Episode Transcript
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Speaker 1 (00:17):
Memphis probably presents the Ben Johnson Show.
Speaker 2 (00:22):
Let me say.
Speaker 3 (00:23):
Bathemis don't gave me said?
Speaker 4 (00:32):
Let me you say she's.
Speaker 5 (00:35):
Gone camphis don't gain alone. No matter of the problem,
she can help me solve all the.
Speaker 6 (00:51):
Loma on your mind.
Speaker 4 (00:53):
She understand to be adding in the head by challing
you the jest. Keep count.
Speaker 5 (01:02):
Around where Arid.
Speaker 1 (01:03):
Go bicking up bif thosing show because.
Speaker 5 (01:07):
Bill got her didn't get happen the fuck you can
hear every day uded I ain't my beell got me ap.
Speaker 6 (01:18):
This tng Eve Gay, good morning, good morning, good morning.
Speaker 4 (02:04):
And welcome in to w d i A The Bev
Johnson Show. Good morning, I'm Bev. Good to have you
here on this Monday, November fourth, twenty twenty four. Enjoy
this fabulous day to day. Yeah, as we get started
(02:27):
on this day, Yeah, get ready as we share the
good news our girl is back in the house. Laurie Swannagan,
the CEO of the Benefits Solutions Club club group Laurie's
(02:49):
Gonna kill Me Grouth, will be here to talk with
us this day to get your benefits in tact. It's
open enrollment season and you need to know what's going on.
So is here to talk with you. When it's your
turn to talk, you know you can nine zero one
five three five nine three four two eight hundred and
five zero three nine three four two eight three three
(03:13):
five three five nine three four two will get you
in to us. Second hour, we'll talk to mister Willie Jacobs,
so the Final Expense Agency, get your final expense plans together. Yeah,
y'all need to do that. You really do, really really do.
We'll talk more about that second hour, all right, all right,
(03:35):
And if this day, this day, Monday, November fourth, twenty
twenty four, is your birthday. Happy birthday to each and
every one of y'all out there who may be celebrating
a birthday on this day. Happy birthday.
Speaker 1 (03:56):
Came came over there.
Speaker 4 (03:59):
Doctor Bobby office. It's his birthday. My little stretcher, I
cam be stretching me out.
Speaker 1 (04:07):
He's stretching me out.
Speaker 4 (04:10):
Happy birthday, cam He's over the y'all, No Cameron, he's
over there in doctor Bobby Meyer's office. Happy birthday, brother.
Wish you many many many mini mini, mini, many many
more from the staff of doctor Barbie Meyers James Chiropracton. Oh,
your hole, your family, your mom everybody loves you. Yeah,
Happy birthday, Cam, and happy birthday to all of you
(04:32):
all out there celebrating your birthday this day, go out
and celebrate your life. You data your better. When we
come back, we'll talk with the CEO of the Benefits
Solutions Group, Hory sowna good next with me, Bev Johnson
on the Bev Johnson Show on w d IA. Good morning,
(05:05):
and welcome back to wd I A The Beth Johnson Show.
It is indeed a pleasure. I'll have you with us
once again on this Monday, November fourth, twenty twenty four,
the day before election day. Yes, tomorrow is election day
in the United States of America. I want to say
(05:25):
that before we talked to Laurie, let me give this
morning condolences out to We've lost Quincy Jones. Wow, Quincy Jones.
You know I folks taught him to godfather. Quincy Jones
just a dynamic producer, writer, played the instrument. He was
(05:46):
a bad boy. But we lost Quincy Jones today. So
I wanted to say that if you hadn't heard, I
don't know if it staying at Scar Star Scoop or whatever,
but I want to say we lost Quincy Joe, and
he will be remembered. He he wrote a lot of songs,
a lot, a lot of lot of songs, Yes he did.
(06:08):
He wrote a lot of songs, y'all. Yeah. But I
just wanted to say that, and also, and I didn't
do this over last week, that our condolences to the
family of the Night Hawk. We lost the Nighthawk, y'all.
We lost the Night Hawk and Alvin Moore. Alvin Moore
(06:30):
who was a WDA personality back in the day in
the seventies, and we lost and he's been a couple
of our functions. We lost him, who's married to Judge
Betty Moore, and our condolences to her and her family.
And we lost the night Hawk, Wow Alvin Moore. And
also to the family of one of my church members,
(06:51):
sister Joyce Lindsey. We lost her and to her family
our thoughts and prayers, And just wanted to say that
because I forgot to do that last week, and I
had meant to do that, because we always think about people,
and it's hard when you lose a loved one. But
we know that we are all gonna have to go.
We already know that. We don't know when where? How? Why?
(07:15):
But we're going so but we keep the families prayed up,
We keep the families in our thoughts and our prayers.
And I just had to say that. I had to
say that, all right, all right, well, our girl is
in our house, and ed I said, don't call the TV.
(07:37):
I call Lord Lord Ree Laurie. Laurie Swannegan is here,
the CEO of the Benefits Solutions Group. Laurie. When I
said that at the Souls from the Polls, I said
that on the stage, a lady caviby and she said,
I fell out. She said, I loved it here, Laurie.
She said, when you said that, don't call the TV.
(07:57):
Call Laurie. And y'all know it is the annual enrollment period.
So if you're seeing all of this on the TV,
if you're hearing it on the radio, there is a
reason because people want you to know, and especially Laurie.
Laurie wants you to know what is going on with
(08:22):
the annual enrollment period. And for our first time listeners,
Laurie tell them what the annual enrollment period is all about.
