debt. So if
octaviaan and I, if I co signed for her to
get a car, and then as a result, she now
has defaulted on that loan and she is now filed bankruptcy,
then I am officially responsible for that debt on that

(27:41):
particular car fully and I will be fully responsible. Wow, right, right?
What so that can be?

Speaker 3 (27:52):
Yeah?

Speaker 1 (27:52):
So, but I don't Yeah, and people don't understand that
when they co sign. People also don't understand that they
don't have to go after any but you if they
wanted to be it. If you're the first name or
the second name, they're the creditors, they do what they want,
they do what they want, you know, and then people
get really shocked by it. But these are decisions that
we have to really kind of like unpack and think through.

(28:15):
I go back to what your one of your callers
said one time, which is, if you're going to make
any type of decision and which is required that you
sign a legal document, you should really consider consulting a
subject matter expert. Even if that's Antima who's just good
with reading and interpreting contracts, right, it is still the

(28:36):
opportunity to be able to educate yourself as to what
the ends and outs are regarding a document. So I
just want to encourage everybody to include those that you
love in making decisions when it comes to getting a
subject matter expert.

Speaker 3 (28:53):
Just make sure you' all do that, all right, we
are talking with the attorney. Attorney Ursula Woods is here.
We'll be talking with attorney Monika Johnson as well. If
you have a question or for my guest, we do
invite you to call nine zero one five three five
nine three four two eight hundred five zero three nine

(29:17):
three four two eight three three five three five nine
three four two will get you in to us.

Speaker 5 (29:25):
You're listening to the Bev Johnson Show on dou w D.

Speaker 6 (29:31):
I A.

Speaker 7 (29:45):
Got something to say. Say it next with Tennessee Radio
Hall of Famer Bev Johnson on.

Speaker 8 (29:52):
W d IA.

Speaker 3 (30:14):
I'm telling everyone, talking.

Speaker 5 (30:25):
Everyone, and welcome back to w d I A.

Speaker 3 (30:32):
We're talking with the attorney's attorney, Ursula Woods attorney Monika Johnson.
Ladies going to our phone lines to talk with Carolyn.

Speaker 6 (30:41):
Hi, Carolyn, Hello, how are you?

Speaker 5 (30:44):
I'm doing well today and yourself.

Speaker 8 (30:48):
I'm doing great. I'm off today and I am a
first time caller.

Speaker 9 (30:52):
Well welcome.

Speaker 3 (30:53):
Yeah.

Speaker 8 (30:58):
So I have a question for the attorney. Okay, okay,
So I heard her say about if you co sign
a car, it doesn't matter if your name is first,
their name is first, You're still responsible for the debt equally.
What about if the person passed away?

Speaker 1 (31:20):
All right, so so share more. So you're saying the
person passed away.

Speaker 8 (31:25):
Okay. So I my son, he got a car, but
he needed me for the income part. Of course, his
name was first, nine was Bacon. He passed away in
two thousand and nineteen and he was paying the car
really really well. So when they called me, I told

(31:46):
him I don't want to keep the car because it
was just a lot of grief heartache. And they was like, okay.
They came and got the car and they said send
a death certificate, and I said, the death certificate and
they was like, okay, I want to be responsible. But
the next year, twenty twenty, I get these letters saying
I owe thirteen thousands, and I was like, no, you

(32:11):
said sending the death certificate our fifty een. I want
to be responsible. And now it's still on my credit
and now they sold it to Jefferson Capitol. Jeffson Capital said, well,
we can't keep continue to call you and harass you.
That's against the law. And they said, well, it'll just

(32:32):
fall off in twenty twenty six. Now he passed away
in twenty nineteen, so if the person passes away they die,
that's still your responsibility.

Speaker 1 (32:44):
Okay, So I'm sorry you want to as well.

Speaker 4 (32:47):
I just wanted to speak to the estate portion concerning
her son's passing, and let me just say that I'm
really sorry for your loss. Twenty nineteen was not that
long long ago, and it's never okay, a child, So
let me just acknowledge that I am very sorry for

(33:08):
your loss. But as it relates to an estate, when
a person passes away with debt, okay, if that estate
meaning you know, there was a probated state open and
that estate had excess funds, there would have to be
excess funds there, then possibly creditors can make claims against

(33:33):
the estate for payment. What I generally see is that
when individuals have unsecured debt like credit cards and things
like that that aren't secured by an asset, those debts
are not the responsibility of the loved ones. None of

(33:55):
the debts are ever the responsibility of the loved ones.
What happened in this particular situation is that you signed
on as a co borrower, which means you're jointly and
equally liable and responsible for that debt. So even though

(34:18):
the estate may not have been responsible for that debt,
they were still looking for the other individual who signed
as a joint owner. Now I take issue with the
fact that they have the asset and they're still asking
for thirteen thousand dollars. But I don't know what the

(34:39):
value of the asset was. They should mitigate their damages.

Speaker 1 (34:45):
What was the value?

Speaker 8 (34:47):
It was twenty thousand for his car he stabbed in
two thousand, sixteen eighteen idea twenty sixteen. He purchased it
in twenty nineteen.

Speaker 1 (35:02):
And you were the co signer, correct, right, right, right,
So when they promised you that you would not be
responsible for it if you turned if you submitted the
death certificate, did they put that in writing?

Speaker 4 (35:17):
Death?

Speaker 8 (35:17):
Probably what I should have done it. They didn't put
it in writing. They said they would.

Speaker 1 (35:21):
Say hold on, hold on. You said they did put
it in writing.

Speaker 4 (35:25):
Oh they didn't.

Speaker 3 (35:26):
They did not.

Speaker 8 (35:27):
I didn't get it in writing. It was just over
the phone and the company said, well, we're going to
sell the car. So they sent a letter say, oh
we sold it, but we only could sell it for
nine thousand. So you didn't give up thirteen thousands.

Speaker 1 (35:45):
Yes, yes, yes, So that is correct the way that
they handled that, and that is the way that it
works that they offset. So Attorney Johnson was sharing with you,
they should offset the amount owed by the amount that
they received from the asset. So in this particular scenario,
it works exactly the way it should. It's just a
disservice to you. But when you're a co signer on

(36:05):
the debt, that is what you are obligating yourself too.
That if the person who who wants this particular asset
cannot afford or is unable to pay, even if that
means of their untimely passing, then I will step in
and make sure that this debt is paid. The unfortunate
piece is that that when they told you that, they

(36:25):
did not put it in writing. Because if they had
told you that and they put it in writing, then
we can enforce that, and then I would tell you, hey,
bring me that document in writing. We're getting ready to
send letters and begin forward with them releasing that lean
because that's what they promise, but they are not legally
obligated to do so just by the mere fact that
your son, unfortunately has left us.

Speaker 8 (36:48):
Okay, well, thank you so much time.

Speaker 1 (36:54):
Welcome Carol, welcome, thank you, thank you, bye bye.

Speaker 3 (36:59):
But that information, that's.

Speaker 1 (37:01):
Great information and a lot of times because I wanted
Attorney Johnson to take this a step further to when
people pass away. That is a frequent question. So first
let me address one thing if you have a like, say,
for instancecause that's exactly what we were about to address
if it was in a reverse situation, because we get
that all the time. People called me an Attorney Johnson

(37:21):
because they want to know if mom was behind on
property taxes, but mom passed away, mom was behind on
the house. No, but mom has passed away. Can the
surviving heirs then save the property from tax sale or
either be able to save it from foreclosure. Attorney Johnson,
and my advice would be to absolutely do so because

(37:44):
you do not want to ultimately lose your inheritance.

Speaker 4 (37:50):
As an heir. Now we're talking about airship property. Now,
this means that your loved one passed away and they
didn't plan for their passing, and so when they passed away,
their heirs, according to state law, would be the individuals

(38:11):
who inherit their property. So if you are and you
know you're an air because that was my mom, or
you know you're in air because that was my wife,
or I'm the only heir because that was my child
who's not married and who doesn't have children. But if
you know that you are in air, then you do

(38:33):
have an interest in that property. And so the best
thing to do is to protect your interest in that
property until you can decide whether or not you're going
to sell it, refinance it. But protect your interests. I
say it all the time, Why allow your grandmother's home
to go for delinquent taxes that are only three thousand

(38:57):
dollars when the home is ultimately worth fifty thousand dollars.