Speaker 1 (08:33):
Oh, thank you beb The annual enrollment period starts October
the fifteenth through December the seventh. It is a time
where you know they're talking about zip codes and you
know they've told me I made too much money. Well
here's the time, y'all. It doesn't matter wherever your zip
code is. You're going to be able to get a
(08:55):
plan wherever. Whatever money you make, you know, whatever your wages,
your income, you're going to be able to sign up
for a plan. This is the time. Listen. If you've
got that red, white and blue card, listen to me good.
It's called the Medicare card. It's a paper card. It
(09:15):
comes in the mail. Don't throw that thing away. It's
a Medicare card. Or we call it the red, white
and blue because there are so many cards that you're
taking your wallet. But if you've got Medicare Parts A
and B, you qualify. Call us today. So listen. We're
a bunch of local agents.
Speaker 7 (09:33):
We live.
Speaker 1 (09:34):
We're located here in Memphis, Tennessee, but we are in
about twenty five states plus bev. Here is it a
good time to throw out my address? Let's get it going.
Speaker 4 (09:43):
Hey, get it going, sister. They want to know where
you are in that phone number.
Speaker 1 (09:48):
Yes, so God has blessed us with us seventy two
hundred square foot building and we are waiting on you.
We've got some good coffee and water and snacks waiting
on you when you walk in the door, and we're
gonna treat just like family. We're located at twenty seven
fifty Colony Park Drive. Now, we used to be located
downtown on North Maine, five twenty five North Maine. We
(10:12):
have moved. I've had several people to come in and
say that they went to the five twenty five North
Main building, so we are not there anymore. We are
at twenty seven fifty Colony Park Drive. That's here in Memphis, Tennessee.
Speaker 4 (10:26):
Three eight one one eight.
Speaker 1 (10:28):
So here's the number. I want you to get this number,
and I want to even throw mine out there today.
Let me do this call nine zero one four five
three six three four six. Again, that's nine oh one
four five three six three four six. We have agents
that are waiting for your call.
Speaker 7 (10:48):
Now.
Speaker 1 (10:49):
Let me make this clear, y'all. It may not come
from the four five three number, so you've got.
Speaker 4 (10:55):
To pick up.
Speaker 1 (10:55):
I had a lady just a couple of weeks ago
that was kind of upset with me. But we called
her back on a different phone number, so it's not
going to always come from the four or five to three,
nor the three oh one. So pick the phone up.
We're going to try to call every single person that
calls into the office. We're gonna make sure we get
(11:15):
give you a call back, all right, So listen, I
love you out there, I want to help you, and
I don't even trust any other agency you. I've got
some news today, beib and I'm telling you it really
had us going last week and our listeners have got
to hear the news that's coming up. But I want
to talk about the annual Roman period and what it
(11:36):
means to you who have Medicare. So it's a time
for you to make a decision on your plans. Now
you've heard me talking so much about there were certain
plans that we're no longer going to be on the market.
Well we got more news just this past Friday, and
(12:00):
it's going to be followed with more news, even more news.
So just this past Friday, we had a carrier to
take all of their plans off the market. They took
all of their plans off the market. So no longer
can we not only can we not enroll anyone any
(12:22):
longer in this plan. But the folks that have well,
the folks that have the plan with grandfather the Inn.
But you can't enroll anybody else in this particular plan.
So after that news, Tennessee was hit. Georgia, oh my god,
Georgia was hit pretty bad. Mississippi was hit, Texas, Florida.
So if you are in those areas, then we had
(12:45):
another company to come back.
Speaker 4 (12:46):
Are you Are you in Oklahoma? We can be Oh no,
I was wondering when you were saying that, Lorie, because
you know they just had that tornado and a lot
of families. Oh, I struck in Oklahoma City, so I
didn't know if you were in Oklahoma City. Lurid says,
we can be out like that. They can be where
we need to be. Bad.
Speaker 1 (13:05):
But there were so many plans that were hit. I
don't want to call the company's name, but I want
you to call in to the office. This is so
so serious. Call into the office because even if you
have been written on one of those plans, we need
to talk. We need to talk. Our number again is
nine oh one four or five three six three four six.
(13:28):
We got I mean, it was breaking news. Just this
past Friday bed and it really set a precedent because
typically when we get set for AP they don't make
any major movements or major announcements. Well, we got several
announcements on several different plans. At least three different plans
(13:49):
are pulling their plans off the market, and I'll tell
you why. So we talked about this two thousand dollars
out of pocket max. That's going to help you know,
six million people. That's that's what it's slated to hell,
six million people. But it's gonna harm tens of millions
because the two thousand dollars out of pocket backs. Once
(14:11):
you pay that, then the remainder goes back to the carrier.
So several carriers saw the writing on the wall and
pull it out of the market. So you may be
caught in the middle of some of this, but you
won't know unless you call the office. You've got to
(14:34):
call us and see if your plan is still being offered,
if your plan has been impacted in any way, and
I want to hear from you. Nine oh one four
five three six three four six. I mean, it was
pretty challenging, to say the least, on Friday to know
(14:55):
that in the middle of AEP, which is the annual
enrollment period. There are plans that we were offering and
talking about that we can no longer talk about. I'm
so glad I really don't talk in detail about plans
because that would have thrown a lot of my babies off.
I call my seniors my baby. So I want you
(15:16):
to be careful about certain plans, and so you won't
know unless you call. And I'm not just trying to
get you to call. I'm trying to save the rest
of what these carriers have in terms of their reputation.
So I wouldn't do it but call the office to
make sure your plan is still good.
Speaker 4 (15:35):
All right, If you've just tuned in this morning, we
are talking with the CEO of the Benefits Solutions Group,
Laurie Swinegan, is here her number nine zero one four
or five three six three four six nine zero one
four five three six three four six. You know it's
open enrollment time. If you have a question this day
(15:58):
for Laurie while she's in the studio, we invite you
to call now nine zero one five three five nine
three four two eight hundred five zero three nine three
four two eight three three five three five nine three
four two will get you in to us. You're listening
to the Bev Johnson Show on do W D i
(16:22):
A the BEV jnsnsial.
Speaker 8 (16:35):
Don't Go Away. The Bev Johnson Show returns after these messages.
Speaker 3 (17:00):
Have everthing.
Speaker 2 (17:14):
Bega know over the town's working hard to bring you
(17:49):
hotaday now selling hollay.
Speaker 4 (17:56):
Every off, Good morning, and welcome back. We are speaking
with the CEO the Benefits Solutions Group, Loris one again.
(18:19):
We are going to our phone lines to talk with you.
Thank you for waiting. Hi, Beverly.
Speaker 9 (18:27):
Y, good morning.
Speaker 4 (18:29):
I'm doing well today, Beverly. How are you today? I'm good.
Speaker 10 (18:33):
Happy Monday, that's right, Monday, sister, Yeah, happy Monday.
Speaker 9 (18:41):
Good morning, Miss Laurie.
Speaker 1 (18:42):
Good morning, miss Beverly. Thank you for calling in.
Speaker 9 (18:46):
I have a question please, okay, do you do excuse me,
just medicure plans or do you do any plans that's
on the marketplace?
Speaker 1 (18:57):
Yes, ma'am, we do, we do it all.
Speaker 9 (19:00):
You do it all, okay, Okay, I wasn't sure. The
reason I'm asking My sister is called up in that
she had she had was called am better.
Speaker 7 (19:13):
And the plan that she had is no longer, you know,
is one of the plans that was discontinued. But I
think she said that she could still get AM better,
but it would be a different plan and it will
cost more. And then they also recommended some plan to
her called am I able to call her name out?
Speaker 1 (19:36):
No, give us a call, yeah, because I always try to,
you know, spare their reputation on the air. We will
talk about it individually. But this is not the Roman
season for ACA Marketplace yet, you know it's coming up,
but now it's the annual and Roman period, so we're
focused on people who have medicare just okay, we do
(19:57):
those of the ACA Marketplace plans, but right now it's
it's uh, the annual Roman.
Speaker 9 (20:03):
Period medicare Okay, are you at liberty to say which
of those plans that have been dropped that are no
longer again?
Speaker 1 (20:13):
When you called me, yeah, because I'm trying to spare
what I was.
Speaker 9 (20:17):
I was thinking in regards to people who were listening.
Speaker 7 (20:20):
You know, who may not have been getting notified.
Speaker 9 (20:24):
You know, That's what I was thinking in terms of
But I understand, Yeah, I.
Speaker 1 (20:28):
Wish, I wish I could yeah, yeah, but I definitely
want people to call in to ask the question. This
is not a sales gimmick or they just want somebody
calling them. No, it's pretty serious and so I you know,
please call to at least get the information to see
what's going on with your plan if it's been impacted.
(20:49):
You know, like I said, there's this is a it's
a precedent. This has never happened during the Annual and
Roman period that they would just simply take plans off
the market in the middle of AEP Friday was really
tough for us. But then it's you know, we had
to pivot, you know, and trying to you know, start
figuring out, you know, the best route and the most
(21:10):
strategic route, and that's always going to be what's best
for the client. It's always going to be what's best
for the client. And even some providers have started not
accepting certain plans. So they may have accepted this very
popular plan last year, you know, but they're dumping them
this year. So you know, I'm just asking our seniors,
(21:33):
if you are under sound of my voice, and I
mean this, calling in and just get a check up, uh,
to see if you are where your need to be.
Here's the thing. If you have an agent yes, if
you have an agent, that's fine because when you calling in,
we're not trying to write plans necessarily, We're trying to
(21:56):
help people.
Speaker 11 (21:57):
Uh.
Speaker 1 (21:57):
It's it's not always a gimmick. And that's why I'm
only not to call the TV.
Speaker 4 (22:02):
You know.
Speaker 1 (22:02):
Today for me is is more. Let's let's try to
save you. Let's try to help you. Let's try to
you know, give you some good information so that you
can make an informed decision. I had a guy that
called me and said, hey, you know what, y'all didn't
call me back what we did. I can't personally call
every single person back, but I'll put our agents on it.
(22:23):
We have started, we started training, and we do this
every year. We start in August and we train every
the entire month of August, the entire month of September.
Speaker 12 (22:33):
You know.
Speaker 1 (22:33):
We take thousands of modules and so I get my
agents ready. I call them my soldiers. I get them
ready for battle, and so we are prepared for this season.
So when you call in, yes, I'm gonna get you
to one of those capable agents. And if you come
to the office, I promise I'll come out and wave
(22:55):
at you. But I can't I can't manage everyone, and
I want to. If you have a question, you get
to the office. Certainly you know I'll be there to assist.
But I can't make every phone call back. It could
be our ad me and support that's calling from a
five to six five number. It could be you know,
one of my leadership team that's calling. So to pick
(23:15):
up the phone and you'll see that the Benefit Solutions
Group is returning phone calls. And I just appreciate your business.