Speaker 1 (39:02):
Me me, Me, me, me, I have an answer because
I really want to address it, please, because if it's safer,
it's what happening with me. I can't even add four
it it's for women in here right now? All right,
this is a very typical situation, and everybody wants to sell.
But Octavia is the bully of us, right right, And

(39:24):
so you had that one sibling that's the bully, and
Octavia is like, we're not selling. We're gonna let Jojo
as soon as he get out of jail, he gonna
come here and live. And we all know how Jojo is,
we all know the type of type of friends he has.
We also know what he's gonna do to that house.
And so then as a result, me and Bev and
you we're sitting back silent and just let Octavia take over.

(39:46):
Like what do we do in that situation?

Speaker 4 (39:48):
Well, again, as an owner, as an air you have
equal rights. Let's assume that there are four individuals and
you all have inherited twenty five percent each. You have
just as much say as anyone else. But keep in mind,
as an owner, you have a right to receive your

(40:09):
portion of the inheritance out and the way that that
looks is through what we call a partition action.

Speaker 1 (40:17):
Hold on, hold on before she explains this, So what
she's saying is, if we all all four of us
in this room together, we can't get along. Octavia keeps
bullying us. You know what you're gonna do. You're gonna
call us, give Attorney Johnson a call, because what she's
about to explain right now, baby, you don't even have
to worry about that bullying sister or that bullying brother,
because there is a process that will take you across

(40:39):
that finish line.

Speaker 4 (40:40):
And the other part to that is you generally have
like one of four of us. Bev is the only
one that's paying the insurance on the property. She's the
only one that's making sure that the yard and the
lawn is looking decent. She's the only one who pays
the mortgage. And now she's frustrated and saying, I'm not

(41:02):
gonna do it anymore. And I'm saying, I understand that, Bev,
you don't want to do it anymore, but you've invested,
you still have an entry, you have a twenty five
percent interest in this property. Let's get your interests out
before you just throw your hands up and let the
property go. So how do we get Bev's twenty five

(41:24):
percent interest out? We file in Chance recurt in Shelby
County Probate Court also has what we call concurrent jurisdiction,
But we file a lawsuit, and that lawsuit is a
partition action. The general legislatures have given us an opportunity

(41:45):
whenever we have joint property that we own with co
tenants and we don't agree, we have a right to
petition the court and ask them to give us our
part of that property out. Now, what generally happens is
that there's no way to divide it equally, because if

(42:09):
it's a home on the property, we can divide it
in four ways. And so what that ultimately means is
that it forces the sale of the property so that
I can then get my twenty five percent back, plus
those expenses that weren't mine that I paid on behalf
of the other heirs. And then someone else will say, well,

(42:32):
that's not fair. This is grandmother's home and how does
she with only twenty five percent interests have the right
to force us all to sell. Well, the law accounts
for that as well. It says, oh, other heirs, if
you don't want the property to sell. You have a right,
we call it like a rite a first refusal. You

(42:54):
have a right to buy that air out, okay. And
so if you don't do that, and you don't you know,
you guys can't agree, then that's exactly what's gonna happen.
The property is gonna sell. And then those after expenses,
of course, because now you're creating more expenses attorney's fees, lawssuit,
cork costs. But after expenses, then the proceeds from the

(43:18):
sale will be divided evenly or based on your pro
rata percentage of ownership. So you're not stuck. You're never stuck,
and don't just let the property go. There could still
don't let it go. You you know, there's three thousand
dollars in back taxes, but the property is worth fifty

(43:41):
You still stand to gain twenty thousand dollars, So why
let it go for three go ahead and get those
taxes caught up. Call us nine oh one five.

Speaker 1 (43:52):
Four one help and that is nine nine one five
four one four three five seven Yes.

Speaker 4 (44:00):
Call us, and we will help you through that process.

Speaker 3 (44:03):
So you're saying, attorney Earth Turner, Monika, that that you
can save your property. Just don't give it away, just
don't just.

Speaker 1 (44:11):
Don't give it away exactly, and that's how we get
generational wealth. Justin. I don't think Attorney Attorney Justin has
spoken about this publicly. Her she assisted her family with
preparing their estate planning for her father, and so everyone
and her family were able to leave not only with
an inheritance that blessed them because their father made provisions,

(44:34):
but also something that helped them out financially to proceed
forward in life. So you may say, well, it's only
we only gonna get two thousand dollars apiece. Baby, that's
two thousand more than what we had yesterday. And you're
also honoring the legacy Attorney Johnson, let me just.

Speaker 4 (44:49):
Say, let me just say, since since you brought up,
you know, my situation with my father, my father knew
that his heirs were not going to be able to
agree on anything, So why put us in that position
where we're arguing about in fact, we didn't agree. My
dad had a house in the mountains in California, and there.

Speaker 1 (45:08):
Were there was a beautiful home.

Speaker 4 (45:11):
It was, but the sister who was talking about we
need to keep it and we can air be and
be it out. Never you know, wasn't contributing to the
upkeep or you know, wasn't helping with any of the
other things that go into that, but just wanted to say,
we're not going to sell. Well, my dad knew that,
and so he planned in advance. And so what he

(45:34):
did was he created this thing called a trust that
I'm always on this air preaching about. And it was
such a blessing because I live in Tennessee, the property
was in California, and putting that property in a trust
meant in naming me the success or trustee, meant that

(45:54):
I could honor my father's wishes without any loophos, without
any courting, and I could do it from Tennessee and
without my siblings, you know, chattering about it.

Speaker 1 (46:07):
And I want to make that a really big point point,
bev only because a lot of times people will assume
that when your children pass away, that you all are
going to get along attorney to justin. I strongly feel
and believe in appointing one administrator and letting them and
let that administrator have authorities solely to sell that property,

(46:30):
because your children will not all get alone just because
you passed away. They're not gonna just sing Kumbai, y'all
because you're no longer here. Sometimes that gives them permission
to be the bully that they always wanted to be.

Speaker 3 (46:42):
All right, go to our phone line to talk to
one of our listeners.

Speaker 6 (46:45):
Hi caller, Oh yes, Sharon, Hi Sharon, how are you?
I'm doing well? Listen. I'm so glad to hear that
my husband ran and then said radio they can solve
your problem. Okay, though, but seriously, I got a serious problem.

(47:06):
I've got two homes, one that I quick beat it
from my mother before she passed, in one of my own.
I have two sons, and unfortunately they're exchanged. They won't
we speak to each other. And one the oldest son
has a wife, so she will not even allow me
to be a friend alone of mother in law. So
how do I word it in my will that my

(47:27):
homes will only go to my children and grially grandchildren
and no wives, if you completely do that?

Speaker 5 (47:33):
All right?

Speaker 1 (47:34):
First, first, before I'm going to allow Attorney Johnson to
answer that, But I do have one question regarding Mom's home.
Have you is that house? Did mom? When Mom passed away?
Did she have a will?

Speaker 2 (47:47):
No?

Speaker 1 (47:47):
You said, you quick claimed it before mom passed away,
didn't you.

Speaker 6 (47:50):
Yeah, she stole it to me for one dollar and
it's only me and my brother. So what I did,
I did the fair thing. I found out exactly how
much the home was worth, and I gave him exactly
half of a so that that home would be mine
because he doesn't have any children and he's not going
to move back to Memphis. Okay, So we had talked
about that in that home. The part money I gave
him allowed him to buy his first home in Memphis,

(48:11):
I mean Detroit.

Speaker 1 (48:13):
And first off, I commend you for your fairness and
your kindness. That could be a whole so by So
I just I commend you. But Toney Johnson, it has
time to answer this question.

Speaker 4 (48:22):
I do have an additional question. I understand you have
two adult children, one of which you know is married,
and that spouse is strange from the family.

Speaker 6 (48:37):
My question is are you I'm saying, my two boys
are strange from each other.

Speaker 4 (48:42):
Okay, from each other, and you want to ensure that
your property only stays in your lineage with your children
and grandchildren and never to spouses. And my first question
is are are you married?

Speaker 8 (48:58):
Yes?

Speaker 6 (48:58):
I'm recently married.