I'm humbled that you would entrust your business in your
lives in the hands of the Benefit Solutions Group. I
don't want that to end because you think we're not
calling it back. We are calling every single person back,
and a couple of times. Actually, I have my agents
(23:39):
writing the dates and the times back now that we called.
So we are on this. We have ring central, so
the calls are rolling over. So and give us a chance.
If you can't get through the first time, hey, give
me a call again and again. This season, y'all. This season,
At this moment, it is Chris that we speak with
(24:01):
you about where you are. If you had the plan
ten years something could have changed. It's time to get
a check up. If you're okay where you are, guess what,
You're going to stay there, But if we can help you,
we will. We've had people calling in who are on
a plan for people who have Medicare and Medicaid didn't
(24:26):
realize that they had lost their Medicaid. Has been getting
a bunch of bills in the mail, and I'm telling
you they are under the water now because they didn't
realize it. They say, you know, I'm fine with my plan.
Well maybe you're not fine with your plan. If that's
you and you've started getting these little bills that you
(24:47):
don't know about, you need to call us. Let us
jump in the fire with you.
Speaker 4 (24:54):
No, sorry, I want to go back to our phone lines.
But before you say that, I was going to tell
you Lorie, because I know this is annual enrollment period,
but also it is and now I just was thinking
what Beverly said. It is enrollment period for a lot
of people. For instance, I use myself at iHeart, now
this is our enrollment period to enroll into our insurance.
(25:16):
So this is you know, and then people use the
Affordable Care Act. Now it's going so people are not
only in Medicare Medicaid, but also if you have insurance
that your your employer that this is the enrollment period
as well.
Speaker 1 (25:30):
It is, it is, and you definitely want to get enrolled.
When your employer is talking to you, there are people
there you want to make a decision and beb That's
a pivotal point as well, because you can decide at
sixty five, at the age that you qualify for, you
can decide to come off of your employer coverage and go.
(25:52):
And on the Medicare side, right there is you know
certain groups of people who are paying three and four
hundred dollars a month for a glorified Medicare advantage plan,
when on this side of things, the Medicare advantage plan
is actually zero is.
Speaker 4 (26:08):
Zero with copays.
Speaker 1 (26:10):
Over there, you're paying three hundred dollars a month for
your employer coverage. You're paying the copays and deductibles, and
so it's worth calling in to do a comparison. I've
had people come into the office. They will bring their
employer handbooks and then we'll sit down and look at
a Medicare advantage plan. And I'm saying Medicare advantage plan,
(26:33):
but it could even be a Medicare supplement, a true supplement,
not just something that supplements your benefits, but a true
Medicare supplement. So you have many choices, and hey, you
know what, I think you should weigh your options. Weigh
your options.
Speaker 4 (26:49):
All right, Back to your own phone lines to talk
with you. High caller. Hello, Yes you're on the air.
Speaker 13 (26:57):
Yeah, Ben, I got a question.
Speaker 4 (27:00):
Sure, go right ahead.
Speaker 13 (27:02):
Okay, I haven't retired, but i turned sixty five in August,
but I'm still working and I have insurance. But how
they're supposed to send me a Medicare card or anything?
Speaker 4 (27:16):
Uh yeah, yeah, yep, Nope, nope, nope, nope, nope, nope, nope.
It's a good question. Yeah, well I like to talk
because yeah, because yeah, you you should get your red,
white and blue card, right, Laurie. Now, if you're getting
insurance from your employee, if you want to keep that,
you can do that that you won't be penalized.
Speaker 13 (27:35):
No, no, sir, But they never sent me a card.
Speaker 4 (27:40):
They haven't. They haven't sent your card yet.
Speaker 1 (27:42):
They will, and they'll say it with part A on it.
When did you turn sixty five?
Speaker 13 (27:47):
I turned sixty five in August in August.
Speaker 4 (27:49):
This is this is November. Well call the so yeah,
you should be. Yeah, you should be getting your card
and and but but check with them to see make
you know, called Social Security office.
Speaker 9 (28:03):
Or if you don't get it.
Speaker 4 (28:07):
No, well let me ask this. Do you have insurance
from your employee? You're still working right yeah? Yeah with them,
so you're you're okay right now when you get your card.
So you're going to decide whether and LORI con tell
me if I'm wrong, whether caller, you want to keep
your insurance with your employer or get off of that
(28:28):
or get on on your Medicare card. But you can
you can still get your card. You will have you
will still have that and have your employer's insurance and
keep on working and keep if you like that insurance.
For me, that's what I've done. I like my insurance
with iHeart. I'm sticking with that. I have a red,
(28:49):
white and blue car. I don't even use that. I
have not used that.
Speaker 13 (28:53):
So they say it to you, I don't have No,
you don't have.
Speaker 4 (28:56):
To use it. No, you use it when you feel
you're ready to use it.
Speaker 13 (29:02):
So when I get ready to get off my other insurance,
then I use it.
Speaker 4 (29:06):
Yeah, that's the time you need to call Laurie, to
make sure you get all the things correct.
Speaker 1 (29:13):
That's right.
Speaker 13 (29:16):
But but when I get the card, if I don't
use it, don't worry about it. As long as I.
Speaker 4 (29:20):
Got you already have insurance. Yes, you you have insurance.
Speaker 13 (29:25):
Yeah, no problem, so I won't be killing last. I
want to be killing last. Nothing when I do come
over to medicare, No.
Speaker 4 (29:31):
Sir, I'm telling you. Listen from the horse's mouth. I've
never I've never care. I got the red white and
blue card.
Speaker 10 (29:39):
I have it.
Speaker 4 (29:40):
I've been having it. I have not used my red
white and blue card. When they call me, they said, okay,
miss Johnson, you have A if I decide to use it, right, Laurie,
I have the A. But I have I'm not using
it because I use Iheart's Insurance, the insurance that we have.
I'm using that because I like that. Right now, that's
(30:01):
good for me. Right now, when I decide to get
off the iHeart Insurance, then I'll turn to my red
white and blue card.
Speaker 1 (30:09):
That's right, that's all.
Speaker 14 (30:10):
Okay?
Speaker 8 (30:11):
Then yeah you got it?
Speaker 12 (30:14):
Yeah, I got it.
Speaker 13 (30:15):
So so I should I receive it? Uh A phone now?
Speaker 4 (30:20):
Or well you I would go, I would go over
there to see and and and tell them that you've
been looking for it and you turn sixty five and
you haven't gotten it yet. I'd let them know. Okay, okay,
but but since you have insurance, you're good, all right,
all right, bye bye. You know it, Laura. I've never
(30:43):
said that, but people people know I have the red
white I had the red white and blue card. I've
never said that. I'm owning up to my troop. I
have it because you know what, I'm laughing because I
remember when my best friend we got the red, bright
and blue card. We were somewhere, all of us were together,
and she gonna pull it out. We said, put the
car back in your person.
Speaker 5 (31:02):
Let but.
Speaker 4 (31:06):
Lord, we were telling her. We got on her put
up that damn card. Not you know, But yes, I
have the red one. I'm proud I have. Hey, you
know what, I'm proud. That's because that's why the folks
leaving here. But yes, I have the red, white and
blue card. I have not used my red white and
blue card because I have a because you'll, I use
(31:27):
the insurance that I get from iHeart. I use my insurance,
and I like that it's good for me. Right now,
when I decide to use my red, white and blue card.
I'm not calling the TV. I'm calling Laurie. I'm going
back to her phone. Thank you, man, I appreciate it.
Hey call her high.
Speaker 1 (31:46):
Hi.
Speaker 15 (31:47):
And it sounds like, regardless of whatever plan you have,
you need to call Laurie. You all doing. Can you
hear me okay? Because I'm in the car.
Speaker 4 (32:06):
Yeah, we can hear you loud and clear.
Speaker 15 (32:09):
I don't okay, I'm gonna have to get over there
to your office law read because uh a goolden girl
just called the area. Uh since she's into your office
and she just ranted and raid about your office. So
I know I got to get over there anyway. And
because of your professionalism with wanting to not name any
of the companies that's not going to no longer be
(32:31):
in the planet, sounds like.
Speaker 1 (32:33):
We all need to call your birds. I definitely need
to talk with you.
Speaker 15 (32:38):
You know what I'm saying.
Speaker 1 (32:39):
I definitely need to.
Speaker 11 (32:40):
Talk with you.
Speaker 1 (32:42):
Yes, yeah, And it is definitely my plan to it's
one of yours, bird legs. It's it's one of yours,
and you know what.
Speaker 15 (32:50):
I kind of think of that, and so I will
be coming. I don't want to come when you out
of town, though I want to speak with law read.
I understand your staff is good rate, very professionally. However,
i've not met you yet. I was supposed to meet you.
Speaker 4 (33:07):
A long time ago, Burlegs.
Speaker 1 (33:08):
I cannot will, I tell you it felt like uh
Golden girl was Elvis up there. I couldn't believe she
was in.
Speaker 4 (33:19):
It was just an honor, and she was quite pleased.
Speaker 15 (33:23):
I'm telling you. She called me and just went on
and on, like I said, about how beautiful your office was,
how professional everyone one was. But seriously, I'm gonna call
this week and I don't catch you. That'll be fine.
I'm sure you're But I definitely figured that I was
gonna fall in that loop somewhere because I did get
(33:43):
a book and I saw something, but I don't think
it told me that they were not going to be However,
I would be calling you better face, yes, ma'am, I'll
be talking to you. It's wallow, yes, ma'am.
Speaker 4 (33:56):
Okay, I can't wait to see the system.
Speaker 15 (34:00):
Okay, and Laurie, I will be calling your office when
I returning home today, and.
Speaker 1 (34:06):
I can't wait to see you all right, thank you, Okay,
all right, bye, bye.
Speaker 6 (34:17):
High caller.
Speaker 11 (34:20):
How you yes you are okay?
Speaker 12 (34:24):
So miss Swanaga, yes, ma'am.
Speaker 11 (34:28):
Why are you allowing BEV to stay on our heart?
Speaker 12 (34:31):
As opposed to medicare? He is sixty five?
Speaker 1 (34:36):
Right?
Speaker 12 (34:36):
I want to know what the benefits are?
Speaker 11 (34:39):
But she she has okay, Well let me tell you this.
Speaker 4 (34:44):
You know, you you asking, Lord ask be of Johnson.
I like the insurance that I have.
Speaker 12 (34:50):
I understand that you do. There, I understand that, okay,
But what I know from her?
Speaker 1 (34:58):
What is it?
Speaker 12 (34:58):
I mean, what benefits is she's still getting from her
insurance as opposed to medicare.
Speaker 1 (35:07):
Well, that's a good question. So really it's just a
matter of preference. It's just a matter of preference.