Speaker 4 (49:00):
Okay, and so, and is your husband a joint owner
on either of these properties that you're referencing.

Speaker 6 (49:10):
No, no, and that's not the problem. He has his
own home. I have my own. Yes, these cars, I
have my cars. And now you talked about that.

Speaker 4 (49:16):
I understand you talked about you. I understand you talked
about it. But marriage is a legal entity and it
changes things even when you have individual properties. So talking
about it is great. He has his own and she
and you have your own. But I've recently just litigated

(49:38):
an issue where two individuals married later in life, each
having a home, and when that father passed, when the
husband passed away, his adult children literally had to fight
the spouse even though she had agreed I have a home.
This home is going to go to your children, and

(50:00):
she was untitle to that house with the children. And
that's what would happen if you don't have anything in writing.
So even though you're saying that because you're married, if
you pass away, you have more than two heirs, you
have three. You have your husband and your children, and

(50:21):
all would inherit. And if you want to disinherit your husband,
meaning and not in a negative way right, in a
way that you want to make sure these two properties
in particular go to your children, then you definitely have
to put that in writing. It would probably be a

(50:43):
good idea to have a property agreement with your spouse,
because once you're married for a period of time, your
spouse may be able to claim a spousal interest in
the marital home at least.

Speaker 1 (51:02):
So then as far as her two sons, she's trying
to figure out how does.

Speaker 4 (51:06):
She words at inn This is what I would recommend
more than a will in your situation because of the
family dynamics, I would definitely recommend placing those properties in
a revocable living trust that you're the trustee of, and
then you can have very specific instructions in that trust

(51:29):
regarding how that property is to be distributed, how it
is to maintain in your family lineage only it can
protect not only from future spouses, but it could protect
the you know, your sons from themselves. A trust gives
you the opportunity to even put like you can put

(51:49):
substance abuse language in there. If one of my children
is ever you know, dealing with this issue and unable
to you know, then I just want to make sure
that they have you know, a place to live or
you know, we'll hold their inheritance in trust until which
time they're able to actually manage their own financial affairs.

(52:11):
But definitely a trust if you want to keep it
from in laws and give us a call. We can
help you with that. So give us a call at
nine O one five for one. Help. That's nine O
one five for one four three five seven.

Speaker 1 (52:33):
Okay, yeah, because Attorney Johnson needs to work one on
one to make sure that we couch that language. Because
I understand where you're coming from, and so does Attorney
Johnson as well, because you.

Speaker 6 (52:43):
Want we're both vents in that whole nother world of.

Speaker 1 (52:48):
That's right, I know, so then to be able to
have benefits there, So give her a call so that
she can navigate your specific situation and then she will
be able to do that as well as in corporate
making sure that your husband's assays go in the direction
that he needs, and in your assets are being directed
in the direction that they need, while maintaining some level

(53:09):
of togetherness while one another are alive. All of that
can be a trust.

Speaker 6 (53:14):
So if you can stay here, I told him you
can stay here, But what I tell him, what happens
could change. I don't know how my son is gonna
treat him once I'm on.

Speaker 4 (53:21):
And that's all. That is a very very good point.
And let me just say this, we do make arrangements
for that. There are a couple of things that we
can do within your trust. We have that happen quite
often where we say, hey, don't just throw my wife
out if I'm not here. You know, I do want

(53:41):
you all to inherit this property because I earned it
and it's yours. I did it for you, But don't
throw my wife out on the street the moment I leave.
And so what we do in situations like that, and
that's why trust would be good for you, is within
that trust we have what's called a sub o pen
see trust that would allow the spouse to live there

(54:04):
for their entire life, as long as they, you know,
maintain it, maybe pay the insurance, keep the yard cut,
whatever the requirement requirements, whatever your requirements are, and then
when they pass away, your your beneficiaries will have that property.
But again, this is you putting those specific instructions in

(54:27):
writing so that there is no question about it.

Speaker 6 (54:30):
I do appreciate that I'll give you.

Speaker 4 (54:34):
Four five seven.

Speaker 6 (54:37):
I've got that. Thank you again, thank you sharing, thank you.

Speaker 5 (54:40):
Wow and and you all were just talking. We were talking.
That happens in family.

Speaker 1 (54:46):
All the time. Her scenario, what I commend her on
is that she's calling us on the front end. Yes, yeah,
traditionally we're dealing with it on the back end, and
it's a nightmare. Even with the scenario with the husband.
We had one situation where I kid you now that
lady she put her husband out well one week after
she died, seven days or either thirty days, I want

(55:08):
to say to me, yes, if I'm not mistaken, it
was seven days, within seven days of the date of
her death that the husband had to have left the house,
and he did. Those kids were not playing with him,
so he did.

Speaker 4 (55:19):
You know you think that? Oh no, I get along
well with my step children.

Speaker 1 (55:23):
They love me.

Speaker 4 (55:24):
They do until until you pass away, right, I mean
I have seen it.

Speaker 1 (55:30):
I have seen it from a perspective of just being
on social media. I've shared this story is this beautiful,
beautiful family. It was a husband and his kids and
then the girlfriend, and all of them were tall, pretty people,
you know what I mean, Like they were tall, beautiful people.
They looked like one blended family, like one family. That
man died. The man wasn't even in the grave before

(55:51):
they would cut everything to cut the girlfriend off one
hundred percent. It was really bad. So yeah, they do
love you while everybody's alive. But once money gets involved,
that's why call an attorney. Justin and I've gotten more.
You know, we preach about this. You know, we really
do get on our soapbox about people that live together.
I just want to hit it one last time. Okay,

(56:11):
if you live with someone, we don't judge that. But
what we do judge is whether y'all have an agreement. Yes,
that's right, if you quick claim your your boyfriend or
your girlfriend own to your house, or if you all
buy a house together. I repeat, you cannot decide by
yourself to take this person off you put. If I
put bab on my house, she is on my house

(56:33):
to today that she decides she no longer wants to
be there. And keep in mind if you're not married
to this person, because they'll say, well.

Speaker 3 (56:40):
What can I do?

Speaker 1 (56:41):
I don't like him, he hit me. I understand that.
But the only thing you can do is go to
the police. And if it's not a criminal matter. The
only thing they're going to do is keep him away
from the house. But that's his house, so they may
say that you have to leave in this scenario. And
here's the final point. The person that call me, what
this man did? Right? We just boyfriend and girlfriend. We

(57:04):
broke up, we both own the house. I'm dating. What
do you think I do? Whe're my girlfriend coming?

Speaker 4 (57:11):
I have the girlfriend.

Speaker 1 (57:15):
My girlfriend is coming to the house because I'm dating.
We're no longer together. You and I are only roommates.
So what the girl do? She mad? She upset, she
and their calls and hav it. I can't even tell
you the rest of what happened.

Speaker 9 (57:31):
The same.

Speaker 3 (57:34):
Is.

Speaker 1 (57:35):
Our point is if you are going to live with someone,
you need to have a cohabitation agreement. That is something
that attorney Johnson does.

Speaker 4 (57:44):
And you need to understand what joint ownership means. Okay,
I recently received a call from an individual. They share
a child together, but they're not married, and they decided
to buy property together. And so now that she's no
longer allowed on the premises because of some domestic situations

(58:08):
that occurred, and the girlfriend is now living on the property,
that she owned, and that she owns fifty percent. And
she's saying, but I paid taxes and I helped him
pay the mortgage for the last four or five years.
You mean to tell me that she gets to live there,
and I don't like, what can we do about that?

(58:30):
And this is what I'm saying, This is why you
have to think in advance what could potentially go wrong,
because this went all the way wrong and now she's
no longer even allowed in a property that she owns
at fifty percent. So the only thing she can do
at this point is forced the sale of the property

(58:50):
or either buy him out right.

Speaker 1 (58:52):
That's the only thing you can. And a lot of
times in defense of my women, just to give you
some our in men, to give you some perspective, I
get it. I do love you know. He told me
I'm his everything. And yet you're just really the forever fiance. Okay,
you're forever engaged. You moved in together. No, but he said,

(59:12):
he said, And it doesn't happen if it's too difficult
to have the conversation and it's too difficult for y'all
to even be living together. So that's our final line.
And I just want to tell everybody, and.