Speaker 4 (35:13):
You know.
Speaker 1 (35:14):
Some folks are just set, you know, on the plan
that they've had for many years and until you know,
if it's not broke, don't fix it.
Speaker 4 (35:22):
Yeah.
Speaker 1 (35:24):
Yeah, So she has different benefits that she's really accustomed to,
and it could be the same benefit over on the
Medicare of aniticide. But that's what she wants, so, you know,
and we're about getting customers what they want, you know,
Like we said, we want to review what you have
and give you what's best for you. That's right.
Speaker 12 (35:45):
Okay. So a lot of people who have retired chase
from Chevy County, Okay, they keep that stuff they have
with Chevy County as opposed to going would I guess
Medicare supplement or whatever, but take a ansancy by sisters
as opposed they have to pay an a digital premium
(36:07):
for dental vision and that not that's right, that's right,
because I'm say Medicare pays the bills, right, that's right.
Speaker 1 (36:17):
Some of them keep it. Now we we're I mean, why.
Speaker 12 (36:21):
Would they keep that if they have to pay additional
Some people don't like change.
Speaker 1 (36:27):
Some folks just don't like change. But it's gonna get
to a point where, you know, based on our economy,
it will have to be a decision to come over
to something that's that's less costly. So right now, I
guess they're okay, but you know, it'll get to a
point where they may or may not. You know, some
people will not eat and keep it. So it's just
(36:50):
it's just a matter of preference.
Speaker 12 (36:53):
Uh huh.
Speaker 13 (36:53):
But what I'm saying is.
Speaker 12 (36:56):
They okay, if that's what it is. They don't like
change as opposed to pay this premium.
Speaker 4 (37:03):
They have this you know what call it, and they couldn't.
Maybe they don't understand. Maybe they need to talk to
an agent and see so. But as as Laurie said,
some people like where they are. Some people like what
they get and they like what they like.
Speaker 11 (37:17):
Huh okay, right, yeah, I understand that.
Speaker 12 (37:21):
So anyway, I talk my sister into change, and you know,
I said, extremium if you can get this over here.
But some of the other people they are scared to
change because they told them, if you leave, you can't
come back.
Speaker 4 (37:38):
Well that's true, that's true. That's exactly right, that's true.
Speaker 12 (37:44):
You know what I'm saying, We got it.
Speaker 4 (37:48):
So that's that's the choice they make. They want to
stay there and if the company tells them you leave,
you can't come back, well they know that up front.
Maybe that's why they're staying.
Speaker 11 (37:58):
It's share what they put in them.
Speaker 4 (38:00):
Yeah. Yeah, well you know what we we we people
have to make up their own minds.
Speaker 11 (38:05):
Called.
Speaker 4 (38:05):
I know you concerned, but you know people make up
their own mind Well, thank you for calling you. Okay,
all right, yeah, I know, oh no, but that's why,
that's why, that's why we always tell people to call
Laurie's office. She has her ages over there and they
(38:26):
can explain everything. Just because you call Laurie's office doesn't
mean you're going to change anything. You may want to
know what you are being offered.
Speaker 12 (38:36):
Right, Okay, people alone?
Speaker 4 (38:41):
Yeah, yeah, girl, Lead those folks alone. Let them, let
them go.
Speaker 9 (38:47):
I know, I know, I know.
Speaker 4 (38:48):
Well what we tell you. Can't leave them alone. You
give them Laurie's Now I'm being and tell them call Laurie. Okay,
all right, by nod Bless her heart. She needs to
be agent. She's got a burden for the bees. She
could be an agent. Hold on, y'all, we are talking
to the CEO of the Benefits Solutions Group. We're talking
about your benefits. It is annual enrollment season going on. Now.
(39:14):
You need to know what you're getting. That's where he
is here to help you. Five three five nine three
four two eight hundred five zero three nine three four
two eight three three five three five nine three four two.
You're listening to double you d i A the Bevjssial.
Speaker 8 (39:56):
You're listening to the heart and soul of Memphis, the BEV.
Speaker 2 (40:04):
I'm telling everyone, talking.
Speaker 4 (40:16):
Everyone, and welcome back. We are talking with Laurie Swan again,
the CEO of the Benefit Solutions Group. Before Laurie we
go to our phone lines. We're laughing at the last
call of or You're adamant. She's willing to get those
folks to change, and she was trying to tell Laurie,
well bad, why are you over the Laurie, but but
let me and Laurie and I we were talking and
(40:38):
I told you I'm not ready to change because I
enjoy the insurance plan I get with iHeart. Also calling
those people who are still working and have insurance playing
their employers pay iHeart pays for part of my plan,
right Lord, that they're paying for my plan. I put
so much in it, but they put a majority in it.
(41:02):
So sister, I'm okay where I am right now, go
onto our phone lines to talk with you.
Speaker 14 (41:09):
Hi, Randall, hey man, good afternoon, Good afternoon, but I'm
calling from Texas. I was listening to your show or
via iHeart radio from Texas.
Speaker 4 (41:20):
Thank you, thank you for listening in Texas.
Speaker 14 (41:23):
Absolutely I wanted to call in comment about the conversation
you're having about medicare. Yes, you mentioned the other gentleman
that you you know you have Medicare Part A. They're
given that. They give that to everyone when they turn
sixty five and you get your red, white, blue cars, right,
but you want to consider it. If you still have
a large group employer coverage and you don't want to
(41:44):
take Medicare Part B, you don't have to take it.
But understand, if you don't take Part B when you're
supposed to, the cost goes up when you do.
Speaker 5 (41:51):
So you paid.
Speaker 14 (41:52):
You may pay more for your Part B coverage when
you decide to go ahead and get Part B, which
is your coverage for your doctor visit. You may pay
more for that if you wait. Then if you take
it when you're supposed to, I want to make sure
I comment on that so people are aware that Part
B will cost you more money if you wait longer.
Speaker 4 (42:07):
All right, Randal, thank you for your calling, Thank you
for listening in Texas.
Speaker 1 (42:11):
All right, thank you Randall for that. So, no, you
won't be penalized for that. Your Part B won't be
any more necessarily because you have something called credible coverage.
As long as you have your employer's coverage, you won't
be in any trouble at all. And once you get
the part B. You'll go right into whatever the Part
(42:32):
B is at that time. Thanks for that, Randall, thank you, Randal,
Hi Percy, Hey, Bab, how you doing.
Speaker 4 (42:40):
I'm doing well in you all right?
Speaker 10 (42:42):
Hey Laurie, I got two questions. Well not Riddy too,
but well yeah, I listened all away from the gym.
This guy called in he turned sixty five in an
office and he said, haven't received his card. But my understanding,
they don't just out of mac simity.
Speaker 14 (43:00):
You have to go to Social ccurity off.
Speaker 10 (43:01):
I mean go waiy to plan online and let's know
that talk to someone that hays in office on turn
of sixty five, so a long when you're planning on retire.
But you can still get your car. But if you
don't contact circular, they're not gonna just stave your car.
Speaker 11 (43:13):
Right.
Speaker 1 (43:13):
Sometimes they do, sometimes they do. Sometimes they don't see
the employer. Actually, if there is an employer that's engaged
and they send the necessary paperwork into Social Security, you're
probably going to just receive your car. However, if there
is not, it's just so many different circumstances, so it's
just best to call into Social Security or go buy
(43:34):
there and handle your business.
Speaker 10 (43:36):
That's what I did. Now, I got one moment and
then I'm gonna let you guys go and you can
tell me over the phone. Okay, I'm with a MEDICAI
advantage plan.
Speaker 8 (43:46):
I can like it.
Speaker 10 (43:47):
Everything's working fine. But what I want to know is
do I need to call them to see how anything
changed over where they automatic? Let me know?
Speaker 1 (43:55):
No, too many plans have had too much movement. You
do you need to call?
Speaker 15 (44:00):
Try?
Speaker 10 (44:00):
I need to call that plan and see if everything
is still the same.
Speaker 1 (44:04):
Or absolutely, if that plan is something that you're satisfied with,
certainly call the plan, ok to check and see to
make sure everything is good.
Speaker 5 (44:14):
Now.
Speaker 1 (44:15):
Like the folks that are still in the particular plan
they have been grandfathered in, they are fine. It's the
folks that the plan doesn't exist anymore. Like some plans
were terminated, so those of the everybody needs to call.
Everybody needs to call and just do a check up
to make sure you are good. For January the first,
(44:38):
so the letters started going out for the folks who
whose plan won't be offered for twenty twenty six. There
was a I can say this much, there was a
county in Mississippi that was hit really hard. Over five
thousand people were terminated from this particular plan. So everybody, Mississippi,
(44:59):
tent See, Arkansas, Texas, Georgia, Florida, all those places all
over the world. If you are listening and you're okay
with your plan, by all means, call your plan. Make
sure your plan is still in existence. If it is not,
hang up and call me so that we can get
you fixed up. You can call us, you know, we
(45:21):
can tell you because they actually in the email, they
sent out the plan contract numbers to us to tell
us which ones are not being offered anymore. So you know,
either one whoever you trust the most, you know, make
the phone call, because this is not a gimmick to
have everybody call and saying I'm fine with my plan.
This is really to help our seniors. It's really, really,
(45:43):
really to help people.
Speaker 10 (45:45):
Well, I'm gonna call you Gas, because you Gas the
one who got me just playing that gap.
Speaker 4 (45:49):
Okay, go over to the office person fifty Colony Park Drive.
Speaker 10 (45:57):
Yes, and let him check it for me, because they
they want to got me set up. And it's exactly
I like it, but I'm like you, I needed to
get it checked person.
Speaker 4 (46:07):
Yeah.
Speaker 1 (46:07):
Well, I'm asking you to definitely come on in to
see us. Yeah, don't you call the plan you come.
Speaker 10 (46:12):
On in, Yes, because that's what you guys got. I
forgot her name. I got a rope down back in
the back in the room.
Speaker 4 (46:18):
But she did.
Speaker 10 (46:19):
She did a wonderful job, got me straight.
Speaker 1 (46:20):
I loved it, all right, Ansum, thank you so much
for that.
Speaker 10 (46:25):
Okay, and I'm uh, I'm gonna just go back there
and get with one of your agency. Let them check
everything for me and see if everything goo is not
they can give me wanted. I can be happy with you.
Thank you guys.
Speaker 4 (46:37):
All right. Hi, Golden Girl.
Speaker 11 (46:41):
Golden Girl, the afternoon bell, Lorie.
Speaker 9 (46:49):
Girl.
Speaker 11 (46:51):
I love you.
Speaker 10 (46:53):
You said you felt like you met a celebrity.
Speaker 11 (46:55):
I felt like I met a celebrity.
Speaker 9 (46:57):
My goodness, I love it.
Speaker 11 (46:59):
I had to best time. I did not want to leave.