Speaker 4 (59:23):
You don't have to get mad. We're not advocating marriage
well we're avoca. Well I kind of am. But what
we're advocating is go in eyes wide open, and have
an agreement that you understand what is going to happen
if the unfortunate ever happens.

Speaker 1 (59:43):
Yep, yes, so, Attorney Johnson. Any final thoughts, yes today?

Speaker 4 (59:49):
Oh oh well, happy belated Thanksgiving and welcome to December.
I cannot believe that twenty twenty five is coming to
an end already. I think that we should, you know,
really do some introspective reflection during this season and really

(01:00:09):
use this time to be thankful for what we do have.
You know, lately, we've been talking a lot about how
hard things are, how people are struggling, you know, you know,
how bad the economy is, how politics are laughable like
a reality show, like how stressful life is. But we

(01:00:31):
don't talk enough about the fact that we're here. You know,
we're breathing. You know, we have our limbs. You know,
we have blessings that our forefathers and ancestors prayed for,
believe that we would have one day, and we're taking

(01:00:51):
them for granted. So I just want us to take
some time during this season. This is my favorite time
of the year. I absolutely some people have what they
call seasonal depression, and you know when when winter time comes,
they you know, go not me.

Speaker 3 (01:01:09):
This is it.

Speaker 4 (01:01:10):
This is family time, you know, holiday time. So just
be thankful. That's that's my soapbox for today. I hate
that I missed it this morning, that's all right. And
for those families who need help, just remember that we're
always there for you. Whether you know you need to
plan you know, for your future, or whether you need

(01:01:33):
to you've had some unfortunate things happen and now you
need help navigating them. We're here for you. That's why
we come on the radio and we hope that you
would call us. We're very thankful for our clients and
we show it in so many ways. But just give
us a call if you ever think you need our help.

(01:01:55):
And that number is five for one help, and it's
help for that reason, because that is our goal, that
is my law partner, and that is our heart. We
desire to help our people. So give us a call
five for to one help five four one four three
five seven.

Speaker 1 (01:02:12):
I think Attorney Johnson has said it all BEV. This
is not our final show of the year.

Speaker 4 (01:02:17):
No it's not.

Speaker 1 (01:02:17):
No, it's not. But I just wanted to tell you
thank you for the opportunity today and for everybody that's
listened to echo Monika's sentiment, if you take your hand
and put it on your chest and that beat, that
little slight beat that you feel, that means that you
get another opportunity to do it again. And so I
just want to encourage everyone, by the breathast in your
body to just keep trying, keep striving, and make sure

(01:02:39):
that you be thankful and being a place of peace
in this season. BEV, thank you for the opportunity. Will
see you in a couple of weeks.

Speaker 5 (01:02:46):
Yes, ma'am, Yes, ma'am, it sounds good.

Speaker 3 (01:02:49):
Attorney Ursula Woods and Attorney Monika Johnson, thank y'all so much.

Speaker 1 (01:02:53):
Thank you, thank you, thank you.

Speaker 5 (01:02:55):
You're welcome.

Speaker 3 (01:02:56):
When we come back, we will talk to the men.
My man, we're gonna be talking about prostate cancer in
this room coming up as we go to the other
side of the BEB Johnson Show on Double d i A.

Speaker 7 (01:03:24):
Whether you're in Arkansas, Tennessee, or Mississippi, on Facebook, Twitter,
or Instagram, thank you for listening to the Bev Johnson
Show on doub d I A Memphis.

Speaker 2 (01:04:38):
That's just show Bell Talpersie with this talking and home away.

Speaker 10 (01:04:46):
How about you go?

Speaker 1 (01:04:48):
You go, don't getting ready to go?

Speaker 4 (01:04:52):
You talk about just shows, bout show. Let's go about
just sn't we you make Gordy by hered.

Speaker 2 (01:05:07):
Listen to What to Pay?

Speaker 4 (01:05:09):
You know it's time about this the Mountain Show.

Speaker 3 (01:05:16):
Let's go. We are rocking and rolling on this Monday,
December first, twenty twenty five.

Speaker 5 (01:05:24):
Enjoyed this fabulous day to day.

Speaker 3 (01:05:26):
As I said earlier this day me and I want
you listening.

Speaker 5 (01:05:29):
You need to listen to this.

Speaker 3 (01:05:31):
Back again, my very special guest in the studio, mister
Kin Coppenter, doctor Terrell Coppenter, and my bishop is here
from the first Episcopal District, the sixty second Bishop of
the CEM Church, Bishop Marvin Frank Thomas. And let me
say good afternoon to you, lady and gentlemen. How y'all

(01:05:55):
doing good, good heaven y'all here, Hey, thank you. We're
starting the season off right right right ken. I am
so glad you're back with me because I know this
subject is so important to you and it's important to me.
Because we need to get our men out of when

(01:06:16):
we talk about prostate cancer. You know, I want you
to begin by telling our listeners a little bit about
your story.

Speaker 11 (01:06:25):
Okay, before I do that, Yes, before you do, yes,
you can say thank you to Sheila Homan, my GWC
Corfee classmates seventy one for actually connecting us and bringing
this show to the light here and also the men
of Alpha Bay Alpha Fraternity. Okay, we have joined Founders Day,

(01:06:47):
you know, we're found a December fourth, and we'll be
celebrating at ok Grove Baptist Church this Sunday.

Speaker 5 (01:06:53):
Oh good, thanks to.

Speaker 11 (01:06:54):
Our presidency of alfadelth Alambda, Devin Patterson and Sigma World.
I'm the Alex Marshall for making all that happened, for
joining us all together.

Speaker 5 (01:07:05):
So well.

Speaker 11 (01:07:06):
You know, my story started when I first got diagnosed and.

Speaker 5 (01:07:14):
Kind of tough.

Speaker 9 (01:07:15):
You know, you.

Speaker 11 (01:07:15):
Were diagnosed with prostate cancer. Yes, yes, it's kind of paralyzing. Therefore,
with their she doctor Carpenter and my wife really started
me to go into patient's rooms and told me said, look,
you need to go here and talk to these guys.
You have a story to tell, you know, And I
did and so that's what advocacy actually started. And we

(01:07:39):
took that advocacy from our clinic, Carping the primary health
care into the community where we then.

Speaker 5 (01:07:47):
Ninety three men, ninety three men screened.

Speaker 11 (01:07:50):
Wow, ninety three was there, okay? And so that was
done under Carping and primary health care. So we decided
to open up our five O one C three because
we knew more it needed to be done, couldn't be
done on the carbon primary health care.

Speaker 5 (01:08:02):
And that foundation is the Prostate Education Awareness.

Speaker 11 (01:08:05):
Chester five one C three pak PET is the ACADYM
And we've had so much support with what we were
doing and we've been out screening. The big thing is
that we were able to partner with Quest Diagnostics. Wherever
we go, they go. They believed in our mission and
we asked them to and they said, yes, we will.

(01:08:26):
They have made it easy for us by you know,
we ask, look how much you know it takes about
seven six hundred and twenty five to seven hundred dollars
to screen a men one man with all seven point testing.

Speaker 5 (01:08:39):
Yes, ma'am.

Speaker 11 (01:08:40):
Wow, they have made it, you know, at a rate
where we can go into the community and ask why
and they said, well, we want you to scream more men,
and so we are able to do so. And so
men must take advantage of what we are doing because
we want them to show up. We don't want to
have Quests to bring out all their resources, which doctor

(01:09:02):
Carmon can tell you a lot.

Speaker 5 (01:09:03):
Of what they do and what they bring to the
table and not show up.

Speaker 11 (01:09:08):
Now, what would happen at that point, Well, I mean
they may not have may decide it's not worthwhile their time.
Right now, it has beened and we want to keep
it that way. And that's why I wanted to connect
with all the men, men of organizations, the bishop. I mean,
we can do a lot and we have done, yes,
And that's as we're leaving young ladies congratulating us on

(01:09:32):
the work that we've done. And we have screened in
the twelve month period over two hundred and three men
free of charge free, yes, ma'am free. We have made
an impact, a quick impact. But thanks to Quest being
our partner, yeah, and we're able to make this happen.

(01:09:54):
So we've been after all ZIP coats, at least three
of them with our third zip because that's what we'll
decide to do, go around the different ZIP codes that suggestion. Okay,
Trustmarketing one of our partners. You've been helping us with
this and through this, so we are now running going
to the three eight one. That's how the lunch.

Speaker 3 (01:10:15):
Oh good, good sat so oh I love that kid.
And how are you doing today?

Speaker 11 (01:10:21):
I'm fine, I really am good. Well, first I have
to say that, you know, I, like most men, I
have a doctor.

Speaker 3 (01:10:28):
You have you have a doctor in.

Speaker 11 (01:10:31):
In the milord one. Uh, so I have guidance. I'm
doing fine, I really am. So you look well, thank you. Well,
I'm seventy one years of age. Problem you're looking younger
than that. Well you better watch out, watch out.

Speaker 3 (01:10:49):
He's looking out.

Speaker 12 (01:10:50):
Watch.

Speaker 5 (01:10:51):
I'm pleased.

Speaker 11 (01:10:52):
I didn't supposed to be here because we have so
many deaths pro stay cancer in our family. Oh really yes, yes, yes,
and my mother you know if you met my mother, yes,
on ninety seven. She told me back when I was sixties,
say the carping them boys don't usually live or get
out of their sixties and so, and that's true because
on my side cousin's size, I mean yeah, they a

(01:11:13):
lot of death cancer deaths period.

Speaker 5 (01:11:15):
Thank you for explaining. I'm blessed you are blessed.

Speaker 3 (01:11:19):
You are blessed.

Speaker 5 (01:11:20):
I want to bring in doctor Corpner.

Speaker 3 (01:11:22):
Move that, so Doctor Coppran, this is so important for
these men to get tested for prostate cancer.

Speaker 10 (01:11:31):
Yes, ma'am so them so important. So being our primary
health care provider of Carping, the primary health care, one
of the things I focus on is making sure men
and women get come in and get their physical exams.
So important once a year, come in and get your
physical So for a man I usually started the age
of forty, especially if you have a family history of

(01:11:52):
prostate cancer, and making sure that they get their PSA
numbers checked. And unfortunately, if I get somebody who has
an elevated p S, of course I have to have
that conversation with you, okay, And so normally how that
starts is I have you come back into the office,
we discuss your results.

Speaker 9 (01:12:08):
You know what the next plan of care is.

Speaker 10 (01:12:11):
And usually if your PSA level is elevated and the
Norman let me say this, and the normal PSA is
zero to four, So anything over four, you know we
need it's time to refer you to a specialist, which
is called the urologists. Yes, and the urologists that I
use you know, ninety five percent of the time. And
you probably know this is.

Speaker 9 (01:12:30):
Doctor Walter Rayferd.

Speaker 3 (01:12:31):
Yeah, and.

Speaker 10 (01:12:33):
Doctor rayfer he is our director of our board PX
board as well. So, and how this all started. Men
will come in with an elevated PSA. I have that conversation,
I'm telling them what their results are, and then of
course the first thing is they have that deer in
the head like, look like, I don't want to talk
to you about this. And so that's how I ended
up getting Ken involved in having him go into the

(01:12:56):
room and have that conversation somebody they will they will
feel comfortable with. They always feel uncomfortable with the female. Yeah,
so this is kind of how our mission started. So,
and I just know a lot of men, you know,
they kind of suffer in silence, and so our task
is to get them to come out and to be
screened and get tested and to find out what the

(01:13:16):
plan of care is. So you'll feel more comfortable with
this because you don't have to you don't have to,
you don't have.

Speaker 9 (01:13:22):
To be silent.

Speaker 1 (01:13:23):
You don't have to be silent, and you don't have
to suffer exactly, yeah, exactly, Yeah, you don't have to suffer.

Speaker 5 (01:13:29):
I love that doctor Coppro.

Speaker 9 (01:13:30):
Early early detection is the key to survival.

Speaker 5 (01:13:33):
Early detections.

Speaker 3 (01:13:35):
Okay, So I want to see ken how we get
our bishop involved, Bishop Harvin Frank Thomas, who is of
the first Episcocal District and Bishop.

Speaker 5 (01:13:47):
Thomas, how how you get involved in and and the
Seeing Me church?

Speaker 12 (01:13:52):
Well, let me let me if I can sure tell
my story.

Speaker 3 (01:13:57):
Okay, Yes, I'm.

Speaker 12 (01:13:59):
A prostate cancer survivor.

Speaker 3 (01:14:01):
Oh I didn't know that, Bishop, Yes.

Speaker 2 (01:14:03):
Uh.

Speaker 12 (01:14:03):
And and I think that's why, probably why I was
home and invited you to invite me to be a
part of this conversation. And back in two thousand and four,
two thousand and five, I was pastoring a church in Chicago,
and I would pick my son up, and he may

(01:14:24):
have been maybe ten years old. I would pick him
up from school, and Marvin Jr. And And out of
nowhere he would he was asking this question, Dad, you've
been to the doctor. I said no. He said you're going.
I said well yeah, he said well when? And you
know and that quirt that that that that set of

(01:14:45):
questions would would come randomly for a period of time.
So at some point after that, my mother, uh and
I grew up in tuscal Loose, Alabama. My mother I
was having surgery, so I left Chicago and went to
Tuscaloosa for a couple of We used to kind of
be with my mother. And as I was getting ready
to leave, I told my mother, I said, well, I
want to go see doctor Hill. He was a member

(01:15:08):
of the church I grew up here in Tuscaloosa, and
he was my primary care when I lived in Tuscaloosa,
my primary primary physician. Inside, I saidhim, go see doctor Hill,
and I'm going to get this exam, this physical. So
when I get back to Chicago and Marvin said, Dad,
you've been to the doctor, I'm going to say yeah.
And here's what the doctor said, Well, I got the

(01:15:29):
day before I was to leave, I went to see
doctor Hill. And then because of the family relation and
his connection to our family and to our church, he
called my aunt, my mother sister, late that night of
my appointment and told my aunt to tell me that
I needed to come see him before I left Tuscaloosa
that morning, and don't worry about anything. Just when I

(01:15:50):
come to the office, he's already and he will alert
his staff to just put me in his office and
as soon as he gets a break between a patient
between patients would come in and see me.

Speaker 3 (01:16:01):
So he did that.

Speaker 12 (01:16:01):
He came in and told me my PSA was elevated.
And as soon as I got back to Chicago, he said,
go see a urologist as soon as you get back
to Chicago's when I got back to Chicago, I noticed
a hospital in the Western suburb area where I was
living was having pro said cancer screening. So I said,
let me save some money, I'm gonna go over here.

(01:16:22):
And I went over there and had to screen it.
And they called me and asked me to come immediately
to see them, and cancer was just spreading, and he said,
you know, it's a good thing that you've come, and
said that you know, we don't have any options. We
got to go radical, the radical away. And I thank
God to this day that my son, the God used

(01:16:46):
my son ten years old at that time, to start
putting into me this awareness of my I need to
care for myself, and so he if I had not
been going to be smart and ahead of him, then
I would probably not be here today. And so for
for a number of years. Then, you know, when I

(01:17:08):
had the surgery, I you know, they ripped my rectum,
so I had to wear a colossomy bag. But sometimes
stuff happens, and and so and and and the church
that I served, uh, I you know, I was transparent,
let them know what was going on. They took good
care of me. And uh and even one of the
members called and said, uh, because the doctors. Then my

(01:17:28):
eurologist said, well, you know, we're gonna do some radiation.
And I was sharing with the congregation, and so one
of the members called and said, would you consider before
you get the radiation, would you consider another another opinion.
So Russ Hospital, Rush Hospital, that was a doctor there, eurologist,
doctor Laverne. I went to see him and he said, no,

(01:17:50):
we're not going to do them ready, We're gonna do
something else. And so I started going to see him,
uh every six months and uh for about two or
three years, and even after I moved from Chicago, came
back every six months to see him. And then at
one point of a couple of years and he said,
you're cancer free. And so that was the same from
two thousand and eight till about two thousand to twenty

(01:18:13):
one twenty two, had no problems, and then all of
a sudden they start rising again.

Speaker 5 (01:18:18):
When I got to.