I was so impressed. I was so impressed and beb.
I don't know if you ever been to an office
or not.
Speaker 4 (47:08):
I haven't been to the office.
Speaker 6 (47:10):
I have not.
Speaker 11 (47:11):
I call it a Bootique office. I don't know what
he calls it, but I call it Bootique office. Top
of the line. It's very nice all over the place, yes,
and I really enjoyed it. It's very nice and the service.
So I want to say to the young lady that
you're not forced to choose a plan. Everybody's different, so
(47:35):
you have to go sit down.
Speaker 6 (47:37):
And I did that.
Speaker 11 (47:38):
I said, did anybody else sit down and take She
say yes, they did, she said bird lead did I
said yeah, because it's so confusing. And she'll tell you Bill,
I had packed up all my mails. I had the
mail's signal blue crown, blue shield.
Speaker 6 (47:52):
You.
Speaker 11 (47:52):
I had all them in the mail, everybody pulling at you.
So you have all these plans coming in and they
can get confusing and you don't know which one to choose.
So I put him in the envelope that I Lauries.
And I'm gonna tell you what's good about that. I said, Laurie,
can I see two plans side by side? She said,
(48:13):
you sure can? I said, Lord, I murdered. He said,
let's do it. So I was able to look at
two of my favorites I had, you know, kind of
had a favorite, and she was able to compare right
there on the screen, showing everything that one has and
one that it didn't have. And you're able to look
(48:35):
and see what matters to you. Then you can choose
that plan once you see it in front of you.
So that's the kind of service you get, because, like
I said, this Medicare thing is really a confusing. Yes,
was that I was able to get my son signed
up here a dual plan, so we were able to
get him in and miss in the pipeline.
Speaker 4 (48:57):
Yes, I'm right, yes, yes, yes, I'm okay.
Speaker 11 (49:00):
So you know what I get So is mine's in danger?
Speaker 6 (49:04):
No?
Speaker 1 (49:05):
No, no, no, we got you fixed up.
Speaker 11 (49:08):
Okay, good, So I can't wait to get it. And
thank you so much. I encourage Peter to go sit
down and just take your time and choose the best
one for you. One plan does not fit at all,
that's what it best for you.
Speaker 1 (49:21):
That's right. Thank you, Going to the girl, Thank you,
going to honor lad.
Speaker 11 (49:27):
I am to have a great one.
Speaker 4 (49:29):
Okay, bye bye and Laurie. As we get ready to
wrap up, tell our listeners you were saying when you
came in the good news. And also a telephone number
is where you all are located, so listen.
Speaker 1 (49:40):
So we are located at twenty seven fifty Colony Park Drive.
Speaker 4 (49:47):
Listen.
Speaker 1 (49:47):
They are waiting on you to come through the door.
We're probably gonna have a little breakfast cooking. I think
we got a little chili going on today. But come
on in y'all and see us. It's a twenty seven
fifty colony Park drive. We have some sweethearts that have
been bringing groups of singers to the office. I'm just honored.
(50:08):
I cannot tell you enough. Thank you, Mitzel for in
trusting us. I'm trying to put together a huge singer takeover.
Uh it's coming up soon, so stay tuned to that.
The Model Bus Transportation and folks have already consented to
helping me out with this, and so I'm just excited.
I've spoken with a couple of commissioners, so we do
(50:30):
have a big day coming up for singers. We're also
gonna have a pantry coming up for you guys, So listen,
stay tuned to what's going on with the Benefit Solutions Group.
Here's a big thing. So of course you all know,
the Church of God in Christ is coming to Memphis
this week. This week, so the Saints will be here y'all.
(50:52):
So we're gonna be at the convocation set up. Yes,
we're gonna So if you are anywhere down town. Come
on in to the Cannon Center. The Benefit Solutions Group
is going to be set up at a booth down there.
Through our carrier is well Care, and they're gonna have
a setup in a premium location. So you're gonna get
(51:14):
to stop by, go, praise God, ask all your questions
about Medicare. And I'm looking forward to meeting you. It
will be there the seventh through the tenth. Beil the
seventh through the tenth. Also, we've got some good stuff
coming up. Look, we have Medicare Mondays, Medicare Mondays where
it's an all day walking event. Come in the office
(51:37):
and get your questions answered on Mondays so you can
pick a money and just come on in there, and
we're gonna be there waiting for you.
Speaker 6 (51:45):
Bell.
Speaker 1 (51:45):
Thank you for this time. Bell, I appreciate everything you've done. Oh,
let me throw my number out real quick. One more.
That's right, that's right, nine zero one four five three
six three four six Again that's nine zero one four
five three six three four six. Y'all times are challenging
right now. I just want to see I want to
(52:06):
make sure that you are in good shape for January
the first, or Bell will kill me. Thank you, Bev,
thank you Lauri Reed.
Speaker 4 (52:13):
Don't call the TV.
Speaker 6 (52:14):
Don't call the TV.
Speaker 4 (52:16):
He call Laurie. The Benefits Solutions Group nine zero O
one four, five, three, six, three or six. We are
getting ready to go to the other side of the
Bev Johnson Show right here on double d IA the
Bev J Justin Show.
Speaker 8 (52:45):
Whether you're in Arkansas, Tennessee, or Mississippi on Facebook, Twitter,
or Instagram, thank you for listening to The Bev Johnson
Show on doub DA Memphis.
Speaker 3 (53:00):
Thinking about of thinking over seas, things divers things as
cover at parts