Speaker 12 (01:18:18):
Memphis, I ended up having to my insurance. Stuff was
all mixed up and bobulated U and I went to
one hospital and they wouldn't see me because I didn't
have any insurance here in Memphis. And then a friend
of mine who used to work at Methodist Hospital, doctor
Albert Moseley, he saw what was going on with me.

(01:18:40):
I was sharing because I share a lot of stuff
on Facebook, transparent and invite people to share my journey.
And he called and told me he was going to
call somebody, and they got to see me. They saw me,
you know, and blessed me in a lot of ways.
And so I went through. I was scheduled for thirty
five treatment of radiation at number twenty four. They told

(01:19:04):
me I don't have one more, and so every and
then that was in twenty that was in the first
of last year, and I got I finished, just in
time to go to Rome to meet the Pope. I mean,
just in time to go to Rome to.

Speaker 5 (01:19:17):
Meet the Pope.

Speaker 12 (01:19:18):
And uh And as a result of that, I mean,
I just I mean, and all of my follow ups
have been known, the detections whatsoever. So I you know,
I'm in I'm in this room and I tell my
story and I shared it on Facebook because I want
I want men to understand that you this is important,

(01:19:41):
this is your life. Yes, you know that there's some
things that happened to you in this process, and I
can understand you know why. You know, men may not
sometimes you know, I want to talk to a female,
but I've learned now that you talk to whomever God
places in your in your in your view to be
a part to your healing process. And I've had female

(01:20:04):
and collegists and neurologists who shared my journey. You know,
I'm done with all that other stuff. I'm trying to
be well, right, I'm trying to be well. And so
I would encourage every brother who's listening, and I would
encourage every sister to tell every brother, yes that you
know that their health is too important. And prostate cancer

(01:20:25):
in terms of how it is prevalent in the African
American community, I did not realize. And I don't want
to take up all the time, but let me just
say one more thing. When I woke up from my
surgery in two thousand and four, two thousand and five
in Chicago, my uncle, my daddy's brother. My dad died

(01:20:47):
when I was a kid. My dad's brother was standing
in the room. But the interesting thing is before I
left Chicago the next year, I buried him, know until
then that he had prostate cancer. Wow, and how prevalent
that is in our community and then in our family.

(01:21:08):
And then after I got it, my oldest brother got it.
So and so the other thing I want to say
is we got to tell our health history to our family. Yes,
and because it's important. It is because I'm sitting around
here didn't even know that this was running rampant in

(01:21:30):
my family.

Speaker 5 (01:21:33):
Because we talk.

Speaker 12 (01:21:34):
We talk about everything. We talk about the Chicago baths
and the New York jets, but we don't talk about
us in terms of our health. Yeah, I'm sorry, No.

Speaker 4 (01:21:43):
You Bishop, I'm glad because I didn't know your story.

Speaker 3 (01:21:46):
And I'm sure a lot of us who are seeing
means don't know your story if we haven't looked on
Facebook or no.

Speaker 5 (01:21:53):
But thank you for sharing that, all right, And so,
doctor Carpenter, So it is.

Speaker 10 (01:22:00):
Ones and families exactly, and that's why we need to
stay on top of it. Is the second leading calls
and the second leading cause of cancer.

Speaker 5 (01:22:10):
An African American.

Speaker 10 (01:22:11):
American and one in every eight me and would be
diagnosed with prostate cancer and one in every six black man.

Speaker 9 (01:22:20):
So that's how prevalent it is.

Speaker 5 (01:22:22):
Wow.

Speaker 3 (01:22:22):
Wow, So ken what you all are July that I
love this. The free screening you have one coming up?

Speaker 11 (01:22:31):
We do that is Saturday, December sixth, from ten to one.
We'll be an unch Man Community Center.

Speaker 5 (01:22:40):
Oh yeah, I know. I'm sure that's the three eight
one one for the cod Okay down the street from
my church, right.

Speaker 7 (01:22:48):
Church.

Speaker 5 (01:22:48):
Okay, there we go.

Speaker 11 (01:22:50):
Yeah, and we've you know, we're jumping around. We've been
to uh three eight one one six twice free screening.
We went to three eight one oh six. Now we're
three eight one one.

Speaker 5 (01:23:02):
Four and twenty twenty six.

Speaker 11 (01:23:04):
We're going to be moving around Shelby County. I need
help though, Okay, excuse my boys. A holiday weekend.

Speaker 5 (01:23:12):
Got the I know we need.

Speaker 11 (01:23:16):
I wrote and I sent it to the bishop some
things that would be helpful to keep us afloat, okay,
and to keep me in afloat and their families, because
it's just not a man's thing, it's a family thing.

Speaker 5 (01:23:30):
Is you'd be surprised of the people I have to
advocate and talk to.

Speaker 11 (01:23:36):
She sent women in to talk and one lady a
couple of weeks ago, I had to talk to her
because her husband just took a one hundred and six
degree urn when he had prostatecte cancer. He didn't trust her.
She said, I can't hardly go out of the house.

(01:23:57):
He called me every time. I mean of trust, he didn't.
It just changed him. And so that's a family thing,
you know, she's suffering. So family, yes, And so she said,
I'm I'm to my wits end.

Speaker 5 (01:24:12):
I don't know what to do. She said.

Speaker 11 (01:24:14):
I told him I'm not going to leave him, but
that didn't matter. So those kinds of things the conversations
I have to have with me and and I do
on a frequent basis because she said them to me, because,
believe me, the numbers up. I mean, we have look
there when we look at African American men, we have

(01:24:34):
risk factors we're talking about, well, for me, age okay,
but then there's the genetics, there's the race. Okay, we're
the most likely to get prostate cancer and the most
likely to die from it. Now, if you ask some
other factors that you call was the COLN, worbid or
whatever they may look. Yes, all those other things she

(01:24:57):
deal with. Yes, I talked to the guys and you
know they ask me, well, I can't be intimated. Your
blood pressure high? You know you've got diabetes. You know,
are you drinking? All those other factors that go into
all of that. Smoking is another one. Yes, So yes,
we're doing what we can.

Speaker 5 (01:25:16):
Okay, and but you need help. We need help.

Speaker 11 (01:25:18):
And here's some things I wrote, and I even sent
to the bishop and asked him to, you know, to
share it with him. And if you lead an organization,
I mean you could be a male or female, you know,
if you me and we are everywhere, Yeah, okay, encourage
your members and men to get tested. Be an example

(01:25:41):
and get tested yourself. Invite an advocate to speak to
your organization like us. Now what's good about us is
that you're going to get a medical perspective, yes, along
with a living survival advocate experience, and so we team up.
I always make sure she go with me, because you

(01:26:03):
know it's going to turn to the diabetes and the
questions I can't answer. You know, another factor's medical. So
it's a it's that's what we get. Hosts a free
screening event.

Speaker 5 (01:26:15):
They should host.

Speaker 11 (01:26:16):
We need locations like one we have coming up now
at the Orange macal Brian Harris Youth Service Division with
the City of Memphis.

Speaker 5 (01:26:26):
You know, I feeled out a paperwork. He took care
of it. You know I need that kind of help.

Speaker 11 (01:26:31):
You know, Identify the survivors in your organization because they're there. Yeah,
they're there. There are a lot of them to believe me. Okay,
you'r African American male.

Speaker 4 (01:26:43):
If he's a Harold Scottie Scott.

Speaker 11 (01:26:47):
Scotti, I will bring some names up at a ball
But and you have let us come here and have
a conversation.

Speaker 5 (01:26:54):
Yeah. ESPN J.

Speaker 11 (01:26:55):
Harris, You've invited with doctor Rayford, you've been so good
to us organized survivor family meetings because women are suffering,
families are suffering.

Speaker 5 (01:27:05):
Let them share, let them talk because they have something
to say.

Speaker 11 (01:27:08):
That's if I tell you a moment ago about the
about the Lady memorialized prosially cancer deaths in your family
or organization. Just don't let them pass away and be forgotten. Yeah,
and educate yourself on the importance of getting tested. Yes,
if a man needs if you're a man, you need
to know, okay. And also to donate support to support

(01:27:31):
we have a campaign to support free testing. Okay, donate
give us some money so we can you know, continue testing.

Speaker 5 (01:27:39):
So this is free.

Speaker 3 (01:27:40):
Well yeah, because because a lot of men, Bishop, like
you said, insurance, they don't have insurance, they don't have money.
And so that's that's why I told my men listeners
listen today, get that free screening. And Bishop, I want
to ask you, how would you put this out to
our members of the Seeing Me Church.

Speaker 12 (01:28:01):
Well, I mean I was just sitting here thinking I
would first for Saturday, I would, you know, from my
office will send out a communication really encouraging men in
the Western CE region to go to be tested and
uh and two and to share that they've been, so

(01:28:22):
that we will know that they've been. The other thing
I was thinking is we've got to find a way
in which two wholesome uh maybe one or two testings
events at a couple of our churches, you know. Yeah,
And I mean I was you know, probably Seeing Me
is on this listening to us. Now know that I

(01:28:44):
come up with stuff when I get inspired. Yeah, and
but I've heard some things. I mean you know, a
gathering of men where you know, we have the conversation,
you know, and then you know, I think the other
piece to to you know, that might be helpful is

(01:29:09):
having someone who can talk to brothers, you know, because
you're gonna run into some brothers who are single and
how they're going to navigate on the other side of this,
you know. And then you know, the mental health piece,
you know, because it it affects ones.

Speaker 5 (01:29:25):
I mean it.

Speaker 12 (01:29:27):
You have to decide on the other side of it.
Because when I when I I tell you back when
I had had the radical surgery back in two thousand
and four, two thousand and five, got back home, it
seems like every time I picked up the newspaper reading
about somebody who died of prose again, Lord, yeah, you know,
but but celebrate people who live, who who who survivors,

(01:29:56):
and then moralize, as you said, persons. And that's something
we we probably should do, is to celebrate, I mean
memorialized persons. Have a memorial, you know, like we do
people who died in the war, you know, because you know,
it's a part of our journey. And then it brings

(01:30:18):
awareness to the seriousness of prostate camps and then it
also it gives persons an opportunity to remember to live
and to celebrate the life of one who has passed
away as a result of prostate camp. And then it
may be the imput for that kid, that nephew who

(01:30:42):
was twenty years ago old when Uncle so and so died,
Now he's forty five or whatever, and and for uncle,
I'm gonna go do this, you know, because I realized
this is this, this is in my family, see and
so anyway, and I was just thinking about, uh anyway

(01:31:04):
in which uh the first school district can partner and
make this uh for the awareness. But we'll get we'll
get the notice out about Saturday, but there will be
some other kinds of things intentional that we'll work on together.
And I have a friend, a colleague who's an amision

(01:31:26):
bishop and I'll see I'll see him in a couple
of weeks and talk to him about, you know, how
to get the amisions in this area involved as well.

Speaker 10 (01:31:36):
Yeah, we get that microphone over and it's so important.
We've got to get the women involved. I mean, yeah, women,
I mean dad, get your dad, your your brother, your nephews,
I mean the women need to be Yes, involved as
well too. A lot of times we're the ones that
can get the men into the.

Speaker 3 (01:31:55):
Doctor and then the women and usually have to take
care of them. Doctor Coppernown, exactly exactly's true. I love
Bishop what you just said. How the sea of me
church couldn't get involved. I love that and and and
I'm sure doctor Carpenter and kid loves it when you
said partner with them. Another kid. That's another blessing, another one.

Speaker 5 (01:32:16):
We've had so many, and you have been one other.

Speaker 11 (01:32:20):
I mean, seriously, Bell, you really have when I call
and reach out and say, look we need to I'm
having a screening like with this one, I really needed
you this time, and just so happened we have another blessing.
And the reason I say this time is because we've
been advertising. Okay, we only have nine men. Oh no,
we only have nine.

Speaker 3 (01:32:40):
Come on in, now, come on in now.

Speaker 5 (01:32:42):
I don't know how to face Quest diagnostics. Yeah, you
just only have nine men.

Speaker 11 (01:32:48):
Why they bring to the ape, to the table with
Quests when they come out, they do so much.

Speaker 10 (01:32:53):
We are blessed because Quest when we presented our proposal
to them in terms of what we were trying to do,
they just elated and said, we want to partner with
you because they've never done it before. Nobody's ever approached
them ever before on anything reaching out to the community
of this magnitude. So their account executives said, we're on

(01:33:13):
board with you. So Quest is housing our practice, so
we have a good relationship with Quests. So they bring
so much to the table. They're bringing their phlebotomists. The
account executives are coming. They come to each greening the
we have like four phlebotomists that come. They're spending their time,
coming on a Saturday, right, who wants to come out
on a Saturday.

Speaker 9 (01:33:32):
Most people want to stay home and relax.

Speaker 10 (01:33:34):
So they're actually coming out. They're bringing all of the equipment. Yeah,
the blood to spend down, the blood, the centrifuge, everything
that goes with that, the packaging, the courier piece.

Speaker 9 (01:33:46):
I mean, all of that is in house.

Speaker 10 (01:33:48):
And unless Ken said, that's an expense, oh within itself, okay.

Speaker 9 (01:33:52):
And so we don't want to disappoint yeah, Quest.

Speaker 3 (01:33:56):
Yeah, well I don't want you to the last numbers
of the men's that's what the last screening, how many
menuting you had?

Speaker 5 (01:34:05):
We had eighty two eighty two.

Speaker 3 (01:34:07):
So we need we need to come on Saturday and
Orange Mound, right, Bishop me, you all get tested?

Speaker 11 (01:34:15):
Men?

Speaker 3 (01:34:16):
So cand do they have to register?

Speaker 5 (01:34:17):
Can they walk to the door? All right? I can
they can walk? They can walk in.

Speaker 11 (01:34:23):
Yes, our volunteers would be there waiting register them. They
can also go online, and that is we do have
a We have a website they can go to. It's
a secure website. Ok So you know you have to
do the h T T P s and all of that,
but it's pak dash Memphis dot org.

Speaker 5 (01:34:42):
I got it.

Speaker 11 (01:34:42):
That's our website. Do it again, pac dot Memphis. It's
not sorry, let me repeat that, Pac Dash Memphis dot org.

Speaker 5 (01:34:53):
Okay. And they can go to.

Speaker 11 (01:34:55):
On the home page the crowl down far enough, they'll
see a big page each there a flyer.

Speaker 5 (01:35:01):
Or they can go to event registration and just sign
up themselves. Okay.

Speaker 3 (01:35:05):
If y'all can't do that, don't have a computer. Walk
on in, Walk on in, because after Saturday, I want
Ken to call me and tell me he had Bishop.
These many numbers, I want more than nine.

Speaker 11 (01:35:20):
Every time I've been on your show, I number spiked
every time. Well, I hope they spink me with eighty
two best time. I mean, look, I can't say enough
for what you've done for us and the men in
this community.

Speaker 3 (01:35:34):
And I'm looking at you all too, prostate cancer survivors
in the room with me.

Speaker 5 (01:35:42):
That's a blessing. It really is.

Speaker 4 (01:35:44):
Another blessing is men Saturday. It's free.

Speaker 5 (01:35:49):
You don't have to spend any money, right, doctor Carpenter,
it's free.

Speaker 4 (01:35:54):
It's free.

Speaker 10 (01:35:55):
And also the registration is not a long process, okay,
and age it just in case.

Speaker 11 (01:36:10):
And one thing to let me say, sure, we do statistics, okay, uh,
on our events, and we look at the numbers. We
tracked the numbers, we checked the elevated uh PSA levels.
Doctor Carpenter when in quests send those l UH evaluations
after her. She make notes on them and we get
them back to the patients.

Speaker 5 (01:36:30):
Okay.

Speaker 11 (01:36:31):
And our last screening, uh, that was at uh Saint
Augustine Catholic Church. And let me say thank you, uh father,
which is my church.

Speaker 9 (01:36:39):
Okay.

Speaker 11 (01:36:41):
Uh Stephen Brown, Okay, you know he told me b
Be prior to the screening. He said, I have a
story to tell and he said, I've never told anyone.
He said, I wanna do it at your event. Cause
see we I went to the church, me to the
to to our parents that say, look, we wanna s
have the ben here. But I had no idea what
he was gonna talk about. He said, I do have

(01:37:02):
a prostate cancer story. I said wow, wow, and he did,
and he shared it among all. We had over one
hundred some people in there. Yeah, this was the screening event,
screening events, and he said, it was the first time
I've shared this story with anyone.

Speaker 5 (01:37:16):
He's I've held it. His numbers. He doesn't have cancer.

Speaker 11 (01:37:20):
His numbers elevated though, yeah, and so he's got a
scare where he has to now make sure he track
his number. Oh yeah, oh yeah, so you know those
kind of things. But on the statistics part, we screened
eighty two. We had over about twenty three twenty four
MEI with elevated wow yeah PSA levels. So that's true

(01:37:45):
to the statistics. Okay, say one and six, one and
four for us. Okay, I love it that many elevated PSA.
So we get it back to him and said, look,
stimp you to go serologist. Okay, and it is at
that point, I love what you're doing. Can in your foundation.

Speaker 10 (01:38:03):
Yeah, So the results come come to me, Okay, So
I review all the results, so everything is confidential, and
so what I do is I put my little informational
on the lab results so that if it's if the
test is elevated, then I will say, look and we
need to go back to your PCP, follow up with

(01:38:24):
your PCP, or you need to be referred to a urologist.
So so there is communication in terms of your lab results.
So even if I have to make a personal call, I'll.

Speaker 4 (01:38:32):
Do that as well.

Speaker 3 (01:38:34):
Sounds good, free, good, good free at free.

Speaker 5 (01:38:38):
I love it, I love it.

Speaker 3 (01:38:39):
I love how you all have shared the information. Uh
that's coming up again on Saturday. Can tell them where
you all gonna be the free testing testing.

Speaker 11 (01:38:50):
We'll be at the Orange Mound Community Center and that
would be in the starting community.

Speaker 5 (01:38:57):
At the Mound in the mound, right across from the stadium.

Speaker 3 (01:39:03):
Meryal There you go.

Speaker 5 (01:39:04):
What time again?

Speaker 3 (01:39:07):
Tend to wan?

Speaker 5 (01:39:09):
Can I say one thing?

Speaker 3 (01:39:10):
Yeah? Before you do, let me get I want to
get Bishop Marvin Frank Thomas, last words. Bishop, you'd like
to say to our listeners about this again?

Speaker 12 (01:39:21):
Let me encourage all of our men and and women
go and take your men.

Speaker 3 (01:39:27):
Uh.

Speaker 12 (01:39:28):
If you have to hook tie them, take them. It's
too important that that they missed this opportunity to be tested.
The statistics are there, they're not in our favor. But
we can change the narrative. And we can change the
narrative by being proactive and to be and and and

(01:39:51):
to discover that you may have an elevated uh P S.
A H score does not it's not the end of
your world. It just means that you got to create
a plan to address the challenge, the health challenge that
you have. I'm a living example of what happens when
the community works together, when you take care of yourself.

(01:40:15):
In terms of responding to devastating news that you do
not run from it. You face it head on. And
then you're blessed to have people professionals, urologists and all
doctors and agencies who are there for you and will
share the journey with you. I mean, I've been blessed

(01:40:36):
with eurologists in several states and including here in Tennessee.
Person to take your care to heart, you become a
family member. And so I'm reaching out to my brothers
as a brother. Please Saturday and especially the men in
the Christian Methodist Episcopal Church. Please show up for the

(01:40:59):
screening on Saturday. I'll be traveling, but but I'll be
praying for for the success of this and uh. And
God has provided an opportunity for you to address to
know because it's one thing. I mean, if I had
not gone because trying to be smart and get ahead
of my son, I may not be here, you see.

(01:41:20):
And so here's an opportunity. So I strongly encourage you
with every fiber of my being to be present on
Saturday and to receive the test. God bless you and
take good care of yourself. We are a village and
this is just one of those village moments.

Speaker 4 (01:41:38):
Yeah, Dot pull that over the microphone over there.

Speaker 9 (01:41:42):
Just wanted to say we're all members of the Divine nine.
Yes to Alpha man. I'm a Delta woman and somni.

Speaker 3 (01:41:50):
Yeah.

Speaker 10 (01:41:50):
And you know what our mission and all of us
have our own mantra motto follow and that is community service.

Speaker 9 (01:41:59):
Yes, and that's what we're doing. Yes, And that's exactly
what we're doing.

Speaker 10 (01:42:02):
And we're trying to make this our life mission to
go back to our community.

Speaker 3 (01:42:07):
Dr coppenter at my SORR too. All right, Ken, I'm
let you have these last words our listeners.

Speaker 11 (01:42:15):
I do want to at least acknowledge a couple because
I'm gonna a couple of people I need them next
year West Cancer Foundation and uh, that was zero Prostate
Cancer with Manda Man Support Group. They were ours presenting
sponsors for that event. Okay, that was Helly Saint Augustine
thanks to Carry Burnett there and Clarence Williams.

Speaker 5 (01:42:36):
And Manda Man. So I need them.

Speaker 11 (01:42:39):
But I also want to recognize other guys that Howard Robertson.
I I can't say enough of this guy. He was
with us from the very he and his wife Beverly,
we've sat down at the table. They the reason we
go through to not to all aspects, all areas of
now on one is something that they said, okay, and
there is a little scribbling somewhere, a little statement that

(01:43:03):
on one of our brochures that says, uh, and I
quote from him, say, we won't meant to understand, okay,
what's going on in their bodies so they can keep
living for themselves and their families. Yes, Howard Robertson, Okay,
author of PAK, part of the website why PAK is important.
They have been there for us so I have to

(01:43:24):
acknowledge him. And also Derek, doctor Derek Page, he's been there.

Speaker 5 (01:43:27):
With just too okay.

Speaker 11 (01:43:28):
So yeah, and he helped us get out that we
was in his zip code at doing San Diegustine that
was a one o six and I needed him and
he brought guys out and to get tested. So being
an example, yes, that's the main main thing. Example, that's
help us out.

Speaker 5 (01:43:45):
Help yourself out, to be honest, yourself out.

Speaker 11 (01:43:49):
So I just wanted to say something to them, and
also the volunteers, because we have a group of volunteers
that have now lashed on and said what you all
are doing are it's we're gonna be there with you
whenever you need us.

Speaker 5 (01:44:03):
So we'll be calling them.

Speaker 3 (01:44:04):
I love it. And again tomorrow Saturday, Orange Mound Community
Center and you're starting at ten o'clock and y'all heard
heard Ken and says if you don't don't know how
to register, walk on through, and walk on through.

Speaker 5 (01:44:21):
And again Dot Carpra, I'm glad you said.

Speaker 3 (01:44:23):
We are all part of the Divine Nine and all
those fraternities Alpha and and Sigma and Kappa and Omega
and Iota, come on in, come on out, support this brother,
these brothers.

Speaker 5 (01:44:37):
Right, thank you, thank y'all for being here. Thank you
for having.

Speaker 4 (01:44:42):
Bishop, Thank you for sharing your story. We never knew,
but now we know. Now we know, and so can
you know.

Speaker 3 (01:44:49):
And so the Bishop told you, I'm gonna hold him
to it, say you gonna partner with get get our
seeing me church involved.

Speaker 5 (01:44:54):
I believe it.

Speaker 3 (01:44:57):
We were gonna do that.

Speaker 4 (01:44:58):
Brother.

Speaker 3 (01:44:59):
I appreciate you, Ken Coppenter, Doctor Terrell Coppenter, and my bishop,
Bishop Marvin and Frank Thomas of the First Episcopal District
of the Christian Methodist Episcopal Church.

Speaker 4 (01:45:10):
Thank y'all for being here. I appreciate y'all.

Speaker 5 (01:45:15):
Thank you, Thank you Bill. The views and opinions discussed
on the BEV Johnson Show are that of the hosts
and callers and not those of the staff and sponsors
of wd IA.

Speaker 3 (01:45:29):
I want to thank you callers. I want to thank
you listeners. They are important for joining us this day
on the BEV Johnson Show. We do, we really do
appreciate you. So until tomorrow, please be safe, keep a
cool head, y'all, and don't let anyone steal your joy.

(01:45:50):
Until tomorrow, I'm BEV Johnson and y'all keep the faith.
He re